KR20110083193A - The mobile shopping or payment service by ss code which can input in handphone - Google Patents

Abstract

PURPOSE: A mobile shopping and settlement service for directly inputting an SS code are provided to recognize necessary information through the SS code including store information. CONSTITUTION: A user is directly connected through a zip code to the mobile shopping. The user accesses a mobile shopping site before inputting an SS code. The user deciphers the SS code displayed on advertisement medium. The user directly inputs the SS code on a code input window through a mobile terminal keypad.

Description

The mobile shopping or payment service by SS code which can input in handphone}

It is undeniable that mobile is a big trend in online shopping. The global mobile shopping market grew by more than 80% annually from $ 700 million in 2000 to $ 30.5 billion in 2006. Japan, which accounted for 63% of the world market at $ 450 million in 2000, also raised $ 78.5 billion in 2006. The US, which was only 1% of the global market, grew at an average annual rate of 200%, accounting for 22% of the global market with 2006 sales of $ 6.75 billion. China, including Korea, also predicted high growth rates. In the case of overseas cases, mobile shopping will account for a large portion of the overall e-commerce market in the next two to three years. Just as Internet shopping malls have exploded in just five years, mobile shopping can also explode. This is also an attribute of the Internet business. However, mobile shopping users are still less than a hundredth of internet shopping. The first reason is that even netizens don't know mobile shopping yet. In Japan, many wireless Internet users use mobile phones rather than wired lines, which have been activated in a short time through QR codes, which are two-dimensional barcodes of mobile shopping. The second is data call charges. In today's telecom tariffs, searching alone requires a data call. Moreover, when purchasing a product, it is necessary to take a tour of these products, so you basically have to bear the call charge. Finally, mobile shopping only needs content. At present, major mobile shopping malls are miniatures of wired internet shopping malls. For mobile shopping to be successful, product composition and promotion suitable for the environment of wireless internet and mobile phones are required. Products that sell well in mobile shopping malls are very different from products that sell well in general internet shopping malls. According to data surveyed by the Korea Online Shopping Association, intangible content is the most sold product for mobile shopping. Items like game characters sell best. Travel services were next, and cultural products such as book albums are also gaining in popularity. On the other hand, commodity types such as apparel electronics that sell well in Internet shopping malls are less than 5% of all mobile shopping transactions. Therefore, a new type of shopping mall should be constructed in consideration of the characteristics of a mobile phone with a small amount of information that can be displayed at a time and the relatively small screen movement. In addition, security and payment systems need to be improved. Mobile shopping is not about sitting at your desk or at home, but on the go, you have to satisfy the lifestyle you need to buy immediately when you want to buy. In this respect, a service that enables mobile shopping is widely implemented in Japan by displaying a two-dimensional bar code called a QR code on various advertising media such as a signboard and a catalog, photographing it with a mobile phone camera, and automatically accessing the URL. In Korea, mobile carriers have been the center, and since 2002, two-dimensional barcodes have been introduced and promoted similarly to QR codes. However, they were not activated as Japanese QR codes due to inconvenience such as taking a barcode with a mobile phone camera. As an alternative to this, RFID was examined, but it is staying in the pilot project due to the limitation of RFID tag attachment and the need for a separate RFID reader for the mobile phone. Mobile shopping using barcodes or RFID requires cameras or hardware readers that can be attached to a mobile phone (close-up photography) and have a fundamental problem that the recognition rate decreases depending on the reader's and camera's recognition distance limitation and usage environment. . As an alternative to this, in 2000, a concept of M code, consisting of numbers, was introduced to enable electronic commerce by entering numbers on mobile phones. It is known that the mobile shopping concept has not been implemented because no standard has been developed. In this aspect, the Korean mobile address (WINC) is organized by the Korea Internet & Security Agency, a national internet address resource management agency, in cooperation with three domestic telecommunication companies to improve the usage environment for wireless Internet users. It is judged that it is suitable for mobile characteristics because the Japanese QR code is a mobile phone camera input method, whereas a user keyboard input method is used to access Internet contents. The related domestic patents are known as the basic patents related to wireless Internet access by the Korean Internet & Security Agency as patent No. 0459040 and 0390156.

According to the present invention, in order to conveniently use mobile shopping while users move, rather than photographing barcodes while using a mobile phone camera to focus on the mobile phone, the user inputs a simple code directly into the keyboard of a mobile phone. It is about creating a new code system suitable for mobile shopping, which is developed based on the mobile address (WINC) obtained as a standard. The mobile shopping service that is currently being serviced is made by minimizing the search method that is conveniently used on the computer by using a mouse, etc., but the user who wants to shop while searching in a complicated step while watching a small mobile phone screen while moving There will not be much demand. As an alternative to this, a two-dimensional bar code called QR code in Japan is displayed at offline stores, photographed with a mobile phone camera to enter the URL recorded in the QR code so that product information can be viewed and purchased, but it is necessary to focus on the QR code. Due to the user's discomfort and the nature of the camera, the use environment (lighting, distance, shaking, QR code contamination) has a lot of influence, and in particular, its use is restricted in areas with severe shaking such as subways. Since most mobile phone cameras do not have or have an optical zoom function, the area of the QR code must be large in proportion to the square of the distance in order to recognize the far away QR code.

