KR20120103924A - Payment system using the qr code and controlling method therefore - Google Patents

Abstract

PURPOSE: A payment system using a quick response code and a controlling method thereof are provided to conveniently pay costs for purchase of a product by using only a mobile communication terminal. CONSTITUTION: A point of sale terminal(4) generates a quick response code(2) for overall price information written in a sales check or price information of products(1) calculated. A mobile communication terminal(7) scans the quick response code displayed in the point of sale terminal by a camera(5). The mobile communication terminal analyzes the overall price information in the quick response code. The mobile communication terminal forms product payment information from credit card information built in the overall price information analyzed. The mobile communication terminal transmits the product payment information to a server(6) of a credit card company. [Reference numerals] (8) Encryption module; (9) Security module

Description

      Payment system using the QR code and controlling method therefore}

The present invention relates to a payment system and a control method using a QR code, in particular, after the purchase of the POS terminal or the Internet through the product purchase site to generate a QR code and scan the generated QR code with a mobile terminal and the scanned The present invention relates to a payment system and a control method using a QR code that combines a QR code and credit card information embedded in a mobile terminal to process a payment request through a payment server.

In general, as the market competition intensifies due to market liberalization, and the needs and demands of consumers are increasingly complicated and diversified, the business environment of the industry is rapidly changing, and the change in the business environment requires the company's management to make new strategic decisions. Factors that must be considered in decision making for such a neuro-marketing strategy include consideration of the likelihood of special market share, the possibility of securing a competitive advantage, the consumer's perspective, cost-efficiency and long-term profit margins. Strategies for maximizing should be created, such as the Quick Response (QR) system. In this case, the rapid response refers to a neural domain strategy that can optimize and accelerate the flow of goods and information between production and distribution companies in order to maximize consumer satisfaction. This management strategy will involve the establishment of close cooperative frameworks among companies and the introduction of new technologies in production and distribution (eg, EDI (Eletronic Data Interchange) system and Point of Sale system (POS)). It is required as an essential element of development.

Then, referring to FIG. 1, one example of the above-described point-of-sale management system includes: a code input system unit 72 for printing a bar code or a QR code 71 on the produced product 70;

A code scanner 73 for scanning and outputting the contents of the barcode or the QR code 71 from the bar code or the QR code 71 printed as described above;

The barcode or QR code 71 information recognized by the code scanner 73 is read and the calculation is performed on the corresponding items 70 to be displayed on the screen of the display 74 and the calculated items 70. In the case of paying the price of the user's handed credit card (75) in conjunction with the card company server 76 authentication after payment processing, POS terminal 78 for controlling the overall function of the point-of-sale management system (77) It is configured to include.

In addition, the barcode or QR code 71 includes a country identification code, a manufacturer code, a product item code and a check digit.

On the other hand, the operation of the conventional point-of-sale management system as described above, first, while the product 70 is produced, various information about the product 70, for example, country identification code, manufacturer code, product item code, price information and check digits The barcode or QR code 71 including information such as the above is printed by the code input system 72 and then shipped to various stores. Then, in a store where the bar code or the QR code 71 is printed, any user purchases the items he wants and then the POS terminal 78 is approached to the check installed counter, and the administrator approaches the POS terminal 78. The provided code scanner 73 scans the barcode or QR code 71 printed on the article 70. Then, as the barcode or QR code 71 is scanned as described above, the POS terminal 78 receives various kinds of information about the article from the barcode or QR code 71 of the read article 70, for example, a country identification code. Information such as manufacturer code, product item code, price information, and check digit is obtained, and then the total calculation value for the entire product is displayed on the display 74. At this time, when the purchaser who purchased the article 70 submits the credit card 75 for payment, the POS terminal 78 and the card company server 76 that manages the credit card 75 by the built-in function; The authentication process is attempted. In this case, if the authentication process of the credit card 75 is not normally performed in the POS terminal 78, the payment process is executed by replacing the credit card with another payment card.

