KR20130065772A - Apparatus and method for providing coupon based on payment method - Google Patents

Apparatus and method for providing coupon based on payment method Download PDF

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Publication number
KR20130065772A
KR20130065772A KR1020110126162A KR20110126162A KR20130065772A KR 20130065772 A KR20130065772 A KR 20130065772A KR 1020110126162 A KR1020110126162 A KR 1020110126162A KR 20110126162 A KR20110126162 A KR 20110126162A KR 20130065772 A KR20130065772 A KR 20130065772A
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KR
South Korea
Prior art keywords
coupon
user
payment
company
coupons
Prior art date
Application number
KR1020110126162A
Other languages
Korean (ko)
Inventor
박승욱
홍진원
김병국
박동윤
배상근
김아름
박인웅
박재호
백종현
이강호
정재욱
지성수
Original Assignee
인하대학교 산학협력단
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 인하대학교 산학협력단 filed Critical 인하대학교 산학협력단
Priority to KR1020110126162A priority Critical patent/KR20130065772A/en
Publication of KR20130065772A publication Critical patent/KR20130065772A/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/26—Debit schemes, e.g. "pay now"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0239—Online discounts or incentives
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/80—Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication

Abstract

PURPOSE: A coupon providing device based on a payment method and a method thereof are provided to induce a user to pay with a method which an owner or a manager wants by determining a number or a kind of provision target coupons. CONSTITUTION: A payment identifying unit(210) of a coupon providing device(110) identifies a payment method of a user. A coupon determining unit(220) determines the provision of a coupon to the user according to an identification result. If the coupon is provided to the user, the coupon determining unit determines the coupon. A coupon transmitting unit(230) transmits the determined coupon to a mobile terminal of the user. [Reference numerals] (110) Coupon providing device; (210) Payment identifying unit; (220) Coupon determining unit; (230) Coupon transmitting unit

Description

Coupon provision device and method based on payment method {APPARATUS AND METHOD FOR PROVIDING COUPON BASED ON PAYMENT METHOD}

The present invention relates to an apparatus and method for providing a coupon. More specifically, the apparatus for providing a coupon induces a user to pay in a manner desired by an affiliated store owner by determining whether to provide a coupon and the type and number of coupons to be provided according to a payment method. And to a method.

In recent years, various companies have been encouraging users to come to businesses by providing users with coupons that provide discounts or other benefits.

Korean Patent Publication No. 10-2010-0113425 (published October 21, 2010) discloses a technology for providing a coupon according to the location and consumption pattern of the customer. However, although the conventional technology provides a coupon optimized for the customer, there is no additional benefit other than increase in sales on the part of the company.

The company pays a fee to a company that provides a payment service according to a payment method.

That is, when a user makes a payment in a manner desired by the company, the company may reduce the burden of fees or coupons.

Therefore, there is a demand for a method for inducing a user to make a payment in a manner desired by a company.

The present invention provides an apparatus and method for inducing a user to pay in a manner desired by a merchant by determining whether to provide a coupon and a type and number of coupons to be provided according to a payment method.

In addition, the present invention provides an apparatus and method for increasing the sales of affiliates by increasing the sales of affiliates by providing a coupon of the company associated with the affiliated store, and providing the coupon of the affiliated stores in the related company.

In addition, the present invention, when a user makes a payment, automatically searches for a coupon received, and if a coupon corresponding to the corresponding company or payment machine is found, by paying the amount to which the coupon is applied, the user having the coupon has a coupon Even if you forget to provide a device and a method to receive the benefits of the coupon.

In addition, the present invention provides a device and method for providing a path to a company that can use the coupon, when the user selects the coupon, to facilitate the user to use the coupon.

Coupon providing apparatus according to an embodiment of the present invention includes a payment identification unit for identifying a user payment method; And a coupon determination unit that determines a coupon to be provided to the user according to the identification result.

Coupon display device according to an embodiment of the present invention includes a coupon receiving unit for receiving at least one coupon determined according to the user's payment method from the coupon providing device; And coupons may include a coupon display unit for displaying information of the company associated with the coupon.

Coupon display device according to an embodiment of the present invention may further include a route generation unit for generating a route to a company selected by the user among the companies associated with the coupon.

The coupon display apparatus according to an embodiment of the present invention may further include a payment unit for searching for a coupon corresponding to the payment machine among the received coupons and paying the amount to which the search result is applied.

