KR20170020110A - Mobile terminal and operating method thereof - Google Patents

Abstract

A method of operating a mobile terminal according to an exemplary embodiment of the present invention includes displaying a card image corresponding to a card serving as a payment means and displaying the card image corresponding to the first target use performance when the first target use performance of the card is achieved Obtaining information on a first benefit to be provided, and displaying a first bad representing the first benefit on one side of the card image based on information on the obtained first benefit.

Description

[0001] MOBILE TERMINAL AND OPERATING METHOD THEREOF [0002]

The present invention relates to a mobile terminal and a method of operating the same.

A terminal can be divided into a mobile / portable terminal and a stationary terminal depending on whether the terminal is movable or not. Again, the terminal can be divided into a handheld terminal and a vehicle mount terminal according to whether the user can carry it directly.

Such a terminal has various functions, for example, in the form of a multimedia device having multiple functions such as photographing and photographing of a moving picture, reproduction of a music or video file, reception of a game and broadcasting, etc. .

In recent years, various financial services using terminals have been provided.

Fintech, a combination of finance and technology, refers to a service that combines finance and IT technology or a company that provides such services, and the most proliferating field of PINTECH is stored in the terminal. And transmits the card information through the terminal, thereby paying for the goods or services.

The payment method through a terminal is expected to be a payment method in the future because of convenience of not having a real card and security that does not need to disclose personal information such as a card number and the name of a card user.

According to US Patent No. US8510220 relating to a payment method through a terminal, the balance information of a card image is displayed according to the execution of a card application, and a content allowing a user to set a basic card which can be settled basically is described .

Further, according to US Patent Publication (US2014 / 021464), contents of displaying information on point cards, boarding passes, and the like are output in accordance with the execution of the card application.

In addition, the Android-based cherrypicker application provides information about the card's usage limit to provide benefits to the card.

However, in the past, when the target use record of the card is achieved, information on the benefit is not intuitively provided.

Further, in the past, when the target usage record of the card can not be achieved, the user is not informed of the benefit of the achievement of the target usage record, .

It is an object of the present invention to intuitively provide a user with a benefit in a case where a target usage result of a card is achieved.

It is also an object of the present invention to provide an alarm to a user so as to enjoy a benefit when the target usage result of the card is not achieved.

A method of operating a mobile terminal according to an exemplary embodiment of the present invention includes displaying a card image corresponding to a card serving as a payment means and displaying the card image corresponding to the first target use performance when the first target use performance of the card is achieved Obtaining information on a first benefit to be provided, and displaying a first bad representing the first benefit on one side of the card image based on information on the obtained first benefit.

A mobile terminal according to an exemplary embodiment of the present invention includes a display unit for displaying information on a card as a payment means, a storage unit for storing information on the card, and a display unit for controlling the display unit to display a card image corresponding to the card Acquiring information on a first benefit provided according to the achievement of the first target use performance when the first target usage record of the card is achieved, And a control unit for controlling the display unit to display a first badge representing the first benefit on one side of the display unit.

The control unit may receive a request to select the first badge and display detailed information of the first benefit according to the received request.

Wherein the control unit obtains information on a second benefit that is provided according to the achievement of the second target usage result on one side of the card image as the second target usage record of the card is achieved, A second badge indicating the second benefit is displayed on one side of the card image based on the information on the second target use result, and the second target use result may be an amount larger than the first target use result.

Wherein the control unit receives a payment request for a product in a state where the first target use result is not achieved and if the first target use result is exceeded due to the payment amount of the goods, It is possible to settle a part of the amount reaching the target usage result with the card, and settle the remaining amount of the commodity with another card.

The control unit may receive a payment request for the goods in a state in which the first target usage record is achieved and output a notification that the payment of the goods should be made in another period.

The controller may display a status bar including information indicating that the first target usage record is not achieved when the first target usage record is not achieved.

The control unit receives an input for dragging the card image in a specific direction, and can distinguish and display the benefit according to the achievement target achievement achieved according to the received input and the benefit according to the unachieved target use achievement.

According to various embodiments of the present invention, when the target usage record of the card is achieved, the benefits can be intuitively provided to the user.

In addition, according to the embodiment of the present invention, when the target usage record of the card is not achieved, an alarm is provided to help the user enjoy the benefit.

1 is a block diagram illustrating a mobile terminal according to the present invention.
2 is a block diagram of a payment terminal according to an embodiment of the present invention.
3 is a flowchart illustrating an operation method of a mobile terminal according to an embodiment of the present invention.
FIGS. 4A through 4G are diagrams for explaining benefit information provided when a target usage result of a card is achieved according to an embodiment of the present invention. FIG.
FIG. 5 is a diagram showing an example in which, when the target use performance is achieved according to the embodiment of the present invention, the target usage performance is induced to use the card that has not been achieved.
FIGS. 6A and 6B are diagrams illustrating a process of performing a product settlement using a benefit according to an embodiment of the present invention.
7A to 7C illustrate an example of displaying a purchase schedule list that induces a delay in purchasing a product when a settlement request using the benefit is not received, or when a benefit that can be paid for is not available according to an embodiment of the present invention Fig.
8A to 8D are views illustrating an example in which target utilization results are derived by providing information on a card for which target utilization results are not achieved through a status bar according to an embodiment of the present invention.
9A to 9C are diagrams illustrating a partial settlement process according to an embodiment of the present invention.
FIGS. 10A to 10E are diagrams for explaining an embodiment in which a card owned by a user can be efficiently used by setting a budget and a benefit to be obtained through card settlement for a predetermined period according to an embodiment of the present invention.
11A to 11C are views for explaining a purchase schedule list according to an embodiment of the present invention.
12A to 12B are diagrams for explaining an example of providing an alarm based on the purchase schedule list according to an embodiment of the present invention.
13A to 13C illustrate an example of a process of providing an alarm by linking a purchase schedule list and calendar information according to an embodiment of the present invention.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings, wherein like reference numerals are used to designate identical or similar elements, and redundant description thereof will be omitted. The suffix "module" and " part "for the components used in the following description are given or mixed in consideration of ease of specification, and do not have their own meaning or role. In the following description of the embodiments of the present invention, a detailed description of related arts will be omitted when it is determined that the gist of the embodiments disclosed herein may be blurred. It is to be understood that both the foregoing general description and the following detailed description are exemplary and explanatory and are intended to provide further explanation of the invention as claimed. , ≪ / RTI > equivalents, and alternatives.

Terms including ordinals, such as first, second, etc., may be used to describe various elements, but the elements are not limited to these terms. The terms are used only for the purpose of distinguishing one component from another.

It is to be understood that when an element is referred to as being "connected" or "connected" to another element, it may be directly connected or connected to the other element, . On the other hand, when an element is referred to as being "directly connected" or "directly connected" to another element, it should be understood that there are no other elements in between.

The singular expressions include plural expressions unless the context clearly dictates otherwise.

In the present application, the terms "comprises", "having", and the like are used to specify that a feature, a number, a step, an operation, an element, a component, But do not preclude the presence or addition of one or more other features, integers, steps, operations, elements, components, or combinations thereof.

The mobile terminal described in this specification includes a mobile phone, a smart phone, a laptop computer, a digital broadcasting terminal, a personal digital assistant (PDA), a portable multimedia player (PMP), a navigation device, a slate PC A tablet PC, an ultrabook, a wearable device such as a smartwatch, a smart glass, and a head mounted display (HMD). have.

However, it will be appreciated by those skilled in the art that the configuration according to the embodiments described herein may be applied to fixed terminals such as a digital TV, a desktop computer, a digital signage, and the like, will be.

1 is a block diagram illustrating a mobile terminal according to the present invention.

