KR20190029973A - Virtual currency issuance system based on currency standard system and how to manage the virtual currency issuance system - Google Patents

Abstract

An objective of the present invention is to develop virtual money capable of securing supply liquidity and versatility like real money, having the same value as that of nominal money, and completely excluding weak reliability and speculative property of the virtual money based on a currency standard system. According to the present invention, virtual money is issued in a way that real money paid for an advertisement cost is deposited as standard money and an exchange value is equated to each article through a difference between a retail price and a wholesale price of the identical article sold by a virtual money issuance system based on a currency standard system. As if nominal money generates the exchange value from the retail price with respect to the identical article, the virtual money generates the exchange value with the wholesale price. Accordingly, the exchange value of the nominal money paid in purchase of the article is equated to the exchange value of the virtual money and an exchange multiplier is multiplied by the nominal money paid as the advertisement cost to issue the virtual money having the same currency unit as that of customer nominal money based on a unified virtual money exchange multiplier to equate a currency unit between the nominal money and the virtual money.

Description

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a virtual currency issuance system based on a monetary standard and a method for managing a virtual currency issuance system using the same,

The present invention utilizes the difference between the consumer selling price of the goods sold in the market and the wholesale market supply price supplied to the wholesaler in the manufacturing factory, In the form of a virtual currency, part or all of marketing-related promotional advertising expenses such as prizes and discounts used to make purchases, and deposits the real money paid in the base currency according to the payment method of the wholesale delivery price of the purchased goods , Which is based on the currency standard system, is multiplied by the exchange rate multiplied by the home currency deposited for the same commodity as the general market sales goods sold by the virtual currency issuance system, and paid in the same currency as the nominal currency Issue a virtual currency that provides the same exchange value as the currency.

As a result, the virtual currency is multiplied by the exchange multiplier based on the supply price of wholesale market, so that the same exchange value as the nominal currency It is possible to make the exchange value of the nominal currency and the exchange value of the virtual currency equal at the time of purchasing the goods. For this purpose, we multiply the exchange rate multiplied by the home currency that is paid as advertising money through the unified virtual currency exchange multiplier (exchange rate), which has the same nominal value of virtual currency as the nominal value of currency, The invention relates to a system for issuing a virtual currency based on a monetary homogeneity system and an invention relating to a management method using the monetary system. The monetary value of the consumer's money is collected through the monetary homogeneity system, The present invention relates to a virtual currency issuing system based on a monetary homogeneous system that provides stability and versatility so that goods can be purchased at the same exchange value as that of a virtual currency issuing system.

Since the beginning of the commercial transactions in the past, mankind has begun to deal with the more convenient transactions since the transaction through the barter exchange between the initial commodities, and this necessity has caused the invention of money. The initial currency is a gold standard for gold coins, which provides the safety and trust of the currency issued, and the gold monetary system that uses the gold as the monetary base is used as a way to guarantee the security of the basic currency. Of course, the current key currency, the dollar, has been abandoned by the gold standard since the 1971 Bratton Woods Declaration and is based on market confidence. There is no doubt, however, that the basis of trust in currencies lacking other confidence is based on the dollar reserves of the developing countries or the gold reserves of each country, even if not 100%. Some of the characteristics of such money are also applied in marketing, and various point systems and reward systems are introduced into the market and used as virtual currency instead of formal currency. As an alternative to money, And various virtual currencies have been invented and circulated. These various means of substituting money are used either as a marketing tool or as a substitute for real money, but the virtual currency of points awarded as rewards is only operated by the trustworthiness of the company issuing virtualization abolition. There is no standard system, there is lack of versatility, and it is available only to purchasing members in such a way that only the sales products of the retailers concerned are purchased, or it is used only as a simple marketing means that is not universal due to the limited use of the purpose. The virtual currency such as the bit coin operated to be used for the same purpose gradually increases the versatility of the transaction, but the currency as the currency of each country to be traded, the total issued amount determined from the beginning of the birth, Mainly used for washing of illegal funds , The price of the product is fluctuating rather than the monetary value, and the speculative factor that goes beyond the basic category of the monetary market where the currency is traded is strong, and the method of acquiring the virtual currency is based on the total amount As the gold mined in the ground is mined in the gold mine, it is operated in the way of acquiring virtual money without internet through the internet. In order to maintain the monetary value of the monetary money, the amount of virtual money acquired is stable, , The amount of virtual money to be mined becomes smaller as the total amount set from the beginning is set differently from that which is supplied as needed from the beginning, and the virtual currency value is naturally designed to surge naturally. The amount of money to maintain stable value Lack of liquidity and the circumstances to do until it is recognized as the official currency to commoditization still a lack of trust, such as the reality underlying the monetary value does not exist, the development for many problems.

As described above, in the conventional technology, various money substituting means are used for marketing purposes or substituting for real money. However, a general reward type reward point paid at the time of purchasing goods at an existing retail store is not limited to a retail store selling goods, There is no generality in using paid points by using only limited sales points, there is no standard system that guarantees the value of earned points, and there is no credibility as money, and the method of paying earned points is caused by the selling price of the goods itself It is a very small point payment, which means that the concept of money is not a realization of the concept of money, but rather marketing as a means of attracting customers. Only.

In addition, the virtual currency such as bit coin or etherium, which is operated to be used for the same purpose as currency, is gradually being expanded in versatility of transactions. However, in order to maintain the monetary value of the regular currency steadily, Unlike the supply and withdrawal as much as needed in the market, the amount of virtual money mined as the total amount set from the beginning is set is reduced, and the virtual currency value is naturally designed to surge naturally, which strongly includes the speculative tendency. There is no liquidity of the supply of money to maintain the stable value of the currency and there are no realities such as the standard system which is the basis of the value of the currency.

Accordingly, the present invention provides supply fluidity and general versatility like real money, enables to have the same exchange value as money, and gradually secures versatility instead of real money, It is a problem to be solved by the present invention to develop a virtual currency based on a strong monetary base system like the gold standard system in order to supplement weak reliability and to avoid strong speculation.

