KR20130075226A - Se interface apparatus and mobile device assistance system using the same - Google Patents

Abstract

PURPOSE: A secure element (SE) interface device and a mobile device supporting system using the same are provided to support a communication interface between the SE of a card and a mobile device in a relatively simple way. CONSTITUTION: A storage unit (220) comprises a space for storing a card. A first interface interfaces with the SE of the card. A second interface interfaces with a mobile device. A connection part connects the SE of the card to the mobile device to enable communication by connecting the first interface to the second interface.

Description

SE interface apparatus and mobile device assistance system using the same

The present invention relates to an interface device, and more particularly, to an apparatus for supporting an interface between a secure element (SE) and a mobile device, and a mobile device assistance system using the same.

In the mobile commerce business, SE ownership is an important factor in overall business progress. In other words, various business models can be implemented only if the ownership of SE is secured.

Currently, the most popular SEs include Universal Subscriber Identity Modules (USIMs), micro SD, and embedded SEs. USIMs are the most common.

However, ownership of the USIM is in a mobile communication company, and a financial company that wants to conduct a mobile commerce business cannot provide a service using the USIM without the permission of the mobile communication company.

Accordingly, the financial company provides a service by providing a separate smart card, but there is a problem that the user is inconvenient to use, it is required to seek a way to simplify it.

The present invention has been made to solve the above problems, an object of the present invention is to provide an interface device for supporting a communication interface between the SE and the mobile device of the card in a relatively simple method and a mobile device assistance system using the same. .

Card SE interface device according to an embodiment of the present invention for achieving the above object, the storage unit for providing a space in which the card; A first interface for interfacing with a Secure Element (SE) of the card; A second interface for interfacing with the mobile device; And a connection unit connecting the first interface and the second interface to connect the SE of the card and the mobile device to communicate with each other.

The card may be a card of a standard which may not be directly inserted into the mobile device or is not embedded in the mobile device.

The card may be a card that can be used independently without the mobile device.

The accommodating part may have a structure in which the card is accommodated while being slid in a vertical direction or a horizontal direction.

The apparatus may further include a body provided with the accommodating part, the first interface, the second interface, and the connection part and coupled to the mobile device, and one surface of the body faces a rear surface of the mobile device. The storage unit may be provided on the other surface facing one surface of the body.

The SE of the card may be equipped with an applet requesting to download and install a specific application on the mobile device.

The applet may provide a Uniform Resource Identifier (URI) for downloading the specific application to the mobile device.

The specific application may be an application for supporting mobile payment.

In addition, the SE of the card, by the mobile device, the applet and authentication information for at least one service of the mobile credit card, mobile prepaid card, mobile membership card, mobile traffic card, mobile access card can be loaded.

On the other hand, according to another embodiment of the present invention, a mobile device assistance system, a card having a SE (Secure Element); And an interface device supporting a communication interface between the SE of the card and the mobile device, wherein the interface device includes: an accommodation unit providing a space in which the card is stored; A first interface that interfaces with the SE of the card; A second interface for interfacing with the mobile device; And a connection unit connecting the first interface and the second interface to connect the SE of the card and the mobile device to communicate with each other.

As described above, according to the present invention, even in a company without ownership of the SE directly mounted on the mobile device, it is possible to easily provide a variety of services by interworking the SE of the card issued by the mobile device. Independence can be achieved.

In addition, since a plurality of services can be issued to one SE, the SE can be efficiently used, and user convenience can be increased by reducing the number of SEs to be held.

1 and 2 illustrate a card to which the present invention is applicable;
3 is a view showing a DP and MD,
4 is a diagram illustrating a state in which a DP is coupled to an MD;
5 is a view showing the back of the DP,
6 is a view showing a state in which a card is stored in a DP;
7 is a view provided in the detailed description of the DP;
8 is a view showing a state in which the IC chip of the card and the IC chip terminal of the DP are in contact with each other;
9 to 11 are views provided to explain the process of the MD is connected to the back-end system to download and install the mobile application,
12 is a flowchart provided to explain the process of automatically installing the electronic wallet application in the MD,
13 is a flow chart provided for explaining a process of mounting a mobile credit card capable of mobile payment by an electronic wallet application, and
14 and 15 are diagrams provided for explanation of the mobile payment method.

