KR20130100642A - Method and system for securities trading by using inverse multiple communication - Google Patents

Abstract

PURPOSE: A stock exchange method using reverse direction multiple communications and a system thereof are provided to connect data communication channels to a wireless terminal via a data network. CONSTITUTION: A push message for market price change is transmitted to a wireless terminal (200) via a data network. A data communication channel (280) is connected to a wireless terminal via a data network in order to transmit exchange information for stock to the wireless terminal via the data communication channel. The other exchange information is treated via a telephone communication channel (290). [Reference numerals] (100) Operating server; (105) Unit for checking the change of a market price; (110) Message content managing unit; (115) Storage medium; (120) Push message processing unit; (125) Push server; (130) Membership joining/certification unit; (135) Application certification unit; (140) Communication channel connecting unit; (145) Data communication channel operating unit; (150) Trading information checking unit; (155) Telephone call channel interlocking unit; (160) Call device; (165) Securities transaction processing unit; (170) Securities transaction server; (180) Program providing server; (200) Wireless terminal; (AA) Push; (BB) Data network; (CC) Wireless AP; (DD) Base station; (EE) Telephone call network; (FF) Membership information; (GG) Push identification information; (HH) Message content

Description

Securities trading method and system using reverse multiple communication {Method and System for Securities Trading by using Inverse Multiple Communication}

The present invention transmits a push message for a change in the price of a user's possession / interest item to a wireless terminal through a data network to connect the data terminal with the wireless terminal and the data network, and to execute securities transactions according to the change in the market price. Some of the transaction information for the transmission and reception through the data communication channel, the other part is to be transmitted and received through the telephone communication channel connected through a telephone communication network so that the securities transaction is processed.

As well as a telephone call network (= mobile communication network), as well as a smart phone capable of multiple access to a data network has been activated, a securities transaction service using the smart phone has been attempted.

Meanwhile, as long as the smart phone is connected to the data network, the smart phone corresponds to a client of a client-server system, and thus, the securities transaction using the smart phone is performed by the user operating a securities transaction app provided in the smart phone. You have to go through the process of connecting to the server.

In addition, due to the smart phone connected to the data network, unlike the feature phone that is only connected to the telephone network closed in the past, the smart phone causes a problem that the security risks such as hacking is exposed in a defenseless state, thereby the smart phone Securities transactions through the securities trading app equipped in the has a problem that can be provided after a complex certification process using a certified certificate and a thin certification program.

An object of the present invention for solving the above problems is connected to a push server capable of sending push messages to a wireless terminal, the server connected to a communication device capable of connecting the wireless terminal and the telephone call channel, the user's possession / In response to the change in the price of the item of interest, by sending a push message corresponding to the change in the price through the data network, the data communication channel is connected through the wireless terminal and the data network to provide reverse communication. Part of the securities trading according to the market price fluctuation is performed through a data communication channel, while the other part is carried out through a telephone communication channel connected through a telephone communication network connected to the wireless terminal using a reverse multiple communication method And a system.

The securities trading method according to the present invention is connected to a push server capable of sending a push message to a user's wireless terminal, and the securities using reverse multiple communication executed by a server connected to a communication apparatus capable of connecting the wireless terminal and a telephone call channel. A transaction method comprising the steps of: checking price change data for a user's holding / interest item, and processing a push message for a change in the price of the holding / interest item to the wireless terminal through the push server; And controlling the data communication channel to be connected to the wireless terminal through a data network to which the wireless terminal receiving the push message is connected, and performing a stock transaction according to the change in the market price through a data communication channel connected to the wireless terminal. Receiving n (1 ≦ n ≦ N) transaction information among N (N ≧ 1) transaction information for And a step in which the N transactions of transaction (Nn) of the information, the information is received via a screen device, and processing to provide the stock transaction through the transaction information and the n (Nn) of transaction information.

According to the present invention, the securities transaction method may further include constructing and managing message content corresponding to the quote change data.

According to the present invention, the push message includes message identification information for transmitting the message content to the wireless terminal, the message identification information includes an identification code assigned to the message content stored in the storage medium, or the data It may include an access address for accessing a storage medium storing the message contents through a communication channel, or may include at least one of a combination of the access address and an identification code.

According to the present invention, the securities transaction method may further include authenticating the validity of an application provided in the wireless terminal through the data communication channel.

According to the present invention, the securities trading method may further include a step in which an index value unique to the n transaction information and the (Nn) transaction information is agreed with the wireless terminal.

According to the present invention, the stock trading method may further include providing, to the wireless terminal, communication device information to which the wireless terminal and a telephone call channel are to be connected to receive (Nn) transaction information from the wireless terminal. have.

On the other hand, the securities trading method according to the present invention, in the securities trading method using a reverse multiplexing communication executed in a wireless terminal capable of multiple access to a data network and a telephone communication network, corresponding to the change in the market price of the user holding / interest items Confirming the push message pushed through the data network; connecting a data communication channel with a designated server through the data network by confirming the push message; and N for securities transactions according to the change in the market price. N (1 ≦ n ≦ N) transaction information among (N ≧ 1) transaction information are transmitted to the server through the data communication channel, and through the telephone communication network by connection of the data communication channel. Connecting the telephone communication channel with the telephone apparatus connected to the server, and (Nn) transaction information among the N transaction information is the DTMF signal of the telephone communication channel. Outgoing through the call.

The securities trading system according to the present invention is connected to a push server capable of sending a push message to a wireless terminal, and the securities trading system using reverse multiple communication implemented in a server connected to a wireless communication device capable of connecting a telephone call channel with the wireless terminal. The price change confirmation unit checks the price change data of the user's holding / interest item, and pushes the push message for the price change of the holding / interest item to be sent to the wireless terminal through the push server. A message channel control unit, a communication channel connection control unit for controlling a connection between the wireless terminal and a data communication channel through a data network connected to the wireless terminal receiving the push message, and the market price change through a data communication channel connected to the wireless terminal N (1≤n≤N) out of N (N≥1) transaction information for securities transactions A data communication channel operating unit for receiving information, a telephone call channel interworking unit for receiving (Nn) transaction information of the N transaction information through the call device, and the n transaction information and (Nn) transaction information It is provided with a stock trading processing unit for processing to provide the stock trading through.

According to the present invention, the stock trading system may further include a message content manager configured to configure and manage message content corresponding to the quote change data.

According to the present invention, the security system may further include an application authentication unit for authenticating the validity of the application provided in the wireless terminal through the data communication channel.

According to the present invention, by supporting a reverse communication connection through a data network, the process of accessing a server by a user's operation is omitted, thereby maximizing convenience of securities transactions through a wireless terminal, and connected through the data network. By multi-processing the securities transactions through the telephone communication channel connected through the data communication channel and the telephone communication network, the security of the securities transactions using the wireless terminal is comparable to the case of using the certificate without using the certificate. There is an advantage to be improved to a higher level.

1 is a diagram illustrating a configuration of a stock trading system using reverse multiplexing according to an embodiment of the present invention.
2 is a diagram showing a functional configuration of a wireless terminal and an application of the present invention.
3 is a diagram illustrating a process of sending a push message for a user's possession / interest item according to an embodiment of the present invention.
4 is a diagram illustrating a process of receiving and outputting a message content regarding a market price change according to an exemplary embodiment of the present invention.
5 is a diagram illustrating a securities transaction process using reverse multiplexing according to an embodiment of the present invention.
6 is a diagram illustrating a securities transaction process using reverse multiplexing according to another exemplary embodiment of the present invention.

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. It should be understood, however, that the drawings and the following detailed description are exemplary and explanatory and are intended to provide further explanation of the invention, and are not to be construed as limiting the present invention. For example, it is possible that a configuration provided on the server side is implemented on the terminal side, or conversely, a configuration portion provided on the terminal side is implemented on the server side.

