KR20180110292A - Method for Providing Two-Channel Payment by using OBD Interlocking Device in a Car - Google Patents

Abstract

According to the present invention, a two-channel payment method using a vehicle-mounted OBD interlocking device is performed by a server. The method comprises the following steps of: mapping unique code transmitted through a unidirectional wireless signal from a vehicle-mounted OBD interlocking device of a user, which is embedded with an operating module performing multiple functions of unidirectional wireless signal transmission and short-range wireless communications, with unique information for uniquely identifying a wireless terminal (or a program of a wireless terminal) owned by a user owning the OBD interlocking device so as to store the same; receiving payment request information including the unique code recognized through the unidirectional wireless signal from a payment device that has received the unidirectional wireless signal transmitted from the operating module of the vehicle-mounted OBD interlocking device; receiving payment confirmation information including an authentication code generated in the operating module of the OBD interlocking device and provided to the wireless terminal through the short-range wireless communications from a wireless terminal (or a program of a wireless terminal) corresponding to the unique information mapped with the unique code; and performing a payment procedure requested through the payment request information by authenticating validity of the authentication code included in the payment confirmation information.

Description

TECHNICAL FIELD [0001] The present invention relates to a two-channel payment method using a vehicle-mounted OBD interlock device,

The present invention relates to an OBD interlocking apparatus and an OBD interlocking apparatus in a billing apparatus that recognizes a unidirectional wireless signal transmitted from a vehicle-stationary OBD interworking apparatus equipped with an unidirectional wireless signal transmitting function and a short- The wireless terminal communicating by short-range wireless communication transmits the authentication code generated by the operation module of the OBD interworking device to process the payment requested by the payment device based on the authentication result of the validity of the authentication code.

Since the Bluetooth version 4.0 released in June 2010, Bluetooth Smart has been transmitting beacon signals without specifying the receiver side in BLE (Bluetooth Low Energy). The recently released smartphone can recognize the beacon signal from Android 4.3 or later, and the iPhone can recognize the beacon signal after iOS5.

In the service using the conventional beacon signal, a beacon transmitter is installed at an off-line base point such as an affiliate shop, so that the same beacon signal is continually transmitted from the BLE, and a beacon signal is recognized from a user's smartphone approaching within a certain distance of the beacon transmitter And various services were offered. For example, in a conventional beacon-based service, if a user possesses a smartphone and approaches within a predetermined distance of the beacon transmitter, the smartphone recognizes a beacon signal transmitted from the beacon transmitter and transmits the beacon signal to a designated server. And provide information related to various services.

In a beacon-based service, if a service-related information provided to a user's smartphone is provided to an unspecified number of users, such as an advertisement, the beacon-based service can exhibit a powerful effect. However, since the beacon is designed to receive an unspecified number of beacons in the beginning, it is technically difficult to provide services to a specific smartphone. For example, when payment information is provided to a smartphone of a user who recognizes a beacon signal, all smartphones existing near the beacon transmitter receive the same beacon signal transmitted from the same beacon transmitter, It is difficult to determine whether to provide payment related information by specifying a smartphone of a specific user among smartphones receiving a signal. This is a fundamental problem of a beacon designed to transmit a signal to an unspecified object.

Moreover, since most users disable the Bluetooth function (or beacon reception function) of the smartphone for power saving, even if the beacon transmitter sends a beacon signal hardly, the probability of receiving the beacon service is extremely low. Even if the user activates the Bluetooth function (or beacon reception function) of the user's smartphone, since the beacon was originally designed in the BLE, the beacon signal can not be properly received from the smartphone even if there is some obstacle between the beacon transmitter and the smartphone .

In order to solve the above problems, an object of the present invention is to provide an OBD interlocking device for a vehicle-mounted OBD interlock device, which is mounted on a user's vehicle, (Or a program of the wireless terminal), and then transmits the unidirectional radio signal transmitted from the operating module of the user-owned OBD interlocking device to a unique device Receiving the payment confirmation information including the authentication code generated by the operation module of the OBD interworking device from the user-owned wireless terminal corresponding to the unique information when the payment request information including the code is received, The payment requested from the payment device is processed based on the authentication result of the authentication code And to provide a two-channel payment method using the vehicle-mounted OBD interlocking device.

A two-channel payment method using a vehicle-mounted OBD interlocking device according to the present invention is a method executed by a server, the method comprising the steps of: receiving a vehicle-mounted OBD of a user equipped with an operating module having a unidirectional radio signal transmitting function and a short- A first step of mapping and storing unique codes transmitted through the unidirectional wireless signal and unique information that uniquely identifies a wireless terminal (or a program of the wireless terminal) possessed by the user possessing the OBD interworking device, A second step of receiving settlement request information including a unique code recognized through the unidirectional radio signal from a settlement device which receives the unidirectional radio signal transmitted from the operation module of the OBD interlocking device, Is generated from the corresponding wireless terminal (or program of the wireless terminal) in the operating module of the OBD interworking device A third step of receiving payment confirmation information including an authentication code provided to the wireless terminal through the short-range wireless communication; and a third step of receiving payment confirmation information through the payment request information by authenticating the validity of the authentication code included in the payment confirmation information. And a fourth step of processing so that the procedure is performed.

In the two-channel payment method using the vehicle-mounted OBD interlocking device according to the present invention, the user-owned wireless terminal performs short-range wireless communication with the operating module of the vehicle-stationary OBD interlocking device.

In a two-channel payment method using a vehicle-mounted OBD interlock according to the present invention, the short range wireless communication includes pairing-based Bluetooth data communication, and the unidirectional wireless signal includes a Bluetooth-based unidirectional wireless signal .

In a two-channel payment method using a vehicle-mounted OBD interlock according to the present invention, the unique code includes a code unique to the operating module of the OBD interlocking device, a user- And at least one code among unique codes provided by the terminal.

In the two-channel payment method using the vehicle-mounted OBD interlocking device according to the present invention, the OBD interlocking device includes a trunk portion having a trunk structure mounted on the vehicle, a power supply portion supplied with vehicle power of the vehicle, And an OBD interlocking unit that is provided in the body and operates through at least one of the vehicle power supply and the charging power supply, collects diagnostic information from the OBD in the vehicle, and manages the OBD And a controller for controlling the operation of the OBD interlock module and transmitting the Bluetooth-based unidirectional wireless signal including a predetermined code at a designated signal intensity, which is provided in the body and operates through at least one power source of the vehicle power source and the charging power source Or broadcast), and a pairing-based Bluetooth-based And an operating module for processing data communication.

In a two-channel payment method using a vehicle-mounted OBD interlocking device according to the present invention, when the payment request information is received, the user who owns the OBD interlocking device corresponding to the unique code, And a step 2-2 of processing the payment information to be provided to the program of the user-owned wireless terminal using the unique information mapped with the unique code, Is characterized in that payment confirmation information including the authentication code is received from the wireless terminal provided with the payment information.

In the two-channel payment method using the vehicle-mounted OBD interlocking device according to the present invention, the payment information is used in a payment procedure through a program of the user-owned wireless terminal.

In the two-channel payment method using the vehicle-mounted OBD interworking apparatus according to the present invention, the payment request information includes a payment amount determined by the payment apparatus, and the second- And confirming the payment information including the payment amount.

In the two-channel payment method using the vehicle-mounted OBD interworking apparatus according to the present invention, the payment request information includes a cost calculation parameter required to calculate a payment amount, and the second- Calculating a settlement amount using the included amount calculation parameter, and confirming the settlement information including the calculated settlement amount.

In the two-channel payment method using the vehicle-mounted OBD interlock according to the present invention, the first step may further include storing authentication information for authenticating an authentication code to be generated in the operation module of the OBD interlock device The third step may further include processing the validity of the authentication code included in the payment confirmation information to be authenticated using the authentication information.

In the two-channel payment method using the vehicle-mounted OBD interlock according to the present invention, the unidirectional wireless signal may further include an authentication code generated by the operation module of the OBD interlock device together with the unique code, Includes receiving the payment request information including the unique code and the authentication code from the settlement apparatus, and the third step includes receiving, from the payment apparatus, authentication information included in the payment confirmation information And processing the code so that the validity of the code is authenticated.

In the two-channel payment method using the vehicle-mounted OBD interlocking device according to the present invention, the authentication code may include information on the operation module of the OBD interlock device, information dynamically determined by the operation module, A disposable code generated by dynamically generating one or more pieces of information from a program provided by a program of a wireless terminal, information on the operating module of the OBD interworking device, information dynamically determined by the operating module, An encryption code obtained by encrypting at least one piece of information provided from a program of a wireless terminal so as to be decryptable through a designated server, information provided to the operation module using the certificate provided in the operation module of the OBD interworking apparatus, And the user information is transmitted through short-range wireless communication And at least one information of information received from the wireless terminal program characterized by comprising at least one code of the electronic signature A signature code.

In a two-channel payment method using a vehicle-mounted OBD interlocking device according to the present invention, the method may further comprise: a fifth step of confirming a settlement result of the settlement procedure; and a fifth step of providing the settlement result to a program of the settlement device or the user- And further comprising a sixth step.

According to the present invention, a signal transmitter for transmitting a unidirectional radio signal (for example, a beacon signal) to an off-line base station of an affiliated store or the like is provided and is not recognized by the user's smartphone, The OBD interlocking device for receiving the unidirectional wireless signal transmitted from the OBD interlocking device mounted on the user's vehicle in the settlement device provided at various off-line base points accessed by the user, The wireless terminal of the user authenticates whether the user's wireless terminal communicates with the operation module of the OBD interworking apparatus that has transmitted the unidirectional wireless signal, thereby providing the payment service requested from the payment device securely and conveniently .

1 is a view showing a configuration of a payment processing system using a vehicle-station type OBD interlocking device 200 according to an embodiment of the present invention.
2A and 2B are diagrams showing the configuration of a vehicle-mounted OBD interlock device 200 according to an embodiment of the present invention.
3 is a diagram illustrating a functional configuration of a user-possessed wireless terminal 300 according to an embodiment of the present invention.
4 is a diagram illustrating a configuration of an operation server 400 that processes payment using a vehicle-mounted OBD interworking device 200 in cooperation with a user-possessed wireless terminal 300 according to an embodiment of the present invention.
5 is a diagram illustrating an operation process of the OBD interlock device 200 according to an embodiment of the present invention.
6 is a diagram illustrating a short-range wireless communication connection procedure between a user's OBD interlock device 200 and a user's wireless terminal 300 according to an embodiment of the present invention.
7 is a diagram illustrating a process of registering a unique code to be transmitted through a unidirectional wireless signal in the operation module 250 of the OBD interlock device 200 of the vehicle-station type according to an embodiment of the present invention.
8 is a diagram illustrating a payment request process using a unidirectional wireless signal transmitted from the operation module 250 of the OBD interlocking device 200 according to an embodiment of the present invention.
9 is a flowchart illustrating a payment confirmation process using an authentication code generated by the operation module 250 of the OBD interworking device 200 by the user-owned wireless terminal 300 according to an embodiment of the present invention.
10 is a diagram illustrating a payment confirmation process using an authentication code generated by the operation module 250 of the OBD interworking device 200 by the user-possessed wireless terminal 300 according to another embodiment of the present invention.
11 is a diagram illustrating an unidirectional wireless signal transmitted from the operation module 250 of the vehicle-mounted OBD interlock device 200 and an operation module 250 of the OBD interlock device 200 according to an embodiment of the present invention, FIG. 1 is a diagram showing a settlement processing process in which short-range wireless communication is combined.

The operation principle of the preferred embodiment of the present invention will be described in detail with reference to the accompanying drawings and description. It should be understood, however, that the drawings and the following detailed description are exemplary and explanatory and are intended to provide further explanation of the invention, and are not to be construed as limiting the present invention.

In other words, the following embodiments correspond to the preferred embodiment of the preferred embodiment of the present invention. In the following embodiments, a specific configuration (or step) is omitted, or a specific configuration (or step) (Or steps), or an embodiment that incorporates functions implemented in more than one configuration (or step) into any one configuration (or step), a particular configuration (or step) It will be apparent that the present invention is not limited to the embodiments described below. Therefore, it should be clearly stated that various embodiments corresponding to subsets or combinations based on the following embodiments can be subdivided based on the filing date of the present invention.

In the following description of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the subject matter of the present invention rather unclear. The terms used below are defined in consideration of the functions of the present invention, which may vary depending on the user, intention or custom of the operator. Therefore, the definition should be based on the contents throughout the present invention.

As a result, the technical idea of the present invention is determined by the claims, and the following embodiments are merely means for effectively explaining the technical idea of the present invention to a person having ordinary skill in the art to which the present invention belongs Only.

1 is a diagram showing a configuration of a payment processing system using a vehicle-station type OBD interlocking device 200 according to an embodiment of the present invention.

1 is a block diagram illustrating a configuration of an OBD interworking apparatus 200 using a wireless terminal 300 of a user having an OBD interworking apparatus 200 equipped with an operation module 250 having a unidirectional wireless signal transmitting function and a short- And the payment device 100 recognizes the unidirectional radio signal transmitted from the interlocking device 200. The present invention is not limited to the above embodiments, Referring to and / or modified with respect to FIG. 1, various implementations of the configuration of the payment processing system using the OBD interlock device 200 (e.g., some configuration portions may be omitted, or subdivided or combined) may be inferred However, the present invention is not limited to the above-described embodiments, and the technical features of the present invention are not limited only by the method shown in FIG.

The system of the present invention includes a vehicle-mounted OBD interlock device 200 mounted with an operation module 250 having a unidirectional wireless signal transmitting function and a short-range wireless communication function, and an OBD interlocking device The wireless terminal 300 owned by the user who owns the OBD interworking device 200 and the unidirectional wireless signal transmitted from the operation module 250 of the vehicle-mounted OBD interworking device 200, A settlement apparatus 100 for requesting a predetermined settlement to a user and an operation server 400 for communicating with the settlement apparatus 100 and / or the user-owned wireless terminal 300 via a designated path . The operating server 400 may be implemented as at least one server or a combination of two or more servers, and the present invention is not limited by the manner in which the operating server 400 is implemented. If the operating server 400 is implemented in the form of a combination of two or more servers, each server may be a server operated by two or more operators connected to each other, and thus the present invention is not limited thereto. The authentication of the OBD interlock device 200 according to the present invention may be performed in conjunction with the process of registering the OBD interlock device 200 of the user with the designated operation server 400, (200) in accordance with the present invention.

The OBD interlock device 200 is a general term for an apparatus equipped with an operation module 250 having a function of sending a unidirectional radio signal to an unspecified object without specifying an object to receive a radio signal, The operating module 250 of the mobile terminal 200 may include the unidirectional wireless signal transmitting function and the short-range wireless communication function for performing the short-range wireless communication with the user-owned wireless terminal 300 possessing the OBD interworking device 200 .

The operation module 250 of the OBD interworking device 200 basically has a function of transmitting a unidirectional radio signal to an unspecified subject and identifies the user-owned wireless terminal 300 possessing the OBD interworking device 200, And a function of performing short-range wireless communication with the user's wireless terminal 300. FIG. Since the unidirectional radio signal of the operation module 250 is transmitted without specifying an object, the unidirectional radio signal of the unidirectional radio signal is received by the user's wireless terminal 300 and is present at a reception range of the unidirectional radio signal Or at least one signal receiving device for receiving the signal. According to an embodiment of the present invention, the signal receiving apparatus includes a settlement apparatus 100 for recognizing the unidirectional radio signal and requesting a user who owns the OBD interworking apparatus 200 to make a predetermined settlement.

According to an embodiment of the present invention, the operation module 250 of the OBD interlock device 200 may be a unidirectional antenna for broadcasting a Bluetooth-based unidirectional radio signal (for example, a Bluetooth-based BLE signal or a beacon signal) A short-range wireless communication function for processing a Bluetooth-based data communication with the user-possessed wireless terminal 300 by identifying or pairing the user-owned wireless terminal 300 possessing the OBD interworking device 200, Can be provided.

However, it should be apparent that the short-range wireless communication function and the unidirectional wireless signal transmission function of the operating module 250 installed in the OBD interlock device 200 of the present invention are not limited to the above embodiments. The short-range wireless communication function of the operating module 250 may be a direct communication session with a user's wireless terminal 300 located in a short distance to enable bidirectional data communication, It may be a radio signal that can be reached to the various signal receiving apparatuses located in the vicinity of the wireless terminal 300 of the user located at a short distance without specifying. That is, the short-range wireless communication function and the unidirectional wireless signal transmission function implemented in the operating module 250 of the present invention are not limited by a specific communication standard or signal standard. Even if any method is adopted, It is clear that it belongs to the scope of the right.