Hereinafter, exemplary embodiments of the SE interface technique for providing various services by interworking a SE (Secure Element) provided in a card of a standard that cannot be directly inserted into the mobile device or embedded in the mobile device to the mobile device will be described. It explains in detail.

1. Card

1 is a diagram illustrating a card to which the present invention is applicable. The card 100 is an ISO 7816 ID-1 standard card, and is a card of a standard that cannot be directly mounted on a general mobile device.

As shown in FIG. 1, the card 100 is provided with an IC chip 110. The IC chip 110 is a dual interface smart card (DIS), which is a type of smart card. ) Can be seen as a kind of SE.

Meanwhile, as shown in FIG. 2, an antenna 120 is formed inside the card 100 so that the IC chip 110 communicates with an external device such as an NFC reader (not shown) through the antenna 120. It is possible.

2. DP ( Dependency Penetrator )

3 illustrates a dependency peernet (DP) 200 and a mobile device (MD) 300, and FIG. 4 illustrates a state in which the DP 200 is coupled to the MD 300.

As shown in FIG. 4, the DP 200 is an auxiliary device which can be coupled to the MD 300. As shown in FIG. 5, the DP 200 provides a storage space for storing the card 100 at the rear of the body 210. An accommodating part 220 is provided.

The accommodating part 220 has a structure in which the card 100 slides in the vertical direction and is accommodated. FIG. 6 illustrates a state in which the card 100 is accommodated in the accommodating part 220 of the DP 200.

3 and 6, the DP 200 has an appearance in which the front surface of the body 210 faces the rear surface of the MD 300, and the receiving portion 220 is provided on the rear surface of the body 210. It can be seen that formed.

7 is a diagram provided in the detailed description of the DP 200. As shown in FIG. 7, the DP 200 includes a body 210, an IC chip terminal 230, a USB terminal 240, and a connection wiring 250.

7 is a view of the DP 200 from the front, it should be noted that the housing 220 provided in the rear of the DP 200 does not appear.

In addition, the IC-chip terminal 230 is provided inside the accommodating part 220, and the connection wiring 250 is provided inside the body 210, but is not observed from the exterior of the DP 200 (see FIG. 3: FIG. 3). 3 is a view showing the front appearance of the DP 200), it should be noted that it is shown visually for convenience of description.

The IC chip terminal 230 interfaces with the IC chip 110 of the card 100 accommodated in the housing 220 in physical / electrical contact with each other. 8 illustrates a state in which the IC chip 110 and the IC chip terminal 230 are in contact with each other.

The USB terminal 240 is physically and electrically coupled to and interfaced with a USB terminal (not shown) provided under the MD 300.

The connection wire 250 is a wire for electrically connecting the IC chip terminal 230 and the USB terminal 240. Ultimately, the IC chip 110 and the USB terminal that are in contact with the IC chip terminal 230. The MD 300 coupled to the 240 is connected to communicate.

As such, the IC-chip 110, which is the SE of the card 100, and the MD 300 are connected to communicate with each other via the DP 200, and the DP 200 may be referred to as a card SE interface device. In other words, data exchange between the IC chip 110 and the MD 300 of the card 100 that cannot be mounted on the MD 300 is possible by the DP 200.

On the other hand, the IC chip 110 in contact with the IC chip terminal 230 through the connection wiring 250 may be supplied with the necessary power from the MD (300).

3. Mobile application  Silent installation

When the card 100 is mounted on the DP 200 coupled to the MD 300 or the DP 200 on which the card 100 is mounted is coupled to the MD 300, the message 310 is shown in FIG. 9. After the user confirmation procedure through, as shown in Figure 10 MD 300 is connected to the back-end system 400 to download and install the mobile application.

