KR20190106168A - Method and system for providing service of simple payment using image code - Google Patents

Abstract

The present invention provides a simple payment method using an image code and a system thereof. According to embodiments of the present invention, the simple payment method can connect a payment for costs related to costs or spaces in a cost bill with a simple payment service only by allowing a user to recognize an image code provided by being connected to the image code and/or the space included in the cost bill through a simple payment application.

Description

Simple payment method and system using image code {METHOD AND SYSTEM FOR PROVIDING SERVICE OF SIMPLE PAYMENT USING IMAGE CODE}

The description below relates to a simple payment method and system using an image code. More specifically, the user only recognizes the image code provided in connection with the image code and / or space included in the bill through the easy payment application. And a simple payment method and system for linking payments for invoices or costs associated with space with a simple payment service, and a computer readable recording medium, coupled with a computer, to execute the simple payment method to a computer. A computer program stored therein and a recording medium thereof.

Conventional techniques exist for processing payment for a seller's goods or services using an image code provided by the seller. For example, Korean Patent Laid-Open Publication No. 10-2012-0103924 relates to a payment system and a control method using a QR code, and after performing calculation on purchased items, price information or sales slip of the calculated items. The QR terminal generates the QR code for the comprehensive price information on the display and scans the QR code generated on the display of the POS terminal with a camera and analyzes the comprehensive price information contained in the QR code. Forming payment information by combining the credit card information embedded in the analyzed comprehensive price information, and then transfers the payment information to the server of the credit card company to perform the payment process, including a mobile communication terminal for executing the payment function Disclosed is a payment system using a QR code.

Link payments to billing services with the payment service simply by recognizing the image codes provided in connection with the image code and / or space included on the bill through the easy payment application. A simple payment method and system that can be used, and a computer program stored in a computer readable recording medium for executing the easy payment method on a computer in combination with a computer and a recording medium thereof.

A simple payment method and system that can provide a simple payment service so that a plurality of easy payment members can divide and process the simple payment for the payment information obtained through the image code, and the simple payment method is combined with a computer. A computer program stored on a computer readable recording medium and the recording medium are provided for execution.

Recognizing an image code included in a bill provided by a seller under control of a simple payment application installed and driven on a user's terminal, the image code obtains a seller identifier of the seller and payment information corresponding to the bill. Extracting; Under the control of the easy payment application, a simple payment for the payment information is made to a simple payment server associated with the simple payment application using the simple payment identifier, the seller identifier, and the payment information of the user managed by the simple payment application. Requesting; As the simple payment server verifies the payment information from the terminal of the seller identified through the seller identifier, in response to requesting a simple payment password to the terminal of the user identified through the simple payment identifier, the simple payment password Providing a user interface for input of; And transmitting the simple payment password input through the user interface to the simple payment server.

According to one side, the bill includes a plurality of image codes for each of a plurality of goods or services, each of the plurality of image codes for a corresponding product or service of the seller identifier and the plurality of goods or services The billing information includes the payment information, and the plurality of image codes are divided and recognized in each of the terminals of the plurality of users including the user, so that the costs on the bill correspond to the image codes recognized by the plurality of users. It may be characterized by being divided by the goods or services to be settled.

According to another aspect, the step of recognizing the image code, the image code of any one of the plurality of image codes, the requesting step, the easy payment identifier, the merchant identifier and the recognized image code Using the payment information for the goods or services corresponding to the, it may be characterized in that to request a simple payment for the payment information for the goods or services to the simple payment server.

Recognizing the image code provided in the offline space temporarily allocated to the user from the seller through a simple payment application installed and driven in the user's terminal to correspond to the seller identifier of the seller and the offline space in the image code Extracting a spatial identifier; Transmitting a simple payment identifier, the seller identifier, and the space identifier of a user managed by the simple payment application to the simple payment server according to the control of the simple payment application; The payment server acquires payment information associated with an offline space temporarily allocated to the user identified by the space identifier from the terminal of the seller identified by the seller identifier and identified by the easy payment identifier. Receiving the payment information by the terminal of the user as delivered to the terminal of the user; Displaying the payment information on a screen; And requesting the simple payment according to the payment information to the simple payment server according to the user's payment confirmation on the payment information displayed on the screen.

According to one side, the payment information is provided through the image code in each of the terminals of the plurality of users including the user, the cost according to the provided payment information is the payment information in each of the terminals of the plurality of users It may be characterized by being divided by the item or amount input based on the payment.

According to another aspect, the requesting step may provide a user interface for receiving an item or an amount based on the payment information under the control of the simple payment application, and for an item or an amount input through the user interface. It may be characterized by requesting the simple payment according to the payment information to the simple payment server.

As the image code generated to include the seller identifier and payment information of the seller in the terminal of the seller is recognized by the simple payment application installed and driven on the terminal of the simple payment member, the simple payment application from the terminal of the simple payment member Receiving a simple payment identifier, the seller identifier, and the payment information managed by; Requesting a simple payment password to a terminal of the simple payment member identified by the simple payment identifier when the payment information is verified by verifying the payment information by communicating with a terminal of the seller identified by the seller identifier; And if the simple payment password received from the terminal of the simple payment member is authenticated, it provides a simple payment method comprising the step of processing a simple payment for the verified payment information.

According to one side, the image code may be included in the bill generated in association with the payment information in the seller terminal provided to the simple payment member.

According to another aspect, the bill includes a plurality of image codes for each of a plurality of goods or services associated with the payment information, each of the plurality of image codes corresponding to one of the seller identifier and the plurality of goods or services. Payment information for a product or service to be included, and the plurality of image codes are divided and recognized in each of the terminals of a plurality of easy payment members including the simple payment member, so that the costs on the bills It may be characterized in that the payment is divided by the product or service corresponding to the image code recognized by the simple payment members.

According to another aspect, the step of receiving, payment information for goods or services corresponding to the image code recognized by the terminal of the simple payment member of the simple payment identifier, the seller identifier and the plurality of image codes. It may be characterized in that for receiving.

As the image code generated to include the seller identifier and the spatial identifier of the seller in the terminal of the seller is recognized by the simple payment application installed and driven on the terminal of the simple payment member, the simple payment application from the terminal of the simple payment member Receiving a simple payment identifier, the merchant identifier and the space identifier managed by the; Communicating with a terminal of a seller identified by the seller identifier to receive payment information associated with the space identified by the space identifier; Transmitting the received payment information to a terminal of the simple payment member identified by the simple payment identifier; Receiving a simple payment request for the payment information from a terminal of the simple payment member; And it provides a simple payment method comprising the step of processing a simple payment for the payment information according to the simple payment request.

According to one side, the image code is generated in the terminal of the seller to include the seller identifier and the space identifier for the offline space provided in association with the offline space, the terminal of the seller is temporarily provisioned to the simple payment member And generating and managing payment information associated with the offline space allocated in connection with a space identifier for the offline space.

According to another aspect, each of the terminals of a plurality of easy payment members including the easy payment member is provided with the payment information through the image code, the cost according to the provided payment information of the plurality of easy payment members Each terminal may be settled and divided by an item or an amount input or selected based on the payment information.