The operating module 250 of the OBD interworking device 200 may operate in a unidirectional manner including a unique code unique to the operating module 250 of the OBD interworking device 200, The wireless signal can be transmitted.

According to the second unidirectional wireless signal transmission embodiment of the present invention, the operating module 250 of the OBD interworking device 200 is a user-owned wireless terminal that performs short-range wireless communication with the operating module 250 of the OBD interworking device 200. [ Way radio signal including a unique code provided by the base station 300. [ The operation module 250 of the OBD interworking device 200 may transmit the unique code provided by the user-possessed wireless terminal 300 to the OBD interlock device 200. In this case, even if a unique code is stored in the operation module 250 of the OBD interlock device 200, It is possible to transmit a unidirectional radio signal including a code.

The operating module 250 of the OBD interworking device 200 may transmit the unique code stored in the operation module 250 of the OBD interlock device 200 and the OBD interlocking device Directional radio signal including the authentication code generated by the operation module 250 of the device 200. [ The authentication code generated by the operation module 250 of the OBD interworking device 200 includes information provided in the operation module 250 of the OBD interlock device 200 and information dynamically determined in the operation module 250 A disposable code generated by dynamically generating one or more pieces of information from the information provided from the app 325 of the user-possessed wireless terminal 300 through the short-range wireless communication as a seed is transmitted to the operation module 250 of the OBD interworking device 200 The information provided from the application 325 of the user-possessed wireless terminal 300 through the provided information and the information dynamically determined by the operation module 250 and the information provided from the user-owned wireless terminal 300 through the designated operating server 400 The information provided in the operation module 250 and the information dynamically determined in the operation module 250 may be transmitted to the OBD interworking device 200 using the encrypted code and the certificate provided in the operation module 250 of the OBD interworking device 200, Wireless transmission Through the user's own may comprise at least one cord of at least one of the information received from the information providing app 325, the digital signature signed by the code of wireless terminal 300.

According to the fourth unidirectional wireless signal transmission embodiment of the present invention, the operating module 250 of the OBD interworking device 200 is a user-owned wireless terminal that performs short-range wireless communication with the operating module 250 of the OBD interworking device 200. [ Directional radio signal including a unique code provided by the OBD interlock device 300 and an authentication code generated by the operation module 250 of the OBD interlock device 200. [ The authentication code generated by the operation module 250 of the OBD interworking device 200 includes information provided in the operation module 250 of the OBD interlock device 200 and information dynamically determined in the operation module 250 A disposable code generated by dynamically generating one or more pieces of information from the information provided from the app 325 of the user-possessed wireless terminal 300 through the short-range wireless communication as a seed is transmitted to the operation module 250 of the OBD interworking device 200 The information provided from the application 325 of the user-possessed wireless terminal 300 through the provided information and the information dynamically determined by the operation module 250 and the information provided from the user-owned wireless terminal 300 through the designated operating server 400 The information provided in the operation module 250 and the information dynamically determined in the operation module 250 may be transmitted to the OBD interworking device 200 using the encrypted code and the certificate provided in the operation module 250 of the OBD interworking device 200, Wireless transmission Through the user's own may comprise at least one cord of at least one of the information received from the information providing app 325, the digital signature signed by the code of wireless terminal 300.

According to the fifth embodiment of the present invention, the operating module 250 of the OBD interworking device 200 may partially or wholly select one or more of the first to fourth unidirectional radio signal transmitting embodiments Directional radio signal can be transmitted in the form of a unique code and / or an authentication code, and the present invention clearly encompasses all embodiments that can be derived by modifying the embodiment as a scope of right.

The OBD interworking device 200 maintains a state in which it can perform short-range wireless communication with the user-owned wireless terminal 300 for at least a certain period of time during transmission of a unidirectional radio signal, and the operation module 250 of the OBD interworking device 200 And transmit the authentication code generated by the operation module 250 to the user-possessed wireless terminal 300 through the short-range wireless communication. Preferably, the unidirectional radio signal transmitted through the first to fifth unidirectional radio signal transmitting embodiments is received / recognized by the specific payment device 100 in the operation module 250 of the OBD interlock device 200, When the settlement request information including the unique code recognized through the unidirectional radio signal is transmitted from the settlement apparatus 100 to the designated operation server 400, the operation module 250 of the OBD interworking device 200 transmits The wireless terminal 300 transmits the authentication code generated by the operation module 250 to the user-possessed wireless terminal 300 through short-range wireless communication (for example, the wireless terminal 300 in response to a request from the wireless terminal 300 through short- And transmits the authentication code generated by the operation module 250 to the wireless terminal 300 through the wireless terminal 300. If the operation module 250 of the OBD interworking device 200 transmits the unidirectional radio signal including the authentication code according to the third or fourth unidirectional radio signal transmission embodiment, The operation module 250 of the wireless terminal 300 may transmit the authentication code included in the unidirectional wireless signal to the wireless terminal 300 through the short distance wireless communication.

According to an embodiment of the present invention, the OBD interlock device 200 may be mounted on a vehicle on which the user operates. In this case, the OBD interlock device 200 moves together with the vehicle, and the unidirectional radio signal transmitted from the operation module 250 of the OBD interlock device 200 is transmitted to the OBD interlock device 200 through the effective range of the unidirectional radio signal To the signal receiving apparatuses. According to an embodiment of the present invention, the signal receiving apparatus includes a settlement apparatus 100 for recognizing the unidirectional radio signal and requesting a user who owns the OBD interworking apparatus 200 to make a predetermined settlement.

The user-owned wireless terminal 300 is a collective term of a wireless communication device used by a user who owns the OBD interworking device 200 and preferably has a network communication function for connecting to a designated communication network. According to an embodiment of the present invention, the wireless terminal 300 may perform a short-range wireless communication function for processing at least one bidirectional data communication with the operating module 250 of the OBD interworking device 200 and / And a unidirectional radio signal receiving function for receiving a unidirectional radio signal transmitted from the operation module 250 of the base station 200. For example, the user's wireless terminal 300 may include at least one of a cellular phone, a smart phone, a tablet PC, and the like having a network communication function, a short-range wireless communication function, and a unidirectional wireless signal receiving function can do.

According to an embodiment of the present invention, the user's wireless terminal 300 can communicate with a designated operation server 400 using a network communication function of the wireless terminal 300 (for example, an operation server 400 via a communication network) And an operation module 250 of the OBD interworking device 200 using the short-range wireless communication function of the wireless terminal 300. The operation module 250 of the OBD interworking device 200 is connected to the operation server 400 via the relay server, And a program for performing a bidirectional data communication procedure and performing a procedure for recognizing a unidirectional wireless signal transmitted from the operation module 250 of the OBD interworking device 200 using the unidirectional wireless signal receiving function of the wireless terminal 300 An application 325 including a code is installed and executed.

According to an embodiment of the present invention, the application 325 of the user-possessed wireless terminal 300 can access the vehicle-mounted OBD interworking device 200 to the designated operation server 400 using the network communication function of the wireless terminal 300, Unique code that uniquely identifies the user's own wireless terminal 300 (or the application 325 of the wireless terminal 300) that owns the OBD interworking device 200 And the operation server 400 may store the unique code and unique information by mapping the unique code. The application 325 of the wireless terminal 300 may register the user information for the user who owns the OBD interworking device 200 (or the wireless terminal 300) with the operation server 400 And the operation server 400 may map the user information to the unique code and / or unique information and store the unique information.

Meanwhile, the application 325 of the user-possessed wireless terminal 300 according to an embodiment of the present invention may include at least some information (hereinafter, referred to as " information ") of an authentication rule for authenticating the validity of an authentication code to be generated by the operation module 250 of the OBD interworking device 200 The operating server 400 may set some information received from the application 325 of the wireless terminal 300 and / or a part of the information provided from the operating server 400 The authentication module 230 forms an authentication rule for authenticating the validity of the authentication code to be generated by the operation module 250 of the OBD interworking device 200 using the information determined by itself in the authentication module 250 and maps the unique code and / Can be stored.

Meanwhile, the application 325 of the user-possessed wireless terminal 300 may transmit payment means information corresponding to the payment means (for example, credit card, check card, financial account, prepaid card, electronic money, etc.) And the payment means information is registered and stored in the designated security medium. The security medium may be implemented in the operation server 400 (for example, the payment means information corresponding to a payment means such as a financial account or an electronic money can be registered in a security medium in the operation server 400) (E.g., a credit card, a check card, etc.) corresponding to the payment means information. Preferably, the payment means information is mapped with the unique code and / or unique information and is registered in the secure medium.

The settlement apparatus 100 may be configured to receive the unidirectional radio signal transmitted from the operation module 250 of the OBD interlock device 200 and to transmit the unidirectional radio signal to the OBD interlock device 200, As a generic name of a device for requesting a predetermined payment to a user, a signal receiver for receiving the unidirectional radio signal may be built in or externally (for example, cable connection or detachment). For example, the payment apparatus 100 may include at least one of a parking bill payment apparatus 100 provided in a parking lot, a toll settlement apparatus 100 provided in a highway toll gate, and a bill payment apparatus 100 provided in a gas station .

According to an embodiment of the present invention, the settlement apparatus 100 receives a unidirectional radio signal transmitted from the operation module 250 of the OBD interlock device 200, recognizes a unique code included in the unidirectional radio signal, And transmits the settlement request information including the recognized unique code to the designated operation server 400. On the other hand, when the unidirectional wireless signal transmitted from the operation module 250 of the OBD interworking device 200 includes a unique code and a predetermined authentication code, the settlement apparatus 100 transmits the operation of the OBD interlock device 200 (250), recognizes a unique code and an authentication code included in the unidirectional wireless signal, forms billing request information including the recognized unique code and an authentication code, 400).

According to the first payment request information embodiment of the present invention, the settlement apparatus 100 includes a unique code and / or an authentication code recognized through the unidirectional wireless signal, and transmits a payment amount determined by the payment apparatus 100 And may transmit the settlement request information to the designated operation server 400. [ The embodiment in which the settlement amount is directly included in the settlement request information may be applied when the settlement amount is calculated or input in the settlement apparatus 100. For example, when the settlement apparatus 100 is a parking fee payment apparatus 100 provided in a parking lot, the parking fee payment apparatus 100 calculates a parking fee of the vehicle on which the OBD interlock apparatus 200 is mounted And then configure the payment request information including the payment amount corresponding to the calculated parking fee. Or when the settlement apparatus 100 is a gasoline rate payment apparatus 100 provided at a gas station, the gasoline rate payment apparatus 100 calculates a gasoline rate of the fuel injected to the vehicle in which the OBD interlock apparatus 200 is installed And then configure the payment request information including the payment amount corresponding to the calculated charge.

According to the second payment request information embodiment of the present invention, the settlement apparatus 100 includes a unique code and / or an authentication code recognized through the unidirectional wireless signal, and calculates a payment amount from the designated operation server 400 And transmits the settlement request information to the designated operation server 400. The operation server 400 can calculate the settlement amount using the amount calculation parameter. The embodiment in which the settlement amount is calculated through the operation server 400 by including the amount calculation parameter in the settlement request information may be applied when the amount to be requested to the user is changed or discounted according to the policy of the operation server 400 have. For example, when the settlement apparatus 100 is a parking ticket payment apparatus 100 equipped in a parking lot, the parking fee payment apparatus 100 determines that the OBD interlocking apparatus 200 is in a state in which the entrance time of the vehicle, Or the like, as shown in FIG. Or when the settlement apparatus 100 is a lump sum payment apparatus 100 provided in a gas station, the lump sum payment apparatus 100 may determine whether the amount of fuel injected into the OBD interlocking apparatus 200, Or the like, as shown in FIG.

According to the third embodiment of the payment request information of the present invention, the payment apparatus 100 includes a unique code and / or an authentication code recognized through the unidirectional wireless signal, (For example, a discount rate when payment is made using the OBD interworking apparatus 200) or a condition (for example, a discount rate when the user makes a payment using the OBD interworking apparatus 200), and transmits the settlement request information to the designated operation server 400. [ For example, the payment amount can be calculated by adjusting the payment request amount according to a discount coupon or a credit point held by a user who owns the OBD interlock device 200. [

According to the fourth payment request information embodiment of the present invention, the settlement apparatus 100 includes a unique code and / or an authentication code recognized through the unidirectional wireless signal, and the settlement request amount determined by the settlement apparatus 100 And the payment request information (for example, the discount policy of the base operating the settlement apparatus 100) necessary for calculating the settlement amount to be requested for actual payment by adjusting the settlement request amount at the designated operation server 400 To the designated operation server 400, and the operation server 400 can calculate the settlement amount by adjusting the settlement request amount based on the amount calculation parameter.

According to an embodiment of the fifth payment request information of the present invention, the payment request information may be configured by partially or wholly selecting the first to fourth embodiments of the payment request information, The operational server 400 receiving the request information can confirm the payment amount to be requested to the user who owns the OBD interlock device 200.

The operating server 400 may communicate with the user-owned wireless terminal 300 that owns the OBD interworking device 200 and / or communicate with the OBD interworking device 200 using the unidirectional wireless signal transmitted from the operating module 250 And transmits the unique code included in the unidirectional radio signal transmitted from the operation module 250 of the OBD interworking apparatus 200 owned by the user to the payment unit 100, And maps unique information that uniquely identifies the wireless terminal 300 (or the application 325 of the wireless terminal 300) owned by the user to a designated storage medium and manages the unique information.

When the unidirectional wireless signal transmitted from the operation module 250 of the vehicle-mounted OBD interlock device 200 is received / recognized by the specific payment device 100, the operation server 400 receives the unidirectional wireless signal (Or payment request information including a unique code and an authentication code recognized through the unidirectional radio signal) including a unique code recognized through the unidirectional radio signal from the device 100. [ When the settlement request information is received from the settlement apparatus 100, the operation server 400 confirms the unique information mapped with the unique code, and the application of the user-owned wireless terminal 300 corresponding to the unique information (For example, the application 325 of the user-possessed wireless terminal 300) to the OBD interworking device 200 (step 325) as an authentication code generated by the operation module 250 of the OBD interworking device 200 owned by the user (For example, request information for requesting the authentication code generated by the operation module 250 of the OBD interlock device 200) and / or a payment containing the payment amount to be requested to the user who owns the OBD interlock device 200 corresponding to the unique code And can transmit the information to the app 325 of the user-possessed wireless terminal 300. When the operating server 400 transmits the payment information to the application 325 of the user-owned wireless terminal 300, the payment information is transmitted to the application 325 of the user- It can perform the function of the request information requesting the code.

When the payment information is transmitted to the application 325 of the user-possessed wireless terminal 300 according to an embodiment of the present invention, the operation server 400 requests payment to the user who owns the OBD interworking device 200 And transmits the payment information including the payment amount to the app 325 of the user-owned wireless terminal 300. The payment information further includes the unique code received from the payment device 100 together with the payment amount Or the merchant information corresponding to the off-line base operating the settlement apparatus 100.

When the payment information is transmitted from the operation server 400, the application 325 of the user-owned wireless terminal 300 receives the payment information from the operation server 400, And may include the payment information in a payment confirmation interface for confirming payment confirmation. If the user confirms the payment for the payment information through the payment confirmation interface (e.g., by clicking the " confirm " button or entering the registered PIN / authentication, etc.), the application 325 of the wireless terminal 300 It is possible to confirm the authentication code generated by the operation module 250 of the OBD interworking device 200 through the short-range wireless communication (for example, the operation module 250 of the OBD interworking device 200 to which the short- And transmits the authentication code to the operation module 250 of the OBD interworking device 200 through the short-range wireless communication. The operation module 250 of the OBD interworking device 200 receives the authentication code from the operation module 250 of the OBD interworking device 200, To the operating server 400, payment confirmation information including the received authentication code. Meanwhile, when the operation server 400 transmits the request information requesting the authentication code, the application 325 of the wireless terminal 300 transmits the authentication code to the operation module 400 of the OBD interworking device 200 through the short- (For example, the operation module 250 of the OBD interworking device 200 to which the near field wireless communication is connected (or the operation of the OBD interlock device 200 corresponding to the unique code included in the payment information) Module 250) and transmits payment confirmation information including an authentication code received from the operation module 250 of the OBD interworking device 200 to the operation server 250 (E.g., by clicking a " OK " button or a registered PIN input / authentication (" OK " button) in order to confirm the authentication code generated by the operation module 250 of the OBD interlock device 200, And the like) You can check the verification code generated by the operating module 250 in the OBD interlock device 200 via the local area wireless communications based.