The mobile terminal 100 includes a wireless communication unit 110, an input unit 120, a sensing unit 140, an output unit 150, an interface unit 160, a memory 170, a control unit 180, and a power supply unit 190 ), And the like. The components shown in FIG. 1 are not essential for implementing a mobile terminal, so that the mobile terminal described herein may have more or fewer components than the components listed above.

The wireless communication unit 110 may be connected between the mobile terminal 100 and the wireless communication system or between the mobile terminal 100 and another mobile terminal 100 or between the mobile terminal 100 and the external server 100. [ Lt; RTI ID = 0.0 > wireless < / RTI > In addition, the wireless communication unit 110 may include one or more modules for connecting the mobile terminal 100 to one or more networks.

The wireless communication unit 110 may include at least one of a broadcast receiving module 111, a mobile communication module 112, a wireless Internet module 113, a short distance communication module 114, and a location information module 115 .

The input unit 120 includes a camera 121 or an image input unit for inputting a video signal, a microphone 122 for inputting an audio signal, an audio input unit, a user input unit 123 for receiving information from a user A touch key, a mechanical key, and the like). The voice data or image data collected by the input unit 120 may be analyzed and processed by a user's control command.

The sensing unit 140 may include at least one sensor for sensing at least one of information in the mobile terminal, surrounding environment information surrounding the mobile terminal, and user information. For example, the sensing unit 140 may include a proximity sensor 141, an illumination sensor 142, a touch sensor, an acceleration sensor, a magnetic sensor, A G-sensor, a gyroscope sensor, a motion sensor, an RGB sensor, an infrared sensor, a finger scan sensor, an ultrasonic sensor, A microphone 226, a battery gauge, an environmental sensor (for example, a barometer, a hygrometer, a thermometer, a radiation detection sensor, A thermal sensor, a gas sensor, etc.), a chemical sensor (e.g., an electronic nose, a healthcare sensor, a biometric sensor, etc.). Meanwhile, the mobile terminal disclosed in the present specification can combine and utilize information sensed by at least two of the sensors.

The output unit 150 includes at least one of a display unit 151, an acoustic output unit 152, a haptic tip module 153, and a light output unit 154 to generate an output related to visual, auditory, can do. The display unit 151 may have a mutual layer structure with the touch sensor or may be integrally formed to realize a touch screen. The touch screen may function as a user input unit 123 that provides an input interface between the mobile terminal 100 and a user and may provide an output interface between the mobile terminal 100 and a user.

The interface unit 160 serves as a path to various types of external devices connected to the mobile terminal 100. The interface unit 160 is connected to a device having a wired / wireless headset port, an external charger port, a wired / wireless data port, a memory card port, And may include at least one of a port, an audio I / O port, a video I / O port, and an earphone port. In the mobile terminal 100, corresponding to the connection of the external device to the interface unit 160, it is possible to perform appropriate control related to the connected external device.

In addition, the memory 170 stores data supporting various functions of the mobile terminal 100. The memory 170 may store a plurality of application programs or applications running on the mobile terminal 100, data for operation of the mobile terminal 100, and commands. At least some of these applications may be downloaded from an external server via wireless communication. Also, at least a part of these application programs may exist on the mobile terminal 100 from the time of shipment for the basic functions (e.g., telephone call receiving function, message receiving function, and calling function) of the mobile terminal 100. Meanwhile, the application program may be stored in the memory 170, installed on the mobile terminal 100, and may be operated by the control unit 180 to perform the operation (or function) of the mobile terminal.

In addition to the operations related to the application program, the control unit 180 typically controls the overall operation of the mobile terminal 100. The control unit 180 may process or process signals, data, information, and the like input or output through the above-mentioned components, or may drive an application program stored in the memory 170 to provide or process appropriate information or functions to the user.

In addition, the controller 180 may control at least some of the components illustrated in FIG. 1 in order to drive an application program stored in the memory 170. In addition, the controller 180 may operate at least two of the components included in the mobile terminal 100 in combination with each other for driving the application program.

The power supply unit 190 receives external power and internal power under the control of the controller 180 and supplies power to the components included in the mobile terminal 100. The power supply unit 190 includes a battery, which may be an internal battery or a replaceable battery.

At least some of the components may operate in cooperation with one another to implement a method of operation, control, or control of a mobile terminal according to various embodiments described below. In addition, the operation, control, or control method of the mobile terminal may be implemented on the mobile terminal by driving at least one application program stored in the memory 170. [

Hereinafter, the components listed above will be described in more detail with reference to FIG. 1 before explaining various embodiments implemented through the mobile terminal 100 as described above.

First, referring to the wireless communication unit 110, the broadcast receiving module 111 of the wireless communication unit 110 receives broadcast signals and / or broadcast-related information from an external broadcast management server through a broadcast channel. The broadcast channel may include a satellite channel and a terrestrial channel. Two or more broadcast receiving modules may be provided to the mobile terminal 100 for simultaneous broadcast reception or broadcast channel switching for at least two broadcast channels.

The mobile communication module 112 may be a mobile communication module or a mobile communication module such as a mobile communication module or a mobile communication module that uses technology standards or a communication method (e.g., Global System for Mobile communication (GSM), Code Division Multi Access (CDMA), Code Division Multi Access 2000 (Enhanced Voice-Data Optimized or Enhanced Voice-Data Only), Wideband CDMA (WCDMA), High Speed Downlink Packet Access (HSDPA), High Speed Uplink Packet Access (HSUPA), Long Term Evolution And an external terminal, or a server on a mobile communication network established according to a long term evolution (AR), a long term evolution (AR), or the like.

The wireless signal may include various types of data depending on a voice call signal, a video call signal or a text / multimedia message transmission / reception.

The wireless Internet module 113 is a module for wireless Internet access, and may be built in or externally attached to the mobile terminal 100. The wireless Internet module 113 is configured to transmit and receive a wireless signal in a communication network according to wireless Internet technologies.

Wireless Internet technologies include, for example, wireless LAN (WLAN), wireless fidelity (Wi-Fi), wireless fidelity (Wi-Fi) Direct, DLNA (Digital Living Network Alliance), WiBro Interoperability for Microwave Access, High Speed Downlink Packet Access (HSDPA), High Speed Uplink Packet Access (HSUPA), Long Term Evolution (LTE) and Long Term Evolution-Advanced (LTE-A) 113 transmit and receive data according to at least one wireless Internet technology, including Internet technologies not listed above.

The wireless Internet module 113 for performing a wireless Internet connection through the mobile communication network can be used for wireless Internet access by WiBro, HSDPA, HSUPA, GSM, CDMA, WCDMA, LTE or LTE- May be understood as a kind of the mobile communication module 112.

The short-range communication module 114 is for short-range communication, and includes Bluetooth ™, Radio Frequency Identification (RFID), Infrared Data Association (IrDA), Ultra Wideband (UWB) (Near Field Communication), Wi-Fi (Wireless-Fidelity), Wi-Fi Direct, and Wireless USB (Wireless Universal Serial Bus) technology. The short-range communication module 114 is connected to the mobile terminal 100 and the wireless communication system through the wireless area networks, between the mobile terminal 100 and another mobile terminal 100, or between the mobile terminal 100 ) And the other mobile terminal 100 (or the external server). The short-range wireless communication network may be a short-range wireless personal area network.

Here, the other mobile terminal 100 may be a wearable device (e.g., a smartwatch, a smart glass, etc.) capable of interchanging data with the mobile terminal 100 according to the present invention (smart glass), HMD (head mounted display)). The short range communication module 114 may detect (or recognize) a wearable device capable of communicating with the mobile terminal 100 around the mobile terminal 100. [ If the detected wearable device is a device authenticated to communicate with the mobile terminal 100 according to the present invention, the control unit 180 may transmit at least a part of the data processed by the mobile terminal 100 to the short- 114 to the wearable device. Therefore, the user of the wearable device can use the data processed by the mobile terminal 100 through the wearable device. For example, according to this, when a telephone is received in the mobile terminal 100, the user performs a telephone conversation via the wearable device, or when a message is received in the mobile terminal 100, It is possible to check the message.

