KR20110078859A - Automatic teller machine - Google Patents

Abstract

PURPOSE: An automatic teller machine is provided to handle stolen check report simply by using check serial number displayed on the documentation even separate check serial number is not stated, when trader has benn robbed with the check. CONSTITUTION: The first area is assigned in the documentation and the area allocation part(201) is related with the history database(211). The list part(205) generates the history list about the transaction detail in the financial transaction, and saves the history list in the history database. The processing part(207) extracts the history list from the history database, and outputs the documentation indicating in the first area.

Description

Financial Automation Equipment {AUTOMATIC TELLER MACHINE}

Embodiments of the present invention relate to an automated teller machine.

With respect to traditional financial transactions that have been carried out in direct contact with the clerks at financial institutions, the emergence of Automatic Teller Machines (ATMs) has revolutionized in many ways. The customer's waiting time has been significantly reduced, and even after the financial institution is closed, the customer can benefit from financial transactions whenever they want. Not only the customers, but also the financial institution's processing time is reduced, and the workforce is reduced due to the reduction of manpower and cost.

The automated teller machine basically provides many financial tasks performed by financial institutions such as banks and village safes. The user can perform a desired financial transaction in a short time by simply operating a financial automated device installed in a bank without using a bank clerk in bank transfer, balance inquiry, deposit withdrawal, and bank account arrangement. These advantages of the automated teller machine have led to a rapid increase in the number of customers, the number of installations, and the places of installation of the automated teller machine, making it easy to find it today.

On the other hand, the automated teller machine provides financial transactions only with a card and a password, so it is not easy to identify the trader. Thus, there is a high possibility of card theft and cases of denial even though the financial transaction is normally completed.

Therefore, there is a need for a financial automation device that can record a trader and provide a transaction image so that it can be used as evidence when needed.

One embodiment of the present invention is to create a printout of the specification table including the transaction image and the history list for the trader's appearance or by storing, to prevent card theft and when the transaction-related accident occurs a financial automated device that can be used as evidence To provide.

The automatic teller machine according to an embodiment of the present invention allocates a first region in a specification table, generates a region allocator associated with a history database, a history list of transaction details in a financial transaction, and generates the details. A list unit for storing the list in the details database, and a processing unit for extracting the details list from the details database to create and output the specification table to be displayed in the first area.

The automated teller machine according to an embodiment of the present invention further includes a camera unit for capturing a trader during the financial transaction, generating a transaction image, and storing the generated transaction image in an image database. Assign a second area different from the first area in the specification table, and associate the second area with the image database such that the transaction image is displayed in the assigned second area.

According to an embodiment of the present invention, by creating and outputting or storing a specification table including a transaction image and a history list on a trader's appearance, it is possible to prevent card theft and use the specification table as evidence when a transaction-related accident occurs.

In addition, according to one embodiment of the present invention, when a check is stolen, a check theft report can be easily processed by using the check serial number indicated on the specification table without separately writing the check serial number.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings. However, the present invention is not limited or limited by the embodiments. Like reference numerals in the drawings denote like elements.

The term " financial automatic teller machine " used in the present invention, as well as ATM (Automated Teller Machine), as well as cash dispenser (CD: Cash Dispenser) or bank, insurance, credit card, etc. It is broadly interpreted as a concept that includes a series of unmanned automated devices, such as kiosks, which provide a variety of additional services such as utility billing, ticket issuance, and point accumulation. .

1 is a conceptual diagram illustrating a schematic structure of an automated teller machine.

The automatic teller machine 100 includes an operation terminal 110, a banknote 120, a bankbook 130, and a card reader 140.

The operation terminal 110 receives a menu selection and operation for a financial transaction from a customer, and provides various financial services or additional services to the customer through a GUI screen.

Banknotes and withdrawals 120 of the bill counts and stores the bill, and the bankbook 130 reads the bankbook and performs the bankbook cleaning task. The card reader 140 reads a card according to a customer's financial transaction card input and performs a card related task. The card reader 140 may read not only a financial transaction card but also an accumulation card or an ID card for other tasks.

In addition, the automated teller machine 100 includes a communication unit for accessing the automated teller machine, a control unit for controlling the overall operation of the teller machine, a memory for storing various data, and a print module for printing on a bankbook or a statement table. It may further include.

2 is a diagram showing the internal configuration of the automatic teller machine according to an embodiment of the present invention.

