KR20130089950A - System and method for service providing of congratulations and condolences - Google Patents

Abstract

PURPOSE: A family event service supply system and a method thereof are provided to process the costs of family events by a financial corporation when a client desires the same. CONSTITUTION: A user connects to a family event service supply system (100) so that the family event service supply system requests a financial corporation to supply the costs of family events. A user should register a family event service and requests the costs of the family event by using user's own terminal. A second user who will receive the costs of the family event confirms the information including alarm messages through messages and passes through the user authorization based on the same. The costs are processed based on the information of the family events inputted by the first user after the completion of the authorization. [Reference numerals] (100) Family event service supply system

Description

[0001] SYSTEM AND METHOD FOR PROVIDING CONGRATULATIONS [0002]

The present invention relates to a system and method for providing a congratulatory sign service.

Generally, when a slope or investigation occurs, the person who is to be involved in the congratulatory address is notified individually, and the person who is notified is visited by visiting the site of the congratulatory address and paying the expense or contribution. However, as the number of congratulatory and condolence days increases, it is impossible to visit all the places as it is practically impossible. As a result, they are asked to pay a gift or deposit to their acquaintances, or they pay by using means such as Internet banking.

Problems arise in the case that the tilting expense is missed when the tilting expense is paid by using these methods.

Accordingly, the present invention provides a system and method for providing a congratulatory service that can process various congratulatory or condolence costs in place of a customer in a financial institution.

According to another aspect of the present invention, there is provided a method for providing a congratulatory service to a user terminal including a first user terminal and a second user terminal,

Confirming the congratulatory information received from the first user terminal; Generating a notification message including contact information and authentication information to be provided to the second user terminal, based on the congratulation type information included in the congiton information; Receiving account information and authentication information from the second user terminal to receive the admission fee; Performing authentication of the second user terminal based on the received account information and authentication information; And if the authentication is successful, providing the ad hoc service to the account information input by the second user terminal.

Receiving fixed congratulatory information from the first user terminal before confirming the congratulatory information; And storing the fixed congratulatory information as the congratulatory information.

The fixed congratulatory information may include at least one of a congratulatory / condolence type information, a congratulatory / livelihood recipient information, a tentative expense information, a notification message type, and date information.

Wherein the step of generating the notification message comprises the steps of: checking whether the remaining amount or the limit of the t-talk-fund provision means allocated to the first user terminal is present based on the t-talk information included in the congratulatory information; And providing a remaining amount or a low limit notification message to the first user terminal if the remaining amount remains or the limit is exceeded in the provisioning expense provision means.

The step of generating the notification message may include the steps of: confirming the congratulatory / lecturing type information included in the congratulatory information after the step of providing the under-the-threshold notification message; Checking a congratulatory notice message form corresponding to the congratulatory / condylar type information among the preliminarily stored congratulatory notice message types according to a plurality of types of congratulatory / condylar information; Generating authentication information to be provided to the second user terminal; And generating a notification message including the congratulation notice message form, the generated authentication information, and contact information to be connected to the condolence service provision system.

The step of authenticating the second user terminal may include: determining whether the authentication information input by the second user terminal matches the generated authentication information; Comparing the user information corresponding to the account information input by the second user terminal with the user non-recipient information included in the congratulatory information and checking if they match; And determining that the authentication of the second user terminal is successful if the user information and the user non-recipient information are identical to each other.

Sending a tribute provision result message to the first user terminal after the step of providing the admission fee; And updating the previously stored account information.

According to another aspect of the present invention, there is provided a system for providing a congratulatory and condolence service to a user terminal, the system comprising:

A notification window storage unit for storing a plurality of notification message forms according to at least one kind of congratulations and informing messages; A notification message form of a plurality of notification message forms stored in the notification window storage unit on the basis of the congratulation type information stored in advance by the first user terminal or received from the first user terminal A notification unit for generating a notification message including authentication information for user authentication together with the notification message form and transmitting the generated notification message to a second user terminal; An account information storage unit for storing and managing account information of the advisor provision unit allocated to the first user terminal; An information collecting unit for performing authentication of the second user terminal based on an authentication number input from the second user terminal and an account number assigned to the second user terminal; And a tilting-and-paying-and-dispensing unit for checking whether a remaining amount remains in the tilting-aid-dispensing means of the first user terminal, and paying a tilting-aid expense to the account number of the second user terminal succeeding in the authentication in the information collecting unit.