The position information module 115 is a module for obtaining the position (or current position) of the mobile terminal, and a representative example thereof is a Global Positioning System (GPS) module or a Wireless Fidelity (WiFi) module. For example, when the mobile terminal utilizes the GPS module, it can acquire the position of the mobile terminal by using a signal transmitted from the GPS satellite. As another example, when the mobile terminal utilizes the Wi-Fi module, it can acquire the position of the mobile terminal based on information of a wireless access point (AP) that transmits or receives the wireless signal with the Wi-Fi module. Optionally, the location information module 115 may perform any of the other functions of the wireless communication unit 110 to obtain data relating to the location of the mobile terminal, in addition or alternatively. The location information module 115 is a module used to obtain the location (or current location) of the mobile terminal, and is not limited to a module that directly calculates or obtains the location of the mobile terminal.

Next, the input unit 120 is for inputting image information (or signal), audio information (or signal), data, or information input from a user. For inputting image information, Or a plurality of cameras 121 may be provided. The camera 121 processes image frames such as still images or moving images obtained by the image sensor in the video communication mode or the photographing mode. The processed image frame may be displayed on the display unit 151 or stored in the memory 170. [ A plurality of cameras 121 provided in the mobile terminal 100 may be arranged to have a matrix structure and various angles or foci may be provided to the mobile terminal 100 through the camera 121 having the matrix structure A plurality of pieces of image information can be input. In addition, the plurality of cameras 121 may be arranged in a stereo structure to acquire a left image and a right image for realizing a stereoscopic image.

The microphone 122 processes the external acoustic signal into electrical voice data. The processed voice data can be utilized variously according to a function (or a running application program) being executed in the mobile terminal 100. Meanwhile, the microphone 122 may be implemented with various noise reduction algorithms for eliminating noise generated in receiving an external sound signal.

The user input unit 123 is for receiving information from a user and when the information is inputted through the user input unit 123, the control unit 180 can control the operation of the mobile terminal 100 to correspond to the input information . The user input unit 123 may include a mechanical input unit or a mechanical key such as a button located on the rear or side of the mobile terminal 100, a dome switch, a jog wheel, Jog switches, etc.) and touch-type input means. For example, the touch-type input means may comprise a virtual key, a soft key or a visual key displayed on the touch screen through software processing, And a touch key disposed on the touch panel. Meanwhile, the virtual key or the visual key can be displayed on a touch screen having various forms, for example, a graphic, a text, an icon, a video, As shown in FIG.

Meanwhile, the sensing unit 140 senses at least one of information in the mobile terminal, surrounding environment information surrounding the mobile terminal, and user information, and generates a corresponding sensing signal. The control unit 180 may control the driving or operation of the mobile terminal 100 or may perform data processing, function or operation related to the application program installed in the mobile terminal 100 based on the sensing signal. Representative sensors among various sensors that may be included in the sensing unit 140 will be described in more detail.

First, the proximity sensor 141 refers to a sensor that detects the presence of an object approaching a predetermined detection surface, or the presence of an object in the vicinity of the detection surface, without mechanical contact by using electromagnetic force or infrared rays. The proximity sensor 141 may be disposed in the inner area of the mobile terminal or in proximity to the touch screen, which is covered by the touch screen.

Examples of the proximity sensor 141 include a transmission type photoelectric sensor, a direct reflection type photoelectric sensor, a mirror reflection type photoelectric sensor, a high frequency oscillation type proximity sensor, a capacitive proximity sensor, a magnetic proximity sensor, and an infrared proximity sensor. In the case where the touch screen is electrostatic, the proximity sensor 141 can be configured to detect the proximity of the object with a change of the electric field along the proximity of the object having conductivity. In this case, the touch screen (or touch sensor) itself may be classified as a proximity sensor.

On the other hand, for convenience of explanation, the act of recognizing that the object is located on the touch screen in proximity with no object touching the touch screen is referred to as "proximity touch & The act of actually touching an object on the screen is called a "contact touch. &Quot; The position at which the object is closely touched on the touch screen means a position where the object corresponds to the touch screen vertically when the object is touched. The proximity sensor 141 can detect a proximity touch and a proximity touch pattern (e.g., a proximity touch distance, a proximity touch direction, a proximity touch speed, a proximity touch time, a proximity touch position, have. Meanwhile, the control unit 180 processes data (or information) corresponding to the proximity touch operation and the proximity touch pattern sensed through the proximity sensor 141 as described above, and further provides visual information corresponding to the processed data It can be output on the touch screen. Furthermore, the control unit 180 can control the mobile terminal 100 such that different operations or data (or information) are processed according to whether the touch to the same point on the touch screen is a proximity touch or a touch touch .

The touch sensor uses a touch (or touch input) applied to the touch screen (or the display unit 151) by using at least one of various touch methods such as a resistance film type, a capacitive type, an infrared type, an ultrasonic type, Detection.

For example, the touch sensor may be configured to convert a change in a pressure applied to a specific portion of the touch screen or a capacitance generated in a specific portion to an electrical input signal. The touch sensor may be configured to detect a position, an area, a pressure at the time of touch, a capacitance at the time of touch, and the like where a touch object touching the touch screen is touched on the touch sensor. Here, the touch object may be a finger, a touch pen, a stylus pen, a pointer, or the like as an object to which a touch is applied to the touch sensor.

Thus, when there is a touch input to the touch sensor, the corresponding signal (s) is sent to the touch controller. The touch controller processes the signal (s) and then transmits the corresponding data to the control unit 180. Thus, the control unit 180 can know which area of the display unit 151 is touched or the like. Here, the touch controller may be a separate component from the control unit 180, and may be the control unit 180 itself.

On the other hand, the control unit 180 may perform different controls or perform the same control according to the type of the touch object touching the touch screen (or a touch key provided on the touch screen). Whether to perform different controls or to perform the same control according to the type of the touch object may be determined according to the current state of the mobile terminal 100 or an application program being executed.

On the other hand, the touch sensors and the proximity sensors discussed above can be used independently or in combination to provide a short touch (touch), a long touch, a multi touch, a drag touch ), Flick touch, pinch-in touch, pinch-out touch, swipe touch, hovering touch, and the like. Touch can be sensed.

The ultrasonic sensor can recognize the position information of the object to be sensed by using ultrasonic waves. Meanwhile, the controller 180 can calculate the position of the wave generating source through the information sensed by the optical sensor and the plurality of ultrasonic sensors. The position of the wave source can be calculated using the fact that the light is much faster than the ultrasonic wave, that is, the time when the light reaches the optical sensor is much faster than the time the ultrasonic wave reaches the ultrasonic sensor. More specifically, the position of the wave generating source can be calculated using the time difference with the time when the ultrasonic wave reaches the reference signal.

The camera 121 includes at least one of a camera sensor (for example, a CCD, a CMOS, etc.), a photo sensor (or an image sensor), and a laser sensor.

The camera 121 and the laser sensor may be combined with each other to sense a touch of the sensing object with respect to the three-dimensional stereoscopic image. The photosensor can be laminated to the display element, which is adapted to scan the movement of the object to be detected proximate to the touch screen. More specifically, the photosensor mounts photo diodes and TRs (Transistors) in a row / column and scans the contents loaded on the photosensor using an electrical signal that varies according to the amount of light applied to the photo diode. That is, the photo sensor performs coordinate calculation of the object to be sensed according to the amount of change of light, and position information of the object to be sensed can be obtained through the calculation.