However, the conventional point-of-sale management system as described above repeatedly removes all the different credit cards and makes a payment until the payment is made. The credit card payment process was very inconvenient according to the purchase of the goods, and the user has to carry all the credit cards for payment after purchasing the goods. If you do not pay, you can use multiple credit cards after purchasing the goods, there is a problem that there is a lot of difficulty in managing the credit card amount for the points earned accordingly.

Accordingly, the present invention was invented to solve the above problems, payment is easy at a time using only a mobile terminal without the need to take out a number of credit cards and points earning card from the wallet for payment after purchase. Its purpose is to provide a payment system and a control method using the QR code to process.

Another object of the present invention is that since the QR code is immediately generated according to the purchase of the goods, it is necessary to generate and process only one QR code only for the purchase price when purchasing the goods without the need to attach the QR code to many items, thereby activating the purchase of the goods accordingly. The present invention provides a payment system using inductive QR codes and a control method thereof.

The present invention for achieving the above object is to perform a calculation on the purchased goods and to generate a QR code for the price information of the calculated goods or the comprehensive price information described in the sales slip and display on the display A POS terminal;

Scan the QR code generated on the display of the POS terminal with a camera, analyze the comprehensive price information contained in the QR code, and combine the credit card information embedded in the analyzed comprehensive price information to form goods payment information. After that, the payment information is transmitted to the server of the credit card company to perform the payment process, thereby providing a payment system using a QR code including a mobile communication terminal for executing a payment function.

Another feature of the present invention is a POS terminal for performing a calculation on the purchased items and generates a QR code for the price information of the calculated items or the comprehensive price information described in the sales slip and display on the display;

After scanning the QR code generated on the display of the POS terminal with a camera, analyzing the comprehensive price information contained in the QR code and combining the analyzed price information with the built-in credit card information to form goods payment information. The payment information is transmitted to the credit card company's server via wired / wireless communication to provide a payment system using a QR code that includes a PC that executes a payment function.

Another feature of the present invention is to open a product purchase information on the Internet product purchase site screen, if the user purchases all the items he wants to purchase the QR code for the total price information or the total price information on the sales slip An internet goods purchasing site management server which generates and displays the internet goods purchasing site;

After scanning the QR code generated on the internet article purchasing site by the camera with the camera, analyzing the price information contained in the QR code and combining the analyzed price information with the built-in credit card information. After forming the water foam payment information, the product payment information is transmitted to the server of the credit card company to perform the payment process, and thus provides a payment system using a QR code including a mobile communication terminal for executing a payment function.

Furthermore, another feature of the present invention is a QR code generation process for the POS terminal to generate a QR code for the total purchase price of the item and display it on the display when calculating after purchase;

After the QR code generation process, the mobile communication terminal captures and analyzes the QR code generated by the POS terminal or the Internet article purchasing site, and then combines the analyzed QR information with the onboard payment information to understand the payment process. Performing process;

If the payment information is approved by the card company server after the payment information execution process, the approved payment confirmation information is transmitted to the mobile communication terminal, the POS terminal, or the Internet product purchase site server, and includes a final payment processing process for performing a purchase completion procedure. It provides a control method of a payment system using a QR code configured to.

As described above, the present invention generates a QR code through a POS terminal or an internet item purchasing site after purchasing the item, and scans the generated QR code with a mobile terminal, and then scans the scanned QR code and credit card information embedded in the mobile terminal. By combining the payment request process through the payment server, you do not need to take out multiple credit cards and point credit cards from the wallet to pay for the cost after the purchase of the goods, and use only a mobile terminal to process payments at a time. It is effective to maximize the convenience of payment.

In addition, according to the present invention as described above, since the QR code is generated immediately according to the purchase of goods, it is not necessary to attach the QR code to a large number of items, so when purchasing a product, only one purchase of the QR code only for the purchase price, according to the goods accordingly In addition to the separate equipment attached to the QR code and no manpower to operate the equipment, there is also an effect to activate the purchase of goods.

