KR20130089919A

KR20130089919A - System and method of financial investment based on nonperforming asset investment using internet

Info

Publication number: KR20130089919A
Application number: KR1020120004190A
Authority: KR
Inventors: 이정일
Original assignee: 이정일
Priority date: 2012-01-13
Filing date: 2012-01-13
Publication date: 2013-08-13

Abstract

A risk-free, highly profitable financial investment technology based on e-commerce systems and non-revenue asset investments that enables consumers to make high-loss financial returns without loss.The key point is tangible / intangible assets of consumers who are not profitable, are dead or very small. It is a technology that makes a financial investment asset to replace monetary capital.
When a consumer makes a financial investment using this technology,
First, financial investments can be made without accumulating large amounts of investment.
Second, financial investment can be made with little knowledge of financial investment.
Third, financial investments can be made with little risk of investment loss.
Fourth, it is possible to obtain a large return on investment while satisfying the above three conditions.

Description

System and Method of Financial Investment based on nonperforming asset investment using Internet}

The invention relates to a high risk financial investment technology, which enables a consumer to participate in financial investments with much less reserves than in the prior art and to obtain a large amount of financial investment returns while bearing much less risk of loss.

The key to financial investment is low risk, low risk and high risk, high return. Stocks and bonds sold in the capital markets are high risk, high return financial investment instruments. Therefore, in the prior art, only those who have a lot of spare funds, a lot of financial investment knowledge, and can bear the loss risk for stock investment and bond investment can participate in the investment.

Therefore, those who have little extra funds, little knowledge of financial investments, and hate loss risks cannot invest in stocks and bonds.

As a result, the polarization of financial income is increasing. In recent years, the polarization of income and wealth has been caused by the polarization of financial income. This is because no financial investment technology has been invented that allows anyone to safely obtain high returns.

Thus, resolving the problem of polarization of financial income is a big challenge for individuals and society, but so far no progress has been made in solving this problem globally. In order to solve this problem, it is necessary to satisfy the following conditions.

First, people who do not accumulate large amounts of investment should be able to participate in the investment.

Second, they should be able to participate in investment even if they have little knowledge of financial investment.

Third, there should be little or no risk of loss of investment.

Fourth, it is necessary to satisfy the above three conditions and obtain a great return on investment.

An object of the present invention is the invention of a financial investment mechanism that satisfies the above four conditions.

In a capitalist system, production consists of an investment of money (ie capital). Of course, nature is needed, such as labor and land, but it can be said that the capitalist economic system is a capital-centered production system in that money is easily solved. So the owners of the corporation were only a few rich people who invested in stocks.

However, in the age of overproduction, no matter how many production capitals, production facilities and production organizations, companies can not produce without consumer purchase. And overproduction also means overproduction of production facilities. So, if you do not have your own production facility, if you gather only a lot of customer's order information early, you can produce the ordered goods and deliver them to consumers through outsourcing. The outsourcing price may be paid after receiving the goods price from the consumer. In addition, even if it is necessary to prepay the outsourcing production price, if the customer receives a lot of orders, the credit can be easily borrowed from the bank to outsource production.

Thus, in the age of overproduction, the survival of firms depends on the ability of consumers to gather order information, not on the procurement of large amounts of production funds from the capital markets. It depends on which company can gather more of the customer's order information more accurately and faster and receive payment faster. This depends on the excellence of the e-commerce system. In other words, the competition between companies depends on whether a company's e-commerce system can voluntarily provide more information and order price faster and more voluntarily at the same price for the same product.

In view of the above, the present invention provides a first method for providing the same product with the same price as in an existing commercial e-commerce, while providing consumers with more economic rewards for the purchase than in the conventional e-commerce. It is.

Second, it allows consumers to make risk-free or low-risk, high-return financial investments related to product purchases.

The key to solving the present invention lies in the invention of a revolutionary electronic commerce system as a consumer sovereign exercise tool that can be easily used by consumers.