To access the contents of the wireless internet through a mobile phone, use a wireless internet browser provided by a mobile carrier (for example, "Nate" in the case of SK Telecom), a URL recorded in the barcode by recognizing a barcode such as a Japanese QR code. Method of automatic connection (including barcode manual input method provided by mobile carrier when barcode recognition fails), and in the case of smartphone, through a web browser provided. In addition, there is a method in which the relevant URL registered by registering in the mobile address (WINC) is automatically translated into the corresponding URL by pressing the mobile address number and pressing the wireless Internet access key. The mobile address (WINC) has an express address consisting only of "numbers" and a combined address consisting of "numbers + # + numbers". The difference between the two address systems is provided so that the annual registration maintenance fee is about 10 times different. Currently, mobile shopping is intended to access mobile shopping sites through all three of the above methods. However, as described above, the barcode method has conditions of use and restriction (for example, vibration when used in the subway), and mobile shopping of a search method such as a computer generates data charges and mobile phones while searching for information desired by the user. Serious inconvenience in the search process is not suitable for mobile shopping. Mobile shopping is more competitive than computer shopping on the Internet in that it allows users to purchase when they want to buy while shopping, watching advertisements, etc. Can be provided. In this respect, when a person looks at the code consisting of letters and numbers (pronounced "SS code") displayed on the advertising media, and inputs them through the mobile phone keyboard and touch, the necessary information (price not shown in the advertising media, Detailed information such as specifications are displayed on the mobile phone screen and the way to complete a purchase is expected to be optimized for mobile shopping. SS code can also be determined by abbreviation of Stop and Shopping to suit the characteristics of mobile shopping. The SS code supports the entire industrial product but has a retail code that advertises for mobile shopping. That is, a new standard suitable for mobile shopping that is different from the existing bar code of the Korean common product code (KAN, country code Korea 880+ manufacturer + product code + verification code), for example, "Sales number + start month + product code" It may also be configured in a form that includes the proper nouns of the manufacturer and the product and the classification of the product, based on the form and in addition to the letters and numbers. That is, if the SS code is displayed to the user visually in various media (printing and broadcasting) and the SS code is input in the SS code input window by the mobile shopping method provided by the mobile phone, product information corresponding to the corresponding SS code Is displayed on the mobile phone screen, and the payment is made when the user approves the purchase, and the delivery is made based on the stored or entered customer information, unlike barcode or RFID, the actual mobile phone is not required to add hardware and software. Mobile shopping can be provided, which is further developed by the transaction approval institution after the purchase and use of the goods in an offline merchant (eg, a restaurant) generates an SS code for approving the transaction, and the user can generate the SS code in the mobile shopping menu of the mobile phone. If you do, you pay in sit down without having to give your credit card. It can be configured to be broken.

While online shopping and home shopping are replacing offline shopping malls in earnest due to the convenience of online, relatively low prices, and the urge to purchase, there is a time and a place limit to watch computers and TVs. In this case, the mobile phone can only make small payments and if the credit card is over a certain amount, a certificate should be attached. As a result, the company has secured its status as a new payment method by introducing the USIM (Integrated Subscriber Authentication SIM + UICC Universal IC Card), which can be equipped with a credit card payment function in mobile phones. With the rapid improvement from 3G to 4G, the mobile shopping and payment market will emerge as a new blue ocean. In this respect, it is expected that mobile phones will be able to replace credit cards within a few years. As we anticipate the coming of this era, we can create a shopping and payment pattern suitable for mobile phones different from the present. Recently, Google announced a service called Google Goggles, which is an innovative service that shows the relevant information when a user is interested in a mobile phone camera and accesses Google Goggles. It is known that there is a need, and it is expected that it will take a long time to provide necessary information through object recognition technology and recognition of a manufacturer and a brand based on such that the user is not inconvenient.

Despite the development of mobile phone related service technology, it is necessary to fundamentally analyze and solve the cause of the lack of mobile shopping. Mobile shopping starts by encouraging people to search for information when they like a product while moving. In order to retrieve information, the mobile phone or smartphone can be searched like a computer to obtain useful information for the user. The mobile phone must be larger on the current 3-inch screen, and the computer-level full browsing and convenient input such as the mouse or keypad of the computer. However, mobile phones have limitations due to portability, convenience, product size, battery life, etc., and it is not realistic and there is no necessity to inquire product information by searching through several steps. As an alternative, the two-dimensional barcode called QR code, which has been successfully commercialized in Japan, is decoded and automatically accessed to a designated URL site, providing users with the necessary and useful information. It is known that users have used it more than once. Barcodes have also evolved into two-dimensional barcodes and color codes to record more information starting from one dimension. The barcode recognition rate is determined by the camera's shooting quality. Shooting should be done. In Korea, KTF's hot codes and other color codes, similar to QR codes, were also introduced in the pilot market, but they failed to be commercialized due to problems such as ease of operation and recognition rate. Recognizing barcodes such as QR codes with mobile phone cameras can be applied to products, windows, and advertising media that users are interested in as they move due to recognition distance, lighting of the environment, shaking during shooting, and special barcode readers in the sunlight. It takes a lot of patience to shoot a bar code with a mobile phone camera (it is very difficult to recognize a 1-dimensional bar code using a bar code reader in most camera phones). To solve this problem, if RFID tags are attached to products and RFID readers are attached to mobile phones, bringing the mobile phone close to the tags can quickly read the information on the tag and access the designated URL site, which can be used inconveniently unlike barcodes. . However, since RFID is limited to spread within 30cm, most users are limited to products that can be touched by users such as exhibition stands in stores, and the possibility of RFID tags and readers will spread in several years due to cost and infrastructure problems. it looks difficult.

