KR20180056477A - Method for Providing Payment by using Black Box Device - Google Patents

Abstract

According to the present invention, a payment method using a black box device which is executed by a server, comprises: a first step of mapping and storing a unique code transmitted through a unidirectional wireless signal from a black box device including a chip module having a transmission function of the unidirectional wireless signal and mounted in a user vehicle, and unique information uniquely identifying a wireless terminal (or program of a wireless terminal) carried by a user having the black box device; a second step of receiving payment request information including the unique code recognized through the unidirectional wireless signal from a payment device which receives the unidirectional wireless signal transmitted by the chip module of the black box device; a third step of checking payment information including a payment amount to be paid by the user having the black box device corresponding to the unique code when the payment request information is received; and a fourth step of providing the payment information to the program of the wireless terminal carried by the user by using the unique information mapped with the unique code. The payment information is used in a payment procedure that allows intervention of the program of the wireless terminal carried by the user. Accordingly, a unidirectional wireless signal transmitted by a black box device owned by a user is received and recognized to specify the user so as to provide a payment service.

Description

[0001] The present invention relates to a payment method using a black box device,

A black box device having a chip module having a unidirectional radio signal transmitting function is used to transmit a request for payment to a payment device that recognizes a unidirectional wireless signal transmitted from the user's own black box device .

Since the Bluetooth version 4.0 released in June 2010, Bluetooth Smart has been transmitting beacon signals without specifying the receiver side in BLE (Bluetooth Low Energy). The recently released smartphone can recognize the beacon signal from Android 4.3 or later, and the iPhone can recognize the beacon signal after iOS5.

In the service using the conventional beacon signal, a beacon transmitter is installed at an off-line base point such as an affiliate shop, so that the same beacon signal is continually transmitted from the BLE, and a beacon signal is recognized from a user's smartphone approaching within a certain distance of the beacon transmitter And various services were offered. For example, in a conventional beacon-based service, if a user possesses a smartphone and approaches within a certain distance of the beacon transmitter, the smartphone recognizes a beacon signal transmitted from the beacon transmitter and transmits the beacon signal to a designated server. And provide information related to various services.

In a beacon-based service, if a service-related information provided to a user's smartphone is provided to an unspecified number of users, such as an advertisement, the beacon-based service can exhibit a powerful effect. However, since the beacon is designed to receive an unspecified number of beacons in the beginning, it is technically difficult to provide services to a specific smartphone. For example, when payment information is provided to a smartphone of a user who recognizes a beacon signal, all smartphones existing near the beacon transmitter receive the same beacon signal transmitted from the same beacon transmitter, It is difficult to determine whether to provide payment related information by specifying a smartphone of a specific user among smartphones receiving a signal. This is a fundamental problem of a beacon designed to transmit a signal to an unspecified object.

Moreover, since most users disable the Bluetooth function (or beacon reception function) of the smartphone for power saving, even if the beacon transmitter sends a beacon signal hardly, the probability of receiving the beacon service is extremely low. Even if the user activates the Bluetooth function (or beacon reception function) of the user's smartphone, since the beacon was originally designed in the BLE, the beacon signal can not be properly received from the smartphone even if there is some obstacle between the beacon transmitter and the smartphone .

In order to solve the above problems, it is an object of the present invention to provide a method and apparatus for transmitting a unique code transmitted through a unidirectional radio signal in a chip module of a user-owned black box device, And the payment request information including the unique code recognized through the unidirectional wireless signal is transmitted from the payment device that receives the unidirectional wireless signal transmitted from the chip module of the black box device The payment information including the payment amount to be requested to the user is received and provided as a program of the user-owned wireless terminal corresponding to the unique information mapped with the unique code, And a payment method using the apparatus.

The present invention relates to a settlement method using a black box device, and a payment method using a black box device according to the present invention is a method executed by a server, which comprises a chip module equipped with a unidirectional radio signal transmission function, A unique code to be transmitted through the unidirectional radio signal and unique information for uniquely identifying a user-owned wireless terminal (or a program of the wireless terminal) possessing the black box device is mapped and stored in the black box device mounted on the vehicle A second step of receiving settlement request information including a unique code recognized through the unidirectional radio signal from a settlement device receiving a unidirectional radio signal transmitted from a chip module of the black box device; Upon receipt of the information, the user who owns the black box device corresponding to the unique code includes the payment amount to be requested to be paid And a fourth step of providing the payment information to the program of the user-possessed wireless terminal using the unique information mapped with the unique code, And is used for the settlement procedure through the program of the wireless terminal.

According to the present invention, the chip module of the black box device has a bidirectional local communication function in addition to the unidirectional wireless signal transmission function, and the user-owned wireless terminal can perform bidirectional local communication with the chip module of the black box device . Meanwhile, the bidirectional local area communication includes pairing-based Bluetooth communication, and the unidirectional radio signal may include a Bluetooth-based beacon signal. Meanwhile, the bidirectional local area communication may include a cable connection based near field data communication, and the unidirectional wireless signal may include a Bluetooth based beacon signal. Meanwhile, the unique code may include at least one of code unique to the chip module of the black box device and unique code provided by a user-owned wireless terminal that performs bi-directional short distance communication with the chip module of the black box device.

According to the present invention, the black box device can amplify the unidirectional radio signal with a specified signal strength and send it.

According to the present invention, the unidirectional wireless signal may further include an authentication code generated by the chip module of the black box device together with the unique code, and the second step may include receiving the unique code and the authentication code from the payment device And receiving the payment request information, and when receiving the payment request information including the authentication code, authenticating the validity of the authentication code. Meanwhile, the authentication code may be generated by using information provided in the chip module of the black box device, information dynamically determined in the chip module, and information received from the program of the user-owned wireless terminal through bi- One or more pieces of information on the chip module of the black box device, information dynamically determined in the chip module, and information provided from the program of the user-owned wireless terminal through bidirectional local area communication, And the information provided in the chip module and the information dynamically determined in the chip module by using a certificate provided in the chip module of the black box device One or more of the received information And may include at least one of the signed signature codes.

According to the present invention, the unidirectional wireless signal further includes an authentication code provided from a user-owned wireless terminal that performs bi-directional short distance communication with the chip module of the black box device together with the unique code, And receiving payment request information including the unique code and the authentication code, and when the payment request information including the authentication code is received, authenticating the validity of the authentication code. On the other hand, the authentication code includes a random number code generated by the program of the user-possessed wireless terminal, a one-time code generated dynamically through the seed specified by the program of the user-possessed wireless terminal, information designated through the certificate specified by the program of the user- A random number generated by the designated server, a random number generated by the program of the user-owned wireless terminal, a random number generated by the program of the user-owned wireless terminal, And a signature code provided to the user's wireless terminal by signing the information specified through the certificate specified by the user.

According to the present invention, the payment request information includes the payment amount determined by the payment apparatus, and the third step may include checking the payment information including the payment amount included in the payment request information.

According to the present invention, the settlement request information includes a cost calculation parameter required to calculate a settlement amount, and the third step calculates a settlement amount using the cost calculation parameter included in the settlement request information, The payment information including the payment amount can be confirmed.

According to the present invention, the payment method using the black box device includes a fifth step of confirming a payment result of the payment information corresponding to the payment procedure processed through the program of the user-owned wireless terminal, And a sixth step of providing the payment result to a program of the owned wireless terminal.

According to the present invention, a signal transmitter for transmitting a unidirectional radio signal (for example, a beacon signal) to an off-line base station of an affiliated member or the like is provided and is not recognized by the user's smartphone, And receives and recognizes a unidirectional wireless signal transmitted from a black box device owned by a user at various off-line bases, thereby providing a settlement service by specifying a user.

1 is a view showing a configuration of a settlement processing system using a black box device owned by a user according to an embodiment of the present invention.
2 is a diagram showing a functional configuration of a black box device according to an embodiment of the present invention.
3 is a diagram illustrating a functional configuration of a user-possessed wireless terminal according to an embodiment of the present invention.
4 is a diagram illustrating a configuration of an operation server for processing a payment using a user-owned black box device in cooperation with a user-owned wireless terminal according to an embodiment of the present invention.
5 is a diagram illustrating an operation process of a black box device according to an embodiment of the present invention.
FIG. 6 is a diagram illustrating a bidirectional short-range communication connection procedure between a user's black box device and a user's wireless terminal according to an embodiment of the present invention.
7 is a diagram illustrating a process of registering a unique code transmitted through a unidirectional wireless signal in a chip module of a user-owned black box device according to an embodiment of the present invention.
8 is a diagram illustrating a payment request process using a unidirectional wireless signal transmitted from a chip module of a user-owned black box device according to an embodiment of the present invention.
9 is a view showing a settlement processing process using a unidirectional radio signal transmitted from a chip module of a user-owned black box device according to an embodiment of the present invention.

The operation principle of the preferred embodiment of the present invention will be described in detail with reference to the accompanying drawings and description. It should be understood, however, that the drawings and the following detailed description are exemplary and explanatory and are intended to provide further explanation of the invention, and are not to be construed as limiting the present invention.

In other words, the following embodiments correspond to the preferred embodiment of the preferred embodiment of the present invention. In the following embodiments, a specific configuration (or step) is omitted, or a specific configuration (or step) (Or steps), or an embodiment that incorporates functions implemented in more than one configuration (or step) into any one configuration (or step), a particular configuration (or step) It will be apparent that the present invention is not limited to the embodiments described below. Therefore, it should be clearly stated that various embodiments corresponding to subsets or combinations based on the following embodiments can be subdivided based on the filing date of the present invention.

In the following description of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the subject matter of the present invention rather unclear. The terms used below are defined in consideration of the functions of the present invention, which may vary depending on the user, intention or custom of the operator. Therefore, the definition should be based on the contents throughout the present invention.

As a result, the technical idea of the present invention is determined by the claims, and the following embodiments are merely means for effectively explaining the technical idea of the present invention to a person having ordinary skill in the art to which the present invention belongs Only.

1 is a diagram showing a configuration of a payment processing system using a black box device 200 owned by a user according to an embodiment of the present invention.

1 is a block diagram of a black box device 200 using a wireless terminal 300 of a user who owns a black box device 200 equipped with a chip module 230 having a unidirectional radio signal transmitting function 1 is a block diagram illustrating a system for processing a payment requested by a payment apparatus 100 that recognizes a unidirectional wireless signal to be transmitted. Referring to FIG. 1 and FIG. 1, / RTI > may be used to derive various implementations (e. G., Some of the components may be omitted, or broken down or combined) with respect to the configuration of the payment processing system using the black box device 200, All of the above-described embodiments are included, and the technical features thereof are not limited only by the method shown in FIG.

The system of the present invention includes a user-owned black box device 200 equipped with a chip module 230 having at least a unidirectional radio signal transmitting function and a black box device 200 mounted with the chip module 230 The wireless terminal 300 owned by the user and the unidirectional radio signal transmitted from the chip module 230 of the user owned black box device 200 are recognized by the user who owns the black box device 200 And an operation server 400 that communicates with the settlement apparatus 100 and / or the user-owned wireless terminal 300 via a designated path. The operating server 400 may be implemented as at least one server or a combination of two or more servers, and the present invention is not limited by the manner in which the operating server 400 is implemented. If the operating server 400 is implemented in the form of a combination of two or more servers, each server may be a server operated by two or more operators connected to each other, and thus the present invention is not limited thereto. The authentication of the black box device 200 according to the present invention may be performed in conjunction with the process of registering the black box device 200 of the user in the designated operation server 400, (200) in accordance with the present invention.

The black box device 200 is a general term for a device equipped with a chip module 230 having a function of transmitting a unidirectional radio signal to an unspecified subject without specifying an object to receive the radio signal, The chip module 230 of the mobile terminal 200 includes the bidirectional wireless signal transmitting function and the bi-directional local communication function for processing bidirectional local communication with the user-owned wireless terminal 300 possessing the black box device 200 .

The chip module 230 of the black box device 200 basically has a function of transmitting a unidirectional radio signal to an unspecified subject and identifies the user's own wireless terminal 300 possessing the black box device 200, Directional short distance communication with the user's wireless terminal 300. [ Since the unidirectional radio signal of the chip module 230 is transmitted without specifying an object, the unidirectional radio signal of the unidirectional radio signal is not received by the user's wireless terminal 300 but is present within a reception range of the unidirectional radio signal Or at least one signal receiving device for receiving the signal. According to an embodiment of the present invention, the signal receiving apparatus includes a settlement apparatus 100 for recognizing the unidirectional radio signal and requesting a user who owns the black box apparatus 200 to make a predetermined settlement.