The system for providing a congratulatory / service service includes: a fixed information storage unit for storing fixed congratulatory information; And a payment request receiving unit for receiving a greeting payment request message to the first user terminal.

The fixed-termination report information includes at least one of a congratulatory / condolence information type, a congratulatory / livelihood payment user information, a notification message kind, a torture expense amount information, and a date, and the type of the notification message includes a short message service, a multimedia message service, And one message receiving means.

Wherein the authentication information includes an authentication number generated by the notification unit and a telephone number used by the second user terminal for connection therewith, and the account information of the admission paying means includes any one of a passbook number and a credit card number, Balance information for any one of the balance of the credit card or the limit of the credit card, the paid congratulatory expense, the date of the withdrawal, and the user information to which the advisor is paid.

According to the present invention, the user can conveniently pay for the admission fee in various ways, and the financial company can not only attract new customers but also expect the use of the service to increase.

FIG. 1 is an exemplary view illustrating a congratulatory service provision environment according to an embodiment of the present invention. Referring to FIG.
2 is a structural diagram of a congratulatory service provision system according to an embodiment of the present invention.
3 is a structural diagram of a notification unit according to an embodiment of the present invention.
4 is a flowchart illustrating a method of providing a congratulatory message service according to the first embodiment of the present invention.
5 is a flowchart illustrating a method of providing a congratulatory service according to a second embodiment of the present invention.

DETAILED DESCRIPTION Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings so that those skilled in the art may easily implement the present invention. The present invention may, however, be embodied in many different forms and should not be construed as limited to the embodiments set forth herein. In the drawings, parts irrelevant to the description are omitted in order to clearly describe the present invention, and like reference numerals designate like parts throughout the specification.

Throughout the specification, when a part is said to "include" a certain component, it means that it can further include other components, without excluding other components unless specifically stated otherwise.

In this specification, a terminal includes a mobile station (MS), a mobile terminal (MT), a subscriber station (SS), a portable subscriber station (PSS) An access terminal (AT), and the like, and may include all or some of functions of a mobile terminal, a subscriber station, a mobile subscriber station, a user equipment, and the like.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS A system and method for providing a congratulatory service according to an embodiment of the present invention will be described with reference to the drawings. In the embodiment of the present invention, a service that provides a congratulatory / debate service among various congratulatory and condolence service services will be described as an example.

FIG. 1 is an exemplary view illustrating a congratulatory service provision environment according to an embodiment of the present invention. Referring to FIG.

As shown in FIG. 1, the user accesses the congratulatory address providing system 100 in order to use the congratulatory service, and provides a congratulatory service in a financial company instead of the congratulatory charge processing.

At this time, the user who subscribes to the congratulatory and condolence service and requests the congratulatory / liaison expense (hereinafter, referred to as the first user) requests the congratulatory expense processing using his / her terminal or transmits information on the congratulatory / 100). A user (hereinafter referred to as a second user) who receives the congratulatory / liaison fee requested by the first user checks the information included in the notification message transmitted from the congratulatory / question-learning service providing system 100 through the message receiving means, request. Then, after the authentication is completed, the first user requests the congratulation and condolence service fee.

The congratulatory / tracing service providing system 100 is connected to the terminal of the first user and the message receiving means of the second user, and processes the congratulatory or obsolete cost on the basis of the congratulatory information input by the first user. Also, a message according to the type of the congratulatory message is transmitted to the message receiving means of the second user receiving the request for the congratulation and condolence request requested by the first user, or the authentication information inputted from the terminal of the second user is checked. In the exemplary embodiment of the present invention, a short message service (SMS), a multimedia message service (MMS), a multimedia message service (MMS), an e-mail , But it is not necessarily limited thereto.

The structure of a system for providing a user with a congratulatory service through the environment described above will be described with reference to FIG. In the embodiment of the present invention, the congratulatory service provision system 100 performs the congratulation and condolence service transfer together, but the present invention is not limited thereto.

2 is a structural diagram of a congratulatory service provision system according to an embodiment of the present invention.

2, the congratulatory service provision system 100 includes a fixed information storage unit 110, a notification unit 120, a notification window storage unit 130, an account information storage unit 140, a payment request reception unit 150 An information collecting unit 160, and a torture expense paying unit 170.

