KR20130075042A - Messaging coupon service method and system therefore - Google Patents

Abstract

PURPOSE: A coupon service method using a text message and a system are provided to eliminate the inconvenience of registering a card number of a client in a service site. CONSTITUTION: A client registers the portable phone number of a client, the card number of the client, and the email address of the client in a coupon service account for each client (201). When card payment is generated in a member store, the card payment information of the client is transmitted to a credit card operator server through the payment terminal of the member store (202). A coupon service server accumulates and assigns mileage, a point, a discount coupon, an accumulation coupon, or an electronic gift certificate to the client coupon service account (203). The coupon service server stores a set of coupon service information in the client coupon service account by connecting a corresponding card number (204). The coupon service server automatically informs the coupon service information to the mobile phone of the client (205). [Reference numerals] (201) Client registers a portable number, a card number and an email address of a client by transmitting client information selected by a card issuing company to a coupon service server or accessing the coupon service server; (202) Client transmits card payment information to a credit card operator server through a payment terminal of a member store when the card payment is generated in the member store; (203) Accumulate mileage, a point, a discount coupon, an accumulation coupon, or an electronic gift certificate to a client coupon service account by client corresponding to the portable number of the client by transmitting the card payment information to the coupon service server; (204) Coupon service server stores coupon service information in the coupon service account by client by connecting the corresponding card number according to inquired contents; (205) Coupon service server automatically notifies the accumulated coupon service information to the portable phone of the client using a message notification method such as a message; (AA) Start; (BB) End

Description

Coupon service method and system using text message {Messaging coupon service method and system therefore}

In recent years, many stores and stores have earned a certain number of mileage / point points based on their purchase performance in order to secure and retain high loyalty customers who continue to buy their products and services. When they reach, they provide services for free or discounted prices of goods or services sold by the relevant merchants. In addition, as a marketing means to attract new customers and increase market share through price discount events, a number of unspecified physical or electronic tokens containing information such as the name, discount amount or ratio, and expiration date of the corresponding product or service Or free of charge to selected customers and

When presenting this certificate, a discount / reserving coupon service that provides a discount according to the description is also widely adopted. In addition, gift certificates are sold to customers for a fee, and are issued in the form of paper on which the face value is printed and issued in the form of a card or electronic certificate in which the balance is managed in the account for each unique number. If you present it in, it can be used for payment according to the displayed amount.

Coupon service information such as mileage / points, discounts / reward coupons, and gift certificates are issued in the form of electronic certificates rather than in the form of printed or printed materials, and affiliated with the card number of the customer's membership card or credit card. It is being developed as a way to use the coupon service stored in the server by storing in the customer-specific coupon service account of the server computer connected via the terminal and wired and wireless networks, and presenting the card number at the merchant. This eliminates the inconvenience that the customer must always carry various physical coupons or gift vouchers received from different stores or stores, etc. at the same time, and also collects, settles, and accounts for the coupon services collected at the stores or stores. Is automated and simplified.

The present invention provides a customer or card issuer to the customer's mobile phone number, card number (s) in the customer-specific coupon service account that includes coupon service information, such as mileage / points, discount / credit coupon, and electronic vouchers associated with the card number , And e-mail address registered, customers receive mileage / points, discounts / credit coupons, or e-gift vouchers, etc. from the merchant through the mobile phone number every time you pay with the card at the merchant, and associated with the card number Automatically stored in the coupon service account, the coupon service server automatically notify the customer's mobile phone using the message notification method, such as a text message about the newly earned, granted coupon service information stored in the relevant merchants Characters to redeem miles / points, discounts / redemption coupons, or electronic vouchers The present invention relates to a coupon service method and system using a message.

There are the following problems in storing and managing mileage / points, discounts / redemption coupons, and gift certificates in the coupon service account for each customer in association with his / her card number. In other words, if the customer does not have a membership card or credit card and cannot provide the corresponding card number, the merchant cannot accumulate, receive, or use mileage / points, discounts / redemption coupons, or electronic vouchers. In order to use discount coupons or e-vouchers received from relatives through text messages or text messages, users have to go through the cumbersome and inconvenient process of accessing the corresponding service sites through the Internet and entering their card numbers one by one.

