Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings, wherein like reference numerals are used to designate identical or similar elements, and redundant description thereof will be omitted. The suffix "module" and " part "for the components used in the following description are given or mixed in consideration of ease of specification, and do not have their own meaning or role. In the following description of the embodiments of the present invention, a detailed description of related arts will be omitted when it is determined that the gist of the embodiments disclosed herein may be blurred. It is to be understood that both the foregoing general description and the following detailed description are exemplary and explanatory and are intended to provide further explanation of the invention as claimed. , ≪ / RTI > equivalents, and alternatives.
Terms including ordinals, such as first, second, etc., may be used to describe various elements, but the elements are not limited to these terms. The terms are used only for the purpose of distinguishing one component from another.
It is to be understood that when an element is referred to as being "connected" or "connected" to another element, it may be directly connected or connected to the other element, . On the other hand, when an element is referred to as being "directly connected" or "directly connected" to another element, it should be understood that there are no other elements in between.
The singular expressions include plural expressions unless the context clearly dictates otherwise.
In the present application, the terms "comprises", "having", and the like are used to specify that a feature, a number, a step, an operation, an element, a component, But do not preclude the presence or addition of one or more other features, integers, steps, operations, elements, components, or combinations thereof.
The mobile terminal described in this specification includes a mobile phone, a smart phone, a laptop computer, a digital broadcasting terminal, a personal digital assistant (PDA), a portable multimedia player (PMP), a navigation device, a slate PC A tablet PC, an ultrabook, a wearable device such as a smartwatch, a smart glass, and a head mounted display (HMD). have.
However, it will be appreciated by those skilled in the art that the configuration according to the embodiments described herein may be applied to fixed terminals such as a digital TV, a desktop computer, a digital signage, and the like, will be.
1A to 1C are block diagrams for explaining a mobile terminal according to the present invention, and FIGS. 1B and 1C are conceptual diagrams showing an example of a mobile terminal according to the present invention in different directions.
The mobile terminal 100 includes a wireless communication unit 110, an input unit 120, a sensing unit 140, an output unit 150, an interface unit 160, a memory 170, a control unit 180, ), And the like. The components shown in FIG. 1A are not essential for implementing a mobile terminal, so that the mobile terminal described herein may have more or fewer components than the components listed above.
The wireless communication unit 110 may be connected between the mobile terminal 100 and the wireless communication system or between the mobile terminal 100 and another mobile terminal 100 or between the mobile terminal 100 and the external server 100. [ Lt; RTI ID = 0.0 > wireless < / RTI > In addition, the wireless communication unit 110 may include one or more modules for connecting the mobile terminal 100 to one or more networks.
The wireless communication unit 110 may include at least one of a broadcast receiving module 111, a mobile communication module 112, a wireless Internet module 113, a short distance communication module 114, and a location information module 115 .
The input unit 120 includes a camera 121 or an image input unit for inputting a video signal, a microphone 122 for inputting an audio signal, an audio input unit, a user input unit 123 for receiving information from a user A touch key, a mechanical key, and the like). The voice data or image data collected by the input unit 120 may be analyzed and processed by a user's control command.
The sensing unit 140 may include at least one sensor for sensing at least one of information in the mobile terminal, surrounding environment information surrounding the mobile terminal, and user information. For example, the sensing unit 140 may include a proximity sensor 141, an illumination sensor 142, a touch sensor, an acceleration sensor, a magnetic sensor, A G-sensor, a gyroscope sensor, a motion sensor, an RGB sensor, an infrared sensor, a finger scan sensor, an ultrasonic sensor, A microphone 226, a battery gauge, an environmental sensor (for example, a barometer, a hygrometer, a thermometer, a radiation detection sensor, A thermal sensor, a gas sensor, etc.), a chemical sensor (e.g., an electronic nose, a healthcare sensor, a biometric sensor, etc.). Meanwhile, the mobile terminal disclosed in the present specification can combine and utilize information sensed by at least two of the sensors.
The output unit 150 includes at least one of a display unit 151, an acoustic output unit 152, a haptic tip module 153, and a light output unit 154 to generate an output related to visual, auditory, can do. The display unit 151 may have a mutual layer structure with the touch sensor or may be integrally formed to realize a touch screen. The touch screen may function as a user input unit 123 that provides an input interface between the mobile terminal 100 and a user and may provide an output interface between the mobile terminal 100 and a user.
The interface unit 160 serves as a path to various types of external devices connected to the mobile terminal 100. The interface unit 160 is connected to a device having a wired / wireless headset port, an external charger port, a wired / wireless data port, a memory card port, And may include at least one of a port, an audio I / O port, a video I / O port, and an earphone port. In the mobile terminal 100, corresponding to the connection of the external device to the interface unit 160, it is possible to perform appropriate control related to the connected external device.
In addition, the memory 170 stores data supporting various functions of the mobile terminal 100. The memory 170 may store a plurality of application programs or applications running on the mobile terminal 100, data for operation of the mobile terminal 100, and commands. At least some of these applications may be downloaded from an external server via wireless communication. Also, at least a part of these application programs may exist on the mobile terminal 100 from the time of shipment for the basic functions (e.g., telephone call receiving function, message receiving function, and calling function) of the mobile terminal 100. Meanwhile, the application program may be stored in the memory 170, installed on the mobile terminal 100, and may be operated by the control unit 180 to perform the operation (or function) of the mobile terminal.
In addition to the operations related to the application program, the control unit 180 typically controls the overall operation of the mobile terminal 100. The control unit 180 may process or process signals, data, information, and the like input or output through the above-mentioned components, or may drive an application program stored in the memory 170 to provide or process appropriate information or functions to the user.
In addition, the controller 180 may control at least some of the components illustrated in FIG. 1A in order to drive an application program stored in the memory 170. FIG. Further, the control unit 180 may be configured to, as security information for transaction using at least a specific account among the components included in the mobile terminal 100, Two or more can be combined and operated.
The power supply unit 190 receives external power and internal power under the control of the controller 180 and supplies power to the components included in the mobile terminal 100. The power supply unit 190 includes a battery, which may be an internal battery or a replaceable battery.
At least some of the components may operate in cooperation with one another to implement a method of operation, control, or control of a mobile terminal according to various embodiments described below. In addition, the operation, control, or control method of the mobile terminal may be implemented on the mobile terminal by driving at least one application program stored in the memory 170. [
Hereinafter, the various components of the mobile terminal 100 will be described in detail with reference to FIG. 1A.
First, referring to the wireless communication unit 110, the broadcast receiving module 111 of the wireless communication unit 110 receives broadcast signals and / or broadcast-related information from an external broadcast management server through a broadcast channel. The broadcast channel may include a satellite channel and a terrestrial channel. Two or more broadcast receiving modules may be provided to the mobile terminal 100 for simultaneous broadcast reception or broadcast channel switching for at least two broadcast channels.
The broadcast management server may refer to a server for generating and transmitting broadcast signals and / or broadcast related information, or a server for receiving broadcast signals and / or broadcast related information generated by the broadcast management server and transmitting the generated broadcast signals and / or broadcast related information. The broadcast signal may include a TV broadcast signal, a radio broadcast signal, a data broadcast signal, and a broadcast signal in which a data broadcast signal is combined with a TV broadcast signal or a radio broadcast signal.
The broadcasting signal may be encoded according to at least one of technical standards for transmitting and receiving a digital broadcasting signal (or a broadcasting system, for example, ISO, IEC, DVB, ATSC, etc.) It is possible to receive the digital broadcasting signal using a method conforming to the technical standard defined by the technical standards.
The broadcast-related information may be information related to a broadcast channel, a broadcast program, or a broadcast service provider. The broadcast-related information may also be provided through a mobile communication network. In this case, it may be received by the mobile communication module 112.
The broadcast-related information may exist in various forms, for example, an Electronic Program Guide (EPG) of Digital Multimedia Broadcasting (DMB) or an Electronic Service Guide (ESG) of Digital Video Broadcast-Handheld (DVB-H). The broadcast signal and / or broadcast related information received through the broadcast receiving module 111 may be stored in the memory 160.
The mobile communication module 112 may be a mobile communication module or a mobile communication module such as a mobile communication module or a mobile communication module that uses technology standards or a communication method (e.g., Global System for Mobile communication (GSM), Code Division Multi Access (CDMA), Code Division Multi Access 2000 (Enhanced Voice-Data Optimized or Enhanced Voice-Data Only), Wideband CDMA (WCDMA), High Speed Downlink Packet Access (HSDPA), High Speed Uplink Packet Access (HSUPA), Long Term Evolution And an external terminal, or a server on a mobile communication network established according to a long term evolution (AR), a long term evolution (AR), or the like.
The wireless signal may include various types of data depending on a voice call signal, a video call signal or a text / multimedia message transmission / reception.
The wireless Internet module 113 is a module for wireless Internet access, and may be built in or externally attached to the mobile terminal 100. The wireless Internet module 113 is configured to transmit and receive a wireless signal in a communication network according to wireless Internet technologies.
Wireless Internet technologies include, for example, wireless LAN (WLAN), wireless fidelity (Wi-Fi), wireless fidelity (Wi-Fi) Direct, DLNA (Digital Living Network Alliance), WiBro Interoperability for Microwave Access, High Speed Downlink Packet Access (HSDPA), High Speed Uplink Packet Access (HSUPA), Long Term Evolution (LTE) and Long Term Evolution-Advanced (LTE-A) 113 transmit and receive data according to at least one wireless Internet technology, including Internet technologies not listed above.
The wireless Internet module 113 for performing a wireless Internet connection through the mobile communication network can be used for wireless Internet access by WiBro, HSDPA, HSUPA, GSM, CDMA, WCDMA, LTE or LTE- May be understood as a kind of the mobile communication module 112.
The short-range communication module 114 is for short-range communication. The short-range communication module 114 is a Bluetooth®, Radio Frequency Identification (RFID), Infrared Data Association (IrDA), Ultra Wideband (UWB) (Near Field Communication), Wi-Fi (Wireless-Fidelity), Wi-Fi Direct, and Wireless USB (Wireless Universal Serial Bus) technology. The short-range communication module 114 is connected to the mobile terminal 100 and the wireless communication system through the wireless area networks, between the mobile terminal 100 and another mobile terminal 100, or between the mobile terminal 100 ) And the other mobile terminal 100 (or the external server). The short-range wireless communication network may be a short-range wireless personal area network.
Here, the other mobile terminal 100 may be a wearable device (e.g., a smartwatch, a smart glass, etc.) capable of interchanging data with the mobile terminal 100 according to the present invention (smart glass), HMD (head mounted display)). The short range communication module 114 may detect (or recognize) a wearable device capable of communicating with the mobile terminal 100 around the mobile terminal 100. [ If the detected wearable device is a device authenticated to communicate with the mobile terminal 100 according to the present invention, the control unit 180 may transmit at least a part of the data processed by the mobile terminal 100 to the short- 114 to the wearable device. Therefore, the user of the wearable device can use the data processed by the mobile terminal 100 through the wearable device. For example, according to this, when a telephone is received in the mobile terminal 100, the user performs a telephone conversation via the wearable device, or when a message is received in the mobile terminal 100, It is possible to check the message.
The position information module 115 is a module for obtaining the position (or current position) of the mobile terminal, and a representative example thereof is a Global Positioning System (GPS) module or a Wireless Fidelity (WiFi) module. For example, when the mobile terminal utilizes the GPS module, it can acquire the position of the mobile terminal by using a signal transmitted from the GPS satellite. As another example, when the mobile terminal utilizes the Wi-Fi module, it can acquire the position of the mobile terminal based on information of a wireless access point (AP) that transmits or receives the wireless signal with the Wi-Fi module. Optionally, the location information module 115 may perform any of the other functions of the wireless communication unit 110 to obtain data relating to the location of the mobile terminal, in addition or alternatively. The location information module 115 is a module used to obtain the location (or current location) of the mobile terminal, and is not limited to a module that directly calculates or obtains the location of the mobile terminal.
Next, the input unit 120 is for inputting image information (or signal), audio information (or signal), data, or information input from a user. For inputting image information, Or a plurality of cameras 121 may be provided. The camera 121 processes image frames such as still images or moving images obtained by the image sensor in the video communication mode or the photographing mode. The processed image frame may be displayed on the display unit 151 or stored in the memory 170. [ A plurality of cameras 121 provided in the mobile terminal 100 may be arranged to have a matrix structure and various angles or foci may be provided to the mobile terminal 100 through the camera 121 having the matrix structure A plurality of pieces of image information can be input. In addition, the plurality of cameras 121 may be arranged in a stereo structure to acquire a left image and a right image for realizing a stereoscopic image.
The microphone 122 processes the external acoustic signal into electrical voice data. The processed voice data can be utilized variously according to a function (or a running application program) being executed in the mobile terminal 100. Meanwhile, the microphone 122 may be implemented with various noise reduction algorithms for eliminating noise generated in receiving an external sound signal.
The user input unit 123 is for receiving information from a user and when the information is inputted through the user input unit 123, the control unit 180 can control the operation of the mobile terminal 100 to correspond to the input information . The user input unit 123 may include a mechanical input means (or a mechanical key such as a button located on the front, rear or side of the mobile terminal 100, a dome switch, a jog wheel, Jog switches, etc.) and touch-type input means. For example, the touch-type input means may comprise a virtual key, a soft key or a visual key displayed on the touch screen through software processing, The virtual key or the visual key can be displayed on the touch screen with various forms. For example, the virtual key or the visual key can be displayed on the touch screen, ), An icon, a video, or a combination thereof.
Meanwhile, the sensing unit 140 senses at least one of information in the mobile terminal, surrounding environment information surrounding the mobile terminal, and user information, and generates a corresponding sensing signal. The control unit 180 may control the driving or operation of the mobile terminal 100 or may perform data processing, function or operation related to the application program installed in the mobile terminal 100 based on the sensing signal. Representative sensors among various sensors that may be included in the sensing unit 140 will be described in more detail.
First, the proximity sensor 141 refers to a sensor that detects the presence of an object approaching a predetermined detection surface, or the presence of an object in the vicinity of the detection surface, without mechanical contact by using electromagnetic force or infrared rays. The proximity sensor 141 may be disposed in the inner area of the mobile terminal or in proximity to the touch screen, which is covered by the touch screen.
Examples of the proximity sensor 141 include a transmission type photoelectric sensor, a direct reflection type photoelectric sensor, a mirror reflection type photoelectric sensor, a high frequency oscillation type proximity sensor, a capacitive proximity sensor, a magnetic proximity sensor, and an infrared proximity sensor. In the case where the touch screen is electrostatic, the proximity sensor 141 can be configured to detect the proximity of the object with a change of the electric field along the proximity of the object having conductivity. In this case, the touch screen (or touch sensor) itself may be classified as a proximity sensor.
On the other hand, for convenience of explanation, the act of recognizing that the object is located on the touch screen in proximity with no object touching the touch screen is referred to as "proximity touch & The act of actually touching an object on the screen is called a "contact touch. &Quot; The position at which the object is closely touched on the touch screen means a position where the object corresponds to the touch screen vertically when the object is touched. The proximity sensor 141 can detect a proximity touch and a proximity touch pattern (e.g., a proximity touch distance, a proximity touch direction, a proximity touch speed, a proximity touch time, a proximity touch position, have. Meanwhile, the control unit 180 processes data (or information) corresponding to the proximity touch operation and the proximity touch pattern sensed through the proximity sensor 141 as described above, and further provides visual information corresponding to the processed data It can be output on the touch screen. Furthermore, the control unit 180 can control the mobile terminal 100 such that different operations or data (or information) are processed according to whether the touch to the same point on the touch screen is a proximity touch or a touch touch .
The touch sensor uses a touch (or touch input) applied to the touch screen (or the display unit 151) by using at least one of various touch methods such as a resistance film type, a capacitive type, an infrared type, an ultrasonic type, Detection.
For example, the touch sensor may be configured to convert a change in a pressure applied to a specific portion of the touch screen or a capacitance generated in a specific portion to an electrical input signal. The touch sensor may be configured to detect a position, an area, a pressure at the time of touch, a capacitance at the time of touch, and the like where a touch object touching the touch screen is touched on the touch sensor. Here, the touch object may be a finger, a touch pen, a stylus pen, a pointer, or the like as an object to which a touch is applied to the touch sensor.
Thus, when there is a touch input to the touch sensor, the corresponding signal (s) is sent to the touch controller. The touch controller processes the signal (s) and transmits the corresponding data to the controller 180. Thus, the control unit 180 can know which area of the display unit 151 is touched or the like. Here, the touch controller may be a separate component from the control unit 180, and may be the control unit 180 itself.
On the other hand, the control unit 180 may perform different controls or perform the same control according to the type of the touch object touching the touch screen (or a touch key provided on the touch screen). Whether to perform different controls or to perform the same control according to the type of the touch object may be determined according to the current state of the mobile terminal 100 or an application program being executed.
On the other hand, the touch sensors and the proximity sensors discussed above can be used independently or in combination to provide a short touch (touch), a long touch, a multi touch, a drag touch ), Flick touch, pinch-in touch, pinch-out touch, swipe touch, hovering touch, and the like. Touch can be sensed.
