KR20170062300A - Method and system for automated teller machine exchange service using information terminal - Google Patents
Method and system for automated teller machine exchange service using information terminal Download PDFInfo
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- KR20170062300A KR20170062300A KR1020150167941A KR20150167941A KR20170062300A KR 20170062300 A KR20170062300 A KR 20170062300A KR 1020150167941 A KR1020150167941 A KR 1020150167941A KR 20150167941 A KR20150167941 A KR 20150167941A KR 20170062300 A KR20170062300 A KR 20170062300A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/06009—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking
- G06K19/06018—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking one-dimensional coding
- G06K19/06028—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking one-dimensional coding using bar codes
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/06009—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking
- G06K19/06037—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking multi-dimensional coding
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/211—Software architecture within ATMs or in relation to the ATM network
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- Finance (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- Theoretical Computer Science (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Strategic Management (AREA)
- Technology Law (AREA)
- General Business, Economics & Management (AREA)
- Software Systems (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Performing a currency exchange charging procedure in an escrow account opened in a first bank server in response to a currency exchange charging request by the payment agency server in a currency of the first country; Transmitting the withdrawal approval request information for the currency exchange service in the ATM to the payment agent server at the request of the user; Receiving the withdrawal approval information from the settlement proxy server and displaying it on the screen; And receiving the withdrawal approval information and the withdrawal request amount from the user and withdrawing the withdrawal request amount in a currency of the second country and paying the money. The ATM exchange service method using the information terminal is provided.
Description
The present invention relates to a method and system for exchanging ATMs using an information terminal, and more particularly, to an ATM exchange service method and system thereof using an information terminal. More specifically, foreign tourists use a payment agent service to charge money for exchange in their own country, The present invention relates to an ATM exchange service method using an information terminal that enables exchange and withdrawal of money in a currency using an information terminal.
Generally, in order to travel overseas, the currency of the country must be exchanged. Therefore, the traveler should visit the domestic bank or the foreign exchange office before the departure to exchange the currency of the country in which the won is to be traveled.
At this time, when a traveler visits a bank and exchanges money, it is not safe because he or she should bring cash and a bank account. In the case of a bank, the burden is increased due to the increase in counter services such as currency inquiry, cash inspections, And the like.
In order to solve such inconvenience, an invention relating to a currency exchange system on-line is already described in Korean Patent Laid-Open Publication No. 2001-0106578 entitled " Internet Money Exchange System and Money Exchange Method ".
Herein, a description will be given of a case of receiving a money exchange application history through a web site provided from a web server, storing the inputted money exchange application history in a web server, and requesting the deposit of the money exchange money, The method comprising the steps of: (a) exchanging a currency exchange transaction history with a database, (b) storing the exchange transaction history in a database together with the currency exchange application history, and (c) inquiring the customer's currency exchange history stored in the database.
In the case of customers, there is no need to visit the bank directly. This saves time and reduces the risks associated with cash, bankbooks, and personal seals. It also saves money by applying favorable exchange rates. And it is advantageous to improve the customer service because it is possible to prepare the currency and the currency for the exchange.
However, after performing each step online, if the customer who requested the exchange visits the designated branch office on the receipt of the foreign currency designated and requests payment of the foreign currency according to the currency exchange application, the designated branch office will present the customer's passport , The real name and the travel expense limit, and then pay the corresponding amount. As a result, the problem that the exchange can be made only after visiting each designated branch is still scattered.
In addition, we try to exchange money in various forms online, but in the end, customers are required to visit a money exchange or a bank.
The problem to be solved by the present invention is that foreign tourists will be able to charge the exchange money in their own currency through the settlement agent service and to exchange money in the Korean won using the information terminal without using a separate card in the ATM And to provide an ATM exchange service method and system using the same.
The problems to be solved by the present invention are not limited to the above-mentioned problems, and other problems not mentioned can be clearly understood by those skilled in the art from the following description will be.
According to an aspect of the present invention, there is provided a method for charging a currency in a first country, the method comprising: performing a currency exchange charging procedure in an escrow account opened in a first bank server in response to a currency exchange charge request; Transmitting the withdrawal approval request information for the currency exchange service in the ATM to the payment agent server at the request of the user; Receiving the withdrawal approval information from the settlement proxy server and displaying it on the screen; And receiving the withdrawal approval information and the withdrawal request amount from the user and withdrawing the withdrawal request amount in a currency of the second country and paying the money. The ATM exchange service method using the information terminal is provided.
