KR20140086212A - Monitoring system and method for electronic financial service - Google Patents

Abstract

When inter-monitoring for an electronic financial service is provided, event occurrence information according to an execution of an electronic financial application is received from at least one of a plurality of smart devices which are registered for the same user, event occurrence acknowledgement information including identification information of the corresponding smart device, which transmitted the event occurrence information, and identification information of the event are sent to the rest of the smart devices except for the smart device which has sent the event occurrence information. Response information corresponding to the event occurrence acknowledgement information is received from the one of the rest smart devices, and a control command for controlling a preset operation according to the response information is sent to the corresponding smart device.

Description

TECHNICAL FIELD [0001] The present invention relates to an electronic financial service mutual monitoring system and method,

The present invention relates to a system and a method for mutually monitoring electronic financial services in a plurality of user terminals registered for the same user.

As smart devices including smart phones and smart tablets become popular, it is becoming common for one user to use various types of smart devices or to use smart devices in conjunction with existing PCs through cloud services. In this way, when a user uses a plurality of smart devices, the same electronic financial service can be used in each smart device. To this end, personal information such as a certificate should be stored in each of the plurality of smart devices.

However, when a user acquires a smart device that the user does not currently possess and acquires the electronic financial service, the risk of personal information infringement may occur. Especially, when the device is lost or stolen, there is a problem that the damage of the electronic finance can be increased in a situation where the user does not recognize the state of theft / theft.

In order to solve such a problem, a conventional electronic financial service provider provides a service to notify a user when an electronic financial service work such as settlement and transfer through a smart device occurs. However, such a system does not provide a function to prevent the use of electronic financial services by others in advance. In other words, before the user directly receives the loss / theft report from the provider of the electronic financial service, it is impossible to distinguish between the normal access and the illegal access of the electronic financial service through the smart device, exist.

In this regard, the Korean Registered Patent No. 947652 (titled invention: electronic financial transaction monitoring system) monitors in real time the errors occurring in financial institutions such as banks and the results of processing electronic financial transactions And a control system for controlling the system.

An embodiment of the present invention is to solve the problems of the prior art described above, and it is an object of the present invention to provide a smart electronic device that monitors the use of an electronic financial service for a plurality of smart devices used by the same user, To provide a system and method for mutual monitoring of financial services.

It should be understood, however, that the technical scope of the present invention is not limited to the above-described technical problems, and other technical problems may exist.

According to an aspect of the present invention, there is provided a shared server for monitoring usage of an electronic financial service of a smart device, comprising: a device registration unit for registering a plurality of smart devices of the same user; An event occurrence information collection unit for receiving event occurrence information according to the execution of the electronic financial application from at least one of the plurality of smart devices; An event occurrence confirmation unit for transmitting event occurrence confirmation information including identification information of the corresponding smart device and identification information of the event that transmitted the event occurrence information to the remaining smart devices of the plurality of smart devices other than the corresponding smart device; A response receiver for receiving response information corresponding to the transmitted event occurrence confirmation information from any of the remaining smart devices; And a control command transmission unit for transmitting a control command to the corresponding smart device to control a predetermined operation according to the response information.

According to another aspect of the present invention, there is provided a smart device for providing mutual monitoring of electronic financial services, comprising: a connection unit for automatically maintaining a connection with a predetermined shared server; An event detection unit for detecting occurrence of an event according to the execution of the electronic financial application selected by the user selected input data among at least one installed electronic financial application; An event occurrence reporting unit for transmitting event occurrence information informing the execution of the electronic financial application to the shared server when the occurrence of the event is detected; And a control command receiver for receiving a control command from the shared server corresponding to the transmitted event occurrence information; And a control command processor for performing real-time task processing on the operation of the smart device based on the control command.

According to another aspect of the present invention, there is provided a method for monitoring an electronic financial service using a shared server for monitoring usage of an electronic financial service of a smart device, comprising the steps of: (a) Receiving event occurrence information according to the execution of the financial application; (b) an event occurrence confirmation information including identification information of the corresponding smart device and identification information of the event which transmitted the event occurrence information, to the remaining smart devices other than the smart device that transmitted the event occurrence information among the plurality of smart devices Transmitting; (c) receiving response information corresponding to the event occurrence confirmation information from any of the remaining smart devices; And (d) transmitting a control command to the corresponding smart device to control a predetermined operation according to the response information.