Accordingly, the present invention provides supply fluidity and versatility like real money, enables to hold the same value as money, and gradually secures versatility in place of real money, but weakness of virtual money The present invention relates to a method for developing a virtual currency which is free of speculation based on a strong monetary base system, such as a gold standard system, to prevent reliability and speculation, By using the profit from the delivery price, the price difference ratio between the two distribution structures can be used as the exchange multiplier like the exchange rate of the currency, so that some or all of the advertising expenses related to marketing such as prizes and discounts used for selling the goods In the case of currency issuance deposited in the base currency, based on the reference wholesale delivery cost It is operated as a business method of multiplying the exchange money by the exchange rate based on the advertising cost deposited in the home currency based on the exchange value of the advertisement cost or circulation profit deposited in the home currency and the virtual currency is issued. The present invention relates to a virtual currency issuing system and a virtual currency issuing system managing method based on a monetary standard system that collects virtual money and provides versatility so that goods can be purchased at the same exchange value as the consumer selling price of goods traded in the market.

To this end, the virtual money issuing system is to exchange goods sold at a service outlet (a convenience store, an online shopping mall, and the like, hereinafter referred to as a service outlet) operated by a virtual money issuing system capable of purchasing goods using virtual currency issued, , Which is the same as the selling price of the goods sold to the consumer in the market. It is a nominal case where the same goods are purchased at the time of payment based on the wholesale delivery price of the same goods supplied by the manufacturer to the service outlet Provides exchange rate information based on virtual currency exchange multiplier so that the virtual currency can be issued in the same currency unit as the nominal currency by the same ratio as the profit ratio between the two circulation structures when issuing virtual currency. To affiliate advertising stores, including service Based on the exchange rate based on the virtual currency exchange multiplier, the purchasing member is provided with virtual currency by reflecting the exchange rate applied in common with the exchange rate of the partial purchase price or the exchange profit for the distribution profit do. Also, in issuing the virtual currency, the virtual currency issuance exchange rate information applied to all the virtual currency issuance sellers is disclosed. In this case, the method of determining the applied exchange rate is based on the conversion cost of 10,000 won Determine the exchange rate based on the nominal value of the nominal value of the reference standard and the price difference ratio of the wholesale delivery nominal value, and the advertising fee deposited in the base currency based on the wholesale delivery cost of the reference standard for the issuance of virtual currency The virtual currency is multiplied by the exchange multiplier based on the advertising cost deposited in the home currency based on the exchange value for distribution profits.

The accumulated virtual money paid to the purchasing member may also be used by some affiliated advertising member's retailers, but for most goods sold in the market at a service outlet operated by a virtual currency issuing system, You can use it as a payment when you purchase. For example, the total commodity sold by a service outlet is converted into a commodity of 10,000 won in nominal value, and the commodity of the wholesale supply price centered on a virtual commodity is used as a criterion for the exchange multiplier . If the retail price of the consumer is KRW 10,000 and the wholesale price to be applied to the reference standard is KRW 4,000 through the criterion that establishes the exchange multiplier, the ratio of wholesale supply price of reference currency to the value of virtual currency is 40% . This 4,000 won is used as the main currency for payment of 10,000 won for virtual currency, 4,000 won for the wholesale delivery of 4,000 won, or 4,000 won for the distribution profit of 6,000 won. And the distribution margin margin is 6,000 won, the method of guaranteeing the payment of the virtual money is selected, and the exchange value of the virtual money to be paid to the purchasing member is provided as the same as the general market consumer price of the nominal money, In the case of payment, the exchange multiplier is applied to pay the virtual currency in the same denomination as 10,000 won. In this case, the common applied virtual currency exchange multiplier applied exchange rate ratio is 2.5 ( Exchange rate ratio of 250%) or based on the exchange value of distribution profits, To freely set an Exchange Multiplier is the virtual currency can be issued. For example, if the criteria is based on the wholesale delivery cost of the reference standard, if the ad member sells 10,000 won of clothing sold at 40% discount at 6,000 won, if the virtual money system is applied, 40% And a discounted price of 4,000 won will be used as advertising currency for the virtual currency to be deposited at the time of issuing the virtual currency, and the virtual currency will be paid in such a way that the exchange rate is multiplied based on the standard currency. In other words, if a customer purchases a product with a price of KRW 10,000, if the advertisement cost is KRW 4,000, the customer can provide KRW 4,000 (the normal currency of the paid virtual currency) × 2.5 (the exchange multiplier) = KRW 10,000. With a virtual currency of 10,000 won, it is possible to purchase goods at a service outlet at an exchange value of 10,000 won for a nominal monetary reference price. Since the wholesale supply price of the goods sold at the service outlet is 4,000 won, the service counter can pay for the wholesale delivery of the sales goods at a standard currency of 4,000 won. When the exchange rate of exchange profits is based on the advertising expense deposited in the home currency, instead of depositing a 4,000 won currency in the same manner, the wholesale distribution cost of 4,000 won on a reference basis is purchased in nominal currency, The circle can provide the same effect by guaranteeing the method of payment by virtual currency. In this case, the exchange multiplier can be freely set. If the exchange multiplier is set at 1,000%, the virtual price of 100% of the selling price can be paid by the advertisement price of 10% of the selling price. In other words, if a consumer purchases a product with a price of 10,000 won, if the advertising fee is 1,000 won, it is possible to provide 1,000 won (standard currency of paid virtual currency) × 10 (exchange multiplier) = 10,000 won. The virtual currency is 10,000 won, the wholesale supply price of 4,000 won is paid in nominal currency, and the 6,000 won in distribution profit is available in virtual currency. In this case, the virtual currency 6,000 won is 6,000 won You will be able to purchase goods at exchange value. In addition, the goods sold at the service outlet have a wholesale supply price of 4,000 won, so that the service retailer can pay for the wholesale delivery of the goods at a nominal value of 4,000 won.