The display unit 151 displays (outputs) information processed by the mobile terminal 100. For example, the display unit 151 may display execution screen information of an application program driven by the mobile terminal 100 or UI (User Interface) and GUI (Graphic User Interface) information according to the execution screen information .

Also, the display unit 151 may be configured as a stereoscopic display unit for displaying a stereoscopic image.

In the stereoscopic display unit, a three-dimensional display system such as a stereoscopic system (glasses system), an autostereoscopic system (no-glasses system), and a projection system (holographic system) can be applied.

The sound output unit 152 may output audio data received from the wireless communication unit 110 or stored in the memory 170 in a call signal reception mode, a call mode or a recording mode, a voice recognition mode, a broadcast reception mode, The sound output unit 152 also outputs sound signals related to functions (e.g., call signal reception sound, message reception sound, etc.) performed in the mobile terminal 100. [ The audio output unit 152 may include a receiver, a speaker, a buzzer, and the like.

The haptic module 153 generates various tactile effects that the user can feel. A typical example of the haptic effect generated by the haptic module 153 may be vibration. The intensity and pattern of the vibration generated in the haptic module 153 can be controlled by the user's selection or the setting of the control unit. For example, the haptic module 153 may synthesize and output different vibrations or sequentially output the vibrations.

In addition to vibration, the haptic module 153 may be configured to perform various functions such as a pin arrangement vertically moving with respect to the contact skin surface, a spraying force or suction force of the air through the injection port or the suction port, a touch on the skin surface, And various tactile effects such as an effect of reproducing a cold sensation using an endothermic or exothermic element can be generated.

The haptic module 153 can transmit the tactile effect through the direct contact, and the tactile effect can be felt by the user through the muscles of the finger or arm. The haptic module 153 may include two or more haptic modules 153 according to the configuration of the mobile terminal 100.

The light output unit 154 outputs a signal for notifying the occurrence of an event using the light of the light source of the mobile terminal 100. Examples of events that occur in the mobile terminal 100 may include message reception, call signal reception, missed call, alarm, schedule notification, email reception, information reception through an application, and the like.

The signal output from the light output unit 154 is implemented as the mobile terminal emits light of a single color or a plurality of colors to the front or rear surface. The signal output may be terminated by the mobile terminal detecting the event confirmation of the user.

The interface unit 160 serves as a path for communication with all external devices connected to the mobile terminal 100. The interface unit 160 receives data from an external device or supplies power to each component in the mobile terminal 100 or allows data in the mobile terminal 100 to be transmitted to an external device. For example, a port for connecting a device equipped with a wired / wireless headset port, an external charger port, a wired / wireless data port, a memory card port, an audio I / O port, a video I / O port, an earphone port, and the like may be included in the interface unit 160.

The identification module is a chip for storing various information for authenticating the use right of the mobile terminal 100 and includes a user identification module (UIM), a subscriber identity module (SIM) A universal subscriber identity module (USIM), and the like. Devices with identification modules (hereinafter referred to as "identification devices") can be manufactured in a smart card format. Accordingly, the identification device can be connected to the terminal 100 through the interface unit 160. [

The interface unit 160 may be a path through which power from the cradle is supplied to the mobile terminal 100 when the mobile terminal 100 is connected to an external cradle, And various command signals may be transmitted to the mobile terminal 100. The various command signals or the power source input from the cradle may be operated as a signal for recognizing that the mobile terminal 100 is correctly mounted on the cradle.

The memory 170 may store a program for the operation of the controller 180 and temporarily store input / output data (e.g., a phone book, a message, a still image, a moving picture, etc.). The memory 170 may store data on vibration and sound of various patterns outputted when a touch is input on the touch screen.

The memory 170 may be a flash memory type, a hard disk type, a solid state disk type, an SDD type (Silicon Disk Drive type), a multimedia card micro type ), Card type memory (e.g., SD or XD memory), random access memory (RAM), static random access memory (SRAM), read-only memory (ROM), electrically erasable programmable read memory, a programmable read-only memory (PROM), a magnetic memory, a magnetic disk, and / or an optical disk. The mobile terminal 100 may operate in association with a web storage that performs the storage function of the memory 170 on the Internet.

Meanwhile, as described above, the control unit 180 controls the operations related to the application program and the general operation of the mobile terminal 100. [ For example, when the state of the mobile terminal meets a set condition, the control unit 180 can execute or release a lock state for restricting input of a user's control command to applications.

In addition, the control unit 180 performs control and processing related to voice communication, data communication, video call, or the like, or performs pattern recognition processing to recognize handwriting input or drawing input performed on the touch screen as characters and images, respectively . Further, the controller 180 may control any one or a plurality of the above-described components in order to implement various embodiments described below on the mobile terminal 100 according to the present invention.

The power supply unit 190 receives external power and internal power under the control of the controller 180 and supplies power necessary for operation of the respective components. The power supply unit 190 includes a battery, the battery may be an internal battery configured to be chargeable, and may be detachably coupled to the terminal body for charging or the like.

In addition, the power supply unit 190 may include a connection port, and the connection port may be configured as an example of an interface 160 through which an external charger for supplying power for charging the battery is electrically connected.

As another example, the power supply unit 190 may be configured to charge the battery in a wireless manner without using the connection port. In this case, the power supply unit 190 may use at least one of an inductive coupling method based on the magnetic induction phenomenon and a magnetic resonance coupling based on the electromagnetic resonance phenomenon from an external wireless power transmission apparatus Power can be delivered.

In the following, various embodiments may be embodied in a recording medium readable by a computer or similar device using, for example, software, hardware, or a combination thereof.

Next, a communication system that can be implemented through the mobile terminal 100 according to the present invention will be described.

First, the communication system may use different wireless interfaces and / or physical layers. For example, wireless interfaces that can be used by a communication system include Frequency Division Multiple Access (FDMA), Time Division Multiple Access (TDMA), Code Division Multiple Access (CDMA) ), Universal mobile telecommunication systems (UMTS) (in particular Long Term Evolution (LTE), Long Term Evolution-Advanced (LTE-A)), Global System for Mobile Communications May be included.

Hereinafter, for the sake of convenience of description, the description will be limited to CDMA. However, it is apparent that the present invention can be applied to all communication systems including an OFDM (Orthogonal Frequency Division Multiplexing) wireless communication system as well as a CDMA wireless communication system.

A CDMA wireless communication system includes at least one terminal 100, at least one base station (BS) (also referred to as a Node B or Evolved Node B), at least one Base Station Controllers (BSCs) , And a Mobile Switching Center (MSC). The MSC is configured to be coupled to a Public Switched Telephone Network (PSTN) and BSCs. The BSCs may be paired with the BS via a backhaul line. The backhaul line may be provided according to at least one of E1 / T1, ATM, IP, PPP, Frame Relay, HDSL, ADSL or xDSL. Thus, a plurality of BSCs may be included in a CDMA wireless communication system.

Each of the plurality of BSs may comprise at least one sector, and each sector may comprise an omnidirectional antenna or an antenna pointing to a particular direction of radial emission from the BS. In addition, each sector may include two or more antennas of various types. Each BS may be configured to support a plurality of frequency assignments, and a plurality of frequency assignments may each have a specific spectrum (e.g., 1.25 MHz, 5 MHz, etc.).

The intersection of sector and frequency assignment may be referred to as a CDMA channel. The BS may be referred to as a base station transceiver subsystem (BTSs). In this case, a combination of one BSC and at least one BS may be referred to as a "base station ". The base station may also indicate a "cell site ". Alternatively, each of the plurality of sectors for a particular BS may be referred to as a plurality of cell sites.

A broadcast transmission unit (BT) transmits a broadcast signal to terminals 100 operating in the system. The broadcast receiving module 111 shown in FIG. 1 is provided in the terminal 100 to receive a broadcast signal transmitted by the BT.

