KR20170047535A

KR20170047535A - User equipment, service providing device, payment system comprising the same, control method thereof and computer readable medium having computer program recorded thereon

Info

Publication number: KR20170047535A
Application number: KR1020150147764A
Authority: KR
Inventors: 곽세병
Original assignee: 에스케이플래닛 주식회사
Priority date: 2015-10-23
Filing date: 2015-10-23
Publication date: 2017-05-08

Abstract

Disclosed are a user device, a service providing device, a payment system including the same, a control method thereof and a recording medium having a computer program recorded thereon. In other words, the user device performs an order function for one or more products from an affiliated store server through a telephone, the Internet, a visit, a pre-installed application and the like, and after the affiliated store server provides order information, information about the user device and the like to the service providing device, the user device performs a payment function for an ordered product by interworking with the service providing device and the payment server through a beacon held by a deliverer at the time of delivery for the ordered product. As a result, payment is made upon the delivery even if the deliverer carries only a low-priced beacon without having a separate payment means for payment by card. An affiliated store does not need to have an expensive card machine and a user can easily order and pay for products even if the user does not subscribe to a separate order service or has no cash, thereby improving convenience for the user.

Description

TECHNICAL FIELD [0001] The present invention relates to a user apparatus, a service providing apparatus, a payment system including the same, a control method thereof, and a recording medium on which a computer program is recorded }

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a user apparatus, a service providing apparatus, a payment system including the same, a control method thereof, and a recording medium on which a computer program is recorded. The ordering function of the one or more commodities is performed, and the order information, the information on the user apparatus, and the like are provided to the service providing apparatus by the merchant server, and then the beacon carried by the deliverer is delivered A service providing apparatus, a payment system including the payment apparatus, a control method thereof, and a recording medium on which a computer program is recorded.

The beacon is used as a fixed type, and the identifier of the beacon is utilized as a means of indicating the position of the beacon, and other additional applications are rare.

In addition, in the case where a mobile payment is required at present, for example, when a delivery food is ordered and a goods is received from a delivery person, and a courier service is received, settlement using cash or settlement using a portable credit card payment machine is performed .

In the case of such a portable credit card payment machine, there are many cases in which a small business operator can not have the high cost, and in the case of specializing in delivery, a plurality of portable credit card payment machines are necessary, which is often excessive.

Korean Patent Laid-Open No. 10-2012-0101244 [Name: Automatic Checking of Merchant Entry Using Beacons and Automatic Order Payment System]

It is an object of the present invention to provide a user apparatus, a service providing apparatus, a payment system including the same, a control method thereof, and a recording medium on which a computer program is recorded, in which a delivery person carrying a delivery service carries a beacon.

Another object of the present invention is to provide a service providing system and method for a mobile terminal that performs an order function for one or more merchandise items at a merchant server through a telephone, the Internet, a visit, a preinstalled app, etc. and provides order information, A user device that performs a payment function for a corresponding order item by interlocking with a service providing device and a payment server in a user device via a beacon held by a delivery person at the time of delivery of the order product, , A billing system including the billing system, a control method thereof, and a recording medium on which a computer program is recorded.

A billing system according to an exemplary embodiment of the present invention includes a user device for transmitting order information, delivery point information, order time information, and identification information of a user device to one or more products to be ordered; A merchant server that transmits order information, delivery information, order time information, and identification information of the user apparatus, which are transmitted from the user apparatus, to the service providing apparatus, and transmits order information and merchant information to the beacon held by the deliverer, ; A beacon for transmitting order information, merchant information, and unique identification information of a beacon transmitted from a merchant server to a user device when the merchant arrives at a delivery area according to delivery information; And order information transmitted from the merchant server, delivery information, order time information, and identification information of the user device, and information on the payment card transmitted from the user device to perform the payment function for one or more goods, And a service providing device for receiving card identification information, user information, benefit information, and order information corresponding to the identification information of the user device, .

In one embodiment of the present invention, the order information includes at least one of a product name, a product unique code, a unit price, a quantity, and a money amount. The delivery information includes at least one of delivery address information, a telephone number, . &Lt; / RTI >

As an example related to the present invention, the merchant information may include at least one of a store name, store unique identification information, a store telephone number, and store location information.

As an example related to the present invention, a user device receives order information transmitted from a beacon, merchant information, and unique identification information of a beacon, receives information about a payment card according to a user input through a specific application installed in advance in the user device, And can transmit the information on the payment card, the PIN number corresponding to the payment card, the identification information of the user apparatus, the order information, and the unique identification information of the beacon to the service providing apparatus.

As one example related to the present invention, the card information includes at least one of a card number, an expiration date, a CVC number and a user name, the user information includes at least one of a user name, a date of birth, an address and an image, Information, membership benefit information, and discount information.

As an example related to the present invention, the present invention can be applied to a system that receives card information, user information, benefit information, and order information transmitted from a service providing apparatus and receives payment information corresponding to one or more items to be settled based on the received card information, And a settlement server that performs a settlement function for the amount of money and provides the settlement function execution result to the user apparatus through the service providing apparatus.

According to another aspect of the present invention, there is provided a control method for a billing system, the method comprising: transmitting order information, delivery point information, order time information, and identification information of a user apparatus to a product to be ordered; Transmitting order information, shipping destination information, order time information, and identification information of the user apparatus, transmitted from the user apparatus, through the merchant server; Temporarily storing order information, delivery destination information, order time information, and identification information of the user apparatus, which are transmitted from the merchant server through the service providing apparatus; Transmitting order information and merchant information to a beacon carried by a deliverer delivering one or more articles prepared through the merchant server; Broadcasting the order information, the merchant information, and the unique identification information of the beacon upon arrival at the delivery area according to the delivery information through the beacon; Receiving order information, merchant information, and unique identification information of a beacon transmitted from a beacon through a user device; Receiving information on a payment card corresponding to a user input and a PIN number corresponding to the payment card through a specific application installed in advance in the user device in order to provide a completion of delivery and perform a payment function through the user device; And transmitting the information on the payment card, the PIN number corresponding to the payment card, the identification information of the user apparatus, the order information, and the unique identification information of the beacon to the service providing apparatus through the user apparatus.

Transmitting the card information, the user information, the benefit information, and the order information corresponding to the identification information of the user apparatus, transmitted from the user apparatus, through the service providing apparatus as an example related to the present invention; Performing a payment function for a payment amount corresponding to at least one item to be paid based on the card information, the user information, and the benefit information through the payment server; Transmitting a payment function execution result to the service providing apparatus through the payment server; Transmitting a result of performing the payment function to the user device through the service providing device; And displaying the result of the payment function execution through the user device.

In the step of performing a payment function as an example related to the present invention, a payment function may be performed for a payment amount to which a benefit amount corresponding to benefit information is applied to price information on one or more goods to be paid through a payment server .

A computer program for carrying out the method according to the above-described embodiment may be stored in the recording medium on which the computer program according to the embodiment of the present invention is recorded.

The present invention has the effect of facilitating settlement of an order item through delivery by carrying a beacon by a deliverer providing the delivery service.

In addition, the present invention performs order function for one or more products at a merchant server through a telephone, the Internet, a visit, a pre-installed app, and the like at the user device, and transmits order information, And then performs a payment function for the order product by interlocking the service providing device and the payment server in the user device through the beacon held by the delivery person at the time of delivery for the order product, Even if a user does not have a separate payment service and only a low-priced beacon is carried, payment is made according to delivery. The merchant does not need to have an expensive card dispenser, It is possible to easily order and settle an order, thereby improving the convenience of the user .

