KR20170063482A - Method for Paying Notice of Payment by using Mobile Device - Google Patents

Abstract

According to a bill payment method using a wireless terminal of the present invention, a method executed by a wireless terminal of a user having a camera stores identification information of a separate program for processing settlement of payment information, Recognizes the barcode printed on the bill, confirms at least one notice information corresponding to the bill through the verified barcode information, stores it in a designated storage area of the wireless terminal, and stores the notification information stored in the storage area Generates or confirms payment information for processing settlement of settlement notice information determined as a settlement target and confirms whether the program corresponding to the identification information is installed in the wireless terminal using the identification information when confirming the settlement information , When the program is confirmed, the payment information is added to the identification information By driving an application that performs a process for transmitting the billing information.

Description

TECHNICAL FIELD [0001] The present invention relates to a payment method using a mobile terminal,

A method executed by a wireless terminal of a user having a camera, comprising the steps of: storing identification information for a separate program for processing settlement of payment information; recognizing a barcode printed on the bill through the camera; And stores the determined notification information in the designated storage area of the wireless terminal. When payment of the notification information, payment of the notification information determined as a settlement target among the notification information stored in the storage area is performed When the payment information is confirmed, confirms whether the program corresponding to the identification information is installed in the wireless terminal using the identification information, and when confirming the program, A program corresponding to the identification information is driven to settle the information, The present invention relates to a bill payment method using a wireless terminal performing a procedure for delivering a bill.

Due to the advancement of information and communication technology, mobile phones are evolving into a new form of smartphone as well as functions of simple telephone as before.

In particular, unlike existing mobile phones, smartphones can be equipped with various software besides mobile phone functions. Due to these features, various software for user's convenience is developed, sales / distribution of such software occurs Among them, software that provides various services through barcode recognition exists, but it is used for simple information inquiry through barcode recognition.

In addition, the development of the modern society has to be paid according to the monthly or specific period unit such as the tax / utility fee, and in general, in order to pay such a thing, It is paying through Giro site or inquiry / payment through internet banking site.

However, it is inconvenient for a person to do a lot of operations in order to do such things, and for such reasons, when there are many large bills, it is difficult to easily use due to the inconvenience of inputting one by one.

An object of the present invention is to provide a method executed by a wireless terminal of a user having a camera, comprising: a first step of storing identification information for a separate program for processing payment information settlement; A second step of identifying one or more pieces of disclaimer information corresponding to the discard through the identified barcode information and storing the discarded information in a designated storage area of the wireless terminal, A third step of generating or confirming payment information for processing settlement of notice information decided as a target; and a step of checking whether the program corresponding to the identification information is installed in the wireless terminal using the identification information A fourth step of confirming the program, and a fourth step of, when confirming the program, Driving the corresponding program that is a bill payment method using a wireless terminal including a fifth step of the procedure for transmitting the billing information to provide.

A billing method using a wireless terminal according to the present invention is a method executed by a wireless terminal of a user having a camera, the method comprising: a first step of storing identification information for a separate program for processing settlement of payment information; A second step of recognizing the barcode printed on the bill through the camera, identifying one or more pieces of notification information corresponding to the bill through the identified barcode information, and storing the information in a designated storage area of the wireless terminal, A third step of generating or confirming payment information for processing settlement of the notice information determined as a settlement target among the notice information stored in the zone, and a third step of, when confirming the settlement information, A fourth step of confirming whether or not a corresponding program is installed, For payment of the information by driving a program corresponding to the identification information it is characterized in that it comprises a fifth step of the procedure for transmitting the billing information.

In the billing method using the wireless terminal according to the present invention, at the time of payment of the notification information, at least one notification information stored in the storage area is determined as payment object notification information through an interface screen for determining payment object notification information The method comprising the steps of:

The bill payment method using the wireless terminal according to the present invention may further include processing the billing information for the payment process to be automatically inputted to the driven program when the program is run.

The bill payment method using the wireless terminal according to the present invention is characterized in that the program includes a banking program capable of processing payment of the payment information.

A method for paying a bill using a wireless terminal according to the present invention is a method executed by a wireless terminal of a user having a camera, the method comprising: recognizing a bar code printed on the bill through the camera; A second step of confirming identification information for identifying the wireless terminal, a second step of confirming the notice information corresponding to the identified identification information, and storing the information in advance in a designated storage area of the wireless terminal, A third step of outputting at least one notification information previously stored in a designated storage area of the wireless terminal using an interface screen for selecting payment object notification information after the notification information is stored in advance; When the information is selected, Through the billing interface to work with the interface screen and 4 confirming the payment information to be characterized in that it comprises a fifth step of performing a process for processing a charge for the billing information.

In the billing method using the wireless terminal according to the present invention, the fifth step may include: confirming a program for processing payment of the payment information; and executing payment processing for the payment information by driving the identified program And a requesting step.

The bill payment method using the wireless terminal according to the present invention may further include automatically inputting payment information for the settlement processing into the driven program when the program is driven.

The bill payment method using the wireless terminal according to the present invention is characterized in that the program includes a banking program for payment processing of the payment information.

The wireless terminal having the barcode-based bill management / payment function according to the present invention can acquire image data including a barcode printed on the bill, read an image of the barcode included in the acquired image data, A barcode reading unit for reading the obtained barcode information in association with the billing management server and confirming one or more identification information - taxpayer identification information and at least one identification information of the bill identification information - And a notice information output interface providing unit for outputting a notice information output interface including the identified one or more notice information.

A method of managing / paying a barcode-based bill according to the present invention includes the steps of: acquiring image data including a barcode printed on a bill at a wireless terminal; reading the barcode included in the obtained image data to obtain barcode information; The wireless terminal reading the barcode information in cooperation with the billing management server to identify at least one of identification information, taxpayer identification information, and billing identification information; Identifying one or more notification information based on the information, and outputting a notification information output interface including the confirmed one or more notification information at the wireless terminal.