The step of transmitting the withdrawal approval request information to the settlement proxy server may transmit the withdrawal approval information by executing an application program for an ATM exchange service in which the information terminal is installed.
The step of paying in the currency of the second country comprises the steps of: receiving a withdrawal approval information and a withdrawal request amount from a user when the ATM selects a menu for executing an ATM exchange service; Sending the withdrawal approval information and the withdrawal request amount to the second bank server by the ATM, and requesting authentication and withdrawal approval of the withdrawal approval information; The second bank server communicates with the payment agency server in charge of the payment agent service used by the user based on the corresponding withdrawal approval information received from the ATM to deliver the withdrawal approval information and the withdrawal request amount Requesting authentication and withdrawal approval for the user; And transmitting the withdrawal approval signal to the ATM so that the second bank server withdraws the payment amount and sends the payment amount if the second bank server approves the withdrawal with approval from the payment agent server.
The withdrawal approval information may include at least one of a withdrawal approval number, a QR code, and a bar code.
According to another aspect of the present invention, there is provided a method for charging a currency in a first country, the method comprising: performing a currency exchange charging procedure in an escrow account opened in a first bank server in response to a currency exchange charge request; Receiving the withdrawal approval information from the settlement proxy server and displaying it on the screen; And receiving the withdrawal approval information and the withdrawal request amount from the user and withdrawing the withdrawal request amount in a currency of the second country and paying the money. The ATM exchange service method using the information terminal is provided.
The step of paying in the currency of the second country comprises the steps of: receiving a withdrawal approval information and a withdrawal request amount from a user when the ATM selects a menu for executing an ATM exchange service; Sending the withdrawal approval information and the withdrawal request amount to the second bank server by the ATM, and requesting authentication and withdrawal approval of the withdrawal approval information; The second bank server communicates with the payment agency server in charge of the payment agent service used by the user based on the corresponding withdrawal approval information received from the ATM to deliver the withdrawal approval information and the withdrawal request amount Requesting authentication and withdrawal approval for the user; And transferring the withdrawal approval signal to the ATM so that the second bank server withdraws the payment amount if the second bank server approves the withdrawal with approval of the user from the payment agent server and sends the withdrawal approval signal to the ATM / RTI >
The withdrawal approval information may include at least one of a withdrawal approval number, a QR code, and a bar code.
According to another aspect of the present invention, there is provided a bank server comprising: a first bank server; A settlement proxy server for performing a currency exchange charge process in an escrow account opened in the first bank server in response to a request for a currency exchange charge; An information terminal for transmitting withdrawal approval request information for a currency exchange service in the ATM to the settlement agency server according to a user's request, receiving withdrawal approval information from the settlement agency server and displaying the withdrawal approval information on a screen; And an ATM for accepting the withdrawal approval information and the withdrawal request amount from the user and withdrawing the withdrawal request amount in the currency of the second country and paying the money.
The ATM exchange service system using the information terminal receives the withdrawal approval information and the withdrawal request amount from the ATM and receives a withdrawal approval information for the withdrawal approval information from the ATM, And transmits the withdrawal approval information and the withdrawal request amount, requests authentication of the user and approval of withdrawal, communicates with the payment agent server that is responsible for the payment agent service And a second bank server for transferring the withdrawal approval signal to the ATM so as to withdraw and pay out the withdrawal amount if the withdrawal approval is granted together with approval for the user.
The withdrawal approval information may include at least one of a withdrawal approval number, a QR code, and a bar code.
According to yet another aspect of the present invention, there is provided a method for charging a currency in a first country, the method comprising: performing a currency exchange charging procedure in an escrow account opened in a first bank server in response to a currency exchange charge request; Displaying the QR code or barcode on the screen; The information terminal scans the QR code or the barcode and transmits withdrawal approval request information for the scanned QR code or bar code and the exchange service in the ATM to the payment agent server at the request of the user; And an ATM receiving withdrawal approval information from the settlement proxy server, receiving a withdrawal request amount from a user, withdrawing the withdrawal request amount in a currency of a second country, and paying the withdrawal amount, and providing an ATM exchange service method using the information terminal do.