1 is a block diagram showing a configuration of a payment system according to an embodiment of the present invention.
2 is a cross- FIG. 8 is a block diagram illustrating a configuration of a user apparatus according to an embodiment of the present invention.
3 is a block diagram illustrating a configuration of a payment system according to another embodiment of the present invention.
4 to 5 are flowcharts illustrating a method of controlling a payment system according to an embodiment of the present invention.
6 to 7 are views illustrating screens of a user apparatus according to an embodiment of the present invention.

It is noted that the technical terms used in the present invention are used only to describe specific embodiments and are not intended to limit the present invention. In addition, the technical terms used in the present invention should be construed in a sense generally understood by a person having ordinary skill in the art to which the present invention belongs, unless otherwise defined in the present invention, Should not be construed to mean, or be interpreted in an excessively reduced sense. In addition, when a technical term used in the present invention is an erroneous technical term that does not accurately express the concept of the present invention, it should be understood that technical terms that can be understood by a person skilled in the art can be properly understood. In addition, the general terms used in the present invention should be interpreted according to a predefined or prior context, and should not be construed as being excessively reduced.

Furthermore, the singular expressions used in the present invention include plural expressions unless the context clearly dictates otherwise. The term "comprising" or "comprising" or the like in the present invention should not be construed as necessarily including the various elements or steps described in the invention, Or may further include additional components or steps.

Furthermore, terms including ordinals such as first, second, etc. used in the present invention can be used to describe elements, but the elements should not be limited by terms. Terms are used only for the purpose of distinguishing one component from another. For example, without departing from the scope of the present invention, the first component may be referred to as a second component, and similarly, the second component may also be referred to as a first component.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings, wherein like reference numerals refer to like or similar elements throughout the several views, and redundant description thereof will be omitted.

In the following description, well-known functions or constructions are not described in detail since they would obscure the invention in unnecessary detail. It is to be noted that the accompanying drawings are only for the purpose of facilitating understanding of the present invention, and should not be construed as limiting the scope of the present invention with reference to the accompanying drawings.

1 is a block diagram showing a configuration of a settlement system 10 according to an embodiment of the present invention.

1, the billing system 10 includes a user apparatus 100, a beacon 200, a service providing apparatus 300, a POS terminal 400, and a payment server 500. Not all of the components of the billing system 10 shown in Fig. 1 are essential components, and the billing system 10 may be implemented by more components than the components shown in Fig. 1, The payment system 10 may also be implemented.

The user device 100 may be a smart phone, a portable terminal, a mobile terminal, a personal digital assistant (PDA), a portable multimedia player (PMP) terminal, a telematics terminal, A portable terminal, a navigation terminal, a personal computer, a notebook computer, a slate PC, a tablet PC, an ultrabook, a wearable device (for example, a watch type A smart TV, a digital broadcasting terminal, a television (TV), a digital television (TV), a digital television (TV) A home theater system, an AVN (Audio Video Navigation) terminal, an A / V (Audio / Video) system, a flexible terminal, and the like.

2, the user device 100 includes a user device communication unit 110, a user device storage unit 120, a user device display unit 130, a user device audio output unit 140, and a user device control unit 150 ). Not all of the components of the user device 100 shown in Fig. 2 are required, and the user device 100 may be implemented by more components than the components shown in Fig. 2, The user device 100 may be implemented.

The user device communication unit 110 communicates with any one of the internal components or external at least one terminal through a wired / wireless communication network. At this time, an external arbitrary terminal may include a beacon 200, a service providing device 300, a POS terminal 400, a payment server 500, and the like. Here, the wireless Internet technology includes a wireless LAN (WLAN), a digital living network alliance (DLNA), a wireless broadband (Wibro), a world interoperability for a microwave (WiMAX), a high speed downlink packet access ), HSUPA (High Speed Uplink Packet Access), IEEE 802.16, Long Term Evolution (LTE), Long Term Evolution-Advanced (LTE-A), Wireless Mobile Broadband Service (WMBS) And the user device communication unit 110 transmits and receives data according to at least one wireless Internet technology in a range including Internet technologies not listed above. In addition, the near field communication technology includes Bluetooth, Radio Frequency Identification (RFID), Infrared Data Association (IrDA), UWB (Ultra Wideband), ZigBee, Near Field Communication (NFC) , Ultra Sound Communication (USC), Visible Light Communication (VLC), Wi-Fi, and Wi-Fi Direct. The wired communication technology may include a power line communication (PLC), a USB communication, an Ethernet, a serial communication, an optical / coaxial cable, and the like.

In addition, the user device communication unit 110 can transmit information to and from an arbitrary terminal through a universal serial bus (USB).

In addition, the user equipment communication unit 110 may be configured to communicate with a plurality of mobile communication systems, such as a mobile communication system, a mobile communication system, a mobile communication system, a mobile communication system, a mobile communication system, (HSDPA), High Speed Uplink Packet Access (HSUPA), Long Term Evolution (LTE), LTE (High Speed Downlink Packet Access) The beacon 200, the service providing device 300, the POS terminal 400, the payment server 500, and the like on a mobile communication network constructed according to a service provider's name,

The user device communication unit 110 may also be configured to transmit the identification information of the beacon 200 transmitted from the beacon 200 or the unique identification information of the store having the beacon 200, ).

The user device storage unit 120 stores various user interfaces (UI), a graphical user interface (GUI), and the like.

Also, the user device storage unit 120 stores data and programs necessary for the user device 100 to operate.

That is, the user device storage unit 120 may store a plurality of application programs (application programs or applications) driven by the user device 100, data for operation of the user device 100, and commands. At least some of these application programs may be downloaded from the external service providing device via wireless communication. Also, at least some of these applications may reside on the user device 100 since the time of shipment for the basic functions (e.g., phone call incoming, outgoing, message receiving, originating functions) of the user device 100. The application program may be stored in the user device storage unit 120 and may be installed in the user device 100 and may be operated by the user device control unit 150 to perform the operation have.

The user device storage unit 120 may be a flash memory type, a hard disk type, a multimedia card micro type, a card type memory (for example, SD or A random access memory (SRAM), a read-only memory (ROM), an electrically erasable programmable read-only memory (EEPROM) , And a programmable read-only memory (PROM). In addition, the user device 100 may operate web storage or operate in association with web storage to perform the storage function of the user device storage unit 120 on the Internet.

The user device storage unit 120 stores identification information of the corresponding beacon 200 received through the user device communication unit 110 under the control of the user device controller 150 Unique identification information).

The user device display unit 130 may display various contents such as various menu screens by using the user interface and / or graphical user interface stored in the user device storage unit 120 under the control of the user device controller 150. [ Here, the content displayed on the user device display unit 130 includes various text or image data (including various information data) and a menu screen including data such as an icon, a list menu, and a combo box. Also, the user device display unit 130 may be a touch screen.

The user device display unit 130 may be a liquid crystal display (LCD), a thin film transistor-liquid crystal display (TFT LCD), an organic light-emitting diode (OLED) And may include at least one of a flexible display, a 3D display, an e-ink display, and a light emitting diode (LED).

In addition, the user device display unit 130 may be configured as a stereoscopic display unit for displaying a stereoscopic image.

In the stereoscopic display unit, a three-dimensional display system such as a stereoscopic system (glasses system), an autostereoscopic system (no-glasses system), a projection system (holographic system) can be applied.

The user device display unit 130 displays the identification information of the beacon 200 received through the user device communication unit 110 under the control of the user device controller 150 Identification information).

The user device audio output unit 140 outputs audio information included in the signal processed by the user device control unit 150. Here, the user device audio output unit 140 may include a receiver, a speaker, a buzzer, and the like.

Also, the user device audio output unit 140 outputs the guidance audio generated by the user device control unit 150.

The user device audio output unit 140 outputs the identification information of the corresponding beacon 200 received through the user device communication unit 110 under the control of the user device controller 150 (I.e., unique identification information of the user).

