KR20110108872A - Investment trading system for using user designed system trading product and method thereof - Google Patents

Abstract

The present invention relates to an investment trading system and an investment trading method in which a user directly designs a system trading product and sells it to another user, and manages a user's investment in the product. The investment transaction system according to the present invention provides a product design page to an investor terminal, receives product design information, generates a system transaction product, stores it in a DB, receives an offer for purchase / purchase from an investor who purchases the product, and meets conditions. An open market server placing system orders every time; A designer terminal for designing and registering a system transaction product and managing a deposit account of a designer fee committed to investment management information; Inquiry on the rate of return and investment information of the system trading products, apply for subscription to a product, open a product account, deposit it in the product account, apply for automatic purchase under the system transaction conditions of the product, and apply for redemption for the automatically purchased left number. Investor terminal; And an investment company server that opens an investment management account for each product of the open market server, receives a system order of the open market server, and issues a trading order to the actual market.

Description

Investment trading system for using user designed system trading product and method

The present invention provides an interface that allows a user to design a unique investment transaction product to sell a registered product to users, and when an investor of a specific product deposits an investment amount, a system order is generated under the investment transaction condition of the product. It relates to an investment trading system and an investment trading method.

Investment trading products can be classified as investment targets. Examples of investment targets include stocks, bonds, futures, foreign exchange, gold, crude oil and agricultural products. The investment transaction products described above may be classified as direct investment or indirect investment. Direct investment is when a user enters an investment item, quantity, and amount to place an order directly into the trading market. Indirect investment is when a user places a buy and buy back order on the system and the system or manager's investment conditions and By judging the situation, indirect orders are placed on the trading market instead of the user.

An example of indirect investment is a fund for equity instruments. A fund is an investment management company that raises funds from investors and places system orders according to the fund manager's investment strategy.

In the case of the funds described above, the return on investment varies depending on the investment manager's ability to manage the fund. As a result, a fund with a high return on investment attracts the user's investment, while a fund with a low return on investment leaves the user's investment.

On the other hand, there are cases where users of direct investment have a better return than experts who operate indirect products. However, these users only manage their own money and do not disclose their investment know-how.

If a user registers a design of an investment product according to his investment know-how from a user having excellent direct investment ability and releases an investment product, the user who purchased the released product is automatically ordered under the investment conditions designed by the product designer. It is expected that high profits can be obtained from system transactions.

The present invention has been made in view of the foregoing, and provides a product design interface to register a system transaction product designed directly by a user, and provide a system transaction product investment information to sell to users. Its purpose is to provide an open market where trading products are traded.

In addition, when a user purchases a specific system transaction product through an open market, an object of the system transaction product is processed in response to a user's request for purchase or repurchase.

According to the investment transaction system using the system transaction product of the user design of the present invention for achieving the above object, the system transaction product is designed and registered from the user (designer) using wired or wireless network, the registered product In an investment order system that provides an open market to sell a user (investor) to handle the investment order request of the user (investor), by providing a product design page at the request of the investor terminal, investment portfolio, investment period, sell / buy order conditions, Registers product design information including investment management information, creates and stores system trading products in DB, sells user-designed system trading products, receives sales / purchase requests from investors who purchased the products, and orders the system whenever conditions are met. An open market server; A designer terminal connected to the open market server to design and register a system transaction product, and to manage a deposit account of a designer fee committed to investment management information; Access to the open market server, look up the rate of return and investment information of the system trading products, apply for subscription to open a commodity account, deposit in the commodity account and apply for automatic purchase under the system trading conditions of the commodity, and automatically An investor terminal applying for redemption for the purchased left number; And an investment company server that opens an investment management account for each individual product of the open market server, receives a system order of the open market server, and issues a trade order to an actual market using the investment management account.

Furthermore, the open market server is the portfolio of investment targets that is composed of a ratio of at least one investment product (eg, stocks, futures, bonds, funds, gold, foreign exchange, crude oil, raw materials, agricultural products, etc.) traded in the real market. Characterized in that for storing.

Further, the open market server may include an investment product object, an execution object (a buy and sell quantity), a judgment object (eg, economic indicators, indices, exchange rates, statistics, prices, etc.) included in the portfolio to be invested. And a sell / buy order condition consisting of a value and a calculated numerical object (reference value, fixed value or arithmetic value) and arithmetic object (arithmetic and logical expression).

Preferably, the sell / buy order conditions, characterized in that the designer terminal can set whether the information disclosure for the investor terminal.

