KR20100046592A - A management system for circulation path of a large denomination bill and the method using the same - Google Patents

Abstract

PURPOSE: A system and a method for managing a distribution path of large-sum bills are provided to match a serial number of a large-sum bill with personal information of a customer and store the information in a database, thereby easily tracking a distribution path of the large-sum bill. CONSTITUTION: A plurality of customer response units(10) recognizes information of a large-sum bill among distinguished bills. The customer response units match information of the large-sum bill with customer information to generate trade information. A plurality of financial institution servers receives the trade information. An integration server stores the trade information in a database. A search system(500) searches the distribution path of the large-sum bill.

Description

A management system for circulation path of a large denomination bill and the method using the same}

The present invention relates to a distribution path management system and method of high value bills, and more particularly, by establishing a database on an integrated server by matching serial numbers of high value bills used by financial institutions or financial automation devices with customer's personal information. In addition, the present invention relates to a distribution path management system and a method for preventing the trading of high value bills by making it easy to track the distribution path of high value bills through a database built on an integrated server in the future.

Since 1973, when the highest par value of 10,000 won was issued in Korea, the economic situation has changed drastically, with prices rising more than 12 times and national income more than 150 times (per capita income 110 times). Has remained so far.

As a result, cashier's checks are widely used instead of banknotes, which causes enormous social costs in the exchange of information, computerized processing and storage of cashier's checks, and people also suffer from the inconvenience of carrying large amounts of money.

As a result, Hankook Bank plans to begin the issuance of 50,000 books in accordance with the Korean monetary system with the highest amount of 100,000 won, which will be issued and distributed at the same time in the first half of 2009.

Meanwhile, Korea's counterfeit money discrimination technology belongs to the world's highest level, and thus, crimes related to counterfeit money are less common than other countries, and most of the crimes related to counterfeit money are actually copied by color experts. It was not enough to cause social problems.

It is also common to endorse a name, social security number, and contact information during the distribution process.In addition, financial institutions must check the amount and the details of the checks, and record and store the front and back sides with a microfilm. It is rarely used for counterfeiting crime or illegal use because it is exchanged between the other party and the party through the KFTC, and after checking the exchanged check, the requested amount is paid.

However, banknotes are being deposited into financial institutions through discrimination of counterfeiting, but the user is unclear and frequently used for criminal or illegal purposes. There are concerns that bulky amounts can be stored and moved, which could be used for more criminal or illegal purposes.

In order to solve the above problems, the distribution, distribution, and disposal of high value bills correspond to the information of customers using high value bills, and a separate integrated server is built as a database to generate distribution paths of high value bills as needed. The purpose of the present invention is to provide a system and method for managing the circulation path of high value bills that can be prevented from being used for criminal or illegal purposes.

The distribution path management system of the high value bill according to the present invention, receives a request for deposit and withdrawal from the customer, recognizes the information of the high value bill among the discriminated bills by discriminating the banknotes deposited or withdrawn in the requested deposit and withdrawal service, A plurality of customer response units for generating transaction information by matching bill information with the customer information; A plurality of financial institution servers connected to the plurality of customer response units through a wired or wireless communication network to receive the transaction information from the customer response unit; An integrated server connected to the plurality of financial institution servers through a wired or wireless communication network, receiving and storing the transaction information from the plurality of financial institution servers, and constructing a database; And a retrieval system connected to the integrated server for retrieving the distribution path of the high value bill from a database built on the integrated server.

In addition, the distribution path management method of high value bills according to the present invention, the customer response unit receives the withdrawal service request from the customer and discriminates the banknotes deposited or withdrawn by the withdrawal service request information of the high value bills among the discriminated bills A first step of recognizing and generating transaction information by matching the information of the high bill and the information of the customer and transferring the generated transaction information to a corresponding financial institution server operating the customer response unit; The financial institution server transferring the transaction information received from the customer response unit to an integrated server connected to the financial institution server through a wired or wireless communication network; And a third step of constructing a database by storing the transaction information received from the financial institution server according to the information of the high bill.

The system and method for managing the circulation path of high value bills according to the present invention correspond to the information of users using the high value bills by constructing a database in a separate integrated server as necessary to correspond to the information of the users using the high value bills. By enabling the retrieval system to track the distribution path of large bills, it is possible to prevent the large bills from being used for criminal or illegal purposes.

Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a view showing the configuration of the distribution path management system of high value bills in accordance with the present invention, Figure 2 is a block diagram showing the internal configuration of the automated teller machine constituting the distribution path management system of high value bills in accordance with the present invention to be.

Referring to Figure 1, the distribution path management system of high value bills according to the present invention, the information of the high value bills among the bills discriminated by discriminating banknotes that are received or withdrawn from the requested deposit and withdrawal service from the customer, For example, a plurality of customer response units 10 and a plurality of customer response units 10 and wired or wireless communication networks for recognizing serial numbers of bills and generating transaction information by matching the information of high bills and customer information Is connected through, through a plurality of financial institution server (300a, 300b, 300c), a plurality of financial institution server (300a, 300b, 300c) and a wired or wireless communication network that receives transaction information from the customer response unit 10 Connected to the integrated server 400 and the integrated server 400 to receive and store transaction information from a plurality of financial institution servers 300a, 300b, and 300c and to build a database, It is configured to include a search system 500 to retrieve the distribution channel of the large bills from the bill database.

The customer response department 10 may be a financial automated device (100a, 100b, 100c, 100d, 100e, 100f) in which a customer may directly perform a financial transaction, or a customer may perform a deposit and withdrawal work through a window employee of a financial institution. It may also be an employee terminal (200a, 200b, 200c) connected to the counter.

As shown in FIG. 2, the automatic teller machines 100a, 100b, 100c, 100d, 100e, and 100f read card information from a card processing unit 120 for reading card information inserted by a customer, and a bankbook inserted by a customer. And the bank processing unit 130 for recording the business processing results according to the customer's request, the input and output unit 140 for displaying the business process requested by the customer and input the desired business information, the bill of money bills, The discrimination unit 160 discriminates the state, the counterfeit status and the serial number of the high value bill, and the serial number of the high value bill recognized from the discrimination unit 160 and the customer read from the card processing unit 120 or the bankbook processing unit 130. A storage unit 170 for storing information and the like, a communication unit 150 connected to the financial institution servers 300a, 300b, and 300c through a wired or wireless communication network to transmit and receive serial numbers and customer information of bills; Controls to Control Each Component 110 and the customer service unit 180 to deposit and withdraw cash according to the customer's requested and withdrawal service.

In particular, the discrimination unit 160 may read an OCR (Optical Character Reader) scanner, a CCD camera, and a CMOS to read a serial number of high-value bills, such as 50,000 won or 100,000 won, among bills that are deposited or withdrawn when a customer requests financial services. And image reading means such as a camera.

When the controller 110 reads the serial number of the large bill in the discriminating unit 160, the customer information received from the financial institution server 200a, 200b, or 200c, for example, the customer's name, resident number, account number, Transaction information is generated by correspondence with card number, address or telephone number. The transaction information generated includes information such as the serial number of the high value bill and the transaction date and time including the customer's information, the face value of the high value note, the bank, and the type of the transaction. The transaction information is temporarily stored in the storage unit 170 and then the communication unit ( 150 is transmitted to the financial institution server (300a, 300b, 300c).

On the other hand, the employee terminal (200a, 200b, 200c) connected to the counter is configured to be connected to the server (300a, 300b, 300c) of the financial institution through a wired or wireless communication network, respectively, bills according to the financial business requested by the customer When depositing or withdrawing money, the bills that are traded contain high bills, the serial number of the high bills is read by the counter, and the transaction information is generated by matching the read serial numbers of the high bills with the customer information. It transmits to the servers 300a, 300b, and 300c. At this time, the counter connected to the staff terminal (200a, 200b, 200c) is provided with a scanner or a digital camera having an OCR function.

Financial institution server (300a, 300b, 300c) is a financial automation device (100a, 100b, 100c, 100d, 100e, 100f) and employee terminals (200a, 200b, 200c) operated by the financial institution through a wired or wireless communication network It is connected and receives the transaction information generated by the automated teller machines (100a, 100b, 100c, 100d, 100e, 100f) and employee terminals (200a, 200b, 200c) temporarily stored or directly sent to the integrated server 400 .