In addition, a Global Positioning System (GPS) may be associated with the CDMA wireless communication system to identify the location of the mobile terminal 100. The satellite aids in locating the mobile terminal 100. Useful location information may be obtained by two or more satellites. Here, the position of the mobile terminal 100 can be tracked using all the techniques capable of tracking the location as well as the GPS tracking technology. Also, at least one of the GPS satellites may optionally or additionally be responsible for satellite DMB transmissions.

The location information module 115 included in the mobile terminal is for detecting, computing, or identifying the location of the mobile terminal, and may include a Global Position System (GPS) module and a WiFi (Wireless Fidelity) module. Optionally, the location information module 115 may perform any of the other functions of the wireless communication unit 110 to obtain data relating to the location of the mobile terminal, in addition or alternatively.

The GPS module 115 calculates distance information and accurate time information from three or more satellites and then applies trigonometry to the calculated information to accurately calculate three-dimensional current location information according to latitude, longitude, and altitude can do. At present, a method of calculating position and time information using three satellites and correcting an error of the calculated position and time information using another satellite is widely used. In addition, the GPS module 115 can calculate speed information by continuously calculating the current position in real time. However, it is difficult to accurately measure the position of the mobile terminal by using the GPS module in the shadow area of the satellite signal as in the room. Accordingly, a WPS (WiFi Positioning System) can be utilized to compensate the positioning of the GPS system.

The WiFi Positioning System (WPS) is a system in which a mobile terminal 100 uses a WiFi module included in the mobile terminal 100 and a wireless AP (wireless access point) transmitting or receiving a wireless signal with the WiFi module, Is a technology for tracking a location of a wireless local area network (WLAN) using WiFi.

The WiFi location tracking system may include a Wi-Fi location server, a mobile terminal 100, a wireless AP connected to the mobile terminal 100, and a database in which certain wireless AP information is stored.

The mobile terminal 100 connected to the wireless AP can transmit the location information request message to the Wi-Fi location server.

The Wi-Fi position location server extracts information of the wireless AP connected to the mobile terminal 100 based on the location information request message (or signal) of the mobile terminal 100. The information of the wireless AP connected to the mobile terminal 100 may be transmitted to the Wi-Fi position location server through the mobile terminal 100, or may be transmitted from the wireless AP to the Wi-Fi location server.

The information of the wireless AP to be extracted based on the location information request message of the mobile terminal 100 includes a MAC address, an SSID (Service Set IDentification), a Received Signal Strength Indicator (RSSI), a Reference Signal Received Power (RSRP) Reference Signal Received Quality), channel information, Privacy, Network Type, Signal Strength, and Noise Strength.

As described above, the Wi-Fi position location server can receive the information of the wireless AP connected to the mobile terminal 100 and extract the wireless AP information corresponding to the wireless AP to which the mobile terminal is connected from the pre-established database. In this case, the information of any wireless APs stored in the database includes at least one of MAC address, SSID, channel information, privacy, network type, radius coordinates of the wireless AP, building name, Available), the address of the AP owner, telephone number, and the like. At this time, in order to remove the wireless AP provided using the mobile AP or the illegal MAC address in the positioning process, the Wi-Fi location server may extract only a predetermined number of wireless AP information in order of RSSI.

Then, the Wi-Fi location server can extract (or analyze) the location information of the mobile terminal 100 using at least one wireless AP information extracted from the database. And compares the received information with the received wireless AP information to extract (or analyze) the location information of the mobile terminal 100.

As a method for extracting (or analyzing) the position information of the mobile terminal 100, a Cell-ID method, a fingerprint method, a triangulation method, and a landmark method can be utilized.

The Cell-ID method is a method of determining the position of the mobile station with the strongest signal strength among neighboring wireless AP information collected by the mobile terminal. Although the implementation is simple, it does not cost extra and it can acquire location information quickly, but there is a disadvantage that positioning accuracy is lowered when the installation density of the wireless AP is low.

The fingerprint method collects signal strength information by selecting a reference position in a service area, and estimates the position based on the signal strength information transmitted from the mobile terminal based on the collected information. In order to use the fingerprint method, it is necessary to previously convert the propagation characteristics into a database.

The triangulation method is a method of calculating the position of the mobile terminal based on the coordinates of at least three wireless APs and the distance between the mobile terminals. (Time of Arrival, ToA), Time Difference of Arrival (TDoA) in which a signal is transmitted, and the time difference between the wireless AP and the wireless AP, in order to measure the distance between the mobile terminal and the wireless AP. , An angle at which a signal is transmitted (Angle of Arrival, AoA), or the like.

The landmark method is a method of measuring the position of a mobile terminal using a landmark transmitter that knows the location.

Various algorithms can be utilized as a method for extracting (or analyzing) the location information of the mobile terminal.

The location information of the extracted mobile terminal 100 is transmitted to the mobile terminal 100 via the Wi-Fi location server, so that the mobile terminal 100 can acquire the location information.

The mobile terminal 100 may be connected to at least one wireless AP to obtain location information. At this time, the number of wireless APs required to acquire the location information of the mobile terminal 100 may be variously changed according to the wireless communication environment in which the mobile terminal 100 is located.

2 is a block diagram of a payment terminal according to an embodiment of the present invention.

2, the payment terminal 200 may include a control unit 210, a communication unit 230, a payment unit 250, a storage unit 270, and a display unit 290.

The control unit 210 can control the overall operation of the payment terminal 200. [

The control unit 210 may transmit at least one of the store information and the unique payment information to the terminal 100 through the communication unit 230. [ The control unit 210 may receive the payment information from the terminal 100 through the communication unit 230 or the payment unit 250.

The control unit 210 can perform settlement of goods or services based on the received payment information. The control unit 210 can transmit approval information according to the payment made to the terminal 100 through the communication unit 230. [

The communication unit 230 can communicate with the terminal 100.

The communication unit 230 is connected to the terminal 100 through at least one of Bluetooth, Radio Frequency Identification (RFID), infrared data association (UDA), ultra wideband (UWB), ZigBee, Lt; / RTI > Also, the communication unit 230 may transmit and receive a magnetic signal. Also, the communication unit 230 may transmit various signals in a high frequency form.

The settlement unit 250 can obtain payment information from the physical card. For example, the settlement unit 250 can acquire settlement information from a magnetic stripe of an physical card or an IC chip (Integrated Circuit Chip).

The storage unit 270 may store at least one of the store information and the unique payment information. Also, the storage unit 270 may store approval information according to the payment made.

The display unit 290 may display various information related to settlement. For example, the display unit 290 may display the payment information obtained through the communication unit 230 or the payment unit 250 and the approval information according to the payment made.

Next, an operation method of the mobile terminal according to the embodiment of the present invention will be described.

3 is a flowchart illustrating an operation method of a mobile terminal according to an embodiment of the present invention.

Referring to FIG. 3, the controller 180 determines whether the target usage result of the card, which is the payment means, is achieved (S101). In one embodiment, the card as the payment means may be any one of a credit card, a check card, and a point accumulation card. However, the present invention is not limited thereto. The mobile terminal 100 may receive information on the card from the card issuer server. The information about the card may include the target usage result of the card, the amount paid through the card, and the like. The target usage performance of a card can be the performance that is the basis for providing a specific benefit to the customer when paying through the card for a certain period of time. The specific period may be one month, but this is only an example. The mobile terminal 100 may have stored in advance the benefits corresponding to the target usage results and the target usage results. When registering the card, the mobile terminal 100 can receive information on the card from the card issuer server. The information on the card may include target usage results, benefit information on achievement of the target usage results, and the like.