According to still another aspect of the present invention, there is provided a method for monitoring an electronic financial service through a smart device, comprising the steps of: (a) executing an electronic financial application selected by user input data among at least one previously installed electronic financial application; (b) detecting occurrence of an event according to execution of the electronic financial application; (c) transmitting event occurrence information informing execution of the electronic financial application to a previously connected shared server; (d) receiving a control command from the shared server corresponding to the transmitted event occurrence information; And (e) processing a real-time operation of the operation of the smart device based on the control command.

According to another aspect of the present invention, there is provided a method for monitoring an electronic financial service through a smart device, comprising: (a) receiving a plurality of smart devices of the same user from a previously registered shared server, Receiving event occurrence confirmation information according to the execution of the financial application; (b) outputting identification information of a corresponding smart device and an event according to the received event occurrence confirmation information to a screen; (c) receiving user input data corresponding to the output information of the smart device and the event; (d) generating response information for the event occurrence confirmation information based on the user input data; And (e) transmitting the response information to the shared server.

According to any one of the above-mentioned objects of the present invention, when using an electronic financial service through one of a plurality of smart devices used by the same user, whether or not the corresponding smart device is caused by a normal user or an abnormal user, It is possible to monitor in real time through a smart device, thereby enabling an attacker's physical intrusion to the smart device and the use of the electronic financial service to be detected and blocked in advance.

1 is a block diagram illustrating a configuration of an electronic financial service mutual monitoring system according to an embodiment of the present invention.
2 is a block diagram illustrating a configuration of a shared server according to an embodiment of the present invention.
3 is a block diagram illustrating a configuration of a smart device according to an embodiment of the present invention.
FIG. 4 is a flowchart illustrating a method for monitoring an electronic financial service using a shared server according to an exemplary embodiment of the present invention. Referring to FIG.
FIG. 5 and FIG. 6 are flowcharts for explaining an electronic financial service mutual monitoring method using a smart device according to an embodiment of the present invention.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings, which will be readily apparent to those skilled in the art. The present invention may, however, be embodied in many different forms and should not be construed as limited to the embodiments set forth herein. In order to clearly illustrate the present invention, parts not related to the description are omitted, and similar parts are denoted by like reference characters throughout the specification.

Throughout the specification, when an element is referred to as "comprising ", it means that it can include other elements as well, without excluding other elements unless specifically stated otherwise.

1 is a block diagram illustrating a configuration of an electronic financial service mutual monitoring system according to an embodiment of the present invention.

1, an electronic financial service mutual monitoring system 10 according to an exemplary embodiment of the present invention includes a plurality of smart devices 200 and a shared server 100 connected to each smart device 200 via a network ). In this case, the network applied to the embodiment of the present invention may be a network such as an IP network, or may be a network based on cloud technology. In addition, the plurality of smart devices 200 may be multi-platform devices using different platforms.

2 is a block diagram illustrating a configuration of a shared server according to an exemplary embodiment of the present invention.

2, the shared server 100 according to an exemplary embodiment of the present invention includes a device registration unit 110, an event occurrence information collection unit 120, an event occurrence confirmation unit 130, a response reception unit 140, A control command transferring unit 150, an electronic financial data receiving unit 160, an electronic financial data transferring unit 170, a notification processing unit 180 and an authentication processing unit 190.

The device registration unit 110 registers a plurality of smart devices 200 used by the same user. At this time, the device registration unit 110 may receive the user authentication information for each smart device 200 requesting registration, and may register the smart devices 200 transmitting the same user authentication information as one group.

The event occurrence information collection unit 120 receives event occurrence information according to the execution of the electronic financial application from at least one of the plurality of smart devices 200 registered for the same user through the device registration unit 110. [

At this time, the event occurrence information includes information indicating that the specific electronic financial application has been executed in the corresponding smart device 200. In addition, the event occurrence information may include identification information of the smart device 200 and identification information of the executed electronic financial application.