The fixed information storage unit 110 stores the fixed fixed-account information input by the first user. Here, fixed term information refers to information about a congratulatory or anniversary that occurs periodically every month or year. For example, family birthday, wedding anniversary, pocket money, sacrifice, and so on. Therefore, the fixed congratulatory information can be used for various kinds of information such as congratulatory and congratulatory information (birthday, wedding anniversary, pocket money, priest etc.) Information, and date. The fixed-congit information can be modified, deleted and added by the first user.

The notification unit 120 confirms the date information from the fixed congratulatory information stored in the fixed information storage unit 110. And generates a notification message for the fixed fixed-account company on the date set as the fixed congratulatory address and transmits it to the message receiving means of the second user. In addition, the notification unit 120 generates a notification message about the congratulatory / amicable conversation based on the message when the payment request receiving unit 150 receives the congratulatory payment request message. At this time, the notification message is generated in accordance with the notification message type for each type of memorial service stored in the notification window storage unit 130 based on the congratulatory / lecturing type information included in the fixed congratulatory information.

The notification message includes a contact number and an authentication number, and the contact number refers to a telephone number that allows a second user to access the congratulatory / service service providing system 100. That is, the congratulatory service provision system 100 allows the users to access the congratulatory service provision system 100 through a method such as ARS (Automatic Response Service). Also, the notification unit 120 transmits the generated notification message to the information collection unit 160 so that it is used for authentication of the authentication information input from the second user.

The structure of the notification unit 120 will be described in detail with reference to FIG.

3 is a structural diagram of a notification unit according to an embodiment of the present invention.

3, the notification unit 120 includes an information confirmation unit 121, a mobile forwarding management unit 122, a mobile forwarding unit 123, an e-mail forwarding management unit 124, an e-mail forwarding unit 125, A mail forwarding management unit 126, and a mail forwarding request unit 127.

The information confirming unit 121 confirms the type of the congratulatory information and the type of the notification message from the fixed amount information storage unit 110 or from the provisional provision payment request message received from the payment request receiving unit 150. [ The type of notification can be classified into SMS, MMS, e-mail or mailing, which require mobile sending. The types of messages can be classified into anniversary, co-payment, pocket money, birthday and other congratulations have.

The mobile forwarding management unit 122 confirms the type of the congratulations and condolences to the fixed information or the tortoise pay provision request message that the information confirmation unit 121 has confirmed by SMS or MMS. Then, the mobile forwarding management unit 122 receives the notification message form stored in the notification window storage unit 130 to be described below, and generates a notification message to be transmitted through SMS or MMS according to the type of the congratulations and condolences.

That is, the notification window storage unit 130 provides a notification message format (for example, 'Happy Birthday' in the case of a birthday) for a comment to provide a message, and the mobile dispatch management unit 122 provides a notification message format And generates an authentication number to be provided to the user. And generates a notification message including the generated authentication number, a contact number to be accessed by the user in the congratulatory service service providing system 100, and a notification message form. To this end, the mobile forwarding management unit 122 stores design information of various notification messages according to the notification message type and the type of the congratulatory message.

The mobile forwarding unit 123 transmits the notification message generated by the mobile forwarding management unit 122 to the terminal of the second user by using SMS or MMS.

The e-mail sending management unit 124 confirms the type of the congratulatory or condolatory conversation for the fixed information or the admission billing request message in which the information identifying unit 121 confirms the type of the notification message by e-mail. The e-mail sending management unit 124 receives the notification message form stored in the notification window storage unit 130 to be described below, and generates a notification message to be sent by e-mail according to the type of the congratulations and condolences. At this time, the method of generating the notification message is as described in the mobile forwarding management unit 122.

The e-mail sending unit 125 transmits the notification message generated by the e-mail sending management unit 124 to the terminal of the second user through e-mail.

The postal mailing management unit 126 confirms the type of the congratulatory or condolatory conversation for the fixed information or the admission billing request message confirmed by the mail confirmation by the information confirmation unit 121. The e-mail sending management unit 124 receives the notification message form stored in the notification window storage unit 130 to be described below, and generates a notification message to be sent by e-mail according to the type of the congratulations and condolences. At this time, the method of generating the notification message is as described in the mobile forwarding management unit 122.