Furthermore, the determination object may include an object provided by the open market server and an object obtained by registering URL information and accessing the URL.

According to a preferred feature of the present invention, the open market server receives a past period before the start of investment from a user terminal inquiring a specific system trading product, and simulates by performing the simulation investment of the system trading product during the past period. To provide a yield result.

Furthermore, the open market server may provide a ranking list of the system transaction products arranged in order of return rate by period at the request of the investor terminal as an inquiry result.

Further, the open market server, if the investor terminal makes a purchase order using the commodity account, retains the reserve in the investment operation account of the product, and the investment company server in the investment operation account when the conditions of the purchase order of the product are satisfied. By using the order to buy the actual market characterized in that.

Preferably, the open market server, if the product extinction conditions set in the investment management information, even during the investment period set in the product, settles the total repurchase amount of the investment management account and then distributes the product to the product account of the individual investor immediately It can be extinguished.

Furthermore, the investment order system is requested by the investor terminal to design a product subscription, and recommends at least one system trading product corresponding to the request of the investor terminal, the investment ratio and the investment period, and the recommendation product of the investor terminal. The apparatus may further include an investment design expert terminal provided with an investor fee generated in accordance with the purchase of the product.

On the other hand, according to the investment transaction method using the user-designed system trading products of the present invention, by using a wired, wireless network to design and register the system trading products from the user (designer), to provide an open market for selling the registered products An investment order method of an open market server for processing an investment order request of a user (investor), the method comprising: providing a product design page by a request of a designer terminal by the open market server; (S22) Register the product design information including the investment target portfolio of the designer, investment period, sell / buy order condition, and investment operation information in the product design page to generate a system transaction product and store it in a DB, and set the investment company Requesting to open an investment management account with a server; (S23) selling a user-designed system transaction product by providing a product list page including a product yield and investment information at the request of an investor terminal, generating and storing a product account of a product purchase investor; (S24) receiving an application for purchase of a product purchased from the investor terminal, making an automatic system order (purchase order) to the investment management account of the investment company server corresponding to the system transaction condition of the product with the amount deposited in the product account; (S25) placing an automatic system order (buy or sell order) to the corresponding investment management account for each product item included in the portfolio to be invested during the investment period, based on the investment management information, whenever the sell / buy order condition is satisfied; ; (S26) Upon receiving an application for redemption of a purchased product from an investor terminal, an automatic system order (selling order) is issued to the investment management account corresponding to the number of redemption funds applied to the investor's product account, and the redemption amount is deposited into the product account. Making; And (S27) characterized in that it comprises the step of depositing the designer fee contracted in the investment management information for the automatic system order to the designer deposit account.

In addition, a designer terminal in which a user (designer) designs and registers a system trading product, receives an open market where a registered product is sold, and purchases a product, and the user (investor) requests an investment order using a wired or wireless network. And an investment order method of an investor terminal, comprising: (S31) a designer terminal accessing an open market server and requesting a product design page for opening a product; (S32) The designer terminal receives the product design page from the open market server, registers the product design information including the investment target portfolio, the investment period, the sell / buy order condition, and the investment operation information, and requests the product establishment and the corresponding product. Applying for the opening of an investment management account of the; (S41) after the investor terminal accesses the open market server, requesting a product list page including a product yield and investment information for purchasing a product; (S42) an investor terminal selecting a specific product from a product list page and applying for a request for purchase of a product and opening of a product account to an open market server; (S43) the investor terminal depositing a purchase amount into a commodity account opened in an open market server and applying for a purchase, and receiving a processing result of an automatic system order (buy order) corresponding to the purchase amount; (S44) the investor terminal accesses the open market server during the investment period and inquires the investment principal, valuation amount and return status information of the product account; And (S45) an investor terminal applying for a redemption within the holding left limit of the commodity account, and receiving a notification of the processing result of the automatic system order (selling order) when the repurchase amount is deposited into the commodity account.

According to the present invention, a system transaction product generated by a user provides an open market through which users can trade, and the user investment amount invested in the product can be system traded according to the trading conditions set for the product.

The user can register his own unique trading technique as a system trading condition to release the investment indirect product, and receive the investment fee according to the purchase of another user.