Barcodes and RFID tags require a reader in the form of a hardware to read information, and barcodes are within 30cm and RFID tags are also within 30cm depending on the radio wave reaching distance of the reader. Form the reader). There have been many attempts to embed reader hardware in mobile phones to activate wireless Internet using RFID tags, but the development enthusiasm is rapidly cooling due to cost burden and delay of RFID tag dissemination. Although it is more inconvenient than RFID, the method of accessing the wireless Internet by recognizing a barcode such as a QR code as a camera of a mobile phone has been commercialized in Japan, but using a mobile phone camera is a high-end camera in order to recognize a barcode that is more than 1m away. The optical zoom function or the size of the barcode should be increased in proportion to the square of the distance), the influence of the lighting of the environment, the shaking during the shooting, and the dedicated barcode reader may not be easily used due to the recognition error under the sunlight.

To solve this problem, the present invention proposes a code input method and system suitable for mobile shopping without a computer. Commercialized Korean mobile addressing system is constructed by mapping actual URL and number address to 1: 1. Instead of inputting complicated URL through mobile phone, press registered number and # button of mobile phone keyboard. It is configured to go straight to. By comparing the mobile address method with the QR code in Japan, we can create a concept of a new input method suitable for mobile shopping. Mobile address (WINC) is superior in all aspects such as speed, usage environment, shaking, and camera unnecessary compared to Japanese QR code method because user remembers or reads mobile address number, but QR code is standardized for problems of mobile address. However, there is a problem that conversion is required only by registration, whereas it is not necessary to register with a mapping agency, which requires a separate maintenance fee (990,000 won per year for an express code consisting of numbers only). When the URL is 1: 1 and introduces various products (QR codes are formed by different QR codes, they can be directly responded), there is a limit to provide them by searching like a computer. In the mobile shopping mobile phones, since the product is checked on the spot or watching the advertising media, it should be provided in such a way as to immediately display the product and price information and to proceed with the purchase process, rather than searching and searching for the product information separately. In this process, a method of accessing a mobile shopping mall is a method of accessing a mobile shopping service provided by a mobile carrier, a method of accessing an individual shopping mall using a QR code or a mobile address (WINC), or a method of accessing a web browser. have. The QR code method recognizes the access URL code first and displays the information on the product by immediately accessing the corresponding URL.The current mobile shopping service provided by the mobile carrier searches the products step by step in the same way as internet shopping on a computer. It is provided. Mobile shopping, which is most user-friendly, allows users to enter simple text and codes that appear on the advertising media after accessing the mobile shopping, and the product information including price information is displayed immediately. Way. Unlike the search method that finds the desired product through the computer screen and the mouse, the desired product is selected through the advertising media, products, and stores in front of the user without the search process. Can be. SS code for mobile shopping should be designed to provide the following features: First, unlike a bar code indicating a manufacturer, a mobile shopping code inserts a store code because various stores can sell the same product in different advertising media. Secondly, it is effective to construct 3 to 4 digits and letters that are easy to remember because the user sees and inputs with eyes. Third, sorting using letters rather than listing numbers that are difficult to remember is easier to remember and enter into a cell phone. Fourth, when the user sees the SS code, it is advantageous to determine the sales start date (for example, '50' in January 2010 and '51' in February 2010). If the code is configured to satisfy these requirements, it can be provided in the form of accommodating most domestic products and various stores. This is a fundamental solution for replacing bar code and RFID hardware readers with customers' eyes and hands.

This can be applied as a means to solve the problem of paying offline merchants, for example, without having to deliver a credit card containing personal information to a merchant at a restaurant. Instead of entering the information in a complicated way, the merchant card payment device sends the payment information to the transaction approval institution (VAN and bank or PG-Payment Gateway company or mobile carrier) and sends a simplified SS code (for example, merchant name + date) Hut 201130 "Pizza Hut 20:11:30) to download and send it to the customer at the merchant enters the mobile, through the approval agency to check the payment details directly on the phone, the customer approves payment When notified of the result of the processing to the merchant, and stored in the mobile phone to resolve.