The mail forwarding request unit 127 requests the mail forwarding to the mail forwarding center (not shown) so as to forward the notification message generated by the mail forwarding management unit 126 to the second user by mail. In the embodiment of the present invention, registration is used as an example for mailing, but it is not necessarily limited to such.

On the other hand, the notification window storage unit 130 of FIG. 2 stores a notification message format to be transmitted to the second user according to various types of congratulations and notification messages. When the notification unit 120 generates the notification message, the notification unit 120 provides the forms stored in the notification window storage unit 130 to provide the second user with a notification message tailored to the event.

The account information storage unit 140 stores the account information of the adventure expense payment means that processes only the admission fee concluded between the first user and the financial institution. The account information may include account information of any one of an account number when using a bankbook or credit card number information when using a bankbook, balance information with respect to any one of a balance in a bankbook or a credit card, periodic or irregular The date of the withdrawal, information about the second user to whom the tournament expenses are paid (user name, telephone number or address, etc.).

The account information is updated every time the advisor is paid out or whenever the balance information is changed, and the account information storage unit 140 is provided with the account information to the advisor provision unit 170 so as to be used for determining whether or not to pay the admission fee do.

In addition, the account information storage unit 140 receives the fixed-termination / diagnosis information from the notification unit 120 and checks whether there is a balance for paying the admission fee included in the fixed-termination / diagnosis information or whether the card limit is exceeded . If the balance is insufficient or the card limit is exceeded, the first user is informed of a notification message.

The payment request receiving unit 150 receives the admission payment request message to the irregular memorial service inputted from the terminal of the first user. The message for requesting payment of the provision for the provision of a provision for the provision of salary includes the kind of the congratulatory address, the cost of the congratulatory address, and the second user information. The payment request receiver 150 delivers the received greeting money payment request message to the notification unit 120 and transmits a notification message suitable for the second user according to the type of the greeting card.

The information collection unit 160 receives the authentication information included in the notification message generated by the notification unit 120. When the second user who has received the notification message accesses the congratulatory service providing system 100 through the contact number included in the notification message, the second user is prompted to input the authentication number and the account number.

When the second user inputs the authentication number and the account number included in the notification message, the information collection unit 160 performs the authentication and checks whether the authentication information matches the authentication information received from the notification unit 160, And confirms whether the user information stored in the fixed information storage unit 110 matches the user information stored in the fixed information storage unit 110. Upon receipt of the account number, the user can request user information on the account number to the financial institution that manages the account.

If the two pieces of information match and the authentication succeeds, the information collection unit 160 delivers the account number and the user information to the advisor provision unit 170. [ However, if the authentication fails, the information collecting unit 160 transmits a message informing the second user that authentication has failed.

When the advisor and paying unit 170 receives the admission fee information from the information collection unit 160, the admission fee payment unit 170 checks whether the remaining amount or the card limit is greater than the admission fee in the account information storage unit 140. If the remaining amount is insufficient or the card limit is exceeded, the first user terminal transmits a message indicating that the remaining amount is insufficient or the limit is exceeded.

However, if the remaining balance remains or the card limit has not been exceeded, the second user pays the admission fee requested by the first user to the account number input by the second user. The obligation dispensation section 170 also confirms the balance or card limit because the time at which the balance or card limit is confirmed in the account information storage section 140 and the time at which the actual account number is received from the second user may differ to be.

The advisor / dispenser 170 also delivers the result information after paying the advisor's fee to the account information storage unit 140 so that the account information is updated. The result information includes the date on which the congratulation expense was paid, the user information that was received, and the congratulatory expense information.

A method of providing a congratulatory or obsolete service to users through the congratulatory service provision system 100 will be described with reference to FIGS. 4 and 5. FIG. Figure 4 relates to a method for providing a service to a fixed congratulatory address to a user, and Figure 5 relates to a method for providing a service to a user for an irregular congratulatory address.

FIG. 4 is a flowchart illustrating a method of providing a congratulatory service according to the first embodiment of the present invention, and FIG. 5 is a flowchart illustrating a method of providing a congratulatory service according to the second embodiment of the present invention.

