KR102431306B1 - User equipment, service providing device, payment system comprising the same, control method thereof and computer readable medium having computer program recorded thereon - Google Patents

Abstract

The present invention discloses a user device, a service providing device, a payment system including the same, a control method thereof, and a recording medium in which a computer program is recorded. That is, according to the present invention, when a user with a user device visits a store, the service providing device provides a check-in service for the user's store visit, and all user devices in a group including the user device visit the store In the case of , a product recommendation function and promotion information provision function are performed based on the group's previous purchase history to check the check-in status for a preset group as well as individual check-in, and as a result, the group check-in is performed. It is possible to provide a separate service for the user, thereby increasing the marketing effect and increasing user convenience and satisfaction.

Description

A user equipment, a service providing apparatus, a payment system including the same, a control method thereof, and a recording medium in which a computer program is recorded

The present invention relates to a user device, a service providing device, a payment system including the same, a control method thereof, and a recording medium on which a computer program is recorded. Provides check-in service for store visits, and if all user devices in the group including the user device have visited the store, product recommendation function and promotion information provision function are performed based on the group’s previous purchase history It relates to a user device, a service providing device, a payment system including the same, a control method thereof, and a recording medium in which a computer program is recorded.

As mobile use and in-store short-distance communication become common, the use of check-in services to confirm store visits and various marketing services based on them are active.

The technology to confirm a visit to a store is a method in which a terminal that detects a sound generator or a beacon installed in a stationary store transmits a detected code to the server to notify that the user has visited the store. The check-in service is used in a way to induce re-visit by providing advertisements or coupons that match the store by indirectly confirming the visit to the store.

Since all check-in services according to store visits are performed on an individual basis, there is a limit in providing services related to groups or groups.

Korean Patent Laid-Open Patent No. 10-2012-0146696 [Title: Real-time store visit confirmation method and system]

An object of the present invention is to provide a check-in service for a user's store visit by the service providing device when a user with a user device visits a store, and all user devices in a group including the user device visit the store In the case of , a user device that performs a product recommendation function, a function of providing promotion information, etc. based on the previous purchase history of the group, a service providing device, a payment system including the same, a control method thereof, and a recording medium in which a computer program is recorded. is to do

The payment system according to an embodiment of the present invention performs a personal check-in function by transmitting the unique identification information of the beacon and the identification information of the user device transmitted from the store to the service providing device when visiting the store, and in response to the transmission, the service providing device a user device for displaying at least one of one or more advertisement information, one or more benefit information, and a list of recommendation cards transmitted from; and a group related to a user device exists for a store visited by the user device from among one or more groups for a plurality of pre-registered stores, and when a plurality of user devices included in the group are all checked-in to the store, the group's previous purchase history Based on the information, one or more of the recommended product information, coupon information, and promotion information that can be provided to the group is checked from among the plurality of store-specific benefit information stored in advance, and the checked one or more information is applied to a plurality of pieces of information included in the group to which the user device belongs. It may include a service providing device that transmits each to the user device.

As an example related to the present invention, before transmitting the at least one checked information to the plurality of user devices included in the group, the service providing device collects information indicating that group check-in for a plurality of user devices belonging to the group has been performed. may be transmitted to a plurality of user devices included in the .

As an example related to the present invention, the service providing apparatus may perform a payment function for one or more products and services selected from the plurality of user devices belonging to the group by interworking with the plurality of user devices belonging to the group.

As an example related to the present invention, the service providing apparatus may perform a divided payment function based on at least one information of a contribution for each participant and a payment method preset for a group.

A method of controlling a payment system according to an embodiment of the present invention includes, through a service providing device, performing a personal check-in function for the user device when the user device visits a store; checking, through the service providing device, whether a group related to the user device exists with respect to a store visited by the user device from among a plurality of pre-registered groups for each store; As a result of checking through the service providing device, when a group related to a user device exists for a store visited by the user device from among one or more groups for a plurality of pre-registered stores, the plurality of user devices included in the group are all checked in to the store determining whether it is recognized; As a result of determination through the service providing device, when a plurality of user devices included in a group are all checked-in at a store, a recommended product that can be provided to a group from among a plurality of store-specific benefit information stored in advance based on the group's previous purchase history information checking one or more of information, coupon information, and promotion information; and transmitting the one or more pieces of checked information to a plurality of user devices included in a group to which the user device belongs, respectively, through the service providing device.

As an example related to the present invention, the step of performing a personal check-in function for the user device may include: receiving, through the user device, identification information of the beacon transmitted from the beacon; Based on the identification information of the beacon and the identification information of the user device transmitted from the user device through the service providing device, one or more advertisement information and one or more benefit information and benefit information identified from among a plurality of advertisement information and a plurality of benefit information stored in advance transmitting a list of recommendation cards including one or more recommendation cards that can be applied to the user device; and displaying a list of recommendation cards including one or more advertisement information transmitted from the service providing device in response to the transmitted identification information of the beacon through the user device, and one or more benefit information and one or more recommendation cards to which the benefit information can be applied process may be included.

As an example related to the present invention, information indicating that group check-in for a plurality of user devices belonging to the group has been performed when all the plurality of user devices included in the group are checked-in to the store as a result of determination through the service providing device The method may further include transmitting to each of the plurality of user devices included in the group.

As an example related to the present invention, the transmitting of one or more pieces of information may include transmitting information indicating that group check-in for a plurality of user devices belonging to a group has been performed together with the one or more pieces of information.

As an example related to the present invention, by interworking with a plurality of user devices belonging to the group through the service providing device, a plurality of groups belonging to the group are performing a payment function for one or more selected products and services in the user device; and transmitting, respectively, the result of performing the payment function to a plurality of user devices belonging to the group through the service providing device.

A computer program for performing the method according to the above-described embodiment may be stored in a recording medium in which a computer program according to an embodiment of the present invention is recorded.

In the present invention, when a user with a user device visits a store, the service providing device provides a check-in service for the user's store visit, and when all user devices in a group including the user device have visited the store , by performing a product recommendation function and promotion information provision function based on the group's previous purchase history, check the check-in status for a preset group as well as individual check-in. It is possible to provide services of the company, which can increase the marketing effect and increase the convenience and satisfaction of users.

1 is a block diagram showing the configuration of a payment system according to an embodiment of the present invention.
2 is It is a block diagram showing the configuration of a user device according to an embodiment of the present invention.
3 is a block diagram showing the configuration of a payment system according to another embodiment of the present invention.
4 to 5 are flowcharts illustrating a control method of a payment system according to an embodiment of the present invention.
6 to 7 are diagrams illustrating screens of a user device according to an embodiment of the present invention.

It should be noted that the technical terms used in the present invention are only used to describe specific embodiments, and are not intended to limit the present invention. In addition, the technical terms used in the present invention should be interpreted as meanings generally understood by those of ordinary skill in the art to which the present invention belongs, unless otherwise defined in the present invention, and excessively comprehensive It should not be construed as a human meaning or in an excessively reduced meaning. In addition, when the technical term used in the present invention is an incorrect technical term that does not accurately express the spirit of the present invention, it should be understood by being replaced with a technical term that can be correctly understood by those skilled in the art. In addition, general terms used in the present invention should be interpreted as defined in advance or according to the context before and after, and should not be interpreted in an excessively reduced meaning.

Also, as used herein, the singular expression includes the plural expression unless the context clearly dictates otherwise. In the present invention, terms such as "consisting of" or "comprising" should not be construed as necessarily including all of the various components or various steps described in the invention, and some components or some steps may not be included. It should be construed that it may further include additional components or steps.

Also, terms including ordinal numbers such as first, second, etc. used in the present invention may be used to describe the components, but the components should not be limited by the terms. The terms are used only for the purpose of distinguishing one component from another. For example, without departing from the scope of the present invention, a first component may be referred to as a second component, and similarly, the second component may also be referred to as a first component.

Hereinafter, a preferred embodiment according to the present invention will be described in detail with reference to the accompanying drawings, but the same or similar components are given the same reference numerals regardless of the reference numerals, and the redundant description thereof will be omitted.

In addition, in the description of the present invention, if it is determined that a detailed description of a related known technology may obscure the gist of the present invention, the detailed description thereof will be omitted. In addition, it should be noted that the accompanying drawings are only for easy understanding of the spirit of the present invention, and should not be construed as limiting the spirit of the present invention by the accompanying drawings.

1 is a block diagram showing the configuration of a payment system 10 according to an embodiment of the present invention.

