KR20150005399A

KR20150005399A - The electronic payment system to issue electronic tax invoice at once

Info

Publication number: KR20150005399A
Application number: KR1020130079334A
Authority: KR
Inventors: 종 진 임
Original assignee: 종 진 임
Priority date: 2013-07-06
Filing date: 2013-07-06
Publication date: 2015-01-14

Abstract

Currently, various electronic payment services, such as credit cards, real time account transfers, and payments using cellular phones, are provided and an electronic tax invoice system is being enforced for tax invoices. However, apart from the credit cards which do not require issuance of tax invoices, it is required that tax invoices are issued, when cash is used for payment in real time account transfers and automatic transfers, and currently an electronic tax invoice service is used for issuing the tax invoice separately from current electronic payments. The present invention relates to an apparatus for issuing the electronic tax invoices simultaneously with a payment, when a means requiring the issuance of the tax invoice, among means such as the real time account transfers and automatic transfers, is used for the payment. According to the present invention, the tax invoice is automatically issued simultaneously with the payment, and there is no need to issue the tax invoice separately. Therefore, user convenience is improved and it can be prevented that the tax invoice issuance is omitted.

Description

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to electronic payment systems,

Electronic payment, electronic tax bill, credit card, real-time account transfer, direct debit

Currently, various electronic payment services such as credit card, real-time account transfer, direct debit, and mobile phone payment are available. Electronic tax invoice system is being implemented.

However, in the case of a credit card, there is no need to issue a tax invoice separately. However, in case of cash settlement such as other real-time account transfer or automatic transfer, a tax invoice must be issued. Currently, electronic tax invoice service .

The present invention relates to a device for collectively processing electronic bill payment and issuance of electronic tax invoice at the same time when payment is made by a means requiring issuance of a tax invoice in payment means such as real time settlement or automatic transfer.

According to the present invention, since it is automatically issued at the time of settlement, it is not only convenient to issue the tax invoice separately but also can prevent the issuance of the tax invoice from being omitted.

Fig. 1 and Fig. 2 are examples of screen configurations according to the present invention.

First, we define the terms as follows.

The term " settlement agency " means a company that provides electronic settlement services. In the present invention, the term " settlement agency " refers to a company that collectively processes electronic tax invoices in cooperation with an external system.

"Merchant" means a company that provides goods or services and receives payment using a payment service.

"Customer" means a person who makes a payment using a payment service. In the present invention, the scope is limited to a corporation or a private company that must receive a tax invoice.

The term " real-time settlement " refers to a method in which a customer connects to a service of a settlement agency, such as a real-time account transfer, a credit card settlement, or a mobile phone settlement. In the present invention, the scope is limited to a settlement method to be issued.

"Automatic transfer" is a payment method that automatically withdraws customers from a company on a predetermined date on a regular basis such as CMS automatic transfer, mobile phone automatic transfer, credit card automatic transfer, etc. In the present invention, the range of the payment method Limit.

&Quot; Payment information " means information of a client company required for payment through real-time settlement or automatic transfer, and in case of real-time settlement, information such as a customer name, order number, product name and amount, , A bank (or a communication company or a card company), an account number (or a mobile phone number or a card number), an amount, and the like.

"Tax invoice information" means information of a customer who is required to issue a tax invoice and includes information such as a business registration number, a company name, a representative, an address, a business category, and an item.

When a merchant submits a service to a payment agent, it registers the merchant information necessary to issue the tax invoice, so the merchant's tax invoice information is already registered with the payment agent.

The present invention is divided into two payment methods of real time settlement and automatic payment, and will be described step by step with reference to the drawings.

First, I'll explain real-time payment.

When a customer who purchases goods or services registers as a member of an affiliated store, the tax invoice information should be registered in advance, such as membership registration, if possible.

In the first step, the customer company accesses the merchant site and selects a real-time payment means from the goods or service purchase screen and makes payment.

In the second step, the merchant calls the settlement agency's settlement service and delivers the tax invoice information of the client together with the settlement information to the settlement service.

In the third step, as shown in FIG. 1, the payment agency provides a screen for inputting information necessary for settlement such as an account number, allows the customer to check whether the electronic tax invoice has been issued, Show the customer's tax invoice information and allow the customer to edit or add additional information.

Step 4, the customer enters payment information and tax invoice information and clicks on payment.

Step 5, the settlement agency processes the settlement as before, and if the customer chooses to issue the tax invoice, it issues the electronic tax invoice.

I will explain the case of account transfer in the following.

First, the merchant is required to register customer information in advance in the payment agency. At this time, the payment agency provides a screen for entering the tax invoice information together as shown in FIG. 2, and the merchant checks whether the electronic tax invoice is issued, Enter your company's tax invoice information.

After the merchant registers the customer, it is generally required to go through the authentication process of the customer. At this time, the customer can check the information and check whether it is issued or not.

The agency will issue an electronic tax invoice if the customer chooses to issue a tax invoice.

The foregoing is merely an example of the present invention, and various modifications and modifications are possible.

Refer to drawing

Claims

Electronic payment apparatus and method characterized by collective processing up to issuance of electronic tax bill

In Section 1
When real-time payments such as real-time accounts are transferred, information necessary for issuing tax invoices is sent along with payment information, and customers can edit or input tax invoice information. When a customer selects to issue a tax invoice and makes a payment, And an electronic settlement apparatus and a method thereof

In Section 1
Wherein the merchant is allowed to input information necessary for issuing the tax invoice when registering the customer at the time of automatic transfer, and when the tax invoice information is registered, the automatic payment and the issuance of the electronic tax invoice are collectively processed And method