The operation server 400 receives the authentication code from the user-possessed wireless terminal 300 possessing the OBD interworking device 200 and determines whether the validity of the authentication code received from the wireless terminal 300 is authenticated .

According to the first authentication code authentication embodiment of the present invention, the operation server 400 may include an authentication rule (for example, an OBD A code generation algorithm that matches a seed value matched with the seed used to generate the authentication code in the operating module 250 of the interworking device 200 and a code generation algorithm used to generate the authentication code in the operating module 250. [ And if the authentication code generated by the operation module 250 of the OBD interworking device 200 is received from the wireless terminal 300, Generates a verification code for authenticating the authentication code (e.g., a code generated by substituting a seed value stored in the authentication rule and a seed value dynamically determined into a code generation algorithm corresponding to an authentication rule) The validity of the authentication code generated by the operation module 250 can be authenticated through the authentication code.

According to the second authentication code authentication embodiment of the present invention, the operation server 400 transmits an authentication code generated by the operation module 250 of the OBD interworking device 200 to a designated authentication server (e.g., an OTP authentication server) (E.g., authentication server information, an information set to be provided to the authentication server for validity authentication of the authentication code, and the like) to receive the authentication from the wireless terminal 300. The OBD interworking device 200 ), The validity of the authentication code is authenticated through the specified authentication server using the authentication rule, and the authentication result authenticated through the authentication server is confirmed have.

According to the third authentication code authentication embodiment of the present invention, the payment request information received from the settlement device 100 is transmitted to the operation module of the OBD interlock device 200 according to the third or fourth unidirectional radio signal transmission embodiment If the authentication code included in the unidirectional wireless signal is included in the unidirectional wireless signal, the operation server 400 may generate the unidirectional wireless signal by the operation module 250 of the OBD interworking device 200, The authentication code received from the wireless terminal 300 is compared with the authentication code received from the settlement apparatus 100 after being transmitted to the wireless terminal 300 and is generated in the operation module 250 of the OBD interworking device 200 The validity of one authentication code can be authenticated.

According to the fourth authentication code authentication embodiment of the present invention, the operation server 400 may be configured such that the validity of the authentication code is authenticated in the form of one or more partial selection or combination of the first to third authentication code authentication embodiments And the present invention can be included in the scope of the present invention.

When the payment method information of the user is registered in a security medium that can be interlocked with the operation server 400, the operation server 400 determines, based on the authentication result of the authentication code, Is extracted and processed so that the settlement procedure for the settlement request information (or the settlement information) is performed through the designated settlement server (or the financial company server). Meanwhile, in the embodiment of the present invention, any payment method and payment means used for processing payment information may be any payment method and payment means.

On the other hand, when the payment means information of the user is not registered in the security medium interlocked with the operation server 400, the operation server 400 provides the payment information to the user's wireless terminal 300 The wireless terminal 300 of the user can use the payment method available in the wireless terminal 300 and the payment means of the user to transmit the payment information to the wireless terminal 300. [ The payment procedure can be performed. Meanwhile, in the embodiment of the present invention, any payment method and payment means used for processing payment information may be any payment method and payment means.

According to an embodiment of the present invention, the operation server 400 may perform a payment approval procedure corresponding to the payment procedure of the application 325 of the wireless terminal 300 that has performed the payment procedure and / or the payment procedure of the wireless terminal 300 The settlement result of the settlement procedure can be confirmed from the payment server (or the financial company server) performed and the confirmed settlement result can be provided to the payment apparatus 100 or the app 325 of the user- can do.

FIGS. 2A and 2B are views showing the configuration of a vehicle-mounted OBD interlock device 200 according to an embodiment of the present invention.

2A and 2B illustrate a vehicle-mounted OBD (On-Board Diagnosis) interlock device that is mounted on a vehicle and is powered by a vehicle power supply of the vehicle, (Or broadcast) a unidirectional radio signal including predetermined code information to a designated signal strength by providing a unidirectional transmission (or broadcasting) to a designated user wireless terminal 300 and a bidirectional short- The OBD interworking device 200 and the operation module 250 that are configured to communicate with each other, and those skilled in the art will be able to refer to FIGS. 2a and 2b and / Various embodiments of the vehicle-mounted OBD interlock device 200 (for example, a part of the components may be omitted, or a fragmented or combined implementation method) may be inferred Would be there, the present invention is made, including any exemplary way in which the inference, to which the technical feature that is not limited to the exemplary method shown in the figure 2a and figure 2b.

Referring to FIG. 2A, a vehicle-mounted OBD interlock device 200 according to the present invention includes a body 205 having a trunk structure mounted on a vehicle, a power supply unit 210 supplied with vehicle power of the vehicle, An on-board diagnostics (OBD) function in the vehicle, which is provided in the body 205 and operates through at least one of the vehicle power and the charging power, An OBD interlock module 240 that collects and manages diagnostic information from the OBD interlock module 240 and operates the at least one power source of the vehicle power source and the charging power source in the body part 205 to control the operation of the OBD interlock module 240 (Or broadcasts) a unidirectional radio signal containing a predetermined code information to a designated signal strength and / or processes bidirectional short-range wireless communication with a designated user wireless terminal 300 at a short distance And a power conversion unit 215 for converting the vehicle power or the charging power into a designated operating power and / or the operation of the operating module 250 or the operation of the OBD interworking module 240 And a display unit 230 for displaying an operation state of the operation module 250 and an operation state of the OBD interlock module 240. [

The trunk portion 205 of the OBD interlock device 200 includes a trunk structure that is mounted on the vehicle. Preferably, the trunk portion 205 is a cylindrical structure or a tumbler Tumbler) structure, and the like. For example, the body 205 may have a cylindrical or tumbler structure as a whole, or at least a portion of the body 205 may have a cylindrical or tumbler structure (e.g., a portion to be inserted into a coasters or a tumbler rest) . However, the geometric structure of the body 205 of the OBD interlock device 200 is not limited to the cylindrical structure or the tumbler structure described above, and any geometric structure may be included in the scope of the present invention as long as the structure can be mounted on the vehicle. I clarify it clearly.

The power supply unit 210 is a collective term for receiving vehicle power from the vehicle. The power supply unit 210 preferably includes a connection unit 212 electrically connected to the cigar jack of the vehicle, and a vehicle power supply unit that supplies the vehicle power supplied through the cigar jack of the vehicle to the OBD interlock device And an application unit 214 for applying an electric field to the inside of the substrate 200. For example, the connection unit 212 may include a connector (e.g., a USB connector, etc.) connected to the cigar jack of the vehicle through a cable, and the application unit 214 may supply power supplied through the connector To the operation module 250 or to the OBD interlock module 240. The power supply unit 220 may be connected to the OBD interlock module 240 and / If the cigar jack is equipped with a predetermined power supply device (for example, a power supply device for converting a vehicle power source of DC 12V to a designated operating power source having a specified voltage (e.g., DC 5V) and a specified amount of current) The connection unit 212 may include a connector for connecting the power supply unit inserted in the cigar jack to the vehicle power supply unit through a cable. Meanwhile, the connection portion 212 may include a connection device (for example, a device inserted into a cigar jack of a vehicle) connected to a cigar jack of a vehicle through a cable. In this case, the DC power source of DC 12V may be directly applied through the connection unit 212. In this case, the power conversion unit 215 converts the vehicle power source to a predetermined voltage (for example, DC 5V, etc.) An amount of current for amplifying and transmitting the radio signal transmitted from the operation module 250 to a specified signal intensity). In this case, the OBD interlock device 200 may be connected to the body 212 of the vehicle through the connection part 212. In this case, The cigar jack can receive the vehicle power from the cigar jack and the power conversion unit 215 can convert the vehicle power into at least one operating power having a specified voltage and a specified current amount. According to another embodiment of the present invention, when the connection part 212 of the power supply part 210 includes a USB connector and the OBD interlock device 200 is mounted in a place other than the vehicle, In addition to the power source, USB-based external power may be supplied. However, the present invention will be described with respect to the embodiment in which the OBD interlock device 200 is mounted on a vehicle for convenience.

The power charging unit 220 is a collective term for a charging unit that charges the charging power supply based on the vehicle power supplied through the power supply unit 210 (or the vehicle power converted through the power conversion unit 215) And may include a battery or a capacitor for charging a power source having a specified voltage and an amount of current. For example, the power charging unit 220 may charge a power source having a voltage and a current amount designated for BLE (Bluetooth Low Energy) mode operation of the operating module 250, It is possible to charge a power source having a set voltage and an amount of current for amplifying the signal strength of the unidirectional radio signal to be transmitted by amplifying the signal strength of the unidirectional radio signal by a certain rate higher than the BLE mode.

If the vehicle power supplied through the power supply unit 210 or the charging power charged in the power charging unit 220 is unsuitable for the operation of the OBD interlock module 240 or the operation of the operation module 250, Unit 215 can convert the vehicle power or the charging power into an operation power of voltage and current amount suitable for the operation of the OBD interlock module 240 or the operation of the operation module 250. [ For example, the power conversion unit 215 may convert the vehicle power or the charging power into an operating power having a voltage and a current amount designated for the BLE mode operation of the operating module 250, Mode, it is possible to convert the signal strength of the unidirectional radio signal to an operating power having a set voltage and current amount for amplifying the signal strength of the unidirectional radio signal to be transmitted to the outside at a certain rate higher than the BLE mode.

The OBD interlock module 240 is a collective term for collecting and managing diagnostic information from the OBD in the vehicle, which is provided in the body 205 and operates through at least one of the vehicle power source and the charging power source, An OBD collection unit 242 for collecting diagnostic information from the in-vehicle OBD, and an information management unit 244 for classifying and storing the collected diagnostic information according to a specified classification criterion.

The OBD collection unit 242 collects the diagnostic information generated through the in-vehicle OBD through the specified short-range communication with the OBD port device 235 inserted in the in-vehicle OBD port, or acquires the OBD port Based on the Bluetooth-based data communication based on the pairing with the device 235, the diagnostic information generated through the in-vehicle OBD can be collected.

According to the first OBD collection embodiment of the present invention, the OBD port device 235 inserted in the in-vehicle OBD port has a designated short-range wireless communication function (e.g., Wi-Fi, short-range RF communication, ZigBee, UWB, The OBD interworking module 240 may include a short range communication module (not shown) linked to the short range wireless communication function of the OBD port device 235. In this case, the OBD collection unit 242 can collect the diagnostic information generated through the in-vehicle OBD from the OBD port device 235 through the near field communication module.

According to the second OBD collection embodiment of the present invention, the OBD port device 235 inserted into the in-vehicle OBD port has a designated short-range cable communication function, and the OBD interlock module 240 is connected to the OBD port device 235, And a cable communication module (not shown) interlocked with the short-range cable communication function of FIG. In this case, the OBD collector 242 may collect the diagnostic information generated through the in-vehicle OBD from the OBD port device 235 through the cable communication module.

According to the third OBD collection embodiment of the present invention, the OBD port device 235 inserted into the in-vehicle OBD port has a Bluetooth function, and the operating module 250 pairs with the OBD port device 235, Based data communication and can support multi-pairing to pair with a designated user wireless terminal 300 at a short distance. In this case, the OBD collection unit 242 collects diagnostic information generated through the in-vehicle OBD from the OBD port device 235 through the Bluetooth-based data communication between the operation module 250 and the OBD port device 235 can do.

According to the fourth OBD collection embodiment of the present invention, the OBD port device 235 inserted into the in-vehicle OBD port has a Bluetooth function, and the OBD interlocking module 240 functions as a Bluetooth function of the OBD port device 235 And a Bluetooth module (not shown) interlocked with the Bluetooth module. In this case, the OBD collector 242 connects the Bluetooth-based data communication based on the pairing with the OBD port device 235 through the Bluetooth module, and transmits the Bluetooth-based data communication from the OBD port device 235 through the Bluetooth- Diagnostic information generated through my OBD can be collected.

If at least one of the first through fourth OBD collection embodiments collects the diagnostic information generated through the in-vehicle OBD, the information management unit 244 classifies the collected diagnostic information according to a designated classification criterion And may be stored in a designated storage area of the OBD interworking module 240.

According to an embodiment of the present invention, the information management unit 244 may provide the diagnostic information of the designated item among the classified and stored diagnostic information to the designated object and / or generate the diagnosis information from the object to which the diagnostic information is provided The verification information confirmed through the DB inquiry is received and stored in the designated storage area or the specified output means (for example, sound output means, screen output means, etc.) provided in the OBD interworking module 240 can be outputted .

According to the first information management embodiment of the present invention, the operating module 250 paired with a designated user wireless terminal 300 in a short distance to perform Bluetooth-based data communication. In this case, the information managing unit 244 communicates with the operating module 250 and the user wireless terminal 300 through the Bluetooth-based data communication with the user wireless terminal 300. In addition, In this case, the application 325 of the user wireless terminal 300 transmits the diagnostic information to the designated server, receives the confirmation information generated through the diagnostic information or confirmed through the DB inquiry from the server, The information management unit 244 may provide the confirmation information to the operation module 250 through the Bluetooth based data communication with the operation module 250 and the Bluetooth wireless communication between the operation module 250 and the user wireless terminal 300. [ And can receive the confirmation information generated through the diagnostic information through the data communication or confirmed through the DB inquiry.

According to the second information management embodiment of the present invention, the OBD interworking module 240 pairs with a designated user wireless terminal 300 in a short distance and transmits a Bluetooth module (not shown) capable of Bluetooth-based data communication with the user wireless terminal 300 In this case, the information management unit 244 may provide diagnosis information of a designated item among the classified and stored diagnostic information to the user wireless terminal 300 through the Bluetooth module. In this case, the application 325 of the user wireless terminal 300 transmits the diagnostic information to the designated server, receives the confirmation information generated through the diagnostic information or confirmed through the DB inquiry from the server, The information management unit 244 can receive the confirmation information generated through the Bluetooth module or confirmed through the DB inquiry through the communication module.

According to the third information management embodiment of the present invention, the OBD interworking module 240 may include a communication module (not shown) communicating with a server on the network, and the information managing unit 244 Diagnosis information of a designated item among the classified and stored diagnostic information can be provided to a server on the network. In this case, the server may acquire and transmit confirmation information generated through the diagnostic information or confirmed through DB inquiry, and the information management unit 244 may generate the diagnostic information from the server through the communication module, It is possible to receive the confirmation information confirmed through the inquiry.

Meanwhile, according to the extended embodiment of the present invention, the information management unit 244 may provide diagnostic information of a designated item among the classified and stored diagnostic information to the operation module 250. In this case, (I) configuring code information that includes the diagnostic information (or further includes the diagnostic information in a specified unique code and / or disposable code), and (ii) transmits a Bluetooth-based unidirectional wireless signal including the code information at a designated signal strength )can do.

The operation module 250 is provided in the body 205 and operates through a power source of at least one of the vehicle power source and the charging power source, and transmits a unidirectional radio signal including predetermined code information in a unidirectional manner And a function of processing bidirectional short-range wireless communication with a designated user wireless terminal 300 at a short distance, and preferably includes a function of controlling the operation of the OBD interworking module 240 can do. Meanwhile, the function of controlling the operation of the OBD interworking module 240 according to the embodiment may be implemented in the form of a separate control module or in the form of an interlocking module linked to the operation module 250, It should be apparent that the present invention is not limited by the manner of implementing the function of controlling the operation of the interlocking module 240.

According to an embodiment of the present invention, the operating module 250 may transmit (or broadcast) a Bluetooth-based unidirectional wireless signal including predetermined code information to a designated signal strength in a unidirectional manner, ) And pairing-based Bluetooth-based data communications. Here, the Bluetooth-based unidirectional wireless signal may be a Bluetooth signal (e.g., a BLE signal, a beacon signal, or the like) that is unidirectionally transmitted (or broadcasted) without specifying a receiver without pairing in a Bluetooth low energy . Meanwhile, in the Bluetooth-based data communication, the operating module 250 and the designated user wireless terminal 300 perform the Bluetooth-based pairing procedure to identify the other party, exchange at least one profile designated for data communication, Lt; RTI ID = 0.0 > Bluetooth-based < / RTI > Hereinafter, for convenience, the operation module 250 may transmit an unidirectional (or broadcast) Bluetooth-based unidirectional wireless signal to a designated signal intensity and / or an Bluetooth-based data communication with a designated user wireless terminal 300 However, the unidirectional wireless signal transmitted / broadcasted by the operation module 250 is not limited to a Bluetooth-based one, and the operation module 250 may be connected to a designated user wireless terminal 300 are not limited to Bluetooth, and it is apparent that the unidirectional wireless signal or the short-range wireless communication of the operating module 250 may include various types of unidirectional wireless signals or short-range wireless communications I will.

