KR20200048530A - System for controlling reserve ratio of cryptocurrency based on block chain - Google Patents

Abstract

The present invention relates to a blockchain-based cash reserve ratio control system. The system comprises: an information acquisition part acquiring market capitalization information of a first cryptocurrency and acquiring information on payment reserves prepared in advance for payment of real economic value exchangeable for a second cryptocurrency; and a transaction determination part determining whether to sell the holding amount of the central bank for the first cryptocurrency issued based on at least one of the acquired market capitalization information of the first cryptocurrency and the information on the payment reserves of the second cryptocurrency, wherein the second cryptocurrency is converted from the first cryptocurrency and is issued on a condition where the second cryptocurrency can be incinerated by the payment of the real economic value.

Description

Blockchain-based cryptocurrency payment preparation rate control system {SYSTEM FOR CONTROLLING RESERVE RATIO OF CRYPTOCURRENCY BASED ON BLOCK CHAIN}

The present invention relates to a system for controlling a payment preparation rate of a blockchain-based cryptocurrency.

Recently, interest in bitcoin, which is a kind of digital cryptocurrency that can pay for spots, has been highlighted.

Bitcoin is a digital currency created by Satoshi Nakamoto in 2009 and has a structure in which a central device for issuing and managing currency does not exist. Instead, Bitcoin transactions are made by a distributed database based on a peer-to-peer network (P2P), and usually perform transactions using a public key encryption algorithm.

In addition to Bitcoin, digital coins that can be paid for in kind are Litecoin, Darkcoin, Namecoin, Doggycoin, Ripple, etc.The common characteristics of these are traders using digital cryptocurrency including Bitcoin. The book of the transaction details thus traded is stored in the electronic wallet, and the book is sequentially connected according to block and hash conversion in a certain unit, and can be shared on the blockchain network in a form that can be verified by hash comparison. Bitcoin, Litecoin, Darkcoin, Namecoin, Doggycoin, Ripple, etc. can be exemplified as such cryptocurrency.

The individual blocks connected to the blockchain may be sequentially connected according to hash transformation, and may be configured in the form of a data packet including a plurality of information. For example, information included in a block may be a transaction history in which participants exchange currency, and a hash value, difficulty, and nonce of the previous block. Every block contains the hash value of the previous block, and the blocks following this can form a blockchain that contains the transfer details that occurred in chronological order.

When such a blockchain network is formed, one transaction book can be shared through nodes connected to the network, and the transaction book can be preserved by a blockchain that is verified and formed by an unspecified number of nodes. Since such a transaction ledger is continuously shared and verified and shared by all node terminals connected to the network, forgery and alteration of the transaction ledger is prevented by a majority of nodes that want to maintain the transaction system.

In addition, the target of an attack such as hacking into the blockchain network should be the transaction system itself composed of a plurality of unspecified nodes rather than a specific terminal, and the action itself destroys the transaction system itself, in preparation for hacking costs. It is possible to prevent the establishment of hacking itself in advance due to the low value of the gain, so it is possible to establish a reliable distributed transaction of cryptocurrency without any central control.

However, the cryptocurrency formed on the basis of such a blockchain is very difficult to lead to active use in the real economy due to the instability of its value and the inconvenience of real use due to the delay in approval time caused by the limitations of the blockchain network system. to be.

In addition, due to its instability and anonymity, there are cases where legal restrictions on use are made at the national level.

In particular, in order to solve the underlying cause of value instability, a cryptocurrency formed by a blockchain network is secured in a specific fiat currency or other cryptocurrency, and as a result, a stable coin in which the value becomes the same as the fiat currency ( STABLE COIN) method is also proposed.

However, the proposed collateral stabilization methods so far require another currency to be collateral, which results in the same volatility as the value volatility of the other currency. The problem has not been solved.

In addition, excessive stabilization lowers the profitability for holdings or the need for currency trading, and the number of holders decreases, thereby decreasing usability.

In other words, the fundamental problems of stabilizing the value of cryptocurrency itself, creating value through transactions, and improving usability in real economic life are still being raised.

Patent Document 1: Registered Patent Publication No. 10-1673073 (Registered on October 31, 2016)

The present invention is to solve the problems as described above, the object of the present invention is to provide a method for stably controlling the payment preparation rate of a cryptocurrency based on a blockchain, and a server and a program for performing the same.

The blockchain-based cryptocurrency payment preparation rate control system according to an embodiment of the present invention for solving the above-described problems acquires market capitalization information of the first cryptocurrency and can exchange real economic value with the second cryptocurrency An information acquisition unit for acquiring information on payment reserves prepared in advance for payment of the payment; And a transaction determination unit for determining whether to process the sale of the internal holding amount in the issued first cryptocurrency, based on at least one of the obtained market capitalization information of the first cryptocurrency and the reserve amount information of the second cryptocurrency. ;, The second cryptocurrency is convertible from the first cryptocurrency, and is issued on a condition that can be incinerated by payment of the real economic value.

According to an embodiment of the present invention, issuing a first cryptocurrency that is issued and distributed based on a distributed transaction, issuing a second cryptocurrency that can be switched according to the actual economic value conversion ratio corresponding to the first cryptocurrency, The second cryptocurrency is processed to be issued in a condition that can be incinerated by a value payment process corresponding to the real economic value according to a process for preparing the payment of the real economic value, thereby stabilizing the value of the cryptocurrency itself by the real economic value, It is possible to provide a blockchain-based real economic value interlocking cryptocurrency exchange method, apparatus and system that can bring together value creation by transaction and usability improvement in real economic life.