The event occurrence confirmation unit 130 may send event occurrence confirmation information including identification information of the corresponding smart device that transmitted the event occurrence information and identification information of the generated event to the corresponding smart device 200 among the plurality of registered smart devices, To the remaining smart devices (200).

At this time, the event occurrence confirmation unit 130 generates an event including the identification information of the smart device 200 included in the event occurrence information received from any one of the smart devices 200 and the identification information of the executed electronic financial application Confirmation information to the remaining smart devices. The event occurrence confirmation unit 130 checks the identification information of the smart device 200 that has transmitted the event occurrence information based on the information of the smart device 200 registered in the device registration unit 110, 200) to the remaining smart device (200).

The response receiving unit 140 receives response information corresponding to the event occurrence confirmation information from any of the remaining smart devices 200 that have received the event occurrence confirmation information.

At this time, the response information is generated based on the user input data inputted through the input means (not shown) of any one of the smart devices 200 after the event occurrence confirmation information is outputted through the remaining smart device 200 The generated information.

For example, after a user who registered a plurality of smart devices 200 on the shared server 100 confirms the event occurrence confirmation information output from any one of the smart devices 200, And may generate user input data to maintain or stop the execution of the electronic financial application. When the smart device 200 generates and transmits response information according to user input data, the response receiver 140 of the shared server 100 receives the response information.

The control command delivery unit 150 transmits a control command to the corresponding smart device 200 based on the received response information to control a predetermined operation according to the response information.

Specifically, when the response information is information requesting to suspend the execution of the electronic financial application according to the event occurrence information, the control command transfer unit 150 suspends execution of the electronic financial application, locks the corresponding smart device 200 Processing for deleting personal information in the corresponding smart device 200, initialization processing of the corresponding smart device 200, and real-time transfer processing of data to the shared server 100 according to the execution of the corresponding electronic financial application, A control command for controlling one can be transmitted.

At this time, the data according to the execution operation of the electronic financial application is data (for example, an electronic financial service processing screen or the like) according to the operations that occur as the corresponding electronic financial application is executed in the corresponding smart device 200. [ Using this data, the user can confirm operations in real time through the execution of the electronic financial application through another smart device (i.e., the other one of the plurality of registered smart devices).

Meanwhile, when the response information is information for requesting execution maintenance of the electronic financial application according to the event occurrence information, the control command transfer unit 150 may not perform another process.

The electronic financial data receiving unit 160 receives data according to the execution of the electronic financial application from the corresponding smart device 200 in response to the control command transmitted through the control command transmitting unit 150. [

The electronic financial data transfer unit 170 transfers data, which is received through the electronic financial data receiving unit 160, to the other smart device (i.e., the smart device that transmitted the response information) in real time.

Accordingly, the user can confirm data in accordance with the operation of the electronic financial application executed in the other smart device 200 in real time through the smart device 200 currently in use.

The report processing unit 180 reports the loss or theft of the smart device 200 that has executed the electronic financial application to a predetermined electronic financial service providing server (not shown) based on the response information.

Specifically, when the response information is information requesting to suspend the execution of the electronic financial application according to the event occurrence information, the notification processing unit 180 generates an electronic financial service providing server (not shown) for providing a service for the electronic financial application, And transmits a notification processing message including the identification information of the corresponding smart device 100 to the smart device 100.

The authentication processing unit 190 authenticates the user of the smart device 100 that has transmitted the response information based on user authentication information set at the time of registering a plurality of smart devices through the device registration unit 110. [ Then, the authentication processing unit 190 provides the control command transfer unit 150 with the response information permitted by the authentication processing.

That is, when receiving the response information through the other smart device 200 for the smart device 200 in which the electronic financial application is executed, the authentication processing unit 190 determines whether the user who is allowed to generate the corresponding response information is an authorized user And transmits response information to the control command transmission unit 150 when the user is an authorized user.

At this time, the authentication processing unit 190 receives authentication information (for example, an ID and a password for each user) registered in advance and a user input by a user of the smart device 200 to which the authentication information is to be transmitted And authenticates the user who has generated the response information by comparing the authentication information. For example, in the embodiment of the present invention, the user authentication information includes not only an ID and a password for each user but also a character or numeric pattern previously set by a user through input means (for example, a keypad) of the smart device 200 Information, and the like.