According to another aspect, the step of receiving a simple payment request for the payment information from the terminal of the simple payment member, input or selected by the plurality of easy payment members from each of the terminals of the plurality of easy payment members It may be characterized by receiving a simple payment request by item or amount.

In combination with a computer there is provided a computer program stored on a computer readable recording medium for executing the simple payment method on a computer.

Provided is a computer-readable recording medium, in which a computer program for executing the simple payment method on a computer is recorded.

A computer device comprising: at least one processor implemented to execute computer readable instructions, the image code being generated by the at least one processor to include a seller identifier and payment information of the seller at a seller's terminal As is recognized by the simple payment application installed and driven in the terminal of the simple payment member, receiving the simple payment identifier, the seller identifier and the payment information managed by the simple payment application from the terminal of the simple payment member, When the payment information is verified by verifying the payment information by communicating with the terminal of the seller identified by the seller identifier, request a simple payment password to the terminal of the simple payment member identified by the simple payment identifier, and To terminal of easy payment member If the emitter receives simple payment password, which is authenticated, provides the computer unit, characterized in that to process simple payment with respect to each of the verified payment information.

A computer device comprising: at least one processor implemented to execute computer readable instructions, the image code being generated by the at least one processor to include a seller identifier and a spatial identifier of the seller at a seller's terminal As is recognized by the simple payment application installed and driven in the terminal of the simple payment member, receiving the simple payment identifier, the seller identifier and the space identifier managed by the simple payment application from the terminal of the simple payment member, Communicate with the terminal of the seller identified by the merchant identifier to receive payment information associated with the space identified by the space identifier, and the received payment information terminal of the simple payment member identified by the easy payment identifier Transfer to, and the above From the terminal of the member receiving the simple payment request for the payment information; And a simple payment for the payment information according to the simple payment request.

Link payments to billing services with the payment service simply by recognizing the image codes provided in connection with the image code and / or space included on the bill through the easy payment application. You can.

A simple payment service may be provided so that a plurality of simple payment members may divide and process the simple payment for the payment information obtained through the image code.

1 is a diagram illustrating an example of a network environment according to an embodiment of the present invention.
2 is a block diagram illustrating an example of a computer device according to an embodiment of the present invention.
3 is a view showing an example of a simple payment environment according to an embodiment of the present invention.
4 is a flowchart illustrating an example of an entire process of a simple payment according to an embodiment of the present invention.
5 is a diagram illustrating an example of a partial payment process according to an embodiment of the present invention.
6 is a flowchart illustrating another example of an entire process of a simple payment according to an embodiment of the present invention.
7 is a diagram illustrating another example of the divided payment process according to an embodiment of the present invention.
8 is a flowchart illustrating an example of a simple payment method of a simple payment client according to an embodiment of the present invention.
9 is a flowchart illustrating another example of a simple payment method of a simple payment client according to an embodiment of the present invention.
10 is a flowchart illustrating an example of a simple payment method of a simple payment server according to an exemplary embodiment of the present invention.
11 is a flowchart illustrating another example of a simple payment method of a simple payment server according to an exemplary embodiment of the present invention.

Hereinafter, exemplary embodiments will be described in detail with reference to the accompanying drawings.

The easy payment method according to embodiments of the present invention may be implemented through a computer device such as an electronic device and / or a server, which will be described later. In this case, a computer program according to an embodiment of the present invention may be installed and run on the computer device, and the computer device may perform the simple payment method according to the embodiments of the present invention under the control of the driven computer program. . The computer program described above may be stored in a computer readable recording medium in combination with a computer device to cause the computer to execute the easy payment method.

1 is a diagram illustrating an example of a network environment according to an embodiment of the present invention. The network environment of FIG. 1 illustrates an example including a plurality of electronic devices 110, 120, 130, and 140, a plurality of servers 150 and 160, and a network 170. 1 is an example for describing the invention, and the number of electronic devices and the number of servers are not limited as shown in FIG. 1.

The plurality of electronic devices 110, 120, 130, and 140 may be a fixed terminal or a mobile terminal implemented with a computer device. Examples of the plurality of electronic devices 110, 120, 130, and 140 include a smart phone, a mobile phone, a navigation device, a computer, a notebook computer, a digital broadcasting terminal, a personal digital assistant (PDA), and a portable multimedia player (PMP). Tablet PC). As an example, although FIG. 1 illustrates the shape of a smartphone as an example of the electronic device 1 110, in the embodiments of the present invention, the electronic device 1 110 may use a wireless or wired communication method to substantially connect the network 170. It may refer to one of various physical computer devices capable of communicating with other electronic devices 120, 130, 140 and / or server 150, 160 via.

The communication method is not limited and may include short-range wireless communication between devices as well as a communication method utilizing a communication network (for example, mobile communication network, wired internet, wireless internet, and broadcasting network) that the network 170 may include. For example, the network 170 may include a personal area network (PAN), a local area network (LAN), a campus area network (CAN), a metropolitan area network (MAN), a wide area network (WAN), and a broadband network (BBN). And one or more of networks such as the Internet. The network 170 may also include any one or more of network topologies, including bus networks, star networks, ring networks, mesh networks, star-bus networks, trees, or hierarchical networks, but It is not limited.

Each of the servers 150 and 160 communicates with the plurality of electronic devices 110, 120, 130, and 140 via the network 170 to provide a command, code, file, content, service, or the like. It may be implemented in devices. For example, the server 150 may be a service (eg, a social network service, a messaging service, a search service, a mail service, etc.) with a plurality of electronic devices 110, 120, 130, and 140 connected through the network 170. Content providing service, payment service, etc.).

2 is a block diagram illustrating an example of a computer device according to an embodiment of the present invention. Each of the plurality of electronic devices 110, 120, 130, and 140 or each of the servers 150 and 160 described above may be implemented by the computer device 200 shown in FIG. 2. For example, a computer program according to an embodiment may be installed and driven in the computer device 200, and the computer device 200 may be a simple payment method according to embodiments of the present invention under the control of the driven computer program. Can be performed.

As illustrated in FIG. 2, the computer device 200 may include a memory 210, a processor 220, a communication interface 230, and an input / output interface 240. The memory 210 may be a computer-readable recording medium, and may include a permanent mass storage device such as random access memory (RAM), read only memory (ROM), and a disk drive. In this case, the non-volatile mass storage device such as a ROM and a disk drive may be included in the computer device 200 as a separate permanent storage device separate from the memory 210. In addition, the memory 210 may store an operating system and at least one program code. These software components may be loaded into the memory 210 from a computer-readable recording medium separate from the memory 210. Such a separate computer-readable recording medium may include a computer-readable recording medium such as a floppy drive, disk, tape, DVD / CD-ROM drive, memory card, and the like. In other embodiments, the software components may be loaded into the memory 210 via the communication interface 230 rather than the computer readable recording medium. For example, software components may be loaded into memory 210 of computer device 200 based on a computer program installed by files received via network 170.