1 is an explanatory diagram for explaining an example of a conventional point of sale management system.
2 is an explanatory diagram illustrating a payment system using a QR code according to the present invention.
3 is a flowchart of the present invention.

Hereinafter, the present invention will be described in detail with reference to the accompanying drawings.

The system of the present invention performs the calculation on the articles 1 as shown in Fig. 2 and then the QR code 2 for the price information of the calculated articles 1 or the comprehensive price information described on the sales slip. A POS terminal 4 for generating and displaying on the display 3 and controlling overall sales procedures;

Scan the QR code (2) generated on the display (3) of the POS terminal (4) with the camera (5) and then analyze the comprehensive price information contained in the QR code (2) and analyzed the comprehensive price information In addition to the built-in payment information by combining the built-in credit card information and transmits the goods payment information to the server (6) of the credit card company performs a payment process, including a mobile communication terminal (7) for executing the payment function It is composed.

The POS terminal 4 further includes an encryption module 8 for selectively encrypting the QR code when generating the QR code.

In addition, the mobile communication terminal 7 is further provided with a security module 9 capable of decrypting or encrypting the encrypted QR code generated by the POS terminal 4.

On the other hand, according to another embodiment of the present invention as described above, if the user purchases all the items he / she wants after opening the item purchase information on the Internet item purchase site screen, the total price information or the total described in the sales slip The Internet article purchase site management server 12 which generates the QR code 2 for the price information and displays it on the Internet article purchase site 10 of the PC 11 may be further constructed.

Here, the QR code (Quick Response Code) is a matrix type 2D code developed by Nippondenso, Japan, in 1994, and is particularly suitable for logistics management or factory automation, which requires fast reading. Two small cutout symbols are provided on the upper left side of the QR code symbol and on the right side and the lower side of the QR code symbol to quickly determine the direction of the symbol and enable rapid reading. The Reed-Solomon algorithm is adopted to detect and recover data errors, and there are three steps to choose from. Step 1 can detect and recover from 7%, step 2 from 15%, and step 3 from 30%.

Meanwhile, the mobile communication terminal 7 may include a smartphone, a cellular phone, a PDA, and the like, and these devices include a camera 5 capable of scanning a QR code 2, and an internal memory or a memory chip thereof. Credit card payment information may be embedded to perform the functions of the mobile communication terminal 7 as described above.

In another embodiment of the present invention, a camera 5 capable of scanning a QR code 2 instead of the mobile communication terminal 7 and credit card payment information is embedded in an internal memory or a chip thereof. PCs, laptops, etc. can be used. At this time, these devices perform the same function as the mobile communication terminal 7 as described above, and when performing wired communication with the server 6 of the credit card company performs the wired communication through the provided wired cable means (not shown). In the case of wireless communication, wireless communication is performed through a wireless module (not shown) provided therein.

      In another embodiment of the mobile communication terminal 7 of the present invention as described above, the QR code 2 and the scanned QR code 2 and the device are scanned after scanning the QR code previously generated for each article with the camera 5 offline. Combining the built-in credit card information may further include a function to process the payment request to the server (6) of the card company.

Here, the comprehensive price information included in the QR code includes, for example, the total price information of the goods as described in the sales slip, the product related serial number information, the store information, the discount information, the advertisement information, and the like (described by the user's setting). Information), and the like. The article payment information includes information set by the user on the QR code and personal credit card information required for credit card payment.

Next, the control method of the present invention having the above configuration will be described.

In the method of an embodiment of the present invention, as shown in FIG. 3, the POS terminal generates a QR code for the comprehensive price information of the corresponding product and displays it on the display when the product is purchased in the initial state (S1). Generation process (S2);

After the QR code generation process (S2), the mobile communication terminal captures and analyzes the QR code generated by the POS terminal or the Internet product purchasing site, and then combines the analyzed QR information with the onboard payment information to carry out the payment procedure. Payment information performing process (S2) and;

If the payment information is approved by the card company server after the payment information execution process (S2), the approved payment confirmation information is transmitted to the mobile communication terminal, and the payment is terminated and the purchase completion procedure is performed at the POS terminal or the Internet product purchase site. It comprises a final payment process (S3).