The present invention provides a new concept of shopping and payment method suitable for the realistic needs of mobile shopping through a mobile phone. Mobile shopping using barcodes requires careful manipulation of mobile phone cameras, and due to the influence of the usage environment, full-scale mobile shopping cannot be performed. In this case, the user can determine the necessary information through the SS code by suggesting the SS code including the retailer information suitable for mobile shopping, and when implemented in the mobile phone to see the necessary product information and end the purchase process. The following effects are expected.

 First, mobile shopping does not need to search separately through a mobile phone because there are products, advertisements, and stores that you want to buy in front of the user. The mobile shopping can be implemented to be completed in one step compared to the current search method.

Secondly, if you create a new concept of mobile shopping standards, such as configuring barcodes and RFID methods that require hardware readers, you can enter SS codes with keyboards and touches such as mobile phones to check product details and make payments. Various distribution channels can be additionally provided. The introduction of the SS code has the effect that the advertising medium is immediately developed as a product purchase means that the purchase can be made anywhere anytime through the mobile communication network.

Third, the offline merchant does not pass the customer's credit card to the merchant, enters the merchant information and the purchased goods information into the SS code, enters the mobile phone, and checks the payment information on the customer's mobile phone. You can protect your information.

Fourth, general SS code is made by combining a manufacturer's name or product name or a store code with a simple classification number. For offline merchants such as restaurants, SS codes can be easily memorized and inputted by combining a merchant name, date and time. It can provide convenience that can be developed so that all payments can be made only with a mobile phone.

1 is a picture of a wireless payment device when the credit card attached and detached
2 is a flow chart of mobile address configuration
3 is a flowchart of a mobile shopping method using SS code
4 is a flowchart of a payment method in an offline merchant using an SS code

The method of purchasing the goods is classified into a case of using an offline store, using an internet shopping mall, using a home shopping, or using a door-to-door sales. Payment is mainly made by cash and credit card. A new distribution system called mobile shopping, which can purchase and reserve goods at an economical price anytime, anywhere, is expected to be actively developed by the convergence of finance and communication in the future. As a means to solve the limitations of mobile shopping and payment, mobile communication companies are also developing a technology to support credit card payment with a mobile phone USIM card, and a removable credit card as shown in FIG. Wireless payment devices that configure and support full Internet browsing can also be used as new means. The present invention by introducing a new SS code to be printed or displayed on a variety of media anytime, anywhere, unlike the RFID tag, bar code or image code, the customer can simply enter the SS code in the mobile phone SS code operation server and the SS code, even if there is no hardware reader Access the product details on the mobile phone screen, and provide the purchase and payment is made immediately. Unlike the current manufacturer-oriented barcode, the SS code is purchased with the SS code itself, and even though the same product may be marked differently on the advertisement media, the SS code is characterized by a vendor-oriented code. By extending these SS codes to offline merchants such as restaurants, customers can enter a single-use SS code issued to their mobile phone at the seat without having to deliver their credit card containing personal information. can do. Hereinafter, the present invention will be described in detail with reference to the accompanying drawings.

1 is a detachable credit card, and inserts a credit card and selects the items to be purchased through the Internet browser on the screen through the Internet shopping mall and home shopping video credit card EMV (Euro Pay, Master, Visa) chip (chip) Read the card information, and is configured to make payments and order orders in conjunction with a payment approval authority through a mobile communication network such as WiBro.

FIG. 2 shows that the Korean mobile address (WINC) is managed by the Korea Internet & Security Agency, a national Internet address resource management agency, in cooperation with three domestic mobile communication companies to improve the usage environment of wireless Internet users. It is judged that it is suitable for mobile characteristics because the Japanese QR code is a mobile phone camera input method, whereas a user keyboard input method is used to access Internet contents. The related domestic patents are known by the Korean Internet & Security Agency as Patent Nos. 0459040 and 0390156 as basic patents related to wireless Internet access of wireless Internet key access method through English and numerals. It is a technology that maps numbers and URLs 1: 1. It is divided into an express mobile address consisting of numbers only and a low-end address consisting of "numbers + # + numbers". By using this, the mobile home shopping site (for example, G-Market is provided with 668+ wireless Internet key) is directly provided, but as described, the product is searched by the same search method as the computer. In order to apply the same, in mobile phone mobile shopping service, instead of directly entering a URL address, in Korea, the mobile number address (WINC) is directly connected to mobile shopping,