According to the present invention, there is an advantage that it is possible to conveniently check a bill statement on a bill using a bar code printed on the bill.

In addition, when there are a plurality of confirmed notifications, the payment is selectively made on the wireless terminal through the barcode recognition, or the payment for the entirety is made on the wireless terminal. There is an advantage that the inconvenience can be solved.

In addition, there is an advantage that the security service provided by the financial institution can be used / paid as it is, by making the settlement of the notice contents through the interlocking with the stable banking program authenticated / distributed by the financial institution.

FIG. 1 is a diagram illustrating a configuration of a wireless terminal equipped with a barcode recognition function according to an embodiment of the present invention.
FIG. 2 is a block diagram of a bill management / operation system providing a bill management service using a bar code according to an embodiment of the present invention.
3 is a diagram illustrating a process of processing at least one notice amount payment using a barcode recognition function according to an embodiment of the present invention.
4 is a diagram illustrating a process of processing at least one notice amount payment using a barcode recognition function according to another embodiment of the present invention.
5 is a diagram illustrating a process of processing at least one notice amount payment using a barcode recognition function according to an embodiment of the present invention.
6 is a diagram illustrating a process of processing at least one notice amount payment using a barcode recognition function according to an embodiment of the present invention.
7 is a diagram illustrating a process of processing at least one notice amount payment using a barcode recognition function according to an embodiment of the present invention.

According to the present invention, a wireless terminal equipped with a barcode-based bill management / payment function can acquire image data including a barcode printed on a bill, read an image of the barcode included in the obtained image data, A barcode reading unit for reading the obtained barcode information in association with the billing management server and confirming one or more identification information - taxpayer identification information and at least one identification information of the bill identification information - And a notice information output interface providing unit for outputting a notice information output interface including the at least one notice information.

According to the present invention, a wireless terminal equipped with a barcode-based bill management / payment function checks payment information for one or more notice information to be paid for payment of all (or a part of) A settlement information providing unit configured to output a settlement interface including the confirmed settlement information; and a settlement information providing unit configured to perform settlement processing on the output payment information when requesting settlement information output through the settlement interface, And a settlement processing unit for operating the confirmed banking program to process settlement of the payment information output by the banking program.

According to another aspect of the present invention, there is provided a wireless terminal having a bar code based bill management / payment function, wherein the payment processing unit automatically processes the payment information on the financial transaction interface output through the confirmed banking program, So that the settlement for the transaction is performed.

Meanwhile, the barcode-based bill management / payment method according to the present invention includes: acquiring image data including a barcode printed on a bill at a wireless terminal, reading barcodes included in the obtained image data to obtain barcode information Reading out the obtained barcode information in cooperation with the billing management server in the wireless terminal to identify one or more identification information - taxpayer identification information and billing identification information - Checking at least one notification information based on the identification information, and outputting a notification information output interface including at least one notification information confirmed at the wireless terminal.

The method of managing / paying a barcode-based bill according to the present invention includes the steps of: confirming payment information for one or more notice information to be paid for payment of all (or a part of) The wireless terminal outputs a payment interface including the confirmed payment information, and upon request for payment of the payment information output through the payment interface, an interlocking banking program for payment processing of the payment information output And a step in which the wireless terminal drives the confirmed banking program to process the payment information for the output payment information.

The computer-readable recording medium records a program for executing the above-described bar code-based bill management / payment method.

The operation principle of the preferred embodiment of the present invention will be described in detail with reference to the accompanying drawings and description. It should be understood, however, that the drawings and the following detailed description are exemplary and explanatory and are intended to provide further explanation of the invention, and are not to be construed as limiting the present invention. In the following description of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the subject matter of the present invention rather unclear. The terms used below are defined in consideration of the functions of the present invention, which may vary depending on the user, intention or custom of the operator. Therefore, the definition should be based on the contents throughout the present invention.

It is to be understood that both the foregoing general description and the following detailed description of the present invention are exemplary and explanatory and are intended to provide further explanation of the invention as claimed. The configuration is omitted as much as possible, and a functional configuration that should be additionally provided for the present invention is mainly described. Those skilled in the art will readily understand the functions of components that have been used in the prior art among the functional configurations that are not shown in the following description, The relationship between the elements and the components added for the present invention will also be clearly understood.

In order to efficiently explain the essential technical features of the present invention, the following embodiments properly modify the terms so that those skilled in the art can clearly understand the present invention, It is by no means limited.

As a result, the technical idea of the present invention is determined by the claims, and the following embodiments are merely means for effectively explaining the technical idea of the present invention to a person having ordinary skill in the art to which the present invention belongs Only.

1 is a diagram illustrating a configuration of a wireless terminal 100 having a barcode recognition function according to an embodiment of the present invention.

1 is a block diagram of a wireless terminal 100 that acquires image data of a barcode printed on a bill through an image acquisition device included in the wireless terminal 100 and acquires / After one or more pieces of identification information are extracted, one or more pieces of notice information using the extracted one or more pieces of identification information are confirmed, and the confirmed notice information is paid in cooperation with the banking program 165 provided in the wireless terminal 100 1, the various embodiments of the wireless terminal 100 (e.g., some of the components may be omitted or some of the components may be omitted) , Or subdivided, or combined), but the present invention includes all such contemplated embodiments, The technical features thereof are not limited only by the method shown in FIG.

The wireless terminal 100 of the present invention has a function of acquiring images of all barcodes such as one-dimensional or two-dimensional barcodes or three-dimensional barcodes printed on a bill, a function of reading out the acquired images and confirming / extracting barcode information, A function of confirming one or more notice information corresponding to the barcode information in cooperation with a server on the communication network and a function of checking a part of the confirmed one or more notice information through interlocking with the banking program 165 based on the confirmed one or more notice information (Or all) of the image processing apparatus, the method comprising: acquiring an image including the barcode; recognizing the barcode included in the acquired image; reading the recognized barcode to read the barcode information A method of obtaining bar codes, a variety of bar code generating methods according to the bar code representation method, and the like.