The following drawings attached to this specification are illustrative of preferred embodiments of the present invention, and together with the detailed description of the invention to serve to further understand the technical spirit of the present invention, the present invention is a matter described in such drawings It should not be construed as limited to.
1 is a schematic configuration diagram of an investment trading system of a system trading product of a user design according to an embodiment of the present invention.
2 is an exemplary diagram of a system trading model in accordance with an embodiment of the present invention.
3 is an exemplary diagram of a product design model of a user according to an embodiment of the present invention.
Figure 4 is an illustration of a yield ranking model of a product list according to an embodiment of the present invention.
5 is a schematic internal structure diagram of an open market server according to an embodiment of the present invention.
6 is an exemplary diagram of a system trading method according to an embodiment of the present invention.

Hereinafter, with reference to the accompanying drawings looks at in detail the configuration of a preferred embodiment of the present invention.

<1. System configuration>

1 shows a schematic configuration of an investment trading system 1 according to an embodiment of the present invention.

An investment trading system 1 according to an embodiment of the present invention is constructed based on wired and wireless networks, and registers and sells a system trading product of a user design, and an open market server 2 for processing an investment order of the product. ), The designer terminal 3 which accesses the open market server 2 and the user designs the system trading product, the investor terminal 4 which purchases the user designed system trading product, and places an investment order on the purchased product, and the open market. It comprises an investment company server (5) for receiving a system transaction order and fulfilling an order on the real market when the investment order conditions for each product from the server (2) is satisfied.

In the present invention, the wired and wireless networks typically include all communication networks capable of data communication using various protocols such as mobile communication networks, wired and wireless public networks and dedicated networks such as the Internet, and the like.

In the present invention, a system transaction product of a user design refers to an investment product in which a user designs an investment object and an investment condition and automatically makes a sell or buy order for the investment object when the investment condition is satisfied.

In the present invention, a user can design a product as a designer and purchase a user-designed product as an investor. Hereinafter, a terminal of a user who designs a product is referred to as a designer terminal 3, and a terminal of a user who purchases a product is referred to as an investor terminal 4.

The open market server 2 provides a product design page for the designer terminal 3 connected to the homepage 200 to generate a product that is invested and operated by user designed product design information. When the investor designs and registers the product, the open market server 2 opens an investment management account 201 in the investor company server 5 designated by the investor. The investment management account 201 is a unique account of the product, which orders the system transaction generated in the real market when the investment condition of the product is satisfied.

Here, the designer's terminal 3 of the present invention has exclusive rights to the designer's design products registered in the open market. In addition, the designer terminal 3 may set the buy / sell order conditions of the design goods in public or private. When closed, detailed information such as indicators and figures that affect investment orders and returns will not be disclosed to investors. This is to protect the designer's investment know-how. And if the investor's trading occurs according to the designer's product, the commission committed to the product is provided to the designer according to the contents of the agreement.

When the product is registered in the open market server 2, the information of the product is provided to the investor terminal 4 and sold to the investors. When the investor purchases a commodity, the investor's unique commodity account 400 is opened on the open market server 2.

The designer terminal 3 registers product design information including an investment target portfolio, an investment period, a sell / buy order condition, and investment operation information on a product design page provided from the homepage 200. When the product design information is registered in the open market server 2, the product is assigned a unique investment management account 201, the product is released and sold to the investors.

The investor terminal 4 inquires a user-designed product sold on the homepage 200 and requests a purchase. When a user purchases a product, a dedicated product account 400 is opened in the open market server 2, and the user issues a buy (debit) or sell (repurchase) order using the product account 400.

In the present invention, the designer terminal 3 and the investor terminal 4 includes a desktop, a laptop, an iPhone, a smartphone, a netbook, and the like, which are accessible to the homepage 200 using wired or wireless networks.

The investment company server 5 is a server that processes orders of investment products in the real market. A representative example is a server of a securities company that provides users with a home trading system (HTS) service. The investment order issued by the user through the product account 400 is compared with the order conditions of the product in the open market server 2. As a result of the comparison, the investment company server 5 receives the corresponding system order from the open market server 2 and issues the actual market order to the real market through the investment management account.

The real market is a trading market for investment products designed by a designer, for example, a stock market, a foreign exchange market, a gold market, and the like and other trading markets for investment products.

On the other hand, in the present invention, the investor terminal 4 can also be assisted by an expert in the process of purchasing the product of the open market server (2). The investment transaction system 1 according to an embodiment of the present invention further includes an investment design expert terminal, and the investment design expert terminal provides a product design service to the investor terminal 4 and receives a fee. When the investor terminal 4 requests the design of the product subscription, the investment design expert recommends at least one system trading product corresponding to the request of the investor, the investment ratio and the investment period. The investor then consults the expert's recommended product and decides to buy the product. Whether you are a beginner or an inexperienced investor, an investor with a negative or positive return, you can get expert investment services tailored to your investment situation.

