KR20180131137A - smart device with biometrics registration function and methods for registering biometric information - Google Patents

Abstract

The present invention relates to a smart device registration apparatus having a biometric authentication information registration function and a biometric information registration method using the smart device registration apparatus. More particularly, the present invention relates to a smart device registration apparatus and a biometric information registration method for registering a smart device such as a credit card for various financial services such as deposit, withdrawal, The biometric authentication information obtained by encrypting the biometric information of the user is converted and stored in a distributed manner in the device or the financial institution management server so that the information on the user's biometric information including the iris used in providing various financial services through the user biometric authentication Accessibility can be lowered and security can be improved.

Description

Technical Field [0001] The present invention relates to a smart device registration device having a biometric authentication information registration function and a smart device registration method using the same.

The present invention relates to a smart device registration apparatus having a biometric authentication information registration function and a biometric information registration method using the same. More particularly, the present invention relates to a smart device registration apparatus and a biometric information registration method, The present invention relates to a smart device registration apparatus having a biometric authentication information registration function capable of encrypting information and registering the biometric authentication information as biometric authentication information, and a biometric information registration method using the same.

Recently, after purchasing various goods and services, the payment has changed rapidly from cash to credit card payment. These cards are widely used not only for settlement of expenses but also for various kinds of financial services such as cash withdrawal, deposit, account transfer, and the like.

Examples of cards used to purchase goods and services and financial services include credit cards, cash cards, check cards, and gift cards issued by banks and credit card companies. In addition, the above-mentioned card can incorporate a microchip capable of storing and processing various kinds of information including card information and can be utilized for various purposes. In addition, when a microchip mounted on a card is mounted on a terminal such as a mobile phone, the user can use the terminal as a substitute for a card.

In order to prevent unauthorized use by other persons, various types of cards having various functions as described above, such as a smart card, are equipped with various security functions such as a password, pattern, fingerprint or QR code, iris recognition .

However, the above-described various security functions have a problem that the user must always memorize the password or the pattern, and the user information is leaked to another person during or after the use of the card, so that the card can be illegally used by another person.

Korean Registered Patent No. 10-0519828 (Registered on October 6, 2005)

Disclosure of Invention Technical Problem [8] The present invention has been made to solve the above problems of the prior art, and it is an object of the present invention to provide a biometric authentication device, A smart device registration device having an authentication information registration function and a biometric information registration method therefor.

As a means for solving the above-mentioned object, the present invention can be configured as follows.

A smart device registration apparatus having a biometric authentication information registration function according to an embodiment of the present invention includes a smart device detection unit detecting connection of a smart device; A user biometric information requesting unit for confirming a function of the smart device when the smart device is connected and requesting the user for biometric information in the case of a smart device having a biometric authentication function of the user; A biometric information collecting unit for collecting biometric information of a user; A transmitting unit for transmitting biometric information of a user collected by the biometric information collecting unit together with device information to the smart device so as to be converted into biometric authentication information and stored; And a control unit for controlling issuance of a smart device having a biometric authentication function.

A smart device registration apparatus having a biometric authentication information registration function according to another exemplary embodiment of the present invention includes a smart device detection unit detecting connection of a smart device; A user biometric information requesting unit for confirming a function of the smart device when the smart device is connected and requesting the user for biometric information in the case of a smart device having a biometric authentication function of the user; A biometric information collecting unit for collecting biometric information of a user; An authentication unit for converting the biometric information of the user collected by the biometric information collecting unit into biometric authentication information; A transmitting unit for transmitting biometric authentication information and device information converted by the authentication unit to the smart device; And a control unit for controlling issuance of a smart device having a biometric authentication function.

A smart device registration apparatus having a biometric authentication information registration function according to another embodiment of the present invention includes a registration mode setting unit for setting a mode for registering biometric authentication information for biometric authentication; A user biometric information requesting unit for requesting biometric information from the user when the registration mode is set; A biometric information collecting unit for collecting biometric information of a user; An authentication unit for converting the biometric information of the user collected by the biometric information collecting unit into biometric authentication information; A transfer unit for transferring the biometric authentication information converted by the authentication unit to a financial institution management server and storing and registering the biometric authentication information together with the device information; And a control unit for controlling the registration of the user biometric authentication information.

In the smart device registration apparatus having the biometric authentication information registration function according to the embodiment of the present invention, the biometric information collection unit may include an iris recognition camera and an IR LED.

The smart device registration apparatus having the biometric authentication information registration function according to the embodiment of the present invention may further comprise a display for displaying an image of the iris captured by the iris recognition camera of the biometric information collection unit.

In the smart device registration apparatus having the biometric authentication information registering function according to the embodiment of the present invention, the control unit requests the user to input the password before or after transmitting the biometric information to the smart device, The password can be transferred to the device information and the financial institution management server and stored.

In the smart device registration apparatus having the biometric authentication information registration function according to the embodiment of the present invention, the control unit may be configured such that the biometric information collection unit requests the user before or after collecting the biometric information, The password can be transferred to the device information and the financial institution management server to be stored.

In a smart device registration apparatus having a biometric authentication information registration function according to an embodiment of the present invention, the smart device registration apparatus includes a fingerprint recognizer for obtaining a fingerprint image, wherein the control unit controls the smart device to input a fingerprint image When the fingerprint image of the user is inputted through the fingerprint recognizer, the fingerprint image can be transmitted to the financial institution management server together with the device information and stored.

In a smart device registration apparatus having a biometric authentication information registration function according to an embodiment of the present invention, the smart device registration apparatus includes a fingerprint recognizer for obtaining a fingerprint image, wherein the control unit controls the biometric information collecting unit Inputting a fingerprint image of a user through the fingerprint recognizer, and transmitting the fingerprint image together with the device information to the financial institution management server.

In a smart device registration apparatus having a biometric authentication information registration function according to an embodiment of the present invention, the smart device registration apparatus includes a face recognition camera for recognizing the face of the user, When the face image of the user is inputted through the facial recognition camera, the facial image can be transmitted to the financial institution management server together with the device information and stored.

In a smart device registration apparatus having a biometric authentication information registration function according to an embodiment of the present invention, the smart device registration apparatus includes a facial recognition camera that recognizes the face of the user, and the control unit controls the biometric information collecting unit When a face image of a user is inputted through the facial recognition camera, the facial image can be transmitted to the financial institution management server together with the device information and stored.

In the smart device registration apparatus having the biometric authentication information registration function according to the embodiment of the present invention, the smart device registration apparatus, the smart device or the smart device and the ATM may be connected by wired or short-range wireless communication.

In the smart device registration apparatus having the biometric authentication information registration function according to the embodiment of the present invention, the biometric information is registered as biometric authentication information as information including iris, fingerprint, voice, , The user biometrics authentication can be executed in multiple.

In the smart device registration apparatus having the biometric authentication information registration function according to the embodiment of the present invention, the smart device registration apparatus stores all of the biometric authentication information in the smart device or the financial institution management server, or divides the biometric authentication information into two, Can be distributed and stored on a financial institution management server.

