KR20110106146A - Method for operating lubrication service - Google Patents

Abstract

In the oil refining service operation method using the oil volume in the unit of the oil volume indicated in the capacity unit, the step of receiving notification of the sales amount of the fuel right from the financial institution that sells the fuel right, corresponding to the sales amount of the fuel right, the oil shown on the sold gas ticket Signing a futures purchase contract for the future, providing a petroleum according to the capacity of the petroleum indicated on the gasoline exercise step, and selling a gift corresponding to the capacity of the provided oil. Oil refiners can predict the volume of oil sales by using the volume of fuels sold in advance and operate a more stable fueling service through futures trading. In addition, individuals or companies can use a capacity unit of gasoline to quickly replace oil price fluctuations.

Description

Method for operating lubrication service}

The present invention relates to a fueling service operating method, and more particularly to a fueling service operating method using a fueling right of a capacity unit.

Futures are a legally binding contract that allows an organized futures exchange to buy or sell an underlying asset that is standardized for quality, specification, quantity, etc. at a specific point in time (expiration date) in the future. It is a contract to decide. An option is a transaction that buys and sells the right to sell a certain asset (KOSPI200) at a predetermined price in the future at a predetermined price. In other words, an option is a right to buy or sell an underlying asset at a predetermined price within a predetermined time point, and the right to buy is called a call option and a right to sell is a put option. It is called).

On the other hand, in general, the gas ticket issued by the oil refinery is a gift certificate that can be provided with a gas service corresponding to the amount described in the recommendation. The customer can purchase a gas ticket by cash or credit card and pay the gas ticket at the gas station instead of cash. Currently, gasoline business is not activated due to credit card discounts or reserves, and is used for rewards of oil refinery employees or used as event products.

Recently, oil prices fluctuate due to fluctuations in crude oil prices and fluctuations in the won-dollar exchange rate. Even if oil prices are expected to fluctuate, an individual or a company cannot buy and sell oil in advance, and thus cannot react quickly to the economic situation.

In addition, oil refiners should open a letter of credit for importing crude oil in anticipation of oil sales in the event that oil sales cannot be secured. Unexpectedly, if oil sales volume decreases and profits fall, refiners may find it difficult to pay for a letter of credit. In contrast, oil refiners must have a reserve fee for the settlement of the letter of credit, which can reduce the liquidity of the oil refiners.

There is a need for a way to secure oil sales to oil refiners to provide stable fueling services, and to allow individuals and companies to respond to fluctuations in oil prices.

The technical problem to be solved by the present invention is to provide a method that can operate a more stable fueling service by using the gasoline and futures trading of the capacity unit.

According to an exemplary embodiment of the present invention, a method of operating a refinery's gas service using a gas ticket in a capacity unit in which a capacity of oil is indicated includes receiving a notification of a sale price of a gas ticket from a financial institution selling the gas ticket, and corresponding to the sales amount of the gas ticket. Signing a purchase contract of futures for the petroleum indicated on the sold gas ticket, exerting a petroleum supplying oil in accordance with the capacity of the petroleum indicated on the petroleum gas, and selling a gift corresponding to the capacity of the provided petroleum oil; Steps.

The method may further include informing the financial institution of the amount of the exercise right in accordance with the exercise of the oil right.

The financial institution may further include the payment of the exercise right exercise amount.

The step of exercising the refueling right may include receiving the refueling right, confirming whether the expiration date of the refueling right has passed, and providing oil according to the type and capacity of the petroleum indicated on the refueling right.

The financial institution may open a gas ticket account for accumulating the sales amount of the gas ticket, and may subtract the gas ticket exercise amount from the gas ticket account.

The expiration of the future may further include receiving a balance of the lien right account from the financial institution and closing the remaining future.

The price of the gas ticket may include a spot price of oil, a future purchase cost, and a margin according to the capacity of the oil indicated on the gas ticket.

The validity period of the gas ticket may be determined to be the same as the expiration date of the gift.

The gas ticket may be a paper coupon or an electronic coupon.

The lubrication ticket is a lubrication ticket card in the form of an electronic card, and the lubrication ticket card is used by being filled with the capacity of purchased oil.

According to another exemplary embodiment of the present invention, a method of operating a refiner's gas service using a gas ticket in a capacity unit in which a capacity of oil is indicated corresponds to the sales amount of the gas ticket and concludes a purchase contract of futures for oil indicated in the gas ticket. And receiving a sales amount of the gas ticket from a financial institution that opens a gas chart account that accumulates the sales amount of the gas ticket, and opening a credit for crude oil import in consideration of the expected oil sales amount according to the sales amount of the gas ticket. And, when the future of the future arrives, receiving the balance of the gas sourcing account from the financial institution and paying the credit for the crude oil import.

