KR20110046702A - Pay system and method using discount coupon - Google Patents

Abstract

PURPOSE: A payment system and method thereof using a discount coupon are provided to enable a client to receive a discount in purchase amount of a product according to the checked history by enabling a client to check the history of previously bought discount coupon through a customer identification device. CONSTITUTION: A discount coupon server(50) transmits a checked discount coupon information to a franchise terminal(10) after checking discount coupon information. By using discount coupon using information received from the franchise terminals and franchise terminal identification information, the discount coupon server deletes discounted coupon information used in a payment among a discount coupon history of a client. The franchise terminals recognized client identification information which is included in a client identification unit(20). The franchise terminals transmits the recognized identification information and their identification information to the discount coupon server.

Description

Payment system using discount voucher and its method {PAY SYSTEM AND METHOD USING DISCOUNT COUPON}

The present invention relates to a payment system using a discount voucher and a method thereof.

 In general, a discount voucher is a token that indicates the requirement for a product to be discounted. In other words, it is a mark that provides a discount to the consumer for the purpose of inducing the purchase motivation of the product. This discount voucher gives you a discount for a certain period of time, and consumers use these discount vouchers to purchase the product intensively, so that manufacturers increase sales of voucher products, and sellers increase sales, handling fees. Earn income.

Furthermore, these discount vouchers are provided in the form of a discount voucher book, which allows travelers to receive discounts on admission fees or entrance fees for various facilities (museums, lodgings, parks, etc.) in tourist attractions, helping to reduce travel expenses. have.

However, whenever tourists receive a discount on the use fees or entrance fees of various facilities in a tourist destination, they have to inconvenience and present discount coupons such as the usage fees or entrance fees of facilities to be discounted.

As a way to improve this, discount voucher providers provide discount vouchers to the travelers who have registered as members, and the travelers print the discount vouchers and present them to discount voucher franchisees to discount the use fees or entrance fees of various facilities in tourist attractions. The way of receiving it has been suggested. However, according to the discount voucher providing method, the following problems occur. In other words, the cost of making printed materials is reduced because the discount voucher is not produced in printed form. However, the inconvenience that the traveler must carry and manage the coupon still exists because the traveler must print the coupon and present it to the discount voucher affiliate. Done. Moreover, the traveler must bear the cost of printing paper for printing and the consumables of the printer because the traveler must print the discount voucher, and thus cannot obtain a sufficient discount.

Accordingly, the present invention has been made to solve the above-described problems of the prior art, by using a customer identification means to confirm the discount voucher purchased by the customer in advance of the product to be purchased by the customer according to the confirmed discount voucher details An object of the present invention is to provide a payment system using a discount voucher for discounting a purchase amount and a method thereof.

Payment system using a discount voucher according to an aspect of the present invention for achieving the above object, the customer identification means having customer identification information; Match the customer's discount voucher purchase history for each of the plurality of customer identification information and a plurality of customer identification information, and stores the customer's discount information by using the customer identification information and the merchant terminal identification information received from the merchant terminal upon request for payment. Check the discount voucher information from the discount voucher history of the customer requesting payment among the discount voucher details and transmits the discount voucher information to the merchant terminal, and when the payment is completed, the customer who requested the payment using the discount voucher usage information and the merchant terminal identification information received from the merchant terminal. A discount voucher server for deleting the discount voucher information used for payment from the discount voucher purchase history of the; And connected to the discount voucher server through the Internet, when the customer requests a payment, the customer identification information provided in the customer identification means is sent to the discount voucher server and the recognized customer identification information and their identification information, When the payment is completed using the discount voucher information received from the discount voucher server includes a plurality of merchant terminal for transmitting the discount voucher usage information and its identification information to the discount voucher server.

The customer identification means includes a memory for storing customer identification information granted by the discount voucher server; A near field communication unit supporting near field communication; And a chip controller configured to control transmission of customer identification information stored in the memory between the plurality of affiliated store terminals through the short range wireless communication unit.