Coupon providing method according to an embodiment of the present invention comprises the steps of identifying a payment method of the user; And determining a coupon to be provided to the user according to the identification result.

Coupon display method according to an embodiment of the present invention comprises the steps of receiving at least one coupon determined according to the user's payment method from the coupon providing apparatus; And displaying information about the coupon and a company associated with the coupon.

According to an embodiment of the present invention, by determining whether to provide a coupon and the type and number of coupons to be provided according to a payment method, a user may be induced to pay in a manner desired by an owner or a manager.

In addition, according to an embodiment of the present invention, by providing a coupon of the company associated with the affiliated store to increase the sales of the related company, by providing a coupon of the affiliated store in the related company, it is also possible to increase the sales of the merchant.

And, according to an embodiment of the present invention, when the user makes a payment, the user who has the coupon by searching for the coupon automatically received, and paying the amount to apply the coupon when a coupon corresponding to the corresponding company or payment machine is found Even if you forget that you have a coupon, you can still benefit from the coupon.

In addition, according to an embodiment of the present invention, when a user selects a coupon, the user may conveniently use the coupon by providing a route to a company that can use the coupon.

1 is a view showing a coupon providing system according to an embodiment of the present invention.
2 is a block diagram showing a coupon providing apparatus according to an embodiment of the present invention.
3 is a block diagram showing a coupon display device according to an embodiment of the present invention.
4 is a diagram illustrating a coupon display process according to an embodiment of the present invention.
5 is a flowchart illustrating a coupon providing method according to an embodiment of the present invention.
6 is a flowchart illustrating a coupon display method according to an embodiment of the present invention.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings. Coupon providing method according to an embodiment of the present invention may be performed by a coupon providing apparatus.

1 is a view showing a coupon providing system according to an embodiment of the present invention.

Coupon providing system according to an embodiment of the present invention may include a coupon providing device 110 and coupon display device 120 as shown in FIG.

Coupon providing device 110 is installed in the payment machine 111 of the merchant, as shown in Figure 1, according to the payment method of the payment machine 111, the coupon to send to the coupon display device 120 and whether The type of can be determined. In this case, the payment device 111 may perform payment using one of a plurality of payment methods such as cash, card, and NFC (Near Field Communication).

For example, the coupon providing apparatus 110 may provide an A coupon when the user pays with cash. In addition, the coupon providing apparatus 110 may not provide a coupon when the user pays with a credit card. In addition, when the user pays with NFC (Near Field Communication), the coupon providing apparatus 110 may provide a B coupon and a C coupon.

That is, the coupon providing apparatus 110 may determine a coupon to be provided to the user according to the user's payment method, thereby inducing the user to make a payment using a payment method desired by the owner of the merchant or the administrator of the merchant 111. have.

In addition, the coupon providing apparatus 110 may increase the sales of other companies between the companies by providing a coupon of the company associated with the merchant, and may also increase the sales of the merchant by providing a coupon of the merchant at another company.

The coupon display apparatus 120 may be installed in the mobile terminal 121 as shown in FIG. 1 and display the coupon 122 received from the coupon providing apparatus 110. In this case, the mobile terminal 121 may access the payment device 111 and perform payment. In addition, the coupon 122 received by the coupon display device 120 from the coupon providing device 110 may be a coupon 122 according to a user's payment method.

In this case, when the user selects the coupon 122 received from the coupon providing apparatus 110, the coupon display apparatus 120 provides a route to a company that can use the coupon, thereby providing the coupon 122 provided by the user. You can make it easier to use.

2 is a block diagram showing a coupon providing apparatus 110 according to an embodiment of the present invention.

Referring to FIG. 2, the coupon providing apparatus 110 according to an exemplary embodiment may include a payment identification unit 210, a coupon determination unit 220, and a coupon transmission unit 230.

The payment identification unit 210 may identify a payment method used by the user in the payment device 111. In more detail, the payment identification unit 210 may identify which payment method 111 has performed payment using cash, card, or NFC.

The coupon determination unit 220 may determine whether the coupon is provided to the user according to the identification result of the payment identification unit 210, and when the coupon is provided to the user, the coupon to be provided to the user.

For example, the coupon determination unit 220 may determine to provide the coupon to the user when the user pays with cash or NFC, and may decide not to provide the coupon when the user pays with the credit card. In this case, the coupon determination unit 220 may induce the user to pay by NFC by providing three types of coupons when the user pays in cash and by providing five types of coupons when the user pays with NFC. have.

