KR20130082804A - Method for providing identification photo in automatic teller machine and the same atm - Google Patents

Method for providing identification photo in automatic teller machine and the same atm Download PDF

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Publication number
KR20130082804A
KR20130082804A KR1020110137753A KR20110137753A KR20130082804A KR 20130082804 A KR20130082804 A KR 20130082804A KR 1020110137753 A KR1020110137753 A KR 1020110137753A KR 20110137753 A KR20110137753 A KR 20110137753A KR 20130082804 A KR20130082804 A KR 20130082804A
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photo
output
customer
financial
teller machine
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KR1020110137753A
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Korean (ko)
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배수용
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주식회사 엘지씨엔에스
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Publication of KR20130082804A publication Critical patent/KR20130082804A/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Development Economics (AREA)
  • Technology Law (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Signal Processing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The present invention relates to a method for outputting an ID photograph registered in a database of a financial institution host, and a financial automated device.
The present invention provides a method for outputting a photograph of a customer in an automated teller machine, the method comprising: inserting a card into the automated teller machine and receiving a proof photograph output request; Performing authentication for the customer; Processing the payment according to the output of the requested output photo through communication with a financial host when the customer authentication is completed; And receiving and outputting the ID photo from the external device when the cost payment is completed.

Description

TECHNICAL FOR PROVIDING IDENTIFICATION PHOTO IN AUTOMATIC TELLER MACHINE AND THE SAME ATM}

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a method for outputting an ID photo in a financial automatic device, and more particularly, to a method for outputting an ID photo in a financial automated device for receiving and outputting an ID photo registered in advance in various external devices. It is about.

Automatic Teller Machine (ATM) provides financial services regardless of time and place through financial communication with financial hosts provided by financial institutions. Because of these conveniences, automated teller machines are installed in public places such as theaters, convenience stores, terminals, etc. as well as financial institutions to provide services for various media to customers.

In recent years, various types of financial automation devices have been used, including cash withdrawals, check and withdrawals, bank account arrangement, payment of giro fees, ticket releases, and the usage rate is increasing every year. As a result, banks and other financial institutions currently use more automated teller machines than customers who use the tellers, and in fact, financial institutions can provide financial services using the automated teller machines more smoothly than window tellers. We are constantly working on it.

As described above, various additional functions are required for the convenience of customers in the future beyond financial services from financial automated devices having excellent accessibility because they are installed in various places.

The present invention has been proposed in response to the above-described demands of the prior art, and a method for outputting an ID photo in an automated teller machine capable of receiving and outputting an ID photograph of a customer registered in advance in various external devices. The aim is to provide the automated teller machine.

According to an aspect of the present invention,

A method for outputting a photograph of a customer in an automated teller machine, the method comprising: inserting a card into the automated teller machine and receiving a proof photo output request; Performing authentication for the customer; Processing the payment according to the output of the requested output photo through communication with a financial host when the customer authentication is completed; And receiving and outputting the output requested proof picture through communication with an external device in which the proof picture is registered in advance when the cost payment is completed. .

In the present invention, before the step of receiving the ID photo output request, further comprising the step of pre-registering the ID photo of the customer with the information of the customer to the external device.

In the present invention, the step of processing the payment, if the customer authentication is complete, further comprising the step of confirming whether or not the pre-registration of the output requested photo authentication to the external device; To process

In the present invention, the step of processing the payment further includes the step of receiving the output number of the proof photograph, and processes the payment according to the input number of output.

In the present invention, the step of receiving the ID photo, receives the ID photo file through a predetermined transaction text.

In the present invention, the step of receiving and outputting the ID photo comprises: storing the received ID photo; Confirming whether the card / bankbook has been discharged;

Determining whether an additional output request of the ID photo is input while the card / bankbook is not discharged; And outputting the stored ID picture when the additional output request is input. .

According to another aspect of the present invention,

A financial automated device having an output function of an ID photo, comprising: an input unit for receiving an output request of an ID photo from a customer; A media processing unit for recognizing the card / book information when a card / book is inserted; A financial processing unit for processing payment for the output cost of the ID photo; A photo output unit which outputs the ID photo; A communication unit for performing communication with a financial host and an external device in which the ID picture is registered in advance; And performing customer authentication through communication with a financial host using the information of the card / passbook and the inputted password, and receiving and outputting the output requested proof picture through communication with the external device when authentication is completed. A control unit; .

