KR20160046179A - Apparatus for issuing wearable card needless of bank visit, wearable card device and method thereof - Google Patents

Abstract

Disclosed are an apparatus for registering wearable cards to process use registration of the wearable cards, a wearable card apparatus and a method of registering the wearable cards. The apparatus comprises: a card registration request receiving unit receiving a card registration request including card information; a card registration requesting unit requesting use registration of a card by transmitting information of the card registration request to a card company server of the received card information; a card registration result receiving unit receiving a registration result allowing use of the card from the card company server; and a card registration result transmitting unit transmitting the registration request of the received card information in response to the card registration request. The use of the wearable card apparatus is permitted after a success in the registration result. According to the present invention, a user registers user information through an online use registration for an unregistered wearable card without visiting the card company and uses the card through tagging.

Description

Technical Field [0001] The present invention relates to a wearable card registration device, a wearable card device, and a wearable card registration method,

The present invention relates to a wearable card technology, and more particularly, to a wearable card registration device which transmits card information read from a wearable card device without visiting a card issuer of a user and provides registration processing of card use, And a registration method of a wearable card.

Recently, a service for providing various contents such as video, music, advertisement, coupon, etc. using a short-range wireless communication (e.g., NFC, ZigBee, etc.) Most of the services currently available are services that transfer specific product / service information to a user terminal that simply touches an NFC tag or transmit paid contents through the user's authentication process.

As the spread of smart pads, tablet PCs, and smart phones has increased, it has become possible to enjoy conversations (eg, messages, SNS, etc.) with the other party anytime and anywhere. However, a portable personal terminal such as a smart terminal has a problem that a user has to carry it. Therefore, the user has to inconveniently pay attention to always carry the terminal so that his / her terminal is not lost.

On the other hand, as a wearable device, functions of a user's portable communication terminal are introduced to various accessories such as glasses (e.g., Google Glass), a clock (e.g., Galaxy Gear), a bracelet, a ring and an earring. In the case of a wearable device, portability is much more convenient than a mobile terminal due to wearable wear such as wearing or attaching by a user.

Domestic registered patent 10-1341555 (Registered on December, 2013)

The present invention has been made in view of the above-described prior art, and it is an object of the present invention to provide a wearable card registering device and a wearable card registering device which allow card information read from a wearable card device without visiting a card issuer, And a registration method of a wearable card.

Another object of the present invention is to construct a wearable card device as a strap of a smart watch so as to be strong against bending and exchangeable according to fashion.

According to another aspect of the present invention, there is provided a registration device for a wearable card that permits card registration of a wearable card device that stores card information using a communication network, A card registration request receiving unit for receiving a card registration request including the card information; A card registration requesting unit for requesting registration of use of the card by transmitting information of the card registration request to a card company server of received card information; A card registration result receiving unit for receiving a registration result permitting use of the card from the card issuer server; And a card registration result transmitting unit for transmitting the registration result of the received card information in response to the card registration request, and the use of the card of the wearable card device is permitted after the registration result is successful.

In the present invention, the registration device of the wearable card is requested to order the wearable card device from the affiliate terminal, and provides identification information and card information of the wearable card device.

Here, the registration device of the wearable card may further include a card information management section for generating identification information of the wearable card device, wherein the card information management section requests the issuance of the card to the card issuance server, And receives and manages the card information.

According to an aspect of the present invention, when the user terminal receives the identification information and the card information of the wearable card device through tagging based on the wearable card device and the short-range wireless communication, the card registration request receiving unit receives the card registration request from the user terminal Receive.

Here, the user terminal selects actual card information corresponding to the received card information, and the card registration request receiving unit receives the card identification information, the device identification information, the card information, and the actual card information from the user terminal And receives the card registration request including the card registration request.

In addition, when the payment of the card information occurs by tagging of the wearable card device, the card company server receives the payment request including the card information to process approval or disapproval, and if approval is successful, Process it as payment amount.

Preferably, the card information of the wearable card device corresponds to at least one identification number among a traffic card, a credit card, a point card, an identification card, and a charging card.