That is, the owner of the merchant or the manager of the payment machine 111 of the merchant determines whether the coupon is provided and the type and number of coupons to be provided according to the preferred payment method, and provides the coupon determined according to the user's payment method. In this way, the user can be encouraged to make payments in the manner desired by the owner or manager.

In this case, the coupon provided by the user when the user pays with NFC is a coupon provided by the company that provides the NFC payment service, and the coupon provided to the user when the user pays with cash is given by the owner of the merchant to another company. It may be a coupon received from another company in exchange for the offer.

Therefore, the owner of the merchant can provide additional services to the user without damage by providing a coupon to the user at the expense of the company providing the NFC payment service, if the user paid by NFC. In addition, the owner of the merchant may provide additional services to the user at his own expense when the user pays in cash, but may not charge a fee to the card company or the payment service company.

That is, the owner of the merchant may set the type and number of coupons according to the payment method in consideration of the coupon or fee provided by the company providing the NFC payment service.

In addition, the coupon determination unit 220 may determine the coupon to be provided to the user according to the location of the company associated with the coupon and the setting and payment method of the administrator. At this time, the coupon determination unit 220 may determine the coupon by setting the priority to the order in which the distance from the merchant close to, the company with the owner or manager, or related companies.

In detail, the coupon determination unit 220 may allow the manager to input a category including an affiliate store when the manager wants to set up a coupon.

If the manager inputs a category, the coupon determination unit 220 may display a category of a company associated with a category including an affiliate store. In this case, the administrator may select at least one of the displayed categories or add another category.

For example, when the affiliate store is a restaurant, the coupon determination unit 220 may display a bar, a bar, or a coffee shop, which is a category of a company that can move after the user has eaten.

Next, the coupon determination unit 220 may display coupons of companies included in the displayed category. In this case, the manager may select at least one of the displayed coupons and set priority to the selected coupons. At this time, the manager may set the priority of the coupon issued by the company with a friend or the coupon of the associated company high.

For example, a bar and a billiard hall may set the priority of each other's coupons high, so that a drinker may move to a billiard hall to exercise, or a billiard person may move to a bar to drink.

Lastly, when the coupon determination unit 220 decides to provide a coupon to the user according to the identification result of the payment identification unit 210, the coupon determination unit 220 may determine at least one of the coupons selected by the administrator as a coupon to be provided to the user. At this time, the coupon determination unit 220 may determine the coupon to be provided to the user according to the priority set by the administrator, the location of the company associated with the coupon and the payment method.

For example, when the user pays in cash and provides one coupon, the coupon determination unit 220 may determine the coupon having the highest priority or the coupon of the nearest company as the coupon to be provided to the user.

In addition, when the user provides three coupons by paying with NFC, three coupons may be selected in consideration of at least one of a priority or a distance between an affiliated store and a company.

That is, the coupon determination unit 220 may increase the sales of other companies between the companies by providing coupons of the companies associated with the merchants, and increase the sales of the merchants by providing the coupons of the merchants from other companies.

The coupon transmitter 230 may transmit the coupon determined by the coupon determiner 220 to the user's mobile terminal 121.

3 is a block diagram showing a coupon display device 120 according to an embodiment of the present invention.

Referring to FIG. 3, the coupon display apparatus 120 according to an embodiment of the present invention may include a payment unit 310, a coupon receiver 320, a coupon display unit 330, and a path generator 340. have.

When the user wants to make a payment using the mobile terminal 121, the payment unit 310 searches for a coupon corresponding to the payment machine 111 among the coupons received by the coupon receiving unit 320, and applies the search result. You can pay.

That is, the payment unit 310 automatically searches for the coupon when the user makes a payment, and pays the amount applied to the coupon when the coupon is found, so that even if the user having the coupon forgets the coupon, You can get benefits.

The coupon receiving unit 320 may receive at least one coupon determined according to a user's payment method from the coupon providing apparatus 110. At this time, the coupon receiving unit 320 is from the coupon providing device 110 of the payment device 111, the payment unit 111, the payment unit 310 has performed the payment by a method other than the payment unit (310). Coupons may be received.

And, when the payment unit 310 is an NFC payment application, the coupon receiving unit 320 stores the coupon in the coupon storage folder of the application, and if the payment unit 310 is not an NFC payment application, an image file form You can save the coupon.