The processor 220 may be configured to process instructions of a computer program by performing basic arithmetic, logic, and input / output operations. Instructions may be provided to the processor 220 by the memory 210 or the communication interface 230. For example, the processor 220 may be configured to execute a command received according to a program code stored in a recording device such as the memory 210.

The communication interface 230 may provide a function for the computer device 200 to communicate with other devices (eg, storage devices described above) through the network 170. For example, a request, a command, data, a file, etc. generated by the processor 220 of the computer device 200 according to a program code stored in a recording device such as the memory 210 may be controlled according to the control of the communication interface 230. 170 may be transferred to other devices. Conversely, signals, commands, data, files, and the like from other devices may be received by the computer device 200 via the communication interface 230 of the computer device 200 via the network 170. Signals, commands, data, and the like received through the communication interface 230 may be transmitted to the processor 220 or the memory 210, and the files and the like may be further included in the storage medium (described above). Persistent storage).

The input / output interface 240 may be a means for interfacing with the input / output device 250. For example, the input device may include a device such as a microphone, a keyboard or a mouse, and the output device may include a device such as a display or a speaker. As another example, the input / output interface 240 may be a means for interfacing with a device in which functions for input and output are integrated into one, such as a touch screen. The input / output device 250 may be configured as the computer device 200 and one device.

In addition, in other embodiments the computer device 200 may include fewer or more components than the components of FIG. 2. However, it is not necessary to clearly show most of the prior art components. For example, the computer device 200 may be implemented to include at least some of the input and output devices 250 described above, or may further include other components such as a transceiver, a database, and the like.

3 is a view showing an example of a simple payment environment according to an embodiment of the present invention. There may be a number of sellers 310, each of which may provide an image code to a number of users 320 who purchase their goods or services, and purchase the goods or services. A user who wants to receive a simple payment service for a product or service to purchase using the image code may be provided through the simple payment server 330.

In this case, the image code may be generated by each of the sellers 310, but preferably, each of the sellers 310 may be generated by using the image code generation function provided by the simple payment server 330. . For example, when each of the vendors 310 generates an image code by itself, the information included in the image code may be different. More specifically, in this embodiment, the seller identifier included in the image code may be an identifier registered to identify the seller in the simple payment server 330. On the other hand, when each of the sellers 310 generates their own image code, it is difficult to ensure that the seller identifier is included in the image code and that the seller identifier registered in the easy payment server 330 is included in the image code. To this end, the image code generation function may be implemented in the form of an application programming interface (API) provided to the sellers 310, and each terminal of the sellers 310 provides an image code generation function through an API call. The image code generation function may generate an image code including data of a format required for processing the simple payment through the simple payment server 330.

As a more specific example of a simple payment process, the user 1 may enter a restaurant of a seller 1 to eat food and then consider a situation in which a user wants to pay for a food price.

In one embodiment, seller 1 may generate a bill for food prices. In this case, the terminal of seller 1 uses the image code generation function provided by the simple payment server 330 through an API call to the seller identifier of the seller 1 (seller identifier registered in the simple payment server 330) and the food value. An image code including payment information may be generated. In other words, the image code generation function according to the present embodiment may include an image code including a seller identifier registered in the easy payment server 330 for the seller 1 and payment information corresponding to the current bill to be generated. It can be implemented to generate. In addition, the terminal of the seller 1 may generate a bill including the generated image code. The generated bill may be provided to the user 1, and the user 1 may photograph an image code included in the bill by using a camera included in the terminal of the user 1. In this case, the user 1 terminal may identify an image code from an image photographed through a simple payment application installed and driven on the user 1 terminal, and may recognize the identified image code and extract a seller identifier and payment information. . In this case, the terminal of user 1 may be provided with a simple payment service using the simple payment identifier of the user 1 managed by the simple payment application and the seller identifier and payment information extracted through the image code under the control of the simple payment application. . For example, the user 1 terminal may transmit a simple payment identifier, a seller identifier, and payment information to the simple payment server 330. In this case, the simple payment server 330 may identify the seller 1 through the seller identifier, and may verify payment information from the terminal of the seller 1. As the payment information is verified, the simple payment server 330 may request the simple payment password from the terminal of the user 1 identified through the simple payment identifier. The user 1 terminal may provide a user interface for inputting the simple payment password in response to the request for the simple payment password, and when the user 1 inputs the simple payment password through the user interface, the user may easily input the simple payment password. The payment server 330 may transmit. The simple payment server 330 may process the simple payment according to the payment information when the simple payment password is authenticated. The technology itself for processing simple payments according to verified payment information for certified sellers and members will be readily understood by those skilled in the art through well-known techniques related to simple payments.

In another embodiment, the image code is not generated for every payment, but may be generated and provided in association with a specific space. For example, Seller 1 assigns a space identifier for each space separated by a table or if the inside of a restaurant is divided into individual spaces, and generates an image code including Seller 1's seller identifier and space identifier. can do. For example, the seller 1's terminal uses the image code generation function provided by the easy payment server 330 through an API call, and the seller identifier of the seller 1 registered in the easy payment server 330 and the space identifier assigned by the seller 1. It can generate an image code including. In other words, the image code generation function according to the present embodiment may be implemented to generate an image code including a seller identifier of seller 1 registered in the simple payment server 330 and a spatial identifier input through the seller 1 terminal. . The image code generated in this embodiment may be provided in association with the corresponding space. For example, an image code generated in the form of a sticker may be attached to a corresponding space object (for example, a restaurant table). As another example, the image code may be displayed via a display disposed on the corresponding space. In this case, the user 1 who wants to eat in the space and pay for the food may photograph an image code provided in association with the space through a camera included in the terminal of the user 1. In this case, the terminal of user 1 may identify an image code from an image photographed through a simple payment application installed and driven on the terminal of user 1, and may recognize the identified image code and extract a seller identifier and a spatial identifier. . Thereafter, the terminal of user 1 may receive a simple payment service using the simple payment identifier of the user 1 managed by the simple payment application and the seller identifier and the spatial identifier extracted through the image code under the control of the simple payment application. For example, the user 1 terminal may transmit a simple payment identifier, a seller identifier, and a space identifier to the simple payment server 330. In this case, the simple payment server 330 may identify the seller 1 through the seller identifier, and may identify the space eaten by the user 1 through the space identifier. In addition, the simple payment server 330 may receive payment information associated with the identified space from the terminal of the identified seller 1. The simple payment server 330 may obtain the payment confirmation of the user 1 by transmitting the received payment information to the user 1 terminal, and may process the simple payment according to the payment information according to the payment confirmation of the user 1. For example, the simple payment server 330 may receive the simple payment password of the user 1 as payment confirmation. As another example, the simple payment server 330 may receive the simple payment password by separately requesting the simple payment password from the user 1 after receiving the payment confirmation. In this case, the simple payment server 330 may process the simple payment according to the payment information when the received simple payment password is authenticated. As described above, the technology for processing the simple payment according to the verified payment information for the authorized seller and the member itself may be easily understood by those skilled in the art through well-known technologies related to the simple payment.

