KR20070115231A - Method for managing a memorial day with a mobile terminal and apparatus thereof - Google Patents

Abstract

A method for managing a memorial day by using a portable terminal and an apparatus thereof are provided to enhance convenience in transmitting a short message for the memorial day and a password for enabling a specific person to withdraw remittance on the anniversary about the specific person. A method for managing a memorial day by using a portable terminal comprises the following several steps. A user inputs and stores a memorial day and content of a message related to the memorial day(301-309). A portable terminal of the user checks whether it comes to the memorial day, and if so, the portable terminal notifies the user of the memorial day(311). The user determines whether he or she remits money to a specific person related to the memorial day(313). The user accesses a mobile remittance operating server and transmits the message and necessary remittance information to the mobile remittance operating server(317). The portable terminal receives necessary withdrawal money from the mobile remittance server(319). The portable terminal receives withdrawal content and a message from the mobile remittance server wherein the message is for notifying the user that the withdrawal is finished(323).

Description

Method for managing anniversary and device using mobile terminal {Method for managing a memorial day with a mobile terminal and apparatus}

1 is a block diagram of an anniversary management apparatus using a mobile terminal in a preferred embodiment of the present invention,

2 is a system configuration diagram between a mobile terminal and a financial institution in an exemplary embodiment of the present invention;

3 is a flowchart illustrating an anniversary related message and an anniversary related remittance procedure using a mobile terminal according to an embodiment of the present invention;

4A, 4B, and 4C are screens in which a recipient's portable terminal receives information about remittance withdrawal according to an exemplary embodiment of the present invention.

The present invention relates to a method and apparatus for managing an anniversary using a mobile terminal, and more particularly, by sending a specific anniversary text message and a remittance amount withdrawal password to a specific person's mobile terminal to withdraw a remittance amount, The present invention relates to a method and apparatus for managing an anniversary using a portable terminal to achieve related anniversary text message transmission and anniversary related remittance convenience.

Generally, joy and sorrow for each individual's congratulation-related anniversary (e.g., birthday, wedding, death, memorial, first date with lover, day 100, 200, etc.) In order to join the anniversary party will announce the anniversary to the people around.

However, if you forget the anniversary and become excessive, you may have difficulties in the social relationship. In case of remittance of the expenses of the congratulatory remuneration, the remittance of the expense becomes cumbersome when there are several anniversary parties.

In recent years, as the penetration rate of mobile terminals has increased rapidly and has become a necessity for modern people, mobile terminals have not only a unique voice call service but also a function of providing information related to a specific anniversary by using an alarm function. .

However, the conventional information related to a specific anniversary using a mobile terminal is an alarm function to inform the user of the anniversary using the alarm function, by sending a predetermined anniversary message to the anniversary party, accompanied by the hassle of separately delivering the anniversary-related expenses There is a problem such as being.

In addition, financial services such as remittances and bank transfers have recently been made through telebanking using mobile terminals.However, for such services, the remitter's account number, password, You'll need to enter information such as the money transfer amount and the recipient's account number.

The information input through the mobile terminal is compared with the information previously stored in the personal database of the financial institution, retrieval of the recipient's account information according to the determined result, remittance through the information of the recipient's account number, account holder, etc. Remittance takes place along with the verification process.

Such a remittance method has the advantage that the remitter does not go directly to the bank and can easily perform financial transactions using a communication system, but as the stability of the financial transaction system through communication is sufficiently secured and utilized, in particular, Since the remittance system using the communication network must know the remittance information including the recipient's account number accurately, the information collection procedure from the recipient to obtain the remittance information must be inevitably implemented.

On the other hand, if the payee does not have an account of the financial institution, there is a problem that the remitter cannot send money to the payee.

The present invention is to solve the above problems, it is possible to use a mobile terminal to transmit a certain anniversary text message and the anniversary-related amount to a specific person-related anniversary, accordingly in the transmission of the anniversary text message and the anniversary-related remittance An object of the present invention is to provide a method and apparatus for anniversary management using a mobile terminal to achieve convenience.

In order to achieve the above object, the anniversary management method using a mobile terminal according to the present invention, the first step of receiving and storing the content of the anniversary and anniversary messages from the user of the portable terminal; A second process of checking whether a specific day is an anniversary and notifying a user of the fact if it is determined to be an anniversary; Determining a remittance related to the anniversary; A fourth step of transmitting an anniversary-related message and remittance necessary information by accessing a mobile remittance operation server when an anniversary-related remittance is transmitted; And a fifth process of receiving the withdrawal necessary information from the mobile money transfer operation server.