Referring to FIG. 1, the wireless terminal 100 includes a control unit 115, a memory unit 180, and an output unit 105, and includes a camera unit 170 for obtaining an image including a barcode printed in a bill And a barcode information acquisition unit for acquiring barcode information on the image, acquiring barcode information based on the obtained barcode information, and connecting a communication channel with a server on the communication network for payment processing of the confirmed information, And a control unit 110 for confirming one or more notice information through the wireless terminal 100 and requesting a taxpayer to pay the taxpayer's amount of the confirmed notice information Do.

Here, the wireless terminal 100 may include a barcode reader for directly recognizing a barcode, or a barcode reader for directly recognizing a barcode in addition to a camera unit 170 for obtaining an image including a barcode printed in a bill, It is possible to provide an image acquisition device.

The control unit 115 physically performs a function of a recording medium including a processor, an execution memory, and a bus, and functionally processes a program included in the wireless terminal 100 to be loaded into the execution memory and operated by the processor do. 1 is a block diagram illustrating a program configuration unit included in the wireless terminal 100 according to an embodiment of the present invention.

The memory unit 180 includes a nonvolatile memory and functions as a storage medium for storing / retaining program codes to be loaded into the controller 115 functionally and a data set used by the program codes. Here, the program code includes system program code for operating / controlling the basic operation of the wireless terminal 100, and application program code for providing various application services provided in the wireless terminal 100.

The output unit 105 may output an image obtained through the camera unit 170 or may output barcode information that recognizes a barcode included in the acquired image or may output one or more barcodes corresponding to the recognized barcode And an output device for outputting the above-mentioned notification information, and includes all devices capable of outputting various information such as an LCD (Liquid Crystal Display).

The camera unit 170 includes a device for reading raster-based image data from a camera composed of an optical unit and a CCD (Charge Coupled Device) in a bitmap manner.

The communication unit 175 includes a communication module for connecting to any one of a wired communication network and a wireless communication network according to any communication standard and protocol. The communication unit 175 connects the communication network with a server (or a device) And performs a function of connecting the wireless terminal 100 with a communication channel.

The operation unit 110 includes a device that receives an operation of the taxpayer when the operation of the taxpayer is required to the wireless terminal 100. [ The operation unit 110 includes a key input module having a key button for inputting information necessary for a user's operation and a touch screen module for inputting information required for a user's operation through interlocking with the output unit 105. [

Referring to FIG. 1, the wireless terminal 100 obtains an image including a barcode printed on a bill, reads a barcode included in the obtained image to obtain barcode information, Billing management / payment program 120 for checking and outputting one or more billing information based on one or more pieces of identification information obtained by reading out the billing information, A banking program 165 that is linked to the bill management / payment program 120 and accesses a financial institution server at the request of the bill payment / management program to provide a settlement service using the deposited amount to the financial account of the taxpayer, Respectively.

Referring to FIG. 1, a bill management / payment program 120 provided in the wireless terminal 100 includes an image obtaining unit 130 for obtaining image data including a bar code printed on a bill via the camera unit 170, And an image reading unit (130) for reading the obtained image data, verifying the barcode image, and obtaining barcode information from which the verified barcode image is read.

The image obtaining unit 125 controls the camera unit 170 to obtain image data of a bill printed with a bar code through the camera unit 170. [

Here, the wireless terminal 100 may acquire image data through all the means for acquiring image data printed on a bill other than the camera unit 170.

When image data including a barcode printed on a bill is obtained through the image obtaining unit 125, the image reading unit 130 reads the obtained image data to obtain a one-dimensional barcode or a two-dimensional barcode or three Dimensional barcode or the like, and reads the recognized barcode image to obtain barcode information.

According to the method of the present invention, the reading of the obtained image data to recognize the barcode image is performed by reading one or more pixels included on the obtained image data and reading the starting point of the barcode (for example, QR Code), recognizes the barcode image based on the confirmed time point, and recognizes the barcode image by reading the obtained image data.

If the barcode image is recognized through the reading of the obtained image data, the recognized barcode image is read and the barcode information contained in the barcode is confirmed.

Those skilled in the art will appreciate the technical features of the method and / or the process of reading the barcode image and obtaining the barcode information. Therefore, a detailed description thereof will be omitted for the sake of convenience.

1, the billing management / payment program 120 provided in the wireless terminal 100 includes a barcode reader 135 for reading the identified barcode information and confirming one or more pieces of identification information, And a notice information checking unit 140 for checking the notice information to be actually paid by the taxpayer who has to pay the tax or the like through the notice based on the one or more pieces of identification information confirmed according to the read result.

The barcode reading unit 135 reads the verified barcode information, receives the bills, identifies the taxpayers to which the taxpayers should be paid, the bills identification information corresponding to the bills, and the intention of the person skilled in the art And confirms at least one of various information required according to the purpose.

For example, if the barcode printed on the bill is a 2D-based QR code, the taxpayer identification information may be an identification number such as a resident registration number, a telephone number, and a mobile phone number for the taxpayer, or a name of Korean or English for the taxpayer It is possible to include one or more identification information for identifying the separate taxpayer.

When the identified barcode information is read through the barcode reader 135 and the identified one or more pieces of identification information are identified, the notice information verification unit 140 identifies one or more pieces of notification information corresponding to the identified one or more pieces of identification information .

According to an embodiment of the present invention, the checking of the notification information based on the identified one or more pieces of identification information may be performed by a server (in the present invention, the billing management server 200) And receives notification information corresponding to the transmitted one or more pieces of identification information from the billing management server 200, thereby confirming the notification information based on the identified one or more pieces of identification information.

According to another embodiment of the present invention, the checking of the notification information based on the identified one or more pieces of identification information may be performed when the identified identification information includes URL (Uniform Resource Location) information, By checking and providing the web page, the notice information is confirmed based on the identified one or more pieces of identification information.

