KR20100074598A - System and method for providing loan service for settlement medical expense and program recording medium - Google Patents

Abstract

PURPOSE: A system and a method for providing a loan service for a settlement medical expense and a program recording medium are provided to settle medical expenses through loan, thereby effectively providing a medical service. CONSTITUTION: A patient management server confirms one or more diagnosis result information, medical schedule information and medical expense information(1535). Based on medical expense loan searching request information, a medical portal server confirms load amount information and payable insurance money information(1540). The medical portal server transmits medical expense loan searching result information to the patient management server(1550). The patient management server notifies medical expense loan searching result information(1560).

Description

Method and System for Providing Loan Service for Payment of Additional Accident Medical Expenses and System for Recordings {{System and Method for Providing Loan Service for Settlement Medical Expense and Program Recording Medium}

1 is a diagram illustrating a medical portal system for providing medical expenses loan and operation services in connection with a medical portal server in a hospital (or a clinic) having a server according to an exemplary embodiment of the present invention.

2 is a diagram illustrating a medical portal system for providing medical expenses loan and operation services in connection with a medical portal server in a hospital (or a clinic) having a server according to another exemplary embodiment of the present invention.

3 is a diagram illustrating a medical portal system that provides medical expenses loan and operation services in connection with a medical portal server in a hospital (or a clinic) according to another exemplary embodiment of the present invention.

4 is a diagram illustrating a medical portal system that provides medical expenses loan and operation services in connection with a medical portal server in a hospital (or a clinic) according to another exemplary embodiment of the present invention.

FIG. 5 is a diagram illustrating a medical portal system that provides a medical expenses loan and operation service in connection with a medical portal server in a hospital (or a clinic) according to another exemplary embodiment of the present invention.

FIG. 6 is a diagram illustrating a medical portal system for providing medical expenses loan and operation services in connection with a medical portal server in a hospital (or a clinic) according to another exemplary embodiment of the present invention.

FIG. 7 is a diagram illustrating a patient management system for registering medical information related to a patient visited to a hospital (or a clinic) according to an embodiment of the present invention and confirmed through an interview (or a test).

FIG. 8 is a diagram illustrating an information registration process for registering medical information related to a patient who visits a hospital (or a clinic) according to an embodiment of the present invention and is confirmed through an interview (or an examination).

FIG. 9 is a diagram illustrating an information registration process for registering medical information related to a patient who visits a hospital (or a clinic) according to another embodiment of the present invention and is confirmed through a medical question (or examination).

FIG. 10 is a diagram illustrating an information inquiry process for loaning out medical expenses among medical-related information determined through an interview (or examination) by a patient visiting a hospital (or a clinic) according to an embodiment of the present invention.

11 is a diagram illustrating a loan application process for medical expenses among medical-related information determined by a patient visiting a hospital (or a clinic) in accordance with an embodiment of the present invention through a questionnaire (or examination).

FIG. 12 is a diagram illustrating a process of requesting payment of medical expenses for a patient using medical expenses loan service among patients receiving medical services through a hospital (or a clinic) according to an exemplary embodiment of the present invention.

FIG. 13 is a diagram illustrating a process of requesting payment of medical expenses for a patient using medical expenses loan service among patients receiving medical services through a hospital (or a clinic) according to another embodiment of the present invention.

FIG. 14 is a medical portal system in which a patient visits a hospital (or a clinic) and relays a medical fee loan based on medical-related information determined through a questionnaire (or examination) according to an embodiment of the present invention, and manages the loaned medical fee. Figure is a diagram.

15A and 15B illustrate an information inquiry process of inquiring / confirming and providing various information at the request of a patient (or guardian) according to an embodiment of the present invention.

16A and 16B illustrate a process of requesting a loan based on the information after checking / confirming various information according to a request of a patient (or guardian) according to an embodiment of the present invention.

17A and 17B illustrate a process of paying medical expenses of a patient who receives a medical service through a hospital (or a clinic) according to an exemplary embodiment of the present invention.

18 is a diagram illustrating a process of paying medical expenses of a patient who is provided with medical services through a hospital (or a clinic) according to an exemplary embodiment of the present invention.

19 is a diagram illustrating a patient management system for registering medical information related to a patient who visits a hospital (or a clinic) according to an embodiment of the present invention and is confirmed through a medical question (or examination).

FIG. 20 is a diagram illustrating an information registration process for registering additional medical-related information that a patient visits a hospital (or a clinic) and is confirmed through an interview (or examination) according to an embodiment of the present invention.

FIG. 21 is a diagram illustrating an information inquiry process for loaning out medical expenses among medical-related information determined by a patient visiting a hospital (or a clinic) in accordance with an embodiment of the present invention through an interview (or examination).

FIG. 22 is a diagram illustrating a loan application process for medical expenses among medical-related information determined by a patient visiting a hospital (or a clinic) according to an embodiment of the present invention through an interview (or examination).

FIG. 23 is a diagram illustrating a process of requesting payment of medical expenses for a patient using medical expenses loan service among patients receiving medical services through a hospital (or a clinic) according to an exemplary embodiment of the present invention.

FIG. 24 is a diagram illustrating a process of requesting payment of medical expenses for a patient using medical expenses loan service among patients receiving medical services through a hospital (or a clinic) according to another embodiment of the present invention.

FIG. 25 is a medical portal system in which a patient visits a hospital (or a clinic) and relays a medical fee loan based on medical-related information determined through a questionnaire (or examination) according to an embodiment of the present invention, and operates the loaned medical fee. Figure is a diagram.

26A and 26B illustrate an information inquiry process of inquiring / confirming and providing various types of information at the request of a patient (or guardian) according to an embodiment of the present invention.

27A and 27B illustrate a process of requesting a loan based on the information after checking / confirming various information according to a request of a patient (or guardian) according to an embodiment of the present invention.

28A and 28B are diagrams illustrating a process of paying medical expenses of a patient who receives a medical service through a hospital (or a clinic) according to an exemplary embodiment of the present invention.

29 is a diagram illustrating a process of paying medical expenses of a patient who is provided with medical services through a hospital (or a clinic) according to an exemplary embodiment of the present invention.

<Description of main parts of drawing>

100: patient management server 105: medical portal server

110: financial institution server 115: insurance company server

120: client terminal

According to the present invention, a patient receives a medical loan for payment of medical expenses through a hospital, and based on this, a new diagnosis result through a questionnaire (or examination) is determined while using the medical service, and additional medical expenses for the newly determined questionnaire (or examination) are determined. And the medical schedule is determined, and when the patient (or guardian) requests the information inquiry for the medical expenses loan to pay for the additional medical expenses, the patient information, the additional diagnosis result information, the additional medical schedule information, and the additional medical expenses information are received. And checking loanable amount information in connection with a financial institution server on the basis of the received additional medical expenses patient information, and checking payable insurance money information based on the received patient information and treatment result information; Informing the patient (or guardian) of the confirmed loanable amount information and payable insurance money information. It will occur on the loan service delivery for medical billing.

With the development of information and communication technology and the development of the modern society, the modern society has made a lot of developments, and there is a growing number of people who demand medical services in various fields and types.

In addition, in such a situation, the increasing cost of hospitals (or clinics) and hospitals that provide difficult and difficult medical services through them is a huge burden for the general public.

An object of the present invention for solving the above problems, the patient receives a medical bill loan for payment of medical expenses through the hospital, based on the new diagnosis results through a questionnaire (or examination) while using the medical service is confirmed, new When the additional medical expenses and medical schedule for the confirmed questionnaire (or examination) are determined, when the patient (or guardian) requests the information inquiry for the medical loan to pay for the additional medical expenses, the patient information and the additional diagnosis result information Means for receiving additional medical schedule information, additional medical expenses information, and checks loanable amount information in connection with a financial institution server based on the received additional medical expenses patient information, and based on the received patient information and medical result information Means for verifying payable benefit information and the confirmed loanable amount information and payable benefit information. The present invention provides a loan service providing system for payment of additional medical expenses, including a means for notifying a caller).

According to the present invention, a method of providing a loan service for payment of additionally generated medical expenses, a patient receives a medical expenses loan for payment of medical expenses through a hospital, and a new diagnosis result through a questionnaire (or examination) is determined while using the medical services. When the additional medical expenses and medical schedule for the newly confirmed questionnaire (or examination) are determined, the patient (or guardian) requests the information inquiry for the loan of medical expenses to pay for the additional medical expenses, the patient information and the additional diagnosis. Receiving result information, additional medical schedule information, and additional medical cost information; and checking loanable amount information in connection with a financial institution server based on the received additional medical cost patient information, and receiving the received patient information and treatment result information. Checking the payable insurance benefit information based on the checkable amount of the payable insurance money; The information comprises the step of notifying the patient (or protector), characterized in that formed.

In addition, if the patient (or guardian) applies for a loan of some (or the entire amount) of additional medical expenses to be paid by the patient (or guardian), based on the loanable amount and the payable benefit notified, the additional medical expenses Transmitting patient information, medical institution information, loan application amount information about the patient applying for a loan to the financial institution server, and when the additional medical expenses loan amount requested by the patient (or guardian) from the financial institution is deposited, the patient ( Or guardian) further comprising notifying whether or not to deposit additional medical expenses loan.

In addition, after the patient (or guardian) applies for an additional medical expenses loan based on the loanable amount information and payable insurance information provided, and the additional medical expenses loan according to the processing of the medical expenses loan application is deposited, the patient (or guardian) Receiving patient information, provided medical service history information, and medical expenses information from a hospital (or a clinic) that provides medical services to the patient), and if the received provided medical service details belong to an additional medical schedule, It is characterized in that it comprises the step of processing the payment of medical expenses based on the additional medical expenses loan.

The present invention includes a computer-readable recording medium, which records a program for executing the above-described loan service for providing additional medical expenses.

In the loan service providing system for payment of additionally generated medical expenses according to the present invention, a patient receives a medical loan for payment of medical expenses through a hospital, and based on this, a new diagnosis result is determined through a questionnaire (or examination) while using medical services. When the additional medical expenses and the medical schedule for the newly confirmed questionnaire (or examination) are determined, the patient (or guardian) requests the information inquiry for the medical expenses loan for payment of the additional medical expenses, the patient information, the additional Means for receiving diagnosis result information, additional medical schedule information, and additional medical cost information, and checks loanable amount information in connection with a financial institution server based on the received additional medical cost patient information, and receives the received patient information and medical result Means for confirming the payable insurance information based on the information, the loanable amount information and the payable security information identified above; It characterized by comprising means for notifying the information to the patient gold (or protector).

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below. In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted. In addition, terms to be described below are terms defined in consideration of functions in the present invention, which may vary according to a user's or operator's intention or custom. Therefore, the definition should be made based on the contents throughout the present invention.

In addition, preferred embodiments of the present invention to be carried out below are provided in each system functional configuration to efficiently describe the technical components constituting the present invention, or system functions that are commonly provided in the technical field to which the present invention belongs. The configuration will be omitted, and described mainly on the functional configuration to be additionally provided for the present invention. If those skilled in the art to which the present invention pertains, it will be able to easily understand the function of the components that are conventionally used among the omitted functional configuration not shown below, and also the configuration omitted as described above The relationship between the elements and the components added for the present invention will also be clearly understood.

In addition, the following examples will be used to appropriately modify the terms so that those skilled in the art to clearly understand the technical features of the present invention to effectively understand, but the present invention It is by no means limited.

As a result, the technical spirit of the present invention is determined by the claims, and the following examples are one means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. It is only.

1 is a diagram illustrating a medical portal system for providing medical expenses loan and operation services in connection with a medical portal server 105 in a hospital (or a clinic) having a server according to an exemplary embodiment of the present invention.

More specifically, Figure 1 visits a hospital (or a clinic) equipped with a server for patient management and checks the medical schedule and medical expenses based on the diagnosis result, etc., through the medical examination (or examination), through which the medical service As a medical portal system for paying medical expenses of a patient who wants to be provided by using a medical expenses loan and paying medical expenses according to the medical schedule of the patient, a person having ordinary technical knowledge in the technical field to which the present invention belongs. In this regard, various implementation methods for a medical portal system that provides medical loan and operation services in connection with the medical portal server 105 in a hospital (or a clinic) having a server by referring to and / or modifying the drawing 1 may be inferred. As will be appreciated, the invention includes all implementations inferred, and are not limited to the implementation method illustrated in FIG.

For example, a person having ordinary skill in the art to which the present invention pertains may refer to and / or modify the drawing 1 to designate a client terminal 120 in a patient management server 100 provided in a hospital (or a clinic). Provides an interface screen, and based on this, if one or more information is input, in addition to an embodiment of transmitting the same to the patient management server 100, one or more information directly input through the interface screen is directly transmitted to the medical portal server 105. Or, and / or may further infer an implementation method of transmitting directly to the patient management server 100 and the medical portal server 105, whereby the present invention is not limited.

Referring to FIG. 1, the medical portal system includes at least one client terminal 120 connected to the patient management server 100 through a network means, and the client terminal 120 and a predetermined network means. Receiving medical service provision result information transmitted through the network means and stored in the patient management D / B patient management server 100, and based on one or more information received from the patient management server 100 Receive patient (or guardian) information from the medical portal server 105 and the medical portal server 105 providing the inquiry / confirmation of related information, and provide loanable amount information, or in response to a request of the medical portal server 105. In accordance with the request of the patient (or guardian) according to the financial institution server 110 that pays the loan, and the medical insurance server server 105 can pay the insurance benefits information available upon request It characterized by comprising an insurance company server 115 to the ball.

The client terminal 120 is a wired communication network based on Transmission Control Protocol / Internet Protocol (TCP / IP) or User Datagram Protocol / Internet Protocol (UDP / IP) (eg, Asymmetric Digital Subscriber Line (ADSL) / VDSL (Very High- and at least one wired terminal including a desktop computer and / or laptop connected to the patient care server 100 via a data rate Digital Subscriber Line) and / or a cable communication network, and / or CDMA ( A mobile communication terminal connected to a Code Division Multiple Access (CDMA) based mobile communication network (or a High Speed Downlink Packet Access (HSDPA) based mobile communication network), and / or a portable Internet terminal connected to an IEEE 802.16x based high speed wireless Internet, and / Or at least one wireless terminal including at least one WLAN terminal connected to an IEEE 802.11x based WLAN network. The client terminal 120 outputs at least one or more interface screens provided by the patient management server 100, and inputs and / or selects at least one or more information through the output interface screen. It is preferable that a function configuration (for example, a browser program and a communication function) for transmitting to the management server 100 is provided.

Those skilled in the art to which the present invention pertains will be able to easily infer the characteristics of the client terminal 120 corresponding to at least one or more wired terminal and / or wireless terminal, detailed description thereof Omit for convenience.

When the client terminal 120 is a wired terminal according to an embodiment of the present invention, the network means includes the wired communication network based on the TCP / IP or UDP / IP, and the client terminal 120 is a wireless terminal. , The network means comprises at least one of the CDMA based (or HSDPA based) mobile communication network, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based wireless LAN communication network. desirable.

Patient management D / B provided in the patient management server 100 on the medical cost loan service providing system according to the present invention is at least one patient information, diagnosis result information, medical schedule information, medical cost information transmitted from the client terminal 120 And storing the result of providing the medical service including the above.

In addition, the patient management D / B may be provided on a network accessible from a separate server (eg, medical portal server 105, etc.) in addition to the patient management server 100, due to the nature of the medical cost loan service providing system, Therefore, the present invention is not limited.

The patient information is personal information (eg, patient name, social security number, home address, phone number, email address, mobile phone number) for the patient who wants to use the medical service through the hospital (or clinic) operating the patient management server 100. Etc.), medical insurance information (e.g.,) for the medical insurance subscribed to the patient, and patient registration information (e.g., a management number (or code) provided by the hospital (or clinic) for patient management). It is preferable to include at least one).

The diagnosis result information is the name of the disease, the progress of the disease, the test result is confirmed through the questionnaire or examination performed during the hospital visit to the patient using the medical service through the hospital (or clinic) operating the patient management server 100 (Eg, when X-ray imaging is included, X-ray photographic image, etc.) is preferably included.

The medical schedule information is required for a patient using a medical service through a hospital (or a clinic) operating the patient management server 100 to confirm a diagnosis result through a questionnaire or examination, and to treat the confirmed diagnosis result. It is preferable that the treatment schedule, at least one or more of the items to be treated / test items for each treatment schedule, drug name to be administered and the like.

The medical expenses information is required for a patient using a medical service through a hospital (or a clinic) operating the patient management server 100 to confirm a diagnosis result through a questionnaire (or examination) and to treat the confirmed diagnosis result. It is preferable that the estimated medical expenses amount information for each treatment schedule is included.

The patient management server 100 is connected to the client terminal 120 through a network means, and preferably has a function of processing one or more information received from the client terminal 120.

Here, the function of processing the one or more information received from the client terminal 120, providing a medical service including at least one or more patient information, diagnosis result information, medical schedule information, medical expenses information received from the client terminal 120 The result information can be stored on the patient management D / B, and / or loaned in connection with the medical portal server 105 based on the medical expenses loan inquiry request information including the patient information received from the client terminal 120. Receive money information and payable insurance information and provide it to the patient (or guardian); and / or finance the loan application through the medical portal based on the medical loan application information including at least one or more patient information and loan application amount information. Register with the institution server 110 and / or at least provide patient information, provided medical service history information, and medical fee information. It is preferable to include a request for payment of medical expenses based on the medical service provision information including one or more.

When the medical portal server 105 receives the medical expenses loan inquiry request information including at least one of patient information, diagnosis result information, medical schedule information, and medical expenses information provided from the patient management server 100, On the basis of the received medical expenses loan inquiry request information, characterized in that the inquiry / confirmation of the loanable amount and payable insurance benefits.

In addition, the medical portal server 105 receives the medical cost loan application information including at least one or more patient information, loan application amount information provided from the patient management server 100, the medical cost loan application information received It is characterized in that the relay transmission to the financial institution server (110).

In addition, the medical portal server 105 receives the medical service providing history information including at least one or more patient information, provided medical service history information, medical cost information provided from the patient management server 100, the received medical care It is characterized in that the payment of medical expenses based on the service provision history information.

The financial institution server 110 provides a medical expenses loan service based on the credit of the patient (or guardian) based on the patient information (or guardian information of the patient) transmitted from the medical portal server 105. Depending on the intention and purpose of the person skilled in the art, in addition to the credit of the patient (or guardian), medical loan services may be provided through collateral / guarantee.

The insurance company server 115 checks whether the medical cost insurance is insured based on the patient information transmitted from the medical portal server 105, and calculates the allowable insurance premium based on a diagnosis result of the patient who is insured in the medical cost insurance. It is preferable to provide to the medical portal server 105.

2 is a diagram illustrating a medical portal system that provides medical expenses loan and operation services in connection with a medical portal server 205 in a hospital (or a clinic) having a server according to another exemplary embodiment of the present invention.

In more detail, Figure 2 is a visit to a hospital (or a clinic) equipped with a server for patient management based on the results of the diagnosis confirmed through the questionnaire (or examination), etc. If the medical schedule and medical expenses are confirmed, through this medical service As a medical portal system for paying medical expenses of a patient who wants to be provided by using a medical expenses loan and paying medical expenses according to the medical schedule of the patient, a person having ordinary technical knowledge in the technical field to which the present invention belongs. In this regard, various implementation methods for the medical portal system for providing medical loan and operation services in connection with the medical portal server 205 in a hospital (or a clinic) having a server by referring to and / or modifying the drawing 2 can be inferred. As will be appreciated, the present invention includes all implementation methods inferred above and is not limited to the implementation method illustrated in FIG.

For example, a person having ordinary skill in the art to which the present invention pertains may refer to and / or modify the drawing 2 to be a client terminal 220 from a patient management server 200 provided in a hospital (or a clinic). Provides an interface screen, and based on this, if one or more information is input, in addition to the method of transmitting the information to the patient management server 200, one or more information input through the interface screen is directly transmitted to the medical portal server 205. Or, and / or may further infer an implementation method of transmitting directly to the patient management server 200 and the medical portal server 205, whereby the present invention is not limited.

Referring to FIG. 2, the medical portal system is connected to at least one client terminal 220 connected to the patient management server 200 through a network means, and is connected to the client terminal 220 through a predetermined network means. Receiving medical service providing result information transmitted through the network means and stored in the patient management D / B patient management server 200, and based on one or more information received from the patient management server 200 Receiving patient (or guardian) information from the medical portal server 205 and the medical portal server 205 providing inquiry / checking related information and providing loanable amount information, or in response to a request of the medical portal server 205 In accordance with the approval of the patient (or guardian) according to the financial institution server 215 to pay the loan, and the patient's request management server 200, the payment information available for payment Characterized by comprising an insurance company server 210, which balls.

The client terminal 220 is a wired communication network based on Transmission Control Protocol / Internet Protocol (TCP / IP) or User Datagram Protocol / Internet Protocol (UDP) (eg, Asymmetric Digital Subscriber Line (ADSL) / VDSL (Very High- and at least one wired terminal including a desktop computer and / or laptop connected to the patient care server 200 via a data rate Digital Subscriber Line) and / or a cable communication network, and / or CDMA ( A mobile communication terminal connected to a Code Division Multiple Access (CDMA) based mobile communication network (or a High Speed Downlink Packet Access (HSDPA) based mobile communication network), and / or a portable Internet terminal connected to an IEEE 802.16x based high speed wireless Internet, and / Or at least one wireless terminal including at least one WLAN terminal connected to an IEEE 802.11x based WLAN network. The client terminal 220 outputs at least one or more interface screens provided by the patient management server 200, and inputs and / or selects at least one or more information through the output interface screen. It is preferable that a function configuration (for example, a browser program and a communication function) for transmitting to the management server 200 is provided.

Those skilled in the art to which the present invention pertains can easily infer the characteristics of the client terminal 220 corresponding to at least one or more wired terminals and / or wireless terminals. Omit for convenience.

When the client terminal 220 is a wired terminal according to an embodiment of the present invention, the network means includes a wired communication network based on the TCP / IP or UDP / IP, and the client terminal 220 is a wireless terminal. , The network means comprises at least one of the CDMA based (or HSDPA based) mobile communication network, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based wireless LAN communication network. desirable.

The patient management D / B provided in the patient management server 200 on the medical expenses loan service providing system according to the present invention includes at least one of patient information, diagnosis result information, medical schedule information, and medical expenses information transmitted from the client terminal 220. And storing the result of providing the medical service including the above.

In addition, the patient management D / B may be provided on a network accessible from a separate server (for example, medical portal server 205, etc.) in addition to the patient management server 200, due to the nature of the medical cost loan service providing system, Therefore, the present invention is not limited.

The patient information is personal information (eg, patient name, social security number, home address, phone number, email address, mobile phone number) for the patient who wants to use the medical service through the hospital (or clinic) operating the patient management server 200. Etc.), medical insurance information (e.g.,) for the medical insurance to which the patient subscribes, and patient registration information (e.g., a management number (or code) provided by the hospital (or clinic) for patient management). It is preferable to include at least one).

The diagnosis result information is the name of the disease, the progress of the disease, the test result is confirmed through a questionnaire or examination performed during the hospital visit to the patient using the medical service through the hospital (or clinic) operating the patient management server 200 (Eg, when X-ray imaging is included, X-ray photographic image, etc.) is preferably included.

The medical schedule information is required for a patient using a medical service through a hospital (or a clinic) operating the patient management server 200 to confirm a diagnosis result through a questionnaire or examination, and to treat the confirmed diagnosis result. It is preferable that the treatment schedule, at least one or more of the items to be treated / test items for each treatment schedule, drug name to be administered and the like.

The medical expenses information is required for a patient using a medical service through a hospital (or a clinic) operating the patient management server 200 to confirm a diagnosis result through a questionnaire (or examination) and to treat the confirmed diagnosis result. It is preferable that the estimated medical expenses amount information for each treatment schedule is included.

The patient management server 200 is connected to the client terminal 220 through a network means, and preferably has a function of processing one or more information received from the client terminal 220.

Here, the function of processing the one or more information received from the client terminal 220, providing a medical service including at least one or more patient information, diagnosis result information, medical schedule information, medical expenses information received from the client terminal 220 The result information may be stored on the patient management D / B, and / or loaned in connection with the medical portal server 205 based on the medical expenses loan inquiry request information including patient information received from the client terminal 220. Inquiries / confirmed amount information is provided to the patient (or guardian), and / or payment is provided in connection with the insurance company server 210 based on the medical expenses loan inquiry request information including the patient information received from the client terminal 220. View and confirm possible insurance information and provide it to the patient (or guardian), and / or provide patient information and loan application amount information. Register the loan application to the financial institution server 215 through the medical portal based on the medical cost loan application information including at least one or more, and / or include medical information including at least one patient information, provided medical service history information, and medical cost information. It is preferable to include requesting payment of medical expenses based on the service provision information.

When the medical portal server 205 receives the medical expenses loan inquiry request information including at least one of patient information, diagnosis result information, medical schedule information, and medical expenses information provided from the patient management server 200, On the basis of the received medical expenses loan inquiry request information, characterized in that to check / confirm the loanable amount.

In addition, the medical portal server 205 receives the medical cost loan application information including at least one or more patient information, loan application amount information provided from the patient management server 200, the medical cost loan application information received It is characterized in that the relay transmission to the financial institution server (215).

In addition, the medical portal server 205 when receiving the medical service providing history information including at least one or more patient information, provided medical service history information, medical cost information provided from the patient management server 200, the received medical care It is characterized in that the payment of medical expenses based on the service provision history information.

The financial institution server 215 is characterized in that to provide a medical expenses loan service based on the credit of the patient (or guardian) based on the patient information (or guardian information of the patient) transmitted from the medical portal server 205 and Depending on the intention and purpose of the person skilled in the art, in addition to the credit of the patient (or guardian), medical loan services may be provided through collateral / guarantee.

The insurance company server 210 checks whether or not the patient is insured by the medical expenses insurance based on the patient information transmitted from the patient management server 200, and calculates the allowable insurance premium based on the diagnosis result of the patient who is insured by the medical expenses insurance. It is preferable to provide to the patient management server 200.

3 is a diagram illustrating a medical portal system for providing medical expenses loan and operation services in connection with a medical portal server 300 in a hospital (or a clinic) according to another exemplary embodiment of the present invention.

In more detail, FIG. 3 does not have a server for managing a patient, and in a hospital (or a clinic) managing a patient through a medical portal server 300, the patient visits the hospital (or a clinic) and examines (or examines) a patient. When the medical schedule and medical expenses are confirmed based on the diagnosis result confirmed through), the medical expenses of the patient who wants to receive medical services are paid through the medical expenses loan, and the medical expenses are processed according to the medical schedule of the patients. As a medical portal system is illustrated, those of ordinary skill in the art to which the present invention pertains may refer to the medical portal server 300 in a hospital (or a clinic) equipped with a server by referring to and / or modifying the drawing 3. It can be inferred from the various implementation methods for the medical portal system that provides medical loan and operation services in connection with the present invention, but the present invention is inferred Includes any method embodiment, it shall not be limited to the exemplary method shown in the figure 3.

Referring to FIG. 3, the medical portal system includes at least one client terminal 315 connected to the medical portal server 300 through a network means, and the client terminal 315 and a predetermined network means. Medical portal server that receives one or more information transmitted through the network means, stores in the patient management D / B based on the received one or more information, and / or to look up / confirm the information related to the medical loan Receive patient (or guardian) information from the medical portal server 300 and provide loanable amount information, or obtain a loan by obtaining a patient (or guardian) 's approval at the request of the medical portal server 300. Including the financial institution server 305 to pay, and the insurance company server 310 that provides information on the insurance benefits available for payment upon request of the medical portal server 300 And that is characterized.

The client terminal 315 may be a wired communication network based on Transmission Control Protocol / Internet Protocol (TCP / IP) or User Datagram Protocol / Internet Protocol (UDP) (eg, Asymmetric Digital Subscriber Line (ADSL) / VDSL (Very High- and at least one wired terminal including a desktop computer and / or laptop connected to the medical portal server 300 via a data rate Digital Subscriber Line) and / or a cable communication network, and / or CDMA ( A mobile communication terminal connected to a Code Division Multiple Access (CDMA) based mobile communication network (or a High Speed Downlink Packet Access (HSDPA) based mobile communication network), and / or a portable Internet terminal connected to an IEEE 802.16x based high speed wireless Internet, and / Or at least one wireless terminal including at least one WLAN terminal connected to an IEEE 802.11x based WLAN network. The client terminal 315 may output at least one or more interface screens provided by the medical portal server 300, and input and / or select at least one or more information through the output interface screen to provide the medical information. It is preferable that a function configuration (eg, a browser program and a communication function) for transmitting to the portal server 300 is provided.

Those skilled in the art to which the present invention pertains can easily infer the characteristics of the client terminal 315 corresponding to at least one or more wired terminals and / or wireless terminals. Omit for convenience.

When the client terminal 315 is a wired terminal according to an embodiment of the present invention, the network means includes the wired communication network based on TCP / IP or UDP / IP, and the client terminal 315 is a wireless terminal. , The network means comprises at least one of the CDMA based (or HSDPA based) mobile communication network, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based wireless LAN communication network. desirable.

The patient management D / B provided in the medical portal server 300 on the medical expenses loan service providing system according to the present invention includes at least one patient information, a diagnosis result information, medical schedule information, and medical expenses information transmitted from the client terminal 315. And storing the result of providing the medical service including the above.

In addition, the patient management D / B may be provided on the network accessible from the medical portal server 300, due to the nature of the medical expenses loan service providing system, whereby the present invention is not limited.

The patient information is personal information (eg, patient name, social security number, home address, phone number, email address, mobile phone number) for the patient who wants to use the medical service through the hospital (or clinic) operating the medical portal server 300. Etc.), medical insurance information (e.g.,) for the medical insurance subscribed to the patient, and patient registration information (e.g., a management number (or code) provided by the hospital (or clinic) for patient management). It is preferable to comprise at least one).

The diagnosis result information is the name of the disease, the progress of the disease, the test result is confirmed through a questionnaire or examination performed during the hospital visit to the patient using the medical service through the hospital (or clinic) operating the medical portal server 300 (Eg, when X-ray imaging is included, X-ray photographic image, etc.) is preferably included.

The medical schedule information is required for a patient using a medical service through a hospital (or a clinic) operating the medical portal server 300 to confirm a diagnosis result through a questionnaire or examination, and to treat the confirmed diagnosis result. It is preferable that the treatment schedule, at least one or more of the items to be treated / test items for each treatment schedule, drug name to be administered and the like.