4 is a flowchart illustrating an example of an entire process of a simple payment according to an embodiment of the present invention. 4 shows an example of the entire process for easy payment made through the simple payment server 330, the seller's terminal 410 and the user's terminal 420. In this case, the provision, transmission, and transfer of information, data, and the like between the simple payment server 330, the terminal 410 of the seller, and the terminal 420 of the user may be performed through the network 170 described above.

In the first process 431, the simple payment server 330 may provide an image code generation function to the terminal 410 of the seller. As in the above-described example, the terminal 410 of the seller may receive an image code generation function from the simple payment server 330 through an API call for the image code generation function. As another example, the seller's terminal 410 may be provided with an image code generation function by accessing a page provided by the simple payment server 330.

In the second process 432, the seller's terminal 410 may generate an image code through an image code generation function provided from the simple payment server 330, and generate a bill including the generated image code. . In this case, the image code may be generated to include the payment information and the seller identifier for the cost to be billed to the user, and as described above, the seller identifier may be generated by the seller registered on the simple payment server 330 through the image code generation function. It can be included in the image code as an identifier.

A bill containing the image code can be provided to the user.

In a third process 433, the user's terminal 420 drives a camera included in the user terminal 420 under the control of the simple payment application installed and driven in the user's terminal 420 and through the driven camera. You can shoot image codes. According to an exemplary embodiment, the user may acquire the image code in a form in which the driven simple payment application loads the captured image after photographing the image code through the camera included in the user's terminal 420.

In a fourth process 434, the user terminal 420 may extract the seller identifier and the payment information from the image code under the control of the simple payment application. Here, the seller identifier may be an identifier registered in the easy payment server 330 to identify the seller in the easy payment server 330, and the payment information may include cost information about the goods or services purchased by the user from the seller. Can be. According to an embodiment, the payment information may further include information on individual items of goods or services and cost information corresponding to each individual item.

In a fifth process 435, the user terminal 420 may store the simple payment identifier of the user managed by the simple payment application and the seller identifier and payment information extracted from the image code under the control of the simple payment application. ) Can be provided. More specifically, the user terminal 420 may request the simple payment for the payment information to the simple payment server 330 using the simple payment identifier, the seller identifier and payment information.

In a sixth process 436, the simple payment server 330 may verify payment information from the terminal 410 of the seller. For example, the simple payment server 330 may identify the seller through the seller identifier, and verify the payment information by communicating with the terminal 410 of the identified seller. To this end, the payment information may include a payment identifier for uniquely identifying the corresponding payment session.

In the seventh process 437, the simple payment server 330 may request a simple payment password from the user terminal 420 of the user identified through the simple payment identifier. The simple payment password may be information that is set by a user for use of the simple payment service and registered and managed in the simple payment server 330.

In the eighth process 438, the simple payment server 330 may receive the simple payment password from the user's terminal 420. For example, the user terminal 430 may provide a user interface for inputting a simple payment password to the user, and may transmit the simple payment password input through the provided user interface to the simple payment server 330.

In the ninth process 439, the simple payment server 330 may authenticate the simple payment password received from the user terminal 430, and may process the simple payment according to the payment information when the simple payment password is authenticated. As such, the user can be provided with a simple payment service only by recognizing the image code.

On the other hand, there is a case where a plurality of users need to proceed with payment by dividing one payment information. Embodiments of the present invention can provide a simple payment service for such a partial payment.

5 is a diagram illustrating an example of a partial payment process according to an embodiment of the present invention. 5 illustrates an example of generating and providing an image code for each item through an image code generation function provided by the simple payment server 330 when the seller terminal 410 generates the bill 510. For example, in FIG. 5, the bill 510 is in addition to the image code 4 (514) for the total amount, the image code 1 (511) for the amount 5,000 for item A, and the image code for the amount 6,500 for item B. An example generated to further include image code 3 513 for 2 512 and the amount 4,500 for item C is shown.

In this case, each of the terminals 521 to 523 of the plurality of users may request an easy payment for an individual item by recognizing an image code corresponding to the corresponding item. To this end, image code 1 511 includes the merchant identifier and payment information for item A, image code 2 512 includes the merchant identifier and payment information for item B, and image code 3 513 Each may be generated to include a seller identifier and payment information for item C. According to an embodiment, when items of different sellers are purchased at the same time, image codes corresponding to individual items may include different seller identifiers. To this end, the image code generation function may include a function for generating an image code including different seller identifiers.

In addition, in FIG. 5, the terminal 521 of the user 1 recognizes the image code 1 511 and requests the simple payment server 330 for simple payment of 5,000 won for the item A, and the terminal 522 of the user 2. Recognizing the image code 2 (512) and requests a simple payment of the amount 6,500 won for item B to the easy payment server 330, the user 3 terminal 523 recognizes the image code 3 (513) for easy payment An example of requesting a simple payment of 4,500 won for the item C to the server 330 is shown. According to an embodiment, one terminal may sequentially recognize two or more image codes and request simple payment at a time. For example, after the terminal 521 of the user 1 recognizes the image code 1 511 and the image code 2 512, the user 1 may request simple payment of 11,500 won for the item A and the item B at once.

In addition, the simple payment server 330 may process the final simple payment by checking whether the sum of the amounts for which simple payment is requested for individual items is equal to the total amount.

In this case, the simple payment server 330 may verify the individual payment information by communicating with the seller's terminal 410 identified through the seller identifier for each individual request, and each of the terminals 521 to 523 of the users. You can ask for a quick payment password. In addition, when the simple payment password is authenticated, the simple payment server 330 processes the simple payment according to the requested payment information, thereby enabling partial payment of the total amount.

6 is a flowchart illustrating another example of an entire process of a simple payment according to an embodiment of the present invention. 6 illustrates another example of the entire process for the simple payment made through the simple payment server 330, the seller's terminal 410, and the user's terminal 420. In this case, the provision, transmission, and transfer of information, data, and the like between the simple payment server 330, the terminal 410 of the seller, and the terminal 420 of the user may be performed through the network 170 described above.

In the first process 611, the simple payment server 330 may provide an image code generation function to the terminal 410 of the seller. As in the above-described example, the terminal 410 of the seller may receive an image code generation function from the simple payment server 330 through an API call for the image code generation function. As another example, the seller's terminal 410 may be provided with an image code generation function by accessing a page provided by the simple payment server 330.

In the second process 612, the seller's terminal 410 may generate an image code through an image code generation function provided from the simple payment server 330. In this case, the image code may include a seller identifier and a space identifier. Here, the space identifier may identify an offline space temporarily allocated to the user. For example, in the case of a restaurant, a space identifier may be given by a seller for each karaoke in the case of karaoke for each table. The generated image code can be exposed through the corresponding space. For example, the seller may attach the image code output in the form of a sticker to the object of the corresponding space. As another example, the seller may display the corresponding image code on a display arranged in space.

In the third process 613, the user's terminal 420 drives a camera included in the user terminal 420 under the control of the simple payment application installed and driven in the user's terminal 420 and through the driven camera. You can shoot image codes. According to an exemplary embodiment, the user may acquire the image code in a form in which the driven simple payment application loads the captured image after photographing the image code through the camera included in the user's terminal 420.