In the following description of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the subject matter of the present invention rather unclear. The terms used below are defined in consideration of the functions of the present invention, which may vary depending on the user, intention or custom of the operator. Therefore, the definition should be based on the contents throughout the present invention.

As a result, the technical spirit of the present invention is determined by the claims, and the following examples are one means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. It is only.

1 is a diagram illustrating a configuration of a stock trading system using reverse multiplexing according to an embodiment of the present invention.

In more detail, FIG. 1 shows a data communication channel 280 through the wireless terminal 200 and the data network by sending a push message for a change in the price of a user's possession / interest item to the wireless terminal 200 through a data network. ), And part of the transaction information for the securities trading according to the change in the market price is transmitted and received through the data communication channel 280, while the other part is transmitted and received through the phone call channel 290 connected through a telephone communication network As a figure showing a securities trading system configuration for processing the securities transaction, those skilled in the art to which the present invention pertains, various implementations of the configuration of the securities trading system by referring to and / or modifying the drawing 1 It is possible to infer a method (eg, an implementation method in which some components are omitted, subdivided, or combined), but the present invention is inferred from the above. Is made, including any exemplary method, to which the technical feature that is not limited to the exemplary method shown in the figure 1.

The securities trading system of the present invention is connected to a push server 125 which sends a push message to the wireless terminal 200 shown in FIG. 2 through a data network, and is connected to the wireless terminal 200 via a telephone network. It is implemented in the operation server 100 is connected to the call device 160 is connected to the call channel 290, the operation server 100 is the wireless terminal 200 and the data communication channel 280 through the data network Connected. According to the embodiment of the present invention, the operation server 100 is implemented in the form of at least one server or server combination, it is apparent that the present invention is not limited by the physical configuration and name of the operation server 100. It is a bar.

The push server 125 is a general term for a server that sends a push message to the wireless terminal 200 according to a designated push protocol available to the wireless terminal 200, and is operated by a platform manufacturer of the wireless terminal 200. At least one of a push messaging server, a push messaging server operated by a wireless carrier 200 connected to a communication company, or in accordance with an embodiment of the present invention, the push server 125 is at least operated by the manufacturer / carrier. It may include a message dispatch server requesting a push message dispatch to one designated push messaging server. On the other hand, when the push server 125 is the message sending server, the push server 125 may be provided in the operating institution for operating the operation server 100, or may be provided in an organization affiliated with the operating organization. In addition, the push server 125 may be included in the operation server 100 according to an implementation method.

The call device 160 is connected to the wireless terminal 200 and the telephone call channel 290 through a telephone call network, and is a generic term for a device for data communication with the operation server 100. The telephone call channel 290 DTMF signal received from the wireless terminal 200 through the digital digitization and delivered to the operation server 100, or vice versa digital digitally provided or extracted from a specified database or dynamically generated A function of converting information into a form of voicement or DTMF signal that can be transmitted through the telephone call channel 290 is provided and transmitted to the wireless terminal 200. Preferably, an automatic response server and a CTI are provided. It may include at least one of a computer telephony integration (IP) device and an IP-based private exchange.

Referring to FIG. 1, the operation server 100 may include a membership registration / authentication unit 130 for registering / authenticating a user of the user of the wireless terminal 200 or a user of an application 215 as a member, and a program providing server ( It is provided with an application authentication unit 135 for authenticating the validity of the application 215 provided to the wireless terminal 200 through 180.

The member registration / authentication unit 130 manages a member by registering a user of the wireless terminal 200 illustrated in FIG. 2 or a user of an application 215 provided in the wireless terminal 200 as a member. Member information is stored in the 115, or the user of the wireless terminal 200 or the user of the application 215 is authenticated as a member using the member information stored in the storage medium 115. The storage medium 115 for managing the member is preferably provided at the server side to register / authenticate the user as a member. For example, if the subject registering / authenticating the user as a member is the operation server 100, the storage medium 115 managing the member may be provided in the operation server 100 as shown in FIG. 1. If the push server 125 manages the member as a message sending server of an institution affiliated with the operation server 100, the storage medium 115 managing the member may be implemented in the message sending server. Do.

The application authenticator 135 may include at least one of a time point at which the application 215 is provided to the wireless terminal 200 and a time point at which the application 215 is connected to the data communication channel 280. The validity of the application is authenticated according to the first to fifth app authentication schemes.

The application authenticator 135 confirms / acquires and stores push identification information for sending a push message to the application 215 by validating the application 215 enhanced by the wireless terminal 200. Store in the medium 115.

According to an embodiment of the present invention, the push server 125 includes a push messaging server (for example, an Apple Push Notification Service (APNS) server of Apple Inc., a Cloud to Device Messaging (C2DM) server of Google Inc.) provided in the manufacturer / communication company. , And when the operation server 100 corresponds to a message sending server that sends a push message through the push server 125, the push identification information may be an application 215 to receive the push message on the data network. ) May include a push target identification value (eg, a push token managed by Apple's APNS).

According to another exemplary embodiment of the present invention, the push server 125 is a message sending server operated by an operating institution operating the operation server 100, and the operation server 100 is pushed to the push server 125. In the case of a server requesting to send a message, the push identification information may include a push target identification value that uniquely identifies an application 215 that will receive the push message on the data network. When the push object identification value is managed by the operator (a message sending server), the push identification information stored in the storage medium 115 of the operation server 100 receives the push message on the data network. It may include a push mapping code mapped with a push target identification value that uniquely identifies the application to do 215. According to an embodiment of the present disclosure, the push object identification value may be mapped with the member information, and in this case, the push mapping code may be omitted.

According to another exemplary embodiment of the present invention, the push server 125 is a message sending server operated by an organization affiliated with the operation server 100, and the operation server 100 is pushed to the push server 125. In the case of a server requesting to send a message, the push server 125 (= affiliated message sending server) is a push target identification value that uniquely identifies an application 215 that will receive the push message on the data network. The push identification information stored in the storage medium 115 of the operation server 100 is mapped to the push target identification value managed by the push server 125 (= message sending server of an affiliated institution). It may include push mapping code.

The application authenticator 135 may map the checked push identification information to the member information and store the same in the designated storage medium 115 to be managed. The storage medium 115 for managing the push identification information is preferably provided on the server side for operating the application 215 provided in the wireless terminal 200. For example, if the subject running the application 215 is the operation server 100, the storage medium 115 managing the push identification information may be provided in the operation server 100 as shown in FIG. 1. If the push server 125 operates the application 215 as a message sending server of an institution affiliated with the operating server 100, the storage medium 115 managing the push identification information may send the message. It can be implemented on the server.

Referring to FIG. 1, the operation server 100 configures and manages a message change confirming unit 105 which checks the price change data of a user's holding / interest item, and a message content corresponding to the price change data. And a push message processing unit 120 for processing a push message corresponding to the message content to be sent to the wireless terminal 200 through the push server 125.

The price change confirming unit 105 registers information on a user's possession / interest item, and checks the price change data for the item whose price has changed in accordance with a specified condition among the user's possession / interest item.

According to an exemplary embodiment of the present invention, the quote change checking unit 105 extracts quote change data corresponding to the condition from a designated database, or receives quote change data corresponding to the condition from a designated stock trading server 170. Alternatively, the price change data to be provided to the application 215 may be checked through at least one of generating price change data meeting the conditions based on the information confirmed from the designated database or the stock exchange server 170. . For example, if the condition is set to send a push message when the transaction price of a particular item of interest falls or rises above a certain threshold, the quote change confirmation unit 105 stores information about the item of interest. Check the price change data for items falling or rising above a certain threshold from the database, or receiving the price change data for items falling or rising above the certain threshold from the stock exchange server 170, or the database or On the basis of various item data identified from the stock exchange server 170, the price change data for items falling or rising above the specific reference value may be generated.