Further, the wearable card device may further include: a memory for storing respective programs executed in accordance with card information and an external wireless signal; An antenna port connected to an antenna supporting short-range wireless communication; And a short-range wireless communication chip including a short-range wireless communication, a data input / output, and a control unit for controlling execution of the program.

Here, the wearable card device includes a rectifier for converting radio frequency energy excited according to an external radio signal into a direct current and allowing an LED to operate, a light emitting diode (LED) And a control unit for enabling the LED to operate according to data input / output and execution of the program.

According to another aspect of the present invention, there is provided a wearable card device for transmitting card information by tagging a short range wireless communication, the wearable card device comprising: Memory; An antenna port connected to an antenna supporting short range wireless communication by the tagging; A short-range wireless communication, a data input / output, and execution of the program; And a short-range wireless communication chip including an LED for emitting light under the control of the control unit when the tagging is valid, and the card information is transmitted to the user terminal by tagging with the user terminal for card registration The user terminal receives the card information and requests registration of the card with the registration device of the wearable card, and when the registration device of the wearable card succeeds in registering the card by associating the received card information with the actual card information of the user, Use as a valid card based on wireless communication is permitted.

Here, the wearable card device is made of a strap made of an elastic material, and the strap is molded with synthetic resin or sheathed with a leather-bound material, and the strap is transparent so that the light of the LED can be seen from the outside, Respectively.

In addition, a connection part of the antenna port and the antenna is supported by a protection plate on one side, so that the fixed connection of the connection part is maintained against bending deformation.

According to another aspect of the present invention, there is provided a method of registering a wearable card, the method comprising: registering a wearable card in a wearable card device storing card information; A method for registering a wearable card, comprising the steps of: (a) receiving a card registration request for receiving a card registration request including the card information; (b) a card registration requesting step of requesting registration of use of the card by transmitting information of the card registration request to a card company server of the received card information; (c) a card registration result reception step of receiving a registration result permitting use of the card from the card issuer server; And (d) a card registration result transmission step of transmitting the registration result of the received card information in response to the card registration request, wherein the use of the card of the wearable card device is permitted after the registration result is successful.

According to an aspect of the present invention, a user who purchases a wearable device with a built-in card matches the card information of the user's actual card with the card information of the user through the smart terminal without visiting the card issuer, And uses the function of the card through the wearable device.

According to another aspect of the present invention, when the wearable card device is implemented as a body of a watch, it is possible to eliminate the inconvenience of the user twisting the wrist and tagging the body part, and as a strap,

BRIEF DESCRIPTION OF THE DRAWINGS The accompanying drawings, which are incorporated in and constitute a part of the specification, illustrate preferred embodiments of the invention and, together with the description of the invention below, And should not be construed as interpretation.
1 is a schematic block diagram of a wearable card system according to an embodiment of the present invention.
Figs. 2 and 3 are schematic configuration diagrams of the wearable card device of Fig. 1. Fig.
4 is a schematic internal structure diagram of the card registration server of FIG.
5 is a schematic flowchart of a method of registering a wearable card according to an embodiment of the present invention.

Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings. Prior to this, terms and words used in the present specification and claims should not be construed as limited to ordinary or dictionary terms, and the inventor should appropriately interpret the concepts of the terms appropriately It should be construed in accordance with the meaning and concept consistent with the technical idea of the present invention based on the principle that it can be defined.

Therefore, the embodiments described in the present specification and the configurations shown in the drawings are only the most preferred embodiments of the present invention and do not represent all the technical ideas of the present invention. Therefore, It is to be understood that equivalents and modifications are possible.

1 is a schematic configuration diagram of a wearable card system 1 according to an embodiment of the present invention.

The wearable card system 1 according to an embodiment of the present invention is constructed based on a wired and wireless network and includes a wearable card device 2 for sending signals of card information built on a basis of near field wireless communication (for example, NFC) A user terminal 3 for mediating the registration of the card for use of the card of the wearable card device 2, a card registration server 4 for requesting registration of use of the card from the user terminal 3 and providing a registration result, And a card issuer server 5 that receives a card registration request from the card registration server 4, performs registration processing, and responds to the processing result.