Coupon service method and system using a text message according to the present invention for solving the above problems, the mileage / points, discount / credit coupon, or electronics from the merchant through the mobile phone number whenever the customer pays with the card from the merchant Receives, grants, or receives gift certificates, etc., and automatically stores them in the coupon service account for each customer in association with the corresponding card number, and the message service notification message such as a text message about newly earned and granted coupon service information by the coupon service server. To provide a coupon service method and system using a mobile phone number to automatically notify the customer's mobile phone using the use of the stored mileage / points, discounts / reserve coupons, or electronic vouchers in the relevant merchants It is done.

Coupon service method and system using a text message according to the present invention, when the customer or card issuer registers the customer's mobile phone number, card number (s), and email address in the customer-specific coupon service account, the customer at the merchant card Every time you make a payment, you can earn, grant, or receive mileage / points, discounts, credit coupons, or electronic vouchers from merchants through your mobile phone number, and automatically store them in the customer's coupon service account in association with the card number. The coupon service server automatically notifies the mobile phone of the customer by using a message notification method such as a text message about the newly accumulated and granted coupon service information, and stores the mileage / points, discounts / referred coupons, or the like at the corresponding merchant. By allowing electronic vouchers to be redeemed, customers can use their membership card or credit card. Even if you do not possess the card number, you can earn, grant or use mileage / points, discounts, credit coupons, or electronic vouchers at the merchant, and you can receive discounts from the merchant through e-mail or text message. In order to use an electronic voucher received from a redemption coupon or a relative, it has the advantage that it can be used immediately without having to register by entering the card number of the user by accessing the corresponding service site over the Internet.

1 is a block diagram of a coupon service system using a text message according to the present invention
Figure 2-Flow chart for the process of earning a coupon using a text message according to the present invention
3 is a flowchart illustrating a process of using a coupon service using a text message in an affiliated store according to the present invention.

The present invention for achieving the above object is a coupon service system using a mobile phone number, a text message (SMS) for the coupon service information such as newly earned, given mileage / points, discounts / credit coupons, electronic vouchers, etc. ), Including the mobile phone (or mobile ID) of the customer who can be automatically notified through a message notification method, the coupon service information associated with the card number, and the mobile phone number, card number, and e-mail address registered by the customer. Store and manage the customer-specific coupon service account and the customer-specific coupon service account in a database, and handle the use of the coupon service associated with the card number at the relevant merchant according to the conditions and rules set for each coupon service, and connect to the Internet. Web pages, emails, text messages, voice messages, and file transfers The coupon service server, which is a server computer that provides various Internet information services related to the coupon service, is connected to the coupon service server through an online network, and earns mileage / points, discount / earn coupons, or electronic gift certificates for each customer. Provides a coupon service system using a text message including a payment terminal of the merchant that can be granted, transmitted or used.

In the coupon service system using a text message according to the present invention, the mobile phone is a PCS (Personal Communication System), GSM (Global System for Mobile communications), PDC (Personal) uniquely designated by a mobile phone number or a mobile ID Digital Cellular (PHS), Personal Handyphone System (PHS), Personal Digital Assistant (PDA), International Mobile Telecommunication (IMT) -2000 Terminal, Smartphone (Smart Phone), Internet Phone (VoIP), Wireless Broadband Internet (Wi-Fi) It is preferable to include at least one or more handheld-based wireless terminals, including Internet terminals, digital multimedia broadcasting (DMB) terminals, and the like.

In addition, in the coupon service system using a text message according to the present invention, the payment terminal of the merchant, a card authorization terminal (Card Authorization Terminal), POS (Point of Sales) terminal, kiosk (KIOSK), unmanned vending machine, It is preferable to include at least one or more of a transportation card terminal, an automatic teller machine, a card payment module of an internet shopping mall, and a cardless payment device of a telecommunications vendor.