In addition, by predicting and applying the above-mentioned amount of cryptocurrency issuance to the actual reserve value for the actual economic value linked to it and the current payment reserve, in terms of use for issuance of cryptocurrency and exchange with the actual payment value, etc. Stability can be improved.

According to another embodiment of the present invention, by controlling to determine the sale, purchase, etc. of the internal holding amount of the first cryptocurrency, based on the increase or decrease of the market capitalization of the first cryptocurrency or the payment reserve for the second cryptocurrency In addition, it ensures stable operation of cryptocurrency linked with real economic value.

1 and 2 are block diagrams showing the configuration of an entire system according to an embodiment of the present invention.
3 is a block diagram showing the configuration of a service providing apparatus according to an embodiment of the present invention.
4 is a block diagram showing the configuration of a service processing unit included in a service providing device.
5 is a block diagram showing the configuration of a system for determining the amount of issuance of a blockchain-based cryptocurrency according to an embodiment of the present invention.
6 is a flowchart illustrating a method for determining a possible amount of issuance of a blockchain-based cryptocurrency according to an embodiment of the present invention.
7 is a view for explaining an embodiment of a method for calculating a possible amount of issuance of cryptocurrency.
8 is a view for explaining an embodiment of a method for setting a payment preparation rate.
9 is a block diagram showing the configuration of a system for controlling payment preparation rate of a blockchain-based cryptocurrency according to an embodiment of the present invention.
10 is a flowchart illustrating a method for controlling a payment preparation rate of a blockchain-based cryptocurrency according to an embodiment of the present invention.
11 is a view for explaining embodiments of a method for determining whether to sell or buy cryptocurrency.

The following is merely illustrative of the principles of the invention. Therefore, a person skilled in the art can implement various principles included in the concept and scope of the present invention and implement the principles of the present invention, although not explicitly described or illustrated in the present specification. In addition, it is understood that all conditional terms and examples listed in this specification are intended to be understood in principle only for the purpose of understanding the concept of the present invention, and are not limited to the specifically listed examples and states. Should be.

In addition, it should be understood that all detailed descriptions that list the principles, aspects and embodiments of the present invention as well as specific embodiments are intended to include structural and functional equivalents of these matters. It should also be understood that these equivalents include all currently invented equivalents as well as equivalents to be developed in the future, ie, all devices invented to perform the same function regardless of structure.

Thus, for example, it should be understood that the block diagrams herein represent conceptual views of exemplary circuits embodying the principles of the invention. Similarly, all flow diagrams, state transition diagrams, pseudo-codes, etc. are understood to represent the various processes performed by a computer or processor, whether or not the computer or processor is clearly depicted, which may be substantially represented on a computer-readable medium. Should be.

Also, the clear use of terms presented in terms of processors, controls, or similar concepts should not be interpreted exclusively by reference to hardware capable of executing software, and without limitation, digital signal processor (DSP) hardware, ROM for storing software. It should be understood as implicitly including (ROM), RAM and non-volatile memory. Other hardware for governors may also be included.

The above objects, features, and advantages will become more apparent through the following detailed description in connection with the accompanying drawings, and accordingly, those skilled in the art to which the present invention pertains can easily implement the technical spirit of the present invention. There will be. In addition, in the description of the present invention, when it is determined that the detailed description of the known technology related to the present invention may unnecessarily obscure the subject matter of the present invention, the detailed description will be omitted.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 and 2 are conceptual diagrams schematically showing an entire system according to an embodiment of the present invention.

First, as shown in FIG. 1, the cryptocurrency transaction system according to an embodiment of the present invention may be configured as a blockchain mesh network formed by one or more trader terminals 10 connected by wire or wirelessly through a network. have.

The terminals described herein may include mobile phones, smart phones, laptop computers, digital broadcasting terminals, PDAs (Personal Digital Assistants), PMPs (Portable Multimedia Players), navigation, server devices, and the like. However, the present invention is not limited to this, and may be various devices capable of user input and information display.

To this end, each trader terminal may be provided with a communication module for accessing the blockchain network. The blockchain network may be implemented as a wired network such as a local area network (LAN), a wide area network (WAN), or a value added network (VAN). In addition, the blockchain network is a mobile radio communication network (mobile radio communication network), satellite communication network, Bluetooth (Bluetooth), Wibro (Wireless Broadband Internet), HSDPA (High Speed Downlink Packet Access), Wi-Fi (Wi-Fi), LTE (Long Term) Evolution) and the like. If necessary, the blockchain network may be a mixed wired and wireless network.

And, each trader terminal can register the account information according to their node access to the transaction book data shared in a cloud manner through the network. And, when a transaction of cryptocurrency is required, each trader terminal can propagate the transaction information to be recorded in the transaction book data to each trader terminal.

In addition, each trader terminal can use a smart contract (SMART CONTRACT) pre-shared on the blockchain network by processing such that a specific transaction system process cannot be forged / modulated based on the transaction book data provided as described above. . Such a smart contract may include a blockchain-based transaction system process such that post-forgery / falsification is not possible, and cryptocurrency-specific attributes, issuance conditions, transaction conditions, incineration conditions, and authority setting information for each trader.