2 illustrates a system trading model according to one embodiment of the invention.

The investor deposits a purchase order on his commodity account 400, and when the purchase is processed, he / she will have a left hand corresponding to the purchase amount. In addition, a purchase order (repurchase) is issued within the holding left limit to receive the repurchase amount converted into the market price.

First, when the user purchase order is described, the open market server 2 deposits the purchase amount deposited in the commodity account as a reserve of the investment management account. If the conditions of the purchase order of the product are satisfied in the open market server 2 after the reserve is deposited, the corresponding system purchase order is sent to the investment company server 5. Here, according to the designer's design information, it will be possible to immediately place a system purchase order on the real market without comparing the conditions when buying the user's purchase. That is, the designer can design the purchase timing condition for the user's purchase order in the product design process, and deposit the reserve timing condition and then generate the system purchase order when the purchase condition is satisfied or design the order immediately. Once the user's purchase order has been processed and the left hand account corresponding to the purchase amount is generated in the corresponding account 400, the system buy / sell order is automatically generated only after the investment condition is satisfied. Of course, it is also possible for the designer to set only selling conditions without buying conditions.

Next, when the user repurchase order is explained, the open market server 2 receives a repurchase request within the holding left limit of the commodity account of the investor, and issues a system sell order to the investment company server 5. The investment company server 5 uses the investment management account 201 to place a real order corresponding to the investors' repurchase request. When the repurchase amount is deposited in the investment management account 201, the repurchase amount of the individual repurchase investor is settled and then the individual repurchase amount is deposited into the corresponding investor product account 400.

3 illustrates a product design model of a designer according to an embodiment of the present invention.

The designer inputs investment portfolio information for the system trading product to be launched. The investment product items that make up the portfolio are assumed to add up to 100%. Investment products include stocks, futures, bonds, funds, gold, foreign exchange, crude oil, raw materials, agricultural products, and the like. The products listed here are examples of, but are not limited to, investment products of the present invention. In other words, unlisted energy investment products can also be included in the portfolio.

The portfolio consists of at least one investment product item, for example 'Financial stocks (30%), crude oil (20%), Samsung group shares (10%), POSCO stocks (10%) and fund products A (30%)'. Can be composed of '. The present invention is to launch a product having a high yield by implementing the investment pattern and trading techniques uniquely owned by the designer as a system trading product, so it is possible to construct a portfolio with a combination of various investment products. That is, there are no special restrictions on the investment product items included in the portfolio.

The investment period is the investment start date and the investment end date set by the designer. If no end date is specified, it means continued investment. It is also possible to set the termination option regardless of whether the investment termination date is specified. For example, if the product returns 100% from the start of the investment, the option to end the product.

The sell / buy order condition is that the designer registers the trade condition for placing a system order to the investment company server 5. The order condition of the present invention includes "investment product object + execution object + judgment object + numerical object + operation object".

An "investment product object" refers to an individual investment object incorporated into the portfolio of the product concerned. An "execution object" refers to a sell or buy order.

"Decision object" refers to various economic indicators, indices, exchange rates, statistics, prices, etc. that are referenced to cause an order event to occur. For example, leading economic index, consumer price index, KOSPI, 20-day Lee, Nasdaq index, Shanghai index, won-dollar exchange rate and yen-dollar exchange rate. The above judgment object is for the purpose of illustration of the invention and is not limited only to the description.

The open market server 2 of the present invention provides various determination object data to the designer terminal 3. If there is a unique reference for the designer, it is also possible to directly register and refer to the URL that presents the data. For example, if a designer only incorporates portfolios into shipbuilding, steel, and raw material stocks, the designer can refer to the index value by registering a URL that provides the BDI index (Baltic Dry Index). The Baltic Freight Index is an indicator of the bulk ship market carrying raw materials and grains such as coal and iron ore. It is an important index used to evaluate global trade volume and determine the leading economic index. As described above, the designer of the present invention uses the judgment data provided by the open market server 2, registers the judgment index that the open market server 2 cannot provide directly, or the open market server 2 provides more. You can register a URL address to collect data quickly.