According to the embodiment of the present invention, when the vehicle power is supplied to the operation module 250 through the power supply unit 210 (or when the power converted from the vehicle power supplied through the power supply unit 210 is supplied to the operation Module 250), the operating module 250 may amplify a Bluetooth-based unidirectional wireless signal including predetermined code information based on the vehicle power source to a designated signal strength and transmit have. Preferably, the operating module 250 may transmit (or broadcast) the Bluetooth-based unidirectional wireless signal in a unidirectional manner to a signal intensity amplified by a predetermined ratio or more than the signal intensity specified in the BLE mode, based on the vehicle power source.

According to the method of the present invention, when the vehicle power is supplied to the operation module 250, the OBD interlock device 200 is in a state of being mounted on the vehicle and at the same time the vehicle is in a state of being started State). In this case, electromagnetic interference is seriously generated by various electronic devices provided inside the vehicle. In addition, since the metal material of the body of the vehicle or the glass material of the window (in particular, a glass material having an ultraviolet shielding film) Way radio signal is prevented from reaching a specified short range outside the vehicle (e.g., the distance a Bluetooth-based unidirectional radio signal must reach for a designated service). Basically, the Bluetooth-based unidirectional wireless signal is transmitted in the low power of the BLE mode. However, the Bluetooth-based unidirectional wireless signal transmitted in the signal strength of the BLE mode is difficult to reach the specified near point outside the vehicle. When operating through the vehicle power source, the operation module 250 controls the signal strength of the Bluetooth-based unidirectional wireless signal to be higher than a signal strength of the BLE mode (or to a maximum output in a usable range) It is preferable that the Bluetooth-based unidirectional radio signal is controlled so as to reach a specified short distance outside the vehicle regardless of various obstacles caused by materials such as various electronic apparatuses, a car body, and a window in the vehicle by amplifying and broadcasting (or broadcasting) .

Meanwhile, when vehicle power is supplied to the operating module 250 through the power supply unit 210 (or a power source converted from the vehicle power supplied through the power supply unit 210 is applied to the operating module 250) The operating module 250 may amplify the signal strength of the Bluetooth signal for Bluetooth-based data communication with the designated user wireless terminal 300 at a predetermined ratio or more based on the vehicle power. Alternatively, the operating module 250 may selectively amplify only the signal strength of the unidirectional radio signal and transmit the signal strength of the Bluetooth signal for Bluetooth-based data communication, without amplifying the signal strength of the Bluetooth signal. The present invention is not limited thereto.

According to an embodiment of the present invention, the operation module 250 can identify / authenticate the user identity of the designated space (e.g., department store, apartment, building, designated parking lot) And the Bluetooth based unidirectional wireless signal transmitted through the operation module 250 may be configured to identify / authenticate the user identity or to identify / authenticate the membership service.

Meanwhile, the operation module 250 may be additionally / selectively used as a means for identifying / authenticating a service provided in an unspecified space (for example, a public parking lot). In this case, Uses can be provisionally defined to suit the service of an unspecified space.

The operation unit 225 is a collective term for a user who receives a user operation for controlling the operation of the operation module 250 or the operation of the OBD interlock module 240 and may preferably include a key button or a touch pad .

The display unit 230 is a collective term for indicating the operation state of the operation module 250 or the operation state of the OBD interlock module 240 and preferably includes a display such as a liquid crystal display (LCD) and / Or an LED (Light Emitting Diode) for status display and the like.

Referring to FIG. 2b, the operating module 250 includes a controller 254 for controlling operations of the operating module 250, and a controller 260 for storing a data set (or a program code) necessary for the operation of the operating module 250 A radio frequency (RF) processor 294 for performing RF processing for bi-directional short-range wireless communication and unidirectional wireless signal transmission; and an antenna unit for transmitting and receiving a radio frequency signal corresponding to the RF processing.

The operating module 250 may be fabricated in the form of one or more SMD (Surface Mount Devices) for bi-directional short-range wireless communication and one-way wireless signal transmission to a PCB (Printed Circuit Board) 254, the memory unit 290, and the RF processing unit 294 may be implemented in the form of an integrated chip, an individual device mounted on a PCB, or a combination of integrated chips and devices. It should be apparent that the present invention is not limited by the manner in which the operating module 250 is implemented within the OBD interworking device 200. [

The control unit 254 is a general term for controlling the operation of the operation module 250. The control unit 254 includes at least one processor and an execution memory, BUS). According to the present invention, the control unit 254 loads at least one program code included in the operating module 250 into the execution memory through the processor, and outputs the result through at least one configuration And controls the operation of the operation module 250. FIG. Hereinafter, the program configuration implemented in the operating module 250 in the form of program code will be described in the control unit 254 for convenience.

The memory unit 290 is a general term of the nonvolatile memory included in the operating module 250 and includes at least one program code executed through the control unit 254 and at least one data set used by the program code And stores it. The memory unit 290 basically stores a system program code and a system data set corresponding to the operating system of the operating module 250 and at least one application program code and an application data set, The program code and data set are also stored in the memory unit 290.

According to the method of the present invention, the memory unit 290 stores the unique code in the memory unit 290 when the OBD interlock device 200 (or the operation module 250) is manufactured And stores the unique code for the OBD interlock device 200 (or the operation module 250) in the designated storage area.

The RF processor 294 is a generic term for performing RF processing (e.g., radio frequency signal modulation) for broadcasting a unidirectional radio signal through the antenna unit and / or RF processing for bidirectional short-range wireless communication. For example, It is possible to perform Bluetooth-based data communication function and RF processing for transmitting a Bluetooth-based unidirectional radio signal. Here, the transmission of the unidirectional radio signal includes a radio signal to be transmitted without identifying or pairing the receiving side that receives the radio signal.

According to an embodiment of the present invention, the operating module 250 may be configured to communicate with a mobile terminal 300 of a user who owns the OBD interworking device 200 and a bidirectional short- And the RF processing unit 294 performs RF processing for bidirectional short-range wireless communication with the user's wireless terminal 300. [

Referring to FIG. 2B, the operating module 250 of the OBD interworking device 200 may include a communication identification (ID) identifying the wireless terminal 300 of the user who owns the OBD interworking device 200 using bidirectional short- And a communication connection unit 262 for connecting bidirectional short-range wireless communication with the wireless terminal 300 of the identified user.

The communication identifying unit 258 identifies the wireless terminal 300 of the user who will connect the bidirectional short distance wireless communication to the user's wireless terminal 300 during the initial operation of the operating module 250 Of the user who owns the OBD interworking device 200 among the short range communication devices capable of bidirectional short distance wireless communication with the operation module 250 at the time of operation before the identification information is stored or during the user operation through the operation unit 225 And performs a procedure for identifying the wireless terminal 300. For example, when the RF processing unit 294 performs RF processing for Bluetooth-based data communication, the communication identifying unit 258 determines whether the OBD interworking apparatus 200 is a wireless communication apparatus, By performing the pairing procedure with the terminal 300, the user can identify the wireless terminal 300 of the user to connect the Bluetooth-based data communication. According to an embodiment of the present invention, the communication identifying unit 258 identifies the user's wireless terminal 300 as communication identification information for connecting the user's wireless terminal 300 to the bidirectional short-range wireless communication Directional short-range wireless communication with the user's wireless terminal 300 using the communication identification information without a separate identification procedure. The communication unit 262 may be connected to the wireless terminal 300 through the communication unit 262, have.

The communication connection unit 262 refers to the result of identifying the user's wireless terminal 300 through the short range wireless communication identification unit 258 or the communication identification information stored in the memory unit 290, Way short range wireless communication with the wireless terminal 300 of the user who owns the wireless LAN 300.

Referring to FIG. 2B, the operating module 250 of the OBD interworking device 200 includes a communication processing unit 266 for performing short-range wireless communication with a user's wireless terminal 300 connected with the short-range wireless communication, A code checking unit 270 for checking an identification code to be transmitted through the unidirectional radio signal and a signal transmitting unit 278 for transmitting a unidirectional radio signal including the identified identification code through the RF processing unit 294 And a code generation unit 274 for generating an authentication code among the identification codes to be included in the unidirectional wireless signal.

The communication processing unit 266 processes communication with the wireless terminal 300 of the user connected with the short-distance wireless communication through the communication connection unit 262.

The signal transmitting unit 278 identifies an identification code of a designated code structure that can be transmitted in the unidirectional wireless signal, and processes the unidirectional wireless signal including the identification code through the RF processing unit 294. If the operation module 250 receives the vehicle power, the signal transmitting unit 278 may process the unidirectional radio signal so as to be amplified and transmitted.

According to the first unidirectional radio signal transmitting embodiment of the present invention, the code identifying unit 270 identifies an identification code including a unique code unique to the memory unit 290 of the operating module 250, The transmitting unit 278 may process the unidirectional radio signal including the identification code to be transmitted through the RF processor 294.

According to the second unidirectional wireless signal transmission embodiment of the present invention, the code checking unit 270 receives the code received from the application 325 of the user-possessed wireless terminal 300 through the short-range wireless communication through the communication processing unit 266 And the signal transmitting unit 278 may process the unidirectional radio signal including the identification code to be transmitted through the RF processor 294.

The code generation unit 274 may generate the code information based on the information stored in the memory unit 290 of the operation module 250 (for example, the seed value), the operation module 250, (For example, a time value counted by using the charging power source of the power charging unit 220, a time value of the time counted using the charging power source after synchronizing with the user's wireless terminal 300 through the communication processing unit 266) The information received from the user's wireless terminal 300 via the communication processor 266 and the information received from the user's wireless terminal 300 through the communication processor 266 (E.g., a time value, a random number, a device ID value of the wireless terminal 300, a value received from the operation server 400 by the application 325 of the wireless terminal 300, etc.) Generate a one-time-code authorization code Can. In this case, the code checking unit 270 checks the identification code including the unique code stored in the memory unit 290 of the operating module 250 and the authentication code generated through the code generating unit 274, The signal transmitting unit 278 may process the unidirectional radio signal including the identification code to be transmitted through the RF processor 294.

Alternatively, the code generation unit 274 may perform a short-range wireless communication through the communication processing unit 266 with the information provided in the memory unit 290 of the operating module 250, the information dynamically determined in the operating module 250, An authentication code in the form of a cipher code in which one or more pieces of information provided from the application 325 of the user-possessed wireless terminal 300 can be decrypted through the designated operation server 400 can be generated. In this case, the code checking unit 270 checks the identification code including the unique code stored in the memory unit 290 of the operating module 250 and the authentication code generated through the code generating unit 274, The signal transmitting unit 278 may process the unidirectional radio signal including the identification code to be transmitted through the RF processor 294.

Alternatively, the code generation unit 274 may generate the code using the certificate provided in the memory unit 290 of the operation module 250 and the information provided in the operation module 250 and the information dynamically determined in the operation module 250 And the information provided from the application 325 of the user-possessed wireless terminal 300 through the short-range wireless communication through the communication processing unit 266. The authentication code in the form of a signature code can be generated by digitally signing one or more pieces of information. In this case, the code checking unit 270 checks the identification code including the unique code stored in the memory unit 290 of the operating module 250 and the authentication code generated through the code generating unit 274, The signal transmitting unit 278 may process the unidirectional radio signal including the identification code to be transmitted through the RF processor 294.

According to the fourth unidirectional wireless signal transmission embodiment of the present invention, the code verifying unit 270 receives the code received from the app 325 of the user-owned wireless terminal 300 through the short range wireless communication through the communication processing unit 266 The code generation unit 274 identifies a unique code inherent to the communication module 264 and the information stored in the memory unit 290 of the operating module 250 and information dynamically determined by the operating module 250, It is possible to generate an authentication code in the form of a disposable code by using one or more pieces of information provided from the user's wireless terminal 300 via the short-range wireless communication through the seed. In this case, the code identifying unit 270 may identify the unique code provided from the application 325 of the user-possessed wireless terminal 300 and an identification code including the authentication code generated through the code generating unit 274 And the signal transmitting unit 278 may process the unidirectional radio signal including the identification code to be transmitted through the RF processor 294. [

Alternatively, the code checking unit 270 may check the unique code received from the application 325 of the user-owned wireless terminal 300 through the short-range wireless communication through the communication processing unit 266, The owner module 274 transmits the information provided in the memory unit 290 of the operating module 250 and the information dynamically determined in the operating module 250 and the user- 300) can generate an authentication code in the form of an encrypted code that is encrypted so as to be decryptable through the designated operating server (400). In this case, the code identifying unit 270 may identify the unique code provided from the application 325 of the user-possessed wireless terminal 300 and an identification code including the authentication code generated through the code generating unit 274 And the signal transmitting unit 278 may process the unidirectional radio signal including the identification code to be transmitted through the RF processor 294. [

Alternatively, the code checking unit 270 may check the unique code received from the application 325 of the user-owned wireless terminal 300 through the short-range wireless communication through the communication processing unit 266, The information provided to the operation module 250 and the information dynamically determined in the operation module 250 and the information provided from the communication processor 266 using the certificate provided in the memory unit 290 of the operation module 250. [ To generate an authentication code in the form of a signature code obtained by digitally signing one or more pieces of information provided from the application 325 of the user-possessed wireless terminal 300 through the short-range wireless communication through the wireless terminal 300. In this case, the code identifying unit 270 may identify the unique code provided from the application 325 of the user-possessed wireless terminal 300 and an identification code including the authentication code generated through the code generating unit 274 And the signal transmitting unit 278 may process the unidirectional radio signal including the identification code to be transmitted through the RF processor 294. [

According to the fifth unidirectional radio signal transmitting embodiment of the present invention, the code verifying unit 270 may extract a unique code and / or a code in a form of partially selecting or combining at least one of the first through fourth unidirectional radio signal transmitting embodiments. Or the identification code including the authentication code, and the signal transmitting unit 278 can process the unidirectional radio signal including the identification code through the RF processor 294. [ It is clearly understood that the present invention includes all embodiments which can be derived from a modification of the above embodiment as a scope of right.

Referring to FIG. 2B, the operating module 250 of the OBD interworking device 200 includes a communication processing unit 266 for performing short-range wireless communication with a user's wireless terminal 300 connected with the short-range wireless communication, A code generation unit 274 for generating an authentication code to be transmitted to the user's wireless terminal 300 through wireless communication and a code transmission unit for transmitting the generated authentication code to the user's wireless terminal 300 through the short- And a request confirming unit 282 for confirming a request for an authentication code from the user's wireless terminal 300 through the short-range wireless communication.

The communication processing unit 266 processes communication with the wireless terminal 300 of the user connected with the short-distance wireless communication through the communication connection unit 262.

The application 325 included in the user's wireless terminal 300 receives request information requesting the authentication code generated by the operation module 250 of the OBD interworking device 200 from the designated operation server 400, And receives the payment information including the payment amount from the operation server 400 and outputs the payment information to the operating module 250 of the OBD interworking device 200 through the short- The request confirmation unit 282 receives the code request information from the user's wireless terminal 300 through the short-range wireless communication. Meanwhile, the request confirmation unit 282 may receive information (e.g., a time value, a random number value, a device ID value of the wireless terminal 300, a wireless terminal 300) for generating an authentication code from the wireless terminal 300, 300) received from the operating server 400 and provided by the application 325 of the server 300).

The authentication code request is confirmed from the user's wireless terminal 300 through the request confirmation unit 282 and / or the authentication code is transmitted to the user's wireless terminal 300 according to an operation procedure set in the operation module 250. [ The code generation unit 274 generates information such as information (e.g., seed value) stored in the memory unit 290 of the operation module 250, information dynamically determined in the operation module 250, (For example, a time value counted using the charging power of the power charging unit 220, a time value counted using the charging power source after the time synchronization with the user's wireless terminal 300 through the communication processing unit 266) The time information received from the user's wireless terminal 300 through the communication processing unit 266 and the time information received from the wireless terminal 300 through the communication processing unit 266,The device ID value of the wireless terminal 300, the value received from the operation server 400 by the application 325 of the wireless terminal 300, and the like) as a seed, An authentication code can be generated.