The wired / wireless network of the present invention typically includes all communication networks capable of data communication using various protocols such as a wired or wireless public network such as a mobile communication network, the Internet, or a private network.

The wearable card device 2 is a device in which a tag for short-range wireless communication is embedded. In the tag chip, unique card information (card number, for example) is stored, and the tag chip is connected to the NFC antenna. The signal of the stored card information is transmitted to the outside through the NFC antenna, and the reader receives the signal transmitted from the card device 2 and identifies the card number. A user who owns the wearable card device 2 due to purchase or other routes is required to register the card information.

Here, the wearable card device 2 is not limited to the type and type of wear such as clothes, shoes, hats, bags, accessories (e.g., watches, necklaces, etc.)

In addition, the card information embedded in the wearable card device 2 replaces a physical card in various card use environments such as a traffic card, a credit card, a point card, an identification card, and a charging card. For example, the user tags the wearable card device 2 on the reader and sends a signal of the card information to the reader. When the card information becomes a credit card number, it can be used for settlement of a card such as a traffic card or a credit card. Needless to say, the card information can be used as a user ID for an access card and a work card.

The user terminal 3 is a terminal having an application execution function and a communication function, for example, a smart terminal subscribed to a mobile service. The user terminal 3 provides a card registration service so that card information of the wearable card device 2 can be used. After the card registration is successful, the card information transmitted via tagging in the wearable card device 2 is valid card information.

Here, the user of the wearable card device 2 is required to confirm who the user is in order to use the built-in card information. The identification information (e.g., telephone number) of the user terminal 3 allows the user to identify the user. Accordingly, the user who requests registration of the card use of the wearable card device 2 is confirmed with the user information through the identification information of the user terminal 3. [

For the card authentication service, the application 300 executed in the user terminal 3 receives the card information from the wearable card device 2 through tagging based on the short-distance wireless communication. The application 300 adds unique identification information (e.g., telephone number, MAC address, etc.) of the user terminal 3 to the received card information, and requests the card issuer server 5 to register the card use.

The card registration server 4 provides the card authentication service through the user terminal 3 as a wearable card registration device according to the present invention. The card registration server 4 manages and manages the information of the card device 2 and the card information embedded therein in order to permit manufacture and use of the wearable card device 2. [ The card registration server 4 receives a request for registering the card of the card device 2 from the user terminal 3 and requests the card company server 5 to register the use of the card.

The card issuer server 5 issues the card number of the card device 2, and accepts various services using the card number. For example, in the case of a credit card company, if a payment event of a card number occurs, payment approval processing is performed. In the case of a company, the card number becomes an employee number, and approval processing is performed for events such as commuting, entering and leaving. In addition, a business card issuing service provider who issues a real card to the card company server 5 through the card approval process of the card company server 5 can expand the card business by using the card service using the wearable card device 2 via the card registration server 5 .

Fig. 2 and Fig. 3 are schematic configuration diagrams of the wearable card device 2 of Fig. For convenience of description, it is assumed that the wearable card device 2 is a strap 200 that can be used as a belt.

Referring to FIG. 2, in the case of a wearable device (for example, a galaxy gear) manufactured in the form of a clock, a chip is embedded in a watch body portion. Thus, when tagging a wearable device in the form of a clock, the user must twist the wrist to hold the body of the watch to the reader. However, the wearable card device 2 made of the strap 200 of the present invention can be easily tagged because the wearer can hold the strap 200 without touching his / her wrist, and the strap 200 can be directly attached to the reader.

Because of the characteristics of the wearable device worn by the user, the elastic strap 200 is required to have a waterproof function and is required to be packed or molded so as not to affect high temperature and high pressure such as washing and drying. Further, the strap may be externally treated with a leather-bound material.

The strap 200 protects the coil antenna 22 connected to the NFC chip 21, contamination caused by moisture and foreign substances, chip damage caused by the short, 21 and a shield plate 23 for preventing the solder portions of the antenna 22 from being cut off. When the strap 200 is clockwise, the shapes of the silicone molding and the leather are various. In addition, depending on the watch line, a metal material may be embedded, so that a molding agent for reducing the influence of the metal material may be molded.