When the target usage result of the card is achieved, the control unit 180 displays the badge providing the brief benefit information on one side of the card image corresponding to the card through the display unit 151 (S103). A badge can be an icon that allows the user to easily see the benefit at a glance if the total amount paid through the card for a certain period of time exceeds the target usage performance. In one embodiment, the control unit 180 may acquire the benefit information as the target usage result is achieved when the target usage record of the card is achieved. The control unit 180 may receive the benefit information from the card company server.

The control unit 180 receives a request for selecting a badge (S105), and displays the detailed benefit information through the display unit 151 according to the received request (S107). Steps S103 to S107 will be described with reference to the following drawings.

FIGS. 4A through 4F are diagrams for explaining benefit information provided when a target usage result of a card is achieved according to an embodiment of the present invention. FIG.

4A to 4C and 4E to 4F, it is assumed that the target usage result is 100,000 won.

The control unit 180 receives an execution command of the card application for providing information on the card owned by the user and displays the execution window of the card application through the display unit 151 according to the received execution command. The card application can be executed when a specific input is received on the screen of the display unit 151. [ Referring to FIG. 4A, a card image 300 corresponding to a card as a payment means may be displayed on an execution window of the card application.

The card image 300 may include various information about the card. The control unit 180 can receive various information about the card from the server of the card company.

The card image 300 includes the name of the card issuer, the serial number identifying the card, the target usage performance, the total payment amount of the card for a specific period of time (310), the percentage of the total payment amount over a certain period of time relative to the target usage performance, A second indicator 330 indicating a percentage of the total payment amount of the card, and a second indicator 330 indicating the percentage of the total payment amount.

On one side of the card image 300, the benefit indictment information 340 that sequentially implies the types of benefits associated with the achievement of the target usage results may be further displayed. The benefit implied information 340 may imply that there are a plurality of target usage achievements, and how many benefits are provided as each target use achievement is achieved. In FIG. 4A, the benefit implied information 340 implies that three benefits can be provided, but this is merely an example.

In FIG. 4A, the total payment amount through the card for one month is 70,000 won, and the target usage is not yet achieved.

On the other hand, when 30,000 won is additionally paid through the card corresponding to the card image 300 shown in FIG. 4A, the controller 180, as shown in FIG. 4B, The provided badge 350 can be displayed on one side of the card image 300. [ The badge 350 can briefly show the benefit to the user, such as < 30% discount on lunch >. In addition, the controller 180 can change the color of the second indicator 330 to indicate that the target usage record has been achieved, and change the form of the second indicator 330 to indicate 100% achievement. The control unit 180 can indicate through the benefit implication information 340 that one benefit from the three benefits can be provided and that two benefits can be additionally provided according to the achievement of the additional target use achievement.

When the request to select the badge 350 is received, the control unit 180 controls the display unit 151 to display the detailed benefit information 360 corresponding to the selected badge 350, as shown in FIG. 4C can do. The detailed benefit information 360 may include a benefit period providing a 30% discounted lunch value, and merchants providing benefits. The card image 300 may also be displayed on the display unit 151 to indicate which card is provided with benefits.

On the other hand, there may be a plurality of target usage records. For example, assume that 100,000 won is the first target use performance and 200,000 won is the second target use performance. If the second target use performance is additionally achieved after the first target usage performance is achieved, the control unit 180 sends the badge 370 indicating the additional benefit provided as the second target usage performance is achieved to the benefit implication information It is possible to control the display unit 151 to display one side of the display unit 340. Likewise, the control unit 180 may display the detailed benefit information corresponding to the badge 370 in response to the request to select the badge 370. [

Referring to FIG. 4E, a parking badge 390 is shown that provides a free parking space in accordance with achieving target usage. When a request to select the parking badge 390 is received, the control unit 180 collects current position information of the mobile terminal 100 as shown in FIG. 4F, and based on the collected position information, A map 395 indicating free parking places located in a nearby place among available places can be displayed.

Meanwhile, according to the embodiment of the present invention, it is possible to distinguish and display benefits obtained through the card and benefits that have not been acquired.

Referring to FIG. 4G, when an input for dragging the card image 300 downward is received, the control unit 180 displays benefit status information 301 for distinguishing and providing benefits obtained through the card, Can be displayed. In other words, if you achieve the first goal using the card, you will see the difference between the acquired benefits (lunch 30% discount) and unearned benefits (1,000,000 points) because you can not achieve the second goal use performance .

According to the embodiment of the present invention, when the target use performance is achieved, it is possible to induce the use of the card in which the target usage performance is not achieved. This will be described with reference to FIG.

FIG. 5 is a diagram showing an example in which, when the target use performance is achieved according to the embodiment of the present invention, the target usage performance is induced to use the card that has not been achieved.

5, the control unit 180 determines whether or not the other card image 400 (shown in FIG. 4B) is displayed on the card image 300. If the target usage result is obtained through the card corresponding to the card image 300 shown in FIG. 4B, ) Can be displayed. That is, when executing the card application, the control unit 180 can set and display the card image 400 corresponding to the card whose target usage achievement has not been achieved as a basic card. 4A, the card image 400 includes a first indicator 420 indicating a target usage result, a total payment amount 410, a percentage of a total payment amount during a specific period of time with respect to a target usage result and a percentage of the total payment amount, And a second indicator 430 indicating a percentage of the total payment amount of the card and a percentage of the percentage of the total payment amount of the card. In addition, the display unit 151 may further display, on one side of the card image 400, the benefit indictment information 440 that sequentially hints the kinds of benefits associated with the achievement of the target usage results.

Fig. 2 will be described again.

Thereafter, when the goods settlement request is received (S109), the control unit 180 displays the benefit that the goods can be settled through the display unit 151 (S111). In one embodiment, the goods settlement request may be received from the communication unit 230 of the settlement terminal 200. The control unit 180 can receive the goods settlement request from the settlement terminal 200 through the short distance communication module 114. [

If the control unit 180 receives the benefit settlement request using the benefits available for the goods settlement (S113), the control unit 180 proceeds to settle the goods using the benefit (S115).

If the benefit settlement request is not received, or if there is no benefit available for the goods settlement, the control unit 180 displays a purchase schedule list for guiding the purchase of the goods later on the display unit 151 (S117) . Steps S109 to S117 will be described with reference to the following drawings.

FIGS. 6A and 6B are diagrams illustrating a process of performing a product settlement using a benefit according to an embodiment of the present invention.

6A, when goods settlement is performed through the payment terminal 200, the mobile terminal 100 displays a card image 300 and a badge 370 indicating point accumulation provided according to the achievement of the target usage result can do. That is, the badge 370 may represent a benefit associated with a point that can be used like cash (i. When a request to select the badge 370 is received, the control unit 180 may display the detailed information 380 of the selected badge 370 on the card image 300, as shown in FIG. 6B. The detailed information 380 of the badge 370 may include a point accumulation status of the corresponding card. That is, the detailed information 380 may include points accumulated in this month, points accumulated in the current month exceeding the target use performance, and points accumulated in the present time. The user can grasp the point accumulation situation through the detailed information 380, and can perform settlement through the point when paying the goods.

On the other hand, if the user does not wish to settle through the points, the user may select the card image 300 shown in FIG. 6A and perform settlement of goods through the card.

On the other hand, if the benefit settlement request is not received, or if there is no benefit for which the settlement of goods is available, a purchase schedule list may be displayed to delay the purchase of the goods.

7A to 7C illustrate an example of displaying a purchase schedule list that induces a delay in purchasing a product when a settlement request using the benefit is not received, or when a benefit that can be paid for is not available according to an embodiment of the present invention Fig.

Referring to FIG. 7A, the display unit 151 displays a merchandise purchase screen. When a request to select a purchase button 401 for payment of a specific product is received on the merchandise purchase screen, the control unit 180 displays an execution window of the card application for providing a payment service, as shown in FIG. 7B can do. The execution window of the card application may include a card image 300. [ The target usage record of the card corresponding to the card image 300 is already achieved. When a request to select the card image 300 is received, the control unit 180 may display the purchase schedule list 410, as shown in FIG. 7C. The purchase schedule list 510 may include information 511 identifying the goods (oil voucher) that the user intends to purchase in FIG. 7A. The information 511 for identifying a product may include a name of the product and information on a company providing the product.