The integrated server 400 receives the transaction information generated by the financial business performed with the high value bill from each financial institution server 300a, 300b, or 300c connected through a wireless or wired communication network to track the distribution path of the high value bill. Build a database that you can. In this case, the database may be constructed by randomly storing transaction information transmitted from each financial institution server (300a, 300b, 300c), or may be constructed by accumulating transaction information transmitted according to the serial number of the high bill.

Search system 500 may be a terminal, such as a computer used in public institutions, such as the National Tax Service or the Auditor, which is authorized to track the distribution path of large bills, and the integrated server 400 via a wireless or wired communication network It is possible to track the distribution path of large bills according to a search word input by an operator performing a connection and searching, for example, a bill serial number or customer information.

Figure 3 is a flow chart showing a method for establishing a database in the integrated server by the distribution path management method of high value bills in accordance with the present invention, Figure 4 is a transaction information generated by the distribution path management method of high value bills in accordance with the present invention This is a block diagram showing the form of.

When the customer response unit 10 receives a financial transaction request from the customer (S100), the card processing unit 120 or the bankbook processing unit 130 reads the customer's card or bankbook, and authenticates the customer's identity through the input / output unit 140. After requesting the password input to pass the customer's card or bankbook information and the input password to the financial institution server 300 through the communication unit 150 connected to a wireless or wired communication network.

The financial institution server 300 performs a process of authenticating the customer through the card or bankbook information and the input password of the customer transmitted from the customer response unit 10 and the result is the communication unit 150 of the customer response unit 10 And delivers it to (S102). The authentication result transmitted from the financial institution server 300 to the customer response unit 10 may be a customer's name, resident number, account number, card number, address, and telephone number.

When the customer authentication process is performed, the authentication result of the customer response unit 10 is temporarily stored in the storage unit 170, and the discrimination unit 160 according to the financial transaction requested by the customer, for example, deposit or withdrawal work. By discriminating the banknotes that are deposited or withdrawn (S104), it is checked whether a large bill is included from the discriminated banknotes (S106). In the discrimination unit 160, in addition to the presence or absence of large bills may include discrimination of counterfeit, banknote damage, whether or not overlapping, soybean, etc., the counterfeit is carried out after the recognition of the paper type.

Then, when a large bill is included from the discriminated bill, the discriminating unit 160 of the customer response unit 10 extracts information, such as a serial number, of the large bill from the large bill (S108). At this time, the discriminating unit 160 extracts the serial number of the high value bill from the high value bill using a scanner having an OCR function, and captures the high value bill using a digital camera such as a CCD camera or a CMOS camera. The same function can be performed by recognizing the serial number of the high value bill using the OCR function from the captured image.

When the information of the high value bill extracted by the discriminating unit 16 is transferred to the control unit 110, the control unit 110 generates transaction information by matching the customer information stored in the storage unit 170 with the high value note information (S110). ). Figure 4 shows the form of transaction information generated by the customer response unit 10, the transaction information includes the serial number of the high value bill, trading bank, face value of the high value bill, transaction date and time, transaction type, customer information, etc. Can be configured.

Next, through the transaction information generated by the customer response unit 10 processes the work requested by the customer, that is, deposit or withdrawal (S112), the corresponding financial institution server connected to the customer response unit (10) transaction information ( 300 and then temporarily stored (S114), the financial institution server 300 transmits the stored transaction information back to the integrated server 400 (S116).

The integrated server 400 randomly stores the transaction information transmitted from each financial institution server 300, or accumulates and stores the transaction information according to the serial number of the large bill (S118) to build a database.

In this case, when the request of the customer is processed in the customer response unit 10, the transaction information is transmitted and stored in the financial institution server 300 or the integrated server 400, but is generated in the customer response unit 10. The transaction information may be transferred to the financial institution server 300 or the integrated server 400 to be stored and then processed by the customer.

On the other hand, if a large bill is not included from the discriminated banknotes, the customer response unit 10 generates transaction information according to the financial business requested by the customer, and then processes the business requested by the customer (S120). The transaction information is transmitted to and stored in the financial institution server 300 (S122). At this time, the transaction information generated in step S120 is information generated in a normal financial business process, and does not include information of large bills as in the transaction information of step S110.