In addition, the authentication processing unit 190 may perform the terminal authentication procedure using unique identification information (e.g., an IMEI value and a Mac address value) of the smart device 200. Specifically, when receiving the response information through the other smart device 200 for the smart device 200 in which the electronic financial application has been executed, the authentication processing unit 190 transmits the unique identification information of the smart device 200, And compares the unique identification information of each device stored at the time of registering the smart device 200 through the device registration unit 110, and authenticates the smart device 200 that transmitted the response information.

On the other hand, the authentication processing unit 190 may store information of a network that is frequently accessed for each user in advance and skip the authentication procedure for the connected smart device 200 in the network environment, thereby speeding up the monitoring of the electronic financial service .

2, when the shared server 100 transmits and receives data in an unencrypted state on the network to which the smart device 200 is connected, the shared server 100 transmits the data to the smart device 200 And an encryption sensing unit (not shown) for transmitting the service utilization attention message.

In addition, the shared server 100 according to another exemplary embodiment of the present invention may receive information (e.g., a type of an electronic financial application to be connected) from the smart device 200 , A connection average time per page, and a dragging speed), and registers the electronic financial service usage pattern using this information. If the information related to the use of the electronic financial service received from the smart device 200 differs from the previously registered electronic financial service usage pattern by a predetermined reference value or more, the user detection unit (not shown) And transmits the event occurrence confirmation unit 130 to the confirmation unit 130 so that the event occurrence confirmation unit 130 transmits the event occurrence confirmation information to the other smart device 200. [

In addition, the shared server 100 according to another embodiment of the present invention may further include an overseas usage detection unit (not shown). When the network to which the smart device 200 is connected is an overseas communication company network other than the predetermined domestic communication company, the overseas usage detection unit (not shown) transmits the control command to the smart device 200 And transmits event occurrence confirmation information and automatic control command transmission information to at least one smart device 200 other than the smart device 200 executing the electronic financial application.

3 is a block diagram illustrating a configuration of a smart device according to an embodiment of the present invention.

3, the smart device 200 according to an exemplary embodiment of the present invention includes a connection unit 201, an application driver 202, an event detection unit 203, an event occurrence report unit 204, An event information receiving unit 251, an event information output unit 252, a response information generating unit 253, a response information transmitting unit 254, an electronic financial activity information receiving unit 255, And a monitoring screen output unit 156.

The connection unit 201 automatically maintains a connection with the predetermined shared server 100.

Specifically, the connection unit 201 requests connection to the shared server 100 according to preset address information, and can be deactivated on the smart device 200 only through a predetermined authentication process. That is, when the connection with the shared server 100 is stopped by a situation or command other than a specific situation or command according to a preset authentication procedure, the connection unit 201 automatically attempts to reconnect with the corresponding shared server 100, .

The connection unit 201 controls the application driver 202 described below to automatically execute the execution of the electronic financial application on the smart device 200 when the connection to the shared server 100 does not go through the predetermined authentication procedure Can be blocked.

The application driver 202 executes an electronic financial application selected by user input among at least one electronic financial application installed on the smart device 200. [ Then, the application driver 202 drives the executed electronic financial application on the smart device 200 to operate in accordance with the predetermined program.

The event detection unit 203 detects the occurrence of an event when one of the electronic financial applications is executed on the smart device 200 and transmits the detected event occurrence information to the event occurrence reporting unit 204. [ At this time, the event detection unit 203 may be deactivated on the smart device 200 only through a predetermined authentication procedure. That is, it is possible to allow the disabled user to disable the detection of the occurrence of the event only by the authorized user through the predetermined authentication procedure, thereby enhancing the security for the mutual monitoring of the electronic financial service.

Specifically, the event detection unit 203 always activates the detection operation of the occurrence of an event for a predetermined time, and when the detection operation of the event occurrence is completed by another command except for the preset authentication procedure, the event detection unit 203 automatically re- . In order to efficiently manage the power of the smart device 200, the event sensing unit 203 is activated only for a predetermined period of time set by the user (i.e., the predetermined period of time) Can be detected.

