KR20110065574A - Method, server, system and recording medium for providing option card service - Google Patents

Method, server, system and recording medium for providing option card service Download PDF

Info

Publication number
KR20110065574A
KR20110065574A KR1020090119702A KR20090119702A KR20110065574A KR 20110065574 A KR20110065574 A KR 20110065574A KR 1020090119702 A KR1020090119702 A KR 1020090119702A KR 20090119702 A KR20090119702 A KR 20090119702A KR 20110065574 A KR20110065574 A KR 20110065574A
Authority
KR
South Korea
Prior art keywords
information
card
option
identification information
affiliated store
Prior art date
Application number
KR1020090119702A
Other languages
Korean (ko)
Inventor
신용균
Original Assignee
신용균
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 신용균 filed Critical 신용균
Priority to KR1020090119702A priority Critical patent/KR20110065574A/en
Publication of KR20110065574A publication Critical patent/KR20110065574A/en

Links

Images

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Development Economics (AREA)
  • Technology Law (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

An embodiment of the present invention relates to a method, a server, a system, and a recording medium for providing an option card service, and generates merchant information including at least industry information, region information, and merchant identification information in the region, and identifies the card. Generating and storing information, and generating and storing option information for each selected industry type, region, and / or merchant / card issuer in association with the stored corresponding card identification information, and receiving the merchant information and card identification information. The corresponding option information stored in association with the identification information and the received affiliated store information are compared with each other, and according to a result of the comparison, whether to allow the use of the received affiliated store information on the corresponding card of the received card identification information at the affiliated store is permitted. So that the card issuer can choose not only his options, You can issue an option card that is optional for each type of business, region, and / or merchant, and the cardholder or issuer can get an option card for his or her use and use it for that purpose. It can be provided to welfare guardians, etc., so that it can be used for each option.

Option Cards, Localization, Personalization, Unification, Wired and Wireless Networks

Description

Method, Server, System and Recording Medium for providing Option Card Service

An embodiment of the present invention relates to a technology for providing a card service using a wired or wireless communication network, and more particularly, issuing an option card suitable for a card user (or subject of issue), a merchant, a card issuer, and the option card. The present invention relates to a method, a server, a system, and a recording medium for providing an option card service to be limited to the purpose of the option when using the service.

Generally, a card service refers to a service that uses a card instead of cash to pay in postpaid, debit or prepaid form. For example, a credit card as a post-paid card service is a kind of consumer credit. A member who has a contract with a card issuer presents a card issued by the issuing company when purchasing a product or service at an affiliated retailer, and signs a slip. It can be purchased without spending, and the money is automatically transferred from the member's deposit account to the merchant account after a certain period of sale through the issuing company's bank, so the member must make a deposit until the payment is made. Merchants may be, for example, department stores, specialty stores, restaurants, hotels, golf courses, travel agencies, gas stations and the like.

Recently, with the rapid increase in the number of online shopping and card merchants and the expansion of the types of card services, credit cards, etc. occupy most of payment methods, and a specific card service that allows a guardian to pay a credit card having a predetermined limit to a child. Is also being released.

For example, according to the related art, a guardian requests a credit card company or a financial institution to issue a student credit card to a child so that a part of the credit amount of a guardian who is a member of a credit card company can be used by the child. It is known that the guardian replaces the payment of the student credit card used in the school. However, such a conventional technology is different from the general card service only in that the child uses the card issued by the guardian's credit, and there is a problem that it is not designed to be used for the purpose of the child. That is, according to the conventional card service, there is a problem in that it is not possible to issue a card in accordance with various usage demands of an individual or a business operator, and thus, it is not possible to restrict and use the card for a specific use.

In addition, although vouchers, such as shoes, department stores, etc., restricted for some purposes, have been issued and are commonly used, consumers (users or subjects of issue) cannot freely select options that meet their purposes. Since there is no choice but to choose from, there is a problem that cannot satisfy all the needs of various consumers. In addition, in the case of using the option card according to the embodiment of the present invention, it is possible to issue hundreds or thousands of cards each by issuing an affiliated card according to each option such as individual discount and point accumulation for each card issuer or merchant. One card can be added to unify the options.

An embodiment of the present invention is to solve the above-described problems, the purpose of which is an option card that can be a variety of options by industry, region, and / or merchant, card issuer according to the purpose of the card user (or issuer) Provide a method of providing option card services, servers, systems, and recording media that can be issued, and that the option card can be used for the purpose of the option, and can be unified into one option card. To provide.