Referring to FIG. 4, a method for providing a service for a fixed congratulatory ornithologist is described. Referring to FIG. 4, a first user processes a congratulatory or obsolete service with the congratulatory service provision system 100 using his terminal (hereinafter referred to as a first user terminal) And creates a dedicated account to manage (S100). The dedicated account creation method is already known, and a detailed description thereof will be omitted in the embodiment of the present invention.

When a dedicated account is created, the first user terminal transmits the fixed-termination information to the congregation service providing system 100 (S101). The fixed-information storage unit 110 stores the fixed-termination-related information received in step S101, (S102). Here, the fixed and congratulatory information includes information on types of congratulations and greetings (birthdays, anniversaries, pocket moneys, priests, etc.) And date and the like.

When the notification unit 120 confirms that there is a fixed anniversary for any date among the information stored as the fixed anniversary information (S103), the announcer 120 checks whether the anniversary anniversary can be paid for the fixed anniversary or not (S104). If the balance is insufficient or the card limit is exceeded in the account for congratulation-and-doubling created in step S100, the advisor dispensing unit 170 transmits a guidance message to the first user terminal indicating that the admission of the admission fee is not possible (S105).

However, if the balance is sufficient or the card limit is not exceeded, the notification unit 120 generates a notification message based on the various notification message formats and the fixed-account information stored in the notification window storage unit 130 (S106). The notification message generated by the notification unit 120 is transmitted to a message receiving unit (hereinafter referred to as a second user terminal) of the second user set in the fixed congratulatory information (S107). The notification message includes the authentication information generated by the notification unit 120 and the contact information that can be accessed by the congratulatory service providing system 100, together with a congratulatory or mourning expression for the congratulatory or condolatory service.

When the second user terminal that has received the notification message accesses the congratulatory / service service providing system 100 based on the contact information, the information collecting unit 160 informs the user to input the authentication number and the account number. The information collecting unit 160 receives the authentication number and the account number included in the notification message from the second user terminal in step S108 and compares the authentication number and the account number included in the notification message generated in the notification unit 120 in step S106 (S109) whether the user information on the account number received in the step S108 and the information of the tilting hobby expedition recipient according to the fixed congratulatory memorandum confirmed in the step S103 are identical or not.

If the authentication is unsuccessful, the authentication failure message is transmitted to the second user terminal (S110). However, if the user information for the account number received in step S108 and the information of the advisor are identical to each other, the ad-hoc dispensing support unit 170 provides the admission fee to the account number received in step S108 (S111). In step S113, the admission fee payment unit 170 transmits the result message to the first user terminal in step S112, and transmits the result information to the account information storage unit 140 to update the account information.

The method of providing a congratulatory notification service according to the first embodiment described above will be described as an example. It is assumed that among the information stored by the first user as the fixed congratulatory and congratulatory information, "Hong Gil-dong" is informed of "Happy Birthday" message on "Jan. 1 of every year" through "MMS" do.

Then, the notification unit 120 recognizes that a fixed congratulation has occurred on January 1 of each year. If it is confirmed that the birthday message is to be transmitted through the MMS among the information stored in the fixed information storage unit 110, a form to be provided to the MMS on the birthday among the various notification message formats stored in the notification window storage unit 130 is checked .

Along with the confirmation message form, the notification unit 120 generates contact information that Hong Kil-dong can access to the congratulatory service system 100 and an authentication number required for authentication, and generates a notification message. Here, since the authentication number can be generated by various methods, it is not described in any particular way in the embodiment of the present invention.

When the notification unit 120 transmits an MMS including a birthday message to the telephone of Hong Gil Dong, Hong Kil-dong accesses the congratulatory service system 100 based on the contact information included in the received MMS. In the embodiment of the present invention, ARS is used as the contact information, but the present invention is not limited thereto.

When the user accesses the congratulatory / service service system 100, the information collecting unit 160 requests the user to input the authentication number and the account number to receive the congratulatory money. When the user inputs his account number together with the authentication number included in the MMS, the information collecting unit 160 determines whether the authentication number generated by the notification unit 120 matches the authentication number received from Hong Kil Dong, It is confirmed whether the user name of an account number matches the user information of Hong Gil-dong stored in the fixed information storage unit 110. [ In this process, the congratulatory notification service system 100 may include a process of requesting and receiving a user name for the account number from a financial institution.