The event occurrence reporting unit 204 transmits event occurrence information informing execution of the electronic spectrum application to the connected shared server 100 when the occurrence of an event due to the execution of the electronic financial application is detected. At this time, the event occurrence information may include identification information of the smart device 200 and identification information of the executed electronic financial application.

The control command receiving unit 205 receives a control command for controlling the operation of the smart device 200 transmitted from the shared server 100 according to the transmission of the event occurrence information.

At this time, the control command is a control command for stopping the operation of the currently executed electronic financial application. The control command is a command for stopping execution of the executed electronic financial application, locking processing of the smart device 200, An initialization process, and a real-time transfer process of data to the shared server 100 according to an execution operation of the executed electronic financial application.

The control command processing unit 206 performs real-time task processing for each operation of the smart device 200 according to the received control command. That is, the operation of the electronic financial application executed in the smart device 200 or all the operations through the smart device 200 can be blocked in real time.

In the foregoing, the operation of the smart device 200 providing the mutual monitoring of electronic financial services according to an embodiment of the present invention is described when the electronic financial application is executed. Hereinafter, a configuration and an operation for monitoring an electronic financial application executed in another smart device 200 among a plurality of smart devices 200 to which the smart device 200 according to an embodiment of the present invention is registered will be described do.

The event receiving unit 251 receives event occurrence confirmation information according to the execution of the electronic financial application of at least one other smart device 200 registered together with the same user from the shared server 100. [

The event information output unit 252 outputs identification information of the corresponding smart device 200 and the corresponding event (that is, the executed electronic financial application) according to the received event occurrence confirmation information on the screen. The user can confirm the identification information of the corresponding smart device 200 and the event thus outputted, and determine whether the electronic financial service through the executed electronic financial application is normally used by the user or the authorized person.

The response information generation unit 253 receives the user input data corresponding to the outputted identification information of the smart device 200 and the event, and generates response information for the event occurrence confirmation information based on the user input data.

The response information includes at least one of information for requesting the maintenance or suspension of the execution operation of the corresponding electronic financial application according to the event occurrence confirmation information or information for requesting data according to the execution operation of the electronic financial application of the corresponding smart device 200 can do.

At this time, the response information generation unit 253 receives the user input data including the user authentication information to confirm that the user who generated the response information is the authorized user (i.e., the user registered in the shared server 100) It is possible to generate response information further including authentication information. As described above, the shared server 100 that has received the response information including the user authentication information compares the user authentication information registered in advance with the user authentication information included in the response information, and determines whether the response information is response information Or not.

The response information transmitting unit 254 transmits the generated response information to the sharing server 100. [

The electronic financial activity information receiving unit 255 receives data according to the execution operation of the electronic financial application of the corresponding smart device 200 from the shared server 100 in response to the transmitted response information.

The monitoring screen output unit 256 outputs the received data to the screen so that the user can check data in accordance with the operation of the electronic financial application currently executed through the other smart device 200 in real time.

As described above, each of the components described with reference to Figs. 1 to 3 can be configured as a 'module'. The term 'module' refers to a hardware component such as software or a Field Programmable Gate Array (FPGA) or an Application Specific Integrated Circuit (ASIC), and the module performs certain roles. However, a module is not limited to software or hardware. A module may be configured to reside on an addressable storage medium and may be configured to execute one or more processors. The functionality provided by the components and modules may be combined into a smaller number of components and modules or further separated into additional components and modules.

Hereinafter, a method of monitoring the use of electronic financial services in a plurality of smart devices through the electronic financial service mutual monitoring system 10 according to an embodiment of the present invention will be described in detail with reference to FIGS. 4 to 6. FIG.

4 is a flowchart illustrating a method for monitoring an electronic financial service using a shared server according to an exemplary embodiment of the present invention.

As shown in FIG. 4, the shared server receives event occurrence information according to the execution of the electronic financial application from the pre-registered smart device (S410).

Then, in step S420, event occurrence confirmation information corresponding to the event occurrence information is transmitted to the remaining smart devices previously registered for the same user as the previously registered smart device.

At this time, the event occurrence confirmation information may include identification information of the smart device in which the event is generated and identification information of the executed electronic financial application.