The medical expenses information is required for a patient using a medical service through a hospital (or a clinic) operating the medical portal server 300 to confirm a diagnosis result through a questionnaire (or examination) and to treat the confirmed diagnosis result. It is preferable that the estimated medical expenses amount information for each treatment schedule is included.

The medical portal server 300 is preferably connected to the client terminal 315 through a network means, and has a function of processing one or more information received from the client terminal 315.

Here, the function of processing the one or more information received from the client terminal 315, providing a medical service including at least one or more patient information, diagnosis result information, medical schedule information, medical expenses information received from the client terminal 315 The result information is stored on the patient management D / B, and / or loaned in connection with the medical portal server 300 based on the medical expenses loan inquiry request information including the patient information received from the client terminal 315. Provide the patient (or guardian) by inquiring / confirming the available amount information, and / or in connection with the insurance company server 310 based on the medical loan loan inquiry request information including the patient information received from the client terminal 315. View and confirm payable insurance information and provide it to the patient (or guardian), and / or provide patient and loan information Register the loan application on the financial institution server 305 based on the medical expenses loan application information that includes at least one or more, and / or medical service provision information information including at least one patient information, provided medical service history information, medical expenses information It is preferable to include a request for payment of medical expenses based on.

In addition, the medical portal server 300, when receiving the medical information loan inquiry request information including at least one or more patient information, diagnosis result information, medical schedule information, medical cost information provided from the client terminal 315, On the basis of the received medical expenses loan inquiry request information, characterized in that to check / confirm the loanable amount.

In addition, the medical portal server 300 receives the medical cost loan application information including at least one or more patient information, loan application amount information provided from the client terminal 315, the financial information loan application information received Characterized in that the transmission to the institution server (305).

In addition, the medical portal server 300 receives the medical service providing history information including at least one or more patient information, provided medical service history information, medical cost information provided from the client terminal 315, the received medical service It is characterized in that the payment of medical expenses based on the information provided.

The financial institution server 305 is characterized in that to provide a medical loan service based on the credit of the patient (or guardian) based on the patient information (or guardian information of the patient) transmitted from the medical portal server 300 Depending on the intention and purpose of the person skilled in the art, in addition to the credit of the patient (or guardian), medical loan services may be provided through collateral / guarantee.

The insurance company server 310 checks whether or not the medical cost insurance is subscribed to the patient based on the patient information transmitted from the medical portal server 300, and calculates the allowable insurance money based on the diagnosis result for the patient enrolled in the medical cost insurance. It is preferable to provide to the medical portal server 300.

4 is a diagram illustrating a medical portal system for providing medical expenses loan and operation services in connection with a medical portal server 400 in a hospital (or a clinic) according to another exemplary embodiment of the present invention.

In more detail, FIG. 4 does not include a server for managing a patient, and in a hospital (or a clinic) managing a patient through the medical portal server 400, visits to the hospital (or a clinic) for a questionnaire (or examination). When the medical schedule and medical expenses are confirmed based on the diagnosis result confirmed through), the medical expenses of the patient who wants to receive medical services are paid through the medical expenses loan, and the medical expenses are processed according to the medical schedule of the patients. As shown in the medical portal system, those having ordinary skill in the art to which the present invention pertains, the medical portal server 400 in a hospital (or a clinic) equipped with a server by referring to and / or modified with reference to FIG. It can be inferred from the various implementation methods for the medical portal system that provides medical loan and operation services in connection with the present invention, but the present invention is inferred Includes any method embodiment, it shall not be limited to the exemplary method shown in the figure 4.

Referring to FIG. 4, the medical portal system includes at least one client terminal 415 connected with the medical portal server 400 through a network means, and the client terminal 415 with a predetermined network means. Medical portal server that receives one or more information transmitted through the network means, stores in the patient management D / B based on the received one or more information, and / or to look up / confirm the information related to the medical loan Receive patient (or guardian) information from the medical portal server 400 and provide loanable amount information, or obtain loans by obtaining a patient's (or guardian's) approval at the request of the medical portal server 400. It includes a financial institution server 410 to pay, and an insurance company server 405 that provides payable insurance information in response to a request of the client terminal 415. It is characterized by losing.

The client terminal 415 may be a wired communication network based on Transmission Control Protocol / Internet Protocol (TCP / IP) or User Datagram Protocol / Internet Protocol (UDP) (eg, Asymmetric Digital Subscriber Line (ADSL) / VDSL (Very High- and at least one wired terminal including a desktop computer and / or laptop connected to the medical portal server 400 via a data rate digital subscriber line) and / or a cable communication network, and / or CDMA ( A mobile communication terminal connected to a Code Division Multiple Access (CDMA) based mobile communication network (or a High Speed Downlink Packet Access (HSDPA) based mobile communication network), and / or a portable Internet terminal connected to an IEEE 802.16x based high speed wireless Internet, and / Or at least one wireless terminal including at least one WLAN terminal connected to an IEEE 802.11x based WLAN network. The client terminal 415 outputs at least one or more interface screens provided by the medical portal server 400, and inputs and / or selects at least one or more information through the output interface screen to provide the medical information. It is preferable that a functional configuration (eg, a browser program and a communication function) for transmitting to the portal server 400 is provided.

Those skilled in the art to which the present invention pertains can easily infer the characteristics of the client terminal 415 corresponding to at least one or more wired terminals and / or wireless terminals, and thus the detailed description thereof Omit for convenience.

When the client terminal 415 is a wired terminal according to the embodiment of the present invention, the network means includes the wired communication network based on the TCP / IP or UDP / IP, and the client terminal 415 is a wireless terminal. , The network means comprises at least one of the CDMA based (or HSDPA based) mobile communication network, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based wireless LAN communication network. desirable.

The patient management D / B provided in the medical portal server 400 on the medical expenses loan service providing system according to the present invention includes at least one of patient information, diagnosis result information, medical schedule information, and medical expenses information transmitted from the client terminal 415. And storing the result of providing the medical service including the above.

In addition, the patient management D / B may be provided on the network accessible from the medical portal server 400, due to the nature of the medical expenses loan service providing system, whereby the present invention is not limited.

The patient information is personal information (eg, patient name, social security number, home address, phone number, email address, mobile phone number) for the patient who wants to use the medical service through the hospital (or clinic) operating the medical portal server 400. Etc.), medical insurance information (e.g.,) for the medical insurance subscribed to the patient, and patient registration information (e.g., a management number (or code) provided by the hospital (or clinic) for patient management). It is preferable to comprise at least one).

The diagnosis result information is the name of the disease, the progress of the disease, the test result is confirmed through the questionnaire or examination performed during the hospital visit to the patient using the medical service through the hospital (or clinic) operating the medical portal server 400 (Eg, when X-ray imaging is included, X-ray photographic image, etc.) is preferably included.

The medical schedule information is required for a patient using a medical service through a hospital (or a clinic) operating the medical portal server 400 to confirm a diagnosis result through a questionnaire or examination, and to treat the confirmed diagnosis result. It is preferable that the treatment schedule, at least one or more of the items to be treated / test items for each treatment schedule, drug name to be administered and the like.

The medical expenses information is required for a patient using a medical service through a hospital (or a clinic) operating the medical portal server 400 to confirm a diagnosis result through a questionnaire (or examination) and to treat the confirmed diagnosis result. It is preferable that the estimated medical expenses amount information for each treatment schedule is included.

The medical portal server 400 is connected to the client terminal 415 through a network means, and preferably has a function of processing one or more information received from the client terminal 415.

Here, the function of processing one or more information received from the client terminal 415, the medical service providing at least one or more patient information, diagnosis result information, medical schedule information, medical expenses information received from the client terminal 415 The result information may be stored on the patient management D / B, and / or loaned in connection with the medical portal server 400 based on the medical expenses loan inquiry request information including patient information received from the client terminal 415. Provides a patient (or guardian) by searching / confirming the amount information, and / or registers the loan application with the financial institution server 410 based on the medical expenses loan application information including at least one patient information and loan application amount information. Or and / or provide a medical service including at least one patient information, provided medical service history information, and medical cost information. It is preferable to include requesting payment of medical expenses based on the historical information.

In addition, the medical portal server 400, when receiving the medical expenses loan inquiry request information including at least one of patient information, diagnosis result information, medical schedule information, and medical expenses information provided from the client terminal 415, On the basis of the received medical expenses loan inquiry request information, characterized in that to check / confirm the loanable amount.

In addition, the medical portal server 400 receives the medical expenses loan application information including at least one or more patient information, loan application amount information provided from the client terminal 415, the financial information loan application information received Characterized in that the transmission to the institution server (410).

In addition, the medical portal server 400 when receiving the medical service providing history information including at least one or more patient information, provided medical service history information, medical cost information provided from the client terminal 415, the received medical service It is characterized in that the payment of medical expenses based on the information provided.

The financial institution server 410 is characterized in that it provides a medical expenses loan service according to the credit of the patient (or guardian) based on the patient information (or guardian information of the patient) transmitted from the medical portal server 400 Depending on the intention and purpose of the person skilled in the art, in addition to the credit of the patient (or guardian), medical loan services may be provided through collateral / guarantee.

The insurance company server 405 checks whether or not the medical expenses insurance is subscribed to based on the patient information transmitted from the client terminal 415, and calculates the allowable insurance money based on the diagnosis result for the patients who are enrolled in the medical expenses insurance. It is preferable to provide to the medical portal server 400.

5 is a diagram illustrating a medical portal system for providing medical expenses loan and operation services in connection with a medical portal server 500 in a hospital (or a clinic) according to another exemplary embodiment of the present invention.

In more detail, FIG. 5 does not include a server for patient management, and the client terminal 515 is set up as a virtual patient management server, and the hospital (or a clinic) performs patient management. When the medical schedule and the medical expenses are confirmed based on the diagnosis result confirmed through visits (or examinations) by visiting, the medical expenses of the patient who wants to receive medical services are paid using the medical expenses loan, and the medical schedule of the patients According to the present invention, a medical portal system that pays medical expenses according to the present invention, and has a general technical knowledge in the technical field to which the present invention pertains, is referred to and / or modified as shown in FIG. Will be able to infer various implementation methods for the medical portal system that provides medical loan and operation services in connection with the medical portal server 500 I, the present invention includes all embodiments in which the inference method, shall not be limited to the exemplary method shown in the figure 5.

Referring to FIG. 5, the medical portal system includes one or more client terminals 515 connected to the medical portal server 500 through network means, and based on one or more information transmitted from the client terminal 515. Receive patient (or caregiver) information from the medical portal server 500 and the medical portal server 500 providing inquiry / confirmation and providing information related to the loan, or provide loanable amount information or provide the information of the medical portal server 500 Including a financial institution server 505 for paying loans with approval of a patient (or guardian) upon request, and an insurance company server 510 for providing payable insurance information according to the request of the medical portal server 500. Characterized in that made.

The client terminal 515 is a wired communication network based on Transmission Control Protocol / Internet Protocol (TCP / IP) or User Datagram Protocol / Internet Protocol (UDP) (eg, Asymmetric Digital Subscriber Line (ADSL) / VDSL (Very High- and at least one wired terminal including a desktop computer and / or laptop connected to the medical portal server 500 via a data rate Digital Subscriber Line) and / or a cable communication network, and / or CDMA ( A mobile communication terminal connected to a Code Division Multiple Access (CDMA) based mobile communication network (or a High Speed Downlink Packet Access (HSDPA) based mobile communication network), and / or a portable Internet terminal connected to an IEEE 802.16x based high speed wireless Internet, and / Or at least one wireless terminal including at least one WLAN terminal connected to an IEEE 802.11x based WLAN network. The client terminal 515 outputs at least one or more interface screens provided by the medical portal server 500, and inputs and / or selects at least one or more information through the output interface screen to provide the medical information. It is preferable that a function configuration (eg, a browser program and a communication function) for transmitting to the portal server 500 is provided.

Those skilled in the art to which the present invention pertains can easily infer the characteristics of the client terminal 515 corresponding to at least one or more wired terminals and / or wireless terminals. Omit for convenience.

When the client terminal 515 is a wired terminal according to the embodiment of the present invention, the network means includes the wired communication network based on the TCP / IP or UDP / IP, and the client terminal 515 is a wireless terminal. , The network means comprises at least one of the CDMA based (or HSDPA based) mobile communication network, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based wireless LAN communication network. desirable.

The patient management D / B provided in the client terminal 515 on the medical expenses loan service providing system according to the present invention includes at least one of patient information, diagnosis result information, medical schedule information, and medical expenses information input through the client terminal 515. And storing the result of providing the medical service including the above.

In addition, the patient management D / B may be provided on the network accessible from the client terminal 515, due to the nature of the medical expenses loan service providing system, whereby the present invention is not limited.

The patient information is personal information (eg, patient name, social security number, home address, phone number, email address, mobile phone number, etc.) for a patient who wants to use the medical service through a hospital (or a clinic) equipped with the client terminal 515. ), Medical insurance information (e.g.) about the medical insurance that the patient has subscribed to, and patient registration information of the patient (e.g., a management number (or code) provided by the hospital (or clinic) for patient management) It is preferable to include at least one.

The diagnosis result information may include the name of the disease, the progress of the disease, and the related test result determined through questionnaires or tests performed during a hospital visit for a patient who uses a medical service through a hospital (or a clinic) equipped with the client terminal 515 ( For example, when X-ray imaging is included, the X-ray photographic image, etc.) is preferably included.

The medical schedule information is a treatment that a patient who uses a medical service through a hospital (or a clinic) equipped with the client terminal 515 has a diagnosis result confirmed through a questionnaire or a test, and is required to treat the confirmed diagnosis result. It is preferable to include at least one schedule, the items to be treated for each treatment schedule / test items, the name of the medicine to be administered and the like.

The medical expenses information is required for a patient using a medical service through a hospital (or a clinic) equipped with the client terminal 515 to confirm a diagnosis result through a questionnaire (or examination), and to treat the confirmed diagnosis result. It is desirable to include information on the expected amount of medical expenses for each treatment schedule.

The medical portal server 500 is connected to the client terminal 515 through a network means, and preferably has a function of processing one or more information received from the client terminal 515.

Here, the function of processing one or more information received from the client terminal 515 may be based on medical expenses loan inquiry request information including patient information received from the client terminal 515 received from the client terminal 515. Inquiry / confirm loan amount information to provide to the patient (or guardian), and / or linked with the insurance company server 510 based on the medical expenses loan inquiry request information including the patient information received from the client terminal 515 The financial institution server (505) based on the medical expenses loan application information including at least one or more patient information, loan application amount information, and / or providing the patient (or guardian) by inquiring / confirming the allowable insurance money information. And / or at least one patient information, provided medical service history information, and medical cost information. Based on historical information, including medical services on preferably made, including requests for medical expenses paid.

In addition, the medical portal server 500, when receiving the medical information loan inquiry request information including at least one or more patient information, diagnosis result information, medical schedule information, and medical expenses information provided from the client terminal 515, On the basis of the received medical expenses loan inquiry request information, characterized in that to check / confirm the loanable amount.

In addition, the medical portal server 500 receives the medical cost loan application information including at least one or more patient information, loan application amount information provided from the client terminal 515, the financial cost loan application information received Characterized in that the transmission to the institution server (505).

In addition, the medical portal server 500 receives the medical service providing history information including at least one or more patient information, provided medical service history information, medical cost information provided from the client terminal 515, the received medical service It is characterized in that the payment of medical expenses based on the information provided.

The financial institution server 505 is characterized in that to provide a medical expenses loan service based on the credit of the patient (or guardian) based on the patient information (or guardian information of the patient) transmitted from the medical portal server 500 Depending on the intention and purpose of the person skilled in the art, in addition to the credit of the patient (or guardian), medical loan services may be provided through collateral / guarantee.

The insurance company server 510 checks whether or not the medical cost insurance is subscribed to the patient based on the patient information transmitted from the medical portal server 500, and calculates the allowable insurance money based on the diagnosis result of the patient enrolled in the medical cost insurance. It is preferable to provide to the medical portal server 500.

6 is a diagram illustrating a medical portal system for providing medical expenses loan and operation services in connection with a medical portal server 600 in a hospital (or a clinic) according to another exemplary embodiment of the present invention.

In more detail, FIG. 6 does not include a server for patient management, and sets the client terminal 615 as a virtual patient management server to perform a patient management in a hospital (or a clinic). When the medical schedule and the medical expenses are confirmed based on the diagnosis result confirmed through visits (or examinations) by visiting, the medical expenses of the patient who wants to receive medical services are paid using the medical expenses loan, and the medical schedule of the patients According to the present invention, a medical portal system that pays medical expenses according to the present invention, and has a general technical knowledge in the technical field to which the present invention pertains, is referred to and / or modified as shown in FIG. Will be able to infer various implementation methods for the medical portal system that provides medical loan and operation services in connection with the medical portal server 600 in the I, the present invention includes all embodiments in which the inference method, shall not be limited to the exemplary method shown in the figure 6.

Referring to FIG. 6, the medical portal system includes one or more client terminals 615 connected to the medical portal server 600 through a network means, and based on one or more information transmitted from the client terminal 615. Receive patient (or guardian) information from the medical portal server 600 and the medical portal server 600 providing the inquiry / confirmation to provide information related to the loan or provide loanable amount information, or the medical portal server 600 Including a financial institution server 610 for paying loans with approval of a patient (or guardian) upon request, and an insurance company server 605 for providing payable insurance information according to the request of the medical portal server 600. Characterized in that made.

The client terminal 615 is a wired communication network based on Transmission Control Protocol / Internet Protocol (TCP / IP) or User Datagram Protocol / Internet Protocol (UDP) (eg, Asymmetric Digital Subscriber Line (ADSL) / VDSL (Very High- and at least one wired terminal including a desktop computer and / or laptop connected to the medical portal server 600 via a data rate Digital Subscriber Line) and / or a cable communication network, and / or CDMA ( A mobile communication terminal connected to a Code Division Multiple Access (CDMA) based mobile communication network (or a High Speed Downlink Packet Access (HSDPA) based mobile communication network), and / or a portable Internet terminal connected to an IEEE 802.16x based high speed wireless Internet, and / Or at least one wireless terminal including at least one WLAN terminal connected to an IEEE 802.11x based WLAN network. The client terminal 615 outputs at least one or more interface screens provided by the medical portal server 600, and inputs and / or selects at least one or more information through the output interface screen to provide the medical information. It is preferable that a functional configuration (for example, a browser program and a communication function) for transmitting to the portal server 600 is provided.

Those skilled in the art to which the present invention pertains can easily infer the characteristics of the client terminal 615 corresponding to at least one or more wired terminals and / or wireless terminals. Omit for convenience.

When the client terminal 615 is a wired terminal according to an embodiment of the present invention, the network means includes the wired communication network based on the TCP / IP or UDP / IP, and the client terminal 615 is wireless In the case of a terminal, the network means comprises at least one of the CDMA based (or HSDPA based) mobile communication network, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based wireless LAN communication network. It is preferable.

The patient management D / B provided in the client terminal 615 on the medical expenses loan service providing system according to the present invention includes at least one of patient information, diagnosis result information, medical schedule information, and medical expenses information input through the client terminal 615. And storing the result of providing the medical service including the above.

In addition, the patient management D / B may be provided on the network accessible from the client terminal 615, due to the nature of the medical cost loan service providing system, whereby the present invention is not limited.

The patient information is personal information (eg, patient name, social security number, home address, phone number, e-mail address, mobile phone number, etc.) for a patient who wants to use the medical service through a hospital (or a clinic) equipped with the client terminal 615. ), Medical insurance information (e.g.) about the medical insurance that the patient has subscribed to, and patient registration information of the patient (e.g., a management number (or code) provided by the hospital (or clinic) for patient management) It is preferable to include at least one.

The diagnosis result information may include the name of the disease, the progress of the disease, and the related test result determined through a questionnaire or examination performed during a hospital visit for a patient using a medical service through a hospital (or a clinic) equipped with the client terminal 615 ( For example, when X-ray imaging is included, the X-ray photographic image, etc.) is preferably included.

The medical schedule information is a treatment for a patient using a medical service through a hospital (or a clinic) equipped with the client terminal 615 to diagnose a diagnosis result through a questionnaire or examination, and to treat the determined diagnosis result. It is preferable to include at least one schedule, the items to be treated for each treatment schedule / test items, the name of the medicine to be administered and the like.

The medical expenses information is required for a patient who uses a medical service through a hospital (or a clinic) equipped with the client terminal 615 to confirm a diagnosis result through a questionnaire (or examination) and to treat the confirmed diagnosis result. It is desirable to include information on the expected amount of medical expenses for each treatment schedule.

The medical portal server 600 is connected to the client terminal 615 through a network means, and preferably has a function of processing one or more information received from the client terminal 615.

Here, the function of processing the one or more information received from the client terminal 615 is based on the medical expenses loan inquiry request information including patient information received from the client terminal 615 received from the client terminal 615. Inquiry / confirm loanable amount information and provide it to the patient (or guardian), and / or the financial institution server 610 based on the medical loan application information including at least one or more patient information, loan application amount information And / or requesting payment of medical expenses based on medical service provision history information including at least one of patient information, provided medical service history information, and medical cost information.

In addition, the medical portal server 600, when receiving the medical expenses loan inquiry request information including at least one or more patient information, diagnosis result information, medical schedule information, medical expenses information provided from the client terminal 615, On the basis of the received medical expenses loan inquiry request information, characterized in that to check / confirm the loanable amount.

In addition, the medical portal server 600 receives the medical expenses loan application information including at least one or more patient information, loan application amount information provided from the client terminal 615, the financial information loan request information received from the financial Characterized in that the transmission to the institution server (610).

In addition, the medical portal server 600 receives the medical service providing history information including at least one or more patient information, provided medical service history information, medical cost information provided from the client terminal 615, the received medical service It is characterized in that the payment of medical expenses based on the information provided.

The financial institution server 610 is characterized in that it provides a medical expenses loan service according to the credit of the patient (or guardian) based on the patient information (or guardian information of the patient) transmitted from the medical portal server 600, Depending on the intention and purpose of the person skilled in the art, in addition to the credit of the patient (or guardian), medical loan services may be provided through collateral / guarantee.

The insurance company server 605 checks whether or not the medical cost insurance is subscribed to based on the patient information transmitted from the client terminal 615, and calculates the allowable insurance money based on the diagnosis result for the patient enrolled in the medical cost insurance It is preferable to provide to the medical portal server 600.

7 is a diagram illustrating a patient management system for registering medical information related to a patient who visits a hospital (or a clinic) according to an embodiment of the present invention and is confirmed through a medical question (or examination).

In more detail, in FIG. 7, a predetermined client terminal 120 provides a medical loan service through a predetermined network means for registering a medical-related information that the patient visits a hospital (or a clinic) and is confirmed through an interview (or a test). When the medical service providing result information including at least one of patient information, diagnosis result information, medical schedule information, and medical expenses information is provided by accessing a server on the providing system, the server provides the medical service provided from the client terminal 120. As a patient management system for storing the result information in the patient management D / B (735) provided on the medical loan service providing system, if the person skilled in the art to which the present invention belongs, this figure 7 The patient's visit to a hospital (or clinic) by referring to and / or modified by Various implementation methods for constructing a patient management system for registration of medical information may be inferred, but the present invention includes all the implementation methods inferred above and is not limited to the implementation method shown in FIG.

Hereinafter, in the patient management system illustrated in FIG. 7, the patient management D may include medical service providing result information including at least one of patient information, diagnosis result information, medical schedule information, and medical cost information provided from the client terminal 120. Components corresponding to at least one or more means and / or functional configurations for storage in / B 735 are referred to as " patient management server 100 " for convenience.

Referring to FIG. 7 according to an embodiment of the present invention, a patient management system for registration of medical-related information in which a patient according to the present invention visits a hospital (or a clinic) and is confirmed through a questionnaire (or examination) is provided. Storing at least one client terminal 120 connected to a network means and medical service provision result information including at least one of patient information, diagnosis result information, medical schedule information, and medical expenses information transmitted from the client terminal 120; Is connected to the patient management D / B 735 and the client terminal 120 through a predetermined network means, and receives a variety of information transmitted through the network means and stored in the patient management D / B 735 or And / or receive and provide receivable insurance information and loanable amount for the patient (or guardian), and / or apply for a loan application to the medical portal server. Receive one or more information from the patient management server 100 and the patient management server 100 to transmit to the financial institution through the 105, based on the information to query for medical expenses loan, and / or loans medical expenses On the basis of the patient information received from the medical portal server 105 and the insurance company server 115 and the medical portal server 105 that provides whether or not the patient insured according to the request of the medical portal server 105 to relay the medical portal server 105 It is characterized in that it comprises a financial institution server 110 for providing a query for the loan amount.

Here, the financial institution server 110 may further include guardian information for the patient, in addition to the patient information received from the medical portal server 105, based on this can be provided by querying the loanable amount. The present invention is not limited thereto.

The client terminal 120 is a wired communication network based on Transmission Control Protocol / Internet Protocol (TCP / IP) or User Datagram Protocol / Internet Protocol (UDP / IP) (eg, Asymmetric Digital Subscriber Line (ADSL) / VDSL (Very High- and at least one wired terminal including a desktop computer and / or laptop connected to the patient care server 100 via a data rate Digital Subscriber Line) and / or a cable communication network, and / or CDMA ( A mobile communication terminal connected to a Code Division Multiple Access (CDMA) based mobile communication network (or a High Speed Downlink Packet Access (HSDPA) based mobile communication network), and / or a portable Internet terminal connected to an IEEE 802.16x based high speed wireless Internet, and / Or at least one wireless terminal including at least one WLAN terminal connected to an IEEE 802.11x based WLAN network. The client terminal 120 outputs at least one medical service providing result registration interface screen provided by the patient management server 100, and at least one or more information through the medical service providing result registration interface screen. It is preferable that a function configuration (eg, a browser program and a communication function) for input and / or selection and transmission to the patient management server 100 is provided.

Those skilled in the art to which the present invention pertains will be able to easily infer the characteristics of the client terminal 120 corresponding to at least one or more wired terminal and / or wireless terminal, detailed description thereof Is omitted for convenience.

When the client terminal 120 is a wired terminal according to an embodiment of the present invention, the network means includes the wired communication network based on the TCP / IP or UDP / IP, and the client terminal 120 is a wireless terminal. , The network means comprises at least one of the CDMA based (or HSDPA based) mobile communication network, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based wireless LAN communication network. desirable.

The patient management D / B 735 provided on the medical expenses loan service providing system according to the present invention includes at least one or more patient information, diagnosis result information, medical schedule information, and medical expenses information transmitted from the client terminal 120. Characterized in that for storing the medical service provision result information.

The patient information is personal information (eg, patient name, social security number, home address, phone number, email address, mobile phone number) for the patient who wants to use the medical service through the hospital (or clinic) operating the patient management server 100. Etc.), medical insurance information (e.g.,) for the medical insurance subscribed to the patient, and patient registration information (e.g., a management number (or code) provided by the hospital (or clinic) for patient management). It is preferable to comprise at least one).

The diagnosis result information is the name of the disease, the progress of the disease, the test result is confirmed through the questionnaire or examination performed during the hospital visit to the patient using the medical service through the hospital (or clinic) operating the patient management server 100 (Eg, when X-ray imaging is included, X-ray photographic image, etc.) is preferably included.

The medical schedule information is required for a patient using a medical service through a hospital (or a clinic) operating the patient management server 100 to confirm a diagnosis result through a questionnaire or examination, and to treat the confirmed diagnosis result. It is preferable that the treatment schedule, at least one or more of the items to be treated / test items for each treatment schedule, drug name to be administered and the like.

The medical expenses information is required for a patient using a medical service through a hospital (or a clinic) operating the patient management server 100 to confirm a diagnosis result through a questionnaire (or examination) and to treat the confirmed diagnosis result. It is preferable that the estimated medical expenses amount information for each treatment schedule is included.

According to the exemplary embodiment of the present invention, the patient management server 100 provides a web interface corresponding to the client terminal 120 and the network means. And an interface unit 700 (or interface means) for connecting and managing a communication channel, whereby the patient management server 100 is connected to the client terminal 120 with a wired communication network and / or a wireless communication network. It has the function of a web server connected through communication.

According to an embodiment of the present invention, when the client terminal 120 is a wired terminal to which a communication channel is connected through a wired communication network based on TCP / IP or UDP / IP, the interface unit 700 includes the client terminal 120. And a predetermined communication channel based on the HTTP (Hyper-Text Transfer Protocol) protocol, and provide a medical service in the form of a document compatible with Hyper-Text Markup Language (HTML) to the client terminal 120 through the communication channel. Transmitting and outputting a registration interface screen and / or an information providing screen, predetermined patient information, diagnosis result information, and medical schedule information inputted (or selected) through the medical service providing result registration interface screen from the client terminal 120. For example, it is preferable to perform a function of receiving and processing medical service provision result information including at least one of medical expenses information.

According to another exemplary embodiment of the present invention, when the client terminal 120 is a wireless terminal to which a communication channel is connected through a CDMA-based wireless communication network, the interface unit 700 is connected to the client terminal 120 and a WAP (Wireless). Connect a predetermined communication channel based on Application Protocol and / or Mobile Explorer (ME) protocol, and transmit the medical mark in WML (Wireless Markup Language) and / or HTML compatible document form to the client terminal 120 through the communication channel. Sends and outputs a service providing result registration interface screen and / or an information providing screen and outputs predetermined patient information, diagnosis result information, medical schedule information, and medical expenses corresponding to the medical service providing result registration interface screen from the client terminal 120. It is preferable to perform a function of receiving and processing medical service provision result information including at least one information. All.

According to another exemplary embodiment of the present invention, when the client terminal 120 is a wireless terminal to which a communication channel is connected through an IEEE 802.16x based wireless communication network, the interface unit 700 is connected to the client terminal 120. Connect a predetermined communication channel based on a wireless protocol corresponding to the IEEE 802.16x standard, and transmit a predetermined medical service providing result registration interface screen and / or information providing screen to the client terminal 120 through the communication channel. And output the medical service providing result information including at least one of predetermined patient information, diagnosis result information, medical schedule information, and medical cost information corresponding to the medical service providing result registration interface screen from the client terminal 120. It is preferable to perform the function of processing, and / or the client terminal 120 is IEEE 802.11x In the case of a wireless terminal in which a communication channel is connected through a wireless communication network, the interface unit 700 connects a predetermined communication channel with the client terminal 120 based on a wireless protocol corresponding to the IEEE 802.11x standard. And transmits and outputs a predetermined medical service providing result registration interface screen and / or information providing screen to the client terminal 120 through the communication channel, and outputs the medical service providing result registration interface screen from the client terminal 120. It is preferable to perform a function of receiving and processing medical service provision result information including at least one of predetermined patient information, diagnosis result information, medical schedule information, and medical cost information corresponding to the data.