In addition, in the coupon service system using a text message according to the present invention, the customer-specific coupon service account, customer number (ID), password, personal details, mobile phone number (or mobile ID), card number (s) , E-mail address, card number application conditions and rules, and coupon service information such as mileages / points, discounts / redemption coupons, and electronic gift certificates associated with the card number.

In addition, in the coupon service system using a text message according to the present invention, the coupon service information, coupon service type code, coupon service name, coupon service unique number, associated card number, issuer information, merchant information, use conditions It is desirable to include the number of credits, the number of credits, usage history, and other details.

In addition, in the coupon service system using a text message according to the present invention, the card number, such as a credit card, a prepaid card, a gift card, a check card, and a debit card including a general financial settlement function, and general financial settlement functions. It is preferable to include at least one or more of a transportation card, a wired / wireless telephone card, a card type gift certificate, a mileage card, a bonus card, a membership card, and the like, which are not included.

In addition, in the coupon service system using a text message according to the present invention, the coupon service server stores and manages a coupon service account for each customer, issuer / merchant number (ID), password, issuer for each issuer / merchant It is preferable to further include a database for storing and managing the coupon service account for each issuer / merchant, including the details / merchant details, the contents of the coupon service service, terms and conditions of use, rules of issuance / use, and settlement details.

In addition, the present invention is a coupon service method using a text message,

(1) The customer accesses the coupon service server through a wired or wireless network using a PC or the like, or transmits the customer information selected by the card issuer to the coupon service server in a batch, thereby providing the customer's mobile number (or mobile ID) and card number ( And registering an email address with a customer-specific coupon service account,

(2) transmitting the card payment information including the card number from the merchant terminal to the credit card service provider server whenever the customer pays with the card from the merchant;

(3) The coupon service server receiving the card payment information from the credit card provider server accumulates and grants mileage / points, discount / earn coupons, or electronic gift certificates from merchants through the mobile phone number associated with the customer's card information. Receiving steps,

(4) the coupon service server storing coupon service information in a coupon service account for each customer in association with the corresponding card number;

(5) the coupon service server provides a coupon service method using a text message including the step of automatically notifying the newly accumulated, granted coupon service information to the mobile phone of the customer using a message notification method such as a text message. do.

In addition, in the coupon service method using a text message according to the present invention, after the customer is notified about the new coupon service information in the step (5),

(6) presenting a card number or mobile number (or mobile ID) at a corresponding merchant in order for the customer to use the coupon service;

(7) the payment terminal of the merchant transmitting the card number or the mobile number and the merchant number to the coupon service server;

(8) The Coupon Service Server will display the coupon service information in the customer-specific coupon service account corresponding to the card number or mobile phone number, and the contents, conditions and rules of the coupon service service in the coupon service account for each merchant corresponding to the merchant number. Querying,

(9) the coupon service server transmitting the corresponding coupon service information to the payment terminal of the merchant;

(10) selecting a coupon service to be used from coupon service information received from the payment terminal of the merchant and inputting an amount of use to request approval from the coupon service server;

(11) the coupon service server processing the authorization request and storing the usage history in a database;

(12) Preferably, the coupon service server further comprises the step of transmitting the approval result to the payment terminal of the merchant.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings. In the following description specific specific matters are shown to describe preferred embodiments of the present invention, which are provided to aid a more general understanding of the present invention, and the present invention may be practiced without these specific matters. It will be obvious to those of ordinary skill in the field. In the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted.

1 is a simple diagram of a coupon service system using a text message according to an embodiment of the present invention, and FIG. 2 is a simple flowchart of a process of accumulating a coupon using a text message according to an embodiment of the present invention.

The mobile phone 101 of the customer is a general mobile communication portable terminal possessed by an individual, such as a PCS phone, a GSM phone, a PDC phone, a PHS phone, a PDA, an IMT-2000 terminal, a smartphone, an Internet phone, a WiBro terminal, a DMB terminal, and the like. Includes all portable wireless terminals, including.