The message content management unit 110 has a message composition policy for constructing message content for providing the price change data checked by the price change checking unit 105 to the application 215 provided in the wireless terminal 200. The price change data confirmed by the price change checking unit 105 is configured as the message content according to the set message composition policy. The message composition policy determines a policy for configuring the checked price change data into message content in the form of a web page, and an interface screen for displaying the checked price change data among one or more interface screens included in the application 215. And a policy for configuring message content in a format capable of displaying the price change data on the determined interface screen.

The message content management unit 110 stores and manages the message content configured according to the message composition policy in a designated storage medium 115, and the configured message content is mapped to at least one of the member information and push identification information. Do. According to an implementation method of the storage medium 115 for managing the member or the storage medium 115 for storing the push identification information, the configured message content may be directly or remotely mapped to at least one of the member information and the push identification information. Can be. If the message content is configured in the form of a web page, the storage medium 115 storing the message content may correspond to an access address to which the wireless terminal 200 accesses through the data communication channel 280.

According to an embodiment of the present invention, the message content management unit 110 identifies a message uniquely identifying the specific message content in order to transmit the specific message content stored in the storage medium 115 to the wireless terminal 200. Information can be determined and set / assigned to the specific message content being stored. In this case, the message identification information includes an identification code assigned to a specific message content stored in the storage medium 115, or the application 215 of the wireless terminal 200 via the data communication channel 280 The message content may include an access address for accessing the storage medium 115 stored therein, or may include at least one of a combination of the access address and the identification code.

The push message processing unit 120 processes a push message for transmitting the configured message content to the application 215 of the wireless terminal 200 to be sent to the wireless terminal 200 through the push server 125. .

According to an embodiment of the present invention, if the push server 125 is a push messaging server operated by the manufacturer / communication company, the push message processing unit 120 identifies the push according to a push message specification agreed with the push messaging server. Based on the information and the content of the message, a push message including a message header and a body may be configured and delivered to the push messaging server. The message body may include a value, a part of the message content, a summary of the message content, and a stored message content. It may include at least one of the message identification information to identify, or the content of the private message may be included in the message body according to the implementation method. Meanwhile, the message identification information may be included in the hidden area of the push message. In this case, the message identification information is not output.

According to another exemplary embodiment of the present invention, if the push server 125 is a message sending server operated by an institution affiliated with the operating institution, the push message processing unit 120 may be configured according to a protocol agreed with the message sending server. Comprising a message body based on the message content, and transmits the message body and the push identification information (or member information) mapped to the push target identification value managed by the message sending server to the message sending server, the message sending server Configures a push message including a message header and a body according to a push message specification agreed with at least one push messaging server, and sends a push message through the push messaging server.

Referring to FIG. 1, the operation server 100 controls the wireless terminal 200 to be connected to the data communication channel 280 through a data network connected to the wireless terminal 200 receiving the push message. N (1≤n≤) of N (N≥1) transaction information for securities transactions according to the market price change through the communication channel connection control unit 140 and the data communication channel 280 connected to the wireless terminal 200 And a data communication channel manager 145 for receiving N transaction information.

The application 215 of the wireless terminal 200 receiving the push message requests to connect the data communication channel 280 to the operation server 100 through at least one data network available in response to receiving the push message. In response, the communication channel connection control unit 140 controls the data communication channel 280 to be connected to the application 215 of the wireless terminal 200 through the data network. After the data communication channel 280 is connected or after the connection, the application authenticator 135 is wirelessly connected to the data communication channel 280 through at least one of the first to fifth app authentication schemes of the present invention. The validity of the application 215 of the terminal 200 is authenticated.

As the data communication channel 280 is connected, the data communication channel operator 145 receives n transaction information among N transaction information for the securities transaction according to the change in the market price through the data communication channel 280. In addition to performing a specified procedure to perform, a specified procedure is performed to receive the remaining (Nn) transaction information of the N transaction information through the currency device 160 according to the implementation method. The N transaction information may include transaction target item information, transaction amount information, sell / buy identification information, transaction account information (or card information), a password of the transaction account (or card), a transaction authentication password, and the like.

The data communication channel manager 145 processes the message content corresponding to the push message to the application 215 of the wireless terminal 200 that receives the push message.

When the message content is implemented and stored in the form of a web page according to an embodiment of the present invention, the data communication channel operator 145 accepts a web page request of the application 215 through the data communication channel 280. The message content stored in the form of the web page is transmitted to the application 215.

According to another exemplary embodiment of the present invention, the data communication channel operator 145 may transmit an identification code for the message content received from the application 215 and the storage medium 115 through the data communication channel 280. The identification code assigned to the stored message content is compared to process the message content corresponding to the identification code to be transmitted to the application 215.

The data communication channel operator 145 receives n transaction information from the application 215 of the wireless terminal 200 through the data communication channel 280.

According to an embodiment of the present invention, when an item for n transaction information received through the data communication channel 280 is previously designated, the data communication channel operator 145 performs the data communication through the data communication channel 280. The specified n transaction information is received from the application 215 of the wireless terminal 200.

According to another exemplary embodiment of the present invention, when an item for n transaction information received through the data communication channel 280 is not determined in advance and can be dynamically determined, the data communication channel operator 145 performs the data communication channel. An item (n) for an item of n transaction information to be received through the data communication channel 280 among the items corresponding to the N transaction information through 280 is agreed with the application 215 of the wireless terminal 200 (eg, Determine the item on the server side and deliver it to the terminal side, or determine the item on the terminal side and deliver it to the server side, or determine some items on the server side and determine some other items on the terminal side) and exchange the data communication channel In operation 280, the n transaction information corresponding to the agreed item is received from the application 215 of the wireless terminal 200.

The data communication channel manager 145 is a point in time at which the message content is delivered to the application 215 of the wireless terminal 200 and a point in time at which the n transaction information is received from the application 215 of the wireless terminal 200. At any point in time between the telephone communication channel 290 via the call device 160 and the n transaction information received from the application 215 of the wireless terminal 200 via the data communication channel 280. A unique index value for identifying and combining (Nn) pieces of transaction information to be received through the agreement with the application 215 of the wireless terminal 200 (for example, the index value is determined at the server side and transmitted to the terminal side, The terminal side determines the index value and passes it to the server side, or the server side determines some index values and determines some other index values on the terminal side. The. The index value may include a unique code value that is dynamically determined, or a unique identifier (eg, a phone number, a unique key value, an app identification value, a wireless terminal (eg, a phone number) assigned to the wireless terminal 200 or the application 215. At least one unique information, etc. stored in 200 or assigned to a communication network) may be used, and the present invention is not limited thereto.

The data communication channel operating unit 145 is a call device for the call device 160 to which the wireless terminal 200 and the telephone call channel 290 are connected to receive (Nn) transaction information from the wireless terminal 200. Information 160 (for example, a phone number assigned to the call device 160) may be provided to the wireless terminal 200 through the data communication channel 280. The call device 160 information may be included in the message content or provided to the wireless terminal 200 through a separate data communication. If the call device 160 information is set in the application 215 of the wireless terminal 200, or the application 215 itself receives the call device 160 information by receiving the push message or the message content. If it can be understood, the function of providing the call device 160 information may be omitted.

The application 215 of the wireless terminal 200 connects the call device 160 and the phone call channel 290 through a phone call network based on the call device 160 information, and the phone call channel 290. And transmits the (Nn) transaction information to the currency device 160 through a DTMF signal.

The call device 160 receives and digitizes the (Nn) transaction information through the DTMF signal of the telephone call channel 290 connected to the wireless terminal 200 and transmits the digitized information to the operation server 100.