The user device control unit 150 executes the overall control function of the user device 100. [

The user device controller 150 executes the overall control functions of the user device 100 using the programs and data stored in the user device storage unit 120. [ The user device controller 150 may include a RAM, a ROM, a CPU, a GPU, and a bus, and the RAM, the ROM, the CPU, and the GPU may be connected to each other via a bus. The CPU accesses the user device storage unit 120 and performs booting using the O / S stored in the user device storage unit 120. The CPU can access various programs stored in the user device storage unit 120, And the like.

In addition, the user device control unit 150 performs the membership registration procedure for the user of the user device 100 by interlocking with the service providing device 300.

The user device control unit 150 must complete the authentication function through the authentication means (for example, a mobile phone, a credit card, an Ipfin, an e-mail, etc.) The subscription process can be completed normally.

When the user having the user device 100 enters the store, the user device control unit 150 determines whether the beacon 200 has been received from the beacon 200 The unique identification information of the store).

The user device controller 150 also stores unique identification information of the received beacon 200 (or the unique identification information of the store where the beacon 200 is provided), identification information of the user device 100, 110 to the service providing apparatus 300. Here, the identification information of the user device 100 includes a mobile directory number (MDN), a mobile IP, a mobile MAC, a SIM (subscriber identity module) card unique information, and a serial number.

If the user of the user device control unit 150 is not a registered member of the service providing apparatus 300 in advance, the user device control unit 150 may transmit the guide information related to membership registration provided from the service providing apparatus 300 And performs a membership registration procedure for the corresponding user device 100 (or the user of the user device 100).

When the user of the user device controller 150 is a member registered in advance in the service providing apparatus 300, the user device controller 150 transmits unique identification information of the transmitted beacon 200 (or the corresponding beacon 200) One or more pieces of advertisement information, one or more benefit information, a recommended card list, and the like transmitted from the service providing apparatus 300 in response to the identification information of the user apparatus 100, &Lt; / RTI > Here, the benefit information includes coupon information, membership benefit information, discount benefit information, and the like. In addition, the recommended card list includes one or more cards that are applicable to the benefit information among a plurality of cards (or one or more cards) previously issued to the user device 100.

Also, the user device controller 150 outputs the received one or more pieces of advertisement information, benefit information, recommendation card list, etc. through the user device display unit 130 and / or the user device audio output unit 140.

Also, the user device control unit 150 confirms one payment card (or unique identification information of the payment card) selected from a plurality of payment cards registered (or issued) in a specific application installed in advance in the user device 100 do.

Also, the user device controller 150 may check the payment card selected from the recommended card list transmitted from the service providing device 300. [

In addition, the user device control unit 150 may be configured to receive at least one of the plurality of payment cards registered in advance in the user device 100 based on the one or more benefit information provided from the service providing device 300, And displays the generated recommendation card list on the user device display unit 130. [0156] FIG. Also, one payment card selected from the recommended card list displayed on the user device display unit 130 can be confirmed.

Also, the user device controller 150 receives a personal identification number (PIN) corresponding to a user input through a specific application installed in the user device 100 in advance. Here, the PIN number may be a PIN number corresponding to the identified payment card type.

Also, the user device controller 150 transmits the confirmed payment card type (or unique identification information of the payment card), the PIN number, the identification information of the user device 100, etc. to the service providing device 300 .

Also, the user device controller 150 receives the token transmitted from the service providing device 300 through the user device communication unit 110 in response to the previously transmitted PIN number.

In addition, the user device controller 150 generates a barcode (or QR code (Quick Response code)) including the received token (or token information) and the identification information of the user device 100.

In addition, the user device controller 150 stores the generated barcode (or QR code) in the user device storage unit 120.

When the payment method is selected in a predetermined manner through a specific application installed in the user device 100 in advance, the user device controller 150 displays barcode information (or QR code) corresponding to the barcode (or QR code) Information to the POS terminal 400 via the user device communication unit 110. [ Here, the barcode information (or QR code information corresponding to the QR code) corresponding to the barcode includes a token (or token information), identification information of the user device 100, and the like. At this time, the settlement methods include cash settlement, card settlement, electronic settlement, and the like, and the predetermined method may be electronic settlement.

As described above, when the user apparatus 100 and the POS terminal 400 are connected through a wire / wireless communication method, the barcode information (or QR code information) can be transmitted from the user apparatus 100 to the POS terminal 400.

When the user device 100 and the POS terminal 400 are not connected via a wire / wireless communication method, a user of the user device 100 may receive a preset connection via a specific application installed in the user device 100 (Or QR code) displayed on the user device display unit 130 may be recognized (or scanned / tagged) by the POS terminal 400. In this case,

In addition, after the settlement function is performed for at least one product to be settled by the user of the corresponding user device 100 based on the previously transmitted barcode information (or QR code information), the user device controller 150 transmits the previously transmitted Through the user device communication unit 110, a payment function execution result transmitted from the POS terminal 400 (or the service providing device 300) in response to bar code information (or QR code information).

Also, the user device controller 150 outputs the received payment function execution result through the user device display unit 130 and / or the user device voice output unit 140.

In addition, the user device 100 may further include an interface unit (not shown) that serves as an interface with all the external devices connected to the user device 100. For example, the interface unit may include a wired / wireless headset port, an external charger port, a wired / wireless data port, a memory card port, a port for connecting a device having an identification module, an audio I / Input / output (I / O) port, video I / O (input / output) port and earphone port. Here, the identification module is a chip that stores various information for authenticating the usage right of the user device 100, and includes a user identity module (UIM), a subscriber identity module (SIM) A Universal Subscriber Identity Module (USIM), and the like. In addition, a device provided with the identification module can be manufactured in a smart card format. Thus, the identification module can be connected to the user device 100 via the port. The interface unit receives data from an external device or receives power and transmits the data to each component in the user device 100 or data in the user device 100 is transmitted to an external device.

The interface unit may be a path through which power from the cradle is supplied to the user device 100 when the user device 100 is connected to an external cradle or various command signals input from the cradle by the user, (Not shown). The various command signals input from the cradle or the corresponding power source may be operated as a signal for recognizing that the user device 100 is correctly mounted on the cradle.

The user device 100 also includes an input unit (not shown) for receiving a command or a control signal generated by an operation such as a button operation by the user or a signal according to an arbitrary function selection or a touch / Not shown).

The input unit may include at least one of a command, a selection, data, and information of a user. The input unit may include a plurality of input keys and function keys for inputting numeric or character information and setting various functions.

The input unit may include a key pad, a dome switch, a touch pad (static / static), a touch screen, a jog wheel, a jog switch, a jog shuttle, a mouse, , A stylus pen, a touch pen, and the like can be used. Particularly, when the user device display unit 130 is formed as a touch screen, some or all of the functions of the input device can be performed through the user device display unit 130. [

In addition, each component (or module) of user device 100 may be software stored on the memory (or user device storage 120) of user device 100. The memory may be an internal memory of the user device 100 and may be an external memory or other type of storage device. Further, the memory may be a non-volatile memory. The software stored on the memory may include a set of instructions that, when executed, cause the user device 100 to perform certain operations.

The beacon 200 communicates with the user device 100, the POS terminal 400, and the like.

The beacon 200 also receives store information related to a store provided with the corresponding beacon 200 transmitted from the POS terminal 400 and unique identification information of the store in which the beacon 200 is provided.

The beacon 200 broadcasts (or transmits) store information, identification information of the beacon 200 (or unique identification information of a store in which the beacon 200 is provided), and the like.

The service providing apparatus 300 communicates with the user apparatus 100, the POS terminal 400, the payment server 500, and the like.