The ultrasonic sensor can recognize the position information of the object to be sensed by using ultrasonic waves. Meanwhile, the controller 180 can calculate the position of the wave generating source through the information sensed by the optical sensor and the plurality of ultrasonic sensors. The position of the wave source can be calculated using the fact that the light is much faster than the ultrasonic wave, that is, the time when the light reaches the optical sensor is much faster than the time the ultrasonic wave reaches the ultrasonic sensor. More specifically, the position of the wave generating source can be calculated using the time difference with the time when the ultrasonic wave reaches the reference signal.
The camera 121 includes at least one of a camera sensor (for example, a CCD, a CMOS, etc.), a photo sensor (or an image sensor), and a laser sensor.
The camera 121 and the laser sensor may be combined with each other to sense a touch of the sensing object with respect to the three-dimensional stereoscopic image. The photosensor can be laminated to the display element, which is adapted to scan the movement of the object to be detected proximate to the touch screen. More specifically, the photosensor mounts photo diodes and TRs (Transistors) in a row / column and scans the contents loaded on the photosensor using an electrical signal that varies according to the amount of light applied to the photo diode. That is, the photo sensor performs coordinate calculation of the object to be sensed according to the amount of change of light, and position information of the object to be sensed can be obtained through the calculation.
The display unit 151 displays (outputs) information processed by the mobile terminal 100. For example, the display unit 151 may display execution screen information of an application program driven by the mobile terminal 100 or UI (User Interface) and GUI (Graphic User Interface) information according to the execution screen information .
Also, the display unit 151 may be configured as a stereoscopic display unit for displaying a stereoscopic image.
In the stereoscopic display unit, a three-dimensional display system such as a stereoscopic system (glasses system), an autostereoscopic system (no-glasses system), and a projection system (holographic system) can be applied.
Generally, 3D stereoscopic images consist of left image (left eye image) and right image (right eye image). A top-down method of arranging a left image and a right image in one frame according to a method in which a left image and a right image are combined into a three-dimensional stereoscopic image, A checker board system in which pieces of a left image and a right image are arranged in a tile form, a left-to-right (right-side) Or an interlaced method in which rows are alternately arranged, and a time sequential (frame-by-frame) method in which right and left images are alternately displayed in time.
In addition, the 3D thumbnail image may generate a left image thumbnail and a right image thumbnail from the left image and right image of the original image frame, respectively, and may be generated as one image as they are combined. In general, a thumbnail means a reduced image or a reduced still image. The left image thumbnail and the right image thumbnail generated in this way are displayed on the screen with a difference of the left and right distance by the depth corresponding to the parallax between the left image and the right image, thereby exhibiting a stereoscopic spatial feeling.
The left and right images necessary for realizing the three-dimensional stereoscopic image can be displayed on the stereoscopic display unit by the stereoscopic processing unit. The stereoscopic processing unit receives a 3D image (an image at a reference time point and an image at an expansion point), sets a left image and a right image therefrom, or receives a 2D image and converts it into a left image and a right image.
The sound output unit 152 may output audio data received from the wireless communication unit 110 or stored in the memory 170 in a call signal reception mode, a call mode or a recording mode, a voice recognition mode, a broadcast reception mode, The sound output unit 152 also outputs sound signals related to functions (e.g., call signal reception sound, message reception sound, etc.) performed in the mobile terminal 100. [ The audio output unit 152 may include a receiver, a speaker, a buzzer, and the like.
The haptic module 153 generates various tactile effects that the user can feel. A typical example of the haptic effect generated by the haptic module 153 may be vibration. The intensity and pattern of the vibration generated in the haptic module 153 can be controlled by the user's selection or the setting of the control unit. For example, the haptic module 153 may synthesize and output different vibrations or sequentially output the vibrations.
In addition to vibration, the haptic module 153 may be configured to perform various functions such as a pin arrangement vertically moving with respect to the contact skin surface, a spraying force or suction force of the air through the injection port or the suction port, a touch on the skin surface, And various tactile effects such as an effect of reproducing a cold sensation using an endothermic or exothermic element can be generated.
The haptic module 153 can transmit the tactile effect through the direct contact, and the tactile effect can be felt by the user through the muscles of the finger or arm. The haptic module 153 may include two or more haptic modules 153 according to the configuration of the mobile terminal 100.
The light output unit 154 outputs a signal for notifying the occurrence of an event using the light of the light source of the mobile terminal 100. Examples of events that occur in the mobile terminal 100 may include message reception, call signal reception, missed call, alarm, schedule notification, email reception, information reception through an application, and the like.
The signal output from the light output unit 154 is implemented as the mobile terminal emits light of a single color or a plurality of colors to the front or rear surface. The signal output may be terminated by the mobile terminal detecting the event confirmation of the user.
The interface unit 160 serves as a path for communication with all external devices connected to the mobile terminal 100. The interface unit 160 receives data from an external device or supplies power to each component in the mobile terminal 100 or transmits data in the mobile terminal 100 to an external device. For example, a port for connecting a device equipped with a wired / wireless headset port, an external charger port, a wired / wireless data port, a memory card port, an audio I / O port, a video I / O port, an earphone port, and the like may be included in the interface unit 160.
The identification module is a chip for storing various information for authenticating the use right of the mobile terminal 100 and includes a user identification module (UIM), a subscriber identity module (SIM) A universal subscriber identity module (USIM), and the like. Devices with identification modules (hereinafter referred to as "identification devices") can be manufactured in a smart card format. Accordingly, the identification device can be connected to the terminal 100 through the interface unit 160. [
The interface unit 160 may be a path through which power from the cradle is supplied to the mobile terminal 100 when the mobile terminal 100 is connected to an external cradle, And various command signals may be transmitted to the mobile terminal 100. The various command signals or the power source input from the cradle may be operated as a signal for recognizing that the mobile terminal 100 is correctly mounted on the cradle.
The memory 170 may store a program for the operation of the controller 180 and temporarily store input / output data (e.g., a phone book, a message, a still image, a moving picture, etc.). The memory 170 may store data on vibration and sound of various patterns outputted when a touch is input on the touch screen.
The memory 170 may be a flash memory type, a hard disk type, a solid state disk type, an SDD type (Silicon Disk Drive type), a multimedia card micro type ), Card type memory (e.g., SD or XD memory), random access memory (RAM), static random access memory (SRAM), read-only memory (ROM), electrically erasable programmable read memory, a programmable read-only memory (PROM), a magnetic memory, a magnetic disk, and / or an optical disk. The mobile terminal 100 may operate in association with a web storage that performs the storage function of the memory 170 on the Internet.
Meanwhile, as described above, the control unit 180 controls the operations related to the application program and the general operation of the mobile terminal 100. [ For example, when the state of the mobile terminal meets a set condition, the control unit 180 can execute or release a lock state for restricting input of a user's control command to applications.
In addition, the control unit 180 performs control and processing related to voice communication, data communication, video call, or the like, or performs pattern recognition processing to recognize handwriting input or drawing input performed on the touch screen as characters and images, respectively . Further, the controller 180 may control any one or a plurality of the above-described components in order to implement various embodiments described below on the mobile terminal 100 according to the present invention.
The power supply unit 190 receives external power and internal power under the control of the controller 180 and supplies power necessary for operation of the respective components. The power supply unit 190 includes a battery, the battery may be an internal battery configured to be chargeable, and may be detachably coupled to the terminal body for charging or the like.
In addition, the power supply unit 190 may include a connection port, and the connection port may be configured as an example of an interface 160 through which an external charger for supplying power for charging the battery is electrically connected.
As another example, the power supply unit 190 may be configured to charge the battery in a wireless manner without using the connection port. In this case, the power supply unit 190 may use at least one of an inductive coupling method based on a magnetic induction phenomenon from an external wireless power transmission apparatus and a magnetic resonance coupling method based on an electromagnetic resonance phenomenon Power can be delivered.
In the following, various embodiments may be embodied in a recording medium readable by a computer or similar device using, for example, software, hardware, or a combination thereof.
Referring to FIGS. 1B and 1C, the disclosed mobile terminal 100 includes a bar-shaped terminal body. However, the present invention is not limited thereto and can be applied to various structures such as a folder type, a flip type, a slide type, a swing type, and a swivel type in which a watch type, a clip type, a glass type or two or more bodies are relatively movably coupled . A description of a particular type of mobile terminal, although relevant to a particular type of mobile terminal, is generally applicable to other types of mobile terminals.
Here, the terminal body can be understood as a concept of referring to the mobile terminal 100 as at least one aggregate.
The mobile terminal 100 includes a case (for example, a frame, a housing, a cover, and the like) that forms an appearance. As shown, the mobile terminal 100 may include a front case 101 and a rear case 102. Various electronic components are disposed in the inner space formed by the combination of the front case 101 and the rear case 102. At least one middle case may be additionally disposed between the front case 101 and the rear case 102.
A display unit 151 is disposed on a front surface of the terminal body to output information. The window 151a of the display unit 151 may be mounted on the front case 101 to form a front surface of the terminal body together with the front case 101. [
In some cases, electronic components may also be mounted on the rear case 102. Electronic parts that can be mounted on the rear case 102 include detachable batteries, an identification module, a memory card, and the like. In this case, a rear cover 103 for covering the mounted electronic components can be detachably coupled to the rear case 102. Therefore, when the rear cover 103 is separated from the rear case 102, the electronic parts mounted on the rear case 102 are exposed to the outside.
As shown, when the rear cover 103 is coupled to the rear case 102, a side portion of the rear case 102 can be exposed. In some cases, the rear case 102 may be completely covered by the rear cover 103 during the engagement. Meanwhile, the rear cover 103 may be provided with an opening for exposing the camera 121b and the sound output unit 152b to the outside.
These cases 101, 102, and 103 may be formed by injection molding of synthetic resin or may be formed of metal such as stainless steel (STS), aluminum (Al), titanium (Ti), or the like.
The mobile terminal 100 may be configured such that one case provides the internal space, unlike the above example in which a plurality of cases provide an internal space for accommodating various electronic components. In this case, a universal mobile terminal 100 in which a synthetic resin or metal is connected from the side to the rear side can be realized.
Meanwhile, the mobile terminal 100 may include a waterproof unit (not shown) for preventing water from penetrating into the terminal body. For example, the waterproof portion is provided between the window 151a and the front case 101, between the front case 101 and the rear case 102, or between the rear case 102 and the rear cover 103, And a waterproof member for sealing the inside space of the oven.
The mobile terminal 100 is provided with a display unit 151, first and second sound output units 152a and 152b, a proximity sensor 141, an illuminance sensor 142, a light output unit 154, Cameras 121a and 121b, first and second operation units 123a and 123b, a microphone 122, an interface unit 160, and the like.
1B and 1C, a display unit 151, a first sound output unit 152a, a proximity sensor 141, an illuminance sensor 142, an optical output unit (not shown) A second operation unit 123b, a microphone 122 and an interface unit 160 are disposed on a side surface of the terminal body, And a mobile terminal 100 having a second sound output unit 152b and a second camera 121b disposed on a rear surface thereof.
However, these configurations are not limited to this arrangement. These configurations may be excluded or replaced as needed, or placed on different planes. For example, the first operation unit 123a may not be provided on the front surface of the terminal body, and the second sound output unit 152b may be provided on the side surface of the terminal body rather than the rear surface of the terminal body.
The display unit 151 displays (outputs) information processed by the mobile terminal 100. For example, the display unit 151 may display execution screen information of an application program driven by the mobile terminal 100 or UI (User Interface) and GUI (Graphic User Interface) information according to the execution screen information .
The display unit 151 may be a liquid crystal display (LCD), a thin film transistor-liquid crystal display (TFT LCD), an organic light-emitting diode (OLED), a flexible display display, a 3D display, and an e-ink display.
In addition, the display unit 151 may exist in two or more depending on the embodiment of the mobile terminal 100. In this case, the mobile terminal 100 may be provided with a plurality of display portions spaced apart from each other or disposed integrally with one another, or may be disposed on different surfaces, respectively.
The display unit 151 may include a touch sensor that senses a touch with respect to the display unit 151 so that a control command can be received by a touch method. When a touch is made to the display unit 151, the touch sensor senses the touch, and the control unit 180 generates a control command corresponding to the touch based on the touch. The content input by the touch method may be a letter or a number, an instruction in various modes, a menu item which can be designated, and the like.
The touch sensor may be a film having a touch pattern and disposed between the window 151a and a display (not shown) on the rear surface of the window 151a, or may be a metal wire . Alternatively, the touch sensor may be formed integrally with the display. For example, the touch sensor may be disposed on a substrate of the display or inside the display.
In this way, the display unit 151 can form a touch screen together with the touch sensor. In this case, the touch screen can function as a user input unit 123 (see FIG. 1A). In some cases, the touch screen may replace at least some functions of the first operation unit 123a.
The first sound output unit 152a may be implemented as a receiver for transmitting a call sound to a user's ear and the second sound output unit 152b may be implemented as a loud speaker for outputting various alarm sounds or multimedia playback sounds. ). ≪ / RTI >
The window 151a of the display unit 151 may be provided with an acoustic hole for emitting the sound generated from the first acoustic output unit 152a. However, the present invention is not limited to this, and the sound may be configured to be emitted along an assembly gap (for example, a gap between the window 151a and the front case 101) between the structures. In this case, the appearance of the mobile terminal 100 can be made more simple because the hole formed independently for the apparent acoustic output is hidden or hidden.
The optical output unit 154 is configured to output light for notifying the occurrence of an event. Examples of the event include a message reception, a call signal reception, a missed call, an alarm, a schedule notification, an email reception, and reception of information through an application. The control unit 180 may control the light output unit 154 to terminate the light output when the event confirmation of the user is detected.
The first camera 121a processes an image frame of a still image or a moving image obtained by the image sensor in the photographing mode or the video communication mode. The processed image frame can be displayed on the display unit 151 and can be stored in the memory 170. [
The first and second operation units 123a and 123b may be collectively referred to as a manipulating portion as an example of a user input unit 123 operated to receive a command for controlling the operation of the mobile terminal 100 have. The first and second operation units 123a and 123b can be employed in any manner as long as the user is in a tactile manner such as touch, push, scroll, or the like. In addition, the first and second operation units 123a and 123b may be employed in a manner that the user operates the apparatus without touching the user through a proximity touch, a hovering touch, or the like.
In this figure, the first operation unit 123a is a touch key, but the present invention is not limited thereto. For example, the first operation unit 123a may be a mechanical key, or a combination of a touch key and a touch key.
The contents input by the first and second operation units 123a and 123b can be variously set. For example, the first operation unit 123a receives a command such as a menu, a home key, a cancellation, a search, and the like, and the second operation unit 123b receives a command from the first or second sound output unit 152a or 152b The size of the sound, and the change of the display unit 151 to the touch recognition mode.
On the other hand, a rear input unit (not shown) may be provided on the rear surface of the terminal body as another example of the user input unit 123. The rear input unit is operated to receive a command for controlling the operation of the mobile terminal 100, and input contents may be variously set. For example, commands such as power on / off, start, end, scrolling, and the like, the size adjustment of the sound output from the first and second sound output units 152a and 152b, And the like can be inputted. The rear input unit may be implemented as a touch input, a push input, or a combination thereof.
The rear input unit may be disposed so as to overlap with the front display unit 151 in the thickness direction of the terminal body. For example, the rear input unit may be disposed at the rear upper end of the terminal body such that when the user holds the terminal body with one hand, the rear input unit can be easily manipulated using the index finger. However, the present invention is not limited thereto, and the position of the rear input unit may be changed.
When a rear input unit is provided on the rear surface of the terminal body, a new type of user interface using the rear input unit can be realized. When the first operation unit 123a is not disposed on the front surface of the terminal body in place of at least a part of the functions of the first operation unit 123a provided on the front surface of the terminal body, The display unit 151 may be configured as a larger screen.
Meanwhile, the mobile terminal 100 may be provided with a fingerprint recognition sensor for recognizing the fingerprint of the user, and the controller 180 may use the fingerprint information sensed through the fingerprint recognition sensor as authentication means. The fingerprint recognition sensor may be embedded in the display unit 151 or the user input unit 123.
The microphone 122 is configured to receive the user's voice, other sounds, and the like. The microphone 122 may be provided at a plurality of locations to receive stereophonic sound.
The interface unit 160 is a path through which the mobile terminal 100 can be connected to an external device. For example, the interface unit 160 may include a connection terminal for connection with another device (for example, an earphone or an external speaker), a port for short-range communication (for example, an infrared port (IrDA Port), a Bluetooth port A wireless LAN port, or the like), or a power supply terminal for supplying power to the mobile terminal 100. The interface unit 160 may be implemented as a socket for receiving an external card such as a SIM (Subscriber Identification Module) or a UIM (User Identity Module) or a memory card for storing information.
And a second camera 121b may be disposed on a rear surface of the terminal body. In this case, the second camera 121b has a photographing direction which is substantially opposite to that of the first camera 121a.