Referring to FIG. 1, the operation server 100 includes a telephone call channel interworking unit 155 for receiving (Nn) transaction information of the N transaction information from the call device 160, and the N transactions. A stock transaction processing unit 165 for controlling a service provided to the wireless terminal 200 through information, and combining N transaction information by combining the n transaction information and the (Nn) transaction information. The information confirmation unit 150 is further provided.

The telephone call channel interworking unit 155 checks the index value agreed with the application 215 of the wireless terminal 200 by the data communication channel operating unit 145, and receives a transaction received from the communication device 160. Among the information, (Nn) transaction information corresponding to the index value is confirmed.

When (Nn) transaction information corresponding to the index value agreed with the application 215 of the wireless terminal 200 is received from the call device 160, the transaction information checking unit 150 is based on the index value. N transaction information is provided by combining the n transaction information received through the data communication channel 280 with the (Nn) transaction information received from the call device 160 through the telephone call channel 290. Provide a combination of available structures. For example, when a service providing using the N transaction information is provided through at least one service providing server associated with the operation server 100, the transaction information checking unit 150 may determine each of the service providing server. The N transaction information is combined to be used in a service step.

The securities transaction processing unit 165 controls the securities transaction according to the change in the market price by using the N transaction information combined by the transaction information checking unit 150, and the securities transaction is transmitted to the operation server 100. It may be provided by or through the securities transaction server 170 associated with the operation server 100.

2 is a diagram showing a functional configuration of a wireless terminal 200 and an application 215 of the present invention.

In more detail, FIG. 2 illustrates an operation server designated through the data network in the wireless terminal 200 by receiving a push message according to a price change of a user's possession / interest item to the wireless terminal 200 through a data network. 100 and the data communication channel 280, and a part of the transaction information for the securities trading according to the change in the market price is transmitted through the data communication channel 280, the other part is connected through a telephone call network An application 215 and a wireless terminal 200 configuration corresponding to a program configuration transmitted through the telephone call channel 290 are illustrated. If a person having ordinary knowledge in the art to which the present invention pertains, FIG. By referring to and / or modified to infer various implementation methods for the function of the wireless terminal 200, the present invention includes all the implementation methods inferred, The technical features are not limited only to the implementation method shown in FIG. For example, the wireless terminal 200 of the present invention may include a smart phone, a tablet device, etc. capable of multiple access to a data network and a telephone call network.

Referring to FIG. 2, the wireless terminal 200 includes a control unit 201, a memory unit 213, a screen output unit 202, a key input unit 203, a sound output unit 204, and a sound input unit 205. And a camera unit 206, a wireless network communication module 209, a near field communication module 208, an NFC module 210, a positioning module 211, a USIM reader unit 212, and a USIM, and a power supply. A battery 207 is provided.

The control unit 201 is a general term for controlling the operation of the wireless terminal 200. The control unit 201 includes at least one processor and an execution memory, BUS). According to the present invention, the control unit 201 loads and executes at least one program code included in the wireless terminal 200 through the processor into the execution memory, and calculates at least one result through the bus. By transmitting to the negative to control the operation of the wireless terminal 200. Hereinafter, the application configuration of the present invention, which is implemented in the form of program code for convenience, is shown in the control unit 201 and described.

The memory unit 213 is a generic name of a nonvolatile memory corresponding to a storage resource included in the wireless terminal 200 and includes at least one program code executed through the control unit 201 and at least one program code One data set is stored and maintained. The memory unit 213 basically includes a system program code and a system data set corresponding to the operating system of the wireless terminal 200, a communication program code and a communication data set for processing a wireless communication connection of the wireless terminal 200, The program code and data set corresponding to the application 215 of the present invention are also stored in the memory unit 213. [ For convenience, the application 215 of the present invention is also referred to as "app" for short.

The screen output unit 202 is composed of a screen output device (for example, a liquid crystal display (LCD) device) corresponding to an output resource provided in the wireless terminal 200 and a screen output module for driving the screen output device. 201 and a bus, and outputs the calculation result corresponding to the screen output among the various calculation results of the control unit 201 to the screen output device.

The key input unit 203 comprises a key input device (or a touch screen device coupled to the screen output unit 202) corresponding to an input resource provided in the wireless terminal 200 and a key input module for driving the key input device And inputs a command for instructing various operations of the control unit 201 or data necessary for the operation of the control unit 201 by a bus connection with the control unit 201. [

The sound output unit 204 includes a speaker corresponding to an output resource provided in the wireless terminal 200 and a sound module for driving the speaker and is connected to the control unit 201 through a bus, The operation result corresponding to the sound output is outputted through the speaker. The sound module decodes sound data to be output through the speaker and converts the sound data into a sound signal.

The sound input unit 205 is composed of a microphone corresponding to an input resource provided in the wireless terminal 200 and a sound module for driving the microphone and transmits the sound data input through the microphone to the controller 201 do. The sound module encodes and encodes a sound signal input through the microphone.

The camera unit 206 includes an optical unit, a CCD (Charge Coupled Device), and a camera module for driving the CCD unit, and acquires bitmap data input to the CCD through the optical unit. The bitmap data may include both still image data and moving image data.

The wireless network communication module 209 and the short-range wireless communication module 208 are communication resources provided in the wireless terminal 200. The wireless network communication module 209 accesses a wireless communication network through a base station, The wireless communication module 208 connects to a short range communication device or a wireless AP located in a short distance.

The wireless network communication module 209 is a general term for a communication configuration for connecting the wireless terminal 200 to wireless communication, and includes an antenna, an RF module, a baseband module, and a signal processing module for transmitting and receiving radio frequency signals of a specific frequency band. It is configured to include at least one, connected to the bus via the control unit 201 transmits the calculation result corresponding to the wireless communication of the various calculation results of the control unit 201 via wireless communication, or receives data via wireless communication By transmitting to the control unit 201 and maintaining the procedure of connection, registration, communication, handoff of the wireless communication. According to the present invention, the wireless network communication module 209 may connect the wireless terminal 200 to a telephone call network including a telephone call channel 290 and a data channel via an exchange, and not via the exchange. It can be connected to a data network that provides wireless data communication based on packet communication.

According to an embodiment of the present invention, the wireless network communication module 209 is a mobile communication module that performs at least one of connection to a mobile communication network, location registration, call processing, call connection, data communication, and handoff according to a CDMA / WCDMA standard . Meanwhile, according to the intention of the person skilled in the art, the wireless network communication module 209 may further include a portable Internet communication configuration for performing at least one connection, location registration, data communication, and handoff to the portable Internet according to the IEEE 802.16 related standard. It is apparent that the present invention is not limited by the wireless communication configuration provided by the wireless network communication module 209.

The short range wireless communication module 208 is a short range communication module for connecting a communication session using a radio frequency signal as a communication medium within a predetermined distance, and preferably includes at least one of Wi-Fi communication, Bluetooth communication, and public wireless communication. Can be. According to the exemplary embodiment of the present invention, the short range wireless communication module 208 may be integrated with the wireless network communication module 209. According to the present invention, the short range wireless communication module 208 connects the wireless terminal 200 to a data network for providing short range wireless data communication based on packet communication through a wireless AP.

The NFC module 210 is a proximity communication module for transmitting inter-terminal data at a proximity distance of about 10 cm according to an NFC (Near Field Communication) standard using the 13.56 Mz frequency band of the wireless communication standard of the ISO 18000 series standard, Wireless communication module 208, or may be implemented as a separate communication module. According to the intention of the person skilled in the art, the NFC module 210 can provide proximity communication of other frequency bands (for example, 900 MHz band) supported by the ISO 18000 series standard in addition to the 13.56 Mz frequency band, No. Meanwhile, the NFC module 210 may be included in the communication resources of the wireless terminal 200 according to an object to which the NFC module 210 is communicating. According to an embodiment of the present invention, a message for initiating reverse multiplex communication of the present invention may be received through the NFC module 210, and in this case, the message received through the NFC module 210 may be pushed. It is possible to configure a separate message specification than the message.