Referring to FIG. 7, the patient management server 100 is connected to the interface unit 700 when a predetermined client terminal 120 accesses the patient management server 100 through the interface unit 700. Registering a predetermined medical service providing result to transmit (or select) the medical service providing result information including at least one of predetermined patient information, diagnosis result information, medical schedule information, and medical expenses information in the client terminal 120 An interface providing unit 705 (or an interface providing unit) for generating (or extracting) an interface screen and interworking with the interface unit 700 to register the medical service providing result registration interface screen in the client terminal 120. An information receiving unit 710 (or information receiving means) for receiving the medical service providing result information transmitted through input (or selection) is provided. It is characterized by being carried.

The interface providing unit 705 has a functional configuration (for example, a client) provided in the client terminal 120 when a predetermined client terminal 120 accesses the patient management server 100 through the interface unit 700. The network means by inputting (or selecting) medical service providing result information including at least one of predetermined patient information, diagnosis result information, medical schedule information, and medical expenses information corresponding to a browser program provided in the terminal 120). Generate a predetermined medical service providing result registration interface screen that can be transmitted to the patient management server 100 through, and / or extracted from a predetermined database (not shown), and in conjunction with the interface unit 700 Providing the generated (or extracted) medical service provision result registration interface screen to the client terminal 120 through the network means. It is characterized by.

Thereafter, the client terminal 120 inputs the medical service providing result information including at least one of predetermined patient information, diagnosis result information, medical schedule information, and medical cost information based on the medical service providing result registration interface screen (or And confirming that the medical service provision result information is input (or selected), the client terminal 120 inputs (or selects) the patient information, diagnosis result information, and medical schedule information inputted through the network means. Transmitting the medical service providing result information including at least one medical fee information to the patient management server 100.

Those skilled in the art to which the present invention belongs, the patient information through the at least one form (Form) form included in the medical service providing result registration interface screen in the client terminal 120, the diagnosis result information A technical characteristic of inputting (or selecting) medical service providing result information including at least one of medical schedule information and medical expenses information, and the medical service providing result of the input (or selection) through a communication protocol provided by the network means; Since you will be familiar with the technical features of transmitting information to the patient management server 100, a detailed description thereof will be omitted for convenience.

The information receiving unit 710 may provide medical service providing result information including at least one of predetermined patient information, diagnosis result information, medical schedule information, and medical cost information through the medical service providing result registration interface screen at the client terminal 120. When inputting (or selecting) and transmitting through the network means, it is characterized in that for receiving the medical service providing result information in conjunction with the interface unit 700.

For those of ordinary skill in the art to which the present invention pertains, a method and / or process for receiving the medical service provision result information in connection with the interface unit 700 provided in the patient management server 100 is provided. Since it will be familiar with the technical features, a detailed description thereof will be omitted for convenience.

Referring to FIG. 7, the patient management server 100 may include at least one patient information, diagnosis result information, medical schedule information, and medical expenses information received through the information receiving unit 710. It is characterized in that it comprises a validating unit 715 (or validating means) for checking the validity.

According to an embodiment of the present invention, the validity check on the received medical service providing result information may include whether the patient information among the information included in the received medical service providing result information is a patient that is previously managed through the patient management system. It is preferable to check whether the patient is already managed, to be included in a conventional patient management record, or to receive a new patient and to register as a newly managed patient by receiving one or more information for new patient management.

In addition, the validity confirmation of the received medical service provision result information, by checking whether the medical schedule information of the information contained in the received medical service provision result information is included in the date of operation in the hospital (or clinic) In addition, it is preferable to check the validity of the received medical service provision result information.

Referring to FIG. 7, the patient management server 100 may provide medical service providing result information including at least one of the patient information, diagnosis result information, medical schedule information, and medical cost information received through the information receiving unit 710. And an information storage unit 730 (or information storage means) stored in the patient management D / B 735.

The patient information is personal information (eg, patient name, resident registration number, home address, phone number, email address, mobile phone, etc.) for the patient who wants to use the medical service through the hospital (or clinic) operating the patient management server 100. Number, etc.), medical insurance information (e.g.,) for the medical insurance to which the patient subscribes, and patient registration information (e.g., a management number (or code provided by the hospital (or clinic) for patient management) It is preferable to include at least one).

The diagnosis result information is the name of the disease, the progress of the disease, the test result is confirmed through the questionnaire or examination performed during the hospital visit to the patient using the medical service through the hospital (or clinic) operating the patient management server 100 (Eg, when X-ray imaging is included, X-ray photographic image, etc.) is preferably included.

The medical schedule information is required for a patient using a medical service through a hospital (or a clinic) operating the patient management server 100 to confirm a diagnosis result through a questionnaire or examination, and to treat the confirmed diagnosis result. It is preferable that the treatment schedule, at least one or more of the items to be treated / test items for each treatment schedule, drug name to be administered and the like.

The medical expenses information is required for a patient using a medical service through a hospital (or a clinic) operating the patient management server 100 to confirm a diagnosis result through a questionnaire (or examination) and to treat the confirmed diagnosis result. It is preferable that the estimated medical expenses amount information for each treatment schedule is included.

Referring to FIG. 7, the patient management server 100 is connected to the interface unit 700 when a predetermined client terminal 120 accesses the patient management server 100 through the interface unit 700. The interface provider 705 generates (or extracts) a predetermined medical expenses loan inquiry interface screen for inputting (or selecting) and transmitting medical expenses loan inquiry request information including predetermined patient information from the client terminal 120. (Or interface providing means) and information for receiving medical expenses loan inquiry request information that is input (or selected) and transmitted from the client terminal 120 through the medical expenses loan inquiry interface screen in association with the interface unit 700. It is characterized by comprising a receiving unit 710 (or information receiving means).

The interface providing unit 705 has a functional configuration (for example, a client) provided in the client terminal 120 when a predetermined client terminal 120 accesses the patient management server 100 through the interface unit 700. Corresponding to the browser program provided in the terminal 120) a predetermined (or selected) medical expenses loan inquiry request information including predetermined patient information can be transmitted to the patient management server 100 through the network means. The medical expenses loan inquiry interface screen is generated, and / or extracted from a predetermined database (not shown), and the medical expenses loan inquiry interface screen generated (or extracted) is linked to the interface unit 700 through the network means. It is characterized in that provided to the client terminal 120.

Thereafter, the client terminal 120 inputs (or selects) medical expenses loan inquiry request information including predetermined patient information based on the medical expenses loan inquiry interface screen, and the medical expenses loan inquiry request information is input (or selected). If it is confirmed, the client terminal 120 transmits the input (or selected) medical expenses loan inquiry request information to the patient management server 100 through the network means.

If one of ordinary skill in the art to which the present invention pertains, the medical terminal loan inquiry including the patient information through at least one form (Form) included in the medical expenses loan inquiry interface screen in the client terminal 120 Technical features for inputting (or selecting) request information and technical features for transmitting the input (or selection) medical expenses loan inquiry request information to the patient management server 100 through a communication protocol provided by the network means. Since it will be understood, detailed description thereof will be omitted for convenience.

The information receiver 710 inputs (or selects) medical expenses loan inquiry request information including predetermined patient information from the client terminal 120 through the medical expenses loan inquiry interface screen and transmits the information through the network means. In connection with the interface unit 700 is characterized in that for receiving the medical expenses loan inquiry request information.

For those of ordinary skill in the art to which the present invention pertains, the method and / or process for receiving the medical expenses loan inquiry request information in connection with the interface unit 700 provided in the patient management server 100 Since it will be familiar with the technical features, a detailed description thereof will be omitted for convenience.

Referring to FIG. 7, when the patient management server 100 receives the medical expenses loan inquiry request information from the client terminal 120, the patient management server 100 and the diagnosis result information are based on the patient information included in the received medical expenses loan inquiry request information. Medical information by connecting the medical schedule information and the medical expenses information (or information checking means), the diagnosis result information, the medical schedule information, the medical expenses information, and the patient information. It is characterized in that it comprises an information transmitting unit 725 (or information transmitting means) for transmitting to the portal server 105 to request information inquiry.

The information checking unit 720 checks whether the patient information matching the patient information included in the received medical expenses loan inquiry request information is stored in the patient management D / B 735, and the received medical expenses loan When it is confirmed whether the patient information matching the patient information included in the inquiry request information is stored in the patient management D / B 735, the diagnosis result information, medical schedule information, and medical expenses stored in connection with the confirmed patient information Characterized in further confirming the information, the confirmed information is provided to the information transmission unit 725.

According to the exemplary embodiment of the present invention, identifying at least one or more diagnosis result information, medical schedule information, and medical cost information based on the patient information included in the received medical fee loan inquiry request information, the received medical cost loan inquiry request information The patient information matching the patient information included in the patient management D / B (735) is inquired and confirmed, and at least one or more of the stored diagnosis result information, medical schedule information, medical expenses information in connection with the confirmed patient information It is desirable to confirm.

The information transmission unit 725 may include medical information loan related inquiry request information including at least one or more patient information, diagnosis result information, medical schedule information, and medical cost information confirmed by the information verification unit 720, the medical portal server 105. It is characterized by requesting the information query by sending to).

Referring to FIG. 7, the patient management server 100 transmits the medical expenses loan related inquiry request information transmitted to the medical portal server 105 according to the request of the client terminal 120, and then the medical portal server 105. Information receiving unit 710 (or information receiving means) for receiving medical information loan-related inquiry result information including at least one or more patient information, loanable amount information, payable insurance information, and the received inquiry result information. And an information transmission unit 725 (or information transmission means) provided to the patient (or guardian of the patient).

The information receiving unit 710 transmits the medical expenses loan related inquiry request information transmitted in response to the request of the client terminal 120 to the medical portal server 105, and the patient information from the medical portal server 105, loan is possible. And receiving medical result loan related inquiry result information including at least one amount of money information and payable insurance money information.

According to an embodiment of the present invention, the medical expenses loan related inquiry result information reception including at least one or more patient information, loanable amount information, and payable insurance information corresponding to the transmitted medical expenses loan inquiry request information is transmitted. Preferably, the medical portal server 105 inquires the medical expenses loan-related inquiry result information corresponding to the medical expenses loan-related inquiry request information and provides the information to the server. The medical expenses loan-related inquiry result information is provided to the information transmission unit 725. Is provided to a patient (or guardian) communication means (e.g., mobile phone communication means, email communication means, messenger communication means, bulletin board communication means, web hard communication means, etc.), and / or outputted through the client terminal 120 It is preferable to process as much as possible.

Referring to FIG. 7, the patient management server 100 is connected to the interface unit 700 when a predetermined client terminal 120 accesses the patient management server 100 through the interface unit 700. An interface for generating (or extracting) a predetermined medical expenses loan application interface screen for allowing the client terminal 120 to input (or select) and transmit medical expenses loan application information including predetermined patient information and loan application amount information. Medical expenses loan application information that is input (or selected) transmitted from the client terminal 120 through the medical expenses loan application interface screen in conjunction with the provider 705 (or interface providing means) and the interface unit 700. It is characterized by comprising an information receiving unit 710 (or information receiving means) for receiving.

The interface providing unit 705 has a functional configuration (for example, a client) provided in the client terminal 120 when a predetermined client terminal 120 accesses the patient management server 100 through the interface unit 700. Corresponding to the browser program provided in the terminal 120) input (or select) medical expenses loan application information including predetermined patient information and loan application amount information to be transmitted to the patient management server 100 through the network means. Generate a predetermined medical expenses loan application interface screen, and / or extract from a predetermined database (not shown), and the generated medical expenses loan application interface screen in conjunction with the interface unit 700; It is characterized in that it provides to the client terminal 120 through a network means.

Thereafter, the client terminal 120 inputs (or selects) medical expenses loan application information including predetermined patient information and loan application amount information based on the medical expenses loan application interface screen, and the medical expenses loan application information is input ( Or selected), the client terminal 120 transmits the input (or selected) medical expenses loan application information to the patient management server 100 through the network means.

If the person having ordinary knowledge in the technical field to which the present invention belongs, the client terminal 120 through the at least one form (Form) form included in the medical expenses loan application interface screen through the patient information, loan application amount information Technical features for inputting (or selecting) medical expenses loan application information to be included, and technology for transmitting the input (or selection) of medical expenses loan application information to the patient management server 100 through a communication protocol provided by the network means. Since you will be familiar with the features, a detailed description thereof will be omitted.

The information receiving unit 710 inputs (or selects) medical expenses loan application information including predetermined patient information and loan application amount information on the medical expenses loan application interface screen on the client terminal 120 and through the network means. At the time of transmission, the medical expenses loan application information is received in connection with the interface unit 700.

If a person having ordinary technical knowledge in the technical field to which the present invention pertains, the method and / or process for receiving the medical expenses loan application information in conjunction with the interface unit 700 provided in the patient management server 100 Since you will be familiar with the features, a detailed description thereof will be omitted.

Referring to FIG. 7, when the patient management server 100 receives medical expenses loan application information from the client terminal 120, the medical institution loan application information further includes medical institution information in the received medical expenses loan application information. The information transmission unit 725 (or information transmission means) transmitted to the server 110 and the patient (or guardian) approval of the medical expenses loan application transmitted to the financial institution server are obtained whether the medical expenses loan processing is completed. It is characterized by comprising an information receiving unit 710 (or information receiving means) for receiving.

When the information transmitter 725 receives the medical expenses loan application information from the client terminal 120, the medical expenses loan application information further includes medical institution information in the received medical expenses loan application information to the financial institution server 110. It is preferable that the medical expenses loan application information is transmitted to the financial institution server 110, and the loan processing result corresponding thereto is received through the information receiving unit 710.

Here, the medical loan service provided at the request of the patient (or guardian), the medical bill loan amount is deposited into the financial account of the medical portal, or after the deposit to the financial account of the patient (or guardian), the medical loan again It is preferable to process the deposit into the financial account of the portal. When the payment of the medical expenses is completed to the financial account of the medical portal, the hospital (or the clinic) or the patient (or guardian) will be notified and processed to use the medical service. It is preferable.

Referring to FIG. 7, the patient management server 100 is connected to the interface unit 700 when a predetermined client terminal 120 accesses the patient management server 100 through the interface unit 700. Generates a predetermined medical expenses payment request interface screen for the client terminal 120 to input (or select) and transmit medical service provision history information including at least one of predetermined patient information, provided medical service history information, and medical expenses information. (Or extract) the interface providing unit 705 (or interface providing means) and the interface unit 700, in conjunction with the interface (700) is input (or selected) through the medical expenses payment request interface screen from the client terminal 120 And an information receiving unit 710 (or information receiving means) for receiving medical service provision information to be transmitted. It shall be.

The interface providing unit 705 has a functional configuration (for example, a client) provided in the client terminal 120 when a predetermined client terminal 120 accesses the patient management server 100 through the interface unit 700. Corresponding to the browser program provided in the terminal 120, input (or select) medical service providing history information including at least one of predetermined patient information, provided medical service history information, and medical expenses information, and the Generate a predetermined medical expenses payment interface screen that can be transmitted to the patient management server 100, and / or extracted from a predetermined database (not shown), and the generation (or extraction) in conjunction with the interface unit 700 It provides a medical expenses payment request interface screen to the client terminal 120 through the network means All.

Thereafter, the client terminal 120 inputs (or selects) medical service providing history information including at least one of predetermined patient information, provided medical service history information and medical cost information based on the medical expenses payment request interface screen, When it is confirmed that the medical service providing history information is input (or selected), the client terminal 120 transmits the input (or selected) medical service providing history information to the patient management server 100 through the network means. send.

Those skilled in the art to which the present invention pertains, the patient information via the at least one form (Form) included in the medical expenses payment interface screen in the client terminal 120, the medical service history information provided And the technical characteristics of inputting (or selecting) medical service providing history information including at least one medical fee information and the inputted (or selected) medical service providing information through a communication protocol provided by the network means. Since you will be familiar with the technical features to transmit to the management server 100, a detailed description thereof will be omitted for convenience.

The information receiver 710 inputs (or provides) medical service providing history information including at least one of predetermined patient information, provided medical service history information, and medical cost information through the medical expenses payment interface screen on the client terminal 120 (or Select) to receive the medical service provision information in association with the interface unit 700 when transmitting through the network means.

For those skilled in the art to which the present invention pertains, a method and / or process for receiving the medical service provision information in connection with an interface unit 700 provided in the patient management server 100 is provided. Since it will be familiar with the technical features, a detailed description thereof will be omitted for convenience.

Referring to FIG. 7, the patient management server 100 validates the medical service providing history information including at least one of the patient information, the provided medical service history information, and the medical cost information received through the information receiving unit 710. It is characterized in that it comprises a validation unit 715 (or validation means) for confirming.

According to an embodiment of the present invention, the validity check on the received medical service provision information includes a patient whose patient information is pre-managed through the patient management system among the information included in the received medical service provision information. By confirming whether or not, it is preferable to confirm the validity of the received medical service provision information.

In addition, the validation of the received medical service provision information includes the medical service history information provided among the information included in the received medical service provision information, included in the medical schedule information previously registered through the patient management system. It is preferable to check the validity of the received medical service provision information by checking whether or not.

Referring to FIG. 7, the patient management server 100 transmits medical service provision information received through the information receiving unit 710, and loans it through a medical fee loan service provided at the request of the patient (or guardian). And an information transmission unit 725 (or information transmission means) for requesting payment of medical expenses using a portion (or the entire amount) of the processed medical expenses loan, wherein the patient (or guardian) receives a portion of the medical expenses. In the case of payment based on the assets of (or guardian) (that is, when the patient (or guardian) pays directly without using insurance or the like), an information verification unit 720 (or information verification means) for confirming this is provided. It is characterized by further comprising.

The information transmitter 725 transmits the medical service provision information received through the information receiver 710, and a portion of the medical expenses loan loan processed through the medical expenses loan service provided at the request of the patient (or guardian). (Or a full amount) request for payment of medical expenses, and for this purpose, in connection with the information verification unit 720, when requesting for payment of medical expenses using a portion (or the entire amount) of the medical expenses loan, the patient for the medical expenses ( Or guardian).

8 is a diagram illustrating an information registration process for registering medical information related to a patient who visits a hospital (or a clinic) according to an embodiment of the present invention and is confirmed through a medical question (or examination).

In more detail, in FIG. 8, the client terminal 120 on the patient management system shown in FIG. When the medical service providing result information including at least one or more of patient information, diagnosis result information, medical schedule information, and medical expenses information for registration of medical related information determined through an examination is transmitted, the patient management server 100 transmits the medical information. Regarding the process of storing the service providing result information in the patient management D / B (735), if the person skilled in the art to which the present invention pertains, referring to and / or modifying the present figure 8, the patient is hospital ( Or a member of the House of Representatives) to infer various implementation methods for the information registration process for registration of medical-related information that is confirmed through a questionnaire (or inspection). It said method includes all embodiments in which the inference, shall not be limited to the exemplary method shown in the figure 8.

Hereinafter, in FIG. 8, the patient management server 100 on the patient management system illustrated in FIG. 7 is referred to as a “server” for convenience, and the client terminal 120 on the patient management system illustrated in FIG. 7 is referred to as a “terminal” for convenience. It is called.

Referring to FIG. 8, the terminal on the patient management system shown in FIG. 7 accesses the server through the network means, and the patient visits a hospital (or a clinic) to confirm medical information (or examination). Connect the communication channel for registration (800).

According to an embodiment of the present invention, the communication channel connection process may further include at least one or more steps of logging in to the server from the terminal, and / or joining the server to the server. In the process, the patient information corresponding to the terminal is extracted (or obtained).

Those skilled in the art to which the present invention pertains, the terminal is connected to the server according to the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means, the patient is hospital ( Or you will be familiar with the technical features of connecting the communication channel for medical information registration to be confirmed through a questionnaire (or inspection) by visiting the hospital, detailed description thereof will be omitted for convenience.

As described above, when a patient visits a hospital (or a clinic) between a terminal and a server, and a communication channel for registering medical information, which is confirmed through a questionnaire (or examination), is connected to the server through the communication channel. The patient visits a hospital (or a clinic) and requests a medical service provision result registration interface screen for registering medical-related information that is confirmed through a questionnaire (or examination) (805). Create (or extract) a medical service providing result registration interface screen including a user interface for inputting (or selecting) medical service providing result information including at least one of patient information, diagnosis result information, medical schedule information, and medical expenses information. In step 810, the generated (or extracted) medical service provision result registration interface screen is displayed through the communication channel. And it transmits it to the terminal group (815).

Thereafter, the terminal includes the user information included in the medical service providing result registration interface screen for inputting (or selecting) medical service providing result information including at least one of the patient information, diagnosis result information, medical schedule information, and medical expenses information. The medical service providing result information is input (or selected) through an interface (820).

If the terminal receives (or selects) medical service providing result information including at least one of the patient information, diagnosis result information, medical schedule information, and medical expenses information (825), the terminal receives the server through the communication channel. In step 830, the medical service providing result information is transmitted, and the server checks the validity of the received medical service providing result information (835).

If the validity of the received medical service providing result information is not confirmed (840), the server generates (or extracts) validity error information about the received medical service providing result information and transmits it to the terminal for output. Process as possible (845).

On the contrary, if the validity of the received medical service providing result information is confirmed (840), the server stores the received medical service providing result information in the patient management D / B 735 shown in FIG. 850).

The patient information is personal information (eg, patient name, social security number, home address, phone number, email address, mobile phone number) for the patient who wants to use the medical service through the hospital (or clinic) operating the patient management server 100. Etc.), medical insurance information (e.g.,) for the medical insurance subscribed to the patient, and patient registration information (e.g., a management number (or code) provided by the hospital (or clinic) for patient management). It is preferable to comprise at least one).

The diagnosis result information is the name of the disease, the progress of the disease, the test result is confirmed through the questionnaire or examination performed during the hospital visit to the patient using the medical service through the hospital (or clinic) operating the patient management server 100 (Eg, when X-ray imaging is included, X-ray photographic image, etc.) is preferably included.

The medical schedule information is required for a patient using a medical service through a hospital (or a clinic) operating the patient management server 100 to confirm a diagnosis result through a questionnaire or examination, and to treat the confirmed diagnosis result. It is preferable that the treatment schedule, at least one or more of the items to be treated / test items for each treatment schedule, drug name to be administered and the like.

The medical expenses information is required for a patient using a medical service through a hospital (or a clinic) operating the patient management server 100 to confirm a diagnosis result through a questionnaire (or examination) and to treat the confirmed diagnosis result. It is preferable that the estimated medical expenses amount information for each treatment schedule is included.

9 is a diagram illustrating an information registration process for registering medical information related to a patient who visits a hospital (or a clinic) according to another embodiment of the present invention and is confirmed through an interview (or examination).

In more detail, in FIG. 9, the client terminal 120 on the patient management system illustrated in FIG. 7 visits a hospital (or a clinic) with the patient management server 100 through a predetermined network means, and checks (or When the medical service providing result information including at least one or more of patient information, diagnosis result information, medical schedule information, and medical expenses information for registration of medical related information determined through an examination is transmitted, the patient management server 100 transmits the medical information. Regarding the process of storing the service providing result information in the patient management D / B (735), if the person skilled in the art to which the present invention pertains, referring to and / or modifying the present figure 9 the patient is hospital ( Or a member of the House of Representatives) to infer various implementation methods for the information registration process for registration of medical-related information that is confirmed through a questionnaire (or inspection). The names include all the inferred implementation methods, and are not limited to the implementation methods shown in FIG.

Hereinafter, in FIG. 9, the patient management server 100 on the patient management system illustrated in FIG. 7 is referred to as a “server” for convenience, and the client terminal 120 on the patient management system illustrated in FIG. 7 is referred to as a “terminal” for convenience. It is called.

Referring to FIG. 9, the terminal on the patient management system illustrated in FIG. 7 accesses the server through the network means, and the patient visits a hospital (or a clinic) to confirm medical information (or examination). The communication channel for registration is connected (900).

According to an embodiment of the present invention, the communication channel connection process may further include at least one or more steps of logging in to the server from the terminal, and / or joining the server to the server. In the process, the patient information corresponding to the terminal is extracted (or obtained).

Those skilled in the art to which the present invention pertains, the terminal is connected to the server according to the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means, the patient is hospital ( Or you will be familiar with the technical features of connecting the communication channel for medical information registration to be confirmed through a questionnaire (or inspection) by visiting the hospital, detailed description thereof will be omitted for convenience.

As described above, when a patient visits a hospital (or a clinic) between a terminal and a server, and a communication channel for registering medical information, which is confirmed through a questionnaire (or examination), is connected to the server through the communication channel. The patient visits a hospital (or a clinic) and requests a medical service provision result registration interface screen for registering medical-related information that is confirmed through a questionnaire (or examination) (905). Create (or extract) a medical service providing result registration interface screen including a user interface for inputting (or selecting) medical service providing result information including at least one of patient information, diagnosis result information, medical schedule information, and medical expenses information. In operation 910, the generated (or extracted) medical service provision result registration interface screen is displayed through the communication channel. The transmission to the terminal (915).

Thereafter, the terminal includes the user information included in the medical service providing result registration interface screen for inputting (or selecting) medical service providing result information including at least one of the patient information, diagnosis result information, medical schedule information, and medical expenses information. The medical service providing result information is input (or selected) through an interface (920).

If the terminal receives (or selects) medical service providing result information including at least one of the patient information, diagnosis result information, medical schedule information, and medical expenses information (925), the terminal receives the server through the communication channel. In step 930, the medical service providing result information is transmitted to the server, and the server stores the received medical service providing result information in the patient management D / B 735 shown in FIG.

The patient information is personal information (eg, patient name, social security number, home address, phone number, email address, mobile phone) for a patient who wants to use the medical service through a hospital (or a clinic) operating the patient management server 100. Number, etc.), medical insurance information (e.g.,) for the medical insurance to which the patient subscribes, and patient registration information (e.g. It is preferable to include at least one).

The diagnosis result information is the name of the disease, the progress of the disease, the test result is confirmed through the questionnaire or examination performed during the hospital visit to the patient using the medical service through the hospital (or clinic) operating the patient management server 100 (Eg, when X-ray imaging is included, X-ray photographic image, etc.) is preferably included.

The medical schedule information is required for a patient using a medical service through a hospital (or a clinic) operating the patient management server 100 to confirm a diagnosis result through a questionnaire or examination, and to treat the confirmed diagnosis result. It is preferable that the treatment schedule, at least one or more of the items to be treated / test items for each treatment schedule, drug name to be administered and the like.

The medical expenses information is required for a patient using a medical service through a hospital (or a clinic) operating the patient management server 100 to confirm a diagnosis result through a questionnaire (or examination) and to treat the confirmed diagnosis result. It is preferable that the estimated medical expenses amount information for each treatment schedule is included.

FIG. 10 is a diagram illustrating an information inquiry process for loaning out medical expenses among medical-related information determined by a patient visiting a hospital (or a clinic) in accordance with an exemplary embodiment of the present invention.

In more detail, in FIG. 10, the client terminal 120 on the patient management system illustrated in FIG. 7 visits a patient (hospital) to the patient management server 100 via a predetermined network means, and then checks (or An information search process for loans for medical expenses among medical-related information determined through inspection) is shown. If a person of ordinary skill in the art belongs to the present invention, a patient may be referred to and / or modified with reference to FIG. Although it may be possible to infer various implementation methods for the information inquiry process for loans for medical expenses among medical-related information determined through a questionnaire (or examination) by visiting a hospital (or a clinic). It includes an implementation method and is not limited to the implementation method shown in FIG.

Hereinafter, in FIG. 10, the patient management server 100 on the patient management system illustrated in FIG. 7 is referred to as a “server” for convenience, and the client terminal 120 on the patient management system illustrated in FIG. 7 is referred to as a “terminal” for convenience. It is called.

Referring to FIG. 10, the terminal on the patient management system shown in FIG. 7 accesses the server through the network means, and the patient visits a hospital (or a clinic) to confirm medical information (or examination). The communication channel for querying the medical expenses loan of the patient (or guardian) is connected (1000).

According to an embodiment of the present invention, the communication channel connection process may further include at least one step of logging in to the server from the terminal, and / or registering to the server from the terminal.

Those skilled in the art to which the present invention pertains, the terminal is connected to the server according to the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means, the patient is hospital ( Or you will be familiar with the technical features of connecting the communication channel for medical expenses loan inquiry of the patient (or guardian) among the medical information that is confirmed through the questionnaire (or inspection) by visiting the clinic, detailed description thereof is for convenience Omit.

As described above, when the patient visits a hospital (or a clinic) between the terminal and the server and the communication channel for the medical loan loan inquiry of the patient (or guardian) among the medical-related information that is confirmed through the questionnaire (or examination) is connected, the terminal The client requests a medical expenses loan inquiry interface screen for medical expenses loan inquiry among medical-related information which is confirmed through a questionnaire (or examination) by the patient visiting the hospital (or a clinic) through the communication channel (1005). In response thereto, the server generates (or extracts) a medical expenses loan inquiry interface screen including a user interface for inputting (or selecting) medical expenses loan inquiry request information including the patient information in the terminal (1010), The generated (or extracted) medical expenses loan inquiry interface screen is transmitted to the terminal through the communication channel (1015).

Thereafter, the terminal inputs (or selects) the medical expenses loan inquiry request information through the user interface included in the medical expenses loan inquiry interface screen for input (or selection) of medical expenses loan inquiry request information including the patient information. Process (1020).

If the medical expenses loan inquiry request information including the patient information is input (or selected) in the terminal (1025), the terminal transmits the medical expenses loan inquiry request information to the server through the communication channel (1030), In response, the server checks one or more diagnosis result information, medical schedule information, and medical expenses information based on the received medical expenses loan inquiry request information and transmits the medical portal server 105 to the medical portal server 105 (1035).

For those of ordinary skill in the art to which the present invention pertains, the method and / or process for receiving the medical expenses loan inquiry request information in connection with the interface unit 700 provided in the patient management server 100 Since you will be familiar with the technical features, a detailed description thereof will be omitted for convenience.

Thereafter, the server receives medical expenses loan related inquiry result information from the medical portal server 105 (1040), and notifies the patient (or guardian) of the received medical expenses loan related inquiry result information (1045).

