KR20170016260A - Mobile exchange system and method using a barcode - Google Patents

Mobile exchange system and method using a barcode Download PDF

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Publication number
KR20170016260A
KR20170016260A KR1020150109763A KR20150109763A KR20170016260A KR 20170016260 A KR20170016260 A KR 20170016260A KR 1020150109763 A KR1020150109763 A KR 1020150109763A KR 20150109763 A KR20150109763 A KR 20150109763A KR 20170016260 A KR20170016260 A KR 20170016260A
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KR
South Korea
Prior art keywords
exchange
barcode
currency
server
smart device
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Application number
KR1020150109763A
Other languages
Korean (ko)
Inventor
홍승은
홍바울
홍평강
Original Assignee
홍승은
홍평강
홍바울
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Application filed by 홍승은, 홍평강, 홍바울 filed Critical 홍승은
Priority to KR1020150109763A priority Critical patent/KR20170016260A/en
Publication of KR20170016260A publication Critical patent/KR20170016260A/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/06009—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking
    • G06K19/06018—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking one-dimensional coding
    • G06K19/06028—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking one-dimensional coding using bar codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/12—Messaging; Mailboxes; Announcements

Abstract

The present invention relates to a mobile exchange system and a method thereof and, more specifically, to a mobile exchange system and a method thereof, which generates a barcode according to an exchange request to transmit the barcode to a user smart device if an application of a user smart device is executed and exchange is requested. If the barcode outputted on a user smart device screen is scanned through an exchange smart device, the barcode is verified in an exchange server. When the verification result is successful, a currency exchange office pays money to a user after withdrawing money from an account of the user.

Description

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a mobile exchange system and method using a barcode,

The present invention relates to a mobile exchange system and method, and more particularly, to a mobile exchange system and a mobile payment method, and more particularly, If the barcode on the screen is scanned through the exchange's smart device and transferred to the exchange server, the exchange server verifies the barcode and if the verification result is successful, the exchange money is withdrawn from the user's account. The present invention relates to a system and method for exchanging money.

Due to the development of information and communication technologies and the spread of smart devices, financial transaction methods are changing in various ways. Traditionally, users have visited financial institutions directly to handle financial transactions such as deposits, remittances, loans, and currency exchanges. Currently, they can trade through ATMs (Automatic Teller Machines) It is now possible to conduct financial transactions over the Internet without having to find a device. However, since the exchange business requires direct visits to the bank or currency exchange office and cash, it takes a lot of time and effort to deal with the tasks required for currency exchange, and there is also the risk of losing cash. Recently, many banks handle the application for currency exchange through the Internet, but this also means that it is inconvenient to visit the bank on the designated date after applying for the currency exchange in advance.

Patent Publication No. 10-2009-0085531 Patent Publication No. 10-2001-0106573

In order to solve the above problems, an object of the present invention is to generate a barcode according to a currency exchange request from a currency exchange server and transmit the barcode to a user smart device when an app of a user smart device is executed and a currency exchange is requested, If the bar code is verified by the exchange server and the verification result is successful, the exchange money is withdrawn from the account of the user and the foreign currency is paid to the user at the currency exchange office. System and method.

In order to achieve the above object, a mobile exchange system using a barcode according to the present invention comprises: a user smart device for executing an application, receiving a type of foreign currency to be exchanged, a money amount, The barcode is verified by the currency exchange server when the barcode is received from the currency exchange server, and the barcode is scanned through the currency exchange station smart device and transmitted to the currency exchange server. When the result of the verification is successful, the currency converter receives the foreign currency from the currency exchange counter A user smart device that transmits a foreign currency receipt confirmation signal to the currency exchange server and receives a currency exchange history from the currency exchange server; The barcode is scanned and transmitted to the currency exchange server. When the user receives a request for payment of foreign currency from the currency exchange server, the user is paid a foreign currency according to the currency exchange request, and receives the currency exchange history from the currency exchange server Smartphones; And transmits the exchange request received from the smart smart device to the financial institution server to check whether or not exchange of the requested amount is possible from the account of the user. And transmits the barcode to the user smart device. When the barcode is compared with the barcode received from the exchange smart device, it is verified whether or not the barcode matches the barcode. If the verification result is successful Requesting a foreign exchange payment to the foreign exchange smart device when the foreign exchange payment request is received from the financial institution server and receiving the withdrawal approval record from the financial institution server and receiving a foreign currency receipt confirmation signal from the user smart device, The above- A root device and the financial institution server exchange server for transmitting the exchange history; And notifying the result of the exchange to the exchange server by checking whether the requested amount of money can be exchanged from the account of the user after receiving the exchange request from the exchange server, and when receiving the exchange money withdrawal request from the exchange server, And a financial institution server for approving the withdrawal of the currency exchange money and transmitting the withdrawal approval details to the currency exchange server.