In addition, if the reference wholesale delivery cost is used as a basis, the exchange rate ratio (exchange rate multiplier) may increase or decrease if the reference price of wholesale delivery in service is changed. In this case, the exchange value of the virtual money .

In addition, when purchasing goods using virtual money, it is possible to exceed the reference standard according to the wholesale delivery price of the goods. In this case, the virtual payment ratio may be different from the cash payment by the consumer when purchasing the goods. For example, if the reference price ratio of the wholesale delivery price is 40% for a product whose price is 1,000, and if the wholesale delivery price ratio of the virtual goods for a part of the delivery goods is 50% Instead of paying in full virtual currency, 20% is paid in cash and 80% in virtual currency. In this case, for example, a consumer with a price of KRW 1,000 will pay cash of KRW 200, cash of KRW 800 is paid by virtual currency, KRW 300 of KRW 320 of the base currency of virtual currency, combined with KRW 200 of cash, You will pay 500 won. In this way, it is possible to resolve differences in wholesale delivery prices, which are different in some sales products.

For this purpose, the advertising member and the purchasing member conclude a contract for the use of the pre-virtual currency and the contract for the use of the virtual currency issuing system, and the advertising member is obliged to pay the monthly management fee when the monthly management fee is required. Purchasing members are also obliged to issue virtual currency if necessary, pay monthly dues, and pay virtual money corresponding to the paid dues to perform the virtual currency issuance obligation. The advertisement member registers information related to the virtual money payment amount for each product to be sold and the purchasing member pays the virtual money paid each time the goods are purchased at the retailer of the affiliated advertising member through the virtual money accumulation card or the service application Take and hold. Subsequently, the purchasing member can purchase various goods using the virtual money at the service outlet managed by the virtual money generation system operating company by utilizing the accumulated virtual money. In addition, some of the advertisement member's stores can sell the goods using the virtual money You will be able to purchase.

For this purpose, in order to accurately determine the virtual money to be paid to the purchasing member purchased from the retailer of the advertising member through the virtual money issuing system provided on the web, the advertising member selects the application method or the batch application method for the product or service to be sold And discloses the accurate information of the virtual currency to be paid for each method. In addition, the purchasing member discloses the fee, operating method, obligation, and the virtual currency use shop which are deducted from the virtual money to be paid when the contract is made, The service will be provided so that members can make an accurate judgment.

In this case, the purchasing member can provide the concept of free sale of the purchased goods to the advertising member, and the virtual money to be paid can be used as the same exchange value concept as the general currency. In this way, the virtual money issuance system is a completely different concept from the accumulation points of the marketing concept that is paid to maintain the customer in the existing retail store. The existing accumulation point type is the same as the nominal value of the consumer, There is a validity period that can be used because it is a means of marketing method that can be used only for the goods of the store. , And when purchasing a product by point payment, only the company's products sold at the payment shop are purchased at the consumer's selling price. As for the payment company, it is not so different from the actual discount purchase method, and the consumer also considers the earning point as virtual money Do not.

On the other hand, the virtual currency issued by the virtual currency issuance system based on the monetary homogeneity system abandons the distribution-related period profit of the service outlet caused by the difference between the consumer selling price and the wholesale supply price of the general market based on the monetary standard system The goods bought by the purchasing member using the virtual currency paid by all the participating shops are multiplied by the unified exchange multiplier and the virtual currency is issued. In order to guarantee the exchange value of virtual currency by purchasing the exchange value of the same nominal currency and to secure the payment security of the virtual currency, it is based on the monetary homogeneity system, and the virtual currency issuance method and currency supply The biggest difference is securing liquidity and generality. As a result, consumers are able to earn new income through selective consumption so that they can receive more virtual money according to the payment ratio of the virtual currency paid by each advertising member store, as when purchasing gold mining gold rush in the past. It is like mining value. The method of mining this value is applied to the method of acquiring virtual money, and it serves as a virtual money issuing system. The concept of the concept is completely different from that of the conventional method of earning point marketing, meaning, function and function.

Therefore, the virtual money issuing system issues virtual money to the purchasing member in a manner that the purchasing member purchases goods or services sold by the advertising member. The purchasing member issues a virtual money At the money purchase approval shop, the purchaser can purchase goods at the exchange value of the nominal currency equal to the consumer selling price with the virtual currency possessed by the purchasing member. The purchasing member is allowed to purchase additional goods as much as he / she theoretically consumes new income by consuming the goods, and the advertising member adopts the concept of taking the goods sold at the exchange value of the virtual money paid to the purchasing member free of charge The virtual money accumulation card and the service app provide virtual money accumulation and payment, the virtual money payment history, the settlement history and the accumulation amount from time to time through the virtual money issuing system and can easily use it .

According to an embodiment of the present invention, there is provided a virtual currency issuance system based on a currency dominant system and a method of managing a virtual currency issuance system using the system, Purchase goods from dealers and pay for the virtual money paid by the dealers when purchasing goods, so that they can manage virtual money accumulation and settlement, virtual money payment history, settlement history and cumulative amount through own website and mobile app .

That is, a member computer 10 that accesses a virtual money issuing system management support server based on the operator's currency dominance and joins as a member;

After confirming the virtual money payment and available store information and member recruitment information registered in the virtual money issuing system based on the currency standard system using the Internet, the user registers the member, purchases it at the retail store, receives the virtual money, A virtual money issuing system management support server 20 based on a currency dominant scheme for storing and updating the purchased virtual commodities in respective databases 30 in the process of paying the purchased commodities;

Membership information and virtual money payment Information about the advertising member store and the virtual money use store, information on the virtual money payment and usage status such as the virtual money accumulation and settlement paid, the virtual money payment history, the payment history and the cumulative amount, The virtual money issuance system management support server 20 based on the currency principal system by storing and updating information on the advertisement member store management such as payment information, payment information, advertisement payment information, And various databases 30. Since all transactions are performed on computers and the web, convenient and quick use is possible.