According to the exemplary embodiment of the present invention, identifying at least one or more diagnosis result information, medical schedule information, and medical cost information based on the patient information included in the received medical fee loan inquiry request information, the received medical cost loan inquiry request information The patient information matching the patient information included in the patient management D / B (735) is inquired and confirmed, and at least one or more of the stored diagnosis result information, medical schedule information, medical expenses information in connection with the confirmed patient information It is desirable to confirm.

According to an embodiment of the present invention, the medical expenses loan related inquiry result information reception including at least one or more patient information, loanable amount information, and payable insurance information corresponding to the transmitted medical expenses loan inquiry request information is transmitted. Preferably, the medical portal server 105 inquires the medical expenses loan-related inquiry result information corresponding to the medical expenses loan-related inquiry request information and provides the information to the server. The medical expenses loan-related inquiry result information is provided to the information transmission unit 725. Is provided to a patient (or guardian) communication means (e.g., mobile phone communication means, email communication means, messenger communication means, bulletin board communication means, web hard communication means, etc.), and / or outputted through the client terminal 120 It is preferable to process as much as possible.

11 is a diagram illustrating a loan application process for medical expenses among medical-related information determined by a patient visiting a hospital (or a clinic) in accordance with an embodiment of the present invention through an interview (or examination).

In more detail, in FIG. 11, the client terminal 120 on the patient management system shown in FIG. 7 visits a patient (hospital) to the patient management server 100 through a predetermined network means, and checks (or The procedure for applying for loans for medical expenses among the medical-related information determined through the inspection), and those skilled in the art to which the present invention pertains, refer to and / or modify this drawing 11 so that a patient may receive a hospital ( Or a member of the House of Representatives) may infer various implementation methods for the process of applying for loans for medical expenses among medical-related information determined through questionnaires (or inspections), but the present invention includes all the inferred implementation methods. The present invention is not limited to the implementation method shown in FIG.

Hereinafter, in FIG. 11, the patient management server 100 on the patient management system illustrated in FIG. 7 is referred to as a “server” for convenience, and the client terminal 120 on the patient management system illustrated in FIG. 7 is referred to as a “terminal” for convenience. It is called.

Referring to FIG. 11, the terminal on the patient management system shown in FIG. 7 accesses the server through the network means, and the patient visits a hospital (or a clinic) to confirm medical information (or examination). The communication channel for loan application for medical expenses is connected (1100).

According to an embodiment of the present invention, the communication channel connection process may further include at least one step of logging in to the server from the terminal, and / or registering to the server from the terminal.

Those skilled in the art to which the present invention pertains, the terminal is connected to the server according to the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means, the patient is hospital ( Or you will be familiar with the technical features of connecting the communication channel for loan application for medical expenses among the medical-related information is confirmed through the questionnaire (or inspection) to visit the lawmakers, detailed description thereof will be omitted for convenience.

As described above, when a patient visits a hospital (or a clinic) between a terminal and a server, and a communication channel for loan application for medical expenses is connected among medical-related information determined through a questionnaire (or examination), the terminal is connected to the communication channel. The patient visits the hospital (or a clinic) through the server and requests a medical expenses loan application interface screen for loan application for medical expenses among medical-related information determined through a questionnaire (or examination) (1105). The server generates (or extracts) a medical expenses loan application interface screen including a user interface for inputting (or selecting) medical expenses loan application information including at least one of the patient information and loan application amount information in the terminal. 1110, the terminal for generating the medical expenses loan application interface screen through the communication channel; It transmits 1115.

Thereafter, the terminal receives the medical expenses loan application information through the user interface included in the medical expenses loan application interface screen for inputting (or selecting) medical expenses loan application information including at least one of the patient information and loan application amount information. Process to be input (or selected) (1120).

If the medical expenses loan application information including at least one of the patient information and the loan application amount information is input (or selected) in the terminal (1125), the terminal sends the medical expenses loan application information to the server through the communication channel. In operation 1130, the server further includes medical institution information in the received medical loan application information and transmits the medical institution information to the financial institution server 110 (1135).

If a person having ordinary technical knowledge in the technical field to which the present invention pertains, the method and / or process for receiving the medical expenses loan application information in conjunction with the interface unit 700 provided in the patient management server 100 Since you will be familiar with the features, a detailed description thereof will be omitted.

Here, the medical loan service provided at the request of the patient (or guardian), the medical bill loan amount is deposited into the financial account of the medical portal, or after the deposit to the financial account of the patient (or guardian), the medical loan again It is preferable to process the deposit into the financial account of the portal. When the payment of the medical expenses is completed to the financial account of the medical portal, the hospital (or the clinic) or the patient (or guardian) will be notified and processed to use the medical service. It is preferable.

In addition, the medical expenses loan application information is transmitted to the financial institution server 110 directly from the server, and / or transmitted through the medical portal server 105 from the server.

Thereafter, the server checks whether the medical expenses loan processing is completed in connection with the financial institution server 110 (1140), and if the medical expenses loan processing is completed, the server notifies the patient (or guardian) of the medical expenses loan processing completion information. (1145).

FIG. 12 is a diagram illustrating a process of requesting payment of medical expenses for a patient using a medical loan service among patients who receive medical services through a hospital (or a clinic) according to an exemplary embodiment of the present invention.

More specifically, FIG. 12 shows a patient using a medical loan service among patients whose medical service is provided through the hospital (or a clinic) through a predetermined network means by the client terminal 120 on the patient management system shown in FIG. As a procedure for requesting payment of medical expenses for a person having ordinary skill in the art to which the present invention pertains, the medical service is provided through a hospital (or a clinic) by referring to and / or modifying the drawing 12. Various implementation methods may be inferred for the process of requesting payment of medical expenses to a patient using a medical loan service among patients, but the present invention includes all the implementation methods inferred above, and only the implementation method illustrated in FIG. It is not limited.

Hereinafter, in FIG. 12, the patient management server 100 on the patient management system illustrated in FIG. 7 is referred to as a “server” for convenience, and the client terminal 120 on the patient management system illustrated in FIG. 7 is referred to as a “terminal” for convenience. It is called.

Referring to FIG. 12, a terminal on the patient management system shown in FIG. 7 is connected to the server through the network means and receives a medical service through a hospital (or a clinic). A communication channel for requesting payment of medical expenses is connected (1200).

According to an embodiment of the present invention, the communication channel connection process may further include at least one step of logging in to the server from the terminal, and / or registering to the server from the terminal.

Those skilled in the art to which the present invention pertains, the terminal is connected to the server according to the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means, the patient is hospital ( Or you will be familiar with the technical features of connecting the communication channel for loan application for medical expenses among the medical-related information is confirmed through the questionnaire (or inspection) to visit the lawmakers, detailed description thereof will be omitted for convenience.

As described above, when a communication channel for paying medical expenses for a patient using a medical loan service is connected between the terminal and the server, the terminal receives the server through the communication channel. The medical service loan request interface screen for requesting the payment of medical expenses for the patient using the medical loan service among the patients who receive the medical service through the hospital (or a clinic) is requested (1205). Generate (or extract) a medical expenses payment interface screen including a user interface for inputting (or selecting) medical service provision information including at least one of patient information, provided medical service history information, and medical expenses information (1210); ), The medical expenses payment request interface screen generated (or extracted) And it transmits to the mobile station over the communications channel (1215).

Thereafter, the terminal provides the medical service provision history through the user interface included in the medical expenses payment interface screen for inputting (or selecting) medical service provision information including at least one of the patient information and the loan application amount information. The information is processed to be input (or selected) (1220).

If the terminal receives (or selects) medical service providing information including at least one of the patient information, the provided medical service history information, and the medical cost information (1225), the terminal transmits the information to the server through the communication channel. In operation 1230, the medical service provider information is transmitted, and the server checks the validity of the received medical service information.

According to an exemplary embodiment of the present invention, the validity check of the received medical service provision information includes whether the patient information among the information included in the received medical service provision information is a patient that has been previously managed through the patient management system. By checking whether or not, it is preferable to confirm the validity of the received medical service provision information.

In addition, the validation of the received medical service provision information includes the medical service history information provided among the information included in the received medical service provision information, included in the medical schedule information previously registered through the patient management system. It is preferable to check the validity of the received medical service provision information by checking whether or not.

If the validity of the received medical service providing information is not confirmed (1240), the server generates (or extracts) validity error information about the received medical service providing information and the communication channel. Processing to be output by transmitting to the terminal through (1245).

On the other hand, if the validity of the received medical service providing information is confirmed (1240), the server further includes a medical institution information in the received medical service providing information transmitted to the medical portal server 105 to pay the medical expenses Request (1250).

FIG. 13 is a diagram illustrating a process of requesting payment of medical expenses for a patient using medical expenses loan service among patients receiving medical services through a hospital (or a clinic) according to another embodiment of the present invention.

In more detail, in FIG. 13, a client terminal 120 on the patient management system shown in FIG. 7 uses a medical loan service among patients who are provided with medical services through the hospital (or a clinic) through a predetermined network means. As a procedure for requesting payment of medical expenses for a person having ordinary skill in the art to which the present invention pertains, the medical service is provided through a hospital (or a clinic) by referring to and / or modifying the drawing 13. Various implementation methods may be inferred for the process of requesting payment of medical expenses to a patient using a medical loan service among patients, but the present invention includes all the implementation methods inferred above, and only the implementation method illustrated in FIG. It is not limited.

Hereinafter, in FIG. 13, the patient management server 100 on the patient management system illustrated in FIG. 7 is referred to as a “server” for convenience, and the client terminal 120 on the patient management system illustrated in FIG. 7 is referred to as a “terminal” for convenience. It is called.

Referring to FIG. 13, a terminal on the patient management system illustrated in FIG. 7 is connected to the server through the network means and receives a medical service through a hospital (or a clinic). The communication channel for requesting payment of medical expenses is connected (1300).

According to an embodiment of the present invention, the communication channel connection process may further include at least one step of logging in to the server from the terminal, and / or registering to the server from the terminal.

Those skilled in the art to which the present invention pertains, the terminal is connected to the server according to the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means, the patient is hospital ( Or you will be familiar with the technical features of connecting the communication channel for loan application for medical expenses among the medical-related information is confirmed through the questionnaire (or inspection) to visit the lawmakers, detailed description thereof will be omitted for convenience.

As described above, when a communication channel for paying medical expenses for a patient using a medical loan service is connected between the terminal and the server, the terminal receives the server through the communication channel. The medical service loan request interface screen for requesting the payment of medical expenses for the patient using the medical loan service among the patients who receive the medical service through the hospital (or a clinic) is requested (1305), and the server responds to the server at the terminal. Create (or extract) a medical expenses payment interface screen including a user interface for inputting (or selecting) medical service provision information including at least one of patient information, provided medical service history information, and medical expenses information (1310). Recalling the generated (or extracted) medical expenses payment interface screen The terminal transmits the signal to the terminal through a communication channel (1315).

Thereafter, the terminal provides the medical service provision history through the user interface included in the medical expenses payment interface screen for inputting (or selecting) medical service provision information including at least one of the patient information and the loan application amount information. The information is processed to be input (or selected) (1320).

If the terminal receives (or selects) medical service providing information including at least one of the patient information, the provided medical service history information, and the medical cost information (1325), the terminal transmits the information to the server through the communication channel. Transmitting medical service provision information (1330), and correspondingly, the server further includes medical institution information in the received medical service provision information and transmits the medical service information to the medical portal server 105 (1335). .

FIG. 14 is a medical portal system in which a patient visits a hospital (or a clinic) in accordance with an embodiment of the present invention and relays a medical fee loan on the basis of medical-related information determined through a questionnaire (or examination), and manages the loaned medical fee. Figure is a diagram.

More specifically, Figure 14 shows the patient's visit to the hospital (or clinic) to relay the medical bills based on the medical-related information that is confirmed through the questionnaire (or examination), and operating the medical bill amount borrowed from the financial institution FIG. 14 illustrates a configuration of a medical portal system for dispensing medical treatment, and a person having ordinary technical knowledge in the art to which the present invention pertains may refer to and / or modify the drawing 14, and the patient may be referred to a hospital (or a clinic). Although it may be possible to infer various implementation methods for the medical portal system that visits and relays the medical expenses loan based on the medical-related information determined through the questionnaire (or examination), and manages the loaned medical expenses, but the present invention is inferred It includes all the implementation methods, and is not limited to the implementation method shown in FIG.

Hereinafter, components corresponding to at least one or more means and / or functional configurations for relaying medical loans based on one or more information received from the patient management server 100 on the medical portal system shown in FIG. Medical portal server 105 ".

Referring to FIG. 14 according to an embodiment of the present invention, an information registration system for registration of medical-related information in which a patient according to the present invention visits a hospital (or a clinic) and is confirmed through an interview (or an examination) is provided. Receiving at least one client terminal 120 connected to a network means, the client terminal 120 and a predetermined network means, and receiving medical service provision result information transmitted through the network means to manage the patient D / Based on the patient management server 100 stored in B and one or more information received from the patient management server 100, the information related to the medical expenses loan is inquired / confirmed and / or loanable amount information and receipt It is possible to receive patient (or guardian) information from the medical portal server 105 and the medical portal server 105 which provides the inquiry / confirmation of possible insurance information. The financial institution server 110 to provide loanable amount information or to obtain a loan from the patient (or guardian) in response to a request of the medical portal server 105 and the request of the medical portal server 105. The insurance company server 115 provides payable insurance information according to the present invention.

The client terminal 120 is a wired communication network based on Transmission Control Protocol / Internet Protocol (TCP / IP) or User Datagram Protocol / Internet Protocol (UDP / IP) (eg, Asymmetric Digital Subscriber Line (ADSL) / VDSL (Very High- and at least one wired terminal including a desktop computer and / or laptop connected to the patient care server 100 via a data rate Digital Subscriber Line) and / or a cable communication network, and / or CDMA ( A mobile communication terminal connected to a Code Division Multiple Access (CDMA) based mobile communication network (or a High Speed Downlink Packet Access (HSDPA) based mobile communication network), and / or a portable Internet terminal connected to an IEEE 802.16x based high speed wireless Internet, and / Or at least one wireless terminal including at least one WLAN terminal connected to an IEEE 802.11x based WLAN network. The client terminal 120 outputs at least one medical service providing result registration interface screen provided by the patient management server 100, and at least one or more information through the medical service providing result registration interface screen. It is preferable that a function configuration (eg, a browser program and a communication function) for input and / or selection and transmission to the patient management server 100 is provided.

Those skilled in the art to which the present invention pertains will be able to easily infer the characteristics of the client terminal 120 corresponding to at least one or more wired terminal and / or wireless terminal, detailed description thereof Omit for convenience.

When the client terminal 120 is a wired terminal according to an embodiment of the present invention, the network means includes the wired communication network based on the TCP / IP or UDP / IP, and the client terminal 120 is a wireless terminal. , The network means comprises at least one of the CDMA based (or HSDPA based) mobile communication network, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based wireless LAN communication network. desirable.

The patient management D / B provided in the patient management server 100 on the medical cost loan service providing system according to the present invention includes at least patient information, diagnosis result information, medical schedule information, medical cost information transmitted from the client terminal 120. Characterized in that it stores the medical service providing result information including one or more.

In addition, the patient management D / B may be provided on a network accessible from a separate server (eg, medical portal server 105, etc.) in addition to the patient management server 100, due to the nature of the medical cost loan service providing system, Thereby, this invention is not limited.

The patient information is personal information (eg, patient name, social security number, home address, phone number, email address, mobile phone number) for the patient who wants to use the medical service through the hospital (or clinic) operating the patient management server 100. Etc.), medical insurance information (e.g.,) for the medical insurance subscribed to the patient, and patient registration information (e.g., a management number (or code) provided by the hospital (or clinic) for patient management). It is preferable to comprise at least one).

The diagnosis result information is the name of the disease, the progress of the disease, the test result is confirmed through the questionnaire or examination performed during the hospital visit to the patient using the medical service through the hospital (or clinic) operating the patient management server 100 (Eg, when X-ray imaging is included, X-ray photographic image, etc.) is preferably included.

The medical schedule information is required for a patient using a medical service through a hospital (or a clinic) operating the patient management server 100 to confirm a diagnosis result through a questionnaire or examination, and to treat the confirmed diagnosis result. It is preferable that the treatment schedule, at least one or more of the items to be treated / test items for each treatment schedule, drug name to be administered and the like.

The medical expenses information is required for a patient using a medical service through a hospital (or a clinic) operating the patient management server 100 to confirm a diagnosis result through a questionnaire (or examination) and to treat the confirmed diagnosis result. It is preferable that the estimated medical expenses amount information for each treatment schedule is included.

According to an embodiment of the present invention, the patient management server 100 is connected to the client terminal 120 through a network means, and has a function of processing one or more information received from the client terminal 120. It is preferable.

Here, the function of processing the one or more information received from the client terminal 120, providing a medical service including at least one or more patient information, diagnosis result information, medical schedule information, medical expenses information received from the client terminal 120 The result information can be stored on the patient management D / B, and / or loaned in connection with the medical portal server 105 based on the medical expenses loan inquiry request information including the patient information received from the client terminal 120. Receive money information and payable insurance information and provide it to the patient (or guardian); and / or finance the loan application through the medical portal based on the medical loan application information including at least one or more patient information and loan application amount information. Register with the institution server 110 and / or at least provide patient information, provided medical service history information, medical fee information, and the like. It is preferable to include a request for payment of medical expenses based on the medical service provision information including one or more.

According to the implementation method of the present invention, the medical portal server 105 from the patient management server 100, medical expenses loan inquiry request information including at least one or more patient information, diagnosis result information, medical schedule information, medical expenses information The information receiving unit 1400 (or information receiving means) for receiving the information on the loan, based on the received information on the loan request for medical expenses, the financial institution server 110 inquires / confirms the loanable amount information, and / or An information checking unit 1405 (or information checking means) for inquiring / confirming payable insurance benefit information based on the received medical expenses loan inquiry request information and the confirmed loanable amount information to the patient management server 100. And an information transmitting unit 1410 (or information transmitting means) for transmitting.

In addition, the medical portal server 105 receives the medical expenses loan inquiry request information including at least one or more patient information, diagnosis result information, medical schedule information, and medical expenses information from the patient management server 100, the reception And an information storage unit 1425 (or information storage means) for storing the medical expenses loan inquiry request information in the storage medium 1430.

The information receiving unit 1400 is input (or selected) from the patient management server 100 through the client terminal 120, and is confirmed based on the patient information, diagnosis result information, medical schedule information, and medical expenses information. Characterized in that it receives the medical expenses loan inquiry request information including at least one.

Here, in the case of requesting at least one of the diagnosis result information, medical schedule information, and medical expenses information, it may be requested after confirming whether the medical expenses are insured for the patient, and the present invention is not limited thereto.

According to an exemplary embodiment of the present invention, the medical loan loan inquiry request information is received, or the medical loan loan inquiry request information including the patient information is input (or selected) through the medical expense loan inquiry interface screen provided by the patient management server 100. ), At least one or more medical expenses loan inquiry request information and the diagnosis result information, medical schedule information, and medical expenses information determined based on the medical expenses loan inquiry request information are received through the patient management server 100. .

According to another exemplary embodiment of the present invention, the medical loan loan inquiry request information is received through the medical loan loan inquiry interface screen provided by the patient management server 100. When selected), it is preferable to directly receive the input (or selected) medical expenses loan inquiry request information from the client terminal 120, and transmits the received patient information to the patient management server (100) for the diagnosis result It is preferable to request and receive at least one information, medical schedule information, and medical expenses information.

According to another exemplary embodiment of the present invention, the medical expenses loan inquiry request information reception is provided by the medical portal server 105, the medical expenses loan inquiry interface screen, input (or selected) through the medical expenses loan inquiry interface screen Preferably, the medical expenses loan inquiry request information including the patient information is directly received from the client terminal 120, and the received patient information is transmitted to the patient management server 100 to diagnose diagnosis information and medical schedule information. And, it is preferable to request and receive at least one or more medical expenses information.

According to another exemplary embodiment of the present invention, the medical expenses loan inquiry request information reception is provided by the medical portal server 105, the medical expenses loan inquiry interface screen, input (or selected) through the medical expenses loan inquiry interface screen It is preferable to receive at least one or more medical expenses loan inquiry request information including the patient information and the diagnosis result information, medical schedule information, and medical expenses information based on the patient management server 100.

The information checking unit 1405 is linked with the financial institution server 110 based on the received medical information loan inquiry request information including at least one of the received patient information, diagnosis result information, medical schedule information, and medical cost information. It is characterized in that the inquiry / confirmation of the loan amount information.

In addition, the information check unit 1405 is characterized in that to check / confirm the payment allowable insurance information based on the received medical expenses loan inquiry request information.

According to the method of the present invention, inquiring / confirming loanable amount information in connection with the financial institution server 110 based on the medical expenses loan inquiry request information, the patient included in the received medical expenses loan inquiry request information It is preferable to transmit information (or guardian information) to the financial institution server 110 to request the loan amount information inquiry / confirmation, and to receive the loanable amount information from the financial institution server 110.

According to the method of the present invention, inquiring and confirming the allowable insurance money information in connection with the insurance company server 115 based on the medical loan loan inquiry request information, the patient information included in the received medical loan loan inquiry request information In addition, the diagnostic result information, medical schedule information, and medical expenses information is transmitted to the insurance company server 115 to request inquiry / confirmation of the payable insurance money information, and receiving the payable insurance money information from the insurance company server 115. desirable.

The information transmission unit 1410 may notify the patient (or guardian) of loanable amount information and payable insurance money information confirmed through the information verification unit 1405.

According to the implementation method of the present invention, notifying the patient (or guardian) of the loanable amount information and the payable insurance benefit information, the checked loanable amount information and the payable insurance money information are included in the patient management server ( It is preferable to transmit to the client terminal 120 through 100 to notify the patient (or guardian).

According to another exemplary embodiment of the present invention, the notifying the patient (or guardian) of the loanable amount information and the payable insurance benefit information includes the confirmed loanable amount information and the payable insurance money information of the patient (or guardian). It is preferable to notify the communication means directly (or through the patient management server 100).

Here, the loanable amount information and the payable insurance money information may be further notified to the hospital (or a clinician) operating the patient management server 100 in addition to the patient (or guardian).

The information storage unit 1425 receives the medical expenses loan inquiry request information including at least one of patient information, diagnosis result information, medical schedule information, and medical expenses information from the patient management server 100, the received medical expenses The loan inquiry request information is stored in the storage medium 1430.

The patient information is personal information (eg, patient name, social security number, home address, phone number, email address, mobile phone number) for the patient who wants to use the medical service through the hospital (or clinic) operating the patient management server 100. Etc.), medical insurance information (e.g.,) for the medical insurance subscribed to the patient, and patient registration information (e.g., a management number (or code) provided by the hospital (or clinic) for patient management). It is preferable to comprise at least one).

The diagnosis result information is the name of the disease, the progress of the disease, the test result is confirmed through the questionnaire or examination performed during the hospital visit to the patient using the medical service through the hospital (or clinic) operating the patient management server 100 (Eg, when X-ray imaging is included, X-ray photographic image, etc.) is preferably included.

The medical schedule information is required for a patient using a medical service through a hospital (or a clinic) operating the patient management server 100 to confirm a diagnosis result through a questionnaire or examination, and to treat the confirmed diagnosis result. It is preferable that the treatment schedule, at least one or more of the items to be treated / test items for each treatment schedule, drug name to be administered and the like.

The medical expenses information is required for a patient using a medical service through a hospital (or a clinic) operating the patient management server 100 to confirm a diagnosis result through a questionnaire (or examination) and to treat the confirmed diagnosis result. It is preferable that the estimated medical expenses amount information for each treatment schedule is included.

According to an embodiment of the present invention, the medical portal server 105 inputs (or selects) through the client terminal 120 based on loanable amount information and the payable insurance information notified to the patient (or guardian). Information receiving unit 1400 (or information receiving means) for receiving medical expenses loan application information including at least one patient information, loan application amount information, and the received medical expenses loan application information to the financial institution server 110. And an information transmitter 1410 (or an information transmitter) for relaying and transmitting the medical expenses loan application information.

In addition, the medical portal server 105 is loan information and loan information to the patient (or guardian) and the patient information that is input (or selected) through the client terminal 120 on the basis of payable insurance information information, loan When the medical expenses loan application information including at least one application amount information is received, further comprising an information storage unit 1425 (or information storage means) for storing the received medical expenses loan application information in the storage medium 1430 It is characterized by.

The information receiver 1400 is inputted (or selected) through the client terminal 120 on the basis of the loanable amount information and the payable insurance information that are notified by checking / inquiring about the patient (or guardian). Receiving medical expenses loan application information including at least one loan application amount information.

According to an exemplary embodiment of the present invention, the medical expenses loan application information reception includes a medical expenses loan application including at least one patient information and loan application amount information through the medical expenses loan inquiry interface screen provided by the patient management server 100. When the information is input (or selected), it is preferable to receive the input (or selected) medical expenses loan application information through the patient management server (100).

According to another exemplary embodiment of the present invention, the medical expenses loan application information reception includes a medical expenses loan including at least one patient information and loan application amount information through the medical expenses loan inquiry interface screen provided by the patient management server 100. When the application information is input (or selected), it is preferable to directly receive the input (or selected) medical expenses loan application information from the client terminal 120.

According to another exemplary embodiment of the present invention, the medical expenses loan application information reception is provided through the medical expenses loan inquiry interface screen on the medical portal server 105 and input (or selected) through the medical expenses loan inquiry interface screen. It is preferable to directly receive the medical expenses loan application information including at least one or more patient information, college origin amount information from the client terminal (120).

According to another exemplary embodiment of the present invention, the medical expenses loan application information reception is provided through the medical expenses loan inquiry interface screen on the medical portal server 105 and input (or selected) through the medical expenses loan inquiry interface screen. Preferably, the medical expenses loan application information including at least one patient information and loan application amount information is received through the patient management server 100.

The information transmitter 1410 may transmit the received medical expenses loan application information to the financial institution server 110 to relay and transmit the medical expenses loan application information.

According to an embodiment of the present invention, when applying for a loan through a hospital (or a clinic) visited by one or more patients (or guardians) who want to borrow the medical expenses, the medical institution provides the financial institution loan details of the patients (or guardians). When the patient (or guardian) visits a financial institution for loans for medical expenses, the patient (or guardian) is provided with patient information and loan application amount information in advance to simplify the process such as checking whether a patient is eligible for medical loan service. It is preferable to transmit the medical expenses loan application information including at least one to the financial institution server (110).

The information storage unit 1425 inputs (or selects) through the client terminal 120 based on loanable amount information and payable insurance information that the medical portal server 105 notifies the patient (or guardian). When the medical expenses loan application information including at least one patient information and loan application amount information is received, the received medical expenses loan application information is stored in the storage medium 1430.

According to an embodiment of the present invention, the medical portal server 105 receives medical expenses loan application information including at least one of the patient information and loan application amount information, and the received medical expenses loan application information is the financial institution server. After being sent to 110, the patient (or guardian) visits a financial institution and / or applies for medical loans (or checks documents for medical loans) via online (eg, wired / wireless internet, etc.) And / or approval), and the corresponding financial expense loan check unit 1415 (or 1415) (or a part) confirming whether the entire (or part) of the medical loan amount is deposited in the medical portal financial account operating the medical portal server 105. A financial account checking means) and an information transmitting unit 1410 which notifies the patient (or guardian) of the medical portal financial account when the whole (or part) of the medical loan is received. (Or information transmission means).

The financial account confirmation unit 1415 receives medical expenses loan application information including at least one of the patient information and loan application amount information, and the received medical expenses loan application information is transmitted to the financial institution server 110. Thereafter, the patient (or guardian) visits a financial institution and / or applies for medical loans (or checks and / or approves documents for medical loans) online (e.g., wired / wireless internet, etc.), Correspondingly, the medical expenses loan corresponding to the medical portal server 105 is characterized in that whether or not the full (or part) of the medical expenses loan is deposited into the medical portal financial account operating.

According to the implementation method of the present invention, the confirmation of the deposit of the medical expenses loan loaned through the financial institution, the medical portal server 105 periodically requests a financial account inquiry by a predetermined time unit, receives and receives the financial institution It is desirable to check whether or not the payment of medical loans loaned through.

According to another embodiment of the present invention, the confirmation of the deposit of the medical expenses loan loaned through the financial institution, when depositing the medical expenses loan to the medical portal financial account from the financial institution that has performed the medical expenses loan, after notifying them separately, On this basis, it is desirable to check whether or not the deposit of medical expenses loans loaned through the financial institution.

Those skilled in the art to which the present invention pertains, because they will be familiar with the technical features of the method and / or process for checking whether the money is deposited into the financial account, detailed description thereof is omitted for convenience. do.

According to an embodiment of the present invention, the medical portal server 105 information for receiving medical service provision information including at least one or more patient information, provided medical service history information, medical expenses information from the patient management server 100 It comprises a receiving unit 1400 (or information receiving means), and the payment processing unit 1420 (or payment processing means) for the payment processing based on the received information.

The information receiving unit 1400 may receive medical service provision history information including at least one or more patient information, provided medical service history information, and medical cost information from the patient management server 100.

According to an exemplary embodiment of the present invention, the medical service provision history information is provided through the medical expenses payment request interface screen provided by the patient management server 100 (or provided by the medical portal server 105). Details information is input (or selected), it is preferable that the medical service providing history information (or selected) received from the patient management server 100 to relay transmission.

According to another exemplary embodiment of the present invention, the medical service provision history information reception is provided through the medical expenses payment request interface screen provided by the patient management server 100 (or provided by the medical portal server 105). It is preferable that the service providing history information is input (or selected) and simultaneously transmitted to the medical portal server 105 in addition to the patient management server 100.

According to another exemplary embodiment of the present invention, the medical service provision history information reception is provided through the medical expenses payment request interface screen provided by the patient management server 100 (or provided by the medical portal server 105). The service providing history information is input (or selected), and the input (or selected) medical service providing history information is directly transmitted from the client terminal 120 to the medical portal server 105, and the medical portal server 105 Receiving this in the relay to the patient management server 100 is preferably transmitted.

The payment processing unit 1420 is characterized in that the payment processing for medical expenses based on the medical service provision history information including at least one or more received patient information, provided medical service history information, medical cost information.

According to an exemplary embodiment of the present invention, the payment of medical expenses based on the medical service provision history information may include medical schedule information stored in the storage medium 1430 of the medical service details included in the medical service provision information. If it is included in the primary check, and if the medical expenses information requested for payment is a second amount or less than the medical expenses loan loaned by the patient (or guardian), and satisfies both the first and second verification results It is preferable to pay the medical expenses.