According to the first black box device 200 of the present invention, the chip module 230 of the black box device 200 transmits a Bluetooth-based unidirectional wireless signal (for example, a Bluetooth-based beacon signal) Way wireless signal transmission function for broadcasting the user's own wireless terminal 300 and identifies or pairs the wireless terminal 300 owned by the user who owns the black box device 200 and transmits the wireless terminal 300 with the Bluetooth- Directional short-range communication function for processing communication.

According to the second black box device 200 of the present invention, the chip module 230 of the black box device 200 is a one-way wireless communication device that transmits a Bluetooth-based unidirectional wireless signal (for example, a Bluetooth-based beacon signal) And a bidirectional local area communication function for processing bidirectional local area cable communication with a wireless terminal 300 owned by the user who owns the black box device 200. [

However, it should be apparent that the bi-directional local communication function and the unidirectional radio signal transmission function of the chip module 230 mounted on the black box device 200 of the present invention are not limited to the above embodiments. The bi-directional local communication function of the chip module 230 may establish a direct communication session with a user's wireless terminal 300 located at a nearby location to enable bidirectional data communication. It may be a radio signal that can be reached to the various signal receiving apparatuses located in the vicinity of the wireless terminal 300 of the user located at a short distance without specifying. That is, the bi-directional short-range communication function and the unidirectional radio signal transmission function implemented in the chip module 230 of the present invention are not limited by a specific communication standard or signal standard. Even if any method is adopted, It is clear that it belongs to the scope of the right.

The unidirectional radio signal transmitted from the chip module 230 of the black box device 200 may be received by various signal receiving devices accessed by the user, / Is recognized.

The chip module 230 of the black box device 200 may be a unidirectional wireless communication device including a unique code unique to the chip module 230 of the black box device 200, The wireless signal can be transmitted.

The chip module 230 of the black box device 200 may include a unique code stored in the chip module 230 of the black box device 200 and a unique code stored in the black box device 230. [ Directional radio signal including the authentication code generated by the chip module 230 of the device 200. [ The authentication code generated by the chip module 230 of the black box device 200 may include information provided to the chip module 230 of the black box device 200 and information dynamically determined by the chip module 230 A one-time code dynamically generated by using one or more pieces of information provided from the program 325 of the user-owned wireless terminal 300 as a seed through bi-directional short distance communication, The information provided from the program 325 of the user-possessed wireless terminal 300 through the bidirectional short-range communication with information dynamically determined by the chip module 230 is decrypted through the designated operation server 400 The information provided in the chip module 230, the information dynamically determined in the chip module 230, and the bi-directional information, which are encrypted in the chip module 230, And may include at least one code among the signature codes obtained by digitally signing one or more pieces of information provided from the program 325 of the user-owned wireless terminal 300 via the short-range communication.

The chip module 230 of the black box device 200 may include a unique code stored in the chip module 230 of the black box device 200 and a unique code stored in the black box device 230. [ Directional radio signal including the authentication code provided from the user-owned wireless terminal 300 that performs bi-directional short distance communication with the chip module 230 of the device 200. [ The authentication code provided from the user-possessed wireless terminal 300 may be a random number generated in the program 325 of the user-possessed wireless terminal 300, a random number generated in the program 325 of the user- A one-off code dynamically generated through a seed, a signature code digitally signed through the certificate specified in the program 325 of the user-possessed wireless terminal 300, a signature code generated by the designated operation server 400, A random number code generated by the random number code provided to the program 325 of the user-owned wireless terminal 300 through the designated seed from the designated operating server 400, (325) of the user-possessed wireless terminal (300) by electronically signing the information designated through the certificate specified by the user (400) It may contain.

According to the fourth unidirectional wireless signal transmission embodiment of the present invention, the chip module 230 of the black box device 200 is a user-owned wireless terminal that performs bidirectional short distance communication with the chip module 230 of the black box device 200, Way radio signal including a unique code provided by the base station 300. [ In this case, even if a code unique to the chip module 230 of the black box device 200 is stored, the chip module 230 of the black box device 200 can obtain a unique unique code provided by the user- It is possible to transmit a unidirectional radio signal including a code.

The chip module 230 of the black box device 200 may be a user-owned wireless terminal that performs bi-directional short distance communication with the chip module 230 of the black box device 200, according to an embodiment of the fifth unidirectional wireless signal transmission method of the present invention. Way radio signal including the unique code provided by the chip module 300 and the authentication code generated by the chip module 230 of the black box device 200. [ The authentication code generated by the chip module 230 of the black box device 200 may include information provided to the chip module 230 of the black box device 200 and information dynamically determined by the chip module 230 A one-time code dynamically generated by using one or more pieces of information provided from the program 325 of the user-owned wireless terminal 300 as a seed through bi-directional short distance communication, The information provided from the program 325 of the user-possessed wireless terminal 300 through the bidirectional short-range communication with information dynamically determined by the chip module 230 is decrypted through the designated operation server 400 The information provided in the chip module 230, the information dynamically determined in the chip module 230, and the bi-directional information, which are encrypted in the chip module 230, And may include at least one code among the signature codes obtained by digitally signing one or more pieces of information provided from the program 325 of the user-owned wireless terminal 300 via the short-range communication.

The chip module 230 of the black box device 200 may be a user-owned wireless terminal that performs bi-directional short distance communication with the chip module 230 of the black box device 200, according to the sixth unidirectional wireless signal transmission embodiment of the present invention. Directional radio signal including the unique code provided by the wireless terminal 300 and the authentication code provided by the user-owned wireless terminal 300 that performs bi-directional short distance communication with the chip module 230 of the black box device 200 . The authentication code provided from the user-possessed wireless terminal 300 may be a random number generated in the program 325 of the user-possessed wireless terminal 300, a random number generated in the program 325 of the user- A one-off code dynamically generated through a seed, a signature code digitally signed through the certificate specified in the program 325 of the user-possessed wireless terminal 300, a signature code generated by the designated operation server 400, A random number code generated by the random number code provided to the program 325 of the user-owned wireless terminal 300 through the designated seed from the designated operating server 400, (325) of the user-possessed wireless terminal (300) by electronically signing the information designated through the certificate specified by the user (400) It may contain.

According to the seventh unidirectional wireless signal transmission embodiment of the present invention, the chip module 230 of the black box device 200 may partially or wholly select one or more of the first through sixth unidirectional radio signal transmission embodiments Directional radio signal can be transmitted in the form of a unique code and / or an authentication code, and the present invention clearly encompasses all embodiments that can be derived by modifying the embodiment as a scope of right.

Meanwhile, according to one embodiment of the present invention, the black box device 200 is mounted on a vehicle that the user travels and moves together with a user (or vehicle), and the chip module 230 of the black box device 200 The unidirectional radio signal transmitted from the unidirectional radio signal can be received by various signal receiving apparatuses that approach within the effective range of the unidirectional radio signal by the movement of the vehicle. According to an embodiment of the present invention, the signal receiving apparatus includes a settlement apparatus 100 for recognizing the unidirectional radio signal and requesting a user who owns the black box apparatus 200 to make a predetermined settlement. However, the embodiment implementing the present invention is not limited to the black box, and it is possible to implement the present invention through any device as long as it is movable with a user and has a bi-directional local communication function and a unidirectional radio signal transmission function I clarify it clearly.

The user-owned wireless terminal 300 is a collective term of a wireless communication device used by a user who owns the black box device 200 and preferably has a network communication function for connecting to a designated communication network. According to an embodiment of the present invention, the wireless terminal 300 may perform a bidirectional local communication function for processing at least one bidirectional data communication with the chip module 230 of the black box device 200 and / And a unidirectional radio signal receiving function for receiving a unidirectional radio signal transmitted from the chip module 230 of the base station 200. For example, the user's wireless terminal 300 may include at least one user's mobile phone (smartphone, tablet PC, etc.) having the network communication function, bidirectional local communication function, and unidirectional wireless signal receiving function can do.

According to an embodiment of the present invention, the user's wireless terminal 300 can communicate with a designated operation server 400 using a network communication function of the wireless terminal 300 (for example, an operation server 400 via a communication network) And communicates with the operation server 400 via the designated relay server) and transmits the chip module 230 of the black box device 200 to the black box device 200 using the bidirectional local communication function of the wireless terminal 300. [ And a program for performing a bidirectional data communication procedure and performing a procedure for recognizing a unidirectional wireless signal transmitted from the chip module 230 of the black box device 200 using the unidirectional wireless signal receiving function of the wireless terminal 300 A program 325 including a code is installed and executed.

The program 325 of the user-owned wireless terminal 300 may transmit the user's own black box device 200 to the designated operation server 400 using the network communication function of the wireless terminal 300, Unique code for uniquely identifying the wireless terminal 300 (or the program 325 of the wireless terminal 300) owned by the user who owns the black box device 200 And the operation server 400 may store the unique code and unique information by mapping the unique code. The program 325 of the wireless terminal 300 may register the user information for the user who owns the black box device 200 (or the wireless terminal 300) to the operating server 400 And the operation server 400 may map the user information to the unique code and / or unique information and store the unique information.

The settlement apparatus 100 may receive the unidirectional radio signal transmitted from the chip module 230 of the black box apparatus 200 by using the unidirectional radio signal, As a generic name of a device for requesting a predetermined payment to a user, a signal receiver for receiving the unidirectional radio signal may be built in or externally (for example, cable connection or detachment). For example, the payment apparatus 100 may include at least one of a parking bill payment apparatus 100 provided in a parking lot, a toll settlement apparatus 100 provided in a highway toll gate, and a bill payment apparatus 100 provided in a gas station .

According to an embodiment of the present invention, the settlement apparatus 100 receives a unidirectional radio signal transmitted from the chip module 230 of the black box device 200, recognizes a unique code included in the unidirectional radio signal, And transmits the settlement request information including the recognized unique code to the designated operation server 400. Meanwhile, when the unidirectional wireless signal transmitted from the chip module 230 of the black box device 200 includes a specific code and a predetermined authentication code, the settlement device 100 transmits the chip of the black box device 200, And transmits the unidirectional wireless signal transmitted from the module 230 to the unauthorized wireless signal, recognizes the unique code and the authentication code included in the unidirectional wireless signal, forms the payment request information including the recognized unique code and the authentication code, 400).

According to the first payment request information embodiment of the present invention, the settlement apparatus 100 includes a unique code and / or an authentication code recognized through the unidirectional wireless signal, and transmits a payment amount determined by the payment apparatus 100 And may transmit the settlement request information to the designated operation server 400. [ The embodiment in which the settlement amount is directly included in the settlement request information may be applied when the settlement amount is calculated or input in the settlement apparatus 100. For example, when the billing apparatus 100 is a parking bill payment apparatus 100 provided in a parking lot, the parking bill payment apparatus 100 calculates the parking fee of the vehicle on which the black box apparatus 200 is mounted And then configure the payment request information including the payment amount corresponding to the calculated parking fee. Or if the settlement apparatus 100 is a bill payment apparatus 100 provided in a gas station, the bill payment apparatus 100 calculates a billing rate of the fuel injected to the vehicle on which the black box apparatus 200 is mounted And then configure the payment request information including the payment amount corresponding to the calculated charge.

According to the second payment request information embodiment of the present invention, the settlement apparatus 100 includes a unique code and / or an authentication code recognized through the unidirectional wireless signal, and calculates a payment amount from the designated operation server 400 And transmits the settlement request information to the designated operation server 400. The operation server 400 can calculate the settlement amount using the amount calculation parameter. The embodiment in which the settlement amount is calculated through the operation server 400 by including the amount calculation parameter in the settlement request information may be applied when the amount to be requested to the user is changed or discounted according to the policy of the operation server 400 have. For example, when the settlement apparatus 100 is a parking ticket payment apparatus 100 provided in a parking lot, the parking fee payment apparatus 100 stores the arrival time of the vehicle on which the black box apparatus 200 is mounted, Or the like, as shown in FIG. Or when the settlement apparatus 100 is a gasoline rate payment apparatus 100 provided in a gas station, the gasoline rate payment apparatus 100 may calculate the amount of fuel injected into the vehicle on which the black box apparatus 200 is mounted, Or the like, as shown in FIG.