The general reward method points are a simple reward method of 1: 1 payment based on the amount used. There is a lack of credibility and versatility to use as a result of this, a limited use place, a limited cumulative sales place, and a long term cumulative period The lack of liquidity to secure the number of points that can be utilized by the operating method and the disappearance of the unused points that are owned after a certain period of time have a non-monetary nature that is more marketing oriented than monetization. In order to secure credibility and to exclude speculation, it is possible to secure a credibility by establishing a monetary base system and securing currency liquidity, and to provide a strong virtual currency service completely excluded from speculation.

In addition, when the present invention is used, the seller can give up the profit for a certain period of time as much as the price difference between the consumer supply price and the wholesale supply price, which is the core structure for issuing the virtual money, It is possible to provide the virtual currency equal to the exchange value of many actual nominal currencies to the consumer and the consumer can obtain the same virtual currency equivalent to the nominal currency corresponding to the consumer selling price at the service outlet of the virtual currency issuing system or the affiliated advertising member store It is possible to purchase goods sold using virtual money as an exchange value, whereby the seller can sell more goods by providing the consumer with the perception that the goods they sell are free of the value of the discount, Compared to the consumer price you pay each time you purchase, The virtual currency issuance system based on the main currency is paid for the goods purchased over the concept of the point of the virtual currency as if it is perceived that it is free to be provided by giving up the expiration date profit, In order to be able to perceive it, the system is not limited to the use of virtual money only by the self-merchandise sold by the advertising member, but it is possible to purchase the goods with the same exchange value as the real money for all the goods delivered to the service store. This is an invention that has the effect of enhancing the sales of merchandise and the expansion of sales of alliance dealers who pay virtual money by activating consumers' psychology of consumption through this.

FIG. 1 is an overall configuration diagram of a virtual currency issuing system based on a currency dominant system according to the present invention,
FIG. 2 is a flow chart for explaining a management procedure of a virtual money issuing system based on the currency dominating scheme according to FIG.
FIG. 3 is an overall configuration diagram of a system for transferring virtual currency between members through a virtual currency issuing system based on a currency dominant scheme,
FIG. 4 is a flowchart for explaining the management process of FIG. 3. FIG.

In order to achieve the above object, the present invention provides a virtual currency issuing system based on a currency dominant scheme for issuing a virtual currency equal to the nominal currency, using the compensation advertisement cost paid to the purchasing consumer according to the present invention and the wholesale and retail trade profit as the home currency, And a virtual money issuing system management method using the same provide information on grouped information of goods that can be purchased with virtual money and exchange value ratio compared with actual sales price of each sale product and information on purchasing store providing virtual money. The virtual money issuing system issues a virtual money accumulation card so that the purchasing member can easily accumulate and use the virtual money paid by the purchasing member at the advertising member store, confirm the accumulated amount, confirm the usage history, Provides member service information for easy access to virtual money received from a virtual currency issuance system or affiliate through the linkage of a virtual money accumulation card and a service app. You can easily check accumulated amount of accumulated virtual money, accumulation and use history. The virtual money accumulation card that is issued must be registered in the service application to prevent the use of others in case of loss. The virtual money payment or the accumulated amount in the use of the accumulated money or the expenditure amount is stored and updated in the virtual money issuing system, .

In addition, when the virtual money is paid by the affiliated retailer, the virtual money amount is automatically calculated by using the POS device of the retailer and the similar payment device, and the calculated amount of the virtual money by the pre-registered payment amount is automatically calculated and paid to the virtual money accumulation card Or through the service application screen. The method of use is the same.

In order to accomplish the above object, the present invention provides a virtual currency issuing system based on a currency dominant scheme for issuing virtual money equal to the nominal currency, using the compensation advertisement cost paid to the purchasing consumer and the distribution profit between wholesale and retail trade as the home currency According to the method of managing a virtual currency issuance system using the method as described above, as shown in FIG. 1, it provides supply fluidity and versatility like nominal currency, has the same value as a nominal currency, A method of issuing virtual money using the difference between the consumer selling price of the goods sold in the market and the delivery price supplied to the wholesaler by the customer in order to secure a strong reliability and to provide a virtual currency completely excluded from speculation, The exchange price corresponding to the consumer supply price of the goods to be purchased The exchange price of virtual currency is equated with the wholesale delivery price of the reference goods to be settled at the base currency in the main currency of the goods and the base currency of the virtual currency is equal to the currency unit of the nominal currency. To a virtual money issuance system management support server based on a currency dominant scheme for multiplying the exchange money by the exchange multiplier based on the advertising money deposited in the home currency based on the exchange value of the advertisement cost or distribution profit deposited in the home currency A member computer 10 joining as a member;

An advertising member store for paying virtual money registered in a virtual currency issuing system based on a currency standard system using the web and a mobile app using the Internet and a service provider for purchasing goods using virtual currency information and recruitment information If you have membership fee and month management fee when you use the service after membership, you pay the activation fee and monthly administration fee. If you have advertising expenses and advertisement deposit, you pay the advertisement fee and advertisement deposit. , Buying goods at advertising member stores, receiving virtual money at the time of purchasing goods, purchasing new goods with the virtual money that they have, and paying the purchase price by using virtual money, And settlement, virtual currency payment history, settlement history, accumulated amount, etc., A virtual currency issuing system management support server 20 based on a currency dominant scheme for updating, storing and managing the data in the database 30;

The advertisement member reserves and updates the advertisement payment information and the advertisement deposit deposit information, and then transmits the virtual currency issuance system based on the currency dominant system Upon confirming whether or not to approve membership at the time of membership registration, data is output to the homepage through the member computer 10 connected to the virtual money issuing system management support server 20 based on the currency dominant system at the time of using the service, A purchasing member information database 31 connected to the virtual money issuing system management support server 20 based on the currency principal system so as to identify the member and provide member identification information; The member computer 10 connected to the virtual currency issuing system management support server 20 based on the currency dominant system is stored by storing and updating the payment information when there is an entry fee and a month management fee to be paid when the service is used after the purchase member The data is output to the homepage so that the purchasing member can check the information at any time whether the purchasing member maintains the eligibility when using the service, and the advertising member can check the identification information of the purchasing member A purchasing member payment management information database (33) connected to a virtual money issuing system management support server (20) based on a currency dominant scheme to be used;