According to still another aspect of the present invention, there is provided a biometric information registration method using a smart device registration apparatus, comprising: A1) detecting a connection of a smart device by a smart device registration apparatus; A2) When the smart device is connected, the smart device registration device confirms the function of the smart device and requests the user for biometric information in the case of a smart device having a biometric authentication function of the user; A3) collecting biometric information of the user by the smart device registration device; And A4) transmitting the biometric information and device information of the user to the smart device by the smart device registration device.

A biometric information registration method according to another embodiment of the present invention comprises: B1) detecting a connection of a smart device by a smart device registration device; B2) requesting the user for biometric information when the smart device is a smart device having a biometric authentication function of the user by confirming the function of the smart device when the smart device is connected; B3) collecting biometric information of the user by the smart device registration device; B4) converting the biometric information of the user into encrypted biometric authentication information; And B5) transmitting the biometric authentication information and device information encrypted by the smart device registration device to the smart device.

A method of registering biometric information by a smart device registration apparatus according to another embodiment of the present invention includes: C1) requesting biometric information from a smart device registration apparatus to a user when setting a registration mode; C2) collecting biometric information of the user by the smart device registration device; C3) converting the biometric information of the user into biometric authentication information encrypted by the smart device registration device; And C4) the smart device registration device transmits the encrypted biometric authentication information to the financial institution management server and registers it together with the device information.

In the biometric information registration method according to the smart device registration apparatus according to the embodiment of the present invention, the biometric authentication information may be composed of one or more biometric information as biometric information including iris, fingerprint, voice, .

In the biometric information registration method according to an embodiment of the present invention, all of the biometric authentication information may be stored in the smart device or the financial institution management server, or may be divided into two parts so that the smart device and the financial institution management server Respectively.

According to the smart device registration apparatus having the biometric authentication information registration function and the biometric information registration method according to the embodiment of the present invention, when the smart device is issued, the biometric information of the user together with the device information is encrypted in the corresponding smart device or server By registering as the biometric authentication information, there is an effect that the user can be easily authenticated when the financial service is provided.

BRIEF DESCRIPTION OF THE DRAWINGS FIG. 1 is a configuration diagram of a financial service providing system for providing financial services by biometric authentication including a smart device registration device, a smart device, and ATM.
Fig. 2 is a configuration diagram showing a first embodiment of the smart device disclosed in Fig. 1. Fig.
3 is a configuration diagram showing a first embodiment of the smart device registration apparatus shown in Fig.
FIG. 4 is a configuration diagram showing a first embodiment of the ATM disclosed in FIG. 1. FIG.
FIG. 5 is a flowchart showing a process of registering biometric authentication information in the smart device of FIG. 2 in the smart device registration device of FIG. 3;
FIG. 6 is a flowchart illustrating a process of providing a financial service by executing biometric authentication of a user using the biometric authentication information of the smart device of FIG. 2 in the ATM of FIG. 4;
FIG. 7 is a configuration diagram showing a second embodiment of the smart device disclosed in FIG. 1; FIG.
8 is a configuration diagram showing a second embodiment of the smart device registration apparatus shown in Fig.
FIG. 9 is a configuration diagram showing a second embodiment of the ATM disclosed in FIG. 1. FIG.
FIG. 10 is a flowchart showing a process of registering biometric authentication information in the smart device of FIG. 7 in the smart device registration device of FIG. 8;
FIG. 11 is a flowchart illustrating a process of providing a financial service by executing biometric authentication of a user using the biometric authentication information of the smart device of FIG. 7 in the ATM of FIG. 9;
FIG. 12 is a configuration diagram showing a third embodiment of the smart device disclosed in FIG. 1; FIG.
13 is a configuration view showing a third embodiment of the smart device registration device shown in Fig.
FIG. 14 is a configuration diagram showing a third embodiment of the ATM disclosed in FIG. 1. FIG.
FIG. 15 is a flowchart showing a process of registering biometric authentication information in the smart device of FIG. 12 in the smart device registration device (smart device) of FIG. 13;
FIG. 16 is a flowchart showing a process of providing a financial service by executing biometric authentication of a user using the biometric authentication information of the smart device of FIG. 2 in ATM (smart device) of FIG. 14;
17 is a configuration diagram showing a fourth embodiment of the smart device registration apparatus shown in Fig.
FIG. 18 is a configuration diagram showing a fourth embodiment of the ATM disclosed in FIG. 1; FIG.
FIG. 19 is a flowchart showing a process of registering biometric authentication information in a server in the smart device registration device of FIG. 17;
FIG. 20 is a flowchart showing a process of providing a financial service by executing a biometric authentication of a user using the biometric authentication information of the server in the ATM of FIG. 18;

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings. Hereinafter, in order to facilitate understanding of the present invention, the same reference numerals are assigned to the same or similar components in different embodiments.

- First Embodiment -

BRIEF DESCRIPTION OF THE DRAWINGS FIG. 1 is a block diagram of a financial service providing system for providing financial services by biometric authentication including a smart device registration device, a smart device, and ATM.

1, a financial service providing system for providing financial services through biometric authentication includes a smart device 100 such as a smart card, a smart device registration device 200, an ATM 300, and a financial institution management server 400 . 2 to 6), the smart device 100 is provided with a user biometric authentication information registration function, a biometric authentication function, and a biometric authentication information storage function, and the smart device registration device 200 and the ATM 300, Are each provided with a biometric information obtaining function.

Accordingly, in the first embodiment, when the smart device 100 is issued, the smart device registration device 200 acquires the biometric information of the user necessary for biometric authentication information registration and provides the biometric information to the smart device 100, Encrypts the biometric information with biometric authentication information, stores and registers the biometric information, compares the biometric information with biometric information for biometric authentication acquired by the ATM 300, performs user biometric authentication, and provides the biometric authentication result value to the ATM 300 can do.

FIG. 2 is a configuration diagram showing a first embodiment of the smart device disclosed in FIG. 1. FIG.

2, a smart device 100, such as a smart card, receives device information and biometric information of a user from the smart device registration device 200, or receives a biometric information of a user from the ATM 300, The storage unit 120 stores the biometric authentication information of the user together with the device information, the biometric information of the user received through the biometric information receiving unit 110 upon registration of the user's biometric authentication information into the encrypted biometric authentication information, An authentication unit 130 for storing the biometric information received from the biometric information receiving unit 110 in the user authentication unit 120 or comparing the biometric information received through the biometric information receiving unit 110 with the biometric authentication information stored in the storage unit 120, And transmits the biometric authentication result value obtained by the authentication unit 130 to the ATM device 300 together with the device information, And a control unit 150 for controlling the registration of the biometric authentication information of the user and the biometric authentication of the user. Accordingly, it is possible to provide a user biometric authentication system including an iris used for providing various financial services through user biometric authentication, It is possible to lower the accessibility of information to third parties and increase security.

