KR20160000716A - User equipment, control method thereof and computer readable medium having computer program recorded therefor - Google Patents

Abstract

A user device according to an embodiment of the present invention comprises: an input unit for inputting information about consumption details and class evaluation; an application executing unit for renewing information about the consumption details, requesting class evaluation about the consumption details from a user, receiving information on class evaluation depending on whether preferable consumption has been made, and providing statistic information about consumption details and class evaluation details of a housekeeping book written through a housekeeping book application; and a storing unit for collecting and storing class evaluation information about the consumption details.

Description

[0001] The present invention relates to a user apparatus, a control method thereof, and a recording medium on which a computer program is recorded.

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a user apparatus, a control method thereof, and a recording medium on which a computer program is recorded. More specifically, A control method thereof, and a recording medium on which a computer program is recorded.

As the use of mobile communication terminals such as mobile phones and smart phones has become commonplace, mobile payment services using mobile communication terminals have been developed and expanded.

Accordingly, a method of using a separate identification module such as a Subscriber Identity Module (SIM) is commercially available in a mobile communication terminal. The SIM card storing credit card information, financial information, Or the like, and then receive the mobile payment service using the inserted / installed mobile communication terminal.

Meanwhile, many methods for providing a household account service using a mobile communication terminal are proposed. For example, after a user performs a financial transaction such as a financial transaction, a card settlement, and an electronic commerce transaction, Of the home page service.

However, since the conventional household part does not evaluate the consumption item, it only provides quantitative analysis data on the consumption amount and items, and thus has a limited problem in providing a qualitative data analysis.

The present invention relates to a system and a method for providing a user who can encourage a user to estimate a consumption item by reviewing a necessary consumption item, A control method thereof, and a recording medium on which a computer program is recorded.

Also, it is an object of the present invention to provide a user apparatus, a control method thereof, and a recording medium on which a computer program is recorded, which enables a household member to be operated effectively by looking at consumption items through relative comparison with users of other household members having similar incomes and expenses .

A user device according to an embodiment of the present invention includes an input unit for inputting information on consumption history and rating information; The information on the consumption history is updated and the user is requested to perform a rating evaluation on the consumption history to receive the rating information according to whether or not the consumption is desirable and the consumption history and the rating evaluation history of the household section, An app execution unit for providing statistical information; And a storage unit for collecting and storing rating evaluation information on the consumption history.

According to another aspect of the present invention, there is provided a method of controlling a user apparatus, including: obtaining information on consumption details; Requesting a rating evaluation of the consumption history to the user to obtain rating evaluation information according to whether the consumption is desirable or not; Reflecting the rating information to the household part application; And editing and providing information on the consumption details and the rating information.

A computer program for performing the control method of the user apparatus according to the above-described embodiment may be stored in the recording medium on which the computer program according to the embodiment of the present invention is recorded.

A user apparatus according to an embodiment of the present invention, a control method thereof, and a recording medium on which a computer program is recorded, the present invention allows a user to evaluate a rating of a consumed item when inputting a consumed item, And it is possible to encourage planned consumption by providing accumulated data.

It also has the effect of allowing households to operate effectively by reviewing consumption items through relative comparison with users of other households with similar income and expenditures.

1 is a schematic block diagram of a household system according to an embodiment of the present invention.
2 is a schematic block diagram of a terminal for a household part according to an embodiment of the present invention.
FIG. 3 is a flowchart illustrating a process of creating and servicing a household part according to an embodiment of the present invention.
4 is a diagram illustrating an example of a user interface screen for evaluating a rating of a consumed item according to an embodiment of the present invention.
5 is a diagram illustrating an example of a user interface screen for providing data for each item of consumption according to an embodiment of the present invention.
FIG. 6 is a view illustrating a user interface screen showing a statistical graph according to an embodiment of the present invention.
7 is a view illustrating a user interface screen showing a consumption statistic graph according to an embodiment of the present invention.

It is noted that the technical terms used in the present invention are used only to describe specific embodiments and are not intended to limit the present invention. In addition, the technical terms used in the present invention should be construed in a sense generally understood by a person having ordinary skill in the art to which the present invention belongs, unless otherwise defined in the present invention, Should not be construed to mean, or be interpreted in an excessively reduced sense. In addition, when a technical term used in the present invention is an erroneous technical term that does not accurately express the concept of the present invention, it should be understood that technical terms can be understood by those skilled in the art. In addition, the general terms used in the present invention should be interpreted according to a predefined or prior context, and should not be construed as being excessively reduced.