The exchange multiplier is determined by the price difference ratio of the consumer sales price and the manufacturer delivery price set for calculating the reference price based on the goods sold in the market, and the exchange multiplier is determined based on the reference base wholesale delivery price This is a method of issuing virtual money by multiplying the exchange multiplier by the advertising cost deposited in the home currency based on the exchange value of advertising costs or distribution profits by using the exchange value of the consumer selling price of the goods to be purchased with nominal money, The method of providing a virtual currency in which a virtual currency is exchanged with a reference currency at a wholesale supply price of reference and a virtual currency is equal to a currency of a nominal currency, Save and update exchange rate information with common exchange multiplier applied to The data is output to the homepage through the member computer 10 connected to the virtual money issuing system management support server 20 based on the currency dominant system so that the purchasing member can receive the virtual money Provides exchange multiplier information to automatically calculate and display currency, and supports virtual currency issuance system management based on the currency standard system to provide purchasing members and advertising members with information from time to time through this method A virtual currency exchange multiplier management information database (34) connected to the server (20);

The virtual money issuance system management support server 20 based on the currency principal system by storing and updating information for providing to the purchasing member such as sale information of the advertisement member, product information, virtual money payment information, Data is output to the homepage through the connected member computer 10 and the purchasing member provides the information related to the location of the selling member of the advertising member, the sales commodity information, the virtual money payment ratio, and the availability of the virtual money at the time of purchasing the product of the advertising member An advertising member store management information database (35) connected to a virtual money issuing system management support server (20) based on a currency principal system for providing a purchasing member and an advertising member so that information can be checked at any time;

In order for the virtual money paid to the purchasing member after the purchase of the goods sold by the advertising member to be normally paid, the advertisement fee for the virtual currency is paid to the home currency, and the advertisement deposit is deposited for payment of the advertisement fee. And the deposit information of the advertisement deposit are stored and updated so that the data is outputted to the homepage through the member computer 10 connected to the virtual money issuing system management support server 20 based on the currency dominant system, A virtual money issuance system management support server 20 based on a currency dominant scheme for confirming whether the member's retail store is a normal payment situation of the virtual money and for allowing the advertising member to check whether the advertisement cost and the deposit amount of the advertisement deposit are pending And an advertisement deposit management information database 36 connected to the advertisement deposit management information database 36;

The purchasing member can use it to accumulate or use the virtual money through the mobile app. However, the virtual money accumulation card may be issued and used for the convenience of the user. In this case, To prevent the loss of identity, identity theft, theft, and loss, it is necessary to register through the web or mobile app as a purchase member name. By storing and updating such issuance and registration information, a virtual currency issuance system The data is output to the homepage through the member computer 10 connected to the management support server 20 so that the purchasing member maintains the qualification when using the service or provides the member identification information to the purchasing member and the advertisement member so that they can check at any time from time to time The virtual currency issuing system management support server 20 based on the < RTI ID = 0.0 > Earn cards issuance and registration information database (37);

When a purchasing member buys goods at the retailer of the advertising member, receives the virtual currency paid by the retailer at the time of purchasing the goods, buys the new goods with the virtual currency, and pays the purchase price in the virtual currency, A member computer connected to the virtual money issuing system management support server 20 based on the currency dominant scheme by storing and updating the accumulation and settlement of the virtual money held by the application, the virtual money payment history, the payment history, (10) to provide the purchaser member with the information that the virtual money possessed by the purchasing member is sufficient for the payment of the virtual currency or that the virtual currency paid by the advertising member has been normally paid, so that the purchasing member and the advertising member can check the information from time to time The virtual currency issuing system management support server 20 connected to the virtual currency issuing system management support server 20 Money management information database (38);

A virtual money issuing system management support server 20 based on the member computer 10 and the currency dominant system, and a virtual money issuing system featuring respective databases 30.

Referring to FIG. 3, if the virtual money held by the registered member is transferred to or received from another member through the virtual money issuing system management support server 20 based on the currency dominant system, By storing and updating the transfer history and transfer history information, the data is output to the homepage through the member computer 10 connected to the virtual money issuing system management support server 20 based on the currency principal system, And a virtual currency transfer and deposit management information database (39) connected to a virtual currency issuing system management support server (20) based on a currency dominant scheme for managing the details of the deposit and deposit history, And a virtual currency issuing system based on the CAD system.

In addition, a virtual currency issuing system based on a currency dominant scheme for issuing a virtual currency equal to the nominal currency with the home currency of the compensating advertisement expense paid to the purchasing consumer according to the present invention and the wholesale and retail trade profit through the FIG. In the management method, an Internet user accesses a virtual currency issuance system management support server based on the currency principal system, checks the contents of the recruitment provided on the web site and operation contents, and registers the member, The first step of the process of approval of membership;

The member information added in the first step is updated and stored in the member information database connected to the virtual money issuing system management support server 20 based on the currency dominant standard and is managed as a purchasing member and an advertising member, A second step of updating, storing and managing the purchasing member in the purchasing member information database 31, updating, storing and managing the advertising member in the advertising member information database 32;

If there is a subscription fee or monthly administration fee to be paid when a member purchases a membership, the member can check the payment status paid by the purchasing member and then use the service, and restrict the use of the service to maintain or provide membership. A third step of updating, storing and managing the information on the payment status in the purchasing member payment management information database 33 connected to the virtual currency issuing system management support server 20 based on the currency dominance scheme;

To provide the sales information of the advertising member paying the virtual currency after the purchase member registration, information for providing to the purchasing member such as sales information, product information, virtual money payment information, and virtual money payment period of the advertising member is referred to as a currency standard A fourth step of updating, storing, and managing in the advertising member store management information database 35 connected to the virtual money issuing system management support server 20 based on the updated information;