The characteristics of this e-commerce system are not simply to sell a lot of products as in the prior art, but to easily integrate the sources of power including the non-profitable assets of the consumer through electronic commerce, and concentrating on investment by the company as financial capital. Win-Win

The mechanism of the present invention for this purpose, first, before the company sells the product as shown in Figure 1, a business model that is a vision and a vision realization strategy that can coexist with the consumer through various media such as the Internet and books to consumers. And a vision sharing step between consumers and the enterprise;

Second, by consolidating tangible and intangible assets, including non-return assets of many consumers, into financial capital in the form of investment consumption, through the Internet business system such as portal sites, financial products, or real goods, consumer groups produce consumption markets and production markets. The accumulation of consumer power to dominate the six major capitalist markets, including labor, credit, capital and monetary markets, and politics and society;

Third, combining the accumulated power with the power of the consumer and the power of the company to concentrate investment for the start-up of the company, acquisition of the existing company, equity investment of the existing company;

Fourth, the profit realization stage, in which the consumer raises the value of the investment company by spending investment-type consumption on the investment company and receives more financial assets.

First, as a tool for realizing economic democracy

Stock investment is also expected to raise prices if there are many investors. However, if a stock investor is a consumer and the stock is collectively purchased in groups that are large enough for the consumer to dominate the market, the firm makes the consumer a lifetime loyalty through a "consumer = investor" relationship in terms of market dominance and survival. May sell the stock competitively lower.

Using this principle, the present invention divides the stock option free of charge even if the consumer does not separately purchase the stock option in the financial market, but combines the power of the purchase of goods and investment of intangible assets, that is, investment consumption, on the site of the present invention. This stock option allows the purchase of shares of a start-up or acquisition company at a lower price than in existing capital markets. Through this, economic democracy is realized, in which the enterprise is dominated by 100% of the consumers.

Political democracy means a system in which people become the masters of the state. The citizenship of the state was born because the citizens learned through the civil revolution that the power of the people group was greater than that of the minority ruler.

In this way, the power of consumers is easily gathered through the present invention, so that economic groups and companies are controlled by consumer groups, thereby creating an economic democratic system. This signifies the birth of a new capitalist system, a new capitalist system in which 100% of the nation's consumers dominate the economy.

Second, use it as an exercise tool for national sovereignty

The electronic commerce system of the present invention is used as an exercise tool for consumer sovereignty, an exercise tool for national sovereignty in an economy corresponding to an election system and a ballot system for politics.

Third, induce capitalist revolution

The invention is fundamentally used in all areas of the economy, resulting in revolutions in investment, production, consumption and distribution. This represents a fundamental change to existing capitalism.

Fourth, use it as a platform for start-ups and acquisitions of other companies

By using the present invention, a consumer can easily start a company as a consumer company or take over another company even at a low cost, even with investment-type consumption including mass commodity purchase.

1 is a model diagram of the e-commerce mechanism in the existing technology
Figure 2 is a model diagram of the e-commerce mechanism in the present invention
3 is a model and operation diagram of the e-commerce system of the present invention
Figure 4 is a financial investment mechanism model using the e-commerce system of the present invention

Hereinafter, the detailed configuration and operation of the present invention will be described with reference to the drawings and various embodiments.

Since the present invention is an invention using a known electronic commerce system, the detailed description of the known technology complicates the contents of the specification, so the description is omitted or simply described.

In the functional description of each component of the present invention, the description of the functions of the computer includes the functional description of the computer user, and the functional description of the computer user includes the functional description of the computer to be used.

In other words, even if the computer is not specified separately in the drawings and the specification, the operator, the product provider, the investment company and the consumer, in terms of the functions of the present invention, the operator server 100, the product provider computer 200, the investment company computer 300, Means consumer computer 500.

In the claims of the present invention, it is described as a step in the case of claiming the constituent block unit of the present technology by a method, and in the case of a system or as a means or a module. The means or module may comprise one or more computer programs for implementing the functionality of the method, the hardware on which the computer programs are embedded and / or a database associated therewith, the one configuration block comprising one or more sub-component blocks. It consists of.

The terms used in the present specification and the terms used in the claims may be slightly different for the same function, and the specification is intended to provide a variety of embodiments and detailed description for the purpose of implementing the present subject matter. It should be understood that there may be enough. Therefore, although the names are slightly different, the true meaning should be interpreted considering both functions. In addition, unlike other well-known patent specifications, the present specification does not describe the contents of the patent claims in the specification for the same technology even if the description method of the claims and the description is slightly different for the same technology. . In this case, the technical configuration described in the patent claims is also a part of the present specification.