That is, if the target usage result of a specific card is already achieved and the user intends to purchase the product using the card, information identifying the corresponding product may be automatically added to the purchase schedule list 410. The user can think of the purchase of the merchandise one more time through the purchase schedule list 410 just before the purchase of the merchandise. On the other hand, when the target usage result of the card is reset two days later, the control unit 180 notifies the status bar, which will be described later, of notifying the user to purchase the commodity (oil voucher ticket) Can be output.

If the target usage result of a specific card is already achieved and the user intends to purchase the product with the card, a message window may be provided to the user to delay the purchase of the product.

3 will be described again.

On the other hand, if the target usage record of the card is not achieved (S101), the control unit 180 displays information indicating that the target usage record is not achieved through the status bar (S119). In one embodiment, the status bar may be a bar for providing status information of the mobile terminal 100. The status information of the mobile terminal 100 may include information on a charging status of the mobile terminal 100, a connection status with an external device, and an alarm received from the outside. The status bar may be displayed by a touch input for moving one point at the top of the screen displayed by the display unit 151 to the bottom.

The control unit 180 receives a request for selecting a status bar (S121), and displays detailed information about the card in response to the received request (S123). Steps S119 to S123 will be described with reference to the following drawings.

8A to 8D are views illustrating an example in which target utilization results are derived by providing information on a card for which target utilization results are not achieved through a status bar according to an embodiment of the present invention.

Referring to FIG. 8A, the controller 180 may display one or more status bars providing information on the status of the mobile terminal 100 according to a request to display the status bar. The status bar 520 may include information indicating that the target usage record of the specific card has been exceeded. That is, the status bar 520 may include information indicating that the amount of the target usage result is less than 30,000 won a day before the target use result deadline of the specific card. When a request to select the status bar 520 is received, the controller 180 may execute the card application to provide detailed information about the card, as shown in FIG. 8B. That is, the card image 600 and the notification window 660 informing of the performance deadline and insufficient performance can be displayed. On the card image 600, a total payment amount 610 during the performance period and an indicator 620 indicating the target performance achievement rate may be displayed. In addition, the benefit implied information 640 may also be displayed. The benefit implied information 640 may include benefits that may be attained when achieving target usage performance. When a request to select the indicator 620 indicating the target achievement rate is received, the control unit 180 may display the purchase schedule list 510 as shown in FIG. 8C. The purchase schedule list 510 may include information on a product that the user is planning to purchase. When the information 511 identifying the specific product included in the purchase schedule list 510 is selected, the control unit 180 provides a screen for purchasing goods corresponding to the selected information 511 as shown in FIG. 8D can do. The user can purchase the product through the purchase button 401 to achieve the target usage record of the specific card.

When receiving the merchandise payment request (S125), the control unit 180 determines whether the target usage result of the card is exceeded due to the payment amount of the merchandise (S127).

If the target usage result is exceeded due to the payment amount of the commodity, the controller 180 makes a settlement using only a part of the commodity settlement amount and remainders the settlement using another card (S129). Steps S125 to S129 will be described with reference to the following drawings.

9A to 9C are diagrams illustrating a partial settlement process according to an embodiment of the present invention.

Referring to FIG. 9A, the display unit 151 of the mobile terminal 100 displays an execution window of the card application. The card image 300 is displayed in the execution window. It is assumed that the target usage result of the first card corresponding to the card image 300 is 100,000 won, and the current usage result is 70,000 won. In addition, it is assumed that the amount to be paid through the payment terminal 200 is 63,000. The control unit 180 can pay only KRW 30,000 through the first card upon receiving the KRW 63,000 commodity payment request from the payment terminal 200. In other words, the controller 180 can pay only the amount of 30,000 won, which is the amount of the shortage of the first card, and settle the remaining amount of money through the second card in which the target usage result is not achieved. That is, as shown in FIG. 9B, the control unit 180 may settle the amount of 30,000 won through the first card, and settle the remaining amount of 33,000 won through the second card. Accordingly, a side of the card image 300 corresponding to the first card may be displayed with a badge 350 indicating the benefits of achieving the target use performance. Also, on the card image 400 corresponding to the second card, a total payment amount 410 indicating that the payment of 33,000 won is displayed may be displayed.

9C, the controller 180 may display the settlement feedback information 490 indicating that the settlement has been completed through the two cards through the display unit 151. In this case,

Next, an embodiment will be described in which a user can use cards owned by the user by setting a budget to be used for a predetermined period and a benefit to be obtained through card settlement.

FIGS. 10A to 10E are diagrams for explaining an embodiment in which a card owned by a user can be efficiently used by setting a budget and a benefit to be obtained through card settlement for a predetermined period according to an embodiment of the present invention.

Referring to FIG. 10A, the display unit 151 displays an execution window of the card application according to the execution of the card application. The card image 700 set as the default can be displayed in the execution window of the card application. The card image 700 includes a basic usage setting icon 701, amount information 703 including a usage limit amount for a predetermined period of time of a card corresponding to the card image 700 and a usage amount used for a predetermined period, An indicator 705 indicating the ratio of the amount of the contrast usage amount, and an indicator 707 indicating the ratio of the usage amount to the usage budget set by the user.

10B, when a zoom-in command for the card image 700 is received, the control unit 180 determines whether or not the card is placed on the card based on the setting of the benefit according to the use budget and the set benefit. The setting window can be displayed. The card setting window includes a usage budget setting item 710 for setting a budget to be used for a predetermined period, a benefit ratio setting item 720 for setting a percentage of the discounted benefits and discount benefits, a benefit type setting Item 730 and a setting result item 740 reflecting the result set by each setting item.

The use budget setting item 710 may be an item for setting a budget to be used by a user for a predetermined period. The use budget setting item 710 may include information on amount of money used by the current user and information on a predetermined period.

The benefit ratio setting item 720 may be an item for setting the ratio of the point accumulation benefit and the percentage of the discount benefit. In FIG. 10B, the ratio of the accumulated benefits is set at 70% and the rate of the discounted benefits is set at 30%.

The benefit type setting item 730 may be an item that allows the user to select what kind of product the user should settle.

The setting result item 740 is a list of the usage expectation information 730 allocated to each of the cards owned by the user based on the contents set in the use budget setting item 710, the benefit ratio setting item 720, It may be an item that shows the benefits that can be provided by using the amount and expected use amount. The control unit 180 may change the order of the cards included in the setting result item 740 according to a request to select the tab button 742. [ When a request to select the card image 741 included in the setting result item 740 is received, the control unit 180 sets the detailed information of the card corresponding to the selected card image 741 A detailed information window for providing information can be displayed. The detailed information window includes a card image 700, benefit information 750 for benefits provided when a plurality of target usage records are achieved, usage period information 760, and current usage amount information 770 of the card . When a request to select a specific item 751 among the plurality of benefit items included in the benefit information 750 is received, the control unit 180 determines whether or not the corresponding item 751 corresponding to the selected specific item 751 Detailed information about benefits can be displayed.

On the other hand, as shown in FIG. 10E, the benefits included in the benefit information 750_1 can be changed according to the period set in the usage period information 760_1 included in the detailed information window.

Next, a description will be given of a purchase schedule list capable of creating how many products can be purchased within the usage budget limit designated by the user.

11A to 11C are views for explaining a purchase schedule list according to an embodiment of the present invention.