Referring to FIG. 2, the automated teller machine 200 according to an embodiment of the present invention includes an area allocator 201, a camera unit 203, a list unit 205, a processing unit 207, and a scanning unit 209. And a database 211.

The area allocator 201 allocates the first area in the specification table and associates it with the history database 213. In addition, the area allocator 201 allocates a second area different from the first area in the specification table, and the second area so that a transaction image photographing a trader during a financial transaction is displayed in the allocated second area. And the image database 215 can be associated.

The camera unit 203 photographs a trader during a financial transaction, generates a transaction image, and stores the generated transaction image in the image database 215. In this case, the camera unit 203 may generate at least one of a face image of the trader or a hand image of the trader as the transaction image.

Here, when face recognition of the transaction image is impossible, the camera unit 203 may retake the trader's appearance and store the image in the image database 215.

The list unit 205 generates a details list relating to the details of transactions during the financial transaction, and stores the generated details list in the details database 213. In this case, the list unit 205 may generate at least one of a transaction type, a transaction amount, a bill number, a bill serial number, or a transaction time as the details list.

The processor 207 may extract the details list from the details database 213 and display the details list in the first area of the specification table.

At this time, if the number of withdrawn banknotes is not less than a predetermined value and the serial numbers of all the bank notes cannot be included in the first area, the processor 207 considers the size of the first area, It may be displayed by adjusting the size or by omitting some serial numbers. That is, the processor 207 may adjust the size of the serial number of each banknote to be smaller and display it in the first area, or adjust the amount of information related to the serial number in the first area.

In addition, the processing unit 207 extracts a transaction image from the image database 215, prepares and outputs a specification table to be displayed on the second area.

The scan unit 209 may scan a banknote traded in the financial transaction to obtain a serial number of the banknote and provide the serial number of the obtained banknote to the list unit 205 as the history list.

In addition, the scan unit 209 may scan the output specification table to generate a scanned image as specification table information, and store the specification table information in the image database 215 in correspondence with the transaction image. Here, although the specification table information and the transaction image are referred to as being stored in the same image database, the present invention is not limited thereto and may be stored in a separate database.

Database 211 includes a history database 213 and an image database 215.

The details database 213 may be associated with the first area of the specification table, and store the transaction image or the specification table information corresponding to the card information.

The image database 215 may be associated with the second area of the specification table and store the details list in correspondence with the card information.

According to one embodiment of the present invention, by creating and outputting or storing a specification table including a transaction image and a history list on a trader's appearance, it is possible to prevent card theft and use the specification table as evidence when a transaction-related accident occurs.

3 is a diagram illustrating card related information stored in a database of an automated teller machine according to an embodiment of the present invention.

Referring to FIG. 3, the card-related information stored in the database of the automatic teller machine according to an embodiment of the present invention corresponds to the card information, and includes transaction image and specification table information stored in the image database and a history list stored in the history database. It may include. Here, the history list may include at least one of a transaction type, a transaction amount, a bill number, a serial number of a bill or a transaction time.

For example, the card-related information stored in the database may include '8765-4321-0123-4567, first transaction image, first statement information, withdrawal, cash (bank serial number: DR45623), $ 50, 10:00,' and '5678. -1234-7788-9988, the second transaction image, the second statement information, withdrawal, check (check serial number: L557788), 100,000 won, may include 12 '.

In other words, the financial automated device extracts a history list of 'withdrawal, cash (bank serial number: DR45623), 50,000 won, 10:00, etc.' during the financial transaction on the card of '8765-4321-0123-4567' It is possible to create a specification table displayed in the second area by extracting the 'first transaction image' from the image database, and outputting the specification table. In this case, the automated teller machine may store the specification table information, that is, the first specification table information scanned from the specification table, in the image database.

In addition, the automated teller machine extracts a history list of 'withdrawal, check (check serial number: L557788), 100,000 won, 12 o'clock' during the financial transaction on the card of '5678-1234-7788-9988' It is possible to create a specification table displayed in the second area by extracting the 'second transaction image' from the image database, and outputting the specification table. In this case, the automated teller machine may store the specification table information, that is, the second specification table information scanned from the specification table, in the image database.

The automated teller machine prepares and prints or stores a specification table including a transaction image and a history list of the trader, thereby preventing card theft and using the specification table as evidence in case of a transaction related accident.

In addition, when a check is stolen, a check theft report can be easily processed by using the check serial number indicated on the specification table without separately writing the check serial number.