Then, response information corresponding to the event occurrence confirmation information is received from any of the remaining smart devices (S430).

At this time, the response information is based on the user input data input by the user through another smart device that confirms the execution event of the electronic financial application through the corresponding smart device, and includes information for requesting maintenance or suspension of execution of the electronic financial application .

Then, a predetermined control command according to the received response information is transmitted to the smart device transmitting the event occurrence information (i.e., the smart device in which the electronic financial application is executed) (S440).

At this time, if the response information is a request for stopping the execution of the electronic financial application, the control command is a command for stopping execution of the corresponding electronic financial application, locking processing of the corresponding smart device, And an instruction to control at least one of the processing of real-time transfer of data to the shared server according to the execution operation of the electronic financial application.

Next, FIGS. 5 and 6 are flowcharts for explaining a method for monitoring an electronic financial service through a smart device according to an embodiment of the present invention.

As shown in FIG. 5, the smart device executes the electronic financial application according to the user's selection among the previously installed electronic financial applications (S510).

When the occurrence of an event due to the execution of the electronic financial application is detected (S520), event occurrence information is transmitted to the predetermined shared server (S530).

Then, a control command corresponding to the event occurrence information is received from the shared server (S540).

At this time, the control command is a command for stopping the operation of the executed electronic financial application, and is a command for stopping execution of the corresponding electronic financial application, locking processing of the smart device, personal information deletion processing in the smart device, And real-time transfer processing of data to the shared server according to the execution operation of the application.

Then, according to the received control command, predetermined operation is processed in real time (S550).

5, the operation of the smart device for suspending the electronic financial application after receiving the control command from the shared server after step S530 has been described. However, after step S530, if a control command to permit the execution of the electronic financial application is received (that is, to remain unchanged) or if the control command is not received within a predetermined time, the execution of the electronic financial application can be normally maintained . Further, in a state in which the electronic financial application is normally executed irrespective of whether the control command is received or not, when reception of the control command occurs, the operation processing according to the control command can be preferentially executed in real time.

As shown in FIG. 6, when the smart device receives the event occurrence confirmation information of another smart device from the connected shared server in the activated state (S610), the event identification information And the identification information of the other smart device on the screen (S620).

At this time, the other smart devices are any of a plurality of smart devices previously registered with the shared server in advance for the same user. In addition, the event occurrence confirmation information may include identification information of an electronic financial application executed on the other smart device and identification information of the other smart device.

Then, in response to the identification information of the other smart device and the generated event, user input data is received (S630).

At this time, the user input data is data inputted after the user confirms the execution event information of the electronic financial application through the other smart device displayed on the screen of the smart device.

Then, response information corresponding to the event occurrence confirmation information is generated based on the inputted user input data (S640).

At this time, the response information includes information for selecting execution maintenance or suspension for the electronic financial application. The user input data may include user authentication information, and the response information including the user authentication information may be generated. By using this response information, the shared server can perform the following procedure after authenticating that the responding user is an authorized user.

Then, the generated response information is transmitted to the shared server (S650).

4 to 6 may be implemented in the form of a recording medium including instructions executable by a computer such as a program module executed by a computer. Computer readable media can be any available media that can be accessed by a computer and includes both volatile and nonvolatile media, removable and non-removable media. In addition, the computer-readable medium may include both computer storage media and communication media. Computer storage media includes both volatile and nonvolatile, removable and non-removable media implemented in any method or technology for storage of information such as computer readable instructions, data structures, program modules or other data. Communication media typically includes any information delivery media, including computer readable instructions, data structures, program modules, or other data in a modulated data signal such as a carrier wave, or other transport mechanism.

It will be understood by those skilled in the art that the foregoing description of the present invention is for illustrative purposes only and that those of ordinary skill in the art can readily understand that various changes and modifications may be made without departing from the spirit or essential characteristics of the present invention. will be. It is therefore to be understood that the above-described embodiments are illustrative in all aspects and not restrictive. For example, each component described as a single entity may be distributed and implemented, and components described as being distributed may also be implemented in a combined form.