When the determination object is designed, a comparison expression (arithmetic expression and logic expression) of condition determination causing generation of a trading event is generated using the determination object. This comparison is constructed using numerical and arithmetic objects. First, numeric objects refer to the individual values that make up the comparison. For example, if the condition of 'buy order when A1> B1' is set, A1 and B1 become numeric objects. These numeric objects are values (reference values) referenced from the judgment object data, fixed values set by the designer randomly, and arithmetic values obtained by calculating the reference values with arbitrary calculation objects. For example, if the daily KOSPI index is a judgment object, yesterday's KOSPI index becomes a reference value, and if the user sets the KOSPI index '1500', it becomes a fixed value, and the user uses the arithmetic expression to express the KOSPI index for the last two weeks. Defining the mean results in an arithmetic value.

The present invention can set the conditions of various trading patterns as a comparison expression of the judgment object. When investing in stocks, designers can design products using various trading techniques using 'Stochastics', 'Paparabolic' (PSAR), and Lee Pyeong-Seon, and design products for day trading. It is also possible. Furthermore, it is also possible to co-exist (umbrella-type commodities) with the conditions under which profits rise when the value rises, and the conditions under which the profits decrease as the value falls (eg reverse index funds).

The investment management information includes various fees, options for immediate termination of a product, a reference date (a purchase date, a reference date for repurchase), a risk degree, a user agreement, a product operation condition, and the like. The designer edits the data provided by the open market server 2 by default to set investment management information applied to his product. For example, in the case of fees, various fee policies can be designed, including sales fees, operating fees, preemption, post-payment, and rates based on rate of return.

As described above, in the present invention, the portfolio information and the trade order condition set by the designer are important factors for determining the rate of return of the product, and as described above, the portfolio composition of various investment product objects can be incorporated, and the existing various judgment index information You can set the terms of a trading order with a reference to and a value uniquely defined by the user. In the present invention, since the designer can design his own investment know-how as an investment product, the system trading products ranked above the yield in the present invention can far exceed the market average yield.

4 illustrates a yield ranking model of a commodity list according to an embodiment of the present invention.

In the present invention, when the investor terminal 4 requests a list of system trading products to apply for a product purchase, the user can determine whether to purchase by displaying a rate ranking on the corresponding product list page for each "return period" set by the investor. Make sure An investor may freely select or directly set a yield period for the products to be sold, and inquire in real time the rate ranking of the individual products during the period, and then apply for a product purchase.

However, a newly released product or a product having a relatively short operating period cannot be properly judged by the user. Accordingly, the present invention registers a past period prior to the start of the investment date for the system transaction product requested by the investor, and provides a simulated yield result by performing a simulation investment of the product during the past period. Therefore, the user can make a purchase decision after testing various past period simulations for a product having poor yield information through a simulated yield.

5 shows a schematic internal structure of an open market server 2 according to an embodiment of the invention.

The open market server 2 according to an embodiment of the present invention is a product design page providing means 21 for providing a product design page in response to a request of a designer terminal 3 that wants to release a product, and a designer terminal through a product design page. (3) receiving product design information from the merchandise DB (220), product generation means (22) for selling and selling the system trading products, product list and detailed product information sorted by the rate of return ranking to the investor terminal (4) A product purchase means 23 for providing and selling a product, a user purchase order means 24 for receiving a purchase order from an investor terminal 4 and placing a system purchase order to the investment company server 5, and trading for each product during an investment operation period. Comparing the conditions and receiving a repurchase order from the conditional ordering means 25 and the investor terminal 4 which automatically issues the system sales order to the investment company server 5 when the conditions are met. It includes a user repurchase order means 26 for placing a system selling order to the company server 5 and a designer fee deposit means 27 for calculating a fee according to the fee criteria set by the designer and depositing it into the designer's account. do.

Detailed functions and operations of the individual components constituting the investment trading system 1 using the system trading product of the user design described above will be described through the investment trading method described below.

<2. Method composition>

An investment trading system and an investment trading method using a system trading product of a user design according to an embodiment of the present invention can be preferably realized through the construction of the system 1 described above.

The open market server 2 is a product design service for designing a system transaction product for users accessing the homepage 200, a product sale service for selling a user-designed product, and a user's trading for a product purchased by the user. Perform an investment order service to process orders.

2.1 Product Design Service

First, the product design service of the open market server 2 will be described.

