KR20170084451A - Cash-back system of conversion for point - Google Patents

Cash-back system of conversion for point Download PDF

Info

Publication number
KR20170084451A
KR20170084451A KR1020160003515A KR20160003515A KR20170084451A KR 20170084451 A KR20170084451 A KR 20170084451A KR 1020160003515 A KR1020160003515 A KR 1020160003515A KR 20160003515 A KR20160003515 A KR 20160003515A KR 20170084451 A KR20170084451 A KR 20170084451A
Authority
KR
South Korea
Prior art keywords
point
payment
information
user terminal
server
Prior art date
Application number
KR1020160003515A
Other languages
Korean (ko)
Inventor
노영애
Original Assignee
(주) 좋은열매
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by (주) 좋은열매 filed Critical (주) 좋은열매
Priority to KR1020160003515A priority Critical patent/KR20170084451A/en
Publication of KR20170084451A publication Critical patent/KR20170084451A/en

Links

Images

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0226Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • YGENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
    • Y04INFORMATION OR COMMUNICATION TECHNOLOGIES HAVING AN IMPACT ON OTHER TECHNOLOGY AREAS
    • Y04SSYSTEMS INTEGRATING TECHNOLOGIES RELATED TO POWER NETWORK OPERATION, COMMUNICATION OR INFORMATION TECHNOLOGIES FOR IMPROVING THE ELECTRICAL POWER GENERATION, TRANSMISSION, DISTRIBUTION, MANAGEMENT OR USAGE, i.e. SMART GRIDS
    • Y04S50/00Market activities related to the operation of systems integrating technologies related to power network operation or related to communication or information technologies
    • Y04S50/14Marketing, i.e. market research and analysis, surveying, promotions, advertising, buyer profiling, customer management or rewards

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Development Economics (AREA)
  • General Physics & Mathematics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Game Theory and Decision Science (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

BACKGROUND OF THE INVENTION 1. Field of the Invention [0001] The present invention relates to a point variation reducing system and method, and its constitution comprises a plurality of user terminals, which collectively accumulate points according to purchase, payment, and purchase of a specific article, A plurality of user terminals receives the unit price and the purchase amount of the commodity, calculates a sales amount for each user terminal, sends out a point amount of a batch or division according to the commodity to the user terminal, A sales server for transferring point receipt information of a collective or divided month according to the item to be sold to the DB server; And a sales server for receiving the article sales amount of the user terminal and the receipt information of the collective or divided month of the point requested to be paid in real time, storing the information according to the point payment, calculating the point division information according to the sales amount, And a DB server for performing the operation.
As a result, members are paid differently according to the selection of the period for the points paid after using the goods or services, thereby maximizing the customer benefits by paying high points and attracting interest by dividend payment. It is possible to provide an effect that the event operation of the form can be planned.

Figure P1020160003515

Description

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a point-

The present invention relates to a point reduction service, and more particularly, to a point reduction service which is differentially applied according to a user's period selection for a point paid according to the purchase of goods or service use, And more particularly, to a point change and return system and method capable of maintaining an additional purchase and membership of a user by operating an event according to a continuous point payment.

As information and communication technology has developed rapidly, the Internet has become a powerful medium to change the paradigm of pursuing new economic value and life. In addition, the Internet is basically a tool for communication that transcends time and space, and it also shares a space for business with a real market.

Recently, Internet companies have been striving to provide better service, diverse contents and strengthen marketing to achieve increase in membership and traffic, which is the basis of monetization. The representative example is that a certain amount proportional to the purchase price of purchased goods purchased by the purchaser is accumulated as points, and when the accumulated points exceed the predetermined standard, it can be converted into goods or cash.

The above-mentioned point accumulation method is a method in which a person himself / herself accumulates a corresponding point through a method of purchasing a product, recommends another purchaser having purchasing power of goods, and provides a point to a recommender when the recommended member purchases the item .

In addition, as the point marketing of each company becomes popular and consumers' interest in points increases, the desire to use the points efficiently becomes more and more and there is a movement to induce consumers to actively use accumulated points Is becoming active. However, it is still the case that points can only be used for a limited purpose, or the points of each company are used individually.