In operation 614, the user terminal 420 may extract the seller identifier and the spatial identifier from the image code under the control of the simple payment application. Here, the seller identifier may be an identifier registered in the easy payment server 330 to identify the seller in the easy payment server 330, and the space identifier may be an identifier assigned to the space by the seller as described above.

In a fifth process 615, the user terminal 420, the payment server 330 to the simple payment identifier of the user managed by the simple payment application, and the seller identifier and the spatial identifier extracted from the image code under the control of the simple payment application 330 ) Can be provided. More specifically, the user terminal 420 may request the simple payment for the payment information to the simple payment server 330 using the simple payment identifier, the seller identifier and the space identifier.

In a sixth process 616, the simple payment server 330 may obtain and verify payment information from the terminal 410 of the seller. For example, the simple payment server 330 may identify the seller through the seller identifier and communicate with the terminal 410 of the identified seller to obtain and verify payment information associated with the space corresponding to the space identifier.

In the seventh process 617, the simple payment server 330 may request confirmation of payment information from the user terminal 420 identified through the simple payment identifier.

In the eighth process 618, the simple payment server 330 may receive a response from the user terminal 420 confirming the payment information.

For example, the user terminal 430 may display the payment information according to the request in the seventh process 617, and may provide a user interface for receiving confirmation of the payment information from the user. When receiving confirmation of payment information through the user interface, the user terminal 430 may transmit a response to confirming the payment information to the simple payment server 330.

In a ninth process 619, the simple payment server 330 may process the simple payment according to the payment information. According to an embodiment, a process for receiving and authenticating a simple payment password from the user terminal 420 may be added. As such, the user can be provided with a simple payment service only by recognizing the image code.

Meanwhile, even in the present embodiment, a plurality of users may divide a single payment information and proceed with payment.

7 is a diagram illustrating another example of the divided payment process according to an embodiment of the present invention. FIG. 5 illustrates that a terminal 410 of a seller generates an image code 711 including a space identifier and a seller identifier of a first space 710 through an image code generation function provided by the easy payment server 330, thereby generating a first image. An example of providing an image code 711 through a space 710 is shown.

In this case, users who purchase a product or service in the first space 710 may be provided with a simple payment service for dividing and processing a payment of a cost associated with the first space 710 by using the image code 711. have. For example, the users may recognize the image code 711 through the terminals 521 to 523, respectively. In this case, the users may request the simple payment by extracting the seller identifier and the spatial identifier from the image code 711 and transmitting to the simple payment server 330 under the control of the simple payment application, each of the terminals (521 to 523). .

In this case, as described above, the easy payment server 330 may check and verify the payment information associated with the first space 710 identified by the space identifier to the terminal 410 of the seller identified by the seller identifier. Can be. In addition, the simple payment server 330 may transmit payment information to each of the terminals 521 to 523 of the users.

In this case, each of the terminals 521 to 523 of the users may input or select an item or an amount to be paid based on the payment information. For example, each of the terminals 521 to 523 of the users may input or select a specific payment item or amount based on the payment information under the control of a simple payment application installed in each of the terminals 521 to 523 of the users. A user interface can be provided. In this case, the users may input or select an item or an amount for splitting and paying, and each of the terminals 521 to 523 may request a simple payment for the input or selected item or amount from the simple payment server 330. have.

The simple payment server 330 may process the simple payment for each item or amount received from each of the terminals 521 to 523. Even in this case, the simple payment server 330 may process the final simple payment by checking whether the total amount according to the payment information and the total amount of the simple payments requested for each item or amount are the same.

Similarly, the embodiment of FIG. 5 also provides a user interface for selecting or inputting an item or an amount based on payment information extracted through the image code for the entire amount, without providing an image code for each item. In addition, a simple payment may be requested for an item or an amount selected or input through a user interface.

8 is a flowchart illustrating an example of a simple payment method of a simple payment client according to an embodiment of the present invention. The simple payment method according to the present embodiment may be performed by the computer device 200 implementing any one of the plurality of electronic devices 110, 120, 130, and 140 described with reference to FIG. 1. For example, the processor 220 of the computer device 200 may be implemented to execute a control instruction according to a code of an operating system included in the memory 210 or a code of at least one program. Herein, the processor 220 may perform the steps 810 to 840 included in the simple payment method of FIG. 8 according to a control command provided by a code stored in the computer device 200. 200) can be controlled.

In operation 810, the computer device 200 recognizes the image code included in the invoice provided by the seller under the control of the simple payment application installed and driven in the computer device 200, thereby recognizing the seller of the seller in the image code. Payment information corresponding to the identifier and the bill may be extracted. As described above, the image code may be generated at the seller's terminal through an image code generation function provided by the simple payment server, and may be included in the bill and provided to the user. In this case, the image code generation function may provide a function for generating an image code to include the seller identifier of the seller registered in the simple payment server and the payment information corresponding to the invoice generated in the terminal of the seller.

In the present embodiment, the user is a member of the simple payment service and the simple payment application is installed in the computer device 200. However, if necessary, the user subscribes to the simple payment service or the simple payment in the computer device 200. The process of installing the application may be added.

In operation 820, the computer device 200 uses the simple payment identifier, the seller identifier, and the payment information of the user managed by the simple payment application under the control of the simple payment application. You can request a simple payment for. The easy payment server can identify a registered simple payment member (user) through the simple payment identifier, can identify a registered seller through the seller identifier, and obtain the information required for easy payment through the payment information. have. To this end, the payment information may include a payment amount for uniquely identifying the total amount corresponding to the corresponding payment session and the payment session. According to an embodiment, the payment information may further include a plurality of item-specific payment amounts. For example, when a user purchases a plurality of items according to a plurality of products or services, information about individual items and a payment amount for each item may be further included in the payment information.

In operation 830, the computer device 200 responds to requesting the easy payment password from the terminal of the user identified through the simple payment identifier as the simple payment server verifies the payment information from the terminal of the seller identified through the seller identifier. In addition, a user interface for inputting a simple payment password may be provided. For verification of the payment information, the payment information may further include information for verifying payment information, such as a personal identification number (PIN) number. For example, the terminal of the seller may verify the payment information by comparing the stored PIN number and the PIN number included in the payment information transmitted from the simple payment server. On the contrary, the simple payment server may verify the payment information by comparing the PIN number included in the payment information with the PIN number transmitted from the terminal of the seller.

In operation 840, the computer device 200 may transmit the simple payment password input through the user interface to the simple payment server. In this case, the simple payment server may authenticate the simple payment password and, if the simple payment password is authenticated, may process the simple payment according to the payment information. The technology itself for processing simple payments according to verified payment information for certified sellers and members will be readily understood by those skilled in the art through well-known techniques related to simple payments.