The method of the present invention is implemented through a computer program installed in each component of the system of the present invention, which functions as a computer or a computer. The program is a program for implementing the logic of the method of the present invention through a computer. The present invention is implemented by controlling the respective components (means) of the system of the present invention in accordance with the call of the central processing unit (CPU) and the control command by the method of the present invention while stored in the storage means of each computer.

The storage means is a computer-readable recording medium, and examples thereof include ROM, RAM, CD-ROM, DVD, magnetic tape, magnetic disk, floppy disk, optical data storage device, flash memory, and the like. For example, it is implemented in the form of transmission over the Internet). In addition, the computer program may be stored and executed in the form of computer readable code in a distributed manner over a plurality of networked computer devices.

1. Definition of terms

(1) Investment consumption: Investing intangible assets such as visits to the site, investment of time, knowledge, and information on the site, as well as financial consumption such as consumer purchases of goods or services, enhances the sales and recognition of the trading company and raises operating costs. It means trying to reduce it. Mainly means non-profit asset investment.

(2) Non-profitable assets: Intangible assets in the prior art that are sold to consumers who do not generate any special income, are either dead or undervalued. However, in the present invention, not only investment of monetary capital through investment-type consumption but also becomes a key investment asset that generates high risk-free high returns.

Examples of non-return assets include, in the case of consumers, free time, trading company choice (consumer sovereignty), consumer funds, selection information, order information, national leader choice (national sovereignty), technology, small cash, card company points This includes all kinds of material, physical, mental and emotional business assets such as dreams, support, interests, knowledge, talents and ideas.

(3) Consumer Sovereignty Exercise Tool: It is a national sovereign exercise tool in the economy that corresponds to the sovereign exercise tool called the election system in politics.

National sovereignty means that in a free democratic state, the owner of the state is the people. For this purpose, there is a free election system that elects the power of the state by voting. A citizen here means not a single citizen but a majority at least a majority. However, the influence of the national sovereignty exercise tool is limited to the political field. Because in the economy, power institutions are companies that are the producers of production, and owners are capitalists who invest a lot of money and invest a lot of money.

However, the era of overproduction is also called the era of consumer sovereignty because the choice of trading companies by the majority of consumers determines the survival of the company. Thus, consumer sovereignty can be said to be national sovereignty in the economy in which consumers as citizens are masters in the economic field as well. However, an easy-to-use consumer sovereign exercise tool for the exercise of consumer sovereignty, which corresponds to the national sovereign exercise tool in politics, which allows consumers to easily dominate the economy by consumption, has not yet been invented. Thus, sovereignty exists only in the name of the economy. However, if the consumer sovereignty exercise tool is invented, all consumers as citizens will be the owners of the trading companies, as in politics, and share the profits of the companies. 3 and 4 of the present invention e-commerce model is for this purpose and is a non-profit asset investment system.

2. Summary of the Invention

In the era of overproduction, a company's high sales should gather consumer interest in the company and its products before selling them. Especially in an era where many competitors exist, sales cannot be successful unless they attract the attention of consumers. Thus, the more competitive and the overproduction of goods, the more advertising to attract the attention of consumers.

In addition, a market in which financial assets such as stocks and bonds with high risk of loss are traded is called a capital market. Financial consumers who invest in risky financial assets are called investors. In the era of commodity shortages, competition between firms was decided not in the consumption market, but in the capital market. In the era of commodity shortages, it was of utmost importance in the competition among companies that a company raised a large amount of capital at a low cost in the capital market and created a larger economic effect with more investment.

However, in an overproduction period, companies that do not attract consumers' interests are able to raise capital in the capital market at a low cost and invest a lot of facilities, even though they do not have internal production facilities. do. Thus, in the age of overproduction, the success of corporate management depends not on the size of money capital investment but on the attention of consumers.

In this business environment, if a company can easily bring the consumer's attention to the monopoly level at a very low cost, the company can use it as a credit and at a very low cost in financial markets, including credit and capital markets such as banks. Can raise a lot of capital.

