CN108389040A - Mobile handheld terminal, payment system and method for payment - Google Patents
Mobile handheld terminal, payment system and method for payment Download PDFInfo
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- CN108389040A CN108389040A CN201810195783.1A CN201810195783A CN108389040A CN 108389040 A CN108389040 A CN 108389040A CN 201810195783 A CN201810195783 A CN 201810195783A CN 108389040 A CN108389040 A CN 108389040A
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- handheld terminal
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Abstract
The invention discloses a kind of mobile handheld terminals, including payment request unit and message generation unit, the account of the mobile handheld terminal is phone number, the phone number is the financial account of mobile handheld terminal holder, wherein, the payment request unit sends out payment request to the solicited message that will be paid to another mobile handheld terminal of reception to the payment services system of the account relating；Message generation unit is used to the message that payment is completed being sent to another mobile handheld terminal of reception.The present invention need not remember and input the Bank Account Number of oneself, the Bank Account Number of other side can be completed, and greatly reduce the technical difficulty that user uses so that payment becomes light and rapid.
Description
【Technical field】
The present invention relates to a kind of method of network payment field more particularly to payment by using short messages by mobile handheld terminal and
System.
【Background technology】
It has generally been received by consumer based on the mode that the network platform is done shopping, to which online payment has changed into
The main means of payment of people, current internet, which has developed to evolve, steps into the epoch of mobile Internet, therefore passes through shifting
Dynamic terminal such as smart mobile phone carries out network payment and has been obtained for greatly developing.
Scheme is mainly the following by the method that smart mobile phone is paid at present：
1, it is surfed the Internet by smart mobile phone, downloads the mobile handheld terminal software of business bank, be installed to mobile phone, log on to quotient
After the web interface of industry bank, bank account information and the account information of password and other side are inputted, could be transferred accounts, this
Kind method only copies to PC online payment mode on mobile phone, and not only step is complicated, needs to remember both sides' bank account
Number, and carry out the verification of various complexity, and operating system due to various mobile phones and operation mode are widely different, to
The difficulty that user is paid using mobile handheld terminal is significantly greatly increased, cause many people abandon using intelligent mobile phone terminal come into
Row payment.
2, by way of being implanted into NFC chip and fiscard on smart mobile phone, smart mobile phone is become into a wallet,
When payment, corresponding receiver is provided by trade company, buyer holds smart mobile phone and completes " swiping the card " action, realizes convenient pair
Money needs other hardware in addition to smart mobile phone to set although this mode need not input the Bank Account Number for being difficult to remember
It is standby to complete transaction.
3, also one is the earphone jacks by the way that card reader to be inserted into mobile phone, and journey is applied in installation payment on mobile phone
Sequence, by mobile phone extension become " POS machine ", to realize swipe the card on mobile phone completion payment, this mode also need in addition to
Other hardware devices except mobile phone could be completed.
【Invention content】
To solve the above problems, the present invention provides a kind of mobile handheld terminal, including payment request unit and message life
At unit, the account of the mobile handheld terminal is phone number, which is the gold of mobile handheld terminal holder
Melt account, wherein the payment request unit is to the solicited message that will be paid to another mobile handheld terminal of reception, to this
The payment services system of account relating sends out payment request；
Message generation unit is used to the message that payment is completed being sent to another mobile handheld terminal of reception.
Further, the account of the mobile handheld terminal can keep independent account number or be bound with Bank Account Number.
Further, the account of another handheld terminal of the reception is equipped with special instant message applications or without installation
It is subjected to the information that the mobile handheld terminal is sent out.
Further, the special instant message applications is to have your software.
Further, phone number of the information of the payment request comprising payment amount, another mobile handheld terminal.
Further, the payment request unit includes payee's module, amount of money input module, wherein
Payee's module is used to input the account information of another mobile handheld terminal；
The amount of money input module is used to input the amount of money of payment.
Further, the payment request unit further includes account information module, for showing the account current remaining sum
The remaining amount of money after information or display input payment amount.
Further, the payment request unit further includes image display, and another shifting will be paid for showing
The virtual banknote nominal value of the dynamic handheld terminal amount of money.
Further, further include authentication unit, the payment behavior for initiating payment request unit is verified.
Further, the account of the mobile handheld terminal can also be E-mail address, instant messaging in addition to phone number
Deng other communication tool account numbers.