According to the third embodiment of the payment request information of the present invention, the payment apparatus 100 includes a unique code and / or an authentication code recognized through the unidirectional wireless signal, (For example, a discount rate when making a payment using the black box device 200) or a condition (for example, a discount rate when the user makes a payment using the black box device 200), and transmits the settlement request information to the designated operation server 400. [ For example, the settlement amount can be calculated by adjusting the settlement request amount according to a discount coupon or a credit point held by a user who owns the black box device 200. [

According to the fourth payment request information embodiment of the present invention, the settlement apparatus 100 includes a unique code and / or an authentication code recognized through the unidirectional wireless signal, and the settlement request amount determined by the settlement apparatus 100 And the payment request information (for example, the discount policy of the base operating the settlement apparatus 100) necessary for calculating the settlement amount to be requested for actual payment by adjusting the settlement request amount at the designated operation server 400 To the designated operation server 400, and the operation server 400 can calculate the settlement amount by adjusting the settlement request amount based on the amount calculation parameter.

According to an embodiment of the fifth payment request information of the present invention, the payment request information may be configured by partially or wholly selecting the first to fourth embodiments of the payment request information, The operating server 400 receiving the request information can confirm the payment amount to be requested to the user who owns the black box device 200.

The operation server 400 may communicate with the user-owned wireless terminal 300 that owns the black box device 200 and / or communicate with the chip module 230 of the black box device 200 using the unidirectional wireless signal And transmits the unique code included in the unidirectional radio signal transmitted from the chip module 230 of the black box device 200 owned by the user to the payment device 100. [ Owns and manages unique information that uniquely identifies the wireless terminal 300 (or the program 325 of the wireless terminal 300) owned by the user to a designated storage medium, When receiving the payment request information including the unique code recognized through the unidirectional wireless signal from the payment device 100 receiving the unidirectional wireless signal transmitted from the unicast wireless communication device 230, Own Prompting the user payment information including a payment amount to request payment, and provides the program 325 of the user's own wireless terminal 300 corresponding to the specific code and the specific mapping information.

According to an embodiment of the present invention, the operation server 400 confirms payment information including a payment amount to be requested to a user who owns the black box device 200, 325), and the payment information may further include a unique code and / or an authentication code received from the payment apparatus 100 together with the payment amount, or may include a unique code and / or an authentication code corresponding to an off-line base operating the settlement apparatus 100 And may further include merchant information.

The program 325 of the user-possessed wireless terminal 300 receives the payment information from the operation server 400 and transmits the payment information using the payment method available in the wireless terminal 300 and the payment means of the user. The payment process is performed. Meanwhile, in the embodiment of the present invention, any payment method and payment means used for processing payment information may be any payment method and payment means. For example, the program 325 of the wireless terminal 300 registers the payment method information of the user in the operation server 400 (or a designated payment server) and then inputs the payment information at the time of receiving the payment information (For example, by touching a specific area of the touch screen) to the wireless terminal 300 or performing a payment procedure for the payment information using the registered payment means information can do. That is, if the payment processing for the payment information is processed through the program 325 of the wireless terminal 300, it is evident that whatever payment method or payment method is used, Come on.

According to an embodiment of the present invention, the operation server 400 may perform a payment approval procedure corresponding to the payment program of the program 325 of the wireless terminal 300 that has performed the payment procedure and / or the payment procedure of the wireless terminal 300 The settlement result of the settlement information for the settlement procedure can be confirmed from the settlement server (or the financial company server) performed by the settlement server 100 (or the financial company server) Results can be provided.

2 is a functional block diagram of a black box device 200 according to an embodiment of the present invention.

2 shows a functional configuration of a black box device 200 equipped with a chip module 230 having a unidirectional wireless signal transmitting function and a bidirectional short distance communication function. In the technical field of the present invention, Those skilled in the art will be able to refer and / or modify FIG. 2 to illustrate various implementations of the configuration of the black box device 200 (e.g., some of the components may be omitted, or subdivided, or combined) However, the present invention is not limited to the above-described embodiments, and the technical features of the present invention are not limited only by the method shown in FIG.

The black box device 200 of the present invention is manufactured by incorporating a chip module 230 having a unidirectional radio signal transmitting function and a bidirectional local communication function. According to an embodiment of the present invention, the black box device 200 includes a terminal for receiving external power, a power supply unit 205 for receiving external power through the terminal, a power source for converting the supplied external power into a designated power source A black box function unit 220 for implementing a black box function, an operation unit 225 for user operation of the chip module 230, And a connector unit (not shown) for short-distance cable communication during bidirectional local area communication. For example, the power supply unit 205 of the black box apparatus 200 receives the vehicle power (for example, 12V DC power) applied from the vehicle using the terminal, The power supply unit 215 converts the vehicle power source into an operation power source of the black box function unit 220 (e.g., DC 5V) and / or an operation power source of the chip module 230, And / or a power source converted through the power converter 210. The charging power source charged in the power charging unit 215 can supply the operating power to the chip module 230 even when the black box device 200 is not mounted on the vehicle or when the vehicle is turned off.

According to the embodiment of the present invention, when the black box device 200 is supplied with vehicle power through the power supply unit 205, the chip module 230 transmits the unidirectional radio signal (For example, a unidirectional radio signal can be amplified to a signal intensity designated so as to reach a specified distance outside the vehicle) and transmitted. For example, the chip module 230 of the black box device 200 is mounted on a vehicle and amplifies the signal intensity of the unidirectional radio signal to a designated signal intensity (for example, (Specifically, a glass material with an ultraviolet shielding film attached thereto) of the vehicle body or window of the vehicle body and transmits the unidirectional radio signal to the vehicle body It is possible to reach the specified short distance outside the vehicle. Meanwhile, when the black box device 200 does not receive the vehicle power or operates using the charging power of the power charging unit 215, the chip module 230 may operate in a low power mode.

The black box function unit 220 is a general term of a configuration provided in the black box device 200 to implement a black box function and preferably includes various sensors, a GPS chip, a camera, etc., Collects, stores and manages information, and collects various HW / SW components for processing information necessary for various situation analysis and replay. The black box function unit 220 operates using the vehicle power supplied through the power supply unit 205 or the power converted through the power conversion unit 210 or the power charged through the power charging unit 215 And may operate using more than one power source.

The connector portion of the black box device 200 may provide short-range cable communication between the chip module 230 and the user's wireless terminal 300. The connector unit may be a connector that receives power supplied through the power supply unit 205 and applies power converted by the power conversion unit 210 to the outside.

The operation unit 225 of the black box device 200 is a collective term of a component mounted on the black box device 200 and receiving a user operation for controlling the operation of the chip module 230, A combination of two or more) switches or buttons. According to the embodiment of the present invention, it is preferable that the operation unit 225 can basically operate (or toggle) the operation of 'On' or 'Off', and further input a user operation of a predetermined operation pattern. For example, the operation unit 225 may repeatedly perform an operation of 'On' or 'Off' for a preset time interval, or implement an operation of 'On' or 'Off' When the above switch / button is included, various operation patterns such as simultaneous operation of two or more switches / buttons or operation with a predetermined time difference can be implemented. The various operation patterns can control various operations of the chip module 230.

2, the chip module 230 includes a control unit 250 for controlling the operation of the chip module 230, and a control unit 250 for storing a data set (or program code) necessary for the operation of the chip module 230 An RF processor 245 for performing bidirectional short-range wireless communication and RF processing for transmitting a unidirectional radio signal, and an antenna unit for transmitting and receiving a radio frequency signal corresponding to the RF processing, And a wired communication unit 235 that is electrically connected to the connector unit according to the bidirectional short-range cable communication.

The chip module 230 may be manufactured in the form of a bidirectional short-range wireless communication to a PCB (Printed Circuit Board) and at least one SMD (Surface Mount Device) for transmitting a unidirectional wireless signal. 250, the memory unit 240, and the RF processing unit 245 may be implemented in the form of an integrated chip, an individual device mounted on a PCB, or a combination of integrated chips and devices. It should be apparent that the invention is not limited by the manner in which the chip module 230 is implemented within the black box device 200.

The control unit 250 is a general term for controlling the operation of the chip module 230. The control unit 250 includes at least one processor and an execution memory, BUS). According to the present invention, the control unit 250 loads at least one program code included in the chip module 230 into the execution memory through the processor, and outputs the result through at least one configuration And controls the operation of the chip module 230. [0035] Hereinafter, the program configuration implemented in the chip module 230 in the form of a program code will be described in the control unit 250 for convenience.

According to an embodiment of the present invention, the control unit 250 of the chip module 230 includes an identification code that is designated when bidirectional short-range wireless communication is established with the wireless terminal 300 designated through the RF processor 245 It is possible to control the unidirectional radio signal to be transmitted (for example, amplified to a specified signal intensity and transmitted). Alternatively, the control unit 250 of the chip module 230 receives a predetermined (or predetermined) unidirectional radio signal transmitted from a predetermined signal transmitter located in a short distance outside the vehicle through the RF processor 245, It is possible to check that the unidirectional radio signal including the specified identification code is transmitted (for example, amplified to a specified signal strength and transmitted).

According to the embodiment of the present invention, the control unit 250 of the chip module 230 checks whether the specified condition is satisfied by interlocking with the black box function unit 220. If the specified condition is satisfied, (For example, amplified to a specified signal intensity and transmitted). For example, the controller 250 may control the black box function unit 220 to transmit a unidirectional radio signal including an identification code that is present in a specific location area or out of a specific location area . Alternatively, when the signal value sensed through the specific sensor of the black box function unit 220 is within the specified threshold value range or out of the specified threshold value range, the control unit 250 may transmit the unidirectional radio signal including the identification code It is possible to control to send out.

The memory unit 240 is a general term of a nonvolatile memory included in the chip module 230 and includes at least one program code executed through the controller 250 and at least one data set used by the program code And stores it. The memory unit 240 basically stores a system program code and a system data set corresponding to an operating system of the chip module 230 and at least one application program code and an application data set, The program code and data set are also stored in the memory unit 240.

According to the embodiment of the present invention, the memory unit 240 stores the unique code in the memory unit 240 when the black box apparatus 200 (or the chip module 230) is manufactured And stores the unique code for the black box device 200 (or the chip module 230) in the designated storage area.

The RF processor 245 is a generic term for performing RF processing (e.g., RF signal modulation) for broadcasting a unidirectional radio signal through the antenna unit and / or RF processing for bidirectional short-range wireless communication. For example, It is possible to perform a Bluetooth-based bidirectional short-range wireless communication function and RF processing for transmitting a Bluetooth-based unidirectional wireless signal. Here, the transmission of the unidirectional radio signal includes a radio signal to be transmitted without identifying or pairing the receiving side that receives the radio signal.

According to an embodiment of the present invention, the chip module 230 may be connected to the wireless terminal 300 of the user who owns the black box device 200 and the bidirectional short- And the RF processor 245 performs RF processing for bidirectional short-range wireless communication with the user's wireless terminal 300. [

The wired communication unit 235 is electrically connected to the connector unit and processes bidirectional short-range cable communication with an external wireless terminal 300 (e.g., a mobile phone, a smart phone, a tablet PC, etc.) can do. The bidirectional short-range cable communication includes a communication function for transmitting and receiving a packet, and may include a protocol function for allowing an external wireless terminal 300 connected to the connector unit to detect the chip module 230 and prepare for communication. have.

According to the embodiment of the present invention, the wired communication unit 235 maintains a state of being electrically connected to the connector unit, but the bidirectional short-range cable communication function of the wired communication unit 235 is selectively activated or deactivated according to a specified condition Directional short-range cable communication with the wireless terminal 300 connected to the connector unit when the bidirectional short-range cable communication function of the wired communication unit 235 is activated. If the bidirectional short-range cable communication function of the wired communication unit 235 is active, Directional short-range cable communication even if the wireless terminal 300 is connected to the connector unit when the communication function is inactivated.

Referring to FIG. 2, the chip module 230 of the black box device 200 may include a communication identification (ID) identifying the wireless terminal 300 of the user who owns the black box device 200 using bidirectional short- And a short range wireless communication connection unit 260 for connecting bidirectional short range wireless communication with the identified user's wireless terminal 300. The wireless communication unit 260 is connected to the connector unit through the wired communication unit 235, And a short-distance cable communication connection unit 260 for connecting the two-way short-distance cable communication to the wireless terminal 300 of the first embodiment.