By offering a certain amount of credit points to members who have purchased the goods with those who have recommended them, the shopping mall can easily recruit new members, and all members can purchase products more aggressively to earn points, thereby increasing sales of shopping malls I could.

Such a conventional point utilization method is difficult to use points when accumulated points of users scattered by each company are small and it can not be used even though they have various kinds of points, If a small amount of points is accumulated, but the point is not recognized, if the point is less than a certain point, the point is limited in use, and if the point providing company sets an expiration date for the point, The damage is caused by limitation of use and unused.

In addition, in order to use a point on the Internet, even if the same point is used, the user must input various information every time he uses it, and must go through an authentication procedure for using the point.

In addition, there are limitations on the use of points that are set and paid only for the points set for each item according to the point payment, and there are limitations on the points that are accumulated and accumulated.

Accordingly, in the related technical field, the point to be paid according to the purchase of goods or the use of the service is differently applied according to the selection of the user's period to diversify the points to be cash-backed according to the point payment and accumulation, We will implement an effective cash-back system that can solve direct and indirect problems such as ease of use and substantial benefits of the system.

1. METHOD FOR OFFERING POINT ACCORDING TO PURCHASING OFGOODS (Patent Application No. 10-2004-0059101) 2. Method for reserving and deducting points on internet shopping mall site (Patent Application No. 10-2002-0023930) 3. How to earn Points on Internet Shopping Mall (Point Reserve Method on Internet Shopping Mall) (Patent Application No. 10-2001-0006972 No. 0

SUMMARY OF THE INVENTION The present invention has been made in order to solve the above problems, and it is an object of the present invention to provide a method and system for distributing points, There is provided a point variation return system and method capable of maintaining an additional purchase and membership of a user by operating an event according to a continuous point payment

In addition, the present invention can overcome the restrictions on accumulation and use of existing points by calculating the reduction amount at a rate set in accordance with the purchase of goods or using the service, and returning it to the purchaser step by step, And a point variation reducing system and method capable of promoting the purchase.

However, the objects of the present invention are not limited to the above-mentioned objects, and other objects not mentioned can be clearly understood by those skilled in the art from the following description.

According to an aspect of the present invention, there is provided a point fluctuation reducing system comprising: a plurality of user terminals that collectively accumulate points according to purchasing, payment, and purchase of a specific item in accordance with a variable month; A plurality of user terminals receives the unit price and the purchase amount of the commodity, calculates a sales amount for each user terminal, sends out a point amount of a batch or division according to the commodity to the user terminal, A sales server for transferring point receipt information of a collective or divided month according to the item to be sold to the DB server; And a sales server for receiving the article sales amount of the user terminal and the receipt information of the collective or divided month of the point requested to be paid in real time, storing the information according to the point payment, calculating the point division information according to the sales amount, And a DB server for executing the DB server.

In addition, in the point variation reducing system according to the present invention, the sales server may provide article information to the user terminal to receive the article purchase information to calculate a payout point amount for purchasing the article, and in response to the collective or divided payment request of the user terminal A control unit for controlling various operations of the sales server to pay the point amount, a data communication unit for performing data communication through a data session connection with a user terminal, a sales server, and a DB server through a communication network in response to a control signal of the control unit, A transmission / reception module for transmitting / receiving a point reduction amount for paying a point, a point and a point for a product to transmit the product information to the user of the user terminal A product module for providing a point-in-payment amount of the article set in the module, A pointer setting module in which a point payment amount according to a lump sum payment and a dividing month is set separately for providing a star point and an additional point amount for purchasing a plurality of articles can additionally be set; The points to be paid are selectively stored according to the user's purchase of the user terminal, and the payout point amount corresponding to the article is stored according to the item designation of the user terminal, and the remaining points A storage module for storing information on the remaining points when points are paid in the point reduction module according to the point payment transmission information for each schedule in the DB server by dividing them by user and goods, and a purchasing item transmitted to the DB server through the transmission / Step-by-step points according to collective payment or split month And a point returning module for transferring the points stored in the storage module to the user terminal according to the amount of payment and paying the points.