One embodiment of the present invention may also be embodied in the form of a recording medium including instructions executable by a computer, such as program modules, being executed by a computer. Computer readable media can be any available media that can be accessed by a computer and includes both volatile and nonvolatile media, removable and non-removable media. In addition, the computer-readable medium may include both computer storage media and communication media. Computer storage media includes both volatile and nonvolatile, removable and non-removable media implemented in any method or technology for storage of information such as computer readable instructions, data structures, program modules or other data. Communication media typically includes any information delivery media, including computer readable instructions, data structures, program modules, or other data in a modulated data signal such as a carrier wave, or other transport mechanism.

Furthermore, while the methods and systems of the present invention have been described in terms of specific embodiments, some or all of those elements or operations may be implemented using a computer system having a general purpose hardware architecture.

It is intended that the present invention covers the modifications and variations of this invention provided they come within the scope of the appended claims and their equivalents. .

10: Electronic financial services inter-monitoring system
100: Shared server
200: Smart devices

Claims (24)

A shared server for monitoring usage of an electronic financial service of a smart device,
A device registration unit for registering a plurality of smart devices of the same user;
An event occurrence information collection unit for receiving event occurrence information according to the execution of the electronic financial application from at least one of the plurality of smart devices;
An event occurrence confirmation unit for transmitting event occurrence confirmation information including identification information of the corresponding smart device and identification information of the event that transmitted the event occurrence information to the remaining smart devices of the plurality of smart devices other than the corresponding smart device;
A response receiver for receiving response information corresponding to the transmitted event occurrence confirmation information from any of the remaining smart devices; And
And a control command delivery unit for sending a control command to the corresponding smart device to control a predetermined operation according to the response information. The method according to claim 1,
The control command transmission unit transmits,
When the response information is information requesting to suspend execution of the electronic financial application according to the event occurrence information,
Wherein the first smart device is a smart device, and the first smart device is a smart device, and the second smart device is a smart device. And a real-time transmission process to the shared server. 3. The method of claim 2,
An electronic financial data receiver for receiving data according to an execution operation of the corresponding electronic financial application from the corresponding smart device; And
And an electronic financial data delivery unit for delivering the received data to the smart device that has transmitted the response information in real time. The method according to claim 1,
An authentication processing unit that authenticates a user of the smart device that has transmitted the response information based on the user authentication information set at the time of registering the plurality of smart devices and provides the response information permitted by the authentication process to the control command delivery unit Contains shared servers. The method according to claim 1,
And a reporting processing unit reporting the lost or stolen to the smart-device to a predetermined electronic-financial-service-providing server based on the response information. 1. A smart device for providing electronic financial services mutual monitoring,
A connection unit for automatically maintaining a connection with a predetermined shared server;
An event detection unit for detecting occurrence of an event according to the execution of the electronic financial application selected by the user selected input data among at least one installed electronic financial application;
An event occurrence reporting unit for transmitting event occurrence information informing the execution of the electronic financial application to the shared server when the occurrence of the event is detected; And
A control command receiver for receiving a control command from the shared server corresponding to the transmitted event occurrence information; And
And a control command processor for performing real-time task processing on the operation of the smart device based on the control command. The method according to claim 6,
The control command includes:
The real-time transmission of data according to the execution of the executed electronic financial application, the lock processing of the smart device, the personal information deletion processing, the initialization processing of the smart device, and the execution of the executed electronic financial application to the shared server And controls at least one of the processes. The method according to claim 6,
Wherein the event detection unit comprises:
The method of claim 1, further comprising:
And automatically re-activates when the detection of the occurrence of the event is terminated by another command other than the predetermined authentication procedure. The method according to claim 6,
Wherein the event detection unit and the connection unit are configured to:
And is deactivated on the smart device only through a predetermined authentication procedure. The method according to claim 6,
The connecting portion
And blocks execution of the at least one electronic financial application when the connection with the shared server is stopped. The method according to claim 6,
An event receiving unit for receiving event occurrence confirmation information according to execution of an electronic financial application of at least one other smart device registered together with the same user from the shared server;
An event information output unit for outputting identification information of a corresponding smart device and an event according to the received event occurrence confirmation information on a screen;
A response information generation unit that receives user input data corresponding to the output information of the corresponding smart device and event and generates response information for the event occurrence confirmation information based on the user input data; And