The position positioning module 211 is composed of a GPS positioning module for positioning the moving position of the wireless terminal 200, and receives the satellite signal transmitted from at least three or more GPS satellites orbiting the earth orbit, the wireless terminal ( The movement position information of 200 is calculated. On the other hand, according to another embodiment of the present invention, the location positioning module 211 is connected to the positioning device on the communication network associated with at least two base stations (or access points) the wireless terminal 200 and the base station (or access point) It may include a terrestrial positioning module for positioning the position of the radio terminal 200 in a terrestrial positioning method using the frequency arrival time (or the arrival angle) between.

The USIM reader 212 is a generic term of a configuration for exchanging at least one data set with a universal subscriber identity module that is mounted or detached from the mobile station 200 based on the ISO / IEC 7816 standard , And the data set is exchanged in a half duplex communication manner through an APDU (Application Protocol Data Unit).

The USIM is a SIM type card having an IC chip according to the ISO / IEC 7816 standard, an input / output interface including at least one contact point connected to the USIM reader unit 212, and at least one IC chip program code. And an IC chip memory for storing a data set, and a program code for the IC chip or extracting (or processing) the data set according to at least one command transmitted from the wireless terminal 200 connected to the input / output interface. It includes a processor for transmitting to the input and output interface.

The application 215 of the present invention is downloaded from the program providing server 180 (eg, Apple's App Store, etc.) through the data network to which the communication resource is accessible, and stored in the memory unit 213. The downloaded application 215 is driven manually or automatically. In order to automatically drive the application 215, a separate program may be driven in advance, whereby the present invention is not limited. The application 215 may be an application 215 operated by the production server 100 or an application operated by a message sending server that sends a push message to the application 215.

Referring to FIG. 2, the application 215 of the wireless terminal 200 accesses a server that operates the application 215 through a data network to which the communication resource is accessible and registers the user as a member. A membership registration / authentication unit 220 for authenticating membership and an application authentication unit 225 for authenticating the validity of the application through at least one communication network to which the communication resource is accessible. At least one of the member subscription / authentication unit 220 and the application authentication unit 225 may be omitted, and the present invention is not limited thereto.

The application 215 has communication connection macro information for accessing the operation server 100 through a data network to which the communication resource is accessible, and the member registration / authentication unit 220 is the screen output unit 202. Outputs user interface (e.g., name, social security number, etc.) and a member account for inputting a member account through the data network, and inputs user information input through the interface to the operation server 100 through the data network; Send the member account to join the user as a member.

Meanwhile, membership of the user may be subscribed through a separate user terminal in addition to the wireless terminal 200. Therefore, when the user is already registered as a member or as a member through the user terminal, the member registration / authentication unit 220 outputs an interface for inputting the member account of the user and establishes the data network. The member server input through the interface is transmitted to the operation server 100 to authenticate whether the user is a member.

The application authenticator 225 authenticates the validity of the application to the operation server 100 through at least one communication network of a data network and a telephone call network to which the communication resource is accessible. The application authenticator 225 authenticates the validity of the application at the time when the application 215 is mounted on the wireless terminal 200, or the operation server 100 and the data communication channel 280 are connected to each other. At this point, the validity of the application can be authenticated. According to an embodiment of the present invention, the process of authenticating the validity of the application is performed according to an encryption / decryption procedure (for example, SRP, etc.) previously agreed between the application 215 and the operation server 100. Detailed description of the encryption / decryption procedure will be omitted.

According to the first app authentication method of the present invention, the application 215 is downloaded through the program providing server 180 in a state in which a unique key value for identifying the application operated by the operation server 100 is set. In this case, the application authentication unit 225 may authenticate that the application 215 is an application operated by the operation server 100 by transmitting the unique key value to the operation server 100. . On the other hand, the application authentication unit 225 and at least one unique information stored in the wireless terminal 200 or assigned to the communication network in the process of transmitting the unique key value to the operating server 100 and the unique key value; By transmitting together, it is possible to simultaneously authenticate that the application 215 is an application operated by the operation server 100 and that the application 215 is running in the wireless terminal 200.

According to the second app authentication method of the present invention, after the application 215 is downloaded through the program providing server 180, an app identification value uniquely identifying the application 215 on a data network according to a predetermined procedure. (Eg, a device token assigned by Apple's APNS, etc.), and in this case, the application authenticator 225 transmits the app identification value to the operation server 100, thereby providing the application 215. ) May authenticate that the application is operated by the operation server 100. On the other hand, the application authentication unit 225 and at least one unique information stored in the wireless terminal 200 or assigned to the communication network in the process of transmitting the app identification value to the operating server 100 and the app identification value; By transmitting together, it is possible to simultaneously authenticate that the application 215 is an application operated by the operation server 100 and that the application 215 is running in the wireless terminal 200.

According to the third app authentication method of the present invention, the application 215 has at least one key value, a key exchange protocol, and an encryption / decryption rule are set, and an authentication procedure for authenticating the application 215 using the same is defined. The program may be downloaded through the program providing server 180 with the certificate mounted therein. In this case, the application authenticator 225 may include at least one key value set in the certificate according to the authentication procedure defined in the certificate. A key exchange protocol and encryption / decryption rules may optionally be used to authenticate that the application 215 is an application operated by the production server 100. Meanwhile, the application authenticator 225 further uses the at least one unique information stored in the wireless terminal 200 or allocated to the communication network in the authentication procedure in the process of using the certificate, thereby allowing the application 215 to perform the authentication. At the same time as the application that is operated by the operation server 100 can be authenticated that the application 215 is running in the wireless terminal 200.

According to the fourth app authentication method of the present invention, the wireless terminal 200 receives the authentication number sent from the operation server 100 through the message exchange protocol of the telephone call network, the received authentication number is By receiving an input and transmitting the data to the operation server 100 through the data network, the application 215 may be authenticated that the application is operated by the operation server 100. Meanwhile, the application authentication unit 225 transmits at least one unique information stored in the wireless terminal 200 or assigned to a communication network together with the authentication number in the process of transmitting the authentication number to the operation server 100. As a result, the application 215 may be an application operated by the operation server 100, and at the same time, the application 215 may be authenticated that the application is running in the wireless terminal 200.

According to the fifth app authentication method of the present invention, the application authentication unit 225 of the application from the operating server 100 through an authentication method by selectively combining one or more of the first to fourth app authentication method It is possible to authenticate validity, whereby the present invention is not limited.

Referring to FIG. 2, the application 215 of the wireless terminal 200 may include a push message confirmation unit for confirming a push message pushed through the data network in response to a change in the price of the user's holding / interest item ( 230, and a data communication channel connection unit 235 connecting the designated communication server 280 and the data communication channel 280 through the data network by acknowledging the pushed message.

The wireless terminal 200 is provided with a function of receiving a push message pushed through the data network from the designated push server 125, the push message confirmation unit 230 and the wireless network communication module 209 and the local area A push message pushed from the push server 125 is checked through a data network corresponding to at least one of the wireless communication modules 208. If the application 215 is not running at the time when the push message is pushed from the push server 125 to the wireless terminal 200, the application is received by receiving the push message to the wireless terminal 200. 215 may be driven. Alternatively, if the application 215 is running in the background state at the time when the push message is pushed from the push server 125 to the wireless terminal 200, the push message is received by the wireless terminal 200. The application 215 may be activated and output to the screen of the wireless terminal 200. Alternatively, if the operation mode of the wireless terminal 200 is a standby mode (or inactive mode) at the time when the push message is pushed from the push server 125 to the wireless terminal 200, the standby of the wireless terminal 200 is performed. At the same time as the mode is released (or switched to the active mode), the application 215 may be activated and displayed on the screen of the wireless terminal 200. Meanwhile, the push message may be directly received by the application 215 while the application 215 is driven / activated, and the present invention is not limited thereto.

