CN107230083A - The identification of internet intelligent individual information fingerprint, fingerprint are paid - Google Patents
The identification of internet intelligent individual information fingerprint, fingerprint are paid Download PDFInfo
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- CN107230083A CN107230083A CN201710620812.XA CN201710620812A CN107230083A CN 107230083 A CN107230083 A CN 107230083A CN 201710620812 A CN201710620812 A CN 201710620812A CN 107230083 A CN107230083 A CN 107230083A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Strategic Management (AREA)
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- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
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- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Paid the present invention relates to the certification of internet intelligent individual information fingerprint, binding, management, identification and intelligent fingerprint, the intelligent individual information fingerprint certification identification of one networking system is formed by the service end, central information data management system and client that are loaded with fingerprint information data acquisition module, information data transmission feedback and intelligent fingerprint are paid.By client to being bound in personal essential information typing to central information data system with personal fingerprint information data certification, unified integration Classification Management is preserved.Service end will collect personal finger print information, service content and to need the data such as payment to send to central information data management system, after central information data management system matching fingerprint information data is errorless, required associated personal information is fed back into service end, the Bank Account Number that the amount of money of the payment is bound from the finger print information goes to the Bank Account Number that service end is specified, and preserves and feed back in real time client by service content data.
Description
Art
The present invention relates to the certification of internet intelligent individual information fingerprint, binding, management, identification and intelligent fingerprint branch
Pay.
Background technology
Now with the innovation of Internet technology, all kinds of "smart" products and service all start to arise at the historic moment, but in individual
Various information (such as personally identifiable information, Private Banking's account information, personal medical information, personal public transport billing information
Etc.) registration with authenticated connection and personal information leakage usurp in terms of, also have greatly improved space.Traditional individual
Information registration is all (such as identity card, bank card, social security card, the disease completed by all kinds of paper documents or magnetic card with certification
Go through list, all kinds of public transport real name bills etc.), be first early stage handle and make formality and with certification process all more
It is complicated cumbersome, and cost of manufacture and anti-counterfeiting cost be not also small, secondly all kinds of paper documents and magnetic card are easier to damage and lost, and hold
Easily replicated by criminal and usurp or steal the personal information of correlation so as to cause the loss of personal property, report the loss the flow made up
It is complex.The news that the baffled evaporation of personal property that media are reported in recent years disappears or is stolen emerges in an endless stream, and closes in fact
The problem of key is exactly that the leakage with personal information usurps relevant, and the mode for being secondly exactly and paying is related.Cash is removed at present
Pay outer, the means of payment of main flow is exactly that bank card is swiped the card payment by the transfer of accounts and mobile phone electronic mobile payment, and bank card, which is swiped the card, transfers accounts
Payment is to be swiped the card by bank card in POS and input numerical ciphers or finger-print cipher complete to pay, and bank card is easier to
Lose duplication usurp, such as with my identity information together it is compromised usurp if, consequence is hardly imaginable.Mobile phone electronic movement branch
Pay be that Bank Account Number is bundled in the application software of personal device, by generate scanning Quick Response Code after, input numerical ciphers or
Be finger-print cipher to complete to pay, equally exist personal device and lose and usurp middle trojan horse etc. hidden danger, and too according to
Rely personal equipment, can not complete to pay in the case where personal device does not have electric or no network condition, be exactly secondly all trade golds
Volume is not to be directly transferred in Bank Account Number, it is necessary to which personal operation can just be transferred to bank's account of binding after being withdrawn deposit out of application software
In number, process loses convenience.
The content of the invention
To solve the problem of this is a series of, using the interconnectivity and the exclusive property of personal fingerprint of internet, pass through client
Hold personal relevant information typing to the internet central information data pipe that data intelligent management is specially carried out to personal information
In the database of reason system, real-name authentication verification is carried out with the Ministry of Public Security and other relevant departments, the authenticity of personal information is determined
After infallibility, and the fingerprint information data of its people is mutually bound, intelligent unified integration Classification Management and preservation.Person ownership
Information all need not any substantive object registration, personal finger print information associates all information of individual, will no longer be needed from this
Want paper document and all kinds of magnetic cards carries out Registration Authentication to personal information, so that thrifty making and anti-counterfeiting cost, also simplify
Formality flow, all personal information are all not visible property, this also farthest reduces the leakage of personal information and usurped
Possibility.The service end belonging to all kinds of service organizations networked with central information data management system loads fingerprint information data
Acquisition module, in being serviced, the data such as the personal finger print information and service content and payment that collect are sent
To central information data management system, central information data system is by the finger print information number in the fingerprint information data and database
According to matching verification is carried out, the associated personal information needed for service is fed back into service end after the match is successful, and this services the branch
The amount of money paid also directly goes to the bank account that service end is specified out of the finger print information is bound Bank Account Number, and service end will be fast
Speed service needed for associated personal information and determination collect money, and personal information new generated in service is sent to
Entreat information data management system, central information data management system by service information data and newly-generated personal information again
Binding and preserve, and by service related information data feedback to client.It is achieved in that no card, no certificate, no mobile phone, even
Safe, efficient intelligent individual information fingerprint identification and intelligent fingerprint without password are paid.