11 illustrates a state in which the mobile application 320 is installed in the MD 300. This is possible because the applet mounted on the IC chip 110 of the card 100 requests the MD 300 to download and install the mobile application 320. To this end, the applet provides a Uniform Resource Identifier (URI) for downloading the mobile application 320 to the MD 300.

The mobile application 320 may be an application for supporting a service provided by interworking with the IC-chip 110 of the card 100, but is not limited thereto and may be any other kind.

Hereinafter, for convenience of understanding and explanation, a mobile application 320 is assumed to be an "electronic wallet" application that supports a mobile payment service by a mobile credit card mounted on the IC-chip 110, an electronic wallet A process of automatically installing the application will be described in detail with reference to FIG. 12.

As shown in FIG. 12, when a user requests a mobile credit card issuance to a credit card company (S410), the credit card company delivers the card 100 and the DP 200 to the user (S420).

The IC-chip 110 of the card 100 that is delivered in step S420 includes an URI (e-wallet application download page of the back-end system 400) to download an electronic wallet application to the user's MD 300 while providing the URI. Contains an applet that requests the download / install of the wallet application.

When the user who receives the card 100 and the DP 200 through step S420 combines the DP 200 with his MD 300 and then mounts the card 100 on the DP 200 (S430), By the applet mounted on the IC chip 110, the MD 300 connects to the back end system 400 and requests a download of the electronic wallet application (S440).

After receiving the download request in step S440, the back-end system 400 allows the electronic wallet application download to the MD 300 after authentication and determination of the user of the MD 300 (S450) (S460). After that, the MD 300 downloads and installs the electronic wallet application (S470).

Here, the back end system 400 may not only be a server system of a credit card company which is a service provider, but may also be a server system of a service relay such as a mobile communication company.

4. Mobile service

When the mobile application download / installation is completed, the mobile service that can be provided through the mobile application should be loaded. Hereinafter, a process of mounting a mobile credit card capable of mobile payment by an electronic wallet application will be described in detail with reference to FIG. 13.

As shown in FIG. 13, when the electronic wallet application installed in the MD 300 is executed by the user command (S510), the electronic wallet application lists the supportable mobile credit cards (S520).

If any one of the mobile credit cards listed in step S520 is selected by the user (S530), the back end system 400 generates the mobile credit card authentication information (S540) after the user authentication and determination of suitability (S540).

The back end system 400 transmits the mobile credit card applet together with the mobile credit card authentication information to the electronic wallet application installed in the MD 300 (S560). The electronic wallet application installed in the MD 300 mounts the mobile credit card authentication information and the mobile credit card applet received in step S550 on the IC-chip 110 (S570).

This process enables wireless post-issuance of the mobile credit card on the IC-chip 110. It is also possible to mount other types of mobile services later.

Since the electronic wallet application is installed on the MD 300 and the mobile credit card authentication information and the mobile credit card applet are mounted on the IC chip 110, as shown in FIG. 14, Near Field Communication (NFC) compatible, ISO 14443, MiFare, Felica and mobile payments through the POS terminal 500 that supports mobile payment is possible.

The IC-chip 110 of the card 100 is equipped with mobile credit card authentication information and a mobile credit card applet, and an antenna 120 is formed on the card 100. Accordingly, as shown in FIG. 15, the card 100 is not mounted on the DP 200 (that is, even without the MD 300), and communicates with the POS terminal 500 that supports mobile payment. It is possible.

5. Variation example

Up to now, the SE interface technique for providing various services by interworking the SE provided in the card of the standard which cannot be directly inserted into the mobile device or embedded in the mobile device to the mobile device has been described in detail.

In the above embodiment, the storage unit 220 of the DP 200 is assumed to be a structure that is accommodated while the card 100 slides in the vertical direction, which is an example for convenience of description to change to another structure It is possible. For example, of course, the housing 220 of the DP 200 may be implemented in a structure in which the card 100 is accommodated while being slide in the horizontal direction.