Referring to FIG. 1, a billing management / payment program 120 provided in the wireless terminal 100 may include a billing management / payment program 120 for billing processing for one or more pieces of notification information output on the notification information output interface, And an interlocking program confirmation unit 145 for checking a banking program 165 provided in a financial institution and providing various financial transaction services.

According to the method of the present invention, the checking of one or more banking programs 165 provided in the wireless terminal 100 may be performed when a classification of one or more programs included in the wireless terminal 100 is included, 165 by checking one or more banking programs 165 provided in the wireless terminal 100 by checking the classified programs.

According to another embodiment of the present invention, the checking of one or more banking programs 165 provided in the wireless terminal 100 may be performed by a banking program 165 including a name of the banking program 165 on the memory unit 180, Stores the identification information for the banking program 165 and verifies the banking program 165 through one or more program matching based on the identification information.

Here, the checked banking program 165 may be an interlocking program or may receive various information and / or data from an authenticated program in order to process a payment corresponding to the confirmed one or more pieces of disclaimer information, Or after the financial transaction interface is outputted through the banking program 165, various information necessary for the financial transaction is automatically inputted (or selected) by the operation of the external program, ) Is a possible banking program 165.

When the banking program 165 is confirmed, the banking program 165 determines the banking program 165 desired by the taxpayer according to the setting of the wireless terminal 100 (or the taxpayer's choice) It is possible to further include the process (that is, to output a plurality of confirmed banking programs 165 and to select any one of the plurality of banking programs 165 to be output).

Referring to FIG. 1, a bill management / payment program 120 provided in the wireless terminal 100 reads a bar code printed on the bill through the notice information identifying unit 140, And an interface providing unit (150) for providing a notice information output interface including one or more pieces of notice information confirmed when one or more notice information using the identification information is confirmed.

According to an embodiment of the present invention, the notice information output interface includes a notice information output area for reading one or more pieces of notice information using one or more pieces of identification information read by reading the barcode printed on the notice, A payment information request area for requesting settlement of one or more pieces of disclaimer information output through the disc player, a payout object selection information for selectively paying at least one discard notice outputted through the discard information output area And a payment target selection area for selecting the payment target area.

Here, the payment information request area and the payment target selection area can be activated / deactivated according to the result of the checking of the banking program 165 (that is, if the banking program 165 is not confirmed, The target selection area is deactivated, and the activation processing is performed when the banking program 165 is confirmed).

Referring to FIG. 1, a billing management / payment program 120 provided in the wireless terminal 100 includes a taxpayer who confirms one or more pieces of notification information output through a notification information output area included on the notification information output interface (The payment server 260 in the present invention) that provides the payment information for the one or more pieces of the notified information, the payment information confirming the payment information is checked through the server An interface providing unit 150 for providing a payment interface including the confirmed payment information, and a payment information outputting unit for receiving the payment information output through the payment interface from a banking program 165 And a settlement processing unit 160 that performs settlement processing in cooperation with the settlement processing unit 160.

If the taxpayer who confirmed one or more pieces of notification information output through the notification information output area included in the notification information output interface requests payment information for one or more pieces of notification information, The payment information is confirmed through a server (referred to as a payment server 260 in the present invention) providing payment information for the above-mentioned notice information.

According to an embodiment of the present invention, the payment information confirmation of the output one or more pieces of notification information may include transmitting the identified one or more pieces of identification information to the payment server 260, Checks the payment information corresponding to one or more pieces of identification information, and provides the payment information to the wireless terminal 100, thereby confirming the payment information for the one or more pieces of notification information.

According to another embodiment of the present invention, the payment information confirmation of the one or more pieces of notification information is received by receiving the identification information of at least one notification information provided by the billing server 200 from the billing server 260 And transmits the identification information of the received notification information to the payment server 260. The payment server 260 confirms one or more notification information corresponding to the identification information and transmits the payment information to the wireless terminal 100 ), Thereby confirming payment information for the one or more pieces of disclaimer information.

Here, when requesting settlement of a part of the one or more pieces of disclaimer information, the settlement server 260 may further include the settlement object notification information other than the identification information to the settlement server 260, The billing management server 200 generates identification information corresponding to the settlement notice information and transmits the identification information to the wireless terminal 100. The billing server 260 transmits the identification information corresponding to the billing object notification information to the wireless terminal 100, Or the billing object notification information is transmitted to the billing management server 200. The billing management server 200 generates identification information corresponding to the billing object notification information and transmits it to the billing server 260 , And the payment server 260 can transmit to the wireless terminal 100.

When the payment information for at least one notice information confirmed through the payment server 260 is confirmed, the interface providing unit 150 displays a payment information output area for outputting the confirmed payment information, And a settlement processing area for processing the settlement processing area.

According to an embodiment of the present invention, the payment interface receives payment information from the payment server 260 that provides the payment information (i.e., confirms payment information for the output notice information) A payment information output area for outputting information and a payment request area for requesting settlement of payment information output through the payment information output area.

The payment interface may further include a payment result output area for outputting a payment processing result for the payment information output through the payment information output area, or may be output through a separate interface.

When the taxpayer who has confirmed the payment information output through the payment interface requests payment of the output payment information, the payment processing unit 160 transmits the payment information to the payment processing unit 165 in cooperation with the confirmed banking program 165 .

According to the method of the present invention, the payment processing for the payment information output through interlocking with the banking program 165 is executed by driving the banking program 165 in the billing management / payment program 120, (Or auto-fill) various information necessary for settlement of the payment information output through the financial transaction interface outputted through the activated banking program 165 so that the financial transaction is processed Thereby performing payment processing for the payment information output through the interlocking with the banking program 165. [

In this case, various information necessary for settlement of the payment information is automatically inputted (or selected) on the financial transaction interface output through the banking program 165, The process may further include a process of automatically receiving (or selecting) various information necessary for settlement of the payment information, and then receiving approval from the taxpayer.

According to another embodiment of the present invention, the payment processing for the payment information output through interlocking with the banking program 165 is executed by the banking program 165 in the billing management / payment program 120, The banking program 165 receives one or more pieces of information transmitted from the billing management / payment program 120 by the activated banking program 165 and provides the banking service to the banking program 165 via a financial institution server (not shown) Provide financial transaction services.