According to an embodiment of the present invention, the push message is a generic name of a message sent to the wireless terminal 200 through a data network to deliver the message content configured by the operation server 100, and includes a message header and a body. And the message body comprises at least one of a null value, a portion of the message content, a summary of the message content, and message identification information identifying a stored message content, or the message body according to an implementation method. The message content may be included in the message. Meanwhile, the message identification information may be included in the hidden area of the push message. In this case, the message identification information is not output.

As the push message is confirmed by the push message confirming unit 230, the data communication channel connection unit 235 may transmit data corresponding to at least one of the wireless network communication module 209 and the short range wireless communication module 208. It connects the designated operation server 100 and the packet communication-based data communication channel 280 through a network, the application authentication unit 225 to authenticate the validity of the application in the process of connecting the data communication channel 280 Can be. If the validity of the application is maintained before the data communication channel 280 is connected, the application authenticator 225 may omit the validity authentication of the application 215.

According to the exemplary embodiment of the present invention, the application authentication unit 225 may perform the first to the second through the process of connecting the operation server 100 and the data communication channel 280 by the data communication channel connector 235 or after the data communication channel 280 is connected. It is preferable to authenticate the validity of the application 215 to the operation server 100 through at least one of the fifth app authentication scheme.

Referring to FIG. 2, the application 215 of the wireless terminal 200 includes a message content confirming unit 240 for confirming a message content including a price change history of a holding / interest item corresponding to the pushed message. And a message content display unit 245 for displaying the confirmed message content, and an interface display unit 250 for displaying an interface screen corresponding to the connection of the data communication channel 280.

According to an exemplary embodiment of the present invention, the push message is confirmed by the push message confirming unit 230, so that the message content confirming unit 240 may check the message content of the push message from the push message. have.

According to another exemplary embodiment of the present invention, the data communication channel connection unit 235 connects the operation server 100 and the data communication channel 280 through the data network, thereby confirming the message content confirming unit 240. ) May receive the contents of a message intended to be delivered to the application 215 through the push message from the operation server 100 through the data communication channel 280.

By connecting the operation server 100 and the data communication channel 280, the interface display unit 250 displays an interface screen corresponding to the connection of the data communication channel 280, and the message content display unit 245. Displays the message contents confirmed by the message contents checking unit 240 on the interface screen.

According to the first embodiment of the present invention, the application 215 of the wireless terminal 200 is an interface for displaying an interface for obtaining transaction information of N (N≥1) for the securities trading according to the market price change N (1≤n≤n) of the N transaction information obtained through the display unit 250, the transaction information acquisition unit 255 through which the N transaction information is obtained through the displayed interface, and the data communication channel 280 And N) transaction channel control unit 260 for controlling the transmission to the operation server 100, wherein the interface display unit 250 connects the designated call device 160 and the telephone call channel 290 Display the interface to do this.

The interface display unit 250 displays an interface for acquiring N transaction information to be transmitted to the operation server 100 in response to the connection between the operation server 100 and the data communication channel 280. The interface for acquiring the N transaction information may be displayed on an interface screen on which the message content is displayed or through a separate interface screen determined by the data communication channel 280 being connected.

The transaction information acquisition unit 255 receives at least one transaction information from the user through the interface in association with the key input unit 203, or extracts at least one transaction information from the memory unit 213 or USIM. By using at least one of generating at least one transaction information according to a specified data generation rule (for example, random number generation rule, etc.), N transaction information for securities transactions according to the market price change is obtained. Meanwhile, the interface display unit 250 displays an interface for connecting the call device 160 and the telephone call channel 290 on a screen displaying an interface for acquiring the N transaction information, or the N transaction information is displayed. After the acquisition, an interface for connecting the call device 160 and the phone call channel 290 may be displayed.

The communication channel controller 260 determines n transaction information to be transmitted to the operation server 100 through the data network from the obtained N transaction information according to a rule agreed with the operation server 100, and The n transaction information is controlled to be transmitted to the operation server 100 through a data communication channel 280 connected to the operation server 100. The communication channel controller 260 may select at least one data network of the wireless network communication module 209 and the short range wireless communication module 208 to control the n transaction information to be transmitted to the operation server 100. Can be. Here, the n transaction information and the (Nn) transaction information may include some values and some other values for one data block. For example, n transaction information of the four-digit password may include a two-digit password, and (Nn) transaction information may include the remaining two-digit password.

According to the second embodiment of the present invention, the application 215 of the wireless terminal 200 is an interface for displaying an interface for acquiring n transaction information among N transaction information for stock trading according to the market price change. The display server 250, the transaction information acquisition unit 255 for acquiring the n transaction information through the displayed interface, and the n transaction information acquired through the data communication channel 280 are stored in the operation server 100. And a communication channel control unit 260 for controlling transmission to the network, and the interface display unit 250 displays an interface for connecting the designated communication device 160 with the telephone call channel 290.

The interface display unit 250 transmits through the data communication channel 280 of the N transaction information for the securities trading according to the market price change in response to the operation server 100 and the data communication channel 280 is connected. An interface for obtaining n transaction information to be displayed is displayed. The interface for acquiring the n transaction information may be displayed on an interface screen on which the message contents are displayed or through a separate interface screen determined by the data communication channel 280 being connected.

According to the exemplary embodiment of the present invention, (Nn) transaction information except for the n transaction information among the N transaction information for the securities transaction according to the change in the market price, the call device 160 and the telephone call channel 290 may be used. It may be acquired after the connection process or after the telephone call channel 290 is connected.

The transaction information acquisition unit 255 receives at least one transaction information from the user through the interface in association with the key input unit 203, or extracts at least one transaction information from the memory unit 213 or USIM. By using at least one of generating at least one transaction information according to a specified data generation rule (eg, random number generation rule, etc.), n transaction information for securities transactions according to the market price change are obtained. Meanwhile, the interface display unit 250 displays an interface for connecting the call device 160 and the telephone call channel 290 on a screen displaying an interface for acquiring the N transaction information, or the n transaction information. After the acquisition, an interface for connecting the call device 160 and the phone call channel 290 may be displayed.

The communication channel controller 260 controls the n transaction information obtained through the interface to be transmitted to the operation server 100 through the data communication channel 280 connected to the operation server 100. The communication channel controller 260 may select at least one data network of the wireless network communication module 209 and the short range wireless communication module 208 to control the n transaction information to be transmitted to the operation server 100. Can be.

According to the method of the present invention, among the n transaction information transmitted to the operation server 100 through the data communication channel 280 to be transmitted to the call device 160 through the phone call channel 290 ( Preferably, at least one index value for mapping with Nn) transaction information is included, whereby the operational server 100 receives the n transaction information and the telephone call channel received through the data communication channel 280. The N transaction information may be configured by combining the (Nn) transaction information received through 290. The index value may be assigned by the operation server 100 or by the communication channel controller 260, and the present invention is not limited thereto.

Referring to FIG. 2, the application 215 of the wireless terminal 200 includes a communication device 160 and a telephone call channel 290 designated through the telephone call network by connection of the data communication channel 280. And a call channel control unit 265 for processing to be connected, and having a call channel control unit 270 for controlling (Nn) transaction information to be transmitted to the call device 160 through the phone call channel 290. do. The telephone call channel 290 may be connected to the wireless terminal 200 by calling the call device 160, or the call device 160 may be connected by calling the wireless terminal 200. Thereby, this invention is not limited.

The call channel connection processing unit 265 stores information on a call device 160 (eg, a phone number) to connect a phone call channel 290 through the phone call network, or through the data communication channel 280. Call device 160 information to connect the phone call channel 290 may be obtained.