In addition, it is possible to produce and sell goods with almost 100% outsourcing, as Apple and Nike show, without raising capital in the financial market.

In conclusion, the winner of the competition between companies in the overproduction era is the company that can collect the customer's order information at the lowest cost, most accurately and most quickly. This depends on the efficiency of consumer attention gathering. This problem is easily solved by sharing a win-win vision between the consumer and the enterprise, as shown in FIG.

The present invention makes it easy for consumers and companies to share a win-win vision, so that consumers can be recognized as financial investments even if they consume investment-type consumption using the electronic commerce system of the present invention, so that corporate management profits of the invested companies can be distributed in stocks and cash. do. Thus, companies implementing the present invention can aggregate consumer interests to an exclusive level.

1 is an e-commerce mechanism model in the prior art, while FIG. 2 is an e-commerce mechanism model in the present invention, and a large difference between the two mechanisms is shown in Table 1.

Compare Prior art Invention Convergence means of consumer power none Non-Return Asset Investment System Consumer-Business Relationship Conflict of interest Win-Win, Joint Winning Relationships Core Investment Assets Monetary capital (financial capital) Unprofitable Assets Investor's Financial Investment Method Monetary capital investment in the stock market Investment consumption using electronic commerce system Consumer identity Simple Consumer Consumer = Investor = Producer = Capitalist How companies gather consumer interest Hype, Brand Strategy Company and consumer share win-win vision, win-win philosophy and vision realization strategy before product sale Overproduction problem method Under-consumption is the only Order production based on order information aggregation Foundation of corporate start-up Monetary capital of minority capitalists Dissemination of win-win vision and vision realization strategy that can be shared voluntarily by consumers using internet and books

As can be seen in FIG. 1 and Table 1, in the prior art, companies and consumers are contacted only by the relationship between the product seller and the consumer. In other words, there is a relationship between a simple commodity seller and a simple commodity consumer. Thus, as can be seen in Figure 1 in the prior art, even between consumers, consumers and companies do not gather power exists as sand grains. As a result, each of us is trading selfishly from economic activity.

In this competitive environment, competition among companies is determined by the low cost and high profitability. Thus, the economic environment is in a state of growth without employment over time. In particular, over-production is intensifying as time goes by, as companies operate on the basis of monetary capital investment and inventory production. The company's representative solution to the problem of overproduction is to encourage overconsumption through advertising. However, this level of revenue realization benefits the firm but the poorer the consumer. As a result, in the prior art, overproduction → overconsumption → increase in household debt → decrease in consumption → financial instability → high unemployment are getting worse over time.

On the other hand, the present invention, as can be seen in Figure 2, the consumer and the enterprise to produce based on investment-type consumption, such as order information of the consumer on the basis of sharing the vision and strategy of coexistence between the consumer and the company before the trade of goods Therefore, corporate management profits are shared with consumers. As a result, forces are gathered for the realization of vision among consumers and between consumers and companies. In addition, production becomes order-based production and becomes appropriate production.

3. Function of each component of the system of the present invention

3 is a construction model and operation diagram of the electronic commerce system of the present invention, Figure 4 is a financial investment mechanism model using the electronic commerce system of the present invention.

According to FIG. 3, in order to implement the present invention, a computer-based computer system of business participants and a financial network computer described below are connected to a computer communication network, whereby a hardware-based electronic commerce system is constructed. The financial means for processing information related to the computers and payments of the business participants described below by the control means (CPU) of the operator server 100 based on the execution order of the computer program for executing the method of the present invention stored in the storage means The purpose of the present invention is realized and the expected effect is obtained by controlling the hardware-based electronic commerce system so that the network computers 400 transmit and receive information necessary for commerce with each other.

In addition, the computer server such as the operator server 100, the product provider computer 200, the investment company computer 300, the consumer computer 500 may be a server computer, a desktop computer, a mobile computer, a smart phone and the like.

Operator Server (100)

Store the information of the business participants of the present invention including the present invention, and provide the consumer with information necessary for sale, such as identification information and price information of goods and services to be sold as investment consumption, and provide payment information according to the sale. After receiving and storing through the financial network computer 400, accumulating the consumer's investment-type consumption results as a point, and investing the power of the aggregated consumer groups in the investment company through this, and then the investment return generated through this It allocates to consumers in the form of cash or financial assets depending on their earnings contribution.