It may further include a gas ticket exercise step of providing oil in accordance with the capacity of the oil indicated in the gas ticket.

The method may further include informing the financial institution of the amount of the exercise right in accordance with the exercise of the oil right.

The financial institution may reflect gains and losses on futures sale generated by selling futures in an amount corresponding to the amount of exercise of the fuel right in the fuel right account.

The price of the gas ticket may include a spot price of oil, a future purchase cost, and a margin according to the capacity of the oil indicated on the gas ticket.

The validity period of the gas ticket may be determined to be the same as the expiration date of the gift.

The gas ticket may be a paper coupon or an electronic coupon.

The lubrication ticket is a lubrication ticket card in the form of an electronic card, and the lubrication ticket card is used by being filled with the capacity of purchased oil.

The letter of credit may be a confirmation letter of credit received from the financial institution with the pledged account as collateral.

According to another exemplary embodiment of the present invention, a method of supporting a fueling service of a financial institution using a gas ticket in a capacity unit in which a capacity of petroleum is indicated may open a gas ticket account for accumulating the sales amount of the gas ticket, and the sales amount of the gas ticket sold may be described. In the step of accumulating in the fuel right account, entering into a contract to purchase a gift for the oil indicated on the sold gas ticket, corresponding to the sales amount of the fuel right, and in the exercise of providing the oil according to the capacity of the oil indicated on the fuel right. And receiving a notification from the oil refiner of the amount of exercise of the oil so far, and selling a gift corresponding to the amount of oil provided.

The lubrication ticket may be a lubrication card in the form of an electronic card, and may further include filling the lubrication card with a capacity of purchased oil.

The gas ticket account may be opened based on the date of sale of the gas ticket.

The gas ticket account is opened based on a gift expiration date, and the sales amount of the gas ticket having the same gift expiration date as an expiration date may be accumulated in the gas ticket account.

When the future of the future arrives may further include the step of clearing the remaining future and paying the oil refiner balance of the fuel right account;

The price of the gas ticket may include a spot price of oil, a future purchase cost, and a margin according to the capacity of the oil indicated on the gas ticket.

The validity period of the gas ticket may be determined to be the same as the expiration date of the gift.

The gas ticket may be a paper coupon or an electronic coupon.

Oil refiners can predict the volume of oil sales by using the volume of fuels sold in advance and operate a more stable fueling service through futures trading.

In addition, individuals or companies can use a capacity unit of gasoline to quickly replace oil price fluctuations.

1 is a block diagram illustrating a fueling service system using a fueling right according to an embodiment of the present invention.
2 is a flowchart illustrating a method of operating a fueling service according to an embodiment of the present invention.
3 illustrates a method of operating a fueling service according to another exemplary embodiment of the present invention.
Figure 4 shows a method of operating a fueling service according to another embodiment of the present invention.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings so that those skilled in the art may easily implement the present invention. As those skilled in the art would realize, the described embodiments may be modified in various different ways, all without departing from the spirit or scope of the present invention.

In addition, in the various embodiments, components having the same configuration are represented by the same reference symbols in the first embodiment. In the other embodiments, only components different from those in the first embodiment will be described .

In order to clearly describe the present invention, parts irrelevant to the description are omitted, and like reference numerals designate like elements throughout the specification.

Throughout the specification, when a part is said to "include" a certain component, it means that it can further include other components, without excluding other components unless specifically stated otherwise.

1 is a block diagram illustrating a fueling service system using a fueling right according to an embodiment of the present invention.

Referring to FIG. 1, a fueling service system using a gasoline ticket includes a refiner 10 exercising gasoline rights with a customer 30 and a bank 20 that contracts a gasoline contract with a refiner 10 and sells gasoline tickets with the customer 30. Include. The refinery 10 includes a refinery that imports and refines crude oil from overseas and sells gasoline, diesel, kerosene, LPG, etc., as well as a small refinery. The bank 20 refers to a financial institution that performs financial operations such as deposits, loans and credit.

The oil refinery 10 and the bank 20 are concluded a gasoline contract according to the proposed method. The gasoline agreement may be concluded in any of the following ways: (1) sales and settlement of gasoline, or (2) sales of gasoline, or (3) sales of gasoline, settlement and futures trading on the behalf of the oil company (10). . A detailed description of the gasoline contract between the oil refinery 10 and the bank 20 will be described later.