Further, in the point variation return system according to the present invention, the DB server receives and stores basic information of a subscription-related customer as a member of a user terminal through a transmission / reception module of the sales server, or stores a point accumulation amount A product DB module for providing information on sales products to be sold through the sales server and storing the information on the sales products to be sold by the manufacturer and the seller, The server receives the point payment amount for each item to be sold and receives the point information according to the divisional payment by the batch or month to calculate the payment date according to the division payment and the payment point for each selected month, And the settlement processing information for each article according to the purchase information of the user terminal And a settlement DB module for sending out the article settlement processing result to the return DB module for paying the points allocated according to the goods settlement.

To achieve the above object, according to another aspect of the present invention, there is provided a point fluctuation reducing method comprising: transmitting a commodity information to a sales information request for a specific commodity of a user terminal, step; A second step of calculating payment points according to purchase of goods and transmitting payment settlement information and payment points to a DB server; The user terminal checks whether or not the payment point is divided according to the selection of the user terminal for the point to be paid in accordance with the purchase of the goods, and if the payment point is full payment, the entire point is paid to the user terminal, ; A third step of confirming the division payment information for the point of the article transferred from the DB server, proceeding the dividing month calculation procedure and storing the dividing month and the payment point for each article to be purchased; A fourth step of confirming whether or not the purchased item is paid for the tea wager point, transmitting a remaining payment point at the time of dividing the appointed month to the user terminal, and transmitting the remaining point to the user terminal for payment; And a fifth step of receiving the set month end signal for the point to be paid according to the purchase of the goods and transmitting the point payment completion information to the user terminal.

The point variation reducing system and method according to the present invention can be applied to the points paid according to the purchasing of goods or the use of the service differently according to the selection of the period of the user so that the points are accumulated in accordance with the division payment in a stepwise manner, The event can be operated to induce the user to purchase additional items and to maintain existing members.

In addition, the point variation reduction system and method according to the present invention can overcome constraints on the accumulation and use of existing points by calculating the reduction amount at a rate set in accordance with the purchase of the article or using the service and returning it to the purchaser step by step , It can induce interest in the purchase of goods and promote purchase.

In addition, the point variation reduction system and method according to the present invention maximizes the customer benefit by paying high points by paying the member differently according to the period selection for the points paid after using the goods or services, By securing regular customers and paying the points continuously, various types of event management can be planned.

1 is a configuration diagram showing a configuration of a point variation reducing system according to an embodiment of the present invention;
2 is a block diagram showing the configuration of a sales server among the point variation reduction systems of FIG.
3 is a block diagram showing a configuration of a DB server of the point variation reduction system of FIG.
4 is a flow chart illustrating a point variation reduction method according to an embodiment of the present invention;

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, a detailed description of preferred embodiments of the present invention will be given with reference to the accompanying drawings. In the following description of the present invention, detailed description of known functions and configurations incorporated herein will be omitted when it may make the subject matter of the present invention rather unclear.

In the present specification, when one component 'transmits' data or a signal to another component, either component can transmit data or signals directly to another component, and at least one other component Lt; RTI ID = 0.0 > and / or < / RTI > to other components.

1 is a configuration diagram showing a configuration of a point fluctuation reducing system 1 according to an embodiment of the present invention. The point fluctuation reducing system 1 according to the present invention includes a user terminal 100, a communication network 200, a sales server 300, and a DB server 400. Referring to FIG. 1, the detailed configuration and operation of the point variation service according to the present invention will be described. The user terminal 100 purchases a specific article, and collects or specifies a point And a wired terminal or a wireless terminal that performs data transmission / reception with a server and a system including a sales server 300 and a DB server 400. [

The user terminal 100 is a broad concept including a wired terminal or a wireless terminal and includes a personal computer (PC), an Internet Protocol Television (IPTV), a notebook-sized personal computer, a PDA (Personal Digital Assistant) (Global System for Mobile Communication) phone, a General Packet Radio Service (GPRS) phone, a WCDMA (Wideband Code Division Multiple Access) phone, a UMTS (Universal Mobile Telecommunication Service) Phone, a mobile broadband system (MBS) phone, and the like.

That is, the user terminal 100 transmits the article information, the unit price, and the purchase amount of the specific commodity to the sales server 300, and transmits the commodity to the sales server 300 through the data communication between the sales server 300 and the DB server 400 And the point amount according to the instant receipt, collectively receiving the point amount, and transmitting the divided receipt information according to the set month.