Alternatively, the code generation unit 274 may perform a short-range wireless communication through the communication processing unit 266 with the information provided in the memory unit 290 of the operating module 250, the information dynamically determined in the operating module 250, An authentication code in the form of a cipher code in which one or more pieces of information provided from the application 325 of the user-possessed wireless terminal 300 can be decrypted through the designated operation server 400 can be generated.

Alternatively, the code generation unit 274 may generate the code using the certificate provided in the memory unit 290 of the operation module 250 and the information provided in the operation module 250 and the information dynamically determined in the operation module 250 And the information provided from the application 325 of the user-possessed wireless terminal 300 through the short-range wireless communication through the communication processing unit 266. The authentication code in the form of a signature code can be generated by digitally signing one or more pieces of information.

Meanwhile, if the unidirectional radio signal transmitted through the signal transmitting unit 278 includes the authentication code generated by the operation module 250 according to the third or fourth unidirectional radio signal transmitting embodiment, the code generating unit 274 may confirm the authentication code included in the unidirectional wireless signal by an authentication code to be transmitted to the user's wireless terminal 300 through the short-range wireless communication.

The code transmitting unit 286 transmits the authentication code generated / verified through the code generating unit 274 to the user's wireless terminal 300 through the short-distance wireless communication, and the user's wireless terminal 300 And receives the authentication code generated in the operation module 250 through the short-range wireless communication. The application 325 of the wireless terminal 300 may transmit the payment confirmation information including the authentication code generated in the operation module 250 to the designated operation server 400.

FIG. 3 is a diagram illustrating a functional configuration of a user-owned wireless terminal 300 according to an embodiment of the present invention.

3 is a block diagram of an OBD interworking apparatus 200 for short-range wireless communication with an operation module 250 to receive an authentication code generated by the operation module 250 via the short-range wireless communication, The wireless terminal 300 is capable of recognizing the unidirectional wireless signal transmitted from the wireless terminal 300. As a person skilled in the art, referring to and / It is to be understood that the present invention is not limited to the above-described exemplary embodiments, and various changes and modifications may be made without departing from the scope of the present invention. 3 may include at least one of various smart phones, various tablet PCs, and various mobile phones having a network communication function, a short-range wireless communication function, and a unidirectional wireless signal reception function.

3, the wireless terminal 300 includes a control unit 302, a memory unit 320, a screen output unit 304, a user input unit 306, a sound processing unit 316, a cable communication unit 310, A short range wireless communication unit 308, a short range wireless communication unit 312, a wireless network communication unit 314, a USIM reader unit 318, and a USIM, and has a battery for power supply.

The control unit 302 is a general term for controlling the operation of the wireless terminal 300. The control unit 302 includes at least one processor and an execution memory, BUS). According to the present invention, the control unit 302 loads at least one program code included in the wireless terminal 300 into the execution memory through the processor, and outputs the result through at least one configuration And controls the operation of the wireless terminal 300. FIG. Hereinafter, the configuration of the application 325 of the present invention, which is implemented in the form of program code for convenience, will be described in the control unit 302.

The memory unit 320 is a general term of a nonvolatile memory corresponding to a storage resource of the wireless terminal 300 and includes at least one program code executed through the control unit 302 and at least one Save and maintain the dataset. The memory unit 320 basically includes a system program code and a system data set corresponding to the operating system of the wireless terminal 300, a communication program code and a communication data set for processing a wireless communication connection of the wireless terminal 300, A program code and a data set corresponding to the application 325 of the present invention are also stored in the memory unit 320. [

The screen output unit 304 includes a screen output unit (e.g., an LCD (Liquid Crystal Display) or the like) and a driving module for driving the screen output unit 304. The screen output unit 304 is connected to the control unit 302, And outputs an operation result corresponding to the output to the screen output device.

The user input unit 306 includes at least one user input device (e.g., a button, a keypad, a touch pad, a touch screen coupled to the screen output unit 304), and a drive module for driving the touch screen. And inputs a command for instructing various operations of the control unit 302 or data necessary for the operation of the control unit 302. [

The sound processing unit 316 includes a speaker, a microphone, and a driving module for driving the speaker. The sound processing unit 316 decodes sound data corresponding to the sound output from the various calculation results of the control unit 302 and outputs the sound data through the speaker Or a sound signal input through the microphone, and transmits the encoded sound signal to the controller 302. [

The cable communication unit 310 receives power using a cable or provides USB-based short-range cable communication, and the power supplied through the cable is charged in the battery. The cable communication unit 310 determines whether USB-based short-range cable communication is available when the cable is connected, and USB-based short-range cable communication when the USB-based short-range cable communication is available.

The short-range wireless communication unit 308 processes bidirectional short-range wireless communication with the operating module 250 of the OBD interworking device 200 and receives the unidirectional wireless signal transmitted from the operating module 250 of the OBD interworking device 200 The component may preferably include a Bluetooth component that processes Bluetooth based data communication and receives a Bluetooth based unidirectional wireless signal. However, the communication standard and the signal standard of the short-distance wireless communication unit 308 are not limited to the Bluetooth, and the bidirectional short-range wireless communication with the operation module 250 of the OBD inter- It is clear that whatever communication standard or signal standard is applicable, it is within the scope of the present invention if it is possible to receive a unidirectional radio signal transmitted from the operation module 250 of the mobile communication terminal.

The wireless network communication unit 314 and the short-range network communication unit 312 are collectively referred to as communication resources for connecting the wireless terminal 300 to a designated communication network. Preferably, the wireless terminal 300 may include a wireless network communication unit 314 as a basic communication resource, and may include one or more short-range network communication units 312.

The wireless network communication unit 314 collectively refers to a communication resource for connecting the wireless terminal 300 to a wireless communication network via a base station. The wireless communication unit 314 may include an antenna, an RF module, a baseband module, And transmits the calculation result corresponding to the wireless communication among the various calculation results of the controller 302 through the wireless communication network or receives data through the wireless communication network To the control unit 302, and performs the connection, registration, communication, and handoff procedures of the wireless communication. According to the present invention, the wireless network communication unit 314 can connect the wireless terminal 300 to a communication network including a communication channel and a data channel via the exchange, and in some cases, Based wireless network data communication (e.g., the Internet).

According to an embodiment of the present invention, the wireless network communication unit 314 is a mobile communication unit that performs at least one of connection to a mobile communication network, location registration, call processing, call connection, data communication, and handoff according to the CDMA / WCDMA / ≪ / RTI > Meanwhile, according to the intention of a person skilled in the art, the wireless network communication unit 314 may further include a portable internet communication structure for performing at least one of connection to the portable Internet, location registration, data communication and handoff according to the IEEE 802.16 standard, It is evident that the present invention is not limited by the wireless communication configuration provided by the wireless network communication unit 314. [ That is, the wireless network communication unit 314 is a general term for a configuration unit that connects to a wireless communication network through a cell-based base station irrespective of a frequency band of a wireless section, a type of a communication network, or a protocol.

The short-range network communication unit 312 collectively refers to a communication resource for connecting a communication session using a radio frequency signal within a predetermined distance (e.g., 10 m) as a communication medium and connecting the wireless terminal 300 to the communication network based on the communication session , The wireless terminal 300 may be connected to the communication network through at least one of Wi-Fi communication, public wireless communication, and UWB. According to an embodiment of the present invention, the local area network communication unit 312 may be integrated with or separated from the wireless network communication unit 314. According to the present invention, the short-range network communication unit 312 connects the wireless terminal 300 to a data network providing packet-based short-range wireless data communication through a wireless AP.

The USIM reader unit 318 is a generic term of a configuration for exchanging at least one data set with a universal subscriber identity module mounted or detached from the wireless terminal 300 based on the ISO / IEC 7816 standard , And the data set is exchanged in a half duplex communication manner through an APDU (Application Protocol Data Unit).

The USIM is an SIM type card having an IC chip conforming to the ISO / IEC 7816 standard, and includes an input / output interface including at least one contact connected to the USIM reader 318, a program code for at least one IC chip (Or processing) the program code for the IC chip in accordance with at least one command transmitted from the wireless terminal 300, or extracting (or processing) the data set in association with the input / output interface To the input / output interface.

The control unit 302 downloads an application 325 linked to the operation module 250 of the OBD interworking device 200 and stores the downloaded data network in the memory unit 320, (325) is driven to perform the operation according to the present invention.

Referring to FIG. 3, the application 325 of the wireless terminal 300 is connected to the OBD interworking device 308 (FIG. 3) owned by the user of the wireless terminal 300 based on bidirectional short- A module identification unit 330 for identifying the operation module 250 of the OBD interlock device 200 and a directional short distance wireless communication unit 330 for interlocking with the short range wireless communication unit 308, And a module connecting portion 335 for connecting the module.

The module identification unit 330 identifies the wireless terminal 300 of the user to connect the bidirectional short distance wireless communication at the initial operation of the operation module 250 of the OBD interlock device 200 At the time of operation before the communication identification information for the user's wireless terminal 300 is stored in the portable terminal 200 or at the time of user operation through the operation unit 225 of the OBD interlock device 200, And performs a procedure for identifying the operation module 250 of the OBD interworking device 200 owned by the user from the short range wireless communication device capable of bidirectional short distance wireless communication through the wireless communication unit 308. [ For example, when the short-range wireless communication unit 308 processes Bluetooth-based data communication, the module identification unit 330 performs a pairing procedure with the OBD interworking apparatus 200 owned by the user according to the Bluetooth pairing procedure To identify the operating module 250 of the OBD interworking device 200 of the user to connect to the Bluetooth based data communication. According to the embodiment of the present invention, the module identification unit 330 identifies the OBD interlock device 200 as a result of identifying the user OBD interlock device 200, In this case, the module connection unit 335 may perform a bidirectional short-range wireless communication with the OBD interlock device 200 of the user by using the communication identification information without a separate identification process, Can be connected.

The module connection unit 335 refers to the OBD interlock device 200 of the user through the short range wireless module identification unit 330 or the communication identification information stored in the memory unit 320, Directional short-range wireless communication with the device 200.

3, the application 325 of the wireless terminal 300 includes a module communication unit 340 for performing short-range wireless communication with the operation module 250 of the OBD interworking device 200 to which the short-range wireless communication is connected And a module management unit 345 that performs short range wireless communication with the operation module 250 of the OBD interlock device 200 through the module communication unit 340 to manage the operation module 250 of the OBD interlock device 200, Respectively.

The module communication unit 340 processes the bidirectional short-range wireless communication with the operation module 250 of the OBD interlock device 200 of the user communicatively connected through the module connection unit 335 in cooperation with the short-range wireless communication unit 308. The module management unit 345 receives status information on the unidirectional wireless signal transmitted from the operation module 250 from the operation module 250 of the OBD interworking device 200 connected to the communication through the module communication unit 340 Can be output.

According to the embodiment of the present invention, the module management unit 345 sets a unique code to be included in the unidirectional radio signal to be transmitted through the operation module 250 of the OBD interlock device 200, 340 to provide the unique code to the OBD interlock device 200 so that an identification code including the provided unique code is provided through the operation module 250 of the OBD interlock device 200 It is possible to control so that the included unidirectional radio signal is transmitted.

Alternatively, the module management unit 345 receives a unique code to be included in the unidirectional radio signal to be transmitted from the designated operation server 400 through the operation module 250 of the OBD interworking device 200, 340 to provide the unique code to the OBD interlock device 200 so that an identification code including the provided unique code is provided through the operation module 250 of the OBD interlock device 200 It is possible to control so that the included unidirectional radio signal is transmitted.

3, an application 325 of the wireless terminal 300 receives a unidirectional wireless signal transmitted from the operation module 250 of the vehicle-mounted OBD interworking device 200 in cooperation with the short-distance wireless communication unit 308 A signal recognition unit 350 for recognizing a unique code and / or an authentication code included in the unidirectional wireless signal by receiving the unique code and / or the authentication code, And a signal analyzing unit 355 analyzing whether the unique code and / or the authentication code, which is valid in the transmitter 250, is transmitted.

The signal recognition unit 350 receives the unidirectional radio signal transmitted from the operation module 250 of the vehicle-mounted OBD interlock device 200 in cooperation with the short-distance wireless communication unit 308, reads the unidirectional radio signal, The operating module 250 of the vehicle-mounted OBD interlock device 200 recognizes a unique code and / or an authentication code transmitted via the unidirectional wireless signal.

The signal analyzer 355 analyzes the operation module 250 of the OBD interlock device 200 based on the short range wireless communication with the operation module 250 of the OBD interlock device 200 through the module communication module 340. [ And a unique code and / or authentication code recognized through the signal recognition unit 350 is transmitted to the operation module (not shown) of the OBD interlock device 200 250 may match the unique code and / or authentication code to be transmitted via the unidirectional wireless signal. Meanwhile, in order to match the authentication code, the signal analyzer 355 may include an authentication rule for matching authentication of the authentication code, and / or transmit the authentication code to the operation server 400 to request authentication .

If the unique code and / or the authentication code are matched, the signal analyzer 355 analyzes various types of services (for example, The signal analysis unit 355 determines whether the service is valid for various services through the operation module 250 of the OBD interlock device 200 through the module management unit 345 It is possible to control the unidirectional radio signal including the unique code and / or the authentication code to be transmitted.

Referring to FIG. 3, the application 325 of the wireless terminal 300 includes a unique code transmitted through a unidirectional wireless signal from the operation module 250 of the vehicle-mounted OBD interworking device 200, A registration request unit 360 for requesting the specified operating server 400 to register unique information that uniquely identifies the user-owned wireless terminal 300 (or the application 325 of the wireless terminal 300) And a registration confirmation unit (365) for checking whether a unique code registered in the operation server (400) matches a unique code of a unidirectional wireless signal transmitted from the operation module (250) of the OBD interworking device (200).

When the application 325 of the wireless terminal 300 is executed for the first time (or before execution of unique information registration), the registration request unit 360 requests the user-owned wireless terminal 300 possessing the OBD interworking device 200 (E.g., application 325) that uniquely identifies unique information (e.g., telephone number, IMSI, IMEI, MAC, etc.) that uniquely identifies and / or app 325 installed and run on user- The operation server 400 requests the registration of the operation server 400 to the designated operation server 400. The operation server 400 transmits the registration request to the user's own wireless terminal 200 having the OBD interworking device 200 300 (or the app 325 of the wireless terminal 300) and stores the unique information in a designated storage medium. The registration request unit 360 possesses the OBD interworking device 200 and receives user information about a user who owns the wireless terminal 300 and transmits the user information to the operation server 400 In this case, the operation server 400 may store the user information and the unique information in a designated storage medium.

The operation module 250 of the vehicle-mounted OBD interlock device 200 is identified through the module identification part 330 and / or the operation module 250 of the vehicle-mounted OBD interlock device 200 via the module connection part 335 When the unique code for the operation module 250 of the OBD interworking device 200 owned by the user is input by the user or by the user, the registration request unit 360 Verifies the unique code to be transmitted through the unidirectional radio signal in the operation module 250 of the vehicle-stationary OBD interlock device 200 and requests the specified operation server 400 to register the confirmed unique code, (400) receives a unique code transmitted through the unidirectional radio signal from the operation module (250) of the OBD interlock device (200) and stores the received unique code in a designated storage medium. The registration request unit 360 transmits the unique information of the wireless terminal 300 (or the application 325 of the wireless terminal 300) and the unique code to the operation server 400 And the operation server 400 may map the inherent code and unique information and store the unique code in the designated storage medium.

When the unique code is registered in the storage medium designated by the operation server 400, the registration confirmation unit 365 checks the unique code stored in the storage medium. The registration confirmation unit 365 communicates with the operation module 250 of the OBD interlock device 200 through the module communication unit 340 and transmits a unique code to be transmitted through the unidirectional wireless signal from the operation module 250 Or a unique code of a unidirectional radio signal transmitted from the operation module 250 of the OBD interlock device 200 through the signal recognition unit 350 and then matches the unique code stored in the storage medium Can be confirmed. If the unique code stored in the storage medium does not match the unique code of the unidirectional radio signal transmitted from the operation module 250 of the OBD interworking device 200, the registration confirmation unit 365 transmits the registration request unit 360 The unique code registered in the storage medium may be updated to match the unique code of the unidirectional wireless signal transmitted from the operation module 250 of the OBD interworking device 200. [

According to the method of the present invention, the unique code of the unidirectional radio signal transmitted from the operation module 250 of the OBD interlock device 200 can be changed through the module management unit 345. In this case, the registration confirmation unit 365 confirms the changed unique code through the module management unit 345 or communicates with the operation module 250 of the OBD interlock device 200 through the module communication unit 340 The operation module 250 checks the unique code transmitted through the unidirectional radio signal or transmits the unidirectional radio signal transmitted from the operation module 250 of the OBD interlock device 200 through the signal recognition unit 350 It is possible to confirm whether the inherent code stored in the storage medium matches the inherent code of the unidirectional wireless signal actually transmitted from the operating module 250 of the OBD interworking device 200. [ If the unique code stored in the storage medium does not match the unique code of the unidirectional radio signal transmitted from the operation module 250 of the OBD interworking device 200, the registration confirmation unit 365 transmits the registration request unit 360 The unique code registered in the storage medium may be updated to match the unique code of the unidirectional wireless signal transmitted from the operation module 250 of the OBD interworking device 200. [ That is, the inherent code transmitted from the operation module 250 of the OBD interlock device 200 owned by the user via the unidirectional radio signal by the registration confirmation unit 365 and the registration request unit 360, The stored unique code will remain matched for payment.

