KR20100080016A - A bill deposit/withdrawal apparatus of automated teller machine - Google Patents

Abstract

PURPOSE: A paper money paying-in and paying-out device of an automatic teller machine is provided to reduce the configuration of the cateress unit by temporarily safekeeping the paper money discriminated to fault in the defrayment tray of a cateress unit. CONSTITUTION: A front plate(111) is installed in one side. A push plate(113) is installed with determined space to the front plate. A bill accession space(112) is formed between push plates. A separate unit is located in the downward of the front plate. The separate unit comprises a pick-up roller, a first feed roller, and the first guide roller in order to transmit the paper money inputted into the bill accession space by one each to a detection unit. A defrayment tray(116) loads the paper adjudged as fault in the detection unit. A second feed roller(117) and a second guide roller(115) make the paper money inflowing inflow from one side of the defrayment tray.

Description

A bill deposit / withdrawal apparatus of automated teller machine}

The present invention relates to a banknote deposit and withdrawal device of the automated teller machine, and more particularly, by temporarily storing the banknotes determined as defective among the banknotes put into the customer service during the deposit operation in the withdrawal tray provided in the customer service part to reduce the configuration of the customer service portion Therefore, the present invention relates to a banknote deposit and withdrawal device of the automatic teller machine that can reduce the manufacturing cost of the device.

Financial automation devices are automation devices that allow customers to freely access basic financial services, such as deposits, withdrawals or transfers, anywhere and at any time without the help of a bank employee.

There are two types of financial automation equipment used by the general public at unmanned stores: cash dispensers (CDs), which are cash-only, and automated teller machines (ATMs), with which cash and checks can be withdrawn. .

Among them, automatic teller machines are generally equipped with a bank account processing unit and a card and statement processing unit to support financial transactions using a bank account or a card, a customer control unit that displays and inputs the contents of the transaction, and a banknote for depositing and withdrawing money. A deposit and withdrawal device is provided.

Here, the paper money deposit and withdrawal device is a core component of the automated teller machine, which requires a complicated bill conveying mechanism and advanced paper money recognition and processing technology, and is generally divided into two types, a reflux type and a non-reflux type.

The non-reflux type bank withdrawal device is provided with a bank for putting a banknote for deposit and a bank for taking out a banknote for withdrawal, and a banking unit consisting of a bank, a bank distinguishing part, a bank, and a cash withdrawal device consisting of a bank and a cash box. In addition, it is configured to perform the deposit function and the withdrawal function independently. Since the storage space of the bills, the conveying path, the deposit port, the withdrawal port, etc. are separately required, the device is enlarged and the deposited money can be immediately used as the withdrawal bill. There is a problem in that the efficiency of financial management of financial institutions is inferior.

In order to make up for the drawbacks of the non-reflux type bank withdrawal device, a reflux type bank money withdrawal device called BRM (Bill Recycling Machine) module has been developed.

The reflux type money deposit and withdrawal device is provided with a single withdrawal slot to enable both input and withdrawal of bills, and is configured to store and store the bills entered through the withdrawal unit and to reflow the bills stored at the time of withdrawal and resend the device. It can be miniaturized and the staff can reduce the inconvenience of filling the cash box from time to time.

Such a reflux type bank transfer device generally comprises a ring-shaped bank transfer path that passes through a banknote discrimination unit and is conveyed in one direction. Each unit of the collection and reject banks is configured to be capable of joining the branch and outgoing banknotes of the storage bank, respectively, to the ring-shaped bill transport path. Here, the ring-shaped bill conveying path is divided into an upstream conveying path and a downstream conveying path around the branch point of the temporary storage, and is rotated in one direction only by the driving motor, respectively. In accordance with the present invention, the normal banknotes are stored in the temporary storage and abnormal reject banknotes are sequentially held on the downstream conveying path, and the rejected banknotes are immediately transferred to the exit bank. In comparison, there is no need to secure a separate reject banknote loading space in the deposit and withdrawal depository, which makes it possible to further reduce the size of the apparatus.