The communication network 200 may be a high-speed period network of a large communication network capable of large-capacity, long-distance voice and data services, and may be a next generation wired and wireless network for providing Internet or high-speed multimedia service. When the communication network 200 is a mobile communication network, it may be a synchronous mobile communication network or an asynchronous mobile communication network. As an embodiment of the asynchronous mobile communication network, a WCDMA (Wideband Code Division Multiple Access) communication network is exemplified. In this case, although not shown in the drawings, the mobile communication network may include a Radio Network Controller (RNC). Meanwhile, although the WCDMA network is exemplified, it may be a next generation communication network such as a 3G LTE network or a 4G network, or an IP network based on other IP. The communication network 200 transmits signals and data between the user terminal 100, the sales server 300 connected to the communication network 200, the DB server 400, and the system.

The sales server 300 receives a unit price and a purchase amount of goods from a plurality of user terminals 100 and calculates a sales amount for each user terminal 100, 100, and transmits to the DB server 400 the point-of-sale information in a batch or split month according to the sales value calculated in real time and the sales item of the user terminal 100.

The DB server 400 receives information on the sales amount of the article about the user terminal 100 from the sales server 300 and the receipt information of a collective or divided month of the point requested to be paid in real time, Perform the procedure.

The DB server 400 calculates the point division information according to the sales amount received from each user terminal 100 and transmits the point payment amount to the user terminal 100.

The database (DB) in this specification may mean a functional and structural combination of software and hardware for storing information corresponding to each DB. The database may be implemented as at least one table, and may further include a separate DBMS (Database Management System) for searching, storing, and managing information stored in the database. Also, it can be implemented in various ways such as a linked-list, a tree, and a relational database, and includes all data storage media and data structures capable of storing information corresponding to a database.

FIG. 2 is a block diagram showing the configuration of a sales server of the point variation reduction system according to the present invention. The sales server 300 includes a control unit 310, a transmission / reception module 320, a member authentication module 330, ), A point setting module 350, a storage module 360, and a point reduction module 370. Hereinafter, the detailed configuration and operation of the sales server 300 according to the present invention will be described with reference to FIGS. 1 and 2. First,

The control unit 310 provides the goods information to the user terminal 100, receives the goods purchase information, calculates the payout point amount for purchasing the goods, and calculates the corresponding point amount according to the collective or divided payment request of the user terminal 100 And controls the general operation of the sales server 300 in order to pay.

The transmission / reception module 320 responds to a control signal of the control unit 310 and transmits data through a data session connection with the user terminal 100, the sales server 400, and the DB server 400 through the communication network 200 . That is, the transmission / reception module 320 receives data received from the user terminal 100 and the sales server 400 to which the data session is connected, and transmits the received data to the control unit 310. If necessary, the control unit 310 controls the transmission / (400) to the user terminal (100) and the sales server (400). That is, through the transmission / reception module 320, it is possible to transmit the article information for purchasing the article, the settlement information for the purchased article, the point reduction amount for the point payment, the sales server 300 and the DB And is responsible for communication of the server 400.

In this specification, a module may mean a functional and structural combination of hardware for carrying out the technical idea of the present invention and software for driving the hardware. For example, the module may mean a logical unit of a predetermined code and a hardware resource for executing the predetermined code, and it does not necessarily mean a physically connected code or a kind of hardware. Can be easily deduced to the average expert in the field of < / RTI >

The member authentication module 330 receives the service use request signal from the user of the user terminal 100 through the communication network 200 and processes the member authentication, And transmits the member information authenticated by the module 410 through the transmission / reception module 320.

That is, the member authentication module 330 performs an authentication process for a user who is a member for purchasing a product, and performs authentication for a user accessing the sales server 300 using a connection ID and a password given to the user In addition, authentication can be performed using a public key certificate to which a separate security card or a public key-based encryption algorithm is applied. The member authentication module 330 may use a known technique.

The product module 340 transmits information on the goods to the user of the user terminal 100 in accordance with the control signal of the control unit 310 and information on the goods set in the point setting module 350 And the article information is stored in the article DB module 420 of the DB server 400. [ That is, the product module 340 provides basic information on a product selected by the user of the user terminal 100, and provides information on the amount of pay-per-purchase point.