Here, the NFC chip 21 and the antenna 22 are connected to each other through the antenna port. The connection site is affected by the warping due to the characteristics of the strap. Therefore, the protection plate 23 is attached to one side of the connection part in order to prevent the connection of the antenna 22 from being detached according to the magnitude of the bending. Then, regardless of the occurrence of the bending in any direction, the antenna 22 can maintain the fixed connection in accordance with the support of the protection plate 23. [ The strap 200 including the chip 21, the shield plate 23 and the synthetic resin 24 may be inserted into a purse, a smartphone case, a bracelet, or the like, as well as a wrist strap.

In addition, the chip 21 embedded in the strap 200 is preferably fabricated by etching in the FBCP type or by silver paste printing in PC / PE / PVC or the like. Molding of the chip 21 can withstand water, chemical resistance, high temperature, etc. by applying polyethylene. The built-in structures of the NFC chip 21 and the antenna 22 may be various and are not limited to a specific manufacturing process or structure.

3, the NFC chip 21 includes a control unit 205 corresponding to an MCU, a RAM 201 corresponding to a memory, a ROM 202, an EEPROM 203, a Java processor 204, an encryption and decryption processing An input / output unit 207 for inputting and outputting data, and an LED unit 208 for externally emitting light. The NFC chip 21 further includes an RF circuit, an antenna port, and the like.

Here, the ROM 202 may be loaded with S / W such as card information, a traffic card applet, and an NFC tag applet, and the applet is driven according to an external command signal by the execution of the control unit 205. [ Since a plurality of functions can be simultaneously mounted on the NFC tag chip 21 in the form of a Java applet, a traffic card function, a credit card function, a point function, and an access control function may be simultaneously installed.

In addition, the wearable card device 2 is powered by an RF rectifier (antenna + rectifier) circuit, and there is a part where it is difficult for the user to judge whether the sending of card information by the tacking is effective. If tagging is ineffective, an error message or a tone is output from the other party terminal to which the card information is transmitted, and the user can not confirm whether or not the wearable card device 2 is abnormal.

Therefore, when the sending of the card information is normally completed due to effective tagging, the LED unit 208 irradiates the user with the light. For example, when the user is not in a good position to tag the card device 2, a situation occurs that requires a plurality of contacts, and the user becomes very confused. However, in the case of valid tagging, if the user confirms the light emitted from the LED unit 208, the user can know the contact position precisely, which is convenient, and also checks whether the cause of the error is the other party's terminal or not in the card device 2 I can cope calmly. Here, it is preferable that the strap 200 is made of a transparent material or a hole so that the LED 208 can emit light from the outside.

4 is a schematic internal structure of the card registration server 4 of FIG.

The card registration server 4 according to the embodiment of the present invention includes a card information management unit 41 for requesting card issuance of the card device 2, a card registration request receiving unit 42 for requesting card registration from the card device 2 A card registration requesting unit 43 for requesting the card company server 5 to register the card, a card registration result receiving unit 44 for receiving the card registration result from the card issuer server 44, 3) in response to the card registration result.

The card information management unit 41 receives an order for the card device 2 from the affiliate terminal 6 (1). The affiliate company does not place any special restrictions on the company of the card registration server (4), the credit card company, the financial institution, the point company, the mobile communication company, and the like as a company that manufactures and distributes the card device (2). Companies can make card devices for the purpose of advertising, gifts, etc. The card information management unit 41 requests the issuance of the wearable card to the card issuer server 5 for the requested order (2), and receives the card information from the card issuer server 5 (3). The issued card information includes a card number, an expiration date, and the like. The owner of the issued card information is a bearer and the owner is determined by the initial use registration. The card information management unit 41 associates the device identification information with the card information, and replies the corresponding device identification information and the card information to the affiliate terminal 6 ((4)). Then, the corresponding information is provided to the manufacturer of the card device 2, and the manufacturer manufactures the card device 2 in which the corresponding information is embedded.