However, the conventional reflux type bank withdrawal device configured as described above has a bill-shaped transfer path having a holding function of reject banknotes so as to pass through each unit so that the banknote conveying path is lengthened. There is a problem in that the time required for conveying the bills increases, and there is a limit in simplifying the apparatus compactly.

The present invention is to solve the above problems, by temporarily storing the banknotes that are determined to be out of the banknotes put into the customer service during the deposit operation in the withdrawal tray provided in the customer service part to reduce the configuration of the customer service part to reduce the manufacturing cost of the device It is an object of the present invention to provide a banknote deposit and withdrawal device of the automatic teller machine that can be saved.

Banknote deposit and withdrawal device of the automatic teller machine according to the present invention, the front plate provided on one side; A push plate provided spaced apart from the front plate to form a bill receiving space therebetween; A separating unit including a pickup roller, a first feed roller, and a first guide roller, which are positioned below the front plate and send out the bills into the discriminating unit one by one into the bill receiving space; A withdrawal tray positioned below the push plate and configured to be rotatable and capable of stacking banknotes determined as defective in the discriminating unit; And a second feed roller and a second guide roller which are provided at one side of the withdrawal tray to introduce the bad banknotes introduced from the discriminating unit into the withdrawal tray one by one.

The banknote automatic deposit and withdrawal device of the automatic teller machine according to the present invention includes a deposit reject box for temporarily returning a defective banknote by temporarily storing, in a withdrawal tray provided in the hospitality department, a banknote which is determined as a failure among the banknotes which are input to the hospitality department. Since it is not necessary to configure separately, it is possible to simplify the configuration of the device, thereby reducing the manufacturing cost of the device.

EMBODIMENT OF THE INVENTION Hereinafter, although the Example of this invention is described in detail, this invention is not limited to a following example, unless the summary is exceeded.

Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a perspective view showing the appearance and internal structure of the automatic teller machine to which the present invention is applied.

As shown in FIG. 1, a card for processing a card and a bankbook inserted in communication with a card insertion opening 11 and a bankbook input opening 12 installed in an upper portion of the front of the case 1 are applied to the automatic teller machine according to the present invention. A processing unit 10 and a bankbook processing unit 20 are provided, and a reflux type banknote deposit and withdrawal device 100 which communicates with the reception unit shutter 13 installed in the front middle portion of the case 1 and processes the deposit and withdrawal of the banknote is provided. It is. In addition, the lower part of the banknote deposit and withdrawal device 100 is provided with an input and output unit 30 for displaying the contents of the transaction to the customer and receives input from the customer.

Here, the banknote deposit and withdrawal device 100 stores the banknotes deposited through the reception unit shutter 13 for each kind, and at the same time withdraws the bills of the required kind according to the customer's withdrawal request, and provides to the customer, the detailed structure It will be described later in detail.

2 is a block diagram showing an internal configuration of the automated teller machine shown in FIG.

As shown in FIG. 2, the card processing unit 10, the bankbook processing unit 20, the input / output unit 30, and the banknote deposit and withdrawal device 100 are connected to the main control unit 50 through an internal line, thereby controlling the main control unit 50. It is configured to receive and operate a control signal of. In addition, the main control unit 50 provides a communication unit 60 that processes data transmission and reception with a financial server (not shown) of the bank through a transmission medium such as a leased line or a local area network, and input / output means for maintenance to a responsible person. The field operator 70 is connected to perform the necessary functions by the control of the main controller 50. The power supply unit 40 functions to supply power for the operation of each component.

The banknote deposit and withdrawal device 100 includes a control unit 101 connected to the main control unit 50. The control unit 101 transmits and receives a control signal related to the main control unit 50 side and a deposit and withdrawal function, and transmits each unit therein. Integrated control is to perform the banknote withdrawal function.

3 is a view showing the internal configuration of a banknote withdrawal device according to an embodiment of the present invention.