Wherein the user smart device comprises: an input unit for receiving a type of foreign currency to be exchanged, an amount of money, and currency exchange information when the user executes the app; A request unit for transmitting the currency exchange request signal to the currency exchange server; A receiving unit for receiving the barcode generated and transmitted by the money exchange server; An output unit for outputting the received barcode to a smart device screen; And a result reception unit that receives the bar code verification result from the currency exchange server, receives a foreign currency for the currency exchange request, transmits a foreign currency receipt confirmation signal to the currency exchange server, and receives the currency exchange history from the currency exchange server .

Wherein the cash dispenser smart device scans the bar code output on the user smart device screen and transmits the scanned bar code to the currency exchange server; And receiving the bar code verification result from the currency exchange server, receiving a foreign currency payment request from the currency exchange server when the financial institution server approves the currency exchange fee payment, and after paying foreign currency for the currency exchange request, And a result reception unit for receiving the currency change history.

A request receiver for receiving the currency exchange request signal from the user smart device and transmitting the currency exchange request signal to the financial institution server to confirm whether currency exchange is possible in the account of the user for the requested money amount; A generating unit for generating and storing the barcode for the exchange request when the exchangeable notification is received from the financial institution server; A transmitting unit for transmitting the generated barcode to the user smart device; An acquiring unit for acquiring the barcode scanned and transmitted through the exchange smart device; A verification unit for comparing the barcode obtained from the foreign exchange smart device with the barcode generated by the generation unit and verifying whether the barcode matches with the barcode; A withdraw request unit for requesting the financial institution server to withdraw money from the exchange when the verification is successful; And a currency exchange history transmitter for transmitting the currency exchange history to the user smart device, the exchange smart device, and the financial institution server when receiving the foreign currency receipt confirmation signal from the user smart device.

The barcode includes a one-dimensional barcode and a two-dimensional barcode, and a two-dimensional barcode includes a QR code and the like. The barcode includes a type of foreign currency to be exchanged, an amount of money, information on exchange center, user smart device identification information, and account information of the user.

When the barcode is stored, the generation time of the barcode is registered, and if the barcode transmitted to the user smart device is not used until a predetermined time elapses from the generation, the barcode is deleted or the barcode is not used .

In order to achieve the above object, there is provided a mobile exchange method using a barcode, comprising the steps of: executing an app on a user smart device, inputting a type of foreign currency to be exchanged, A process of requesting exchange of money to the server; Checking the exchange request content and the account information of the user at the financial institution server and checking whether the requested amount of money can be exchanged from the account of the user; A barcode generating step of generating and storing a barcode according to the exchange request in the currency exchange server, when the refillable notice is transmitted from the financial institution server to the currency exchange server; A barcode transmission step of transmitting the barcode from the currency exchange server to the user smart device; A barcode scanning process of outputting the barcode on the user smart device screen and transmitting the scanned barcode to the exchange server through the exchange smart device; A barcode verification step of comparing the barcode generated and stored in the currency exchange server with the barcode received from the exchange smart device, and verifying whether the barcode matches with the received barcode; When the verification is successful, the money exchange server requests the money exchange server to withdraw money from the financial institution server, and when the money exchange money is withdrawn from the account of the user by the financial institution server, the withdrawal approval record is received from the financial institution server Money withdrawal process; A foreign currency payment step of requesting foreign currency payment from the currency exchange server to the exchange server smart device and transmitting a foreign currency receipt confirmation signal to the currency exchange server through the user smart device after the user receives the foreign currency from the foreign currency exchange counter; And transmitting a currency exchange history to the user smart device, the exchange smart device, and the financial institution server from the currency exchange server.