The discount voucher server, the identification information issuing unit for giving a unique customer identification information to the customer at the time of membership registration; A purchase history database for matching and storing the discount voucher purchase history of the corresponding customer for each of the plurality of customer identification information and the plurality of customer identification information; A discount voucher database for storing a list of discount vouchers commonly used in the affiliate stores for each of the plurality of affiliated terminal identification information; And a discount voucher home page, provide a list of discount vouchers that a customer can purchase on the discount voucher home page, match the discount voucher purchase history purchased by the customer with customer identification information, and store it in the purchase history database. When the customer identification information and the merchant terminal identification information are received from the affiliated store terminal, the discount coupon information matching the received merchant terminal identification information among the discount coupon purchase details of the customer matched with the received customer identification information, the purchase Checking in the detail database and transmitting to the affiliated store terminal and receiving the discounted use right use information and the affiliated store terminal identification information from the affiliated store terminal, the received discount of the discount coupon purchase history of the customer matching the received customer identification information Deleting discount voucher information corresponding to the voucher usage information It may include a sheet control.

Each discount voucher purchase history matched for each of the plurality of customer identification information may be composed of a plurality of discount voucher information purchased by the customer and the merchant terminal identification information that the discount voucher is commonly used for each of the purchased multiple discount voucher information. have.

Each of the plurality of discounted voucher information may include the number of discounted vouchers purchased by the customer, account information for a refund if the discount voucher is not used, the discount voucher usage period, discount rate and discount voucher unique number for each discount voucher purchased by the customer. have.

The received discount voucher usage information may include discount voucher purchase information used in the affiliated store terminal.

When the number of discounted vouchers used by the merchant terminal is less than the number of discounted vouchers purchased by the customer for the first time, the purchase controller may refund the discount voucher purchase cost corresponding to the difference to the account for the refund.

The payment system using the discount voucher wirelessly accesses the discount voucher home page provided by the discount voucher server, and uses the customer identification information entered by the customer on the discount voucher home page to identify the customer entered by the customer. The mobile terminal may further include a mobile terminal that checks the discount voucher purchase details matched with the information, cancels the purchase of some or all of the confirmed discount voucher purchase details, or further requests to purchase a new voucher at the request of the customer. The purchase control unit deletes some or all of the confirmed discount voucher purchase details and cancels some or all of the confirmed discount voucher purchase details when there is a request for canceling purchase of some or all of the confirmed discount voucher purchase details through the mobile terminal. Refund the cost of the discounted voucher to the account for the refund. And, if you have added a new discount ticket purchase requests can be added after the payment of the additional purchase is completed purchase requests in the confirm purchase discount ticket discount ticket history.

According to another aspect of the present invention, a payment method using a discount voucher may include: granting customer identification information when a discount voucher server registers a customer; Requesting a customer to purchase a discount voucher on a discount voucher home page operated by a discount voucher server through a personal computer; Storing, by the discount voucher server, the discount voucher purchase details requested by the purchase and the customer identification information; Recognizing a customer identification information stored in the customer identification means, the customer terminal having a customer identification means by the merchant terminal transmits the recognized customer identification information and its own identification information to the discount voucher server; Checking, by the discount voucher server, the discount voucher information matching the received merchant voucher identification information among the stored discount voucher purchase details, using the customer identification information and the merchant voucher terminal identification information received from the merchant voucher terminal, and transmitting the same to the merchant terminal; ; The merchant terminal completing payment using the discount voucher information received from the discount voucher server and transmitting the discount voucher usage information and the merchant voucher terminal identification information to the discount voucher server; And deleting, by the discount voucher server, discount voucher information corresponding to the received discount voucher usage information from the stored discount voucher purchase details using the discount voucher usage information and the merchant voucher identification information received from the merchant terminal. have.

As described above, according to an embodiment of the present invention, when the payment processing at the merchant, the customer confirms the discount voucher details previously purchased by the customer using a customer identification means such as an IC chip card, and the customer purchases according to the confirmed discount voucher details. By discounting the purchase price of the desired product, the customer does not have to present the discount voucher every day or print the discount voucher.

Hereinafter, with reference to the accompanying drawings will be described a preferred embodiment of the present invention; In describing the present invention, when it is determined that a detailed description of a related known function or configuration may obscure the gist of the present invention, the detailed description thereof will be omitted. In addition, terms to be described below are terms defined in consideration of functions in the present invention, which may vary according to intention or custom of a user or an operator. Therefore, the definition should be based on the contents throughout this specification.

