CN107392609A - Internet intelligent personal information iris recognition, iris are paid - Google Patents
Internet intelligent personal information iris recognition, iris are paid Download PDFInfo
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- CN107392609A CN107392609A CN201710620774.8A CN201710620774A CN107392609A CN 107392609 A CN107392609 A CN 107392609A CN 201710620774 A CN201710620774 A CN 201710620774A CN 107392609 A CN107392609 A CN 107392609A
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- Prior art keywords
- iris
- information
- information data
- personal information
- service
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention relates to the payment of internet intelligent personal information iris authentication, binding, management, identification and intelligent iris, the intelligent personal information iris authentication that one networking system is formed by the service end, central information data management system and client that are loaded with iris information data acquisition module identifies that information data transmission feedback and intelligent iris are paid.By client to being bound in personal essential information typing to central information data system with personal iris information data authentication, unified integration Classification Management preserves.Service end will collect personal iris information, service content and to need the data such as payment to send to central information data management system, after central information data management system matching iris information data are errorless, required associated personal information is fed back into service end, the Bank Account Number that the amount of money of the payment is bound from the iris information goes to the Bank Account Number that service end is specified, and preserves and feed back in real time client by service content data.
Description
Art
The present invention relates to internet intelligent personal information iris authentication, binding, management, identification and intelligent iris branch
Pay.
Background technology
Now with the innovation of Internet technology, all kinds of "smart" products and service all start to arise at the historic moment, but in individual
Various information (such as personally identifiable information, Private Banking's account information, personal medical information, personal public transport billing information
Etc.) registration usurped etc. with authenticated connection and personal information leakage, also have greatly improved space.Traditional individual
It is all (such as identity card, bank card, social security card, the disease by all kinds of paper documents or magnetic card to complete that certification is used in information registration
Go through list, all kinds of public transport real name bills etc.), be first early stage handle and make formality and with certification process all more
It is complicated cumbersome, and cost of manufacture and anti-counterfeiting cost be not also small, secondly all kinds of paper documents and magnetic card are easier to damage loss, and hold
The personal information for usurping or stealing correlation is easily replicated so as to cause the loss of personal property by criminal, reports the loss the flow made up
It is complex.The news that the baffled evaporation of personal property that media are reported in recent years disappears or is stolen emerges in an endless stream, and closes in fact
The problem of key is exactly that the leakage with personal information is usurped relevant, and secondly the mode that is exactly and pays is related.Remove cash at present
Pay outer, the means of payment of main flow is exactly that bank card is swiped the card payment by the transfer of accounts and mobile phone electronic mobile payment, and bank card, which is swiped the card, transfers accounts
Payment is to be swiped the card by bank card in POS and input numerical ciphers or finger-print cipher are completed to pay, and bank card is easier to
Lose duplication usurp, as with my identity information together it is compromised usurp if, consequence is hardly imaginable.Mobile phone electronic movement branch
Pay be that Bank Account Number is bundled in the application software of personal device, by generate scan Quick Response Code after, input numerical ciphers or
Be finger-print cipher to complete to pay, equally exist personal device and lose and usurp middle trojan horse etc. hidden danger, and too according to
Rely personal equipment, can not complete to pay under personal device out of power or no network condition, be exactly secondly all trade golds
Volume is not to be directly transferred in Bank Account Number, it is necessary to which personal operation can be just transferred in the Bank Account Number of binding after withdrawing deposit, and process has
Lose convenience.
The content of the invention
To solve the problems, such as that this is a series of, using the interconnectivity of internet and the exclusive property of individual human iris, pass through client
End is by personal relevant information typing to specially to the internet central information data pipe of personal information progress data intelligent management
In the database of reason system, real-name authentication verification is carried out with the Ministry of Public Security and other relevant departments, determines the authenticity of personal information
After infallibility, and the iris information data of its people are mutually bound, intelligent unified integration Classification Management and preservation.Person ownership
Information all need not any substantive object registration, personal iris information is associated with all information of individual, will no longer be needed from this
Want paper document and all kinds of magnetic cards to carry out Registration Authentication to personal information, so as to thrifty making and anti-counterfeiting cost, also simplify
Formality flow, all personal information are all not visible property, and this also farthest reduces the leakage of personal information and usurped
Possibility.Iris information data are loaded with the service end belonging to all kinds of service organizations of central information data management system networking
Acquisition module, in being serviced, the data such as the personal iris information and service content that collect and payment are sent
To central information data management system, central information data system is by the iris information number in the iris information data and database
According to matching verification is carried out, required associated personal information will be serviced after the match is successful and feeds back to service end, and this services the branch
The amount of money paid also directly goes to the bank account that service end is specified out of iris information binding Bank Account Number, and service end will be fast
Speed obtains the associated personal information needed for service and determines gathering, and personal information new generated in service is sent to
Entreat information data management system, central information data management system by service information data and newly-generated personal information again
Binding and preserve, and by service related information data feedback to client.It is achieved in that no card, no certificate, no mobile phone, even
Safe, efficient intelligent personal information iris recognition and intelligent iris without password are paid.