The pointer setting module 350 sets a payout point amount for each item to be sold, and the point payout amount according to the batch payment and the dividing month is separately set, and the additional point amount for purchasing a plurality of items can additionally be set.

According to the item designation of the user terminal 100, according to the request of the control unit 310, the point setting module 350 supplies the point set module 350 with payment according to the item Point amount is displayed.

In other words, the point to be paid is selectively stored according to the purchase of each user of the user terminal 100, and the remaining point amount is separately stored for each user and the item with respect to the point amount paid through the point returning module 370 , And information on the remaining points is stored when the points are paid by the point reduction module 370 according to the predetermined point payment transmission information in the reduced DB module 430 of the DB server 400.

The point reduction module 370 responds to the control signal of the controller 310 and collectively distributes or distributes the purchased goods according to the purchase items transmitted to the reduction DB module 330 of the DB server 400 through the transmission / The point stored in the storage module 360 is transmitted to the user terminal 100 according to the amount of the point-based point payment according to the month to pay the point.

3 is a block diagram illustrating the configuration of a DB server of the point variation reduction system according to the present invention. The DB server 400 includes a member DB module 410, a product DB module 420, a reduction DB module 430, And a DB module 440. 1 and 3, the DB server 400 includes a transmission / reception module 370 of the sales server 300, And receives and stores basic information of a subscription-related customer as a member of the user terminal 100 via the network. Meanwhile, the member DB module 410 may be selectively applied to membership, and may be additionally provided with a point accumulation amount according to an article at the time of membership.

The commodity DB module 420 receives and stores information on sales commodities to be sold through the sales server 300 from the manufacturers and the sellers and provides information on the commodities to be sold according to the requests of the sales server 300 do.

The reduction DB module 430 receives the point payment amount for each sale item in the sales server 300 and receives the point information according to the division payment by the batch or month to calculate the payment date according to the division payment and the payment point for each selected month And a predetermined point is paid to the user terminal 100 through the sales server 300.

The payment DB module 440 stores payment processing information for each article according to purchase information of the user terminal 100. [

Each DB module is configured to be able to record or access data using a DBMS (Database Management System) built in the DB server 400.

The DB server 400 according to the present invention is configured to provide data recorded and stored from the sales server 300 connected to the communication network 200 or to install the DB server 400 function in the sales server 300 Such a configuration may be implemented by a known technique, and a detailed description thereof will be omitted.

4 is a flow chart illustrating a point variation reduction method according to an embodiment of the present invention. Referring to FIGS. 1 to 4, a point variation reduction method will be described. First, the user terminal transmits a sales information request for a specific product to the sales server 400 (S110).

The sales server 400 transmits sales information about a specific commodity to the user terminal 100 according to a sales information request of the specific commodity of the user terminal 100 (S120).

The user terminal 100 transmits the goods purchase and payment information for the goods to the sales server 300 at step S130. The sales server 300 calculates the payment points of the goods to be purchased, And transmits the payment point to the DB server 400 (S140)

Then, the sales server 300 confirms whether or not the payment point is divided according to the selection of the user terminal with respect to the point to be paid in accordance with the purchase of the article (S150). If the payment point is full payment, the sales server 300 distributes the entire point to the user terminal 100 (S151), and transmits the split payment information to the DB server 400 (S155).

At this time, the DB server 400 proceeds to the dividing month calculation procedure (S160) by confirming the division payment information for the point of the article transferred from the sales server 300 (S160) Stores the month, the payment point of the star.

Then, it is confirmed whether or not the purchase item is paid for the month (February) point, and a point to be paid when the designated person is divided in February is transmitted to the sales server 300, and the remaining point is transmitted to the user terminal 100 To be paid out (S170)

Then, it is confirmed whether or not the purchase item is paid for the month (March) point, and the point to which the designated person is to be paid at the time of dividing March is transmitted to the sales server 300, and the remaining point is transmitted to the user terminal 100 To be paid out (S180)

In addition, it is confirmed whether or not a payout point (N month) point is paid for the purchased item, and a point to be paid when the designated person is divided into N months is transmitted to the sales server 300 to receive the remaining points through the sales server 300 To be paid out (S190)

The DB server 400 transmits point payment completion information to the sales server 300 and receives the dispatched information and transmits the point payment completion information to the sales server 300. [ To the user terminal 100, the point payment completion information.