According to the embodiment of the present invention, the registration request unit 360 receives the payment means information corresponding to the payment means of the user, and transmits the payment means information to the designated operation server 400 (or the payment means information (Or the server receiving the payment means information) can register and store the payment means information of the user in a specified security medium. have. In this case, the payment means information stored in the secure medium may be mapped to the unique code and / or unique information.

According to an embodiment of the present invention, the registration request unit 360 may receive at least partial information (for example, a seed value) of an authentication rule for authenticating the validity of an authentication code to be generated in the operation module 250 of the OBD interworking device 200 And the operation server 400 may provide some information received from the application 325 of the wireless terminal 300 and / or a part of the information provided from the operation server 400 to the operation server 400, An authentication rule for authenticating the validity of an authentication code to be generated by the operation module 250 of the OBD interworking device 200 using the information determined by itself in the authentication module 250, .

3, an application 325 of the wireless terminal 300 recognizes a unique code of a unidirectional wireless signal transmitted from an operation module 250 of the OBD interworking device 200 When the payment request information including the inherent code is transmitted to the operation server 400 and the payment request is made, the authentication code generated by the operation module 250 of the OBD interlock device 200 is requested from the operation server 400 An information receiving unit 370 for receiving the payment information including the payment amount corresponding to the amount to be settled and / or receiving the request information for the OBD interworking apparatus 200, and an operation module 250 And a payment confirmation processing unit 385 for transmitting payment confirmation information including the confirmed authentication code to the operation server 400. In the payment confirmation processing unit 385, Receives payment information from the operation server 400 The payment information authentication unit 375 may authenticate that the received payment information is payment information corresponding to the unidirectional wireless signal transmitted from the operation module 250 of the OBD interlock device 200 and / And a settlement processing unit 390 for performing a settlement procedure for the settlement information by using a settlement means and a settlement means.

The settlement apparatus 100 recognizing the unique code of the unidirectional radio signal transmitted from the operation module 250 of the vehicle-mounted OBD interworking apparatus 200 transmits the settlement request information including the unique code to the operation server 400 The operation server 400 may transmit request information for requesting the authentication code generated by the operation module 250 of the OBD interworking device 200. In this case, the information receiving unit 370 And may receive request information including a payment amount from the operation server 400. [ Alternatively, the operation server 400 may check the payment information including the payment amount to be requested to the user who owns the OBD interworking device 200, and then transmit the payment information to the user-owned wireless terminal 300 (300) corresponding to the unique information mapped with the unique code The information receiving unit 370 may receive the payment information including the payment amount from the operation server 400. In this case,

Upon receiving the request information and / or the payment information via the information receiving unit 370, the authentication code obtaining unit 380 obtains the authentication information from the operation module 250 of the OBD interworking device 200 through the short- (For example, the operation module 250 of the OBD interworking apparatus 200 to which the near field wireless communication is connected (or the operation module 250 of the OBD interworking apparatus 200 corresponding to the inherent code included in the payment information) )) And receives the authentication code.

If the request information is received through the information receiving unit 370, the authentication code obtaining unit 380 obtains the authentication code generated by the operation module 250 of the OBD interworking device 200 through the short- (For example, the operation module 250 of the OBD interworking device 200 to which the short-range wireless communication is connected) (or the operation module 250 of the OBD interworking device 200 corresponding to the unique code included in the payment information) Requesting and receiving a code).

If the payment information is received through the information receiving unit 370, the authentication code obtaining unit 380 obtains a payment confirmation message for confirming the payment confirmation received from the operation server 400 The payment information may be included and output. If the user confirms the payment for the payment information through the payment confirmation interface (e.g., click the " confirm " button or enter the registered PIN / authentication, etc.), the authentication code obtaining unit 380 obtains (For example, the operation module 250 of the OBD interworking apparatus 200 to which the short-range wireless communication is connected) (or the operation module 250 of the OBD interworking apparatus 200 to which the short- (E.g., the operating module 250 of the OBD interworking device 200 corresponding to the unique code). When the payment information is received through the information receiving unit 370, the payment information authenticating unit 375 may be connected to the module communicating unit 340 or may be interlocked with the signal recognizing unit 350, The unique code of the unidirectional wireless signal transmitted from the interlocking device 200 is confirmed and whether the unique code included in the payment information matches the unique code of the unidirectional wireless signal transmitted from the OBD interlock device 200, And can confirm that the received payment information is payment information corresponding to the unidirectional wireless signal transmitted from the operation module 250 of the OBD interworking device 200. [ In this case, the authentication code obtaining unit 380 can obtain the authentication code generated by the operation module 250 of the OBD interlock device 200 when the payment information is matched.

When the authentication code generated by the operation module 250 of the OBD interlock device 200 is obtained through the authentication code acquisition unit 380, the payment confirmation processing unit 385 determines whether the operation module of the OBD interlock device 200 And transmits the payment confirmation information including the authentication code generated by the payment server 250 to the operation server 400. Meanwhile, when a predetermined PIN for payment processing is registered in the operation server 400 according to an embodiment of the present invention, the payment confirmation processing unit 385 receives the PIN for the payment processing, And may transmit the authentication code generated by the operation module 250 and the payment confirmation information including the input PIN to the operation server 400. Meanwhile, when the settlement means information of the user is registered in the secure medium interlocked with the operation server 400 according to the embodiment, the settlement confirmation processing unit 385 obtains an identification value for identifying the payment means information of the registered user And transmits the payment confirmation information including the identification value of the payment means information to the operation server 400. [

The operation server 400 receives the payment confirmation information including the authentication code from the user-owned wireless terminal 300 possessing the OBD interworking device 200 and transmits the payment confirmation information including the authentication code received from the wireless terminal 300 The validity of the authentication code is authenticated.

When the payment method information of the user is registered in a security medium that can be interlocked with the operation server 400, the operation server 400 determines, based on the authentication result of the authentication code, Is extracted and processed so that the settlement procedure for the settlement request information (or the settlement information) is performed through the designated settlement server (or the financial company server). Meanwhile, in the embodiment of the present invention, any payment method and payment means used for processing payment information may be any payment method and payment means.

On the other hand, when the payment means information of the user is not registered in the security medium interlocked with the operation server 400, the operation server 400 provides the payment information to the user's wireless terminal 300 The payment processing unit 390 can use the payment method available in the wireless terminal 300 and the payment method of the user to pay for the payment information Procedure can be performed. Meanwhile, in the embodiment of the present invention, any payment method and payment means used for processing payment information may be any payment method and payment means. According to an embodiment of the present invention, the settlement procedure may be performed in cooperation with the operation server 400, or may be performed directly in conjunction with the settlement server corresponding to the settlement method and / or the settlement means. When the settlement procedure is performed in cooperation with a separate settlement server, the settlement procedure unit 390 can confirm the settlement result of the settlement procedure and provide the settlement result to the operation server 400. [

4 is a diagram illustrating a configuration of an operation server 400 that processes payment using a vehicle-mounted OBD interworking device 200 in cooperation with a user-possessed wireless terminal 300 according to an embodiment of the present invention.

4 is a block diagram illustrating an exemplary configuration of an OBD interworking apparatus 200 according to an embodiment of the present invention. The OBD interworking apparatus 200 includes an operation module 250, a unique code transmitted through a unidirectional wireless signal, Or an application 325 of the wireless terminal 300) and then stores the mapped unique information in the form of a payment for receiving the unidirectional wireless signal transmitted from the operation module 250 of the vehicle-mounted OBD interworking device 200 Receives the payment request information including the unique code recognized through the unidirectional wireless signal from the device 100 and transmits the payment request information including the unique code from the application 325 of the user-owned wireless terminal 300, which owns the OBD interlock device 200, An operation server 400 for processing a payment requested by the payment apparatus 100 based on a result of receiving and authenticating payment confirmation information including an authentication code generated by the operation module 250 of the interlock device 200, FIG. Those skilled in the art will be able to refer and / or modify FIG. 4 to illustrate various implementations of the configuration of the operational server 400 (e.g., some configuration portions may be omitted, However, the present invention includes all of the above-mentioned embodiments, and the technical features of the present invention are not limited by the method shown in FIG.

The operation server 400 can communicate with the user-owned wireless terminal 300 that owns the OBD interworking device 200 via the designated communication network and is transmitted from the operation module 250 of the OBD interlocking device 200 And communicates with the settlement apparatus 100 that receives / recognizes a unidirectional radio signal via a designated communication network.

Referring to FIG. 4, the operation server 400 receives a unique code transmitted through a unidirectional wireless signal from the operation module 250 of the vehicle-mounted OBD interlock device 200 and a unique code transmitted from the OBD interlock device 200 And a registration processing unit (405) for mapping and registering unique information that uniquely identifies the possessed wireless terminal (300) (or the application (325) of the wireless terminal (300) And an authentication rule setting unit (410) for setting an authentication rule for authenticating the validity of the authentication code generated by the module (250).

The application 325 of the user-possessed wireless terminal 300 possessing the OBD interworking device 200 transmits unique information (e.g., telephone number, IMSI, IMEI, MAC (E.g., an application 325 identification value, a device token, a push token, a UUID, a UDID, etc.) that uniquely identifies the application 325 installed and run on the user-owned wireless terminal 300 And the registration processing unit 405 requests registration to the operation server 400 from the application 325 of the user-possessed wireless terminal 300 325), and stores the received unique information in a designated storage medium. The storage medium may be implemented in the operation server 400 or through a separate DB server linked with the operation server 400. On the other hand, when transmitting the user information for the user from the application 325 of the user-possessed wireless terminal 300, the registration processing unit 405 transmits the user information to the user via the designated path (for example, And may store the unique information that uniquely identifies the wireless terminal 300 (or the application 325 of the wireless terminal 300) and the user information to a designated storage medium.

The operation module 250 of the vehicle-mounted OBD interlock device 200 confirms a unique code transmitted through the unidirectional wireless signal from the application 325 of the user-possessed wireless terminal 300 possessing the OBD interlock device 200 The OBD interworking apparatus 200 of the vehicle-mounted OBD interworking apparatus 200 transmits an uni-directional wireless signal from the application 325 of the user-possessed wireless terminal 300 to the registration module 405, Code, and stores the received unique code in a designated storage medium. The registration processing unit 405 may transmit the unique code transmitted through the unidirectional wireless signal from the operation module 250 of the vehicle-mounted OBD interlock device 200 to the user's own wireless terminal 300 (E.g., the app 325 of FIG. 3) are mapped and stored in a designated storage medium.

According to an embodiment of the present invention, the application 325 of the user-possessed wireless terminal 300 receives the payment means information corresponding to the payment means of the user and transmits the payment means information to the designated operation server 400 And the registration processing unit 405 may register and store the payment means information of the user in the designated security medium. In this case, the payment means information stored in the secure medium may be mapped to the unique code and / or unique information.

The authentication rule setting unit 410 sets an authentication rule for authenticating the validity of the authentication code generated by the operation module 250 of the OBD interworking device 200 (for example, a code generation algorithm for generating a one- The encryption algorithm, the encryption target information, the signature algorithm, and the signature target information, and the information generated by the operation server 400 and provided to the application 325 of the wireless terminal 300). Meanwhile, at least some information (for example, a seed value) of the authentication rule may be set through the application 325 of the wireless terminal 300 according to the method of operation.

Referring to FIG. 4, the operation server 400 receives the unidirectional radio signal transmitted from the operation module 250 of the vehicle-mounted OBD interlock device 200 from the payment device 100 via the unidirectional radio signal And a payment request receiving unit 415 for receiving payment request information including the recognized unique code.

While the operation module 250 of the vehicle-mounted OBD interlock device 200 transmits a unidirectional radio signal, the OBD interlock device 200 and the settlement device 100 within a designated effective range are operated by the OBD interlock device 200 Directional wireless signal transmitted from the module 250, recognizes a unique code included in the unidirectional wireless signal, and further recognizes an authentication code included in the unidirectional wireless signal according to an implementation method.

The settlement apparatus 100 constructs payment request information including a unique code and / or an authentication code recognized through the unidirectional wireless signal and transmits the settlement request information to the operation server 400. The payment request receiving unit 415 transmits And receives the payment request information from the device 100. [

According to the first payment request information embodiment of the present invention, the settlement apparatus 100 includes a unique code and / or an authentication code recognized through the unidirectional wireless signal, and transmits a payment amount determined by the payment apparatus 100 And transmits the payment request information to the operation server 400. The payment request receiving unit 415 receives the payment request information including the unique code and / or the authentication code.

According to the second payment request information embodiment of the present invention, the payment apparatus 100 includes a unique code and / or an authentication code recognized through the unidirectional wireless signal, and the payment amount is calculated in the operation server 400 The payment request receiving unit 415 may transmit the payment request information including the required amount calculation parameter to the operation server 400. The payment request receiving unit 415 may receive the settlement request including the unique code and / And receives the request information.

According to the third embodiment of the payment request information of the present invention, the payment apparatus 100 includes a unique code and / or an authentication code recognized through the unidirectional wireless signal, And transmits the payment request information to the operation server 400. The payment request receiving unit 415 receives the payment request information including the unique code and / or the authentication code and includes the payment request amount do.

According to the fourth payment request information embodiment of the present invention, the settlement apparatus 100 includes a unique code and / or an authentication code recognized through the unidirectional wireless signal, and the settlement request amount determined by the settlement apparatus 100 And the settlement request information (for example, a discount policy of a base operating the settlement apparatus 100) necessary for calculating the settlement amount to be requested for payment by adjusting the settlement request amount at the operation server 400 And the payment request receiving unit 415 receives the payment request information including the unique code and / or the authentication code and including the payment request amount and the money amount calculation parameter.

According to the fifth embodiment of the payment request information of the present invention, the payment apparatus 100 may configure and transmit the payment request information in the form of one or more partial selection or combination of the first to fourth embodiments of the payment request information And the payment request receiving unit 415 receives the payment request information including the payment request amount and the amount calculation parameter from the payment apparatus 100. [

Referring to FIG. 4, the operation server 400 receives a user-owned wireless terminal 300 (or an application 325 of the wireless terminal 300) corresponding to the unique code mapped to the unique code of the payment request information And transmits the request information requesting the authentication code generated by the operation module 250 of the OBD interworking device 200 to the app 325 of the verified wireless terminal 300 And a payment confirmation requesting unit 430 for transmitting payment information including a predetermined payment amount to the user who owns the OBD interlock device 200. The user who owns the OBD interlock device 200 can check the payment information including the payment amount to be requested to be paid And a payment information confirmation unit 425. [

When the settlement request information is received through the settlement request receiving unit 415, the terminal side check unit 420 uses the mapping relation between the unique code registered in the storage medium designated through the registration processing unit 405 and unique information Owned wireless terminal 300 (or the application 325 of the wireless terminal 300) corresponding to the unique information mapped with the unique code included in the payment request information. If the unique information mapped to the unique code is not confirmed, the terminal side confirmation unit 420 suspends settlement of the payment information, or suspends settlement of the settlement information of the user-owned wireless terminal 300 through the settlement apparatus 100 Unique information can be provided.

On the other hand, when providing payment information to the application 325 of the user-owned wireless terminal 300, the payment information confirmation unit 425 transmits the payment information to the user who owns the OBD interworking device 200 based on the payment request information Confirm or calculate the payment amount to be requested.

According to the first settlement request information embodiment of the present invention, when the settlement amount is included in the settlement request information, the settlement information verification unit 425 can check the settlement amount included in the settlement request information.

If the payment request information includes a value calculation parameter required to calculate a payment amount according to the second payment request information embodiment of the present invention, the payment information verification unit 425 may determine whether the OBD The payment amount to be requested to the user who owns the device 200 can be calculated.