After the data communication channel 280 is connected, the call channel connection processing unit 265 satisfies at least one condition specified by the data communication channel 280 being connected (for example, the transaction information acquisition unit 255). Through the communication channel control unit 260, at least one of the conditions for transmitting the n transaction information to the operation server 100) is satisfied. When satisfied, the call device 160 corresponding to the call device 160 information is connected to the phone call channel 290 through a phone call network connected through the wireless network communication module 209.

On the other hand, the call channel connection processing unit 265 is a telephone call channel 290 from the user to the call device 160 corresponding to the call device 160 information through the interface output after the data communication channel 280 is connected Check whether a connection command is inputted, and if the telephone call channel 290 connection command is inputted, a call corresponding to information of the call device 160 through a telephone call network connected through the wireless network communication module 209; The device 160 and the telephone call channel 290 are controlled to be connected.

When (Nn) transaction information to be transmitted through the telephone call channel 290 is obtained before the connection of the telephone call channel 290 is attempted according to the first embodiment of the present invention, the call channel controller 270 ) Is in the form of DTMF (Dual Tone Multiple Frequency) signal to which the (Nn) transaction information is added to the telephone number of the call device 160 attempting to connect the phone call channel 290 (eg, the call device 160). If the phone number of '0212345678' can be controlled to be delivered to the call device 160 in the form of '0212345678 ** 9876'.

Alternatively, the call channel controller 270 is a DTMF signal in which the (Nn) transaction information is transmitted through the phone call channel 290 after the call device 160 and the phone call channel 290 are connected. It may be controlled to be delivered to the call device 160 to.

When the telephone call channel 290 connected by the call channel connection processing unit 265 can transmit the (Nn) transaction information at the same time as the telephone call channel 290 connection according to an embodiment of the present invention. If so, the call channel control unit 270 recognizes an incoming signal that the call device 160 receives the telephone call channel 290, and after the incoming signal is recognized, DTMF of the telephone call channel 290 Through the signal, the (Nn) transaction information may be controlled to be transmitted.

According to another exemplary embodiment of the present invention, the telephone call channel 290 connected by the call channel connection processing unit 265 cannot transmit the (Nn) transaction information simultaneously with the telephone call channel 290 connection. In this case, the call channel controller 270 recognizes an incoming signal for the call device 160 receiving the phone call channel 290, and after the incoming signal is recognized, the call channel controller 270 recognizes the incoming call signal. A signal for requesting transmission of (Nn) transaction information in the form of a voice menu identification signal (for example, a DTMF signal) or at least one voicement (for example, a voicement requesting transmission of (Nn) transaction information) received through the ) And through the DTMF signal of the telephone call channel 290 when the voice announcement or voice menu identification signal for requesting (Nn) transaction information is recognized among the voice announcement or voice menu identification signal. The (Nn) transaction information may be controlled to be sent. The (Nn) pieces of transaction information may be sent in a batch or sequentially sent according to a result of recognizing the voicement or the voice menu identification signal.

In addition, the call channel controller 270 adds the (Nn) transaction information to the phone number, and through the DTMF signal of the phone call channel 290 after the phone call channel 290 is connected. Through the combination of the transmission method, the (Nn) pieces of transaction information may be controlled to be transmitted to the currency device 160, and the present invention is not limited thereto.

Meanwhile, when (Nn) transaction information to be transmitted through the telephone call channel 290 is obtained before the connection of the telephone call channel 290 is attempted according to the second embodiment of the present invention, the (Nn) Transaction information is obtained through at least one of input by the user, extracted from the memory unit 213 or USIM, or generated according to a specified data generation rule, and the DTMF signal of the telephone call channel 290 is used. It may be sent to the call device 160.

According to the exemplary embodiment of the present invention, even when the (Nn) transaction information is input by the user after the call device 160 and the phone call channel 290 are connected, the call channel controller 270 is configured to perform the call. It is possible to control to output an interface for inputting the (Nn) transaction information by recognizing at least one voice mement or voice menu identification signal received from the call device 160 through a phone call channel 290, Thereby, this invention is not limited.

According to the exemplary embodiment of the present invention, among the (Nn) transaction information transmitted to the call device 160 through the telephone call channel 290, the operation server 100 is transmitted through the data communication channel 280. Preferably, at least one index value for mapping with the transmitted n transaction information is included, whereby the operational server 100 receives the n transaction information received through the data communication channel 280 and the telephone call. The N transaction information may be configured by combining the (Nn) transaction information received through the channel 290.

3 is a diagram illustrating a process of sending a push message for a user's possession / interest item according to an embodiment of the present invention.

In more detail, FIG. 3 illustrates a process of processing a push message for a user's possession / interest item to be sent from the operation server 100 shown in FIG. 1 to the wireless terminal 200. Those skilled in the art may refer to and / or modify this drawing to infer various implementation methods (e.g., some steps may be omitted or the order may be changed) for the push message sending process. Although the present invention may be made, the present invention includes all the implementation methods inferred, and the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 3, after the application 215 is downloaded from the program providing server 180 to the wireless terminal 200 shown in FIG. 2, the application 215 is first started by the application 215 being started. The server 300 requests the validity authentication of the application (300). In response, the operational server 100 authenticates the validity of the application (300).

The application 215 registers the user of the application 215 as a member of the operation server according to a designated member registration procedure (305), registers the user's possession / interest item information with the operation server 100 (310) ), After the operation server 100 stores the possession / interest item information of the user (310), the price variation data to be provided to the application 215 by determining the change in the price of the possession / interest item of the user Check (315).

If the price change data to be provided to the application 215 is confirmed, the operation server 100 constructs and stores a message content corresponding to the checked price change data (320) and stores the designated push server 125. A push message for delivering the configured message content to the application 215 is transmitted to the wireless terminal 200 (325), and the push server 125 accesses data to which the wireless terminal 200 is connected. The push message is transmitted to the wireless terminal 200 through a network (330).

4 is a diagram illustrating a process of receiving and outputting a message content of a market price change according to an exemplary embodiment of the present invention.

In more detail, in FIG. 4, a push message is received by the wireless terminal 200 through the process illustrated in FIG. 3, so that the wireless terminal 200 connects the data communication channel 280 to the operation server 100. The process of receiving and outputting the message content according to the change in the market price of the user's possession / interest item, if the person of ordinary skill in the art to which the present invention pertains, reference and / or modification of this figure It is possible to infer various implementation methods (e.g., implementation steps of some steps omitted or changed order) for the message content receiving / output process, but the present invention includes all the implementation methods inferred. However, the technical features are not limited only to the implementation method illustrated in FIG. 4.

Referring to FIG. 4, when the push message is received by the wireless terminal 200 through the process illustrated in FIG. 3, the application 215 confirms the push message pushed from the push server 125 through a data network. In step 400, the server 100 and the data communication channel 280 are connected to each other through a data network, and at the same time, the server 100 authenticates the validity of the application 215. And authenticating the validity of the application to which the data communication channel 280 is connected (410). If the validity of the application is authenticated, the application 215 and the data communication channel 280 are established through the data network. Connect (415).

The operation server 100 checks the message content corresponding to the push message received by the wireless terminal 200 through the process illustrated in FIG. 3 and transmits the message content to the application 215 through the data communication channel 280. In operation 420, the application 215 receives and outputs message content corresponding to the push message through the data communication channel 280 (425).

5 is a diagram illustrating a securities transaction process using reverse multiplexing according to an embodiment of the present invention.