That is, the smart device 100 registers the biometric authentication information of the user with the smart device registration device 200 in association with the smart device registration device 200 in order to issue the smart device And can perform a biometric authentication of a user who wants to receive various financial services in cooperation with the ATM 300 while being connected to the ATM 300 in order to provide a financial service desired by the user.

In the embodiment, the control unit 150 requests the smart device registration apparatus 200 or the ATM 300 to input biometric information of the user at the time of registration of the biometric authentication information or the biometric authentication of the user, so that the user can perform biometric authentication information registration or biometric authentication It is possible to provide biometric information such as an iris necessary for the user.

When the smart device 100 is connected to the smart device registration device 200 or the ATM 300 without a separate power source, the smart device 100 may be powered by a power source supplied from the smart device registration device 200 or the ATM 300. [ By providing the connection unit 160, it is possible to acquire the biometric information of the user necessary for biometric authentication information registration and biometric authentication of the user while minimizing the volume of the smart device 100. [

The smart device 100 may be connected to the smart device registration device 200 or the ATM 300 through wired or short-range wireless communication upon registration of the biometric authentication information or biometric authentication of the user. These embodiments are also the same in the second to fourth embodiments described below, and a description thereof will be omitted.

In the above embodiment, the iris is used as the biometric information. However, the present invention is not limited to this, and biometric information such as fingerprint, face, hand vein, and the like can be utilized. In the above description, the user authentication is performed by comparing only one biometric information such as an iris. However, the present invention is not limited to this, and the biometric information such as fingerprint, face, hand vein, By performing the user authentication in comparison with this, the accuracy can be increased. These embodiments are also the same in the second to fourth embodiments described below, and a description thereof will be omitted.

FIG. 3 is a block diagram showing a first embodiment of the smart device registration apparatus shown in FIG. 1. FIG.

3, a smart device registration apparatus 200 located in a financial institution such as a bank or credit card company includes a smart device sensing unit 210 for sensing the connection of the smart device 100, A user biometric information requesting unit 220 for confirming the function of the smart device 100 and requesting biometric information from a user in the case of a smart device having a biometric authentication function of the user, a biometric information collecting unit 220 for collecting biometric information of the user, A transmitting unit 250 for transmitting biometric information of the user collected by the biometric information collecting unit 240 to the smart device 100 together with the device information so as to be converted into biometric authentication information to be stored, And a control unit (260) for controlling the issuance of the smart device (100) having an authentication function, whereby various financial services are provided through the user biometric authentication User, including an iris to be used when lowering the gonghal third party access to the biometric information can be increased security.

In the embodiment, the biometric information collecting unit 240 is configured to include the iris recognition camera and the IR LED, thereby acquiring the biometric information of the user for biometric authentication, that is, the biometric code.

Another embodiment includes a display 270 that displays an image of an iris captured by the iris recognition camera of the biometric information collection unit 240. The user confirms the image captured by the iris recognition camera through the display, It is possible to control the direction in which the recognized camera is viewed and the distance from the iris recognition camera.

In another embodiment, when the controller 260 requests the smart device 100 to input a password before or after transmitting the biometric information to the smart device 100 and the password is input by operation of an input device such as a keyboard, a touch screen, a mouse, It is possible to carry out the user authentication with the password together with the biometric authentication at the time of the user authentication for providing the financial service by transmitting the device information to the financial institution management server 400 and storing it.

Another embodiment includes a fingerprint recognizer 280 for acquiring a fingerprint image. The control unit 260 requests the user to input a fingerprint image before or after transmission of the biometric information to the smart device 100, and the fingerprint recognizer 280 The fingerprint image of the user is inputted and stored in the financial institution management server 400 together with the device information so that the fingerprint image of the user can be utilized together with the biometric authentication at the time of user authentication for providing the financial service .

Another embodiment includes a facial recognition camera 290 that captures the face of the user and the control unit 260 requests the user to input a facial image before or after transmitting the biometric information to the smart device 100, 290, the facial image of the user is transmitted to the financial institution management server 400 together with the device information so as to be stored. In order to provide the financial service, Can be utilized.

In the above embodiment, biometric authentication information for user biometric authentication is stored in the smart device 100 at the time of biometric authentication information registration. However, the present invention is not limited to this, and biometric authentication information may be divided into two or more pieces One is stored in the smart device 100 as described above and the remainder is stored in the financial institution management server so that even if one of the two pieces of biometric authentication information of the divided users is leaked to a third party, The biometric authentication of the user can not be executed illegally. These embodiments are also the same in the second to fourth embodiments described below, and a description thereof will be omitted.

FIG. 4 is a configuration diagram showing the first embodiment of the ATM disclosed in FIG. 1. FIG.

4, an ATM 300 located in various financial institutions such as a bank or a credit card company has a smart device sensing unit 310 for sensing the connection of the smart device 100, A biometric information requesting unit 320 for confirming the function of the smart device 100 and requesting the user's biometric information in the case of a smart device having a biometric authentication function of the user, a biometric information collecting unit 340 for collecting biometric information of the user A transferring unit 350 for transferring the biometric information of the user collected by the biometric information collecting unit 340 to the smart device 100 and a transferring unit 350 for registering biometric information of the user together with the device information from the smart device 100 in advance The reception unit 360 receives the biometric authentication result obtained by comparing the biometric authentication result with the biometric authentication information obtained by the biometric authentication unit 360, analyzes the biometric authentication result value received through the reception unit 360, And a control unit 370 connected to the financial institution management server 400 to receive financial transaction information of the user corresponding to the device information and to control the execution of the financial service requested by the user when the biometric authentication succeeds.

In the embodiment, the biometric information collecting unit 340 is configured to include the iris recognition camera and the IR LED, thereby acquiring the biometric information of the user for biometric authentication, that is, the biometric code.

Another embodiment includes a display 380 that displays an image of an iris captured by the iris recognition camera of the biometric information collection unit 340, so that the user can check the image captured by the iris recognition camera through the display, It is possible to control the direction in which the recognized camera is viewed and the distance from the iris recognition camera.

In another embodiment, when the controller 370 requests the user to input the password before or after the biometric authentication of the user and inputs the password by the operation of the input device such as a keyboard, a mouse, or a touch screen, 400 by comparing the passwords of the users registered in advance and performing the authentication of the user in duplicate so that the third party's accessibility to the user's biometric information including the iris used when providing various financial services through the user biometric authentication Can be lowered and security can be improved.

Another embodiment is provided with a fingerprint recognizer 390 for acquiring a fingerprint image. The control unit 370 requests a user to input a fingerprint image before or after the biometrics authentication of the user, and inputs the fingerprint image of the user through the fingerprint recognizer 390 The fingerprint image is compared with the fingerprint image of the user registered in advance in the financial institution management server 400 and the authentication of the user is performed twice to be used when providing various financial services through the user biometric authentication The accessibility of the third party to the user's biometric information including the iris can be lowered and the security can be enhanced.