The service providing apparatus 300 includes a user apparatus communication unit 110 included in the user apparatus 100, a user apparatus storage unit 120, a user apparatus display unit 130, a user apparatus audio output unit 140, (Not shown), a display unit (not shown), an audio output unit (not shown), and a control unit (not shown), which correspond to the control unit 150, respectively.

In addition, the service providing apparatus 300 performs a membership subscription procedure for the user of the corresponding user device 100 by interlocking with the user apparatus 100, respectively.

In addition, the service providing apparatus 300 receives unique identification information of the beacon 200 transmitted from the user apparatus 100, identification information of the user apparatus 100, and the like.

The service providing apparatus 300 may also be configured to allow the user corresponding to the user apparatus 100 to register with the service providing apparatus 300 in advance based on the received identification information of the corresponding user apparatus 100 (Or confirms) whether or not it is.

If the result of the determination (or the result of the check) is that the user corresponding to the user device 100 is not a member registered in advance in the service providing apparatus 300, the service providing apparatus 300 transmits the guide information related to membership registration, (100).

The service providing apparatus 300 also performs a membership registration procedure for the user apparatus 100 (or the user of the user apparatus 100) by interlocking with the user apparatus 100. [

When the user corresponding to the user device 100 is a member registered in advance in the service providing apparatus 300, the service providing apparatus 300 transmits the beacon 200 received previously, Of the plurality of advertisement information and the plurality of benefit information stored in advance based on the unique identification information of the user device 100 and the identification information of the user device 100, Information, and one or more benefits information.

In addition, the service providing apparatus 300 may include a recommended recommendation card including at least one recommendation card capable of applying (or reflecting) the benefit information among a plurality of cards issued to the user apparatus 100 based on the one or more benefit information that has been confirmed. Create a card list. Here, the benefit information includes coupon information, membership benefit information, discount benefit information, and the like.

In addition, the service providing apparatus 300 may include at least one advertisement information, at least one benefit information, at least one recommendation card, and at least one recommendation card list including at least one advertisement information that can be provided to the corresponding user apparatus 100, And the like to the user device 100.

That is, when the user corresponding to the user apparatus 100 is a member registered in advance in the service providing apparatus 300, the service providing apparatus 300 selects the corresponding beacon 200) corresponding to the unique identification information. In addition, the service providing device 300 checks one or more pieces of advertisement information, benefit information, and the like that can be provided to the corresponding user device 100 in the corresponding store based on the confirmed store information and the identification information of the received user device 100 . Also, the service providing apparatus 300 generates a recommendation card list including one or more cards to which the benefit information can be applied, from among a plurality of cards (or one or more cards) previously issued to the user apparatus 100. In addition, the service providing device 300 transmits to the user device 100 the identified one or more pieces of advertisement information, one or more benefit information, a generated recommendation card list, and the like.

Also, the service providing apparatus 300 receives the type of payment card transmitted from the user apparatus 100, the PIN number, the identification information of the user apparatus 100, and the like.

In addition, the service providing apparatus 300 generates a token (or disposable token, token information, temporary token) corresponding to the received PIN number. Here, the token is a temporary token, randomly generated corresponding to the PIN number, and may be a state in which the number of times of use or the use period is set in advance. At this time, the service providing apparatus 300 may generate a token corresponding to the received PIN number and payment card type.

Also, the service providing apparatus 300 manages (or stores) the generated token in association with the type of payment card, the PIN number, the identification information of the user apparatus 100, and the like.

Also, the service providing apparatus 300 transmits the generated token (or the token corresponding to the PIN number, the PIN number, and the token corresponding to the payment card type) to the user device 100.

The service providing apparatus 300 may further include a payment server 500 for performing an authentication function for the user before performing a payment function for the product in association with at least one item to be paid by the user of the user apparatus 100, (Or QR code information) to be transmitted from the wireless base station.

The service providing apparatus 300 also checks whether the token in the corresponding bar code information (or QR code information) is valid based on the token in the received bar code information (or QR code information) and the identification information of the user apparatus 100 do.

That is, the service providing apparatus 300 stores the token in the received barcode information (or QR code information) and the identification information of the user device 100 in the identification information of the user apparatus for each of a plurality of tokens stored in advance (or issued in advance) Whether the corresponding token and the identification information of the user equipment are included (or are present).

In this way, the service providing apparatus 300 can verify the validity of the issued token.

As a result, the token in the received barcode information (or QR code information), the token corresponding to the identification information of the user device 100, and the token in the user device 100, If the identification information of the device is not included, that is, if the token in the received barcode information (or QR code information) is invalid, the service providing device 300 transmits the authentication failure information to the payment server 500.

As a result of the confirmation, the token in the received barcode information (or QR code information) and the token corresponding to the identification information of the user device 100 are stored in the identification information of the plurality of tokens in the user device 100 stored in advance in the service providing device 300 And the token in the received barcode information (or QR code information) is valid, the service providing apparatus 300 transmits the barcode information (or QR code information) included in the received barcode information User information, benefit information, and the like corresponding to the identification information of the payment server 500 (100). At this time, the service providing apparatus 300 transmits a payment card type (or a PIN managed in association with the corresponding payment card type / token, which is confirmed based on the token generated in correspondence with the PIN number and the payment card type, User information, benefit information, and the like corresponding to the payment card type, the type of the payment card that is confirmed based on the identification number, the type of the payment card, and the identification information of the user device). Here, the card information includes a card number, an expiration date, a CVC (card verification code) number, a user name, and the like. Also, the user information includes a user name, date of birth, address, image, and the like. In addition, the benefit information includes coupon information, membership benefit information, discount benefit information, and the like.

That is, when the token in the received bar code information (or QR code information) is valid as a result of checking, the service providing apparatus 300 corresponds to the identification information of the user apparatus 100 in the received bar code information (or QR code information) User information, benefit information, and the like stored in advance in the service providing apparatus 300 with respect to the user (or the user apparatus 100) who performs the payment, and confirms the card information, user information, To the server (500). At this time, the service providing apparatus 300 confirms the card information, the user information, the benefit information, and the like corresponding to the type of the payment card transmitted from the user apparatus 100, and transmits the confirmed card information, user information, Or may be transmitted to the server 500.

Also, the service providing apparatus 300 receives a payment function execution result (or payment information) transmitted from the payment server 500. [

In addition, the service providing apparatus 300 stores the received payment function execution result in association with the identification information of the corresponding user apparatus 100.

Also, the service providing apparatus 300 may transmit the received payment function execution result to the user apparatus 100 corresponding to the identification information of the corresponding user apparatus 100.

Also, the service providing apparatus 300 may be implemented in the form of a web server, a database server, a proxy server, or the like. In addition, the service providing apparatus 300 may be provided with at least one of a network load balancing mechanism, and various software for allowing the service providing apparatus 300 to operate on the Internet or another network, Can be implemented. The network may also be an http network, a private line, an intranet or any other network. Furthermore, the connection of the service providing device 300 and the user device 100 may be connected to the secure network so that the data is not attacked by any hacker or other third party. In addition, the service providing apparatus 300 may include a plurality of database servers, and the database server may be implemented in such a manner that the database servers are separately connected to the service providing apparatus 300 through any type of network connection including a distributed database server architecture .

Further, a processor mounted on the user apparatus 100 or the service providing apparatus 300 according to the present invention can process program instructions for executing the method according to the present invention. In one implementation, the processor may be a single-threaded processor, and in other embodiments, the processor may be a multi-threaded processor. Further, the processor is capable of processing instructions stored on a memory or storage device.

A POS (Point of Sales) terminal 400 communicates with a user apparatus 100, a beacon 200, a service providing apparatus 300, a payment server 500, and the like.