As shown in FIG. 1 , the payment system 10 includes a user device 100 , a beacon 200 , a service providing device 300 , a POS terminal 400 , and a payment server 500 . Not all components of the payment system 10 shown in FIG. 1 are essential components, and the payment system 10 may be implemented by more components than those shown in FIG. 1 , and fewer components. The payment system 10 may also be implemented by

The user device 100 includes a smart phone, a portable terminal, a mobile terminal, a personal digital assistant (PDA), a portable multimedia player (PMP) terminal, and telematics. Terminal, navigation terminal, personal computer, notebook computer, slate PC, tablet PC, ultrabook, wearable device, for example, watch type Terminal (Smartwatch), Glass-type terminal (Smart Glass), HMD (Head Mounted Display), etc.), Wibro terminal, IPTV (Internet Protocol Television) terminal, Smart TV, Digital broadcasting terminal, Television, 3D It can be applied to various terminals such as a television, a home theater system, an AVN (Audio Video Navigation) terminal, an A/V (Audio/Video) system, a flexible terminal, and the like.

As shown in FIG. 2 , the user device 100 includes a user device communication unit 110 , a user device storage unit 120 , a user device display unit 130 , a user device voice output unit 140 , and a user device control unit 150 . ) is composed of Not all components of the user device 100 shown in FIG. 2 are essential components, and the user device 100 may be implemented by more components than those shown in FIG. 2 , and fewer components. The user device 100 may also be implemented by

The user device communication unit 110 communicates with any internal component or at least one external terminal through a wired/wireless communication network. In this case, any external terminal may include the beacon 200 , the service providing device 300 , the POS terminal 400 , the payment server 500 , and the like. Here, as wireless Internet technologies, wireless LAN (WLAN), DLNA (Digital Living Network Alliance), WiBro (Wireless Broadband: Wibro), Wimax (World Interoperability for Microwave Access: Wimax), HSDPA (High Speed Downlink Packet Access) ), High Speed Uplink Packet Access (HSUPA), IEEE 802.16, Long Term Evolution (LTE), Long Term Evolution-Advanced (LTE-A), Wireless Mobile Broadband Service (WMBS), etc. In this case, the user device communication unit 110 transmits and receives data according to at least one wireless Internet technology within a range including Internet technologies not listed above. In addition, short-range communication technologies include Bluetooth, Radio Frequency Identification (RFID), Infrared Data Association (IrDA), Ultra Wideband (UWB), ZigBee, and Near Field Communication (NFC). , Ultra Sound Communication (USC), Visible Light Communication (VLC), Wi-Fi (Wi-Fi), Wi-Fi Direct (Wi-Fi Direct), etc. may be included. In addition, the wired communication technology may include power line communication (PLC), USB communication, Ethernet, serial communication, optical/coaxial cable, and the like.

Also, the user device communication unit 110 may mutually transmit information with an arbitrary terminal through a Universal Serial Bus (USB).

In addition, the user device communication unit 110 is a communication method or technical standards for mobile communication (eg, GSM (Global System for Mobile communication), CDMA (Code Division Multi Access), CDMA2000 (Code Division Multi Access 2000), Enhanced Voice-Data Optimized or Enhanced Voice-Data Only (EV-DO), Wideband CDMA (WCDMA), High Speed Downlink Packet Access (HSDPA), High Speed Uplink Packet Access (HSUPA), Long Term Evolution (LTE), LTE- A (Long Term Evolution-Advanced), etc.) transmits and receives wireless signals to and from the base station, the beacon 200, the service providing apparatus 300, the POS terminal 400, the payment server 500, and the like on a mobile communication network constructed according to the same.

In addition, the user device communication unit 110, under the control of the user device control unit 150, the identification information of the beacon 200 transmitted from the beacon 200 (or the unique identification information of the store in which the beacon 200 is provided) ) is received.

The user device storage unit 120 stores various user interfaces (UIs), graphic user interfaces (GUIs), and the like.

In addition, the user device storage unit 120 stores data and programs necessary for the user device 100 to operate.

That is, the user device storage unit 120 may store a plurality of application programs (or applications) driven in the user device 100 , data for operation of the user device 100 , and commands. At least some of these application programs may be downloaded from an external service providing device through wireless communication. Also, at least some of these application programs may exist on the user device 100 from the time of shipment for basic functions (eg, incoming calls, outgoing functions, message reception, and outgoing functions) of the user device 100 . Meanwhile, the application program may be stored in the user device storage unit 120 , installed in the user device 100 , and driven to perform an operation (or function) of the user device 100 by the user device controller 150 . have.

In addition, the user device storage unit 120 is a flash memory type (Flash Memory Type), a hard disk type (Hard Disk Type), a multimedia card micro type (Multimedia Card Micro Type), a card type memory (eg, SD or XD memory, etc.), magnetic memory, magnetic disk, optical disk, RAM (Random Access Memory: RAM), SRAM (Static Random Access Memory), ROM (Read-Only Memory: ROM), EEPROM (Electrically Erasable Programmable Read-Only Memory) , and may include at least one storage medium of Programmable Read-Only Memory (PROM). In addition, the user device 100 may operate a web storage that performs a storage function of the user device storage unit 120 on the Internet, or may operate in connection with the web storage.

In addition, the user device storage unit 120 is the identification information of the corresponding beacon 200 received through the user device communication unit 110 under the control of the user device control unit 150 (or the store in which the beacon 200 is provided). unique identification information).

The user device display unit 130 may display various contents such as various menu screens using a user interface and/or a graphic user interface stored in the user device storage unit 120 under the control of the user device control unit 150 . Here, the content displayed on the user device display unit 130 includes various text or image data (including various information data) and a menu screen including data such as icons, list menus, and combo boxes. Also, the user device display unit 130 may be a touch screen.

In addition, the user device display unit 130 includes a liquid crystal display (LCD), a thin film transistor liquid crystal display (TFT LCD), an organic light-emitting diode (OLED), a flexible It may include at least one of a flexible display, a 3D display, an e-ink display, and a light emitting diode (LED).

Also, the user device display unit 130 may be configured as a stereoscopic display unit for displaying a stereoscopic image.

A three-dimensional display method such as a stereoscopic method (glasses method), an auto stereoscopic method (glasses-free method), or a projection method (holographic method) may be applied to the stereoscopic display unit.

In addition, the user device display unit 130 is the identification information of the corresponding beacon 200 received through the user device communication unit 110 under the control of the user device control unit 150 (or unique to the store in which the beacon 200 is provided). identification information).

The user equipment audio output unit 140 outputs audio information included in a signal processed by the user equipment control unit 150 . Here, the user device voice output unit 140 may include a receiver, a speaker, a buzzer, and the like.

In addition, the user equipment voice output unit 140 outputs a guide voice generated by the user equipment control unit 150 .

In addition, the user device voice output unit 140 receives identification information of the corresponding beacon 200 received through the user device communication unit 110 under the control of the user device control unit 150 (or a store in which the corresponding beacon 200 is provided). voice information corresponding to the unique identification information of

The user device control unit 150 executes an overall control function of the user device 100 .

In addition, the user device control unit 150 executes the overall control function of the user device 100 using the program and data stored in the user device storage unit 120 . The user device control unit 150 may include RAM, ROM, CPU, GPU, and a bus, and the RAM, ROM, CPU, GPU, etc. may be connected to each other through a bus. The CPU may access the user device storage unit 120 to perform booting using the O/S stored in the user device storage unit 120 , and various programs, contents, and data stored in the user device storage unit 120 . Various operations may be performed using the .

In addition, the user device control unit 150 performs a membership registration procedure for the user of the user device 100 by interworking with the service providing device 300 .

In addition, when performing the membership registration procedure, the user device control unit 150 must complete the authentication function through the self-authentication means (eg, mobile phone, credit card, i-PIN, e-mail, etc.) to complete the member for the service providing device (300) You can complete the registration process normally.

In addition, when a user carrying the user device 100 enters a store, the user device control unit 150 transmits the identification information of the beacon 200 (or the beacon 200 provided) from the beacon 200 . The user device communication unit 110 is controlled to receive the store's unique identification information).

In addition, the user device control unit 150 transmits the received unique identification information of the beacon 200 (or unique identification information of a store in which the beacon 200 is provided), identification information of the user device 100, and the like to the user device communication unit ( 110) through the service providing device 300. Here, the identification information of the user device 100 includes a mobile directory number (MDN), mobile IP, mobile MAC, subscriber identity module (Sim) card unique information, serial number, and the like.

In addition, when the user of the user device control unit 150 is not a member registered in advance with the service providing device 300 , the user device control unit 150 provides information related to membership registration provided from the service providing device 300 . Based on the basis, a membership registration procedure for the corresponding user device 100 (or the user of the corresponding user device 100) is performed.