Manufactured cards are distributed or sold to users. The user who owns the card device 2 tags the card device 2 on the user terminal 3 and requests registration of card use (5). The application 300 of the user terminal 3 is executed by the tagging and receives a card registration request.

The card registration request receiving unit 42 receives the card registration request including the card information through the tagging from the application 300 of the user terminal 3 (6). The received card registration request is information including identification information of the user terminal 3, identification information of the card device 2, and card information.

Here, when the card to be registered is a payment-enabled card, the information on the card registration request may further include credit card information of the user to be actually charged. For example, when a user requests registration of a traffic card or a credit card, the user selects a specific credit card from a plurality of credit cards registered in the application 300, To apply for card registration. Since the card number of the card device 2 is an information generated by a specific credit card company under an anonymous name, registration for use must be made by the credit card company together with the actual card information. Here, the credit card registered in the application 300 is a real credit card or a mobile card actually held by the user. The credit card may include payment of the credit card as well as payment of the merchant.

Then, the user does not need a procedure of visiting the card company and issuing the card, by registering the use registration of the wearable card device 2 with the smart card in the card registration server 4 and the card company server 5 It is convenient. When the card of the card device 2 is for payment, the user registers the existing credit card as the mother card and the card of the card device 2 as the daughter card, and the payment / payment generated by the daughter card It is integrated payment with mother card. The card number of the card is preferably different from the card number of the mother card.

The card registration requesting unit 43 authenticates whether the received device identification information and card information are pre-stored matching information. If it is the stored information, the authentication succeeds and the card issuer server 5 identified by the card information requests card registration (7). Here, the card registration request unit 43 transmits information including the user information and the card information identified from the identification information of the user terminal 3 to request card registration. Of course, when the card information is the payment card, the card information is actually included in the credit card information to request the card registration.

The card registration result receiving section 44 receives the card registration result from the card issuer server 5 (8). Here, the card issuer server 5 receives the information on the card registration request and, if there is no abnormality in the user information or the card information, determines that the card registration is successful and stores the received information in the DB.

The card registration result transmitting section 45 transmits the received card registration result to the application 300 (9). The user confirms the card registration result through the application 300. After the card registration is successful, the card device 2 can use a unique function assigned to the corresponding card such as payment, point accumulation, and access control through tagging. If the card device 2 holds a credit card, the user tagging the card device 2 with the card device 2 (10), the reader of the merchant terminal receives the tagging information and the merchant terminal receives the credit card And requests approval to the card issuing server 5 in the same processing manner as that of FIG. The card issuer server 5 makes a settlement approval process using the actual credit card of the user corresponding to the card number of the card device 2 requested for approval, and replies the process result (11).

5 is a schematic flowchart of a method of registering a wearable card according to an embodiment of the present invention.

A manufacturer who wishes to produce the wearable card device 2 connects to the card registration server 4 via a network to request issuance of the card and manufacture of the device.

Then, the card registration server 4 generates identification information uniquely identifying the card device 2, requests issuance of the card number to the card issuer server 5, and transmits the generated identification information and the issued card number information And stores them in the DB (S41). When the identification information and the card information are generated, the card device 2 is manufactured based on the generated information and distributed to the user. The produced card device 2 is worn by a user, and the card information is a card that can replace the real card, and does not limit the purpose and type of the card. The card device 2 transmits card information through NFC-based tagging. The user who owns the card device 2 is required to register the use of the card through the application 300 of the user terminal 3 without having to visit the card company. Registration of use of the card involves registration of user information using the card.

The user tags the card device 2 on the user terminal 3 to request card usage registration and the application 300 receives identification information and card information from the card device 2 by tagging. When the card registration server 4 receives a card registration request from the application 300, the card 300 transmits the card registration request information including the identification information of the user terminal 3, the identification information of the device 2, (S42). When the user terminal 3 is a mobile terminal, the telephone number of the mobile terminal is information for identifying the user as the identification information.