Through this process, the database built on the integrated server 400 may be identified using the search system 500 connected to the integrated server 400 by wireless or wired communication network.

The search system 500 may be a terminal installed in a public institution, for example, the National Tax Service, an auditor, etc., which requires a distribution path tracking of large bills, and a search word input by a worker performing a search through a terminal, for example, a large bill. Through the one or more information that constitutes transaction information stored in the database such as the serial number of the customer and the social security number of the customer, it is possible to easily track the distribution path through the generation, issue, distribution, and disposal of large bills and personal information of the users of the bills. have.

As described above, in the detailed description of the present invention, specific embodiments have been described, but various modifications are possible without departing from the scope of the present invention. Therefore, the scope of the present invention should not be limited by the described embodiments, but should be defined by the appended claims and equivalents thereof.

1 is a view showing the configuration of the distribution path management system of large bills in accordance with the present invention.

Figure 2 is a block diagram showing the internal configuration of the automated teller machine constituting the distribution path management system of high value bills in accordance with the present invention.

Figure 3 is a flow chart showing a method for establishing a database in the integrated server by the distribution path management method of high value bills in accordance with the present invention sequentially.

Figure 4 is a block diagram showing the form of transaction information generated by the distribution path management method of high value bills in accordance with the present invention.

<Description of main parts of drawing>

10: Customer Response Department 100: Financial Automation Equipment

110: control unit 120: card processing unit

130: passbook processing unit 140: input and output unit

150: communication unit 160: discrimination unit

170: storage unit 180: hospitality unit

200: employee terminal 300: financial institution server

400: integrated server 500: search system

Claims (12)

Receives a request for withdrawal from the customer, recognizes the information of the large bill among the discriminated banknotes by discriminating the banknotes deposited or withdrawn in the requested deposit and withdrawal business, and matches the information of the large bill with the information of the customer A plurality of customer response units for generating; A plurality of financial institution servers connected to the plurality of customer response units through a wired or wireless communication network to receive the transaction information from the customer response unit; An integrated server connected to the plurality of financial institution servers through a wired or wireless communication network, receiving and storing the transaction information from the plurality of financial institution servers, and constructing a database; And A retrieval system connected to the integrated server and retrieving a distribution path of the high value bill from a database built on the integrated server; Distribution path management system of high value bills, characterized in that comprises a. The method of claim 1, The customer service department, Distribution path management system of high value bills, characterized in that the automatic teller machine or employee terminal. The method of claim 1, Information of the large bill is, Distribution path management system of high value bills, characterized in that the serial number of the high value bills. The method of claim 1, The customer service department, And a serial number of the high value bill using an image reading means such as a scanner or a camera. The method of claim 1, The customer's information, Distribution path management system of high value bills, characterized in that at least one of the customer's name, social security number, account number, card number, address and telephone number. The method of claim 1, The transaction information, And at least one of a transaction date and time, a trading bank, a par value of the high value banknote, and a type of a transaction in the information of the high value banknote and the information of the customer. The method of claim 1, The integrated server, And a distribution path management system for accumulating transaction information transmitted from the financial institution server according to the serial number of the large bill. The customer response unit recognizes the information of the large bill among the discriminated bills by discriminating the banknotes deposited or withdrawn by the deposit and withdrawal service request from the customer, and responds to the information of the large bill and the information of the customer. Generating transaction information and delivering the generated transaction information to a corresponding financial institution server operating the customer response unit; The financial institution server transferring the transaction information received from the customer response unit to an integrated server connected to the financial institution server through a wired or wireless communication network; And A third step of the integrated server storing a transaction information received from the financial institution server according to the information of the large bill; Distribution path management method of large bills, characterized in that comprises a. The method of claim 8, In the first step, the information of the large bill is And discriminating the high value bank note by an image reading means such as a scanner or a camera to obtain a serial number of the high value note banknote. The method of claim 8, The customer's information, How to manage the distribution path of high value bills, characterized in that one or more of the customer's name, social security number, account number, card number, address and telephone number. The method of claim 7, wherein The transaction information, And at least one of a transaction date and time, a trading bank, a par value of the large bill, and a transaction type, in the information of the large bill and the customer. The method of claim 7, wherein The third step, And storing and storing the transaction information according to the serial number of the large bill in the integrated server.

Images