In addition, when the user of the user device control unit 150 is a member registered in advance in the corresponding service providing device 300 , the user device control unit 150 transmits unique identification information of the transmitted beacon 200 (or the corresponding beacon 200 ). The user device communication unit 110 transmits one or more advertisement information, one or more benefit information, recommended card list, etc. transmitted from the service providing device 300 in response to the provided store's unique identification information), identification information of the user device 100, and the like. ) is received through Here, the benefit information includes coupon information, membership benefit information, discount benefit information, and the like. In addition, the recommended card list includes one or more cards to which the corresponding benefit information can be applied among a plurality of cards (or one or more cards) previously issued to the user device 100 .

In addition, the user device control unit 150 outputs one or more received advertisement information, benefit information, recommendation card list, etc. through the user device display unit 130 and/or the user device voice output unit 140 .

In addition, the user device control unit 150 checks one payment card (or unique identification information of the payment card) selected from a plurality of payment cards registered (or issued) in a specific app pre-installed on the user device 100 . do.

Also, the user device controller 150 may check a payment card selected from the list of recommended cards transmitted from the service providing device 300 .

In addition, the user device control unit 150 is one or more cards to which the corresponding benefit information can be applied from among a plurality of payment cards previously registered in the corresponding user device 100 based on one or more benefit information provided from the service providing device 300 . A corresponding recommendation card list including Also, one payment card selected from the list of recommended cards displayed on the display unit 130 of the user device may be checked.

Also, the user device control unit 150 receives a personal identification number (PIN) according to a user input through a specific app pre-installed in the corresponding user device 100 . Here, the PIN number may be a PIN number corresponding to the confirmed payment card type.

In addition, the user device control unit 150 transmits the checked payment card type (or unique identification information of the payment card), a PIN number, identification information of the user device 100, and the like to the service providing device 300 through the user device communication unit 110 . ) is sent to

Also, the user equipment control unit 150 receives the token transmitted from the service providing apparatus 300 through the user equipment communication unit 110 in response to the previously transmitted PIN number.

In addition, the user device control unit 150 generates a barcode (or a QR code (Quick Response code)) including the received token (or token information) and identification information of the user device 100 .

Also, the user device control unit 150 stores the generated barcode (or QR code) in the user device storage unit 120 .

In addition, when a payment method is selected in a preset manner through a specific app installed in advance in the user device 100 , the user device control unit 150 controls barcode information (or QR code) corresponding to the previously generated barcode (or QR code). information) to the POS terminal 400 through the user device communication unit 110 . Here, the barcode information corresponding to the barcode (or QR code information corresponding to the QR code) includes a token (or token information), identification information of the user device 100 , and the like. In this case, the payment method includes cash payment, card payment, electronic payment, and the like, and the preset method may be electronic payment.

As such, when the user device 100 and the POS terminal 400 are connected through a wired/wireless communication method, barcode information (or QR code information) may be transmitted from the user device 100 to the POS terminal 400 .

In addition, when the user device 100 and the POS terminal 400 are not connected through a wired/wireless communication method, the user of the user device 100 is preset through a specific app installed in the user device 100 in advance. When a payment method is selected, the barcode (or QR code) displayed on the user device display unit 130 may be recognized (or scanned/tagged) by the POS terminal 400 .

In addition, after the payment function is performed for one or more products to be paid for by the user of the corresponding user device 100 based on the previously transmitted barcode information (or QR code information), the user device control unit 150 controls the previously transmitted A payment function execution result transmitted from the POS terminal 400 (or the service providing device 300 ) in response to the barcode information (or QR code information) is received through the user device communication unit 110 .

In addition, the user device control unit 150 outputs the received payment function execution result through the user device display unit 130 and/or the user device voice output unit 140 .

In addition, the user device 100 may further include an interface unit (not shown) serving as an interface with all external devices connected to the corresponding user device 100 . For example, the interface unit includes a wired/wireless headset port, an external charger port, a wired/wireless data port, a memory card port, a port for connecting a device equipped with an identification module, an audio I/O ( Input/Output) port, video I/O (Input/Output) port, earphone port, etc. may be configured. Here, the identification module is a chip storing various information for authenticating the user device 100 , and includes a User Identity Module (UIM), a Subscriber Identity Module (SIM), and a universal user authentication. It may include a module (Universal Subscriber Identity Module: USIM) and the like. In addition, the device provided with the identification module may be manufactured in the form of a smart card (Smart Card). Accordingly, the identification module may be connected to the user device 100 through the port. Such an interface unit receives data or power from an external device and transmits it to each component inside the user device 100 , or allows data inside the user device 100 to be transmitted to an external device.

In addition, when the user device 100 is connected to an external cradle, the interface unit becomes a passage through which power from the cradle is supplied to the corresponding user device 100 or various command signals input from the cradle by the user to the corresponding user device. (100) may be a passageway. Various command signals or corresponding power input from the cradle may be operated as signals for recognizing that the user device 100 is correctly mounted on the cradle.

In addition, the user device 100 includes an input unit ( not shown) may be further included.

The input unit is a means for receiving at least one of a user's command, selection, data, and information, and may include a plurality of input keys and function keys for receiving numeric or character information and setting various functions.

In addition, the input unit includes a key pad, a dome switch, a touch pad (static pressure/capacitance), a touch screen, a jog wheel, a jog switch, a jog shuttle, and a mouse. , various devices such as a stylus pen, a touch pen, and the like may be used. In particular, when the user device display unit 130 is formed in the form of a touch screen, some or all of the input functions may be performed through the user device display unit 130 .

Also, each component (or module) of the user device 100 may be software stored in the memory (or the user device storage unit 120 ) of the user device 100 . The memory may be an internal memory of the user device 100 , an external memory, or another type of storage device. Also, the memory may be a non-volatile memory. The software stored on the memory may include a set of instructions that, when executed, cause the user device 100 to perform a specific operation.

The beacon 200 communicates with the user device 100 , the POS terminal 400 , and the like.

Also, the beacon 200 receives store information related to a store equipped with the beacon 200 , and unique identification information of a store equipped with the beacon 200 , transmitted from the POS terminal 400 .

In addition, the beacon 200 broadcasts (or transmits) store information, identification information of the corresponding beacon 200 (or unique identification information of a store in which the beacon 200 is provided), and the like.

The service providing device 300 communicates with the user device 100 , the POS terminal 400 , the payment server 500 , and the like.

In addition, the service providing device 300 includes a user device communication unit 110 , a user device storage unit 120 , a user device display unit 130 , a user device voice output unit 140 , and a user device included in the user device 100 . The controller 150 may include a communication unit (not shown), a storage unit (not shown), a display unit (not shown), an audio output unit (not shown), and a control unit (not shown) respectively corresponding to the control unit 150 .

In addition, the service providing device 300 performs a membership registration procedure for a user of the corresponding user device 100 by interworking with the user device 100 .

Also, the service providing apparatus 300 receives unique identification information of the beacon 200 and identification information of the user apparatus 100 transmitted from the user apparatus 100 .

In addition, the service providing device 300 is a member registered (or subscribed to) in advance by the user corresponding to the corresponding user device 100 in the corresponding service providing device 300 based on the received identification information of the corresponding user device 100 . Determining (or confirming) whether or not

As a result of the determination (or confirmation result), if the user corresponding to the user device 100 is not a member registered in advance with the service providing device 300 , the service providing device 300 transmits information related to member registration to the user device Send to (100).

Also, the service providing device 300 performs a membership registration procedure for the corresponding user device 100 (or the user of the corresponding user device 100 ) by interworking with the user device 100 .

In addition, as a result of the determination (or confirmation result), when the user corresponding to the user device 100 is a member registered in advance with the service providing device 300 , the service providing device 300 is the previously received beacon 200 . One or more advertisements that can be provided to the user device 100 in a store equipped with a corresponding beacon 200 among a plurality of advertisement information and a plurality of benefit information stored in advance based on the unique identification information of the user device 100 and the identification information of the user device 100 information, one or more benefit information, etc.

In addition, the service providing device 300 recommends one or more recommendation cards to which the corresponding benefit information can be applied (or reflected) from among a plurality of cards issued to the corresponding user device 100 based on the confirmed one or more benefit information. Create a card list. Here, the benefit information includes coupon information, membership benefit information, discount benefit information, and the like.

In addition, the service providing device 300 is a recommended card list including one or more advertisement information, one or more benefit information, and one or more recommendation cards that can be provided to the corresponding user device 100 in a store equipped with the identified beacon 200 . and so on to the user device 100 .