In the present invention, the external device, at least one of the financial host, a portable storage device, a web hard disk.

In the present invention, the input unit further receives the output number of the ID picture.

According to the present invention, it is possible to easily and simply output the ID photo of the customer registered in advance in the external device from the financial automation device with excellent accessibility, thereby providing convenience to the customer.

In addition, according to the present invention, not only the ID picture registered in the financial host but also the ID picture stored in the storage device carried by the customer can be easily output from the ATM.

1 is an external perspective view of an automatic teller machine according to the present invention.
Figure 2 is an internal configuration of the automated teller machine according to the present invention.
Figure 3 is a schematic diagram of a system according to the operation of outputting the ID photo of the automated teller machine according to an embodiment of the present invention.
Figure 4 is a flow chart illustrating a method for outputting a photo ID in the automated teller machine according to an embodiment of the present invention.
5 is a flowchart illustrating an operation process of a financial host for outputting an ID picture in an automatic teller machine according to an embodiment of the present invention.

Hereinafter, some embodiments of the present invention will be described in detail with reference to exemplary drawings. In adding reference numerals to the components of each drawing, it should be noted that the same reference numerals are assigned to the same components as much as possible even though they are shown in different drawings. In the following description of the embodiments of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the difference that the embodiments of the present invention are not conclusive.

In describing the components of the embodiment of the present invention, terms such as first, second, A, B, (a), and (b) may be used. These terms are intended to distinguish the constituent elements from other constituent elements, and the terms do not limit the nature, order or order of the constituent elements. When a component is described as being "connected", "coupled", or "connected" to another component, the component may be directly connected or connected to the other component, Quot; may be "connected,""coupled," or "connected. &Quot;

1 is an external perspective view of an automatic teller machine according to the present invention.

Referring to FIG. 1, the operation unit 11 and the display unit 12 are provided outside the financial teller machine 100 of the present invention. The customer requests a financial service such as cash withdrawal through the operation unit (11). In addition, in the present embodiment, the control unit 11 requests a print service of the ID photo. The display unit 12 displays the operation of the automated teller machine 100 and the progress of the service currently being provided. In addition, the automatic teller machine 100 is provided with a card inlet 13 for inserting the card and a photo exit 15 for ejecting the ID photo. On the other hand, the automatic teller machine 100 may be provided with a connection port 14 that can be selectively connected to a predetermined external device as needed.

In addition, the automatic teller machine 100 is provided with a cash / check input / output port 16, a bankbook input port 17, and the like. The automatic teller machine 100 according to the present invention can be applied to not only banks but also VAN companies, ticket sales.

2 is a block diagram of the automatic teller machine according to the present invention.

Referring to FIG. 2, the automatic teller machine 100 of the present invention includes an input unit 110, a display 120, a media processing unit 130, a storage unit 140, a financial processing unit 150, and a photo output unit 160. , The communication unit 170 and the controller 180 are configured.

The input unit 110 receives a request for processing various financial services from a customer. In particular, in the present embodiment, the customer receives an ID photo print service request. The input unit 110 is implemented as, for example, a key button, a touch screen, and the like, and is implemented to be operated by a customer to receive various requests.

The display 120 displays the processing status of the financial service and the processing status of the ID photo print service request requested by the customer. In addition, the display 120 may be able to check whether the ID photo of the customer is correct by temporarily displaying the ID photo that the customer requested output.

The media processing unit 130 determines whether the card is inserted into the card input port 13 and the bank input port 17 and whether the bank account is inserted, respectively, and recognizes the information of the card and the bankbook input through these input ports 13 and 17. To this end, it is determined whether the input medium is a card or a bankbook, and the information of the medium is recognized according to the determination result.

The storage 140 stores various data, information, and programs necessary for the overall operation of the automated teller machine 100. In particular, when a pre-registered ID photo is received from various external devices 200, it may be stored for a predetermined time. This is to allow a quick output without re-communication with the external device 200 when the output of the same ID photo is required again by storing the ID photo for a preset time even after the ID photo output is completed.

The financial processing unit 150 processes various financial transactions according to the request of the customer. In particular, in the present embodiment, through the communication with the financial host, not only the financial transaction service but also the cost settlement according to the output of the ID photo is processed.