In addition, in the above embodiment, a card of ISO 7816 ID-1 standard is assumed as the card 100 accommodated in the DP 200, but this is also merely exemplary. Even if a card having a different standard is stored in the DP 200, the technical idea of the present invention may be applied.

In addition, although the DP 200 and the MD 300 are assumed to be connected by the USB method, the present invention is applicable to the case where they are connected in other ways.

In the figure, MD 300 is shown as a smartphone, but this is merely exemplary. The tablet PC may of course replace the MD 300 with other mobile devices.

Meanwhile, the card 100 mounted on the DP 200 may be implemented as a card having a wireless charging module. In this case, the MD 300 can be charged using the wireless charging module provided in the card 100.

In addition, in the above embodiment, a mobile credit card is assumed as a mobile service mounted on the IC chip 110, which is merely an example for convenience of description. In addition to the mobile credit card, the technical concept of the present invention is applicable to a case in which a mobile prepaid card, a mobile membership card, a mobile transportation card, a mobile access card, etc., as well as other mobile services not mentioned are mounted on the IC chip 110.

It goes without saying that the technical idea of the present invention can also be applied to a computer-readable recording medium having a computer program for performing the functions of the apparatus and method according to the present embodiment. In addition, the technical idea according to various embodiments of the present invention may be embodied in computer-readable code form recorded on a computer-readable recording medium. The computer-readable recording medium is any data storage device that can be read by a computer and can store data. For example, the computer-readable recording medium may be a ROM, a RAM, a CD-ROM, a magnetic tape, a floppy disk, an optical disk, a hard disk drive, or the like. In addition, the computer readable code or program stored in the computer readable recording medium may be transmitted through a network connected between the computers.

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed exemplary embodiments, but, on the contrary, It will be understood by those skilled in the art that various changes in form and details may be made therein without departing from the spirit and scope of the present invention.

100: card
110: IC chip 120: antenna
200: Dependency Penetrator (DP)
210: body 220: housing
230: IC chip terminal 240: USB terminal
250: connection wiring
300: MD (Mobile Device)
310: message 320: mobile application
400: back-end system 500: POS terminal

Claims (10)

An accommodation unit providing a space in which the card is stored;
A first interface for interfacing with a Secure Element (SE) of the card;
A second interface for interfacing with the mobile device; And
And a connecting unit connecting the first interface and the second interface to connect the SE of the card to the mobile device so as to communicate with each other.
The method of claim 1,
The card,
Card SE interface device, characterized in that the card of the standard that can not be inserted directly into the mobile device or not embedded in the mobile device.
The method of claim 1,
The card,
Card SE interface device characterized in that the card can be used independently without the mobile device.
The method of claim 1,
Wherein,
Card SE interface device characterized in that the card is accommodated while being slide in the vertical or horizontal direction.
The method of claim 1,
And a body provided with the accommodation unit, the first interface, the second interface, and the connection unit, and coupled to the mobile device.
One side of the body is opposed to the rear of the mobile device,
The storage unit, the card SE interface device, characterized in that provided on the other surface facing one surface of the body.
The method of claim 1,
In SE of the card mentioned above,
Card SE interface device, characterized in that the mobile device is equipped with an applet that requests to download and install a specific application.
The method according to claim 6,
The applet includes:
Card SE interface device, characterized in that to provide the mobile device with a Uniform Resource Identifier (URI) to download the specific application.
The method according to claim 6,
The specific application,
Card SE interface device, characterized in that the application for supporting mobile payment.
The method of claim 1,
In SE of the card mentioned above,
Card SE interface device, characterized in that by the mobile device, the applet and authentication information for at least one of the services of the mobile credit card, mobile prepaid card, mobile membership card, mobile traffic card, mobile access card is mounted.
A card having a secure element (SE); And
And an interface device supporting a communication interface between the SE of the card and the mobile device.
Wherein the interface device comprises:
An accommodation unit providing a space in which the card is stored;
A first interface that interfaces with the SE of the card;
A second interface for interfacing with the mobile device; And
And a connection unit connecting the first interface and the second interface to connect the SE of the card to the mobile device so as to communicate with each other.

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