That is, when the user corresponding to the corresponding user device 100 is a member registered in advance with the corresponding service providing device 300, the service providing device 300 stores the corresponding beacon ( 200) check the store information corresponding to the unique identification information. In addition, the service providing device 300 checks one or more advertisement information, benefit information, etc. that can be provided to the user device 100 in the corresponding store based on the confirmed store information and the received identification information of the user device 100 . . In addition, the service providing device 300 generates a recommended card list including one or more cards to which the corresponding benefit information can be applied from among a plurality of cards (or one or more cards) issued in advance to the corresponding user device 100 . Also, the service providing device 300 transmits one or more pieces of verified advertisement information, one or more benefit information, and a generated recommendation card list to the user device 100 .

Also, the service providing device 300 receives the payment card type, PIN number, and identification information of the user device 100 transmitted from the user device 100 .

In addition, the service providing device 300 generates a token (or a one-time token, token information, temporary token) corresponding to the received PIN number. Here, the token is a temporary token, which is randomly generated in response to a PIN number, and may be in a state in which the number of uses or a period of use is set in advance. In this case, the service providing apparatus 300 may generate a token corresponding to the received PIN number and payment card type.

In addition, the service providing device 300 manages (or stores) the generated token in association with the payment card type, PIN number, identification information of the user device 100, and the like.

Also, the service providing device 300 transmits the generated token (or a token corresponding to a PIN number, a token corresponding to a PIN number, and a payment card type) to the user device 100 .

In addition, the service providing device 300 performs an authentication function for the user before performing the payment function for the product in relation to one or more products to be paid for selected by the user of the user device 100, the payment server 500 ) to receive the barcode information (or QR code information) transmitted from it.

In addition, the service providing device 300 checks whether the token in the barcode information (or QR code information) is valid based on the identification information of the token and the user device 100 in the received barcode information (or QR code information) do.

That is, the service providing device 300 includes a plurality of previously stored (or pre-issued) identification information of the user device for each token, the token in the received barcode information (or QR code information), and the identification information of the user device 100 . Check whether the corresponding token and identification information of the user device are included (or present).

In this way, the service providing apparatus 300 may verify the validity of the issued token.

As a result of the check, in the identification information of the user device for each of the plurality of tokens previously stored in the service providing device 300 , the token in the received barcode information (or QR code information) and the token corresponding to the identification information of the user device 100 and the user When the identification information of the device is not included, that is, when the token in the received barcode information (or QR code information) is invalid, the service providing device 300 transmits authentication failure information to the payment server 500 .

In addition, as a result of the check, in the identification information of the user device for each of the plurality of tokens stored in advance in the service providing device 300 , a token in the received barcode information (or QR code information) and a token corresponding to the identification information of the user device 100 . And when the identification information of the user device is included, that is, when the token in the received barcode information (or QR code information) is valid, the service providing device 300 is the user device in the received barcode information (or QR code information) ( 100) transmits card information, user information, benefit information, etc. corresponding to the identification information to the payment server 500 . At this time, the service providing device 300 is a payment card type related to a valid token (or a PIN number and a PIN managed in conjunction with the corresponding payment card type/token identified based on the previously generated token in response to the payment card type) Card information, user information, benefit information, etc. corresponding to the number, payment card type, and corresponding payment card type confirmed based on identification information of the user device) may be transmitted to the payment server 500 . Here, the card information includes a card number, an expiration date, a card verification code (CVC) number, a user name, and the like. In addition, the user information includes a user name, date of birth, address, image, and the like. In addition, the benefit information includes coupon information, membership benefit information, discount benefit information, and the like.

That is, as a result of the check, if the token in the received barcode information (or QR code information) is valid, the service providing device 300 corresponds to the identification information of the user device 100 in the received barcode information (or QR code information) check card information, user information, benefit information, etc. stored in advance in the service providing device 300 in relation to the user (or the corresponding user device 100), and pay the checked card information, user information, benefit information, etc. transmitted to the server 500 . At this time, the service providing device 300 checks card information, user information, benefit information, etc. corresponding to the payment card type previously transmitted from the user device 100, and pays the checked card information, user information, benefit information, etc. It may be transmitted to the server 500 .

In addition, the service providing apparatus 300 receives the payment function execution result (or payment information) transmitted from the payment server 500 .

Also, the service providing device 300 stores the received payment function execution result in association with the identification information of the corresponding user device 100 .

Also, the service providing device 300 may transmit the received payment function execution result to the user device 100 corresponding to the identification information of the corresponding user device 100 .

In addition, the service providing apparatus 300 may be implemented in the form of a web server, a database server, a proxy server, and the like. In addition, the service providing device 300 may be installed with one or more of a network load balancing mechanism, or various software that enables the service providing device 300 to operate on the Internet or other networks, through which the computerized system can be implemented. Also, the network may be an http network, and may be a private line, an intranet, or any other network. Furthermore, the connection between the service providing device 300 and the user device 100 may be connected to a secure network so that data is not attacked by any hacker or other third party. In addition, the service providing apparatus 300 may include a plurality of database servers, and these database servers are implemented in such a way that they are separately connected to the service providing apparatus 300 through any type of network connection including a distributed database server architecture. can be

In addition, the processor mounted on the user device 100 or the service providing device 300 according to the present invention may process a program command for executing the method according to the present invention. In one implementation, the processor may be a single-threaded processor, and in another implementation, the processor may be a multi-threaded processor. Furthermore, the processor may process instructions stored in a memory or a storage device.

The Point of Sales (POS) terminal 400 communicates with the user device 100 , the beacon 200 , the service providing device 300 , the payment server 500 , and the like.

In addition, the POS terminal 400 includes the user device communication unit 110 , the user device storage unit 120 , the user device display unit 130 , the user device voice output unit 140 , and the user device control unit included in the user device 100 . Each of 150 may include a communication unit (not shown), a storage unit (not shown), a display unit (not shown), a voice output unit (not shown), and a control unit (not shown) corresponding to 150 .

In addition, the POS terminal 400 transmits store information related to a store equipped with the corresponding beacon 200 (or the corresponding POS terminal), unique identification information of a store equipped with the corresponding beacon 200, and the like to the beacon 200 . .

In addition, the POS terminal 400 scans (or recognizes a barcode attached to the corresponding payment product) for one or more products to be paid for (or payment products) selected by the user of the user device 100 . .

In addition, the POS terminal 400 displays product information for one or more scanned (or recognized) products to be paid. Here, the product information includes a product name, product unique code, unit price, quantity, amount, total total amount, and the like.

In addition, when the user device 100 and the POS terminal 400 are not connected through a wired/wireless communication method, the user of the user device 100 is preset through a specific app installed in the user device 100 in advance. When a payment method is selected, the POS terminal 400 recognizes (or scans/tags) a barcode (or QR code) displayed on the corresponding user device 100 .

Also, the POS terminal 400 receives barcode information (or QR code information) transmitted from the user device 100 .

In addition, when the POS terminal 400 recognizes the barcode (or QR code) displayed on the user device 100 , the POS terminal 400 checks the recognized barcode information (or QR code information).

In addition, the POS terminal 400 displays or stores the received (or confirmed) barcode information (or QR code information).

In addition, the POS terminal 400 transmits one or more product information to be paid (or recognized product information to be paid), barcode information (or QR code information), identification information of the POS terminal 400, and the like to the payment server 500 . do.

In addition, the POS terminal 400 receives authentication failure information transmitted from the payment server 500 in response to the barcode information (or QR code information) transmitted to the payment server 500 .

In addition, the POS terminal 400 displays the received authentication failure information.

Also, the POS terminal 400 may transmit the received authentication failure information to the user device 100 .

In addition, immediately before performing a payment function for one or more products selected by the user of the user device 100 based on the barcode information (or QR code information) transmitted to the payment server 500 , the POS terminal 400 pays Receives user information transmitted from the server 500 . Here, the user information includes a user name, date of birth, address, image, etc. related to the user corresponding to the identification information of the corresponding user device 100 .

In addition, the POS terminal 400 displays the received user information.

In addition, after the user of the POS terminal 400 identifies the image in the user information displayed on the POS terminal 400 and the user of the user device 100 who wants to pay for the product, the image in the user information and the corresponding user device ( When the users of 100) match, the POS terminal 400 receives information indicating the user match according to the user input of the POS terminal 400 .

In addition, the POS terminal 400 transmits the received user matching information and identification information of the POS terminal 400 to the payment server 500 .

In addition, when the payment function for one or more products selected by the user of the corresponding user device 100 is normally performed based on the barcode information (or QR code information) transmitted to the payment server 500, the POS terminal 400 receives the result of performing the payment function (or payment information) transmitted from the payment server 500 in response to the barcode information (or QR code information) transmitted to the payment server 500. Here, the result of performing the payment function (or payment information) ) includes product name, product unique code, unit price, quantity, discount amount, coupon application status, amount, total total amount, payment date and time information, payment card type, etc.