In the first step, the SS code (e.g. "101") corresponding to the item is included in the advertising medium, including the designated mobile number address (e.g. "234") and "# or * (current Korean standard is #)". Display (e.g. "234 # 101"), the user enters all the numbers including the mobile number address shown on the advertising medium (e.g. "234 # 101" is the WINC standard address), and designates the wireless Internet access key (SK Telecom). In the case of pressing Nate key, the mobile server corresponding to the mobile number address (for example, "234 # 101") entered in the second step retrieves the content corresponding to the SS code and displays it on the screen. When the user selects the item purchase execution and selects the payment for the purchase, the fourth step is the payment-related unique information of the SIM card (including the USIM card), the certificate or the mobile phone number, Or mobile carriers Is a payment method (small payment method, SMS authorization method), or credit card payment method, or a designated method of accessing the transaction approval and billing agency (for example, VAN and bank or PG company or mobile phone billing agency) to the operation server It is necessary to press the SS code separately after connecting to the wireless Internet, which transfers the data necessary for payment, and completes the purchase process of goods corresponding to the entered SS code while displaying the payment processing information on the screen as a fifth step. There is no mobile shopping available. In this case, SS codes (eg, "101" to "201") corresponding to a plurality of items are differently displayed on the advertisement medium, including the designated mobile number address (eg "234") and "# or *" (example Register "234 # 101" ~ "234 # 200" to 100, a plurality of mobile number address (for example, "234 # 101" to "234 # 200" 100) to the mobile number address provider After the wireless Internet connection, it is possible to configure a mobile shopping corresponding to a plurality of mobile number addresses that do not need to press an SS code separately.

3 is a schematic diagram of accessing a mobile shopping site from a mobile phone and inputting an SS code to retrieve corresponding product information from a mobile server and display the information on a mobile phone screen and to settle payment through a mobile phone. In mobile phone mobile shopping service, the first step is to select the SS code user's direct entry method in mobile shopping from the mobile phone wireless internet menu or to enter the URL address directly. In Korea, the mobile number address is called WINC. By connecting directly to mobile shopping through), before entering SS code (barcode method has URL information on barcode, and input barcode information with mobile phone camera). SS code is directly connected with mobile shopping site of user input method. In step 3, the user reads and reads the SS code displayed on the advertisement medium. If the user directly inputs the SS code with the keypad and touch on the code input window of the mobile phone screen, the third step stores the goods and price information contents corresponding to the SS code. A mobile server loads the content corresponding to the SS code and displays it on the screen. In the third step, when the user selects the execution of the purchase of the item and selects the payment for the purchase, the fourth step is the unique information or certificate related to the payment of the SIM card (including the USIM card) that supports the payment inserted into the mobile phone. , Or a mobile phone number, a payment method (small payment method, SMS authorization method) or a credit card payment method implemented by a mobile communication company or a credit card payment method (eg, VAN, bank or PG). Company or mobile phone billing agent) to connect to the operation server to deliver the data required for payment, and the fifth step to complete the purchase processing process of goods corresponding to the entered SS code while displaying the payment processing information on the screen Enter the SS code, and then enter the SS code, receive detailed product information, and purchase It is available in a mobile shopping service that allows. In this case, the SS code is made of only a manufacturer and sales company or brand name or product classification name and simple numbers and letters (for example, Samsung smartphone 2340), the name of the product name, so that the user can easily remember "Hugh", the back "2340" is a code that indicates the model and color of the smartphone). Or SS code can be easily remembered by the user, for example, local name or division name and simple numbers and letters only (for example, in Seoul Myeong-dong particular store "Seoul name 2340", "Seom", "" followed by " 2340 "is a code assigned to a store. Or, SS code is composed of only proper nouns or distinguished names and simple numbers and letters as an example, so that users can easily remember. 2340 "is configured travel package code. Or SS code is composed of only simple numbers and letters as an example for the user to enter quickly in the case of a specific item (for example, a short number for express input such as "2340" or "340" or "40" in the subway advertising specific sales products) Assignment). For example, the SS code can be easily remembered by the customer by adding a merchant or retailer's code along with the manufacturer's or brand's name or product name and simple numbers and letters. "Is a merchant or store code," 2340 "is a product code). SS code is an example of adding a merchant or store code with a local name or a detailed name and simple numbers and letters so that customers can easily remember (for example, "Seoul name 0010 2340" for a specific store in Myeong-dong, Seoul Is a merchant or retailer code, "2340" is a product code). SS code is an example of adding a proper noun or detail name and a simple number and letters with a merchant or store code (for example, in case of Jeju Island travel products, "Tourism 0021 2340" is indicated as "0010" Merchant or retailer code, "2340" is configured travel product code). That is, the SS code is composed of only a number so that the customer can easily remember, the numeric field indicating the manufacturer and the merchant or retailer code, the numeric field representing the code to distinguish the product, characterized in that divided into each configuration. In this case, if you enter only the first digit in the SS code (for example, "Samsung Hue 0002 2340") (for example, "Samsung"-all serviced Samsung products, or "Samsung Hue"-all serviced Samsung mobile phones, or "Samsung Hue" The mobile shopping server can be configured to show all the sub-lists sold on the mobile phone screen.