And, when a process based on a smart contract is processed, or according to an approval process corresponding to a cryptocurrency transaction, for example, when an approval is processed from a node terminal having a certain percentage or more, the transaction book data is updated and the information is shared. , Transaction of cryptocurrency and execution of smart contract can be processed.

Here, the transaction ledger data is a block chain having a structure in which a plurality of blocks are sequentially connected according to a generation order by allowing the current block to contain a hash value for a previously generated block for each block corresponding to a certain time or unit ( block chain) data.

Accordingly, verification of forgery of the transaction book data can be easily processed according to verification of the hash value of the blockchain. To this end, each trader terminal may provide computing power to perform arithmetic and verification processing to calculate a hash value of the next block, and may obtain compensation corresponding thereto.

The security stability of this blockchain can be formed by the system participation of sharers who share data. Accordingly, a block of transaction information including a history of sharing and issue / transaction history of sharing between each sharer terminal connected to the blockchain network can be sequentially stored, and hash values for preventing forgery are sequentially blockchained Transaction verification (work proof) processing to be performed may be distributed in each trader terminal.

Accordingly, referring to FIG. 2, each processing unit and modules of the system according to an embodiment of the present invention may be implemented as a DECENTRALIZED APPLICATION based on a smart contract, using the blockchain network configured as such as the main net. Can be.

In particular, in the exchange service providing apparatus 100 constituting this, the issuance, transaction, conversion and management of the second cryptocurrency based on the main net-based first cryptocurrency and the real value, and other cryptocurrencies previously issued on the main net basis An inter-trade service and a cross-currency transaction service can be provided, and further, a real value exchange and incineration process of real-value-linked second cryptocurrency is provided, which will be described later in more detail.

Referring to FIG. 2, the exchange system according to an embodiment of the present invention includes an exchange service providing apparatus 100 and a trader terminal 300 based on a blockchain network, and the exchange service providing apparatus 100 is prepared for payment It is connected to the adjustment module 400, the financial server 500, and the real value providing device 200 to provide an exchange processing and transaction service according to an embodiment of the present invention.

More specifically, the exchange service providing apparatus 100 may issue the first cryptocurrency that is issued and distributed based on the distributed transaction, and the issued first cryptocurrency data may be distributed to the trader terminal 300. The trader terminal 300 purchases / sells the first cryptocurrency in another legal or cryptocurrency, or through the exchange service providing device 100, the second according to the ratio of real economic value conversion corresponding to the first cryptocurrency You can request to convert cryptocurrency.

Then, the exchange service providing apparatus 100 may issue the second cryptocurrency according to the request to switch to the second cryptocurrency and pay it to the trader terminal 300. Here, the second cryptocurrency may be processed to be issued in a condition that can be incinerated by a value payment process corresponding to the real economic value, according to a process for preparing the actual economic value.

The actual economic value represents the value of actual goods and services, and the trader terminal 300 can transmit a value payment request corresponding to the second cryptocurrency to the exchange service providing apparatus 100, and exchanges when a value payment request is received The service providing device 100 transmits the request data corresponding to the value payment to the real value providing device 200, so that the real value providing device 200 is a user of the trader terminal 300 with the actual goods or services according to the quantity. The payment process can be controlled so that it can be paid to.

Accordingly, the first cryptocurrency can be traded between other cryptocurrencies and statutory currencies, so the value volatility may be relatively high, but it is possible to provide real goods and services according to the conversion to the second cryptocurrency. The value volatility becomes stable and controllable by adding the linkage by value provision.

In addition, the second cryptocurrency may be determined in quantity and issuance according to the value of the actual goods or services, and the exchange service providing apparatus 100 may process the payment preparation process for issuance in advance, and the user At any point in time, the second cryptocurrency can be converted into goods or services as real economic values. Accordingly, the converted second cryptocurrency can be incinerated.

Here, various types of goods or services provided by the real value providing apparatus 200 may be exemplified, and in the embodiment of the present invention, gold whose value is recognized as globally and historically stably may be exemplified.

Accordingly, the real value providing device 200 may be a gold trading device, such as a gold exchange server or a gold storage server.

Then, the exchange service providing apparatus 100 may perform conversion processing to the second cryptocurrency corresponding to the first cryptocurrency exchange rate according to the gold price information. In addition, the exchange service providing device 100 delivers a gold purchase request in a quantity corresponding to the second cryptocurrency to the real value providing device 200, or requests delivery of gold according to a gold exchange gift certificate already purchased according to a payment preparation process May be delivered to the real value providing device 200, or a delivery request for the physical gold already purchased and stored according to the payment preparation process may be delivered to the real value providing device 200.

Accordingly, since the trader terminal 300 holds the second cryptocurrency based on the distributed transaction book that can be exchanged for gold at any time, even if the gold is not directly held, more efficient asset management may be possible.

However, the object of real value can be modified in various ways. In addition to gold, the second cryptocurrency is precious metals (silver copper diamonds), asset goods (gift certificates, luxury goods, antiques, etc.), and asset services (plastic surgery) Volume, massage, education, etc.), and accordingly, the real value providing apparatus 200 may perform individual provisioning processing according to the form and attribute of each real value.

On the other hand, in the payment preparation rate adjustment module 400, the conversion of the first cryptocurrency to the second cryptocurrency issued and distributed by the exchange service providing apparatus 100, and the process of converting the actual value of the second cryptocurrency accordingly It is possible to set the payment reserve ratio to be maintained, and accordingly, as the payment reserve ratio is maintained, it is possible to perform analysis and adjustment processing of cryptocurrency distribution volume and payment reserve to maintain the stability of the trading platform and the system.