Preferably, the anniversary management method using the mobile terminal,

When the user of the mobile terminal requests to look up the information on the various anniversary, and further comprising the step of performing the necessary operation to inform the corresponding information,

The mobile terminal user may further include receiving the withdrawal contents and the remittance withdrawal completion message from the mobile money transfer operation server when the withdrawal of the payee is completed.

The anniversary includes at least one of a birthday, a wedding anniversary, a date of first meeting with a specific person,

The information on the anniversary includes the number of days that have elapsed from the anniversary or the date that a certain period has elapsed from the anniversary.

In addition, the anniversary message may include at least one of a short message, a photo message, or a video message.

In case of failure of remittance related to the memorial service, it is desirable to send the memorial message directly to the memorial person.

The remittance necessary information includes a mobile terminal number and remittance details of the anniversary person, and the withdrawal information includes an anniversary related virtual account number, a remittance amount, a remittance amount withdrawal password, and the remittance content includes a specific anniversary date, an anniversary message, Including the remittance associated with the anniversary, the withdrawal information preferably includes the mobile terminal number of the anniversary person, the anniversary message and the withdrawal amount.

The remittance amount withdrawal password is preferably generated by the mobile remittance operation server in a random number generation method.

Preferably, when the remittance required information is input to the mobile money transfer operation server by the remitter, the mobile money transfer operation server opens a virtual account for virtually depositing the money transfer amount,

The virtual account is opened to be maintained only for a certain period of time,

The virtual account is opened to automatically expire when the payee withdraws the remittance.

On the other hand, to achieve the above object, the anniversary management apparatus using a mobile terminal according to the present invention, means for receiving and storing the content of the anniversary and anniversary messages from the user of the portable terminal; Means for confirming whether a particular day is an anniversary and notifying the user if the anniversary is determined to be an anniversary; Means for receiving an order for remittance related to an anniversary date; Means for transmitting an anniversary-related message and remittance necessary information by accessing a mobile remittance operation server when an anniversary-related remittance is transmitted; And means for receiving the withdrawal necessary information from the mobile money transfer operation server.

Preferably, the anniversary management apparatus using the portable terminal further includes means for informing the corresponding information by performing a necessary operation when the portable terminal user requests the information inquiry on the various anniversary.

Hereinafter, with reference to the accompanying drawings will be described in detail the present invention.

<Example 1>

1 is a block diagram of an anniversary management apparatus using a mobile terminal according to an embodiment of the present invention.

The mobile terminal according to an embodiment of the present invention has a camera function and a mobile communication function.

The RF unit 118 performs a wireless communication function of the portable terminal. The RF unit 118 includes an RF transmitter for upconverting and amplifying a frequency of a transmitted signal, and an RF receiver for low noise amplifying and downconverting a received signal.

In the present invention, the RF unit 118 functions as a means for transmitting an anniversary message and remittance required information by accessing the mobile remittance operation server and receiving the withdrawal need information from the mobile remittance operation server when the anniversary remittance is related.

The data processor 119 includes a transmitter for encoding and modulating the transmitted signal and a receiver for demodulating and decoding the received signal. That is, the data processor 119 may be configured of a modem and a codec. The codec includes a data codec for processing packet data and an audio codec for processing an audio signal such as voice.

The portable terminal controller 110 controls the overall operation of the portable terminal. In addition, the controller 110 may include the data processor 119. In addition, the controller 110 is connected to the memory 111, the audio processor 114, the image processor 116, the display unit 117, and the data processor 119 according to an embodiment of the present invention. Control to exchange, process, process, and set up calls.

In particular, in the present invention, the controller 110 controls the transmission of the anniversary message, the anniversary remittance amount, and the mobile terminal number of the relevant party to the mobile remittance operation server of a predetermined financial institution.

In addition, it checks whether a specific day is an anniversary, and if it is found as an anniversary, it functions as a means of notifying the user of the fact.

When the user of the portable terminal requests the information inquiry for the various anniversary, it functions as a means of informing the corresponding information by performing the necessary operation.

The memory unit 111 stores data information and also temporarily stores data generated during operation of the mobile terminal.

In the present invention, the memory unit 111 functions as a means for receiving and storing the anniversary and anniversary-related message content from the mobile terminal user.