Another embodiment includes a facial recognition camera 395 that recognizes the face of the user, and the control unit 370 requests the user to input a facial image before or after the biometric authentication of the user, When the facial image is inputted, the facial image is compared with the facial image of the user registered in advance in the financial institution management server 400 to perform authentication of the user twice, thereby providing various financial services through the user biometric authentication The accessibility of the third party to the user's biometric information including the used iris can be lowered and the security can be enhanced.

FIG. 5 is a flowchart illustrating a process of registering biometric information in the smart device of FIG. 2 in the smart device registration device of FIG. 3. FIG.

5, the smart device registration apparatus 200 confirms whether the smart device 100 for new issuance is connected (S11), and when the smart device 100 is connected to the smart device 100, It is confirmed whether the device has the authentication function (S12). For this purpose, it is needless to say that the smart device 100 must have information as device information that can confirm whether the user has the biometric authentication function.

As a result of the check in step S12, if the user has the biometric authentication function, the smart device registration device 200 requests the user to input biometric information by video or voice (S13). When the user approaches the biometric camera, The user's biometric information is collected by the recognition camera (S14) and transmitted to the smart device 100 together with the device information generated in the financial institution management server (S15).

Then, the smart device 100 encrypts the user biometric information with the biometric authentication information (S16), stores it in the storage unit together with the device information (S17), and completes issuance of the smart device.

FIG. 6 is a flowchart illustrating a process of providing a financial service by executing a biometric authentication of a user using the biometric information of the smart device of FIG. 2 in the ATM of FIG.

6, when the smart device 100 is connected, the ATM 300 confirms whether the smart device 100 for receiving various financial services is connected (S21). If the smart device 100 is connected to the user's body It is confirmed whether the smart device has the authentication function (S22).

As a result of the checking in step S22, if the user has the biometric authentication function, the ATM 300 requests the user to input the biometric information (S23) with the image or sound, etc. If the user approaches the biometric camera, The user biometric information is collected (S24) and transmitted to the smart device 100 (S25).

Then, the smart device 100 compares the biometric information of the user with the biometric authentication information of the user registered in advance, performs the user biometric authentication (S26), and transmits the device information together with the biometric authentication result value to the ATM 300 (S27).

Then, when the authentication is successful, the ATM 300 reads the financial transaction information of the user corresponding to the device information from the financial institution management server 400 and provides a financial service such as withdrawal, deposit, account transfer requested by the user (S28 ).

- Second Embodiment -

The smart device registration apparatus 200 includes a smart device 100, a smart device registration apparatus 200, an ATM 300, and a financial institution management server 400 in the same manner as the first embodiment. The smart device 100 is provided with a user biometric authentication information storage function and the ATM 300 is provided with a biometric information acquisition function and a user biometric authentication function 7 to 11).

Accordingly, in the second embodiment, the smart device registration apparatus 200 acquires the biometric information of the user necessary for biometric authentication information registration when the smart device 100 is issued, encrypts the biometric information with the biometric authentication information, provides the biometric information to the smart device 100, The smart device 100 stores and registers the corresponding biometric authentication information, and the ATM 300 provides the biometric information required for biometric authentication when requested by the ATM 300. The smart device 100 acquires biometric information required for biometric authentication, The user biometric authentication is performed, and the financial service required by the user can be provided according to the biometric authentication result value.

FIG. 7 is a configuration diagram showing a second embodiment of the smart device disclosed in FIG. 1. FIG.

7, a smart device 100 such as a smart card includes a receiving unit 110 and a receiving unit 110 capable of receiving device information and biometric authentication information from the smart device registration device 200 when the user biometric authentication information is registered A storage unit 120 for storing device information and biometric authentication information received through the biometric authentication device 120, a transfer unit 120 for transferring device information and biometric authentication information stored in the storage unit 120 during user biometric authentication to the automated teller machine 300 140), and a control unit (150) for registering the biometric authentication information of the user and controlling the biometric authentication of the user, whereby the user biometric information including the iris used when providing various financial services through the user biometric authentication The accessibility of third parties can be lowered and security can be improved.

That is, in order to issue the smart device 100, the smart device 100 is connected to the smart device registration device 200 and is connected to the smart device registration device 200, The user can perform biometric authentication of a user who wishes to receive various financial services in cooperation with the ATM 300 while being connected to the ATM 300 in order to provide the desired financial service to the user .

When the smart device 100 is connected to the smart device registration device 200 or the ATM 300 without a separate power source, the smart device 100 may be powered by a power source supplied from the smart device registration device 200 or the ATM 300. [ By providing the connection unit 160, it is possible to acquire the biometric information of the user necessary for biometric authentication of the user while minimizing the volume of the smart device 100. Alternatively, the smart device 100 may be powered by a wireless charging technology or the like.

The smart device 100 may be connected to the smart device registration device 200 or the financial automatic machine 300 through wired or short-range wireless communication at the time of registration or biometrics authentication of the user.

FIG. 8 is a block diagram showing a second embodiment of the smart device registration apparatus shown in FIG. 1. FIG.

8, a smart device registration device 200 located in a financial institution such as a bank or credit card company includes a smart device sensing unit 210 for sensing the connection of the smart device 100, A user biometric information requesting unit 220 for confirming the function of the smart device 100 and requesting biometric information from a user in the case of a smart device having a biometric authentication function of the user, a biometric information collecting unit 220 for collecting biometric information of the user, An authentication unit 230 for converting the biometric information of the user collected by the biometric information collecting unit 240 into biometric authentication information, the biometric authentication information and the device information converted by the authentication unit 230, And a control unit 260 for controlling the issuance of the smart device 100 having the biometric authentication function by the transmission unit 250 transmitting the authentication information to the smart device 100, Through certification lowering the third party access to the user biometric information comprises an iris is used to provide a variety of financial services can be enhanced security.

In the embodiment, the biometric information collecting unit 240 is configured to include the iris recognition camera and the IR LED, thereby acquiring the biometric information of the user for biometric authentication, that is, the biometric code.

Another embodiment includes a display 270 that displays an image of an iris captured by the iris recognition camera of the biometric information collection unit 240. The user confirms the image captured by the iris recognition camera through the display, It is possible to control the direction in which the recognized camera is viewed and the distance from the iris recognition camera.

In another embodiment, when the control unit 260 requests the smart device 100 to input a password before or after transmitting the biometric information and the password is inputted by an operation of an input device such as a keyboard, a mouse, or a touch screen, And is transmitted to the financial institution management server 400 together with the device information to be stored therein. Thus, the password can be used together with the biometric authentication at the time of user authentication for financial service provision.

Another embodiment includes a fingerprint recognizer 280 for acquiring a fingerprint image. The control unit 260 requests the user to input a fingerprint image before or after transmission of the biometric information to the smart device 100, and the fingerprint recognizer 280 The fingerprint image of the user is inputted and stored in the financial institution management server 400 together with the device information so that the fingerprint image of the user can be utilized together with the biometric authentication at the time of user authentication for providing the financial service .