The payment preparation rate adjustment module 400 may determine whether or not payment preparation is necessary based on the predictive model, or may conditionally determine a policy process corresponding to the payment preparation need, and the financial server 500 according to the appropriate policy decision and execution by situation The financing process of the furnace can be further performed.

According to this system, the first cryptocurrency can be issued and distributed stably, it can be converted into the second cryptocurrency linked to the real value quote, and the second cryptocurrency can be converted and paid to the real value when necessary. It is possible to block the cryptocurrency issuance, management, and trading platform that can bring together the value stabilization of the cryptocurrency itself by real economic value, the creation of value by transaction, and the usability improvement in real economic life. It can be provided through network-based distributed processing.

3 is a block diagram showing a configuration of a service providing apparatus according to an embodiment of the present invention, and FIG. 4 is a block diagram showing a configuration of a service processing unit included in a service providing apparatus.

Referring to Figure 3, the exchange service providing apparatus 100 according to an embodiment of the present invention, the exchange service processing unit 110, the control unit 130, the communication unit 120, the user input unit 140, the memory 150 It can contain.

Referring to FIG. 4, the service processing unit 110 includes a first cryptocurrency management unit 111, a second cryptocurrency management unit 112, a currency conversion processing unit 113, a payment preparation unit 114, and a real value exchange processing unit 115 ), An incineration processing unit 116, a legal currency transaction service unit 117, and a cryptocurrency transaction service unit 118.

The communication unit 120 may include one or more modules that enable communication between the terminal 100 and the blockchain network. For example, the communication unit 120 may include a mobile communication module, a wireless Internet module, a short-range communication module, or a wired communication module.

The user input unit 140 may include one or more interface modules for receiving user input.

Here, the user input unit 140 may receive interface input information for service provision and management of the exchange service providing apparatus 100 and perform exchange service processing.

The control unit 130 controls the overall operation of the apparatus 100 for providing an exchange service, and may provide storage and processing of distributed transaction information received from a blockchain network.

In addition, the control unit 130 may provide the processing of the requested transaction information to the blockchain network, and further, through the exchange service processing unit 110, the above-mentioned cryptocurrency issuance, transaction, currency conversion, real value exchange, Processing such as incineration can be processed based on a blockchain network.

In particular, the control unit 130 may share the cryptocurrency transaction information according to the above-described exchange service processing on the blockchain network, and according to the approval result corresponding thereto, the cryptocurrency transaction information may be updated in the transaction book data.

The process for the cryptocurrency processing of the exchange service processing unit 110 may be pre-registered in the form of a code such as a smart contract in the transaction book data shared on the blockchain network, and thus forgery and alteration can be prevented. Can be.

More specifically, the first cryptocurrency management unit 111 performs the management of the amount of storage according to the issuance and transaction service of the first cryptocurrency.

In issuing the first cryptocurrency, the first cryptocurrency management unit 111 may manage the initial issuance amount by dividing it into an internal holding amount and an external circulation amount.

In the case of the internal holding amount, it is the amount required for the payment preparation ratio control management of the payment preparation unit 114, for example, it can be delivered and managed to a central bank account having a separate storage authority. And, in the case of external distribution, as the amount of distribution distributed to the trader terminal 300, it may be subject to the sale or purchase process by the legal currency transaction service unit 117 and the cryptocurrency transaction service unit 118. The trader may usually be able to process the purchase / sale of external distribution.

Here, the legal currency transaction service unit 117 and the cryptocurrency transaction service unit 118 are capable of processing the transaction service of the first cryptocurrency corresponding to the legal currency or other cryptocurrency, respectively, and each transaction service unit 117 , 118) may allow the market price to determine the transaction price between the first cryptocurrency and the first cryptocurrency and other cryptocurrency, respectively, and purchase / sell or other cryptocurrency corresponding to the first cryptocurrency. It can provide currency exchange service.

Here, the first cryptocurrency can be formed by the autonomous transaction between each seller and buyer in the exchange. The transaction service units 117 and 118 directly exchange transaction services that exchange the first cryptocurrency held in the user's account for fiat currency or other cryptocurrency, or exchange the fiat currency or other cryptocurrency held for the first cryptocurrency. It can provide a transaction brokerage service that brokers transactions through other exchanges.

Accordingly, the first cryptocurrency has a market value determined by an autonomous transaction by a trading service, and may have inherent volatility. In addition, the first cryptocurrency may be convertible to the second cryptocurrency as much as possible.

In addition, since the second cryptocurrency according to an embodiment of the present invention can be exchanged for real economic real value, the value of the second cryptocurrency may be the same as the real economic value, and the volatility of the real value may be very low. .

For example, the second cryptocurrency may be gold, and the payment ratio of 1 g of gold per unit quantity of the second cryptocurrency may be 1: 1. On the other hand, the transaction price of the first cryptocurrency can be changed in real time, and the exchange rate and the switchable quantity to the second cryptocurrency can be varied.

For example, if it was possible to convert one second cryptocurrency into the first cryptocurrency unit quantity according to the transaction price yesterday, according to the transaction price of the first cryptocurrency rising, today the two second cryptocurrency units are in one unit quantity. It can be converted into cryptocurrency.