The present invention allows a user to exchange money through a smart device without a means of payment such as a bankbook, a debit card and cash, thereby maximizing convenience for the user.

The present invention has the effect of reducing the waiting time required for processing a currency exchange service because the user makes a currency exchange request to his smart device.

Since the present invention is a mobile exchange method that can be applied not only in the domestic market but also overseas, the convenience of being able to receive the local currency from overseas can be obtained.

FIG. 1 is a view showing a schematic configuration of a mobile exchange system using a bar code according to the present invention.
2 is a detailed block diagram of a mobile exchange system using a bar code according to the present invention.
FIG. 3 is a flowchart illustrating a mobile exchange method using a bar code according to the present invention.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, a configuration and operation of a mobile exchange system using a barcode of the present invention will be described with reference to the accompanying drawings, and an authentication method in the system will be described.

FIG. 1 is a view showing a schematic configuration of a mobile exchange system using a bar code according to the present invention.

1, a mobile exchange system according to the present invention includes a user smart device 100, a money exchange smart device 200, a wired / wireless data communication network 250, a currency exchange server 300, and a financial institution server 400 .

The user smart device 100 and the exchange smart device 200 may be devices such as a smart phone and a smart pad having unique identification information (portable terminal identification information such as a telephone number and the like) And the ability to install smartphone applications, and may include digital cameras.

Upon execution of the application, the user smart device 100 receives the type of foreign currency to be exchanged, the amount of money, and the information on the exchange counter, requests the exchange server 300 to exchange money, receives a barcode from the currency exchange server 300, The barcode verification is performed by the currency exchange server 300 when the barcode is scanned through the cash dispenser 300 and transmitted to the currency exchange server 300. When the result of the verification is successful, Transmits a foreign currency receipt confirmation signal to the currency exchange server (300), and receives the currency exchange history from the currency exchange server (300).

The exchange smart device 200 scans the barcode output to the user smart device 100 and transmits the scanned barcode to the currency exchange server 300. When the currency exchange smart device 200 receives a request for payment of foreign currency from the currency exchange server 300, And receives the currency exchange history from the currency exchange server 300.

The wired / wireless data communication network 250 includes a mobile communication network capable of data communication such as a 2G (2G), a 3G (3G) and a 4G (4G), a WiFi network, (WAN), a local area network (LAN), and the like.

The money exchange server 300 transmits the money exchange request received from the user smart device 100 to the financial institution server 400 to check whether or not the user can exchange money for the requested money amount in the account, And transmits the barcode to the user smart device 100. The barcode received from the exchange smart device 200 is compared with the barcode received from the exchange smart device 200 If the verification result is successful, the financial institution server 400 requests the financial institution server 400 to withdraw money, and if the verification result is received from the financial institution server 400, the cash dispenser smart device 200 Upon receipt of a foreign currency receipt confirmation signal from the user smart device 100, the user smart device 100, And transmits the currency exchange history to the foreign exchange smart device 200 and the financial institution server 400.

After receiving the exchange request from the currency exchange server 300, the financial institution server 400 confirms whether the requested amount of money can be exchanged from the account of the user, notifies the result to the currency exchange server 300, Upon receipt of the request for withdrawal of money from the currency exchange server 300, the withdrawal approval approval is approved and the withdrawal authorization is transmitted to the currency exchange server 300.

2 is a detailed block diagram of a mobile exchange system using a bar code according to the present invention. Hereinafter, with reference to FIG. 2, it should be noted that the same description as FIG. 1 is omitted.

2, the mobile exchange system according to the present invention includes a user smart device 100, a money exchange smart device 200, a money exchange server 300, and a financial institution server 400.

The user smart device 100 includes an input unit 110, a request unit 120, a reception unit 130, an output unit 140, and a result reception unit 150. The configuration and operation of the user smart device 100 will be described in detail. .

When the app is executed, the input unit 110 receives the type of foreign currency to be exchanged, the amount of money, and information on exchange office information.

The request unit 120 transmits a currency exchange request signal to the currency exchange server 300.

The receiving unit 130 receives the barcode generated and transmitted from the currency exchange server 300.

The output unit 140 outputs the received barcode to the screen.