4 is not a method of delivering a credit card or mobile phone information to a merchant for offline merchant payment, such as a restaurant, and receives payment history information that a customer needs to pay at a merchant and receives a disposable SS code from a transaction approval institution (VAN). This is a schematic diagram of configuring the payment directly by the customer. In other words, in paying the amount used in the merchant or the Internet, the information and the amount of use of credit and check card merchants (offline stores, etc.) or Internet shopping malls through a payment settlement program provided by a mobile phone (manual input through a keypad) Or through a wireless network), the unique information of the SIM card (including the USIM card) that supports the payment inserted into the mobile phone, the certificate, the mobile phone number or the payment method implemented by the mobile carrier (small payment method, SMS payment). Payment method), the transaction approval company transfers the approval information to mobile phones and merchants (offline stores, etc.) or to the payment and printing means of a computer connected to the Internet. A mobile payment service method is provided. Alternatively, when the customer notifies the payment method of the merchant using its own mobile phone (for example, Sit down mobile phone payment), the transaction approval request is transmitted to the transaction approval company (mobile carrier and VAN and bank or PG company). The transaction approval company simply converts the payment details and merchant information into SS codes (for example, 8 digits and letters-"Starbuck 11201123" Starbuck November 20 11:23) and displays or prints them on the merchant's payment method. Simplify the payment details and merchant information, characterized in that the payment is completed by directly entering the simplified SS code directly without the need to enter the merchant information and use amount through a separate means (manual input via a keypad or wireless network). SS code system and merchant use SS code mobile payment service is also provided. At this time, the merchant payment means configured by the mobile phone, the merchant information and the mobile phone access number is stored in the mobile phone for the merchant payment method, the merchant manager inputs the amount and details to be billed to the mobile phone or automatically manages merchant sales If you download it through the system (for example, POS), or connect with the operation server of the transaction approval company (mobile carrier and VAN and bank or PG company), and send the detailed payment request information, the transaction approval company generated by the corresponding transaction Download the disposable SS code and display it on the mobile phone screen for the merchant payment method, deliver the SS code displayed on the mobile phone for the merchant payment method to the customer, and enter the SS code on the mobile phone. A mobile phone characterized by passing the approval result to the merchant payment method mobile phone and the customer mobile phone. Merchant payment means services are provided. Through this, the customer does not receive a printout of the merchant payment details (for example, a credit card transaction slip) on paper, and stores the merchant payment details on a mobile phone for later checking, or accesses the operation server of a transaction approval company using a mobile phone and pays the merchant. Merchant payment means service using a mobile phone does not require a paper merchant billing statement characterized in that the details are confirmed later. The customer does not receive a printout of the merchant payment details (for example, a credit card transaction slip) on a paper, and stores the merchant payment details on a mobile phone for later checking, or accesses the merchant approval server on the mobile phone to check the merchant payment details later. Merchant payment service using a mobile phone does not need to receive a paper merchant billing statement characterized in that the check can also be provided. The merchant stores the merchant SS code payment details (for example, a credit card transaction slip) on the mobile phone for the merchant payment method for later checking, or accesses the operation server of the transaction approval company on the mobile phone to check the customer payment details later. Merchant payment method service using a mobile phone that does not require the customer's billing statement, which is characterized by showing statistics (daily or hourly or cumulative) about the SS code transaction of the date, ultimately concerned with information exposure A new payment method using a mobile phone that does not require a credit card slip is born.

To expand this and pay the amount used on the Internet, select the product you want to purchase in the Internet shopping mall, select the mobile phone SS code payment, enter the mobile phone access number or correspond to the membership number If the product is automatically entered and the purchased product information, the amount used, and the payment method selection are passed to the transaction approval company (for example, VAN, card company, bank, mobile phone payment company), the transaction approval agency sends the disposable SS code to the computer. The user selects the payment program of the mobile phone, enters a one-time SS code, and the unique information or certificate of the SIM card (including the USIM card) that supports the payment inserted into the mobile phone, or the mobile phone number or the mobile communication company. If you make a payment by selecting a payment method (small payment method, SMS payment method) that is initiated by The use amount of mobile payment services on the Internet, how to configure the features that the future approval results delivered on a single computer connected to the information in the phone or on the Internet are implemented. This is not a method of mobile phone payment method that enters the authentication code that comes with SMS into the computer, but instead of receiving a one-time SS code through the computer Internet and entering it into the mobile phone to make payments. Compared with this, stability can be extremely improved. Since the mobile phone is equipped with a USIM card recently to approve the transaction, the security level is very high, which can solve the hacking risk of the existing Internet shopping payment method that requires the use of a certificate or a credit card number.

1: SS code

Claims (23)