The communication identifying unit 255 identifies the wireless terminal 300 of the user to connect the bidirectional short range wireless communication at the initial operation of the chip module 230, A short range communication device capable of performing bidirectional short-range wireless communication with the chip module 230 at the time of operation before the identification information is stored or during a user operation through the operation unit 225) And performs a procedure for identifying the wireless terminal 300. For example, when the RF processor 245 performs RF processing for Bluetooth-based bidirectional short-range wireless communication, the communication identification unit 255 may determine whether the black box device 200 owns the black box device 200 according to the Bluetooth pairing procedure The wireless terminal 300 of the user to connect the Bluetooth-based bidirectional short-range wireless communication can be identified by performing the pairing procedure with the user's wireless terminal 300. According to the embodiment of the present invention, the communication identifier 255 identifies the user's wireless terminal 300 as communication identification information for connecting the bidirectional short-range wireless communication with the user's wireless terminal 300 Direction short-range wireless communication with the user's wireless terminal 300 using the communication identification information without performing a separate identification procedure. The short-range wireless communication connection unit 260 may be connected to the wireless terminal 300, You can connect.

The short range wireless communication connection unit 260 refers to the result of identifying the user's wireless terminal 300 through the short range wireless communication identification unit 255 or the communication identification information stored in the memory unit 240, Way short range wireless communication with the wireless terminal 300 of the user who owns the mobile terminal 200.

Meanwhile, the short-range cable communication connection unit 260 identifies the user's wireless terminal 300 connected to the connector unit in cooperation with the wired communication unit 235, and performs bidirectional short-range cable communication with the user's wireless terminal 300 You can connect. According to an embodiment of the present invention, the short-range cable communication connection unit 260 may acquire and store the communication identification information for identifying the user's wireless terminal 300 among the devices connected to the connector unit through the cable in the memory unit 240, In this case, the short-range cable communication connection unit 260 may connect the two-way short-range cable communication with the user's wireless terminal 300 corresponding to the communication identification information. Hereinafter, a component for connecting at least one bi-directional short distance communication between the user's wireless terminal 300 and the bi-directional short distance wireless communication and / or the two-way short distance cable communication is collectively referred to as a communication connection unit 260.

2, the chip module 230 of the black box device 200 includes a communication processing unit 265 for processing bi-directional local communication with a user's wireless terminal 300 connected to the bi-directional local area communication, A code checking unit 270 for checking an identification code to be transmitted through a unidirectional radio signal and a signal transmitting unit 280 for transmitting a unidirectional radio signal including the identified identification code through the RF processor 245 And a code generation unit 275 for generating an authentication code among the identification codes to be included in the unidirectional wireless signal.

The communication processing unit 265 processes at least one bi-directional short distance communication between the user's wireless terminal 300 and the bidirectional short distance communication through the communication connection unit 260.

The signal transmitting unit 280 confirms an identification code of a designated code structure that can be transmitted by being included in the unidirectional radio signal, and processes the unidirectional radio signal including the identification code to be transmitted through the RF processor 245. If the chip module 230 is operated with the vehicle power supply, the signal transmitting unit 280 may process the unidirectional radio signal so as to amplify and transmit the unidirectional radio signal with a designated signal strength.

According to the first unidirectional radio signal transmission embodiment of the present invention, the code checking unit 270 checks an identification code including a unique code stored in the memory unit 240 of the chip module 230, The transmitting unit 280 may process the unidirectional radio signal including the identification code to be transmitted through the RF processor 245.

The code generation unit 275 may generate information on the information stored in the memory unit 240 of the chip module 230 such as the seed value, (For example, a time value counted by using the charging power source of the power charging unit 215), a count value of the charging power source after the time synchronization with the user's wireless terminal 300 through the communication processing unit 265, (For example, information received from the user's wireless terminal 300 through the communication processing unit 265) through the bidirectional short-range communication through the communication processing unit 265 (E.g., a time value, a random number, a device ID value of the wireless terminal 300, a value received from the operation server 400 by the program 325 of the wireless terminal 300, etc.) The authorization code in the form of a one-off code Can be generated. In this case, the code checking unit 270 checks an identification code including a unique code stored in the memory unit 240 of the chip module 230 and an authentication code generated through the code generating unit 275, The signal transmitting unit 280 may process the unidirectional radio signal including the identification code to be transmitted through the RF processor 245.

Alternatively, the code generating unit 275 may receive information provided in the memory unit 240 of the chip module 230, information dynamically determined in the chip module 230, and bidirectional near field communication through the communication processing unit 265 An authentication code in the form of a cipher code in which one or more pieces of information provided from the program 325 of the user-possessed wireless terminal 300 can be decrypted through the designated operation server 400 can be generated. In this case, the code checking unit 270 checks an identification code including a unique code stored in the memory unit 240 of the chip module 230 and an authentication code generated through the code generating unit 275, The signal transmitting unit 280 may process the unidirectional radio signal including the identification code to be transmitted through the RF processor 245.

Alternatively, the code generation unit 275 may generate the information provided in the chip module 230 and the information dynamically determined in the chip module 230 using the certificate provided in the memory unit 240 of the chip module 230 And an authentication code in the form of a signature code obtained by digitally signing one or more pieces of information provided from the program 325 of the user-possessed wireless terminal 300 through bidirectional short-range communication through the communication processor 265. [ In this case, the code checking unit 270 checks an identification code including a unique code stored in the memory unit 240 of the chip module 230 and an authentication code generated through the code generating unit 275, The signal transmitting unit 280 may process the unidirectional radio signal including the identification code to be transmitted through the RF processor 245.

According to the third unidirectional wireless signal transmission embodiment of the present invention, the code checking unit 270 receives the code received from the program 325 of the user-possessed wireless terminal 300 through the bidirectional local communication through the communication processing unit 265 An identification code including the identification code unique to the memory unit 240 of the chip module 230 and the authentication code provided from the program 325 of the user-possessed wireless terminal 300 through bidirectional local area communication with the unique code stored in the memory unit 240 of the chip module 230 And the signal transmitting unit 280 may process the unidirectional radio signal including the identification code to be transmitted through the RF processor 245. The authentication code provided from the user-possessed wireless terminal 300 may be a random number generated in the program 325 of the user-possessed wireless terminal 300, a random number generated in the program 325 of the user- A one-off code dynamically generated through a seed, a signature code digitally signed through the certificate specified in the program 325 of the user-possessed wireless terminal 300, a signature code generated by the designated operation server 400, A random number code generated by the random number code provided to the program 325 of the user-owned wireless terminal 300 through the designated seed from the designated operating server 400, (325) of the user-possessed wireless terminal (300) by electronically signing the information designated through the certificate specified by the user (400) It may contain.

According to the fourth unidirectional wireless signal transmission embodiment of the present invention, the code verifying unit 270 receives the code received from the program 325 of the user-possessed wireless terminal 300 through the bidirectional short-range communication through the communication processing unit 265 And the signal transmitting unit 280 may process the unidirectional radio signal including the identification code to be transmitted through the RF processor 245. For example,

According to the fifth embodiment of the present invention, the code verifying unit 270 receives the code received from the program 325 of the user-possessed wireless terminal 300 through the bidirectional short-range communication through the communication processing unit 265 The code generation unit 275 identifies a unique code unique to the chip module 230 and the information stored in the memory unit 240 of the chip module 230 and the information dynamically determined in the chip module 230, It is possible to generate an authentication code in the form of a disposable code by using one or more pieces of information provided from the user's wireless terminal 300 through the bi-directional short distance communication through the wireless terminal 300 as a seed. In this case, the code identifying unit 270 may identify the unique code provided from the program 325 of the user-possessed wireless terminal 300 and an identification code including the authentication code generated through the code generating unit 275 And the signal transmitting unit 280 may process the unidirectional radio signal including the identification code through the RF processor 245.

Alternatively, the code checking unit 270 may check the unique code received from the program 325 of the user-owned wireless terminal 300 through the bidirectional local communication through the communication processing unit 265, The wireless module 275 transmits the information provided in the memory unit 240 of the chip module 230 and the information dynamically determined in the chip module 230 and the user- 300 may encrypt the encrypted information through the designated operating server 400 so as to generate an authentication code in the form of an encrypted code. In this case, the code identifying unit 270 may identify the unique code provided from the program 325 of the user-possessed wireless terminal 300 and an identification code including the authentication code generated through the code generating unit 275 And the signal transmitting unit 280 may process the unidirectional radio signal including the identification code through the RF processor 245.

Alternatively, the code checking unit 270 may check the unique code received from the program 325 of the user-owned wireless terminal 300 through the bidirectional local communication through the communication processing unit 265, The information provided to the chip module 230 and the information dynamically determined in the chip module 230 and the information received from the communication processing unit 265 using the certificate provided in the memory unit 240 of the chip module 230, ) Of the information provided from the program 325 of the user-possessed wireless terminal 300 through the bi-directional short-range communication through the bi-directional short- In this case, the code identifying unit 270 may identify the unique code provided from the program 325 of the user-possessed wireless terminal 300 and an identification code including the authentication code generated through the code generating unit 275 And the signal transmitting unit 280 may process the unidirectional radio signal including the identification code through the RF processor 245.

According to the sixth unidirectional wireless signal transmission embodiment of the present invention, the code verifying unit 270 receives the code received from the program 325 of the user-possessed wireless terminal 300 through the bidirectional local communication through the communication processing unit 265 Own unique code and checks the authentication code provided from the program 325 of the user-possessed wireless terminal 300 through the bidirectional local area communication and then transmits the authentication code provided from the program 325 of the user- And the signal transmitting unit 280 may process the unidirectional radio signal including the identification code through the RF processor 245. The RF processor 245 may receive the unidirectional radio signal including the identification code. The authentication code provided from the user-possessed wireless terminal 300 may be a random number generated in the program 325 of the user-possessed wireless terminal 300, a random number generated in the program 325 of the user- A one-off code dynamically generated through a seed, a signature code digitally signed through the certificate specified in the program 325 of the user-possessed wireless terminal 300, a signature code generated by the designated operation server 400, A random number code generated by the random number code provided to the program 325 of the user-owned wireless terminal 300 through the designated seed from the designated operating server 400, (325) of the user-possessed wireless terminal (300) by electronically signing the information designated through the certificate specified by the user (400) It may contain.

According to the seventh unidirectional radio signal transmitting embodiment of the present invention, the code verifying unit 270 may extract the unique code and / or the code in a form of partially selecting or combining at least one of the first through sixth embodiments of the one- Or the identification code including the authentication code, and the signal transmitting unit 280 can process the unidirectional radio signal including the identification code to be transmitted through the RF processor 245. It is clearly understood that the present invention includes all embodiments which can be derived from a modification of the above embodiment as a scope of right.

FIG. 3 is a diagram illustrating a functional configuration of a user-owned wireless terminal 300 according to an embodiment of the present invention.

3 shows a functional configuration of a wireless terminal 300 capable of recognizing a unidirectional wireless signal transmitted from the chip module 230 in bidirectional short distance communication with the chip module 230 of the black box device 200 The present invention is not limited to the above-described embodiments, and various changes and modifications may be made by those skilled in the art without departing from the spirit and scope of the invention. And all the methods to be inferred, and the technical features thereof are not limited only by the method shown in FIG. 3 may include at least one of various smart phones, various tablet PCs, and various mobile phones having a network communication function, a bi-directional local communication function, and a unidirectional wireless signal receiving function.

3, the wireless terminal 300 includes a control unit 302, a memory unit 320, a screen output unit 304, a user input unit 306, a sound processing unit 316, a cable communication unit 310, A short range wireless communication unit 308, a short range wireless communication unit 312, a wireless network communication unit 314, a USIM reader unit 318, and a USIM, and has a battery for power supply.

The control unit 302 is a general term for controlling the operation of the wireless terminal 300. The control unit 302 includes at least one processor and an execution memory, BUS). According to the present invention, the control unit 302 loads at least one program code included in the wireless terminal 300 into the execution memory through the processor, and outputs the result through at least one configuration And controls the operation of the wireless terminal 300. FIG. Hereinafter, the configuration of the program 325 of the present invention, which is implemented in the form of program code for convenience, will be described in the control unit 302. FIG.