The photo output unit 160 outputs the ID photo requested by the customer. The photo output unit 160 of the present embodiment preferably includes a color printer capable of outputting an ID photo. To this end, it includes a dedicated sheet for printing the ID photo.

The communication unit 170 is in charge of communication with various external devices 200 in which the customer registers and stores his ID picture in advance, and receives the ID picture registered in advance from the external device 200 through wired or wireless communication. For example, the communication unit 170 of the present invention may receive an ID picture by connecting to a financial host, a portable storage device, a web hard disk, or the like through wired or wireless communication. For example, the portable storage device may include a USB (Universal Serial Bus) memory capable of storing ID photos in the form of images or files, a mobile phone, a personal communication terminal, an external hard disk, and the web hard disk is provided on the Internet. It can include a variety of storage space. To this end, the communication unit 170 of the present invention may include various communication modules for performing wired and wireless communication such as RF communication, Internet communication, infrared communication, short-range wireless communication, and the like.

The controller 180 controls the overall operation of the automated teller machine 100. In particular, the controller 180 of the present invention controls the operation of the financial transaction service and the ID photo printing service requested by the customer to be performed smoothly. To this end, in the present embodiment, when the card / bankbook is inserted into the input port 13, 17 in the control unit 180 and the customer information is input through the input unit 110, the customer authentication is performed, and the photo ID through the input unit 110 When the print service is requested, the proof picture is requested through the communication with the external device 200 registered in advance to receive the corresponding proof picture through a preset transaction message, and then control it to be output through the photo output unit 160. do. In addition, for quick output, it may be controlled to search and output the ID photo stored in the storage 140 for a predetermined time. In this case, the automatic teller machine 100 performs itself without communication with the external device 200.

3 is a schematic diagram of a system in accordance with an operation for outputting an ID picture of an automatic teller machine according to an embodiment of the present invention.

Referring to FIG. 3, for the ID photo output service in the automatic teller machine 110 according to the present invention, first, the ID photo of the customer must be registered and stored in advance in the external device 200. In the present embodiment, the external device 200 includes not only a hardware storage device capable of storing an ID photo, such as a financial host 210, a portable storage device 230, a web hard disk 240, but also a software storage space. Concept. For example, in the case of the financial host 210, in conjunction with a database (DB) 220 of a financial institution, an ID photograph of a customer may be registered in advance. The portable storage device 230 includes, for example, a portable communication terminal 231, a USB memory device, and the like. In addition, the web hard disk 240 refers to a storage space provided on the web is connected to the Internet. The customer registers an ID photo together with his customer information in advance in the external device 200. For example, the financial host 210 may register his ID photo file through the window of the financial institution or the Internet homepage. At this time, the database 220 is stored by matching a plurality of unique information for each customer and the identification photo. Although a JPG file of an ID photo is preferable, the present invention is not limited thereto.

As described above, after the proof picture of the customer is registered in advance in the external device 200, when the card or bankbook is inserted in the automatic teller machine 100 and the proof picture output service is requested from the customer, the proof picture is passed through a predetermined customer authentication process. Print a photo. At this time, in response to the request for proof photo printing service, the automated teller machine 100 communicates with the external device 200 to receive a proof picture of the customer registered in advance in the external device 200 based on the customer information, and the received proof. Print out a picture. In this case, the ID photo may be output based on the number of prints input by the customer. If there is no ID picture of the customer registered in advance in the external device 200, the display unit 12 displays the unregistered information of the ID picture so that the customer can check it.

On the other hand, a plurality of identification pictures for each customer may be registered in the external device 200. In this case, all of the ID pictures stored in the external device 200 may be received and displayed on the display 120, and the customer may select one of them through the input unit 110. As a result, the automated teller machine 100 outputs the selected photograph.

4 is a flowchart illustrating a method for outputting an ID photo in an automatic teller machine according to an embodiment of the present invention.

Referring to FIG. 4, in the present embodiment, when a customer inserts a card or bankbook into the automated teller machine 100, the media processing unit 130 of the automated teller machine 100 recognizes the information of the inserted card or bankbook (S101). ). Subsequently, an ID photo output request is received from the customer through the input unit 110 (S103). Subsequently, the automatic teller machine 100 displays a screen for requesting a password of a card or bankbook on the display 120 to allow a customer to input a password through the input unit 110 (S105).

