KR20110087956A

KR20110087956A - The internet site or shopping mall with ss code's payment and the mobile payment service by ss code which can input in handphone

Info

Publication number: KR20110087956A
Application number: KR1020100007638A
Authority: KR
Inventors: 조건희
Original assignee: 조동혁
Priority date: 2010-01-28
Filing date: 2010-01-28
Publication date: 2011-08-03

Abstract

PURPOSE: A cellular phone mobile payment service of the mode capable is provided to execute direct purchase whenever wherever through a mobile communication network. CONSTITUTION: The member ID information is inputted and is connected to a computer internet/mobile internet product/service selling site. A SS code(1) is comprised by combining a number and numbers which is inputted through a key pad and a touch screen of a mobile phone/telephone. An SS code which executes purchase and payment is registered and issued to an operating server(2) of SS code transaction.

Description

The internet site or shopping mall with SS code's payment and the mobile payment service by SS code which can input in handphone}

It is undeniable that mobile is a big trend in online shopping. The global mobile shopping market grew by more than 80% annually from $ 700 million in 2000 to $ 30.5 billion in 2006. Japan, which accounted for 63% of the world market at $ 450 million in 2000, also raised $ 78.5 billion in 2006. The US, which was only 1% of the global market, grew at an average annual rate of 200%, accounting for 22% of the global market with 2006 sales of $ 6.75 billion. China, including Korea, also predicted high growth rates. In the case of overseas cases, mobile shopping will account for a large portion of the overall e-commerce market in the next two to three years. Just as Internet shopping malls have exploded in just five years, mobile shopping can also explode. This is also an attribute of the Internet business. However, mobile shopping users are still less than a hundredth of internet shopping. The first reason is that even netizens don't know mobile shopping yet. In Japan, many wireless Internet users use mobile phones rather than wired lines, which have been activated in a short time through QR codes, which are two-dimensional barcodes of mobile shopping. The second is data call charges. In today's telecom tariffs, searching alone requires a data call. Moreover, when purchasing a product, it is necessary to take a tour of these products, so you basically have to bear the call charge. Finally, mobile shopping only needs content. At present, major mobile shopping malls are miniatures of wired internet shopping malls. For mobile shopping to be successful, product composition and promotion suitable for the environment of wireless internet and mobile phones are required. Products that sell well in mobile shopping malls are very different from products that sell well in general internet shopping malls. According to data surveyed by the Korea Online Shopping Association, intangible content is the most sold product for mobile shopping. Items like game characters sell best. Travel services were next, and cultural products such as book albums are also gaining in popularity. On the other hand, commodity types such as apparel electronics that sell well in Internet shopping malls are less than 5% of all mobile shopping transactions. Therefore, a new type of shopping mall should be constructed in consideration of the characteristics of a mobile phone with a small amount of information that can be displayed at a time and the relatively small screen movement. In addition, security and payment systems need to be improved. Mobile shopping is not about sitting at your desk or at home, but on the go, you have to satisfy the lifestyle you need to buy immediately when you want to buy. In this respect, a service that enables mobile shopping is widely implemented in Japan by displaying a two-dimensional bar code called a QR code on various advertising media such as a signboard and a catalog, photographing it with a mobile phone camera, and automatically accessing the URL. In Korea, mobile carriers have been the center, and since 2002, two-dimensional barcodes have been introduced and promoted similarly to QR codes. However, they were not activated as Japanese QR codes due to inconvenience such as taking a barcode with a mobile phone camera. As an alternative to this, RFID was examined, but it is staying in the pilot project due to the limitation of RFID tag attachment and the need for a separate RFID reader for the mobile phone. Mobile shopping using barcodes or RFID requires cameras or hardware readers that can be attached to a mobile phone (close-up photography) and have a fundamental problem that the recognition rate decreases depending on the reader's and camera's recognition distance limitation and usage environment. . As an alternative to this, in 2000, a concept of M code, consisting of numbers, was introduced to enable electronic commerce by entering numbers on mobile phones. It is known that the mobile shopping concept has not been implemented because no standard has been developed. In this aspect, the Korean mobile address (WINC) is organized by the Korea Internet & Security Agency, a national internet address resource management agency, in cooperation with three domestic telecommunication companies to improve the usage environment for wireless Internet users. It is judged that it is suitable for mobile characteristics because the Japanese QR code is a mobile phone camera input method, whereas a user keyboard input method is used to access Internet contents. The related domestic patents are known as the basic patents related to wireless Internet access by the Korean Internet & Security Agency as patent No. 0459040 and 0390156.

In order to conveniently use mobile shopping and payment while the users move, the inventors have found that it is convenient for the user to directly input a simple code into the keyboard of the mobile phone rather than photographing a barcode while focusing on the mobile phone camera. Patent application was applied for a new code system suitable for mobile shopping and payment, which is developed based on the mobile address (WINC) secured as a standard in Korea. The mobile shopping service that is currently being serviced is made by minimizing the search method that is conveniently used on the computer by using a mouse, etc., but the user who wants to shop while searching in a complicated step while watching a small mobile phone screen while moving There will not be much demand. As an alternative to this, a two-dimensional bar code called QR code in Japan is displayed at offline stores, photographed with a mobile phone camera to enter the URL recorded in the QR code so that product information can be viewed and purchased, but it is necessary to focus on the QR code. Due to the user's discomfort and the nature of the camera, the use environment (lighting, distance, shaking, QR code contamination) has a lot of influence, and in particular, its use is restricted in areas with severe shaking such as subways. In order to solve the problems described above, the applicant of the present invention through the patent 10-2010-0003289, patent 10-2010-000438, patent 10-2010-0005418 "ss code (SS code) method of mobile phone mobile shopping directly Service ". Also in the mobile payment field, when a user uses the callback SMS to charge a bill and the user wants to pay, the method of downloading a virtual machine (VM) and making a credit card and a mobile phone payment is also registered as a patent (Patent Application No. 10-2004-0067863). Commercial service is being made, which must receive callback SMS, so personal information leakage is necessary and cannot be applied to offline advertising media. The present invention further develops the SS code that can be applied offline together with the Internet to display all the SS codes in the introduction section of the product on the Internet shopping mall or site, and based on the SS code on various bills, bills, notices It is the field of the present invention to expand to a variety of advertising and marketing means, such as a new Internet mailbox service to be delivered through the address ID to the SS code mobile phone payment.

To access the contents of the wireless internet through a mobile phone, use a wireless internet browser provided by a mobile carrier (for example, "Nate" in the case of SK Telecom), a URL recorded in the barcode by recognizing a barcode such as a Japanese QR code. Method of automatic connection (including barcode manual input method provided by mobile carrier when barcode recognition fails), and in the case of smartphone, through a web browser provided. In addition, there is a method in which the relevant URL registered by registering in the mobile address (WINC) is automatically translated into the corresponding URL by pressing the mobile address number and pressing the wireless Internet access key. The mobile address (WINC) has an express address consisting only of "numbers" and a combined address consisting of "numbers + # + numbers". The difference between the two address systems is provided so that the annual registration maintenance fee is about 10 times different. Currently, mobile shopping is intended to access mobile shopping sites through all three of the above methods. However, as described above, the barcode method has conditions of use and restriction (for example, vibration when used in the subway), and mobile shopping of a search method such as a computer generates data charges and mobile phones while searching for information desired by the user. Serious inconvenience in the search process is not suitable for mobile shopping. Mobile shopping is more competitive than computer shopping on the Internet in that it allows users to purchase when they want to buy while shopping, watching advertisements, etc. Can be provided. In this respect, when a person looks at the code consisting of letters and numbers (pronounced "SS code") displayed on the advertising media, and inputs them through the mobile phone keyboard and touch, the necessary information (price not shown in the advertising media, Detailed information such as specifications are displayed on the mobile phone screen and the way to complete a purchase is expected to be optimized for mobile shopping. SS code can also be determined by abbreviation of Stop and Shopping to suit the characteristics of mobile shopping. It has a retailer code that supports the entire industrial product with an SS code but advertises for mobile shopping . That is, a new standard suitable for mobile shopping that is different from the existing bar code of the Korean common product code (KAN, country code Korea 880+ manufacturer + product code + verification code), for example, "Sales number + start month + product code" It may also be configured in a form that includes the proper nouns of the manufacturer and the product and the classification of the product, based on the form and in addition to the letters and numbers. That is, if the SS code is displayed to the user visually in various media (printing and broadcasting) and the SS code is input in the SS code input window by the mobile shopping method provided by the mobile phone, product information corresponding to the corresponding SS code Is displayed on the mobile phone screen, and the payment is made when the user approves the purchase, and the delivery is made based on the stored or entered customer information, unlike barcode or RFID, the actual mobile phone is not required to add hardware and software. Mobile shopping can be provided. By developing this, after purchasing and using the goods in an offline merchant (for example, a restaurant) as in Patent No. 10-2010-0004380, a transaction approval institution generates an SS code for approving the transaction. Enter your SS code from the mobile shopping menu on your phone. It may be configured to make a payment at (sit down). In addition, when you make a payment on the Internet transactions, you generate a one-time SS code, and enter the SS code into the mobile phone as described in the mobile shopping process described above. Currently, Internet payments can be integrated into mobile phones, and the payment processing results are displayed on computers and mobile phones. Like the current mobile payment method or callback SMS mobile payment, the social security number is entered into the mobile phone by entering the social security number and the mobile phone number. Instead, the mobile phone displays the disposable SS code on the computer and uses the wireless Internet without SMS text. Above all, the basic invention was made to solve the security and hacking problems because the mobile communication network is used above all. However, there is a need to apply to various types of bills, home sales, mail sales, etc., which are billed to the home together with various advertising means that users are exposed to product advertisements. If such a payment method is provided, a payment agent fee through payment can be secured so that an Internet mailbox service using an address as an ID rather than a personal email can be implemented. When this service is realized, it is expected to replace most of the bills and notices delivered to the home.