Here, in the QR code generation process (S2), the POS terminal checks whether an encryption command is set when generating a QR code, and generates an ordinary QR code if an encryption command is not set, and if an encryption command is set, QR code encryption for generating the QR code further comprises the encryption step.

In addition, in the QR code generation process (S2), if the Internet article purchase site management server 12 opens the article purchase information on the Internet article purchase site screen, the Internet user purchases all the desired items on the site. The Internet article purchase site QR code generation step of generating a QR code (2) for the total price information about the goods or the price comprehensive information described in the sales slip and displayed on the Internet goods purchase site (10).

In other words, the user purchases all the items he / she wants in the store or PC (11) on which the present invention system is installed, and then purchases the corresponding purchase information for the POS terminal (4) or the Internet goods purchase site (10). If you fill in the corresponding item on the product), the POS terminal (4) or the Internet product purchasing site management server (12) that manages the Internet product purchasing site (10), the total price information for the purchased product or the price sum indicated in the sales slip A QR code 2 is generated for the information and displayed on the display 3 of the POS terminal 4 or on the Internet article purchasing site.

For example, the comprehensive price information included in the QR code 2 includes the total price information of the goods as described in the sales slip, the product related serial number information, the store information, the discount information, the advertisement information, and the like (by the user's setting). Information) and the like may be displayed when the QR code 2 is generated.

Here, during the QR code generation process as described above, the POS terminal 4 or the Internet article purchase site management server 12 that manages the Internet article purchase site 10 checks whether an encryption command is set at the time of QR code generation and encryption. If a command is not set, a general QR code is generated, and if an encryption command is set, the encryption module 8 generates an encrypted QR code.

On the other hand, the user who purchased the goods through the above process, the QR code displayed on the display (3) of the POS terminal (4) or the Internet product purchase site 10 by the camera of the mobile communication terminal (7) that he owns Image (2) is imaged.

Then, the mobile communication terminal 7 analyzes the QR code photographed by the camera 5 (that is, the total price information on the purchased goods or the comprehensive price information written on the sales slip), and then the QR code is encrypted. If so, the process of decrypting it through the security module 9 is performed. After the above process, the mobile communication terminal 7 combines the analyzed QR information with the onboard payment information (credit card payment information) and transmits the combined goods payment information to the server 6 of the card company. To approve payment.

Here, the goods payment information constituted by the mobile communication terminal 7 as described above, the information set by the user on the QR code (2) and the card type, card number, expiration date information, etc. required for the credit card payment It consists of credit card information.

In addition, when the goods payment information transmitted from the mobile communication terminal 7 is not approved by the card company's server 6 after the payment information execution process as described above, the server company's server 6 transmits the contents to the mobile communication terminal ( 7) and the POS terminal 4 or the PC 11 to the Internet goods purchase site 10 is transmitted. Then, the internet article purchase site 10 of the mobile communication terminal 7 and the POS terminal 4 or the PC 11 displays the approval failure fact on the display so that the user can perform the necessary procedure.

On the other hand, when the goods payment information transmitted from the mobile communication terminal 7 is approved by the card company's server 6 while performing the payment information, the server company's server 6 receives the approved payment confirmation information. Since the mobile communication terminal 7 and the POS terminal 4 or the server 11 of the Internet goods purchase site 10 are transmitted to the server 11, the display of the corresponding devices 4, 7, 10 is approved. This will complete the final payment process.