In order for the virtual money to be paid to the purchasing member after purchasing the goods sold by the advertising member to be normally paid, the advertisement fee to be paid in the currency of the virtual currency is deposited, and an advertisement deposit for depositing the advertisement fee is deposited. After confirming the payment status, the user is allowed to use the virtual money-issuance service, and the virtual money-issuance service that suspends or pauses the member's membership is restricted. The advertisement fee paid by the advertising member and the advertisement deposit payment information To the virtual money issuance system management support server 20 based on the currency dominant scheme so that the purchasing member can check the store of the advertisement member before purchasing the normal state of the virtual money from time to time, A fifth step for updating and storing and managing the updated data;

The purchasing member can use the mobile phone to earn or use the virtual money through the mobile application. However, the virtual money accumulation card can be issued and used for the convenience of the user. In this case, And to register the issuance and registration information with the virtual currency issuance system management support server 20 based on the currency principal system, in order to prevent theft, loss, A sixth step of updating, storing and managing in the money collection card issuing and registration management information database 37;

In order to determine the amount of the virtual currency that is commonly applied to the virtual currency to be paid when the purchasing member purchases the goods sold by the advertising member, the virtual currency issuance system based on the currency dominant system is a system in which the advertising member The exchange price corresponding to the consumer selling price of the same goods which can be purchased in virtual currency for the advertisement cost provided for deposit is calculated as the reference wholesale delivery price and is provided at the same exchange value as the consumer selling price, The virtual currency is paid in the same currency unit as the nominal currency to the purchasing customer by applying the virtual currency exchange multiplier provided by the virtual currency issuance system based on the main system. At this time, a method of calculating the virtual currency exchange multiplier applied to the advertisement fee to pay the virtual currency is to issue a virtual currency using the difference between the consumer selling price of the goods sold in the market and the wholesale delivery price supplied from the manufacturing factory to the wholesaler This study investigates all goods supplied for sale to a service shop and uses them as a basis for the comparison of wholesale market price against consumer price, Based on the exchange value of the deposited advertising costs or distribution profits, the ratio of the base currency to be deposited at the time of issuing the virtual currency is determined based on the advertisement cost deposited in the home currency, and the exchange value of the consumer supply price of the goods to be purchased with the nominal currency The exchange value of the virtual currency is equal to the wholesale delivery price of the same goods And multiplies the virtual money exchange multiplier by the same amount as the monetary unit of the nominal currency in the advertisement fee deposited in the home currency when issuing the virtual currency to be paid to the purchaser so that the currency unit of the virtual currency and the nominal currency are the same, And stores and updates the exchange rate information to which the exchange rate multiplier applied in common to issue the virtual currency is applied to the virtual currency issuing system management support server 20 based on the currency dominance scheme The virtual money issuance system management support server 20 is connected to the virtual money issuance system management support server 20 based on the currency principal system for outputting data to the home page through the one member computer 10 and providing the purchasing member and the advertisement member so that the information can be checked at any time from time to time. A seventh step of updating and storing and managing the data in the exchange / multiplier management information database 34;

When a purchasing member purchases goods at the retailer of the advertising member, receives the virtual currency paid by the retailer of the advertising member at the time of purchasing the goods, purchases the new goods with the virtual currency, and pays the purchase price to the virtual currency, A virtual money management system 20 connected to a virtual money issuance system management support server 20 based on a currency dominant scheme for managing the accumulation and payment of virtual money, the virtual money payment history, the payment history, And an eighth step for updating, storing, and managing the information in the information database 38.

4 shows that the virtual money issuance system based on the currency standard system is confirmed using the Internet, and then the member is registered, and the consumer selling price of the goods sold in the retail market, the wholesale market supply price, The method for managing the virtual currency issuing system based on the monetary homogeneity system for issuing the virtual currency at the profit of the first step to the step 8 is the same, When the virtual money held by the member who has registered as a member through the virtual money issuing system management support server 20 is transferred to another member who is a member or received from another member, the virtual money transfer details and deposit details information are stored and updated (10) connected to the virtual money issuing system management support server (20) based on the currency dominant system A virtual currency transfer and deposit management information database (not shown) connected to the virtual money issuing system management support server 20 based on the currency principal system for managing the transfer history and the deposit details so that the purchasing member can check the transfer history and the deposit details from time to time 39) of the virtual currency issuing system based on the currency dominant system.

The remaining process is a normal development process known to those skilled in the art and will not be described in more detail.

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed exemplary embodiments, but many variations and modifications may be made without departing from the scope of the invention. It is evident that any person skilled in the art is capable of carrying out various modifications. Such modified embodiments are within the scope of the claims of the present invention, from the technical ideas and prospects of the present invention.

10: Member computer
20: Virtual currency issuing system management support server based on currency standard
30: Database
31: Purchasing member information database
32: Advertising member information database
33: Purchasing member payment management information database
34: Virtual Currency Exchange Multiplier Management Information Database
35: Advertising member store management information database
36: Advertising cost and advertisement deposit management information database
37: Virtual Money Credit Card Issuance and Registration Management Information Database
38: Virtual money management information database
39: Virtual currency transfer and deposit management information database

Claims (4)