Brief description of the drawings
Figure of description is internet intelligent personal information iris recognition, the operating process schematic diagram of iris payment.
1. client in figure, 2. central information data management systems, 3. service ends
Embodiment:
In Figure of description, client is by the personal information application software networked with the certification of central information data management system
Personal device (computer, mobile phone) formation is downloaded to, is sent with the system of real name cell-phone number of individual and from central information management system
To real name cell-phone number identifying code carry out first login, first had to after logining to individual relevant information (such as personally identifiable information,
Personal mobile phone contact details, Private Banking's account information etc.) carry out in typing to the database of central information data management system.
After personal information typing success, any personal information and record of the typing of client institute can be thorough from application software and personal device
Delete to bottom, modified as needed to a little variable personal information must file an application to central information data management system again;And
A No. IP be made up of numeral generated by central information data management system can be obtained afterwards to send to client, this No. IP will
For logining voucher account after client personal information typing success, in all kinds of services and service produces relevant information data
With payment information data record preserve account, can so prevent to the full extent any personal information exposed leakage and
Visibility.
After the personal device of client is such as equipped with technology iris information acquisition module up to standard, rainbow can be carried out to other people
Film information gathering is simultaneously collected money, or directly the IP of other clients is turned after the iris information collection identification personal to oneself
Account.
In Figure of description, central information data system can be by the personal information come in from client typing and public security department
And other relevant departments carry out real-name authentication verification, to ensure the safe authenticity of personal information, personal information is checked wrong
The typing of the personal information will be rejected, and all follow-up services will not given;After confirmation, central information data management system
System can carry out the iris information data of personal information data and its people binding binding, and intelligent unified integration Classification Management is protected
Deposit to database.
In Figure of description, service end is to load the service belonging to all kinds of service organizations of iris information data acquisition module
End, networked with central information data management system, and specify the service end to specify the bank account for gathering;It is all kinds of not
The same property service end will have with the different networking port of central information data management system, can so prevent all kinds of
Service end is to the out-of-bounds access of personal information data, to prevent service end unnecessary individual uncorrelated to the service in service
The access of information data, cause the leakage of personal information.When servicing individual, the personal iris information number that will collect
Central information data management system, central information number are all sent to according to the data such as, this service content and the amount of money of the payment
The personal iris information data that service end transmission comes and the iris information data in database are subjected to matching core according to management system
It is right, required associated personal information is fed back into rapidly service end after matching confirmation, and this is serviced into the payment
On the Bank Account Number that the amount of money is specified out of the iris information is bound Bank Account Number directly to service end, such as the bank of the binding
If account balance deficiency, central information data management system can feed back Sorry, your ticket has not enough value hint instructions to service end, to change
Other means of payment;Service end is by the rapid associated personal information obtained needed for service and determines to collect money, and the service is generated
New personal information (such as personal medical information, personal public billing information etc.) is sent to central information data management system again
Terminate this service.Central information data management system is by service features information data, payment information data and service
During the personal relevant information data that is newly formed, carry out binding again and integrate Classification Management and preservation, and by the correlation of service
All data Real-time Feedbacks, also can be to going through so that individual can timely understand all information contents dynamic of oneself to client
The service information data of history is checked.
Claims (11)
1. internet intelligent personal information iris recognition, iris are paid, by client, service end and central information data management
System forms, it is characterized in that:Client is networked with the certification of central information data management system, service end and central information data pipe
Systems connection is managed, forms personal information iris authentication, the identification of the internet intelligent Portable safety of one networking system, individual's letter
Transmission, feedback and the intelligent iris for ceasing data and service information data are paid.
2. internet intelligent personal information iris recognition according to claim 1, iris are paid, it is characterized in that:It is described
Client be by download with the certification of central information data management system networking personal information application software personal device shape
Into by the essential information (such as personally identifiable information, personal mobile phone contact details, Private Banking's account information etc.) of individual, typing
To central information data management system.