The second camera 121b may include a plurality of lenses arranged along at least one line. The plurality of lenses may be arranged in a matrix form. Such a camera can be named an 'array camera'. When the second camera 121b is configured as an array camera, images can be taken in various ways using a plurality of lenses, and a better quality image can be obtained.
The flash 124 may be disposed adjacent to the second camera 121b. The flash 124 shines light toward the subject when the subject is photographed by the second camera 121b.
And a second sound output unit 152b may be additionally disposed in the terminal body. The second sound output unit 152b may implement a stereo function together with the first sound output unit 152a and may be used for implementing a speakerphone mode in a call.
The terminal body may be provided with at least one antenna for wireless communication. The antenna may be embedded in the terminal body or formed in the case. For example, an antenna constituting a part of the broadcast receiving module 111 (see FIG. 1A) may be configured to be able to be drawn out from the terminal body. Alternatively, the antenna may be formed in a film type and attached to the inner surface of the rear cover 103, or a case including a conductive material may be configured to function as an antenna.
The battery 191 may be configured to receive power through a power cable connected to the interface unit 160. In addition, the battery 191 may be configured to be wirelessly chargeable through a wireless charger. The wireless charging may be implemented by a magnetic induction method or a resonance method (magnetic resonance method).
The rear cover 103 is configured to be coupled to the rear case 102 so as to cover the battery 191 to restrict the release of the battery 191 and to protect the battery 191 from external impact and foreign matter . When the battery 191 is detachably attached to the terminal body, the rear cover 103 may be detachably coupled to the rear case 102.
The mobile terminal 100 may be provided with an accessory that protects the appearance or supports or expands the function of the mobile terminal 100. [ One example of such an accessory is a cover or pouch that covers or accommodates at least one side of the mobile terminal 100. [ The cover or pouch may be configured to interlock with the display unit 151 to expand the function of the mobile terminal 100. Another example of an accessory is a touch pen for supplementing or extending a touch input to the touch screen.
Meanwhile, in the present invention, information processed in the mobile terminal can be displayed using a flexible display. Hereinafter, the present invention will be described in detail with reference to the accompanying drawings.
2 is a conceptual diagram for explaining another example of the mobile terminal 200 according to the present invention.
As shown, the display unit 251 may be configured to be deformable by an external force. The deformation may be at least one of warping, bending, folding, twisting, and curling of the display portion 251. The deformable display portion 251 may be referred to as a " flexible display portion ". Here, the flexible display unit 251 may include both a general flexible display, e-paper, and combinations thereof. In general, mobile terminal 200 may include features of mobile terminal 100 of Figures 1A-1C or similar features.
A typical flexible display refers to a sturdy display that is lightweight and does not break easily, such as paper, formed on a thin, flexible substrate that can flex, bend, fold, twist, or curl like a conventional flat panel display.
In addition, the electronic paper is a display technology to which general ink characteristics are applied, and the point that the reflected light is used is different from the conventional flat panel display. The electronic paper can be changed by using a twist ball or electrophoresis (electrophoresis) using a capsule.
In a state in which the flexible display portion 251 is not deformed (for example, a state having an infinite radius of curvature, hereinafter referred to as a first state), the display area of the flexible display portion 251 is flat. In the first state, the display area may be a curved surface in a state deformed by an external force (for example, a state having a finite radius of curvature, hereinafter referred to as a second state). As shown in the figure, the information displayed in the second state may be time information output on the curved surface. Such visual information is realized by independently controlling the emission of a sub-pixel arranged in a matrix form. The unit pixel means a minimum unit for implementing one color.
The flexible display unit 251 may be placed in a bent state (for example, a vertical state or a left-to-right bent state) instead of a flat state in the first state. In this case, if an external force is applied to the flexible display portion 251, the flexible display portion 251 may be deformed into a flat state (or a less bent state) or a more bent state.
Meanwhile, the flexible display unit 251 may be combined with a touch sensor to implement a flexible touch screen. When a touch is made to the flexible touch screen, the control unit 180 (see FIG. 1A) can perform control corresponding to the touch input. The flexible touch screen may be configured to sense the touch input in the first state as well as the second state.
Meanwhile, the mobile terminal 200 according to the present modification may be provided with a deformation detecting means capable of detecting deformation of the flexible display unit 251. The deformation detecting means may be included in the sensing unit 140 (see FIG. 1A).
The deformation detecting unit may be provided in the flexible display unit 251 or the case 201 to sense information related to the deformation of the flexible display unit 251. Here, the information related to the deformation may be the direction in which the flexible display unit 251 is deformed, the degree of deformation, the deformed position, the deformation time, and the acceleration at which the deformed flexible display unit 251 is restored, In addition, the flexible display unit 251 may be various information that can be detected due to the bending of the flexible display unit 251.
The control unit 180 may change the information displayed on the flexible display unit 251 or change the information displayed on the flexible display unit 251 based on the information related to the deformation of the flexible display unit 251, It is possible to generate a control signal for controlling the function of the controller.
Meanwhile, the mobile terminal 200 according to the present modification may include a case 201 that accommodates the flexible display unit 251. The case 201 may be configured to be deformable together with the flexible display unit 251 by an external force in consideration of the characteristics of the flexible display unit 251.
In addition, a battery (not shown) included in the mobile terminal 200 may be configured to be deformable together with the flexible display unit 251 due to an external force, taking into account the characteristics of the flexible display unit 251. In order to implement the battery, a stack and folding method in which battery cells are stacked on top of one another may be applied.
The state change of the flexible display unit 251 is not limited to an external force. For example, when the flexible display unit 251 has the first state, it may be transformed to the second state by a command of the user or the application.
Meanwhile, the mobile terminal can be extended to a wearable device that can be worn on the body beyond the dimension that the user mainly grasps and uses. These wearable devices include smart watch, smart glass, and head mounted display (HMD). Hereinafter, examples of a mobile terminal extended to a wearable device will be described.
The wearable device can be made to be able to exchange (or interlock) data with another mobile terminal 100. The short range communication module 114 can detect (or recognize) a wearable device capable of communicating with the mobile terminal 100. If the detected wearable device is a device authenticated to communicate with the mobile terminal 100, the control unit 180 may transmit at least a part of the data processed by the mobile terminal 100 to the wearable device 100 via the short- Lt; / RTI > Accordingly, the user can use the data processed by the mobile terminal 100 through the wearable device. For example, when a telephone is received in the mobile terminal 100, it is possible to perform a telephone conversation via the wearable device or to confirm the received message via the wearable device when a message is received in the mobile terminal 100 .
3 is a perspective view showing an example of a watch-type mobile terminal 300 according to another embodiment of the present invention.
3, the watch-type mobile terminal 300 includes a main body 301 having a display portion 351 and a band 302 connected to the main body 301 and configured to be worn on the wrist. In general, the mobile terminal 300 may include features of the mobile terminal 100 of Figures 1A-1C or similar features.
The main body 301 includes a case that forms an appearance. As shown, the case may include a first case 301a and a second case 301b that provide an internal space for accommodating various electronic components. However, the present invention is not limited to this, and one case may be configured to provide the internal space, so that a mobile terminal 300 of a unibody may be realized.
The watch-type mobile terminal 300 is configured to allow wireless communication, and the main body 301 may be provided with an antenna for the wireless communication. On the other hand, the antenna can expand its performance by using a case. For example, a case comprising a conductive material may be configured to electrically connect with the antenna to extend the ground or radiating area.
A display unit 351 is disposed on a front surface of the main body 301 to output information, and a touch sensor is provided on the display unit 351 to implement a touch screen. The window 351a of the display unit 351 may be mounted on the first case 301a to form a front surface of the terminal body together with the first case 301a.
The main body 301 may include an acoustic output unit 352, a camera 321, a microphone 322, a user input unit 323, and the like. When the display unit 351 is implemented as a touch screen, the display unit 351 may function as a user input unit 323, so that the main body 301 may not have a separate key.
The band 302 is worn on the wrist so as to surround the wrist and can be formed of a flexible material for easy wearing. As an example, the band 302 may be formed of leather, rubber, silicone, synthetic resin, or the like. In addition, the band 302 is detachably attached to the main body 301, and can be configured to be replaceable with various types of bands according to the user's preference.
On the other hand, the band 302 can be used to extend the performance of the antenna. For example, the band may include a ground extension (not shown) that is electrically connected to the antenna and extends the ground region.
The band 302 may be provided with a fastener 302a. The fastener 302a may be embodied by a buckle, a snap-fit hook structure, or a velcro (trademark), and may include a stretchable section or material . In this drawing, an example in which the fastener 302a is embodied as a buckle is shown.
4 is a perspective view showing an example of a glass-type mobile terminal 400 according to another embodiment of the present invention.
The glass-type mobile terminal 400 is configured to be worn on the head of a human body, and a frame unit (case, housing, etc.) for the mobile terminal 400 may be provided. The frame portion may be formed of a flexible material to facilitate wearing. This figure illustrates that the frame portion includes a first frame 401 and a second frame 402 of different materials. In general, the mobile terminal 400 may include features of the mobile terminal 100 of Figures 1A-1C or similar features.
The frame portion is supported on the head portion, and a space for mounting various components is provided. As shown in the figure, electronic parts such as the control module 480, the sound output module 452, and the like may be mounted on the frame part. Further, a lens 403 covering at least one of the left eye and the right eye may be detachably mounted on the frame portion.
The control module 480 controls various electronic components included in the mobile terminal 400. The control module 480 can be understood as a configuration corresponding to the control unit 180 described above. This figure illustrates that the control module 480 is provided in the frame portion on one side of the head. However, the position of the control module 480 is not limited thereto.
The display unit 451 may be implemented as a head mounted display (HMD). The HMD type refers to a display method that is mounted on a head and displays an image directly in front of the user's eyes. When the user wears the glass-type mobile terminal 400, the display unit 451 may be arranged to correspond to at least one of the left and right eyes so that the user can directly provide an image in front of the user's eyes. In this figure, the display unit 451 is located at a portion corresponding to the right eye so that an image can be output toward the user's right eye.
The display unit 451 can project an image to the user's eyes using a prism. Further, the prism may be formed to be transmissive so that the user can view the projected image and the general view of the front (the range that the user views through the eyes) together.
As described above, the image output through the display unit 451 may be overlapped with the general view. The mobile terminal 400 can provide an Augmented Reality (AR) in which a virtual image is superimposed on a real image or a background and displayed as a single image using the characteristics of the display.
The camera 421 is disposed adjacent to at least one of the left eye and the right eye, and is configured to photograph a forward image. Since the camera 421 is positioned adjacent to the eyes, the camera 421 can acquire a scene viewed by the user as an image.
Although the camera 421 is provided in the control module 480 in this figure, it is not limited thereto. The camera 421 may be installed in the frame portion, or may be provided in a plurality of ways to obtain a stereoscopic image.
The glass-type mobile terminal 400 may include user input units 423a and 423b operated to receive control commands. The user input units 423a and 423b can be employed in any manner as long as the user operates in a tactile manner such as a touch or a push. This figure illustrates that the frame unit and the control module 480 are provided with user input units 423a and 423b of a push and touch input method, respectively.
In addition, the glass-type mobile terminal 400 may be provided with a microphone (not shown) for receiving sound and processing it as electrical voice data and an acoustic output module 452 for outputting sound. The sound output module 452 may be configured to transmit sound in a general sound output mode or a bone conduction mode. When the sound output module 452 is implemented in a bone conduction manner, when the user wears the mobile terminal 400, the sound output module 452 is brought into close contact with the head and vibrates the skull to transmit sound.
Next, a communication system that can be implemented through the mobile terminal 100 according to the present invention will be described.
First, the communication system may use different wireless interfaces and / or physical layers. For example, wireless interfaces that can be used by a communication system include Frequency Division Multiple Access (FDMA), Time Division Multiple Access (TDMA), Code Division Multiple Access (CDMA) ), Universal mobile telecommunication systems (UMTS) (in particular Long Term Evolution (LTE), Long Term Evolution-Advanced (LTE-A)), Global System for Mobile Communications May be included.
Hereinafter, for the sake of convenience of description, the description will be limited to CDMA. However, it is apparent that the present invention can be applied to all communication systems including an OFDM (Orthogonal Frequency Division Multiplexing) wireless communication system as well as a CDMA wireless communication system.
A CDMA wireless communication system includes at least one terminal 100, at least one base station (BS) (also referred to as a Node B or Evolved Node B), at least one Base Station Controllers (BSCs) , And a Mobile Switching Center (MSC). The MSC is configured to be coupled to a Public Switched Telephone Network (PSTN) and BSCs. The BSCs may be paired with the BS via a backhaul line. The backhaul line may be provided according to at least one of E1 / T1, ATM, IP, PPP, Frame Relay, HDSL, ADSL or xDSL. Thus, a plurality of BSCs may be included in a CDMA wireless communication system.
Each of the plurality of BSs may comprise at least one sector, and each sector may comprise an omnidirectional antenna or an antenna pointing to a particular direction of radial emission from the BS. In addition, each sector may include two or more antennas of various types. Each BS may be configured to support a plurality of frequency assignments, and a plurality of frequency assignments may each have a specific spectrum (e.g., 1.25 MHz, 5 MHz, etc.).
The intersection of sector and frequency assignment may be referred to as a CDMA channel. The BS may be referred to as a base station transceiver subsystem (BTSs). In this case, a combination of one BSC and at least one BS may be referred to as a " base station ". The base station may also indicate a "cell site ". Alternatively, each of the plurality of sectors for a particular BS may be referred to as a plurality of cell sites.
A broadcast transmission unit (BT) transmits a broadcast signal to terminals 100 operating in the system. The broadcast receiving module 111 shown in FIG. 1A is provided in the terminal 100 to receive a broadcast signal transmitted by the BT.
In addition, a Global Positioning System (GPS) may be associated with the CDMA wireless communication system to identify the location of the mobile terminal 100. The satellite 300 aids in locating the mobile terminal 100. Useful location information may be obtained by two or more satellites. Here, the position of the mobile terminal 100 can be tracked using all the techniques capable of tracking the location as well as the GPS tracking technology. Also, at least one of the GPS satellites may optionally or additionally be responsible for satellite DMB transmission.
The location information module 115 included in the mobile terminal is for detecting, computing, or identifying the location of the mobile terminal, and may include a Global Position System (GPS) module and a WiFi (Wireless Fidelity) module. Optionally, the location information module 115 may perform any of the other functions of the wireless communication unit 110 to obtain data relating to the location of the mobile terminal, in addition or alternatively.
The GPS module 115 calculates distance information and accurate time information from three or more satellites and then applies trigonometry to the calculated information to accurately calculate three-dimensional current location information according to latitude, longitude, and altitude can do. At present, a method of calculating position and time information using three satellites and correcting an error of the calculated position and time information using another satellite is widely used. In addition, the GPS module 115 can calculate speed information by continuously calculating the current position in real time. However, it is difficult to accurately measure the position of the mobile terminal by using the GPS module in the shadow area of the satellite signal as in the room. Accordingly, a WPS (WiFi Positioning System) can be utilized to compensate the positioning of the GPS system.
The WiFi Positioning System (WPS) is a system in which a mobile terminal 100 uses a WiFi module included in the mobile terminal 100 and a wireless AP (wireless access point) transmitting or receiving a wireless signal with the WiFi module, Is a technology for tracking a location of a wireless local area network (WLAN) using WiFi.
The WiFi location tracking system may include a Wi-Fi location server, a mobile terminal 100, a wireless AP connected to the mobile terminal 100, and a database in which certain wireless AP information is stored.
The mobile terminal 100 connected to the wireless AP can transmit a location information request message to the Wi-Fi location server.
The Wi-Fi position location server extracts information of the wireless AP connected to the mobile terminal 100 based on the location information request message (or signal) of the mobile terminal 100. The information of the wireless AP connected to the mobile terminal 100 may be transmitted to the Wi-Fi location server through the mobile terminal 100 or may be transmitted from the wireless AP to the Wi-Fi location server.
The information of the wireless AP to be extracted based on the location information request message of the mobile terminal 100 includes a MAC address, an SSID (Service Set IDentification), a Received Signal Strength Indicator (RSSI), a Reference Signal Received Power (RSRP) Reference Signal Received Quality), channel information, Privacy, Network Type, Signal Strength, and Noise Strength.
As described above, the Wi-Fi position location server can receive the information of the wireless AP connected to the mobile terminal 100 and extract the wireless AP information corresponding to the wireless AP to which the mobile terminal is connected from the pre-established database. In this case, the information of any wireless APs stored in the database includes at least one of MAC address, SSID, channel information, privacy, network type, radius coordinates of the wireless AP, building name, Available), the address of the AP owner, telephone number, and the like. At this time, in order to remove the wireless AP provided using the mobile AP or the illegal MAC address in the positioning process, the Wi-Fi location server may extract only a predetermined number of wireless AP information in order of RSSI.
Then, the Wi-Fi location server can extract (or analyze) the location information of the mobile terminal 100 using at least one wireless AP information extracted from the database. And compares the received information with the received wireless AP information to extract (or analyze) the location information of the mobile terminal 100.
As a method for extracting (or analyzing) the position information of the mobile terminal 100, a Cell-ID method, a fingerprint method, a triangulation method, and a landmark method can be utilized.