The POS terminal 400 includes a user device communication unit 110 included in the user device 100, a user device storage unit 120, a user device display unit 130, a user device audio output unit 140, (Not shown), a display unit (not shown), a sound output unit (not shown), and a control unit (not shown), respectively.

The POS terminal 400 also transmits to the beacon 200 store information related to the store where the beacon 200 (or the corresponding POS terminal) is provided, unique identification information of the store where the beacon 200 is provided .

In addition, the POS terminal 400 scans (or recognizes the barcode attached to the product to be paid for) a product to be paid for at least one product to be paid (or a payment product) selected by the user of the user device 100 .

In addition, the POS terminal 400 displays product information for one or more items to be scanned (or recognized). Here, the product information includes a product name, a product unique code, a unit price, a quantity, an amount, a total total amount, and the like.

When the user device 100 is not connected to the POS terminal 400 through the wired / wireless communication method, the user of the user device 100 may receive the preset application through the specific application installed in the user device 100 The POS terminal 400 recognizes (or scans / tags) the bar code (or QR code) displayed on the corresponding user device 100. [

In addition, the POS terminal 400 receives bar code information (or QR code information) transmitted from the user device 100. [

When the POS terminal 400 recognizes the bar code (or QR code) displayed on the user device 100, the POS terminal 400 confirms the recognized bar code information (or QR code information)

In addition, the POS terminal 400 displays or stores the received (or verified) bar code information (or QR code information).

The POS terminal 400 also transmits to the payment server 500 one or more pieces of merchandise information to be paid (or merchandise information to be recognized), barcode information (or QR code information), identification information of the POS terminal 400, do.

In addition, the POS terminal 400 receives the authentication failure information transmitted from the payment server 500 in response to the barcode information (or QR code information) transmitted to the payment server 500.

In addition, the POS terminal 400 displays the received authentication failure information.

In addition, the POS terminal 400 may transmit the received authentication failure information to the user device 100. [

Also, immediately before the payment function for one or more products selected by the user of the user device 100 is performed based on the barcode information (or QR code information) transmitted to the payment server 500, And receives user information transmitted from the server 500. Here, the user information includes a user name, date of birth, address, image, etc. related to the user corresponding to the identification information of the user device 100.

Also, the POS terminal 400 displays the received user information.

In addition, the user of the POS terminal 400 confirms the image of the user information displayed on the corresponding POS terminal 400 and the user of the user device 100 desiring to pay the corresponding goods, The POS terminal 400 receives the information indicating the user agreement according to the user input of the POS terminal 400. In this case,

In addition, the POS terminal 400 transmits information indicating the received user agreement, identification information of the POS terminal 400, and the like to the payment server 500.

When the payment function for one or more products selected by the user of the user device 100 is normally performed based on the barcode information (or QR code information) transmitted to the payment server 500, (Or payment information) transmitted from the payment server 500 in response to the barcode information (or QR code information) transmitted to the payment server 500. Here, the payment function execution result (or the payment information Includes a product name, a product specific code, a unit price, a quantity, a discount amount, a coupon application availability, an amount, a total total amount, a payment date and time information, and a payment card type.

Also, the POS terminal 400 transmits the received payment function execution result to the user device 100. [

In addition, the POS terminal 400 may output the received payment function execution result through a print such as a receipt.

The payment server 500 communicates with the user device 100, the service providing device 300, the POS terminal 400, and the like.

The payment server 500 includes a user device communication unit 110 included in the user device 100, a user device storage unit 120, a user device display unit 130, a user device audio output unit 140, (Not shown), a display unit (not shown), a sound output unit (not shown), and a control unit (not shown), respectively.

The settlement server 500 may further include one or more goods information to be paid (or goods information to be recognized) transmitted from the POS terminal 400, barcode information (or QR code information), identification information of the POS terminal 400 Lt; / RTI >

In addition, the payment server 500 transmits the received barcode information (or QR code information) to the service providing apparatus 300 in order to perform the authentication procedure related to the user apparatus 100. [

If the token in the bar code information (or QR code information) transmitted to the service providing apparatus 300 is invalid, the payment server 500 transmits the bar code information (or QR code information) transmitted to the service providing apparatus 300, The authentication failure information transmitted from the service providing apparatus 300 is received.

In addition, the payment server 500 transmits the received authentication failure information to the POS terminal 400.

When the token in the bar code information (or QR code information) transmitted to the service providing apparatus 300 is valid, the payment server 500 responds to the bar code information (or QR code information) transmitted to the service providing apparatus 300 User information, benefit information (or card information, user information, benefit information corresponding to the identification information of the user device 100 in the barcode information (or QR code information)) transmitted from the service providing apparatus 300, And the like.

In addition, the payment server 500 performs a payment function for the payment amount corresponding to the at least one item information to be paid based on the received card information, user information, and benefit information. At this time, the payment server 500 transmits the benefit information corresponding to the benefit information (or the benefit information applicable to the user of the user device 100) transmitted from the service providing device 300 to the price information on the one or more goods to be settled The user can perform a payment function for the payment amount to which the amount is applied.

At this time, just before the payment function is performed, the payment server 500 transmits the user information transmitted from the service providing apparatus 300 to the POS terminal 400.

If the user of the user device 100 intending to pay the corresponding item does not match the image in the user information, the payment server 500 transmits the payment cancellation information for the one or more goods information to the POS terminal 400 Or may perform a settlement function after performing an additional authentication procedure with respect to the corresponding user device 100.

When the user of the user apparatus 100 who intends to settle the product matches the image in the user information, the payment server 500 receives the user information from the POS terminal 400 in response to the user information transmitted to the POS terminal 400 Information indicating the correspondence of the user to be transmitted, identification information of the POS terminal 400, and the like.

In addition, the payment server 500 may perform a payment function for the payment amount corresponding to the at least one item information to be paid based on the received card information, user information, benefit information, and information indicating user agreement.

In addition, the payment server 500 transmits the payment function execution result (or payment information) to the POS terminal 400, the service providing apparatus 300, and the like. Here, the payment function execution result (or payment information) includes a product name, a product unique code, a unit price, a quantity, a discount amount, a coupon application availability, an amount, a total total amount, a settlement date and time information,

3 is a block diagram showing the configuration of the settlement system 10 according to another embodiment of the present invention.

3, the billing system 10 includes a user apparatus 100, a beacon 200, a service providing apparatus 300, a payment server 500, and an affiliate shop server 600. Not all of the components of the billing system 10 shown in Fig. 3 are essential components, and the billing system 10 may be implemented by more components than the components shown in Fig. 3, The payment system 10 may also be implemented.

The user device 100 performs an order function for one or more goods by interlocking with the merchant server 600. [ At this time, the user device 100 transmits order information, delivery place information, order time information, identification information of the user device 100, etc. to the merchant server 600 according to the performance of the order function for the merchandise, Order information, order information, identification information of the user apparatus 100, and the like to the service providing apparatus 300. [ When the at least one merchandise prepared according to the order information is delivered to the area where the user device 100 is located, the beacon 200 storing the order information, the merchant information, and the like provided from the merchant server 600 includes order information, Merchant point information, unique identification information of the beacon 200, and the like. Hereinafter, the user device 100 receives order information transmitted from the beacon 200, merchant information, unique identification information of the beacon 200, and the like. Number, identification information of the user apparatus 100, order information, unique identification information of the beacon 200, and the like to the service providing apparatus 300. Thereafter, the service providing apparatus 300 determines that at least one item ordered by the corresponding user apparatus 100 has been normally delivered based on the information transmitted from the merchant server 600 and the information transmitted from the user apparatus 100 And performs a payment function for the corresponding one or more products by interlocking the user device 100 and the payment server 500. [

The user device 100 includes a user device communication unit 110, a user device storage unit 120, a user device display unit 130, a user device audio output unit 140, and a user device control unit 150 ).