The step-by-step point information to be paid to the user according to the point division according to the above-mentioned procedure is as shown in Table 1, according to the monthly point differential payment embodiment, Respectively.

Example of Monthly Differential Payment Variable months 1 month 2nd month 3 months 4th month 5th month Summed up Payment date November 7 December 7 January 7 February 7 March 7 G
class
artillery
sign
The
Immediately 420 420
2 months 300 300 600 3 months 270 270 270 810 4 months 250 250 250 250 1,000 5 months 230 230 230 230 230 1,150

That is, the point accumulation is stepwise differentiated according to the points to be immediately paid and the divided payment points, so that interest can be generated according to the point payment of the user.

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed embodiments, but, on the contrary, is intended to cover various modifications and equivalent arrangements included within the spirit and scope of the appended claims. I will understand. Accordingly, the true scope of the present invention should be determined by the technical idea of the appended claims.

100: user terminal 200:
300: Sales server
310: Control section 320: Transmitting /
330: member authentication module 340: product module
350: point setting module 360: storage module
370: Point reduction module
400: DB server
410: Member DB module 420: Product DB module
430: reduction DB module 440: settlement DB module

Claims (4)

A plurality of user terminals (100) that collectively collect points according to purchasing, payment, and purchase of a specific item, or a variable month according to a designated variable month;
A plurality of user terminals 100 receives the unit price and the purchase amount of the goods and calculates a sales amount for each user terminal 100 and then sends a batch or a divided point amount according to the sale item to the user terminal 100, A sales server 300 for transferring to the DB server 400 the sales receipts calculated by the customer terminal 100 and the point receipt information of the collective or divided months according to the sales items of the user terminal 100; And
The selling server 300 receives real-time sales information of the user terminal 100 and the collecting or dividing month of the point requested to be paid, stores the information according to the point payment, And a DB server (400) for calculating a settlement amount by performing a settlement procedure.
The system according to claim 1,
The user terminal 100 provides the article information to receive the article purchase information to calculate the payout point amount for purchasing the article, and in order to pay the point amount according to the collective or divided payment request of the user terminal 100, A control unit 510 for controlling various operations of the display unit 300,
In response to the control signal of the control unit 310, data communication is performed through a data session connection with the user terminal 100, the sales server 400, and the DB server 400 through the communication network 200, A transmission / reception module 320 for transmitting / receiving information for transmission of information, reception of payment information for the purchased item, and point reduction for point payment,
A product providing information on a product and an amount of a point of payment of the article set in the point setting module 350 to send the article information to the user of the user terminal 100 in accordance with a control signal of the controller 310 Module 340,
A pointer setting module 350 in which a point payment amount according to a lump sum payment and a dividing month is separately set to provide a point for each item to be sold and an additional point amount for purchasing a plurality of articles can additionally be set,
Points to be paid for each item to be sold are stored separately and points to be paid are selectively stored according to user purchases of the user terminal 100. In accordance with the item designation of the user terminal 100, And the remaining point amount is divided for each user and the item by the point reduction module 370 according to the predetermined point payment transmission information to the DB server 400, A storage module 360 for storing information on remaining points when paid out, and
In response to the control signal of the control unit 310, is stored in the storage module 360 according to the batch payment according to the purchase item transferred to the DB server 400 through the transmission / reception module 320, And a point reduction module (370) for transmitting the point to the user terminal (100) and paying the point.
The system according to claim 1, wherein the DB server (400)
A member who receives and stores basic information of a subscription-related customer as a member of the user terminal 100 through the transmission / reception module 370 of the sales server 300, or additionally provides a point accumulation amount according to the article DB module 410,
A merchandise DB module 420 for receiving and storing information on sales products to be sold through the sales server 300 and providing sales product information for the respective products upon request of the sales server 300,
The sales server 300 receives the point payout amount for each item to be sold and receives the point information according to the payout by the batch or month to calculate the payout date according to the divided payout and the payout point for each selected month, A reduction DB module 430 for making a predetermined point payment to the terminal 100,
A settlement DB module 440 for storing payment processing information for each article according to the purchase information of the user terminal 100 and transmitting the article settlement processing result to the reduction DB module 430 for paying the points allocated according to the article settlement Further comprising: a point variation detecting unit for detecting a point variation of the point variation.
A first step of transmitting goods information to a sales information request for a specific merchandise of a user terminal to receive merchandise purchase and payment information for the merchandise;
A second step of calculating payment points according to purchase of goods and transmitting payment settlement information and payment points to DB server 400;
It is determined whether or not the payment point is divided according to the selection of the user terminal with respect to the point to be paid according to the purchase of the product. If the payment point is full payment, the entire point is paid to the user terminal 100, To the DB server (400);
A third step of confirming the division payment information for the point of the article transferred from the DB server 400 and proceeding with the division month calculation procedure and storing the division month and the payment point for each article to be purchased;
A fourth step of confirming whether or not the purchased item is paid for the purchased merchandise point, transmitting the remaining payout point to the user terminal (100) by paying the remaining payout point when the appointed month is divided into the next month, And
And transmitting the point payment completion information to the user terminal (100) by receiving the divided month end signal for the point to be paid out according to the purchase of the goods.
KR1020160003515A 2016-01-12 2016-01-12 Cash-back system of conversion for point KR20170084451A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
KR1020160003515A KR20170084451A (en) 2016-01-12 2016-01-12 Cash-back system of conversion for point