1: Item 2: QR code
3: display 4: POS terminal
5: camera 6: credit card company's server
7: Mobile communication terminal 8: Encryption module
9: security module 10: Internet purchase site
11: PC 12: Internet product purchasing site management server

Claims (13)

A POS terminal for performing a calculation on the purchased items and generating a QR code on the display of the calculated price information or the comprehensive price information on the sales slip and displaying on the display;
Scan the QR code generated on the display of the POS terminal with a camera, analyze the comprehensive price information contained in the QR code, and combine the credit card information embedded in the analyzed comprehensive price information to form goods payment information. After the payment information is sent to the server of the credit card company to perform the payment process payment system using a QR code including a mobile communication terminal to execute the payment function. The payment system according to claim 1, wherein the POS terminal further comprises an encryption module for selectively encrypting the corresponding QR code when the QR code is generated. The payment system according to claim 1, wherein the mobile communication terminal further comprises a security module capable of decrypting or encrypting the encrypted QR code generated by the POS terminal.       The method of claim 1, wherein the mobile communication terminal scans a QR code previously generated in the article with an camera and combines the scanned QR code with the built-in credit card information to process a payment request with a corresponding card company server. Payment system using a QR code, characterized in that further comprises. The payment system of claim 1, wherein the mobile communication terminal includes a smart phone, a cellular phone, a PDA, and a notebook computer. The method of claim 1, wherein the comprehensive price information is configured to include the total price information of the goods, product related serial number information, store information, discount information, advertisement information and other (information described by the user's setting) Payment system using QR code. The payment system according to claim 1, wherein the item payment information includes information set by a user on the QR code and personal credit card information necessary for credit card payment. A POS terminal for performing a calculation on the purchased items and generating a QR code on the display of the calculated price information or the comprehensive price information on the sales slip and displaying on the display;
After scanning the QR code generated on the display of the POS terminal with a camera, analyzing the comprehensive price information contained in the QR code and combining the analyzed price information with the built-in credit card information to form goods payment information. Payment system using a QR code configured to include the PC to execute the payment function because the payment process by transmitting the goods payment information to the server of the credit card company by wired or wireless communication method. If the user purchases all the items he / she wants after opening the product purchase information on the Internet product purchase site screen, a QR code is generated on the total price information or the comprehensive price information on the sales slip. An internet article purchasing site management server to be displayed on;
After scanning the QR code generated on the internet article purchasing site by the camera with the camera, analyzing the price information contained in the QR code and combining the analyzed price information with the built-in credit card information. Payment system using a QR code consisting of a mobile communication terminal that executes the payment function because the payment process is performed by forming the water foam payment information and transmits the product payment information to the server of the credit card company. A QR code generation terminal provided with a display means for performing a calculation on purchased items and generating QR codes on the price information of the calculated items or the comprehensive price information described on the sales slip and displaying them to the outside;
Scan the QR code displayed on the display means of the QR code generation terminal as described above with a camera, analyze the comprehensive price information contained in the QR code, and combine the credit card information embedded in the analyzed price information. Forming a payment system using a QR code comprising a communication terminal having a display means for transmitting the goods payment information to the server of the credit card company to perform the payment procedure and then display the payment processing results to the outside. A QR code generation process in which the POS terminal generates a QR code for the comprehensive price information of the corresponding product and displays it on the display when the product is purchased and calculated;
After the QR code generation process, the mobile communication terminal captures and analyzes the QR code generated by the POS terminal or the Internet article purchase site, and then combines the analyzed QR information with the onboard payment information to understand the payment process. Performing process;
If the payment information is approved by the card company server after the payment information execution process, the approved payment confirmation information is transmitted to the mobile communication terminal, the POS terminal, or the Internet product purchase site server, and includes a final payment processing process for performing a purchase completion procedure. Control method of the payment system using a QR code configured by. The method according to claim 10, wherein the QR code generation process checks whether an encryption command is set when generating a QR code by a POS terminal, and generates a general QR code when an encryption command is not set, and when an encryption command is set, Control method of a payment system using a QR code characterized in that it further comprises a QR code encryption generation step of generating by encrypting the QR code. 12. The method of claim 11, wherein the QR code generation process, if the Internet product purchase site management server opens the product purchase information on the Internet product purchase site screen and the Internet user purchases all the desired items on the site, the purchase article Using the QR code, characterized in that it further comprises the step of generating a QR code for the total price information or the comprehensive price information described in the sales slip and display on the Internet goods purchase site Control method of payment system.

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