In order to achieve the above object, the option card service providing method according to an aspect of the present invention, merchant information for generating and storing merchant information including at least industry information, regional information, and merchant identification information in a corresponding region. Storage step; Generating / storing card identification information to generate and store card identification information; An option information generation / storing step of generating and storing option information for each selected industry type, region, and / or affiliated store, and card issuer in association with the stored corresponding card identification information; An information comparing step of comparing the received option information with the corresponding option information stored in association with the received card identification information when the affiliated store information and the card identification information are received; And a card permission determining step of determining whether to allow use of the received affiliated store information in the corresponding affiliated store for the corresponding card of the received card identification information according to the comparison result in the information comparing step. . In the case of an on-line affiliate store, the region information may be, for example, website information, and the received affiliate store information and card identification information may be transmitted from the affiliate store, for example. For example, it may be assigned to an on-line or off-line merchant, and the generated card identification information may be assigned to an issued card, for example.

In order to achieve the above object, the option card service providing server according to another aspect of the present invention generates and stores merchant information, which generates and stores merchant information including at least industry type information, region information, and merchant identification information in a corresponding region. Storage unit; Card identification information generation / storage unit for generating and storing card identification information; An option information generation / storing unit for generating and storing option information for each selected industry type, region, and / or affiliate store, and card issuer in association with the stored corresponding card identification information; An information comparison unit which compares the corresponding option information stored in association with the received card identification information and the received affiliated store information when affiliated store information and card identification information are received; And a card permission determining unit configured to determine whether to permit the use of the received affiliated store information on the corresponding card of the received card identification information according to the comparison result in the information comparison unit. The affiliated store information generation / storage unit may generate corresponding website information as the local information in the case of an on-line affiliated store, and the received affiliated store information and the card identification information may be transmitted from the corresponding affiliated store, for example. The merchant information generation / storage unit may allocate the generated merchant information to an on-line or off-line merchant, and the card identification information generation / storage unit may assign the generated card identification information to a card to be issued.

In order to achieve the above object, a computer-readable recording medium in which the option card service providing method according to another aspect of the present invention is recorded by a program includes at least industry information, area information, and merchant identification information in a corresponding area. Merchant information generation / storage function for generating and storing affiliate store information including; A card identification information generation / storage function for generating and storing card identification information; An option information generation / storage function for generating and storing option information for each selected industry type, region, and / or affiliated store or card issuer in association with the stored corresponding card identification information; An information comparison function that compares the corresponding option information stored in association with the received card identification information and the received affiliated store information when affiliated store information and card identification information are received; And a card permission determining function for determining whether to allow use of the received affiliated store information in the affiliated store for the corresponding card of the received card identification information according to the comparison result in the information comparing step. In the case of an on-line affiliate, the area information is website information, and the received affiliate information and card identification information are transmitted from the corresponding affiliate store, and the generated affiliate information is assigned to an on-line or off-line affiliate store. The generated card identification information may be assigned to the issued card.

According to various aspects of the present invention as described above, the card issuer may issue an option card that enables various options for each type of industry, region, and / or merchant according to consumer's use, such as individual or business owner, as well as their own options. The user or issuer can receive an option card suitable for his or her purpose and use it for that purpose, or provide it to a child or a caregiver to restrict the use by option.

    Already granted options can be added, deleted, or changed according to changes in the market environment, simplifying the process of issuing cards, reducing costs, and unifying them into a single card. It is effective to solve the problem.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings. First of all, in adding reference numerals to the components of each drawing, it should be noted that the same reference numerals are used as much as possible even if displayed on different drawings. In the following description of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the subject matter of the present invention rather unclear.

In addition, in describing the component of this invention, terms, such as 1st, 2nd, A, B, (a), (b), can be used. These terms are only for distinguishing the components from other components, and the nature, order or order of the components are not limited by the terms. If a component is described as being "connected", "coupled" or "connected" to another component, that component may be directly connected to or connected to that other component, but there may be another configuration between each component. It is to be understood that the elements may be "connected", "coupled" or "connected".

1 is a configuration diagram of an option card service system according to an embodiment of the present invention, as shown in the figure, an option card service server 100, an affiliated store terminal 200, an online shopping server 300, and the Internet. The terminal 400, the option card 500, and the wired / wireless communication network 600 may be connected to each other by wire or wirelessly.