While online shopping and home shopping are replacing offline shopping malls in earnest due to the convenience of online, relatively low prices, and the urge to purchase, there is a time and a place limit to watch computers and TVs. In this case, the mobile phone can only make small payments and if the credit card is over a certain amount, a certificate should be attached. As a result, the company has secured its status as a new payment method by introducing the USIM (Integrated Subscriber Authentication SIM + UICC Universal IC Card), which can be equipped with a credit card payment function in mobile phones. With the rapid improvement from 3G to 4G, the mobile shopping and payment market will emerge as a new blue ocean. In this respect, it is expected that mobile phones will be able to replace credit cards within a few years. As we anticipate the coming of this era, we can create a shopping and payment pattern suitable for mobile phones different from the present. Recently, Google announced a service called Google Goggles, which is an innovative service that shows the relevant information when a user is interested in a mobile phone camera and accesses Google Goggles. It is known that there is a need, and it is expected that it will take a long time to provide necessary information through object recognition technology and recognition of a manufacturer and a brand based on such that the user is not inconvenient.

Despite the development of mobile phone related service technology, it is necessary to fundamentally analyze and solve the cause of the lack of mobile shopping. Mobile shopping starts by encouraging people to search for information when they like a product while moving. In order to retrieve information, the mobile phone or smartphone can be searched like a computer to obtain useful information for the user. The mobile phone must be larger on the current 3-inch screen, and the computer-level full browsing and convenient input such as the mouse or keypad of the computer. However, mobile phones have limitations due to portability, convenience, product size, battery life, etc., and it is not realistic and there is no necessity to inquire product information by searching through several steps. As an alternative, the two-dimensional barcode called QR code, which has been successfully commercialized in Japan, is decoded and automatically accessed to a designated URL site, providing users with the necessary and useful information. It is known that users have used it more than once. Barcodes have also evolved into two-dimensional barcodes and color codes to record more information starting from one dimension. The barcode recognition rate is determined by the camera's shooting quality. Shooting should be done. In Korea, KTF's hot codes and other color codes, similar to QR codes, were also introduced in the pilot market, but they failed to be commercialized due to problems such as ease of operation and recognition rate. Recognizing barcodes such as QR codes with mobile phone cameras can be applied to products, windows, and advertising media that users are interested in as they move due to recognition distance, lighting of the environment, shaking during shooting, and special barcode readers in the sunlight. It takes a lot of patience to shoot a barcode with a mobile phone camera (it is very difficult to recognize a one-dimensional barcode using a barcode reader in most camera phones). To solve this problem, if RFID tags are attached to products and RFID readers are attached to mobile phones, bringing the mobile phone close to the tags can quickly read the information on the tag and access the designated URL site, which can be used inconveniently unlike barcodes. . However, since RFID is limited to spread within 30cm, most users are limited to products that can be touched by users such as exhibition stands in stores, and the possibility of RFID tags and readers will spread in several years due to cost and infrastructure problems. it looks difficult.

In addition, various payments are made in the Internet shopping mall, which has grown to 27 trillion won in 2009. Currently, SMS text-based mobile phone payment and credit card payment methods are introduced and used. However, in case of mobile phone payment, personal information records may be hacked while entering social security number and mobile phone number. In case of credit card payment, if you only know the credit card number and expiration date and the unique number on the back of the credit card, It is also true that there is a risk of theft and the public certificate used for payment over a certain amount may be vulnerable to hacking and be stolen. Therefore, as the size of the Internet shopping mall expands, there is a need for a new payment system that provides enhanced security measures, is easy to use, and is not restricted to places (the risk of using Internet payment in public places such as PC rooms). In this respect, although the above problems are solved by introducing the concept of disposable SS code in Patent No. 10-2010-0004380, a disposable SS code is formed every time a product is purchased. It had to be installed and entered the payment stage to get a disposable SS code. However, if the SS code is displayed together with the purchase when the product information is entered into the mobile phone in the Internet site and the shopping mall, the SS code is checked at the inquiry stage without entering the payment stage on the computer. This can provide a very convenient internet shopping. Marking the unique SS code issued by various advertising media and sales means in addition to the Internet, it is possible to provide an order and payment system using a mobile phone without the need to generate a single-use SS code. At this time, the personal information is in the mobile phone, and the seller and the product information are independent of the operation server of the transaction approval company that registers the SS code. In order to apply such SS code offline, product and service information (model name, price, sales office, shopping mall, etc.) is matched with SS code and recorded on the server, and the product and service information matching the input SS code is real-time through the network. It should be configured to provide. In particular, if the SS code is displayed together with the price information of the products in the Internet shopping mall and sales site, users can conveniently purchase the desired product simply by entering the SS code into the mobile phone even if the Internet does not enter the payment stage. However, there is a problem that can not determine which member ordered only by the information of the mobile payment authentication server, it is necessary to generate SS code combined with the member ID information. In addition, the SS code is not only to be paid through a mobile phone, but also to be configured as a separate module in the computer so that the payment is made by entering the SS code.

Barcodes and RFID tags require a reader in the form of a hardware to read information, and barcodes are within 30cm and RFID tags are also within 30cm depending on the radio wave reaching distance of the reader. Form the reader). There have been many attempts to embed reader hardware in mobile phones to activate wireless Internet using RFID tags, but the development enthusiasm is rapidly cooling due to cost burden and delay of RFID tag dissemination. Although it is more inconvenient than RFID, the method of accessing the wireless Internet by recognizing a barcode such as a QR code as a camera of a mobile phone has been commercialized in Japan, but using a mobile phone camera is a high-end camera in order to recognize a barcode that is more than 1m away. The optical zoom function or the size of the barcode should be increased in proportion to the square of the distance), the influence of the lighting of the environment, the shaking during the shooting, and the dedicated barcode reader may not be easily used due to the recognition error under the sunlight.