According to yet another aspect of the present invention, there is provided a method for charging a currency in a first country, the method comprising: performing a currency exchange charging procedure in an escrow account opened in a first bank server in response to a currency exchange charge request; Generating a QR code or a barcode by using a QR code generator or a barcode generator and displaying the generated QR code or barcode on a screen when a menu for executing ATM exchange service is selected; The information terminal transmits a QR code or bar code recognized from the screen of the ATM through the QR code recognition function or the barcode recognition function and a withdrawal request amount to the second bank server and requests withdrawal approval for the corresponding QR code or bar code ; Transmitting a QR code or a barcode and an amount of withdrawal requested to the ATM to the second bank server to request withdrawal approval; The second bank server receives a QR code or a bar code from the information terminal and communicates with a payment agent server that is in charge of a payment agent service used by the user based on the corresponding QR code or bar code received from the ATM Transmitting a QR code or bar code and a requested amount of withdrawal, and requesting authentication and withdrawal approval for the user; And an ATM receiving withdrawal approval information from the settlement proxy server, receiving a withdrawal request amount from a user, withdrawing the withdrawal request amount in a currency of a second country, and paying the withdrawal amount, and providing an ATM exchange service method using the information terminal do.
According to the present invention, in a state where a user of a first country (for example, a foreign tourist) is charged with a money exchange service using a payment agent service provided by a payment agent server, In an ATM of two countries, a desired amount of money can be conveniently exchanged and withdrawn into a currency of a second country (for example, the Korean won) using an information terminal. As a result, the user does not need to visit the bank or the foreign exchange office to make money for the exchange, so that the customer can provide safety and convenience, thereby saving money and time.
According to the present invention, since the user authentication is performed in the ATM using the withdrawal approval number or the QR code displayed on the information terminal, it is not necessary to insert the card into the ATM, so that the financial fraud through card duplication can be prevented in advance.
According to the present invention, in the case of a bank, it is possible to save the burden of storing foreign currency cash, and to save transportation costs and insurance premiums for the export of the storage currency.
1 is a view for explaining an ATM exchange service system using an information terminal according to an embodiment of the present invention.
2 is a diagram for explaining an ATM exchange service method using an information terminal according to an embodiment of the present invention.
3 is a view for explaining an ATM exchange service method using an information terminal according to another embodiment of the present invention.
4 is a diagram for explaining an ATM exchange service method using an information terminal according to another embodiment of the present invention.
5 is a diagram for explaining an ATM exchange service method using an information terminal according to another embodiment of the present invention.
While the invention is susceptible to various modifications and alternative forms, specific embodiments thereof are shown by way of example in the drawings and will herein be described in detail. It should be understood, however, that the invention is not intended to be limited to the particular embodiments, but includes all modifications, equivalents, and alternatives falling within the spirit and scope of the invention.
Hereinafter, a preferred embodiment of the present invention will be described in detail with reference to the accompanying drawings.
1 is a view for explaining an ATM exchange service system using an information terminal according to an embodiment of the present invention.
Referring to FIG. 1, an ATM exchange service system using an information terminal includes an
The
The
The ATM exchange service charges the user of the first country to the
The
The
The
In one embodiment, the withdrawal authorization information may include a withdrawal authorization number. The
In another embodiment, the withdrawal authorization information may include a QR code. Therefore, the
The
The
When the user who requests the ATM exchange service visits the second country and executes an application installed in the
In one embodiment, the withdrawal authorization information may include a withdrawal authorization number. In another embodiment, the withdrawal authorization information may include a QR code.
In addition, the
Accordingly, the
At this time, the user information includes withdrawal approval information transmitted from the
The
The
The
The
The
The
Specifically, the
The
The
When the
2 is a diagram for explaining an ATM exchange service method using an information terminal according to an embodiment of the present invention.
Referring to FIG. 2, the
The
The
To this end, the
Accordingly, the user can access the
The
The informing
When the menu for executing the ATM exchange service is selected, the
The
The
The
The
The
3 is a view for explaining an ATM exchange service method using an information terminal according to another embodiment of the present invention.
Referring to FIG. 3, in step S21, the
The
The
To this end, the
Accordingly, the user can access the
When the
The
When the menu for executing the ATM exchange service is selected, the
The
The
The
The
The
4 is a diagram for explaining an ATM exchange service method using an information terminal according to another embodiment of the present invention.