If the settlement request amount determined by the settlement apparatus 100 is included in the settlement request information according to the third settlement request information embodiment of the present invention, (For example, a discount rate when payment is made using the mobile terminal 200) or a condition (for example, application of a discount coupon or a credit point held by a user who owns the OBD interlock device 200) Can be calculated.

When the settlement request amount and the amount calculation parameter determined by the settlement apparatus 100 are included in the settlement request information according to the fourth settlement request information embodiment of the present invention, The settlement amount can be calculated by adjusting the settlement amount.

If the payment amount to be requested to the user who owns the OBD interlock device 200 is confirmed / calculated, the payment information confirmation unit 425 includes the confirmed / calculated payment amount, It is possible to confirm the payment information that further includes the merchant information corresponding to the off-line base having the device 100. [

According to the embodiment of the present invention, the payment information confirmation unit 425 can check the payment information including the payment amount and the merchant information together with the unique code included in the payment request information.

The payment confirmation processing unit 385 transmits the authentication code generated by the operation module 250 of the OBD interlock device 200 to the application 325 of the wireless terminal 300 confirmed through the terminal confirmation unit 420 The requesting request information can be transmitted to the application 325 of the wireless terminal 300 to request the authentication code generated by the operation module 250 of the OBD interworking device 200. [ Meanwhile, when the payment information including the payment amount is confirmed through the payment information confirmation unit 425, the payment confirmation processing unit 385 checks the payment information of the wireless terminal 300 confirmed through the terminal side confirmation unit 420 The payment information confirmed by the payment information confirmation unit 425 is transmitted to the application 325 so that the application 325 of the wireless terminal 300 is created in the operation module 250 of the OBD interworking device 200 You can request one verification code.

4, the operation server 400 includes an operating module 400 of the vehicle-mounted OBD interworking device 200 that performs short-range wireless communication with the wireless terminal 300 from the application 325 of the user-possessed wireless terminal 300, A payment confirmation receiving unit 435 for receiving payment confirmation information including the authentication code generated by the payment confirmation information generation unit 250 and an authentication code authentication unit 440 for processing the validity of the authentication code included in the payment confirmation information And a payment procedure processing unit 445 for performing a process of processing a payment requested from the payment apparatus 100 through the payment means of the user when the validity of the authentication code is authenticated.

The application 325 of the user-possessed wireless terminal 300 transmits the authentication code generated by the operation module 250 of the vehicle-mounted OBD interworking device 200 that performs short-distance wireless communication with the wireless terminal 300 from the application 325 And transmits and transmits settlement confirmation information including the authentication code generated by the operation module 250 of the OBD interlock device 200. The settlement confirmation receiver 435 receives the application 325) including the authentication code generated by the operation module (250) of the OBD interlock device (200). Meanwhile, when a predetermined PIN for payment processing is registered in the operation server 400 according to an embodiment of the present invention, the application 325 of the wireless terminal 300 receives the PIN for the payment processing, The payment confirmation receiver 435 may construct the payment confirmation information including the authentication code generated by the operation module 250 of the mobile terminal 200 and the input PIN to the operation server 400, Receives the payment confirmation information including the PIN and the authentication code from the application 325 of the payment server 300 and authenticates the validity of the PIN. Meanwhile, when the payment method information of the user is registered in the secure medium interlocked with the operation server 400 according to the embodiment, the application 325 of the wireless terminal 300 identifies the payment method information of the registered user And transmits the payment confirmation information including the identification value of the payment means information to the operation server 400. In this case, the settlement confirmation information including the payment procedure Can be processed using the payment means information of the user corresponding to the genital identification value.

When the payment confirmation information including the authentication code generated by the operation module 250 of the OBD interlock device 200 is received through the payment confirmation receiver 435, the authentication code authentication unit 440 transmits the payment confirmation information The validity of the authentication code included in the authentication code is authenticated.

According to the first authentication code authentication method of the present invention, the authentication code authentication unit 440 may include an authentication rule (e.g., an authentication rule) for authenticating the validity of an authentication code to be generated in the operation module 250 of the OBD interworking device 200 , A seed value matched with a seed used to generate an authentication code in the operation module 250 of the OBD interworking device 200 and a code value matching with a code generation algorithm used to generate an authentication code in the operation module 250 And when the payment confirmation information including the authentication code is received through the payment confirmation receiver 435, the authentication code generated by the operation module 250 is authenticated using the authentication rule (For example, a code generated by substituting the seed value stored in the authentication rule and the dynamically determined seed value into the code generation algorithm corresponding to the authentication rule) The validity of the authentication code included in the payment confirmation information in the code can be authenticated.

According to the second authentication code authentication method of the present invention, the authentication code authenticating unit 440 authenticates the authentication code generated by the operation module 250 of the OBD interworking device 200 with a specified authentication server (e.g., an OTP authentication server (For example, authentication server information, information set to be provided to the authentication server for validity authentication of the authentication code, and the like) to receive authentication through the payment confirmation receiving unit 435, Code is received, the validity of the authentication code included in the payment confirmation information is authenticated through the specified authentication server using the authentication rule, and the authentication result authenticated through the authentication server is confirmed .

According to the third authentication code authentication embodiment of the present invention, the payment request information received from the settlement device 100 is transmitted to the operation module of the OBD interlock device 200 according to the third or fourth unidirectional radio signal transmission embodiment The authentication code authentication unit 440 generates the authentication code for the short-range wireless communication by the operation module 250 of the OBD interworking device 200 and transmits the short- The validity of the authentication code included in the payment confirmation information can be authenticated by comparing the authentication code included in the payment confirmation information with the authentication code received from the payment apparatus 100 have.

According to the fourth authentication code authentication embodiment of the present invention, the authentication code authentication unit 440 determines whether the validity of the authentication code in the form of one or more partial selection or combination of the first to third authentication code authentication embodiments And the present invention can be included in the scope of the present invention.

When the payment method information of the user is registered in a security medium that can be interlocked with the operation server 400, the payment processing processing unit 445 transmits the authentication code to at least one of the first to fourth authentication code authentication embodiments, The settlement means information of the user registered in the secure medium is extracted based on the authentication result of the authentication of the settlement request information (or the settlement information) so that the settlement procedure for the settlement request information (or the settlement information) is performed through the designated settlement server Can be processed. Meanwhile, in the embodiment of the present invention, any payment method and payment means used for processing payment information may be any payment method and payment means.

On the other hand, when the settlement means information of the user is not registered in the secure medium interlocking with the operation server 400, the settlement processing unit 445 may transmit the settlement information to the secure server through at least one of the first to fourth authentication code authentication embodiments. (If the payment information is not provided to the user's wireless terminal 300, payment information can be further provided), and the user's wireless terminal 300 The terminal 300 can perform a payment procedure for the payment information using the payment method available in the wireless terminal 300 and the payment means of the user. Meanwhile, in the embodiment of the present invention, any payment method and payment means used for processing payment information may be any payment method and payment means.

According to the embodiment of the present invention, the payment procedure processing unit 445 may process the payment approval procedure corresponding to the payment procedure of the application 325 of the wireless terminal 300 and / The settlement result of the payment procedure can be confirmed from the payment server (or the financial company server) that performed the settlement process and the confirmed payment result is transmitted to the payment device 100 or the app 325 of the user- .

FIG. 5 is a diagram illustrating an operation process of the OBD interlock device 200 according to an embodiment of the present invention.

5 illustrates an operation process of the operation module 250 of the OBD interlock device 200 for transmitting a unidirectional radio signal including an identification code designated by power supply. (See, for example, FIGS. 5A and 5B), it is possible to perform various operations (for example, omitting some steps or changing the order) of the operation process of the OBD interlock device 200, However, the present invention includes all of the above-mentioned embodiments, and the technical features of the present invention are not limited by the method shown in FIG.

Referring to FIG. 5, when operation power is supplied to the operation module 250 of the OBD interlock device 200, the operation module 250 of the OBD interlock device 200 determines whether the unidirectional wireless signal is transmitted (505). According to an embodiment of the present invention, the operation module 250 of the OBD interlock device 200 may transmit a unidirectional radio signal at the same time as power is supplied and / or an operation part 225 provided in the OBD interlock device 200, And / or short-range wireless communication between the operating module 250 of the OBD interworking device 200 and the user wireless terminal 300 is connected or the user wireless terminal 300 Directional radio signal can be transmitted according to the instruction of the mobile station.

If the unidirectional wireless signal is transmitted, the operating module 250 of the OBD interworking device 200 transmits the unidirectional wireless signal through the unidirectional wireless signal according to at least one embodiment of the first to fifth unidirectional wireless signal transmission embodiments of the present invention. (510) a unique code to be transmitted and / or an identification code including an authentication code.

If the identification code to be transmitted through the unidirectional wireless signal is confirmed, the operation module 250 of the OBD interlock device 200 confirms whether the vehicle power of the OBD interlock device 200 is being supplied from the vehicle 515). If it is not in the state of receiving the vehicle power, the unidirectional wireless signal including the identification code is transmitted (520) using the charging power charged in the OBD interlock device 200 (520) (For example, amplified to a maximum value or amplified to a predetermined value) based on the vehicle power source, and transmits a unidirectional radio signal including the identification code (525).

6 is a diagram illustrating a short-range wireless communication connection process between a user's OBD interworking device 200 and a user's wireless terminal 300 according to an embodiment of the present invention.

6 shows a process of connecting a short-range wireless communication between an operation module 250 of a vehicle-stationary OBD interlock device 200 and a user's wireless terminal 300. In the technical field of the present invention, Those skilled in the art will be able to refer to and / or modify the FIG. 6 to infer various implementations of the short-range wireless communications connection process (e.g., omitting some of the steps or changing the order) However, the present invention includes all of the above-described embodiments, and the technical features of the present invention are not limited only by the method shown in FIG.

Referring to FIG. 6, during operation of the OBD interlock device 200, the operation module 250 of the OBD interlock device 200 may be connected to the user wireless terminal 300 (600) whether the communication identification information is stored in the designated storage area of the operation module (250). If the communication ID information of the user wireless terminal 300 is not stored in the operation module 250 of the OBD interworking device 200, the operation module 250 of the OBD interworking device 200 connects the short- (Eg, a pairing procedure) for identifying the user wireless terminal 300 (605), and the user's wireless terminal 300 is also connected to a vehicle-mounted OBD A process of identifying the operation module 250 of the device 200 is performed (605).

The operation module 250 of the OBD interworking device 200 acquires communication identification information of the identified user wireless terminal 300 and transmits the communication identification information of the user wireless terminal 300 to the designated storage And then the operation module 250 of the OBD interworking device 200 stores the communication identification information of the user wireless terminal 300 stored in the storage area, It is possible to connect a short-range wireless communication. Meanwhile, the application 325 of the wireless terminal 300 identifies the operation module 250 of the OBD interworking device 200 and also transmits the communication identification information of the operation module 250 of the OBD interworking device 200 (615). ≪ / RTI >

When the communication identification information of the user wireless terminal 300 is stored in the operation module 250 of the OBD interlock device 200, the operation module 250 of the OBD interlock device 200 uses the communication identification information The application 325 of the user wireless terminal 300 is also connected to the operating module 300 of the vehicle-mounted OBD interworking device 200 by connecting the near- And short-range wireless communication is established with the operation module 250 of the OBD interlock device 200 using the communication identification information of the OBD interrogator 250 (620).

Meanwhile, when short range wireless communication is established with the operation module 250 of the OBD interworking device 200, the application 325 of the wireless terminal 300 transmits the unidirectional wireless communication of the operation module 250 of the OBD interworking device 200. [ And confirms whether to perform a procedure for setting a unique code for transmitting the signal (625). If the inherent code for transmitting the unidirectional radio signal is set to the operating module 250 of the OBD interworking device 200, the app 325 of the wireless terminal 300 transmits the first to fifth unidirectional radio signals A procedure for setting a unique code for transmitting a unidirectional radio signal to the operation module 250 of the OBD interworking device 200 through the short-range wireless communication may be performed so as to comply with at least one embodiment of the present invention (630).

FIG. 7 is a diagram illustrating a process of registering a unique code transmitted through a unidirectional wireless signal in the operation module 250 of the OBD interlocking device 200 according to an embodiment of the present invention.

More specifically, FIG. 7 is a block diagram of an inherent code transmitted through a unidirectional radio signal in the operation module 250 of the vehicle-mounted OBD interlock device 200 and a user-owned wireless terminal 300 having the OBD interlock device 200 (Or an application 325 of the wireless terminal 300), and registers the unique information for identifying the unique information. Referring to FIG. 7 and FIG. 7, The present invention can be applied to various embodiments (for example, omitting some steps or changing the order) of the inherent code registration process, And the technical characteristics thereof are not limited only by the method shown in FIG.

Referring to FIG. 7, an application 325 of a user-possessed wireless terminal 300 receives proprietary information (e.g., a phone number (e.g., a phone number)) unique to a user-owned wireless terminal 300 that owns the OBD interworking device 200, Unique identification information (e.g., an application 325 identification value, a device token, a push token, a UUID, etc.) that uniquely identifies the application 325 installed in the wireless terminal 300 owned by the user, The UDID and the like) and requests registration to the designated operation server 400 in operation 700. The operation server 400 transmits the registration request to the user-owned wireless terminal 300 (or the wireless terminal 300) 300), and stores the unique information in a designated storage medium (705).

The application 325 of the wireless terminal 300 is connected to the operation module 250 of the vehicle-mounted OBD interworking device 200 through the process shown in FIG. The operation module 250 checks (710) a unique code to be transmitted via the unidirectional radio signal, and / or transmits the unique code to the operation module 250 of the vehicle-mounted OBD interlock device 200 through the process shown in FIG. 5 (710), and confirms the inherent code of the vehicle-mounted OBD interworking device 200 that the user inputs through the wireless terminal 300 (710).

If the unique code to be transmitted through the unidirectional radio signal is confirmed in the operation module 250 of the OBD interworking device 200, the application 325 of the wireless terminal 300 transmits the unique code to the OBD interworking device 400, The operation server 400 requests registration of the unique code of the unidirectional wireless signal transmitted from the operating module 250 of the wireless terminal 200 from the application 325 of the wireless terminal 300 The mobile terminal 300 receives the unique code transmitted through the unidirectional wireless signal from the operation module 250 of the wireless terminal 300 and transmits the unique code of the user- And stores it in a designated storage medium (720). Meanwhile, when the operation module 250 of the OBD interworking device 200 further transmits an authentication code through a unidirectional wireless signal, the operation server 400 may set an authentication rule for authenticating the validity of the authentication code. Meanwhile, the application 325 of the wireless terminal 300 receives the payment method information of the user and requests registration to the operation server 400 according to the method, and the operation server 400 transmits the payment method information You can register and store it on secure media.

According to the embodiment of the present invention, the application 325 of the wireless terminal 300 is connected to the operation server 400 and transmits the unidirectional wireless signal The application 325 of the wireless terminal 300 receives from the operational server 400 the operation code of the operating module 400 of the OBD interworking device 200 The payment apparatus 100 recognizing the unidirectional wireless signal transmitted from the payment apparatus 250 can perform the payment settlement procedure requested by the payment apparatus.

Meanwhile, the application 325 of the wireless terminal 300 confirms (730) the unique code registered through the operation server 400 and transmits the unique code registered in the application 325 of the wireless terminal 300 (or the application 325 of the wireless terminal 300) (Step 735). If the registered unique code is confirmed, the application 325 of the wireless terminal 300 transmits the unique code of the mobile station 300 through the process shown in FIG. 6 (740) a unique code actually transmitted from the operation module 250 of the OBD interlock device 200 through the unidirectional wireless signal through short-range wireless communication with the operation module 250 of the OBD interlock device 200, (740), recognizes the unidirectional radio signal actually transmitted from the operation module 250 of the vehicle-mounted OBD interlock device 200 through the process shown in FIG. 5, The unique code of the unidirectional radio signal actually transmitted from the operation module 250 of the device 200 is And checks whether it matches the unique code registered through the operation server 400 (745). If the unique code of the unidirectional radio signal actually transmitted from the operation module 250 of the OBD interworking device 200 is matched with the registered unique code, the application 325 of the wireless terminal 300 transmits, It is possible for the payment device 100 that has recognized the unidirectional wireless signal transmitted from the operation module 250 of the OBD interlock device 200 to perform a payment requested payment process.