To solve this problem, the present invention proposes a code input method and system suitable for mobile shopping without a computer. Commercialized Korean mobile addressing system is constructed by mapping actual URL and number address to 1: 1. Instead of inputting complicated URL through mobile phone, press registered number and # button of mobile phone keyboard. It is configured to go straight to. Although the mobile address and the merchant ID are combined with the '#' number, the user accesses the merchant payment window and introduces a mobile payment method, but there is a problem that the user must remember and enter the merchant ID. By comparing the mobile address method with the QR code in Japan, we can create a concept of a new input method suitable for mobile shopping. Mobile address (WINC) is superior in all aspects such as speed, usage environment, shaking, and camera unnecessary compared to Japanese QR code method because user remembers or reads mobile address number, but QR code is standardized for problems of mobile address. However, there is a problem that conversion is required only by registration, whereas it is not necessary to register with a mapping agency, which requires a separate maintenance fee (990,000 won per year for an express code consisting of numbers only). When the URL is 1: 1 and introduces various products (QR codes are formed by different QR codes, they can be directly responded), there is a limit to provide them by searching like a computer. In the mobile shopping mobile phones, since the product is checked on the spot or watching the advertising media, it should be provided in such a way as to immediately display the product and price information and to proceed with the purchase process, rather than searching and searching for the product information separately. In this process, a method of accessing a mobile shopping mall is a method of accessing a mobile shopping service provided by a mobile carrier, a method of accessing an individual shopping mall using a QR code or a mobile address (WINC), or a method of accessing a web browser. have. The QR code method recognizes the access URL code first and displays the information on the product by immediately accessing the corresponding URL.The current mobile shopping service provided by the mobile carrier searches the products step by step in the same way as internet shopping on a computer. It is provided. Mobile shopping, which is most user-friendly, allows users to enter simple text and codes that appear on the advertising media after accessing the mobile shopping, and the product information including price information is displayed immediately. It is a way. Unlike the search method that finds the desired product through the computer screen and the mouse, the desired product is selected through the advertising media, products, and stores in front of the user without the search process. Can be. SS code for mobile shopping should be designed to provide the following features: First, unlike the barcode indicating the manufacturer , the mobile shopping code inserts a store code because various stores can sell the same product in different advertising media . Secondly, it is effective to construct 3 to 4 digits and letters that are easy to remember because the user sees and inputs with eyes. Third, sorting using letters rather than listing numbers that are difficult to remember is easier to remember and enter into a cell phone. Fourth, when the user sees the SS code, it is advantageous to determine the sales start date (for example, '50' in January 2010 and '51' in February 2010). If the code is configured to satisfy these requirements, it can be provided in the form of accommodating most domestic products and various stores. This is a fundamental solution for replacing bar code and RFID hardware readers with customers' eyes and hands.

There are a variety of advertising means that users come across product advertisements (such as advertising and broadcasting, home shopping, e-mail, text messages, internet sites and shopping malls, product catalogs for mail-order sales, etc.). In this case, the product information (model name, price, retailer, shopping mall, etc.) is matched with the SS code and recorded on the server, and the product information corresponding to the SS code is requested to the system requesting payment through the network. This can be done by configuring a mapping system between production servers to provide. Since the same products are uploaded by many vendors on the Internet, adding a vendor field to the SS code together with a field representing the merchandise allows the products and sellers to be accommodated in a single code without overlapping. In addition, by combining member ID information with the SS code, the delivery site information of the ordered member must be secured on the Internet site that delivers the product. In addition, if you mark SS codes on various bills, you can make various bill payments conveniently on your mobile phone. You can replace your current mailbox with the Internet. Address ID accounts should be configured to include all addresses and should be made available to anyone after initial registration, address transfer measures, password measures, and important documents through personal authentication.

The present invention provides a new concept SS code-based shopping and payment method, service suitable for the realistic and future development of mobile and Internet shopping through a mobile phone. In order to satisfy the needs of the payment market such as Internet shopping and various advertisements and utilities, an SS code including member ID, store information, and payment destination information is proposed. The user can determine the minimum information through the SS code, and enter the information into the mobile phone to check the necessary product information and end the purchase process, and expanded the application of the mobile shopping as well as internet shopping and home / communication. If it is extended to the concept of sales, payment method of merchants, and address ID account service, the following effects are expected.

First, mobile shopping does not need to search separately through a mobile phone because there are products, advertisements, and stores that you want to buy in front of the user. The mobile shopping can be implemented to be completed in one step compared to the current search method.

Secondly, if you create a new concept of mobile shopping standards, such as configuring barcodes and RFID methods that require hardware readers, you can enter SS codes with keyboards and touches such as mobile phones to check product details and make payments. Various distribution channels can be additionally provided. The introduction of the SS code has the effect that the advertising medium is immediately developed as a product sales and payment means that the purchase can be made anywhere anytime through the mobile communication network.

Third, the offline merchant does not pass the customer's credit card to the merchant, enters the merchant information and the purchased goods information into the SS code, enters the mobile phone, and checks the payment information on the customer's mobile phone. The information can be protected to prevent hacking damage caused by the leakage of credit card information through merchants.

Fourth, it is possible to combine the SS code with bills, utility bills, and notices delivered to homes to pay bills through mobile phones. It is expected that SS code will be able to provide a powerful payment method function not only in connection with local business but also in home delivery and mail-order sales.

1 is a flowchart of credit card payment on the current Internet.
2 is a flowchart of mobile phone payment in the current Internet.
3 is a flowchart illustrating a mobile shopping method using an SS code.
4 is a flowchart illustrating a payment method in an offline affiliated store using an SS code.
5 is a structure comparison diagram of the Internet payment method and the current method using the SS code of the present invention.
Figure 6 is a comparison of the payment flow of the Internet payment method and the current method using the SS code of the present invention.

The method of purchasing the goods is classified into a case of using an offline store, using an internet shopping mall, using a home shopping, or using a door-to-door sales. Payment is mainly made by cash and credit card. A new distribution system called mobile shopping, which can purchase and reserve goods at an economical price anytime, anywhere, is expected to be actively developed by the convergence of finance and communication in the future. As a means to solve the limitations of mobile shopping and payment, mobile communication companies are also developing a technology to support credit card payment by mobile phone USIM card, and detachable credit card developed by SlimDisk company Wireless payment devices that support browsing may also be used as new means. The present invention by introducing a new SS code to be printed or displayed on a variety of media anytime, anywhere, unlike the RFID tag, bar code or image code, the customer can simply enter the SS code in the mobile phone SS code operation server and the SS code, even if there is no hardware reader Access the product details on the mobile phone screen, and provide the purchase and payment is made immediately. Unlike the current manufacturer-oriented barcode, the SS code is purchased with the SS code itself, and even though the same product may be displayed differently on the advertisement media, the SS code is characterized by a vendor-oriented code. By extending these SS codes to offline merchants such as restaurants, customers can enter a single-use SS code issued to their mobile phone at the seat without having to deliver their credit card containing personal information. can do. In addition, if SS code is applied to many current Internet payment methods due to the exposure of personal information, payment is not made on a computer that is not secure. Instead, the computer is issued a one-time SS code for transactions, and the security of IC card level It can be integrated with payments using USIM or mobile phone numbers. That is, the user can select the payment method after entering the SS code in the mobile phone, rather than selecting a credit card and mobile phone payment from the computer. Compared to the passive SMS text system that does not guarantee real time, the user can input the disposable SS code generated in the computer through the wireless Internet within the effective time (set in 24 hours, etc.), so that the real time can be guaranteed. As such, the mobile phone payment method using the SS code is expected to fundamentally solve problems such as inconvenience of Internet credit card payment, security and hacking concerns. Hereinafter, the present invention will be described in detail with reference to the accompanying drawings.

1 is a flow chart of credit card payments on the Internet. When a user purchases a product from the PC via the Internet, the store web server requests a payment gateway (PG) server, the PG server makes a payment request to a card company (VAN) server, and receives the payment result and stores it in the PG company database. Notify the store web server. The store web server stores the payment results in the store database and displays them on the user's PC and ends processing. Although the data is encrypted by sending and receiving payment data, there is a problem in that it is vulnerable to hacking because it uses a weak computer and internet network. In particular, credit card transactions using PCs in public places are concerned about the leakage of personal information.