In addition, the POS terminal 400 transmits the received payment function execution result to the user device 100 .

In addition, the POS terminal 400 may output the received payment function execution result through a printout such as a receipt.

The payment server 500 communicates with the user device 100 , the service providing device 300 , the POS terminal 400 , and the like.

In addition, the payment server 500 includes the user device communication unit 110 , the user device storage unit 120 , the user device display unit 130 , the user device voice output unit 140 , and the user device control unit included in the user device 100 . Each of 150 may include a communication unit (not shown), a storage unit (not shown), a display unit (not shown), a voice output unit (not shown), and a control unit (not shown) corresponding to 150 .

In addition, the payment server 500 transmits one or more product information to be paid (or recognized product information to be paid) transmitted from the POS terminal 400, barcode information (or QR code information), identification information of the POS terminal 400, etc. receive

In addition, the payment server 500 transmits the received barcode information (or QR code information) to the service providing device 300 in order to perform an authentication procedure related to the corresponding user device 100 .

In addition, if the token in the barcode information (or QR code information) transmitted to the service providing device 300 is not valid, the payment server 500 transmits the barcode information (or QR code information) to the service providing device 300 . In response, authentication failure information transmitted from the service providing device 300 is received.

Also, the payment server 500 transmits the received authentication failure information to the POS terminal 400 .

In addition, when the token in the barcode information (or QR code information) transmitted to the service providing device 300 is valid, the payment server 500 responds to the barcode information (or QR code information) transmitted to the service providing device 300 . card information, user information, and benefit information (or card information corresponding to the identification information of the user device 100 in the corresponding barcode information (or QR code information), user information, benefit information) transmitted from the service providing device 300 receive etc.

In addition, the payment server 500 performs a payment function for the payment amount corresponding to the one or more product information to be paid based on the received card information, user information, and benefit information. In this case, the payment server 500 provides a benefit corresponding to the price information of one or more products to be paid, the benefit information transmitted from the service providing device 300 (or the benefit information applicable to the user of the corresponding user device 100 ). A payment function may be performed on the payment amount to which the amount is applied.

In this case, immediately before performing the payment function, the payment server 500 transmits user information transmitted from the service providing device 300 to the POS terminal 400 .

In addition, if the image in the user information and the user of the user device 100 who wants to pay for the product do not match, the payment server 500 transmits payment cancellation information for the corresponding one or more product information to the POS terminal 400 . Alternatively, the payment function may be performed after performing an additional authentication procedure for the corresponding user device 100 .

In addition, when the image in the user information matches the user of the user device 100 who wants to pay for the product, the payment server 500 responds to the user information transmitted to the POS terminal 400 from the POS terminal 400 . Receives transmitted information indicating user match, identification information of the POS terminal 400, and the like.

In addition, the payment server 500 may perform a payment function for the payment amount corresponding to the one or more product information to be paid based on the received card information, user information, benefit information, and information indicating user matching.

In addition, the payment server 500 transmits a result of performing a payment function (or payment information) to the POS terminal 400 , the service providing device 300 , and the like. Here, the result of performing the payment function (or payment information) includes a product name, product unique code, unit price, quantity, discount amount, whether coupon is applied, amount, total total amount, payment date and time information, payment card type, and the like.

3 is a block diagram showing the configuration of the payment system 10 according to another embodiment of the present invention.

As shown in FIG. 3 , the payment system 10 includes a user device 100 , a beacon 200 , and a service providing device 300 . Not all of the components of the payment system 10 shown in FIG. 3 are essential components, and the payment system 10 may be implemented by more components than those shown in FIG. 3 , and fewer components. The payment system 10 may also be implemented by

When the user device 100 visits a store, the service providing device 100 provides the corresponding user device 100 with advertisement information, benefit information, recommendation card list, and the like that can be provided in the store. Thereafter, when a group related to the corresponding user device 100 exists in relation to the corresponding store, and a plurality of user devices 100 belonging to the corresponding group are all checked-in at the corresponding store, the service providing device 300 displays the corresponding group It additionally provides one or more recommended product information, coupon information, promotion information, etc. that can be provided to a plurality of user devices belonging to the .

The user device 100 includes a user device communication unit 110 , a user device storage unit 120 , a user device display unit 130 , a user device voice output unit 140 , and a user device control unit 150 shown in FIG. 2 . do.

The user device control unit 150 generates group establishment information for creating a group for a specific store. Here, the group establishment information includes a group name, identification information (or phone number, and one or more phone numbers/corresponding phone numbers) of one or more other user devices 100 to participate in the group, selected from the phone book stored in advance in the user device 100 identification information of other user devices 100 corresponding to), the number of participation restrictions, one or more store information to check-in as a group (including, for example, store name, store contact information, store location information, etc.), basic representative payment in case of partial payment It includes information on self-information, contribution for each participant (or contribution/partition rate in case of installment payment), and information on whether or not to receive promotions for the group.

Also, the user device control unit 150 transmits the generated group establishment information, identification information of the user device 100 , and the like to the service providing device 300 through the user device communication unit 110 .

In addition, the user device control unit 150 transmits one or more phone numbers and identification information of the user device 100 included in the phone book stored in the corresponding user device 100 in advance to the service providing device ( 300) is sent.

In addition, the user device control unit 150 requests the user list information from the service providing device 300 for group setting.

In addition, the user device control unit 150 transmits from the service providing device 300 in response to the previous user list information request for one or more other user devices 100 present in a store in which the corresponding user device 100 is currently located. Information (or phone number/identification information corresponding to the one or more other user devices 100 ) is received through the user device communication unit 110 .

In addition, the user device control unit 150 checks whether a phone number corresponding to the information on the one or more other user devices 100 from among the phone books previously stored in the corresponding user device 100 exists.

As a result of the check, if there is at least one phone number corresponding to the information on the one or more other user devices 100 from among the phone books stored in advance in the user device 100 , the user device control unit 150 sets the group In order to make a request, the user device communication unit transmits the confirmed information on the at least one other user device 100 (or a phone number corresponding to the at least one other user device 100 ), identification information of the user device 100 , and the like. It is transmitted to the service providing device 300 through 110 .

Also, the user equipment control unit 150 receives information about a set (or created) group transmitted from the service providing apparatus 300 through the user equipment communication unit 110 .

Also, the user equipment control unit 150 outputs the received group information through the user equipment display unit 130 and/or the user equipment voice output unit 140 .

When a user carrying the user device 100 enters the store, the user device control unit 150 transmits the identification information of the beacon 200 transmitted from the beacon 200 (or the store in which the beacon 200 is provided). unique identification information) is received through the user device communication unit 110 .

In addition, the user device control unit 150 transmits the received unique identification information of the beacon 200 (or unique identification information of a store in which the beacon 200 is provided), identification information of the user device 100, and the like to the user device communication unit ( 110) through the service providing device 300. Here, the identification information of the user device 100 includes MDN, mobile IP, mobile MAC, Sim (subscriber identification module) card unique information, serial number, and the like.

In addition, the user device control unit 150 transmits one or more advertisement information and one or more benefit information transmitted from the service providing device 300 in response to the previously transmitted unique identification information of the beacon 200, identification information of the user device 100, and the like. , a list of recommended cards, and the like are received through the user device communication unit 110 .

In addition, the user device control unit 150 outputs one or more received advertisement information, one or more benefit information, a list of recommended cards, etc. through the user device display unit 130 and/or the user device voice output unit 140 .

In addition, when the user device 100 that has visited the store is included in a group registered in advance in the store, and all of the plurality of user devices 100 included in the group are checked in to the store, the user device control unit ( The user device communication unit 110 transmits information (or information indicating that group check-in has been performed) that is transmitted from the service providing device 300 to a plurality of user devices 100 belonging to a corresponding group. ) is received through

In addition, when the user device 100 that has visited the store is included in a group registered in advance in the store, and all of the plurality of user devices 100 included in the group are checked in to the store, the user device control unit ( 150) receives one or more recommended product information, one or more coupon information (including, for example, discount/free coupon, etc.), one or more promotion information, etc. transmitted from the service providing device 300 through the user device communication unit 110 .

In addition, the user device control unit 150 receives information indicating that group check-in has been made for a plurality of user devices 100 belonging to the corresponding group (or information indicating that group check-in has been made), information about one or more recommended products, One or more coupon information (including, for example, discount/free coupons, etc.) and one or more promotion information are output through the user device display unit 130 and/or the user device voice output unit 140 .