The designer terminal 3 accesses the homepage 200 of the open market server 2 and requests a product design page for opening a product (S31). The product design page providing means 21 of the open market server 2 provides the product design page according to the designer's request (S21). The designer terminal 3 receives the product design page from the open market server 2 and registers the product design information including the investment target portfolio, the investment period, the sell / buy order condition, and the investment operation information to apply for product establishment. (S32). Of course, all the rights of the opened product belong exclusively to the designer.

Preferably, the present invention allows the designer to incorporate various investment products into the portfolio that can be traded in the real market. In addition, trading conditions may be set for the individual investment products incorporated by using various judgment indicators, comparison formulas, and numerical designations. The designer can receive the determination index from the open market server 2 and refer to it, or directly register and refer to the URL address of the determination index. Since the designer's product design has already been described in the above description of FIG. 3, a detailed description thereof will be omitted.

Furthermore, as described above, the designer terminal 3 may publicly or privately set the information of the order condition of the investment product, the important value related to the selection condition of the investment product, and the comparative formula. For example, a designer can set the privacy to keep his investment know-how secret, and it is possible to charge a high investment fee instead of making it private to a product subscriber.

The product generating means 22 registers the product design information of the system transaction product from the designer terminal 3 and stores it in the product DB 220 and sends the investment management account 201 of the product to the designated investment company server 5. Apply for the establishment and release the product (S22). The release of the product is registered on the homepage 200 so that users can purchase the product.

2.2 Goods Sales Service

Next, a product selling service of the open market server 2 will be described.

After the product is released, the investor terminal 4 accesses the homepage 200 and requests a product list page including product yield and investment information for product purchase (S41). In addition, the investor terminal 4 selects a specific product from the product list page and requests a product purchase from the open market server 2 (S42).

In this case, an investor having difficulty in selecting and selecting a product may register a questionnaire, his or her investment status, and desired matters with the open market server 2 to use a product recommendation service of an investment design expert terminal. Investors can receive customized consultation and investment subscription details from experts, and purchase system trading products by selecting at least one product, investment period, and investment ratio according to their investment situation.

In response, the merchandise selling means 23 provides a merchandise list page corresponding to the inquiry period set by the investor and the sorting condition, receives the merchandise request from the investor, generates the merchandise account 400 of the purchasing investor, and stores the merchandise account. (S23). Thereafter, an investor who purchases a commodity may make a trading order using his commodity account 400.

2.3 Investment Order Service

The investor terminal 4 connects to the open market server 2 and deposits a purchase amount to the opened product account 400 to apply for a purchase (order), and thereafter, an automatic system order (buy order) corresponding to the purchase amount is made. The processing result is received (S43).

The user purchase order means 24 receives an application for purchase of a product purchased from the investor terminal 4 and manages the investment of the investment company server 5 corresponding to the system transaction condition of the product with the deposit amount of the product account 400. An automatic system order (buy order) is issued to the account 400 (S24). The investment company server 5 receives the system order and buys the investment product in the corresponding real market (in this investment trading market).

Here, the user purchase order is bought or immediately purchased when the purchase condition is satisfied according to the designer's product operation condition. If the purchase condition is satisfied when the purchase condition is satisfied, the purchase price of the user is kept as a reserve until the purchase condition is satisfied in the investment management account 201 of the product. The immediate purchase is based on the investment management method and is bought in the real market.

When the investment company server 5 processes the system purchase order (completion of the system), the open market server 2 receives the transaction result, changes the number of left-hands in the investor's product account 400 by the purchase amount, and then purchases the user's purchase order. To complete the processing.

Thereafter, the conditional ordering means 25 monitors the market conditions corresponding to the individual investment items of the portfolio to which the product is incorporated, and when a buy condition or a sell condition is satisfied, the corresponding system buy / sell order is automatically generated. Generated by the investment company server 5 (S25). Here, "monitoring the market condition" is to collect the judgment indicator data set by the designer and judge it in a comparison formula to check whether the sales conditions are satisfied in real time.

Here, the open market server 2 can immediately extinguish the investment of the product in accordance with the designer's condition designation. For example, if a return meets a target return or falls below a target, it will repurchase all of its products and destroy its operation.

Meanwhile, during the course of the investment period, the investor terminal 4 may access the homepage 200 and request the inquiry of the product account 400 to inquire the real time rate of return (S44). In addition, the investor can consider the rate of return (investment principal waiting real-time valuation) for the product he subscribed to consider whether to repurchase some of the repurchase, and to switch to other system trading products after the full repurchase.