Subsequently, authentication of the customer is performed through communication with the financial host 210 using the card or bank account information and password (S107). When the authentication is completed, the communication is performed with the external device 200 in which the authentication picture of the customer is registered in advance (S109), and whether the authentication picture requested by the customer exists in the external device 200 through the transmission and reception of a preset transaction message. Check (S111). The external device 200 may be implemented in various ways, such as the financial host 210 as well as a portable storage device, a web hard disk.

If the customer's ID photo does not exist in the external device 200, the ID photo unregistered information is displayed (S129), and if present, a request for input of the number of prints of the ID photo is displayed through the display 120 (S113). When the number of prints of the ID photo is input from the customer through the input unit 110 (S115), the display 120 displays the payment amount according to the print service of the ID photo (S117).

Thereafter, when receiving the final selection for outputting the ID photo from the customer (S119), the automatic teller machine 100 processes the cost payment according to the ID photo output through communication with the financial host 210 (S121). When it is determined that such payment is normally completed (S123), the automated teller machine 100 communicates with the external device 200 to receive an ID picture requested by the customer through a preset transaction text (S125). Here, the transaction text may use an existing transaction text, but may be newly established for receiving an ID picture. Since the size of the transaction text is smaller than the size of the ID photo, you can download the ID photo file by dividing it into several letters. In addition, the receiving step (S125) of the ID photo may be implemented in various ways depending on the type of the external device (200). For example, in the case of a USB memory, a portable communication terminal, a web hard disk, or the like, a proof picture may be retrieved and retrieved through a predetermined communication method.

Subsequently, the automatic teller machine 100 outputs the received proof photograph as described above to the customer (S129).

Although not shown in the drawing, in step S215, the received ID photo may be stored in the storage 140. After the step S129, it is possible to determine whether the card or bankbook is discharged and output the ID photo stored in the storage unit 140 when the additional output request of the ID photo in the non-ejected state is input. As a result, when the ID photo is to be additionally output, the ID photo stored in the storage 140 may be directly output without performing communication with the external device 200 again. This outputs a proof picture of the storage 140 directly without communication with the external device 200, thereby reducing waste of time required for output.

At this time, in another embodiment of the present invention, step S111 may be selectively applied. For example, when the customer authentication is completed, communication with the external device 200 may be performed (S109), and the proof picture requested by the customer may be directly received from the external device 200. The ID photo received as described above may be temporarily stored in the storage 140.

In another embodiment of the present invention, the steps S113 and S115 may also be selectively applied. For example, the number of prints of an ID photo may be preset to one by default. In addition, when a plurality of ID pictures are present in the external device, the ID pictures may be displayed through the display 120 and a desired ID picture may be selected from the customer through the input unit 110.

FIG. 5 is a flowchart illustrating an operation process of a financial host for outputting an ID picture in an automated teller machine according to an embodiment of the present invention.

5 illustrates an example in which the external device 200 is a financial host 210. In an embodiment of the present invention, when the financial host 210 receives a request for registration of a customer information and a photo ID from the automated teller machine 100 (S201), the database (DB) 220 is searched for information and authentication of the corresponding customer. It is determined whether the picture is registered (S203). If the identification picture of the customer is not registered in the database 220 (S205), the information is sent to the automated teller machine 100 that the identification picture of the customer is not registered (S207). Then, the automatic teller machine 100 displays a message to register the ID picture through the display 120.

On the other hand, if the identification picture of the customer is registered in the database 220 (S205), the information is transmitted to the automated teller machine 100 that the identification picture of the customer is already registered (S209). Subsequently, when a request for transmission of the corresponding authentication picture is received from the automatic teller machine 100 (S211), the corresponding authentication picture is downloaded and transmitted to the automatic teller machine 100 through a preset transaction text (S213).

While the present invention has been described in connection with what is presently considered to be the most practical and preferred embodiment, it is to be understood that the invention is not limited to the disclosed embodiments. In other words, within the scope of the present invention, all of the components may be selectively operated in combination with one or more. In addition, although all of the components may be implemented as one independent hardware, some or all of the components may be selectively combined to perform a part or all of the functions in one or a plurality of hardware. As shown in FIG. Codes and code segments constituting the computer program may be easily inferred by those skilled in the art. Such a computer program may be stored in a computer readable storage medium and read and executed by a computer, thereby implementing an embodiment of the present invention. As the storage medium of the computer program, a magnetic recording medium, an optical recording medium, a carrier wave medium, or the like may be included.