FIG. 8 is a diagram illustrating a payment request process using a unidirectional wireless signal transmitted from the operation module 250 of the OBD interlocking device 200 according to an embodiment of the present invention.

8 is a flowchart illustrating an operation of a billing apparatus 100 that receives a unidirectional wireless signal transmitted from an operation module 250 of a vehicle-stationary OBD interlock device 200, Upon receipt of the request information, the operation server 400 receives the payment request information and confirms the payment information including the payment amount to be paid to the user who owns the OBD interlock device 200 corresponding to the unique code Those skilled in the art will be able to refer to and / or modify the FIG. 8 to understand various ways of implementing the payment request process (e.g., some steps may be omitted, However, the present invention is not limited to the above-described embodiments, Features are not limited.

Referring to FIG. 8, the payment apparatus 100 receives (800) a unidirectional radio signal transmitted from the operation module 250 of the OBD interworking apparatus 200 approaching within an effective range through the process shown in FIG. 5, , Reads the received unidirectional radio signal and checks the unique code of the unidirectional radio signal transmitted from the operation module 250 of the OBD interlock device 200 accessed within the valid range (805) The authentication code included in the wireless signal can be further confirmed (805).

The payment device 100 recognizing the unique code and / or the authentication code of the unidirectional wireless signal transmitted from the operation module 250 of the OBD interlock device 200 accessed within the effective range is the first to the fifth payment Request information including the unique code and / or the authentication code recognized through the unidirectional wireless signal transmitted from the operation module 250 of the OBD interlock device 200 accessed within the valid range using at least one embodiment of the embodiment The settlement request information is configured (810), and the settlement request information is transmitted to the operation server (815).

The operation server 400 receives at least one of the first to fifth payment request information embodiments of the present invention from the payment device 100 that recognizes the unidirectional wireless signal transmitted from the operation module 250 of the OBD interworking device 200 The payment request information configured through one embodiment is received (820). The operation server 400 confirms the unique code included in the payment request information and extracts unique information mapped to the unique code using the mapping relationship between the unique code and the unique information registered through the process shown in FIG. (825) the application 325 of the user-owned wireless terminal 300 corresponding to the application 325.

FIG. 9 is a diagram illustrating a payment confirmation process using an authentication code generated by the operation module 250 of the OBD interworking device 200 as a user-owned wireless terminal 300 according to an embodiment of the present invention.

9 is a flowchart illustrating an operation of the OBD interworking apparatus 200 according to an embodiment of the present invention after the operation server 400 requests an authentication code generated by the operation module 250 of the OBD interworking apparatus 200 to the application 325 of the user- 300 and receiving the payment confirmation information including the authentication code generated by the operation module 250 from the application 325 of the mobile communication terminal 300. As a person skilled in the art, Referring to and / or modified with respect to FIG. 9, it will be appreciated that various implementations of the payment verification process (e.g., some steps may be omitted or alternate procedures) may be inferred, And the technical features thereof are not limited only by the method shown in FIG.

Referring to FIG. 9, the operation server 400 transmits an application 325 of the user-owned wireless terminal 300, which is confirmed through the process shown in FIG. 8, to the operation module 250 of the OBD interworking device 200 The application 325 of the wireless terminal 300 is transmitted from the operation server 400 to the operation module 250 of the OBD interworking device 200 And receives request information requesting one authentication code (905).

The application 325 of the wireless terminal 300 determines whether to perform the procedure of acquiring the authentication code from the operation module 250 of the OBD interworking device 200 at operation 910. If the procedure of acquiring the authentication code is performed, the application 325 of the wireless terminal 300 may access the operation module 250 of the OBD interworking device 200 to which the short- The operation module 250 of the OBD interworking device 200 transmits the code request information requesting the authentication code through the short-range wireless communication to the OBD interworking device 200 through the process shown in FIG. And receives code request information for requesting an authentication code from the connected wireless terminal 300 through the short distance wireless communication (920).

The operation module 250 of the OBD interworking device 200 generates (or confirms) an authentication code to be provided to the user's wireless terminal 300 (925), and transmits the authentication code to the user's wireless terminal 300) with the generated (or confirmed) authentication code (930).

The app 325 of the wireless terminal 300 acquires 935 an authentication code generated by the operation module 250 of the OBD interworking device 200 through the short distance wireless communication and transmits the authentication code to the OBD interworking device 200. [ (940) and transmits the payment confirmation information including the authentication code generated by the operation module 250 of the mobile communication terminal 100 to the operation server 400 (945). The operation server 400 receives payment confirmation information including the authentication code generated by the operation module 250 of the OBD interworking device 200 from the application 325 of the wireless terminal 300 in operation 950.

FIG. 10 is a diagram illustrating a payment confirmation process using an authentication code generated by the operation module 250 of the OBD interworking device 200 by a user-owned wireless terminal 300 according to another embodiment of the present invention.

In more detail, in FIG. 10, the payment information including the payment amount is confirmed in the operation server 400, transmitted to the application 325 of the user-owned wireless terminal 300, and then transmitted to the application 325 of the wireless terminal 300. [ And receiving the payment confirmation information including the authentication code generated by the operation module 250 from the service provider 200. It should be understood by those skilled in the art that reference is made to the drawings and / It will be understood by those skilled in the art that various changes and modifications may be made without departing from the spirit and scope of the present invention as defined by the appended claims and their equivalents. The technical features thereof are not limited by the implementation method shown in FIG.

Referring to FIG. 10, the operation server 400 receives the payment request information included in the payment request information according to at least one embodiment of the first to fifth payment request information embodiments of the present invention, (1000) the payment amount to be requested to the user who owns the OBD interlock device 200 corresponding to the inherent code.

If the settlement amount is confirmed or calculated, the operation server 400 includes the settlement amount, and further includes a unique code included in the settlement request information according to the method of operation and / (Step 1005). In step 1005, the payment information including the merchant information corresponding to the off-line base including the merchant information is checked. The operation server 400 transmits the payment information to the application 325 of the user-owned wireless terminal 300 identified through the process shown in FIG. 8 (1010), and the application 325 of the wireless terminal 300 Receives the payment information from the operation server 400 and outputs the payment information (1015).

The application 325 of the wireless terminal 300 determines whether to perform the procedure of acquiring the authentication code from the operation module 250 of the OBD interworking device 200 in operation 1020. If the procedure of acquiring the authentication code is performed, the application 325 of the wireless terminal 300 may access the operation module 250 of the OBD interworking device 200 to which the short- The operation module 250 of the OBD interworking device 200 transmits the code request information requesting the authentication code through the short distance wireless communication to the OBD interworking device 200 through the process shown in FIG. And receives code request information for requesting an authentication code from the connected wireless terminal 300 through the short distance wireless communication (1030).

The operation module 250 of the OBD interworking device 200 generates (or confirms) an authentication code to be provided to the user's wireless terminal 300 (1035), and transmits the authentication code to the user's wireless terminal 300) with the generated (or verified) authentication code (1040).

The app 325 of the wireless terminal 300 acquires the authentication code generated by the operation module 250 of the OBD interworking device 200 through the short distance wireless communication 1045 and transmits the authentication code to the OBD interworking device 200. [ (1050) and transmits the payment confirmation information including the authentication code generated by the operation module (250) of the terminal (400) to the operation server (105). The operation server 400 receives payment confirmation information including an authentication code generated by the operation module 250 of the OBD interworking device 200 from the application 325 of the wireless terminal 300 in operation 1060.

11 is a diagram illustrating an unidirectional wireless signal transmitted from the operation module 250 of the vehicle-mounted OBD interlock device 200 and an operation module 250 of the OBD interlock device 200 according to an embodiment of the present invention, FIG. 1 is a diagram showing a settlement processing process in which short-range wireless communication is combined.

FIG. 11 is a detailed block diagram of a payment apparatus 100 receiving a unidirectional radio signal transmitted from an operation module 250 of a vehicle-mounted OBD interlock apparatus 200 through the process shown in FIG. 5, The payment request information transmitted to the operation server 400 is received through the process of FIG. 9 or FIG. 10, and the application 325 of the user-owned wireless terminal 300 receives the payment request information transmitted from the vehicle-mounted OBD When the payment confirmation information including the authentication code acquired from the operation module 250 of the interlock device 200 is received by the operation server 400, the operation server 400 processes the validity of the authentication code to be authenticated, 100, it will be understood by those skilled in the art that various modifications and variations of the present invention may be made without departing from the spirit and scope of the present invention by referring to and / Conduct It is to be understood that the invention may be practiced otherwise than as specifically described herein, but it is to be understood that the invention is not limited to the particular embodiments set forth herein, Features are not limited.

Referring to FIG. 11, the operation server 400 confirms the authentication code included in the payment confirmation information received from the application 325 of the user-possessed wireless terminal 300 through the process of FIG. 9 or FIG. 10, The authentication code generated by the operation module 250 of the OBD interworking device 200 for short-range wireless communication with the user-possessed wireless terminal 300 through at least one of the first through fourth authentication codes according to the present invention, (1100). ≪ / RTI >

If the validity of the authentication code is not authenticated, the operation server 400 generates a settlement result corresponding to a settlement error (1105), and transmits a settlement result corresponding to the settlement error to the app (Step 1120), and the application 325 of the wireless terminal 300 receives and outputs the payment result (step 1125). Meanwhile, the operation server 400 provides the settlement result corresponding to the settlement error to the settlement apparatus 100 (1120), and the settlement apparatus 100 receives the settlement result and transmits the settlement result to the OBD interworking apparatus 200. [ As a settlement result of a payment request for a unidirectional wireless signal transmitted from the operation module 250 of FIG.

Meanwhile, when the validity of the authentication code is authenticated, the operation server 400 processes the payment requested from the payment apparatus 100 through the process of FIG. 8 using the payment means information of the user registered and registered in the designated security medium A payment procedure may be performed 1110a. Alternatively, the operation server 400 may perform a payment procedure for processing a payment requested from the payment apparatus 100 through the process of FIG. 8 in cooperation with the application 325 of the wireless terminal 300 (1110b ), The wireless terminal 300 can perform a payment procedure for processing the payment using the designated payment method and payment means (1110c).

If the settlement process for the payment procedure is completed, the operation server 400 confirms the settlement result for the settlement process (1115) and transmits the settlement result corresponding to the settlement process to the mobile terminal 300 The application 325 of the wireless terminal 300 receives the payment result and outputs the payment result to the application 325 of the wireless terminal 300 (1125). Meanwhile, the operation server 400 provides the settlement result corresponding to the settlement processing to the settlement apparatus 100 (1120), and the settlement apparatus 100 receives the settlement result and transmits the settlement result to the OBD interworking apparatus 200. [ As a settlement result of a payment request for a unidirectional wireless signal transmitted from the operation module 250 of FIG.

100: Payment device 200: OBD interlock device
205: body part 210: power supply part
212: connection part 214:
215: power conversion unit 220: power charging unit
225: Operation part 230: Display part
235: OBD port device 240: OBD interlocking module
242: OBD collector 244: Information manager
250: Operation module 254:
258: communication identification unit 262: communication connection unit
266: Communication processing unit 270: Code checking unit
274: code generation unit 278: signal transmission unit
282: Request confirmation unit 286: Code transmission unit
290: memory unit 294: RF processor
300: wireless terminal 302:
304: Screen output unit 306: User input unit
308: Local area wireless communication unit 310: Cable communication unit
312: local area network communication unit 314: wireless network communication unit
316: sound processing unit 318: USIM reader unit
320: Memory part 325: App
330: module identification part 335: module connection part
340: module communication unit 345: module management unit
350: signal recognition unit 355: signal analysis unit
360: registration request unit 365:
370: Information receiving unit 375:
380: Authentication code acquisition unit 385: Payment confirmation processing unit
390: Payment procedure part 400: Operational server
405: Registration processing unit 410: Authentication rule setting unit
415: Payment Request Receiving Unit 420: Terminal-
425: payment information confirmation unit 430: payment confirmation request unit
435: payment confirmation reception unit 440: authentication code authentication unit
445: Payment Process Processor

Claims (13)

In a method executed by a server,
The OBD interlocking device of the user having the operation module having the unidirectional wireless signal transmitting function and the short-range wireless communication function, the unique code transmitted through the unidirectional wireless signal and the user's own wireless terminal Or a program of a wireless terminal) and stores the unique information;
A second step of receiving payment request information including a unique code recognized through the unidirectional radio signal from a settlement device which receives a unidirectional radio signal transmitted from an operation module of the vehicle-mounted OBD interlock device;
(Or a program of the wireless terminal) corresponding to the unique information mapped to the unique code, the payment confirmation information including the authentication code generated by the operation module of the OBD interlock device and provided to the wireless terminal through the short- A third step of receiving the data; And
And a fourth step of performing a payment procedure requested through the payment request information by verifying the validity of the authentication code included in the payment confirmation information.
The method of claim 1, wherein the user-
Wherein the short-range wireless communication is performed in short-range wireless communication with the operating module of the vehicle-mounted OBD interlock device.
3. The method according to claim 1 or 2,
Wherein the short-range wireless communication includes pairing-based Bluetooth data communication,
Wherein the unidirectional radio signal comprises a Bluetooth-based unidirectional radio signal.
2. The method of claim 1,
A code unique to the operating module of the OBD interlock,
And a unique code provided by a user-owned wireless terminal that performs short-range wireless communication with an operating module of the OBD interworking device. The two-channel payment method using the vehicle-mounted OBD interworking apparatus according to claim 1,
2. The OBD interlock system according to claim 1,
A body portion having a trunk structure to be mounted on the vehicle;
A power supply unit which is supplied with vehicle power of the vehicle;
A power charging unit charging the charging power supply based on the vehicle power supplied through the power supply unit;
An OBD interlock module provided in the body and operated through at least one power source of the vehicle power source and the charging power source and collecting and managing diagnostic information from OBD in the vehicle; And
And a controller for controlling the operation of the OBD interlock module by operating the at least one power source of the vehicle power source and the charging power source and controlling the operation of the OBD interlocking module and outputting a Bluetooth based unidirectional wireless signal including a predetermined code at a designated signal intensity And an operating module for processing the pairing-based Bluetooth-based data communication with a designated user wireless terminal at a short distance. 2. The two-channel payment method using the vehicle-mounted OBD interworking apparatus according to claim 1,
The method according to claim 1,
When the payment request information is received,
A second step of confirming payment information including a payment amount to be requested to a user who owns the OBD interlock device corresponding to the unique code; And
And a second step of processing the payment information to be provided to the user's wireless terminal using the unique information mapped to the unique code,
Wherein the third step is to receive the payment confirmation information including the authentication code from the wireless terminal provided with the payment information.
7. The method according to claim 6,
Wherein the user terminal is used in a payment procedure through the program of the user-owned wireless terminal.
The method according to claim 6,
Wherein the payment request information includes a payment amount determined by the payment apparatus,
Wherein the step (2-1) comprises checking payment information including a payment amount included in the payment request information.
The method according to claim 6,
The settlement request information includes a cost calculation parameter required to calculate a settlement amount,
Wherein the second step includes calculating the payment amount using the amount calculation parameter included in the payment request information and confirming the payment information including the calculated payment amount. 2-channel payment method.
The method according to claim 1,
The first step further comprises storing authentication information for authenticating an authentication code to be generated in an operation module of the OBD interlock device,
Wherein the third step further includes processing the validity of the authentication code included in the payment confirmation information to be authenticated using the authentication information.
The method according to claim 1,
Wherein the unidirectional wireless signal further comprises an authentication code generated by an operation module of the OBD interlock device together with the unique code,
Wherein the second step includes receiving payment request information including the unique code and the authentication code from the payment apparatus,
Wherein the third step further includes processing the validity of the authentication code included in the payment confirmation information to be authenticated using the authentication code of the payment request information. Channel payment method.
12. The method of claim 1, 10 or 11,
A disposable code generated by dynamically generating at least one of information provided in an operation module of the OBD interworking device, information dynamically determined in the operation module, and information provided from a program of a user-owned wireless terminal through short-
The information provided in the operation module of the OBD interworking device, the information dynamically determined in the operation module, and the information provided from the program of the user-owned wireless terminal through the near field wireless communication, code,
The information provided in the operation module, information dynamically determined in the operation module, and information received from the program of the user-owned wireless terminal through near field wireless communication using the certificate provided in the operation module of the OBD interworking device And the at least one code among the digitally signed codes is included in the two-channel settlement type OBD interlocking device.
The method according to claim 1,
A fifth step of confirming a settlement result for the settlement procedure; And
And providing the settlement result to the payment device or the program of the user-possessed wireless terminal.

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