On the other hand, since the second cryptocurrency maintains the same value according to the gold price, its volatility depends only on the change in the gold value, so it can have a stable form.

Therefore, even if the market value volatility of the first cryptocurrency exists, the actual value change can be controlled by the stable volatility of the second cryptocurrency, so that rapid inflation or deflation is prevented and the value volatility is adjusted. And stable maintenance of the transaction system.

To this end, according to an embodiment of the present invention, the first cryptocurrency may be converted into the second cryptocurrency according to a predetermined conversion amount and a conversion ratio. In addition, the conversion ratio may be determined according to market price information of real value goods or services exchangeable in correspondence with the transaction price of the first cryptocurrency and the second cryptocurrency.

For example, when the real value that can be exchanged in the quantity of one unit of the second cryptocurrency is 1 g of gold, the first cryptocurrency can be converted into the second cryptocurrency by a predetermined amount. The predetermined quantity may be determined according to the weight of gold that can be exchanged for the second cryptocurrency, and the quantity that can be converted to the second cryptocurrency among the first cryptocurrency may be different depending on the authority and level of the user requesting the conversion.

And the exchange rate from the first cryptocurrency to the second cryptocurrency can be calculated by the price of the first cryptocurrency, the exchangeable gold weight, and the gold price, and the conversion amount of the second cryptocurrency according to the exchange is [the first cryptocurrency]. The second cryptocurrency conversion quantity per unit = (the exchangeable gold weight) x (the highest market price per gold weight) / (the lowest transaction price of the first cryptocurrency per transaction unit)].

Then, the second cryptocurrency management unit 112 performs processing for issuing and holding the second cryptocurrency.

In particular, the second cryptocurrency management unit 112 may calculate the amount of issuance according to the payment preparation information of the payment preparation unit 114. For example, the payment preparation information is payment reserve information, and may include information on the amount of gold that can be paid or cash information on which gold can be purchased, and the second cryptocurrency management unit 112 sets a certain amount of reserve based on the payment reserve. While maintaining, it is possible to calculate the amount of issuance as much as possible. For example, the amount of issuance may be adjusted such that the reserve for payment is maintained at a certain ratio to the market capitalization of the first cryptocurrency in circulation. Then, the second cryptocurrency management unit 112 may issue the second cryptocurrency that can be issued as a condition that can be incinerated by value payment or exchange processing corresponding to the real economic value.

In addition, the second cryptocurrency may be issued according to a request to convert the currency corresponding to the first cryptocurrency of the trader terminal 300.

To this end, the currency conversion processing unit 113 calculates a switchable amount according to the payment preparation information in advance, and determines the second switchable cryptocurrency amount among the first cryptocurrency, so that the second cryptocurrency management unit 112 and the trader terminal 300 ).

Accordingly, the second cryptocurrency management unit 112 may issue the second cryptocurrency in the amount determined by the currency conversion processing unit 113, and the issued second cryptocurrency may have the same payment value as the real value object. There will be.

On the other hand, as the real value exchange processing unit 115 receives the request for payment or exchange of the second cryptocurrency from the trader terminal 300, the value providing device 200 for requesting a real value corresponding to the quantity corresponding thereto ).

For example, the real value exchange processing unit 115 provides a value providing device 200 with delivery request information that allows gold or gold bars corresponding to the second cryptocurrency to be delivered to a registered destination for the trader terminal 300. Can be delivered to. In addition, the real value exchange processing unit 115 may receive qualification information or personal identification information corresponding to the trader to be delivered from the trader terminal 300 in advance, and may be used for real value payment or exchange proof, but the present invention is limited to this. It is not.

On the other hand, the second cryptocurrency in which the exchange processing in the real value exchange processing unit 115 is completed may be incinerated in the blockchain network by the incineration processing unit 116.

On the other hand, the first cryptocurrency management unit 111 may perform conversion management processing to an internal reserve amount for the first cryptocurrency converted to the second cryptocurrency. The internal holding amount is not the quantity that is circulated externally, but is used to adjust the calculation of the payment preparation rate in the payment preparation unit 114, so that the overall system and inflation stability can be promoted.

According to an embodiment of the present invention, by predicting and applying the above-mentioned amount of possible cryptocurrency issuance to the actual economic value linked to it and the current payment reserve, the cryptocurrency issuance and actual payment value Stability can be improved in terms of use for exchange and the like.

Hereinafter, with reference to FIGS. 5 to 8, embodiments of the method and apparatus for determining a possible amount of issuance of a blockchain-based cryptocurrency according to the present invention will be described.

5 is a block diagram showing the configuration of a system for determining the amount of issuance of a blockchain-based cryptocurrency according to an embodiment of the present invention, and the illustrated system 500 includes an information acquisition unit 510 and an issue amount determination unit 520. , A control unit 530, a switchable amount determination unit 540, and a memory 550.

Referring to FIG. 5, the information acquisition unit 510 acquires information on a reserve prepared in advance for payment of real economic value exchangeable in cryptocurrency, and obtains market price information on real economic value.

Here, the cryptocurrency is a cryptocurrency that is linked to the real economic value including goods or services, and is exchangeable for the real economic value.

On the other hand, the cryptocurrency is convertible from another cryptocurrency, and can be issued under conditions that can be incinerated by payment of real economic value.

For example, the cryptocurrency may be the second cryptocurrency described with reference to FIGS. 1 to 4, and the other cryptocurrency may be the first cryptocurrency described with reference to FIGS. 1 to 4.