The audio processor 114 reproduces the received audio signal output from the audio codec of the data processor 119 or transmits a transmission audio signal generated from the microphone to the audio codec of the data processor 119.

The camera module 115 includes a camera sensor for converting the photographed optical signal into an electrical signal, and a signal processor for converting the analog image signal photographed from the camera sensor into digital data. Herein, it is assumed that the camera sensor is a CCD sensor, and the signal processor may be implemented by a digital signal processor (DSP). In addition, the camera sensor and the signal processor may be integrally implemented or may be separately implemented.

The image processor 116 performs a function of generating screen data for displaying an image signal output from the camera unit 15. The image processor 116 processes the image signal output from the camera unit 15 in units of frames, and outputs the frame image data according to the characteristics and the size of the display unit 117. In addition, the image processing unit 116 includes an image codec and performs a function of compressing the frame image data displayed on the display unit 117 in a set manner or restoring the compressed frame image data to the original frame image data. do. The image codec may be a JPEG codec, an MPEG4 codec, a wavelet codec, or the like. It is assumed that the image processor 116 has an On Screen Display (OSD) function, and may output on-screen display data according to a screen size controlled and displayed by the controller 110. .

The display unit 117 displays an image signal output from the image processor 116 on a screen and displays data output from the control unit 10. In this case, the display unit 117 may use an LCD. In this case, the display unit 117 may include an LCD controller, a memory capable of storing image data, and an LCD display device.

In one preferred embodiment according to the present invention, the LCD screen of the display unit has a touch-screen function.

The key input unit 113 may include keys for inputting a predetermined telephone number including numeric and text information, function keys for setting various functions, and a shortcut key for each of the function keys. For example, the shortcut key may be '#' or '*'.

In the present invention, the key input unit 113 functions as a means for receiving a command for remittance related to the anniversary.

<Example 2>

2 is a system configuration diagram between a mobile terminal and a financial institution according to an exemplary embodiment of the present invention.

2, a connection system between a mobile terminal and a financial institution according to an exemplary embodiment of the present invention will be described.

The mobile terminal user first opens a trading account at a predetermined financial institution (bank, etc.), and then registers and registers for an anniversary related mobile remittance service.

In the anniversary-related mobile remittance service, the functions of the mobile remittance operation server are as follows 1), 2), and 3).

1) The mobile remittance operation server, from the mobile terminal of the remitter Upon receipt of the remittance necessary information (mobile terminal number and remittance details of the memorial day related person), withdrawal necessary information (virtual account number related to the anniversary, remittance amount, password withdrawal password) is generated.

The remittance details include a specific person-related anniversary, anniversary-related message, anniversary-related remittance amount. On the other hand, the virtual account serves to virtually deposit the remittance amount, is maintained only for a certain period, and automatically disappears when the recipient withdraws the remittance amount. The remittance amount withdrawal password is generated by the mobile remittance operation server in a random number generation method.

2) Subsequently, the mobile remittance operation server transmits the anniversary-related message and withdrawal necessary information to a recipient's mobile terminal.

3) After that, when the remittee withdraws the remittance, the remitter's mobile terminal transmits the withdrawal details and the withdrawal completion to the remitter's mobile terminal. The withdrawal information includes the mobile terminal number of the anniversary person, the anniversary message and the withdrawal amount.

3 is a flowchart illustrating an anniversary related message and an anniversary related remittance procedure using a mobile terminal according to an exemplary embodiment of the present invention.

In step 301, the portable terminal is in a standby state.

In step 303, it is checked whether the mobile terminal is in an anniversary mode. In the non-anniversary mode, the anniversary setting command key is input through the portable terminal key input unit 113. In Anniversary mode, each anniversary, such as birthday or wedding, is categorized by category.

In step 307, the anniversary message is input to the mobile terminal memory 111. The anniversary message may be a text message input through the key input unit 113 or may be a predetermined message transmitted through the RF unit 118. The anniversary message includes at least one of a short message, a photo message, or a video message.

For example, the anniversary message is '00, happy birthday. ' Alternatively, the message may be '00, congratulations on marriage, 'or may be a picture or video message related to a birthday or a wedding. The messages are classified and stored according to categories related to birthdays such as birthdays and marriages. On the other hand, the other party's name input when storing the other party's mobile terminal number is automatically input as the other party's name (ie, 00) when the anniversary message is transmitted.