1 is a block diagram of a discount ticket payment system using the Internet according to an embodiment of the present invention.

As shown, the discount voucher payment system using the Internet according to an embodiment of the present invention, a plurality of merchant terminal 10, the customer identification means 20 and the discount voucher server 50. In addition, it may further include a personal computer 30.

The customer identification means 20 stores customer identification information. The customer identification means 20 may be implemented using an IC chip card, the IC chip card is a memory 21 for storing customer identification information granted from the discount voucher server 50, which supports short-range wireless communication It may include a chip control unit 23 for controlling the transmission of the customer identification information stored in the memory 21 between the plurality of merchant terminals 10 through the short-range wireless communication unit 21 and the short-range wireless communication unit 22. . That is, the chip control unit 23 obtains the customer identification information requested by the affiliated store terminal 10 at the time of payment of the customer from the memory 21 and transmits it to the affiliated store terminal 10 through the short range wireless communication unit 22.

The IC chip card may be manufactured to store customer identification information to which the discount voucher server 50 is granted when the customer joins the discount voucher home page operated by the discount voucher server 50 through the personal computer 30. have. The manufactured IC chip card can be delivered to the customer or collected by the customer visiting the merchant. Thereafter, the customer may receive a discount on the payment amount using the IC chip card at the merchant.

The plurality of merchant terminals 10 may be connected to the discount ticket server 50 through the Internet, and may be connected to the customer identification means 20 and the local area network. The affiliated store terminal 10 recognizes the customer identification information provided in the customer identification means 20 and transmits the recognized customer identification information and its own identification information to the discount voucher server 50 when the customer requests a payment. Thereafter, the merchant terminal 10 processes the payment using the discount voucher information received from the discount voucher server 50, and when the payment is completed, the discount voucher server information and the discount voucher server used for the discount voucher server ( 50).

The discount voucher server 50 matches and stores the discount voucher purchase history of the corresponding customer for each of the plurality of customer identification information and the plurality of customer identification information, and identifies the customer identification information and the merchant terminal received from the affiliated store terminal 10 when a payment request is made. Among the discount voucher details of the plurality of customers stored using the information, the discount voucher information is checked from the discount voucher details of the customer who requested the payment and transmitted to the affiliated store terminal 10. Subsequently, the discount voucher server 50 deletes the discount voucher information used for the payment from the discount voucher purchase details of the customer who requested the payment using the discount voucher usage information and the merchant terminal identification information received from the merchant terminal 10 when the payment is completed. do.

That is, the discount voucher server 50 includes an identification information issuing unit 51, a purchase history database 52, a discount voucher database 53, and a purchase control unit 54.

Identification information issuing unit 51 grants a unique customer identification information to the customer when registering.

The purchase history database 52 matches and stores the discount voucher purchase history of the corresponding customer for each of the plurality of customer identification information and the plurality of customer identification information. In this case, each of the discount voucher purchase history matched for each of the plurality of customer identification information, may be composed of a plurality of discount voucher information purchased by the customer and the merchant terminal identification information that the discount voucher is commonly used for each of the plurality of discount voucher information purchased. have. Each of the plurality of discounted voucher information may include the number of discounted vouchers purchased by the customer, account information for a refund if the discount voucher is not used, the discount voucher usage period for each discount voucher purchased by the customer, the discount voucher and the discount voucher unique number. The received discount voucher usage information may include discount voucher purchase information used in the affiliated store terminal 10.

The discount voucher database 53 stores a list of discount vouchers commonly used in the affiliate store for each of the plurality of affiliated terminal identification information.

The purchase control unit 54 operates a discount voucher home page, provides a list of discount vouchers that a customer can purchase on the discount voucher home page, and matches a purchase voucher purchased history and customer identification information with a purchase history database. Save to 52. When the purchase control unit 54 receives the customer identification information and the merchant terminal identification information from the affiliated store terminal 10, the discount use right that matches the received merchant identification information among the discount coupons of the customer matched with the received customer identification information The information is checked in the purchase history database 52 and transmitted to the affiliated store terminal 10. When the purchase control unit 54 receives the discount voucher usage information and the merchant terminal identification information from the merchant terminal 10, the purchase control unit 54 corresponds to the discount voucher usage information received among the discount voucher purchase details of the customer matching the received customer identification information. Delete the discount voucher information.