Furthermore, the singular expressions used in the present invention include plural expressions unless the context clearly dictates otherwise. In the present invention, terms such as "comprising" or "comprising" and the like should not be construed as encompassing various elements or various steps of the invention, Or may further include additional components or steps.

Furthermore, terms including ordinals such as first, second, etc. used in the present invention can be used to describe elements, but the elements should not be limited by terms. Terms are used only for the purpose of distinguishing one component from another. For example, without departing from the scope of the present invention, the first component may be referred to as a second component, and similarly, the second component may also be referred to as a first component.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings, wherein like reference numerals refer to like or similar elements throughout the several views, and redundant description thereof will be omitted.

In the following description, well-known functions or constructions are not described in detail since they would obscure the invention in unnecessary detail. It is to be noted that the accompanying drawings are only for the purpose of facilitating understanding of the present invention, and should not be construed as limiting the scope of the present invention with reference to the accompanying drawings.

1 is a schematic block diagram of a household system according to an embodiment of the present invention. The household system according to an embodiment of the present invention may include a terminal 100, a network 200, a household management server 300, a card vendor 400, a financial institution 500, have.

Not all of the components of the household system shown in Fig. 1 are required, and the household system may be implemented by more components than the components shown in Fig. 1, and the household system may be implemented by fewer components .

As shown in FIG. 1, a terminal 100 as a user device is a multimedia device group capable of executing an application 70 for providing a household part service to a user according to an embodiment of the present invention, For example, a cellular phone, a video phone, a smart phone, a notepad, a laptop computer, a tablet computer, a desktop computer, and the like .

Such a terminal 100 can provide a broadband communication service to a subscriber by interfacing with a network 200 to be described later with a broadband connection. The terminal 100 can be a second generation based on a Code Division Multiple Access (CDMA), a Wideband Code Division Multiple Access (WCDMA) And a wired environment supporting IP (Internet Protocol) -based communication technology such as the Internet. The present invention can provide a broadband communication service including both a wireless environment supporting three generations or more of the Internet, and a wired environment supporting an IP (Internet Protocol)

In addition, the terminal 100 can provide a local communication service to the subscriber by interfacing with the network 200 through a local access. The local area communication service may be a wireless local area communication service such as Wi-Fi or a wired local area communication service such as a LAN (Local Area Network).

The terminal 100 communicates with the household financial management server 300 through the network 200 according to the present embodiment to receive financial service information such as card usage log information and cash usage log information A log information update service, and the like, and can provide a household input service or the like to the terminal 100.

The network 200 may include a broadband communication network and a local area network and may connect the terminal 100 and the household management server 300 so that the household management service according to the present embodiment, And can be provided to the terminal 100 from the management server 300. Here, the broadband communication network may include a broadband wireless communication network and a broadband wired communication network.

The broadband wired communication network is an Internet, for example, and includes various services existing in the TCP / IP protocol and its upper layers such as HyperText Transfer Protocol (HTTP), Telnet, File Transfer Protocol (FTP) ), An SMTP (Simple Mail Transfer Protocol), a Simple Network Management Protocol (SNMP), a Network File Service (NFS), and a Network Information Service (NIS) And to be connected to the management server 300.

The local area network within the network 200 may include a local area network and a local area network. The local wired communication network can provide a local wired communication environment between the terminal 100 and the household management server 300, for example, as a LAN (Local Area Network). The short-range wireless communication network provides a short-range wireless communication environment between the terminal 100 and the household management server 300, and may include a wireless communication environment such as Wi-Fi.

The terminal 100 can receive the card usage information provided from the card vendor 400 and reflect the received card usage information in the financial management information.

Also, the household financial management server 300 can manage the client information of the terminal 100, and can manage the financial management information of the corresponding client terminal by reflecting the managed client information and the card usage log information. Such financial management information can be utilized for the household financial service of the terminal 100. [

4 is a diagram illustrating an example of a user interface screen for evaluating a rating of a consumed item according to an embodiment of the present invention. The household budget management server 300 may provide feedback to the terminal 100 based on the rating of each consumption item.