Furthermore, the terms "comprises", "comprising", or "having" described above mean that a component can be implanted unless otherwise specifically stated, But should be construed as including other elements. All terms, including technical and scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs, unless otherwise defined. Terms used generally, such as terms defined in a dictionary, should be interpreted to coincide with the contextual meaning of the related art, and shall not be interpreted in an ideal or excessively formal sense unless explicitly defined in the present invention.

The foregoing description is merely illustrative of the technical idea of the present invention, and various changes and modifications may be made by those skilled in the art without departing from the essential characteristics of the present invention. Therefore, the embodiments disclosed in the present invention are intended to illustrate rather than limit the scope of the present invention, and the scope of the technical idea of the present invention is not limited by these embodiments. The protection scope of the present invention should be interpreted by the following claims, and all technical ideas within the equivalent scope should be interpreted as being included in the scope of the present invention.

Financial automation equipment for various uses is widely installed in public places. These automated teller machines are used in various fields because they can be provided with cash, withdrawal, payment of giro, and ticket release regardless of time and place.

Recently, researches have been conducted to provide additional functions to financial automated devices with excellent accessibility. In view of this aspect, the present invention can be very useful in real life by registering the customer's ID photo in advance in the host's DB to be easily output from the automated teller machine.

100: automatic teller machine 110: input unit
120: display 130: card processing unit
140: bankbook processing unit 140: storage unit
150: financial processing unit 160: photo output unit
170: communication unit 200: external device
210: portable communication terminal 220: USB memory
230: financial host 240: database (DB)

Claims (9)

In the method of outputting the photograph of the customer in the automated teller machine,
Receiving a card is input to the automatic teller machine and receives a photo ID output request;
Performing authentication for the customer;
Processing the payment according to the output of the requested output photo through communication with a financial host when the customer authentication is completed; And
Receiving and outputting the output requested proof picture through communication with an external device in which the proof picture is registered when the cost payment is completed; ID photo output method in a financial automated device comprising a. The method of claim 1,
Before the step of receiving the ID photo output request,
And registering the proof picture of the customer in advance in the external device together with the information of the customer. The method of claim 1, wherein the processing of the payment comprises:
When the customer authentication is completed, further comprising the step of confirming whether or not the pre-registration of the output requested authentication photo to the external device, the authentication in the automated teller machine, characterized in that for processing the cost payment if already registered How to print photos. The method of claim 1, wherein the processing of the payment comprises:
And a step of receiving an output number of the proof photograph, and processing the cost payment according to the input number of print photographs. The method of claim 1, wherein the receiving of the ID photo comprises:
A method for outputting an ID photo in a automated teller machine, comprising: receiving an ID photo file through a preset transaction text. The method of claim 1, wherein after receiving and outputting the ID photo,
Storing the received ID photo;
Confirming whether the card / bankbook has been discharged;
Determining whether an additional output request of the ID photo is input while the card / bankbook is not discharged; And
Outputting the stored ID photo when the additional output request is input; ID photo output method in a financial automated device further comprising a. In the automatic teller machine having the function of printing the ID photo,
An input unit for receiving an output request of an ID photo from a customer;
A media processing unit for recognizing the card / book information when a card / book is inserted;
A financial processing unit for processing payment for the output cost of the ID photo;
A photo output unit which outputs the ID photo;
A communication unit for performing communication with a financial host and an external device in which the ID picture is registered in advance; And
Performing customer authentication through communication with a financial host using the information of the card / passbook and the inputted password, and when the authentication is completed, controlling to receive and output the output requested authentication picture through communication with the external device. Control unit; Automatic financial equipment comprising a. The method of claim 7, wherein the external device,
And at least one of the financial host, a portable storage device, and a web hard disk. The method of claim 7, wherein
And the input unit further receives the output number of the ID picture.
KR1020110137753A 2011-12-19 2011-12-19 Method for providing identification photo in automatic teller machine and the same atm KR20130082804A (en)

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