Commodity Supplier Computers (200)

Register information necessary for operating the system, such as company identification information, contact information, and information necessary for sales, such as identification information and price information of goods and services to be sold as investment consumption, to the operator server 100, and It performs the function of providing a service.

Investor Computer (300)

An enterprise which allocates all or part of the corporate profits by receiving consumer power through the electronic commerce system of the present invention, includes a start-up company, a target company, and an equity investment company. Information necessary for operating the system, such as company identification information and contact information, is registered in the operator server 100. Notify the operator server 100 of the investment-type consumption performance of the consumer to perform a function that allows the consumer to receive more compensation according to the profit contribution performance of the investment company.

Financial network Computer (400)

This includes the trading financial institution of an operator, the trading financial institution of a consumer, the trading financial institution of a product supplier, and the trading financial institution of an investment company. The function of the financial network is to automatically grasp the consumer's financial investment-type consumption results from the operator server 100 and the investment company computer 300. As a result, consumers are rewarded even if they purchase investment-type consumer products through offline channels.

The functions of the financial network computer 400 may further include transmitting and receiving payment information between the operator server 100 and the trading bank computer of the operator, and transmitting the payment information between the trading bank computer of the operator and the trading bank computer of the product provider. Receiving and sending payment information between the operator's trading bank computer and the investor's trading bank computer, transmitting and receiving payment information between the operator's trading bank computer and the consumer's trading bank computer, It includes the functions of sending and receiving payment information between the customers' bank computers.

This function of the financial network computer 400 is a known technique that is extremely common practice. Therefore, no special explanation is required. Thus, in the description of the electronic commerce of the present invention, description of the function of the financial network computer 400 is not performed separately, but instead of the form of "payment".

Consumer computer (500)

As a consumer-invested consumption means, it registers information necessary for operating the system such as identification information and contact information of the consumer to the operator server 100 and performs a function of receiving compensation information for investment-type consumption from the operator server 100. .

In the consumer-type consumption means, as shown at 500 in FIG. 4, transaction information may be recorded in the operator server 100 or the financial network computer 400 including the Internet, an offline store, a credit card, an ATM device, and the like. If it is a means, all methods are included.

3. Function of the system of the present invention

3 is a flow chart of the operation of the invention e-commerce system.

According to Figure 3 is a financial investment method based on non-profit asset investment using the Internet of the present invention,

A product registration step (1 in FIG. 3), in which the enterprise server 100 receives investment-type consumption product information or service information to be sold;

A product introduction step (2 in FIG. 3) in which the enterprise server 100 introduces investment-type consumption product information or service information to the consumer computer 500;

A consolidation stage of consumer power (③ in FIG. 3), in which the enterprise server 100 aggregates consumer investment-type consumption performance information;

Investor stage (4 and ⑤ of Figure 3), the operator invests the force gathered through the aggregation stage of the force to the investment company, and informs the investment company information to the consumer computer 500 through the operator server (100);

A second consumer power gathering step (⑥ of FIG. 3), in which the investing company computer 300 aggregates the investment consumption information of the consumer;

A notification step (7 in FIG. 3), in which the investment company computer 300 notifies the operator server 100 of the investment type consumption performance information for each consumer; And

Compensation step (8 of FIG. 3), in which the operator allocates the financial asset as a reward according to the profit contribution performance through the investment consumption of the consumer, and informs the consumer computer 500 through the operator server 100; .

The investment-type consumer goods information or service information introduced at the product introduction stage may include a vision in which the consumer and the company win jointly through the transaction.

In 3) and 6), the aggregation of investment-type consumption performance information of the operator server 100 and the investment company computer 300 may be performed from the consumer computer 500 or the financial network computer 400. Invested consumption includes not only monetary consumption, such as purchase of goods or services sold by the operator server 100 or the investor computer computer 300, but also investment in the site company, time, knowledge, information, etc. It includes all the ways to increase a company's sales and awareness, or to reduce operating costs.