According to another embodiment of the present invention, the payment processing for the payment information output through interlocking with the banking program 165 drives the banking program 165 in the billing management / payment program 120 , One or more input (or selection) areas on the financial transaction interface output through the activated banking program 165 are confirmed, and payment for the payment information is made on the confirmed one or more input (or selection) areas (Or selected) to be processed.

FIG. 2 is a block diagram of a bill management / operation system providing a bill management service using a bar code according to an embodiment of the present invention.

2 is a block diagram of a wireless terminal 100 shown in FIG. 1, which recognizes a barcode printed on a bill through an image acquisition device included in the wireless terminal 100, Information on the payment object information request information including one or more payment object notification information request information including at least one payment object information and barcode information and providing the notification information corresponding to the received payment object notification information request information and / 2, a bill management service using the bar code is provided to a person having ordinary skill in the art to which the present invention belongs, by referring to and / or modifying the FIG. 2 Various implementations of the bill management / operation system configuration (e.g., some configuration portions may be omitted, or broken down, However, the present invention includes all of the above-mentioned embodiments, and the technical features of the present invention are not limited by the method shown in FIG.

For example, in FIG. 2, each means constituting the bill management / operation system is shown in the bill management server 200 in the form of a component of the bill management server 200, It is to be understood that the present invention is not limited to the above-described embodiments and that various means may be embodied as separate servers in accordance with the intention of those skilled in the art, or two or more means may be combined to form a server, It is possible that all or a part of (or all) means are provided on the wireless terminal 100 shown in FIG. 1, and that the management server 200 is implemented in the form of a component, It is clear that the invention is not limited.

According to the present invention, the augmented reality system receives one or more pieces of identification information (or barcode information) provided by the wireless terminal 100 in association with the wireless terminal 100 shown in FIG. 1, And a function of receiving notification information corresponding to the received one or more pieces of identification information and providing the notification information to the wireless terminal 100 and / A function of reading the received barcode information to identify one or more pieces of identification information, confirming notification information based on the identified one or more pieces of identification information and providing the information to the wireless terminal 100, The settlement server 260 provides settlement information for at least one notice information provided to the terminal 100 to the settlement server 260 and deposits the settlement amount corresponding to the settlement information through the settlement server 260 And a billing management server 200 for receiving and processing one or more pieces of information by connecting the wireless terminal 100 with a communication channel.

Referring to FIG. 2, the billing management server 200 receives barcode information from the wireless terminal 100 shown in FIG. 1 or reads barcode information from the wireless terminal 100 to obtain one or more identification information A bill dispenser management D / B 240 for storing bill dispenser identification information corresponding to the received bar code information, a bill dispenser 240 for receiving the bill dispenser identification information (or bills identifying information confirmed through reading bar code information) And a notice information management D / B 245 for storing the notice information provided in the bill corresponding to the information and the notice information of the notice providing the notice information.

2, in order to provide a bill to one or more taxpayers, the billing management server 200 transmits notification information including a payment amount to be paid by the taxpayer and the like to the notice agency providing the notification information The information receiving means 205 receiving the notice information registration request information including at least one or more of the notice information of the notification destination, And an information storage unit 210 connected to the institution identification information and storing the information in the notice information operation D / B 245.

In the case where the highland institution intends to provide the taxpayer with the amount due to be paid by the taxpayer, the highland institution terminal 250 (or the highland server 255) When the information registration request information is transmitted, the information receiving means 205 receives the notice information registration request information transmitted from the public place terminal 250 (or the notification server 255).

Here, the received notification information registration request information may further include taxpayer identification information for the taxpayer to receive the notice information.

In addition, when the notification information registration request information is received from the public place terminal 250 (or the notification server 255), the validity confirmation means for checking the validity of the received notification information registration request information is further included It is possible.

When the notification information registration request information is received from the public information terminal 250 (or the notification server 255), the information storage unit 210 stores the received notification information registration request information in the notification information management D / (245).

When providing a bill containing the notice information included in the stored notification information registration request information to the taxpayer, the bill identification information corresponding to the bill is linked to the notice information and stored in the notice information operation D / B 245 do.

Referring to FIG. 2, the billing management server 200 receives billing object notification information request information including barcode information, which is verified through reading a barcode image printed on a bill from the wireless terminal 100 shown in FIG. 1 And barcode reading means 215 for reading the barcode information included in the received payment target information request information and confirming one or more pieces of identification information.

When the payment target notification information request information including the barcode information confirmed through the reading of the barcode image printed on the bill is transmitted from the wireless terminal 100, the information receiving means 205 receives the payment target notification information request information do.

Here, the received payment object information request information may include barcode image data or barcode information and barcode image data instead of barcode information that is confirmed through reading the barcode image printed on the bill, And image reading means for reading the received barcode image data and confirming the barcode information when the payment target information request information including the image data is received.

When the payment object notice information request information is received from the wireless terminal 100 via the information receiving means 205 or the barcode information is confirmed by reading the bar code image included in the received payment object notice information request information, The barcode reading means 215 reads the barcode information included in the received payment object information request information (or the barcode information confirmed through the reading of the barcode image), and transmits the notification information through the wireless terminal 100 Identifying one or more of the taxpayer identification information for identifying the requested taxpayer, the bill identification information corresponding to the bill received by the taxpayer, and various information required according to the intention and purpose of the person skilled in the art.

For example, if the barcode printed on the bill is a 2D-based QR code, the taxpayer identification information may be an identification number such as a resident registration number, a telephone number, and a mobile phone number for the taxpayer, or a name of Korean or English for the taxpayer It is possible to include one or more identification information for identifying the separate taxpayer.

Referring to FIG. 2, the billing management server 200 reads barcode information through the barcode reading means 215 and transmits the identified one or more pieces of identification information (or a payment object received via the information receiving means 205) A notification information checking unit 220 for checking one or more notification information based on at least one identification information included in the notification information request information, and an information transmission unit 220 for transmitting the confirmed one or more notification information to the wireless terminal 100 (230).