The Cell-ID method is a method of determining the position of the mobile station with the strongest signal strength among neighboring wireless AP information collected by the mobile terminal. Although the implementation is simple, it does not cost extra and it can acquire location information quickly, but there is a disadvantage that positioning accuracy is lowered when the installation density of the wireless AP is low.
The fingerprint method collects signal strength information by selecting a reference position in a service area, and estimates the position based on the signal strength information transmitted from the mobile terminal based on the collected information. In order to use the fingerprint method, it is necessary to previously convert the propagation characteristics into a database.
The triangulation method is a method of calculating the position of the mobile terminal based on the coordinates of at least three wireless APs and the distance between the mobile terminals. (Time of Arrival, ToA), Time Difference of Arrival (TDoA) in which a signal is transmitted, and the time difference between the wireless AP and the wireless AP, in order to measure the distance between the mobile terminal and the wireless AP. , An angle at which a signal is transmitted (Angle of Arrival, AoA), or the like.
The landmark method is a method of measuring the position of a mobile terminal using a landmark transmitter that knows the location.
Various algorithms can be utilized as a method for extracting (or analyzing) the location information of the mobile terminal.
The extracted location information of the mobile terminal 100 is transmitted to the mobile terminal 100 through the Wi-Fi location server, so that the mobile terminal 100 can acquire the location information.
The mobile terminal 100 may be connected to at least one wireless AP to obtain location information. At this time, the number of wireless APs required to acquire the location information of the mobile terminal 100 may be variously changed according to the wireless communication environment in which the mobile terminal 100 is located.
As shown in FIG. 1A, a mobile terminal according to the present invention includes Bluetooth (registered trademark ), Radio Frequency Identification (RFID), Infrared Data Association (IrDA), Ultra Wideband (UWB), ZigBee, Field Communication), and Wireless USB (Wireless Universal Serial Bus).
Among them, the NFC module provided in the mobile terminal supports the non-contact type short-range wireless communication between the terminals at a distance of about 10 cm. The NFC module may operate in either a card mode, a reader mode, or a P2P mode. In order for the NFC module to operate in the card mode, the mobile terminal 100 may further include a security module for storing card information. Here, the security module may be a physical medium such as a UICC (e.g., a SIM (Subscriber Identification Module) or a USIM (Universal SIM)), a Secure micro SD and a sticker, or a logical medium For example, embeded SE (Secure Element)). Data exchange based on SWP (Single Wire Protocol) can be made between NFC module and security module.
When the NFC module is operated in the card mode, the mobile terminal can transmit the stored card information to the outside such as a conventional IC card. Specifically, if the mobile terminal storing the card information of the payment card such as a credit card or a bus card is brought close to the fare payment machine, the mobile local payment can be processed, and the mobile terminal storing the card information of the access card can be accessed If you are close to the time, the approval process for access may begin. Cards such as credit cards, transportation cards, and access cards are mounted on the security module in the form of an applet, and the security module can store card information on the mounted card. Here, the card information of the payment card may be at least one of a card number, balance, and usage details, and the card information of the access card may include at least one of a name, a number (e.g., It can be one.
When the NFC module is operated in the reader mode, the mobile terminal can read data from an external tag. At this time, the data received from the mobile terminal by the tag may be coded into a data exchange format (NFC Data Exchange Format) defined by the NFC Forum. In addition, the NFC Forum defines four record types. Specifically, the NFC forum defines four RTDs (Record Type Definitions) such as Smart Poster, Text, Uniform Resource Identifier (URI), and General Control. If the data received from the tag is a smart poster type, the control unit executes a browser (e.g., an Internet browser), and if the data received from the tag is a text type, the control unit can execute the text viewer. When the data received from the tag is a URI type, the control unit executes the browser or makes a telephone call, and if the data received from the tag is a general control type, it can execute appropriate operations according to the control contents.
When the NFC module is operated in a peer-to-peer (P2P) mode, the mobile terminal can perform P2P communication with another mobile terminal. At this time, LLCP (Logical Link Control Protocol) may be applied to P2P communication. For P2P communication, a connection can be created between the mobile terminal and another mobile terminal. At this time, the generated connection can be divided into a connectionless mode in which one packet is exchanged and terminated, and a connection-oriented mode in which packets are exchanged consecutively. Through P2P communications, data such as business cards, contact information, digital photos, URLs in electronic form, and setup parameters for Bluetooth and Wi-Fi connectivity can be exchanged. However, since the usable distance of NFC communication is short, the P2P mode can be effectively used to exchange small-sized data.
Hereinafter, embodiments related to a control method that can be implemented in a mobile terminal configured as above will be described with reference to the accompanying drawings. It will be apparent to those skilled in the art that the present invention may be embodied in other specific forms without departing from the spirit or essential characteristics thereof.
The embodiments of the present invention will be described by taking the case where the mobile terminal is the mobile terminal 100 of FIGS. 1A to 1C. However, according to the embodiment, the mobile terminal 200 of FIG. 2, 300 and the mobile terminal 400 of FIG.
Hereinafter, exemplary methods of managing and using a shared fund using a mobile terminal according to an exemplary embodiment of the present invention will be described with reference to FIGS. 5 to 25. FIG.
5 is a diagram for explaining an example of a method of using a mobile terminal as a payment means according to an embodiment of the present invention.
A specific application for using the mobile terminal 100 as a payment means is installed in the mobile terminal 100 according to an embodiment of the present invention. The use of the mobile terminal 100 as a payment means means that a user of the mobile terminal 100 registers his or her account in the specific application and either makes a payment in the balance of the registered account or sends it to another person , Or may mean that a user of the mobile terminal 100 registers his / her card (credit card, check card, etc.) in the specific application and makes a payment using the registered card . The settlement using the mobile terminal 100 may be performed offline or online.
The specific application may be an application embedded in the mobile terminal 100, an application installed in the mobile terminal 100 when the operating system or firmware of the mobile terminal 100 is upgraded, Or downloaded from an external server and installed.
For example, the specific application may be a payment application specialized for mobile payment, or a messenger application (or social service application) if the mobile payment service (or a joint fund management service) is supported.
The specific application may be executed in connection with the settlement service server 510. That is, the specific application can be managed by the administrator of the settlement service server 510. [ The payment service server 510 may be a server operated by a manufacturer of the mobile terminal 100 or a server operated by a communication company used by the mobile terminal 100 according to the characteristics of the specific application, A server operated by a predetermined company that operates a payment service, or a server operated by an administrator of a predetermined application supporting a mobile payment service.
The user of the mobile terminal 100 can register the financial information in the specific application. Here, the financial information can be used to mean collectively the information of a specific account, information of a specific card, and the like. The mobile terminal 100 can exchange data with the settlement service server 510 through the wireless communication unit 110. [ Here, the wireless communication unit 110 may be at least one of the mobile communication module 112, the wireless Internet module 113, and the local communication module 114. When the specific application is executed in the mobile terminal 100, the payment service server 510 can provide the mobile terminal 100 with an interface for inputting financial information.
The control unit 180 of the mobile terminal 100 may output the execution screen of the specific application to the display unit 151 and receive the financial information input by the user through the execution screen. For example, the financial information includes bank information on a specific account, account holder information of a specific account, account number information of a specific account, security information for a transaction using a specific account, card company information on which a specific card is issued, Type information, card number information of a specific card, valid period information of a specific card, account information associated with a specific card, security information for transaction using a specific card, and user information of a specific account / card . Here, the security information may be a password of a specific account / card, a personal identification number (PIN) number, an OTP (One Time Password) information, a fingerprint information of a user, and the like.
The control unit 180 of the mobile terminal 100 may transmit the financial information inputted by the user to the payment service server 510 through the wireless communication unit 110. [
The settlement service server 510 stores the financial information received from the mobile terminal 100. At this time, the settlement service server 510 may store financial information for each mobile terminal 100 (or for each user of the mobile terminal 100). The payment service server 510 may know the information of the mobile terminal 100 in advance or may receive the information of the mobile terminal 100 together with the financial information. The information of the mobile terminal 100 may be device information, a telephone number, a user ID, and the like.
The settlement service server 510 can confirm the validity of the received financial information through the card issuer server 530 and the financial company server 520. [ For example, when the received financial information includes information on a specific card, the payment service server 510 determines whether a specific card is a valid card through the card issuer server 530, information on which specific card information is valid Can be confirmed. Alternatively, when the received financial information includes information on a specific account, the payment service server 510 determines whether a specific account is a valid account that actually exists through the financial company server 520, information on which information about the specific account is valid Can be confirmed. According to an embodiment, the specific account may be a virtual account opened for a predetermined purpose. The virtual account can be an account that is actually registered in the financial company server.
When the user intends to settle a payment online using a specific account / card registered in the payment service server 510, the payment service server 510 performs a payment by communicating with the online merchant server 540 It is possible.
5, the settlement service server 510, the financial company server 520, the credit card company server 530, and the online merchant server 540 are illustrated as being respectively present. However, the present invention is not limited thereto, The server of FIG. 5 may be composed of two or more servers, or the two or more servers shown in FIG. 5 may be composed of one server, and the components constituting each server shown in FIG. 5 may be implemented as separate servers . 5 includes an information storage server for receiving and storing financial information from the mobile terminal 100 and an information storage server for storing financial information through a financial company server 520 or a card company server 530. [ A validation server for confirming the validity of the financial information, and a payment server for performing settlement of accounts on-line / off-line using financial information, respectively. Also, the controller 180 of the mobile terminal 100 may perform the role of the settlement service server 510 according to the embodiment.
6 is a diagram for explaining an example of a method for managing and using a joint fund using a mobile terminal according to an embodiment of the present invention.
In this embodiment, it is assumed that three mobile terminals 100 exist. The three mobile terminals 100 may be referred to as a first mobile terminal 100A, a second mobile terminal 100B and a third mobile terminal 100C and may be referred to as a first mobile terminal 100A The user of the second mobile terminal 100B may be referred to as the second user B and the user of the third mobile terminal 100C may be referred to as the third user C as the first user A,
The three mobile terminals 100A, 100B and 100C are provided with a specific application for using the mobile terminal 100 as a payment means. The particular application may be the specific application described above with respect to FIG. Each of the users A, B, and C of the three mobile terminals 100A, 100B, and 100C can register their financial information in the specific application through the mobile terminal 100 of their own. That is, the financial information of the users A, B, and C of the three mobile terminals 100A, 100B, and 100C may be stored in the payment service server 510. [
The first user A manages (raises) a joint fund for a specific meeting by using a specific application installed in the first mobile terminal 100A (which may be another application linked with a specific application according to an embodiment) Can be created. At this time, the first user A may invite at least one member to the settlement room. In this embodiment, it is assumed that the first user A invites the second user B and the third user C to the settlement room.
The term " settlement room " means a virtual space for collecting dues or managing a joint fund among members belonging to a specific meeting, and may be included in the scope of the present invention even when a term other than the settlement room is used .
The payment service server 510 may provide the mobile terminal 100 with an interface for creating a payment room and inviting a member. The control unit 180 of the first mobile terminal 100A may output a screen corresponding to the interface for creating a payment room and member invitation provided by the payment service server 510 to the display unit 151. [ The first user A can create a settlement room through the screen and invite members belonging to a specific meeting.
The control unit 180 of the first mobile terminal 100A transmits a notification message to inform the second mobile terminal 100B and the third mobile terminal 100C that a payment room for a specific meeting has been created and invited to the payment room The wireless communication unit 110 can be controlled. According to the embodiment, data transmission / reception between the first mobile terminal 100A and the third mobile terminal 100C may be performed indirectly through the payment service server 510. In this case, ≪ / RTI >
The second user B and the third user C can confirm the notification message and accept the invitation. Of course, depending on the embodiment, the invitation may be disallowed.
The control unit 180 of the first mobile terminal 100A may control the wireless communication unit 110 to receive a message accepting the invitation from the second mobile terminal 100B and the third mobile terminal 100C.
When the second user B and the third user C accept the invitation, a settlement room having the first to third users A, B, and C as members can be created.
For convenience of explanation, the first to third users A, B, and C may be referred to as members of the settlement room. The first user A who created the settlement room may be separately called a master member, Members other than members may be referred to as non-master members (second user B and third user C).
7 is a view for explaining an example of a method of generating a settlement room for managing a joint fund in a mobile terminal according to an embodiment of the present invention.
Referring to (a) of FIG. 7, the first user A can execute the first application on the app list screen. Here, the first application may be a messenger application supporting a joint fund management service (or a mobile settlement service), or an application capable of interlocking with an application providing a joint fund management service (or mobile settlement service).
The control unit 180 of the first mobile terminal 100A can execute the first application according to a command to select the icon 710 corresponding to the first application included in the app list screen.
Referring to FIG. 7B, the control unit 180 of the first mobile terminal 100A outputs the execution screen 720 of the first application to the display unit 151. FIG. The execution screen 720 of the first application may include a friend list using the first application. The execution screen 720 of the first application may also include an icon 721 for selecting a menu option available in the first application. The control unit 180 of the first mobile terminal 100A displays the GUI 730 including the menu options available in the first application on the display unit 151 in accordance with the instruction to select the icon 721 . The GUI 730 may include a menu option 731 that allows creation of a billing room for managing the pooled funds. The user may select the menu option 731 in the GUI 730 to select the member to invite to the billing room.
7C, the controller 180 of the first mobile terminal 100A selects a menu option 731 in the GUI 730 to select one of the friends using the first application A check box 741 allowing the user to select a member to be invited to the room can be displayed on the execution screen 720. For example, the check box 741 may be displayed corresponding to each of the friends using the first application. The user can select a member to be invited to the billing room by touching the check box 741 corresponding to the member to be invited to the billing room among the friends using the first application.
For example, the controller 180 of the first mobile terminal 100A may select an icon 742 corresponding to the settlement room creation command in accordance with a command to select the menu option 731 in the GUI 730, And can be displayed on the screen 720.
The list of friends corresponding to the mobile terminal 100 in the vicinity of the first mobile terminal 100A among the friends using a specific application is preferentially arranged in the execution screen 720 . For example, the control unit 180 of the first mobile terminal 100A activates the short-range communication module 114 in the wireless communication unit 110 according to a command to select the menu option 731, 114), extracts the mobile terminal 100 corresponding to the friends using the specific application among the retrieved external devices, extracts the extracted mobile terminal 100 from among the friends using the specific application, 100 may be located at the top of the execution screen 720. [ According to the embodiment, the controller 180 of the first mobile terminal 100A preferentially extracts the mobile terminal 100 having history connected with the first mobile terminal 100A from the searched external devices You may.
7D, the control unit 180 of the first mobile terminal 100A inputs information of the settlement room to be created according to a command to select the icon 742 corresponding to the settlement room creation command To the display unit 151, a GUI 750 for displaying the GUI. In one example, the GUI 750 may include, but is not limited to, a first area 751 for entering the name of the settlement room and a second area 752 for entering a fee for raising the community fund . The first user A can input information of the settlement room into the first area 751 and the second area 752 by using the virtual keyboard. The control unit 180 of the first mobile terminal 100A may generate a settlement room in accordance with a command to select the confirmation menu 753 in the GUI 750. [ The control unit 180 of the first mobile terminal 100A may also be configured to select the confirmation menu 753 in the GUI 750 so that the mobile terminal 100B corresponding to the member invited to the settlement room And control the wireless communication unit 110 to transmit a notification message informing the generation and invitation of the billing room.
7E, the control unit 180 of the second mobile terminal 100B controls the wireless communication unit 110 to receive the notification message transmitted from the mobile terminal 100A, And can output the corresponding GUI 760 to the display unit 151. [ The GUI 760 may include information of the first user A that transmitted the notification message, information of the first application, information of the created payment room, and the like.
When the control unit 180 of the mobile terminal 100B detects a command for accepting an invitation to the settlement room through the GUI 760, the control unit 180 transmits a message to the first mobile terminal 100A And controls the wireless communication unit 110 to transmit the data.
FIG. 7 (f) shows an example of a screen corresponding to the created payment room. The control unit 180 of the first mobile terminal 100A can output a screen corresponding to the generated payment room to the display unit 151 in accordance with a command to select the confirmation menu 753 in the GUI 750 have. According to the embodiment, the settlement service server 510 can generate a settlement room and a virtual card corresponding to the common fund, and transmit the generated virtual card information to the first mobile terminal 100A. The payment service server 510 can link the generated virtual card to the account of the first user A based on the financial information registered by the first user A. [ According to the embodiment, the settlement service server 510 may transmit only at least a part of information of the created virtual card to the first mobile terminal 100A. Here, the virtual card may be a soft card existing in the memory 170 of the mobile terminal 100 on-line or not in an off-line state, and may be a card generated corresponding to the created settlement room.
The information of the virtual card includes information of the first mobile terminal 100A, user information of the first mobile terminal 100A, account information linked to the virtual card, card number information of the virtual card, amount information corresponding to the virtual card, Validity period information of the card, and information of a plurality of users associated with the virtual card. Here, the money amount information corresponding to the virtual card is information corresponding to the money raised by the common fund through the settlement room, and the information of the plurality of users linked to the virtual card is the information of the users Lt; / RTI >
The control unit 180 of the first mobile terminal 100A may store / temporarily store the virtual card information transmitted from the settlement service server 510 in the memory 170. [ The first mobile terminal 100A can receive and update the information of the virtual card from the payment service server 510 when the first application is executed and when the information of the virtual card is changed when the first application is connected, have.