When the investor decides to repurchase, the investor terminal 4 applies for a redemption within the reserve left limit of the commodity account 400, and when the redemption amount is deposited into the commodity account 400, the result of the processing of the automatic system order (sold order) is processed. Notified (S45).

The user repurchase order means 26 receives a user repurchase request from the investor terminal 4, issues an automatic system order (sell order) to the investment management account 201 corresponding to the requested repurchase left number, and returns the repurchase amount to the merchandise account. Deposit to 400 (S26).

In the process of continuing the above investment, the designer fee deposit means 27 calculates the fee according to the fee setting criteria set by the designer and automatically transfers it to the deposit account of the designer (S27).

As described above, an embodiment of an investment trading system and an investment trading method using a system trading product of a user design according to the present invention is configured. While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed exemplary embodiments. It goes without saying that various modifications and variations are possible within the scope of equivalence of the scope.

Claims (21)

In an investment order system that designs and registers a system transaction product from a user (designer) using a wired or wireless network, and provides an open market for selling the registered product to process an investment order request of a user (investor),
Providing a product design page at the request of the investor terminal to register product design information including investment portfolio, investment period, sell / buy order condition, and investment operation information, create a system transaction product, store it in the DB, and design the user. An open market server that sells system trading products, receives an offer to buy / buy from an investor who purchases the products, and issues a system order whenever conditions are met;
A designer terminal connected to the open market server to design and register a system transaction product, and to manage a deposit account of a designer fee committed to investment management information;
Access to the open market server, look up the rate of return and investment information of the system trading products, apply for subscription to open a commodity account, deposit in the commodity account and apply for automatic purchase under the system trading conditions of the commodity, and automatically An investor terminal applying for redemption for the purchased left number; And
An investment company server that opens an investment management account for each product of the open market server, receives a system order of an open market server, and issues a trading order to an actual market using the investment management account.
Investment ordering system comprising a. The method of claim 1,
The open market server,
Storing said investment portfolio consisting of the proportion of at least one investment product (eg stocks, futures, bonds, funds, gold, foreign exchange, crude oil, raw materials, agricultural products, etc.) traded in the real market; Ordering system. The method of claim 2,
The open market server,
Investment product objects, investment objects (buy and sell quantities), judgment objects (e.g. economic indicators, indices, exchange rates, statistics, prices, etc.) incorporated into the portfolio to be invested, values of the judgment object and numerical objects (reference values, Investment order system comprising: a fixed value or an arithmetic value) and arithmetic objects (arithmetic and logical). The method of claim 3, wherein
The Sell / Buy order terms are:
An investment order system, characterized in that the designer terminal can set the information disclosure for the investor terminal. The method of claim 3, wherein
The determination object,
An investment order system comprising an object provided by an open market server and an object obtained by a user registering URL information and accessing the URL. The method according to any one of claims 1 to 5,
The open market server,
An investment order system, which registers a past period before an investment start date from a user terminal for inquiring a specific system trading product, and performs a simulation investment of the system trading product during the past period to provide a simulated return rate result. The method of claim 6,
The open market server,
The investment order system, characterized in that provided by the request of the investor terminal as a query result, the ranking list of the system trading products arranged by the rate of return by period. The method of claim 7, wherein
The open market server,
When an investor terminal places a buy order using a commodity account, it holds reserves in the investment management account of the commodity, and when the condition for buying order of the commodity is satisfied, the investor account uses the investing company server in the investing operation account to make an actual buy order in the market. Investment order system, characterized in that. The method of claim 8,
The open market server,
If the product extinction conditions set in the investment management information are satisfied even during the investment period set in the product, the investment can be immediately extinguished by calculating the total repurchase amount of the investment management account and allocating them to the product account of the individual investor. Ordering system. The method of claim 9,
Investor fees incurred in accordance with the purchase of the product of the investor terminal receiving a designation of a product subscription from the investor terminal, recommending at least one system trading product corresponding to the request of the investor terminal, an investment ratio and an investment period, and referring to the recommended product Investment order system, characterized in that it further comprises an investment design expert terminal provided. An investment order method of an open market server that handles a user's (investor's) investment order request by designing and registering a system transaction product from a user (designer) using a wired or wireless network and providing an open market where the registered product is sold. To
(S21) the open market server providing a product design page at the request of the designer terminal;
(S22) Register the product design information including the investment target portfolio of the designer, investment period, sell / buy order condition, and investment operation information in the product design page to generate a system transaction product and store it in a DB, and set the investment company Requesting to open an investment management account with a server;