Referring to FIG. 4, in step S41, the
The
The
To this end, the
Accordingly, the user can access the
The
When the menu for executing the ATM exchange service is selected, the
The
The
The
The
The
5 is a diagram for explaining an ATM exchange service method using an information terminal according to another embodiment of the present invention.
Referring to FIG. 5, in step S51, the
The
The
To this end, the
Accordingly, the user can access the
The
When the menu for executing the ATM exchange service is selected, the
The
The
The
The
The
In the embodiment of the present invention described above, the information terminal generates the QR code or the bar code, and the ATM reads the recognized QR code or bar code through the QR code reader or the bar code reader.
In another embodiment of the present invention, a QR code or a barcode is generated in the ATM, and the information terminal scans the corresponding QR code or bar code to perform authentication and withdrawal request or consent for withdrawal.
For example, when a menu for executing the ATM exchange service is selected, the ATM generates a QR code or a barcode through a QR code generator or a barcode generator, displays the barcode on a screen, and receives a withdrawal request amount from the user.
In addition, the information terminal transmits the recognized QR code or bar code and the withdrawal request amount to the second bank server through the QR code recognition function or the barcode recognition function, and requests the withdrawal approval for the corresponding QR code or bar code.
The second bank server receives a QR code or a bar code from the information terminal and communicates with a payment agency server that is in charge of the payment agent service used by the user based on the corresponding QR code or bar code received from the ATM, Code or barcode, and the amount of the withdrawal request, and requests authentication and withdrawal approval for the user.
The settlement proxy server inquires user information based on the QR code or the barcode received from the second bank server, the withdrawal request amount and the withdrawal approval request signal, inquires the charging price information of the user, And sends a withdrawal approval signal to the second bank server to withdraw the money amount and pay it out.
The second bank server transmits a withdrawal approval signal to the ATM to withdraw the payment amount and to pay the amount if the withdrawal approval is granted with the approval of the user from the payment agent server.
The ATM receives the withdrawal approval signal from the second bank server and withdraws the money to the user for payment.
As another example, when a menu for executing the ATM exchange service is selected, the ATM generates a QR code or a barcode through a QR code generator or a barcode generator, displays it on the screen, and receives a withdrawal request amount from the user.
In addition, the information terminal transmits the recognized QR code or bar code and the withdrawal request amount to the second bank server through the QR code recognition function or the barcode recognition function, and requests the withdrawal approval for the corresponding QR code or bar code.
Meanwhile, the ATM transmits the generated QR code or bar code and the withdrawal request amount to the second bank server to request withdrawal approval.
The second bank server receives a QR code or a bar code from the information terminal and communicates with a payment agency server that is in charge of the payment agent service used by the user based on the corresponding QR code or bar code received from the ATM, Code or barcode, and the amount of the withdrawal request, and requests authentication and withdrawal approval for the user.
The settlement proxy server inquires user information based on the QR code or the barcode received from the second bank server, the withdrawal request amount and the withdrawal approval request signal, inquires the charging price information of the user, And sends a withdrawal approval signal to the second bank server to withdraw the money amount and pay it out.
The second bank server transmits a withdrawal approval signal to the ATM to withdraw the payment amount and to pay the amount if the withdrawal approval is granted with the approval of the user from the payment agent server.
The ATM receives the withdrawal approval signal from the second bank server and withdraws the money to the user for payment.
While the invention has been shown and described with reference to certain preferred embodiments thereof, it will be understood by those skilled in the art that various changes and modifications may be made without departing from the spirit and scope of the invention as defined by the appended claims. Accordingly, the true scope of the present invention should be determined by the following claims.
Claims (12)
Transmitting the withdrawal approval request information for the currency exchange service in the ATM to the payment agent server at the request of the user;
Receiving the withdrawal approval information from the settlement proxy server and displaying it on the screen; And
Receiving the withdrawal approval information and the withdrawal request amount from the user and withdrawing the withdrawal request amount in a currency of the second country and paying the withdrawal amount;
And the withdrawal approval information is transmitted by executing an application program for an ATM exchange service in which the information terminal is installed.
Receiving a withdrawal approval information and a withdrawal request amount from a user when a menu for executing an ATM exchange service is selected by the ATM;
Sending the withdrawal approval information and the withdrawal request amount to the second bank server by the ATM, and requesting authentication and withdrawal approval of the withdrawal approval information;
The second bank server communicates with the payment agency server in charge of the payment agent service used by the user based on the corresponding withdrawal approval information received from the ATM to deliver the withdrawal approval information and the withdrawal request amount Requesting authentication and withdrawal approval for the user; And
And transferring the withdrawal approval signal to the ATM so that the second bank server withdraws the payment amount if the second bank server approves the withdrawal with approval of the user from the payment agent server.