The bank 20 sells the gas ticket to the customer 30, and the customer 30 purchases the gas ticket from the bank. In this case, the oil lubrication right is a lubrication right in a capacity unit, and the oil lubrication right has a type of petroleum (for example, gasoline, diesel, kerosene, LPG, etc.), a capacity (for example, a liter, a barrel, a cubic meter, and a cubic meter). (m ³ ), kilograms (kg), issue date, expiration date, etc. A gasoline right of capacity is a voucher that guarantees a certain amount of oil until its expiration date. The issue date may be the date on which the ticket is sold or the date on which the ticket is actually sold. The term of validity refers to the period during which a ticket can be exercised from the date of issue. For the futures trading described below, the validity period of the charter can be determined according to the futures expiration date.

The gas ticket may be sold as a paper coupon or an electronic coupon. Electronic forms of coupons include well-known prepaid cards and mobile vouchers. For example, the gas ticket may be sold in the form of an electronic card including a storage device such as a well-known prepaid or postpaid transportation card. Just as the user fills a desired amount in the transportation card and pays for the transportation fee, the user can fill the capacity of the petroleum gas ticket card with oil and subtract the oil capacity by the amount of oil supplied. That is, the type and capacity of petroleum are recorded on the fuel card in the form of an electronic card, and the amount of oil is subtracted from the recorded volume of petroleum and the remaining capacity is recorded. A gas ticket card in the form of an electronic card may be filled with oil of a predetermined capacity and used, and a user may fill a gas ticket card with a predetermined amount of oil as needed.

There are no restrictions on the licence-type right of the electronic card, but follow the standard of the general electronic card standard ISO 7810 ID-1 or ID-00, or follow the ISO 7810 ID-000 standard of the mobile phone SIM chip. Can follow.

The gas ticket sold in the form of a mobile voucher may be recorded on the SIM chip of the mobile phone. The user can fill some of the oil of the gas pass recorded on the SIM chip and use the remaining oil for the next oiling.

In addition, a gas ticket in the form of a mobile voucher can be used in a smart phone that combines the advantages of a mobile phone and a personal digital assistant (PDA). The user can easily access the sales site of the gasoline ticket in units of capacity by using the smartphone. The user may perform authentication, payment, etc. for purchasing a ticket. Tour ticket in the form of a mobile voucher can be downloaded and used on a smartphone. Alternatively, the gas ticket purchased by using the smartphone may be recorded in the user's Internet account, and the user may process the fueling cost with the gas ticket held in the user's Internet account by using the smartphone when the user is fueled.

The customer 30 may purchase a gas coupon in the form of a paper coupon or a prepaid card offline at the bank 20, or may charge the gas ticket in the form of a gas ticket charging terminal. Alternatively, a gas ticket in the form of a mobile voucher can be purchased online through the Internet or a smart phone.

The bank 20 may operate a gas ticket account that accumulates the sales amount of the gas ticket, and accumulates the sales amount of the gas ticket sold every day in the gas ticket account. The bank 20 notifies the oil refinery 10 of the amount of gas ticket sales, and pays the oil company 10 an exercise amount of the gas ticket to be exercised. In addition, the bank 20 may perform a futures transaction on the amount accumulated in the fuel right account and the exercise right amount.

The customer 30 presents the purchased gasoline to the oil refinery 10, and the oil refiner 10 provides the customer 30 with oil of the type and capacity indicated on the gasoline. This is called exercise of sovereignty. The oil refiner 10 may inform the bank 20 of the amount of fuel exercise and receive the amount of fuel exercise from the bank 20. In addition, the refiner 10 may perform a futures transaction on the amount of sales of the gas ticket and the amount of exercise of the fuel right, or open a credit for the oil import.

Now, the oil contract between the refiner and the bank will be described. First, a description will be given of how the bank acts for the refiner's sales and settlement.

2 is a flowchart illustrating a method of operating a fueling service according to an embodiment of the present invention.

Referring to FIG. 2, the bank sells gasoline tickets in capacity units to customers, and notifies the oil company of the amount of gasoline sales (S110). The bank may sell capacity units of gas tickets as paper coupons or coupons in electronic form. When a gas ticket is sold as a gas ticket card in the form of an electronic card, the gas ticket card is filled with the amount of oil purchased and used. The bank may charge the customer's gas card with the amount of oil purchased by the customer.