The payment reserve means the amount of money that the cryptocurrency reserves and secures in the system in advance in order to pay the corresponding real economic value when the holder of the cryptocurrency requests payment. It may be the sum of cash, real economic value, and corresponding cryptocurrency held in the system designated for payment purposes.

For example, when the cryptocurrency is linked to gold, the person who issued the cryptocurrency secures cash, gold, or the cryptocurrency in the system as a reserve for payment in advance, and when the cryptocurrency holder requests payment of gold. You can prepare to pay gold for the cryptocurrency.

Here, the payment reserve may be adjusted by the system 500 to be maintained in accordance with a preset payment preparation rate.

The information acquisition unit 510 may communicate with the outside to receive the payment reserve information or market price information of real economic value, but the present invention is not limited thereto, and at least some of the information may be stored in the memory 550 It might be.

In this case, the control unit 530 may read the payment reserve information stored in the memory 550 or the market price information of the actual economic value and transmit it to the information acquisition unit 510 or the issue amount determining unit 520.

Meanwhile, the control unit 530 serves to control overall operations of the system 500.

The issuable amount determining unit 520 calculates the issuable amount of cryptocurrency based on the payment reserve information obtained through the information acquisition unit 510 and the market price information of the actual economic value.

For example, when the cryptocurrency is interlocked with gold, the issue amount determining unit 520 may calculate the amount of cryptocurrency that can be issued by dividing the current payment reserve by the current price of gold.

Meanwhile, the convertible amount determining unit 540 determines the switchable amount for each trader according to the trader's rating or transaction performance within the issuable amount calculated through the issuable amount determining unit 520.

For example, as the trader's rating or transaction performance increases, the amount of another cryptocurrency that the trader can convert to cryptocurrency can increase.

On the other hand, the system for determining the amount of issuance of the blockchain-based cryptocurrency as shown in FIG. 5 may perform at least some of the functions of the payment preparation rate adjustment module 400 as described with reference to FIGS. 1 to 4, and the corresponding function It may be implemented in the form of a server that includes.

Hereinafter, a method for determining a possible amount of issuance of a blockchain-based cryptocurrency according to the present invention will be described in detail with reference to FIG. 6. Description of the same method as described with reference to FIGS. 1 to 5 of the method illustrated in FIG. 6 will be omitted below.

Referring to FIG. 6, in order to determine an issueable amount of cryptocurrency that can be exchanged for real economic value including goods or services, first, information on payment reserves prepared in advance for payment of real economic value exchangeable for cryptocurrency is obtained It becomes (S600 step).

Here, the payment reserve is the sum of cash, real economic value, and cryptocurrency held in the system designated for the purpose of payment of real economic value, and if the cryptocurrency is interlocked with gold, cash, gold and the corresponding amount held in the system It may be the sum of the values of cryptocurrency.

On the other hand, the payment reserve can be continuously adjusted to be maintained above the lower limit of the payment reserve for stable payment of real economic value exchangeable with cryptocurrency.

For example, when the cryptocurrency is a second cryptocurrency as described with reference to FIGS. 1 to 4, is convertible from the first cryptocurrency, and is issued under conditions that can be incinerated by payment of real economic value. 2 The reserve for the payment of cryptocurrency may be adjusted based on the market capitalization of the first cryptocurrency and a preset payment preparation rate.

Referring to (a) of FIG. 7, a payment preparation ratio (B / A) is defined according to a ratio between the market capitalization of the first cryptocurrency and the lower limit of the payment reserve, which means the minimum reserve to be secured.

Accordingly, when the market capitalization of the first cryptocurrency rises, the lower limit of the reserve for payment may also be increased by a predetermined reserve preparation rate (B / A).

Here, the market capitalization of the first cryptocurrency may be determined according to the issue amount of the first cryptocurrency and the market price of the first cryptocurrency, and more specifically, the amount of the external circulation of the first cryptocurrency multiplied by the market price per unit. have.

On the other hand, the payment reserve of the second cryptocurrency can be adjusted to be maintained above the lower limit of the payment reserve determined as described above.

For example, when the currently prepared payment reserve in the system becomes lower than the lower limit of the payment reserve, the system may perform a role of securing more cash to increase the payment reserve to the upper limit of the payment reserve.

Alternatively, when the market capitalization of the first cryptocurrency decreases, the lower limit of the reserve for payment is also lowered, and the currently prepared payment reserve in the system may be higher than the lower limit of the reserve, so the function for lowering the price of the first cryptocurrency is performed by the system. It may be.

In addition, market price information for real economic value interlocked with cryptocurrency is obtained (step S610).

For example, when the cryptocurrency is linked to gold, gold price information at the present time may be obtained, and the gold price information may be set as the highest price per 1 g of gold at the present time.

After that, based on the payment reserve information and the market price information of the actual economic value, the amount of cryptocurrency issuance is calculated (step S620).

Referring to (b) of FIG. 7, a difference between the current (T0) reserve reserve (C) and the lower reserve reserve (D) is calculated, and the calculated difference is divided by the market price of the actual economic value and can be additionally issued. The amount of money can be calculated.

For example, when the second cryptocurrency is interlocked with gold and conversion from the first cryptocurrency is possible, it is determined by the payment reserve prepared in the system for payment of gold, and the market capitalization and payment preparation rate of the first cryptocurrency. The difference amount (CD) between the lower reserve reserves can be calculated.