In more detail, FIG. 5 illustrates data communication of n transaction information among N transaction information for securities trading according to the market price change in response to the message content received by the wireless terminal 200 through the process shown in FIG. Transmit through the channel 280, but the remaining (Nn) transaction information is transmitted through the telephone call channel 290 of the telephone communication network connected to the wireless terminal 200, n transaction information and (Nn) transaction information Through the securities transactions according to the changes in the market through the process shown in the figure, if the person of ordinary skill in the art belongs, the process of receiving and outputting the message content by referring to and / or modifying the figure 5 Various implementation methods (e.g., implementation steps in which some steps are omitted or reordered) may be inferred, but the present invention includes all implementation methods inferred from the above. Is made, the technical features are not limited only with the exemplary method shown in the figure 5.

Referring to FIG. 5, the application 215 of the wireless terminal 200 may acquire N transaction information for securities trading according to the market price change in response to the message content received through the process illustrated in FIG. 4. Display the interface (500).

If N transaction information is obtained through the interface, the application 215 may multi-transmit the N server and the transaction information through the data communication channel 280 and the telephone call channel 290. The index value for the agreement (505), and through the data communication channel 280 transmits the n transaction information including the index value to the operation server 100 (510), the operation server 100 The n transaction information including the index value is received through the data communication channel 280 (515).

The application 215 connects the designated call device 160 and the telephone call channel 290 through the telephone call network (520), and the obtained N transaction information through the DTMF signal of the telephone call channel 290 (Nn) transaction information, including index values, is transmitted to the call device 160 (525), and the call device 160 transmits the wireless terminal 200 through the DTMF signal of the phone call channel 290. (Nn) transaction information including the index value is received (530), and (Nn) transaction information including the index value is provided to the operation server 100 (535).

The operation server 100 receives (Nn) transaction information including the index value from the call device 160 (540), and n received through the data communication channel 280 through the index value. The number of transaction information and the (Nn) transaction information received through the telephone call channel 290 are combined to form N transaction information (545), and the price of the holding / interest item through the configured N transaction information The securities transaction according to the change is handled (550).

6 is a diagram illustrating a securities transaction process using reverse multiplexing according to another exemplary embodiment of the present invention.

In more detail, FIG. 6 illustrates data communication of n transaction information among N transaction information for securities transactions according to the market price change in response to the message content received by the wireless terminal 200 through the process illustrated in FIG. 4. Transmit through the channel 280, but the remaining (Nn) transaction information is obtained and transmitted when the telephone call channel 290 of the telephone communication network connected to the wireless terminal 200 is connected and n transaction information and (Nn) ) Shows a process of processing the securities transactions according to the change in the market price through the information of the transaction, if the person of ordinary skill in the art belongs to, the contents of the message by referring to and / or modified in this figure 6 Various implementation methods (e.g., some steps may have been omitted or reordered) may be inferred for the reception / output process, but the present invention is directed to It is made including a municipal method, the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 6, the application 215 of the wireless terminal 200 performs n transactions among N transaction information for securities trading according to the market price change in response to the message contents received through the process illustrated in FIG. 4. The interface for acquiring the information is displayed (600).

If n transaction information is obtained through the interface, the application 215 agrees with the operational server 100 to an index value for combining the n transaction information and the (Nn) transaction information (605). And n transaction information including the index value are transmitted to the operation server 100 through the data communication channel 280 (610), and the operation server 100 is transmitted through the data communication channel 280. In operation 615, n transaction information including the index value is received.

The application 215 connects the designated call device 160 and the telephone call channel 290 through the telephone call network (620), and acquires (Nn) transaction information while the telephone call channel 290 is connected. And transmits the telephone call channel 290 to the call device 160 through the DTMF signal with the index value (625), and the call device 160 transmits the DTMF signal of the telephone call channel 290 through the DTMF signal. Receive (Nn) transaction information including the index value from the wireless terminal 200 (630), and provide (Nn) transaction information including the index value to the operation server 100 (635). .

The operation server 100 receives (Nn) transaction information including the index value from the call device 160 (640), and n received through the data communication channel 280 through the index value. The number of transaction information and the (Nn) transaction information received through the telephone call channel 290 are combined to form N transaction information (645), and the price of the holding / interest item through the configured N transaction information The securities transaction according to the change is handled (650).

100: operation server 105: price change check unit
110: message content management unit 115: storage medium
120: push message processing unit 125: push server
130: membership registration / authentication unit 135: application authentication unit
140: communication channel connection control unit 145: data communication channel operation unit
150: transaction information confirmation unit 155: telephone call channel interworking unit
160: currency unit 165: securities transaction processing unit
170: securities trading server 200: wireless terminal

Claims (10)

In the securities trading method using a reverse multiple communication that is connected to a push server capable of sending push messages to a user's wireless terminal, the server connected to the communication device capable of connecting the wireless terminal and the telephone communication channel,
Checking the market price change data of the user's holding / interest stock;
Processing a push message for a change in the price of the holding / interest item to the wireless terminal through the push server;
Controlling the wireless terminal to connect a data communication channel through a data network to which the wireless terminal receiving the push message is connected;
Receiving n (1 ≦ n ≦ N) transaction information out of N (N ≧ 1) transaction information for the securities transaction according to the change in the market price through a data communication channel connected to the wireless terminal;
Receiving (Nn) transaction information of the N transaction information through the currency device; And
And processing the securities transaction through the n transaction information and the (Nn) transaction information.
The method of claim 1,
And constructing and managing message contents corresponding to the quote change data.
The method of claim 1,
The push message,
Message identification information for transmitting the message content to the wireless terminal,
The message identification information,
Includes an identification code assigned to the content of the message stored in the storage medium, or
An access address for accessing a storage medium storing the message contents through the data communication channel;
And at least one of the combination of the access address and the identification code.
The method of claim 1,
And authenticating the validity of the application provided in the wireless terminal through the data communication channel.
The method of claim 1,
And index values unique to the n transaction information and the (Nn) transaction information are agreed with the wireless terminal.
The method of claim 1,
In order to receive (Nn) transaction information from the wireless terminal, further comprising the step of providing information on the wireless device and the communication device to be connected to the telephone communication channel to the wireless terminal, securities trading using reverse multiplexing communication. Way.
In the securities trading method using a reverse multiplexing communication executed in a wireless terminal capable of multiple access to a data network and a telephone communication network,
Confirming a push message pushed through the data network in response to a change in the market price of the user's holding / interest item;
Connecting a data communication channel with a designated server through the data network by confirming the push message;
Transmitting n (1 ≦ n ≦ N) transaction information out of N (N ≧ 1) transaction information for the stock exchange according to the market price fluctuation to the server through the data communication channel;
Connecting a telephone call channel with a telephone apparatus connected to the server through the telephone call network by connecting the data communication channel; And
And (Nn) transaction information of the N transaction information is transmitted through a DTMF signal of the telephone call channel.
In the securities trading system using a reverse multi-communication connected to a push server capable of sending a push message to a wireless terminal, the server is connected to a communication device capable of connecting the wireless terminal and the telephone call channel,
Quote change confirmation unit for checking the price change data for the user's possession / interest items;
A push message processing unit for processing a push message for a change in the price of the holding / interest item to the wireless terminal through the push server;
A communication channel connection control unit for controlling a connection between the wireless terminal and a data communication channel through a data network to which the wireless terminal receiving the push message is connected;
A data communication channel operating unit configured to receive n (1 ≦ n ≦ N) transaction information out of N (N ≧ 1) transaction information for securities transactions according to the market price fluctuation through a data communication channel connected to the wireless terminal;
A telephone call channel interworking unit for receiving (Nn) transaction information of the N transaction information through the call device; And
And a securities transaction processing unit for processing the securities transaction to be provided through the n transaction information and the (Nn) transaction information.
The method of claim 8,
And a message content management unit for constructing and managing message content corresponding to the market price change data.
The method of claim 8,
And an application authentication unit for authenticating the validity of the application provided in the wireless terminal through the data communication channel.

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