When one or more pieces of identification information are confirmed by reading the barcode information through the barcode reading unit 215 or one or more pieces of identification information included in the payment target information request information received through the information receiving unit 205 are confirmed , The notice information confirming means 220 reads the bar code information through the bar code reading means 215 and transmits the recognized one or more pieces of identification information (or the payment object information request information received via the information receiving means 205) One or more identification information included).

According to the method of the present invention, checking the notice information based on one or more pieces of identification information (or one or more pieces of identification information included in the received payment object notification information request information) confirmed by reading the barcode information, In association with the billing management D / B 240 or the billing information management D / B 245 based on the identified one or more pieces of identification information (or one or more pieces of identification information included in the received billing subject information request information) Check the notice information.

According to another embodiment of the present invention, the checking of the notice information based on one or more pieces of identification information (or one or more pieces of identification information included in the received payment object notification information request information) confirmed by reading the barcode information, If the identified identification information includes URL (Uniform Resource Location) information, confirms a web page corresponding to the URL information, confirms one or more notice information included in the confirmed web page, Check.

The notice information may be stored in a database (that is, the bill management D / B 240 or the notice information operation D / B 245) provided on the bill management server 200, (Or confirmed) from the high-level institution server 255 connected to the server 200 via the communication network.

(Or one or more pieces of identification information included in the payment target information request information received via the information receiving means 205) by reading the bar code information through the bar code reading means 215 If at least one notification information is confirmed, the information transmission means 230 transmits the confirmed one or more notification information to the wireless terminal 100.

Here, the information transmission unit 230 may further include identification information for identifying one or more pieces of notification information to be provided to the wireless terminal 100 other than the confirmed one or more pieces of notification information.

Referring to FIG. 2, the billing management server 200 transmits one or more notification information to the wireless terminal 100 according to a request of the wireless terminal 100, A payment information generation unit (225) for generating payment information corresponding to at least one notification information transmitted for the payment processing; a payment information generation unit (225) for receiving the payment information notification request information received via the wireless terminal And information storage means 210 for storing the information on the bill management D / B 240 in connection with the bill identification information corresponding to the information.

The billing management server 200 further includes information transferring means 230 for transferring the confirmed payment information to the payment server 260 and processing for confirming payment of the confirmed one or more pieces of notification information .

The payment information generating unit 225 transmits one or more notification information to the wireless terminal 100 in response to a request from the wireless terminal 100 and then transmits the notification information to the wireless terminal 100, And generates payment information corresponding to at least one notification information transmitted.

According to an embodiment of the present invention, the payment information includes a sum total of all of the at least one notice information, taxpayer information to be paid, payment time limit information for each notice information, and an amount for each of the at least one notice information, .

When the payment information is generated through the payment information generation unit 225, the information storage unit 210 stores the generated payment information in the bill management D / B 240 in connection with the bill identification information.

Further, the generated payment information is transmitted to the payment server 260 so that payment can be made through the wireless terminal 100. [

Referring to FIG. 2, the billing management server 200 includes at least one billing object notification information and billing identification information for requesting a taxpayer to settle the at least one notification information provided from the wireless terminal 100 (205) for receiving the payment information request information for the payment information requested by the payment information requesting unit, and an information receiving unit (205) for receiving the payment information request information, A billing information generating means 225 for generating billing information based on the payment target information, if the billing information request information is not the payment information request information for the billing information request information, And information transmission means 230 for connecting to the payment server 260 and / or the wireless terminal 100. [

Further, the billing management server 200 further includes an information storage unit 210 for storing the generated billing information in the billing management D / B 240 in connection with billing information decryption information included in the billing information request information do.

If the wireless terminal 100 transmits one or more notice information to the wireless terminal 100 and then transmits the payment information request information from the wireless terminal 100 to the wireless terminal 100, And receives payment information request information including at least one notification information and bill identification information.

If the payment target information included in the received payment information request information is not the payment information request information for all of the provided one or more notice information corresponding to the received payment information request information, The payment server 225 generates payment information based on the payment object notification information and transmits the payment information to the wireless terminal 100 and / or the payment server 260 through the information transmission means 230.

Alternatively, if the payment target information included in the received payment information request information is payment information request information for all of the provided one or more pieces of notification information corresponding to the received payment information request information, the information transmission means 230 ) Transmits the payment information stored in the bill management D / B 240 to the wireless terminal 100 and / or the payment server 260 through the payment information generating unit 225. [

Referring to FIG. 2, the billing management server 200 receives the payment information from the banking program 165 provided in the wireless terminal 100, (205) for receiving settlement result information corresponding to the provided settlement information from the settlement server (260) after the settlement process is completed through the settlement server (260), based on the settlement information corresponding to the received settlement result information And a settlement processing means 235 for performing settlement processing.

After the settlement processing is completed in cooperation with the settlement server 260 in the banking program 165 provided in the wireless terminal 100 in the wireless terminal 100 receiving the settlement information, The settlement processing unit 235 receives settlement result information transmitted from the settlement server 260 and performs settlement processing based on the settlement information corresponding to the received settlement result information.

According to the method of the present invention, the settlement processing based on the received settlement result information may include checking settlement information corresponding to the received settlement result information, And the amount of money to be provided for each notified institution using the above-identified various information, and deposits the same into the account of the notified institution. At this time, the commission amount to process the bill It is possible to process the remaining amount to be deposited.

FIG. 3 is a diagram illustrating a process of processing at least one notice amount payment using a barcode recognition function according to an embodiment of the present invention.