Here, when the card information of the card device 2 is used for payment, the application 300 selects the real card number mapped to the card information from the user. For example, when the card of the card device 2 is a credit card, the actual card number to which the charge is mapped and mapped to the settlement of the card information should be mapped.

When a card registration request is generated, the card registration server 4 transmits the received information to the card issuer server 5 to request registration of the card (S43). The card registration server 4 inquires whether the identification number of the device 2 received through the application 300 matches the stored mapping information of the card information and if the inquiry is successful, .

When card registration is requested by the card issuer server 5, the card registration server 4 receives the processing result of card registration from the card issuer server 5 (S44). The card issuer server 5 authenticates the user information and the identification number of the device 2 and the card information, and judges that the card registration is successful and stores it in the DB if there is no abnormality in the card use. Thereafter, the user information and the card information stored in the DB are referred to for authentication processing, which indicates whether card use is valid by tagging of the card device 2. [

When the processing result of the card registration is received, the card registration server 4 responds to the card registration result received by the application 300 (S45). If the card registration result is successful, the card device 2 can use the card according to unique functions such as settlement, point accumulation, identification, work, entry and exit, etc. through tagging. Of course, in the case of effective tagging, the card device 2 notifies the user that the card information is normally transmitted through the light emission of the LED unit 208. [

If a tagging event occurs after registration of the card is successful, the card issuer server 5 receives the tagging information of the card (S51). When the user brings the card device 2 to the tag reader for tagging, the tag reader receives the transmission signal including the card information. The terminal of the tag reader transmits the tagging information including the card information to the card issuing server 5 to request the processing.

When the tagging information is received, the card issuer server 5 performs processing according to the card function unique to the received card information, and responds to the processing result (S52). For example, in the case of a traffic card, approval of the transportation expenses is performed, and in the case of a credit card, approval of the payment amount is performed. In addition, the tagging history of the user is stored in the case of an identity card, and the user's input history is stored in the case of a work card.

In the above-described embodiment, the term "part" is not used as a term to denote the hardware division of the card registration server 4. Accordingly, a plurality of constituent parts may be integrated into one constituent part, and one constituent part may be divided into a plurality of constituent parts. The constituent unit may mean a constituent part of hardware, but may also mean a constituent part of software. Therefore, it should be understood that the present invention is not particularly limited by the term "part ".

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed exemplary embodiments. It goes without saying that various modifications and variations are possible within the scope of equivalence of the scope.

1: wearable card system 2: wearable card device
3: user terminal 4: card registration server
5: Card issuer server 300: Application

Claims (20)