Referring to FIG. 11A, the display unit 151 may display a card image 900 corresponding to the basic-use card according to the execution of the card application. The card image 900 may include a total payment amount 901 for an appointed period, an indicator 903 indicating a ratio of a total payment amount to a used budget limit, and a usage budget 911 of the card. When a request to select the indicator 903 is received, the controller 180 may display a purchase schedule list 910 and purchaseable goods information 930 as shown in FIG. 11B. The purchase schedule list 910 may include products that the user intends to purchase through the product information 930. [ The purchase schedule list 910 may include an indicator 913 indicating the ratio of the total price of the products included in the purchase schedule list 910 to the usage limit budget and the usage limit budget. The indicator 913 may change its shape every time a product is added or removed from the purchase schedule list 910. [

The product information 930 may include a plurality of product groups classified according to a product type. When a request to select the food product group 931 is received from among the plurality of product groups, the controller 180 determines whether the food product information 931 including the plurality of foods included in the food product group 931 940) can be displayed. The control unit 180 can move the food to the purchase schedule list 910 according to an input for dragging and dropping the food included in the food product information 940 into the purchase schedule list 910. [ The user can easily confirm what product should be purchased through the purchase schedule list 910. [ In addition, the merchandise included in the purchase schedule list 910 can be settled to a card corresponding to the card image 900 selected in FIG. 11A.

The purchase schedule list 910 can be synchronized with the purchase schedule list of other users. For example, each member of the family may share a purchase schedule list through their respective mobile terminals.

Next, Figs. 12A to 12B will be described.

12A to 12B are diagrams for explaining an example of providing an alarm based on the purchase schedule list according to an embodiment of the present invention.

Referring to FIG. 12A, the display unit 151 displays a card image 900. The card image 900 may correspond to the purchase schedule list 910 described in FIG. 11C. That is, the purchase scheduled product included in the purchase schedule list 910 may be in a state in which payment is scheduled to be made with a card corresponding to the card image 900. [ The purchase schedule list 910 may include a product that the user has decided to purchase in the offline store. When the mobile terminal 100 is located within a predetermined distance from the off-line store, the controller 180 may provide an alarm icon 960 to inform the user of the location and a map 950 indicating the location of the offline store. When the mobile terminal 100 is located within a certain distance from the offline store, the controller 180 can acquire the location of the offline store through the short distance communication module 114 and display the alarm icon 960 based on the acquired location. And a map 950 can be displayed.

In Fig. 12, the purchase schedule list 910 may include goods that the user has decided to purchase online. The control unit 180 may receive the discount benefit information from the vendor server that provides the product to be purchased online and display the alarm icon 960 and the discount benefit information 970 based on the received discount benefit information.

Next, Figs. 13A to 13C will be described.

13A to 13C illustrate an example of a process of providing an alarm by linking a purchase schedule list and calendar information according to an embodiment of the present invention.

Referring to FIG. 13A, the display unit 151 may include a purchase schedule list 910 and calendar information 990. The calendar information 990 may include events scheduled on a specific date. The control unit 180 may receive an input for dragging and dropping the oil gift certificate 919 included in the purchase schedule list 910 to the performance deadline date event 991 included in the calendar information 990. [ The control unit 180 may output an alarm to pay the oil gift certificate 919 on the date corresponding to the performance deadline event 991 according to the drag and drop input. That is, as shown in FIG. 13B, the control unit 180 may display the status bar 1000 containing the information that the performance deadline has arrived and that the oil gift certificate 919 is to be paid. When a request to select the status bar 1000 is received, the controller 180 may display a merchandise purchase screen for purchasing the oil gift certificate 919, as shown in FIG. 13C.

The user can easily purchase the product by receiving a notification about the product to be purchased.

The present invention described above can be embodied as computer-readable codes on a medium on which a program is recorded. The computer readable medium includes all kinds of recording devices in which data that can be read by a computer system is stored. Examples of the computer readable medium include a hard disk drive (HDD), a solid state disk (SSD), a silicon disk drive (SDD), a ROM, a RAM, a CD-ROM, a magnetic tape, a floppy disk, And may also be implemented in the form of a carrier wave (e.g., transmission over the Internet). Also, the computer may include a control unit 180 of the terminal. Accordingly, the above description should not be construed in a limiting sense in all respects and should be considered illustrative. The scope of the present invention should be determined by rational interpretation of the appended claims, and all changes within the scope of equivalents of the present invention are included in the scope of the present invention.

Claims (14)

A method of operating a mobile terminal,
Displaying a card image corresponding to a card as a payment means;
Acquiring information on a first benefit provided according to the achievement of the first target use performance, when a first target use performance of the card is achieved; And
Displaying a first badge representing the first benefit on one side of the card image based on information about the first benefit obtained
A method of operating a mobile terminal. The method according to claim 1,
Receiving a request to select the first badge; And
Further comprising displaying the detailed information of the first benefit according to the received request
A method of operating a mobile terminal. 3. The method of claim 2,
Acquiring information on a second benefit provided to one side of the card image as the second target usage result of the card is achieved according to the achievement of the second target usage result; And
Further comprising displaying a second badge representing the second benefit on one side of the card image based on information about the second benefit obtained,
Wherein the second target usage result is an amount larger than the first target usage result
A method of operating a mobile terminal. The method according to claim 1,
Receiving a settlement request for a commodity in a state where the first target usage record is not achieved;
If the first target usage result is exceeded due to the payment amount of the goods, the card is paid with a portion of the amount of money that reaches the first target usage result out of the payment amount of the goods, The method comprising the steps of:
A method of operating a mobile terminal. The method according to claim 1,
Receiving a settlement request for a commodity in a state where the first target use performance is achieved; And
Further comprising the step of outputting a notification to cause the payment of the goods to be made in another period
A method of operating a mobile terminal. The method according to claim 1,
And if the first target use performance is not achieved, displaying a status bar including information indicating that the first target usage performance has not been achieved
A method of operating a mobile terminal. The method according to claim 1,
Receiving an input to drag the card image in a specific direction; And
Further comprising the step of distinguishing and displaying the benefit according to the achieved target use performance achieved according to the received input and the benefit according to the unachieved target usage performance
A method of operating a mobile terminal. In the mobile terminal,
A display unit for displaying information on a card as a payment means;
A storage unit for storing information on the card; And
The control unit controls the display unit to display a card image corresponding to the card, and when the first target usage record of the card is achieved, information on the first benefit provided according to the achievement of the first target usage record is obtained And a control unit for controlling the display unit to display a first badge representing the first benefit on one side of the card image based on information on the obtained first benefit
Mobile terminal. 9. The method of claim 8,
The control unit
Receiving a request to select the first badge, and displaying detailed information of the first benefit in accordance with the received request
Mobile terminal. 10. The method of claim 9,
The control unit
Acquiring information on a second benefit that is provided according to the achievement of the second target usage result on one side of the card image as the second target usage record of the card is achieved, And displays a second badge representing the second benefit on one side of the card image based on the first target usage result and the second target usage result is an amount larger than the first target usage result
Mobile terminal. 9. The method of claim 8,
The control unit
Wherein the first payment processing unit receives a payment request for a product in a state where the first target usage result is not achieved and if the first target usage result is exceeded due to the payment amount of the goods, And the remaining amount of the payment amount of the commodity is paid by another card
Mobile terminal. 9. The method of claim 8,
The control unit
Receiving a payment request for the goods in a state in which the first target use performance is achieved, and outputting a notification that the payment of the goods is to be made in another period
Mobile terminal. 9. The method of claim 8,
The control unit
And if the first target usage result is not achieved, displaying a status bar including information indicating that the first target usage result has not been achieved
Mobile terminal. 9. The method of claim 8,
The control unit
Receiving an input for dragging the card image in a specific direction, and displaying a benefit based on the achievement target achievement achieved according to the received input and a benefit based on the unearned achievement goal achievement
Mobile terminal.

Images