The result reception unit 150 receives the barcode verification result from the currency exchange server 300 and receives a foreign currency from the currency exchange station and transmits a foreign currency receipt confirmation signal to the currency exchange server 300, And receives the currency exchange history from the currency exchange unit.

The configuration and operation of the exchange terminal smart device 200 will be described in detail. The exchange terminal smart device 200 includes a scan unit 210 and a result reception unit 220.

The scanning unit 210 scans the barcode output on the screen of the user smart device 100 and transmits the scanned barcode to the currency exchange server 300.

The result reception unit 220 receives a barcode verification result from the currency exchange server 300 and receives a foreign currency payment request from the currency exchange server 300 when the financial institution server 400 approves the withdrawal of currency exchange money, And receives the currency exchange history from the currency exchange server 300 after paying the foreign currency for the request.

The configuration and operation of the currency exchange server 300 will be described in detail. The currency exchange server 300 includes a request reception unit 310, a generation unit 320, a transmission unit 330, an acquisition unit 340, a verification unit 350, A withdrawal request unit 360 and a currency exchange history transfer unit 370. [

The request receiving unit 310 receives the exchange request signal from the user smart device 100 and transmits the exchange request signal to the financial institution server 400 to check whether or not exchange of the requested amount is possible in the user's account do.

The generating unit 320 generates and stores the barcode for the exchange request when the exchangeable notification is received from the financial institution server 400. [

The transmission unit 330 transmits the generated barcode to the user smart device 100.

The acquiring unit 340 acquires the barcode scanned and transmitted through the clearinghouse smart device 200.

The verification unit 350 compares the barcode obtained from the foreign exchange smart device 200 with the barcode generated by the generation unit 320 and verifies whether or not they match.

The withdrawal request unit 360 requests the financial institution server 400 to withdraw money when the verification is successful.

The currency exchange history transfer unit 370 receives a foreign currency receipt signal from the user smart device 100 and transmits a currency exchange history to the user smart device 100, the foreign exchange smart device 200 and the bank 400 server do.

FIG. 3 is a flowchart illustrating a mobile exchange method using a bar code according to the present invention.

Referring to FIG. 3, when the user smart device 100 executes the application (S101), the user smart device 100 receives the type, amount and currency exchange information of the foreign currency to be exchanged in the application (S103).

The user smart device 100 transmits the exchange request signal to the exchange smart device 200 (S105).

The exchange smart device 200 transmits the exchange request signal to the financial institution server 400 (S107).

The financial institution server 400 checks the contents of the exchange request and the account information of the user (S109).

The financial institution server 400 determines whether or not the user can exchange money according to whether the user has an ability to pay the exchange money according to the exchange request from the account (S111).

If the financial institution server 400 does not have the ability to pay the exchange money from the account of the user, the financial institution server 400 can not fail the exchange server 300, the exchange center smart device 200 and the user smart device 100 (S113, S115, and S117), and notifies the exchange server 300 of exchange availability (S119) when the user has the ability to pay the exchange money from the account.

When the refund server 300 receives the refund notification from the financial institution server 400, the server 300 generates and stores a barcode according to the exchange request (S121).

The currency exchange server 300 transmits the generated barcode to the user smart device 100 (S123).

The user smart device 100 outputs the barcode to the screen and scans the barcode through the exchange smart device 200 at step S125.

The clearinghouse smart device 200 transmits the scanned barcode to the currency exchange server 300 (S127).

The currency exchange server 300 compares the generated barcode with the barcode received from the exchange smart device 200 and verifies whether the barcode matches with the received barcode (S129).

The currency exchange server 300 compares the generated and stored barcode with the barcode received from the foreign exchange smart device 200, and determines that the verification is successful if the barcode is identical to the barcode received from the foreign exchange smart device 200, S131).

The currency exchange server 300 notifies the exchange smart device 200, the user smart device 100 and the financial institution server 400 of the failure of verification (S133, S135, (S137). If the result of the verification is successful, the smart-appliance 200 and the smart device 100 are notified of the successful verification (S139 and S141), and the money- (S143).

 The financial institution server 400 approves the withdrawal of funds from the account of the user (S145), and transmits the withdrawal approval details to the currency exchange server 300 (S147).

The currency exchange server 300 requests the foreign exchange smart device 200 to pay the foreign currency (S149).