The coupon service server 102 is installed and operated inside or outside the card issuer, and includes a coupon service account 105 for each customer, which includes coupon service information such as mileage / points, discounts / early coupons, and electronic gift certificates. Store and manage coupon information 106 for each merchant, such as coupon service conditions and rules set in advance in the database, and are not shown in the drawing, but are connected to the Internet, but are not connected to the web page, email, text message, voice message, A server computer that provides various Internet information services related to coupon service through file transfer, etc., and a large amount of computer system including a central processing unit, RAM, ROM, terminal interface, data storage device, etc. It can be used as a traditional personal computer or workstation with its memory and processing power.

The merchant's payment terminal 104 contracts with the coupon service issuer and pre-processes coupon services such as mileage / points, discount coupons, and electronic vouchers with the card number presented by the customer, and the price is settled later with the coupon service issuer. A payment terminal device of a store or a store is provided with a contact and / or proximity connection device capable of reading a card medium, a card payment module in the case of an Internet shopping mall, and a cardless payment device in the case of a communication vendor. . The merchant's payment terminal 104 is connected to the coupon service server 102 via an online network, and although not shown in the drawing, is connected to a value added network (VAN) provider and an online network for transaction of a general credit card. The VAN operator is connected to the credit card company server 103 by a communication network. Some large merchants may connect directly to the credit card company server 103 by a dedicated line without receiving a VAN operator's relay service.

The customer accesses the coupon service server 102 via the Internet or transmits the customer information selected by the card issuer to the coupon service server in a batch, and sends the customer's mobile phone number, card number, and email address to the coupon service account 105 for each customer. Register at 201.

When the customer makes a card payment at the merchant, the card payment information including the card number is transmitted to the trial card provider server 103 through the payment terminal 104 of the merchant (202), and the card economy information is a coupon service server ( 102, the coupon service server 102 accumulates and assigns mileage / points, discounts, credit coupons, or electronic gift certificates to the coupon service account 105 for each customer corresponding to the mobile phone number of the customer (203). .

The coupon service server 102 stores coupon service information in the coupon service account 105 for each customer in association with the corresponding card number according to the inquiry contents (204). The coupon service server 102 automatically notifies the mobile phone 100 of the customer by using a message notification method such as a text message about the newly accumulated and granted coupon service information (205).

3 is a simple flowchart illustrating a process of using a coupon service using a text message in an affiliated store according to an embodiment of the present invention.

The customer presents the card number or the mobile phone number at the payment terminal of the corresponding merchant in order to use the coupon service (301). The payment terminal of the affiliated store configures the full text using the presented card number or the mobile phone number and the affiliated store number set in the terminal and transmits the complete message to the credit card provider server (302). Coupon service server inquires the coupon service information for each customer corresponding to the card number or mobile number received from the credit card provider server to retrieve the coupon service information (303), the coupon service account for each merchant corresponding to the received merchant number Inquiry (304) to query the content, application conditions and rules of the coupon service service currently being provided. Coupon service server transmits the coupon service information of the customer currently available in the merchant to the payment terminal of the merchant (305). The customer selects a coupon service to be used from among coupon service information received from the coupon service server in the payment terminal of the affiliated store, and inputs an amount of use to request approval from the coupon service server (306). The coupon service server processes the approval request, stores the usage history in a database, and transmits the approval result to the payment terminal of the affiliate store (307).

101: customer's mobile phone 105: customer-specific coupon service account
102: coupon service server 104: payment terminal of the merchant

Claims (9)

As a coupon service system using a text message,
When you pay with a card at a merchant, you can be notified of new service credits such as mileage / points, discounts, credit coupons, or e-vouchers. Telephone,

Store and manage the customer-specific coupon service account and the customer-specific coupon service account including the coupon service information associated with the card number, the mobile number (or mobile ID), the card number, and the email address registered by the customer in the database, In accordance with the conditions and rules set for each coupon service, the corresponding merchant handles the use of the coupon service associated with the card number, and is connected to the Internet to provide the customer with a web page, email, text message, voice message, and file transfer. A coupon service server, which is a server computer that provides various Internet information services related to the service,