It provides supply liquidity and generality like nominal money, it can hold the same value as nominal money, and it has a strong monetary base like the gold standard system, The method of issuing virtual currency using the difference between the selling price of the goods sold and the delivery price supplied by the manufacturer to the wholesaler, is the method of issuing the virtual currency using the exchange value corresponding to the consumer supply price of the goods to be purchased with nominal money, The exchange value of the virtual currency is equated with the wholesale delivery price of the reference price to be deposited in the main currency and the virtual currency and the nominal currency are equal to the currency unit. Based on the exchange value of advertising costs or distribution profits, A member computer 10 that accesses a virtual money issuing system management support server based on a currency dominant scheme for multiplying the exchange money by the exchange multiplier on the basis of the advertisement cost deposited on the virtual money issuance system management support server and subscribes as a member;
An advertising member store for paying virtual money registered in a virtual currency issuing system based on a currency standard system using the web and a mobile app using the Internet and a service provider for purchasing goods using virtual currency information and recruitment information If you have membership fee and month management fee when you use the service after membership, you pay the activation fee and monthly administration fee. If you have advertising expenses and advertisement deposit, you pay the advertisement fee and advertisement deposit. , Buying goods at advertising member stores, receiving virtual money at the time of purchasing goods, purchasing new goods with the virtual money that they have, and paying the purchase price by using virtual money, And settlement, virtual currency payment history, settlement history, accumulated amount, etc., A virtual currency issuing system management support server 20 based on a currency dominant scheme for updating, storing and managing the data in the database 30;
The advertisement member reserves and updates the advertisement payment information and the advertisement deposit deposit information, and then transmits the virtual currency issuance system based on the currency dominant system Upon confirming whether or not to approve membership at the time of membership registration, data is output to the homepage through the member computer 10 connected to the virtual money issuing system management support server 20 based on the currency dominant system at the time of using the service, A purchasing member information database 31 connected to the virtual money issuing system management support server 20 based on the currency principal system so as to identify the member and provide member identification information;
The member computer 10 connected to the virtual currency issuing system management support server 20 based on the currency dominant system is stored by storing and updating the payment information when there is an entry fee and a month management fee to be paid when the service is used after the purchase member The data is output to the homepage so that the purchasing member can check the information at any time whether the purchasing member maintains the eligibility when using the service, and the advertising member can check the identification information of the purchasing member A purchasing member payment management information database (33) connected to a virtual money issuing system management support server (20) based on a currency dominant scheme to be used;
The exchange multiplier is determined by the price difference ratio of the consumer sales price and the manufacturer delivery price set for calculating the reference price based on the goods sold in the market, and the exchange multiplier is determined based on the reference base wholesale delivery price This is a method of issuing virtual money by multiplying the exchange multiplier by the advertising cost deposited in the home currency based on the exchange value of advertising costs or distribution profits by using the exchange value of the consumer selling price of the goods to be purchased with nominal money, The method of providing a virtual currency in which a virtual currency is exchanged with a reference currency at a wholesale supply price of reference and a virtual currency is equal to a currency of a nominal currency, Save and update exchange rate information with common exchange multiplier applied to The data is output to the homepage through the member computer 10 connected to the virtual money issuing system management support server 20 based on the currency dominant system so that the purchasing member can receive the virtual money Provides exchange multiplier information to automatically calculate and display currency, and supports virtual currency issuance system management based on the currency standard system to provide purchasing members and advertising members with information from time to time through this method A virtual currency exchange multiplier management information database (34) connected to the server (20);
The virtual money issuance system management support server 20 based on the currency principal system by storing and updating information for providing to the purchasing member such as sale information of the advertisement member, product information, virtual money payment information, Data is output to the homepage through the connected member computer 10 and the purchasing member provides the information related to the location of the selling member of the advertising member, the sales commodity information, the virtual money payment ratio, and the availability of the virtual money at the time of purchasing the product of the advertising member An advertising member store management information database (35) connected to a virtual money issuing system management support server (20) based on a currency principal system for providing a purchasing member and an advertising member so that information can be checked at any time;
In order for the virtual money paid to the purchasing member after the purchase of the goods sold by the advertising member to be normally paid, the advertisement fee for the virtual currency is paid to the home currency, and the advertisement deposit is deposited for payment of the advertisement fee. And the deposit information of the advertisement deposit are stored and updated so that the data is outputted to the homepage through the member computer 10 connected to the virtual money issuing system management support server 20 based on the currency dominant system, A virtual money issuance system management support server 20 based on a currency dominant scheme for confirming whether the member's retail store is a normal payment situation of the virtual money and for allowing the advertising member to check whether the advertisement cost and the deposit amount of the advertisement deposit are pending And an advertisement deposit management information database 36 connected to the advertisement deposit management information database 36;
Purchasing members can use their mobile phone to earn or use virtual money through mobile apps. However, a virtual money accumulation card can be issued and used for a more convenient use. At this time, In order to prevent the loss of qualification, identity theft, theft, and loss, it is necessary to register as a purchasing member name via web or mobile app. By storing and updating such issuance and registration information, virtual currency issuance The data is output to the homepage through the member computer 10 connected to the system management support server 20 so that the purchase member maintains the entitlement when using the service and provides the member identification information to the purchasing member and the advertisement member from time to time The virtual currency issuing system management support server 20 based on the currency dominant system A pulldown card issuing and registration management information database 37;
When a purchasing member buys goods at the retailer of the advertising member, receives the virtual currency paid by the retailer at the time of purchasing the goods, buys the new goods with the virtual currency, and pays the purchase price in the virtual currency, A member computer connected to the virtual money issuing system management support server 20 based on the currency dominant scheme by storing and updating the accumulation and settlement of the virtual money held by the application, the virtual money payment history, the payment history, (10) to provide the purchaser member with the information that the virtual money possessed by the purchasing member is sufficient for the payment of the virtual currency or that the virtual currency paid by the advertising member has been normally paid, so that the purchasing member and the advertising member can check the information from time to time The virtual currency issuing system management support server 20 connected to the virtual currency issuing system management support server 20 Money management information database (38);