Brief description of the drawings
Figure of description is the identification of internet intelligent individual information fingerprint, the operating process schematic diagram of fingerprint payment.
1. client in figure, 2. central information data management systems, 3. service ends.
Embodiment
In Figure of description, client is by the personal information application software networked with the certification of central information data management system
Personal device (computer, mobile phone) formation is downloaded to, is sent with personal system of real name cell-phone number and from central information management system
Identifying code to real name cell-phone number carries out first login, first had to after logining to personal relevant information (such as personally identifiable information,
Personal mobile phone contact details, Private Banking's account information etc.) carry out in typing to the database of central information data management system.
After personal information typing success, any personal information and record of the typing of client institute can be thorough from application software and personal device
Delete to bottom, modified as needed to a little variable personal information must be filed an application to central information data management system again；And
One can be obtained afterwards can generate No. IP transmission being made up of numeral to client by central information data management system, and this No. IP will
For the typing of client personal information success after login voucher account, in all kinds of services and service produce relevant information data
With payment information data record preserve account, can so prevent to the full extent any personal information exposed leakage and
Visibility.
The personal device of client is such as equipped with after technology finger print information acquisition module up to standard, and other people can be referred to
Line information gathering is simultaneously collected money, or to directly being turned after the finger print information collection identification of oneself individual to the IP of other clients
Account.
In Figure of description, central information data system can be by the personal information come in from client typing and public security department
And other relevant departments carry out real-name authentication verification, to ensure the safe authenticity of personal information, personal information verification is wrong
The typing of the personal information will be rejected, and all follow-up services will not given；After confirmation, central information data management system
System can carry out the fingerprint information data of personal information data and its people binding binding, and intelligent unified integration Classification Management is protected
Deposit to database.
In Figure of description, service end is to load the service belonging to all kinds of service organizations of fingerprint information data acquisition module
End, networks with central information data management system, and specifies the service end to specify the bank account for gathering；It is all kinds of not
The same property service end will have with the different networking port of central information data management system, can so prevent all kinds of
Service end is to the out-of-bounds access of personal information data, to prevent service end unnecessary individual uncorrelated to the service in service
The access of information data, causes the leakage of personal information.When servicing individual, by the personal finger print information number collected
Central information data management system, central information number are all sent to according to the data such as, this service content and the amount of money of the payment
The personal fingerprint information data that service end transmission comes is carried out matching core with the fingerprint information data in database according to management system
It is right, required associated personal information is fed back into rapidly service end after matching confirmation, and this is serviced into the payment
On the Bank Account Number that the amount of money is specified out of the finger print information is bound Bank Account Number directly to service end, such as bank of the binding
If account balance is not enough, central information data management system can be to service end feedback Sorry, your ticket has not enough value hint instructions, to change
Other means of payment；Service end is by the associated personal information needed for rapid serviced and determines to collect money, and the service is generated
New personal information (such as personal medical information, personal public billing information etc.) is sent to central information data management system again
Terminate this service.Central information data management system is by service features information data, payment information data and service
During the personal relevant information data that is newly formed, carry out binding again and integrate Classification Management and preservation, and by the correlation of service
All data Real-time Feedbacks, also can be to going through so as to the personal all information contents dynamic that can timely understand oneself to client
The service information data of history is checked.
Claims (11)
1. the identification of internet intelligent individual information fingerprint, fingerprint are paid, by client, service end and central information data management
System is constituted, it is characterized in that：Client is networked with the certification of central information data management system, service end and central information data pipe
Systems connection is managed, individual information fingerprint certification, the identification of the internet intelligent Portable safety of one networking system, individual's letter is formed
Transmission, feedback and the intelligent fingerprint for ceasing data and service information data are paid.
2. internet intelligent individual information fingerprint identification according to claim 1, fingerprint are paid, it is characterized in that：It is described
Client be by download with the certification of central information data management system network personal information application software personal device shape
Into by personal essential information (such as personally identifiable information, personal mobile phone contact details, Private Banking's account information etc.), typing
To central information data management system.
3. internet intelligent individual information fingerprint identification according to claim 1, fingerprint are paid, it is characterized in that：It is described
Client after personal information typing success, the personal information of all typings and record can be in the software and hardwares of client all
Delete, and obtain a No. IP be made up of numeral generated by central information data management system, this No. IP will be used for client
Voucher account is logined after the personal information typing success of end, in all kinds of services and service produces relevant information data and disbursement letter
The account that data record is preserved is ceased, can so prevent visuality of all personal information under independent case.
4. internet intelligent individual information fingerprint identification according to claim 1, fingerprint are paid, it is characterized in that：It is described
Client loading fingerprint information data acquisition module after, the collection of other people fingerprint information datas can be collected money, also can to from
Own fingerprint information data collection the IP of other clients is directly transferred accounts.
5. internet intelligent individual information fingerprint identification according to claim 1, fingerprint are paid, it is characterized in that：It is described
Client can obtain all individual service information returned from central information data management system Real-time Feedback and payment information
Etc. data, it can timely understand oneself all information service dynamic so as to personal, historical record can also be checked.