The user device control unit 150 performs an order function for one or more products to be ordered by the user device 100 (or a user of the user device 100) by interlocking with the merchant server 600. [

That is, the user device controller 150 transmits order information, delivery information, order time information, identification information of the user device 100, and the like to at least one merchant through the merchant server 600 through a telephone order, Internet order, (Or transmits) the data. At this time, the order information includes a product name, a product unique code, a unit price, a quantity, an amount, and the like. (Or the user of the user device 100) is notified to the merchant server 600 by the delivery address information, the telephone number, and the predetermined (or stored) And the like).

Also, the user device controller 150 displays a specific application installed in the user device 100 on the user device display unit 130. Here, the specific app interlocks with the merchant server 600 or the service providing device 300.

Also, the user device controller 150 receives one or more goods, quantity, delivery point information, etc. according to a user input (or a user selection) in a specific application displayed on the user device display unit 130.

The user device controller 150 transmits the received order information, delivery information, order time information, identification information of the user device 100, and the like to the merchant server 600 through the user device communication unit 110.

When the deliverer related to the merchant server 600 delivers the goods to the goods ordered in advance, the user device control unit 150 transmits order information, merchant information, beacon information transmitted from the beacon 200 held by the deliverer, Through the user device communication unit 110, unique identification information of the mobile terminal 200.

In order to provide (or confirm) completion of delivery and to perform a simple payment function, the user device controller 150 may transmit information (or information) about the payment card according to user input through a specific application installed in the user device 100 Payment card / payment card type), and a PIN number corresponding to the payment card (or recommended payment card).

The user device control unit 150 also receives information about the payment card (or the recommended payment card), the PIN corresponding to the payment card (or the recommended payment card), the identification information of the user device 100, Unique identification information of the beacon 200 to the service providing apparatus 300 through the user apparatus communication unit 110. [

If the payment function is not normally performed (or the payment function fails) based on the information on the payment card (or the recommended payment card) transmitted in advance and the PIN number corresponding to the payment card (or the recommended payment card) The device control unit 150 receives settlement failure information transmitted from the service providing device 300 through the user device communication unit 110. [

Also, the user device controller 150 outputs the received payment failure information through the user device display unit 130 and / or the user device voice output unit 140.

In addition, when the payment function is normally performed according to information on the payment card (or recommended payment card) transmitted previously and a PIN number corresponding to the payment card (or the recommended payment card), the user device control unit 150 controls the service providing apparatus (300). &Lt; / RTI >

The beacon 200 communicates with the user apparatus 100, the service providing apparatus 300, the merchant server 600, and the like.

Also, the beacon 200 receives order information, merchant information, and the like transmitted from the merchant server 600.

It is also contemplated that the delivery of the beacon 200 to a location where the user device 100 (or the user of the user device 100) is located (or a delivery area in accordance with delivery information) In one case, the beacon 200 broadcasts (or transmits) order information, merchant information, unique identification information of the beacon 200, and the like.

The service providing apparatus 300 communicates with the user apparatus 100, the beacon 200, the payment server 500, and the like.

In addition, the service providing apparatus 300 receives order information, delivery place information, order time information, identification information of the user apparatus 100, and the like transmitted from the merchant server 600. At this time, the order information includes a product name, a product unique code, a unit price, a quantity, an amount, and the like. In addition, the delivery information includes delivery address information, a telephone number, and member information previously set (or stored) corresponding to a specific app.

Also, the service providing apparatus 300 temporarily stores the received order information, delivery point information, order time information, identification information of the user apparatus 100, and the like.

The service providing apparatus 300 further includes information on a payment card (or a recommended payment card) transmitted from the user apparatus 100, a PIN number corresponding to the payment card (or a recommended payment card) Order information, unique identification information of the beacon 200, and the like.

Also, the service providing apparatus 300 may receive the order information temporarily stored from the merchant server 600, the identification information of the user apparatus 100, the identification information of the user apparatus 100 transmitted from the user apparatus 100, It is confirmed that the user of the user device 100 has normally received one or more goods ordered by the user device 100 based on the unique identification information of the user device 100 and the identification information of the received user device 100 To the payment server 500, card information, user information, benefit information, order information, Here, the card information includes a card number, an expiration date, a CVC number, a user name, and the like. Also, the user information includes a user name, date of birth, address, image, and the like. In addition, the benefit information includes coupon information, membership benefit information, discount benefit information, and the like.

That is, the service providing apparatus 300 may store the card information, user information, and benefits (information) stored in the service providing apparatus 300 in association with the user (or the user apparatus 100) corresponding to the identification information of the user apparatus 100 Information, etc., and transmits the confirmed card information, user information, benefit information, order information, and the like to the payment server 500.

The service providing apparatus 300 may also be configured to provide information on the payment card (or type of payment card / payment card), PIN number (or PIN number corresponding to information on the payment card) (Or an authentication procedure is performed) of the corresponding payment card issued to the corresponding user device 100, and if the corresponding payment card is valid as a result of the verification (or as a result of performing the authentication procedure) Information, user information, benefit information, order information, and the like to the payment server 500.

If the payment function for the order information fails, the service providing apparatus 300 receives the payment failure information transmitted from the payment server 500. [

In addition, the service providing apparatus 300 transmits the received payment failure information to the corresponding user apparatus 100. [

When the payment function for the order information is normally performed, the service providing apparatus 300 receives the payment function execution result transmitted from the payment server 500 in response to the card information, the user information, the benefit information, do.

Also, the service providing apparatus 300 transmits the received payment function execution result to the user apparatus 100.

The payment server 500 communicates with the user device 100, the service providing device 300, the merchant server 600, and the like.

In addition, the payment server 500 receives card information, user information, benefit information, order information, and the like transmitted from the service providing apparatus 300.

The settlement server 500 may also include a settlement amount corresponding to one or more commodities (or commodity information) to be settled in the user device 100 based on the received card information, user information, and benefit information The total amount of the order). At this time, the payment server 500 transmits the benefit information transmitted from the service providing apparatus 300 (or the payment information of the user apparatus 100) to the price information (or the total order amount included in the order information) The benefit information corresponding to the benefit information applicable to the user) can be performed.

In addition, the payment server 500 generates payment failure information when the payment function fails due to an error in card information, user information, and the like.

In addition, the payment server 500 transmits the generated payment failure information to the service providing apparatus 300.

In addition, when the payment function is normally performed, the payment server 500 transmits the result of performing the payment function (or payment information) to the service providing apparatus 300 or the like. Here, the payment function execution result (or payment information) includes a product name, a product unique code, a unit price, a quantity, a discount amount, a coupon application availability, an amount, a total total amount, a settlement date and time information,

The merchant server 600 communicates with the user device 100, the beacon 200, the service providing device 300, the payment server 500, and the like.

The merchant server 600 also receives order information, delivery information, order time information, identification information of the user device 100, and the like transmitted from the user device 100.

Further, the merchant server 600 transmits the received order information, delivery destination information, order time information, identification information of the user device 100, and the like to the service providing apparatus 300.

In addition, the store (or the chef of the store) related to the merchant server 600 prepares (or cooks) the corresponding merchandise according to the order information.

In addition, the merchant server 600 transmits (or provides) order information, merchant information, and the like to a beacon 200 (or a mobile beacon) 200 carried by a deliverer that delivers one or more prepared merchandise. Here, the merchant information includes a store name, store unique identification information, a store telephone number, store location information, and the like.

As such, a delivery service provider can carry a beacon.

In this way, the user device performs an order function for one or more goods at the merchant server through the telephone, the Internet, a visit, a pre-installed app, etc., and orders information and information about the user device from the merchant server, And then can perform a payment function for the ordered product by interlocking the service providing device and the payment server in the user device through the beacon held by the delivery person at the time of delivery for the ordered product.