3 is a flowchart illustrating a process of printing (printing) a bill on a bill through an image acquiring device provided in the wireless terminal 100 through a billing management / payment program 120 provided in the wireless terminal 100 shown in FIG. Acquiring barcode information included in the obtained image data, extracting one or more pieces of identification information, identifying known information using the extracted one or more pieces of identification information, And a payment amount of the confirmed notice information is paid in cooperation with the banking program 165 provided in the wireless terminal 100. As a person skilled in the art, Various methods for processing one or more notional amount payment using the barcode recognition function by referring to and / or modifying FIG. 3 (for example, a part The present invention is not limited to the above-described embodiments, but the technical features may be limited only by the method shown in FIG. 3 No.

Referring to FIG. 3, the wireless terminal 100 shown in FIG. 1 drives (300) a bill management / payment program 120 for paying a bar code based bill, (305) acquires a barcode image printed in a bill through a camera provided in the wireless terminal (100) and reads the barcode image to obtain barcode information (305), reads the barcode information, / Identify (310) one or more pieces of identification information required for payment.

If the acquired barcode information is not read and / or extracted (step 315), the billing management / payment program 120 provided in the wireless terminal 100 may not be able to identify / (Or extracts) one or more pieces of identification information confirmation error information by reading the obtained bar code information and processes the generated information through the screen output means provided in the wireless terminal 100 (320).

On the other hand, if one or more pieces of identification information necessary for bills inquiry / payment are confirmed / extracted 315, the billing book management / payment program 120 provided in the wireless terminal 100 reads the barcode information, And sends payment object notification information request information including the identified one or more pieces of identification information to the bill check server 200 (325).

FIG. 4 illustrates a process of processing at least one notice amount payment using a barcode recognition function according to another embodiment of the present invention.

4 is a flowchart illustrating an operation of printing a bill on a bill through an image acquisition device provided in the wireless terminal 100 through a billing management / payment program 120 provided in the wireless terminal 100 shown in FIG. Acquires image data of the barcode to be printed, obtains the barcode information by reading the obtained image data, and transmits payment object notification information request information including the obtained barcode information to the bill management server 200, The billing management server 200 confirms one or more pieces of identification information by reading the barcode information included in the received payment object notification information request information and confirms one or more pieces of notification information using the identified one or more pieces of identification information, And notifying the determined notice information to the banking program 165 provided in the wireless terminal 100 The present invention can be applied to various methods of processing one or more notional amount payment using the barcode recognition function (for example, refer to FIG. 4) by a person skilled in the art, It is to be understood that the invention may be practiced otherwise than as specifically described herein, but it is to be understood that the invention is not limited to the particular embodiments set forth herein, It is not limited.

Referring to FIG. 4, the wireless terminal 100 shown in FIG. 1 drives (400) a bill management / payment program 120 for paying a bar code based bill, (405) acquires the barcode image printed in the bill through the camera provided in the wireless terminal (100) and reads the obtained barcode image (405) The billing information management server 200 transmits notification information request information to the billing management server 200. The billing management server 200 responds to the received billing notification information request information and the received billing notification notification information request information The included barcode information is read to identify / extract one or more identification information (415).

If at least one identification information by reading the barcode information is not confirmed / extracted (420), the billing management server 200 determines whether the at least one identification information is to be verified by extracting barcode information included in the received payment object notification information request information (Or extracts) identification information confirmation error information to the wireless terminal 100 and processes it so as to be output through the billing management / payment program 120 provided in the wireless terminal 100 (425).

5 is a diagram illustrating a process of processing at least one notice amount payment using a barcode recognition function according to an embodiment of the present invention.

In more detail, FIG. 5 shows one or more pieces of identification information through barcode information according to the process shown in FIGS. 3 to 4, identifies one or more pieces of disclaimer information using the identified one or more pieces of identification information, 5 is a flowchart illustrating a process of transmitting the bar code recognition result to the wireless terminal 100 and outputting the bar code recognition result to the wireless terminal 100 according to an exemplary embodiment of the present invention. It will be appreciated that various implementations (e.g., some of the processes may be omitted, or fragmented, or combined) may be inferred from the process of processing one or more notional amount payments utilized, And the technical features thereof are not limited only by the method shown in FIG.

Referring to FIG. 5, according to the process shown in FIG. 3, the payment target information request information transmitted from the wireless terminal 100 shown in FIG. 1 is received, and the received payment target information request information The validity is confirmed (500).

Here, the validity check of the payment target information request information may include checking whether at least one identification information included in the received payment target notification information request information matches the identification information stored in the database shown in FIG. 2 .

In addition, according to the process shown in FIG. 4, it is possible to check the validity of one or more pieces of identification information that is confirmed by reading the barcode information included in the payment target information request information received from the wireless terminal 100, The present invention is not limited thereto.

If the validity of the received payment object notification information request information is not confirmed 505, the bill notification server 200 generates validation error information for the received payment target notification information request information (510), and transmits it to the wireless terminal (100) and outputs it to the billing management / payment program (120) provided in the wireless terminal (100).

On the other hand, if the validity of the received payment object information request information is confirmed (505), the billing statement management server 200 transmits the notification information management request D / B to the received payment object (515) one or more pieces of notice information based on one or more pieces of identification information included in the notice information request information (or one or more pieces of identification information confirmed through reading the barcode information included in the payment object notification information request information) .

If one or more pieces of disclaimer information is received based on one or more pieces of identification information included in the received payment object notification information request information (or one or more pieces of identification information confirmed through readout of the barcode information included in the payment object notification information request information) If it is not confirmed / extracted (520), the billing statement management server 200 generates (or extracts) notification information informing that there is no notification information to be confirmed based on the received payment object notification information request information, (Step 525) so as to be output through the billing management / payment program 120 provided in the wireless terminal 100.

On the other hand, based on one or more pieces of identification information included in the received payment object notification information request information (or one or more pieces of identification information confirmed through reading the barcode information included in the payment object notification information request information) The billing management server 200 transmits the confirmed / extracted one or more notice information to the wireless terminal 100 and the billing management / payment program provided in the wireless terminal 100 (Step 530).

FIG. 6 is a diagram illustrating a process of processing at least one notice amount payment using a barcode recognition function according to an embodiment of the present invention.