The memory unit 320 is a general term of a nonvolatile memory corresponding to a storage resource of the wireless terminal 300 and includes at least one program code executed through the control unit 302 and at least one Save and maintain the dataset. The memory unit 320 basically includes a system program code and a system data set corresponding to the operating system of the wireless terminal 300, a communication program code and a communication data set for processing a wireless communication connection of the wireless terminal 300, The program code and data set corresponding to the program 325 of the present invention are also stored in the memory unit 320. In addition,

The screen output unit 304 includes a screen output unit (e.g., an LCD (Liquid Crystal Display) or the like) and a driving module for driving the screen output unit 304. The screen output unit 304 is connected to the control unit 302, And outputs an operation result corresponding to the output to the screen output device.

The user input unit 306 includes at least one user input device (e.g., a button, a keypad, a touch pad, a touch screen coupled to the screen output unit 304), and a drive module for driving the touch screen. And inputs a command for instructing various operations of the control unit 302 or data necessary for the operation of the control unit 302. [

The sound processing unit 316 includes a speaker, a microphone, and a driving module for driving the speaker. The sound processing unit 316 decodes sound data corresponding to the sound output from the various calculation results of the control unit 302 and outputs the sound data through the speaker Or a sound signal input through the microphone, and transmits the encoded sound signal to the controller 302. [

The cable communication unit 310 receives electric power using a wired cable or provides a cable-based short-range cable communication, and the power supplied through the wired cable is charged in the battery. The cable communication unit 310 determines whether or not a local area cable communication is possible when a wired cable is connected and processes a local area cable communication using a wired cable when a local area cable communication is possible.

The short range wireless communication unit 308 processes bidirectional short distance wireless communication with the chip module 230 of the black box device 200 and receives the unidirectional wireless signal transmitted from the chip module 230 of the black box device 200 As the configuration unit, the Bluetooth unit preferably includes a Bluetooth unit for processing a Bluetooth-based bidirectional short-range wireless communication and receiving a Bluetooth-based unidirectional wireless signal. However, the communication standard and the signal standard of the short-range wireless communication unit 308 are not limited to the Bluetooth. The black-box device 200 processes bidirectional short-range wireless communication with the chip module 230 of the black- It is clear that whichever communication standard or signal standard is applied, it is within the scope of the present invention if the unidirectional wireless signal transmitted from the chip module 230 of the wireless module 230 can be received.

The wireless network communication unit 314 and the short-range network communication unit 312 are collectively referred to as communication resources for connecting the wireless terminal 300 to a designated communication network. Preferably, the wireless terminal 300 may include a wireless network communication unit 314 as a basic communication resource, and may include one or more short-range network communication units 312.

The wireless network communication unit 314 collectively refers to a communication resource for connecting the wireless terminal 300 to a wireless communication network via a base station. The wireless communication unit 314 may include an antenna, an RF module, a baseband module, And transmits the calculation result corresponding to the wireless communication among the various calculation results of the controller 302 through the wireless communication network or receives data through the wireless communication network To the control unit 302, and performs the connection, registration, communication, and handoff procedures of the wireless communication. According to the present invention, the wireless network communication unit 314 can connect the wireless terminal 300 to a communication network including a communication channel and a data channel via the exchange, and in some cases, Based wireless network data communication (e.g., the Internet).

According to an embodiment of the present invention, the wireless network communication unit 314 is a mobile communication unit that performs at least one of connection to a mobile communication network, location registration, call processing, call connection, data communication, and handoff according to the CDMA / WCDMA / ≪ / RTI > Meanwhile, according to the intention of a person skilled in the art, the wireless network communication unit 314 may further include a portable internet communication structure for performing at least one of connection to the portable Internet, location registration, data communication and handoff according to the IEEE 802.16 standard, It is evident that the present invention is not limited by the wireless communication configuration provided by the wireless network communication unit 314. [ That is, the wireless network communication unit 314 is a general term for a configuration unit that connects to a wireless communication network through a cell-based base station irrespective of a frequency band of a wireless section, a type of a communication network, or a protocol.

The short-range network communication unit 312 collectively refers to a communication resource for connecting a communication session using a radio frequency signal within a predetermined distance (e.g., 10 m) as a communication medium and connecting the wireless terminal 300 to the communication network based on the communication session , The wireless terminal 300 may be connected to the communication network through at least one of Wi-Fi communication, public wireless communication, and UWB. According to an embodiment of the present invention, the local area network communication unit 312 may be integrated with or separated from the wireless network communication unit 314. According to the present invention, the short-range network communication unit 312 connects the wireless terminal 300 to a data network providing packet-based short-range wireless data communication through a wireless AP.

The USIM reader unit 318 is a generic term of a configuration for exchanging at least one data set with a universal subscriber identity module mounted or detached from the wireless terminal 300 based on the ISO / IEC 7816 standard , And the data set is exchanged in a half duplex communication manner through an APDU (Application Protocol Data Unit).

The USIM is an SIM type card having an IC chip conforming to the ISO / IEC 7816 standard, and includes an input / output interface including at least one contact connected to the USIM reader 318, a program code for at least one IC chip (Or processing) the program code for the IC chip in accordance with at least one command transmitted from the wireless terminal 300, or extracting (or processing) the data set in association with the input / output interface To the input / output interface.

The control unit 302 downloads the data network connectable with the communication resources to the memory unit 320 by downloading the program 325 linked with the chip module 230 of the black box device 200, (325) is driven to perform the operation according to the present invention.

Referring to FIG. 3, the program 325 of the wireless terminal 300 may include a black box device (not shown) connected to the user of the wireless terminal 300 based on bidirectional short- A chip module identification unit 330 for identifying the chip module 230 of the identified black box device 200 in cooperation with the short range wireless communication unit 308, And a local cable chip module connection unit 335 for connecting the black box device 200 connected to the cable communication unit 310 with the cable communication unit 310 and performing bidirectional local area cable communication, Respectively.

The chip module identification unit 330 identifies the wireless terminal 300 of the user to connect the bidirectional short distance wireless communication at the first operation of the chip module 230 of the black box device 200 Or operation of the black box device 200 before the communication identification information of the user's wireless terminal 300 is stored in the chip module 230 or when the user operates the operation unit 225 of the black box device 200) Performs a procedure for identifying a chip module (230) of a black box device (200) owned by the user from a short range wireless communication device capable of bidirectional short distance wireless communication through a short range wireless communication section (308). For example, when the short-range wireless communication unit 308 processes the Bluetooth-based bidirectional short-range wireless communication, the chip module identification unit 330 identifies the black-box device 200 owned by the user according to the Bluetooth pairing procedure By performing the pairing procedure, it is possible to identify the chip module 230 of the black box device 200 of the user to connect the Bluetooth based bidirectional short range wireless communication. According to an embodiment of the present invention, the chip module identification unit 330 identifies the user's black box device 200 as a result of communication for connecting the user's black box device 200 to the two- In this case, the short-range wireless chip module connection unit 335 may identify the black box device 200 and the user terminal 300 using the communication identification information without a separate identification process. Bidirectional short-range wireless communication can be connected.

The short-range wireless chip module connection unit 335 refers to the result of identifying the user's black box device 200 through the short-range wireless chip module identification unit 330 or the communication identification information stored in the memory unit 320, Directional short-range wireless communication with the user's black box device 200.

Meanwhile, the short-distance cable chip module connection unit 335 may identify the user's black box device 200 connected to the cable communication unit 310 and connect the black box device 200 with the user's black box device 200, Can be connected. According to an embodiment of the present invention, the short-distance cable chip module connection unit 335 may acquire communication identification information identifying the user's black box device 200 among the devices to which the wired cable is connected and store the acquired communication identification information in the memory unit 320 In this case, the short-range cable chip module connection unit 335 may connect the two-way short-range cable communication with the user's black box device 200 corresponding to the communication identification information. Hereinafter, a configuration unit for connecting at least one bi-directional short distance communication between the black box device 200 and the user is referred to as a chip module connection unit 335.

3, the program 325 of the wireless terminal 300 includes a chip module communication unit 340 for processing bidirectional short-range communication with the chip module 230 of the black box device 200 to which bidirectional short-range communication is connected, And a chip module management unit 300 for performing bidirectional short distance communication with the chip module 230 of the black box device 200 through the chip module communication unit 340 to manage the chip module 230 of the black box device 200. [ (345).

The chip module communication unit 340 performs bidirectional short-range wireless communication with the chip module 230 of the user's black box device 200 communicatively connected with the short-range wireless communication unit 308 through the chip module connection unit 335 do. The chip module management unit 345 receives status information on the unidirectional wireless signal transmitted from the chip module 230 from the chip module 230 of the communication-connected black box device 200 through the chip module communication unit 340 And can receive and output it.

According to the embodiment of the present invention, the chip module management unit 345 receives and / or authenticates a separate unique code to be included in the unidirectional wireless signal to be transmitted through the chip module 230 of the black box device 200 And provides the unique code and / or authentication code to the black box device 200 through bidirectional local communication of the chip module communication unit 340 so that the chip module 230 of the black box device 200 The control unit can control the unidirectional wireless signal including the unique code and / or the identification code including the authentication code to be transmitted.

Or the chip module management unit 345 receives another unique code and / or authentication code to be included in the unidirectional wireless signal to be transmitted through the chip module 230 of the black box device 200 from the designated operation server 400 And provides the unique code and / or authentication code to the black box device 200 through bidirectional local communication of the chip module communication unit 340 so that the black box device 200 can communicate with the black box device 200 through the chip module 230 of the black box device 200 It is possible to control so that a unidirectional radio signal including the provided unique code and / or the identification code including the authentication code is transmitted.

Referring to FIG. 3, the program 325 of the wireless terminal 300 may include a unidirectional wireless signal transmitted from the chip module 230 of the user-owned black box device 200 in cooperation with the short- A signal recognizing unit 350 for recognizing a unique code and / or an authentication code included in the unidirectional wireless signal by reading and receiving the unique code and / or the authentication code, And a signal analyzing unit 355 analyzing whether the unique code and / or the authentication code, which is valid in the receiving unit 230, are transmitted.

The signal recognition unit 350 receives the unidirectional radio signal transmitted from the chip module 230 of the user-owned black box device 200 in cooperation with the short-range wireless communication unit 308, reads the unidirectional radio signal, And recognizes a unique code and / or authentication code transmitted from the chip module 230 of the user-owned black box device 200 via the unidirectional wireless signal.

The signal analyzing unit 355 analyzes the chip module 230 of the black box device 200 based on bidirectional local communication with the chip module 230 of the black box device 200 through the chip module communication unit 340 ) And a unique code and / or an authentication code to be transmitted through the unidirectional wireless signal, and the unique code and / or the authentication code recognized through the signal recognition unit 350 are transmitted to the chip module It is possible to analyze whether the unique code and / or the authentication code to be transmitted through the unidirectional wireless signal is matched with the unique code and / or the authentication code.

When the unique code and / or the authentication code are matched, the signal analyzer 355 analyzes various types of services (for example, a service request and a service request) based on a unidirectional wireless signal transmitted through the chip module 230 of the black box device 200 The signal analyzer 355 analyzes the various services through the chip module 230 of the black box device 200 through the chip module manager 345 It is possible to control so that a unidirectional radio signal including a valid unique code and / or an authentication code is transmitted.

3, the program 325 of the wireless terminal 300 includes a unique code transmitted from the chip module 230 of the user-owned black box device 200 via the unidirectional radio signal, A registration request unit 360 for requesting the specified operating server 400 to register unique information that uniquely identifies the user's own wireless terminal 300 (or the program 325 of the wireless terminal 300) And a registration confirmation unit (365) for checking whether a unique code registered in the operation server (400) matches a unique code of a unidirectional radio signal transmitted from the chip module (230) of the black box device (200).

When the program 325 of the wireless terminal 300 is executed for the first time (or before execution of unique information registration), the registration request unit 360 transmits the user's own wireless terminal 300 having the black box device 200 Own unique information (e.g., an application identification value, an application identification value, an application identification value, and the like) that uniquely identifies unique information (e.g., telephone number, IMSI, IMEI, MAC, The operation server 400 requests the registration to the designated operation server 400. The operation server 400 transmits the registration request to the user's own wireless terminal 300 having the black box device 200 Or the program 325 of the wireless terminal 300) and stores the unique information in a designated storage medium. The registration request unit 360 possesses the black box device 200 and receives the user information about the user who owns the wireless terminal 300 and transmits the user information to the operation server 400 In this case, the operation server 400 may store the user information and the unique information in a designated storage medium.