A registration device of a wearable card which permits card registration of a wearable card device storing card information by using a communication network,
A card registration request receiving unit for receiving a card registration request including the card information;
A card registration requesting unit for requesting registration of use of the card by transmitting information of the card registration request to a card company server of received card information;
A card registration result receiving unit for receiving a registration result permitting use of the card from the card issuer server; And
A card registration result transmission unit for transmitting the registration result of the received card information in response to the card registration request,
And the use of the card of the wearable card device is permitted after the registration result is successful. The method according to claim 1,
Wherein the wearable card device is requested to order an wearable card device from an affiliate terminal and provides identification information and card information of the wearable card device. The method according to claim 1,
Further comprising a card information management unit for generating identification information of the wearable card device,
Wherein the card information management unit requests the issuance of the card to the card issuer server and receives and manages the card information corresponding to the identification information from the card issuer server. The method according to claim 1,
When the user terminal receives identification information and card information of the wearable card device through tagging based on the wearable card device and the local area wireless communication,
And the card registration request receiving unit receives the card registration request from the user terminal. 5. The method of claim 4,
The user terminal selects the actual card information corresponding to the received card information,
Wherein the card registration request receiving unit receives the card registration request including the identification information of the user terminal, the device identification information, the card information, and the actual card information from the user terminal. 6. The method of claim 5,
The card company server,
When the settlement of the card information occurs due to the tagging of the wearable card apparatus, the settlement request including the card information is received and processed, and if the approval is successful, the settlement amount is processed as the settlement amount of the actual card information Of the wearable card. The method according to claim 1,
Wherein the card information of the wearable card device corresponds to at least one identification number among a traffic card, a credit card, a point card, an identification card, and a charging card. The method according to claim 1,
Wherein the wearable card device comprises:
A memory for storing each program executed in accordance with card information and an external wireless signal;
An antenna port connected to an antenna supporting short-range wireless communication; And
A short-range wireless communication, a data input / output, and an execution of the program
And a short-range wireless communication chip including the wireless communication chip. 9. The method of claim 8,
Wherein the wearable card device comprises:
A rectifier for converting radio frequency energy excited in accordance with an external radio signal into a direct current and allowing an LED to operate, a light emitting diode (LED) or
A control unit for allowing the LED to operate according to data input / output and execution of the program
And a short-range wireless communication chip including the wireless communication chip. 1. A wearable card device for transmitting card information by tagging a short range wireless communication,
A memory for storing each program executed in accordance with card information and an external wireless signal;
An antenna port connected to an antenna supporting short range wireless communication by the tagging;
A short-range wireless communication, a data input / output, and execution of the program; And
A short range wireless communication chip including an LED for irradiating light under the control of the control unit and an antenna,
The card information is transmitted to the user terminal by tagging with the user terminal for card registration, the user terminal receives the card information, requests card registration with the registration device of the wearable card, and the registration device of the wearable card And when the received card information is successfully registered in correspondence with the actual card information of the user, the card is permitted to be used as a valid card based on the short-range wireless communication. 10. The method of claim 10,
Wherein the wearable card device comprises:
Characterized in that the strap is made of an elastic material and the strap is molded with synthetic resin or is externally processed with a leather-bound material, and the strap is made transparent or hole-borne so that the light of the LED can be seen from the outside Wearable card device. The method according to claim 10 or 11,
Wherein one end of the connection portion of the antenna port and the antenna is supported by a protection plate so that the fixed connection of the connection portion is maintained in accordance with a bending deformation. A registration method of a wearable card in which a registering device of a wearable card permits card registration of a wearable card device storing card information using a communication network,
(a) a card registration request receiving step of receiving a card registration request including the card information;
(b) a card registration requesting step of requesting registration of use of the card by transmitting information of the card registration request to a card company server of the received card information;
(c) a card registration result reception step of receiving a registration result permitting use of the card from the card issuer server; And
(d) a card registration result transmission step of transmitting the registration result of the received card information in response to the card registration request
Wherein the use of the card of the wearable card device is permitted after the registration result is successful. 14. The method of claim 13,
Prior to step (a)
Further comprising the step of the registration device of the wearable card being requested to order the wearable card device from the affiliate terminal and providing the identification information and the card information of the wearable card device. 14. The method of claim 13,
Prior to step (a)
A card information management step of generating registration information of the wearable card device by the registering device of the wearable card, requesting issuance of a card to the card issuer server, receiving card information corresponding to the identification information from the card issuer server, The method of claim 1, 14. The method of claim 13,
The step (a)
When the user terminal receives identification information and card information of the wearable card device from the wearable card device through tagging based on the local wireless communication, the registration device of the wearable card receives the card registration request from the user terminal A method for registering a wearable card characterized by: 17. The method of claim 16,
The step (a)
Wherein the user terminal selects actual card information corresponding to the received card information, and the registering device of the wearable card includes identification information of the user terminal, device identification information, the card information, and the actual card information from the user terminal Wherein the step of receiving the card registration request includes receiving the card registration request. 18. The method of claim 17,
The card company server,
When the settlement of the card information occurs due to the tagging of the wearable card apparatus, the settlement request including the card information is received and processed, and if the approval is successful, the settlement amount is processed as the settlement amount of the actual card information Of the wearable card. 14. The method of claim 13,
Wherein the card information of the wearable card device corresponds to at least one identification number among a traffic card, a credit card, a point card, an identification card, and a charging card. The method according to claim 13 or 19,
Wherein when the wearable card device is tagged with a terminal of the short-range wireless communication device and the sending of the card information is effectively completed, the wearable card device irradiates light to the outside via the LED.

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