Further, when the number of discounted vouchers used in the affiliated store terminal 10 is less than the number of discount vouchers purchased by the customer for the first time, the purchase controller 54 may refund the discount voucher purchase cost corresponding to the difference to the account for the refund. have.

Payment system using a discount voucher according to an embodiment of the present invention, may further include a mobile terminal (40). The mobile terminal 40 may be connected to the discount ticket server 50 through a wireless network.

The mobile terminal 40 wirelessly accesses the discount voucher home page provided by the discount voucher server 50 and matches the customer identification information input by the customer using the customer identification information input by the customer on the discount voucher home page. You can check the discounted ticket purchase history. The mobile terminal 40 requests a cancellation of purchase of the discount voucher server 50 for some or all of the discount voucher purchase details confirmed at the request of the customer, or further requests a purchase of a new discount voucher from the discount voucher server 50. Can be.

When the purchase control unit 54 in the discount voucher server 50 requests a purchase cancellation request for some or all of the discount voucher purchase details confirmed through the mobile terminal 40, some or all of the confirmed discount voucher purchase details are checked. The transaction is deleted from the purchase history database 53 and the partially or wholly canceled discount voucher purchase cost is refunded to the account for the refund. On the other hand, if there is a new discount voucher additional purchase request, the purchase control unit 54 adds the discount voucher details of the purchase request to the discount voucher purchase details confirmed after the payment for the additional purchase is completed.

2 is a flowchart illustrating a payment method using a discount voucher according to an embodiment of the present invention.

As shown, the discount voucher server grants the customer identification information when the customer registers (S20).

The customer requests to purchase a discount voucher on the discount voucher home page operated by the discount voucher server through a personal computer (S21). Accordingly, the discount voucher server matches the discount voucher purchase history and the customer identification information requested for purchase and stores them in the purchase history database (S22).

 Thereafter, when the customer having the customer identification means requests a payment, the affiliated store terminal recognizes the customer identification information stored in the customer identification means and transmits the recognized customer identification information and its own identification information to the discount voucher server (S23). At this time, the customer identification means may be an IC chip card storing the customer identification information, such an IC chip card is produced at the time of membership registration and can be directly delivered to the customer or the customer visits the merchant to receive.

The discount voucher server checks the discount voucher information matched with the received merchant voucher identification information among the discount voucher purchase details stored in the purchase history database using the customer identification information and the merchant voucher terminal identification information received from the merchant voucher terminal and transmits the result to the merchant voucher. (S24) In this case, each of the discount voucher purchase history, the plurality of discount voucher information purchased by the customer and the plurality of discount voucher information purchased may be composed of the merchant terminal identification information that the discount voucher is commonly used. Each of the plurality of discounted voucher information may include the number of discounted vouchers purchased by the customer, account information for a refund if the discount voucher is not used, the discount voucher usage period for each discount voucher purchased by the customer, the discount voucher and the discount voucher unique number.

The merchant terminal completes the payment by using the discount voucher information received from the discount voucher server and transmits the discount voucher usage information and the merchant terminal identification information used for the payment to the discount voucher server (S25).

The discount voucher server deletes the discount voucher information corresponding to the discount voucher usage information received from the discount voucher purchase details stored in the purchase history database using the discount voucher usage information received from the merchant terminal and the merchant terminal identification information (S26). In this case, the received discount voucher usage information may include discount voucher purchase information used in the affiliated store terminal. Accordingly, the discount voucher server may refund the discount voucher purchase cost corresponding to the difference to the account for the refund if the number of discount vouchers used in the merchant terminal is less than the number of discount vouchers purchased by the customer for the first time.