Another embodiment is provided with a face recognition camera 290 for photographing a face of a user and the control unit 260 requests the user to input a face image before or after transmission of biometric information to the smart device 100, 290, the facial image of the user is transmitted to the financial institution management server 400 together with the device information to be stored. By providing the facial image of the user with the biometric authentication at the time of user authentication for providing the financial service, Can be utilized.

The smart device registration apparatus 200, the smart device 100, and the ATM 300 may be connected to each other via wired and wireless communication.

9 is a configuration diagram showing a second embodiment of the ATM disclosed in FIG.

9, an ATM 300 located in various financial institutions such as a bank includes a smart device sensing unit 310 for sensing a connection of the smart device 100, A user biometric information requesting unit 320 for requesting biometric information of a user in the case of a smart device having a biometric authentication function of the user by confirming the function of the user 100, a biometric information collecting unit 340 for collecting biometric information of the user, A receiving unit 360 for receiving the biometric authentication information registered in advance with the device information from the smart device 100 or the server, biometric information collected by the biometric information collecting unit 340, An authentication unit 330 for performing user authentication in preparation for the biometric authentication information received from the authentication server 100, and an authentication unit 330 for authenticating the user of the financial institution management server 400, And a control unit 370 for receiving the financial transaction information of the user corresponding to the device information and controlling the execution of the financial service requested by the user. Thus, the control unit 370 is used when providing various financial services through the user biometric authentication The accessibility of the third party to the user's biometric information including the iris, which is caused by the iris, can be lowered and the security can be improved.

In the embodiment, the biometric information collecting unit 340 is configured to include the iris recognition camera and the IR LED, thereby acquiring the biometric information of the user for biometric authentication, that is, the biometric code.

Another embodiment includes a display 380 that displays an image of an iris captured by the iris recognition camera of the biometric information collection unit 340, so that the user can check the image captured by the iris recognition camera through the display, It is possible to control the direction in which the recognized camera is viewed and the distance from the iris recognition camera.

In another embodiment, when the controller 370 requests the user to input a password before or after the biometric authentication of the user and the password is input by an operation of an input device such as a keyboard, a mouse, a touch screen, etc., 400 by comparing the passwords of the users registered in advance and performing the authentication of the user in duplicate so that the third party's accessibility to the user's biometric information including the iris used when providing various financial services through the user biometric authentication Can be lowered and security can be improved.

Another embodiment is provided with a fingerprint recognizer 390 for acquiring a fingerprint image. The control unit 370 requests a user to input a fingerprint image before or after the biometric authentication of the user, The fingerprint image and the fingerprint image of the user previously registered with the financial institution management server 400 are compared with each other to authenticate the user so that they are used when providing various financial services through the user biometric authentication The accessibility of the third party to the user's biometric information including the iris can be lowered and the security can be enhanced.

Another embodiment includes a facial recognition camera 395 that recognizes the face of the user, and the control unit 370 requests the user to input a facial image before or after the user's biometric authentication, The facial image of the user is compared with the facial image of the user registered in advance in the financial institution management server 400 and the user is authenticated twice to provide various financial services through the user biometric authentication It is possible to lower the accessibility of the third party to the user's biometric information including the iris used at the time of the authentication, and to improve the security.

The smart device 100, the smart device registration device 200, and the ATM 300 may be connected to each other by a wired or short-range wireless communication method.

FIG. 10 is a flowchart illustrating a process of registering biometric information in the smart device of FIG. 7 in the smart device registration device of FIG.

Referring to FIG. 10, the smart device registration apparatus 200 confirms whether the smart device 100 for new issuance is connected (S31), and when the smart device 100 is connected, It is confirmed whether the device has the authentication function (S32).

If the user has a biometric authentication function, the smart device registration device 200 requests the user to input the biometric information through a video or voice (S33). When the user approaches the biometric camera, The user's biometric information is collected by the recognition camera (S34), and the user biometric information is encrypted (i.e., converted) (S35) with the biometric authentication information.

The smart device registration device 200 transmits the device information generated in the financial institution management server 400 to the smart device 100 together with the biometric authentication information obtained in step S35. Then, the smart device 100 stores the device information together with the biometric authentication information in the storage unit (S37), and completes issuance of the smart device.

FIG. 11 is a flowchart illustrating a process of providing a financial service by executing biometric authentication of a user using the biometric information of the smart device of FIG. 7 in the ATM of FIG.

11, when the smart device 100 is connected, the ATM 300 confirms whether the smart device 100 for receiving various financial services is connected (S41) It is confirmed whether the device has the authentication function (S42).

If it is determined in step S42 that the user has the biometric authentication function, the ATM 300 requests the user to input the biometric information by video or voice (S43). If the user approaches the biometric camera, The user biometric information is collected (S44). At this time, the smart device 100 transmits the device information together with the previously registered biometric authentication information to the ATM 300 (S45).

Then, the ATM 300 compares the biometric information of the user with the biometric authentication information of the user registered in advance, and performs the user biometric authentication (S46).

Then, when the authentication is successful, the ATM 300 reads the financial transaction information of the user corresponding to the device information from the financial institution management server 400 and provides a financial service such as withdrawal, deposit, account transfer requested by the user (S47 ).

- Third Embodiment -

The third embodiment is composed of the smart device 100, the smart device registration device 200, the ATM 300 and the financial institution management server 400 in the same manner as the first embodiment. In the smart device 100, And the smart device 100 is provided with a biometric information acquisition function, a user biometric authentication information registration function, a user biometric authentication information storage function, and a user biometric authentication function. In the ATM 300, Services (see Figs. 13 to 16).

Accordingly, in the third embodiment, when the smart device 100 is issued, the smart device registration device 200 stores only the device information in the smart device 100, and the smart device 100 stores the biometric information of the user Acquires biometric information necessary for biometric authentication after storing and registering the biometric authentication information, compares the biometric information with previously registered biometric authentication information, and provides the biometric authentication result value to the ATM 300 And the ATM 300 can provide the financial service requested by the user according to the biometric authentication result value.

12 is a configuration diagram showing a third embodiment of the smart device disclosed in FIG.

12, a smart device 100 such as a smart card includes a receiving unit 110 for receiving device information from the smart device registration device 200, a storage unit 120 for storing biometric authentication information of the user together with device information, , Biometric information collection unit 140a for collecting biometric information, biometric information collected by the biometric information collection unit 140a at the time of registration of biometric authentication information of the user is converted into encrypted biometric authentication information and stored in the storage unit 120 (130) for comparing the biometric information collected by the biometric information collection unit (140a) with the biometric authentication information stored in the storage unit (120) and performing the user authentication when the user biometric authentication is performed, A transferring unit 140 for transferring the user biometric authentication result obtained by the biometric authentication result obtaining unit 140 to the ATM 300 together with the device information, a controller 140 for registering the biometric authentication information of the user and controlling the biometric authentication of the user The accessibility of the third party to the user's biometric information including the iris used in providing various financial services through the user biometric authentication can be lowered and the security can be enhanced.