The coupon display unit 330 may display the coupon received by the coupon receiver 320 and information of a company related to the coupon.

In this case, the coupon display unit 330 may display at least one category and may display a coupon of a company included in a category selected by the user and a company corresponding to the coupon among the displayed categories. In this case, the coupon display unit 330 may display the name, address, and contact of the company. When the user selects a contact, the coupon display unit 330 may attempt to call the company using the mobile terminal 121.

For example, the coupon display unit 330 may display a category such as a hop shop or a restaurant, and when the user selects a hop shop, the coupon receiver 320 may display a coupon related to the hop shop and a corresponding hop shop among the coupons received. .

The route generation unit 340 may generate a route to a company selected by the user among the companies related to the coupon displayed by the coupon display unit 330. In this case, the path generation unit 340 identifies the current location of the mobile terminal 121 in which the coupon display device 120 is installed, and generates a path from the current location of the mobile terminal 121 to the location of the company selected by the user. Can be.

In this case, the coupon display unit 330 may display the current location of the mobile terminal 121, the location of the company selected by the user, and the moving path generated by the path generation unit 340, and guide the user according to the moving path.

That is, when the user selects the coupon 122 displayed by the coupon display unit 330, the route generation unit 340 provides a route to a company that can use the coupon, thereby allowing the user to conveniently use the coupon 122. You can do that.

4 is a diagram illustrating a coupon display process according to an embodiment of the present invention.

The mobile terminal 121 in which the coupon display device 120 according to the present invention is installed may receive the coupon 410 from the payment device 111 in which the coupon providing device 110 is installed.

In this case, the coupon display unit 330 may display a category 420 associated with the received coupon 410. The name of the company that issued the coupon may be difficult to identify the industry in some cases. Therefore, the coupon display unit 330 may first display the category containing the company that issued the coupon, thereby allowing the user to select the desired category.

In this case, when the user selects one of the categories 420, the coupon display unit 330 may display the coupon 430 of the company included in the category selected by the user and the company corresponding to the coupon.

In addition, when the user selects the coupon 430, the route generator 340 may generate a movement route 443 from the current position of the mobile terminal 121 to the position of the business corresponding to the coupon selected by the user. have.

In this case, the coupon display unit 330 displays the current location 441, the location 442 of the business corresponding to the coupon selected by the user, and the moving path 443 generated by the path generator 340, and the moving path 443. ) Can guide the user.

5 is a flowchart illustrating a coupon providing method according to an embodiment of the present invention.

In operation S510, the payment device 111 may perform a user's payment according to a request of an administrator.

In this case, when the user pays with cash, the payment device 111 may store the user's cash received by the manager and process the received amount as payment.

In addition, when the user pays with a card, the payment machine 110 may identify the card with a card reader and transmit the identification result to the card company server to pay the amount requested by the administrator.

When the user pays with NFC, the payment device 110 may transmit the identification information received from the mobile terminal 121 to the card company server through NFC to pay the amount requested by the administrator.

In operation S520, the payment identification unit 210 may identify a payment method used by the payment apparatus 111 in operation S510. In more detail, the payment identification unit 210 may identify which payment method 111 has performed payment using cash, card, or NFC.

In operation S530, the coupon determination unit 220 may determine whether to provide a coupon to the user and, when providing the coupon to the user, according to the identification result of operation S520.

In operation S540, the coupon transmitter 230 may transmit the coupon determined in operation S530 to the user's mobile terminal 121.

6 is a flowchart illustrating a coupon display method according to an embodiment of the present invention.

In operation S610, the payment unit 310 may access the payment device 111 according to the user's request and perform payment of the user.

In operation S620, the coupon receiver 320 may receive at least one coupon determined according to the payment of operation S610 from the coupon providing apparatus 110.

In operation S630, the coupon display unit 330 may display the coupon received in operation S620 and information of a company related to the coupon.

In operation S640, when the user selects the coupon displayed in operation S630, the path generation unit 340 may determine whether to guide the location of the company associated with the coupon. In detail, when the user selects the coupon displayed in step S630, the route generation unit 340 may display a message for confirming whether to request the location guidance of the company. The path generator 340 may terminate the operation when the user rejects the message.

In operation S650, when the user requests location guidance of the company in operation S640, the path generation unit 340 may generate a path from the mobile terminal 121 to the company selected by the user. In this case, the coupon display unit 330 may display the current location of the mobile terminal 121, the location of the company selected by the user, and the moving path generated by the path generation unit 340, and guide the user according to the moving path.