The option card service server 100 generates and stores an industry type, localized and personalized merchant information and assigns it to a new merchant, and generates and identifies card identification information and assigns it to a corresponding card of a new card subscriber. In association with the stored card identification information (for example, by the card subscriber) to generate and store the selected information by industry, region, and / or merchant, card issuer, and then the merchant terminal 200 or online shopping server 300 When the corresponding merchant information and the card identification information are received, the corresponding option information and the received merchant information stored in association with the received card identification information are compared with each other, and then the received card identification information is determined according to the comparison result. Determining whether to allow the use of the received affiliated store information on the card in the affiliated store, and determining the result of the affiliated store Return to the terminal 200 or the online shopping server 300.

The merchant terminal 200 is, for example, a card payment terminal of an affiliated store that is subscribed to the option card service according to the present embodiment, and stores the affiliated store information allocated from the option card service server 100, and the option card 500 When the payment request using the) transmits the stored merchant information together with the card identification information of the option card 500 to the option card service server 100, in response to the received from the option card service server 100 It is determined whether to allow the use of the option card 500 according to the approval result of whether to allow the use of the card, and according to the determination, the corresponding payment process for the option card 500 is normally performed or rejected. Since the specific payment processing process through the affiliated store terminal 200 may use an existing technology, description thereof will be omitted.

The online shopping server 300 is, for example, a server that operates a shopping web site including one or more online merchants subscribed to the option card service according to the present embodiment, and each affiliate store allocated from the option card service server 100. Information is stored, and when the payment request is made using the option card 500 from the internet terminal 400, the stored corresponding merchant information together with the card identification information of the option card 500 is transmitted to the option card service server 100. In response to this, it is determined whether to allow the use of the option card 500 according to the approval result of whether to accept the use of the card received from the option card service server 100, and according to the determination, the corresponding payment processing is normal. To perform or to refuse, and notifies the Internet terminal 400 of the result of the payment processing. Since a specific payment process using the online shopping server 300 may use existing technology, description thereof will be omitted.

The internet terminal 400 is for online shopping by accessing the online shopping server 300, and at least the corresponding card identification information of the option card 500 when the payment request from the online shopping server 300 is performed. Send to server 300.

The option card 500 according to the present embodiment stores and / or displays corresponding card identification information allocated from the option card service server 100, and is a card (chip) embedded in a mobile phone in the form of a general plastic card or chip. And various forms, such that short-range communication such as contact or non-contact with the affiliated store terminal 200 is possible, so that at least the corresponding card identification information can be transmitted to the affiliated store terminal 200, and the corresponding card identification information It can be delivered to the online shopping server 300 through the Internet terminal 400.

FIG. 2 is a configuration diagram of an option card service server according to an exemplary embodiment of the present invention, which is a detailed block diagram of the option card service server 100 of FIG. 1, and as illustrated in FIG. 110, the card identification information generation / storage unit 130, the option information generation / storage unit 150, the information comparison unit 170, and the card permission determination unit 190 may be included.

The affiliated store information generation / storage unit 110 generates and stores affiliated store information including at least industry type information, local information, and affiliated store identification information in a corresponding region. For example, the affiliated store information is' 0351-018-0025. -07-0001 ', where' 0351 'represents identification information of a seller / operator or a card issuer for an affiliated terminal, and' 018 'represents an affiliated store such as, for example, a pizza restaurant, a chicken restaurant, or a school. '0025' indicates local information of affiliated stores in eup, myeon, and dong units such as Yeoksam-dong, '07' indicates affiliated store identification information of the corresponding area, and '0001' indicates Order information such as a receipt of a receipt or other option information such as a discount and a point accumulation. The number of digits representing each piece of information in the affiliated store information may vary according to the number or characteristics of the corresponding information. In addition, in the case of on-line affiliated stores, the local information may be corresponding web site (identification) information such as, for example, auction, 11th street, and G-market. The affiliated store information generation / storage unit 110 may allocate the generated affiliated store information to the terminal 200 of the corresponding new offline affiliate store or the corresponding online affiliate store of the online shopping server 300.

The card identification information generation / storage unit 130 generates, stores and assigns card identification information for the new / issuance option card 500.