That is, the smart device 100 receives and stores the device information from the smart device registration device 200 when issuing the smart device, and registers the biometric authentication information of the user in cooperation with the smart device registration device 200 or independently The biometrics authentication result of the user or the device information together with the biometrics authentication result value is provided to the ATM 300 when the user biometrics authentication is performed either independently or in conjunction with the ATM 300, The user can provide desired financial service according to the value.

In the embodiment, the biometric information collecting unit 140a is configured to include the iris recognition camera and the IR LED, thereby acquiring the biometric information of the user for biometric authentication, that is, the biometric code.

In the embodiment, the control unit 150 requests the user to input biometric information through the biometric information request unit 120a at the time of registration of the biometric authentication information or during the biometric authentication of the user, so that the user can input the biometric information, The same biometric information can be provided.

Another embodiment includes the display 170a that displays the image of the iris captured by the iris recognition camera of the biometric information collection unit 140a, so that the user can check the image captured by the iris recognition camera through the display, It is possible to control the direction in which the recognized camera is viewed and the distance from the iris recognition camera.

Another embodiment includes a fingerprint recognizer 180 for acquiring a fingerprint image. The controller 150 requests the smart device 100 to input a fingerprint image to the user before or after transmitting the biometric information, and the fingerprint reader 180 The fingerprint image of the user is inputted and stored in the financial institution management server 400 together with the device information so that the fingerprint image of the user can be utilized together with the biometric authentication at the time of user authentication for providing the financial service .

Another embodiment includes a facial recognition camera 190 for photographing the face of the user, and the control unit 150 requests the user to input a facial image before or after transmitting the biometric information to the smart device 100, 190, the facial image of the user is transmitted to the financial institution management server 400 together with the device information to be stored. By providing the biometric authentication and the face of the user during the user authentication for providing the financial service, Can be utilized.

In the above embodiment, biometric authentication information for user biometric authentication is stored in the smart device 100 at the time of biometric authentication information registration. However, the present invention is not limited to this, and biometric authentication information may be divided into two or more pieces One is stored in the smart device 100 as described above and the remainder is stored in the financial institution management server so that even if one of the two pieces of biometric authentication information of the divided users is leaked to a third party, The biometric authentication of the user can not be executed illegally.

When the smart device 100 is connected to the smart device registration device 200 or the ATM 300 without a separate power source, the smart device 100 may be powered by a power source supplied from the smart device registration device 200 or the ATM 300. [ By providing the connection unit 160, it is possible to acquire the biometric information of the user necessary for biometric authentication information registration and biometric authentication of the user while minimizing the volume of the smart device 100. [

The smart device 100 may be connected to the smart device registration device 200 or the ATM 300 through wired or short-range wireless communication upon registration of the biometric authentication information or biometric authentication of the user.

In the above embodiment, the iris is used as the biometric information. However, the present invention is not limited to this, and biometric information such as fingerprint, face, hand vein, and the like can be utilized. In the above description, the user authentication is performed by comparing only one biometric information such as an iris. However, the present invention is not limited to this, and the biometric information such as fingerprint, face, hand vein, By performing the user authentication in comparison with this, the accuracy can be increased.

FIG. 13 is a block diagram showing a third embodiment of the smart device registration apparatus shown in FIG. 1. FIG.

13, a smart device registration apparatus 200 located in a financial institution such as a bank or credit card company includes a smart device sensing unit 210 for sensing the connection of the smart device 100, A transfer unit 250 for transferring the device information to the smart device 100, and a control unit 260 for controlling the transfer of the device information by the transfer unit 250.

FIG. 14 is a configuration diagram showing a third embodiment of the ATM disclosed in FIG. 1. FIG.

Referring to FIG. 14, an ATM 300 located in various financial institutions such as a bank or credit card company includes a reception unit 360 for receiving biometric authentication result values together with device information from the smart device 100, And a control unit 370 that accesses the financial institution management server 400 when the user biometric authentication is successful and receives the financial transaction information of the user corresponding to the device information and controls the execution of the financial service requested by the user.

FIG. 15 is a flowchart illustrating a process of registering biometric authentication information in the smart device of FIG. 12 in the smart device registration device (smart device) of FIG.

15, the smart device registration apparatus 200 confirms whether the smart device 100 for new issuance is connected (S51), and when the smart device 100 is connected, It is confirmed whether the device has the authentication function (S52). For this purpose, it is needless to say that the smart device 100 must have information as device information that can confirm whether the user has the biometric authentication function.

As a result of checking in step S52, if the user has the biometric authentication function, the smart device registration device 200 receives the device information from the financial institution management server and transfers the device information to the smart device 100, respectively. At this time, the smart device 100 requests the user to input the biometric information to the user (S53) by using the image or sound, etc. When the user approaches the biometric camera, the biometric camera collects the user biometric information (S54) (S15) and stores it in the storage unit together with the device information (S16), and completes issuance of the smart device.

FIG. 16 is a flowchart showing a process of providing a financial service by executing a biometric authentication of a user using the biometric authentication information of the smart device of FIG. 2 in the ATM (smart device) of FIG. 14;

16, when the smart device 100 is connected to the ATM 300, the smart device 100 confirms whether the smart device 100 is connected to receive various financial services (S61) It is confirmed whether the smart device has the authentication function (S62).

As a result of the determination in step S62, if the user has the biometric authentication function, the smart device 100 or the ATM 300 requests the user to input the biometric information through video or audio (S63) The user biometric information is collected by the biometric camera (S64) and compared with the biometric authentication information of the user registered in advance (S65), and the device information is transmitted to the ATM 300 (S66).

Then, when the authentication is successful, the ATM 300 reads the financial transaction information of the user corresponding to the device information from the financial institution management server 400 and provides the financial service such as withdrawal, deposit, transfer, etc. requested by the user (S67 ).

- Fourth Embodiment -

The fourth embodiment is constituted by the smart device (user) registration device 200, the ATM 300 and the financial institution management server 400 disclosed in the first embodiment. In the smart device registration device 200, A user biometric authentication information registration function and a user biometric authentication information storage function. The ATM 300 is provided with a biometric information acquisition function and a user biometric authentication function. The financial institution management server 400 is provided with device information (user information) And user biometric authentication information for user biometric authentication is stored (refer to Figs. 17 to 20).

Therefore, in the fourth embodiment, the smart device registration device 200 acquires the biometric information of the user necessary for biometric authentication information registration at the time of issuing the smart device 100, encrypts the biometric information of the user with the biometric authentication information, The biometrics authentication information stored in the biometrics authentication server 400 is stored in the memory 400. When biometrics authentication is performed, the ATM 300 acquires biometrics information required for biometrics authentication and compares the biometrics information with the biometrics authentication information provided from the server 400 to perform user biometrics authentication, Accordingly, it is possible to provide the financial service required by the user.

In the above embodiment, there is no smart device. However, the present invention is not limited to this, and there may be a smart device. In this case, only the device information can be stored in the smart device.