In addition, the invention also discloses a kind of payment system, including payment services system, banknote service system and above-mentioned
Mobile handheld terminal described in one, wherein
Mobile handheld terminal pays another mobile handheld terminal to start payment request, to the transmission of payment services system
Payment request, banknote code that banknote service system generates is generated into instant message and is sent to another mobile handheld terminal；
Payment services system is handled to the payment request to mobile handheld terminal, and it is whole to pay another ambulatory handheld
It holds and payment information is uploaded to banknote service system；
Banknote service system handles the payment information, forms banknote code, is sent to mobile handheld terminal；
Further, the payment system further includes message push system, and mobile handheld terminal passes through message push system
The instant message is sent to another mobile handheld terminal.
In addition, invention additionally discloses a kind of mobile handheld terminal method of payment, including step：
Payment request step：The solicited message that will be paid to another mobile handheld terminal takes to the payment of the account relating
Business system sends out payment request；
Message generation step：The message that payment is completed is sent to another mobile handheld terminal.
Further, further include that the payment behavior initiated payment request step is verified.
Further, payment request step includes：
The account information of another mobile handheld terminal is inputted in payee's module；
The amount of money of payment is inputted in amount of money input module.
Further, payment request step further include account information module show the account current balance amount information or
The remaining amount of money after display input payment amount.
Further, payment request step further includes the virtual paper money that display will pay another mobile handheld terminal amount of money
Ticket nominal value.
In addition, invention additionally discloses a kind of payment system method of payment, including step：
Mobile handheld terminal starts payment request, and the branch for paying another mobile handheld terminal is sent to payment services system
Pay request；
Payment services system handles the payment request of mobile handheld terminal, pays another mobile handheld terminal simultaneously
Payment information is uploaded to banknote service system；
Banknote service system handles the payment information, forms banknote code, is sent to mobile handheld terminal；
The banknote code that banknote service system generates is generated instant message and is sent to another mobile hand by mobile handheld terminal
Hold terminal.
Further, the instant message is sent to another ambulatory handheld by mobile handheld terminal by message push system
Terminal.
Compared with prior art, mobile handheld terminal provided by the invention, payment system and method for payment, there are following
Advantageous effect：
1, need not remember and input the Bank Account Number of oneself, the Bank Account Number of other side can be completed, greatly reduce user
The technical difficulty used so that payment becomes light and rapid；
2, the effect for sending out money to other side can be completed as to other side's text message, and can realistically be shown to
Other side how much " banknote " face amount especially shares out equally this kind of consumption occasions such as the Dutch treatment of food and drink expense in friend's party,
It can easily easily be paid to other side.
【Description of the drawings】
Fig. 1 is the structural schematic diagram of the mobile handheld terminal of the embodiment of the present invention；
Fig. 2 is the interface schematic diagram that the payment request unit of the mobile handheld terminal of the embodiment of the present invention is shown；
Fig. 3 is the payment system structural schematic diagram of the embodiment of the present invention；
Fig. 4 is the payment flow figure of the payment system of the embodiment of the present invention；
Fig. 5 is the money reception schematic diagram that another mobile handheld terminal of the embodiment of the present invention receives that mobile handheld terminal is sent.
【Specific implementation mode】
Mobile handheld terminal proposed by the present invention, payment system and method for payment are made below in conjunction with attached drawing further detailed
It describes in detail bright.
Fig. 1, the structural schematic diagram of the mobile handheld terminal of the embodiment of the present invention are referred to, and combines the figure of Fig. 2 to Fig. 5
Show, a kind of mobile handheld terminal 1 disclosed in the present embodiment, including payment request unit 11 and message generation unit 12, usually
In the case of, need the account of the mobile handheld terminal 1 to be bound with Bank Account Number so as to be paid using the mobile handheld terminal
When, start the Bank Account Number of its payment binding, completes actual payment function.Certainly independent account number can be also kept, the account
Number itself i.e. have store function.
Solicited message of the payment request unit 11 will be paid to another mobile handheld terminal 5 is closed to the account
The payment services system 2 of connection sends out payment request, after asking successfully, message generation unit 12 described in payment services notifications,
The message that payment is completed is sent to another mobile handheld terminal 5 by the message generation unit 12, to complete delivery operation.