The control unit 180 of the first mobile terminal 100A can output the card GUI 770 corresponding to the generated virtual card to the screen corresponding to the settlement room. The card GUI 770 stores information such as name information of the settlement room, information on the fund raised to date, amount information (total dues information to be collected) corresponding to the virtual card, card number information of the virtual card, Or the like.
The virtual card generated in response to the settlement room will be described later in more detail with reference to FIG. 10 to FIG. 12, FIG. 14, and FIG. 17 to FIG.
8 is a diagram for explaining another example of a method for generating a settlement room for managing a joint fund in a mobile terminal according to an embodiment of the present invention.
Referring to FIG. 8A, the first user A can execute the second application on the app list screen. Here, the second application may be an application that provides a shared fund management service (or a mobile payment service).
The control unit 180 of the first mobile terminal 100A can execute the second application in accordance with the instruction to select the icon 810 corresponding to the second application included in the app list screen.
Referring to FIG. 8B, the control unit 180 of the first mobile terminal 100A outputs the execution screen 820 of the second application to the display unit 151. FIG. The execution screen 820 of the second application may include a card GUI 821 corresponding to the settlement room in which the first user A is included as a member. However, the card GUI 821 is merely an example, and another type of indicator corresponding to the settlement room created for managing the co-fund may be displayed on the execution screen 820. [
In addition, the execution screen 820 may further include a card GUI 822 corresponding to a menu for creating a new settlement room. The card GUI 822 is also merely an example, and another indicator corresponding to a menu for creating a new billing room may be displayed on the execution screen 820. [ In one example, the card GUI 822 may be a blank card type GUI. The card GUI 822 may be always displayed on the screen of the display unit 151 when the execution screen 820 of the second application is output to the display unit 151. [ In other words, the card GUI 822 has a function of determining whether or not the first user A included in the execution screen 820 of the second application is in correlation with the number of the card GUIs 821 corresponding to the settlement room in which the first user A is included as a member It can always be displayed on the screen of the display unit 151 without being displayed.
8C, the controller 180 of the first mobile terminal 100A receives the information of the settlement room to be created according to a command to select the card GUI 822 in the execution screen 820 And can output the GUI 830 for input to the display unit 151. [ For example, the GUI 830 may include a first area 831 for entering the name of the settlement room, a second area 832 for entering the fee for raising the community fund, And a third area 833 for selecting the activation point of the card GUI 870. However, the present invention is not limited thereto. The first user A can input information of the settlement room into the first area 831 and the second area 832 using the virtual keyboard. The activation of the card GUI 870 will be described later in more detail with reference to FIG. For example, the third area 833 is used to activate the card GUI 870 displayed on the display unit 151 at the time of creation of the card GUI 870 as the activation point of the card GUI 870 A menu option for activating the card GUI 870 when a membership fee of a predetermined amount or more is raised in an account linked to a virtual card, a menu option, a menu option for activating the card GUI 870, And a menu option for activating the card GUI 870 when all the cards are collected. The control unit 180 of the first mobile terminal 100A may generate a settlement room in accordance with a command to select the confirmation menu 834 in the GUI 830. [
Referring to FIG. 8D, the controller 180 of the first mobile terminal 100A can output the GUI 840 corresponding to the created payment box to the display unit 151. FIG. In one example, the GUI 840 may be a card-like GUI. The GUI 840 may include name information of a settlement room, information on members belonging to a settlement room, information on a community fund, and the like.
The GUI 840 may include an icon 841 corresponding to a menu option for inviting members to the created billing room. The first user A can select a member to be invited to the created billing room through a menu option corresponding to the icon 841. [
8E, the control unit 180 of the first mobile terminal 100A selects the icon 841 based on the GUI (FIG. 8A), including the friend list of the first user A 850 to the display unit 151. [ The GUI 850 may include a buddy list using the second application, and may include a buddy list stored in an application (e.g., a contact application, a messenger application, etc.) that can be interlocked with the second application. In the latter case, the GUI 850 may include an execution screen of an application (e.g., a contact application, a messenger application, etc.) that can be interlocked with the second application. In one example, the GUI 850 may be displayed on one screen of the display unit 151 together with the GUI 840, and the GUI 850 may be overlaid on the GUI 840.
The first user A can select, through the GUI 850, a member to be invited to the settlement room. For example, the first user A can select a member by selecting a member to be invited to the billing room among the friends included in the GUI 850, and then selecting an icon corresponding to the additional menu. Alternatively, the first user A may select members by selecting members to be invited to the settlement room among the friends included in the GUI 850, and then dragging them to the area corresponding to the GUI 840. [
The control unit 180 of the first mobile terminal 100A displays information 842 corresponding to the selected member on the GUI 840 when a member to be invited to the settlement room is selected through the GUI 850 .
When a confirmation command is received after selection of a member to be invited to the settlement room, the control unit 180 of the first mobile terminal 100A creates a settlement room in the mobile terminal 100B corresponding to the member invited to the settlement room, And control the wireless communication unit 110 to transmit a notification message informing of the invitation.
Referring to FIG. 8F, the controller 180 of the second mobile terminal 100B controls the wireless communication unit 110 to receive the notification message transmitted from the mobile terminal 100A, And can output the corresponding GUI 860 to the display unit 151. [ The GUI 860 may include information of the first user A that transmitted the notification message, information of the second application, information of the created payment room, and the like.
The control unit 180 of the mobile terminal 100B transmits a message to the first mobile terminal 100A that accepts the invitation to the billing room when a command to accept the invitation to the billing room is sensed through the GUI 860 And controls the wireless communication unit 110 to transmit the data.
FIG. 8 (g) shows an example of a screen corresponding to the created settlement room. The control unit 180 of the first mobile terminal 100A may output a screen corresponding to the generated settlement room to the display unit 151 when a confirmation command after selection of a member to be invited to the settlement room is detected. According to the embodiment, the settlement service server 510 can generate a settlement room and a virtual card corresponding to the common fund, and transmit the generated virtual card information to the first mobile terminal 100A. The payment service server 510 can link the generated virtual card to the account of the first user A based on the financial information registered by the first user A. [ According to the embodiment, the settlement service server 510 may transmit only at least a part of information of the created virtual card to the first mobile terminal 100A.
The information of the virtual card includes information of the first mobile terminal 100A, user information of the first mobile terminal 100A, account information linked to the virtual card, card number information of the virtual card, amount information corresponding to the virtual card, Validity period information of the card, and information of a plurality of users associated with the virtual card. Here, the money amount information corresponding to the virtual card is information corresponding to the money raised by the common fund through the settlement room, and the information of the plurality of users linked to the virtual card is the information of the users Lt; / RTI >
The control unit 180 of the first mobile terminal 100A may store / temporarily store the virtual card information transmitted from the settlement service server 510 in the memory 170. [ The first mobile terminal 100A can receive and update the information of the virtual card from the payment service server 510 when the first application is executed and when the information of the virtual card is changed when the first application is connected, have.
The control unit 180 of the first mobile terminal 100A can output the card GUI 870 corresponding to the generated virtual card to the screen corresponding to the settlement room. The card GUI 870 includes information on the name of the settlement room, information on funds collected so far, amount information corresponding to the virtual card (total dues information to be collected), card number information of the virtual card, Or the like.
8 (h), the control unit 180 of the first mobile terminal 100A, according to an instruction to get out of the screen corresponding to the generated payment information, It is possible to output the execution screen 820 of the second application to the display unit 151. The execution screen 820 includes a card GUI 821 corresponding to the settlement room in which the first user A is included as a member and the card GUI 821 includes a card GUI (823) are included.
9 is a diagram for explaining another example of a method of generating a settlement room for managing a joint fund in a mobile terminal according to an embodiment of the present invention.
Referring to FIG. 9A, the first user A can execute the third application. Here, the third application may be an application providing a mobile settlement service or an application capable of interlocking with an application providing a joint fund management service.
The control unit 180 of the first mobile terminal 100A can output the execution screen 910 of the third application to the display unit 151. [ The execution screen 910 of the third application includes a card GUI 911 generated corresponding to each financial information (for example, specific card information) registered in the third application by the first user A can do. However, the card GUI 821 is merely an example, and another type of indicator corresponding to the payment means corresponding to the registered financial information may be displayed on the execution screen 910. [
Further, the execution screen 910 may further include a card GUI 912 for generating a virtual card corresponding to a settlement room for managing a pool fund. The card GUI 912 is also an example only, and another indicator corresponding to a menu for creating a virtual card corresponding to a settlement room for managing the community fund may be displayed on the execution screen 910. [ In one example, the card GUI 912 may be a blank card type GUI. The card GUI 912 may display the execution screen 910 when the card GUI 911 located at the bottom of the card GUIs 911 is displayed on the screen of the display unit 151. [ Lt; / RTI > For example, the card GUI 912 may be configured such that the first user A scrolls a plurality of card GUIs 911 included in the execution screen 910, May be displayed when displayed on the screen of the unit 151.
9 (b), the control unit 180 of the first mobile terminal 100A determines whether or not a billing room (or a billing room) And a virtual card) to the display unit 151. The display unit 151 displays the GUI 920, For example, the GUI 920 may include a first area 921 for entering the name of the settlement room and a second area 922 for entering the fee for raising the community fund, Do not. The first user A can input information of the settlement room into the first area 921 and the second area 922 using the virtual keyboard. The control unit 180 of the first mobile terminal 100A may generate a settlement room in accordance with a command to select the confirmation menu 923 in the GUI 920. [
Referring to FIG. 9C, the controller 180 of the first mobile terminal 100A can output the GUI 930 of the virtual card corresponding to the generated settlement room to the display unit 151. FIG. The GUI 930 may include name information of a settlement room, information on members belonging to a settlement room, information on a community fund, and the like. In one example, the GUI 930 may be displayed along with other card GUIs 911 in an execution screen 910 of the third application.
The GUI 930 may include an icon 931 corresponding to a menu option for inviting members to the created billing room. The first user A can select a member to be invited to the created billing room through a menu option corresponding to the icon 931. [
9 (d), the control unit 180 of the first mobile terminal 100A selects the icon 931 based on the GUI 931 including the friend list of the first user A 940 to the display unit 151. [ The description of FIG. 9D is similar to that described above with reference to FIG. 8E, so a detailed description thereof will be omitted.
When a confirmation command is received after selection of a member to be invited to the settlement room, the control unit 180 of the first mobile terminal 100A creates a settlement room in the mobile terminal 100B corresponding to the member invited to the settlement room, And control the wireless communication unit 110 to transmit a notification message informing of the invitation.
9E, the control unit 180 of the second mobile terminal 100B controls the wireless communication unit 110 to receive the notification message transmitted from the mobile terminal 100A, and transmits the notification message And output the corresponding GUI 950 to the display unit 151. [ The GUI 950 may include information of the first user A that transmitted the notification message, information of the third application, information of the created payment room, and the like.
The control unit 180 of the mobile terminal 100B transmits a message to the first mobile terminal 100A to accept the invitation to the settlement room when a command to accept the invitation to the settlement room is sensed through the GUI 950 And controls the wireless communication unit 110 to transmit the data.
FIG. 9 (f) shows an example of a screen including a virtual card corresponding to the created settlement room. When a confirmation command is received after selection of a member to be invited to the settlement room, the controller 180 of the first mobile terminal 100A displays a screen including the virtual card corresponding to the generated settlement room on the display unit 151 Can be output. According to the embodiment, the settlement service server 510 can generate a settlement room and a virtual card corresponding to the common fund, and transmit the generated virtual card information to the first mobile terminal 100A. The payment service server 510 can link the generated virtual card to the account of the first user A based on the financial information registered by the first user A. [ According to the embodiment, the settlement service server 510 may transmit only at least a part of information of the created virtual card to the first mobile terminal 100A.
The information of the virtual card includes information of the first mobile terminal 100A, user information of the first mobile terminal 100A, account information linked to the virtual card, card number information of the virtual card, amount information corresponding to the virtual card, Validity period information of the card, and information of a plurality of users associated with the virtual card. Here, the money amount information corresponding to the virtual card is information corresponding to the money raised by the common fund through the settlement room, and the information of the plurality of users linked to the virtual card is the information of the users Lt; / RTI >
The control unit 180 of the first mobile terminal 100A may store / temporarily store the virtual card information transmitted from the settlement service server 510 in the memory 170. [ The first mobile terminal 100A can receive and update the information of the virtual card from the payment service server 510 when the first application is executed and when the information of the virtual card is changed when the first application is connected, have.
The control unit 180 of the first mobile terminal 100A can output the card GUI 960 corresponding to the generated virtual card to the screen corresponding to the settlement room. The card GUI 960 includes a name of the settlement room, information on funds collected so far, amount information corresponding to the virtual card (total dues information to be collected), card number information of the virtual card, Or the like.
According to the embodiment, when the virtual card is generated according to the above-described FIG. 7 to FIG. 9, the first user A may select the type of information displayed on the card GUI corresponding to the generated virtual card. For example, the first user A may select to display information (for example, information of a virtual account) of the account corresponding to the virtual card in the card GUI corresponding to the generated virtual card, It is also possible to select that the telephone number of the mobile terminal 100 of the user A is displayed. Also, after the virtual card is created, the first user A may change the information displayed on the card GUI corresponding to the virtual card. In addition, according to the embodiment, the first user A can display the information displayed on the card GUI displayed on the mobile terminal 100 of the master user and the information displayed on the card GUI displayed on the mobile terminal 100 of the non-master user They can be set differently. For example, the first user A can select to display the information (for example, the information of the virtual account) of the account corresponding to the virtual card in the card GUI displayed on the mobile terminal 100 of the master user , And the telephone number of the mobile terminal 100 of the master user or the non-master user may be displayed on the card GUI displayed on the mobile terminal 100 of the non-master user.
10 is a view for explaining exemplary virtual cards output to a display unit of a mobile terminal according to an embodiment of the present invention.
The control unit 180 of the first mobile terminal 100A can output the GUI of the virtual card generated in correspondence with the shared fund (i.e., generated in response to the settlement room) to the display unit 151. [ The payment service server 510 can generate a virtual card corresponding to the payment room created for managing the pool fund and transmit at least a part of the information of the generated virtual card to the first mobile terminal 100A.
10 (a), the control unit 180 of the first mobile terminal 100A outputs the GUI 1010 of the virtual card generated corresponding to the common fund to the display unit 151. [ The GUI 1010 of the virtual card includes name information of the settlement room, information 1011 about the fund raised so far, amount information (total dues information to be collected) 1012 corresponding to the virtual card, card number information of the virtual card, And validity period information of the virtual card. The GUI 1010 of the virtual card can be generated according to the generation of the settlement room regardless of the membership fee from the members and can be outputted to the display unit 151 directly in the active state irrespective of the fund raised so far .
Referring to FIG. 10B, a GUI 1010 of a virtual card is displayed on the display unit 151 after membership fees are collected from the members. After the dues collection from the members is completed, the information 1011 about the fund raised to date can be updated and displayed in the GUI 1010 of the virtual card. The information 1011 can be updated even when the balance of the account connected to the virtual card is changed by paying the predetermined amount using the virtual card. When the balance connected to the virtual card is changed within the amount corresponding to the virtual card due to the membership fee collection or the use of the virtual card from the members, the payment service server 510 transmits the changed information to the first mobile terminal 100A. The control unit 180 of the first mobile terminal 100A can output the GUI 1010 of the virtual card on which the changed information is reflected to the display unit 151. [
The user can update the GUI 1010 of the virtual card according to the current state by selecting the refresh icon 1013 included in the GUI 1010 of the virtual card.
10 (c), the control unit 180 of the first mobile terminal 100A outputs the GUI 1020 of the virtual card generated corresponding to the common fund to the display unit 151. [ The GUI 1020 of the virtual card output immediately after creation may be in an inactive state. The GUI 1020 of the virtual card may include name information of the settlement room. In addition, the card number information of the virtual card, the validity period information of the virtual card, and the like may not be displayed in the GUI 1020 of the virtual card which is in the inactive state.
10D, the control unit 180 of the first mobile terminal 100A transmits the GUI 1030 of the activated virtual card to the display unit 151 Can be output. That is, the control unit 180 of the first mobile terminal 100A outputs the GUI 1030 of the virtual card, which is in the deactivated state, to the display unit 151 before all the common funds set in the account connected to the virtual card are deposited , The GUI 1030 of the virtual card can be changed to the GUI 1030 of the activated virtual card as the deposit of the common funds set in the account connected to the virtual card is completed. The GUI 1030 of the virtual card may include at least one of name information of the settlement room, amount information corresponding to the virtual card (total dues information deposited), card number information of the virtual card, and validity period information of the virtual card .