2 is a flowchart of mobile phone payment in the Internet. When a user purchases a product through the Internet through a mobile phone payment on a computer, the store server requests an authentication number from a payment gateway server. When the PG server requests an authentication number from a mobile payment provider server, the store server generates an authentication number. If the user requests a payment by registering an authentication number on the computer, the store server requests the payment from the PG server, the PG server requests the payment from the mobile payment provider server, and the mobile payment provider server sends a request to the mobile carrier server. It requests to make a payment, receives the payment result, passes the PG server, and displays the payment result on the user's computer through the store server. In some cases, a PG server and a mobile payer server are integrated. At this time, there may be inconvenience and personal information leakage problem to enter the mobile number and social security number in order to receive the authentication number through the user's mobile phone, SMS text delivery does not guarantee the real-time and authentication number within 60 seconds after SMS authentication If you do not enter, there is a limit to cancel the transaction.

Figure 3 is connected to a mobile shopping site in the mobile phone and enters the SS code to retrieve the corresponding product information from the mobile server to display on the mobile phone screen, and the payment is made through the mobile phone as a schematic 10-2010-0003289 This is a patent application. In mobile phone mobile shopping service, the first step is to select the SS code user's direct entry method in mobile shopping from the mobile phone wireless internet menu or to enter the URL address directly. In Korea, the mobile number address is called WINC. By connecting directly to mobile shopping through), before entering SS code (barcode method has URL information on barcode, and input barcode information with mobile phone camera). SS code is directly connected with mobile shopping site of user input method. In step 3, the user reads and reads the SS code displayed on the advertisement medium. If the user directly inputs the SS code with the keypad and touch on the code input window of the mobile phone screen, the third step stores the goods and price information contents corresponding to the SS code. A mobile server loads the content corresponding to the SS code and displays it on the screen. In the third step, when the user selects the execution of the purchase of the item and selects the payment for the purchase, the fourth step is the unique information or certificate related to the payment of the SIM card (including the USIM card) that supports the payment inserted into the mobile phone. , Or a mobile phone number, a payment method (small payment method, SMS authorization method) or a credit card payment method implemented by a mobile communication company or a credit card payment method (eg, VAN, bank or PG). Company or mobile phone billing agent) to connect to the operation server to deliver the data required for payment, and the fifth step to complete the purchase processing process of goods corresponding to the entered SS code while displaying the payment processing information on the screen Enter the SS code, and then enter the SS code, receive detailed product information, and purchase It is available in a mobile shopping service that allows. In this case, the SS code is made of only a manufacturer and sales company or brand name or product classification name and simple numbers and letters (for example, Samsung smartphone 2340), the name of the product name, so that the user can easily remember "Hugh", the back "2340" is a code that indicates the model and color of the smartphone).

4 is not a method of delivering a credit card or mobile phone information to a merchant for offline merchant payment, such as a restaurant, and receives payment history information that a customer needs to pay at a merchant and receives a disposable SS code from a transaction approval institution (VAN). By applying a patent 10-2010-0004380 as a schematic diagram to configure the payment directly by the customer. In order to pay the amount used at the merchant or the internet, the amount payment program provided by the mobile phone allows the user to input information and the amount of money from credit and check card merchants (offline stores, etc.) or Internet shopping malls (manual input or wireless via the keypad). Network), the unique information of the SIM card (including the USIM card) that supports the payment inserted into the mobile phone, the certificate, the mobile phone number or the payment method implemented by the mobile carrier (small payment method, SMS payment method). If you select and pay, the transaction approval company configures the approval information to be transmitted to the mobile phone and merchant (offline store, etc.) or to the payment and printing means of a computer connected to the Internet. A service method is provided.

5 is a structure comparison diagram of the Internet payment method and the current method using the SS code of the present invention and FIG. 6 is a comparison diagram of the payment flow of the Internet payment method and the current method using the SS code of the present invention. Issuing the SS code that combines the member ID information with the product / service information is stored in the server, and configured to display the issued SS code as a product. If the member ID information and SS code is not combined, there is a problem that the member ID information is entered separately when paying with the SS code, or the customer information is received from the mobile phone and compared with the member information on the Internet site. Therefore, in selling goods / services on a computer internet / mobile internet, inputting member ID information to access a computer internet / mobile internet goods / service selling site; SS code that combines member ID information with product / service information to be purchased and executes payment when entered into mobile phone (in this patent claim, SS code can be entered through the keypad and touch screen of mobile phone) Registering and issuing an identification code configured by combining with the SS code transaction approval operation server ; Displaying an SS code together with information of goods / services sold on the Internet of a computer and a mobile phone screen (for example, a model name, a price, a quantity, a place of sale); Computer Internet / Mobile Internet Shopping Mall and Sites and Pages and Computer Internet / Mobile Internet characterized by displaying the SS code combined with the member ID information together with products / services on the Computer Internet / Mobile Internet sales site and shopping mall Must be provided as a shopping mall operating server system. At this time, rather than registering the SS code on all products corresponding to the member ID, the Internet site uses the temporary SS code combined with its own member ID information, and configures it to the SS code transaction approval operation server . In other words, accessing the computer Internet / mobile Internet product / service sales site by entering the member ID information; Self-generating SS code to execute the purchase and payment when input to the mobile phone combined with the member ID information and the product / service information sold; Registering the self-generated SS code with the SS code transaction approval operation server and receiving the approval; And computer internet / mobile internet shopping malls and sites and pages and computer internet / mobile internet and mobile internet sales sites and shopping malls and merchandise / services displaying the SS code combined with member ID information on the shopping mall It may be configured as an internet shopping mall operating server system. That is, in order to secure the member information corresponding to the SS code that has been settled, the SS code corresponding to the SS code displayed together with the information of the goods / services sold on the Internet of the computer and the mobile phone screen (for example, model name, price, quantity, and place of sale) Mapping a self classification code for identifying goods / services in a computer internet / mobile internet shopping mall operating server ; Notifying the computer internet / mobile internet shopping mall operation server that has received the SS code that the customer has made a payment through the SS code; The computer Internet / mobile internet shopping mall operating server may be configured to map an SS code and a self classification code; There is a need for an internet site, an internet page, an internet shopping mall, and an operation server system, characterized in that it is possible to secure member information and product / service information corresponding to an SS code that has been settled.

As described above, in order to sell goods / services on the computer Internet / mobile internet using the SS code, a code mapping system is established to operate the product / service information data on the operation servers of the retailers entering the shopping mall and the goods / services on the stores. Delivering a self classification code for identifying; Self-classification codes, and product / service information data store on your computer Internet / Mobile Internet shopping mall operation server generates a self-classification codes to identify the product by 1:01 mapping consists of steps to build a database transfer, and computer internet / Self-classification code for identifying products in mobile internet shopping mall server Registering and issuing an SS code to an SS code transaction approval operation server for inputting into a corresponding mobile phone to execute purchase and payment; SS code transaction approval operation server consists of a code mapping system and server for mapping the SS code for mobile phone payment and the classification code between the shopping mall, characterized in that by operating a mapping database of the SS code and its own classification code of the shopping mall. In the case where the retailer operates the site directly with the code mapping system, the sales product information data is generated by the computer internet / mobile internet shopping mall operation server to generate its own classification code for distinguishing the products / services, and to build and deliver the data to the database. Self-classification code that distinguishes goods / services from computer Internet / mobile internet shopping mall server . Registering and issuing an SS code to an SS code transaction approval operation server for inputting into a corresponding mobile phone to execute purchase and payment; SS code transaction approval operation server is also composed of internet site code mapping system and server for mapping SS code for mobile phone payment and self-classification code, which is constructed and operated by mapping database of SS code and self-classification code of shopping mall. .

In addition, the SS code portal can be integrated to configure the payment by entering the SS code into a computer or mobile phone. That is, to sell the goods on the computer Internet / mobile Internet, the SS code that corresponds to the self-classification codes to distinguish the goods / services on the computer Internet / Mobile Internet shopping mall operating server and you enter a phone running the purchase and payment SS Registering a code transaction approval operation server to build a database; SS Code Transaction Approval Operation Search, search, and select the SS code registered on the server computer Internet / mobile Internet shopping mall computer computer that displays the SS code to pay by mobile phone, characterized in that it provides product information provided by the Internet shopping mall operation server It is provided as an internet site, a shopping mall, an operation server system, and a mobile phone payment service. At this time, the SS code classification method is classified into a manufacturer; Or classifying into shopping malls; Or classifying as a sales company; Or classifying the product / service type; Or classifying in SS code order; Or it may be characterized in that it comprises a step of listing the products registered in the member ID. In the step of requesting payment approval from the operation server connected to the mobile phone to the SS code transaction approval operation server , the SS code transaction approval operation server selects the payment method selected by the mobile phone user (for example, credit card or wire transfer or phone charge Or receiving payment approval results in connection with a transaction authentication system (for example, a mobile carrier or a card company or a bank or a VAN or PG server alone or in combination) for each point payment; And transmitting the user's order and payment approval result to the user's mobile phone and the operation server of the corresponding SS code register.