Ordinary circumstance, 1 associated background server system identification shifting of payment or mobile handheld terminal for small amount
Dynamic handheld terminal 1 is paid frequent occurrence with another mobile handheld terminal 5, judges that another mobile handheld terminal 5 is reliable good friend
Password can need not be arranged in relationship or trusted parties, user-friendly to more simplify the operation of payment, can also examine
Worry is provided with authentication unit 13 on mobile handheld terminal 1, for being both needed to each payment behavior that payment request unit is initiated
Carrying out verification could pay, and authentication unit 13 can also be just popped up when being abnormal, is authenticated to operation, such as
When the transaction between background server system discovery mobile handheld terminal 1 and another mobile handheld terminal 5 is happened at some time
Compare frequent or payment amount obviously excessive etc. various abnormal conditions in section.
In the present embodiment, the account of the mobile handheld terminal 1 is phone number, which is ambulatory handheld end
Support the financial account of someone, phone number, that is, wallet cash account.When the account of mobile handheld terminal is phone number, make
When with the mobile handheld terminal, it is only necessary to bind the mobile phone with using the Bank Account Number of the mobile phone user, user only needs
It is to be understood that the phone number of other side, you can money is sent out to other side, any mobile phone acquiescence for possessing phone number is cash account,
It can collect money without opening account, without remembering interminable bank's card number.If saved right in cell phone address book
The phone number of side only need to select the user, if not preserving the phone number of other side, need to only input the mobile phone of other side
Number starts the payment request unit 11 of mobile handheld terminal, after the completion of payment, is immediately generated a short message, issues other side, from
And it realizes to send short messages and delivery operation can be completed (hair money is to other side).
In addition to phone number, it can also be that other communication tool account numbers such as E-mail address, instant messaging substitute phone number,
When the account is other account such as immediate communication tools, the virtual banknote denomination of the account attribute will be belonged to or this is virtual
The corresponding true banknote amount of money of banknote (such as have your software it is exclusive have your coin) direct payment is to another mobile handheld terminal 5
In corresponding account, another mobile handheld terminal 5 is convertible into corresponding true banknote value.The account of another handheld terminal 5 is equipped with
Special instant message applications receives information if any you, or without installing the information for being subjected to the mobile handheld terminal and sending out
Payment is completed simultaneously.
Referring to Fig. 2, the interface signal that the payment request unit that Fig. 2 is the mobile handheld terminal of the embodiment of the present invention is shown
Figure, the payment request unit includes payee's module, amount of money input module.Payee's module is for inputting another movement
The account information of handheld terminal selects " the hair banknote that some user in cell phone address book is as shown in Figure 2：Li Si ", you can choosing
It selects and sends out money to Li Si.Or directly key in the phone number of someone.
The amount of money input module be used for input pay the amount of money, it is shown in Figure 2 below part, i.e., to transfer accounts to right
The amount of money of side.In order to which more convenient user is when transferring accounts, it is known that the amount of money number of its account.Account information mould can also be set
Block, for showing the remaining amount of money after the account current balance amount information or display input payment amount, as shown in Figure 2 is remaining
Volume is 1000.00 yuan, and indicating that the user goes back 1000 yuan of surplus at present can use.
Further, user experience in order to better improve increases the enjoyment that user uses, and the payment request unit is also
It including image display, is shown in such as Fig. 2 middle positions, another mobile handheld terminal amount of money will be paid for showing
Virtual banknote amount of money nominal value.
The method of payment of the present embodiment mobile handheld terminal comprising the step of it is as follows：
1, payment request step：The solicited message that will be paid to another mobile handheld terminal 5, the payment to the account relating
Service system 2 sends out payment request；
2, message generation step：The message that payment is completed is sent to another mobile handheld terminal 5.
Above-mentioned steps, when payment request step is initiated to pay, are needed to payment behavior to improve the safety of payment
It is verified.
Further, payment request step therein further includes specifically：
The account information of another mobile handheld terminal is inputted in payee's module；
The amount of money of payment is inputted in amount of money input module.
In order to further increase user experience, payment request step further includes showing that the account is current in account information module
Balance amount information or display input payment amount after the remaining amount of money.
Further, payment request step further includes the virtual paper money that display will pay another mobile handheld terminal amount of money
Ticket nominal value.