Furthermore, in the payment method using the discount voucher according to the embodiment of the present invention, the mobile terminal wirelessly accesses the discount voucher home page at the request of the customer, and uses the customer identification information entered by the customer on the discount voucher home page. Requesting confirmation of a discount voucher purchase history matched with the customer identification information input by the customer;

Outputting, by the discount voucher server, the discount voucher purchase details requested to be confirmed on the discount voucher home page;

Canceling, by the mobile terminal, some or all of the output discount voucher purchase details or requesting a new discount voucher purchase according to a customer's request; And

The discount voucher server may delete the discount voucher purchase details requested to be canceled for the part or all, from the output of the discount voucher purchase history, and refund the partially or all canceled voucher voucher purchase costs to the account for a refund. In addition, the discount voucher server may add the discount voucher details requested for purchase to the discount voucher purchase details output after the payment of the purchase price of the additionally requested discount vouchers is completed.

So far I looked at the center of the preferred embodiment for the present invention. Those skilled in the art will understand that the present invention may be implemented in a modified form without departing from the essential characteristics of the present invention. Therefore, the disclosed embodiments should be considered in an illustrative rather than a restrictive sense. The scope of the present invention is shown in the claims rather than the foregoing description, and all differences within the scope will be construed as being included in the present invention.

1 is a block diagram of a payment system using a discount voucher according to an embodiment of the present invention.

2 is a flowchart of a payment method using a discount voucher according to an embodiment of the present invention.

Claims (14)