If the authentication information is identical to the user information according to the account number, the admission paying unit 170 confirms the remaining amount or the card limit information stored in the account information storage unit 140. If it is confirmed that the remaining amount or the card limit is sufficient, the admission fee payment unit 170 pays a birthday celebration fee of 30,000 won to the account number input by Hong Kil-dong. And a message informing that the birthday rate has been paid is transmitted to the first user and informed.

Here, if mail is used as a method of sending a birthday message to Hong Kil-dong, the postage fee for mailing is also processed in the account. That is, assuming that the postage fee for mailing the mail is 1,000 won, the admission fee payment unit 170 sends a fee of 30,000 won for the birthday fee of 30,000 won provided by Hong Kil-dong to the user of the first user And the like.

Referring to FIG. 5, a method for providing a congratulatory service to a first user when a non-regular congratulatory or non-regular congratulatory conversation shown in FIG. 4 occurs is described. Referring to FIG. 5, Upon receiving the admission billing request message (S200), the notification unit 120 confirms the admission information included in the payment request message (S201). At this time, the message for requesting the admission of a provisional provision includes the type of the congratulatory letter, the cost of the congratulatory letter, and the second user information.

Based on the account information stored in the account information storage unit 140, the notification unit 120 determines whether it is possible to pay the admission fee for the fixed-fixed-term account (S202). If the balance in the congratulatory / deductible account is insufficient or the card limit is exceeded, the advisor / dispenser 170 transmits a notification message to the first user terminal indicating that the admission of the admission fee is not possible in step S203.

However, if the balance is sufficient or the card limit is not exceeded, the notification unit 120 generates a notification message based on various notification message formats and fixed-account information stored in the notification window storage unit 130 (S204). The notification message generated by the notification unit 120 is transmitted to the second user's message receiving unit (hereinafter, referred to as a second user terminal) included in the warm-tripship payment request message received in step S200 (S205). The notification message includes the authentication information generated by the notification unit 120 and the contact information that can be accessed by the congratulatory service providing system 100, together with a congratulatory or mourning expression for the congratulatory or condolatory service.

When the second user terminal that has received the notification message accesses the congratulatory / service service providing system 100 based on the contact information, the information collecting unit 160 informs the user to input the authentication number and the account number. If the authentication number and the account number included in the notification message are received from the second user terminal (S206), the information collecting unit 160 matches the authentication number included in the notification message generated in the notification unit 120 in step S204 (S207), and confirms whether the user information of the account number received in step S206 and the information of the advisor in the step S100 are identical to each other.

If the authentication is unsuccessful, the authentication failure message is transmitted to the second user terminal (S208). However, if the user information on the account number received in step S206 is identical to the information on the advisor, the advisor dispensing unit 170 may pay the admission fee to the account number received in step S206 (S209). In step S210, the advisor 100 transmits the result message to the first user terminal in step S210, and transmits the result information to the account information storage unit 140 to update the account information in step S211.

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed exemplary embodiments, It belongs to the scope of right.

Claims (14)