According to another exemplary embodiment of the present invention, the payment of medical expenses based on the medical service provision history information includes medical schedule information stored in the storage medium 1430 in which the medical service details included in the medical service provision information are stored. It is preferable that the first check whether or not included in, and the second check whether the medical expenses information requested to be paid is less than the medical expenses loan loaned by the patient (or guardian), satisfies the first verification result, 2 In the case of dissatisfaction with the result of the verification, the patient (or guardian) charges the premium from the medical portal (or patient (or guardian)) and receives it through the medical portal financial account. It is advisable to process payments for unsuccessful payment using medical expenses.

Here, the medical expenses payment processing history using the medical expenses loan (or using the medical expenses loan and insurance) is naturally stored in the storage medium 1430, but if the person having ordinary technical knowledge in the technical field to which the present invention belongs, Since it is possible to easily infer a part of the method and / or process for storing the medical expenses payment processing history using the medical expenses loan (or the medical expenses loan and insurance) in the storage medium 1430, the detailed description thereof Omit for convenience.

15A and 15B illustrate an information inquiry process of inquiring / confirming and providing various types of information at the request of a patient (or guardian) according to an embodiment of the present invention.

In more detail, FIGS. 15A and 15B show that the client terminal 120 on the patient management system shown in FIG. 7 is connected to the patient management server 100 shown in FIG. 7 via a predetermined network means. Representative) to request information inquiry for the loan of medical expenses among medical-related information to be confirmed through a questionnaire (or inspection), the patient management server 100 is the medical portal server 105 shown in FIG. As a process of inquiring / confirming and providing various types of information at the request of the patient (or guardian), a person having ordinary knowledge in the technical field to which the present invention pertains may refer to FIGS. 15a and 15b. And / or may be modified to infer various implementation methods for the information inquiry process of inquiring / confirming and providing various information at the request of the patient (or guardian). The present invention includes all implementation methods, and is not limited to the implementation method shown in FIGS. 15A and 15B.

Hereinafter, the medical portal server 105 on the medical portal system shown in FIG. 14 in FIGS. 15A and 15B will be referred to as a "server" for convenience, and the client terminal 120 on the medical portal system shown in FIG. 14 will be referred to for convenience. It is called "terminal".

Referring to FIGS. 15A and 15B, the terminal on the medical portal system illustrated in FIG. 14 accesses the patient management server 100 through the network means, and a patient visits a hospital (or a doctor's office) to make an inquiry (or A communication channel for querying a medical loan of a patient (or guardian) among medical-related information determined through an examination) is connected (1500).

According to an embodiment of the present invention, the communication channel connection process may include logging in to the patient management server 100 from the terminal, and / or registering a member to the patient management server 100 in the terminal. It is preferred to comprise one or more further.

Those skilled in the art to which the present invention belongs, the terminal is connected to the patient management server 100 in accordance with the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means Since the patient visits a hospital (or a clinic) and is familiar with the technical features of connecting the communication channel for the medical loan loan inquiry of the patient (or guardian) among the medical-related information confirmed through the questionnaire (or examination), Detailed description thereof will be omitted for convenience.

As described above, between the terminal and the patient management server 100, the patient visits the hospital (or the clinic) and the communication channel for the medical loan loan inquiry of the patient (or guardian) among the medical information determined through the questionnaire (or examination) is provided. When connected, the terminal loans medical expenses for medical expenses loan inquiry among medical-related information that is confirmed through an interview (or examination) by the patient visiting a hospital (or a clinic) to the patient management server 100 through the communication channel. Request a query interface screen (1505), and correspondingly, the patient management server 100 includes a user interface for inputting (or selecting) medical expenses loan inquiry request information including the patient information in the terminal. The inquiry interface screen is generated (or extracted) (1510), and the generated (or extracted) medical expenses loan inquiry interface screen through the communication channel And it transmits to the mobile station (1515).

Thereafter, the terminal inputs (or selects) the medical expenses loan inquiry request information through the user interface included in the medical expenses loan inquiry interface screen for input (or selection) of medical expenses loan inquiry request information including the patient information. Process (1520).

If the medical expenses loan inquiry request information including the patient information is input (or selected) in the terminal (1525), the terminal transmits the medical expenses loan inquiry request information to the patient management server 100 through the communication channel. In operation 1530, the patient management server 100 checks one or more diagnosis result information, medical schedule information, and medical expenses information based on the received medical expenses loan inquiry request information and transmits the same to the server (1535).

If a person having ordinary technical knowledge in the technical field to which the present invention belongs, the technical features of the method and / or process for receiving the medical loan request request information in connection with the interface unit provided in the patient management server (100) Since it will be familiar with, detailed description thereof will be omitted for convenience.

Thereafter, the server receives medical expenses loan inquiry request information, diagnosis result information, medical schedule information, and medical expenses information including patient information from the medical portal server 105, and the medical expenses loan inquiry request including the received patient information. Based on the information, the loan amount amount information and the allowable insurance money information are checked (1540).

Here, in the case of requesting at least one of the diagnosis result information, medical schedule information, and medical expenses information, it may be requested after confirming whether the medical expenses are insured for the patient, and the present invention is not limited thereto.

According to an exemplary embodiment of the present invention, the medical loan loan inquiry request information is received, or the medical loan loan inquiry request information including the patient information is input (or selected) through the medical expense loan inquiry interface screen provided by the patient management server 100. ), At least one or more medical expenses loan inquiry request information and the diagnosis result information, medical schedule information, and medical expenses information determined based on the medical expenses loan inquiry request information are received through the patient management server 100. .

According to another exemplary embodiment of the present invention, the medical loan loan inquiry request information is received through the medical loan loan inquiry interface screen provided by the patient management server 100. When selected), it is preferable to directly receive the input (or selected) medical expenses loan inquiry request information from the client terminal 120, and transmits the received patient information to the patient management server 100 for diagnosis result information And, it is preferable to request and receive at least one or more medical schedule information and medical cost information.

According to another exemplary embodiment of the present invention, the medical expenses loan inquiry request information reception is provided by the medical portal server 105, the medical expenses loan inquiry interface screen, input (or selected) through the medical expenses loan inquiry interface screen Preferably, the medical expenses loan inquiry request information including the patient information is directly received from the client terminal 120, and the received patient information is transmitted to the patient management server 100 to diagnose diagnosis information and medical schedule information. And, it is preferable to request and receive at least one or more medical expenses information.

According to another exemplary embodiment of the present invention, the medical expenses loan inquiry request information reception is provided by the medical portal server 105, the medical expenses loan inquiry interface screen, input (or selected) through the medical expenses loan inquiry interface screen It is preferable to receive at least one or more medical expenses loan inquiry request information including the patient information and the diagnosis result information, medical schedule information, and medical expenses information based on the patient management server 100.

According to the method of the present invention, inquiring / confirming loanable amount information in connection with the financial institution server 110 based on the medical expenses loan inquiry request information, the patient included in the received medical expenses loan inquiry request information It is preferable to transmit information (or guardian information) to the financial institution server 110 to request the loan amount information inquiry / confirmation, and to receive the loanable amount information from the financial institution server 110.

According to the method of the present invention, inquiring and confirming the allowable insurance money information in connection with the insurance company server 115 based on the medical loan loan inquiry request information, the patient information included in the received medical loan loan inquiry request information In addition, the diagnostic result information, medical schedule information, and medical expenses information is transmitted to the insurance company server 115 to request inquiry / confirmation of the payable insurance money information, and receiving the payable insurance money information from the insurance company server 115. desirable.

If, based on the medical expenses loan inquiry request information and the diagnosis result information, medical schedule information, medical expenses information including the received patient information is checked (1545), the server can check The medical expenses loan related inquiry result information including at least one loanable amount information and payable insurance money information is transmitted to the patient management server 100 (1550).

According to the implementation method of the present invention, notifying the patient (or guardian) of the loanable amount information and the payable insurance benefit information, the checked loanable amount information and the payable insurance money information are included in the patient management server ( It is preferable to transmit to the client terminal 120 through 100 to notify the patient (or guardian).

According to another exemplary embodiment of the present invention, the notifying the patient (or guardian) of the loanable amount information and the payable insurance benefit information includes the confirmed loanable amount information and the payable insurance money information of the patient (or guardian). It is preferable to notify the communication means directly (or through the patient management server 100).

Here, the loanable amount information and the payable insurance money information may be further notified to the hospital (or a clinician) operating the patient management server 100 in addition to the patient (or guardian).

Thereafter, the patient management server 100 receives the medical expenses loan related inquiry result information from the server (1555) and notifies the patient (or guardian) of the received medical expenses loan related inquiry result information (1560).

According to the exemplary embodiment of the present invention, identifying at least one or more diagnosis result information, medical schedule information, and medical cost information based on the patient information included in the received medical fee loan inquiry request information, the received medical cost loan inquiry request information Checking the patient information matching the patient information included in the patient management D / B by checking, and confirming at least one or more of the stored diagnosis result information, medical schedule information, medical expenses information in connection with the confirmed patient information desirable.

According to an embodiment of the present invention, the medical expenses loan related inquiry result information reception including at least one or more patient information, loanable amount information, and payable insurance information corresponding to the transmitted medical expenses loan inquiry request information is transmitted. Preferably, the medical expenses loan related inquiry result information corresponding to the medical expenses loan inquiry request information is provided from the server and provided to the patient management server 100. The medical expenses loan related inquiry result information is provided to the information transmission unit 1410. Is provided to a patient (or guardian) communication means (e.g., mobile phone communication means, email communication means, messenger communication means, bulletin board communication means, web hard communication means, etc.), and / or outputted through the client terminal 120 It is preferable to process as much as possible.

Figures 16a and 16b is a view showing a process of applying for a loan based on the inquiry / confirmation of various information at the request of the patient (or guardian) according to the embodiment of the present invention.

In more detail, FIGS. 16A and 16B show that the client terminal 120 on the medical portal system shown in FIG. 14 visits a patient (hospital) to the patient management server 100 through a predetermined network means. As a procedure for applying for a loan for medical expenses among medical-related information determined through a questionnaire (or inspection), and transmitting the loan application to the financial institution server 110, the present invention is conventional. Those skilled in the art can refer to and / or modify the drawings 16a and 16b to inquire and confirm various information at the request of the patient (or guardian), and then, various methods of applying for a loan based on the information are described. It may be inferred, but the present invention includes all the inferred implementation methods, and is not limited to the implementation method shown in FIGS. 16A and 16B.

Hereinafter, the medical portal server 105 on the medical portal system shown in FIG. 14 in FIGS. 16A and 16B will be referred to as a "server" for convenience, and the client terminal 120 on the medical portal system shown in FIG. 14 will be referred to for convenience. It is called "terminal".

Referring to FIGS. 16A and 16B, the terminal on the medical portal system shown in FIG. 14 connects to the patient management server 100 through the network means, and the patient visits a hospital (or a clinic) for a questionnaire (or examination). (1600) connects a communication channel for loan application for medical expenses among the medical-related information that is confirmed through).

According to an embodiment of the present invention, the communication channel connection process may include logging in to the patient management server 100 from the terminal, and / or registering a member to the patient management server 100 in the terminal. It is preferred to comprise one or more further.

Those skilled in the art to which the present invention belongs, the terminal is connected to the patient management server 100 in accordance with the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means Since the patient visits a hospital (or a clinic) and is familiar with the technical features of connecting a communication channel for loan application for medical expenses, among the medical-related information determined through questionnaires (or examinations), a detailed description thereof will be provided. Omit for convenience.

As described above, when a patient visits a hospital (or a clinic) between the terminal and the patient management server 100 and a communication channel for loan application for medical expenses is connected, among the medical-related information determined through an interview (or examination), The terminal visits the patient management server 100 through the communication channel to the hospital (or clinic), the medical expenses loan application interface for the loan application for medical expenses among the medical-related information that is confirmed through a questionnaire (or examination) A user interface for requesting a screen (1605), and correspondingly, the patient management server 100 inputs (or selects) medical expenses loan application information including at least one of the patient information and loan application amount information in the terminal. Generate (or extract) the medical expenses loan application interface screen including (1610), the generated (or extracted) medical expenses loan application interface And it transmits the side to the terminal via the communication channel (1615).

Thereafter, the terminal receives the medical expenses loan application information through the user interface included in the medical expenses loan application interface screen for inputting (or selecting) medical expenses loan application information including at least one of the patient information and loan application amount information. It is processed to be input (or selected) (1620).

If the terminal receives (or selects) medical expenses loan application information including at least one of the patient information and the loan application amount information (1625), the terminal transmits the information to the patient management server 100 through the communication channel. The medical expenses loan application information is transmitted (1630), and correspondingly, the patient management server 100 further includes medical institution information in the received medical expenses loan application information and transmits it to the server (1635).

In the technical field to which the present invention pertains, technical features of the method and / or process for receiving the medical expenses loan application information in connection with the interface unit provided in the patient management server 100 Since it will be understood, detailed description thereof will be omitted for convenience.

Here, the medical loan service provided at the request of the patient (or guardian), the medical bill loan amount is deposited into the financial account of the medical portal, or after the deposit to the financial account of the patient (or guardian), the medical loan again It is preferable to process the deposit into the financial account of the portal. When the payment of the medical expenses is completed to the financial account of the medical portal, the hospital (or the clinic) or the patient (or guardian) will be notified and processed to use the medical service. It is preferable.

In addition, the medical expenses loan application information is preferably transmitted to the financial institution server 110 directly from the patient management server 100, and / or transmitted through the patient management server 100 from the server.

Thereafter, the server receives medical expenses loan application information and medical institution information from the patient management server 100 (1640), and connects the received medical institution information and medical expenses loan application information to the storage medium 1430 shown in FIG. In operation 1650, the received medical institution information and the medical expenses loan application information are transmitted to the financial institution server 110 shown in FIG.

According to an exemplary embodiment of the present invention, the medical expenses loan application information reception includes a medical expenses loan application including at least one patient information and loan application amount information through the medical expenses loan inquiry interface screen provided by the patient management server 100. When the information is input (or selected), it is preferable to receive the input (or selected) medical expenses loan application information through the patient management server (100).

According to another exemplary embodiment of the present invention, the medical expenses loan application information reception includes a medical expenses loan including at least one patient information and loan application amount information through the medical expenses loan inquiry interface screen provided by the patient management server 100. When the application information is input (or selected), it is preferable to directly receive the input (or selected) medical expenses loan application information from the client terminal 120.

According to another exemplary embodiment of the present invention, the medical expenses loan application information reception is provided through the medical expenses loan inquiry interface screen on the medical portal server 105 and input (or selected) through the medical expenses loan inquiry interface screen. Preferably, the medical expenses loan application information including at least one patient information and loan application amount information is directly received from the client terminal 120.

According to another exemplary embodiment of the present invention, the medical expenses loan application information reception is provided through the medical expenses loan inquiry interface screen on the medical portal server 105 and input (or selected) through the medical expenses loan inquiry interface screen. Preferably, the medical expenses loan application information including at least one patient information and loan application amount information is received through the patient management server 100.

According to an embodiment of the present invention, when applying for a loan through a hospital (or a clinic) visited by one or more patients (or guardians) who want to borrow the medical expenses, the medical institution provides the financial institution loan details of the patients (or guardians). When the patient (or guardian) visits a financial institution for loans for medical expenses, the patient (or guardian) is provided with patient information and loan application amount information in advance to simplify the process such as checking whether a patient is eligible for medical loan service. It is preferable to transmit the medical expenses loan application information including at least one to the financial institution server (110).

Thereafter, the patient management server 100 checks whether the medical expenses loan processing is completed in connection with the financial institution server 110 (1655), and if it is confirmed whether the medical expenses loan processing is completed, the patient management information is completed. Or guardian) (1670).

17A and 17B illustrate a process of paying medical expenses of a patient who receives a medical service through a hospital (or a clinic) according to an exemplary embodiment of the present invention.

In more detail, FIGS. 17A and 17B illustrate a medical expenses loan service among patients in which the client terminal 120 on the patient management system illustrated in FIG. 7 is provided with the medical service through the hospital (or a clinic) through a predetermined network means. As a process for paying medical expenses for a patient using the present invention, those skilled in the art to which the present invention pertains may refer to and / or modify the drawings 17a and 17b through a hospital (or a clinic). Although various implementation methods for the process of paying the medical expenses for the patient using the medical expenses loan service among the patients who receive the medical service may be inferred, the present invention includes all the inferred implementation methods, It is not limited only to the implementation method shown in Fig. 17B.

Hereinafter, the medical portal server 105 on the medical portal system shown in FIG. 14 in FIGS. 17A and 17B will be referred to as a "server" for convenience, and the client terminal 120 on the medical portal system shown in FIG. 14 will be referred to for convenience. It is called "terminal".

Referring to FIGS. 17A and 17B, a terminal on the medical portal system illustrated in FIG. 14 is connected to the patient management server 100 through the network means and is provided with a medical service through a hospital (or a clinic). A communication channel for requesting payment of medical expenses for the patient using the medical expenses loan service is connected (1700).

According to an embodiment of the present invention, the communication channel connection process may further include at least one step of logging in to the patient management server 100 from the terminal, and / or registering a member from the terminal to the server. It is preferable to make.

Those skilled in the art to which the present invention belongs, the terminal is connected to the patient management server 100 in accordance with the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means Since the patient visits a hospital (or a clinic) and is familiar with the technical features of connecting a communication channel for loan application for medical expenses, among the medical-related information determined through questionnaires (or examinations), a detailed description thereof will be provided. Omit for convenience.

As described above, when a communication channel for payment of medical expenses for a patient using a medical loan service is connected between the terminal and the patient management server 100 through a hospital (or a clinic), the terminal communicates with the terminal. Request a medical expenses loan application interface screen for the medical expenses payment request for the patient using the medical expenses loan service among the patients who receive the medical service through the hospital (or clinic) to the patient management server 100 through the channel (1705), Correspondingly, the patient management server 100 includes a user interface for inputting (or selecting) medical service providing history information including at least one of the patient information, provided medical service history information, and medical expenses information in the terminal. The medical expenses payment request interface screen is generated (or extracted) (1710), and the generated (or extracted) Ryobi transmits a payment request, the interface screen to the mobile station over the communications channel (1715).

Thereafter, the terminal provides the medical service provision history through the user interface included in the medical expenses payment interface screen for inputting (or selecting) medical service provision information including at least one of the patient information and the loan application amount information. The information is processed to be input (or selected) (1720).

If the terminal inputs (or selects) medical service providing information including at least one of the patient information, the provided medical service history information, and the medical cost information (1725), the terminal receives the patient management server through the communication channel. The medical service provider history information is transmitted to operation 100 (1730), and correspondingly, the patient management server 100 confirms the validity of the received medical service provision information (1735).

According to an exemplary embodiment of the present invention, the validity check of the received medical service provision information includes whether the patient information among the information included in the received medical service provision information is a patient that has been previously managed through the patient management system. By checking whether or not, it is preferable to confirm the validity of the received medical service provision information.

In addition, the validity check of the received medical service providing history information, the medical service history information provided from the information included in the received medical service providing history information is included in the medical schedule information previously registered through the patient management system. It is preferable to check the validity of the received medical service provision information by checking whether or not.

If the validity of the received medical service provision information is not confirmed (1740), the patient management server 100 generates (or extracts) validation error information about the received medical service provision information. In operation 1745, the terminal transmits the signal to the terminal through the communication channel.

On the other hand, when the validity of the received medical service provision information is confirmed (1740), the patient management server 100 further includes medical institution information in the received medical service provision history information to the server to pay the medical expenses Request (1750).

Thereafter, the server receives medical service provision history information and medical institution information transmitted from the patient management server 100 (1755), and checks the received medical service provision history information to confirm whether medical expenses can be paid (1760). ).

According to an exemplary embodiment of the present invention, the medical service provision history information is provided through the medical expenses payment request interface screen provided by the patient management server 100 (or provided by the medical portal server 105). Details information is input (or selected), it is preferable that the medical service providing history information (or selected) received from the patient management server 100 to relay transmission.

According to another exemplary embodiment of the present invention, the medical service provision history information reception is provided through the medical expenses payment request interface screen provided by the patient management server 100 (or provided by the medical portal server 105). It is preferable that the service providing history information is input (or selected) and simultaneously transmitted to the medical portal server 105 in addition to the patient management server 100.

According to another exemplary embodiment of the present invention, the medical service provision history information reception is provided through the medical expenses payment request interface screen provided by the patient management server 100 (or provided by the medical portal server 105). The service providing history information is input (or selected), and the input (or selected) medical service providing history information is directly transmitted from the client terminal 120 to the medical portal server 105, and the medical portal server 105 Receiving this in the relay to the patient management server 100 is preferably transmitted.

If the received medical service provision is confirmed that medical expenses are not payable (1765), the server generates (or extracts) medical expenses non-payable error information for the received medical service provision information and notifies the medical institution. (1770).

On the other hand, if the received medical service provider is confirmed that the medical bill can be paid (1765), the server processes the medical bill payment for the received medical service provider information (1775).

According to an exemplary embodiment of the present invention, the payment of medical expenses based on the medical service provision history information may include medical schedule information stored in the storage medium 1430 of the medical service details included in the medical service provision information. If it is included in the primary check, and if the medical expenses information requested for payment is a second amount or less than the medical expenses loan loaned by the patient (or guardian), and satisfies both the first and second verification results It is preferable to pay the medical expenses.

According to another exemplary embodiment of the present invention, the payment of medical expenses based on the medical service provision history information includes medical schedule information stored in the storage medium 1430 in which the medical service details included in the medical service provision information are stored. It is preferable that the first check whether or not included in, and the second check whether the medical expenses information requested to be paid is less than the medical expenses loan loaned by the patient (or guardian), satisfies the first verification result, 2 In the case of dissatisfaction with the result of the verification, the patient (or guardian) charges the premium from the medical portal (or patient (or guardian)) and receives it through the medical portal financial account. It is advisable to pay the unpaid medical expenses using the insurance money.

Here, the medical expenses payment processing history using the medical expenses loan (or using the medical expenses loan and insurance) is naturally stored in the storage medium 1430, but if the person having ordinary technical knowledge in the technical field to which the present invention belongs, Since it is possible to easily infer a part of the method and / or process for storing the medical expenses payment processing history using the medical expenses loan (or the medical expenses loan and insurance) in the storage medium 1430, the detailed description thereof Omit for convenience.

18 is a diagram illustrating a process of paying medical expenses of a patient who is provided with medical services through a hospital (or a clinic) according to an exemplary embodiment of the present invention.

In more detail, in FIG. 18, the client terminal 120 on the patient management system shown in FIG. 7 uses a medical loan service among patients whose medical service is provided through the hospital (or a clinic) through a predetermined network means. As a person having ordinary skill in the art to which the present invention pertains, the patient who receives the medical service through a hospital (or a clinic) by referring to and / or modifying the drawing 18 will be described. Various implementation methods for the process of paying the medical expenses for the patient using the medical expenses loan service may be inferred, but the present invention includes all the implementation methods inferred, and is limited to the implementation method shown in FIG. Not.

Hereinafter, in FIG. 18, the medical portal server 105 on the medical portal system shown in FIG. 14 will be referred to as " server " for convenience, and the client terminal 120 on the medical portal system shown in FIG. 14 is " terminal " It is called.

Referring to FIG. 18, the terminal on the medical portal system shown in FIG. 14 is connected to the patient management server 100 through the network means, and the medical expenses loaning service among the patients who receive the medical service through the hospital (or a doctor). Connect a communication channel for requesting payment of medical expenses for the patient using the 1800.

According to an embodiment of the present invention, the communication channel connection process may further include at least one step of logging in to the patient management server 100 from the terminal, and / or registering a member from the terminal to the server. It is preferable to make.

Those skilled in the art to which the present invention belongs, the terminal is connected to the patient management server 100 in accordance with the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means Since the patient visits a hospital (or a clinic) and is familiar with the technical features of connecting a communication channel for loan application for medical expenses, among the medical-related information determined through questionnaires (or examinations), a detailed description thereof will be provided. Omit for convenience.

As described above, when a communication channel for payment of medical expenses for a patient using a medical loan service is connected between the terminal and the patient management server 100 through a hospital (or a clinic), the terminal communicates with the terminal. Request a medical expenses loan application interface screen for requesting payment of medical expenses for a patient using a medical expenses loan service among patients receiving medical services through a hospital (or a clinic) to the patient management server 100 through a channel (1805); Correspondingly, the patient management server 100 includes a user interface for inputting (or selecting) medical service providing history information including at least one of the patient information, provided medical service history information, and medical expenses information in the terminal. The medical expenses payment interface screen is generated (or extracted) (1810), and the generated (or extracted) Ryobi transmits a payment request, the interface screen to the mobile station over the communications channel (1815).

Thereafter, the terminal provides the medical service provision history through the user interface included in the medical expenses payment interface screen for inputting (or selecting) medical service provision information including at least one of the patient information and the loan application amount information. The information is processed to be input (or selected) (1820).

If the terminal receives (or selects) medical service providing information including at least one of the patient information, the provided medical service history information, and the medical cost information (1825), the terminal receives the patient management server through the communication channel. The medical care service provider information is transmitted to the medical care provider 100 in operation 1830, and the patient management server 100 further includes a medical institution information in the received medical service service providing information to the server to request payment of medical expenses ( 1835).

Thereafter, the server receives medical service provision history information and medical institution information transmitted from the patient management server 100 (1840), and checks the received medical service provision history information to determine whether medical expenses can be paid (1845). ).

According to an exemplary embodiment of the present invention, the medical service provision history information is provided through the medical expenses payment request interface screen provided by the patient management server 100 (or provided by the medical portal server 105). Details information is input (or selected), it is preferable that the medical service providing history information (or selected) received from the patient management server 100 to relay transmission.

According to another exemplary embodiment of the present invention, the medical service provision history information reception is provided through the medical expenses payment request interface screen provided by the patient management server 100 (or provided by the medical portal server 105). It is preferable that the service providing history information is input (or selected) and simultaneously transmitted to the medical portal server 105 in addition to the patient management server 100.

According to another exemplary embodiment of the present invention, the medical service provision history information reception is provided through the medical expenses payment request interface screen provided by the patient management server 100 (or provided by the medical portal server 105). The service providing history information is input (or selected), and the input (or selected) medical service providing history information is directly transmitted from the client terminal 120 to the medical portal server 105, and the medical portal server 105 Receiving this in the relay to the patient management server 100 is preferably transmitted.

If the received medical service provision is confirmed that medical expenses cannot be paid (1850), the server generates (or extracts) medical expenses non-payable error information for the received medical service provision information and notifies the medical institution. (1855).

On the other hand, if the received medical service provider is confirmed that the medical bill can be paid (1850), the server processes the medical bill payment for the received medical service provider information (1860).

According to an exemplary embodiment of the present invention, the payment of medical expenses based on the medical service provision history information includes a medical schedule in which the medical service history included in the medical service provision information is stored in the storage medium 1430. The first check whether the information is included in the information, and the second check whether the medical expenses information requested to be paid is less than the medical expenses loan loaned by the patient (or guardian), and satisfies both the first and second verification results If it is preferable to pay the medical expenses.

According to another exemplary embodiment of the present invention, the payment of medical expenses based on the medical service provision history information includes medical schedule information stored in the storage medium 1430 in which the medical service details included in the medical service provision information are stored. It is preferable that the first check whether or not included in, and the second check whether the medical expenses information requested to be paid is less than the medical expenses loan loaned by the patient (or guardian), satisfies the first verification result, 2 In the case of dissatisfaction with the result of the verification, the patient (or guardian) charges the premium from the medical portal (or patient (or guardian)) and receives it through the medical portal financial account. It is advisable to process payments for unsuccessful payment using medical expenses.

Here, the medical expenses payment processing history using the medical expenses loan (or using the medical expenses loan and insurance) is naturally stored in the storage medium 1430, but if the person having ordinary technical knowledge in the technical field to which the present invention belongs, Since it will be easy to infer a part of a method and / or process for storing the medical expenses payment processing history using the medical expenses loan (or the medical expenses loan and the insurance) in the storage medium 1430, the detailed description thereof Is omitted for convenience.

FIG. 19 is a diagram illustrating a patient management system for registering medical information related to a patient who visits a hospital (or a clinic) according to an embodiment of the present invention and is confirmed through an interview (or an examination).

In more detail, in FIG. 19, a medical service loan service is provided by a predetermined client terminal 120 through a predetermined network means in order to register the medical-related information which the patient visits a hospital (or a clinic) and is confirmed through an interview (or examination). When the server provides the additional medical service providing result information including at least one of patient information, additional diagnosis result information, additional medical schedule information, and additional medical cost information by accessing a server on the provision system, the server is provided from the client terminal 120. As a patient management system for storing the additional medical service provision result information in the patient management D / B (1935) provided on the medical cost loan service providing system, a person having ordinary knowledge in the technical field to which the present invention belongs The patient visits a hospital (or a clinic) to make an inquiry (or Although it may be possible to infer various implementation methods for the configuration of a patient management system for registration of medical-related information, which is confirmed through inspection, the present invention includes all the implementation methods inferred above, and the implementation method illustrated in FIG. It is not limited to only.

Hereinafter, the additional medical service providing result information including at least one or more patient information, additional diagnosis result information, additional medical schedule information, and additional medical cost information provided from the client terminal 120 on the patient management system shown in FIG. Components corresponding to at least one or more means and / or functional configurations for storage in the patient management D / B 1935 are referred to as " patient management server 100 " for convenience.

Referring to FIG. 19 according to an embodiment of the present invention, a patient management system for registration of medical-related information in which a patient according to the present invention visits a hospital (or a clinic) and is confirmed through a medical question (or examination) is provided. At least one client terminal 120 connected to a network means, and at least one additional medical service providing result including at least one patient information, additional diagnosis result information, additional medical schedule information, and additional medical cost information transmitted from the client terminal 120 Patient management D / B (1935) for storing information, and the client terminal 120 is connected via a predetermined network means, and receives a variety of information transmitted through the network means to the patient management D / B (1935) And / or receive and provide receivable benefit information and loanable amount for the patient (or guardian), and / or Receive one or more information from the patient management server 100 and the patient management server 100 for transmitting the application to the financial institution through the medical portal server 105, based on the information for medical expenses loan query, or And / or received from the medical portal server 105 and the medical portal server 105 for providing a medical insurance whether the insurance of the patient in accordance with the request of the medical portal server 105 relaying the medical expenses loan It is characterized in that it comprises a financial institution server 110 for providing a search for the loanable amount based on the patient information.

Here, the financial institution server 110 may further include guardian information for the patient, in addition to the patient information received from the medical portal server 105, based on this can be provided by querying the loanable amount. The present invention is not limited thereto.