A virtual money issuing system management support server (20) based on the above member computer (10) and a currency dominant system, and a database (30). The virtual currency issuance system management support server (20) of claim 1, wherein, if the virtual currency held by the registered member is transferred to another member member or received from another member through the virtual money issuing system management support server (20) History and deposit history information of the virtual currency issuance system management support server 20 based on the currency principal degree scheme so as to output data to the homepage through the member computer 10 connected to the virtual currency issuance system management support server 20, And a virtual currency transfer and deposit management information database (39) connected to a virtual currency issuing system management support server (20) based on a currency dominant scheme for managing the transfer of the deposit information Based virtual currency issuing system After confirming the recruitment information of the virtual currency issuance system based on the currency standard system using the Internet, the member is registered, and the profit of the consumer selling price of the goods sold in the retail market and the wholesale market supply price is used to calculate A method for managing a virtual currency issuing system based on a currency dominant system for issuing a virtual currency through an exchange value of a virtual currency issuing system management support server, A first step of confirming membership recruitment contents and operation contents provided to the user, and then registering the member, distinguishing a purchasing member from an advertising member and approving membership;
The member information added in the first step is updated and stored in the member information database connected to the virtual money issuing system management support server 20 based on the currency dominant standard and is managed as a purchasing member and an advertising member, A second step of updating, storing and managing the purchasing member in the purchasing member information database 31, updating, storing and managing the advertising member in the advertising member information database 32;
If there is a subscription fee or monthly administration fee to be paid when a member purchases a membership, the member can check the payment status paid by the purchasing member and then use the service, and restrict the use of the service to maintain or provide membership. A third step of updating, storing and managing the information on the payment status in the purchasing member payment management information database 33 connected to the virtual currency issuing system management support server 20 based on the currency dominance scheme;
To provide the sales information of the advertising member paying the virtual currency after the purchase member registration, information for providing to the purchasing member such as sales information, product information, virtual money payment information, and virtual money payment period of the advertising member is referred to as a currency standard A fourth step of updating, storing, and managing in the advertising member store management information database 35 connected to the virtual money issuing system management support server 20 based on the updated information;
In order for the virtual money to be paid to the purchasing member after purchasing the goods sold by the advertising member to be normally paid, the advertisement fee to be paid in the currency of the virtual currency is deposited, and an advertisement deposit for depositing the advertisement fee is deposited. After confirming the payment status, the user is allowed to use the virtual money-issuance service, and the virtual money-issuance service that suspends or pauses the member's membership is restricted. The advertisement fee paid by the advertising member and the advertisement deposit payment information To the virtual money issuance system management support server 20 based on the currency dominant scheme so that the purchasing member can check the store of the advertisement member before purchasing the normal state of the virtual money from time to time, A fifth step for updating and storing and managing the updated data;
The purchasing member can use the mobile phone to earn or use the virtual money through the mobile application. However, the virtual money accumulation card can be issued and used for the convenience of the user. In this case, And to register the issuance and registration information with the virtual currency issuance system management support server 20 based on the currency principal system, in order to prevent theft, loss, A sixth step of updating, storing and managing in the money collection card issuing and registration management information database 37;
In order to determine the amount of the virtual currency that is commonly applied to the virtual currency to be paid when the purchasing member purchases the goods sold by the advertising member, the virtual currency issuance system based on the currency dominant system is a system in which the advertising member The exchange price corresponding to the consumer selling price of the same goods which can be purchased in virtual currency for the advertisement cost provided for deposit is calculated as the reference wholesale delivery price and is provided at the same exchange value as the consumer selling price, The virtual currency is paid in the same currency unit as the nominal currency to the purchasing customer by applying the virtual currency exchange multiplier provided by the virtual currency issuance system based on the main system. At this time, a method of calculating the virtual currency exchange multiplier applied to the advertisement fee to pay the virtual currency is to issue a virtual currency using the difference between the consumer selling price of the goods sold in the market and the wholesale delivery price supplied from the manufacturing factory to the wholesaler This study investigates all goods supplied for sale to a service shop and uses them as a basis for the comparison of wholesale market price against consumer price, Based on the exchange value of the deposited advertising costs or distribution profits, the ratio of the base currency to be deposited at the time of issuing the virtual currency is determined based on the advertisement cost deposited in the home currency, and the exchange value of the consumer supply price of the goods to be purchased with the nominal currency The exchange value of the virtual currency is equal to the wholesale delivery price of the same goods And multiplies the virtual money exchange multiplier by the same amount as the monetary unit of the nominal currency in the advertisement fee deposited in the home currency when issuing the virtual currency to be paid to the purchaser so that the currency unit of the virtual currency and the nominal currency are the same, And stores and updates the exchange rate information to which the exchange rate multiplier applied in common to issue the virtual currency is applied to the virtual currency issuing system management support server 20 based on the currency dominance scheme The virtual money issuance system management support server 20 is connected to the virtual money issuance system management support server 20 based on the currency principal system for outputting data to the home page through the one member computer 10 and providing the purchasing member and the advertisement member so that the information can be checked at any time from time to time. A seventh step of updating and storing and managing the data in the exchange / multiplier management information database 34;
When a purchasing member purchases goods at the retailer of the advertising member, receives the virtual currency paid by the retailer of the advertising member at the time of purchasing the goods, purchases the new goods with the virtual currency, and pays the purchase price to the virtual currency, A virtual money management system 20 connected to a virtual money issuance system management support server 20 based on a currency dominant scheme for managing the accumulation and payment of virtual money, the virtual money payment history, the payment history, And an eighth step of updating and storing the updated information in the information database (38) and managing the virtual currency issuance system management method Section 3: Using the Internet to check the membership information of the virtual currency issuing system based on the currency standard system and registering the member, the virtual currency is subtracted from the difference between the consumer selling price of the goods sold in the retail market and the wholesale market supply price In the management method of the virtual currency issuing system based on the issued currency dominant system, the management method from step 1 to step 8 is the same, and in the 9 step management method, the virtual currency issuing system management When the virtual money held by the member who is a member is transferred to another member who is a member through the support server 20 or received from another member, the virtual currency transfer history and the deposit history information are stored and updated, The virtual money issuance system management support server 20 accesses the home page through the member computer 10, And a virtual money transfer and deposit management information database 39 connected to the virtual money issuing system management support server 20 based on the currency principal system for managing the transfer member and the deposit details so that the purchasing member can check the transfer details and the deposit details from time to time The method comprising the steps of: (a)

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