Such SS code can be effectively applied to multi-level marketing because it can utilize a variety of media on / offline. That is, in the network marketing in which individuals sell products, the individual acquires competitive product / service information data of offline stores or Internet stores; An individual makes a resale contract with goods / services of an offline retailer or an internet retailer and creates and classifies its own classification code; Registering and issuing an SS code for executing purchase and payment to an SS code transaction approval operation server when a self classification code for distinguishing goods / services is input into a mobile phone; Constructing an SS code database for personal sales consisting of products / services for which an individual has resold contracts and informing them through various advertising means (for example, e-mail, Internet community announcements, UCC, etc.); On-line / offline integrated network marketing method using SS code, characterized in that when a customer makes a payment with a corresponding SS code, the product / service is delivered through a lower level retailer that provides the corresponding product / service, and a sales commission is secured. And a server system for managing and operating a mobile phone and payment service. To further expand this step, another third party makes a resale contract with goods / services of an offline store or an internet store and issues an SS code for mobile phone payment; And repeating the steps of the individual making a resale contract with another third person and generating a new SS code dependent on the SS code issued by the third person. Off-line integrated multi-level marketing method and management can be provided by the server system and mobile phone payment service, and SS codes that have undergone multi-level mapping can be matched with the initial SS code by mapping database.

Since SSCO provides a means for paying various bills, bills, giro, etc. at home, a new service can be created to be issued and delivered to both the home address and social security number ID. Most of them receive their bills, bills, mail, etc. in their off-line form, and are partially replacing them via their e-mail address, but do not include their address or social security number in their personal email address, and cannot act as a home mailbox. . Thus, informing the payment of various payments, generating an ID with a personal social security number; Receiving a password through personal authentication of the generated personal social security number ID and activating the use; Payment request and documents or bills delivered to the ID number, characterized in that it can be configured to check the payment request and documents or bills billed to the individual's social security number on the Internet is required. To this end, after the first access to the personal resident registration number issued a new ID to use instead of entering the resident registration number; Receiving a password using the new ID and activating use; It consists of a payment request and documents and bills delivered to the social security number ID, characterized in that it can be configured to check the payment request and documents or bills billed to the individual's social security number on the Internet consists of a server and Internet operation service. You can send them to your current e-mail address, but sending them to your real name ID account, such as your social security number, must be controlled. There is a need. In addition, payment requests and documents or bills billed to an individual's social security number may include notices and charges (various utilities) and notification information from government agencies; Or notification and imposition of insurance agencies (other than medical insurance premiums), notification information; Or notification and billing information from financial institutions; Or, it is characterized by limiting to the organizations, services and businesses that notify and subscribe to the social security number. In sending the payment invoice, the agency and company registers and issues an SS code to the SS code transaction approval operation server to execute the purchase and payment when inputting into the mobile phone corresponding to the payment request data; Delivering a payment invoice showing the SS code requested by the institution and the company to the social security number ID account; Transmitting payment data of the social security number ID to the corresponding institution or company when the payment is made in the mobile phone using the SS code; Receipt of receipt confirmation data from the relevant agency or company will be displayed on the social security number ID account, so that payment and verification can be provided on the Internet. Alternatively, the payment can be made from a computer, not from a mobile phone.In sending a payment invoice, the institution and the company register an SS code on the SS code transaction approval operation server , which allows the institution and company to execute the purchase and payment corresponding to the payment bill data. And issued step; Delivering a payment invoice showing the SS code billed by the relevant institution and businesses in the social security number ID account; Importing a payment module (eg, set in a widget) having an SS code input window in a computer; Inputting the SS code of the goods / services to be purchased in the SS code input window of the computer to the SS code transaction approval operation server ; If the payment method is selected, the SS code transaction approval operation server loads the product transaction data corresponding to the SS code and links it with a transaction authentication system (for example, a mobile carrier or card company or a bank or a VAN or PG authentication server alone or in combination). Receiving a payment approval result; When the payment is made by the SS code, the payment data of the social security number ID to the agency or company; Receipt of receipt confirmation data from the relevant institution or company is configured to display on the ID number account. At this time, if a new bill request and documents or bills billed by the social security number ID is configured to notify and confirm the standby state on the computer screen, you can conveniently use the Internet mailbox while using the computer. In order to activate this, a profitable business model is required. Therefore, a billing or advertisement stamp may be attached and delivered to payment requests and documents or bills delivered to the ID number. It can provide users with the credibility that the payment requests and documents or bills delivered to these Social Security Number IDs are operated by a postal delivery agency (for example, a post office). Checking through; It may need to be configured to notify the sending agency and company of the payment request and document.

More important than ID-based ID accounts, address-based ID account services are very important and necessary because most bills and notices are address-based. That is, informing and receiving various payment amounts, generating an ID first to an address; In the step of entering the created address ID account, the user can verify the payment request and documents or invoices that are billed to the address by configuring the password through personal authentication and allowing the user to use the password. When configured, it creates a very convenient Internet mailbox service. In this case, when moving the address, the password set for the existing address ID should be configured to be initialized by the address ID internet service operator. Internet service operators should be informed and operated by the national authorities of address changes. When opening a document delivered to an address ID account, personal information should be configured to be requested by social security number or mobile phone to minimize the leakage of personal information. Payment requests and documents or bills billed to your address may include notices and charges from government agencies (various utilities), notice information, or notices and charges from insurance agencies (other than medical insurance premiums), notice information; Or notification and billing information from financial institutions; In addition, it is necessary to notify the address and to restrict the spam mails by restricting to the organizations, services, businesses, and schools. Registering and issuing an SS code to an SS code transaction approval operation server to allow a purchaser and payment to be executed by inputting into a mobile phone corresponding to the payment request data in a corresponding institution and company in sending a payment invoice to an address ID; Delivering a payment invoice showing the SS code charged by the relevant institution and the company to the address ID account; Transmitting payment data of an address of an address to a corresponding institution or company when a payment is made in a mobile phone using a corresponding SS code; Receipt verification data from the agency or company is provided to be displayed on the address ID account. Or registering and issuing an SS code to an SS code transaction approval operation server to execute a purchase and payment when inputting into a mobile phone corresponding to corresponding goods and service billing data supplied to a home through home delivery and mail order; Delivering a payment invoice showing the SS code charged by the relevant institution and the company to the address ID account; Transmitting payment data of an address of an address to a corresponding institution or company when a payment is made in a mobile phone using a corresponding SS code; Receipt confirmation data may be received from the relevant institution or company to be displayed on the address ID account. Registering and issuing an SS code to the SS code transaction approval operation server to allow the institution and company to execute a purchase and payment corresponding to the billing data in sending a payment invoice so that payment can be made in a computer as well as mobile phone payment; Delivering a payment invoice showing the SS code charged by the relevant institution and the company to the address ID account; Importing a payment module (eg, set in a widget) having an SS code input window in a computer; Inputting the SS code of the goods / services to be purchased in the SS code input window of the computer to the SS code transaction approval operation server ; If the payment method is selected, the SS code transaction approval operation server loads the product transaction data corresponding to the SS code and links it with a transaction authentication system (for example, a mobile carrier or card company or a bank or a VAN or PG authentication server alone or in combination). Receiving a payment approval result; Transmitting payment data of an address of an address to a corresponding institution or company when a payment is made with a corresponding SS code; The receipt confirmation data is received from the relevant institution or company and configured to be displayed on the address ID account. Newly billed payment requests and documents by address ID can be configured to notify and confirm on the computer screen in a standby state so that documents, bills, etc. received while using the computer can be viewed immediately. It is possible to increase the credibility of users by operating payment requests and documents or bills delivered to address IDs at postal agencies (such as post offices). Confirming payment request and documents or bills to be delivered to the address ID through personal authentication (for example, entering a social security number); Minimize the leakage of personal information by configuring the sending agency and company to send payment requests and documents that they have been retrieved from their address ID. When an address-based ID account service is provided, a new business can be created by inquiring, ordering, billing, and confirming payment in real time by linking with a commercial area around the address. Such a business based on address ID is not only a computer. Home internet phones can be provided by accessing the corresponding address ID account. In other words, displaying a shop image that can be accessed by clicking with neighboring shops on the Internet site page based on the address ID; Selecting a desired store and ordering a product / service on an address-based internet site; The product / service consists of placing an order at the store and sending the order receipt or claim to the address ID. In other words, if you connect directly to the store with a messenger whose address is an ID, and configure the store to order and inquire as a messenger, a more convenient life service is provided. In other words, in the step of selecting a store in the Internet site based on the address ID and ordering goods / services, the store is ordered, checked, and inquired through the messenger.