The app 70 can provide a program for creating a household part rated for each consumption item in the terminal 100. [ Specifically, when card usage information is provided from the card vendor 400 to the terminal 100 or a consumption item is input by the user, the application 70 sends a screen for evaluation of the consumed item to the terminal 100 . The user can evaluate the consumed item through the terminal 100. [

For example, an evaluation of a consumption item can be made in four steps. Specifically, the first stage may include consumption necessary for the maintenance of life, for example, housing administration expenses, insurance premiums, education expenses, medical expenses, transportation expenses, food expenses, and the like. The second stage may include consumption that is necessary for the maintenance of life but can be reduced, for example, cultural living expenses, various dues, tribute, communication expenses, and the like. Step 3 may include unplanned unnecessary consumption, for example, impulse purchasing, skin care, fuel costs, and the like. Step 4 may include consumption that should not have occurred, such as delinquency interest, commission, taxi fare, etc. Each item can be evaluated according to the judgment of the user, and even when the same item is consumed, it can be evaluated differently depending on the situation. This may be further subdivided by way of example for the evaluation step of the consumption item. The evaluation of each consumption can also be scored step by step. For example, a score of +1 for stage 1, +1 for stage 2, 0 for stage 3, and -1 for stage 4 can be set.

When the user evaluates the consumption item as described above, the consumption item, the amount, and the rating information about the evaluation can be stored. Consumption items may include information such as the date and time of consumption, and the place of use.

Thus, when an evaluation is input for the consumption item, a consumption score is set for the consumption item, and the step-by-step occurrence ratio and the amount ratio can be accumulated for the consumption item.

In addition, the fixed cost may be set such that the user preliminarily inputs the keyword, and the consumption including the keyword is evaluated to a predetermined grade.

In addition to consuming cards, users can also enter items for cash consumption and evaluate consumption levels.

Information on the evaluated consumption item, amount, and grade can be accumulated and provided in an edited monthly and yearly basis.

2 is a schematic block diagram of a terminal for a household part according to an embodiment of the present invention. The terminal 100 may include an input unit 110, a control unit 120, a storage unit 130, a display unit 140, a communication unit 150, and an application execution unit 160.

The input unit 110 may be a user key input unit of the terminal 100 and may provide an input signal corresponding to a user's key input action to the control unit 120. [ For example, an input signal for creating a household part, an input signal for user information registration, and an input signal for rating evaluation, which are included in the household part application, can be provided to the control part 120.

The control unit 120 may generate a household account according to the household account information input signal input from the input unit 110. The control unit 120 collects the card usage information provided through the communication unit 150 according to the embodiment of the present invention, , It is possible to create a household account based on the card usage information.

In creating the household part, the fixed cost may be set by the control unit 120 such that the user pre-inputs the keyword and estimates the consumption including the keyword to a predetermined grade.

The storage unit 130 stores arbitrary information such as household account information according to the control of the controller 120 or stores card usage information provided through the network 200. If necessary, The above-described information can be selected and stored. The storage unit 130 may collect and store rating evaluation information on the consumption history.

The display unit 140 may include display means such as an LCD (Liquid Crystal Display) or OLED (Organic Light Emitting Diodes) For example, a household budget list in the household budget application.

The communication unit 150 may include a communication module such as a Wi-Fi communication module, an UWB (Ultra Wide Band) communication module, a Bluetooth communication module, an infrared communication module, a Zig- And a broadband communication module such as a WCDMA communication module, a WiBro communication module, and an Internet communication module, and may be connected to the network 200 to provide a user with a local communication service and a broadband communication service, And may receive card usage information and the like received from the card vendor 400 according to an embodiment.

The application execution unit 160 processes the overall operation related to the execution of the application 70. [ Specifically, it manages the household account application, creates and updates the amount and evaluation information related to the consumption item, manages expenditure records created through the household account application, and edits statistical information of the household account which is managed and created have.

FIG. 3 is a flowchart illustrating a process of creating and servicing a household part according to an embodiment of the present invention.

Initially, the terminal 100 receives consumption information (S100). Consumption information may include amount, usage, time, and time information. The consumption information may be received from the card vendor 400 through the network 200, or may be created by a user's direct input.

Such card usage information may be received by the terminal 100 through the network 200 in the form of, for example, SMS (Short Message Service) or MMS (Multimedia Messaging Service).

Next, evaluation information on consumption is received (S200). The evaluation information on the consumption can be set in stages, and it can be set to be evaluated by subdividing the most desirable consumption into one level and the most unnecessary consumption in four levels.