A coupon using a text message, which is connected to the coupon service server through an online network, and includes a payment terminal of a merchant that can earn, grant, transmit, or use mileage / points, discounts, credit coupons, or electronic vouchers for each customer. Service system. The method of claim 1,
The mobile phone of the customer,
PCS (Personal Communication System), GSM (Global System for Mobile communications), PDC (Personal Digital Cellular), PHS (Personal Handyphone System), PDA (Personal Digital Assistant), IMT uniquely assigned by mobile phone number or mobile ID (Handheld) based, including (International Mobile Telecommunication) -2000 terminal, smart phone, VoIP, Wireless Broadband Internet (Wi-Fi) terminal, Digital Multimedia Broadcasting (DMB) terminal, etc. Coupon service system using a text message comprising at least one or more wireless terminals. The method of claim 1,
The payment terminal of the merchant,
Characters including at least one of a credit card checker, a POS terminal, a kiosk, an unmanned vending machine, a traffic card terminal, an ATM, an online shopping mall card payment module, and a telecommunications vendor's cardless payment device Coupon service system using a message. The method of claim 1,
The customer-specific coupon service account,
Customer number (ID), password, personal details, mobile number (or mobile ID), card number (s), email address, card number application conditions and rules, and miles / points associated with the card number, discounts / earnings Coupon service system using a text message comprising coupons, coupon service information, such as electronic gift certificates. The method according to claim 1 or 4,
The coupon service information,
Coupon service using text message including coupon service type code, coupon service name, coupon service unique number, associated card number, issuer information, merchant information, terms of use, number of credits, usage history, and other details system. The method according to claim 1, 4 or 5,
The card number is,
Credit cards, prepaid cards, gift cards, check cards, and debit cards, including common financial payment features,
A coupon service system using a text message including at least one of a transportation card, a wired / wireless telephone card, a card type gift certificate, a mileage card, a bonus card, and a membership card that do not include a general financial settlement function. The method of claim 1,
The coupon service server,
Store and manage coupon service accounts for each customer, and issuer / merchant number (ID), password, issuer / merchant details, coupon service contents, terms and conditions, issue / use history, and settlement for each issuer / merchant. Coupon service system using a text message further comprises a database for storing and managing a coupon service account for each issuer / merchant including a history. As a coupon service method using a text message,
(1) The customer accesses the coupon service server through a wired or wireless network using a PC or the like, or transmits the customer information selected by the card issuer to the coupon service server in a batch, thereby providing the customer's mobile number (or mobile ID) and card number ( And registering an email address with a customer-specific coupon service account,
(2) transmitting the card payment information including the card number from the merchant terminal to the credit card service provider server whenever the customer pays with the card from the merchant;
(3) The coupon service server receiving the card payment information from the credit card provider server accumulates and grants mileage / points, discount / earn coupons, or electronic gift certificates from merchants through the mobile phone number associated with the customer's card information. Receiving steps,
(4) the coupon service server storing coupon service information in a coupon service account for each customer in association with the corresponding card number;
(5) Coupon service method using a text message comprising the step of automatically notifying the mobile phone of the customer using a message notification method such as a text message about the coupon service information newly earned, granted coupon service server. The method of claim 8,
After the customer is notified about the new coupon service information in step (5),
(6) presenting a card number or mobile number (or mobile ID) at a corresponding merchant in order for the customer to use the coupon service;
(7) the payment terminal of the merchant transmitting the card number or the mobile number and the merchant number to the coupon service server;
(8) The Coupon Service Server will display the coupon service information in the customer-specific coupon service account corresponding to the card number or mobile phone number, and the contents, conditions and rules of the coupon service service in the coupon service account for each merchant corresponding to the merchant number. Querying,
(9) the coupon service server transmitting the corresponding coupon service information to the payment terminal of the merchant;
(10) selecting a coupon service to be used from coupon service information received from the payment terminal of the merchant and inputting an amount of use to request approval from the coupon service server;
(11) the coupon service server processing the authorization request and storing the usage history in a database;
(12) Coupon service method using a text message further comprises the step of transmitting the approval result to the payment terminal of the merchant service server.

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