Referring to Fig. 3, Fig. 3 is the payment system structural schematic diagram of the embodiment of the present invention, in order to illustrate further this hair
A kind of payment system using the mobile handheld terminal is also disclosed in bright technique effect, the present embodiment, which includes moving
Dynamic handheld terminal 1, payment services system 2, banknote service system 3, wherein mobile handheld terminal is to start payment request, i.e.,
Start the payment request unit 11 in mobile handheld terminal 1, another mobile handheld terminal is paid to the transmission of payment services system 2
5 payment request.
The payment request that payment services system 2 initiates the payment request unit 11 in mobile handheld terminal 1 is handled,
It transfers accounts, pays another mobile handheld terminal 5 specified in payment request 11, and payment information is uploaded to banknote clothes
Business system 3；
Banknote service system 3 handles the payment information, forms a banknote code, which passes through various encryptions
Processing contains the various payment informations of both sides in payment, is then forwarded to mobile handheld terminal；
The banknote code that mobile handheld terminal 1 generates banknote service system 3 generates instant message, at this point, user need to only do
The action of one transmission, you can the instant message that payment is completed is sent to another mobile handheld terminal 5, another ambulatory handheld is whole
The user at end 5 can receive mobile handheld terminal 1 and issue his money at once.Mobile handheld terminal 1 is sent to another mobile hand
Holding the instant message of terminal 5 can also be transmitted it out by message push system 4, can also be by such as third-party instant
Communication software tool is sent to another mobile handheld terminal 5.
The message push system 4 is the cluster that a backstage is made of more machines, issuing message can be taken office automatically
What mobile handheld terminal can also send instructions to the message push system 4 from mobile handheld terminal 1, and message pushes away
Send system according to instruction with agreement, it would be desirable to which the content of push is sent on one or more described another mobile handheld terminal
It goes.
Referring to Fig. 4, Fig. 4 is the payment flow figure of the payment system of the embodiment of the present invention, it is as follows：
S11：Mobile handheld terminal 1 starts payment request, and it is whole to pay another ambulatory handheld to the transmission of payment services system 2
The payment request at end 5；
S12-S13：Payment services system 2 handles the payment request of mobile handheld terminal 1, carries out transfer operation,
Another mobile handheld terminal 5 is paid, payment information is uploaded to banknote service system 3 by mobile handheld terminal 1 after the completion；
S14：Banknote service system 3 handles the payment information, forms banknote code, is sent to mobile handheld terminal 1；
S15：The banknote code that banknote service system generates is generated instant message and is sent to another shifting by mobile handheld terminal
Dynamic handheld terminal.
S16：Draw banknote pattern in interface：It is pulled down respectively from the banknote service system 3 on the interface of mobile handheld terminal 1
The different banknote masterplate of kind style, for drawing the nominal value for forming final banknote.
Further, the instant message can be sent to another shifting by mobile handheld terminal by message push system 4
Dynamic handheld terminal.
Referring to Fig. 5, Fig. 5, which is another mobile handheld terminal 5 of the embodiment of the present invention, receives the money that mobile handheld terminal 1 is sent
Schematic diagram is received, steps are as follows：
S21：The mobile handheld terminal 1 that message push system 4 is sent sends out disappearing immediately for money to another mobile handheld terminal 5
Breath；
S22：Another mobile handheld terminal 5 receives the instant message, according to the instant message packet from banknote service system 3
The banknote code contained obtains banknote pattern and data；
S23：Another mobile handheld terminal 5, which is clicked, opens the banknote.
In conclusion the present embodiment mobile handheld terminal, payment system and relevant method of payment need not be remembered and defeated
Enter the Bank Account Number of oneself, the Bank Account Number of other side can be completed, greatly reduce the technical difficulty that user uses so that payment
Become light and rapid.It is equivalent to that the effect for sending out money to other side can be completed to other side's one short message of hair, and can be true to nature
Ground has been shown to how much " banknote " face amount of other side, especially shares out equally that Dutch treatment of food and drink expense etc. is this kind of to disappear in friend's party
Take occasion, you can easily easily to be paid to other side.
Obviously, those skilled in the art can carry out invention spirit of the various modification and variations without departing from the present invention
And range.If in this way, these modifications and changes of the present invention belong to the claims in the present invention and its equivalent technologies range it
Interior, then the present invention is also intended to include these modifications and variations.