4 is a flowchart illustrating a method of operating an automated teller machine according to an embodiment of the present invention.

Referring to FIG. 4, first, the automated teller machine stores a transaction image and a history list in a database (401).

In detail, the automated teller machine may generate a transaction image by capturing a trader during a financial transaction in association with a transaction request according to a card insertion, and store the generated transaction image in an image database. In this case, the automated teller machine may generate at least one of a face image of the trader or a hand image of the trader as the transaction image.

Here, when the automatic face recognition of the transaction image is impossible, the financial automatic device may regenerate the trader's appearance and store it in the image database.

In addition, the automated teller machine may generate a list of details regarding the transaction details of the financial transaction, and store the generated list of details in the details database.

In this case, the automated teller machine may generate at least one of a transaction type, a transaction amount, a serial number of a bill or a transaction time as a list of details. Here, the automatic teller machine can obtain the serial number of the banknote by scanning the banknotes traded during the financial transaction.

The automated teller machine then allocates an area in the specification table and associates it with the database (403).

That is, the automated teller machine allocates a first region in the specification table, associates it with the history database, and allocates a second region different from the first region, and associates it with the image database.

Subsequently, the automated teller machine displays the transaction image and the history list extracted from the database in each allocation area of the specification table, thereby creating a specification table (405).

That is, the automatic teller machine extracts a history list from the history database, displays it in the first area, extracts a transaction image from the image database, displays it in the second area, creates a specification table, and outputs the created specification table. have.

Thereafter, the automated teller machine can scan the output specification table, generate a scanned image as the specification table information, and store the specification table information in correspondence with the transaction image in the image database.

Embodiments of the present invention include computer readable media including program instructions for performing various computer implemented operations. The computer readable medium may include program instructions, data files, data structures, etc. alone or in combination. Program instructions recorded on the media may be those specially designed and constructed for the purposes of the present invention, or they may be of the kind well-known and available to those having skill in the computer software arts. Examples of computer-readable recording media include magnetic media such as hard disks, floppy disks, and magnetic tape, optical media such as CD-ROMs, DVDs, and magnetic disks, such as floppy disks. Magneto-optical media, and hardware devices specifically configured to store and execute program instructions, such as ROM, RAM, flash memory, and the like. Examples of program instructions include not only machine code generated by a compiler, but also high-level language code that can be executed by a computer using an interpreter or the like.

As described above, the present invention has been described by specific embodiments such as specific components and the like. For those skilled in the art to which the present invention pertains, various modifications and variations are possible. Therefore, the spirit of the present invention should not be construed as being limited to the described embodiments, and all of the equivalents or equivalents of the claims, as well as the following claims, are included in the scope of the present invention.

1 is a conceptual diagram illustrating a schematic structure of an automated teller machine.

2 is a diagram showing the internal configuration of the automatic teller machine according to an embodiment of the present invention.

3 is a diagram illustrating card related information stored in a database of an automated teller machine according to an embodiment of the present invention.

4 is a flowchart illustrating a method of operating an automated teller machine according to an embodiment of the present invention.

<Explanation of symbols for the main parts of the drawings>

200: financial automation equipment

201: zone allocation unit

203: camera part

205: list part

207: processing unit

209: scanning unit

211: database

Claims (6)

An area allocator for allocating the first area in the specification table and associating with the detail database; A list unit for generating a details list of transaction details in a financial transaction and storing the generated details list in the details database; And A processing unit which extracts a history list from the history database, creates and outputs a specification table to be displayed in the first area. Automatic financial equipment comprising a. The method of claim 1, The list part is And generate a history list including at least one of a transaction type, a transaction amount, a bill serial number, or a transaction time. The method of claim 1, Scan unit for scanning the banknotes traded during the financial transaction to obtain the serial number of the banknotes Further comprising, the automatic teller machine. The method of claim 1, A camera unit for capturing a trader during the financial transaction to generate a transaction image, and storing the generated transaction image in an image database. More, The area allocation unit, Allocate a second region different from the first region in the specification table, Associating said image database with said second region such that said transaction image is displayed in said assigned second region. 5. The method of claim 4, The camera blowing, And at least one of a face image of the trader or a hand image of the trader as the transaction image. The method of claim 1, The camera blowing, When face recognition of the transaction image is not possible, re-photographing and storing the trader's appearance, automatic teller machine.

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