Owned black box device 200 is identified through the chip module identification part 330 and / or the chip module connection part 334 of the user owned black box device 200 is identified through the chip module connection part 335 When a unique code for the chip module 230 of the black box device 200 owned by the user is inputted by the user or by the user, the bi- directional short distance communication is connected to the chip module 230, The controller 360 confirms the unique code to be transmitted through the unidirectional radio signal in the chip module 230 of the user-owned black box device 200 and requests the specified operation server 400 to register the identified unique code, The operation server 400 receives a unique code transmitted from the chip module 230 of the black box device 200 through a unidirectional radio signal and stores the received unique code in a designated storage medium. The registration request unit 360 transmits the unique information of the wireless terminal 300 (or the program 325 of the wireless terminal 300) and the unique code to the operation server 400 And the operation server 400 may map the inherent code and unique information and store the unique code in the designated storage medium.

When the unique code is registered in the storage medium designated by the operation server 400, the registration confirmation unit 365 checks the unique code stored in the storage medium. The registration confirmation unit 365 communicates with the chip module 230 of the black box device 200 through the chip module communication unit 340 and transmits the uniquely received wireless signal to the chip module 230 through the unidirectional wireless signal Code of the unidirectional radio signal transmitted from the chip module 230 of the black box device 200 through the signal recognition unit 350 and then matches the unique code stored in the storage medium . If the unique code stored in the storage medium does not match the unique code of the unidirectional radio signal transmitted from the chip module 230 of the black box device 200, the registration confirmation unit 365 registers the registration request unit 360 The unique code registered in the storage medium may be updated to match the unique code of the unidirectional wireless signal transmitted from the chip module 230 of the black box device 200. [

According to the embodiment of the present invention, the unique code of the unidirectional radio signal transmitted from the chip module 230 of the black box device 200 can be changed through the chip module management unit 345. In this case, the registration confirmation unit 365 confirms the changed unique code through the chip module management unit 345 or transmits the modified unique code to the chip module 230 of the black box device 200 through the chip module communication unit 340 Directional radio signal transmitted from the chip module 230 of the black box device 200 through the signal recognition unit 350 or a unique code transmitted from the chip module 230 through the unidirectional wireless signal, It is possible to confirm whether the unique code stored in the storage medium matches the unique code of the unidirectional wireless signal actually transmitted from the chip module 230 of the black box device 200. [ If the unique code stored in the storage medium does not match the unique code of the unidirectional radio signal transmitted from the chip module 230 of the black box device 200, the registration confirmation unit 365 registers the registration request unit 360 The unique code registered in the storage medium may be updated to match the unique code of the unidirectional wireless signal transmitted from the chip module 230 of the black box device 200. [ That is, the unique code transmitted from the chip module 230 of the black box device 200 owned by the user via the unidirectional radio signal by the registration confirmation unit 365 and the registration request unit 360, The stored unique code will remain matched for payment.

Referring to FIG. 3, the program 325 of the wireless terminal 300 includes a payment device 100 that recognizes a unique code of a unidirectional wireless signal transmitted from the chip module 230 of the black box device 200 A payment information receiving unit 370 for receiving payment information including the payment amount from the operation server 400 when payment request information including the unique code is transmitted to the operation server 400 and a payment request is made; And a settlement procedure unit (380) for performing a settlement procedure for the settlement information using a settlement method and a settlement means, wherein the received settlement information is a unidirectional direction transmitted from the chip module (230) of the black box device (200) And a payment information authentication unit 375 for authenticating the payment information corresponding to the wireless signal.

The settlement device 100 recognizing the unique code of the unidirectional radio signal transmitted from the chip module 230 of the user-owned black box device 200 transmits the settlement request information including the unique code to the operation server 400 The operation server 400 confirms the payment information including the payment amount to be paid to the user who owns the black box device 200 and then transmits the payment information to the user who owns the black box device 200, The payment information receiver 370 transmits the payment information to the program 325 of the owning wireless terminal 300. The payment information receiver 370 receives the payment information including the payment amount from the operation server 400. [

According to the embodiment of the present invention, the operation server 400 can transmit payment information including a unique code recognized by the payment apparatus 100 together with the payment amount. In this case, the payment information authentication unit 375 Owns a unique code of a unidirectional radio signal transmitted from the user-owned black box device 200 in conjunction with the chip module communication unit 340 or in conjunction with the signal recognition unit 350, Authenticated whether the unique code of the black box device 200 matches the unique code of the unidirectional wireless signal transmitted from the black box device 200 by checking whether the received payment information matches the unique code of the unidirectional wireless signal transmitted from the chip module 230 of the black box device 200. [ It can be authenticated that the payment information corresponding to the signal is the payment information.

Meanwhile, the authentication code generated according to the procedure specified in the unidirectional wireless signal transmitted from the chip module 230 of the black box device 200 is included, and the operation server 400 includes the authentication code in the payment information The payment information authentication unit 375 checks the generated authentication code internally or in conjunction with the chip module communication unit 340 or in conjunction with the signal recognition unit 350, Way radio signal transmitted from the black box device 200 and then authenticates whether the authentication code included in the payment information matches the authentication code of the unidirectional radio signal transmitted from the black box device 200, It can be authenticated that the payment information corresponds to the unidirectional wireless signal transmitted from the chip module 230 of the black box device 200. [ If the authentication code is not included in the unidirectional wireless signal transmitted from the chip module 230 of the black box device 200 or if the unidirectional wireless signal is included in the authentication code, The authentication code may be omitted in the payment information. In this case, the payment information authentication unit 375 may not authenticate the authentication code.

When the payment information is received through the payment information receiving unit 370 and / or the validity of the payment information is authenticated through the payment information authentication unit 375, the payment procedure unit 380 transmits the payment information to the wireless terminal 300) and the settlement method for the settlement information by using the settlement means of the user available to the program (325). The settlement procedure may be performed in cooperation with the operation server 400, or may be performed directly in conjunction with the settlement server corresponding to the settlement method and / or the settlement means. When the settlement procedure is performed in cooperation with a separate settlement server, the settlement procedure unit 380 can confirm the settlement result of the settlement information and provide the settlement result to the operation server 400.

4 is a diagram illustrating a configuration of an operation server 400 that processes payment using a user-owned black box device 200 in cooperation with a user-owned wireless terminal 300 according to an embodiment of the present invention.

4 illustrates a unique code transmitted through a unidirectional wireless signal in the chip module 230 of the user-owned black box device 200 and a unique code transmitted from the user's own wireless terminal 300 (Or the program 325 of the wireless terminal 300), and then transmits the unidirectional wireless signal transmitted from the chip module 230 of the user-owned black box device 200 When payment request information including a unique code recognized through the unidirectional wireless signal is received from the device 100, the payment information including the payment amount to be requested to the user is checked to correspond to the unique information mapped with the unique code To the program (325) of the user-owned wireless terminal (300) to process payment for the payment information. Those skilled in the art will be able to refer to and / or modify this FIG. 4 to illustrate various implementations of the configuration of the operational server 400 (e.g., some configuration portions may be omitted, or broken down, However, the present invention encompasses all of the above-described embodiments, and the technical features of the present invention are not limited only by the method shown in FIG.

The operating server 400 can communicate with the user-owned wireless terminal 300 that owns the black box device 200 via a designated communication network and can transmit / receive data to / from the chip module 230 of the user- And communicates with the settlement apparatus 100 that receives / recognizes a unidirectional radio signal via a designated communication network.

4, the operation server 400 includes a unique code transmitted from the chip module 230 of the user-owned black box device 200 through a unidirectional wireless signal, and a unique code transmitted from the chip module 230 of the user- And a registration processing unit (405) for mapping and registering unique information that uniquely identifies the owned wireless terminal (300) (or the program (325) of the wireless terminal (300) And an authentication rule setting unit (410) for setting an authentication rule for authenticating the validity of the authentication code when the authentication code is transmitted through the unidirectional wireless signal in the module (230).

The program 325 of the wireless terminal 300 owned by the user possessing the black box device 200 transmits unique information (e.g., telephone number, IMSI, IMEI, MAC (E.g., an application identification value, a device token, a push token, a UUID, a UDID, and the like) that uniquely identifies the program 325 installed in the wireless terminal 300 owned by the user The registration processing unit 405 requests the registration of the user's owned wireless terminal 300 (or the program 325 of the wireless terminal 300) from the program 325 of the user- And stores the received unique information in a designated storage medium. The storage medium may be implemented in the operation server 400 or through a separate DB server linked with the operation server 400. On the other hand, when transmitting the user information for the user from the program 325 of the user-possessed wireless terminal 300, the registration processor 405 transmits the user information to the user via the designated path (for example, And may store the unique information that uniquely identifies the wireless terminal 300 (or the program 325 of the wireless terminal 300) and the user information in a designated storage medium.

The program 325 of the user-owned wireless terminal 300 possessing the black box device 200 confirms a unique code transmitted from the chip module 230 of the user-owned black box device 200 via the unidirectional wireless signal The registration processor 405 receives a request for registration from the program 325 of the user-owned wireless terminal 300 through the unidirectional radio signal from the chip module 230 of the user-owned black box device 200 Code, and stores the received unique code in a designated storage medium. The registration processing unit 405 registers the unique code transmitted through the unidirectional wireless signal in the chip module 230 of the user-owned black box device 200 and the unique code transmitted from the user-owned wireless terminal 300 (or the wireless terminal 300 ) Program 325) and stores the unique information in a designated storage medium.

Meanwhile, when transmitting the authentication code through the unidirectional wireless signal in the chip module 230 of the user-owned black box device 200, the authentication rule setting unit 410 sets the authentication rule of the chip module 230 of the black box device 200 (For example, a code generation algorithm for generating a one-time code, a seed value, a cryptographic algorithm and cryptographic object information, a signature algorithm, and signature target information) for authenticating the validity of the authentication code through a one-way wireless signal And information provided to the program 325 of the wireless terminal 300). If the chip module 230 of the black box device 200 does not transmit the authentication code through the unidirectional radio signal or if the authentication code is transmitted through the program 325 of the wireless terminal 300 The authentication rule setting unit 410 may be omitted.

4, the operation server 400 receives the unidirectional radio signal transmitted from the chip module 230 of the user-owned black box device 200 through the unidirectional radio signal from the settlement device 100 And a payment request receiving unit (415) for receiving payment request information including the recognized unique code, wherein when the payment request information includes the authentication code of the unidirectional wireless signal, an authentication code authentication (420).

While the chip module 230 of the user-owned black box device 200 transmits the unidirectional radio signal, the black box device 200 and the settlement device 100 within the designated effective range are connected to the chip of the black box device 200 Receives the unidirectional radio signal transmitted from the module 230, recognizes a unique code included in the unidirectional radio signal, and further recognizes an authentication code included in the unidirectional radio signal according to an implementation method.

The settlement apparatus 100 constructs payment request information including a unique code and / or an authentication code recognized through the unidirectional wireless signal and transmits the settlement request information to the operation server 400. The payment request receiving unit 415 transmits And receives the payment request information from the device 100. [

According to the first payment request information embodiment of the present invention, the settlement apparatus 100 includes a unique code and / or an authentication code recognized through the unidirectional wireless signal, and transmits a payment amount determined by the payment apparatus 100 And transmits the payment request information to the operation server 400. The payment request receiving unit 415 receives the payment request information including the unique code and / or the authentication code.

According to the second payment request information embodiment of the present invention, the payment apparatus 100 includes a unique code and / or an authentication code recognized through the unidirectional wireless signal, and the payment amount is calculated in the operation server 400 The payment request receiving unit 415 may transmit the payment request information including the required amount calculation parameter to the operation server 400. The payment request receiving unit 415 may receive the settlement request including the unique code and / And receives the request information.

According to the third embodiment of the payment request information of the present invention, the payment apparatus 100 includes a unique code and / or an authentication code recognized through the unidirectional wireless signal, And transmits the payment request information to the operation server 400. The payment request receiving unit 415 receives the payment request information including the unique code and / or the authentication code and includes the payment request amount do.