The price of a sovereign right includes the oil's spot price, futures purchase costs and margins. If the spot price of oil includes the cost of buying futures, it is a futures purchase. In other words, the price of gasoline includes the futures purchase and margin of oil.

For example, if the spot price of petroleum is 1600 won per liter, the futures purchase cost is 39 won per liter, and the margin is 20 won per liter, the futures purchase price per liter of oil is 1639 won, and the price of gasoline in unit capacity is 1659 won. The volume of grease can be made of various capacities, including 1 liter grease, 5 liter grease, 10 liter grease, 20 liter grease. The price of a ticket is determined by the price of the ticket price of the unit capacity multiplied by the capacity of the ticket. In other words, the oil ticket is sold at a price that includes the spot price, futures purchase cost, and margin of the oil according to the oil capacity indicated on the oil ticket.

The amount of sales of a ticket is equal to the capacity of the ticket being sold multiplied by the price of the ticket of the unit capacity. The bank informs the refiner of the amount of gas sold.

The bank accumulates the amount of gas ticket sales in the gas ticket account (S115). The bank may open a sovereignty account, and the sale of the sovereignty will be credited to the sovereignty account. The charter account records the spot price of oil on the date of charter sale, the cost of buying futures, the margin and the amount of charter sale.

The lien right account is opened based on the lien sale date, and the sale amount of the lien right sold can be accumulated. Alternatively, the gas ticket account may be opened based on a gift expiration date, and a sale amount of a gas ticket having the same gift expiration date may be accumulated in the gas ticket account.

The oil refinery corresponds to the sales amount of the gas ticket, and concludes a purchase contract of futures for the oil indicated on the sold gas ticket (S120). A future is a legally binding contract that allows an organized futures exchange to buy or sell an underlying asset that is standardized in quality, specification, quantity, etc., at a specific point in time (expiration date) to a specification defined at this point in time. It is a contract.

The oil refiner can find out the total capacity of the gas sold by the amount of gas sold by the bank. The oil refinery may enter into a contract to purchase the full amount of the sold oil tickets for the oils listed on the sold oil tickets and whose future maturity expires. Generally, the expiration date of a gift is fixed in March, June, September, December, etc. The expiration date of the gas ticket can be determined in accordance with the expiration date of this gift. The expiration date of the sovereignty may be the same as the gift expiration date.

The gasoline exercise is provided to provide the oil corresponding to the gasoline to the customer (S130). The customer may present the fuel right to the place designated by the oil refinery within the period of validity indicated on the fuel right. The oil refiner checks whether the validity period has expired and provides oil to the customer according to the type and capacity of the oil indicated on the fuel right only.

The oil refiner informs the bank of the amount of exercise of the fuel right according to the exercise of the fuel right (S135). The amount of the exercise ticket is the price of the unit's capacity at the time that the ticket is sold multiplied by the amount of the ticket that is exercised on the date of exercise. For example, suppose that 10 liters of 1 liter grease tickets are sold on the date of sales of the tickets, and 5 liters of 1 liter tickets are exercised on the date of exercise of the tickets, the amount of exercise of the tickets on the day of tickets is 1659 * 5 = 8295 won. . The price of a sovereignty is the price that includes the spot price of oil, the cost of buying a future and the margin, and the selling price of the oil on the date of exercise of the sovereignty is the spot price of oil. Therefore, the oil refinery may calculate the amount of exercise of the oil right and the amount of oil sold separately, and calculate the profit or loss on the date of exercise of the oil right by subtracting the amount of oil sold from the exercise of the oil. The oil refiner can inform the bank of the gains and losses on the date of exercise.

The bank subtracts the exercise right amount from the fuel right account of the fuel right (S140). The bank pays the refiner the amount of exercise of the fuel right deducted from the fuel right account (S145). For example, if five 1-liter sovereignty of 1659 won is exercised on the day of exercise of the sovereignty, the bank subtracts 8295 won from the sovereignty account of the sovereignty and pays it to the refiner.

The oil refiner sells futures commensurate with the amount of oil exercised, that is, the amount of oil provided according to the exercise of gasoline (S150). The oil refiner can guarantee a certain amount of profit by compensating the profit or loss of the change in the spot price of oil with futures trading.

When the future of the expiration arrives, the bank pays the oil refining balance to the refiner (S160). If the validity of the licence is the same as the futures expiration, the validity of the licence expires according to the expiration of the gift, so that the price of the unused licence remains in the balance of the licence account, and the bank pays the refiner the balance of the licence account. .