By dividing the difference amount (C-D) between the reserve reserve and the lower reserve reserve by the current price per gram of gold, the amount of the second cryptocurrency that can be additionally issued can be calculated.

According to the adjustment of the issuance amount of the second cryptocurrency as described above, even if the second cryptocurrency issued additionally is paid in gold within a short time, it is possible to prevent the payment reserve from falling below the lower limit of the payment reserve.

According to another embodiment of the present invention, when the conversion from the first cryptocurrency to the second cryptocurrency is requested, the amount of the second cryptocurrency that can be switched can be compared with the issuable amount calculated as above, and the comparison result Depending on the conversion request may be rejected.

For example, when there is a request to convert n first cryptocurrency to the second cryptocurrency, the number (m) of the second cryptocurrency corresponding to the n first cryptocurrency is first calculated according to the conversion ratio. , It may be confirmed whether the number of switchable second cryptocurrency (m) is less than or equal to the amount of second cryptocurrency that can be additionally issued.

When the number (m) of the switchable second cryptocurrency is greater than the amount of the second cryptocurrency that can be additionally issued, the corresponding conversion request may be entirely rejected or limited to less than the amount that can be additionally issued.

On the other hand, if the number of switchable second cryptocurrency (m) is less than or equal to the amount of the second cryptocurrency that can be additionally issued, the corresponding switch request may be permitted.

However, when the switchable amount for each trader is determined based on at least one of each trader's rating and transaction performance, even if the number of convertible second cryptocurrency (m) is less than or equal to the amount of the second cryptocurrency that can be additionally issued When the trader's convertible amount is exceeded, the request for conversion may be entirely rejected or limited to a convertible amount or less.

8 is a view for explaining an embodiment of a method for setting a payment preparation rate.

Referring to FIG. 8, a payment preparation rate that determines a payment reserve (or lower limit of payment reserve) relative to the market capitalization of the first cryptocurrency may have a predetermined range, and is set to have a tendency to gradually decrease over time. You can.

For example, the payment preparation rate may be adjusted by the system such that the maximum value α of the payment preparation rate gradually decreases from 67% to 5% which is the minimum value β.

On the other hand, the method for determining the issuance amount of the blockchain-based cryptocurrency as described with reference to FIGS. 6 to 8 may be performed by a server operated by the person who issued the cryptocurrency.

According to another embodiment of the present invention, by controlling to determine the sale, purchase, etc. of the internal holding amount of the first cryptocurrency, based on the increase or decrease of the market capitalization of the first cryptocurrency or the payment reserve for the second cryptocurrency In addition, it ensures stable operation of cryptocurrency linked with real economic value.

Hereinafter, with reference to FIGS. 9 to 11, embodiments of the method and apparatus for controlling the payment preparation rate of the blockchain-based cryptocurrency according to the present invention will be described in detail.

9 is a block diagram showing the configuration of a system for controlling the payment preparation rate of a blockchain-based cryptocurrency according to an embodiment of the present invention, and the illustrated system 500 includes an information acquisition unit 510 and an issue amount determination unit 520. , A control unit 530, a switchable amount determination unit 540, a memory 550, and a transaction determination unit 560.

Of the configuration and operation of the system 500 shown in FIG. 9, descriptions of the same as those described with reference to FIGS. 1 to 8 will be omitted, and the information acquisition unit 510, the issue amount determination unit 520, and the control unit 530 will be omitted. ), Operations and functions of the switchable amount determining unit 540 and the memory 550 may be the same as those described with reference to FIG. 5.

Referring to FIG. 9, the information acquisition unit 510 acquires market capitalization information of the first cryptocurrency, and acquires information about a payment reserve prepared in advance for payment of real economic value exchangeable for the second cryptocurrency.

Here, the second cryptocurrency is convertible from the first cryptocurrency, and can be exchanged in connection with real economic values such as gold as described above, and cryptocurrency days issued under conditions that can be incinerated by payment of real economic values. You can.

On the other hand, the issued first cryptocurrency may consist of internal holdings, external distribution and central bank holdings, that is, some of the total issuance of the first cryptocurrency is a system using a wallet in the name of the company that issues or operates the cryptocurrency. It is maintained as the internal holding amount, and the other part is the external distribution amount that traders can sell or buy from each other through the exchange, and the rest may not be distributed unlike the internal holding amount or external distribution amount held by the central bank.

In this case, the market capitalization of the first cryptocurrency may be determined as the market price of the entire external circulation.

In addition, the payment reserve is the sum of the cash held in the system and the corresponding real economic value, which is designated for the purpose of payment of the real economic value, and when the second cryptocurrency is linked to gold, for example, the corresponding cryptocurrency It may be the sum of cash and gold held by the company issuing or operating the company to prepare for payment.

The information acquisition unit 510 may receive market capitalization information and payment reserve information of the first cryptocurrency from the outside, or may read information stored in the memory 550 through the control unit 530.

The transaction determination unit 560 is based on at least one of market capitalization information of the first cryptocurrency obtained through the information acquisition unit 510 and payment reserve information of the second cryptocurrency, based on the amount of internal storage in the first cryptocurrency. Decide whether to process the sale.

On the other hand, the payment preparation rate control system of the blockchain-based cryptocurrency as shown in FIG. 9 may perform at least some functions of the payment preparation rate adjustment module 400 as described with reference to FIGS. 1 to 4, and corresponding functions It may be implemented in the form of a server that includes.