As shown in FIG. 3, the banknote deposit and withdrawal apparatus 100 according to one embodiment of the present invention receives the bills to be deposited from the customer or withdraws the bills from the customer 110 to discharge the bills to the customer, and recognizes and discriminates the bills. The discrimination unit 120 to store, the number of banknotes received by banks of sorts to store and keep a plurality of reflux box 130 to separate and discharge the banknotes stored at the time of withdrawal, and temporarily stored the banknotes until the transaction is established A temporary storage unit 140, a reject box 160 which collects and stores overlapping or severely damaged banknotes among the banknotes discharged from the reflux box 130, and banknotes that are connected or deposited with the respective components. It comprises a conveyance path 171, 172, 173 which conveys along a predetermined path, and the control part 101 which controls the whole apparatus.

The hospitality unit 110 is connected to the hospitality unit shutter 13 (see FIG. 1), and the front plate 111 is provided at one side to accommodate the deposit banknotes injected through the hospitality unit shutter 13, and the front plate 111 at the other side. ) Is provided with a push plate 113 spaced apart from the predetermined distance, and is provided with a bill receiving space 112 formed by the front plate 111 and the push plate 113, and separates the inserted bills one by one 171, 172 and 173 are sent out, and withdrawal banknotes flowing through the return paths 171, 172 and 173 are provided to the customer at the time of withdrawal. Detailed configuration of the customer service unit 110 will be described with reference to FIGS. 4 to 8.

The discriminating unit 120 includes sensors such as a length sensor, an image sensor, and two detecting units therein, and determines the authenticity of the banknotes that pass through them, the kind of paper, the overlapping and the damaged state, and the result is returned to the control unit 101. Send.

The reflux box 130 loads the normal deposit banknote which has passed through the discriminating unit 120 and discharges the banknotes loaded therein to the hospitality unit 110 through the discriminating unit 120 to withdraw the bills therein. It is equipped with a transfer mechanism (not shown) for depositing and withdrawing money.

The temporary storage unit 140 temporarily stores bills and discharges the bills to the return paths 171, 172, and 173 when a deposit transaction is established by the customer's consent.

The conveying paths 171, 172, and 173 are sequentially connected to the reflux box 130 and the reject box 160 by passing through the discrimination unit 120 from the reception unit 110, and the reject unit 120 and the reject box. Branched at one point between the box 160 is connected to the temporary storage unit 140, the switching guide 181 for switching the transfer direction of the bill is provided on the branch point to the temporary storage unit 140 side, discrimination By automatically controlling the switching guide 181 according to the result of the determination of the banknote which has passed through the unit 120, the banknote determined as the normal ticket is returned to the temporary storage unit 140 for storage, and is determined as an abnormal reject ticket. Banknotes proceed to the reject box 160 to be held on the conveyance path 173 path between the reflux box 130 and the reject box 160. In FIG. 3, a plurality of bills are shown on the conveying paths 171, 172, and 173 in a solid line and a dotted line. In the case of the solid line, normal bills are identified as normal bills while passing through the discriminating unit 120. The case indicates abnormal bills, such as counterfeit, damaged bills or overlapping bills.

Looking at the detailed configuration of the conveying path (171, 172, 173), passing through the discrimination unit 120 from the serving unit 110, the first transport path 171 and sequentially connected to each reflux box 130, and the serving unit ( The second transport path 172 connected to the temporary storage unit 140 by going from the 110 to the opposite direction to the traveling direction of the first transport path 171 and branched on the path of the second transport path 172 to be the first It is composed of a third conveying path 173 connected to the end of the conveying path 171 and connected to the reject box 160.

Branch lines 119, 139, 149, and 169 are formed in each of the conveyance paths 171, 172, and 173 connected to the peripheral unit side of the corresponding point at each connection point with the peripheral unit. 173, the connection passage 174 and the branch passages 119, 139, 149 and 169 are each composed of a plurality of drive pulleys and transfer belts to drive the drive motors driving the respective transfer paths 171, 172 and 173. The bills can be conveyed in both directions, and a switching guide operated by a driving device such as a solenoid is installed on the connection points and the branch points of the conveying paths 171, 172, and 173 to control the transfer direction of the bills. And a switching operation according to the control of 101.