The option information generation / storage unit 150 generates option information for each business type, region, and / or affiliated store, card issuer selected by the subscriber or the card issuer of the option card 500, and associates the card identification information with the corresponding card identification information. By storing, the information on the optional information desired by the subscriber in response to the industry information, regional information and / or merchants, card issuer identification information of the merchant information, by industry, region, and / or merchant, by card issuer Save it. For example, the option information generation / storage unit 150 generates and stores only 'industrial information' as option information when the subscriber wants 'pizza', and the 'industry information' if he wants 'pizza in Yeoksam-dong'. + Local

'Create and store as option information, if you want a' specific pizzeria of pizza in Yeoksam-dong ', create and save the corresponding' industry information + local information + merchant identification information 'option information, also discounts, points earned, etc. Naturally, various event option information can be created and stored for each merchant or card issuer, and options can be changed according to changes in the market environment such as addition and deletion.

The information comparison unit 170, if the affiliate store information and card identification information is received from the affiliated store terminal 200 or the online shopping server 300 through a wired or wireless communication network, the option information generation / storage unit in association with the received card identification information The corresponding option information stored in 150 and the received affiliated store information are compared with each other to determine whether industry type information, local information, and / or affiliated store identification information, card issuer identification information, and other option information match each other.

The card permission determining unit 190 determines whether to allow the use of the received affiliated store information for the option card 500 at the corresponding affiliated store 200 or 300 according to the comparison result of the information comparing unit 170, and the The result of the determination is notified to the affiliated store terminal 200 or the online shopping server 300 of the affiliated store.

3 is a flow chart of an option card service method according to an embodiment of the present invention, as shown in the figure, merchant information generation / storage step (S310), card identification information generation / storage step (S330), option information Generation / storage step S350, information comparison step S370, and card permission determination step S390 may be included. Since the method of this embodiment is applied to the apparatus of Fig. 2, it will be described in parallel with its operation.

Merchant information generation / storage step ( S310 )

First, when a new merchant is created offline or online, the merchant information generation / storage unit 110 generates and stores at least merchant information including industry information, local information, and merchant identification information for the corresponding merchant, and then stores the corresponding information. It is allocated to the merchant terminal 500 of the offline merchant or the online shopping server 300 of the online merchant. For the merchant information, refer to the above description of FIG. 2.

Create / save card identification information ( S330 )

In addition, when a new card subscriber is created, card identification information for the new / issuance option card 500 is generated, stored, and assigned.

Create / save option information step ( S350 )

Subsequently, when the subscriber or the card issuer of the option card 500 selects a specific option that he / she wants, the option information generation / storage unit 150 is based on the selected option by industry, region, and / or merchant, or by card issuer. The option information is generated corresponding to the industry type information, the area information and / or the affiliate store, and the card issuer identification information of the affiliate store information, and then stored in association with the corresponding card identification information of the option card 500. For the generation and storage of such option information, refer to the above description of FIG. 2.

Information comparison step ( S370 )

Next, the user may use the option card 500 through the merchant terminal 200 of the offline merchant or use the option card 500 through the online shopping server 300 of the online merchant using the internet terminal 400. In this case, the affiliated store terminal 200 is connected to the option card 500 through a contact or contactless method to read the corresponding card identification information, the online shopping server 300 is an option card input through the Internet terminal 400 ( The card identification information of 500 is acquired through the wired / wireless communication network 600, and then, the affiliated store terminal 200 or the online shopping server 300 reads the acquired or acquired corresponding card identification information together with the corresponding merchant information and an optional card service. Send to server 100.

Therefore, the information comparing unit 170 of the option card service server 100 in the information comparing step (S370) from the merchant terminal 200 or the online shopping server 300 through the wired / wireless communication network 600, the corresponding merchant information and the corresponding card. When the identification information is received, the corresponding option information stored in the option information generation / storage unit 150 and the received affiliated store information are compared with each other in association with the received card identification information, and according to the comparison, industry type information, regional information, And / or option information such as merchants, card issuer identification information, other discounts, or point accumulations.

Decision card accept step ( S390 )

In the card permission determination step (S390), the card permission determination unit 190 is determined by the corresponding merchants 200 and 300 of the received affiliated store information for the corresponding option card 500 according to the result of the comparison and determination in the information comparison unit 170. Determine whether to allow the use of the, and notifies the result of the determination to the affiliated store terminal 200 or the corresponding online shopping server 300 of the affiliated store.