10 is a flowchart illustrating a method for controlling a payment preparation rate of a blockchain-based cryptocurrency according to an embodiment of the present invention.

Referring to FIG. 10, market capitalization information of the first cryptocurrency is obtained (step S1000), and information about a reserve prepared in advance for payment of real economic value exchangeable with the second cryptocurrency is obtained (step S1010). .

Thereafter, based on at least one of the obtained market capitalization information and payment reserve information of the first cryptocurrency, it is determined whether to process the sale of the internal holding amount in the first cryptocurrency issued (step S1020).

For example, when the market capitalization of the first cryptocurrency increases rapidly above a reference value, it may be determined to sell some of the internal holdings of the first cryptocurrency.

More specifically, a threshold increase rate or an upper limit threshold value for the market capitalization of the first cryptocurrency may be preset and stored in the memory, and the market capitalization of the first cryptocurrency is periodically checked to determine the amount of the first cryptocurrency. If the market capitalization increase rate is higher than a preset threshold increase rate or the market capitalization value of the first cryptocurrency is higher than a preset upper limit threshold value, it may be determined to sell the first cryptocurrency held by the company to external traders through the exchange. .

On the other hand, when the market capitalization of the first cryptocurrency rapidly decreases above a reference value, it may be determined to purchase a part of the external circulation amount of the first cryptocurrency.

For example, a threshold reduction rate or a lower threshold value for the market capitalization of the first cryptocurrency may be preset and stored in the memory, and the market capitalization of the first cryptocurrency is periodically checked to determine the market price of the first cryptocurrency When the total reduction rate is higher than the preset threshold reduction rate or the market capitalization of the first cryptocurrency is lower than the preset lower limit threshold, it may be determined to purchase the first cryptocurrency from external traders through the exchange.

More specifically, when the market capitalization of the first cryptocurrency sharply decreases above a reference value and the reserve for payment is greater than the market capitalization of the external cryptocurrency of the first cryptocurrency, it may be determined to purchase a portion of the external circulation of the first cryptocurrency .

On the other hand, when the market capitalization of the first cryptocurrency rapidly decreases above the reference value and the reserve for payment decreases, it may be determined to purchase a part of the external circulation amount of the first cryptocurrency.

The information related to the sale or purchase of the first cryptocurrency determined as described above may be transferred from the payment preparation rate control server or payment preparation rate control device according to the present invention to the service providing device 100 as shown in FIG. 2, The service providing device 100 may process a portion of the internal storage amount of the first cryptocurrency through the exchange according to the transmitted information or purchase and process the first cryptocurrency held by external traders.

Referring to (a) and (b) of FIG. 10, the market capitalization of the first cryptocurrency increases or decreases with time, and the payment reserve may have a tendency to increase with time.

On the other hand, the payment preparation rate is calculated as a ratio of the reserve amount to the market capitalization of the first cryptocurrency, and as shown in FIG. 10 (c), the payment preparation rate may be targeted and set to decrease over time.

In addition, at least some of the above-described methods according to an embodiment of the present invention may be manufactured as a program to be executed on a computer and stored in a computer-readable recording medium, and an example of a computer-readable recording medium is ROM , RAM, CD-ROM, magnetic tape, floppy disk, optical data storage, etc.

The computer-readable recording medium can be distributed over network coupled computer systems so that the computer readable code is stored and executed in a distributed fashion. And, functional programs, codes, and code segments for implementing the method can be easily inferred by programmers in the technical field to which the present invention pertains.

In addition, although the preferred embodiments of the present invention have been shown and described above, the present invention is not limited to the specific embodiments described above, and the technical field to which the present invention belongs without departing from the gist of the present invention claimed in the claims. In addition, various modifications can be implemented by a person having ordinary knowledge in the course, and these modifications should not be individually understood from the technical idea or prospect of the present invention.

Claims (4)

A system for controlling a payment preparation rate of cryptocurrency exchangeable for real economic value including goods or services,
An information acquiring unit for acquiring market capitalization information of the first cryptocurrency and acquiring information about a reserve prepared in advance for payment of real economic value exchangeable for the second cryptocurrency; And
A transaction determination unit for determining whether to process the sale of the internal holding amount in the issued first cryptocurrency, based on at least one of the obtained market capitalization information of the first cryptocurrency and the reserve amount information of the second cryptocurrency; Including,
The second cryptocurrency
Blockchain-based cryptocurrency payment preparation rate control system that is convertible from the first cryptocurrency and is issued under conditions that can be incinerated by payment of the real economic value. The method of claim 1, wherein the transaction decision unit
Blockchain-based cryptocurrency payment preparation rate control system that determines to sell a portion of the internal holdings of the first cryptocurrency when the market capitalization of the first cryptocurrency increases rapidly above a reference value. The method of claim 1, wherein the transaction decision unit
If the market capitalization of the first cryptocurrency sharply decreases above a standard value and the payment reserve is greater than the market capitalization of the external cryptocurrency, the blockchain decides to purchase a portion of the external cryptocurrency distribution Based payment control system of cryptocurrency. The method of claim 1, wherein the transaction decision unit
Blockchain-based cryptocurrency payment preparation rate control system that determines to purchase a portion of the external circulation of the first cryptocurrency when the market capitalization of the first cryptocurrency rapidly decreases above a reference value and the payment reserve decreases.

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