In step 309, a specific person related anniversary is input. The specific person includes a person around the user of the mobile terminal such as a relative of the user of the mobile terminal, a workmate, an acquaintance. Meanwhile, the anniversary includes at least one of a birthday, a wedding anniversary, and a date of first meeting with a specific person. In addition, the anniversary is classified and stored by category related to the landscape.

In operation 311, the mobile terminal controller 110 determines whether a specific day (eg, today) is a related anniversary.

In particular, step 311 may further include a process of informing a corresponding information (eg, whether a specific date (eg, today) is a related anniversary date) by performing a necessary operation when the user of the portable terminal requests the information inquiry on the various anniversary dates. can do.

In step 313, when the specific day (eg, today) is a specific anniversary, the portable terminal controller 110 displays a message for inquiring whether the transfer is related to the anniversary on the portable terminal display unit 117. The remittance amount may be, for example, a birthday celebration or a wedding celebration. In addition, the inquiry message is displayed along with 'yes' and 'no', and is displayed to select one of 'yes' and 'no' by using a keypad or a touch screen method.

In response to receiving a command (eg, selecting 'No') for the remittance inquiry regarding the anniversary, in step 315, the mobile terminal controller 110 does not connect to the mobile remittance operation server and gives the anniversary person an anniversary. Send the relevant message directly.

That is, since a specific person related anniversary is already stored in the mobile terminal, an anniversary related message is automatically created by adding a specific person's name in front of a predetermined anniversary message sentence corresponding to the anniversary classified by category, and the completed anniversary related message is generated. It is sent directly to a specific mobile terminal.

In response to receiving a command (eg, selecting 'Yes' indication) for the remittance inquiry related to the anniversary, the mobile terminal controller 110 transmits a predetermined anniversary message to the mobile remittance operation server of the financial institution in step 317. And remittance required information.

The predetermined anniversary message is automatically created in the same manner as in step 315.

The remittance necessary information includes the mobile terminal number of the person concerned and the remittance details. In addition, the remittance details include a specific person related anniversary, anniversary message, anniversary-related remittance amount.

The mobile remittance operation server generates withdrawal necessary information (memorial day related virtual account number, remittance amount, remittance password withdrawal password) immediately after receiving the remittance necessary information (transportation terminal number and remittance details of the relevant party) from the sender's mobile terminal, and then Send the anniversary-related message and withdrawal necessary information to the mobile terminal of the remitter and the recipient.

In step 319, the sender and the recipient's mobile terminal receives the anniversary-related message and withdrawal necessary information. The reason why the remitter is also received is for the remitter to confirm that the sender's anniversary related service request has been successfully received by the mobile remittance operation server.

In the present invention, the anniversary-related mobile remittance service is operated under the condition that the financial institution bears the data transmission fee accompanying the service as part of the customer attraction policy of the financial institution.

4A, 4B, and 4C illustrate screens in which the recipient's mobile terminal receives money remittance withdrawal necessary information.

As shown in Figure 4A, the mobile remittance operation server, '00 Bank Hong Gil-dong has sent the mobile payment 50,000 won to 010-123-4567. Press the call button to download the account number and password. '

As shown in FIG. 4B, when the recipient receives the message and inputs a call setup button of the mobile terminal, the mobile remittance operation server transmits the anniversary related virtual account number and the remittance amount withdrawal password of the virtual account.

As shown in FIG. 4C, when the account number and password are input to a recipient's mobile terminal and then sent back to the mobile remittance operation server, the mobile remittance operation server authenticates remittance withdrawal for the account number and password. Do it.

In step 321, a specific recipient (person related to the anniversary) withdraws the remittance amount using the remittance amount withdrawal information.

In the present invention, the mobile remittance service related to the anniversary, even if the recipient account is not opened in the financial institution, if you apply for the anniversary-related services through the ATM (automated cash terminal), etc. by inputting the virtual account number and password, Operate to withdraw remittances.

In step 323, the mobile terminal of the remitter receives the remittance amount complete message and the withdrawal content from the mobile remittance operation server.

When the payee withdraws the remittance amount in step 321, the mobile remittance operation server detects this and transmits the withdrawal fact of the remittance-related remittance amount to the remitter's mobile terminal. Can be received.

The withdrawal information includes the mobile terminal number of the anniversary person, the anniversary message and the withdrawal amount.