The option card service method according to the embodiment of the present invention described above may be implemented as a computer readable recording medium including program instructions for performing operations implemented by various computers. The computer readable recording medium may include program instructions, local data files, local data structures, etc. alone or in combination. The recording medium may be those specially designed and constructed for the embodiments of the present invention, or may be known and available to those skilled in computer software. Examples of computer-readable recording media include magnetic media such as hard disks, floppy disks, and magnetic tape, optical recording media such as CD-ROMs, DVDs, magnetic-optical media such as floppy disks, and ROM, RAM, flash memory, and the like. Hardware devices specifically configured to store and execute the same program instructions are included. The recording medium may be a transmission medium such as an optical or metal wire, a waveguide, or the like including a carrier wave for transmitting a signal specifying a program command, a local data structure, or the like. Examples of program instructions may include high-level language code that can be executed by a computer using an interpreter as well as machine code such as produced by a compiler.

In the above description, all elements constituting the embodiments of the present invention are described as being combined or operating in combination, but the present invention is not necessarily limited to the embodiments. In other words, within the scope of the present invention, all of the components may be selectively operated in combination with one or more. In addition, although all of the components may be implemented in one independent hardware, each or all of the components may be selectively combined to perform some or all functions combined in one or a plurality of hardware. It may be implemented as a computer program having a. Codes and code segments constituting the computer program may be easily inferred by those skilled in the art. Such a computer program may be stored in a computer readable storage medium and read and executed by a computer, thereby implementing embodiments of the present invention. The storage medium of the computer program may include a magnetic recording medium, an optical recording medium, a carrier wave medium, and the like.

In addition, the terms "comprise", "comprise" or "having" described above mean that the corresponding component may be included, unless otherwise stated, and thus excludes other components. It should be construed that it may further include other components instead. All terms, including technical and scientific terms, have the same meanings as commonly understood by one of ordinary skill in the art unless otherwise defined. Terms commonly used, such as terms defined in a dictionary, should be interpreted to coincide with the contextual meaning of the related art, and shall not be construed in an ideal or excessively formal sense unless explicitly defined in the present invention.

The foregoing description is merely illustrative of the technical idea of the present invention, and various changes and modifications may be made by those skilled in the art without departing from the essential characteristics of the present invention. Therefore, the embodiments disclosed in the present invention are not intended to limit the technical idea of the present invention but to describe the present invention, and the scope of the technical idea of the present invention is not limited by these embodiments. The protection scope of the present invention should be interpreted by the following claims, and all technical ideas within the equivalent scope should be interpreted as being included in the scope of the present invention.

As described above, the embodiment of the present invention is applied to the field of card services, the card issuer is an option according to the purpose of their issuance, as well as by industry, region, and / or merchant according to the consumer use, such as individuals or operators This possible option card can be issued, and the card user or the target person can receive an option card suitable for their purpose and use it for the purpose or provide it to a child or a caregiver to restrict the use of the option card. The existing options can be added, deleted, or changed according to changes in the market environment, simplifying the process of issuing cards, reducing costs, and unifying one card into a single card. It is a very useful invention that produces the effect of eliminating the inconvenience to carry.

1 is a configuration diagram of an option card service system according to an embodiment of the present invention;

2 is a configuration diagram of an option card service server according to an embodiment of the present invention;

3 is a flowchart of an option card service method according to an embodiment of the present invention;

<Description of Symbols for Main Parts of Drawings>

100: Option Card Service Server

200: merchant terminal

300: online shopping server

400: internet terminal

500: option card

600: wired and wireless network

Claims (11)