The oil refiner liquidates the residual futures excluding the gifts sold due to the exercise of the gasoline in the gift purchase contract concluded according to the sale of the gasoline (S170).

To explain the oil company's profit guarantee, the spot price of oil is 1600 won per liter, the futures purchase cost is 39 won per liter, and the margin is 20 won per liter. Suppose a six-month petrol ticket is sold for 60 liters and 10 liters of fuel tickets are exercised each month.

Table 1 shows an example of the profit and loss relations of the refiners according to the volume of gasoline and futures transactions. This is the case where the spot price of oil rises by about five won per month.

Event time One 2 3 4 5 6 Spot price 1600 1605 1610 1615 1620 1630 Fluctuation 0 +5 +10 +15 +20 +30 Selling futures 1639 1637.5 1636 1634.5 1633 1636.5 Event 1659 1659 1659 1659 1659 1659 Fuel flow
(Exercise exercise) 10 10 10 10 10 10 Unit profit and loss 59 54 49 44 39 29 Profit and Loss on Futures 0 -1.5 -3 -4.5 -6 -2.5 Unit net profit 59 52.5 46 39.5 33 26.5 Event net profit 590 525 460 395 330 265

The exercise period refers to the point in time at which the ticket is sold, that is, when the gift is purchased. Since the spot price is assumed to change from month to month, the exercise of sovereignty under the same spot price can also be estimated monthly.

The futures sale is the spot price of oil plus (cost of futures purchase * remaining futures / gift expiration). For example, in January, the spot price is 1600 won and the remaining gift period is June, so the futures sale is 1600+ (39 * 6/6) = 1639 won. In February, the spot price is W1605 and the remainder of the futures period is May, so the futures sale would be 1605+ (39 * 5/6) = 1637.5 won.

The exercise price represents the price of the gas volume in the unit capacity at the time when the gas ticket is sold. The price of the gas ticket sold at the same time is the same every month regardless of the timing of the exercise.

Unit profit or loss is the exercise price less the spot value.

Futures gains and losses are the futures sale minus the spot price and the futures purchase price of oil at the time of the sale of the ticket. For example, the futures selling gain is 1637.5-1600-39 = -1.5 because the futures sale is W1637.5 in February.

Unit net income is the sum of unit profits and gains from futures sales.

The exercised net profit is the unit net profit multiplied by the fuel volume.

The refiner's net profit for the 60 liters of oil sold and expired is 590 + 525 + 460 + 395 + 330 + 265 = 2565, the sum of the net profits.

Table 2 shows another example of the oil company's profit and loss relationship in terms of capacity-based petrol and futures transactions. This is the case when the spot price of oil drops by about 5 won per month.

Event time One 2 3 4 5 6 Spot price 1600 1595 1590 1585 1575 1570 Fluctuation 0 -5 -10 -15 -25 -30 Selling futures 1639 1627.5 1616 1604.5 1588 1576.5 Event 1659 1659 1659 1659 1659 1659 Fuel flow
(Exercise exercise) 10 10 10 10 10 10 Unit profit and loss 59 64 69 74 84 89 Profit and Loss on Futures 0 -11.5 -23 -34.5 -51 -62.5 Unit net profit 59 52.5 46 39.5 33 26.5 Event Net Income 590 525 460 395 330 265

Unit net profit and exercise net profit are the same as in Table 1. That is, oil refiners can get the same overall net profit regardless of when the oil price expires and the spot price rises or falls on the sold oil.

In addition, if a refiner sells 60 liters of oil with only a margin of 20 won per liter, the net profit of 1,200 won can be obtained. High profits can be guaranteed.

Table 3 shows another example of the profit and loss relationship between a refinery's gasoline and futures transactions in capacity units. This is the case when the spot price of oil soared by 80 won and rose by about 10 won a month.

Event time One 2 3 4 5 6 Spot price 1600 1680 1690 1700 1710 1720 Fluctuation 0 +80 +90 +100 +110 +120 Selling futures 1639 1712.5 1716 1719.5 1723 1726.5 Event 1659 1659 1659 1659 1659 1659 Fuel flow
(Exercise exercise) 10 10 10 10 10 10 Unit profit and loss 59 -21 -31 -41 -51 -61 Profit and Loss on Futures 0 73.5 77 80.5 84 87.5 Unit net profit 59 52.5 46 39.5 33 26.5 Event Net Income 590 525 460 395 330 265

If the spot price of oil soars and rises above the price of the sovereignty, the refiner can lose as much as the spot price above the price. For example, in February, the unit price is -21 won since the spot price is 1680 won and the exercise price is 1659 won. However, as futures rise in line with a surge in spot prices, oil refiners can compensate for unit profits by selling futures. In February, the unit's net profit came in at W52.5, as the unit's gains and losses were -21 won and the futures gains and losses were 73.25 won.