10 (d), the control unit 180 of the first mobile terminal 100A outputs the GUI 1040 of the virtual card generated corresponding to the common fund to the display unit 151. [ The GUI 1040 of the virtual card output immediately after creation may be in an inactive state. The GUI 1040 of the virtual card may include name information of the settlement room. In addition to this, the card number information of the virtual card, the validity period information of the virtual card, and the like may not be displayed in the GUI 1040 of the virtual card in the inactive state.
Referring to FIG. 10D, the controller 180 of the first mobile terminal 100A displays the GUI 1050 of the virtual card in the active state, when a predetermined amount or more is deposited into the account connected to the virtual card And outputs it to the unit 151. [ The predetermined amount may be a smaller amount than the predetermined joint fund. That is, when the predetermined amount of money is deposited into the account connected to the virtual card, the control unit 180 of the first mobile terminal 100A displays the GUI 1040 of the virtual card, which is in the deactivated state, To the GUI 1050 of the activated virtual card. The GUI 1050 of the virtual card includes the name information of the settlement room, information 1051 about the fund raised so far, amount information (total dues information to be deposited) corresponding to the virtual card, card number information of the virtual card, And validity period information of the validity period.
11 is a view for explaining examples of virtual cards output to a mobile terminal of a master member and a mobile terminal of a non-master member according to an embodiment of the present invention.
The control unit 180 of the first mobile terminal 100A can output the GUI of the virtual card generated in correspondence with the shared fund (i.e., generated in response to the settlement room) to the display unit 151. [ The payment service server 510 generates a virtual card corresponding to the payment room created for managing the pool fund and transmits at least a part of the generated virtual card information to the payment server 1 mobile terminal 100A. Then, the payment service server 510 can transmit a part of the generated virtual card information to the second mobile terminal 100B corresponding to the second user A, which is a member of the generated payment room. The information of the virtual card transmitted to the first mobile terminal 100A by the payment service server 510 and the information of the virtual card transmitted to the second mobile terminal 100B may be at least partially different. For example, the information of the virtual card transmitted from the settlement service server 510 to the second mobile terminal 100B includes account information connected to the virtual card, card number information of the virtual card, validity period information of the virtual card, .
11A, the control unit 180 of the first mobile terminal 100A corresponding to the first user A as the master member receives the virtual card information transmitted from the payment service server 510 It is possible to output the GUI 1110 of the virtual card to the display unit 151 based on the received information. The GUI 1110 of the virtual card includes the name information of the settlement room, information on the fund raised to date, amount information (total dues information to be collected) corresponding to the virtual card, card number information of the virtual card, And / or information.
11B, the controller 180 of the second mobile terminal 100B corresponding to the second user B as the non-master member receives the virtual card information transmitted from the payment service server 510 The GUI 1120 of the virtual card can be output to the display unit 151. [ The GUI 1120 of the virtual card may include at least one of name information of the settlement room, information on the fund raised to date, amount information corresponding to the virtual card (total dues information to be collected), and according to the embodiment , Card number information of the virtual card, and validity period information of the virtual card may not be included. Also, according to the embodiment, the GUI 1120 of the virtual card may be different from at least one of the shape, color, transparency, and pattern of the virtual card 1110.
11 (c), the control unit 180 of the first mobile terminal 100A corresponding to the first user A as the master member receives the virtual card transmitted from the payment service server 510 The GUI 1130 of the virtual card can be output to the display unit 151 based on the information. The control unit 180 of the first mobile terminal 100A determines whether the first user A of the first mobile terminal 100A is on the virtual card GUI 1130 or adjacent to the virtual card GUI 1130 And an indicator 1131 indicating that it is a master member of the settlement room. According to an embodiment, the indicator 1131 may be part of the GUI 1130 of the virtual card.
11 (d), the GUI 1140 of the virtual card displayed on the display unit 151 of the second mobile terminal 100B corresponding to the second user B, which is the non-master member, Or adjacent to the GUI 1140 of the virtual card), a separate indicator may not be displayed. Depending on the embodiment, the second user B of the second mobile terminal 100B may be displayed on the GUI 1140 of the virtual card or adjacent to the GUI 1140 of the virtual card, indicating that the second user B of the second mobile terminal 100B is the non- Other indicators may be displayed.
11 (e), the control unit 180 of the first mobile terminal 100A corresponding to the first user A as a master member receives the virtual card transmitted from the payment service server 510 The GUI 1160 of the virtual card can be output to the display unit 151 based on the information. The GUI 1160 of the virtual card may include information of an account (or a virtual account) associated with the virtual card. 11 (a) and 11 (c), the description thereof will be omitted.
11 (f), the control unit 180 of the second mobile terminal 100B corresponding to the second user B as the non-master member receives the virtual card transmitted from the payment service server 510 It is possible to output the GUI 1170 of the virtual card to the display unit 151 based on the information The GUI 1170 of the virtual card may include at least one of name information of the settlement room, information on the fund raised to date, and amount information (total dues information to be collected) corresponding to the virtual card. The GUI 1170 of the virtual card may further include the telephone number of the mobile terminal 100 instead of the information of the card number information of the virtual card, the valid period information of the virtual card, and the account information associated with the virtual card . The telephone number of the mobile terminal 100 may be the telephone number of the first mobile terminal 100A of the master user or the telephone number of the second mobile terminal 100B of the non-master user. In the latter case, the second user B of the second mobile terminal 100B may be a member who has been granted the use right of the virtual card, as will be described later.
Meanwhile, according to an embodiment of the present invention, the user can manage the generated billing room or set the environment of the billing room. This will be described with reference to FIG.
12 is a diagram for explaining an example of a method for managing a settlement room in a mobile terminal according to an embodiment of the present invention.
Referring to FIG. 12A, the control unit 180 of the first mobile terminal 100A can output the GUI 1210 of the virtual card generated corresponding to the common fund to the display unit 151. FIG. According to the embodiment, the control unit 180 of the first mobile terminal 100A can output the GUI 1210 of the virtual card on the execution screen 1200 of the specific application for creating a payment transaction. In this embodiment, a specific application is described as an example of a payment application.
The GUI 1210 of the virtual card may be displayed in a deactivated state before a predetermined amount is deposited in the account connected to the virtual card or until all of the predetermined joint funds are deposited into the account connected to the virtual card.
The GUI 1210 of the virtual card may include an icon 1211 for updating the current status of the virtual card.
The first user A can manage (including environment setting) the settlement room (or virtual card) through the GUI 1210 of the virtual card.
As an example, the virtual card GUI 1210 may include an icon corresponding to a menu option for managing a payment room or virtual card.
As another example, the control unit 180 of the first mobile terminal 100A may display the GUI 1220 of the virtual card for managing the settlement room as shown in FIG. 12 (b) on the display unit 151). At this time, the GUI 1220 of the virtual card may be output at the position where the GUI 1210 of the virtual card is outputted instead of the GUI 1210 of the virtual card. For example, the pre-set command may be a touch input corresponding to a movement of the virtual card GUI 1210 reversing. That is, the pre-set command may be a touch input that flicks an arbitrary corner of the GUI 1210 of the virtual card toward the inside of the GUI 1210 of the virtual card.
The GUI 1220 of the virtual card includes the name information 1221 of the settlement room, the information 1222 about the fund raised so far, the history information 1223 of the settlement room, the member information 1224 belonging to the settlement room, An icon 1225 corresponding to a function for inviting a new member to the card, an icon 1226 corresponding to a function for updating the settlement room (or virtual card) to the current state, And an icon 1227 corresponding to the function for the user.
The first user A can invite a new member to the billing room by selecting the icon 1225 and can update the billing room (or virtual card) to the current state by selecting the icon 1226, By setting the icon 1227, the setting of the settlement room (or virtual card) can be performed.
The control unit 180 of the first mobile terminal 100A may change the virtual card's GUI 1220 in accordance with a preset instruction (e.g., a touch input corresponding to the motion of reversing the GUI 1220 of the virtual card) The GUI 1210 of the card can be displayed on the display unit 151 again.
12 has been described from the viewpoint of the first mobile terminal 100A. However, in the case of the second mobile terminal 100B or the third mobile terminal 100C corresponding to the non-master member, Or similar. However, information included in the GUI of the virtual card output to the display unit 151 of the second mobile terminal 100B or the third mobile terminal 100C corresponding to the non-master member, information included in the GUI of the virtual card, Color or pattern may be different from the GUI of the virtual card output to the display unit 151 of the first mobile terminal 100A or may be different from the GUI of the second mobile terminal 100B or the display unit of the third mobile terminal 100C 151 may be at least partially different from the GUI of the virtual card output to the display unit 151 of the first mobile terminal 100A in a function accessible via the GUI of the virtual card.
13 is a diagram for explaining another example of a method for managing a settlement room in a mobile terminal according to an embodiment of the present invention.
Referring to FIG. 13, the control unit 180 of the first mobile terminal 100A displays, on the execution screen of a specific application for creating a settlement room, an execution screen 1300 corresponding to the generated settlement room Can be output to the display unit 151.
The execution screen 1300 of the specific application corresponding to the generated payment information includes a first menu option 1310 for raising the membership fee for the joint fund, a second menu option 1320 for managing the collected fund fees, And a third menu option 1330 for inviting a new member to the billing room.
Hereinafter, referring to Figs. 14 to 17, embodiments of a method for raising and paying a fee for a joint fund in the generated settlement room will be described.
FIG. 14 is a diagram for explaining an example of a method of raising a membership fee for a joint fund in a mobile terminal according to an embodiment of the present invention. 14 illustrates the case where the first user A who is the master member starts raising the membership fee. However, according to the embodiment, the second user B or the third user C, which is the non-master member, Dues collection may begin.
14A, the control unit 180 of the first mobile terminal 100A outputs the GUI 1410 for managing the settlement room (or virtual card) to the display unit 151. [ The GUI 1410 is similar to the GUI 1220 of the virtual card described above with reference to FIG. 12 (b), so a detailed description thereof will be omitted. The GUI 1410 may include an icon 1411 corresponding to a function for setting a configuration of a settlement room (or a virtual card).
The control unit 180 of the first mobile terminal 100A may control the operation of the first mobile terminal 100A according to a command for executing a function for setting the environment of the settlement room (or virtual card) (for example, It is possible to output the GUI 1420 as shown in (b) of FIG. 14 to the display unit 151. According to an embodiment, the GUI 1420 has the same form as the GUI 1410, but may differ only in information or data included therein.
The GUI 1420 may include an icon 1521 corresponding to a function for returning to a previous screen. The control unit 180 of the first mobile terminal 100A may display the GUI 1410 on the display unit 151 again according to a command to select the icon 1521. [
Also, the GUI 1420 may include a menu option 1422 for raising a membership fee for the community fund.
Referring to FIG. 14C, the controller 180 of the first mobile terminal 100A includes a GUI 1430 for inputting information on the membership fee to be raised according to a command to select the menu option 1422, Can be output to the display unit 151. In one example, the GUI 1430 may be overlaid on the GUI 1420.
For example, the GUI 1430 may include a first area 1431 for setting a period of dues raising and a second area 1432 for setting a raising fee.
The control unit 180 of the first mobile terminal 100A transmits a signal including information on the membership fee to the second user who belongs to the billing room in accordance with the instruction to select the confirmation menu 1433 in the GUI 1430 B to the third mobile terminal C corresponding to the second mobile terminal 100B and the third user C, respectively. The information on the membership fee included in the signal may include at least one of information on the member who led the collection of the membership fee, amount information of the membership fee to be borne by each member, total dues information to be collected, and information of the account connected to the virtual card.
14 (d), the control unit 180 of the first mobile terminal 100A calculates the membership fee to be borne by the first user A based on the information of the membership fee inputted through the GUI 1430 To the display unit 151, a message 1440 including information on the display unit 1440. [ For example, the control unit 180 of the first mobile terminal 100A divides the total dues to be collected by the number of members belonging to the settlement room to calculate the dues to be borne by each member, And display the message 1440 on the display unit 151. [
On the other hand, the control unit 180 of the second mobile terminal 100B and the control unit 180 of the third mobile terminal 100C determine whether or not the second user B and the third user C to the display unit 151. The display unit 151 displays the message 1440 on the display unit 151, The message 1440 output to the display unit 151 of the second mobile terminal 100B and the third mobile terminal 100C includes the information of the first user A who led the membership fee raising, Amount information ($ 20), and total dues information ($ 60) to raise.
The control unit 180 of the first mobile terminal 100A, the control unit 180 of the second mobile terminal 100B and the control unit 180 of the third mobile terminal 100C may transmit the confirmation menu The user can perform the membership settlement using the account information registered by each user in accordance with the instruction to select the account information 1441. The control unit 180 of the first mobile terminal 100A, the control unit 180 of the second mobile terminal 100B and the control unit 180 of the third mobile terminal 100C may request the payment of the membership fee A signal may be transmitted to the settlement service server 510 through the wireless communication unit 110 and the settlement may be performed through the interface provided by the settlement service server 510. [
FIG. 15 is a view for explaining an example of a method of performing a membership settlement in a mobile terminal according to an embodiment of the present invention. The embodiment of FIG. 15 can be applied to all of the first to third mobile terminals 100A to 100C, and thus the embodiment is not limited to a specific mobile terminal.
The control unit 180 of the mobile terminal 100 displays a message for confirming the security information for payment of membership fee when the confirmation menu 1441 is selected in the message 1440 as shown in FIG. And outputs it to the unit 151. [ A user of the mobile terminal 100 can register a specific account or a specific card in a specific application. For example, the user of the mobile terminal 100 can register a specific account or a specific card in a specific application through the interface provided by the payment service server 510. [ The user of the mobile terminal 100 can settle or transfer a predetermined payment using the mobile terminal 100 as a payment means by using a specific account registered in a specific application and can use a specific card registered in a specific application So that the mobile terminal 100 can be settled as a payment means to pay a predetermined amount. An interface necessary for using the mobile terminal 100 as a payment means may be provided from the payment service server 510 to the mobile terminal 100. [
For example, referring to FIG. 15A, the controller 180 of the mobile terminal 100 may output a message 1510 for confirming security information for payment of membership fee to the display unit 151 . The message 1510 includes a PIN number input area 1511 for receiving the PIN number, and a PIN number input field 1511 for receiving the PIN number as security information required for transaction using a specific account, . ≪ / RTI > When the mobile terminal 100 is used as a payment means, what kind of security information to use may be determined by default or may be set and changed by the user. In the present embodiment, it is assumed that the PIN number is set to be used as security information when the user of the mobile terminal 100 pays or remits a predetermined amount of money using the financial information registered in the specific application. The user of the mobile terminal 100 can input the PIN number into the message 1510 using the virtual keyboard.
The control unit 180 of the mobile terminal 100 checks whether the input PIN number matches the previously registered PIN number after the input of the PIN number and the confirmation menu 1512 in the message 1510 is selected, And control the wireless communication unit 110 to transmit it to the payment service server 510. The control unit 180 of the mobile terminal 100 transmits the inputted PIN number to the payment service server 510 through the wireless communication unit 110 when the confirmation menu 1512 in the message 1510 is selected after inputting the PIN number, And the payment service server 510 can confirm whether or not the inputted PIN number matches the previously registered PIN number. The settlement service server 510 confirms the information of the specific account of the user of the mobile terminal 100 stored in the settlement service server 510 when the input PIN number matches the previously registered PIN number, The user can request the balance information of the specific account in step 520. When the balance of the specific account is larger than the fee to be paid, the payment service server 510 may transmit the payment request information of the membership fee and the information of the account connected to the virtual card to the financial company server 520. Then, the financial company server 520 transfers the money corresponding to the dues to be paid to the account connected to the virtual card in the account of the user of the mobile terminal 100, and transmits the transfer result to the payment service server 510 have. The settlement service server 510 can transmit the remittance result to the mobile terminal 100. [
According to the embodiment, in the case of the first user A who is the master member, since the account to be remitted and the account to be collected are the same, the settlement service server 510 does not actually perform settlement of the membership fee, 1 The amount corresponding to the membership fee in the account of the user (A) can be associated with the virtual card.
15B, the control unit 180 of the mobile terminal 100 may output a message 1520 for confirming the security information for payment of the membership fee to the display unit 151 have. The message 1520 includes a guidance message 1521 for inputting fingerprint information previously registered by the user of the mobile terminal 100 as security information required for transaction using a specific account and a fingerprint information input area for receiving the fingerprint information 1522 < / RTI > According to an embodiment, the display unit 151 of the mobile terminal 100 may include at least a part of the fingerprint recognition sensor. The user of the mobile terminal 100 can input fingerprint information by touching the fingerprint information input area 1522 with a finger corresponding to a preset fingerprint for a predetermined time.
The control unit 180 of the mobile terminal 100 checks whether or not the input fingerprint information matches the previously registered fingerprint information when the confirmation menu 1523 in the message 1520 is selected after inputting the fingerprint information, And control the wireless communication unit 110 to transmit it to the payment service server 510. The control unit 180 of the mobile terminal 100 may transmit the input fingerprint information to the payment service server 510 through the wireless communication unit 110. In response to the selection of the confirmation menu 1523 in the message 1520 after the input of the fingerprint information, And the payment service server 510 can confirm whether or not the input fingerprint information matches the previously registered fingerprint information.