FIG. 17 is a block diagram showing a fourth embodiment of the smart device registration apparatus shown in FIG. 1. FIG.

17, a smart device registration device 200 located in a financial institution such as a bank or credit card company includes a registration mode setting unit 210a for setting a mode for registering biometric authentication information for biometric authentication, A biometric information collecting unit 240 for collecting biometric information of the user, and a user biometric information collecting unit 240 for collecting the biometric information of the user, which is collected by the biometric information collecting unit 240, A transfer unit 250 for transferring the biometric authentication information converted by the authentication unit 230 to the server 400 and storing and registering the biometric authentication information together with the device information (user information) And a control unit 260 for controlling the registration of the biometric authentication information. Thus, the financial service can be easily provided without a smart device, and various financial services can be provided through the user biometric authentication User, including an iris to be used when lowering the gonghal third party access to the biometric information can be increased security.

Here, the registration mode setting unit 210a may include an input device such as a keyboard, a mouse, or the like, or may include a sensing unit that senses an approach of a user.

In the embodiment, the biometric information collecting unit 240 is configured to include the iris recognition camera and the IR LED, thereby acquiring the biometric information of the user for biometric authentication, that is, the biometric code.

Another embodiment includes a display 270 that displays an image of an iris captured by the iris recognition camera of the biometric information collection unit 240. The user confirms the image captured by the iris recognition camera through the display, It is possible to control the direction in which the recognized camera is viewed and the distance from the iris recognition camera.

In another embodiment, when the control unit 260 requests the user to input a password before or after collecting the biometric information by the biometric information collecting unit 240 and the password is inputted by the operation of the input device such as a keyboard, a mouse, a touch screen, The password is transmitted to the financial institution management server 400 together with the biometric authentication information to be stored, so that the password can be used together with the biometric authentication at the time of user authentication for financial service provision.

Another embodiment includes a fingerprint recognizer 280 for acquiring a fingerprint image. The control unit 260 requests the user to input a fingerprint image before or after the biometric information collection unit 240 collects the biometric information, 280, the fingerprint image of the user is transmitted to the financial institution management server 400 together with the biometric authentication information so as to be stored. In order to provide the financial service, the user's fingerprint Can be utilized.

Another embodiment includes a facial recognition camera 290 that recognizes the face of the user. The control unit 260 requests the user to input a facial image before or after collecting the biometric information by the biometric information collecting unit 240, When the face image of the user is inputted through the recognition camera 290, the facial image is transmitted to the financial institution management server 400 together with the biometric authentication information to be stored therein. Thus, for the financial service provision, The face of the user can be utilized.

The smart device registration apparatus 200 stores all of the biometric authentication information in the smart device 100 or the financial institution management server 400 or divides the biometric authentication information into two pieces of information in the smart device 100 and the financial institution management server 400 Distributed storage.

18 is a configuration diagram showing a fourth embodiment of the ATM disclosed in FIG.

Referring to FIG. 18, an ATM 300 located in various financial institutions such as a bank and a credit card company has an authentication mode setting unit 310a for setting a mode for executing biometric authentication for user authentication. When the biometric authentication mode is set, A user biometric information requesting unit 320 for requesting biometric information of the user, a biometric information collecting unit 340 for collecting biometric information of the user, device information corresponding to biometric information from the financial institution managing server 400, A receiving unit 360 for receiving the biometric authentication information of the user who has received the biometric information, a biometric information collecting unit 340 for comparing the biometric information collected by the biometric information collecting unit 340 with the biometric authentication information of the user through the receiving unit 360, The authentication unit 330 accesses the financial institution management server 400 when the biometric authentication of the user is successful and receives the financial transaction information of the user corresponding to the biometric information of the user And a control unit 370 for controlling the execution of the financial service requested by the user so that the iris can be easily provided without the smart device and the iris used when providing various financial services through the user biometric authentication The accessibility of the third party to the user's biometric information can be lowered and the security can be improved.

Here, the authentication mode setting unit 310a may include an input device such as a keyboard, a mouse, or the like, or may include a sensing unit that senses an approach of a user.

In the embodiment, the biometric information collecting unit 340 is configured to include the iris recognition camera and the IR LED, thereby acquiring the biometric information of the user for biometric authentication, that is, the biometric code.

Another embodiment includes a display 380 that displays an image of an iris captured by the iris recognition camera of the biometric information collection unit 340, so that the user can check the image captured by the iris recognition camera through the display, It is possible to control the direction in which the recognized camera is viewed and the distance from the iris recognition camera.

In another embodiment, when the controller 370 requests the user to input a password before or after the biometric authentication of the user and the password is input by an operation of an input device such as a keyboard, a mouse, a touch screen, etc., 400 by comparing the passwords of the users registered in advance and performing the authentication of the user in duplicate so that the third party's accessibility to the user's biometric information including the iris used when providing various financial services through the user biometric authentication Can be lowered and security can be improved.

Another embodiment is provided with a fingerprint recognizer 390 for acquiring a fingerprint image. The control unit 370 requests a user to input a fingerprint image before or after the biometric authentication of the user, The fingerprint image and the fingerprint image of the user previously registered with the financial institution management server 400 are compared with each other to authenticate the user so that they are used when providing various financial services through the user biometric authentication The accessibility of the third party to the user's biometric information including the iris can be lowered and the security can be enhanced.

Another embodiment includes a facial recognition camera 395 that recognizes the face of the user, and the control unit 370 requests the user to input a facial image before or after the user's biometric authentication, The facial image of the user is compared with the facial image of the user registered in advance in the financial institution management server 400 and the user is authenticated twice to provide various financial services through the user biometric authentication It is possible to lower the accessibility of the third party to the user's biometric information including the iris used at the time of the authentication, and to improve the security.

FIG. 19 is a flowchart illustrating a process of registering biometric authentication information in a server in the smart device registration device of FIG. 17;

Referring to FIG. 19, the smart device registration apparatus 200 confirms whether a biometric authentication information registration mode for issuing a new smart device, that is, a new user registration, is set (S71). When the biometric authentication information registration mode is set, (S72). When the user approaches the biometric camera, the user biometric information is collected by the biometric camera (S73). The user biometric information is encrypted with the biometric authentication information, That is, conversion (S74).

The smart device registration apparatus 200 stores the biometric authentication information obtained in step S74 together with the device information generated in the financial institution management server 400 in the financial institution management server 400 in step S75, That is, registration of the user biometric authentication information is completed (S76).

20 is a flowchart illustrating a process of providing a financial service by executing a biometric authentication of a user using the biometric authentication information of the server in the ATM of FIG.

Referring to FIG. 20, the ATM 300 confirms whether the biometric authentication mode through biometric authentication of the user is set (S81). When the biometric authentication mode is set, the ATM 300 requests the user to input biometric information S83). When the user approaches the biometric camera, the user biometric information is collected by the biometric camera (S83). At this time, the financial institution management server 400 transmits the biometric authentication information corresponding to the biometric information registered in advance to the ATM 300 together with the device information (S84).