In other words, oil refiners can compensate for the loss in unit profits and losses that occur when the spot price of oil surges. Accordingly, the unit net profit and the exercise net profit are the same as in the case of Table 1, and since the same total net profit of 2565 won can be obtained, the refinery can be guaranteed a stable profit.

On the other hand, customers can benefit from the difference between the exercise price and the spot price, that is, the unit's profit or loss. For example, in Table 1, the spot price does not exceed the strike price, so a customer who purchases a sovereignty may lose as much as a unit profit or loss. You can get a profit. For example, a customer who purchases a ticket in Table 3 could benefit from 61 won per liter in June of the event. In other words, if the spot price of petroleum is expected to soar, the customer can profit by purchasing a gasoline in capacity unit, and the oil refiner can be guaranteed profit through futures trading.

In addition, the bank accumulates the amount of sales of the gas ticket in the gas ticket account, and pays the oil refiner exercise amount accumulated when the gas ticket is exercised, thereby securing liquidity of the money and obtaining liquidity return of the money. In addition, the bank may obtain additional revenue, such as payment fees for selling gas tickets.

Next, a description will be given of the manner in which the bank acts as an oil refiner's sale of gasoline.

3 illustrates a method of operating a fueling service according to another exemplary embodiment of the present invention.

Referring to FIG. 3, the bank sells gasoline tickets in capacity units to the customer (S210), and pays the oil price to the oil company (S215). The price of a sovereign right includes the oil's spot price, futures purchase costs and margins.

The oil refinery concludes a spot or futures contract in response to the amount of gas tickets sold from the bank (S220). The oil refiner can buy and sell futures while operating funds, such as operating a bank's gas right account described in FIG. In other words, the oil refiner purchases futures as much as the amount of gas ticket sales and sells futures as much as the amount of exercise of the fuel right in the same manner as described with reference to FIG.

The refiner can more accurately predict the oil sales according to the sales of gasoline in capacity units, and can import crude oil in consideration of the expected oil sales (S230).

Next, a description will be given of how the bank acts as an oil refiner to sell, settle, and trade futures.

Figure 4 shows a method of operating a fueling service according to another embodiment of the present invention.

Referring to FIG. 4, the bank sells gasoline tickets in capacity units to customers, and notifies the oil refiner of the amount of oil gasoline sales (S310). The bank may sell capacity units of gas tickets as paper coupons or coupons in electronic form. When a gas ticket is sold as a gas ticket card in the form of an electronic card, the gas ticket card is filled and used by the amount of oil purchased by the consumer. The bank may charge the customer's gas card with the amount of oil purchased by the customer.

The price of a sovereign right includes the oil's spot price, futures purchase costs and margins. If the spot price of oil includes the cost of buying futures, it is a futures purchase. In other words, the price of gasoline includes the futures purchase and margin of oil. The amount of sales of a ticket is equal to the capacity of the ticket being sold multiplied by the price of the ticket of the unit capacity.

The bank accumulates the amount of gas ticket sales in the gas ticket account (S315). The charter account records the spot price of oil on the date of charter sale, the cost of buying futures, the margin and the amount of charter sale. The lien right account is opened based on the lien sale date, and the sale amount of the lien right sold can be accumulated. Alternatively, the gas ticket account may be opened based on a gift expiration date, and a sale amount of a gas ticket having the same gift expiration date may be accumulated in the gas ticket account.

The bank concludes a futures purchase contract with the full capacity of the gas ticket corresponding to the sales amount of the gas ticket (S320). A bank may enter into a purchase agreement for the full amount of the sovereignty sold on the oil marked on the sovereignty sold and whose maturity date is due for the expiration date indicated on the sovereignty.

The gasoline exercise is provided to provide the oil according to the gasoline to the customer (S330). The customer may present the fuel right to the place designated by the oil refinery within the period of validity indicated on the fuel right. The oil refiner checks whether the validity period has expired and provides oil to the customer according to the type and capacity of the oil indicated on the fuel right only.

The oil refiner informs the bank of the amount of exercise of the fuel due to the exercise of the fuel right (S335). The amount of the exercise ticket is the price of the unit's capacity at the time that the ticket is sold multiplied by the amount of the ticket that is exercised on the date of exercise.