The exchange smart device 200 confirms that the foreign currency payment is completed to the user at the money exchange (S151).

The user smart device 100 receives a foreign currency from the currency exchange station, and then transmits a foreign currency receipt confirmation signal to the currency exchange server 300 (S153).

The currency exchange server 300 receives the foreign currency receipt acknowledgment signal from the user smart device 100 and transmits the currency exchange receipt confirmation message to the financial institution server 400, the money exchange counter smart device 200 and the user smart device 100 (S155, S157, S159).

100: User smart device 300: Money exchange server
110: input unit 310: request receiver
120: requesting unit 320: generating unit
130: Receiving unit 330:
140: output unit 340: acquiring unit
150: Result receiving unit 350:
200: Money exchange place smart device 360: withdraw request part
210: Scan section 370: Currency exchange history transfer section
220: Result receiving unit 400: Financial institution server
250: Wired / wireless communication network

Claims (7)

When the app is executed, the type of foreign currency to be exchanged, the amount of money, and the information of the exchange office are input to the exchange server, the exchange server is requested to exchange money, the barcode is received from the exchange server, the barcode is scanned through the exchange desk smart device, The barcode verification is performed by the currency exchange server, and when a result of the verification is successful, a foreign currency is paid from the currency exchange counter, and then a foreign currency receipt confirmation signal is transmitted to the currency exchange server. Smart devices;
The barcode is scanned and transmitted to the currency exchange server. When the user receives a request for payment of foreign currency from the currency exchange server, the user is paid a foreign currency according to the currency exchange request, and receives the currency exchange history from the currency exchange server Smartphones;
And transmits the exchange request received from the smart smart device to the financial institution server to check whether or not exchange of the requested amount is possible from the account of the user. And transmits the barcode to the user smart device. When the barcode is compared with the barcode received from the exchange smart device, it is verified whether or not the barcode matches the barcode. If the verification result is successful Requesting the foreign exchange payment to the foreign exchange smart device when the foreign exchange payment request is received from the financial institution server and receiving the withdrawal approval record from the financial institution server, and when receiving the foreign currency receipt confirmation signal from the user smart device, , The exchange A smart device and the financial institution server exchange server for transmitting the exchange history; And
And after confirming that the requested amount of money is exchangeable from the account of the user after receiving the exchange request from the money exchange server, the money exchange server notifies the result of the exchange, and when receiving the money exchange money withdrawal request from the money exchange server, And a financial institution server for transmitting the withdrawal approval details to the currency exchange server. The method according to claim 1,
The user smart device comprises:
An input unit for receiving a type of foreign currency to be exchanged, an amount of money, and information on exchange office information when the app is executed;
A request unit for transmitting the currency exchange request signal to the currency exchange server;
A receiving unit for receiving a barcode generated and transmitted from the currency exchange server; An output unit for outputting the received barcode to a smart device screen; And
And a result reception unit that receives the bar code verification result from the currency exchange server, receives a foreign currency for the currency exchange request, transmits the foreign currency receipt confirmation signal to the currency exchange server, and receives the currency exchange history from the currency exchange server Mobile currency exchange system using barcode feature. The method according to claim 1,
The above-
A scan unit for scanning the barcode outputted on the user smart device screen and transmitting the scanned barcode to the currency exchange server; And
Receiving a barcode verification result from the currency exchange server and accepting a currency exchange payment from the financial institution server, receiving a foreign currency payment request from the currency exchange server, paying a foreign currency for the exchange request, And a receiving unit for receiving the result of the barcode exchange. The method according to claim 1,
The currency exchange server comprises:
A request receiver for receiving the currency exchange request signal from the user smart device and transmitting the currency exchange request signal to the financial institution server to confirm whether currency exchange is possible in the account of the user for the requested money amount;
A generating unit for generating and storing the barcode for the exchange request when the exchangeable notification is received from the financial institution server;
A transmitting unit for transmitting the generated barcode to the user smart device;
An acquiring unit for acquiring the barcode scanned and transmitted through the exchange smart device;
A verification unit for comparing the barcode obtained from the foreign exchange smart device with the barcode generated by the generation unit and verifying whether the barcode matches with the barcode;
A withdraw request unit for requesting the financial institution server to withdraw money from the exchange when the verification is successful; And
And a currency exchange history transmitting unit for receiving the foreign currency receipt confirmation signal from the user smart device and transmitting the currency conversion history to the user smart device, the foreign exchange smart device, and the financial institution server. 5. The method of claim 4,
The bar-
A one-dimensional bar code and a two-dimensional bar code, and a two-dimensional bar code includes a QR code. Wherein the barcode includes a type of foreign currency to be exchanged, an amount of money, information on exchange office, user smart device identification information, and account information of the user. 5. The method of claim 4,
The bar-
And notifies the user of the fact that the barcode transmitted to the user smart device is not used or the barcode is not used until the generation time of the barcode is exceeded for a predetermined period of time after the generation of the barcode at the time of storing the barcode. Mobile Exchange System Using Bar Code. A currency exchange requesting step of executing an application in a user smart device and inputting the type, amount and currency exchange information of a foreign currency to be exchanged in the app, and requesting exchange of money to a financial institution server through the exchange server;
Checking the exchange request content and the account information of the user at the financial institution server and checking whether the requested amount of money can be exchanged from the account of the user;
A barcode generating step of generating and storing a barcode according to the exchange request in the currency exchange server, when the refillable notice is transmitted from the financial institution server to the currency exchange server;
A barcode transmission step of transmitting the barcode from the currency exchange server to the user smart device;
A barcode scanning process of outputting the barcode on the user smart device screen, scanning the barcode through the exchange smart device and transmitting the scanned barcode to the exchange server;
A barcode verification step of comparing the barcode generated and stored in the currency exchange server with the barcode received from the exchange smart device, and verifying whether the barcode matches with the received barcode;
When the verification is successful, the money exchange server requests the money exchange server to withdraw money from the financial institution server, and when the money exchange money is withdrawn from the account of the user by the financial institution server, the withdrawal approval record is received from the financial institution server Money withdrawal process;
A foreign currency payment step of requesting foreign currency payment from the currency exchange server to the exchange server smart device and transmitting a foreign currency receipt confirmation signal to the currency exchange server through the user smart device after the user receives the foreign currency from the foreign currency exchange counter; And
And transferring the currency change history to the user smart device, the exchange smart device, and the financial institution server from the currency exchange server.
KR1020150109763A 2015-08-03 2015-08-03 Mobile exchange system and method using a barcode KR20170016260A (en)