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
KR1020160003515A KR20170084451A (en) 2016-01-12 2016-01-12 Cash-back system of conversion for point

Publications (1)

Publication Number Publication Date
KR20170084451A true KR20170084451A (en) 2017-07-20

Family

ID=59443558

Family Applications (1)

Application Number Title Priority Date Filing Date
KR1020160003515A KR20170084451A (en) 2016-01-12 2016-01-12 Cash-back system of conversion for point

Country Status (1)

Country Link
KR (1) KR20170084451A (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2021194190A1 (en) * 2020-03-23 2021-09-30 (주) 휴스템에프에스디 System for blockchain-based virtual currency mediation and distribution, according to point return

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2021194190A1 (en) * 2020-03-23 2021-09-30 (주) 휴스템에프에스디 System for blockchain-based virtual currency mediation and distribution, according to point return
KR20210118509A (en) * 2020-03-23 2021-10-01 (주) 휴스템에프에스디 Intermediating and distributing system for virtual currency based on balckchain using cash-back for point

Similar Documents

Publication Publication Date Title
JP7069391B2 (en) Benefit granting method, privilege granting device and privilege granting system
US8117124B2 (en) Transferring funds electronically
US6970837B1 (en) Methods and apparatus wherein a buyer arranges to purchase a first product using a communication network and subsequently takes possession of a substitute product at a retailer
US10320992B2 (en) System and method for distributing personal identification numbers over a computer network
US20140351058A1 (en) System and method for enabling point of sale functionality in a wireless communications device
US20030083955A1 (en) Advertisement publishing management method and system
US10205721B2 (en) System and method for distributing personal identification numbers over a computer network
WO2013052189A1 (en) Geolocation based transaction facilitation system, metho, and apparatus
JP7448996B2 (en) Blockchain-based virtual currency intermediation and distribution system with point redemption
KR20170004149A (en) System for managing membership on-line shopping mall having revenue sharing structure
CN102855559A (en) Asynchronous terminal delivery transaction payment system and method
CN110929902A (en) WEB-integrated point-of-sale system
EP2608140A1 (en) Method of billing an online purchase
EP2300978A1 (en) Supplier funds reception electronically
CN102880980A (en) System for purchasing a plurality of products on mobile phone
US20020046135A1 (en) Marketing arrangement for goods and services
KR20170084451A (en) Cash-back system of conversion for point
US20220215419A1 (en) Method and system for refunding a purchase
KR20200005092A (en) System And Method of Changing Coin With Valuation Of The Coin
US20090254451A1 (en) Transaction system and method
WO2018051259A1 (en) System and method for providing management of online orders
KR102006347B1 (en) Apparatus and method for servicing goods in an internet cafe
JP2001297244A (en) System and device for point service
KR20130094509A (en) System and method for managing customer by intercommunication
KR20000036869A (en) Method for on/off line e-business through PC game room

Legal Events

Date Code Title Description
A201 Request for examination
E902 Notification of reason for refusal
E701 Decision to grant or registration of patent right