The bank sells futures corresponding to the amount of oil exercised by the oil refiner, that is, corresponding to the amount of oil provided according to the exercise of oil (S340). Banks may experience gains and losses on selling futures, which is the same as selling futures on the examples in Tables 1-3. For example, in Table 1, the gain or loss on futures sale is -1.5 won in February, and a gain of -15 won is generated by the exercise of 10 liters of sovereignty. In Table 3, the gain or loss on futures sales is W73.5 for the exercise period in February, and a W735 loss is generated by the exercise of a 10-liter sovereignty right.

The gains and losses on selling the futures are supplemented by the unit gains and losses on the exercise of the sovereignty right. In other words, the bank calculates the unit net income, which is the sum of the unit profits and the gains and losses from selling futures. For example, in Table 1, if the unit profit and loss is KRW 54 in February of the exercise period, plus -1.5 won in futures sales, the unit net profit is KRW 52.5. do. In Table 3, in February, the unit profit and loss is -21 won, plus a gain of 73.5 won in futures sales, resulting in a unit net profit of 52.5 won, resulting in a net profit of 525 won per 10 liters of exercise.

The bank reflects the exercised net profit in the fuel right account (S350). The charter account reflects gains and losses on the futures and unit profits, and additional exercise net profit, which is the product of unit net profit and fuel flow, is added to the charter account. In other words, the profit account will be credited with the sales price of the ticket.

The bank may deduct the exercise price from the fuel right account and pay it to the oil refiner along with the exercised net income generated each time the exercise right is exercised. The refiner can earn profits as in FIG.

Alternatively, the bank may not pay the refiner the net profit and the exercise price that occurs each time the exercise ticket is exercised, but may accumulate it in the fuel account account until the gift expiration date and pay the balance of the fuel account account at the gift expiration date.

Meanwhile, the refiner may open a letter of credit (L / C) for importing crude oil in consideration of the expected oil sales volume according to the amount of gas sales (S360). In the credit, there is a confirmed L / C, in which the issuing bank is fully responsible for the paper and its payment, and an unconfirmed L / C, which avoids the responsibility for the payment of the paper. If the bank decides to receive the net profits from the exercise of the sovereignty and the amount of the exercise of the sovereignty on the expiration date of the gift, the oil refiner may open a confirmatory letter of credit to the bank to confirm the payment of the note.

When the expiration of the gift arrives, the bank liquidates the residual gifts except for the gifts sold due to the exercise of the fuel right in the gift purchase contract concluded according to the sale of the fuel right (S370). The gain or loss on selling futures on liquidated futures is reflected in the sovereign account.

The bank pays the balance of the gasoline account to the oil refinery (S380). If the bank pays the oil refiner the net profits and the exercise of the exercise of the oil that occurs each time the oil is exercised, the oil company's expiration date expires and the balance of the account for the non-exercise oil is paid to the oil company. If the bank pays the oil refiner all the net profit and sovereignty on the futures expiration date, the balance of the account corresponding to all the net profit and the sovereignty exercised is paid to the oil refiner.

The oil refinery may settle the letter of credit established for the import of crude oil with the amount of exercise of the fuel right received from the bank and the net profit of the exercise (S390).

Banks can guarantee a certain amount of profit to refiners by rewarding futures transactions for changes in spot prices of oil.

As described above, the selling of the gas ticket in the bank has been described, but the point of selling the gas ticket is not limited to the bank, and the selling of the gas ticket may be performed through an offline or online operator for the purpose of selling the gas ticket. In addition, the offline or online business may perform the same role as the above-described bank, such as not only sales of gas tickets, but also management of gas tickets accounts, futures transactions.

It is to be understood that both the foregoing general description and the following detailed description of the present invention are illustrative and explanatory only and are intended to be illustrative of the invention and are not to be construed as limiting the scope of the invention as defined by the appended claims. It is not. Therefore, those skilled in the art will understand that various modifications and equivalent other embodiments are possible. Therefore, the true technical protection scope of the present invention will be defined by the technical spirit of the appended claims.