The other contents are similar to those described above with reference to Fig. 15 (a), so a detailed description thereof will be omitted.
15B, a message 1520 shown in FIG. 15B is transmitted to the user of the mobile terminal 100 as security information necessary for transactions using a specific account, for example, Only the guidance message 1521 for inputting the previously registered fingerprint information may be included, and the fingerprint information input area for receiving the fingerprint information may not be included. Instead, the fingerprint information may be input through the user input unit 123 of the mobile terminal 100. According to an embodiment, the user input 123 may comprise a fingerprint recognition sensor.
The control unit 180 of the mobile terminal 100 checks whether the input fingerprint information matches the previously registered fingerprint information and inputs the result to the payment service server 510 (Not shown). Alternatively, when the fingerprint information is inputted through the user input unit 123, the control unit 180 of the mobile terminal 100 transmits the input fingerprint information to the payment service server 510 through the wireless communication unit 110, The service server 510 can confirm whether or not the inputted fingerprint information matches the previously registered fingerprint information.
The other contents are similar to those described above with reference to Fig. 15 (a), so a detailed description thereof will be omitted.
FIG. 16 is a diagram for explaining an example of a message output to the display unit when the membership fee payment for each member is completed in the mobile terminal according to the embodiment of the present invention. In the present embodiment, it is assumed that the dues payment of the first user A is completed.
The first mobile terminal 100A can notify the first user A of the membership fee payment when the first member A's membership fee payment (or membership fee payment) is completed as described above with reference to Figs. 14 and 15 Message 1600 to the display unit 151. [0213] FIG. When the payment of the membership fee is made using the financial information registered in the payment service server 510 by the first user A, the payment service server 510 transmits information informing that the membership fee has been paid to the first mobile terminal (100A). The control unit 180 of the first mobile terminal 100A transmits a message 1600 informing the first user A of the payment of the membership fee to the display unit 151 based on the information transmitted from the payment service server 510 Can be output.
On the other hand, when the payment of the dues of the first user A is completed, the settlement service server 510 transmits a second movement corresponding to the other members (the second user B and the third user C) The terminal B and the third mobile terminal C can also transmit information indicating that the membership payment of the first user A has been made. The control unit 180 of the second mobile terminal B and the control unit 180 of the third mobile terminal 100C are configured to transmit the membership fee to the first user A based on the information transmitted from the settlement service server 510, To the display unit 151, a message 1600 informing the user of the message. The message 1600 may include name information of the settlement room, information on the member who paid the corresponding membership fee, information on the membership fee paid, and the like.
17 is a view for explaining an example of a method for confirming the dues payment status of the members belonging to the settlement room in the mobile terminal according to the embodiment of the present invention. Since the embodiment of FIG. 17 can be applied regardless of the master member and the non-master member, the embodiment is not limited to a specific mobile terminal.
Referring to FIG. 17A, the controller 180 of the mobile terminal 100 may output a GUI 1710 for managing a settlement room (or a virtual card) to the display unit 151. The GUI 1710 includes name information 1711 of a settlement room, information 1712 of collected membership dues up to now, total dues information 1713 to be collected, history information 1714 of the settlement room, An icon 1716 corresponding to a function for inviting a new member to the settlement room, an icon 1717 corresponding to a function for updating the settlement room (or virtual card) to the current state, And an icon 1718 corresponding to a function for setting the environment of the virtual card.
The member information 1715 belonging to the settlement room includes the first information 1721 corresponding to the first user A, the second information 1723 corresponding to the second user B, and the third user C, And third information 1725 corresponding to the second information 1725. [ When the first user A is the master member of the settlement room, an indicator 1722 for indicating that the first user A is the master member on the first information 1721 or adjacent to the first information 1721 Can be displayed.
In the present embodiment, it is assumed that the first user A and the second user B pay the membership fee, and the third user C has not yet paid the membership fee.
The control unit 180 of the mobile terminal 100 displays on the first information 1721 corresponding to the first user A who paid the membership fee and the second information 1723 corresponding to the second user B, Or an indicator 1724 for notifying the user of the payment of the membership fee, adjacent to the first information 1721 corresponding to the first user A who paid the membership fee and the second information 1723 corresponding to the second user B ) Can be displayed. The control unit 180 of the mobile terminal 100 can know the membership payment status of the members based on the data transmitted from the settlement service server 510. [
According to the embodiment, a separate indicator may not be displayed on the third information 1725 (or adjacent to the third information 1725) corresponding to the third user C who has not paid the membership fee, An indicator for notifying payment may be displayed.
The user can select the icon 1718 in the GUI 1710 to set the environment of the payment room (or virtual card), and to check the detailed history information about the virtual card.
The control unit 180 of the mobile terminal 100 displays the GUI 1730 as shown in Figure 17B on the display unit 151 in accordance with a command to select the icon 1718 in the GUI 1710. [ . According to an embodiment, the GUI 1730 has the same form as the GUI 1710, but may differ only in information or data contained therein.
The GUI 1730 may include history information 1740 including a usage history of the virtual card, details of payment of dues, and the like. In the history information 1740, the dues payment details of the first user A and the second user B may be updated.
Hereinafter, with reference to FIG. 18 and FIG. 19, examples of a method for paying a predetermined amount of money using a virtual card for a common purpose for members belonging to a billing room will be described.
18 is a diagram for explaining an example of a method for paying off-line using a virtual card in a mobile terminal according to an embodiment of the present invention. In principle, it is assumed that the first mobile terminal 100A corresponding to the first user A is used as the payment means since the usage right of the virtual card is the first user A as the master member of the settlement room .
18A, when the first user A wishes to settle in the offline store using the virtual card created corresponding to the settlement room, the first user A executes a specific application at the first mobile terminal A . Here, the specific application may be a mobile payment application. The execution screen 1800 of a specific application may include GUIs corresponding to cards registered in the mobile payment application or virtual cards, respectively. The first user A can select the GUI 1810 of the virtual card corresponding to the settlement room to be used for settlement. According to the embodiment, if there is a default card (or virtual card) selected by the first user A, the process of FIG. 18A may be omitted. At this time, even if the display unit 151 of the mobile terminal 100A is inactivated, the default card may be in the activated state in the background, and may be a short-range communication module in the wireless communication unit 110 for using the default card 114 may also be in an active state.
Referring to (b) of FIG. 18, a holder of the offline store may input a predetermined amount to the payment terminal 1820. The first user A can then place the first mobile terminal 100A within a predetermined distance from the payment terminal 1820. [ At this time, the local area communication module 114 in the wireless communication unit 110 necessary for communication between the payment terminal 1820 and the first mobile terminal 100A may be in an activated state.
The control unit 180 of the first mobile terminal 100A transmits at least a part of the information of the virtual card to the payment terminal 1820 when the payment terminal 1820 is detected through the short distance communication module 114 And control the short-range communication module 114. [ The information of the virtual card transmitted to the payment terminal 1820 may include account information connected to the virtual card, card number information of the virtual card, validity period information of the virtual card, and the like. The information of the virtual card may be transmitted from the settlement service server 510 to the first mobile terminal 100A and then from the first mobile terminal 100A to the payment terminal 1820. [
The payment terminal 1820 can transmit the information of the virtual card transmitted from the first mobile terminal 100A and the payment request information of the inputted predetermined amount to the payment service server 510. [ At this time, it can be assumed that the store owner of the payment terminal 1820 has entered into a merchant contract with the payment service server 510. The payment terminal 1820 may transmit the information of the virtual card and the payment request information of the inputted predetermined amount to the separate server in the case of performing settlement in a server separate from the settlement service server 510 have.
The settlement service server 510 confirms the balance corresponding to the virtual card from the balance of the account linked to the virtual card through the financial company server 520 and transmits the remaining balance corresponding to the virtual card to the predetermined amount or more , The user can approve the settlement of the predetermined amount within the balance corresponding to the virtual card. Then, the payment service server 510 can transmit the payment approval result to the payment terminal 1820. [ In addition, the payment service server 510 can transmit a signal including the payment approval result to the first mobile terminal 100A. According to the embodiment, the settlement service server 510 may also be connected to the second mobile terminal 100B and the third mobile terminal 100C corresponding to the second user B and the third user C, A signal including a payment approval result can be transmitted.
According to the embodiment, when the virtual card is generated in connection with the service provided by the card issuer server 530, the payment terminal 1820 stores the information of the virtual card transmitted from the first mobile terminal 100A, And may transmit the settlement request information of a predetermined amount to the credit card company server 530. [ Card dealer server 530 confirms the validity of the information of the virtual card, and when the information of the virtual card is valid, the card dealer server 530 transmits, through the financial company server 520, You can check the balance. When the balance corresponding to the virtual card is equal to or greater than the input predetermined amount, the card issuer server 530 can approve the settlement of the predetermined amount within the balance corresponding to the virtual card. Then, the card issuer server 530 can transmit the payment approval result to the payment terminal 1820. [ Also, the card issuer server 530 can transmit a signal including the payment approval result to the first mobile terminal 100A and the payment service server 510. [ According to the embodiment, the settlement service server 510 transmits the settlement information to the second user B who is a member of the settlement room and to the second mobile terminal 100B and the third mobile terminal 100C corresponding to the third user C , And a signal including a payment approval result.
In addition, according to the embodiment, when the first user A makes settlement using the virtual card, input of previously registered security information may be required.
According to the embodiment, when the first user A makes a settlement using the virtual card, if the settlement amount exceeds the preset amount, the second user B and the third user The settlement using the virtual card may be performed only after obtaining the consent of the user (C). In this case, the settlement service server 510 transmits the information on the settlement amount to the second mobile terminal 100B and the third mobile terminal 100C, and transmits the information about the amount to be paid to the second mobile terminal 100B and the third mobile terminal 100B 100C), it is possible to approve the payment.
Referring to FIG. 18C, the control unit 180 of the mobile terminal 100 (the first mobile terminal to the third mobile terminal) outputs a message 1830 including a payment approval result to the display unit 151 can do.
FIG. 19 is a diagram for explaining an example of a method for paying online on a mobile terminal using a virtual card according to an embodiment of the present invention. In principle, it is assumed that the first mobile terminal 100A corresponding to the first user A is used as the payment means since the usage right of the virtual card is the first user A as the master member of the settlement room .
Referring to FIG. 19A, the first user A can select the settlement menu 1910 for purchasing goods on the screen 1910 corresponding to the interface provided by the online shopping server. The online shopping server is merely an example, and online settlement can be possible even in an online contents providing server, a messenger server, an online game server, and the like. The online shopping server may be interlocked with the online merchant payment server 540 or may include an online merchant payment server 540. According to the embodiment, the settlement service server 510 may perform the role of the online merchant server 540.
The control unit 180 of the first mobile terminal 100A may execute the mobile payment application and output the execution screen 1920 to the display unit 151 according to the selection of the payment menu 1910. [ The execution screen 1920 may include GUIs corresponding to the cards registered in the mobile payment or the virtual cards, respectively. The first user A can select the GUI 1921 of the virtual card corresponding to the settlement room to be used for settlement.
When payment using the virtual card is selected, the control unit 180 of the first mobile terminal 100A transmits the payment request information of the predetermined amount transmitted from the online merchant payment server 540 to the payment service server 510 Lt; / RTI >
The settlement service server 510 confirms the balance corresponding to the virtual card from the balance of the account linked to the virtual card through the financial company server 520 and transmits the remaining balance corresponding to the virtual card to the predetermined amount or more , The user can approve the settlement of the predetermined amount within the balance corresponding to the virtual card. Then, the payment service server 510 can transmit the payment approval result to the online merchant payment server 540. [ In addition, the payment service server 510 can transmit a signal including the payment approval result to the first mobile terminal 100A. According to the embodiment, the settlement service server 510 may also be connected to the second mobile terminal 100B and the third mobile terminal 100C corresponding to the second user B and the third user C, A signal including a payment approval result can be transmitted.
According to the embodiment, when the virtual card is generated in connection with the service provided by the card issuer server 530, the online merchant payment server 540 transmits the information of the virtual card transmitted from the first mobile terminal 100A, And may transmit the settlement request information of a predetermined amount to the credit card company server 530. [ Card dealer server 530 confirms the validity of the information of the virtual card, and when the information of the virtual card is valid, the card dealer server 530 notifies, through the financial company server 520, You can check the balance. When the balance corresponding to the virtual card is equal to or greater than the input predetermined amount, the card issuer server 530 can approve the settlement of the predetermined amount within the balance corresponding to the virtual card. Then, the card company server 530 can transmit the payment approval result to the online merchant payment server 540. [ Also, the card issuer server 530 can transmit a signal including the payment approval result to the first mobile terminal 100A and the payment service server 510. [ According to the embodiment, the settlement service server 510 transmits the settlement information to the second user B who is a member of the settlement room and to the second mobile terminal 100B and the third mobile terminal 100C corresponding to the third user C , And a signal including a payment approval result.
According to the embodiment, as shown in FIG. 19C, when the first user A makes settlement using the virtual card, input of previously registered security information may be required.
According to the embodiment, when the first user A makes a settlement using the virtual card, if the settlement amount exceeds the preset amount, the second user B and the third user The settlement using the virtual card may be performed only after obtaining the consent of the user (C). In this case, the settlement service server 510 transmits the information on the settlement amount to the second mobile terminal 100B and the third mobile terminal 100C, and transmits the information about the amount to be paid to the second mobile terminal 100B and the third mobile terminal 100B 100C), it is possible to approve the payment.
19D, the controller 180 of the mobile terminal 100 (the first mobile terminal to the third mobile terminal) outputs a message 1930 including a payment approval result to the display unit 151 can do.
According to an embodiment of the present invention, the master member of the settlement room may temporarily or permanently grant the use authorization of the virtual card to the non-master member. This will be described with reference to FIGS. 20 to 22. FIG.
FIG. 20 is a diagram for explaining an example of a method for granting a use authorization of a virtual card to a non-master member by a master member in a mobile terminal according to an embodiment of the present invention.
20A, the control unit 180 of the first mobile terminal 100A corresponding to the first user A as the master member displays the GUI 2010 for setting the virtual card on the display unit (151).
The GUI 2010 includes a menu option 2011 for temporarily or permanently granting a usage right of a virtual card to a non-master member, and a menu option 2012 for transferring usage rights of a virtual card to a non- . The menu option (2011) is for the master member to grant the use authorization of the virtual card to the non-master member while maintaining the usage right of the virtual card, and the menu option 2012 is for the member who was the non- To give it away. Thus, in the latter case, a member who was a master member loses its status as a master member.
20B, the control unit 180 of the first mobile terminal 100A instructs the non-master member to use the virtual card in accordance with a command to select the menu option 2011 in the GUI 2010 And can output the GUI 2020 for granting authority to the display unit 151. [
The GUI 2020 includes a first area 2021 for setting a time limit of a usage right of a virtual card and a second area 2021 for selecting a member to be granted a usage right of a virtual card among members belonging to the billing room 2022). The GUI 2020 may include a third area for granting the right to use the virtual card within the predetermined amount in place of or in addition to the first area 2021. [
The user can input the due date in the first area 2021 using the virtual keyboard and select a member to be granted the use right of the virtual card among the members belonging to the payment room through the second area 2022 have. When the number of members belonging to the settlement room is large and the information of the members can not be displayed in the second area 2022 at a time, the first user A touches the second area 2022 left or right or up and down, In region 2022, the information of the members can be scrolled.
In the present embodiment, it is assumed that the first user A grants the second user B permission to use the virtual card until April 30, 2015.
The control unit 180 of the first mobile terminal 100A transmits a virtual menu to the second mobile terminal 100B corresponding to the second user B in accordance with a command to select the confirmation menu 2023 in the GUI 2020 It is possible to control the wireless communication unit 110 to transmit a signal for requesting consent for granting the usage right of the card. According to the embodiment, the control unit 180 of the first mobile terminal 100A may also assign the usage right of the virtual card to the third user (C) corresponding to the third member (C) B to control the wireless communication unit 110 to transmit a signal for requesting agreement. According to the embodiment, the signal may be transmitted from the first mobile terminal 100A to the second mobile terminal 100B and the third mobile terminal 100C through the payment service server 510. [
20 (c), the control unit 180 of the second mobile terminal 100B and the third mobile terminal 100C determines whether or not the use of the second user B as the second user B And can output the GUI 2030 to the display unit 151 for asking for permission to grant the authority. The GUI 2030 may include at least one of the information of the second user B to be authorized, the period of the authorization period, and the amount of authorization information.
The control unit 180 of the second mobile terminal 100B and the third mobile terminal 100C may select the menu 2031 to agree with the grant of the use right in the GUI 2030, The first mobile terminal 100 may control the wireless communication unit 110 to transmit a signal to the first mobile terminal 100, The signal may be transmitted from the second mobile terminal 100B and the third mobile terminal 100C to the first mobile terminal 100A through the settlement service server 510. [
The control unit 180 of the first mobile terminal 100A instructs the second user B to use the virtual card in accordance with a predetermined condition in accordance with the reception of the signal indicating that the second user B agrees to grant the authorization to the second user B You can grant permissions. According to the embodiment, when the second user B and the third user C agree to grant authority to the second user B, the settlement service server 510 determines whether or not the virtual card The second user B can be granted the use right and the information that is changed by granting the use right of the virtual card to the second user B can be stored.