As described above, there is a method of combining the member ID and product information into the SS code, but in order to combine the member ID, the SS code is formed so that the member ID is not combined because there is a problem of connecting a database between related operation servers. In addition, a method of separately providing member information may be provided. In other words, in the sale of goods / services on the computer Internet / mobile internet, the SS code for combining the computer internet / mobile internet merchandise sales site information and the product / service information to be entered into the mobile phone to execute the purchase and payment is SS. Registering and issuing a code transaction approval operation server ; Displaying an SS code together with information of goods / services sold on the Internet of a computer and a mobile phone screen (for example, a model name, a price, a quantity, a place of sale); Selecting a product by accessing a computer internet / mobile internet product selling site without inputting member ID information; Purchasing a corresponding SS code product by inputting an SS code of a product / service that a customer wants to purchase with a mobile phone; The SS code transaction approval operation server transfers the SS code payment data to the computer Internet / mobile internet goods sales site operation server that registered the SS code that has been paid by the mobile phone, and the customer data of the mobile phone that was paid by the SS code transaction approval operation server (example Together with the delivery address); Computer internet / mobile internet sales sites and shopping malls can be configured to deliver mobile phone customer data received from the SS code transaction approval operation server and goods / services separated by SS code to customers. The SS code may be provided so that payment is made in a computer as well as a mobile phone. In other words, in selling goods on the computer internet / mobile internet,

Registering and issuing an SS code combining the computer Internet / mobile internet goods sales site information and the merchandise information on the SS code transaction approval operation server ; Displaying an SS code together with information (eg, model name, price, quantity, vendor) of goods sold on the Internet of a computer and a mobile phone screen; Accessing a computer internet / mobile internet goods selling site and selecting a product; Invoking a payment module (eg, set in a widget) with an SS code input window on a computer that can run independently of the Internet / mobile internet article site; Inputting the SS code of the goods / services to be purchased in the SS code input window of the computer to the SS code transaction approval operation server ; If the payment method is selected, the SS code transaction approval operation server reads the product transaction data corresponding to the SS code and receives a payment approval result in association with the transaction authentication system ; The SS code transaction approval operation server transmits the customer data (for example, shipping address information) that is paid while delivering the SS code payment data to the computer Internet / mobile internet goods sales site operation server that registered the SS code that has been paid by the computer. ; The computer Internet / mobile internet sales site and shopping mall consist of delivering customer data received from the SS code transaction approval operation server and a product corresponding to the SS code to the customer.

Currently, the amount paid through the Jiro is over 100 trillion won a year. The OCR processing fee is 2638 won in 2008 for local tax collection. It is known to have spent 3216 billion won for the management of local taxes to collect local taxes. The Jiro treatment process consists of taxpayers->banks->safes-> local governments. The Giro information management is paid by OCR to taxpayers->banks-> OCR centers-> local governments. The bank's cash dispenser is changing the payment method by entering the electronic payment number in Jiro. In this process, the general postal payment fee (KRW 21.2 billion per year for local governments) is input, which can be solved by sending it to the address-based ID account in a batch. That is, in the payment of bills and the like, which is a standard payment method, the issuer receives a giro number and a giro electronic payment number from a giro management server system (operated by the Korea Financial Clearance Service, an integrated storage center, etc. in Korea); The issued Giro number and Giro electronic payment number is registered and managed in the Giro management server system ; The user enters the Giro number and Giro e-payment number or e-payment number of the Giro to be paid in the payment support menu / access program on the mobile phone, and the payment method (for example, credit card or bank transfer or mobile phone charge or virtual account or point payment). Selecting a; The Giro number and Giro entered into a transaction authorization provider operating a server connected to the mobile phone electronic payment number or Giro for the electronic payment number in the Giro management server system, the relevant data (amount and payer name as an example) Giro will appear on the phone screen Receiving and displaying; Requesting a payment approval corresponding to a giro number and a giro electronic payment number or a giro electronic payment number entered in a transaction approval company operating server according to a selected payment method; The transaction approval company operating server receives a payment approval result in connection with a transaction authentication system (for example, a mobile carrier or a card company or a bank or a VAN or PG server alone or in combination); And the transaction approval company operating server may be configured to deliver the corresponding payment processing results to the user mobile phone and the Giro management server system .

1: SS code 2: Transaction approval company operation server 3: Mobile carrier payment operation server
4: Display on SS code advertising means 5: Enter SS code on mobile phone

Claims

In selling goods / services on the computer internet / mobile internet,
Inputting member ID information to access a computer internet / mobile internet goods / service sales site;
SS code that combines member ID information and product / service information to be entered into mobile phone / telephone to execute purchase and payment (In this patent claim, SS code can be entered through the keypad and touch screen of mobile phone / telephone). Registering and issuing an identification code consisting of a combination of letters and numbers with an SS code transaction approval operation server ;
Displaying an SS code together with information (eg, model name, price, quantity, vendor) of goods / services sold on the Internet on a computer, a mobile phone / phone screen;
Computer internet / mobile internet shopping mall and site and computer internet / mobile internet shopping mall, characterized by displaying the SS code combined with member ID information together with products / services on the computer internet / mobile internet sales site and shopping mall Server systems

The method of claim 1,
Inputting member ID information to access a computer internet / mobile internet goods / service sales site;
Generating an SS code in the Internet site operation server to allow the purchase and payment to be executed when the mobile terminal is combined with the member ID information and the product / service information to be sold to the mobile phone;
Registering the self-generated SS code with the SS code transaction approval operation server and receiving the approval; And
Computer internet / mobile internet shopping mall and site and computer Internet / mobile internet shopping mall and site that displays self-generated SS code combined with member ID information along with goods / services and shopping mall Internet shopping mall operation server system

The method of claim 1,
The product / services are operated by the computer internet / mobile internet shopping mall operation server to correspond to the SS code displayed together with the information of the goods / services sold on the Internet of the computer and the mobile phone / telephone screen (for example, model name, price, quantity, and vendor). Mapping to a distinguishing self classification code;
Notifying the computer internet / mobile internet shopping mall operation server that has received the SS code that the customer has made a payment through the SS code;
The computer Internet / mobile internet shopping mall operating server may be configured to map an SS code and a self classification code;
Internet shopping mall, site and operation server system, characterized in that it is possible to obtain member information and product / service information corresponding to the SS code that has been settled.

In selling goods / services on the computer internet / mobile internet,
To build a code mapping system
Transmitting a product / service information data and a self-classification code for distinguishing products / services from a retailer in an operation server of a retailer entering a shopping mall;
The self-classification code of the retailer and the product / service information data are generated by the computer internet / mobile internet shopping mall operation server to generate a self-classification code that distinguishes the goods and 1: 1 mapping them to the database.
Registering and issuing an SS code for executing purchase and payment when the user enters a self-classification code for distinguishing products from a computer Internet / mobile internet shopping mall operation server and a corresponding mobile phone / telephone to an SS code transaction approval operation server ;
Code mapping system and operation server system for mapping SS code for mobile phone / telephone payment and classification code between shopping mall, characterized in that SS code transaction approval operation server establishes and operates mapping database of SS code and own classification code of shopping mall.