FIG. 6 is a flowchart illustrating a method of providing one or more pieces of notification information to the wireless terminal 100 shown in FIG. 1 according to a process shown in FIGS. 3 to 5, The present invention is not limited to the above-described embodiments, but may be modified and changed without departing from the spirit and scope of the present invention. It will be appreciated that various implementations of the process (e.g., some processes may be omitted, or subdivided or combined) may be inferred, but the present invention includes all of the above- The technical features are not limited only by the method shown in FIG.

Referring to FIG. 6, among the one or more banking programs 165 installed in the wireless terminal 100 in the billing management / payment program 120 provided in the wireless terminal 100 shown in FIG. 1, A banking program 165 that can be interlocked with the management / payment program 120 is confirmed (600).

If at least two banking programs 165 to be confirmed are selected, the banking program 165 set as the basic banking program 165 is selected or used for billing processing among the one or more banking programs 165 A banking program 165 for selecting a banking program 165 to be selected and a banking program 165 selected through the output interface of the banking program 165 to the billing management / 120 by the banking program 165 that can be interlocked.

If the banking program 165 that can be interlocked with the bills management / payment program 120 is confirmed (605), the billing management / payment program 120 provided in the wireless terminal 100 transmits the billing / It is checked whether payment information is requested for at least one notification information (610).

Here, the payment information request for the output one or more pieces of notification information outputs a payment object notification information selection interface for selecting all (or a part of) the output one or more notification information, and outputs the payment object notification information Through the selection interface

If the payment information request for the entire one or more pieces of notification information (or a part thereof) is confirmed (615), the billing management / payment program 120 provided in the wireless terminal 100 transmits the billing information The billing server 260 transmits the billing information request information to the billing server 260 shown in FIG. 2 (620) in order to perform payment processing for the billing information, And confirms / extracts payment information corresponding to the payment information request information (625).

Here, the payment information request information can be transmitted to the billing statement management server 200 shown in FIG. 2, and the billing statement management server 200 generates payment information corresponding to the received payment information request information To the wireless terminal (100) and the payment server (260).

Then, the payment server 260 transmits the payment information confirmed / extracted corresponding to the payment information request information to the wireless terminal 100 and transmits the billing management / payment program 120 (Step 630).

FIG. 7 is a diagram illustrating a process of processing at least one notice amount payment using a barcode recognition function according to an embodiment of the present invention.

In more detail, FIG. 7 provides payment information for one or more notice information output through the wireless terminal 100 shown in FIG. 1 according to the process shown in FIGS. 3 to 6, And a payment process in cooperation with the banking program 165 provided in the wireless terminal 100. It is to be understood that the person skilled in the art will understand that the present invention is not limited to the above- , Referring to and / or modifying FIG. 7, various methods of processing one or more noticed payment amounts using the barcode recognition function (e.g., some of the processes are omitted, or a detailed or combined implementation) It will be appreciated that the invention may be practiced with other modes of practicing the invention taken in conjunction with the accompanying drawings, It shall be defined.

Referring to FIG. 7, after receiving and outputting payment information in a billing management / payment program 120 provided in the wireless terminal 100 shown in FIG. 1 according to the process shown in FIG. 6, The billing management / payment program 120 provided in the terminal 100 confirms whether the payment information is requested to be printed (700).

If it is determined in step 705 whether the payment information is requested to be printed, the billing management / payment program 120 included in the wireless terminal 100 may be used for banking The program 165 is operated to request a financial transaction interface output for payment processing for the payment information to be output through the banking program 165 in operation 710, (715) the automatic input of the payment information to the one or more input (or selection) items included.

Here, the automatic input processing for the outputting payment information is performed to automatically input the total payment amount for the payment information, the withdrawal account and the receiving account for transfer processing of the payment amount, and the like, Various kinds of information necessary for the purpose are automatically inputted and processed.

Thereafter, the banking program 165 provided in the wireless terminal 100 processes the financial transaction based on the automatically input payment information (720).

Herein, a request for input (or selection) of various information necessary for processing a financial transaction based on the automatically inputted payment information (for example, a password such as a security password, a transfer password, Or selection of a public or private certificate stored in an integrated circuit (IC) chip, a universal subscriber identity module (USIM), or the like mounted on the wireless terminal 100, and the like).

If the financial transaction processing for the automatically inputted payment information is completed 725, the banking program 165 of the wireless terminal 100 transmits the financial transaction processing details of the payment information to the wireless terminal 100 The billing management / payment program 120 provided in the wireless terminal 100 transmits the billing program 165 to the billing management / payment program 120, The financial transaction processing history is received and processed so as to be output (735).

100: wireless terminal
105: Output section
110:
115:
120: Bill Management / Payment Program
125: Image acquisition unit
130: Image reading unit
135: Barcode reading unit
140: Notification Information Verification Unit
145: Interlocking Program Identification Unit
150: interface provisioning
155:
160:
165: Banking program
170:
175:
180:

Claims (4)

A method executed in a wireless terminal of a user having a camera,
A first step of storing identification information on a separate program for processing payment information;
A second step of recognizing a barcode printed on the bill through the camera and identifying one or more pieces of notification information corresponding to the bill through the verified barcode information and storing the information in a designated storage area of the wireless terminal;
A third step of generating or confirming payment information for processing settlement of the notice information determined as a settlement target among the notice information stored in the storage area upon payment of the notice information;
A fourth step of checking whether the program corresponding to the identification information is installed in the wireless terminal using the identification information when confirming the payment information; And
And a fifth step of performing a procedure for transferring the payment information by driving a program corresponding to the identification information for payment of the payment information upon confirming the program.
The method according to claim 1,
Further comprising the step of determining at least one notification information among the notification information stored in the storage area as payment object notification information through an interface screen for determining notification object information upon payment of the notification information. How to pay bills
The method according to claim 1,
Further comprising processing the payment information for the payment processing to be automatically input into the driven program when the program is run.
The program according to claim 1,
And a banking program capable of processing payment of the payment information.

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