The client terminal 120 is a wired communication network based on Transmission Control Protocol / Internet Protocol (TCP / IP) or User Datagram Protocol / Internet Protocol (UDP / IP) (eg, Asymmetric Digital Subscriber Line (ADSL) / VDSL (Very High- and at least one wired terminal including a desktop computer and / or laptop connected to the patient care server 100 via a data rate Digital Subscriber Line) and / or a cable communication network, and / or CDMA ( A mobile communication terminal connected to a Code Division Multiple Access (CDMA) based mobile communication network (or a High Speed Downlink Packet Access (HSDPA) based mobile communication network), and / or a portable Internet terminal connected to an IEEE 802.16x based high speed wireless Internet, and / Or at least one wireless terminal including at least one WLAN terminal connected to an IEEE 802.11x based WLAN network. The client terminal 120 outputs at least one medical service providing result registration interface screen provided by the patient management server 100, and at least one or more information through the medical service providing result registration interface screen. It is preferable that a function configuration (eg, a browser program and a communication function) for input and / or selection and transmission to the patient management server 100 is provided.

Those skilled in the art to which the present invention pertains will be able to easily infer the characteristics of the client terminal 120 corresponding to at least one or more wired terminal and / or wireless terminal, detailed description thereof Omit for convenience.

When the client terminal 120 is a wired terminal according to an embodiment of the present invention, the network means includes the wired communication network based on the TCP / IP or UDP / IP, and the client terminal 120 is a wireless terminal. , The network means comprises at least one of the CDMA based (or HSDPA based) mobile communication network, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based wireless LAN communication network. desirable.

The patient management D / B 1935 provided on the medical cost loan service providing system according to the present invention includes at least patient information, additional diagnosis result information, additional medical schedule information, and additional medical cost information transmitted from the client terminal 120. It is characterized by storing the additional medical service providing result information including one or more.

The patient information is personal information (eg, patient name, social security number, home address, phone number, email address, mobile phone number) for the patient who wants to use the medical service through the hospital (or clinic) operating the patient management server 100. Etc.), medical insurance information (e.g.,) for the medical insurance subscribed to the patient, and patient registration information (e.g., a management number (or code) provided by the hospital (or clinic) for patient management). It is preferable to comprise at least one).

The additional diagnosis result information is confirmed through the questionnaire or examination performed during the hospital visit to the patient using the medical service through the hospital (or clinic) operating the patient management server 100, the disease status, the progress of the disease, the related examination It is desirable to include the result (eg, X-ray photographic image, etc., if X-ray imaging is included).

The additional medical schedule information is required for a patient using a medical service through a hospital (or a clinic) operating the patient management server 100 to confirm a diagnosis result through a questionnaire or examination, and to treat the confirmed diagnosis result. It is preferable that the treatment schedule, and each treatment schedule is composed of at least one or more items / test items to be treated, drug name to be administered and the like.

The additional medical cost information is for a patient using a medical service through a hospital (or a clinic) operating the patient management server 100, the diagnosis result is confirmed through a questionnaire (or examination), and to treat the confirmed diagnosis result. It is desirable to include information on the expected amount of medical expenses for each treatment schedule.

According to an embodiment of the present invention, the patient management server 100 communicates with the client terminal 120 through the network means in order to provide a web interface corresponding to the client terminal 120 and the network means. And an interface unit 1900 (or interface means) for connecting and managing channels, whereby the patient management server 100 establishes a wired communication network and / or a wireless communication network with the client terminal 120. It has the function of a web server connected via communication.

According to an embodiment of the present invention, when the client terminal 120 is a wired terminal to which a communication channel is connected through a wired communication network based on TCP / IP or UDP / IP, the interface unit 1900 is the client terminal 120. And a predetermined communication channel based on the HTTP (Hyper-Text Transfer Protocol) protocol, and provide a medical service in the form of a document compatible with Hyper-Text Markup Language (HTML) to the client terminal 120 through the communication channel. Transmits and outputs a registration interface screen and / or an information providing screen, predetermined patient information inputted (or selected) from the client terminal 120 through the medical service providing result registration interface screen, additional diagnosis result information, Performing the function of receiving and processing additional medical service providing result information including at least one additional medical schedule information and additional medical cost information. desirable.

According to another exemplary embodiment of the present invention, when the client terminal 120 is a wireless terminal to which a communication channel is connected through a CDMA-based wireless communication network, the interface unit 1900 may communicate with the client terminal 120 and WAP (Wireless). Connect a predetermined communication channel based on Application Protocol and / or Mobile Explorer (ME) protocol, and transmit the medical mark in WML (Wireless Markup Language) and / or HTML compatible document form to the client terminal 120 through the communication channel. Sends and outputs a service providing result registration interface screen and / or an information providing screen and outputs predetermined patient information, additional diagnosis result information, and additional medical schedule information corresponding to the medical service providing result registration interface screen from the client terminal 120. And receiving and processing additional medical service providing result information including at least one additional medical expense information. It is preferable to.

According to another exemplary embodiment of the present invention, when the client terminal 120 is a wireless terminal to which a communication channel is connected through an IEEE 802.16x based wireless communication network, the interface unit 1900 may be connected to the client terminal 120. Connect a predetermined communication channel based on a wireless protocol corresponding to the IEEE 802.16x standard, and transmit a predetermined medical service providing result registration interface screen and / or information providing screen to the client terminal 120 through the communication channel. And provide additional medical services including at least one of predetermined patient information, additional diagnosis result information, additional medical schedule information, and additional medical cost information corresponding to the medical service providing result registration interface screen from the client terminal 120. It is desirable to perform the function of receiving and processing the result information, and / or the client When the terminal 120 is a wireless terminal to which a communication channel is connected through an IEEE 802.11x based wireless communication network, the interface unit 1900 is based on a wireless protocol corresponding to the IEEE 802.11x standard with the client terminal 120. Connect a predetermined communication channel, transmit and output a predetermined medical service providing result registration interface screen and / or information providing screen to the client terminal 120 through the communication channel, and output the same; It is preferable to perform a function of receiving and processing additional medical service providing result information including at least one of predetermined patient information, additional diagnosis result information, additional medical schedule information, and additional medical cost information corresponding to the medical service providing result registration interface screen. Do.

Referring to FIG. 19, the patient management server 100 is connected to the interface unit 1900 when a predetermined client terminal 120 accesses the patient management server 100 through the interface unit 1900. Predetermined medical care for the client terminal 120 to input (or select) and transmit additional medical service providing result information including at least one or more predetermined patient information, additional diagnosis result information, additional medical schedule information, and additional medical cost information. Service provision result The interface providing unit 1905 (or interface providing means) for generating (or extracting) the registration interface screen and the medical device providing result in the client terminal 120 in conjunction with the interface unit 1900 Information receiving unit 1910 (receiving additional medical service providing result information input (or selected) through the registration interface screen (or And an information receiving means), characterized in that formed.

The interface providing unit 1905 has a functional configuration (eg, a client) provided in the client terminal 120 when a predetermined client terminal 120 accesses the patient management server 100 through the interface unit 1900. In response to a browser program provided in the terminal 120, input (or select) additional medical service providing result information including at least one or more predetermined patient information, additional diagnosis result information, additional medical schedule information, and additional medical fee information; Generate a predetermined medical service providing result registration interface screen that can be transmitted to the patient management server 100 through the network means, and / or extracted from a predetermined database (not shown), and the interface unit 1900 The client may display the generated medical service providing result registration interface screen by interworking with the network means. It characterized in that provided in the agent terminal 120.

Thereafter, the client terminal 120 provides additional medical service providing result information including at least one of predetermined patient information, additional diagnostic result information, additional medical schedule information, and additional medical cost information based on the medical service providing result registration interface screen. Is inputted (or selected), and when it is confirmed that the additional medical service provision result information is input (or selected), the client terminal 120 receives the input (or selected) patient information and additional diagnosis through the network means. The additional medical service providing result information including at least one or more result information, additional medical schedule information, and additional medical cost information is transmitted to the patient management server 100.

Those skilled in the art to which the present invention belongs, the patient information through the at least one form (Form) included in the medical service providing result registration interface screen in the client terminal 120, the additional diagnosis result The technical features for inputting (or selecting) additional medical service provision result information including at least one of information, additional medical schedule information, and additional medical expenses information, and the input (or selection) through a communication protocol provided by the network means. You will be familiar with the technical features for transmitting additional medical service provision result information to the patient management server 100, a detailed description thereof will be omitted for convenience.

The information receiving unit 1910 includes additional medical information including at least one of predetermined patient information, additional diagnosis result information, additional medical schedule information, and additional medical cost information through the medical service provision result registration interface screen at the client terminal 120. When the service providing result information is input (or selected) and transmitted through the network means, the additional medical service providing result information is received in cooperation with the interface unit 1900.

In the technical field to which the present invention pertains, the method and / or process for receiving the additional medical service providing result information in connection with the interface unit 1900 provided in the patient management server 100 Since it will be familiar with the technical features, detailed description thereof will be omitted for convenience.

Referring to FIG. 19, the patient management server 100 may include at least one additional medical service including at least one of the patient information, additional diagnosis result information, additional medical schedule information, and additional medical cost information received through the information receiving unit 1910. And a validity confirming unit 1915 (or validity confirming means) for confirming validity of the provided result information.

According to an embodiment of the present invention, the validity check on the received medical service providing result information may include whether the patient information among the information included in the received medical service providing result information is a patient that is previously managed through the patient management system. It is desirable to check whether or not.

In addition, confirming the validity of the received medical service provision result information, whether the additional medical schedule information of the information contained in the received medical service provision result information is included in the date of operation in the hospital (or clinic) By doing so, it is preferable to confirm the validity of the received medical service provision result information.

Referring to FIG. 19, the patient management server 100 may include at least one additional medical service including at least one of the patient information, additional diagnosis result information, additional medical schedule information, and additional medical cost information received through the information receiving unit 1910. And an information storage unit 1930 (or information storage means) for storing the result information provided in the patient management D / B 1935 in connection with the additional medical service provision result information registered through FIG. 7. It is done.

The patient information is personal information (eg, patient name, social security number, home address, phone number, email address, mobile phone number) for the patient who wants to use the medical service through the hospital (or clinic) operating the patient management server 100. Etc.), medical insurance information (e.g.,) for the medical insurance subscribed to the patient, and patient registration information (e.g., a management number (or code) provided by the hospital (or clinic) for patient management). It is preferable to comprise at least one).

The additional diagnosis result information may be found in the course of using a medical service through a hospital (or a clinic) operating the patient management server 100, when a new disease, which has not been found in the past, is found in the name of the disease and progression of the disease. It is preferable to include the state and the relevant inspection results (eg, X-ray photographic images, etc. when X-ray imaging is included).

The additional medical schedule information is additional treatment schedule (or pre-treatment required to treat it based on the diagnosis result additionally confirmed in the course of using the medical service through the hospital (or clinic) operating the patient management server 100). It may be included in the treatment schedule), and at least one or more items, test items, medication name to be treated for each treatment schedule.

The additional medical cost information is required to treat the patient according to the determined medical schedule based on the diagnosis result additionally confirmed in the process of using the medical service through the hospital (or clinic) operating the patient management server 100. It is desirable to include the estimated amount of medical expenses for each additional treatment schedule.

Referring to FIG. 19, the patient management server 100 is connected to the interface unit 1900 when a predetermined client terminal 120 accesses the patient management server 100 through the interface unit 1900. Interface providing unit that generates (or extracts) a predetermined medical expenses loan inquiry interface screen for the client terminal 120 to input (or select) and transmit additional medical expenses loan inquiry request information including predetermined patient information ( 1905 (or an interface providing means) and the additional medical expenses loan inquiry request information that is input (or selected) and transmitted from the client terminal 120 through the medical expenses loan inquiry interface screen in cooperation with the interface unit 1900. And an information receiving unit 1910 (or information receiving means).

The interface providing unit 1905 has a functional configuration (eg, a client) provided in the client terminal 120 when a predetermined client terminal 120 accesses the patient management server 100 through the interface unit 1900. Corresponding to the browser program provided in the terminal 120) input (or select) additional medical expenses loan inquiry request information including predetermined patient information and transmits to the patient management server 100 through the network means. Generate a medical expenses loan inquiry interface screen, and / or extract from a predetermined database (not shown), and connect the interface with the interface unit 1900 to generate the medical expenses loan inquiry interface screen; It is characterized in that provided to the client terminal 120 through.

Thereafter, the client terminal 120 inputs (or selects) additional medical expenses loan inquiry request information including predetermined patient information based on the medical expenses loan inquiry interface screen, and the additional medical expenses loan inquiry request information is input (or Check), the client terminal 120 transmits the input (or selection) additional medical expenses loan inquiry request information to the patient management server 100 through the network means.

Those skilled in the art to which the present invention pertains, loan additional medical expenses including the patient information through at least one form form included in the medical expenses loan inquiry interface screen in the client terminal 120 Technical features for inputting (or selecting) inquiry request information, and technical features for transmitting the input (or selection) additional medical expenses loan inquiry request information to the patient management server 100 through a communication protocol provided by the network means. Since it will be familiar with, detailed description thereof will be omitted for convenience.

When the information receiver 1910 inputs (or selects) additional medical expenses loan inquiry request information including predetermined patient information through the medical expenses loan inquiry interface screen, the client terminal 120 transmits the information through the network means. The additional medical expenses loan inquiry request information is linked to the interface unit 1900.

In the technical field to which the present invention pertains, the method and / or process for receiving the additional medical fee loan inquiry request information in connection with the interface unit 1900 provided in the patient management server 100 Since it will be familiar with the technical features, detailed description thereof will be omitted for convenience.

Referring to FIG. 19, when the patient management server 100 receives additional medical expenses loan inquiry request information from the client terminal 120, the additional diagnosis is based on the patient information included in the received additional medical expenses loan inquiry request information. An information checking unit 1920 (or information checking means) for confirming the result information, the additional medical schedule information, and the additional medical cost information, the additional diagnosis result information, the additional medical schedule information, and the additional medical fee information It is characterized in that it comprises an information transmission unit 1925 (or information transmission means) for connecting the patient information and transmits to the medical portal server 105 to request information inquiry.

The information checking unit 1920 checks whether the patient information matching the patient information included in the received additional medical expenses loan inquiry request information is stored in the patient management D / B 1935, and receives the received additional information. When it is determined whether the patient information matching the patient information included in the medical loan request information is stored in the patient management D / B 1935, the additional diagnosis result information and additional medical care stored in connection with the confirmed patient information The schedule information and additional medical cost information may be further confirmed, and the confirmed information is provided to the information transmission unit 1925.

According to the exemplary embodiment of the present invention, the checking of the at least one additional diagnosis result information, additional medical schedule information, and additional medical expenses information based on the patient information included in the received additional medical expenses loan inquiry request information may include: The patient information matching the patient information included in the medical expenses loan inquiry request information is checked by checking the patient management D / B (1935), the additional diagnosis result information stored in connection with the confirmed patient information, additional medical schedule information, It is desirable to verify at least one additional medical expense information.

The information transmission unit 1925 is a medical portal for medical information loan related inquiry request information including at least one or more patient information, additional diagnosis result information, additional medical schedule information, additional medical cost information confirmed through the information confirmation unit 1920 The server 105 transmits the request for information inquiry.

Referring to FIG. 19, the patient management server 100 transmits the medical expenses loan related inquiry request information transmitted at the request of the client terminal 120 to the medical portal server 105 and then the medical portal server 105. Information receiving unit 1910 (or information receiving means) for receiving medical information loan-related inquiry result information including at least one or more patient information, loanable amount information, payable insurance information, and the received inquiry result information. And an information transmission unit 1925 (or information transmission means) provided to the patient (or guardian of the patient).

The information receiving unit 1910 transmits the medical expenses loan related inquiry request information transmitted in response to the request of the client terminal 120 to the medical portal server 105, and then allows patient information and loans from the medical portal server 105. And receiving medical result loan related inquiry result information including at least one amount of money information and payable insurance money information.

According to an embodiment of the present invention, the medical expenses loan related inquiry result information reception including at least one or more patient information, loanable amount information, and payable insurance information corresponding to the transmitted medical expenses loan inquiry request information is transmitted. The medical portal loan 105 query result information corresponding to the medical bill loan related inquiry request information is preferably provided to the server by querying the medical cost loan, the medical loan loan inquiry result information is sent to the information transmission unit (1925) Is provided to a patient (or guardian) communication means (e.g., mobile phone communication means, email communication means, messenger communication means, bulletin board communication means, web hard communication means, etc.), and / or outputted through the client terminal 120 It is preferable to process as much as possible.

Referring to FIG. 19, the patient management server 100 is connected to the interface unit 1900 when a predetermined client terminal 120 accesses the patient management server 100 through the interface unit 1900. Providing (or extracting) a predetermined medical expenses loan application interface screen for the client terminal 120 to input (or select) and transmit additional medical expenses loan application information including predetermined patient information and loan application amount information. Additional medical expenses loan application that is input (or selected) transmitted by the client terminal 120 through the medical expenses loan application interface screen in conjunction with the interface providing unit 1905 (or interface providing means) and the interface unit 1900 An information receiving unit 1910 (or information receiving means) for receiving information is characterized in that it is made.

The interface providing unit 1905 has a functional configuration (eg, a client) provided in the client terminal 120 when a predetermined client terminal 120 accesses the patient management server 100 through the interface unit 1900. Corresponding to the browser program provided in the terminal 120, input (or select) additional medical expenses loan application information including predetermined patient information and loan application amount information to the patient management server 100 through the network means. Create a predetermined medical loan application interface screen that can be transmitted, and / or extracted from a predetermined database (not shown), and in conjunction with the interface unit 1900 to generate the (or extracted) medical loan application interface screen It provides to the client terminal 120 through the network means.

Thereafter, the client terminal 120 inputs (or selects) additional medical expenses loan application information including predetermined patient information and loan application amount information based on the medical expenses loan application interface screen, and the additional medical expenses loan application information is When it is confirmed that the input (or selection), the client terminal 120 transmits the input (or selected) additional medical expenses loan application information to the patient management server 100 through the network means.

If the person having ordinary knowledge in the technical field to which the present invention belongs, the client terminal 120 through the at least one form (Form) form included in the medical expenses loan application interface screen through the patient information, loan application amount information Technical features for inputting (or selecting) additional medical expenses loan application information, and the additional medical expenses loan application information input (or selected) through a communication protocol provided by the network means, are transmitted to the patient management server 100. Since it will be familiar with the technical features, a detailed description thereof will be omitted for convenience.

The information receiver 1910 inputs (or selects) additional medical expenses loan application information including predetermined patient information and loan application amount information through the medical expenses loan application interface screen on the client terminal 120 to provide the network means. When transmitting through, it is characterized in that for receiving the additional medical expenses loan application information in conjunction with the interface unit 1900.

In the technical field to which the present invention pertains, the method and / or process for receiving the additional medical expenses loan request information in connection with the interface unit 1900 provided in the patient management server 100. Since it will be familiar with the technical features, detailed description thereof will be omitted for convenience.

Referring to FIG. 19, when the patient management server 100 receives additional medical expenses loan application information from the client terminal 120, the additional medical expenses loan application information further includes a medical institution information in the received additional medical expenses loan application information. Medical expenses loan processing is completed by obtaining the information transmission unit 1925 (or information transmission means) for transmitting the data to the financial institution server 110 and the patient (or guardian) for the medical expenses loan application transmitted to the financial institution server. It is characterized in that it comprises an information receiving unit 1910 (or information receiving means) for receiving whether or not.

When the information transmission unit 1925 receives the additional medical cost loan application information from the client terminal 120, the financial institution server 110 receives the additional medical cost loan application information further including medical institution information in the received additional medical cost loan application information. It is preferable to transmit the additional medical expenses loan application information to the financial institution server 110, and then receive the corresponding loan processing result through the information receiving unit 1910.

Here, the medical loan service provided at the request of the patient (or guardian), the medical bill loan amount is deposited into the financial account of the medical portal, or after the deposit to the financial account of the patient (or guardian), the medical loan again It is preferable to process the deposit into the financial account of the portal. When the payment of the medical expenses is completed to the financial account of the medical portal, the hospital (or the clinic) or the patient (or guardian) will be notified and processed to use the medical service. It is preferable.

FIG. 20 is a diagram illustrating an information registration process for registering additional medical-related information that a patient visits a hospital (or a clinic) and is confirmed through a questionnaire (or examination) according to an embodiment of the present invention.

In more detail, in FIG. 20, the client terminal 120 on the patient management system illustrated in FIG. 19 is visited by a patient (hospital) by the patient to the patient management server 100 through a predetermined network means. The patient management server 100 to transmit additional medical service provision result information including at least one or more patient information, additional diagnostic result information, additional medical schedule information, and additional medical cost information for registration of medical related information to be confirmed through the examination. ) Is a process for storing the additional medical service provision result information in the patient management D / B (1935), if the person skilled in the art to which the present invention pertains, reference and / or modification of this figure 20 Various methods of information registration process for the registration of medical-related information that is confirmed through a questionnaire (or examination) by a patient visiting a hospital (or a clinic) It may be inferred, but the present invention includes all the implementation methods inferred above, and is not limited to the implementation method shown in FIG.

Hereinafter, in FIG. 20, the patient management server 100 on the patient management system shown in FIG. 19 is referred to as "server" for convenience, and the client terminal 120 on the patient management system shown in FIG. 19 is called "terminal" for convenience. It is called.

Referring to FIG. 20, the terminal on the patient management system shown in FIG. 19 accesses the server through the network means, and the patient visits a hospital (or a clinic) to confirm medical information (or examination). The communication channel for registration is connected (2000).

According to an embodiment of the present invention, the communication channel connection process may further include at least one or more steps of logging in to the server from the terminal, and / or joining the server to the server. In the process, the patient information corresponding to the terminal is extracted (or obtained).

Those skilled in the art to which the present invention pertains, the terminal is connected to the server according to the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means, the patient is hospital ( Or a member of the clinic) will be familiar with the technical features of connecting the communication channel for registration of medical-related information to be confirmed through a questionnaire (or inspection), detailed description thereof will be omitted for convenience.

As described above, when a patient visits a hospital (or a clinic) between a terminal and a server, and a communication channel for registering medical information, which is confirmed through a questionnaire (or examination), is connected to the server through the communication channel. The patient visits a hospital (or a clinic) and requests a medical service provision result registration interface screen for registering medical-related information that is confirmed through a questionnaire (or examination) (2005). Create a medical service providing result registration interface screen including a user interface for inputting (or selecting) additional medical service providing result information including at least one of patient information, additional diagnosis result information, additional medical schedule information, and additional medical cost information (Or extraction) (2010), and the generated (or extracted) medical service provision result registration interface screen And it transmits it to the terminal group through the communication channel (2015).

Thereafter, the terminal displays the medical service provision result registration interface screen for input (or selection) of additional medical service provision result information including at least one of the patient information, additional diagnosis result information, additional medical schedule information, and additional medical cost information. The additional medical service providing result information is input (or selected) through the included user interface (2020).

If the terminal inputs (or selects) additional medical service providing result information including at least one of the patient information, additional diagnosis result information, additional medical schedule information, and additional medical cost information (2025), the terminal connects to the communication channel. The additional medical service providing result information is transmitted to the server through 2030. In response, the server confirms the validity of the received additional medical service providing result information (2035).

According to an embodiment of the present invention, the validity check on the received medical service providing result information may include whether the patient information among the information included in the received medical service providing result information is a patient that is previously managed through the patient management system. It is desirable to check whether or not.

In addition, confirming the validity of the received medical service provision result information, whether the additional medical schedule information of the information contained in the received medical service provision result information is included in the date of operation in the hospital (or clinic) By doing so, it is preferable to confirm the validity of the received medical service provision result information.

If the validity of the received additional medical service result result information is not confirmed (2040), the server generates (or extracts) validity error information regarding the received additional medical service result result information and transmits it to the terminal. Process to output the data (2045).

On the other hand, when the validity of the received additional medical service provision result information is confirmed (2040), the server stores the received additional medical service provision result information in the patient management D / B (1935) shown in Figure 19 (2050).

The patient information is personal information (eg, patient name, social security number, home address, phone number, email address, mobile phone number) for the patient who wants to use the medical service through the hospital (or clinic) operating the patient management server 100. Etc.), medical insurance information (e.g.,) for the medical insurance subscribed to the patient, and patient registration information (e.g., a management number (or code) provided by the hospital (or clinic) for patient management). It is preferable to comprise at least one).

The additional diagnosis result information may be found in the course of using a medical service through a hospital (or a clinic) operating the patient management server 100, when a new disease, which has not been found in the past, is found in the name of the disease and progression of the disease. It is preferable to include a state, and a related inspection result (eg, X-ray photographic image, etc. when X-ray imaging is included).

The additional medical schedule information is additional treatment schedule (or pre-treatment required to treat it based on the diagnosis result additionally confirmed in the course of using the medical service through the hospital (or clinic) operating the patient management server 100). It may be included in the treatment schedule), and at least one or more items, test items, medication name to be treated for each treatment schedule.

The additional medical cost information is required to treat the patient according to the determined medical schedule based on the diagnosis result additionally confirmed in the process of using the medical service through the hospital (or clinic) operating the patient management server 100. It is desirable to include the estimated amount of medical expenses for each additional treatment schedule.

FIG. 21 is a diagram illustrating an information inquiry process for loaning out medical expenses among medical-related information determined by a patient visiting a hospital (or a clinic) and a questionnaire (or examination) according to an embodiment of the present invention.

In more detail, in FIG. 21, the client terminal 120 on the patient management system shown in FIG. 19 visits the patient (hospital) by the patient management server 100 through a predetermined network means, and then checks (or The information inquiry process for the loan of medical expenses among the medical-related information determined through the inspection) is shown, and a person of ordinary skill in the art to which the present invention pertains can refer to and / or modify the patient of FIG. While visiting the hospital (or clinic) may infer various implementation methods for the information inquiry process for loans for medical expenses among the medical-related information confirmed through questionnaires (or inspections), the present invention may infer all It includes an implementation method and is not limited to the implementation method shown in FIG.

Hereinafter, in FIG. 21, the patient management server 100 on the patient management system shown in FIG. 19 will be referred to as "server" for convenience, and the client terminal 120 on the patient management system shown in FIG. 19 will be referred to as "terminal" for convenience. It is called.

Referring to FIG. 21, the terminal on the patient management system shown in FIG. 19 connects to the server through the network means, and the patient visits a hospital (or a clinic) to confirm medical information (or examination). The communication channel for querying the medical loan of the patient (or guardian) is connected (2100).

According to an embodiment of the present invention, the communication channel connection process may further include at least one step of logging in to the server from the terminal, and / or registering to the server from the terminal.

Those skilled in the art to which the present invention pertains, the terminal is connected to the server according to the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means, the patient is hospital ( Or you will be familiar with the technical features of connecting the communication channel for the medical loan check of the patient (or guardian) of the medical-related information is confirmed through the questionnaire (or examination), so the detailed description Omit for convenience.

As described above, when the patient visits a hospital (or a clinic) between the terminal and the server and the communication channel for the medical loan loan inquiry of the patient (or guardian) among the medical-related information that is confirmed through the questionnaire (or examination) is connected, the terminal In step 2105, the patient visits a hospital (or a clinic) to the server through the communication channel and requests a medical expenses loan inquiry interface screen for medical expenses loan inquiry among medical-related information that is confirmed through a questionnaire (or examination), In response, the server generates (or extracts) a medical expenses loan inquiry interface screen including a user interface for inputting (or selecting) additional medical expenses loan inquiry request information including the patient information in the terminal (2110), The generated (or extracted) medical expenses loan inquiry interface screen is transmitted to the terminal through the communication channel (2115).

Thereafter, the terminal inputs (or selects) the additional medical expenses loan inquiry request information through the user interface included in the medical expenses loan inquiry interface screen for input (or selection) of additional medical expenses loan inquiry request information including the patient information. (2120).

If additional medical expenses loan inquiry request information including the patient information is input (or selected) in the terminal (2125), the terminal transmits the additional medical expenses loan inquiry request information to the server through the communication channel (2130). In response, the server checks one or more additional diagnosis result information, additional medical schedule information, and additional medical expenses information based on the received additional medical expenses loan inquiry request information and transmits the one or more medical expenses information to the medical portal server 105 (2135). .

In the technical field to which the present invention pertains, the method and / or process for receiving the additional medical fee loan inquiry request information in connection with the interface unit 1900 provided in the patient management server 100 Since it will be familiar with the technical features, detailed description thereof will be omitted for convenience.

Thereafter, the server receives medical expenses loan related inquiry result information from the medical portal server 105 (2140), and notifies the patient (or guardian) of the received medical expenses loan related inquiry result information (2145).

According to the exemplary embodiment of the present invention, the checking of the at least one additional diagnosis result information, additional medical schedule information, and additional medical expenses information based on the patient information included in the received additional medical expenses loan inquiry request information may include: The patient information matching the patient information included in the medical expenses loan inquiry request information is checked by checking the patient management D / B (1935), the additional diagnosis result information stored in connection with the confirmed patient information, additional medical schedule information, It is desirable to verify at least one additional medical expense information.

According to an embodiment of the present invention, the medical expenses loan related inquiry result information reception including at least one or more patient information, loanable amount information, and payable insurance information corresponding to the transmitted medical expenses loan inquiry request information is transmitted. The medical portal loan 105 query result information corresponding to the medical bill loan related inquiry request information is preferably provided to the server by querying the medical cost loan, the medical loan loan inquiry result information is sent to the information transmission unit (1925) Is provided to a patient (or guardian) communication means (e.g., mobile phone communication means, email communication means, messenger communication means, bulletin board communication means, web hard communication means, etc.), and / or outputted through the client terminal 120 It is preferable to process as much as possible.

FIG. 22 is a diagram illustrating a loan application process for medical expenses among medical-related information determined by a patient visiting a hospital (or a clinic) according to an embodiment of the present invention through an interview (or examination).

In more detail, in FIG. 22, the client terminal 120 on the patient management system shown in FIG. 19 is visited by a patient (hospital) by the patient management server 100 through a predetermined network means. The process of applying for loans for medical expenses among the medical-related information determined through the examination), and those skilled in the art to which the present invention pertains, refer to and / or modify this drawing 22 to provide a patient with a hospital ( Or a member of the House of Representatives) may infer various implementation methods for the process of applying for loans for medical expenses among medical-related information determined through questionnaires (or inspections), but the present invention includes all the inferred implementation methods. The present invention is not limited to the implementation method shown in FIG.