Hereinafter, a control method of the settlement system according to the present invention will be described in detail with reference to FIG. 1 to FIG.

4 to 5 are flowcharts illustrating a method of controlling a payment system according to an embodiment of the present invention.

First, the user device 100 performs an order function for one or more products to be ordered by the user device 100 (or a user of the user device 100) by interlocking with the merchant server 600.

That is, the user device 100 transmits order information, delivery information, ordering time information, and user order information for one or more products through an order, a phone order, an Internet order, a visit order, And transmits the identification information and the like of the device 100 to the merchant server 600. [ At this time, the order information includes a product name, a product unique code, a unit price, a quantity, an amount, and the like. In addition, the delivery information includes delivery address information, a telephone number, and member information previously set (or stored) corresponding to a specific app.

6, the first user device 100 may display one gorgonzola pizza regular size, one tomato spaghetti and one 1.5 liters of cola through an electronic wallet app previously installed in the user device 100 11th order information 610 for ordering bottles, 11th delivery place information (for example, 123-204 in Yeoksam-ro, Gangnam-gu, Seoul, and telephone number 010-1234-5678 etc.) 620 Check). Also, when the pre-set order button (or order menu) 630 shown in FIG. 6 is selected, the first user device can select the 11th order information (e.g., one gorgonzola pizza regular size size, one tomato spaghetti, (Including one bottle of 1.5 liters of coke, unit price per product, total order amount, etc.), 11th delivery information (including 123-45, Yeoksam-ro, Gangnam-gu, Seoul and telephone number 010-1234-5678) (For example, October 10, 2015 at 8:00 pm), identification information of the first user device, and the like to the merchant server 600 interworking with the corresponding electronic wallet app (S410).

Then, the merchant server 600 receives the order information, delivery destination information, order time information, identification information of the user device 100, and the like transmitted from the user device 100.

For example, the merchant server 600 may store the 11th order information (for example, one size of Gorgonzola pizza regular size, one tomato spaghetti, one 1.5 liters of cola, unit price per product, total order amount, etc.) transmitted from the first user device 11th delivery time information (for example, 8th October 2015, 8th October 2015), 11th delivery information (for example, 123-45 in Yeoksam-ro, Gangnam-gu, Seoul and telephone number 010-1234-5678) The identification information of the first user apparatus, and the like to the service providing apparatus 300 (S420).

Then, the service providing apparatus 300 receives order information, delivery place information, order time information, identification information of the user apparatus 100, and the like transmitted from the merchant server 600.

For example, the service providing apparatus 300 may receive the 11th order information transmitted from the merchant server 600 (for example, one gorgonzola pizza regular size, one tomato spaghetti, one 1.5 liters of cola, (Including the amount of money, etc.), 11th delivery place information (for example, 123-45, Yeoksam-ro, Gangnam-gu, Seoul, 010-1234-5678 etc.), 11th order time information (for example, 8:00 pm), identification information of the first user equipment, and the like (S430).

Then, the merchant server 600 transmits (or provides) order information, merchant information, and the like to a beacon (or a mobile beacon) 200 carried by a deliverer that delivers one or more prepared merchandise. Here, the merchant information includes a store name, store unique identification information, a store telephone number, store location information, and the like.

For example, the merchant server 600 stores the 11th order information (for example, a regular size of gorgonthorpe pizza, a tomato spaghetti, a bottle of 1.5 liters of cola, a unit price per product, a total order amount, etc.) in the 21st beacon 200 , And the first merchant information (S440).

Then, the beacon 200 receives order information, merchant information, and the like transmitted from the merchant server 600.

For example, when the deliverer having the 21st beacon arrives at a delivery area (for example, 123-45 in Gangnam-gu, Gangnam-gu, Seoul) where the first user equipment (or the user of the first user equipment) The deliverer drives the twenty-first beacon. The twenty-first beacon stores the eleventh order information transmitted from the merchant server 600 (for example, one gorgonzola pizza regular size, one tomato spaghetti, one cola 1.5 liters, , Total order amount, etc.), first merchant information, unique identification information of the twenty-first beacon, and the like (S450).

Then, the user device 100 transmits order information, merchant information, beacon information, and the like transmitted from the beacon 200 held by the carrier arriving at the place where the user device 100 is located, Unique identification information, and the like.

In order to provide (or confirm) completion of delivery and to perform a simple payment function, the user device 100 transmits information (or payment information) about a payment card in accordance with user input through a specific application installed in the user device 100 in advance Card / payment card type), and a PIN number corresponding to the payment card (or recommended payment card).

The user device 100 may also receive information about a payment card (or a recommended payment card), a PIN corresponding to a payment card (or a recommended payment card), identification information of the user device 100, To the service providing apparatus 300, unique identification information of the service providing apparatus 200 and the like.

For example, the first user device checks an AA payment card selected from among a plurality of payment cards registered (or issued) in an electronic wallet app installed in advance in the first user device. Also, the first user device receives the first PIN number (e.g., 456789) according to the user input through the corresponding electronic wallet app. Also, the first user device may store information about the identified AA payment card (or AA payment card / AA payment card type), the received first PIN number, identification information of the first user device, eleventh order information (e.g., (E.g., 1 gorgonthola pizza regular size, 1 tomato spaghetti, 1.5 liters of cola, unit price, total order amount, etc.), unique identification information of the 21st beacon, and the like to the service providing apparatus 300 (S460) .

Thereafter, the service providing apparatus 300 transmits information on the payment card (or recommended payment card) transmitted from the user apparatus 100, the PIN number corresponding to the payment card (or recommended payment card), the identification of the user apparatus 100 Order information, unique identification information of the beacon 200, and the like.

For example, the service providing apparatus 300 may include first card information, first user information, first benefit information (for example, payment with AA payment card) corresponding to the identification information of the first user device and information on the AA payment card 20% discount), 11th order information, and the like to the payment server 500.

The service providing apparatus 300 may also be configured to provide information on the payment card (or type of payment card / payment card), PIN number (or PIN number corresponding to information on the payment card) (Or an authentication procedure is performed) of the corresponding payment card issued to the corresponding user device 100, and if the corresponding payment card is valid as a result of the verification (or as a result of performing the authentication procedure) Information, user information, benefit information, order information, and the like to the payment server 500 (S470).

Then, the payment server 500 receives card information, user information, benefit information, order information, and the like transmitted from the service providing apparatus 300.

For example, the payment server 500 receives the first card information, the first user information, the first benefit information, the eleventh order information, and the like transmitted from the service providing apparatus 300, 11 Price information (eg, 25,000 won) for order information (eg, Gorgonzola pizza regular size 1 plate, tomato spaghetti, 1 bottle of cola 1.5 liters, unit price per product, total order amount, etc.) You can use the payment feature for a payment amount (for example, $ 25 - $ 5 = $ 20) with a benefit amount (e.g. $ 5) eligible for benefit information (e.g., 20% (S480).

Then, the payment server 500 transmits the result of performing the payment function (or payment information) to the service providing apparatus 300 or the like. Here, the payment function execution result (or payment information) includes a product name, a product unique code, a unit price, a quantity, a discount amount, a coupon application availability, an amount, a total total amount, a settlement date and time information,

For example, the payment server 500 may perform a payment function for the eleventh order information (eg, one gorgonthorp pizza regular size, one tomato spaghetti, one bottle of cola 1.5 liters, unit price per product, total order amount, etc.) And transmits the result to the service providing apparatus 300 or the like (S490).

Thereafter, the service providing apparatus 300 receives the payment function execution result transmitted from the payment server 500 in response to the card information, user information, benefit information, and the like transmitted previously.