Claims (25)
1. a kind of first movement handheld terminal, which is characterized in that including payment request unit and message generation unit, described first
The account of mobile handheld terminal is means of communication account；The means of communication account is that the first movement handheld terminal is held
The financial account of people；Wherein,
The payment request unit, the payment services system for the account relating to the first movement handheld terminal send branch
Request is paid, so that the payment services system is according to the payment request, transfer operation is carried out, to pay at least one second
Mobile handheld terminal；
The message generation unit, for sending the message that payment is completed at least one second mobile handheld terminal.
2. first movement handheld terminal according to claim 1, which is characterized in that include in the message that the payment is completed
Banknote code；The banknote code is the branch for the transfer operation that the banknote service system is uploaded according to the payment services system
Pay what information generated.
3. first movement handheld terminal according to claim 1, which is characterized in that the account of the first movement handheld terminal
It number is individually present or is bound with the Bank Account Number of the holder.
4. first movement handheld terminal according to claim 1, which is characterized in that the second mobile handheld terminal installation
It is useful for receiving the instant communication software of the banknote code.
5. first movement handheld terminal according to claim 1, which is characterized in that carry and pay in the payment request
The account of the payment amount and second mobile handheld terminal of at least one second mobile handheld terminal.
6. first movement handheld terminal according to claim 1, which is characterized in that the payment request unit, including receive
Money people module and amount of money input module；Wherein,
Payee's module, the account for selecting second mobile handheld terminal；
The amount of money input module, for inputting the payment amount for paying at least one second mobile handheld terminal.
7. first movement handheld terminal according to claim 6, which is characterized in that the payment request unit further includes
Account information module, the current amount information of the account for showing the first movement handheld terminal or the input payment
Residual amount information after the amount of money.
8. the first movement handheld terminal described according to claim 6 or 7, which is characterized in that the payment request unit also wraps
Image display is included, the virtual banknote nominal value for showing the payment amount.
9. first movement handheld terminal according to claim 1, which is characterized in that the first movement handheld terminal, also
Including authentication unit, for being verified to the payment request.
10. first movement handheld terminal according to claim 1, which is characterized in that the first movement handheld terminal
Account is at least one that means of communication account includes in following account：
The telephone number of the first movement handheld terminal；
The E-mail address of the holder；And
The instant messaging account of the holder.
11. a kind of payment system, which is characterized in that including payment services system, banknote service system and such as claim 1~10
First movement handheld terminal described in any claim；Wherein,
The first movement handheld terminal, for sending payment request to the payment services system, the payment request is used for
At least one second mobile handheld terminal is paid, the banknote code that the banknote service system is sent is received, by the paper money
Ticket code generates instant message, and the instant message is sent at least one second mobile handheld terminal；
The payment services system, for according to the payment request, carrying out transfer operation, to pay described at least one the
Two mobile handheld terminals, and the payment information of the transfer operation is uploaded to banknote service system；
The banknote service system, for according to the payment information, generating banknote code, and to the first movement handheld terminal
Send the banknote code.
12. payment system according to claim 11, which is characterized in that further include message push system, being used for will be described
The instant message that first movement handheld terminal is sent, is sent to second mobile handheld terminal.
13. a kind of method of payment, which is characterized in that including：
First movement handheld terminal sends payment to the payment services system of the account relating of the first movement handheld terminal and asks
It asks, so that the payment services system is according to the payment request, carries out transfer operation, to pay at least one second movement
Handheld terminal；
The first movement handheld terminal sends the message that payment is completed at least one second mobile handheld terminal.
14. method of payment according to claim 13, which is characterized in that include banknote in the message that the payment is completed
Code；The banknote code is the disbursement letter for the transfer operation that the banknote service system is uploaded according to the payment services system
What breath generated.
15. method of payment according to claim 13, which is characterized in that further include：
The first movement handheld terminal verifies the payment request.
16. method of payment according to claim 13, which is characterized in that the first movement handheld terminal is to described first
Before the payment services system of the account relating of mobile handheld terminal sends payment request, further include：
The first movement handheld terminal selects the account of second mobile handheld terminal；
The payment amount of at least one second mobile handheld terminal is paid in the first movement handheld terminal input.
17. method of payment according to claim 16, which is characterized in that the first movement handheld terminal to it is described at least
Before one the second mobile handheld terminal sends the message that payment is completed, further include：
The first movement handheld terminal shows current amount information or the input of the account of the first movement handheld terminal
Residual amount information after the payment amount.