Customer identification means having customer identification information; Match the customer's discount voucher purchase history for each of the plurality of customer identification information and a plurality of customer identification information, and save the discount of the plurality of customers by using the customer identification information and the merchant terminal identification information received from the merchant terminal upon request for payment. Check the discount voucher information from the discount voucher details of the customer requesting payment of the voucher details and transmits the discount voucher information to the merchant terminal, and when the payment is completed, the discount voucher usage information and the merchant terminal identification information received from the merchant terminal when the payment is requested. A discount voucher server for deleting the discount voucher information used for payment from the discount voucher purchase history; And It is connected to the discount voucher server through the Internet, and when the customer requests a payment, recognizes the customer identification information provided in the customer identification means and transmits the recognized customer identification information and their identification information to the discount voucher server, When the payment is completed using the discount voucher information received from the discount voucher server payment system using a discount voucher comprising a plurality of merchant terminals for transmitting the discount voucher usage information and its identification information to the discount voucher server. The method of claim 1, The customer identification means, A memory for storing customer identification information granted by the discount voucher server; A near field communication unit supporting near field communication; And The payment system using the discount coupon, which is an IC chip card including a chip control unit for controlling the transmission of the customer identification information stored in the memory between the plurality of merchant terminals through the short-range wireless communication unit. The method of claim 1, The discount ticket server, Identification information issuing unit for giving a unique customer identification information to the customer when registering; A purchase history database for matching and storing the discount voucher purchase history of the corresponding customer for each of the plurality of customer identification information and the plurality of customer identification information; A discount voucher database for storing a list of discount vouchers commonly used in the affiliate stores for each of the plurality of affiliated terminal identification information; And Operate a discount voucher home page, provide a list of discount vouchers that a customer can purchase on the discount voucher home page, match the discount voucher purchase history and customer identification information purchased by the customer, and store it in the purchase history database. Upon receiving customer identification information and merchant terminal identification information from the affiliated store terminal, discount coupon information matching the received merchant terminal identification information among the discount voucher purchase details of the customer matched with the received customer identification information, the purchase history After confirming in the database and transmitting to the affiliated store terminal and receiving the discounted use right use information and the affiliated store terminal identification information from the affiliated store terminal, the discount of the customer matched to the received customer identification information is the received discount in the purchase history. Deleting discount voucher information corresponding to the voucher usage information Payment system using a discount ticket to a controller. The method of claim 3, wherein Each of the discount voucher purchase history matched for each of the plurality of customer identification information, Payment system using a discount voucher consisting of a plurality of discount voucher information purchased by the customer and the merchant terminal identification information that the discount voucher is used for each of the plurality of discount voucher information. The method of claim 4, wherein Each of the plurality of discount coupon information, Payment system using a discount voucher including the number of discount vouchers purchased by the customer, account information for a refund if the discount voucher is not used, the discount voucher period, discount rate and discount voucher unique number for each discount voucher purchased by the customer. The method of claim 5, The received discount voucher usage information, Payment system using a discount voucher containing the discount voucher purchase information used in the merchant terminal. The method of claim 6, The purchase control unit, If the number of discount vouchers used in the merchant terminal is less than the number of discount vouchers purchased by the customer first, the discount voucher using a discount voucher for processing the refund voucher purchase costs corresponding to the difference to the account for the refund. The method of claim 5, The payment system using the discount voucher, Wirelessly access the discount voucher home page provided by the discount voucher server, and using the customer identification information entered by the customer on the discount voucher home page, the discount voucher purchase history matched to the customer identification information entered by the customer The mobile terminal further includes a mobile terminal for confirming, canceling a purchase of a part or all of the confirmed discount voucher purchase details, or requesting a new discount voucher purchase according to a customer's request. The purchase control unit deletes some or all of the confirmed discount voucher purchase details and cancels the part or all of the discounts when there is a request to cancel the purchase of some or all of the confirmed discount voucher purchase details through the mobile terminal. Refund the purchase price of the voucher to the account for the refund, and if the new discount voucher is additionally requested for purchase, after the payment for the additional purchase is completed, the discount voucher requested for purchase is added to the confirmed voucher voucher. Payment system using discount voucher. The discount voucher server granting customer identification information when the customer registers; Requesting a customer to purchase a discount voucher on a discount voucher home page operated by a discount voucher server through a personal computer; Storing, by the discount voucher server, the discount voucher purchase details requested by the purchase and the customer identification information;  When a customer having a customer identification means by the merchant terminal request payment, the merchant terminal recognizes the customer identification information stored in the customer identification means and transmits the recognized customer identification information and its own identification information to the discount voucher server; Checking, by the discount voucher server, the discount voucher information matching the received merchant voucher identification information among the stored discount voucher purchase details, using the customer identification information and the merchant voucher terminal identification information received from the merchant voucher terminal, and transmitting the same to the merchant terminal; ; The merchant terminal completing payment using the discount voucher information received from the discount voucher server and transmitting the discount voucher usage information and the merchant voucher terminal identification information to the discount voucher server; And A discount voucher comprising the discount voucher server deleting the discount voucher information corresponding to the received discount voucher usage information from the stored discount voucher purchase details using the discount voucher usage information received from the merchant terminal and the merchant voucher identification information; Payment method using. The method of claim 9, Each of the discount voucher purchase history, Payment method using a discount voucher consisting of a plurality of discount voucher information purchased by the customer and the merchant terminal identification information that the discount voucher is used for each of the purchased multiple discount voucher information. 11. The method of claim 10, Each of the plurality of discount coupon information, Payment method using a discount voucher including the number of discount vouchers purchased by the customer, account information for a refund if the discount voucher is not used, the discount voucher expiration date for each discount voucher purchased by the customer, the discount rate and the discount voucher unique number. The method of claim 11, The received discount voucher usage information, Payment method using a discount voucher containing the discount voucher purchase information used in the merchant terminal. 13. The method of claim 12, Payment method using the discount voucher, The discount voucher server further comprises the step of refunding the discount voucher purchase cost corresponding to the difference to the account for the refund, if the number of discount vouchers used in the merchant terminal is less than the number of discount vouchers first purchased by the customer; Payment method using discount voucher. The method of claim 11, Payment method using the discount voucher, The mobile terminal wirelessly accesses the discount voucher home page according to the request of the customer, and uses the customer identification information entered by the customer on the discount voucher home page to purchase the discount voucher matched with the customer identification information entered by the customer. Requesting confirmation; Outputting, by the discount voucher server, the discount voucher purchase details requested to be confirmed on the discount voucher home page; Canceling, by the mobile terminal, some or all of the output discount voucher purchase details or requesting a new discount voucher purchase according to a customer's request; And The discount voucher server deletes the discount voucher purchase history that has been canceled for the part or all from the output of the discount voucher purchase history and refunds the partially or all canceled voucher voucher purchase cost to the account for the refund, and adds After the payment of the purchase price of the requested discount voucher is completed, the discount voucher payment method further comprising the step of adding the discount voucher purchase request to the output of the discount voucher purchase history.

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