Meanwhile, a plurality of users may divide and pay the cost according to the bill. For example, you might consider a case where a restaurant wants to handle payments for their own food separately. To this end, the bill may include a plurality of image codes for each of the plurality of goods or services. In this case, each of the plurality of image codes may include a seller identifier and payment information for a corresponding product or service among the plurality of products or services. In this case, as the plurality of image codes are divided and recognized in each of the terminals of the plurality of users including the user, the cost on the bill is divided by goods or services corresponding to the image codes recognized by the plurality of users. Can be settled. For example, the computer device 200 may recognize any one of the plurality of image codes included in the bill at step 810. In this case, the computer device 200 uses the payment information for the goods or services corresponding to the simple payment identifier, the seller identifier, and the recognized image code in operation 820, and the payment information for the goods or services to the easy payment server. You can request a simple payment for.

9 is a flowchart illustrating another example of a simple payment method of a simple payment client according to an embodiment of the present invention. The simple payment method according to the present embodiment may be performed by the computer device 200 implementing any one of the plurality of electronic devices 110, 120, 130, and 140 described with reference to FIG. 1. For example, the processor 220 of the computer device 200 may be implemented to execute a control instruction according to a code of an operating system included in the memory 210 or a code of at least one program. In this case, the processor 220 may perform the steps 910 to 950 of the simple payment method of FIG. 9 according to a control command provided by a code stored in the computer device 200. 200) can be controlled.

In operation 910, the computer device 200 recognizes an image code provided in an offline space temporarily allocated to a user from a seller through a simple payment application installed and driven on the computer device 200, thereby recognizing the image code of the seller in the image code. It is possible to extract the spatial identifier corresponding to the merchant identifier and the offline space. As described above, the image code may be generated at the seller's terminal through an image code generation function provided by the simple payment server, and may be provided to the user through an offline space temporarily allocated to the user. For example, an image code generated in the form of a sticker may be attached to a corresponding space object (for example, a table of a restaurant or a wall of a karaoke room). As another example, the image code may be displayed via a display disposed on the corresponding space. In this case, the image code generation function may provide a function for generating an image code to include the seller identifier of the seller registered in the simple payment server and the spatial identifier of the corresponding space provided by the seller terminal.

In the present embodiment, the user is a member of the simple payment service and the simple payment application is installed in the computer device 200. However, if necessary, the user subscribes to the simple payment service or the simple payment in the computer device 200. The process of installing the application may be added.

In operation 920, the computer device 200 may transmit the simple payment identifier, the seller identifier, and the space identifier of the user managed by the simple payment application to the simple payment server under the control of the simple payment application. The easy payment server may identify a registered simple payment member (user) through the simple payment identifier, identify a registered seller through the seller identifier, and obtain payment information related to any space of the seller through the space identifier. You can identify if you should.

In operation 930, the computer device 200 acquires payment information associated with an offline space temporarily allocated to the user identified by the space identifier from the terminal of the seller identified by the seller identifier in the easy payment server. As the information is transmitted to the user's computer device 200 identified by the identifier, payment information may be received. As described above, the payment information may include a payment amount for uniquely identifying the total amount corresponding to the corresponding payment session and the payment session. According to an embodiment, the payment information may further include a plurality of item-specific payment amounts. For example, when a user purchases a plurality of items according to a plurality of products or services, information about individual items and a payment amount for each item may be further included in the payment information.

In operation 940, the computer device 200 may display payment information on the screen. This allows the user to check the information about the amount to pay.

In operation 950, the computer device 200 may request a simple payment according to the payment information to the simple payment server according to the user's payment confirmation on the payment information displayed on the screen. For example, the computer device 200 may display the payment information on the screen under the control of the easy payment application and provide a user interface for checking whether to request the simple payment for the corresponding payment information to the easy payment server. If a confirmation is input through the user interface, a simple payment according to payment information may be requested to the simple payment server. In this case, the simple payment server may authenticate the simple payment password by requesting the simple payment password from the user, and may process the simple payment according to the payment information when the simple payment password is authenticated. The technology itself for processing simple payments according to verified payment information for certified sellers and members will be readily understood by those skilled in the art through well-known techniques related to simple payments.

Meanwhile, a plurality of users may divide and pay the cost according to the bill. For example, you might consider a case where a restaurant wants to handle payments for their own food separately. As another example, a case may be considered in which a plurality of users want to pay a service cost. To this end, the simple payment server is provided with the payment information through the image code in each of the terminals of a plurality of users including the user, the cost according to the provided payment information based on the payment information in each of the terminals of the plurality of users It is possible to provide a simple payment service so that the payment is divided by the input items or amounts. As a more specific example, the computer device 200 provides a user interface for receiving an item or an amount based on payment information according to the control of the simple payment application in step 950, and displays the item or amount input through the user interface. Easy payment according to the payment information for a simple payment server can be requested.

10 is a flowchart illustrating an example of a simple payment method of a simple payment server according to an exemplary embodiment of the present invention. The simple payment method according to the present embodiment may be performed by the computer device 200 implementing the server 150 described with reference to FIGS. 1 and 2. For example, the processor 220 of the computer device 200 may be implemented to execute a control instruction according to a code of an operating system included in the memory 210 or a code of at least one program. The processor 220 may perform the steps 1010 to 1040 included in the easy payment method of FIG. 10 according to a control command provided by a code stored in the computer device 200. 200) can be controlled.

In step 1010, the computer device 200 is simple as the image code generated to include the seller identifier and payment information of the seller in the terminal of the seller is recognized by the simple payment application installed and driven on the terminal of the simple payment member. It is possible to receive a simple payment identifier, a seller identifier and payment information managed by the simple payment application from the terminal of the payment member. The simple payment identifier, the seller identifier, and payment information may be information transmitted to the simple payment server in step 820 described with reference to FIG. 8. For example, the image code may be included in a bill generated in association with payment information at a seller's terminal and provided to a simple payment member.

In operation 1020, the computer device 200 may verify payment information by communicating with a terminal of a seller identified by the seller identifier. As already described, for verification of the payment information, the payment information may further include data for verification, such as a PIN number.

In operation 1030, when the payment information is verified, the computer device 200 may request a simple payment password from the terminal of the simple payment member identified by the simple payment identifier. The simple payment password may be input to the terminal of the simple payment member through a user interface provided by the terminal of the simple payment member under the control of the simple payment application, and may be transmitted to the computer device 200 according to the present embodiment.

In operation 1030, when the simple payment password received from the terminal of the simple payment member is authenticated, the computer device 200 may process the simple payment for the verified payment information. The technology itself for processing simple payments according to verified payment information for certified sellers and members will be readily understood by those skilled in the art through well-known techniques related to simple payments.

Meanwhile, a plurality of users may divide and pay the cost according to the bill. For example, you might consider a case where a restaurant wants to handle payments for their own food separately. To this end, the bill may comprise a plurality of image codes for each of a plurality of goods or services, each of the plurality of image codes to the seller identifier and payment information for the corresponding goods or services of the plurality of goods or services It may include. In this case, as the plurality of image codes are divided and recognized in each of the terminals of the plurality of easy payment members including the simple payment member, the cost on the bill may correspond to the image codes recognized by the plurality of easy payment members. The payment can be made by dividing the goods or services. For example, the computer device 200 may determine payment information for goods or services corresponding to an image code recognized by a terminal of a simple payment member among a simple payment identifier, a seller identifier, and a plurality of image codes in step 1010. Can be received.