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Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111583549A (en) * 2020-04-27 2020-08-25 中国银行股份有限公司 Medium-free withdrawal transaction method and device, computer equipment and readable storage medium
WO2021029499A1 (en) * 2019-08-14 2021-02-18 주식회사 우디 Method for providing online currency exchange service
KR20210080109A (en) * 2019-12-20 2021-06-30 주식회사 머니박스 Exchange kiosk apparatus for receiving money by online money exchange
WO2022260241A1 (en) * 2021-06-11 2022-12-15 주식회사 우디 User-customized currency exchange kiosk capable of reserved currency exchange service and on-site currency exchange service

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20010106573A (en) 2000-05-22 2001-12-07 정명선 Money exchange system utilizing internet and the method of the same
KR20090085531A (en) 2008-02-04 2009-08-07 주식회사 유 벅스 Currency exchange method and device using web server providing unmanned information terminal and currency exchange website

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20010106573A (en) 2000-05-22 2001-12-07 정명선 Money exchange system utilizing internet and the method of the same
KR20090085531A (en) 2008-02-04 2009-08-07 주식회사 유 벅스 Currency exchange method and device using web server providing unmanned information terminal and currency exchange website

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2021029499A1 (en) * 2019-08-14 2021-02-18 주식회사 우디 Method for providing online currency exchange service
KR20210080109A (en) * 2019-12-20 2021-06-30 주식회사 머니박스 Exchange kiosk apparatus for receiving money by online money exchange
CN111583549A (en) * 2020-04-27 2020-08-25 中国银行股份有限公司 Medium-free withdrawal transaction method and device, computer equipment and readable storage medium
WO2022260241A1 (en) * 2021-06-11 2022-12-15 주식회사 우디 User-customized currency exchange kiosk capable of reserved currency exchange service and on-site currency exchange service

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