According to the present invention, by determining whether to provide a coupon and the type and number of coupons to be provided according to a payment method, a user may be induced to pay in a manner desired by an owner or a manager. In addition, by providing a coupon of the company associated with the merchant to increase the sales of the related company, by providing a coupon of the merchant from the relevant company, it can also increase the sales of the merchant.

When the user makes a payment, the user automatically searches for the coupon received, and if the coupon corresponding to the business or the payment machine is found, the user pays the amount applied to the coupon, thereby forgetting that the user having the coupon has the coupon. You can also take advantage of the coupon.

In addition, when a user selects a coupon, the user may conveniently use the coupon by providing a path to a company that may use the coupon.

As described above, the present invention has been described by way of limited embodiments and drawings, but the present invention is not limited to the above embodiments, and those skilled in the art to which the present invention pertains various modifications and variations from such descriptions. This is possible.

Therefore, the scope of the present invention should not be limited to the described embodiments, but should be determined by the equivalents of the claims, as well as the claims.

110: coupon providing device
111: Payment
120: coupon display device
121: mobile terminal

Claims (14)

A payment identification unit identifying a user's payment method; And
Coupon determination unit that determines the coupon to be provided to the user based on the identification result
Coupon providing device comprising a. The method of claim 1,
The coupon determination unit,
Coupon providing device, characterized in that for determining the coupon to be provided to the user according to the location of the company associated with the coupon and the setting and payment method of the administrator. The method of claim 1,
The coupon determination unit,
If the payment method is NFC (Near Field Communication), the type and number of coupons to be provided to the user is determined, and if the payment method is not NFC, the coupon providing device characterized in that there is no coupon to provide to the user . A coupon receiving unit which receives at least one coupon determined according to a user's payment method from a coupon providing apparatus;
Coupon display to show coupons and information about businesses related to coupons
Coupon display device comprising a. 5. The method of claim 4,
Route generation unit that generates a route from the business related to the coupon to the business selected by the user
Coupon display device further comprising. 5. The method of claim 4,
The payment unit that searches for coupons corresponding to the payment machine from the received coupons and pays the amount of the search result.
Coupon display device further comprising. 5. The method of claim 4,
The coupon display unit,
And displaying at least one category and displaying a coupon of a company included in a category selected by the user and a company corresponding to the coupon among the displayed categories. Identifying a payment method of the user; And
Determining a coupon to present to the user according to the identification result
Coupon providing method comprising a. 9. The method of claim 8,
Determining the coupon,
Coupon providing method characterized in that to determine the coupon to be provided to the user according to the location of the company associated with the coupon and the setting and payment method of the administrator. 9. The method of claim 8,
Determining the coupon,
If the payment method is NFC (Near Field Communication), the type and number of coupons to provide to the user is determined, if the payment method is not NFC, the coupon providing method characterized in that it is determined that there is no coupon to provide to the user . Receiving at least one coupon determined according to a user's payment method from a coupon providing apparatus;
Steps to show your offer and the business information associated with the offer
Coupon display method comprising a. The method of claim 11,
Steps to create a route from the business associated with the offer to the business you selected
Coupon display method comprising more. The method of claim 11,
Searching for coupons corresponding to the payment machine from the received coupons, and paying the amount applied to the search results
Coupon display method comprising more. The method of claim 11,
Displaying the coupon,
Displaying at least one category, the coupon display method characterized in that for displaying the coupon of the company included in the category selected by the user among the displayed category and the company corresponding to the coupon.
KR1020110126162A 2011-11-29 2011-11-29 Apparatus and method for providing coupon based on payment method KR20130065772A (en)

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Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20200034390A (en) 2018-09-21 2020-03-31 심재훈 The system that manages a accumulation process of a pension linked to consumption
CN110995325A (en) * 2019-12-18 2020-04-10 吉林工程技术师范学院 Transceiver of near field communication terminal
KR20220081306A (en) 2020-12-08 2022-06-15 심재훈 A management system related to the pension linked to consumption

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20200034390A (en) 2018-09-21 2020-03-31 심재훈 The system that manages a accumulation process of a pension linked to consumption
CN110995325A (en) * 2019-12-18 2020-04-10 吉林工程技术师范学院 Transceiver of near field communication terminal
KR20220081306A (en) 2020-12-08 2022-06-15 심재훈 A management system related to the pension linked to consumption

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