A merchant information generation / storage step of generating and storing affiliate store information including at least industry type information, local information, and affiliated store identification information in a corresponding region; Generating / storing card identification information for generating and storing card identification information including a card issuer; An option information generation / storage step of generating and storing option information for each selected industry type, region, and / or affiliated store or card issuer in association with the stored corresponding card identification information; An information comparing step of comparing the received option information with the corresponding option information stored in association with the received card identification information when the affiliated store information and the card identification information are received; And A card permission determining step of determining whether to allow use of the received affiliated store information at the corresponding affiliated store for the corresponding card of the received card identification information according to the comparison result in the information comparing step; Option card service providing method comprising a. The method of claim 1, In the case of an on-line affiliated store, the area information is a website information providing method. The method of claim 1, The received affiliated store information and the card identification information is the option card service providing method, characterized in that transmitted from the merchant. The method of claim 1, The generated affiliated store information is allocated to an on-line or off-line affiliated store. The method of claim 1, And the generated card identification information is assigned to the issued card. An affiliated store information generation / storage unit configured to generate and store affiliated store information including at least industry type information, regional information, and affiliated store identification information in a corresponding region; Card identification information generation / storage unit for generating and storing card identification information; An option information generation / storing unit for generating and storing option information for each selected industry type, region, and / or affiliate store, and card issuer in association with the stored corresponding card identification information; An information comparison unit which compares the corresponding option information stored in association with the received card identification information and the received affiliated store information when affiliated store information and card identification information are received; And A card permission determining unit that determines whether to allow the use of the received affiliated store information in the affiliated store with respect to the corresponding card of the received card identification information according to the comparison result in the information comparison unit; Option card service providing server comprising a. The method of claim 6, The merchant information generating / storing unit is an option card service providing server, characterized in that for generating an on-line affiliate store the corresponding website information as the area information. The method of claim 6, The received affiliated store information and the card identification information is the option card service providing server, characterized in that transmitted from the corresponding merchant. The method of claim 6, The affiliated store information generation / storage unit may provide the generated affiliated store information to an on-line or off-line affiliated store. The method of claim 6, The card identification information generating / storing unit assigns the generated card identification information to an issued card. A computer-readable recording medium in which the option card service providing method according to any one of claims 1 to 5 is recorded by a program.
KR1020090119702A 2009-12-04 2009-12-04 Method, server, system and recording medium for providing option card service KR20110065574A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
KR1020090119702A KR20110065574A (en) 2009-12-04 2009-12-04 Method, server, system and recording medium for providing option card service

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
KR1020090119702A KR20110065574A (en) 2009-12-04 2009-12-04 Method, server, system and recording medium for providing option card service

Publications (1)

Publication Number Publication Date
KR20110065574A true KR20110065574A (en) 2011-06-16

Family

ID=44398645

Family Applications (1)

Application Number Title Priority Date Filing Date
KR1020090119702A KR20110065574A (en) 2009-12-04 2009-12-04 Method, server, system and recording medium for providing option card service

Country Status (1)

Country Link
KR (1) KR20110065574A (en)

Similar Documents

Publication Publication Date Title
AU2016266012B2 (en) Communication systems and methods to transmit data among a plurality of computing systems in processing benefit redemption
US20220005059A1 (en) System and method for combining coupons with financial accounts
US9224141B1 (en) Encoding a magnetic stripe of a card with data of multiple cards
US11599863B1 (en) Selection of a financial account associated with a proxy object
JP2019145163A (en) Mobile payment system using reduction point
US20140207680A1 (en) System and method for providing a mobile wallet shopping companion application
US11055734B2 (en) Systems and methods of using a communication network to coordinate processing among a plurality of separate computing systems
US11238426B1 (en) Associating an account with a card
US11995656B2 (en) Systems and methods to set up an operation at a computer system connected with a plurality of computer systems via a computer network using a round trip communication of an identifier of the operation
US11842345B2 (en) Rewards for a virtual cash card
US20210390528A1 (en) Systems and Methods to Coordinate Processing of Separate Computing Systems Connected via a Communication Network and Having Locale Dependent Attributes
US20160055441A1 (en) Systems and methods to coordinate resource allocation in processing among a plurality of separate computing systems
US20160148175A1 (en) Systems and methods of using multiple communication channels to transmit data in networks of separate computing systems in preparation for the processing of a subsequent computing task in one of the networks
KR101473593B1 (en) Method and system for totally managing electronic payment means
MX2014005303A (en) Methods and systems for communicating information from a smart point-of-sale terminal.
KR101306141B1 (en) Server for providing personalized discount service and method thereof
KR20110065574A (en) Method, server, system and recording medium for providing option card service
CA3200021A1 (en) Cryptocurrency rewards for a virtual cash card
KR20170052931A (en) Mobile payment method calling another card using one card

Legal Events

Date Code Title Description
A201 Request for examination
A302 Request for accelerated examination
E902 Notification of reason for refusal
AMND Amendment
E601 Decision to refuse application
AMND Amendment
J201 Request for trial against refusal decision
J301 Trial decision

Free format text: TRIAL DECISION FOR APPEAL AGAINST DECISION TO DECLINE REFUSAL REQUESTED 20100917

Effective date: 20101223

J2X1 Appeal (before the patent court)

Free format text: APPEAL AGAINST DECISION TO DECLINE REFUSAL

J302 Written judgement (patent court)

Free format text: JUDGMENT (PATENT COURT) FOR APPEAL AGAINST DECISION TO DECLINE REFUSAL REQUESTED 20110126

Effective date: 20110928