In constructing the code mapping system of claim 4,
Comprising the sales product information data generated by the computer Internet / mobile Internet shopping mall operation server to generate a self-classification code to distinguish the goods / services to the database,
Self-classification code that distinguishes goods / services in computer internet / mobile internet shopping mall server Registering and issuing an SS code to an SS code transaction approval operation server for inputting to a corresponding mobile phone / telephone to execute purchase and payment;
Internet site code mapping system and operation server system for mapping SS code for mobile phone / telephone payment and self-classification code, which is operated by SS code transaction approval operation server by establishing mapping database of SS code and self-classification code of shopping mall.

In selling goods on the Computer Internet / Mobile Internet,
In order to build a database by registering the SS codes to the SS code transaction approval operation server , the SS codes that execute purchase and payment when entered into the mobile phone / telephone correspond to the self-classification code that distinguishes the goods / services from the computer Internet / mobile internet shopping mall operation server . step;
SS Code When the user searches for the SS code registered in the transaction approval operation server , searches, selects and selects the SS code to pay with a mobile phone / phone, the product information provided by the computer Internet / mobile internet shopping mall operation server is displayed. / Mobile Internet site, shopping mall, operation server system and SS code type mobile phone / telephone payment service

The method of claim 6,
Categorized into manufacturers;
Or classifying into shopping malls;
Or classifying as a sales company;
Or classifying the product / service type;
Or classifying in SS code order;
Or SS code classification and display method of a computer Internet / mobile internet site and a shopping mall displaying an SS code to be paid by a mobile phone / telephone, characterized in that it comprises a list of products registered in a member ID account.

The method of claim 6,
Requesting payment approval from the SS code transaction approval operation server with the corresponding SS code in the authentication processing server connected to the mobile phone / telephone;
In the SS code transaction approval operation server , a transaction authentication system (for example, a mobile carrier or a card company, a bank, a VAN, or a PG) for each payment method selected by a mobile phone / telephone user (for example, credit card or wire transfer, phone charge sum, or point payment). Receiving a payment approval result in association with a server alone or in combination; And
Mobile phone / telephone payment service comprising the steps of delivering the user's order and payment approval results to the operating server of the user's mobile phone / phone and the relevant SS code registration company (Internet shopping mall)

In network marketing, where individuals sell their products directly,
Obtaining, by an individual, competitive product / service information data of an offline store or an internet store;
An individual makes a resale contract with goods / services of an offline retailer or an internet retailer and creates and classifies its own classification code;
Registering and issuing an SS code for executing purchase and payment to an SS code transaction approval operation server when a self classification code for distinguishing goods / services is input into a mobile phone / telephone;
Constructing an SS code database for personal sales consisting of products / services for which an individual has resold contracts and informing them through various advertising means (for example, e-mail, Internet community announcements, UCC, etc.);
On-line / offline integrated network marketing using SS code, which means that when a customer makes a payment with the corresponding SS code, the product / service is delivered through a lower level store that provides the corresponding product / service, and a sales commission fee is secured. Method and management Server system and mobile phone / telephone payment service

In the offline store or the Internet store of claim 9,
Receiving a third party's resale contract with goods / services of an offline retailer or an internet retailer and issuing an SS code for cellular phone / telephone payment; And
The on / offline using the SS code, wherein the individual makes a resale contract with another third person and generates a new SS code that is dependent on the SS code issued by the third person in a multi-step form. Integrated multi-level marketing method and management server system and mobile phone / telephone payment service

In order to notify and receive the amount due,
Creating an ID account with a personal social security number;
Receiving a password and activating use of the generated personal social security number ID account through personal authentication;
Payment request and documents or bills delivered to the social security number ID, characterized in that it can be configured to verify the payment request and documents or bills billed to the individual's social security number Internet delivery service and operation server system

12. The method of claim 11,
Receiving a new ID account to be used instead of entering a social security number after first access to the personal social security number;
Using the new ID account to obtain a password and to activate the use;
The identification system and operation server system of the payment request and documents and bills delivered to the social security number ID account, which can be configured to check the payment request and documents or bills billed to the individual's social security number on the Internet.

12. The method of claim 11,
The payment request and documents or bills delivered to the Social Security Number ID account, comprising the steps of registering and allowing the institutions, businesses and organizations that can send payment requests and documents or bills billed to the individual's social security number. Access system and operating server system

12. The method of claim 11,
Payment requests and documents or notices billed to an individual's social security number
Notification and imposition of government agencies (various utilities), notification information;
Or notification and imposition of insurance agencies (other than medical insurance premiums), notification information;
Or notification and billing information from financial institutions;
In addition, a request for delivery of a social security number and a document or a bill are delivered to a social security number ID account, which is notified to a social security number and is restricted to groups, services, and businesses.

12. The method of claim 11,
In sending the payment invoice, the agency and company registers and issues an SS code to the SS code transaction approval operation server to execute the purchase and payment when inputting into the mobile phone / telephone corresponding to the payment request data;
Delivering a payment invoice showing the SS code requested by the institution and the company to the social security number ID account;
Transmitting payment result data of the social security number ID account to the corresponding institution or company when the payment is made in the mobile phone / telephone with the SS code;
Receives receipt confirmation data from the relevant institution or company and displays on the social security number ID account, various payment services and operating systems using the SS code, and mobile phone / telephone payment service

12. The method of claim 11,
Registering and issuing an SS code to an SS code transaction approval operation server to execute a purchase and a payment corresponding to the billing data in a corresponding institution and company in sending a payment bill;
Delivering a payment invoice showing the SS code billed by the relevant institution and businesses in the social security number ID account;
Importing a payment module (eg, set in a widget) having an SS code input window in a computer;
Inputting the SS code of the goods / services to be purchased in the SS code input window of the computer to the SS code transaction approval operation server ;
If the payment method is selected, the SS code transaction approval operation server loads the product transaction data corresponding to the SS code and links it with a transaction authentication system (for example, a mobile carrier or card company or a bank or a VAN or PG authentication server alone or in combination). Receiving a payment approval result;
When the payment is made by the SS code, transmitting the settlement result data of the social security number ID account to the institution or company;
Home delivery and mail order billing service and operation server system using SS code, which receives receipt confirmation data from the relevant institution or company and displays it on the relevant social security number ID account.

12. The method of claim 11,
Internet delivery service and operation server system for payment requests and documents or bills using a social security number ID account, characterized in that it is configured to notify and confirm the payment request and documents or bills newly billed by the social security number ID on the computer screen.

12. The method of claim 11,
Payment request and documents or bills using a social security number ID account characterized in that the billing or advertising stamps are delivered to the ID card and documents or bills delivered to the social security number ID.

12. The method of claim 11,
Payment request and document delivery using a social security number ID account of a postal service organization characterized in that the payment request and documents or bills delivered to the social security number ID are operated by a postal service (for example, a post office).

12. The method of claim 11,
Confirming payment request documents and documents or bills that are delivered to the social security number ID account through personal authentication;
Internet service and operation server system that checks payment request and documents or bills checking function using social security number ID account, characterized in that the payment request and documents are sent to the sending agency and company.

In order to notify and receive the amount due,
Creating an ID account first with an address;
In the step of entering the generated address ID account,
Setting and allowing use of a password through personal authentication;
Or, it can be inquired without entering a password, the payment request and documents or bills billed to the address can be confirmed on the Internet payment request and documents or bills using the address ID account Internet delivery service and operation server and Additional service of Internet telephone

The method of claim 21,
In case of moving address, the password set in the existing address ID account can be initialized by the address ID account internet service operator.

The method of claim 21,
When opening a document delivered to an address ID account, a request for payment and a document or a bill using the address ID account, characterized by requesting personal authentication using a social security number or a mobile phone.

The method of claim 21,
Payment requests and documents or bills billed to your address ID account include:
Notifications and charges from government agencies (various utilities), notification information,
Or notification and imposition of insurance agencies (other than medical insurance premiums), notification information
Or the financial institution's notice and claim information,
Or a request for payment and a document or a bill using an address ID account, an Internet forwarding service, and an operation server system, characterized in that the address is notified and limited to the organizations, services, and businesses that subscribe to the address.