Then, the ATM 300 compares the biometric information of the user with the biometric authentication information of the user registered in advance, and performs the user biometric authentication (S85).

When the biometric authentication is successful, the ATM 300 reads the financial transaction information of the user corresponding to the device information and the biometric authentication information from the financial institution management server 400 and transmits the financial transaction information such as withdrawal, deposit, (S86).

In the foregoing, some embodiments of the smart device registration apparatus having the biometric authentication information registration function according to the present invention and the biometric information registration method therefor have been described with reference to the accompanying drawings. These embodiments are included in the technical idea described in the claims of the present invention. Furthermore, these embodiments are merely illustrative and should not be construed as limiting in interpreting the claims of the present invention.

100: Smart device 110, 360: Receiver
120: storage unit 120a, 220, 320: biometric information requesting unit
130, 230, 330: authentication unit 140, 250:
140a, 240, 340: a biometric information collecting unit 150, 260, 370:
160: power connection part 170a, 270, 380: display
180, 280, 390: Fingerprint recognizer 190, 290, 395: Facial recognition camera
200: smart device registration device 210a: registration mode setting unit
210, 310: Smart device detection unit 300: ATM
310: authentication mode setting unit 400: financial institution management server

Claims (19)

A smart device sensing unit for sensing connection of the smart device;
A user biometric information requesting unit for confirming a function of the smart device when the smart device is connected and requesting the user for biometric information in the case of a smart device having a biometric authentication function of the user;
A biometric information collecting unit for collecting biometric information of a user;
A transmitting unit for transmitting biometric information of a user collected by the biometric information collecting unit together with device information to the smart device so as to be converted into biometric authentication information and stored; And
And a control unit for controlling the issuance of the smart device having the biometric authentication function. A smart device sensing unit for sensing connection of the smart device;
A user biometric information requesting unit for confirming a function of the smart device when the smart device is connected and requesting the user for biometric information in the case of a smart device having a biometric authentication function of the user;
A biometric information collecting unit for collecting biometric information of a user;
An authentication unit for converting the biometric information of the user collected by the biometric information collecting unit into biometric authentication information;
A transmitting unit for transmitting biometric authentication information and device information converted by the authentication unit to the smart device; And
And a control unit for controlling the issuance of the smart device having the biometric authentication function. A registration mode setting unit for setting a mode for registering biometric authentication information for biometric authentication;
A user biometric information requesting unit for requesting biometric information from the user when the registration mode is set;
A biometric information collecting unit for collecting biometric information of a user;
An authentication unit for converting the biometric information of the user collected by the biometric information collecting unit into biometric authentication information;
A transfer unit for transferring the biometric authentication information converted by the authentication unit to a financial institution management server and storing and registering the biometric authentication information together with the device information; And
And a control unit for controlling the registration of the user biometric authentication information. 4. The method according to any one of claims 1 to 3,
Wherein the biometric information collecting unit comprises an iris recognition camera and an IR LED. 5. The method of claim 4,
Further comprising a display for displaying an image of an iris captured by the iris recognition camera of the biometric information collection unit. 3. The method according to claim 1 or 2,
The control unit
Wherein the smart device requests the user to input a password before or after transmitting the biometric information, and when the password is inputted by the operation of the input device, the smart device transmits the password to the device information and the financial institution management server, A smart device registration device having an information registration function. The method of claim 3,
The control unit
Wherein the biometric information collection unit requests the user to input a password before or after collecting the biometric information, and when the password is inputted by the operation of the input device, the password is transmitted to the device information and the financial institution management server to be stored. A smart device registration device having an authentication information registration function. 3. The method according to claim 1 or 2,
The smart device requests the user to input a fingerprint image before or after transmitting the biometric information to the smart device. When the fingerprint image of the user is inputted through the fingerprint recognizer, the control unit displays the fingerprint image And transmits the biometric authentication information to the financial institution management server together with the device information to be stored therein. The method of claim 3,
The biometric information collecting unit requests the user to input a fingerprint image before or after collecting the biometric information. When the fingerprint image of the user is inputted through the fingerprint recognizer, the control unit displays the corresponding fingerprint image Is transmitted to the financial institution management server together with the device information, and is stored in the smart device registration device. 3. The method according to claim 1 or 2,
And a face recognition camera for recognizing the face of the user, wherein the controller requests the face image input to the user before or after transmitting the biometric information to the smart device, and when the face image of the user is inputted through the face recognition camera, And the facial image is transmitted to the financial institution management server together with the device information so as to be stored, and the smart device registration device having the biometric authentication information registration function. The method of claim 3,
The biometric information collecting unit requests a user to input a facial image before or after collecting the biometric information, and when the facial image of the user is input through the facial recognition camera, And the facial image is transmitted to the financial institution management server together with the device information so as to be stored, and the smart device registration device having the biometric authentication information registration function. 3. The method according to claim 1 or 2,
Wherein the smart device registration device and the smart device or the smart device and the ATM are connected by wired or short-range wireless communication. 4. The method according to any one of claims 1 to 3,
Wherein the biometric information is information including iris, fingerprint, voice, and back blood vessel, wherein one or more biometric authentication information is registered as biometric authentication information, and the user biometric authentication is performed in multiple Smart device registration device. The method according to claim 2 or 3,
Wherein the smart device registration device stores all of the biometric authentication information in a smart device or a financial institution management server, or divides the biometric authentication information into two, and distributes the biometric information to the smart device and the financial institution management server. Device registration device. A1) the smart device registration device detecting connection of the smart device;
A2) When the smart device is connected, the smart device registration device confirms the function of the smart device and requests the user for biometric information in the case of a smart device having a biometric authentication function of the user;
A3) collecting biometric information of the user by the smart device registration device; And
A4) The smart device registration device transmits biometric information and device information of a user to the smart device. B1) a step of the smart device registration device detecting connection of the smart device;
B2) requesting the user for biometric information when the smart device is a smart device having a biometric authentication function of the user by confirming the function of the smart device when the smart device is connected;
B3) collecting biometric information of the user by the smart device registration device;
B4) converting the biometric information of the user into encrypted biometric authentication information; And
And B5) transmitting the encrypted biometric authentication information and the device information to the smart device by the smart device registration device. C1) requesting biometric information from the smart device registration device to the user when the registration mode is set;
C2) collecting biometric information of the user by the smart device registration device;
C3) converting the biometric information of the user into biometric authentication information encrypted by the smart device registration device; And
C4) smart device registration device transmits the encrypted biometric authentication information to the financial institution management server, and registers the biometric authentication information together with the device information. 18. The method according to any one of claims 15 to 17,
Wherein the biometric authentication information is biometric information including an iris, a fingerprint, a voice, and a back vein, and the biometric information is composed of one or more biometric information. 18. The method according to any one of claims 15 to 17,
Wherein the biometric authentication information is all stored in the smart device or the financial institution management server or divided into two and stored in the smart device and the financial institution management server. .

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