Hereinafter, in FIG. 22, the patient management server 100 on the patient management system shown in FIG. 19 will be referred to as " server " for convenience, and the client terminal 120 on the patient management system shown in FIG. 19 will be referred to as " terminal " It is called.

Referring to FIG. 22, the terminal on the patient management system shown in FIG. 19 connects to the server through the network means, and the patient visits a hospital (or a clinic) to confirm medical information (or examination). The communication channel for loan application for medical expenses is connected (2200).

According to an embodiment of the present invention, the communication channel connection process may further include at least one step of logging in to the server from the terminal, and / or registering to the server from the terminal.

Those skilled in the art to which the present invention pertains, the terminal is connected to the server according to the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means, the patient is hospital ( Or you will be familiar with the technical features of connecting the communication channel for loan application for medical expenses among the medical-related information is confirmed through the questionnaire (or inspection) to visit the lawmakers, detailed description thereof will be omitted for convenience.

As described above, when a patient visits a hospital (or a clinic) between a terminal and a server, and a communication channel for loan application for medical expenses is connected among medical-related information determined through a questionnaire (or examination), the terminal is connected to the communication channel. The patient visits the hospital (or a clinic) through the server and requests a medical expenses loan application interface screen for a loan application for medical expenses among medical-related information determined through a questionnaire (or examination) (2205). The server generates (or extracts) a medical expenses loan application interface screen including a user interface for inputting (or selecting) additional medical expenses loan application information including at least one of the patient information and loan application amount information in the terminal. 2210, the generated (or extracted) medical expenses loan application interface screen through the communication channel It transmits words (2215).

Thereafter, the terminal loans the additional medical expenses through the user interface included in the medical expenses loan application interface screen for inputting (or selecting) additional medical expenses loan application information including at least one of the patient information and loan application amount information. The application information is processed to be input (or selected) (2220).

If the terminal additionally inputs (or selects) additional medical expenses loan application information including at least one of the patient information and the loan application amount information (2225), the terminal requests the additional medical expenses loan to the server through the communication channel. Information is transmitted (2230), and correspondingly, the server further includes medical institution information in the received additional medical expenses loan application information and transmits it to the financial institution server 110 (2235).

For those skilled in the art to which the present invention pertains, the method and / or process for receiving the additional medical expenses loan application information in connection with the interface unit 1900 provided in the patient management server 100 Since it will be familiar with the technical features, a detailed description thereof will be omitted for convenience.

Here, the medical loan service provided at the request of the patient (or guardian), the medical bill loan amount is deposited into the financial account of the medical portal, or after the deposit to the financial account of the patient (or guardian), the medical loan again It is preferable to process the deposit into the financial account of the portal. When the payment of the medical expenses is completed to the financial account of the medical portal, the hospital (or the clinic) or the patient (or guardian) will be notified and processed to use the medical service. It is preferable.

In addition, the additional medical expenses loan application information is preferably transmitted directly from the server to the financial institution server 110, and / or from the server through the medical portal server 105.

Thereafter, the server checks whether the medical cost loan processing is completed in connection with the financial institution server 110 (2240), and if it is confirmed whether the medical cost loan processing is completed, the server notifies the patient (or guardian) of the medical cost loan processing completion information. (2245).

FIG. 23 is a diagram illustrating a process of requesting payment of medical expenses for a patient using medical expenses loan service among patients receiving medical services through a hospital (or a clinic) according to an exemplary embodiment of the present invention.

More specifically, in FIG. 23, the client terminal 120 on the patient management system illustrated in FIG. 19 is a patient using a medical loan service among patients who are provided with medical services through the hospital (or a clinic) through a predetermined network means. As a procedure for requesting payment of medical expenses for a person having ordinary skill in the art to which the present invention pertains, the medical service is provided through a hospital (or a clinic) by referring to and / or modifying the drawing 23. Various implementation methods may be inferred for the process of requesting payment of medical expenses for a patient using a medical loan service among patients, but the present invention includes all the implementation methods inferred above, and only the implementation method illustrated in FIG. It is not limited.

Hereinafter, the patient management server 100 on the patient management system illustrated in FIG. 19 is referred to as "server" in FIG. 23, and the client terminal 120 on the patient management system illustrated in FIG. 19 is referred to as "terminal" for convenience. It is called.

Referring to FIG. 23, a terminal on the patient management system shown in FIG. 19 is connected to the server through the network means and receives a medical service through a hospital (or a doctor's office). A communication channel for requesting payment of medical expenses is connected (2300).

According to an embodiment of the present invention, the communication channel connection process may further include at least one step of logging in to the server from the terminal, and / or registering to the server from the terminal.

Those skilled in the art to which the present invention pertains, the terminal is connected to the server according to the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means, the patient is hospital ( Or you will be familiar with the technical features of connecting the communication channel for loan application for medical expenses among the medical-related information is confirmed through the questionnaire (or inspection) to visit the lawmakers, detailed description thereof will be omitted for convenience.

As described above, when a communication channel for paying medical expenses for a patient using a medical loan service is connected between the terminal and the server, the terminal receives the server through the communication channel. The medical service loan request interface screen for requesting the payment of medical expenses for the patient using the medical loan service among the patients who receive the medical service through the hospital (or a clinic) is requested (2305). Generating (or extracting) a medical expenses payment interface screen including a user interface for inputting (or selecting) additional medical service provision information including at least one of patient information, provided medical service history information, and additional medical expenses information; 2310), the medical expenses payment request interface generated (or extracted) And it transmits the side to the terminal via the communication channel (2315).

Thereafter, the terminal provides the additional medical service information through the user interface included in the medical expenses payment request interface screen for inputting (or selecting) additional medical service provision information including at least one of the patient information and the loan application amount information. The provision history information is input (or selected) to be processed (2320).

If the terminal receives (or selects) additional medical service detail information including at least one of the patient information, the provided medical service history information, and additional medical cost information (2325), the terminal transmits the information through the communication channel. The additional medical service detail information is transmitted to the server (2330), and in response, the server confirms the validity of the received additional medical service detail information (2335).

According to an exemplary embodiment of the present invention, the validity of the received additional medical service detail information may be determined by pre-managing patient information among information included in the received additional medical service detail information. By confirming whether or not the patient, it is desirable to confirm the validity of the received additional medical service information.

In addition, the verification of the validity of the received additional medical service history information, the medical service history information provided from the information contained in the received additional medical service history information, the additional medical schedule is registered through the patient management system By checking whether the information is included, it is preferable to confirm the validity of the received additional medical service detail information.

If the validity of the received additional medical service detail information is not confirmed (2340), the server generates (or extracts) validation error information about the received additional medical service detail information, and The process is transmitted to the terminal through the communication channel and output (2345).

On the contrary, if the validity of the received additional medical service detail information is confirmed (2340), the server further includes medical institution information in the received additional medical service detail information and transmits the medical portal server 105 to the medical expenses. Request for payment (2350).

FIG. 24 is a diagram illustrating a process of requesting payment of medical expenses for a patient using a medical loan service among patients receiving medical services through a hospital (or a clinic) according to another embodiment of the present invention.

More specifically, FIG. 24 shows a patient using a medical loan service among the patients whose client terminal 120 on the patient management system shown in FIG. 19 is provided with the medical service through the hospital (or a clinic) through a predetermined network means. As a procedure for requesting payment of medical expenses for a person having ordinary skill in the art to which the present invention pertains, the medical service is provided through a hospital (or a clinic) by referring to and / or modifying the drawing 24. Various implementation methods may be inferred for the process of requesting payment of medical expenses for a patient using a medical loan service among patients, but the present invention includes all the implementation methods inferred above, and only the implementation method illustrated in FIG. It is not limited.

Hereinafter, in FIG. 24, the patient management server 100 on the patient management system shown in FIG. 19 is referred to as "server" for convenience, and the client terminal 120 on the patient management system shown in FIG. 19 is "terminal" for convenience. It is called.

Referring to FIG. 24, a terminal on the patient management system shown in FIG. 19 is connected to the server through the network means and receives a medical service through a hospital (or a clinic). A communication channel for requesting payment of medical expenses is connected (2400).

According to an embodiment of the present invention, the communication channel connection process may further include at least one step of logging in to the server from the terminal, and / or registering to the server from the terminal.

Those skilled in the art to which the present invention pertains, the terminal is connected to the server according to the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means, the patient is hospital ( Or you will be familiar with the technical features of connecting the communication channel for loan application for medical expenses among the medical-related information is confirmed through the questionnaire (or inspection) to visit the lawmakers, detailed description thereof will be omitted for convenience.

As described above, when a communication channel for paying medical expenses for a patient using a medical loan service is connected between the terminal and the server, the terminal receives the server through the communication channel. The medical service loan request interface screen for requesting the payment of medical expenses for the patient using the medical loan service among the patients who receive the medical service through the hospital (or a clinic) is requested (2405). Generating (or extracting) a medical expenses payment interface screen including a user interface for inputting (or selecting) additional medical service provision information including at least one of patient information, provided medical service history information, and additional medical expenses information; 2410), the medical expenses payment request interface generated (or extracted) And it transmits the side to the terminal via the communication channel (2415).

Thereafter, the terminal provides the additional medical service information through the user interface included in the medical expenses payment request interface screen for inputting (or selecting) additional medical service provision information including at least one of the patient information and the loan application amount information. The provision history information is processed to be input (or selected) (2420).

If the terminal inputs (or selects) additional medical service detail information including at least one of the patient information, provided medical service history information, and additional medical cost information (2425), the terminal transmits the server through the communication channel. The additional medical service providing history information is transmitted to the office (2430), and correspondingly, the server further includes a medical institution information in the received additional medical service providing information and sends the medical portal server 105 to request medical expenses payment. (2435).

FIG. 25 is a medical portal system in which a patient visits a hospital (or a clinic) according to an embodiment of the present invention and relays a medical fee loan based on medical-related information determined through an interview (or examination), and manages the loaned medical fee. Figure is a diagram.

In more detail, Figure 25 shows the patient's visit to the hospital (or clinic) to relay the medical bills based on the medical-related information determined through the questionnaire (or examination), and manages the medical bills by operating the amount of the medical bills loaned from the financial institution. FIG. 25 illustrates a configuration of a medical portal system for dispensing medical treatment, and a person having ordinary technical knowledge in the art to which the present invention pertains refers to and / or modifying the drawing of FIG. It is possible to infer various implementation methods for the medical portal system that relays the medical expenses loan and manages the loaned medical expenses based on the medical-related information determined through the questionnaire (or inspection). It includes an implementation method and is not limited to the implementation method shown in FIG.

Hereinafter, components corresponding to at least one or more means and / or functional configurations for relaying medical expenses loans based on one or more information received from the patient management server 100 on the medical portal system shown in FIG. Medical portal server 105 ".

Referring to this figure 25 according to the embodiment of the present invention, an information registration system for registration of medical-related information in which a patient according to the present invention visits a hospital (or a clinic) and is confirmed through a medical question (or examination) is provided. At least one client terminal 120 connected to a network means, the client terminal 120 is connected through a predetermined network means, and receives additional medical service providing result information transmitted through the network means to manage the patient D The patient management server 100 stored in / B, and based on one or more information received from the patient management server 100 to query / confirm the information related to the medical loan and provide, and / or loanable amount information and Medical portal server 105 and the patient (or guardian) information from the medical portal server 105 that provides the inquiry / confirmation of the information available to receive insurance Financial institution server 110 that receives and provides loanable amount information or pays loans with approval of a patient (or guardian) according to the request of medical portal server 105, and request of medical portal server 105 It is characterized in that it comprises an insurance company server 115 that provides payable insurance information according to.

The client terminal 120 is a wired communication network based on Transmission Control Protocol / Internet Protocol (TCP / IP) or User Datagram Protocol / Internet Protocol (UDP / IP) (eg, Asymmetric Digital Subscriber Line (ADSL) / VDSL (Very High- and at least one wired terminal including a desktop computer and / or laptop connected to the patient care server 100 via a data rate Digital Subscriber Line) and / or a cable communication network, and / or CDMA A mobile communication terminal connected to a Code Division Multiple Access (CDMA) based mobile communication network (or a High Speed Downlink Packet Access (HSDPA) based mobile communication network), and / or a portable Internet terminal connected to an IEEE 802.16x based high speed wireless Internet, and And / or comprises at least one wireless terminal including at least one wireless LAN terminal connected to an IEEE 802.11x based wireless LAN communication network. The client terminal 120 outputs at least one medical service providing result registration interface screen provided by the patient management server 100, and at least one or more information through the medical service providing result registration interface screen. It is preferable that a function configuration (eg, a browser program and a communication function) for input and / or selection and transmission to the patient management server 100 is provided.

Those skilled in the art to which the present invention pertains will be able to easily infer the characteristics of the client terminal 120 corresponding to at least one or more wired terminal and / or wireless terminal, detailed description thereof Omit for convenience.

When the client terminal 120 is a wired terminal according to an embodiment of the present invention, the network means includes the wired communication network based on the TCP / IP or UDP / IP, and the client terminal 120 is a wireless terminal. In this case, the network means comprises at least one of the CDMA based (or HSDPA based) mobile communication network, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based wireless LAN communication network. It is preferable.

The patient management D / B provided in the patient management server 100 on the medical cost loan service providing system according to the present invention is the patient information, additional diagnosis result information, additional medical schedule information, additional medical expenses transmitted from the client terminal 120 And storing the additional medical service providing result information including at least one information.

In addition, the patient management D / B may be provided on a network accessible from a separate server (eg, medical portal server 105, etc.) in addition to the patient management server 100, due to the nature of the medical cost loan service providing system, Therefore, the present invention is not limited.

The patient information is personal information (eg, patient name, social security number, home address, phone number, email address, mobile phone number) for the patient who wants to use the medical service through the hospital (or clinic) operating the patient management server 100. Etc.), medical insurance information (e.g.,) for the medical insurance subscribed to the patient, and patient registration information (e.g., a management number (or code) provided by the hospital (or clinic) for patient management). It is preferable to comprise at least one).

The additional additional diagnosis result information may be found in the course of using a medical service through a hospital (or a clinic) operating the patient management server 100, when a new disease, which is not found in the past, may be found. It is preferable to include a progress state and related inspection results (eg, X-ray photographic images, etc. when X-ray imaging is included).

The additional additional medical schedule information is additional treatment schedule (or additional treatment schedule required to treat it based on a diagnosis result additionally confirmed in the course of using a medical service through a hospital (or a clinic) operating the patient management server 100) It may be included in the treatment schedule), and at least one or more items, test items, medication name to be treated for each treatment schedule.

The additional medical cost information is required to treat the patient according to the determined medical schedule based on the diagnosis result additionally confirmed in the course of using the medical service through the hospital (or a clinic) operating the patient management server 100. It is desirable to include information on the estimated medical expenses amount for each additional treatment schedule.

According to an embodiment of the present invention, the patient management server 100 is connected to the client terminal 120 through a network means, and has a function of processing one or more information received from the client terminal 120. It is preferable.

The function of processing one or more information received from the client terminal 120 may include at least one or more patient information, additional diagnosis result information, additional medical schedule information, and additional medical cost information received from the client terminal 120. The medical portal server 105 stores the additional medical service providing result information on the patient management D / B, and / or additional medical expenses loan inquiry request information including patient information received from the client terminal 120. Receive information on loanable amount and payable insurance information to provide to the patient (or guardian), and / or on the basis of additional medical loan application information including at least one patient information and loan application amount information. Through the loan application through the financial institution server 110, and / or patient information, provided within the medical service It is preferable to include a request for payment of medical expenses based on additional medical service provision history information including at least one station information, additional medical expenses information.

According to an embodiment of the present invention, the medical portal server 105 is an additional medical expenses including at least one or more patient information, additional diagnosis result information, additional medical schedule information, and additional medical cost information from the patient management server 100 Inquiry / confirm the loanable amount information in connection with the financial institution server 110 based on the information receiving unit 2500 (or information receiving means) for receiving the loan inquiry request information and the received additional medical expenses loan inquiry request information. Or / or an information checking unit 2505 (or information checking means) for searching / confirming payable insurance benefit information based on the received additional medical expenses loan inquiry request information, and the confirmed loanable amount information. And an information transmitter 2510 (or an information transmitter) for transmitting to the management server 100.

Also, the medical portal server 105 receives additional medical expenses loan inquiry request information including at least one of patient information, additional diagnosis result information, additional medical schedule information, and additional medical expenses information from the patient management server 100. When the additional medical expenses loan inquiry request information is stored in the storage medium 2530, the information storage unit 2525 (or information storage means) is characterized in that it is made.

The information receiving unit 2500 is input (or selected) from the patient management server 100 through the client terminal 120, and is confirmed based on the patient information, additional diagnosis result information, additional medical schedule information, And receiving additional medical expenses loan inquiry request information including at least one additional medical expenses information.

Here, when requesting at least one or more of the additional diagnosis result information, additional medical schedule information, and additional medical cost information, it may be requested after confirming whether or not the medical cost insurance for the patient is requested, and thus the present invention is not limited thereto.

According to an exemplary embodiment of the present invention, the additional medical expenses loan inquiry request information is received, the additional medical expenses loan inquiry request information including patient information is input through the medical expenses loan inquiry interface screen provided by the patient management server 100 ( Or) the at least one additional medical expenses loan inquiry request information inputted (or selected), additional diagnosis result information, additional medical schedule information, and additional medical expenses information identified based on the additional medical expenses loan inquiry request information. It is desirable to receive via.

According to another exemplary embodiment of the present invention, the additional medical expenses loan inquiry request information is received, the additional medical expenses loan inquiry request information including patient information is input through the medical expenses loan inquiry interface screen provided by the patient management server 100. (Or selected), it is preferable to receive the input (or selected) additional medical expenses loan inquiry request information directly from the client terminal 120, by transmitting the received patient information to the patient management server 100 It is preferable to request and receive at least one additional diagnosis result information, additional medical schedule information, and additional medical cost information.

According to another exemplary embodiment of the present invention, the additional medical expenses loan inquiry request information reception is provided by the medical portal server 105, the medical expenses loan inquiry interface screen, input (or selected through the medical expenses loan inquiry interface screen) Preferably, additional medical expenses loan inquiry request information including patient information is received directly from the client terminal 120, and the received patient information is transmitted to the patient management server 100 to provide additional diagnosis result information. In addition, it is preferable to request and receive at least one additional medical schedule information and additional medical expenses information.

According to another exemplary embodiment of the present invention, the additional medical expenses loan inquiry request information reception is provided by the medical portal server 105, the medical expenses loan inquiry interface screen, input (or selected through the medical expenses loan inquiry interface screen) It is preferable that at least one additional medical expenses loan inquiry request information including patient information and additional diagnosis result information, additional medical schedule information, and additional medical expenses information confirmed based on the patient information are received through the patient management server 100. .

The information checking unit 2505 is the financial institution server 110 based on the received medical information loan inquiry request information including at least one of the received patient information, additional diagnosis result information, additional medical schedule information, and additional medical cost information. ), The loanable amount information can be inquired / confirmed.

In addition, the information check unit 2505 is characterized in that to check / confirm the payable insurance benefits information based on the received additional medical expenses loan inquiry request information.

Here, if there is no previously loaned details, it is preferable to notify the hospital (or clinic) or the patient (or guardian) who has requested the medical loan loan inquiry that there is no existing medical loan.

According to the exemplary embodiment of the present invention, inquiring / confirming loanable amount information in connection with the financial institution server 110 based on the additional medical expenses loan inquiry request information is included in the received additional medical expenses loan inquiry request information. It is preferable to transmit the patient information (or guardian information) to the financial institution server 110 to request the loan amount information inquiry / confirmation, and to receive the loanable amount information from the financial institution server 110.

According to the method of the present invention, inquiring and confirming the allowable insurance money information in connection with the insurance company server 115 based on the additional medical money loan inquiry request information is included in the received additional medical money loan inquiry request information. In addition to patient information, additional diagnosis result information, additional medical schedule information, and additional medical cost information are transmitted to the insurance company server 115 to request inquiry / confirmation of the payable insurance money information, and the payable insurance money from the insurance company server 115. It is desirable to receive the information.

The information transmitting unit 2510 may notify the patient (or guardian) of loanable amount information and payable insurance money information confirmed through the information checking unit 2505.

According to the implementation method of the present invention, notifying the patient (or guardian) of the loanable amount information and the payable insurance benefit information, the checked loanable amount information and the payable insurance money information are included in the patient management server ( It is preferable to transmit to the client terminal 120 through 100 to notify the patient (or guardian).

According to another exemplary embodiment of the present invention, the notifying the patient (or guardian) of the loanable amount information and the payable insurance benefit information includes the confirmed loanable amount information and the payable insurance money information of the patient (or guardian). It is preferable to notify the communication means directly (or through the patient management server 100).

Here, the loanable amount information and the payable insurance money information may be further notified to the hospital (or a clinician) operating the patient management server 100 in addition to the patient (or guardian).

When the information storage unit 2525 receives additional medical expenses loan inquiry request information including at least one or more patient information, additional diagnosis result information, additional medical schedule information, and additional medical expenses information from the patient management server 100, The received additional medical expenses loan inquiry request information is stored in the storage medium 2530.

The patient information is personal information (eg, patient name, resident registration number, home address, phone number, email address, mobile phone, etc.) for the patient who wants to use the medical service through the hospital (or clinic) operating the patient management server 100. Number, etc.), medical insurance information (e.g.,) for the medical insurance to which the patient subscribes, and patient registration information (e.g., a management number (or code provided by the hospital (or clinic) for patient management) It is preferable to include at least one).

The additional diagnosis result information may be found in the course of using a medical service through a hospital (or a clinic) operating the patient management server 100, when a new disease, which has not been found in the past, is found in the name of the disease and progression of the disease. It is preferable to include a state, and a related inspection result (eg, X-ray photographic image, etc. when X-ray imaging is included).

The additional medical schedule information is additional treatment schedule (or pre-treatment required to treat it based on the diagnosis result additionally confirmed in the course of using the medical service through the hospital (or clinic) operating the patient management server 100). It may be included in the treatment schedule), and at least one or more items, test items, medication name to be treated for each treatment schedule.

The additional medical cost information is required to treat the patient according to the determined medical schedule based on the diagnosis result additionally confirmed in the process of using the medical service through the hospital (or clinic) operating the patient management server 100. It is desirable to include the estimated amount of medical expenses for each additional treatment schedule.

According to an embodiment of the present invention, the medical portal server 105 inputs (or selects) through the client terminal 120 based on loanable amount information and the payable insurance information notified to the patient (or guardian). Information receiving unit 2500 (or information receiving means) for receiving additional medical expenses loan application information including at least one patient information and loan application amount information; and the received additional medical expenses loan application information from the financial institution server 110. And an information transmission unit 2510 (or information transmission means) for relaying and transmitting additional medical expenses loan application information.

In addition, the medical portal server 105 is loan information and loan information to the patient (or guardian) and the patient information that is input (or selected) through the client terminal 120 on the basis of payable insurance information information, loan When the additional medical expenses loan application information including at least one application amount information is received, an information storage unit 2525 (or information storage means) for storing the received additional medical expenses loan application information on the storage medium 2530 is further provided. Characterized in that made.

The information receiver 2500 is input (or selected) through the client terminal 120 on the basis of the loanable amount information and the payable insurance information that is confirmed and inquired about the patient (or guardian) and notified. And additional medical expenses loan application information including at least one of information and loan application amount information.

According to an exemplary embodiment of the present invention, the additional medical expenses loan application information reception includes additional medical expenses including at least one patient information and loan application amount information through the medical expenses loan inquiry interface screen provided by the patient management server 100. When the loan application information is input (or selected), it is preferable to receive the input (or selected) additional medical expenses loan application information through the patient management server 100.

According to another exemplary embodiment of the present invention, the additional medical expenses loan application information receiving is further included including at least one or more patient information and loan application amount information through the medical expenses loan inquiry interface screen provided by the patient management server 100. When the medical expenses loan application information is input (or selected), it is preferable to receive the input (or selected) additional medical expenses loan application information directly from the client terminal 120.

According to another exemplary embodiment of the present invention, the additional medical expenses loan application information is received, the medical portal server 105 provides a medical expenses loan inquiry interface screen, and inputs (or selects) through the medical expenses loan inquiry interface screen. Preferably, additional medical expenses loan application information including at least one or more patient information and loan application amount information is directly received from the client terminal 120.

According to another exemplary embodiment of the present invention, the additional medical expenses loan application information is received, the medical portal server 105 provides a medical expenses loan inquiry interface screen, and inputs (or selects) through the medical expenses loan inquiry interface screen. Preferably, the additional medical expenses loan application information including at least one patient information and loan application amount information is received through the patient management server 100.

The information transmitter 2510 may transmit the received additional medical expenses loan application information to the financial institution server 110 to relay and transmit the additional medical expenses loan application information.

According to an embodiment of the present invention, when applying for a loan through a hospital (or a clinic) visited by one or more patients (or guardians) who want to borrow the medical expenses, the medical institution provides the financial institution loan details of the patients (or guardians). When the patient (or guardian) visits a financial institution for loans for medical expenses, the patient (or guardian) is provided with patient information and loan application amount information in advance to simplify the process such as checking whether a patient is eligible for medical loan service. It is preferable to transmit additional medical expenses loan application information including at least one to the financial institution server (110).

The information storage unit 2525 is inputted through the client terminal 120 based on loanable amount information and payable insurance information that the medical portal server 105 notifies the patient (or guardian). When the additional medical expenses loan application information including at least one patient information and the loan application amount information is received, the received additional medical expenses loan application information is stored in the storage medium 2530.

According to the implementation method of the present invention, the medical portal server 105 receives additional medical expenses loan application information including at least one or more of the patient information, loan application amount information, the received additional medical expenses loan application information is the financial After being sent to the institution server 110, the patient (or guardian) visits the financial institution and / or applies for a medical loan (or documents for the medical loan) via online (eg, wired / wireless internet, etc.). Confirmation and / or approval), and the financial account verification unit 2515 for checking whether the corresponding medical expenses loan is deposited in full (or part) of the medical expenses loan to the medical portal financial account operating the medical portal server 105. (Or financial account verification means) and information informing the patient (or guardian) of the medical portal financial account when the whole (or part) of the medical loan is received. And a transmitting unit 2510 (or information transmitting means).

The financial account checking unit 2515 receives additional medical expenses loan application information including at least one of the patient information and loan application amount information, and the received additional medical expenses loan application information is transmitted to the financial institution server 110. After the patient (or guardian) visits a financial institution and / or applies for medical loans (or checks and / or approves documents for medical loans) online (e.g., wired / wireless internet, etc.). And it is characterized in that whether the corresponding medical expenses loan is deposited in full (or part) of the medical expenses loan to the medical portal financial account operating the medical portal server 105.

According to the implementation method of the present invention, the confirmation of the deposit of the medical expenses loan loaned through the financial institution, the medical portal server 105 periodically requests a financial account inquiry by a predetermined time unit, receives and receives the financial institution It is desirable to check whether or not the payment of medical loans loaned through.

According to another embodiment of the present invention, the confirmation of the deposit of the medical expenses loan loaned through the financial institution, when depositing the medical expenses loan to the medical portal financial account from the financial institution that has performed the medical expenses loan, after notifying them separately, On this basis, it is desirable to check whether or not the deposit of medical expenses loans loaned through the financial institution.

Those skilled in the art to which the present invention pertains, because they will be familiar with the technical features of the method and / or process for checking whether the money is deposited into the financial account, detailed description thereof is omitted for convenience. do.

According to an embodiment of the present invention, the medical portal server 105 receives additional medical service providing history information including at least one or more patient information, provided medical service history information, and additional medical cost information from the patient management server 100. And a payment processing unit 2520 (or payment processing means) for processing payment of medical expenses based on the received information.

The information receiving unit 2500 may receive additional medical service providing history information including at least one or more patient information, provided medical service history information, and additional medical cost information from the patient management server 100.

According to the embodiment of the present invention, the additional medical service provision information reception is provided through the medical expenses payment request interface screen provided by the patient management server 100 (or provided by the medical portal server 105). It is preferable that the service providing history information is input (or selected), and the additional medical service providing history information received (or selected) is received by the patient management server 100 and relayed.

According to another exemplary embodiment of the present invention, the additional medical service detail information reception is provided through the medical expenses payment request interface screen provided by the patient management server 100 (or provided by the medical portal server 105). Additional medical service providing information is input (or selected), and it is preferable to simultaneously transmit the input (or selected) additional medical service providing information to the medical portal server 105 in addition to the patient management server 100.

According to another exemplary embodiment of the present invention, the additional medical service detail information reception is provided through the medical expenses payment request interface screen provided by the patient management server 100 (or provided by the medical portal server 105). Additional medical service providing information is input (or selected), and the input (or selected) additional medical service providing information is directly transmitted from the client terminal 120 to the medical portal server 105, and the medical portal server It is preferable that the 105 receives it and relays it to the patient management server 100.

The payment processing unit 2520 is characterized in that the payment processing medical expenses based on the additional medical service provision history information including at least one or more received patient information, provided medical service history information, additional medical cost information.

According to an exemplary embodiment of the present invention, the payment of medical expenses based on the additional medical service providing information includes: providing the medical service details contained in the additional medical service providing information stored in the storage medium 2530. The first check whether the medical billing information is included in the schedule, the second check whether the additional medical billing information requested to be paid is less than the medical loan loan paid by the patient (or guardian), and then both the first and second check results If it is satisfied that it is preferable to process the medical expenses.

According to another exemplary embodiment of the present invention, the payment of medical expenses based on the additional medical service provision information may include additional medical service details contained in the additional medical service provision information stored in the storage medium 2530. It is preferable to first check whether the medical expenses information is included in the medical schedule information, and to check whether the additional medical expenses information requested for payment is less than the medical expenses loan loaned by the patient (or guardian). In case of being satisfied and not satisfied with the secondary verification result, the patient (or guardian) charges a premium in the medical portal (or patient (or guardian)) and receives it through the medical portal financial account. It is advisable to use insurance to pay medical expenses that were not processed through the loan.

Here, the medical expenses payment processing history using the medical expenses loan (or the medical expenses loan and insurance) is naturally stored in the storage medium 2530, but if the person having ordinary technical knowledge in the technical field to which the present invention belongs, Since it will be easy to infer a part of the method and / or process for storing the medical expenses payment processing history using the medical expenses loan (or the medical expenses loan and insurance) in the storage medium 2530, the detailed description thereof Is omitted for convenience.

26A and 26B illustrate an information inquiry process of inquiring / confirming and providing various types of information at the request of a patient (or guardian) according to an embodiment of the present invention.