18. method of payment according to claim 16 or 17, which is characterized in that the first movement handheld terminal is to described
Before at least one second mobile handheld terminal sends the message that payment is completed, further include：
The first movement handheld terminal shows the virtual banknote nominal value of the payment amount.
19. a kind of method of payment, which is characterized in that including：
First movement handheld terminal sends payment to the payment services system of the account relating of the first movement handheld terminal and asks
It asks, the payment request is for paying at least one second mobile handheld terminal, so that the payment services system is according to institute
It states payment request, carries out transfer operation, to pay at least one second mobile handheld terminal, and by the transfer operation
Payment information be uploaded to banknote service system, so that the banknote service system is according to the payment information, generate banknote code；
The first movement handheld terminal receives the banknote code that the banknote service system is sent；
The banknote code is generated instant message by the first movement handheld terminal, whole at least one second ambulatory handheld
End sends the instant message.
20. method of payment according to claim 19, which is characterized in that further include：
The first movement handheld terminal verifies the payment request.
21. method of payment according to claim 19, which is characterized in that the first movement handheld terminal is to described first
Before the payment services system of the account relating of mobile handheld terminal sends payment request, further include：
The first movement handheld terminal selects the account of second mobile handheld terminal；
The payment amount of at least one second mobile handheld terminal is paid in the first movement handheld terminal input.
22. method of payment according to claim 21, which is characterized in that the first movement handheld terminal receives the paper money
Ticket service system send the banknote code, further include before：
The first movement handheld terminal shows current amount information or the input of the account of the first movement handheld terminal
Residual amount information after the payment amount.
23. the method for payment according to claim 21 or 22, which is characterized in that the first movement handheld terminal receives institute
The banknote code that banknote service system is sent is stated, further includes before：
The first movement handheld terminal shows the virtual banknote nominal value of the payment amount.
24. method of payment according to claim 19, which is characterized in that the first movement handheld terminal to it is described at least
One the second mobile handheld terminal sends the instant message, including：
The instant message is sent to the second movement hand by the first movement handheld terminal by message push system
Hold terminal.
25. a kind of method of payment, which is characterized in that including：
Payment services system receives the payment request that first movement handheld terminal is sent, and the payment request is for paying at least
One the second mobile handheld terminal；
The payment services system carries out transfer operation according to the payment request, is moved with paying described at least one second
Dynamic handheld terminal；
The payment information of the transfer operation is uploaded to banknote service system by the payment services system, so that the banknote takes
Business system generates banknote code and the banknote service system to the first movement handheld terminal according to the payment information
Send the banknote code.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201810195783.1A CN108389040A (en) | 2013-11-14 | 2013-11-14 | Mobile handheld terminal, payment system and method for payment |
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| CN201310567497.0A CN104636910A (en) | 2013-11-14 | 2013-11-14 | Mobile handheld terminal, payment system and payment method |
| CN201810195783.1A CN108389040A (en) | 2013-11-14 | 2013-11-14 | Mobile handheld terminal, payment system and method for payment |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN110570297A (en) * | 2019-08-21 | 2019-12-13 | 中国人民银行清算总中心 | Bank account query method and device based on mobile phone number |
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| CN105099879A (en) * | 2015-07-09 | 2015-11-25 | 小米科技有限责任公司 | Instant communication method and instant communication device |
| CN107705111A (en) * | 2016-12-02 | 2018-02-16 | 西安艾润物联网技术服务有限责任公司 | Electric paying method and device |
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| CN102222294A (en) * | 2011-05-31 | 2011-10-19 | 李镇波 | Novel mobile phone payment method |
| CN102496125A (en) * | 2011-12-21 | 2012-06-13 | 成都英黎科技有限公司 | Transferring method and system based on mobile terminal |
| CN103020821A (en) * | 2012-11-09 | 2013-04-03 | 上海网赛网络科技有限公司 | Payment system and payment method based on mobile terminal |
| CN103268558A (en) * | 2013-05-23 | 2013-08-28 | 福建伊时代信息科技股份有限公司 | Processing method and device for electronic trading information |
| CN103390232A (en) * | 2013-07-29 | 2013-11-13 | 西安工程大学 | Method for paying accounts based on mobile phone |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110570297A (en) * | 2019-08-21 | 2019-12-13 | 中国人民银行清算总中心 | Bank account query method and device based on mobile phone number |
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| CN104636910A (en) | 2015-05-20 |
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