Meanwhile, in addition to the above-described configuration, a replenishment box 150 may be provided to be accessible on the third transport path 173. The replenishment box 150 may also store and take out bills like the temporary storage unit 140. It is configured to be possible.

4 to 8 is a view showing a deposit operation sequence in the customer service portion constituting the banknote withdrawal device of the automatic teller machine according to the present invention.

First, the configuration of the customer service unit 110 constituting the banknote deposit and withdrawal device of the automatic teller machine according to the present invention in more detail, the customer service unit 110 is connected to the customer service shutter 13 is input from the customer service shutter (13) The front plate 111 is provided at one side to accommodate the banknote, and the bill storage space 112 is formed on the other side is provided with a push plate 113 for pressing the inserted banknote, the front plate 111 is lower Pick-up roller (114a), the first feed roller (114b) and the first guide roller 115 for separating the bills one by one in order to send the bills put into the bill receiving space 112 to the discrimination unit 120 And a withdrawal tray 116 for temporarily storing a banknote which is provided below the push plate 113 and discriminated from the discriminating unit 120 as defective, and is provided at one side of the withdrawal tray 116. Conveyed from the discriminating unit 120 It is comprised including the 2nd guide roller 118 and the 2nd feed roller 117 for inflowing banknotes one by one.

The front plate 111 is configured to be moved to a suitable position for each process during the deposit, deposit count or withdrawal of the bill.

The withdrawal tray 116 is formed of a 'b' shape having a wall formed on one side of the body to prevent the banknotes flowing into the inside, and the withdrawal tray is rotated a predetermined angle in the front plate direction at the lower side of the body. The hinge shaft (not shown) is configured to be connected.

In addition, the push plate 113 and the withdrawal tray 116 may be in contact with each other so as to move the banknotes loaded on the withdrawal tray 116 in the direction of the front tray 111 through the push plate 113 in FIG. It may be configured in the form of a comb teeth as shown.

The hospitality unit 110 is connected to the discriminating unit 120 through the branch path 119, and the pick-up roller 114a, the first feed roller 114b, and the first guide roller are placed in the banknote storage space 112. Each one is separated by using 115 and returned to the discriminating unit 120.

Hereinafter, the deposit operation of the customer 110 will be described.

First, when a deposit request is input, the reception unit shutter 13 is opened through the control of the control unit 101, and when the user inserts a bill into the banknote storage space 112 through the opened reception unit shutter 13, the push plate ( 113 is pressed in the banknote receiving space 112 while moving in the direction of the front plate (111). (See Figure 4)

Next, the pick-up roller 114a and the first feed roller 114b are rotated, and the bills inserted into the bill receiving space 112 are sent out one by one to the discriminating unit 120, and the first guide roller 115 is stopped. Prevents two bills from being sent out.

Banknotes sent out one by one from the hospitality receiving unit 110 is determined by the discrimination unit 120, if there is no abnormality is stored in the temporary storage unit 140 through the conveying path (171, 172), abnormal If there is, it flows into the withdrawal tray 116 provided in the reception part 110 through the conveyance path 171, the connection path 174, and the branch path 119. In this case, the banknotes delivered through the branch passage 119 are introduced one by one between the second feed roller 117 and the second guide roller 118 provided on one side of the withdrawal tray 116 on the withdrawal tray 116. Is loaded. (See Fig. 5)

Then, after all the banknotes put into the bill receiving space 112 in the hospitality unit 110 is sent out to the discriminating unit 120, the push plate 113, which was pressurizing the banknotes, one side of the withdrawal tray 116, that is withdrawal The second feed roller 117 and the second guide roller 118 provided on one side of the tray 116 are retracted and positioned. (See Figure 6)