11 is a flowchart illustrating another example of a simple payment method of a simple payment server according to an exemplary embodiment of the present invention. The simple payment method according to the present embodiment may be performed by the computer device 200 implementing the server 150 described with reference to FIGS. 1 and 2. For example, the processor 220 of the computer device 200 may be implemented to execute a control instruction according to a code of an operating system included in the memory 210 or a code of at least one program. In this case, the processor 220 may perform the steps 1110 to 1150 included in the easy payment method of FIG. 11 according to a control command provided by a code stored in the computer device 200. 200) can be controlled.

In operation 1110, the computer device 200 generates a simple image as the image code generated by the seller's terminal to include the seller identifier and the spatial identifier of the seller is recognized by the simple payment application installed and driven on the terminal of the simple payment member. It is possible to receive a simple payment identifier, a seller identifier and a space identifier managed by a simple payment application from a terminal of a payment member. The simple payment identifier, the seller identifier, and the space identifier may be information transmitted to the simple payment server in step 920 described with reference to FIG. 9. For example, the image code may be provided in association with the offline space generated at the seller's terminal to include the seller identifier and the space identifier for the offline space, and the seller's terminal may be offline temporarily assigned to the simple payment member. The payment information associated with the space on the floor may be generated and managed in association with the space identifier for the space on the offline.

In operation 1120, the computer device 200 may communicate with the terminal of the seller identified by the seller identifier to receive payment information associated with the space identified by the space identifier. As described above, the seller identifier may be an identifier registered in the simple payment server to identify the seller, and the space identifier may be an identifier assigned by the seller to sellers' spaces.

In operation 1130, the computer device 200 may transmit the received payment information to a terminal of a simple payment member identified by the simple payment identifier. In this case, payment information may be displayed on the terminal of the simple payment member, and when the simple payment member inputs the confirmation on the payment information, the terminal of the simple payment member may request the simple payment server for the simple payment information to the simple payment server. have.

In operation 1140, the computer device 200 may receive a simple payment request for payment information from a terminal of a simple payment member. If necessary, a process for receiving a simple payment password from a simple payment member may be further performed.

In operation 1150, the computer device 200 may process the simple payment for the payment information according to the simple payment request. The technology itself for processing simple payments according to verified payment information for certified sellers and members will be readily understood by those skilled in the art through well-known techniques related to simple payments.

Meanwhile, a plurality of users may divide and pay the cost according to the bill. For example, you might consider a case where a restaurant wants to handle payments for their own food separately. As another example, a case may be considered in which a plurality of users want to pay a service cost. To this end, the easy payment service is provided with the payment information through the image code in each of the terminals of a plurality of simple payment members including the simple payment member, the cost of the payment information provided by the terminal of the plurality of easy payment members In each of them, a simple payment service may be provided so that payment is divided into items or amounts input or selected based on payment information. For example, the computer device 200 may divide and receive a simple payment request for each item or amount input or selected by a plurality of easy payment members from each of the terminals of the plurality of easy payment members in operation 1140. .

As such, according to embodiments of the present invention, a user may recognize an image code provided in association with an image code and / or a space included in a bill through a simple payment application, and the cost or space on the bill may be reduced. Payment for the associated costs can be linked to the simple payment service. In addition, a simple payment service for payment information obtained through the image code may be provided by a plurality of simple payment members to process a simple payment.

The system or apparatus described above may be implemented as a hardware component or a combination of hardware components and software components. For example, the devices and components described in the embodiments are, for example, processors, controllers, arithmetic logic units (ALUs), digital signal processors, microcomputers, field programmable gate arrays (FPGAs). Can be implemented using one or more general purpose or special purpose computers, such as a programmable logic unit (PLU), a microprocessor, or any other device capable of executing and responding to instructions. The processing device may execute an operating system (OS) and one or more software applications running on the operating system. The processing device may also access, store, manipulate, process, and generate data in response to the execution of the software. For convenience of explanation, one processing device may be described as being used, but one of ordinary skill in the art will appreciate that the processing device includes a plurality of processing elements and / or a plurality of types of processing elements. It can be seen that it may include. For example, the processing device may include a plurality of processors or one processor and one controller. In addition, other processing configurations are possible, such as parallel processors.

The software may include a computer program, code, instructions, or a combination of one or more of the above, and configure the processing device to operate as desired, or process it independently or collectively. You can command the device. Software and / or data may be any type of machine, component, physical device, virtual equipment, computer storage medium or device in order to be interpreted by or to provide instructions or data to the processing device. It can be embodied in. The software may be distributed over networked computer systems so that they may be stored or executed in a distributed manner. Software and data may be stored on one or more computer readable media.

The method according to the embodiment may be embodied in the form of program instructions that can be executed by various computer means and recorded in a computer readable medium. The computer readable medium may include program instructions, data files, data structures, etc. alone or in combination. The medium may be to continue to store a computer executable program, or to temporarily store for execution or download. In addition, the medium may be a variety of recording means or storage means in the form of a single or several hardware combined, not limited to a medium directly connected to any computer system, it may be distributed on the network. Examples of the medium include magnetic media such as hard disks, floppy disks and magnetic tape, optical recording media such as CD-ROMs and DVDs, magneto-optical media such as floptical disks, And ROM, RAM, flash memory, and the like, configured to store program instructions. In addition, examples of another medium may include a recording medium or a storage medium managed by an app store that distributes an application or a site or server that supplies or distributes various software. Examples of program instructions include not only machine code generated by a compiler, but also high-level language code that can be executed by a computer using an interpreter or the like.

Although the embodiments have been described by the limited embodiments and the drawings as described above, various modifications and variations are possible to those skilled in the art from the above description. For example, the described techniques may be performed in a different order than the described method, and / or components of the described systems, structures, devices, circuits, etc. may be combined or combined in a different form than the described method, or other components. Or even if replaced or substituted by equivalents, an appropriate result can be achieved.

Therefore, other implementations, other embodiments, and equivalents to the claims are within the scope of the following claims.