(S23) selling a user-designed system transaction product by providing a product list page including a product yield and investment information at the request of an investor terminal, generating and storing a product account of a product purchase investor;
(S24) receiving an application for purchase of a product purchased from the investor terminal, making an automatic system order (purchase order) to the investment management account of the investment company server corresponding to the system transaction condition of the product with the amount deposited in the product account;
(S25) placing an automatic system order (buy or sell order) to the corresponding investment management account for each product item included in the portfolio to be invested during the investment period, based on the investment management information, whenever the sell / buy order condition is satisfied; ;
(S26) Upon receiving an application for redemption of a purchased product from an investor terminal, an automatic system order (selling order) is issued to the investment management account corresponding to the number of redemption funds applied to the investor's product account, and the redemption amount is deposited into the product account. Making; And
(S27) depositing a designer fee contracted in the investment management information with respect to the automated system order to the designer deposit account;
Investment order method comprising a. 12. The method of claim 11,
The step (S22),
Storing, by the open market server, the portfolio of investments consisting of the proportion of at least one investment product (e.g., stocks, futures, bonds, funds, gold, foreign exchange, crude oil, raw materials, agricultural products, etc.) traded in the real market Investment order method characterized in that. The method of claim 12,
The step (S22),
Open market servers include investment product objects, execution objects (sell and buy), judgment objects (e.g. economic indicators, indices, exchange rates, statistics, prices, etc.) that are incorporated in the portfolio to be invested, and numeric objects that are computed from the values of the judgment objects. And storing the sell / buy order condition consisting of (a reference value, a fixed value or an arithmetic value) and arithmetic objects (arithmetic and logical expressions). The method of claim 13,
The determination object,
An investment order method comprising an object provided by an open market server and an object obtained by a user registering URL information and accessing the URL. The method of claim 13,
The Sell / Buy order terms are:
An investment order method, characterized in that the designer terminal can set the presence or absence of information about the investor terminal. The method according to any one of claims 11 to 15,
The open market server,
And registering a prior period before the start of investment from a user terminal for inquiring a specific system transaction product, and performing a simulation investment of the system transaction product during the past period to provide a simulation return rate result. 17. The method of claim 16,
The open market server,
The investment order method, characterized in that provided by the request of the investor terminal as a query result, the ranking list of the system trading products arranged by the rate of return for each period. The method of claim 17,
The open market server,
When an investor terminal places a buy order using a commodity account, it holds reserves in the investment management account of the commodity, and when the condition for buying order of the commodity is satisfied, the investor account uses the investing company server in the investing operation account to make an actual buy order in the market. Investment order method, characterized in that. 19. The method of claim 18,
The open market server,
If the product extinction conditions set in the investment management information are satisfied even during the investment period set in the product, the investment can be immediately extinguished by calculating the total repurchase amount of the investment management account and allocating them to the product account of the individual investor. How to order. Designer terminal and investor that user (designer) designs and registers system trading products, purchases products by receiving open market where registered products are sold, and user (investor) requests investment order using wired and wireless network. In the investment order method of the terminal,
(S31) the designer terminal accesses an open market server and requests a product design page for opening a product;
(S32) The designer terminal receives the product design page from the open market server, registers the product design information including the investment target portfolio, the investment period, the sell / buy order condition, and the investment operation information, and requests the product establishment and the corresponding product. Applying for the opening of an investment management account of the;
(S41) after the investor terminal accesses the open market server, requesting a product list page including a product yield and investment information for purchasing a product;
(S42) an investor terminal selecting a specific product from a product list page and applying for a request for purchase of a product and opening of a product account to an open market server;
(S43) the investor terminal depositing a purchase amount into a commodity account opened in an open market server and applying for a purchase, and receiving a processing result of an automatic system order (buy order) corresponding to the purchase amount;
(S44) the investor terminal accesses the open market server during the investment period and inquires the investment principal, valuation amount and return status information of the product account; And
(S45) The investor terminal applies for a redemption within the reserve limit of the commodity account, and when the redemption amount is deposited into the commodity account, the notification of the processing result of the automatic system order (sold order)
Investment order method comprising a. The method of claim 11 or 20,
The system trading product,
The investment design expert terminal is requested to design a product subscription from the investor terminal, recommends at least one system trading product corresponding to the request of the investor terminal, recommends the investment ratio and investment period, and purchases the product of the investor terminal referring to the recommended product. Therefore, the investment order method, characterized in that the system trading product that is provided with the investor fee incurred.

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