In addition, the user device controller 150 selects (or jointly selects) from a plurality of user devices 100 belonging to a corresponding group (or at least one user device 100 among a plurality of user devices 100 belonging to a corresponding group). ) For one or more products and/or services, a payment function (or a divided payment function) is performed by interworking with a plurality of user devices 100 , service providing devices 300 , payment servers 500 , etc. belonging to the group do.

In addition, after the payment function through the group is normally performed, the user device control unit 150 receives the payment function execution result according to the group check-in transmitted from the service providing device 300 through the user device communication unit 110 . At this time, the result of performing the payment function (or payment information) is the product name (or service name), product unique code (or service unique code), unit price, quantity, discount amount, whether coupon is applied, amount, actual payment amount (or total payment amount) ), payment date and time information, payment card type, and the like.

In addition, the user device control unit 150 outputs the received payment function execution result through the user device display unit 130 and/or the user device voice output unit 140 .

The beacon 200 communicates with the user device 100 , the POS terminal 400 , and the like.

Also, the beacon 200 receives store information related to a store equipped with the beacon 200 , and unique identification information of a store equipped with the beacon 200 , transmitted from the POS terminal 400 .

In addition, the beacon 200 broadcasts (or transmits) store information, identification information of the corresponding beacon 200 (or unique identification information of a store in which the beacon 200 is provided), and the like.

The service providing device 300 communicates with the user device 100 , the POS terminal 400 , the payment server 500 , and the like.

The service providing device 300 sets (or creates) a group for a specific store by interworking with the plurality of user devices 100 .

That is, the service providing device 300 receives group establishment information and identification information of the user device 100 transmitted from the user device 100 . Here, the group establishment information includes a group name, identification information (or phone number, and one or more phone numbers/corresponding phone numbers) of one or more other user devices 100 to participate in the group, selected from the phone book stored in advance in the user device 100 identification information of other user devices 100 corresponding to), the number of participation restrictions, one or more store information to check-in as a group (including, for example, store name, store contact information, store location information, etc.), basic representative payment in case of partial payment It includes information on self-information, contribution for each participant (or contribution/partition rate in case of installment payment), and information on whether or not to receive promotions for the group.

Also, the service providing apparatus 300 sets a group corresponding to the group name based on the received group establishment information.

In addition, the service providing device 300 may be configured to participate in a corresponding group from among the plurality of user devices 100 based on the identification information of the plurality of user devices 100 that have previously performed the divided payment function through the specific store. A group including at least one user device 100 is set.

In addition, the service providing device 300 receives one or more phone numbers, identification information of the user device 100, and the like, included in the phonebook stored in advance in the corresponding user device 100 transmitted from the user device 100 .

In addition, simultaneous visits (or visits at similar times) and simultaneous exits (or exits at similar times) to stores visited by the corresponding user devices 100 more than a preset number of times among one or more other user devices 100 respectively corresponding to one or more phone numbers ), when there is at least one other user device 100 , the service providing device 300 sets up a group including the corresponding user device 100 and at least one other user device 100 .

In addition, when there is a request for user list information from the user device 100 , the service providing device 300 provides information (or A phone number/identification information corresponding to the one or more other user devices 100) is transmitted to the user device 100 .

In addition, the service providing device 300 transmits at least one transmitted from the user device 100 in response to the previously transmitted information on one or more other user devices 100 existing in the store where the corresponding user device 100 is currently located. Receives information on the other user device 100 (or a phone number corresponding to the at least one other user device 100 ), identification information of the user device 100 , and the like.

Also, the service providing device 300 sets up a group including at least one other user device 100 and the corresponding user device 100 .

After setting the group in this way, the service providing apparatus 300 transmits information on the set (or created) group to the plurality of user devices 100 included in the corresponding group, respectively. Here, the information on the group includes a group name, identification information (or phone number) of one or more other user devices 100 to participate in the group, and one or more phone numbers/corresponding phone numbers selected from a phone book stored in advance in the corresponding user device 100 . identification information of the other user device 100 corresponding to the number), the number of participation restrictions, information on one or more stores to check-in as a group (including, for example, store name, store contact information, store location information, etc.), default representative in case of partial payment It includes information on the payer, the contribution for each participant (or the contribution/partition rate when paying in installments), information on whether to receive promotions for the group, and the like.

In addition, the service providing device 300 provides basic representative payer information, participants in the divided payment by interworking with a plurality of user devices 100 included in the group for the previously set (or created) specific store group. It is also possible to additionally set (or change/modify) information on whether or not to receive a promotion for each group.

Also, the service providing apparatus 300 receives unique identification information of the beacon 200 and identification information of the user apparatus 100 transmitted from the user apparatus 100 .

In addition, the service providing device 300 checks (or registers/sets/maintains) a check-in state (or a personal check-in state) for a store visited by the user device 100 with respect to the corresponding user device 100 .

In addition, the service providing device 300 includes a corresponding beacon 200 among a plurality of advertisement information and a plurality of benefit information stored in advance based on the received unique identification information of the beacon 200 and the identification information of the user device 100 . One or more advertisement information, one or more benefit information, and the like that can be provided to the user device 100 in the designated store are checked.

That is, the service providing apparatus 300 checks store information corresponding to the unique identification information of the beacon 200 from among store information for each unique identification information of the plurality of beacons stored in advance. In addition, the service providing device 300 checks one or more advertisement information, benefit information, etc. that can be provided to the user device 100 in the corresponding store based on the confirmed store information and the received identification information of the user device 100 . .

In addition, the service providing device 300 recommends one or more recommendation cards to which the corresponding benefit information can be applied (or reflected) from among a plurality of cards issued to the corresponding user device 100 based on the confirmed one or more benefit information. Create a card list. Here, the benefit information includes coupon information, membership benefit information, discount benefit information, and the like.

In addition, the service providing device 300 is a recommended card list including one or more advertisement information, one or more benefit information, and one or more recommendation cards that can be provided to the corresponding user device 100 in a store equipped with the identified beacon 200 . and so on to the user device 100 .

As such, the service providing device 300 may perform a check-in function (or a personal check-in function) for an individual user of the user device 100 and may provide promotion information for the individual user.

Also, the service providing device 300 checks whether there is a group related to the user device 100 for a store visited by the user device 100 .

That is, the service providing device 300 checks whether a group related to the user device 100 exists with respect to a store visited by the user device 100 from among one or more groups for each store that is registered (or stored) in advance. do.

As a result of the check, if a group related to the user device 100 does not exist for a store visited by the user device 100 , the service providing device 300 does not perform the group check-in process.

In addition, as a result of the check, if a group related to the user device 100 exists for a store visited by the user device 100 , the service providing device 300 determines that a plurality of user devices 100 belonging to the corresponding group exist. Determining whether or not everyone is checked-in at the store.

As a result of the determination, when the plurality of user devices 100 belonging to the corresponding group are not all checked-in at the corresponding store, the service providing apparatus 300 determines that the plurality of user devices 100 belonging to the corresponding group are all checked in to the corresponding store. It returns to the process of judging whether it is in the state or not.

In addition, as a result of the determination, when all of the plurality of user devices 100 belonging to the corresponding group are checked-in at the corresponding store, the service providing device 300 provides benefits for each of the plurality of stores stored in advance based on previous purchase history information of the corresponding group. Among the information, check one or more recommended product information that can be provided to the group, one or more coupon information (including discount/free coupons, etc.), one or more promotion information, etc., and check one or more recommended product information that can be provided to the confirmed group , one or more coupon information (including, for example, discount/free coupons, etc.) and one or more promotion information are transmitted to the plurality of user devices 100 belonging to the corresponding group, respectively. In this case, the service providing device 300 includes one or more recommended product information, one or more coupon information (including, for example, discount/free coupons, etc.), one or more promotion information corresponding only to the payment representative user device 100 set in advance for the group. You can also send

In addition, the service providing device 300 transmits information indicating that group check-in has been performed for a plurality of user devices 100 belonging to a corresponding group (or information indicating that group check-in has been performed) to a plurality of user devices belonging to the corresponding group. It can be transmitted to ( 100 ) to inform the group check-in state.

In addition, the service providing device 300 provides information indicating that group check-in has been made to a plurality of user devices 100 belonging to a corresponding group, information about one or more recommended products, one or more coupon information (eg, discount/free coupons, etc.) included), may be transmitted together with one or more promotional information.

In addition, when the corresponding group is newly created, the service providing device 300 provides information on one or more recommended products and one or more coupon information that can be provided to the group from among a plurality of store-specific benefit information stored in advance (for example, discount/free coupon information). etc.), one or more promotion information, etc., and one or more recommended product information that can be provided to the identified group, one or more coupon information (including discount/free coupons, etc.), one or more promotion information, etc. It may also be transmitted to a plurality of user devices 100 belonging to the .