According to the fourth payment request information embodiment of the present invention, the settlement apparatus 100 includes a unique code and / or an authentication code recognized through the unidirectional wireless signal, and the settlement request amount determined by the settlement apparatus 100 And the settlement request information (for example, a discount policy of a base operating the settlement apparatus 100) necessary for calculating the settlement amount to be requested for payment by adjusting the settlement request amount at the operation server 400 And the payment request receiving unit 415 receives the payment request information including the unique code and / or the authentication code and including the payment request amount and the money amount calculation parameter.

According to the fifth embodiment of the payment request information of the present invention, the payment apparatus 100 may configure and transmit the payment request information in the form of one or more partial selection or combination of the first to fourth embodiments of the payment request information And the payment request receiving unit 415 receives the payment request information including the payment request amount and the amount calculation parameter from the payment apparatus 100. [

When the payment request information including the authentication code of the unidirectional wireless signal is received through the payment request receiving unit 415, the authentication code authentication unit 420 uses the authentication rule set through the authentication rule setting unit 410 Thereby validating the validity of the authentication code. On the other hand, when the payment request information does not include an authentication code or is authenticated through the program 325 of the user-possessed wireless terminal 300 even if the authentication code is included, the authentication code authentication unit 420 may be omitted .

Referring to FIG. 4, the operation server 400 determines whether payment information (payment information) for confirming payment information including a payment amount to be requested to a user who owns the black box device 200 corresponding to the unique code of the payment request information A terminal side confirmation unit 430 for confirming the user owned wireless terminal 300 (or the program 325 of the wireless terminal 300) corresponding to the unique information mapped with the unique code, And a payment information providing unit 435 for providing the payment information to the program 325 of the wireless terminal 300 owned by the user who owns the black box device 200. The program of the user owned wireless terminal 300 And a settlement processing unit 440 for performing a process of processing settlement of the settlement information in cooperation with the settlement processing unit 325.

When the payment request information is received through the payment request receiving unit 415 and / or the validity of the authentication code is authenticated through the authentication code authentication unit 420, the payment information confirmation unit 425 confirms the payment And confirms or calculates the payment amount to be requested to the user who owns the black box device 200 based on the request information.

According to the first settlement request information embodiment of the present invention, when the settlement amount is included in the settlement request information, the settlement information verification unit 425 can check the settlement amount included in the settlement request information.

If the payment request information includes the amount calculation parameter required to calculate the settlement amount according to the second settlement request information embodiment of the present invention, the settlement information verification unit 425 may determine, The payment amount to be requested to the user who owns the device 200 can be calculated.

If the settlement request amount determined by the settlement apparatus 100 is included in the settlement request information according to the third settlement request information embodiment of the present invention, (For example, a discount rate in the case of making a payment using the cash dispenser 200) or a condition (for example, application of a discount coupon or a credit point held by a user who owns the black box device 200) Can be calculated.

When the settlement request amount and the amount calculation parameter determined by the settlement apparatus 100 are included in the settlement request information according to the fourth settlement request information embodiment of the present invention, The settlement amount can be calculated by adjusting the settlement amount.

When the payment amount to be requested to the user who owns the black box device 200 is confirmed / calculated, the payment information confirmation unit 425 includes the confirmed / calculated payment amount, It is possible to confirm the payment information that further includes the merchant information corresponding to the off-line base having the device 100. [

According to the method of the present invention, the payment information confirmation unit 425 can check the payment information including the payment amount and the merchant information together with the unique code included in the payment request information, When the authentication code is included and is authenticated through the program 325 of the wireless terminal 300, the payment information confirmation unit 425 can confirm the payment information further including the authentication code.

The terminal side confirmation unit 430 uses the mapping relation between the unique code and the unique information registered in the storage medium designated through the registration processing unit 405 to correspond to the unique code mapped to the unique code included in the payment request information Owned wireless terminal 300 (or the program 325 of the wireless terminal 300). If the unique information mapped to the unique code is not confirmed, the terminal side confirmation unit 430 stops payment of the payment information or transmits the payment information to the user's own wireless terminal 300 through the payment apparatus 100 Unique information can be provided.

When the user-owned wireless terminal 300 (or the program 325 of the wireless terminal 300) to perform the payment procedure for the payment information is confirmed through the terminal side confirmation unit 430, the payment information providing unit 435 provide the payment information confirmed by the payment information checking unit 425 to the program 325 of the program 325 of the confirmed wireless terminal 300. [

The program 325 of the user-owned wireless terminal 300 possessing the black box device 200 receives the payment information from the operation server 400 and outputs the received payment information to the program 325 of the wireless terminal 300. [ The payment method set in the program 325 and the settlement procedure for the settlement information using the payment means of the user that the program 325 can use.

According to an embodiment of the present invention, the program 325 of the wireless terminal 300 can perform a payment procedure for the payment information in cooperation with the operation server 400. In this case, the payment procedure processor 440 Performs a procedure of processing payment for the payment information in cooperation with the program 325 of the wireless terminal 300. [ Preferably, the payment procedure processing unit 440 performs a process of processing payment for the payment information by associating the payment procedure through the program 325 of the wireless terminal 300 with the payment approval procedure of the specified payment server can do.

The payment procedure processing unit 440 checks the payment result of the payment information in cooperation with the payment server that interlocks with the program 325 of the wireless terminal 300 and / or performs the payment approval procedure for the payment information, And provides the settlement result to the settlement apparatus 100 or the program 325 of the user-possessed wireless terminal 300.

5 is a diagram illustrating an operation process of the black box device 200 according to an embodiment of the present invention.

5 shows an operation process of the chip module 230 of the black box device 200 for transmitting a unidirectional radio signal including the identification code designated by the power supply, It will be understood by those skilled in the art that various ways of practicing the operation of the black box device 200 (e.g., omitting some of the steps or changing the order) may be described with reference to and / However, the present invention includes all of the above-mentioned embodiments, and the technical features of the present invention are not limited by the method shown in FIG.

5, when operating power is supplied to the chip module 230 of the black box device 200 (500), the chip module 230 of the black box device 200 determines whether to transmit the unidirectional radio signal (505). According to an embodiment of the present invention, the chip module 230 of the black box device 200 transmits a unidirectional wireless signal at the same time as power is supplied thereto, and / or an operation unit 225 provided in the black box device 200, Directional short distance communication between the chip module 230 of the black box device 200 and the user wireless terminal 300 is connected or the user wireless terminal 300 Directional radio signal can be transmitted according to the instruction of the mobile station.

If the unidirectional wireless signal is transmitted, the chip module 230 of the black box device 200 may transmit the unidirectional wireless signal through the unidirectional wireless signal according to at least one embodiment of the first to seventh unidirectional wireless signal transmission embodiments of the present invention. (510) a unique code to be transmitted and / or an identification code including an authentication code.

If the identification code to be transmitted through the unidirectional radio signal is confirmed, the chip module 230 of the black box device 200 confirms whether the vehicle is receiving power from the outside of the black box device 200 515). If it is determined that the vehicle is not being supplied with power, the unidirectional wireless signal including the identification code is transmitted using the charging power charged in the black box device 200 (520) The signal strength of the unidirectional radio signal is amplified (e.g., amplified to a maximum signal strength available or amplified to a signal strength of a predetermined numerical value) based on the vehicle power source, and the signal strength of the unidirectional radio signal And transmits a radio signal (525).

6 is a diagram illustrating a bidirectional short-range communication connection procedure between a user's black box device 200 and a user's wireless terminal 300 according to an embodiment of the present invention.

6 illustrates a process of connecting a bi-directional local area communication between a chip module 230 of a user-owned black box device 200 and a user's wireless terminal 300. In the technical field of the present invention, Those skilled in the art will be able to refer to and / or modify this FIG. 6 to infer various implementations of the bi-directional short distance communications connection process (e.g., omitting some steps or changing the sequence) However, the present invention includes all of the above-described embodiments, and the technical features of the present invention are not limited only by the method shown in FIG. 6 is a flowchart illustrating a process of connecting a bidirectional short-range wireless communication between a user's black box device 200 and a user's wireless terminal 300 for convenience sake. However, the present invention is not limited to the user's black box device 200, Directional short-range cable communication between the wireless terminals 300 of the base station 300. [

Referring to FIG. 6, the chip module 230 of the black box device 200 during the operation of the black box device 200 through the process shown in FIG. 5 transmits a signal to the user wireless terminal 300 (600) whether the communication identification information is stored in the designated storage area of the chip module (230). If the communication identification information of the user wireless terminal 300 is not stored in the chip module 230 of the black box device 200, the chip module 230 of the black box device 200 may connect the two- The user's wireless terminal 300 performs a procedure (e.g., a pairing procedure, etc.) for identifying the user wireless terminal 300. The user's wireless terminal 300 also uses a black box A process of identifying the chip module 230 of the device 200 is performed (605).

If the wireless terminal 300 of the user to connect the bidirectional local area communication is identified, the chip module 230 of the black box device 200 acquires the communication identification information of the identified user wireless terminal 300, And then the chip module 230 of the black box device 200 stores the user identification information of the user wireless terminal 300 and the user wireless terminal 300 using the communication identification information of the user wireless terminal 300 stored in the storage area. Bidirectional short-range communication can be connected. The program 325 of the wireless terminal 300 also identifies the chip module 230 of the black box device 200 and identifies the communication identification information of the chip module 230 of the black box device 200 (615). ≪ / RTI >

When the communication identification information of the user wireless terminal 300 is stored in the chip module 230 of the black box device 200, the chip module 230 of the black box device 200 uses the communication identification information Directional short distance communication with the user's wireless terminal 300 located in the vicinity is connected 620 and correspondingly the program 325 of the user wireless terminal 300 is also connected to the chip module 300 of the user- Directional short distance communication with the chip module 230 of the black box device 200 using the communication identification information of the black box device 230 (620).

Directional short distance communication with the chip module 230 of the black box device 200 is connected to the black box device 200 so that the program 325 of the wireless terminal 300 is transmitted to the chip module 230 of the black box device 200 via the one- (625) whether to perform a procedure for setting a unique code and / or an authentication code for signal transmission. If a unique code and / or an authentication code for transmitting a unidirectional radio signal is set to the chip module 230 of the black box device 200, the program 325 of the wireless terminal 300 can be transmitted to the chip module 230 of the black box device 200, Directional wireless communication to the chip module 230 of the black box device 200 via the bidirectional local communication so as to conform to at least one embodiment of the seventh unidirectional wireless signal transmission embodiment, The procedure for setting the code may be performed (630).

7 is a diagram illustrating a process of registering a unique code transmitted through a unidirectional radio signal in a chip module 230 of a user-owned black box device 200 according to an embodiment of the present invention.

7 illustrates a unique code transmitted through a unidirectional wireless signal in the chip module 230 of the user-owned black box device 200 and a unique code transmitted through the user's own wireless terminal 300 Or the program 325 of the wireless terminal 300), and registers the unique information for identifying the unique information. Referring to FIG. 7 and FIG. 7, if the person skilled in the art is aware of the present invention, The present invention can be applied to various embodiments (for example, omitting some steps or changing the order) of the inherent code registration process, And the technical characteristics thereof are not limited only by the method shown in FIG.

Referring to FIG. 7, the program 325 of the wireless terminal 300 of the user possesses unique information (e.g., telephone number (e.g., telephone number)) unique to the user-owned wireless terminal 300 possessing the black box device 200, (E.g., an application identification value, a device token, a push token, a UUID, a UDID, etc.) that uniquely identifies the program 325 installed in the wireless terminal 300 owned by the user The operation server 400 requests the registration of the wireless terminal 300 owned by the user who owns the black box device 200 or the wireless terminal 300 Program 325) and stores the unique information in a designated storage medium (705).

The program 325 of the wireless terminal 300 is connected to the chip module 230 of the user owned black box device 200 via the bidirectional local communication through the process shown in FIG. The chip module 230 checks (710) a unique code to be transmitted through the unidirectional radio signal, and / or transmits the chip code to the chip module 230 of the user-owned black box device 200 through the process shown in FIG. (710) and confirms (710) the unique code of the user-owned black box device (200) that the user inputs through the wireless terminal (300).