In the mobile phone mobile shopping service,
The first step is to select a product purchase code (called SS code for example) that is entered in mobile shopping from the mobile phone wireless internet menu.
Instead of entering the URL address directly, the mobile number is directly connected to the mobile shopping through the address number (in Korea, the mobile number address is called WINC) before entering the SS code (the barcode method has URL information on the barcode. Input required) and you will be connected to the mobile shopping site,
In the next step, the user reads and reads the SS code displayed on the advertisement medium. If the user inputs the SS code directly into the code input window of the mobile phone screen using the keypad and touch,
In the next step, the content corresponding to the SS code is retrieved from the mobile server storing the goods and price information contents corresponding to the SS code, and displayed on the screen.
The next step is to let the user choose to run the item and choose payout.
As a next step, the unique information related to the payment of the SIM card (including the USIM card) that supports the payment inserted into the mobile phone, the certificate or the mobile phone number, or the payment method implemented by the mobile carrier (small payment method, SMS approval method) , Or credit card payment
In the selected or designated way, it connects with the operation server of the transaction approval and billing agency (for example, VAN and bank or PG company or mobile phone billing agency) and delivers the data necessary for payment,
Mobile shopping service that receives the detailed information of the product after entering the SS code characterized in that the purchase process of the goods corresponding to the entered SS code is completed while displaying the payment processing details on the screen
According to claim 1,
For example, the SS code is made up of only a manufacturer and sales company or a brand name or an item classification name and a simple number and letter. (For example, a Samsung smartphone is indicated as "Samsung Hue 2340". ", 2340" in the back is a code that indicates the model and color of the smartphone) SS code configuration method characterized in that the mobile phone shopping advertising SS code is indicated
According to claim 1,
For example, the SS code can be easily remembered by the user's local name or division name and simple numbers and letters (for example, "Seoul name 2340" in the case of Myeong-dong, Seoul. "The code is assigned to the store) and SS code configuration method characterized in that the mobile phone mobile phone with the SS code is displayed advertising media
According to claim 1,
For example, SS code consists of proper nouns or distinguished names and simple numbers and letters (for example, "Jeju" 2340 "for Jeju Island travel products," Je "" and "2340"). SS code configuration method, characterized in that the configured travel product code) and SS code is indicated by the mobile phone mobile shopping advertising media
According to claim 1,
The SS code consists of simple numbers and letters, for example, for the user to enter a specific item quickly. (For example, assign a short number for express input such as "2340" or "340" or "40" to a specific item of subway advertisement. SS code configuration method characterized by the SS code and the advertising media supporting the mobile shopping mobile phone marked
According to claim 1,
For example, the SS code can be easily remembered by the customer by adding a merchant or retailer's code along with the manufacturer's or brand's name or product name and simple numbers and letters. SS code configuration method, and SS code is displayed on the mobile phone mobile advertising media characterized in that "is a merchant or retailer code," 2340 "code to indicate the model and color of the smartphone, etc.
According to claim 1,
SS code is an example of adding a merchant or store code with a local name or a detailed name and simple numbers and letters so that customers can easily remember (for example, "Seoul name 0010 2340" in the case of a specific store in Myeong-dong, Seoul "0010" Is a merchant or retailer code, "2340" is a product code) SS code configuration method characterized in that the mobile phone shopping advertising SS code is indicated
According to claim 1,
SS code is an example of adding a proper noun or detail name and a simple number and letters with a merchant or store code (for example, in case of Jeju Island travel products, "Tourism 0021 2340" is indicated as "0010" Merchant or retailer code, "2340" is composed of a travel product code) SS code configuration method characterized by the SS code and mobile phone mobile phone with SS code is indicated
According to claim 1,
SS code composition method characterized by including a number field for distinguishing stores and mobile phones with SS code is displayed
According to claim 1,
SS code construction method and SS code is indicated by including a numeric field for timely classification of products (for example, January 2010 counted as "50", March 2010 product is "52") Ad media supporting mobile phone mobile shopping
According to claim 1,
SS code (for example, "Samsung Hue 0002 2340")
If you enter only the first digit (for example, "Samsung"-all Samsung products serviced, or "Samsung Hue"-all Samsung phones serviced, or "Samsung phones 0002"-0002 all Samsung phones serviced at stores) Sales service The mobile shopping service of inputting some letters and numbers among SS codes, which shows all sub-lists displayed on the mobile phone screen
According to claim 1,
If you enter the SS code (for example, "Samsung Hue 0002 2340"),
Mobile shopping service that displays price comparison information corresponding to SS code, which is compared to representative price information of other shopping mall sites on the Internet and displayed on mobile phone screen
In the mobile phone mobile shopping service,
In Korea, instead of entering a URL address directly, the mobile number address (WINC) allows direct access to mobile shopping,
Display the SS code (e.g. "101") corresponding to the item on the advertising medium, including the designated mobile number address (e.g. "234") and "# or * (current Korean standard is #)""234#101"), the user enters all the numbers including the mobile number address displayed on the advertising medium (for example, "234 # 101" is the WINC standard address) and the wireless Internet access designation key (Nate key for SK Telecom) )
The mobile server corresponding to the mobile number address (for example, "234 # 101") entered in the next step is to retrieve the content corresponding to the SS code and display it on the screen.
The next step is when the user chooses to run the item purchase and chooses to pay
As a next step, the unique information related to the payment of the SIM card (including the USIM card) that supports the payment inserted into the mobile phone, the certificate or the mobile phone number, or the payment method implemented by the mobile carrier (small payment method, SMS approval method) , Or credit card payment
In the selected or designated way, it connects with the operation server of the transaction approval and billing agency (for example, VAN and bank or PG company or mobile phone billing agency) and delivers the data necessary for payment,