A method for providing a congratulatory service to a user terminal including a first user terminal and a second user terminal,
Confirming the congratulatory information received from the first user terminal;
Generating a notification message including contact information and authentication information to be provided to the second user terminal, based on the congratulation type information included in the congiton information;
Receiving account information and authentication information from the second user terminal to receive the admission fee;
Performing authentication of the second user terminal based on the received account information and authentication information; And
If the authentication is successful, the second user terminal provides the admission fee as the inputted account information
And a service provider. The method of claim 1,
Before the step of confirming the congratulatory information,
Receiving fixed congratulatory information from the first user terminal; And
Storing the fixed congratulations "
And a service provider. The method of claim 2,
Wherein the fixed congratulatory information includes at least one of a congratulatory / condolence type information, a congratulatory / livelihood recipient information, a torture expense amount information, a notification message type, and date information. The method of claim 1,
Wherein the generating the notification message comprises:
Confirming whether or not the remaining balance of the light-running fee providing means allocated to the first user terminal is left or the limit is exceeded based on the light-running fee information included in the hard-running information; And
Providing a balance or a low limit notifying message to the first user terminal if the remaining amount remains or the limit is exceeded in the advisor provision means
And a service provider. 5. The method of claim 4,
Wherein the generating the notification message comprises:
After the step of providing the low-limit notification message,
Confirming the congratulation type information included in the congratulatory information;
Checking a congratulatory notice message form corresponding to the congratulatory / condylar type information among the preliminarily stored congratulatory notice message types according to a plurality of types of congratulatory / condylar information;
Generating authentication information to be provided to the second user terminal; And
Generating a notification message including the congratulatory notice message form, the generated authentication information, and contact information to be connected to the congratulatory service provision system
And a service provider. 5. The method of claim 4,
Wherein performing authentication of the second user terminal comprises:
Determining whether the authentication information input by the second user terminal matches the generated authentication information;
Comparing the user information corresponding to the account information input by the second user terminal with the user non-recipient information included in the congratulatory information and checking if they match; And
Determining that the authentication of the second user terminal is successful if the user information and the user non-recipient information match
And a service provider. The method of claim 1,
After the step of providing the adventure expense,
Transmitting a tribute provision result message to the first user terminal; And
Updating the account information stored in advance
And a service provider. The method of claim 1,
Wherein the congratulatory information received from the first user terminal comprises one or more of a type of congratulation, a cost of congratulating and disguising, and the second user information. A congratulatory service providing system for providing a congratulatory service to a user terminal,
A notification window storage unit for storing a plurality of notification message forms according to at least one kind of congratulations and informing messages;
A notification message form of a plurality of notification message forms stored in the notification window storage unit on the basis of the congratulation type information stored in advance by the first user terminal or received from the first user terminal A notification unit for generating a notification message including authentication information for user authentication together with the notification message form and transmitting the generated notification message to a second user terminal;
An account information storage unit for storing and managing account information of the advisor provision unit allocated to the first user terminal;
An information collecting unit for performing authentication of the second user terminal based on an authentication number input from the second user terminal and an account number assigned to the second user terminal; And
An expense monitoring unit that checks whether the balance remains in the payment expenses payment means of the first user terminal, and pays the expenses to the account number of the second user terminal which has been successfully authenticated by the information collecting unit.
And a conferencing service providing system. 10. The method of claim 9,
A fixed information storage unit for storing the fixed and probationary information; And
A payment request receiving unit for receiving a greeting card payment request message from the first user terminal,
And a conferencing service providing system. The method of claim 10,
Wherein the admission & dispatch request message includes a type of a congratulatory address, a cost of a congratulatory address, and second user information. The method of claim 10,
The fixed congratulatory information includes at least one of a congratulatory / condolence type information, a congratulatory / livelihood payment user information, a notification message type, a clerical expense amount information and a date,
Wherein the type of the notification message includes any one of a short message service, a multimedia message service, an electronic mail, and a mail. 10. The method of claim 9,
Wherein the authentication information includes an authentication number generated by the notification unit and a used telephone number for connection with the second user terminal,
The account information of the advisor's expense payment means may include any one of number information of a passbook number or a credit card number, balance information for any one of the account balance or credit card limit, the paid congratulatory expense, the date of withdrawal, ≪ RTI ID = 0.0 > information < / RTI > 10. The method of claim 9,
Wherein,
An information verifying unit for verifying the kind of the congratulatory / lecturing type information and the type of the notification message which are previously designated by the first user terminal or included in the T & D expenses payment request message received from the first user terminal;
And generating the authentication number when the type of the notification message checked by the information verification unit is one of a short message service and a multimedia message service, generating a contact number to be provided to the second user terminal, A mobile forwarding management unit for generating a notification message including the forwarding message;
A mobile forwarding unit for forwarding the notification message generated by the mobile forwarding management unit to the second user terminal in the form of a short message service or a multimedia message service;
Generates an authentication number when the type of the notification message checked by the information verification unit is electronic mail, generates a notification message including a contact number to be provided to the second user terminal and a notification message form received from the notification window storage unit An electronic mail sending management unit;
An e-mail sending unit for sending the notification message generated by the e-mail sending management to the second user terminal in the form of an e-mail;
And generates an authentication number including the contact number to be provided to the second user terminal and the notification message form received from the notification window storage unit when the type of the notification message checked by the information verification unit is the postal service Mail forwarding management unit; And
And a mail forwarding requesting unit for requesting postal mail to the postal mailing center linked to the congratulatory service providing system including the notification message generated by the postal mailing managing unit
And a conferencing service providing system.

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