In addition, the service providing device 300 is selected (or jointly selected) from a plurality of user devices 100 belonging to a corresponding group (or at least one user device 100 from among a plurality of user devices 100 belonging to a corresponding group). ) For one or more products and/or services, a payment function (or a divided payment function) is performed by interworking with a plurality of user devices 100 belonging to a corresponding group. In this case, the service providing device 300 may immediately perform the divided payment function based on information set in advance for the group (eg, including the contribution per participant, payment method (including equal payment, representative payment, etc.), etc.). . Here, the service providing device 300 may perform the payment function by applying the simple payment function by interworking with the plurality of user devices 100 belonging to the corresponding group according to the simple payment function described above.

In addition, the service providing device 300 provides each of the payment function execution results to a plurality of user devices 100 belonging to a corresponding group. At this time, the result of performing the payment function (or payment information) is the product name (or service name), product unique code (or service unique code), unit price, quantity, discount amount, whether coupon is applied, amount, actual payment amount (or total payment amount) ), payment date and time information, payment card type, and the like.

In addition, the service providing device 300 manages (or stores) purchase information on one or more products and/or services paid for in the corresponding group as the purchase history of the corresponding group together with the purchase history for each user device 100 . .

As such, when a user with a user device visits a store, the service providing device provides a check-in service for the user's store visit, and all user devices in the group including the user device have visited the store , a function of recommending a product, a function of providing promotion information, and the like, may be performed based on the previous purchase history of the corresponding group.

Hereinafter, a method of controlling a payment system according to the present invention will be described in detail with reference to FIGS. 1 to 7 .

4 to 5 are flowcharts illustrating a control method of a payment system according to an embodiment of the present invention.

First, when a user carrying the user device 100 enters a store, the user device 100 transmits the identification information of the beacon 200 transmitted from the beacon 200 (or the store in which the beacon 200 is provided). of unique identification information).

For example, when a user carrying the first user device 100 enters a food store, the first user device is a beacon 200 broadcast (or transmitted) from the beacon 200 provided in the food store. Receive identification information of (S410).

Thereafter, the user device 100 transmits the received unique identification information of the beacon 200 (or unique identification information of a store in which the beacon 200 is provided), identification information of the user device 100, and the like to the service providing device 300 . ) is sent to Here, the identification information of the user device 100 includes MDN, mobile IP, mobile MAC, Sim (subscriber identification module) card unique information, serial number, and the like.

For example, in order to inform (or notify) the service providing device 300 that the corresponding first user device has entered the food store, the first user device uses the previously received unique identification information of the beacon 200, the first user The device identification information is transmitted to the service providing device 300 (S420).

Thereafter, the service providing device 300 receives unique identification information of the beacon 200 , identification information of the user device 100 , and the like transmitted from the user device 100 .

Also, the service providing apparatus 300 checks (or registers/sets/maintains) a check-in state for a store visited by the corresponding user device 100 with respect to the corresponding user device 100 .

In addition, the service providing device 300 includes a corresponding beacon 200 among a plurality of advertisement information and a plurality of benefit information stored in advance based on the received unique identification information of the beacon 200 and the identification information of the user device 100 . One or more advertisement information, one or more benefit information, and the like that can be provided to the user device 100 in the designated store are checked.

That is, the service providing apparatus 300 checks store information corresponding to the unique identification information of the beacon 200 from among store information for each unique identification information of the plurality of beacons stored in advance. In addition, the service providing device 300 checks one or more advertisement information, benefit information, etc. that can be provided to the user device 100 in the corresponding store based on the confirmed store information and the received identification information of the user device 100 . .

In addition, the service providing device 300 recommends one or more recommendation cards to which the corresponding benefit information can be applied (or reflected) from among a plurality of cards issued to the corresponding user device 100 based on the confirmed one or more benefit information. Create a card list. Here, the benefit information includes coupon information, membership benefit information, discount benefit information, and the like.

In addition, the service providing device 300 is a recommended card list including one or more advertisement information, one or more benefit information, and one or more recommendation cards that can be provided to the corresponding user device 100 in a store equipped with the identified beacon 200 . and so on to the user device 100 .

For example, the service providing apparatus 300 identifies food store information corresponding to the unique identification information of the corresponding beacon 200 from among store information for each unique identification information of a plurality of pre-stored beacons. In addition, the service providing device 300 may provide first to third advertisement information and first to second advertisement information that can be provided to the first user device in the corresponding food store based on the confirmed food store information and the identification information of the first user device. Check benefit information (including, for example, discount coupon information, membership benefit information, etc.). In addition, the service providing device 300 provides a list of recommended cards including an AA payment card, a BB payment card, and a CC payment card to which the first and second benefit information can be applied among a plurality of cards issued to the first user device. create In addition, the service providing device 300 includes the confirmed first to third advertisement information, first and second benefit information (including, for example, discount coupon information, membership benefit information, etc.), AA payment card, BB payment card, and CC The recommended card list including the payment card is transmitted to the first user device (S430).

Thereafter, the user device 100 transmits one or more advertisement information, one or more benefit information, Receive a list of recommended cards, etc.

In addition, the user device 100 displays one or more received advertisement information, one or more benefit information, a list of recommended cards, and the like.

For example, as shown in FIG. 6 , the first user device 100 includes first to third advertisement information 610 transmitted from the service providing device 300 , and first to third advertisement information 610 that can be provided at a corresponding food store. Second benefit information (including, for example, discount coupon information, membership benefit information, etc.) 620 and a list of recommended cards (including, for example, AA payment card, BB payment card and CC payment card) 630 are displayed (S440) ).

In this way, the service providing apparatus 300 may perform a check-in function for the individual user of the user device 100 and may provide promotion information for the individual user.

Thereafter, the service providing device 300 checks whether there is a group related to the user device 100 in the store visited by the user device 100 .

That is, the service providing device 300 checks whether a group related to the user device 100 exists with respect to a store visited by the user device 100 from among one or more groups for each store that is registered (or stored) in advance. do.

For example, the service providing device 300 may include a plurality of groups (eg, A group, B group, C group, D group, It is checked whether a group including identification information of the corresponding first user device exists among the identification information of one or more user devices included in group E (including group E, etc.) (S450).

As a result of the check, if a group related to the user device 100 does not exist for a store visited by the user device 100 , the service providing device 300 does not perform the group check-in process.

For example, among the identification information of one or more user devices included in each of a plurality of groups related to a food store (eg, group A, group B, group C, group D, group E, etc.) When the group including the identification information does not exist, the service providing apparatus 300 does not perform the group check-in process in relation to the first user device, and terminates the entire process ( S460 ).

In addition, as a result of the check, if a group related to the user device 100 exists for a store visited by the user device 100 , the service providing device 300 determines that a plurality of user devices 100 belonging to the corresponding group exist. Determining whether or not everyone is checked-in at the store.

For example, among the identification information of one or more user devices included in each of a plurality of groups related to a food store (eg, group A, group B, group C, group D, group E, etc.) When a group including identification information exists (eg, when group C includes identification information of a corresponding first user device), the service providing device 300 provides the first to second user devices belonging to the corresponding group C. 4 It is determined whether the user devices are all checked-in at the corresponding food store (S470).

As a result of the determination, when the plurality of user devices 100 belonging to the corresponding group are not all checked-in at the corresponding store, the service providing apparatus 300 determines that the plurality of user devices 100 belonging to the corresponding group are all checked in to the corresponding store. It returns to the process of judging whether it is in the state or not.

For example, when the first to fourth user devices belonging to the corresponding group C are not all checked-in at the food store (or the first to fourth user devices from among the first to fourth user devices belonging to the corresponding group C) 4 when only the user device is checked-in to the corresponding food store), the service providing device 300 determining whether the first to fourth user devices belonging to the corresponding group C are all checked-in to the corresponding store (or step S470) (S480).

In addition, as a result of the determination, when all of the plurality of user devices 100 belonging to the corresponding group are checked-in at the corresponding store, the service providing device 300 provides benefits for each of the plurality of stores stored in advance based on previous purchase history information of the corresponding group. Among the information, check one or more recommended product information that can be provided to the group, one or more coupon information (including discount/free coupons, etc.), one or more promotion information, etc., and check one or more recommended product information that can be provided to the confirmed group , coupon information (including, for example, discount/free coupons, etc.), promotion information, and the like are transmitted to the plurality of user devices 100 belonging to the corresponding group, respectively. In this case, the service providing device 300 includes one or more recommended product information, one or more coupon information (including, for example, discount/free coupons, etc.), one or more promotion information corresponding only to the payment representative user device 100 set in advance for the group. You can also send Here, the service providing apparatus 300 may transmit information indicating that group check-in has been made to a plurality of user devices 100 belonging to a corresponding group together (or before transmitting information on the one or more recommended products, etc.).