As described in steps 301 to 323, even if the remitter who subscribes to the mobile remittance operation service of the financial institution transmits only the necessary remittance information using the mobile terminal, the remittee who does not open an account with the financial institution. Through the authentication of the mobile money transfer operation server can withdraw the anniversary-related remittance amount.

As described above, preferred embodiments of the present invention are disclosed for the purpose of illustration, and those skilled in the art can improve other various embodiments within the spirit and technical scope of the present invention disclosed in the appended claims below. Changes, substitutions or additions will be possible.

According to the present invention, it is possible to transmit a certain anniversary text message and the anniversary-related amount of money to a specific person-related anniversary by using a mobile terminal, thereby achieving convenience in sending the anniversary text message and remittance related to the anniversary.

Claims (17)

In the anniversary management method using a mobile terminal, A first step of receiving and storing anniversaries and anniversaries-related message contents from a mobile terminal user; A second process of checking whether a specific day is an anniversary and notifying a user of the fact if it is determined to be an anniversary; Determining a remittance related to the anniversary; A fourth step of transmitting an anniversary-related message and remittance necessary information by accessing a mobile remittance operation server when an anniversary-related remittance is transmitted; An anniversary management method using a mobile terminal, characterized in that it comprises a fifth step of receiving the withdrawal necessary information from the mobile money transfer operation server. The method of claim 1, If the user of the portable terminal requests to look up the information for the various anniversary, the anniversary management method using a mobile terminal, characterized in that further comprising the step of informing the corresponding information by performing the required operation. The method of claim 1, The mobile terminal user further comprises the step of receiving the withdrawal contents and remittance amount withdrawal completion message from the mobile remittance operation server when the withdrawal of the payee is completed. The method of claim 1, The anniversary is an anniversary management method using a mobile terminal, characterized in that it comprises at least one or more of the date of first birthday, wedding anniversary, a specific person. The method of claim 2, The information on the memorial day is an anniversary management method using a mobile terminal, characterized in that it comprises the number of days elapsed from the anniversary or a certain period of time elapsed from the anniversary. The method of claim 1, The anniversary-related message is an anniversary management method using a mobile terminal, characterized in that at least any one of a short message, a photo message, or a video message. The method of claim 1, In case of non-compliance with the anniversary-related remittance, an anniversary management method using a mobile terminal, characterized in that directly transmitting the anniversary-related message to the person concerned with the anniversary without accessing the mobile remittance operation server. The method of claim 1, The remittance required information is an anniversary management method using a mobile terminal, characterized in that it comprises a mobile terminal number of the person concerned and the remittance details. The method of claim 1, The withdrawal need information includes an anniversary-related virtual account number, remittance amount, remittance amount withdrawal password characterized in that it comprises a portable terminal. The method according to claim 8 or 9, The remittance information is an anniversary management method using a mobile terminal, characterized in that it comprises a specific person related anniversary, anniversary message, anniversary-related remittance amount. The method of claim 3, The withdrawal information is an anniversary management method using a mobile terminal, characterized in that the mobile terminal number of the person concerned, the anniversary message and the withdrawal amount. The method of claim 9, The remittance amount withdrawal password is an anniversary management method using a mobile terminal, characterized in that generated by the mobile remittance operation server in a random number generation method. The method of claim 1, The mobile remittance operation server, when the remittance required information is input to the mobile remittance operation server by the remitter, an anniversary management method using a mobile terminal, characterized in that for establishing a virtual account for depositing the remittance amount virtually. The method of claim 13, The virtual account is an anniversary management method using a mobile terminal, characterized in that opened to be maintained only for a certain period. The method of claim 13, The virtual account is an anniversary management method using a mobile terminal, characterized in that is opened to automatically disappear when the payee withdraws the remittance. In the anniversary management device using a mobile terminal, Means for receiving and storing anniversaries and anniversary messages from a portable terminal user; Means for confirming whether a particular day is an anniversary and notifying the user if the anniversary is determined to be an anniversary; Means for receiving an order for remittance related to an anniversary date; Means for transmitting an anniversary-related message and remittance necessary information by accessing a mobile remittance operation server when an anniversary-related remittance is transmitted; Anniversary management device using a mobile terminal, characterized in that comprises a means for receiving the withdrawal necessary information from the mobile money transfer operation server. The method of claim 15, And a means for informing the corresponding information by performing a necessary operation when the portable terminal user requests the information inquiry on the various anniversary.

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