10: refinery
20: bank
30: customer

Claims (27)

In the oil refinery's fueling service operation method using the gasoline in the capacity unit in which the capacity of the oil is indicated,
Receiving a sale amount of the fuel right from the financial institution selling the fuel right;
Signing a purchase contract of the futures with respect to the petroleum indicated on the sold ticket, corresponding to the sales amount of the ticket;
A gas ticket exercise step of providing oil according to the capacity of the oil indicated in the gas ticket; And
Selling a future corresponding to the capacity of the provided petroleum. The method according to claim 1,
The method of operating a fueling service further comprising the step of informing the financial institution of the fueling right exercise amount according to the fueling exercise. The method of claim 2,
The fueling service operation method further comprising the step of receiving the fueling exercise amount from the financial institution. The method of claim 1, wherein the exercise of the sovereignty
Receiving the fueling right;
Checking whether the validity period of the gasoline passes; And
Refueling service according to the type and capacity of petroleum indicated in the fueling right. The method according to claim 1,
The financial institution opens a gas ticket account for accumulating the sales amount of the gas ticket, and the fuel service operating method of subtracting the gas ticket exercise amount from the gas ticket account. The method of claim 5,
And receiving a balance of the gas sourcing account from the financial institution when the expiration of the future arrives and closing the remaining future. The method according to claim 1,
The price of the gasoline right oil service service including the spot price of oil, the futures purchase cost and the margin according to the capacity of the oil indicated on the gasoline. The method according to claim 1,
The service period of the gas service is determined to be the same as the expiration date of the gift. The method according to claim 1,
The gas ticket is a gas service service operating method is a paper coupon or an electronic coupon. The method according to claim 1,
The gasoline ticket is a gasoline ticket card in the form of an electronic card, the gasoline ticket card is filled with the capacity of the purchased oil service service operating method. In the oil refinery's fueling service operation method using the gasoline in the capacity unit in which the capacity of the oil is indicated,
Signing a purchase agreement of the futures for the petroleum indicated on the sold ticket, corresponding to the amount of sales of the ticket, and receiving a notification of the amount of sales of the ticket, from a financial institution that opens a charter account that accumulates the amount of the ticket. ;
Establishing a credit for crude oil import in consideration of the expected oil sales amount according to the sales amount of the fuel right; And
And receiving a balance of the fueling right account from the financial institution when the expiration of the future arrives and paying a credit for the crude oil import. The method of claim 11, wherein
Refueling service further comprising the step of providing oil according to the capacity of the oil indicated in the fueling right. The method of claim 12,
The method of operating a fueling service further comprising the step of informing the financial institution of the fueling right exercise amount according to the fueling exercise. The method of claim 13,
And the financial institution reflects a gain or loss on a futures sale generated by selling futures in an amount corresponding to the amount of the exercised right in the fueling account. The method of claim 11, wherein
The price of the gasoline right oil service service including the spot price of oil, the futures purchase cost and the margin according to the capacity of the oil indicated on the gasoline. The method of claim 11, wherein
The service period of the gas service is determined to be the same as the expiration date of the gift. The method of claim 11, wherein
The gas ticket is a gas service service operating method is a paper coupon or an electronic coupon. The method of claim 11, wherein
The gasoline ticket is a gasoline ticket card in the form of an electronic card, the gasoline ticket card is filled with the capacity of the purchased oil service service operating method. The method of claim 11, wherein
The credit is a confirmation credit for receiving a payment confirmation from the financial institution with collateral for the fuel right account. In the fueling service support method of a financial institution using the gasoline in the unit of capacity in which the capacity of the oil is indicated,
Opening a gas ticket account for accumulating the selling amount of the gas ticket and accumulating the selling amount of the sold gas ticket in the gas ticket account;
Signing a purchase contract of the futures with respect to the petroleum indicated on the sold ticket, corresponding to the sales amount of the ticket;
Receiving a fuel oil price from the oil company in accordance with the exercise of providing the oil in accordance with the capacity of the oil indicated in the oil ticket; And
Selling a future corresponding to the capacity of the provided petroleum. The method of claim 20,
The gasoline ticket is a gasoline ticket card in the form of an electronic card, and further comprising the step of filling the capacity of the petroleum purchased in the gasoline ticket card service service. The method of claim 20,
The gas ticket account is opened on the basis of the date of sales of gas ticket service service. The method of claim 20,
The gasoline account is opened on the basis of the gift expiration date, the fueling service support method that the sales amount of the gasoline ticket with the expiration date of the same gift expiration date is accumulated in the gasoline account. The method of claim 20,
And refining the remaining gifts and paying the oil company the balance of the fuel right account when the gifts expire. The method of claim 20,
The price of the gas ticket is a fuel service support method including the spot price of oil, the future purchase cost and the margin according to the capacity of the oil indicated on the gas ticket. The method of claim 20,
The service period of the fuel service is determined to be the same as the expiration date of the gift. The method of claim 20,
The gas ticket is a paper service coupon or electronic form coupon service service method.

Images