Types of investment in the investment phase include corporate start-up investment, corporate acquisition investment, and equity investment. Lack of investment can be borrowed from financial institutions or aggregating cash from consumers.

If there is a loan from a financial institution at the investment of the investor in the ④ investment assets of ⑧, the cash may be collected to repay the borrowing when the stock is distributed to the consumer, and the borrowing may be maintained as the company's debt. The number of shares allocated to each consumer is determined on a per-consumer basis by accounting for the amount of consumer strength accumulated over a period of time and the economic value of the equity shares acquired from the investing firm.

In the present invention, the act of selling goods is not an end in itself, but is only one method for gathering consumer power. Thus goods and services are used as a vehicle for the convergence of consumer power. It is as if letters are the medium for storing and communicating human thoughts, and money is the medium for commodity trading. Accordingly, goods and services that are subject to investment consumption include real goods, financial products, services, and Internet services, as indicated by reference numeral 210 of FIG. 4. If the product being sold is a financial product, such as a deposit, the deposit may be converted into equity investment at the consumer's option.

The products and services introduced by the operator server 100 in the product introduction stage include not only the products of the service provider but also the products of the external product provider 200 and the investment company 300. In addition, the operator server 100 may provide a simple product introduction, and the actual purchase of the consumer may be a method of confirming investment-type consumption performance such as using a credit card in an offline store.

Financial assets allocated at the compensation level include stocks. Shares allocated include stocks of the inventors 'companies, stocks of investment companies, stocks of commodity supplier companies, stocks of parent companies of the inventors' companies, and stocks of other companies.

The earnings contribution of consumers can be recorded in the form of the sum of investment in intangible assets such as product purchase performance and time, such as the combination of "Card company's point + Internet company's point".

In the investment stage, investing the aggregated consumer power in an investment firm means not only investing money but also attracting interest from a larger consumer group than the power of the money and attracting enough consumer groups and investors to dominate the market. It means to do.

In other words, investing in power means investing in "intangible assets that benefit companies more than money + money".

The gathering step and the notifying step of the second consumer force may be omitted.

4. Examples of Use of the Invention

The power of the present invention is most easily understood by the lossless low-return financial products, such as bank deposits, cultural products, such as film, and the essential service products such as telecommunications, aviation. Since these goods have little differentiation between firms in the age of overproduction and the endless competition, there is little loss for the consumer except for mileage. On the other hand, as a company, survival is in danger at any moment depending on which company the consumer group chooses as a trading company.

Today's economies are characterized by low growth, high prices and high unemployment. Therefore, regular deposits, as well as bank deposits, lose more money due to lower interest rates and higher prices. In addition, due to global overinvestment, overproduction and infinite competition, the survival of a company depends on the result of consumer sovereignty.

In the following 21st century economic environment, in order to sell a regular deposit using the electronic commerce system of the present invention in order to dominate the market, the bank introduces the following in the product introduction stage and sells it based on the Internet and bank teller. It is an example. Also, all the processes of FIG. 4 are implemented to be practically realized.

■ Deposit Name: Equity 2 year term deposit

■ Amount: From 300,000 won to 1 million won per person

■ Stability: Due to the time deposit, interest is the same as other regular deposit rates, and the principal and interest are 100% protected according to the depositor protection law.

■ Terms and Conditions for Stock Investment: When this deposit is signed by at least 50% of the voter's age. Therefore, if the subscriber of this deposit does not meet this number, he / she will be automatically converted to a regular time deposit.

■ Stock Conversion and Investment Dividend Procedure

1) Once the deposit has been successfully sold to more than 50% of the voters, the bank immediately finds a target company for the acquisition that will become the company of the depositor's group on behalf of the depositor.

2) The bank informs the depositors of the acquisition company's information through the Internet and the media.

3) The account holder informs the bank within one week whether or not to agree to the stock conversion.

4) The bank invests with funds excluding depositors' deposits that refuse to convert stocks, making the investing company a depositor's company. If funds are scarce, banks lend to depositors. This loan is automatically converted to the company's debt after the acquisition

5) Account holders become investors and consumers of the acquirer, investing in the acquirer to increase the profits of the acquirer and greatly increase the enterprise value.