Claims (20)

Recognizing an image code included in a bill provided by a seller under control of a simple payment application installed and driven on a user's terminal, the image code obtains a seller identifier of the seller and payment information corresponding to the bill. Extracting;
Under the control of the easy payment application, a simple payment for the payment information is made to a simple payment server associated with the simple payment application using the simple payment identifier, the seller identifier, and the payment information of the user managed by the simple payment application. Requesting;
As the simple payment server verifies the payment information from the terminal of the seller identified through the seller identifier, in response to requesting a simple payment password to the terminal of the user identified through the simple payment identifier, the simple payment password Providing a user interface for input of; And
Transmitting the simple payment password inputted through the user interface to the simple payment server;
Easy payment method comprising a. The method of claim 1,
The bill includes a plurality of image codes for each of a plurality of goods or services,
Each of the plurality of image codes includes payment information for a corresponding product or service among the seller identifier and the plurality of goods or services,
As the plurality of image codes are divided and recognized at each of terminals of a plurality of users including the user, the cost on the bill is divided by goods or services corresponding to the image codes recognized by the plurality of users. Easy payment method characterized in that the payment. The method of claim 2,
Recognizing the image code,
Recognize any one of the plurality of image codes,
The requesting step,
Using the payment information on the goods or services corresponding to the simple payment identifier, the seller identifier, and the recognized image code, request the simple payment on the payment information on the goods or services to the simple payment server. Easy payment method. A space corresponding to the seller identifier of the seller and the offline space in the image code by recognizing an image code provided in the offline space temporarily allocated to the user from the seller through a simple payment application installed and driven on the user's terminal. Extracting the identifier;
Transmitting a simple payment identifier, the seller identifier, and the space identifier of a user managed by the simple payment application to the simple payment server according to the control of the simple payment application;
The payment server acquires payment information associated with an offline space temporarily allocated to the user identified by the space identifier from the terminal of the seller identified by the seller identifier and identified by the easy payment identifier. Receiving the payment information by the terminal of the user as delivered to the terminal of the user;
Displaying the payment information on a screen; And
Requesting the simple payment according to the payment information to the easy payment server according to the user's payment confirmation on the payment information displayed on the screen;
Easy payment method comprising a. The method of claim 4, wherein
Receiving the payment information through the image code in each of the terminals of a plurality of users including the user, the cost according to the received payment information is input based on the payment information in each of the terminals of the plurality of users Easy payment method characterized in that the payment is divided by the item or amount. The method of claim 5,
The requesting step,
Provides a user interface for receiving an item or an amount based on the payment information under the control of the easy payment application, and the easy payment server for easy payment according to the payment information for the item or amount input through the user interface Easy payment method, characterized in that request. As the image code generated to include the seller identifier and payment information of the seller in the terminal of the seller is recognized by the simple payment application installed and driven on the terminal of the simple payment member, the simple payment application from the terminal of the simple payment member Receiving a simple payment identifier, the seller identifier, and the payment information managed by;
Requesting a simple payment password to a terminal of the simple payment member identified by the simple payment identifier when the payment information is verified by verifying the payment information by communicating with a terminal of the seller identified by the seller identifier; And
If the simple payment password received from the terminal of the simple payment member is authenticated, processing the simple payment for the verified payment information
Easy payment method comprising a. The method of claim 7, wherein
The image code is a simple payment method characterized in that included in the bill generated in association with the payment information in the seller terminal provided to the simple payment member. The method of claim 8,
The bill includes a plurality of image codes for each of a plurality of goods or services associated with the payment information,
Each of the plurality of image codes includes payment information for a corresponding product or service among the seller identifier and the plurality of goods or services,
As the plurality of image codes are divided and recognized in each of terminals of a plurality of easy payment members including the simple payment member, the cost on the bill corresponds to the image codes recognized by the plurality of easy payment members. Simple payment method characterized in that the payment is divided by the goods or services to be. The method of claim 9,
The receiving step,
And the payment information for the goods or services corresponding to the image code recognized by the terminal of the simple payment member among the simple payment identifier, the seller identifier, and the plurality of image codes. As the image code generated to include the seller identifier and the spatial identifier of the seller in the terminal of the seller is recognized by the simple payment application installed and driven on the terminal of the simple payment member, the simple payment application from the terminal of the simple payment member Receiving a simple payment identifier, the merchant identifier and the space identifier managed by the;
Communicating with a terminal of a seller identified by the seller identifier to receive payment information associated with the space identified by the space identifier;
Transmitting the received payment information to a terminal of the simple payment member identified by the simple payment identifier;
Receiving a simple payment request for the payment information from a terminal of the simple payment member; And
Processing a simple payment for the payment information according to the simple payment request;
Easy payment method comprising a. The method of claim 11,
The image code is generated at the terminal of the seller to include the seller identifier and the space identifier for the space on the offline and provided in association with the offline space,
And the terminal of the seller generates and manages payment information associated with the offline space temporarily allocated to the easy payment member in association with a space identifier for the offline space. The method of claim 11,
Receiving the payment information through the image code in each of the terminals of a plurality of easy payment members including the easy payment member, the cost according to the provided payment information is the terminal of each of the plurality of easy payment members Simple payment method characterized in that the payment is divided by the item or amount input or selected based on the payment information. The method of claim 13,
Receiving a simple payment request for the payment information from the terminal of the simple payment member,
Simple payment method, characterized in that for receiving from each of the terminals of the plurality of easy payment members by receiving a simple payment request for each item or amount input or selected by the plurality of easy payment members. A computer program stored in a computer readable recording medium in combination with a computer for causing the computer to execute the method of any one of claims 1 to 14. A computer-readable recording medium having recorded thereon a computer program for causing a computer to execute the method of any one of claims 1 to 14. In a computer device,
At least one processor implemented to execute computer-readable instructions
Including,
By the at least one processor,
As the image code generated to include the seller identifier and payment information of the seller in the terminal of the seller is recognized by the simple payment application installed and driven on the terminal of the simple payment member, the simple payment application from the terminal of the simple payment member Receive a simple payment identifier, the seller identifier, and the payment information managed by
When the payment information is verified by communicating with the terminal of the seller identified by the seller identifier to verify the payment information, request a simple payment password to the terminal of the simple payment member identified by the simple payment identifier,
If the simple payment password received from the terminal of the simple payment member is authenticated, processing the simple payment for the verified payment information
Computer device characterized in that. The method of claim 17,
The image code is included in the bill generated in association with the payment information in the terminal of the seller and provided to the easy payment member,
The bill includes a plurality of image codes for each of a plurality of goods or services associated with the payment information,
Each of the plurality of image codes includes payment information for a corresponding product or service among the seller identifier and the plurality of goods or services,
As the plurality of image codes are divided and recognized in each of terminals of a plurality of easy payment members including the simple payment member, the cost on the bill corresponds to the image codes recognized by the plurality of easy payment members. Computer apparatus characterized in that the payment is divided by each product or service. In a computer device,
At least one processor implemented to execute computer-readable instructions
Including,
By the at least one processor,
As the image code generated to include the seller identifier and the spatial identifier of the seller in the terminal of the seller is recognized by the simple payment application installed and driven on the terminal of the simple payment member, the simple payment application from the terminal of the simple payment member Receive the simple payment identifier, the merchant identifier and the space identifier managed by
Communicate with a terminal of a seller identified by the seller identifier to receive payment information associated with the space identified by the space identifier,
Transmitting the received payment information to a terminal of the simple payment member identified by the simple payment identifier,
Receiving a simple payment request for the payment information from a terminal of the simple payment member; And
Processing a simple payment for the payment information according to the simple payment request;
Computer device characterized in that. The method of claim 19,
The image code is generated at the terminal of the seller to include the seller identifier and the space identifier for the space on the offline and provided in association with the offline space,
And the terminal of the seller generates and manages payment information associated with the offline space temporarily allocated to the easy payment member in association with a space identifier for the offline space.

Images