If the unique code to be transmitted through the unidirectional radio signal is confirmed in the chip module 230 of the black box device 200, the program 325 of the wireless terminal 300 transmits the program to the operation server 400, The operation server 400 requests registration of the unique code of the unidirectional wireless signal transmitted from the chip module 230 of the wireless terminal 200 from the program 325 of the wireless terminal 300 The unique code of the wireless terminal 300 (or the program 325 of the wireless terminal 300) and the unique code of the wireless terminal 300 are transmitted to the chip module 230 of the wireless terminal 300 through the unidirectional wireless signal, And stores it in a designated storage medium (720). Meanwhile, when the chip module 230 of the black box device 200 further transmits an authentication code through the unidirectional wireless signal, the operation server 400 may set an authentication rule for authenticating the validity of the authentication code.

The program 325 of the wireless terminal 300 confirms that the unique code of the unidirectional wireless signal transmitted from the chip module 230 of the user-owned black box device 200 is registered in association with the operation server 400 The program 325 of the wireless terminal 300 receives the unidirectional wireless signal transmitted from the chip module 230 of the black box device 200 from the operation server 400 100 to receive the payment information requested for payment and perform the payment procedure.

Meanwhile, the program 325 of the wireless terminal 300 checks (730) the unique code registered through the operation server 400 and transmits the unique code to the wireless terminal 300 (or the program 325 of the wireless terminal 300) (Step 735). If the registered unique code is confirmed, the program 325 of the wireless terminal 300 transmits the unique code of the user owned by the user through the process shown in FIG. 6 (740) a unique code actually transmitted from the unidirectional wireless signal in the chip module 230 of the black box device 200 through bidirectional short distance communication connected to the chip module 230 of the black box device 200, (740), recognizing the unidirectional radio signal actually transmitted from the chip module (230) of the user-owned black box device (200) through the process shown in FIG. 5 In the chip module 230 of the device 200, To ensure that the unique code of the line signal matching with the registered specific codes through the operation server 400 (745). If the unique code of the unidirectional radio signal actually transmitted from the chip module 230 of the black box device 200 is matched with the registered unique code, the program 325 of the wireless terminal 300 transmits, The payment device 100 can recognize the unidirectional wireless signal transmitted from the chip module 230 of the black box device 200 and receive the payment information requested by the payment device 400 to perform the payment procedure.

FIG. 8 is a diagram illustrating a payment request process using a unidirectional wireless signal transmitted from a chip module 230 of a user-owned black box device 200 according to an embodiment of the present invention.

8 shows a case where the payment device 100 receiving the unidirectional wireless signal transmitted from the chip module 230 of the user-owned black box device 200 receives a payment including a unique code recognized through the unidirectional wireless signal Upon receipt of the request information, the operation server 400 receives the payment request information and confirms the payment information including the payment amount to be requested to the user who owns the black box device 200 corresponding to the unique code Those skilled in the art will be able to refer to and / or modify the FIG. 8 to understand various ways of implementing the payment request process (e.g., some steps may be omitted, However, the present invention is not limited to the above-described embodiments, This feature is not limited.

Referring to FIG. 8, the payment apparatus 100 receives (800) a unidirectional radio signal transmitted from the chip module 230 of the black box device 200 approaching the effective range through the process shown in FIG. 5, , Reads the received unidirectional radio signal and confirms the unique code of the unidirectional radio signal transmitted from the chip module 230 of the black box device 200 within the valid range (805) The authentication code included in the wireless signal can be further confirmed (805).

The settlement apparatus 100 recognizing the unique code and / or the authentication code of the unidirectional radio signal transmitted from the chip module 230 of the black box apparatus 200 approaching within the effective range is the first to fifth payment Request information including a unique code and / or an authentication code recognized through the unidirectional wireless signal transmitted from the chip module 230 of the black box device 200 approaching within the valid range using at least one embodiment of the embodiment The settlement request information is configured (810), and the settlement request information is transmitted to the operation server (815).

The operation server 400 receives at least one of the first to fifth payment request information embodiments of the present invention from the settlement apparatus 100 that recognizes the unidirectional radio signal transmitted from the chip module 230 of the black box apparatus 200 The payment request information configured through one embodiment is received (820). If the payment request information includes the authentication code, the operation server 400 may perform a procedure for authenticating the validity of the authentication code included in the payment request information (825). If the validity of the authentication code included in the payment request information is not authenticated, the operation server 400 provides error information to the black box device 200 that has transmitted the unidirectional wireless signal to the payment device 100 The settlement apparatus 100 error-processes the black box device 200 that has transmitted the unidirectional radio signal (830).

Meanwhile, when the payment request information is received from the payment apparatus 100 and / or the validity of the authentication code included in the payment request information is authenticated, the operation server 400 transmits the first to fifth payment request information In operation 835, the payment amount to be requested to the user who owns the black box device 200 corresponding to the unique code included in the payment request information is checked or calculated based on at least one of the embodiments.

If the payment amount to be requested to the user who owns the black box device 200 is confirmed / calculated, the operation server 400 includes the confirmed / calculated payment amount, (840) further includes payment information including the unique code and / or authentication code and further including the merchant information corresponding to the off-line base having the settlement device (100).

The operation server 400 may use the mapping relationship between the unique code and the unique information registered through the process shown in FIG. 7 to transmit the unique code included in the payment request information to the user- (845) the program 325 of the black box device 300 and provides the confirmed payment information to the program 325 of the user-owned wireless terminal 300 possessing the black box device 200.

FIG. 9 is a flowchart illustrating a settlement process using a unidirectional wireless signal transmitted from a chip module 230 of a user-owned black box device 200 according to an embodiment of the present invention.

9 is a flowchart illustrating a method of providing payment information to a program 325 of a wireless terminal 300 owned by a user who owns a black box device 200 in an operating server 400 325) performs a settlement process for the settlement information and performs a settlement process. If a person skilled in the art is familiar with the present invention, referring to and / or modifying FIG. 9, It will be appreciated that various implementations of the process (e.g., omitting some of the steps or changing the order) may be inferred, but the present invention includes all of the above- The technical features thereof are not limited by the implementation method alone.

Referring to FIG. 9, the operation server 400 confirms payment information based on the unidirectional wireless signal transmitted from the chip module 230 of the user-owned black box device 200 through the process shown in FIG. 8 The program 325 of the user-possessed wireless terminal 300 receives the payment information from the operation server 400 (900). If the payment information includes the unique code and / or the authentication code, the program 325 of the wireless terminal 300 transmits the chip module of the user-owned black box device 200 through the process shown in FIG. And / or the authentication code transmitted via the unidirectional wireless signal in the chip module 230 of the black box device 200 via the bi-directional short distance communication connected to the black box device 230 and / Way radio signal transmitted from the chip module 230 of the user-owned black box device 200 through the process of confirming the unique code and / or the authentication code, and then transmits the unique code and / or authentication code (905). If the unique code and / or authentication code included in the received payment information does not match the unique code and / or authentication code of the unidirectional wireless signal actually transmitted from the chip module 230 of the black box device 200, The program 325 of the wireless terminal 300 may output an error of the payment information 910 and provide error information of the payment information to the operation server 400. [

On the other hand, if the payment information is received from the operation server 400 and / or a unique code and / or an authentication code included in the received payment information is actually transmitted from the chip module 230 of the black box device 200 The program 325 of the wireless terminal 300 performs a payment procedure for the payment information using the designated payment method and the payment means 915. If the unique code of the unidirectional wireless signal matches the unique code of the unidirectional wireless signal, , The operation server 400 performs a procedure of processing payment for the payment information in cooperation with the program 325 of the wireless terminal 300 (920). When the settlement processing for the settlement information is completed, the operation server 400 confirms the settlement result of the settlement processing for the settlement information (925) and transmits the settlement result of the settlement processing to the program (930), and the program (325) of the wireless terminal (300) receives and outputs the payment result (935). Meanwhile, the operation server 400 provides the settlement result of the settlement process to the settlement apparatus 100 (930), and the settlement apparatus 100 receives the settlement result and transmits the settlement result to the chip As a payment result of the payment request for the unidirectional wireless signal transmitted from the module 230 (940).

100: Payment device 200: Black box device
230: Chip module 300: Wireless terminal
325: program 400: operating server
405: Registration processing unit 410: Authentication rule setting unit
415: payment request receiving unit 420: authentication code authentication unit
425: Payment information confirmation unit 430: Terminal side confirmation unit
435: Payment information providing unit 440: Payment processing processing unit

Claims (13)

In a method executed by a server,
A unique code to be transmitted through the unidirectional radio signal in a black box device mounted on a user's vehicle and a unique code to be transmitted to the user's own wireless terminal Program), and storing the unique information;
A second step of receiving payment request information including a unique code recognized through the unidirectional radio signal from a settlement device which receives a unidirectional radio signal transmitted from a chip module of the black box device;
A third step of, upon receiving the payment request information, confirming payment information including a payment amount to be requested to a user who owns a black box device corresponding to the unique code; And
And a fourth step of providing the payment information to the program of the user-owned wireless terminal using the unique information mapped with the unique code,
Wherein the payment information is used in a payment procedure through a program of the user-owned wireless terminal.
The method according to claim 1,
Wherein the chip module of the black box device has a bidirectional local communication function in addition to the unidirectional radio signal transmitting function,
Wherein the user owned wireless terminal performs bi-directional short distance communication with the chip module of the black box device.
3. The method of claim 2,
Wherein the bi-directional short-range communication includes pairing-based Bluetooth communication,
Wherein the unidirectional radio signal comprises a Bluetooth-based beacon signal.
3. The method of claim 2,
Wherein the bi-directional short-range communication includes a short-range data communication based on a cable connection,
Wherein the unidirectional radio signal comprises a Bluetooth-based beacon signal.
3. The method of claim 2,
Code unique to the chip module of the black box device,
And a unique code provided by a user-owned wireless terminal for bidirectional short-distance communication with a chip module of the black box device.
The black box apparatus according to claim 1,
Wherein the unidirectional radio signal is amplified with a specified signal strength and transmitted.
The method according to claim 1,
Wherein the unidirectional wireless signal further includes an authentication code generated by a chip module of the black box device together with the unique code,
Wherein the second step includes receiving payment request information including the unique code and the authentication code from the payment apparatus,
Further comprising the step of authenticating the validity of the authentication code when receiving the payment request information including the authentication code.
8. The method according to claim 7,
A disposable code generated by dynamically generating at least one of information provided in a chip module of the black box device, information dynamically determined in the chip module, and information provided from a program of a user-owned wireless terminal through bi-
The information provided in the chip module of the black box device, the information determined dynamically in the chip module, and the information provided from the program of the user-owned wireless terminal through bidirectional local area communication, code,
The information provided in the chip module, the information dynamically determined in the chip module, and the information received from the program of the user-owned wireless terminal through bidirectional local area communication using the certificate provided in the chip module of the black box device Wherein the at least one code includes at least one of a digital signature code and a digital signature code.
The method according to claim 1,
Wherein the unidirectional wireless signal further comprises an authentication code provided from a user-owned wireless terminal that performs bi-directional short distance communication with the chip module of the black box device together with the unique code,
Wherein the second step includes receiving payment request information including the unique code and the authentication code from the payment apparatus,
Further comprising the step of authenticating the validity of the authentication code when receiving the payment request information including the authentication code.
10. The method according to claim 9,
A random number code generated by the program of the user-owned wireless terminal,
A one-time code dynamically generated through a seed specified in the program of the user-owned wireless terminal,
A signature code obtained by electronically signing the designated information through the certificate specified by the program of the user-possessed wireless terminal,
A random number code generated by a designated server and provided as a program of the user-owned wireless terminal,
A random number generated by a designated server through a designated seed and provided to a program of the user-owned wireless terminal,
And a signing code provided by the designated server to the program of the user-owned wireless terminal by electronically signing the designated information through the designated certificate.
The method according to claim 1,
Wherein the payment request information includes a payment amount determined by the payment apparatus,
Wherein the third step comprises checking the payment information including the payment amount included in the payment request information.
The method according to claim 1,
The settlement request information includes a cost calculation parameter required to calculate a settlement amount,
Wherein the third step calculates the settlement amount using the amount calculation parameter included in the settlement request information, and confirms the settlement information including the calculated settlement amount.
The method according to claim 1,
A fifth step of confirming a settlement result of settlement information corresponding to the settlement procedure processed through the program of the user-owned wireless terminal; And
And providing the settlement result to the payment device or the program of the user-owned wireless terminal.

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