According to the embodiment, if the second user B and the third user C have agreed to grant authorization to the second user B, the second user A can be authenticated by the additional authentication of the first user A, (B) may be completed.
20 (d), the control unit 180 of the first mobile terminal 100A outputs the GUI 2040 for authentication of the first user A to the display unit 151 can do. The control unit 180 of the first mobile terminal 100A receives the preset security information input by the first user A according to a command to select the menu 2041 for authentication in the GUI 2040 can do. For example, the security information may be predetermined fingerprint information as shown in FIG. 20 (e).
The control unit 180 of the first mobile terminal 100A displays a message 2050 indicating that the authorization process for the second user B has been completed on the display unit 151 when the authentication of the first user A is completed, . When the authentication of the first user A is completed, the control unit 180 of the first mobile terminal 100A transmits information indicating that the authorization process to the second user B is completed to the second mobile terminal 100B And the third mobile terminal 100C, as shown in FIG. The control unit 180 of the second mobile terminal 100B and the third mobile terminal 100C determines that the authorization procedure for the second user B is completed based on the information transmitted from the first mobile terminal 100A And outputs a message 2050 indicating the message to the display unit 151.
FIG. 21 is a view for explaining an example of a method for managing a settlement room (or virtual card) after a virtual card usage right is granted to a non-master member in a mobile terminal according to an embodiment of the present invention. Since the embodiment of FIG. 21 can be applied regardless of the master member and the non-master member, the embodiment is not limited to a specific mobile terminal.
Referring to FIG. 21, the control unit 180 of the mobile terminal 100 may output the GUI 2100 for managing the settlement room (or virtual card) to the display unit 151. The GUI 2100 may include information 2110 of members belonging to the settlement room.
20, the control unit 180 of the mobile terminal 100 notifies the second user B of the right to use the virtual card in the case where the second user B is granted the right to use the virtual card, To the GUI 2100. The GUI 2100 can display the information for informing the user that the user has been granted.
For example, the information for informing the second user B that the use right of the virtual card has been granted is displayed on the information 2020 corresponding to the second user B or on the information 2020 corresponding to the second user B An indicator 2011 indicating that the use right of the virtual card has been granted to the second user B, a money amount information 2022 given the usage right, (2023).
22 is a diagram illustrating a difference in GUI of a virtual card output to a mobile terminal of a master member and a mobile terminal of a non-master member when a virtual card usage right is granted to a non-master member in the mobile terminal according to an embodiment of the present invention Fig.
22A, a GUI 2210 corresponding to a virtual card is displayed on the display unit 151 of the first mobile terminal 100A corresponding to the first user A as a master member. Depending on the embodiment, an indicator 2211 may be displayed on the GUI 2210 or adjacent to the GUI 2210 to indicate that the first user A is a master member. The GUI 2210 may include money information 2212 corresponding to a virtual card. According to the embodiment, if the usage right of the virtual card is given to the second user B within a predetermined amount, the first user A may store the virtual card in the amount corresponding to the virtual card, Only the amount of money may be used for the virtual card, and information about a predetermined amount of authority authorized to the second user B may be displayed on the GUI 2210. [
Referring to FIG. 22B, the display unit 151 of the second mobile terminal 100B corresponding to the second user B, which is the non-master member receiving the right to use the virtual card, The GUI 2220 is displayed. Depending on the embodiment, an indicator 2221 may be displayed on the GUI 2220 or adjacent to the GUI 2220 to indicate that the second user B is a non-master member authorized to use the virtual card have. The GUI 2220 may include money amount information 2222 granted usage rights and period information 2223 granted usage rights.
Meanwhile, according to an embodiment of the present invention, the master member of the settlement room may transfer the status of the master member to the non-master member. This will be described with reference to FIGS. 23 and 24. FIG.
23 is a view for explaining an example of a method in which a master member transfers a usage right of a virtual card to a non-master member in a mobile terminal according to an embodiment of the present invention.
23A, the control unit 180 of the first mobile terminal 100A corresponding to the first user A as the master member displays the GUI 2310 for environment setting of the virtual card, (151).
The GUI 2310 includes a menu option 2311 for temporarily or permanently granting the use authorization of the virtual card to the non-master member, and a menu option 2312 for transferring the use authorization of the virtual card to the non-master member . Menu option 2311 is for granting the use authorization of the virtual card to the non-master member while the master member maintains the usage right of the virtual card, and the menu option 2312 is for allowing the member who is the non- To give it away. Thus, in the latter case, a member who was a master member loses its status as a master member.
23B, the control unit 180 of the first mobile terminal 100A instructs the non-master member to use the virtual card in accordance with a command to select the menu option 2312 in the GUI 2310 The GUI 2320 for transferring the authority can be output to the display unit 151. [
The GUI 2320 may include an area 2321 for selecting members among the members belonging to the settlement room to transfer the usage rights of the virtual card (i.e., to transfer the status of the master member).
In the present embodiment, it is assumed that the first user A transfers the authority of the virtual card to the second user B. [
The control unit 180 of the first mobile terminal 100A transmits a virtual menu 2321 to the second mobile terminal 100B corresponding to the second user B in accordance with a command to select the confirmation menu 2321 in the GUI 2320 And control the wireless communication unit 110 to transmit a signal for requesting consent for transfer of usage rights of the card. According to the embodiment, the control unit 180 of the first mobile terminal 100A may also assign the usage right of the virtual card to the third user (C) corresponding to the third member (C) B to transmit a signal to obtain agreement to transfer. According to the embodiment, the signal may be transmitted from the first mobile terminal 100A to the second mobile terminal 100B and the third mobile terminal 100C through the payment service server 510. [
Referring to FIG. 23C, the control unit 180 of the second mobile terminal 100B and the third mobile terminal 100C determines whether or not the use of the second user B And may output the GUI 2330 to the display unit 151 for obtaining consent for transfer of authority. The GUI 2330 may include at least one of the information of the second user B to be authorized and the amount information (balance information) corresponding to the virtual card.
The control unit 180 of the second mobile terminal 100B and the third mobile terminal 100C may select the menu 2331 to agree to the transfer of the usage rights in the GUI 2330, The first mobile terminal 100 may control the wireless communication unit 110 to transmit a signal to the first mobile terminal 100 indicating that the user agrees to transfer the authority to the first mobile terminal B. [ The signal may be transmitted from the second mobile terminal 100B and the third mobile terminal 100C to the first mobile terminal 100A through the settlement service server 510. [
The control unit 180 of the first mobile terminal 100A can transfer the usage right of the virtual card to the second user B upon receipt of a signal indicating that the user B agrees to transfer the authorization to the second user B (Ie, the master member's status can be transferred). The control unit 180 of the first mobile terminal 100A may transmit a signal to the payment service server 510 requesting to release the connection between the virtual card and the account of the first user A. [ According to the embodiment, when the second user B and the third user C agree to transfer the rights to the second user B, the payment service server 510 transmits the usage right of the virtual card to the first user B The second user B may be granted the right to use the virtual card and the virtual card may be transferred to the second user B to save the changed information. That is, the settlement service server 510 can disconnect the account of the first user A from the virtual card, and connect the virtual card to the account of the second user B.
According to the embodiment, if the second user B and the third user C agree to transfer the rights to the second user B, the second user B can be further authenticated according to the additional authentication of the first user A, (B) may be completed.
23 (d), the control unit 180 of the first mobile terminal 100A outputs a GUI 2340 for authentication of the first user A to the display unit 151 can do. The control unit 180 of the first mobile terminal 100A receives the preset security information input by the first user A according to a command to select the menu 2341 for authentication in the GUI 2340 can do. For example, the security information may be predetermined fingerprint information as shown in (e) of FIG.
The control unit 180 of the first mobile terminal 100A displays a message 2350 indicating that the authority transfer procedure to the second user B is completed on the display unit 151, . When authentication of the first user A is completed, the control unit 180 of the first mobile terminal 100A transmits information indicating that the authority transfer procedure to the second user B has been completed to the second mobile terminal 100B And the third mobile terminal 100C, as shown in FIG. The control unit 180 of the second mobile terminal 100B and the third mobile terminal 100C determines that the authority transfer procedure to the second user B is completed based on the information transmitted from the first mobile terminal 100A And outputs a message 2350 indicating the message to the display unit 151. [
FIG. 24 is a view for explaining an example of a method for managing a settlement room (or virtual card) after a usage right of a virtual card is transferred to a member who is a non-master member in the mobile terminal according to an embodiment of the present invention. The embodiment of FIG. 24 can be applied irrespective of the master member and the non-master member, and thus is not limited to a specific mobile terminal.
24, the control unit 180 of the mobile terminal 100 may output the GUI 2400 for managing the settlement room (or virtual card) to the display unit 151. [ The GUI 2400 may include information 2410 of members belonging to the settlement room.
23, when the use right of the virtual card is transferred to the second user B, the control unit 180 of the mobile terminal 100 transmits the usage right of the virtual card to the second user B The information for informing that the user has been transferred can be displayed on the GUI 2400.
For example, the information 2411 corresponding to the second user B may be located ahead of the information 2420 corresponding to the other users A and C. The information for notifying the second user B that the right of use of the virtual card has been transferred may be information 2411 corresponding to the second user B or information 2411 corresponding to the second user B And may include an indicator 2412 informing the second user B that the right of use of the virtual card has been transferred. The GUI 2400 may further include history information 2430 of the virtual card and may include information for notifying the user B that the usage right of the virtual card has been transferred to the history information 2430 For example, a rights assignment date, authority authority).
25 is a view for explaining another example of a method of paying a membership fee in a mobile terminal of a non-master member according to an embodiment of the present invention. In the present embodiment, the second mobile terminal 100B of the second user B as a non-master member will be described as an example.
Referring to FIG. 25A, the control unit 180 of the second mobile terminal 100B receives the participation of the second user B as a member of the settlement room and the first user (a) When the virtual card is created, the card GUI 2510 corresponding to the generated virtual card can be displayed on the display unit 151. [ Since the card GUI 2510 displayed on the mobile terminal 100 of the non-master member is similar to that described above with reference to FIG. 11, detailed description thereof will be omitted.
According to the embodiment, the card GUI 2510 may further include a dues payment menu 2510 for paying the dues corresponding to the second user 100B. Although not shown, the second user B can confirm the fund raising history and the usage history of the membership fee through the card GUI 2510. [
25B, the control unit 180 of the second mobile terminal 100B receives the second payment request from the payment service server 510 according to a command to select the payment dues menu 2510, It is possible to output the card GUI 2520 corresponding to the card of the user B to the display unit 151. [ The card of the second user B corresponding to the card GUI 2520 may be a debit card, a check card, a cash card, a credit card, or the like. The second user B can pay the membership fee allocated to the second user B by using the card corresponding to the card GUI 2520. [
Referring to FIG. 25C, the control unit 180 of the second mobile terminal 100B determines whether or not to use the card corresponding to the card GUI 2520 to settle the membership fee allocated to the second user B It can detect a preset command. In one example, the predetermined command may be an instruction to touch the card GUI 2520 to drag the area corresponding to the card GUI 2510. The control unit 180 of the second mobile terminal 100B determines that the image 2521 corresponding to the card GUI 2520 moves from the card GUI 2520 to the card GUI 2510 in accordance with the preset command The same visual effect can be applied.
Referring to FIG. 25D, the control unit 180 of the second mobile terminal 100B determines whether to pay the membership fee corresponding to the second user B in accordance with the preset command And outputs the message 2530 to the display unit 151. [
25E, the second user B can input, to the second mobile terminal 100B, the security information necessary to settle the membership fee using the card corresponding to the card GUI 2520 . For example, when the security information is predetermined fingerprint information, the controller 180 of the second mobile terminal 100B activates the fingerprint recognition sensor provided in the user input unit 123, It is possible to confirm whether or not the input fingerprint information matches the previously registered fingerprint information. When the fingerprint information input through the user input unit 123 matches the previously registered fingerprint information, the control unit 180 of the second mobile terminal 100B transmits the result to the payment service server 510 (110). The settlement service server 510 transmits the information corresponding to the membership fee to the account of the first user A linked to the card GUI 2510 in the account connected to the card corresponding to the card GUI 2520 To the financial company server 520. Then, the financial company server 520 can transmit the remittance result of the amount corresponding to the above-mentioned membership fee to the service server 510. [ The settlement service server 510 can transmit the remittance result to the second mobile terminal 100B.
25 (f), the control unit 180 of the second mobile terminal 100B displays a notification message 2540 informing that the membership fee of the second user B has been paid, based on the remittance result Unit 151 as shown in FIG.
According to the embodiment, the control unit 180 of the second mobile terminal 100B can select whether to automatically pay the dues using the card corresponding to the card GUI 2520 every predetermined fund raising period The display unit 151 displays the menu option.
Alternatively, according to the embodiment, the control unit 180 of the second mobile terminal 100B may display, on the display unit 151, a guidance message for inducing payment of the membership fee every predetermined fund raising period.
26 is a flowchart for explaining an example of a control method of a mobile terminal according to an embodiment of the present invention.
The control unit 180 of the first mobile terminal 100A can create a payment unit for a predetermined purpose using the specific application and invite members to be created in the payment unit (S2601). Then, the controller 180 of the first mobile terminal 100A can generate a virtual card corresponding to the settlement room. An interface for creating and managing a payment room and creating and managing a virtual card may be provided by the payment service server 510 operating the specific application.
The first user A of the first mobile terminal 100A can select a menu for collecting the joint fund (dues) through the GUI corresponding to the settlement room (or virtual card) (S2602).
The control unit 180 of the first mobile terminal 100A transmits a membership fee of a predetermined amount to the mobile terminal 100 corresponding to members belonging to the settlement room according to a command to select a menu for raising the common fund A signal requesting payment can be transmitted (S2603).
Meanwhile, the first user A of the first mobile terminal 100A may acquire the usage right of the generated virtual card as a master member of the settlement room (S2604). That is, the first user A of the first mobile terminal 100A can pay a predetermined amount of money using the virtual card, offline or online.
According to the embodiment, when the first user A of the first mobile terminal 100A requires the consent of the other members in using the virtual card (S2605, YES), the first mobile terminal 100A transmits, And may transmit a signal requesting agreement to the use of the card to the mobile terminal 100 corresponding to the other members.
The payment service server 510 accepts payment of a predetermined amount of money using the virtual card when a signal to agree to use the virtual card is received from the mobile terminal 100 corresponding to the other members (S2606, YES) The payment approval result may be transmitted to the mobile terminal 100 corresponding to all the members (S2607).
On the other hand, when a signal that disagrees with the use of the virtual card is received from at least one of the mobile terminals 100 corresponding to the other members (S2606, No), the payment service server 510 transmits a predetermined fee (S2608), and transmits the result of the payment non-approval to the mobile terminal 100 corresponding to all the members (S2608).
On the other hand, when the first user A of the first mobile terminal 100A does not require the consent of the other members in using the virtual card (S2605, No), the payment service server 510 determines The user can approve the settlement of payment and transmit the settlement approval result to the mobile terminal 100 corresponding to all the members (S2607).
On the other hand, the usage rights of the virtual card may be temporarily or permanently granted to other members who are non-master members, or may be transferred to other members who are non-master members.
The control unit 180 of the first mobile terminal 100A determines whether the assignment or assignment of the right of use of the virtual card is selected by the first user A to the other member (S2611, YES) And send a signal to the mobile terminal 100 corresponding to the member to obtain agreement.
When a signal to agree to grant or transfer the right of use of the virtual card is received from the mobile terminal 100 corresponding to all the members other than the master member (S2612, S2604), the control unit 180 of the first mobile terminal 100A, YES), at least a part of the information of the virtual card can be transmitted to the mobile terminal 100 of the member to receive the use right (S2613). The information of the virtual card may be transmitted from the first mobile terminal 100A to the mobile terminal 100 of the member receiving the usage right through the payment service server 510. [ The payment service server 510 may assign or transfer the usage right of the virtual card to the member who is to receive the usage right according to a predetermined condition.
According to the embodiments of the present invention described above, it is possible to provide a user environment in which a joint fund can be managed and used by using an application installed in the mobile terminal. In addition, according to the above-described embodiments of the present invention, a master user who manages a common fund using an application installed in a mobile terminal can provide a method of granting or transferring rights to another user.
The present invention described above can be embodied as computer-readable codes on a medium on which a program is recorded. The computer readable medium includes all kinds of recording devices in which data that can be read by a computer system is stored. Examples of the computer readable medium include a hard disk drive (HDD), a solid state disk (SSD), a silicon disk drive (SDD), a ROM, a RAM, a CD-ROM, a magnetic tape, a floppy disk, , And may also be implemented in the form of a carrier wave (e.g., transmission over the Internet). Also, the computer may include a control unit 180 of the terminal. Accordingly, the above description should not be construed in a limiting sense in all respects and should be considered illustrative. The scope of the present invention should be determined by rational interpretation of the appended claims, and all changes within the scope of equivalents of the present invention are included in the scope of the present invention.