Next, consumption information evaluated in S200 can be updated and reflected in the household part application (S300). The application execution unit 160 receives the cash expenditure history input by the user based on the information input at the step S300, the card expenditure received from the card vendor 400, and the user's evaluation of each consumption item, (S400), and the evaluation and data of the statistics can be displayed on the terminal 100 (S500). The evaluation on the statistics can be made in advance by the operator of the household financial management server 300, and the evaluation can be provided corresponding to the score of the consumption item evaluated by the user. The data on the consumption items may include the percentage of each stage per month and the total consumption score based on this.

5 is a diagram illustrating an example of a user interface screen for providing data for each item of consumption according to an embodiment of the present invention. As shown in the figure, monthly detailed daily consumption information can be confirmed through a user interface screen, and a quick navigation function can be provided through a monthly menu screen.

It is also possible to display information on the desired consumption level for each consumption item to confirm the average score for a plurality of consumption items.

FIG. 6 is a view illustrating a user interface screen showing a statistical graph according to an embodiment of the present invention. As shown in the figure, information on the consumption level can be provided as a circular graph on a monthly basis. Thus, the ratio of each consumption class can be confirmed at a glance. Also, if you select each consumption class, you can check the specific consumption details of the selected class.

7 is a view illustrating a user interface screen showing a consumption statistic graph according to an embodiment of the present invention. As shown, the consumption level and the consumption amount can be confirmed on a monthly basis. In the figure, the horizontal axis represents the month, the vertical axis represents the consumption amount, and the bar graph representing the consumption amount can be displayed in a divided manner by each consumption grade. As a result, consumers can see how much and how little they spend in a given month, and the percentage of consumption by month.

The control method of the user apparatus and the service providing apparatus according to the embodiment of the present invention can be written in a computer program, and the codes and code segments constituting the computer program can be easily deduced by a computer programmer in the field. In addition, the computer program is stored in a computer readable medium, readable and executed by a computer, a user apparatus according to an embodiment of the present invention, a service providing apparatus, Can be implemented.

The information storage medium includes a magnetic recording medium, an optical recording medium, and a carrier wave medium. A computer program implementing the method of controlling a user apparatus and a service providing apparatus according to an embodiment of the present invention can be stored and installed in a built-in memory such as a user apparatus, a service providing apparatus, an affiliate server, and the like. Alternatively, an external memory such as a user device according to an embodiment of the present invention, a smart card storing and installing a computer program implementing the control method of the service providing apparatus, and the like may be installed in a user apparatus, a service providing apparatus, and the like through an interface.

It will be apparent to those skilled in the art that various modifications and variations can be made in the present invention without departing from the spirit or essential characteristics thereof. Therefore, the embodiments disclosed in the present invention are intended to illustrate rather than limit the scope of the present invention, and the scope of the technical idea of the present invention is not limited by these embodiments. The scope of protection of the present invention should be construed according to the following claims, and all technical ideas within the scope of equivalents should be construed as falling within the scope of the present invention.

70: Apps
100: terminal
110: input unit
120:
130:
140:
150:
160: App executor
200: Network
300: a household management server
400: Card vendor

Claims (7)

An input unit for inputting information on consumption details and rating evaluation information;
The information on the consumption history is updated and the user is requested to perform a rating evaluation on the consumption history to receive the rating information according to whether or not the consumption is desirable and the consumption history and the rating evaluation history of the household section, An app execution unit for providing statistical information; And
And a storage unit for collecting and storing rating evaluation information on the consumption history.
The method according to claim 1,
And a controller for setting the consumption including the predetermined keyword so as to be evaluated to a predetermined grade when preparing the household part.
The method according to claim 1,
And a communication unit for receiving the consumption history information through the card from the card company via the network.
Obtaining information on consumption details;
Requesting a rating evaluation of the consumption history to the user to obtain rating evaluation information according to whether the consumption is desirable or not;
Reflecting the rating information to the household part application; And
And editing and providing the information on the consumption details and the rating evaluation information.
5. The method of claim 4,
And the predetermined rating evaluation information is reflected when the information on the consumption history includes a predetermined keyword.
5. The method of claim 4,
And the information on the consumption details is acquired through the communication unit.
A recording medium on which a computer program for performing the method according to any one of claims 4 to 6 is recorded.

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