6. internet intelligent individual information fingerprint identification according to claim 1, fingerprint are paid, it is characterized in that：It is described
The personal information that typing will be entered in database of central information data management system enter with the Ministry of Public Security and other relevant departments
The certification of row system of real name is checked, it is ensured that the verification of the security and infallibility of personal information, such as personal information is wrong, will reject personal letter
The typing of breath will simultaneously not give all follow-up services, after personal information confirmation, and central information data management system can be by
The personal information data that typing is come in mutually bundle binding with its fingerprint information data, carry out intelligentized unified integration Classification Management
Preserve.
7. internet intelligent individual information fingerprint identification according to claim 1, fingerprint are paid, it is characterized in that：It is described
Central information data management system by the letter such as finger print information of the service content sent from service end, payment and individual
Breath data matched with the fingerprint information data in database, rapid by the associated personal information needed for service after the match is successful
Service end is fed back to, and the amount of money that this is serviced into the payment is directly transferred to service from the Bank Account Number that the finger print information is bound
Hold in the Bank Account Number specified, Sorry, your ticket has not enough value for the Bank Account Number as bound in the finger print information, central information data management system
The hint instructions that Sorry, your ticket has not enough value can be sent to service end, to change other means of payment.
8. internet intelligent individual information fingerprint identification according to claim 1, fingerprint are paid, it is characterized in that：It is described
The individual that will can newly be formed in service information data, payment information data and service process of central information data management system
Relevant information data, carries out binding again and integrates Classification Management and preservation, and by related all data Real-time Feedbacks of service extremely
Client.
9. internet intelligent individual information fingerprint identification according to claim 1, fingerprint are paid, it is characterized in that：It is described
Service end be service end belonging to all kinds of service organizations and load finger print information gathered data module, with central information data pipe
Manage systems connection and specify the special Bank Account Number of a gathering, the service end of different property there will be different networking port
Networked with central information data management system, can so reduce the access right for the personal information that service end is not required to the service end
Limit, to reduce the exposed of personal information and leakage.
10. internet intelligent individual information fingerprint identification according to claim 1, fingerprint are paid, it is characterized in that：It is described
Service end the data such as the finger print information collected, service content and the amount of money of the payment are sent to central information data management
System, central information data management system is to fingerprint information data after the match is successful, and service end is possible to rapidly obtain the clothes
Associated personal information needed for business, this services payment that this collects also by central information data management system from the fingerprint
Bank Account Number bound in information is directly transferred to the Bank Account Number that the service end is specified.The new individual produced by during this services
Information data equally will be also sent to central information data management system.
11. internet intelligent individual information fingerprint identification according to claim 1, fingerprint are paid, it is characterized in that：It is described
Service end after it is determined that collecting money successfully, new personal information data produced by during this is serviced will be also sent to central information
After data management system, terminate this time to service.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710620812.XA CN107230083A (en) | 2017-07-25 | 2017-07-25 | The identification of internet intelligent individual information fingerprint, fingerprint are paid |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710620812.XA CN107230083A (en) | 2017-07-25 | 2017-07-25 | The identification of internet intelligent individual information fingerprint, fingerprint are paid |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN107230083A true CN107230083A (en) | 2017-10-03 |
Family
ID=59956158
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710620812.XA Pending CN107230083A (en) | 2017-07-25 | 2017-07-25 | The identification of internet intelligent individual information fingerprint, fingerprint are paid |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN107230083A (en) |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107886330A (en) * | 2017-11-28 | 2018-04-06 | 北京旷视科技有限公司 | Settlement method, apparatus and system |
| CN108010137A (en) * | 2017-12-07 | 2018-05-08 | 广州地铁设计研究院有限公司 | A kind of urban track traffic system of real name carrier ticket-checking system and method |
| WO2019205141A1 (en) * | 2018-04-28 | 2019-10-31 | 深圳蓝贝科技有限公司 | Convenient payment system and method |
| WO2020029384A1 (en) * | 2018-08-08 | 2020-02-13 | 平安科技（深圳）有限公司 | Card-free credit payment method and system, computer device and storage medium |
-
2017
- 2017-07-25 CN CN201710620812.XA patent/CN107230083A/en active Pending
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107886330A (en) * | 2017-11-28 | 2018-04-06 | 北京旷视科技有限公司 | Settlement method, apparatus and system |
| CN108010137A (en) * | 2017-12-07 | 2018-05-08 | 广州地铁设计研究院有限公司 | A kind of urban track traffic system of real name carrier ticket-checking system and method |
| WO2019205141A1 (en) * | 2018-04-28 | 2019-10-31 | 深圳蓝贝科技有限公司 | Convenient payment system and method |
| WO2020029384A1 (en) * | 2018-08-08 | 2020-02-13 | 平安科技（深圳）有限公司 | Card-free credit payment method and system, computer device and storage medium |
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Legal Events
| Date | Code | Title | Description |
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| PB01 | Publication | ||
| PB01 | Publication | ||
| WD01 | Invention patent application deemed withdrawn after publication | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20171003 |