The next step is to complete the purchase process of the goods corresponding to the entered SS code while displaying the payment processing details on the screen
Mobile shopping without needing to press SS code after wireless internet access
The method of claim 13,
SS codes (e.g., "101" to "201") corresponding to a plurality of items are displayed differently on the advertising medium, including designated mobile number addresses (e.g., "234") and "# or *" (for example, 100 from "234 # 101" to "234 # 200"),
Wireless Internet, characterized in that a plurality of mobile number address (for example, "234 # 101" ~ "234 # 200" up to 100) registered in the mobile number address service provider and configured to correspond to one mobile server Mobile shopping service that operates in response to multiple mobile number addresses that do not need to press SS code after connecting
In the widget (Widget) to be installed on the mobile phone standby screen,
If you install a menu that directly accesses mobile shopping with a code entry method in the form of a widget on the mobile phone standby screen and clicks the corresponding widget icon,
After entering the SS code first, access the mobile shopping site of the SS code user direct input method to show the content corresponding to the entered SS code and proceed with the purchase process.
SS code mobile phone mobile shopping service of widget type that allows users to enter SS code after accessing shopping site of direct input method
In an advertising medium with a code that allows a user to buy a product directly,
Display the SS code (for example, "101") that displays advertisements and goods on the mobile phone screen directly on the advertising media including the designated mobile number address (for example, "234") and "# or *" (for example "234 # 101") is characterized by the SS code, mobile number address and "# or *" combined with a mobile phone that supports mobile shopping
In paying for a merchant or on the Internet,
Through the payment program provided by your phone
If you enter credit and check card merchants (such as offline stores) or Internet shopping malls and the amount of payment through a separate means (manual input via keypad or wireless network)
Unique information on the SIM card (including USIM card) that supports payments inserted into the phone,
Or certificates,
Or cell phone number
Or, if you select and pay by a mobile carrier (small payment method, SMS payment method),
How to use mobile phone payment service in merchants and the Internet, characterized in that the transaction approval company is configured to pass the approval information to the mobile phone and merchants (offline stores, etc.) or payment and printing means of a computer connected to the Internet
When the customer tells the merchant's payment method that the customer uses his own mobile phone (for example, Sit down mobile phone payment),
Send the transaction approval request details to the transaction approval company (mobile carrier and VAN and bank or PG company),
The transaction approval company simply converts the payment details and merchant information into SS codes (for example, 8 digits and letters- "Starbuck 11201123" Starbuck November 20 11:23) and displays or prints them on the merchant's payment method.
The customer completes the payment by directly inputting the simplified SS code without inputting the information and the amount of use of the merchant through a separate means (manual input through a keypad or wireless network).
SS code system of payment details and merchant information and merchant use amount SS code Mobile payment service
The method of claim 18,
By configuring the merchant payment method with a mobile phone,
Merchant information and mobile phone access numbers are stored in the mobile phone for merchant payment methods,
The merchant manager enters the amount and details to be charged into the mobile phone or automatically downloads it through the merchant's sales management system (for example, POS),
When you connect with the operation server of the transaction approval company and send the detailed payment request information,
Download the disposable SS code generated by the transaction approval company corresponding to the transaction and display it on the mobile phone screen for the merchant's payment method.
When the SS code displayed on the merchant payment method mobile phone is delivered to the customer and the customer enters the SS code on the mobile phone,
Merchant payment method service using a mobile phone, characterized in that the transaction approval agency delivers the transaction approval result to the merchant payment method mobile phone and the customer mobile phone
The method of claim 18,
The customer does not receive a printed copy of the merchant's payment details (for example, a credit card transaction slip).
Store merchant billing history on your phone for later verification,
Merchant payment method service using a mobile phone that does not require a paper merchant billing statement characterized in that the mobile terminal connected to the operating server of the transaction approval company to check the merchant billing details later
The method of claim 18,
Store the merchant SS code payment history (for example, credit card transaction slip) of the customer in the mobile phone for the merchant payment method to check later,
Check the customer payment details later by connecting to the operation server of the transaction approval company using a mobile phone,
A mobile payment method that does not require a customer's payment statement made of paper, which also shows statistics (daily or hourly or cumulative) for the SS code transaction of the date.
The method of claim 18,
The SS code is filled with fields representing the merchant
Merchant SS characterized by consisting of a field representing the time or date of the transaction (e.g. 8 digits and letters-"Starbuck 1123" Starbuck 11:23 or "Starbuck 01101220" Starbuck January 10 12:20) How code is organized
In paying for the money spent on the internet,
Select the product you want to purchase in the online shopping mall,
The next step is to select your mobile phone SS code payment method.
Enter your mobile phone access number or enter your mobile phone access number automatically in response to your membership number.
Once you have passed your purchase information, the amount used, and your payment method selection,
The transaction approval company displays the disposable SS code on the generated computer to enter the mobile phone,
The user selects the payment program of the mobile phone and enters a one-time SS code.
Unique information on the SIM card (including USIM card) that supports payments inserted into the phone,
Or certificates,
Or cell phone number
Or, if you select and pay by a mobile carrier (small payment method, SMS payment method),
The transaction payment method used by the transaction approval company is configured to deliver the transaction approval result information to a mobile phone or a computer connected to the Internet mobile phone payment service method

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