In more detail, in FIGS. 26A and 26B, the client terminal 120 on the patient management system shown in FIG. 7 is connected to the patient management server 100 shown in FIG. 7 via a predetermined network means. Representative) to request information inquiry for the loan of medical expenses among medical-related information to be confirmed through a questionnaire (or examination), the patient management server 100 is the medical portal server 105 shown in FIG. As a process of inquiring / confirming and providing various types of information at the request of the patient (or guardian), a person having ordinary knowledge in the technical field to which the present invention pertains may refer to FIGS. 26a and 26b. And / or may be modified to infer various implementation methods for the information inquiry process of inquiring / confirming and providing various information at the request of the patient (or guardian). The present invention includes all implementation methods, and is not limited to the implementation methods shown in FIGS. 26A and 26B.

Hereinafter, the medical portal server 105 on the medical portal system shown in FIG. 25 in FIGS. 26A and 26B will be referred to as a "server" for convenience, and the client terminal 120 on the medical portal system shown in FIG. 25 will be referred to for convenience. It is called "terminal".

Referring to FIGS. 26A and 26B, a terminal on the medical portal system illustrated in FIG. 25 accesses the patient management server 100 through the network means, and a patient visits a hospital (or a doctor's office) for a questionnaire (or examination). In step 2600, a communication channel for querying a medical loan of a patient (or guardian) among medical-related information is determined through (2600).

According to an embodiment of the present invention, the communication channel connection process may include logging in to the patient management server 100 from the terminal, and / or registering a member to the patient management server 100 in the terminal. It is preferred to comprise one or more further.

Those skilled in the art to which the present invention belongs, the terminal is connected to the patient management server 100 in accordance with the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means Since the patient visits a hospital (or a clinic) and is familiar with the technical features of connecting the communication channel for the medical loan loan inquiry of the patient (or guardian) among the medical-related information confirmed through the questionnaire (or examination), Detailed description thereof will be omitted for convenience.

As described above, between the terminal and the patient management server 100, the patient visits the hospital (or the clinic) and the communication channel for the medical loan loan inquiry of the patient (or guardian) among the medical information determined through the questionnaire (or examination) is provided. When connected, the terminal loans medical expenses for medical expenses loan inquiry among medical-related information that is confirmed through an interview (or examination) by the patient visiting a hospital (or a clinic) to the patient management server 100 through the communication channel. Request the inquiry interface screen (2605), and correspondingly the patient management server 100 includes a medical interface including a user interface for inputting (or selecting) additional medical expenses loan inquiry request information including the patient information in the terminal; A loan inquiry interface screen is generated (or extracted) (2610) and the generated (or extracted) medical expenses loan inquiry interface screen to the communication channel It transmits through to the terminal (2615).

Thereafter, the terminal inputs (or selects) the additional medical expenses loan inquiry request information through the user interface included in the medical expenses loan inquiry interface screen for input (or selection) of additional medical expenses loan inquiry request information including the patient information. (2620).

If additional medical expenses loan inquiry request information including the patient information is input (or selected) in the terminal (2625), the terminal sends the additional medical expenses loan inquiry request information to the patient management server 100 through the communication channel. In operation 2630, the patient management server 100 checks one or more additional diagnosis result information, additional medical schedule information, and additional medical cost information based on the received additional medical fee loan inquiry request information to the server. Transmit (2635).

Technical features of the method and / or process for receiving the additional medical fee loan inquiry request information in conjunction with the interface unit provided in the patient management server 100, if the person having ordinary technical knowledge in the technical field to which the present invention belongs. Since it will be familiar with, detailed description thereof will be omitted for convenience.

Thereafter, the server receives additional medical expenses loan inquiry request information, additional diagnosis result information, additional medical schedule information, and additional medical expenses information from the medical portal server 105, and includes the received patient information. The loanable amount information and the payable insurance benefit information are checked based on the additional medical expenses loan inquiry request information (2640).

Here, when requesting at least one or more of the additional diagnosis result information, additional medical schedule information, and additional medical cost information, it may be requested after confirming whether or not the medical cost insurance for the patient is requested, and thus the present invention is not limited thereto.

According to an exemplary embodiment of the present invention, the additional medical expenses loan inquiry request information is received, the additional medical expenses loan inquiry request information including patient information is input through the medical expenses loan inquiry interface screen provided by the patient management server 100 ( Or selected), at least one or more additional medical expenses loan inquiry request information inputted (or selected), additional diagnosis result information, additional medical schedule information, and additional medical expenses information identified based on the additional medical expenses loan inquiry request information It is desirable to receive via.

According to another exemplary embodiment of the present invention, the additional medical expenses loan inquiry request information is received, the additional medical expenses loan inquiry request information including patient information is input through the medical expenses loan inquiry interface screen provided by the patient management server 100. (Or selected), it is preferable to receive the input (or selected) additional medical expenses loan inquiry request information directly from the client terminal 120, by transmitting the received patient information to the patient management server 100 It is preferable to request and receive at least one additional diagnosis result information, additional medical schedule information, and additional medical cost information.

According to another exemplary embodiment of the present invention, the additional medical expenses loan inquiry request information reception is provided by the medical portal server 105, the medical expenses loan inquiry interface screen, input (or selected through the medical expenses loan inquiry interface screen) Preferably, additional medical expenses loan inquiry request information including patient information is received directly from the client terminal 120, and the received patient information is transmitted to the patient management server 100 to further diagnose result information and; It is preferable to request and receive at least one additional medical schedule information and additional medical expenses information.

According to another exemplary embodiment of the present invention, the additional medical expenses loan inquiry request information reception is provided by the medical portal server 105, the medical expenses loan inquiry interface screen, input (or selected through the medical expenses loan inquiry interface screen) It is preferable that at least one additional medical expenses loan inquiry request information including patient information and additional diagnosis result information, additional medical schedule information, and additional medical expenses information confirmed based on the patient information are received through the patient management server 100. .

According to the exemplary embodiment of the present invention, inquiring / confirming loanable amount information in connection with the financial institution server 110 based on the additional medical expenses loan inquiry request information is included in the received additional medical expenses loan inquiry request information. It is preferable to transmit the patient information (or guardian information) to the financial institution server 110 to request the loan amount information inquiry / confirmation, and to receive the loanable amount information from the financial institution server 110.

According to the method of the present invention, inquiring and confirming the allowable insurance money information in connection with the insurance company server 115 based on the additional medical money loan inquiry request information is included in the received additional medical money loan inquiry request information. In addition to patient information, additional diagnosis result information, additional medical schedule information, and additional medical cost information are transmitted to the insurance company server 115 to request inquiry / confirmation of the payable insurance money information, and the payable insurance money from the insurance company server 115. It is desirable to receive the information.

If, based on the additional medical expenses loan inquiry request information, the additional diagnosis result information, the additional medical schedule information, the additional medical expenses information including the received patient information is confirmed (2645), The server transmits the medical expenses loan related inquiry result information including at least one or more of the checked loanable amount information and payable insurance money information to the patient management server 100 (2650).

According to the implementation method of the present invention, notifying the patient (or guardian) of the loanable amount information and the payable insurance benefit information, the checked loanable amount information and the payable insurance money information are included in the patient management server ( It is preferable to transmit to the client terminal 120 through 100 to notify the patient (or guardian).

According to another exemplary embodiment of the present invention, the notifying the patient (or guardian) of the loanable amount information and the payable insurance benefit information includes the confirmed loanable amount information and the payable insurance money information of the patient (or guardian). It is preferable to notify the communication means directly (or through the patient management server 100).

Here, the loanable amount information and the payable insurance money information may be further notified to the hospital (or a clinician) operating the patient management server 100 in addition to the patient (or guardian).

Thereafter, the patient management server 100 receives the medical expenses loan related inquiry result information from the server (2655), and notifies the patient (or guardian) of the received medical expenses loan related inquiry result information (2660).

According to the exemplary embodiment of the present invention, the checking of the at least one additional diagnosis result information, additional medical schedule information, and additional medical expenses information based on the patient information included in the received additional medical expenses loan inquiry request information may include: Check the patient information matching the patient information included in the medical fee loan inquiry request information by checking the patient management D / B, and additional diagnostic result information, additional medical schedule information, additional medical cost information stored in connection with the confirmed patient information It is desirable to check at least one more.

According to an embodiment of the present invention, the medical expenses loan related inquiry result information reception including at least one or more patient information, loanable amount information, and payable insurance information corresponding to the transmitted medical expenses loan inquiry request information is transmitted. Preferably, the medical expenses loan related inquiry result information corresponding to the medical expenses loan inquiry request information is provided on the server and provided to the patient management server 100. The medical expenses loan related inquiry result information is provided to the information transmission unit 2510. Is provided to the patient's (or guardian's) communication means (e.g., mobile phone communication means, email communication means, messenger communication means, bulletin board communication means, web hard communication means, etc.), and / or output through the client terminal 120 It is preferable to process as much as possible.

27A and 27B illustrate a process of requesting a loan based on the inquiry / confirmation of various types of information at the request of a patient (or guardian) according to an embodiment of the present invention.

More specifically, FIGS. 27A and 27B show that the client terminal 120 on the medical portal system shown in FIG. 25 visits a patient (hospital) to the patient management server 100 through a predetermined network means. As a procedure for applying for a loan for medical expenses among medical-related information determined through a questionnaire (or inspection), and transmitting the loan application to the financial institution server 110, the present invention is conventional. Those skilled in the art may refer to and / or modify the drawings 27a and 27b to inquire and confirm various information at the request of the patient (or guardian), and then, various methods of applying for a loan based on the information may be described. It may be inferred, but the present invention includes all the inferred implementation methods, and is not limited to the implementation method shown in FIGS. 27A and 27B.

Hereinafter, the medical portal server 105 on the medical portal system shown in FIG. 25 in FIGS. 27A and 27B will be referred to as a "server" for convenience, and the client terminal 120 on the medical portal system shown in FIG. 25 will be referred to for convenience. It is called "terminal".

Referring to FIGS. 27A and 27B, a terminal on the medical portal system illustrated in FIG. 25 accesses the patient management server 100 through the network means, and a patient visits a hospital (or a clinic) to make an inquiry (or examination). Connect the communication channel for loan application for medical expenses among the medical-related information is confirmed through the (2700).

According to an embodiment of the present invention, the communication channel connection process may include logging in to the patient management server 100 from the terminal, and / or registering a member to the patient management server 100 in the terminal. It is preferred to comprise one or more further.

Those skilled in the art to which the present invention belongs, the terminal is connected to the patient management server 100 in accordance with the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means Since the patient visits a hospital (or a clinic) and is familiar with the technical features of connecting a communication channel for loan application for medical expenses, among the medical-related information determined through questionnaires (or examinations), a detailed description thereof will be provided. Omit for convenience.

As described above, when a patient visits a hospital (or a clinic) between the terminal and the patient management server 100 and a communication channel for loan application for medical expenses is connected, among the medical-related information determined through an interview (or examination), The terminal visits the patient management server 100 through the communication channel to the hospital (or clinic), the medical expenses loan application interface for the loan application for medical expenses among the medical-related information that is confirmed through a questionnaire (or examination) A user requesting a screen (2705), and correspondingly, the patient management server 100 inputs (or selects) additional medical expenses loan application information including at least one of the patient information and loan application amount information in the terminal. Create (or extract) a medical expenses loan application interface screen including an interface 2710, and generate (or extract) the healthcare expenses loan application interface It transmits a scan screen to the terminal via the communication channel (2715).

Thereafter, the terminal requests the additional medical expenses loan through the user interface included in the medical expenses loan application interface screen for inputting (or selecting) additional medical expenses loan application information including at least one of the patient information and loan application amount information. The information is processed to be input (or selected) (2720).

If the terminal additionally inputs (or selects) additional medical expenses loan application information including at least one of the patient information and loan application amount information (2725), the terminal transmits to the patient management server 100 through the communication channel. The additional medical expenses loan application information is transmitted (2730), and correspondingly, the patient management server 100 further includes the medical institution information in the received additional medical expenses loan application information and transmits it to the server (2735).

If a person having ordinary technical knowledge in the technical field to which the present invention belongs, the technical features of the method and / or process for receiving the additional medical cost loan application information in conjunction with the interface unit provided in the patient management server (100) Since it will be familiar with, detailed description thereof will be omitted for convenience.

Here, the medical loan service provided at the request of the patient (or guardian), the medical bill loan amount is deposited into the financial account of the medical portal, or after the deposit to the financial account of the patient (or guardian), the medical loan again It is preferable to process the deposit into the financial account of the portal. When the payment of the medical expenses is completed to the financial account of the medical portal, the hospital (or the clinic) or the patient (or guardian) will be notified and processed to use the medical service. It is preferable.

In addition, the additional medical expenses loan application information is transmitted to the financial institution server 110 directly from the patient management server 100, and / or transmitted from the server through the patient management server 100.

Thereafter, the server receives additional medical expenses loan application information and medical institution information from the patient management server 100 (2740), and connects the received medical institution information and additional medical expenses loan application information to the storage medium shown in FIG. After storing in 2530 (2745), the received medical institution information and additional medical expenses loan application information are transmitted to the financial institution server 110 shown in FIG. 25 (2750).

According to an exemplary embodiment of the present invention, the additional medical expenses loan application information reception includes additional medical expenses including at least one patient information and loan application amount information through the medical expenses loan inquiry interface screen provided by the patient management server 100. When the loan application information is input (or selected), it is preferable to receive the input (or selected) additional medical expenses loan application information through the patient management server 100.

According to another exemplary embodiment of the present invention, the additional medical expenses loan application information receiving is further included including at least one or more patient information and loan application amount information through the medical expenses loan inquiry interface screen provided by the patient management server 100. When the medical expenses loan application information is input (or selected), it is preferable to receive the input (or selected) additional medical expenses loan application information directly from the client terminal 120.

According to another exemplary embodiment of the present invention, the additional medical expenses loan application information is received, the medical portal server 105 provides a medical expenses loan inquiry interface screen, and inputs (or selects) through the medical expenses loan inquiry interface screen. Preferably, the additional medical expenses loan application information including at least one patient information and loan application amount information is directly received from the client terminal 120.

According to another exemplary embodiment of the present invention, the additional medical expenses loan application information is received, the medical portal server 105 provides a medical expenses loan inquiry interface screen, and inputs (or selects) through the medical expenses loan inquiry interface screen. Preferably, the additional medical expenses loan application information including at least one patient information and loan application amount information is received through the patient management server 100.

According to an embodiment of the present invention, when applying for a loan through a hospital (or a clinic) visited by one or more patients (or guardians) who want to borrow the medical expenses, the medical institution provides the financial institution loan details of the patients (or guardians). When the patient (or guardian) visits a financial institution for loans for medical expenses, the patient (or guardian) is provided with patient information and loan application amount information in advance to simplify the process such as checking whether a patient is eligible for medical loan service. It is preferable to transmit additional medical expenses loan application information including at least one to the financial institution server (110).

Thereafter, the patient management server 100 checks whether the medical expenses loan processing is completed in connection with the financial institution server 110 (2755). Or guardian) (2770).

28A and 28B illustrate a process of paying medical expenses of a patient who receives a medical service through a hospital (or a clinic) according to an exemplary embodiment of the present invention.

More specifically, FIGS. 28A and 28B illustrate a medical loan service among patients in which the client terminal 120 on the patient management system shown in FIG. 7 is provided with the medical service through the hospital (or a clinic) through a predetermined network means. For the process of payment of medical expenses for a patient using the present invention, those skilled in the art to which the present invention belongs, through the hospital (or clinic) by referring to and / or modified with reference to the drawings 28a and 28b Various implementation methods for the process of paying the medical expenses for the patient using the medical expenses loan service among the patients receiving the medical service may be inferred, but the present invention includes all the implementation methods inferred above, It is not limited to only the implementation method shown in Fig. 28B.

Hereinafter, the medical portal server 105 on the medical portal system shown in FIG. 25 in FIGS. 28A and 28B will be referred to as a "server" for convenience, and the client terminal 120 on the medical portal system shown in FIG. 25 will be referred to for convenience. It is called "terminal".

Referring to FIGS. 28A and 28B, a terminal on the medical portal system illustrated in FIG. 25 is connected to the patient management server 100 through the network means and is provided with a medical service through a hospital (or a clinic). A communication channel for requesting payment of medical expenses for the patient using the medical expenses loan service is connected (2800).

According to an embodiment of the present invention, the communication channel connection process may further include at least one step of logging in to the patient management server 100 from the terminal, and / or registering a member from the terminal to the server. It is preferable to make.

Those skilled in the art to which the present invention belongs, the terminal is connected to the patient management server 100 in accordance with the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means Since the patient visits a hospital (or a clinic) and is familiar with the technical features of connecting a communication channel for loan application for medical expenses, among the medical-related information determined through questionnaires (or examinations), a detailed description thereof will be provided. Omit for convenience.

As described above, when a communication channel for payment of medical expenses for a patient using a medical loan service is connected between the terminal and the patient management server 100 through a hospital (or a clinic), the terminal communicates with the terminal. Request a medical cost loan application interface screen for requesting payment of medical expenses for a patient using a medical cost loan service among patients receiving medical services through a hospital (or a clinic) to the patient management server 100 through a channel (2805). In response, the patient management server 100 inputs (or selects) additional medical service provision information including at least one of the patient information, provided medical service history information, and additional medical cost information in the terminal. Generate (or extract) the medical expenses payment interface screen including a (2810), and the generation (and And transmits the extracted) medical payment request screen interface to the mobile station over the communications channel (2815).

Thereafter, the terminal provides the additional medical service information through the user interface included in the medical expenses payment request interface screen for inputting (or selecting) additional medical service provision information including at least one of the patient information and the loan application amount information. The provision history information is processed to be input (or selected) (2820).

If the terminal inputs (or selects) additional medical service detail information including at least one of the patient information, provided medical service history information, and additional medical cost information (2825), the terminal receives the patient through the communication channel. The additional medical service providing history information is transmitted to the management server 100 (2830), and correspondingly, the patient management server 100 confirms the validity of the received additional medical service providing information (2835).

According to the exemplary embodiment of the present invention, the validity of the received additional medical service detail information may be determined by pre-managing patient information among the information included in the received additional medical service detail information. By confirming whether or not the patient, it is desirable to confirm the validity of the received additional medical service information.

In addition, the verification of the validity of the received additional medical service history information, the medical service history information provided from the information contained in the received additional medical service history information, the additional medical schedule is registered through the patient management system By checking whether the information is included, it is preferable to confirm the validity of the received additional medical service detail information.

If the validity of the received additional medical service detail information is not confirmed (2840), the patient management server 100 generates validation error information about the received additional medical service detail information (or Extraction), and transmits the extracted data to the terminal through the communication channel (2845).

On the other hand, if the validity of the received additional medical service history information is confirmed (2840), the patient management server 100 further includes the medical institution information in the received additional medical service history information transmitted to the server medical expenses Request for payment (2850).

Thereafter, the server receives additional medical service provision information and medical institution information transmitted from the patient management server 100 (2855), and checks the received additional medical service provision information to confirm whether medical expenses can be paid. (2860).

According to the embodiment of the present invention, the additional medical service provision information reception is provided through the medical expenses payment request interface screen provided by the patient management server 100 (or provided by the medical portal server 105). It is preferable that the service providing history information is input (or selected), and the additional medical service providing history information received (or selected) is received by the patient management server 100 and relayed.

According to another exemplary embodiment of the present invention, the additional medical service detail information reception is provided through the medical expenses payment request interface screen provided by the patient management server 100 (or provided by the medical portal server 105). Additional medical service providing information is input (or selected), and it is preferable to simultaneously transmit the input (or selected) additional medical service providing information to the medical portal server 105 in addition to the patient management server 100.

According to another exemplary embodiment of the present invention, the additional medical service detail information reception is provided through the medical expenses payment request interface screen provided by the patient management server 100 (or provided by the medical portal server 105). Additional medical service providing information is input (or selected), and the input (or selected) additional medical service providing information is directly transmitted from the client terminal 120 to the medical portal server 105, and the medical portal It is preferable that the server 105 receives this and relays it to the patient management server 100.

If the received medical service provision is confirmed that medical expenses cannot be paid (2865), the server generates (or extracts) medical expenses non-payable error information for the received additional medical service provision information to the medical institution. Notify (2870).

On the other hand, if the received medical service provider is confirmed that the medical expenses can be paid (2865), the server processes the payment of medical expenses for the received additional medical service information (2875).

According to an exemplary embodiment of the present invention, the payment of medical expenses based on the additional medical service providing information includes: providing the medical service details contained in the additional medical service providing information stored in the storage medium 2530. The first check whether the medical billing information is included in the medical schedule information, the second check whether the additional medical billing information requested to be paid is less than the medical loan loan paid by the patient (or guardian), and then the first and second check results If it is satisfied that it is preferable to process the medical expenses.

According to another exemplary embodiment of the present invention, the payment of medical expenses based on the additional medical service provision information may include additional medical service details contained in the additional medical service provision information stored in the storage medium 2530. It is preferable to first check whether the medical expenses information is included in the medical schedule information, and to check whether the additional medical expenses information requested for payment is less than the medical expenses loan loaned by the patient (or guardian). In case of being satisfied and not satisfied with the secondary verification result, the patient (or guardian) charges a premium in the medical portal (or patient (or guardian)) and receives it through the medical portal financial account. It is advisable to use insurance to pay medical expenses that were not processed through the loan.

Here, the medical expenses payment processing history using the medical expenses loan (or the medical expenses loan and insurance) is naturally stored in the storage medium 2530, but if the person having ordinary technical knowledge in the technical field to which the present invention belongs, Since it is possible to easily infer a part of the method and / or process for storing the medical expenses payment processing history using the medical expenses loan (or the medical expenses loan and insurance) in the storage medium 2530, the detailed description thereof Omit for convenience.

29 is a diagram illustrating a process of paying medical expenses of a patient who is provided with medical services through a hospital (or a clinic) according to an exemplary embodiment of the present invention.

More specifically, FIG. 29 shows a patient using a medical loan service among patients whose medical service is provided through the hospital (or a clinic) through a predetermined network means by the client terminal 120 on the patient management system shown in FIG. As a person having ordinary skill in the art to which the present invention pertains, the patient who receives the medical service through a hospital (or a clinic) by referring to and / or modifying the drawing 29 is provided. Various implementation methods for the process of paying the medical expenses for the patient using the medical expenses loan service may be inferred, but the present invention includes all the implementation methods inferred, and is limited to the implementation method shown in FIG. Not.

Hereinafter, in FIG. 29, the medical portal server 105 on the medical portal system shown in FIG. 25 is referred to as "server" for convenience, and the client terminal 120 on the medical portal system shown in FIG. 25 is "terminal" for convenience. It is called.

Referring to FIG. 29, the terminal on the medical portal system shown in FIG. 25 is connected to the patient management server 100 through the network means, and the medical expenses loan service among the patients who receive the medical service through a hospital (or a clinic). Connect the communication channel for requesting payment of medical expenses for the patient using (2900).

According to an embodiment of the present invention, the communication channel connection process may further include at least one step of logging in to the patient management server 100 from the terminal, and / or registering a member from the terminal to the server. It is preferable to make.

Those skilled in the art to which the present invention belongs, the terminal is connected to the patient management server 100 in accordance with the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means Since the patient visits a hospital (or a clinic) and is familiar with the technical features of connecting a communication channel for loan application for medical expenses, among the medical-related information determined through questionnaires (or examinations), a detailed description thereof will be provided. Omit for convenience.

As described above, when a communication channel for payment of medical expenses for a patient using a medical loan service is connected between the terminal and the patient management server 100 through a hospital (or a clinic), the terminal communicates with the terminal. Request a medical cost loan application interface screen for requesting payment of medical expenses for a patient using a medical cost loan service among patients receiving medical services through a hospital (or a clinic) to the patient management server 100 through a channel (2905); In response, the patient management server 100 inputs (or selects) additional medical service provision information including at least one of the patient information, provided medical service history information, and additional medical cost information at the terminal. Generate (or extract) the medical expenses payment request interface screen including 2910 and generating (or And transmits the extracted) medical payment request screen interface to the mobile station over the communications channel (2915).

Thereafter, the terminal provides the additional medical service information through the user interface included in the medical expenses payment request interface screen for inputting (or selecting) additional medical service provision information including at least one of the patient information and the loan application amount information. The processing history information is input (or selected) (2920).

If the terminal inputs (or selects) additional medical service providing information including at least one of the patient information, provided medical service history information, and additional medical cost information (2925), the terminal receives the patient through the communication channel. The additional medical service providing history information is transmitted to the management server 100 (2930), and the patient management server 100 further includes medical institution information in the received additional medical service providing information and transmits the medical expenses to a server for payment of medical expenses. Request (2935).

Thereafter, the server receives additional medical service provision information and medical institution information transmitted from the patient management server 100 (2940), and checks the received additional medical service detail information to confirm whether medical expenses can be paid. (2945).

According to the embodiment of the present invention, the additional medical service provision information reception is provided through the medical expenses payment request interface screen provided by the patient management server 100 (or provided by the medical portal server 105). It is preferable that the service providing history information is input (or selected), and the additional medical service providing history information received (or selected) is received by the patient management server 100 and relayed.

According to another exemplary embodiment of the present invention, the additional medical service detail information reception is provided through the medical expenses payment request interface screen provided by the patient management server 100 (or provided by the medical portal server 105). Additional medical service providing information is input (or selected), and it is preferable to simultaneously transmit the input (or selected) additional medical service providing information to the medical portal server 105 in addition to the patient management server 100.

According to another exemplary embodiment of the present invention, the additional medical service detail information reception is provided through the medical expenses payment request interface screen provided by the patient management server 100 (or provided by the medical portal server 105). Additional medical service providing information is input (or selected), and the input (or selected) additional medical service providing information is directly transmitted from the client terminal 120 to the medical portal server 105, and the medical portal server It is preferable that the 105 receives it and relays it to the patient management server 100.

If the received medical service provision is confirmed that medical expenses are not payable (2950), the server generates (or extracts) medical expenses non-payable error information for the received additional medical service provision information to the medical institution. Notify (2955).

On the other hand, if the received medical service provider is confirmed that the medical expenses can be paid (2950), the server processes the medical expenses payment for the received additional medical service provision information (2960).

According to an exemplary embodiment of the present invention, the payment of medical expenses based on the additional medical service providing information includes: providing the medical service details contained in the additional medical service providing information stored in the storage medium 2530. The first check whether the medical billing information is included in the medical schedule information, the second check whether the additional medical billing information requested to be paid is less than the medical loan loan borrowed by the patient (or guardian), and then both the first and second check results If it is satisfied that it is preferable to process the medical expenses.

According to another exemplary embodiment of the present invention, the payment of medical expenses based on the additional medical service provision information may include additional medical service details contained in the additional medical service provision information stored in the storage medium 2530. It is preferable to first check whether the medical expenses information is included in the medical schedule information, and to check whether the additional medical expenses information requested for payment is less than the medical expenses loan loaned by the patient (or guardian). In case of being satisfied and not satisfied with the secondary verification result, the patient (or guardian) charges a premium in the medical portal (or patient (or guardian)) and receives it through the medical portal financial account. It is advisable to use insurance to pay medical expenses that were not processed through the loan.

Here, the medical expenses payment processing history using the medical expenses loan (or the medical expenses loan and insurance) is naturally stored in the storage medium 2530, but if the person having ordinary technical knowledge in the technical field to which the present invention belongs, Since it is possible to easily infer a part of the method and / or process for storing the medical expenses payment processing history using the medical expenses loan (or the medical expenses loan and insurance) in the storage medium 2530, the detailed description thereof Omit for convenience.

According to the present invention, by paying by paying the medical expenses, the patient can be provided a differentiated service through the medical portal, there is an advantage that can provide a variety of services, such as interest-free loans using the same.

According to the present invention, even if the medical expenses to be paid by the patient or guardian is a large burden, by using this through a loan, there is an advantage that can be effectively provided medical services.

According to the present invention, in the case of using the loan service using the receivable premiums, the patient or guardian can check and collect the medical expenses insurance which the patient or the guardian can not take in advance, and has the advantage of determining the medical expenses loan based on this.

Claims (5)

The patient receives a medical loan to pay for medical expenses through the hospital, and based on this, a new diagnosis result is confirmed through questionnaire (or examination) while using the medical service, and additional medical expenses and medical schedule for the newly confirmed questionnaire (or examination) are confirmed. When the determination is made, when the patient (or guardian) requests the information inquiry for loan of medical expenses for payment of additional medical expenses, receiving the patient information, additional diagnosis result information, additional medical schedule information, and additional medical expenses information; Confirming loanable amount information in connection with a financial institution server based on the received additional medical expenses patient information, and checking payable insurance money information based on the received patient information and treatment result information; And notifying the patient (or guardian) of the checked loanable amount information and payable insurance money information. The method of claim 1, If the patient (or guardian) applies for a medical loan for some (or all) of the additional medical expenses that the patient (or guardian) will have to pay, based on the loanable amount and the payable benefit notified, Transmitting patient information, medical institution information, and loan application amount information about the patient to the financial institution server; If the additional medical expenses loan amount applied by the patient (or guardian) from the financial institution is deposited, notifying the patient (or guardian) whether or not to deposit the additional medical expenses loans; How to Provide Loan Service. The method of claim 1, After the patient (or guardian) applies for an additional medical fee loan based on the provided loanable amount information and the payable benefit information, and after the additional medical fee loan is received according to the processing of the medical loan application, the patient (or guardian) Receiving patient information, provided medical service history information, and medical cost information from a hospital (or a clinic) providing medical services; If the received medical service history is a medical service belonging to the additional medical schedule, the step of processing the medical expenses based on the additional medical expenses loan; providing a loan service for payment of medical expenses comprising the. A computer-readable recording medium having recorded thereon a program for executing the method of claim 1. The patient receives a medical loan for payment of medical expenses through the hospital, and based on this, a new diagnosis result is confirmed through a questionnaire (or examination) while using the medical service, and additional medical expenses and medical treatment for the newly confirmed questionnaire (or examination) are confirmed. Means for receiving the patient information, additional diagnosis result information, additional medical schedule information, and additional medical expenses information when the patient (or guardian) requests the information inquiry for the medical expenses loan to pay for the additional medical expenses when the schedule is determined. ; Means for checking loanable amount information in connection with a financial institution server based on the received additional medical expenses patient information, and checking payable insurance money information based on the received patient information and treatment result information; And a means for notifying the patient (or guardian) of the checked loanable amount information and the payable insurance money information.

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