Thereafter, the withdrawal tray 116 on which the banknote determined as the abnormal banknote is loaded in the discriminating unit 120 is rotated a predetermined angle in the direction of the front plate 111, and the push plate 113 withdrawn is withdrawn. The banknotes loaded on the tray 116 are pushed and moved toward the front plate 111. At this time, the push plate 113 and a portion of the body of the withdrawal tray 116 is push plate 113 through the withdrawal tray 116 to move the banknotes loaded on the withdrawal tray 116 to the withdrawal position of FIG. As shown in the figure, it consists of comb teeth. (See Figure 7)

The bills moved in the direction of the front plate 111 by the push plate 113 are placed upright in the bill storage space 112 so that the user can easily take them out, and the withdrawal plate 116 is returned to its original state. (See FIG. 8)

In the above description, the case where the withdrawal tray 116 provided in the reception unit 110 is used as a temporary storage box of a bad banknote, that is, as a temporary rejection during a deposit operation, has been described. By performing the same as the above, the withdrawal requested amount can be provided to the user.

Although the present invention has been described in connection with certain exemplary embodiments, it is to be understood that the invention is not limited to the disclosed exemplary embodiments. Therefore, the scope of the present invention should not be limited by the described embodiments, but should be defined by the appended claims and equivalents thereof.

1 is a perspective view showing the appearance and internal structure of the automatic teller machine to which the present invention is applied.

Figure 2 is a block diagram showing the internal configuration of the automated teller machine shown in FIG.

3 is a view showing the internal configuration of a banknote withdrawal device according to an embodiment of the present invention.

4 to 8 is a view showing a deposit operation sequence in the customer service portion constituting the banknote deposit and withdrawal device of the automatic teller machine according to the present invention.

<Description of the symbols for the main parts of the drawings>

1: case 10: card processing unit

11: card insertion opening 12: bank entry opening

13: customer shutter 20: bankbook processing unit

30: input and output unit 40: power supply unit

50: main control unit 60: communication unit

70: meter operating unit 100: banknote deposit and withdrawal device

101: control unit 110: customer service

111: front plate 112: bill storage space

113: push plate 114: first feed roller

115: second guide roller 116: withdrawal tray

117: second feed roller 118: second guide roller

119: branch road 120: discrimination unit

130: reflux box 140: temporary storage

150: Supplement Box 160: Reject Box

171, 172, 173: return path 174: connection path

Claims (5)

In the banknote deposit and withdrawal device of the automatic teller machine, A front plate provided at one side; A push plate provided spaced apart from the front plate to form a bill receiving space therebetween; A separating unit including a pickup roller, a first feed roller, and a first guide roller, which are positioned below the front plate and send out the bills into the discriminating unit one by one into the bill receiving space; A withdrawal tray positioned below the push plate and configured to be rotatable and capable of stacking banknotes determined as defective in the discriminating unit; And A second feed roller and a second guide roller which are provided at one side of the withdrawal tray to introduce the bad banknotes introduced from the discriminating unit into the withdrawal tray one by one; Banknotes deposit and withdrawal device of the automatic teller machine comprising a. The method of claim 1, The withdrawal tray, Banknote deposit and withdrawal device of the automated teller machine, characterized in that configured to be rotated a predetermined angle so that the banknotes loaded therein toward the front plate direction. The method of claim 1, The withdrawal tray, It is made of a 'b' shape to prevent the banknotes loaded into the escape from, the hinge shaft is connected to one side of the body so that the withdrawal tray rotates a predetermined angle in the direction of the front plate Banknotes deposit and withdrawal device of automated equipment. The method of claim 1, The push plate, After the banknotes inserted into the banknote receiving space are all transferred to the discriminating unit, the banknotes are moved backward to transfer the banknotes loaded on the withdrawal tray while the withdrawal tray is rotated a predetermined angle in the front plate direction and then moved in the front plate direction. Banknotes deposit and withdrawal device of the automated teller machine. The method of claim 1, The push plate and the withdrawal tray, Bills withdrawal device of the automated teller machine, characterized in that the contact portion is formed in the shape of a comb so that the push plate passes through the withdrawal tray to move the bills loaded on the withdrawal tray in the front plate direction.

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