6) The bank allocates the shares of the acquirer to the depositors based on the deposit amount and investment performance instead of principal and interest. In addition, the depositor who refuses to convert stocks will be paid the principal and contracted interest after maturity.

Financing through the sale of goods for lossless high-income financial investment using the present invention can be procured not only through mass sales of bank deposits, but also through mass sales of essential consumer goods such as transportation and telecommunication services.

In addition, financing through the sale of goods can be done not only through one-time mass sale of goods, but also through continuous mass sale of goods for a period of time (about 6 months). This method can be widely applied to real goods and service goods rather than the sale of financial products.

In addition, investment funds raised once can be used for acquisition or start-up investment in more than one company at a time.

In the present invention, the important thing in the enterprise start-up investment and acquisition acquisition investment is that even if the amount of investment funded is very small, a large investment can be made. The reason is that investors are consumers of investment firms, and companies that attract investors' non-profitable assets will dominate the market early at low cost, whereas competitors who fail to attract non-profitable investments by consumer groups may not Even if the company has a high dominance and abundant funds, it is likely to face bankruptcy due to a drop in sales and creditworthiness. In addition, stock and bond prices plummet. Therefore, in the financial investment through the present invention, the bank actively procures insufficient funds at a very low cost if the investment-type consumer products are successfully sold.

In addition, since consumers are citizens, the fact that more than 50% of the voters have purchased a specific product for corporate investment by itself, the political power actively supports because the performance of the investment depends on the outcome of the election. The same is true of government. Therefore, the most important thing in the investment using the present invention is not the size of investment funded, but the type / intangible power of the aggregated consumer groups who share the same vision of the scale that can dominate the market and politics of the trading company.

Accordingly, the consumer can use the present invention to secure the financial investment that obtains the greatest return at the lowest cost and losslessly. In particular, the present invention will be more powerful in the participation of large-scale investment projects, such as acquisition of state-owned enterprises, bank acquisition, government projects.

The power of investment funded through the present invention is not limited to the realization of financial investment profits using economic effects of the scale of finance, such as hedge funds, private equity funds and SPAC (SPAC acquisition companies), Free mobilization of power and consumer market dominance. This is because deposit subscribers are ordinary consumers of the people. So, if more than 50% of consumers purchase investment-type consumer goods using the present invention, the government itself, the government, large corporations, financial institutions and public opinions, by themselves, put great pressure on the government, banks and Negotiation power for the company is maximized.

This allows them to participate in large-scale investment projects at prices and terms that are much more favorable than private funds. Even if the size of the private fund is more than 10 times larger than the funds raised by the sale of investment-type consumer products using the present invention, it always wins before the acquisition. The reason is that the power of the buyer group of investment-type consumer goods of the present invention is much greater than that of private funds, but more importantly, it is political power and consumer market power. Therefore, when a consumer group raises funds for financial investment and participates in the acquisition through the purchase of the investment-type consumer goods of the present invention, even if the private fund presents a high price and wins the acquisition competition, the consumer of the investment-type consumer goods of the present invention If the group acquires a competitor with a lower share of the market at a lower price, the firm will soon dominate the consumer market, and private funds that win the competition will fall into the "winner's curse" and suffer significant losses. Therefore, in the successful sale of the investment-type consumer goods of the present invention, the consumer group always wins in the business acquisition war.

Accordingly, the market value of the fund raised through the sale of the investment-type consumer goods of the present invention becomes very high even before participating in the investment. Thus, consumers can sell their rights to dividends (ie, stock options) twice or three times higher than their deposits, even before they are paid.

Therefore, in the case of the investment business through the sale of investment-type consumer products of the present invention, the time to know whether the investment is not before the investment, but after the investment as in the existing investment. This is because it is possible to fully know whether the investment is successful even before the investment, depending on the success of the present invention investment-type consumer products sales and the nature of the business to be acquired. If the business to be invested has great political power and the consumer market dominance over the consumer market, success is 100% guaranteed.

In particular, the present invention uses the power of consumer market dominance to participate only in investments that can significantly increase sales, profits, and market value immediately after the acquisition of the acquired company. Is the same as getting free.