For example, the service providing apparatus 300 transmits a payment function execution result transmitted from the payment server 500 to the first user device in response to the first card information, the first user information, the first benefit information, (S500).

Thereafter, the user device 100 receives a payment function execution result transmitted from the service providing device 300 after the payment function for one or more goods ordered previously is normally performed.

Also, the user device 100 displays the result of the received payment function execution.

As an example, the first user device may be configured to receive the 11th ordered information (e.g., Gorgonzola pizza regular size 1 plate, tomato spaghetti, 1 cola 1.5 liter bottle, Order amount, and the like). 7, the first user device displays a corresponding payment function execution result 710 through an electronic wallet app (S510).

The user device, the service providing device, the POS terminal, and the settlement system including the user terminal, the POS terminal, and the billing system according to the embodiment of the present invention can be created in a computer program. Codes and code segments constituting the computer program can be easily Can be deduced. In addition, the computer program is stored in a computer readable medium and read by a computer, a user apparatus, a beacon, a service providing apparatus, a POS terminal, a payment server, or the like according to an embodiment of the present invention Thereby realizing a user apparatus, a service providing apparatus, a POS terminal, and a payment system including the same.

The information storage medium includes a magnetic recording medium, an optical recording medium, and a carrier wave medium. The computer program embodying the user apparatus, the service providing apparatus, the POS terminal, and the payment system including the same according to the embodiment of the present invention is stored and installed in a built-in memory such as a user device, a beacon, a service providing device, a POS terminal, . Alternatively, an external memory such as a user device, a service providing device, a POS terminal, a smart card storing and installing a computer program implementing the payment system including the user terminal, a beacon and a service A POS terminal, a payment server, or the like.

As described above, the embodiment of the present invention enables a delivery service provider to carry a beacon to facilitate settlement of an order item through delivery.

In addition, as described above, the embodiment of the present invention performs an order function for one or more goods at a merchant server through a telephone, the Internet, a visit, a pre-installed app, etc., from a user device, The information on the device is provided to the service providing device and then the payment function for the order product is interlocked with the service providing device and the payment server in the user device through the beacon held by the carrier at the time of delivering the order product, The merchant does not need to have an expensive card dispenser, and the merchant does not need to have an expensive card dispenser. In this case, You can easily order and make payments even if you do not have cash without joining order service. Can be improved.

It will be apparent to those skilled in the art that various modifications and variations can be made in the present invention without departing from the spirit or essential characteristics thereof. Therefore, the embodiments disclosed in the present invention are intended to illustrate rather than limit the scope of the present invention, and the scope of the technical idea of the present invention is not limited by these embodiments. The scope of protection of the present invention should be construed according to the following claims, and all technical ideas within the scope of equivalents should be construed as falling within the scope of the present invention.

In the present invention, the user device performs an order function for one or more products at a merchant server through a telephone, the Internet, a visit, a pre-installed app, etc., and provides order information, information on the user device, The payment device performs a payment function for the order product by interlocking the service providing device and the payment server in the user device via the beacon held by the deliverer at the time of delivery for the order product, Even if only a low-priced beacon is carried without providing a payment means, payment is made according to delivery, the merchant does not need to have an expensive card dispenser, and even if the user does not subscribe to a separate order service and has no cash, And a billing area for facilitating the convenience of the user, Field of service providing apparatus, user apparatus field, POS terminal field, payment server field, and the like.

10: Payment system 100: User device
200: Beacon 300: Service providing device
400: POS terminal 500: Payment server
110: user device communication unit 120: user device storage unit
130: User device display part 140: User device audio output part
150: User device control unit 600: Merchant server

Claims

A user device for transmitting order information, delivery point information, order time information, and identification information of the user device to be ordered;
And transmits the order information, the delivery time information, the order time information, and the identification information of the user apparatus, which are transmitted from the user apparatus, to the service providing apparatus, and transmits the order information and the merchant information to the beacon held by the deliverer, A merchant server to transmit;
The beacon transmitting the order information, the merchant information, and the unique identification information of the beacon transmitted from the merchant server to the user device when the merchant arrives at a delivery area according to the delivery destination information; And
Information on the payment card transmitted from the user device for performing the payment function for the one or more goods, information on the payment card transmitted from the merchant server, The card information, the user information, the benefit information, and the order information corresponding to the identification information of the user apparatus, the identification information of the user apparatus, the order information, and the unique identification information of the beacon, And the service providing apparatus transmits the service providing apparatus.

The method according to claim 1,
Wherein the order information includes at least one of a product name, a product unique code, a unit price, a quantity and an amount,
Wherein the delivery destination information includes at least one of delivery address information, a telephone number, and member information of the user device registered in the merchant server.

The method according to claim 1,
Wherein the merchant information includes at least one of a store name, store unique identification information, a store telephone number, and store location information.

The method according to claim 1,
Wherein the user device receives the order information, the merchant information, and the unique identification information of the beacon transmitted from the beacon, receives information on the payment card according to a user input through a specific application installed in advance in the user device, And transmits the information on the payment card, the PIN number corresponding to the payment card, the identification information of the user apparatus, the order information, and the unique identification information of the beacon to the service providing apparatus Lt; / RTI >

The method according to claim 1,
Wherein the card information includes at least one of a card number, an expiration date, a CVC number, and a user name,
Wherein the user information includes at least one of a user name, a date of birth, an address, and an image,
Wherein the benefit information includes at least one of coupon information, membership benefit information, and discount offer information.

The method according to claim 1,
Receiving the card information, the user information, the benefit information, and the order information transmitted from the service providing apparatus and transmitting the payment information corresponding to the one or more goods to be paid, based on the received card information, the user information, Further comprising a payment server for performing a payment function for the payment function and for providing a result of performing the payment function to the user device through the service providing device.

Transmitting order information, delivery point information, order time information, and identification information of the user device to one or more products to be ordered through the user device;
Transmitting the order information, delivery point information, order time information, and identification information of the user apparatus, transmitted from the user apparatus, through the merchant server;
Temporarily storing the order information, the delivering destination information, the ordering time information, and the identification information of the user apparatus, which are transmitted from the merchant server through the service providing apparatus;
Transmitting the order information and merchant information to a beacon carried by a deliverer delivering at least one merchandise prepared through the merchant server;
Broadcasting the order information, the merchant information, and the unique identification information of the beacon when arriving at the delivery area according to the delivery information through the beacon;
Receiving the order information, the merchant information, and the unique identification information of the beacon transmitted from the beacon through the user device;
The information on the payment card according to the user input and the PIN number corresponding to the payment card are received through the specific application installed in advance in the user device in order to provide the completion of the delivery and to perform the payment function through the user device ; And
And transmitting to the service providing apparatus through the user device information on the payment card, a PIN number corresponding to the payment card, identification information of the user apparatus, order information, and unique identification information of the beacon A method of controlling a payment system.

8. The method of claim 7,
Transmitting card information, user information, benefit information, and order information corresponding to the identification information of the user apparatus, transmitted from the user apparatus, through the service providing apparatus;
Performing a payment function for a payment amount corresponding to the one or more goods to be paid based on the card information, the user information, and the benefit information through a payment server;
Transmitting a payment function execution result to the service providing apparatus through the payment server;
Transmitting a result of performing the payment function to the user device through the service providing device; And
Further comprising the step of displaying the result of the payment function execution through the user device.

9. The method of claim 8,
Wherein the performing the payment function comprises:
Wherein the settlement server performs a settlement function for the settlement amount to which the benefit amount corresponding to the benefit information is applied to the price information on the one or more goods to be settled through the settlement server.

10. A recording medium on which a computer program for performing the method according to any one of claims 7 to 9 is recorded.