The method of claim 21,
In sending the payment bill, the agency and company registers and issues an SS code corresponding to the billed amount data, which is inputted to the mobile phone / telephone, to the SS code transaction approval operation server to execute the purchase and payment;
Delivering a payment invoice showing the SS code charged by the relevant institution and the company to the address ID account;
Transmitting payment result data of an address ID account to a corresponding institution or company when payment is made in a mobile phone / telephone with the corresponding SS code;
Receive receipt confirmation data from the relevant agency or company and display on the ID address of the address, various payment services and operating system using the SS code, and mobile phone / phone payment service

The method of claim 21,
Registering and issuing an SS code corresponding to a product and service billing data supplied to a home through home delivery and mail-order, to an SS code transaction approval operation server to execute purchase and payment when inputted to a mobile phone;
Delivering a payment invoice showing the SS code charged by the relevant institution and the company to the address ID account;
Transmitting payment result data of an address ID account to a corresponding institution or company when payment is made in a mobile phone / telephone with the corresponding SS code;
Home delivery and mail order billing service and operation system using SS code, which receives receipt confirmation data from the relevant institution or company and displays it on the corresponding address ID account

The method of claim 21,
In sending the payment invoice, the agency and company registers and issues an SS code corresponding to the payment request data to the SS code transaction approval operation server to execute the purchase and payment;
Delivering a payment invoice showing the SS code charged by the relevant institution and the company to the address ID account;
Importing a payment module (eg, set in a widget) having an SS code input window in a computer;
Inputting the SS code of the goods / services to be purchased in the SS code input window of the computer to the SS code transaction approval operation server ;
If the payment method is selected, the SS code transaction approval operation server loads the product transaction data corresponding to the SS code and links it with a transaction authentication system (for example, a mobile carrier or card company or a bank or a VAN or PG authentication server alone or in combination). Receiving a payment approval result;
When the payment is made by the SS code, delivering the settlement result data of the address ID to the corresponding institution or company;
Home delivery and mail order billing service and operation system using SS code, which receives receipt confirmation data from the relevant institution or company and displays it on the corresponding address ID account

The method of claim 21,
Internet delivery service and operation server system for billing request and document or bill using address ID account, characterized in that it is configured to notify and confirm the payment request and documents newly billed to address ID account on the computer screen.

The method of claim 21,
Payment request and documents or bills using the address ID account Internet delivery service and operation server system characterized in that the payment request and documents or bills delivered to the address ID account delivered with a rate or advertising stamp

The method of claim 21,
Payment request and document or bill using the mailing agency's address ID account, characterized in that the mailing agency (for example, the post office) operates payment requests and documents or bills delivered to the address ID account.

The method of claim 21,
Confirming payment request documents and documents or bills that are delivered to the address ID account through personal authentication (for example, entering a social security number);
Internet service and operation server system that checks payment request and documents or bills checking function using address ID account, which informs sending agency and company of request for payment and document.

The method of claim 21,
Displaying a shop image that can be accessed by clicking with neighboring shops on the Internet site page based on the address ID;
Selecting a desired store and ordering a product / service on an address-based internet site;
Peripheral business linked order service and operation server system provided by the address ID account, characterized in that the product / service receives the order at the store and sends the order receipt or claim to the address ID account

The method of claim 21,
In the step of selecting a store and ordering goods / services on an address-based internet site, a merchant order link associated with an address account, which is characterized by ordering, confirming, and inquiring with the store through a messenger or sending a message or a dialog. Messenger / Send Message / Dialogue Service and Operation Server System

The method of claim 21,
Electronic map-based address ID account Internet service and operations server system, characterized in that it displays and selects the address ID on the electronic map.

The method of claim 34,
In the e-map based address ID account, which selects a store from an e-map based on the address ID and orders goods / services, the order, confirmation, and inquiry with the store through a messenger or a message sending or a chat window service are provided. Around commercial business order messenger / message sending / dialog service and operation server system

In selling goods / services on the computer internet / mobile internet,
Registering and issuing an SS code for performing purchase and payment when the computer Internet / mobile internet merchandise sales site information is combined with the merchandise / service information to be entered into a mobile phone / telephone to an SS code transaction approval operation server ;
Displaying an SS code together with information of goods / services sold on the Internet of a computer and a mobile phone / telephone screen (for example, a model name, a price, a quantity, a place of sale);
Selecting a product by accessing a computer internet / mobile internet product selling site without inputting member ID information;
Purchasing a corresponding SS code product by inputting an SS code of a product / service that a customer wants to purchase with a mobile phone / telephone;
SS code transactions approved operating on the server of the mobile phone / telephone payments from mobile phones / while registering the SS code to complete payment by phone Computer Internet / Mobile Internet product sales corresponds to the site operating server SS code delivery for payment data SS code transactions approved production server Transmitting customer data (such as shipping information) together;
Computer Internet / mobile internet shopping mall and shopping mall is composed of the steps of delivering the customer data received from the SS code transaction approval operation server and products / services separated by SS code to the customer & Sites & Pages & Computers Internet / Mobile Internet Shopping Mall Server System and Mobile Phone / Phone Payment Service

In selling goods / services on the computer internet / mobile internet,
Registering and issuing an SS code, which combines computer Internet / mobile internet goods sales site information and sold goods / services information, with an SS code transaction approval operation server ;
Displaying an SS code together with information of goods / services sold on the Internet of a computer and a mobile phone / telephone screen (for example, a model name, a price, a quantity, a place of sale);
Accessing a computer internet / mobile internet sales site and selecting a product / service;
Importing a payment module (eg, set in a widget) with an SS code input window on a computer that can run independently of the Internet / mobile internet sales site;
Inputting a product / service SS code to be purchased in an SS code input window of a computer and transferring the SS code to a transaction approval operation server ;
If the payment method is selected, the SS code transaction approval operation server imports the goods / service transaction data corresponding to the SS code and transaction authentication system (for example, a carrier or card company or a bank or a VAN or PG authentication server alone or in combination). Receiving a payment approval result in association with;
The SS code transaction approval operation server transmits the customer data (for example, shipping address information) with the SS code payment data to the computer Internet / mobile internet goods sales site operation server that registered the SS code that has been paid by the computer ;
The computer internet / mobile internet shopping mall and the shopping mall are configured to deliver customer data received from the SS code transaction approval operation server and a product / service corresponding to the SS code to the customer. Page and Computer Internet / Mobile Internet Shopping Mall Operation Server System and Mobile Phone / Phone Payment Service

In paying bills and bills, which are standard payment methods, to Jiro,
The issuer of the giro receives the giro number and the giro electronic payment number from the giro management server system (operated by the Korea Financial Services Agency in Korea);
The issued Giro number and Giro electronic payment number is registered and managed in the Giro management server system ;
The user enters the Giro number and Giro e-payment number or e-payment number of the Giro to be paid in the payment support menu / access program on the mobile phone, and the payment method (for example, credit card or bank transfer or mobile phone charge or virtual account or point payment). Selecting a;
The Giro number and Giro entered into a transaction authorization provider operating a server connected to the mobile phone electronic payment number or Giro for the electronic payment number in the Giro management server system, the relevant data (amount and payer name as an example) Giro will appear on the phone screen Receiving and displaying;
Requesting a payment approval corresponding to a giro number and a giro electronic payment number or a giro electronic payment number entered in a transaction approval company operating server according to a selected payment method;
The transaction approval company operating server receives a payment approval result in connection with a transaction authentication system (for example, a mobile carrier or a card company or a bank or a VAN or PG server alone or in combination); And
The transaction approval company operation server is a service, method and operation server system for paying giro to a mobile phone, characterized in that the mobile phone and the giro management server system is configured to deliver the corresponding payment processing result.

The method of claim 38,
The user selects a payment support menu / access program on the mobile phone to determine a payment method for paying the bill.
A SIM card that supports payments inserted into a mobile phone,
Or payment information on your USIM card that supports credit and debit card payments,
Or a certificate for credit and debit card payments,
Or credit card specific information (e.g. credit card number and expiration date) for credit and debit card payments,
Or wire transfer,
Or mobile phone number charges
Alternatively, a service for selecting a final payment method in a mobile phone when paying for giro, which is characterized in that it is possible to select and provide payment methods implemented by a mobile carrier.