For example, when the first to fourth user devices belonging to the corresponding group C are all checked-in at the food store, the service providing device 300 may store the food stores in advance based on the previous purchase history information of the corresponding group C. Among the plurality of benefit information, the 21st recommended product information and the 21st discount coupon information that can be provided to the corresponding group C are checked, and the checked 21st recommended product information, the 21st discount coupon information, etc. Each is transmitted to the device (S490).

As such, the service providing device 300 may perform a group check-in function for a plurality of user devices 100 belonging to a specific group, and may provide promotion information and the like for a plurality of user devices 100 belonging to a corresponding group. have.

Thereafter, each of the plurality of user devices 100 belonging to the group includes one or more recommended product information, one or more coupon information (including, for example, discount/free coupons, etc.), one or more promotion information transmitted from the service providing device 300 . receive etc.

In addition, each of the plurality of user devices 100 belonging to the corresponding group displays one or more pieces of received recommended product information, one or more coupon information (including, for example, discount/free coupons, etc.), and one or more promotion information.

For example, as shown in FIG. 7 , the first user device displays ( 710 ) the 21st recommended product information and the 21st discount coupon information transmitted from the service providing device 300 ( S500 ).

Thereafter, the service providing device 300 selects (or jointly selects) from a plurality of user devices 100 belonging to the corresponding group (or at least one user device 100 from among the plurality of user devices 100 belonging to the corresponding group). ) For one or more products and/or services, a payment function (or a divided payment function) is performed by interworking with a plurality of user devices 100 belonging to a corresponding group. In this case, the service providing device 300 may immediately perform the divided payment function based on the information set in advance for the group (eg, including the contribution for each participant, payment method (including equal payment, representative payment, etc.), etc.). . Here, the service providing apparatus 300 may perform the payment function by applying the simple payment function by interworking with a plurality of user devices 100 belonging to the corresponding group according to the simple payment function described above.

In addition, the service providing device 300 provides each of the payment function execution results to a plurality of user devices 100 belonging to a corresponding group. At this time, the result of performing the payment function (or payment information) is the product name (or service name), product unique code (or service unique code), unit price, quantity, discount amount, whether coupon is applied, amount, actual payment amount (or total payment amount) ), payment date and time information, payment card type, and the like.

In addition, each of the plurality of user devices 100 receives the payment function execution result according to the group check-in transmitted from the service providing device 300 , and displays the received payment function execution result.

In addition, the service providing device 300 manages (or stores) purchase information on one or more products and/or services paid for in the corresponding group as the purchase history of the corresponding group together with the purchase history for each user device 100 . .

For example, the service providing device 300 may include the first user device to the fourth user device and the payment server 500 for a 31 th product to a 35 th product selected from the first user device to the fourth user device belonging to the corresponding group C. ), and the like, to the price information (for example, 100,000 won) for the selected 31st product to the 35th product, the benefit amount corresponding to the 21st discount coupon information (for example, 20,000 won to which a 20% discount is applied) ) applied to the payment amount (for example, 100,000 won - 20,000 won = 80,000 won), divided payment function (e.g., 20,000 won per user device) according to the preset share (or share rate) (e.g., equal share) for each participant equal installment payment function). Also, the service providing apparatus 300 provides the result of performing the divided payment function to the first to fourth user devices, respectively. In addition, the first to fourth user devices receive the result of performing the partial payment function through the group C transmitted from the service providing device 300 , and display the result of performing the divided payment function ( S510 ).

A user device, a service providing device, a POS terminal, and a payment system including the same according to an embodiment of the present invention can be written as a computer program, and codes and code segments constituting the computer program can be easily prepared by a computer programmer in the art. can be inferred. In addition, the computer program is stored in a computer-readable information storage medium (computer readable media), and is read by a computer or a user device according to an embodiment of the present invention, a beacon, a service providing device, a POS terminal, a payment server, etc. By being executed, it is possible to implement a user device, a service providing device, a POS terminal, and a payment system including the same.

The information storage medium includes a magnetic recording medium, an optical recording medium and a carrier wave medium. A user device, a service providing device, a POS terminal, and a computer program implementing a payment system including the same according to an embodiment of the present invention are stored and installed in the internal memory of the user device, beacon, service providing device, POS terminal, payment server, etc. can be Alternatively, an external memory such as a smart card storing and installing a computer program implementing a user device, a service providing device, a POS terminal, and a payment system including the user device according to an embodiment of the present invention and the user device, a beacon, a service through an interface It may be mounted on a providing device, a POS terminal, a payment server, or the like.

As described above, the embodiment of the present invention provides a check-in service for a user's visit to a store in the service providing device when a user with a user device visits a store, and all users of a group including the user device When the device has visited the store, it performs a product recommendation function and promotion information provision function based on the group's previous purchase history, and checks the check-in status for not only individual check-ins but also group check-in by checking the check-in status for a preset group. As a result, a separate service can be provided for the group, thereby enhancing marketing effectiveness and enhancing user convenience and satisfaction.

Those of ordinary skill in the art to which the present invention pertains may modify and modify the above-described contents without departing from the essential characteristics of the present invention. Therefore, the embodiments disclosed in the present invention are not intended to limit the technical spirit of the present invention, but to explain, and the scope of the technical spirit of the present invention is not limited by these embodiments. The protection scope of the present invention should be construed by the following claims, and all technical ideas within the equivalent range should be construed as being included in the scope of the present invention.

In the present invention, when a user with a user device visits a store, the service providing device provides a check-in service for the user's store visit, and when all user devices in a group including the user device have visited the store , based on the group's previous purchase history, perform a product recommendation function and promotion information provision function to check the check-in status for a preset group as well as check-in for each individual. It can provide services of can be

10: payment system 100: user device
200: beacon 300: service providing device
400: POS terminal 500: payment server
110: user device communication unit 120: user device storage unit
130: user device display unit 140: user device audio output unit
150: user device control unit

Claims (10)

delete delete delete delete performing a personal check-in function for the user device when the user device visits a store through the service providing device;
checking, through the service providing device, whether a group related to the user device exists with respect to a store visited by the user device from among one or more groups for each store registered in advance;
Through the service providing device, as a result of the check, when a group related to the user device exists with respect to a store visited by the user device from among the one or more groups for each of the plurality of stores registered in advance, the plurality of user devices included in the group exists determining whether all of the stores are checked-in;
Through the service providing device, when the plurality of user devices included in the group are all checked-in to the store as a result of the determination through the service providing device, among a plurality of store-specific benefit information stored in advance based on the group's previous purchase history information, the checking at least one of recommended product information, coupon information, and promotion information that can be provided to the group;
A plurality of users included in the group to which the user device belongs, through the service providing device, the at least one checked information and information indicating that a group check-in state in which a plurality of user devices belonging to the group are all checked-in transmitting each to the device;
A plurality of user devices belonging to the group based on information on at least one of a division rate for each participant and a payment method preset for the group by interworking with a plurality of user devices belonging to the group through the service providing device performing a payment function for at least one of one or more selected products and services;
transmitting, through the service providing device, a result of performing a payment function to a plurality of user devices belonging to the group, respectively; and
and storing, through the service providing device, purchase information on at least one of the one or more products and services paid by the group as a purchase history of the group. ◈Claim 6 was abandoned when paying the registration fee.◈ 6. The method of claim 5,
The step of performing a personal check-in function for the user device comprises:
receiving, through the user device, identification information of a beacon transmitted from a beacon;
At least one advertisement information and at least one benefit information identified from among a plurality of advertisement information and a plurality of benefit information stored in advance based on the identification information of the beacon and the identification information of the user device transmitted from the user device through the service providing device and transmitting a list of recommendation cards including one or more recommendation cards to which the benefit information can be applied to the user device. and
A list of recommendation cards including one or more advertisement information transmitted from the service providing device in response to the transmitted identification information of the beacon through the user device, one or more benefit information, and one or more recommendation cards to which the benefit information can be applied A control method of a payment system, comprising the step of displaying ◈Claim 7 was abandoned when paying the registration fee.◈ 6. The method of claim 5,
Through the service providing device, as a result of the determination, when all of the plurality of user devices included in the group are checked-in to the store, information indicating that group check-in for the plurality of user devices belonging to the group has been performed is provided through the service providing device. The control method of the payment system, characterized in that it further comprises the step of transmitting each to a plurality of user devices included in the group. delete delete delete

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