Products sold as investment-type consumer goods through the electronic commerce system of the present invention include not only real goods and financial products, but also service products such as cultural products, Internet services, and transportation. In addition, in the point of order information is centered on non-profit assets, commodity production was centered on inventory production (commodity production), but order production is the center of the present invention. Accordingly, the problem of overproduction, the biggest problem of the capitalist system of over-investment, overproduction, financial instability and high unemployment, is also resolved by itself. The present invention is thus used in the production, sales and profit distribution of almost all industries.

Claims

In the financial investment method using the electronic commerce system,
A product registration step of registering the investment-type consumption product information or service information to be sold by the operator server 100;
A product introduction step of the operator server 100 introducing the investment-type consumption product information or service information to the consumer computer 500;
An aggregation step of the consumer power, in which the enterprise server 100 aggregates the investment-type consumption performance information of the consumer;
An investment step of investing the aggregated power through the aggregation stage of the force in the investment company and informing the investment computer information to the consumer computer 500 through the operator server 100; And
A compensation step in which a business operator allocates a financial asset as a reward according to a profit contribution result of the consumer-type consumption, etc., and informs the consumer computer 500 through the operator server 100; Financial investment method based on non-profit asset investment using the Internet, comprising a.

According to claim 1, Investment-type consumer product information or service information introduced in the product introduction stage may include a vision that the consumer and the company wins jointly through the transaction based on the non-profit asset investment using the Internet Investment method.

The method of claim 1, just before the compensation step,
A second consumer power gathering step, in which the investment company computer 300 aggregates the investment-type consumption performance information of the consumer; And
A notification step of informing the investment company computer 300 of the investment type consumption performance information for each consumer to the operator server 100; Financial investment method based on non-profit asset investment using the Internet, characterized in that it further comprises.

The financial asset as claimed in any one of claims 1 to 3, wherein:
A financial investment method based on non-profit asset investment using the Internet, comprising the stock of the present invention company, the stock of the investment company, the stock of the commodity supply company, the stock of the parent company of the present invention company, or the stock of another company.

The investment type consumption according to any one of claims 1 to 3,
Revenue and company recognition of the present invention company or investment company by not only monetary consumption, such as purchase of goods or services sold by the operator server 100 or the investment company computer 300, but also by visiting the site, investing time, knowledge and information on the site. Financial investment method based on non-profit asset investment using the Internet, characterized in that it can increase the cost or reduce operating costs.

In the financial investment system using the electronic commerce system,
Product registration means for receiving the investment-type consumer goods information or service information to be sold by the operator server 100;
Product introduction means for introducing the investment-type consumption goods information or service information to the consumer computer 500 by the operator server 100;
A consumer power gathering means, in which the enterprise server 100 aggregates consumer investment consumption information;
An investment means for investing the force collected by the business operator through the power aggregation step in the investment company, and informing the consumer computer 500 of the investment company information through the operator server 100; And
Compensation means for the operator allocates the financial assets as a reward according to the earnings contribution through the consumer-type consumption, etc., and informs the consumer computer 500 through the operator server (100); Financial investment system based on non-profit asset investment using the Internet, comprising a.

According to claim 6, Investment-type consumer product information or service information introduced in the product introduction means may include the vision that the consumer and the company wins jointly through the transaction based on the non-profit asset investment using the Internet Investment system.

The method according to claim 6,
A second consumer power gathering means, in which the investing enterprise computer 300 aggregates consumer investment consumption information; And
Notification means for informing the investment company computer 300 of the investment type consumption performance information for each consumer to the operator server 100; Financial investment system based on non-profit asset investment using the Internet, characterized in that it further comprises.

The financial asset as claimed in any one of claims 6 to 8, wherein
A financial investment system based on non-profit asset investment using the Internet, which includes a stock of a company company, a stock of an investment company, a stock of a goods supplier company, a parent company stock of another company company, or a stock of another company.

The investment type consumption according to any one of claims 6 to 8,
Revenue and company recognition of the present invention company or investment company by not only monetary consumption, such as purchase of goods or services sold by the operator server 100 or the investment company computer 300, but also by visiting the site, investing time, knowledge and information on the site. A financial investment system based on non-profit asset investment using the Internet, characterized in that it can increase the cost or reduce the operating cost.