And a response transmission unit for transmitting the response information to the shared server,
The response information includes:
Information requesting maintenance or suspension of an execution operation of the electronic financial application according to the event occurrence confirmation information, or information requesting data according to an execution operation of the electronic financial application of the corresponding smart device. 12. The method of claim 11,
Wherein the response information generation unit comprises:
And receives the user input data including user authentication information to generate the response information including the user authentication information. 12. The method of claim 11,
An electronic financial activity information receiving unit for receiving data corresponding to an execution operation of the electronic financial application of the corresponding smart device from the shared server corresponding to the transmitted response information; And
And a monitoring screen output unit outputting the received data to a screen. A method for inter-monitoring an electronic financial service through a shared server for monitoring the use of the electronic financial service of a smart device,
(a) receiving event occurrence information according to execution of an electronic financial application from at least one of a plurality of smart devices registered for the same user;
(b) an event occurrence confirmation information including identification information of the corresponding smart device and identification information of the event which transmitted the event occurrence information, to the remaining smart devices other than the smart device that transmitted the event occurrence information among the plurality of smart devices Transmitting;
(c) receiving response information corresponding to the event occurrence confirmation information from any of the remaining smart devices; And
(d) transmitting a control command to the smart device to control a predetermined operation according to the response information. 15. The method of claim 14,
The step (d)
When the response information is information requesting to suspend execution of the electronic financial application according to the event occurrence information,
Wherein the first smart device is a smart device, and the first smart device is a smart device, and the second smart device is a smart device. And a real-time transmission process to the electronic financial service. 16. The method of claim 15,
After the step (d)
Receiving data corresponding to an execution operation of the corresponding electronic financial application from the corresponding smart device; And
And transmitting the received data to the smart device that transmitted the response information in real time. 15. The method of claim 14,
After the step (d)
And transmitting a lost or stolen report to the corresponding smart device to a predetermined electronic financial service providing server based on the response information. A method for inter-monitoring electronic financial services through a smart device,
(a) executing an electronic financial application selected by user input data among at least one previously installed electronic financial application;
(b) detecting occurrence of an event according to execution of the electronic financial application;
(c) transmitting event occurrence information informing execution of the electronic financial application to a previously connected shared server;
(d) receiving a control command from the shared server corresponding to the transmitted event occurrence information; And
(e) processing the real-time operation of the operation of the smart device based on the control command. 19. The method of claim 18,
The control command includes:
The real-time transmission of data according to the execution of the executed electronic financial application, the lock processing of the smart device, the personal information deletion processing, the initialization processing of the smart device, and the execution of the executed electronic financial application to the shared server Processing the at least one transaction. 19. The method of claim 18,
The step (b)
And is always activated for a preset time,
And automatically reactivate when an operation to detect the occurrence of the event is terminated by another command other than the predetermined authentication procedure. A method for inter-monitoring electronic financial services through a smart device,
(a) receiving a plurality of smart devices of the same user from an already registered shared server, event occurrence confirmation information according to execution of an electronic financial application of another smart device among the plurality of smart devices;
(b) outputting identification information of a corresponding smart device and an event according to the received event occurrence confirmation information to a screen;
(c) receiving user input data corresponding to the output information of the smart device and the event;
(d) generating response information for the event occurrence confirmation information based on the user input data; And
(e) transmitting the response information to the shared server,
The response information includes:
Wherein the request information is information for requesting maintenance or suspension of an execution operation of the corresponding electronic financial application according to the event occurrence confirmation information, or information requesting data according to an execution operation of the electronic financial application of the corresponding smart device. Way. 22. The method of claim 21,
The step (d)
Generating one of response information of a first level requesting maintenance or suspension of the execution operation of the electronic banking application and response information of a second level requesting data according to an execution operation of the electronic banking application,
And generating response information of the second level only for an authorized user by performing a predetermined authentication procedure when generating the response information of the second level. 22. The method of claim 21,
After the step (e)
Receiving data corresponding to an execution operation of the electronic financial application of the corresponding smart device from the shared server corresponding to the transmitted response information; And
And outputting the received data to a screen. A computer-readable recording medium recording a program for performing the method according to any one of claims 14 to 23 on a computer.

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