A withdrawal approval number, a QR code, and a bar code.
Receiving the withdrawal approval information from the settlement proxy server and displaying it on the screen; And
Receiving the withdrawal approval information and the withdrawal request amount from the user and withdrawing the withdrawal request amount in a currency of the second country and paying the withdrawal amount;
Receiving a withdrawal approval information and a withdrawal request amount from a user when a menu for executing an ATM exchange service is selected by the ATM;
Sending the withdrawal approval information and the withdrawal request amount to the second bank server by the ATM, and requesting authentication and withdrawal approval of the withdrawal approval information;
The second bank server communicates with the payment agency server in charge of the payment agent service used by the user based on the corresponding withdrawal approval information received from the ATM to deliver the withdrawal approval information and the withdrawal request amount Requesting authentication and withdrawal approval for the user; And
And transferring the withdrawal approval signal to the ATM so that the second bank server withdraws the payment amount if the second bank server approves the withdrawal with approval of the user from the payment agent server.
A withdrawal approval number, a QR code, and a bar code.
A settlement proxy server for performing a currency exchange charge process in an escrow account opened in the first bank server in response to a request for a currency exchange charge;
An information terminal for transmitting withdrawal approval request information for a currency exchange service in the ATM to the settlement agency server according to a user's request, receiving withdrawal approval information from the settlement agency server and displaying the withdrawal approval information on a screen; And
And an ATM for inputting the withdrawal authorization information and the withdrawal request amount from the user and withdrawing the withdrawal request amount in the currency of the second country and paying the money.
When receiving the withdrawal approval information and the withdrawal request amount from the ATM and receiving a request for authorization and withdrawal approval for the withdrawal approval information, the settlement agency service based on the withdrawal approval information received from the ATM And transmits the withdrawal approval information and the withdrawal request amount, requests authentication of the user and approval of withdrawal, and if the withdrawal approval is granted with the approval of the user from the payment agent server And a second bank server for sending the withdrawal approval signal to the ATM so as to withdraw and pay out the corresponding amount.
ATM withdrawal service system using an information terminal including at least one of a withdrawal approval number, a QR code, and a bar code.
Displaying the QR code or barcode on the screen;
The information terminal scans the QR code or the barcode and transmits withdrawal approval request information for the scanned QR code or bar code and the exchange service in the ATM to the payment agent server at the request of the user; And
Receiving the withdrawal approval information from the settlement proxy server, inputting the withdrawal request amount from the user, withdrawing the withdrawal request amount in the currency of the second country, and paying the withdrawal request amount.
Generating a QR code or a barcode by using a QR code generator or a barcode generator and displaying the generated QR code or barcode on a screen when a menu for executing ATM exchange service is selected;
The information terminal transmits a QR code or bar code recognized from the screen of the ATM through the QR code recognition function or the barcode recognition function and a withdrawal request amount to the second bank server and requests withdrawal approval for the corresponding QR code or bar code ;
Transmitting a QR code or a barcode and an amount of withdrawal requested to the ATM to the second bank server to request withdrawal approval;
The second bank server receives a QR code or a bar code from the information terminal and communicates with a payment agent server that is in charge of a payment agent service used by the user based on the corresponding QR code or bar code received from the ATM Transmitting a QR code or bar code and a requested amount of withdrawal, and requesting authentication and withdrawal approval for the user; And
Receiving the withdrawal approval information from the settlement proxy server, inputting the withdrawal request amount from the user, withdrawing the withdrawal request amount in the currency of the second country, and paying the withdrawal request amount.
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Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
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WO2021029499A1 (en) * | 2019-08-14 | 2021-02-18 | 주식회사 우디 | Method for providing online currency exchange service |
KR102537892B1 (en) * | 2022-12-01 | 2023-05-31 | 바이엇 주식회사 | Device and method providing loan service |
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Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2021029499A1 (en) * | 2019-08-14 | 2021-02-18 | 주식회사 우디 | Method for providing online currency exchange service |
KR102537892B1 (en) * | 2022-12-01 | 2023-05-31 | 바이엇 주식회사 | Device and method providing loan service |
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