3. internet intelligent personal information iris recognition according to claim 1, iris are paid, it is characterized in that:It is described
Client after personal information typing success, the personal information and record of all typings can be in the software and hardwares of client all
Delete, and obtain a No. IP be made up of numeral generated by central information data management system, this No. IP will be used for client
Voucher account is logined after the personal information typing success of end, in all kinds of services and service produces relevant information data and disbursement letter
The account that data record preserves is ceased, can so prevent visuality of all personal information under independent case.
4. internet intelligent personal information iris recognition according to claim 1, iris are paid, it is characterized in that:It is described
Client loading iris information data acquisition module after, other people iris information data acquisitions can be collected money, also can to from
Own iris information data acquisition the IP of other clients is directly transferred accounts.
5. internet intelligent personal information iris recognition according to claim 1, iris are paid, it is characterized in that:It is described
Client can obtain all individual service information returned from central information data management system Real-time Feedback and payment information
Etc. data, so that individual can timely understand oneself all information service dynamic, historical record can also be checked.
6. internet intelligent personal information iris recognition according to claim 1, iris are paid, it is characterized in that:It is described
The personal information that typing will be entered in database of central information data management system enter with the Ministry of Public Security and other relevant departments
The certification of row system of real name is checked, it is ensured that the security and infallibility of personal information, as personal information is checked wrong, will reject personal letter
The typing of breath will simultaneously not give all follow-up services, and after personal information confirmation, central information data management system can incite somebody to action
The personal information data that typing is come in mutually bundle binding with its iris information data, carry out intelligentized unified integration Classification Management
Preserve.
7. internet intelligent personal information iris recognition according to claim 1, iris are paid, it is characterized in that:It is described
Central information data management system by iris information of service content, payment and individual sent from service end etc. believe
Data progress and the iris information Data Matching in database are ceased, required associated personal information will be serviced after the match is successful rapidly
Service end is fed back to, and the amount of money that this is serviced to the payment is directly transferred to service from the Bank Account Number that the iris information is bound
Hold in the Bank Account Number specified, Sorry, your ticket has not enough value for the Bank Account Number as bound in the iris information, central information data management system
The hint instructions that Sorry, your ticket has not enough value can be sent to service end, to change other means of payment.
8. internet intelligent personal information iris recognition according to claim 1, iris are paid, it is characterized in that:It is described
The individual that will can newly be formed in service information data, payment information data and service process of central information data management system
Relevant information data, carry out binding again and integrate Classification Management and preservation, and by related all data Real-time Feedbacks of service extremely
Client.
9. internet intelligent personal information iris recognition according to claim 1, iris are paid, it is characterized in that:It is described
Service end be service end belonging to all kinds of service organizations and load iris information gathered data module, with central information data pipe
Manage systems connection and specify the special Bank Account Number of a gathering, the service end of different property there will be different networking port
Networked with central information data management system, can so reduce the access right for the personal information that service end is not required to the service end
Limit, to reduce the exposed of personal information and leakage.
10. internet intelligent personal information iris recognition according to claim 1, iris are paid, it is characterized in that:It is described
Service end the data such as the iris information collected, service content and the amount of money of the payment are sent to central information data management
System, after central information data management system is to the success of iris information Data Matching, service end can rapidly obtain the clothes
Associated personal information needed for business, this service payment that this is collected also by central information data management system from the iris
Bank Account Number bound in information is directly transferred to the Bank Account Number that the service end is specified.The produced new individual in this services
Information data equally will be also sent to central information data management system.
11. internet intelligent personal information iris recognition according to claim 1, iris are paid, it is characterized in that:It is described
Service end after it is determined that collecting money successfully, produced new personal information data will be also sent to central information during this is serviced
After data management system, terminate this time to service.
Priority Applications (1)
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CN201710620774.8A CN107392609A (en) | 2017-07-25 | 2017-07-25 | Internet intelligent personal information iris recognition, iris are paid |
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CN201710620774.8A CN107392609A (en) | 2017-07-25 | 2017-07-25 | Internet intelligent personal information iris recognition, iris are paid |
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CN107392609A true CN107392609A (en) | 2017-11-24 |
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CN201710620774.8A Pending CN107392609A (en) | 2017-07-25 | 2017-07-25 | Internet intelligent personal information iris recognition, iris are paid |
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Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN112950219A (en) * | 2021-03-09 | 2021-06-11 | 支付宝(杭州)信息技术有限公司 | Payment processing method and system |
-
2017
- 2017-07-25 CN CN201710620774.8A patent/CN107392609A/en active Pending
Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN112950219A (en) * | 2021-03-09 | 2021-06-11 | 支付宝(杭州)信息技术有限公司 | Payment processing method and system |
CN112950219B (en) * | 2021-03-09 | 2023-10-27 | 支付宝(中国)网络技术有限公司 | Payment processing method and system |
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