KR20100042715A - Terminal with function of canceling approval breakdown and system and method for approval breakdown canceling service - Google Patents

Abstract

PURPOSE: A payment terminal with a function of canceling an approval breakdown and an approval breakdown canceling service system and a method thereof are provided to cancel an approval breakdown corresponding to an approval breakdown cancelling request of a payment terminal by a server. CONSTITUTION: An information input unit(160) inputs an approval number for cancelling/reprinting an approval breakdown. An information request unit(170) requests approval breakdown loading by transmitting the inputted approval number to a server of a network. An information receiving unit(175) receives the approved breakdown corresponding to the approval number from the server. An information processor(180) outputs the received approved breakdown. The information processor requests a process of cancelling the outputted approved breakdown.

Description

Terminal with Function of Canceling Approval Breakdown and System and Method for Approval Breakdown Canceling Service}

1 is a diagram illustrating a functional configuration of a payment terminal having a cancellation history service mode according to an embodiment of the present invention.

2 is a diagram illustrating an operation process of a payment terminal having an approval history cancellation service mode according to an embodiment of the present invention.

3 is a diagram illustrating a system for providing approval history cancellation service according to an exemplary embodiment of the present invention.

4 is a diagram illustrating a process of providing approval history cancellation service in connection with a payment terminal according to an embodiment of the present invention.

5 is a diagram illustrating a functional configuration of a payment terminal having an approval history cancellation service mode according to another embodiment of the present invention.

FIG. 6 is a diagram illustrating an operation process of a payment terminal having an approval history cancellation service mode according to another embodiment of the present invention.

<Description of main parts of drawing>

100: payment terminal 300: server

305: interface unit 310: information receiving unit

315: information transmission unit 320: information confirmation unit

325: approval cancellation processing unit 330: information generation unit

335 information storage unit

The present invention is provided in a predetermined offline merchant, a payment terminal for transmitting the approval number corresponding to the approval history to the server on the network for cancellation of the previously approved approval history, and a predetermined payment settlement through the payment terminal Process and store the approval details associated with the approval number, receive the approval number provided for canceling the approval history through the payment terminal, and confirm the approval history corresponding to the received approval number to the payment terminal. The present invention relates to an approval history cancellation service system using a payment terminal including a server which transmits and cancels the approval history in response to the request for canceling approval from the payment terminal.

Currently, payment terminals provided in merchants are generally used for payment of cards (or cash) for tangible and intangible goods sold by merchants.

Recently, when various types of merchants are being created, it is obvious that additional functions are required for the payment terminal.

For example, in order to cancel an authorization that has been approved through a payment terminal, an authorization card customer visits an affiliated store equipped with a payment terminal and reads the authorization card or enters a card number through the payment terminal. Existed.

The present invention for solving the above problem is a step of requesting the approval history corresponding to the approval number by transmitting the approval number for the cancellation and / or reprinting the approval history previously approved in the payment terminal, the server; Confirming (or extracting) the approval history corresponding to the transmitted approval number in association with the approval history D / B (or storage medium) in the payment terminal, and checking the approval history (or extracted) from the server. Transmitting to the server, requesting a cancellation of the approval history transmitted from the payment terminal to the server, and performing an approval history cancellation process corresponding to the approval history cancellation request of the payment terminal at the server. Provides a method for canceling approval history using a payment terminal comprising the step of transmitting the approval history cancellation processing result to the payment terminal. There.

The payment terminal with the approval history cancellation function according to the present invention includes an information input unit having a payment function and inputting an approval number for canceling and / or reprinting the approval history previously approved from a predetermined key input means; An information requesting unit which transmits the approval number input through the information input unit to a server on a network and requests loading of the corresponding approval details, an information receiving unit which receives the approval details corresponding to the approval number from the server, and the received information. An information processing unit for outputting approval details through the screen output unit and requesting cancellation processing for the outputted approval details to the server when a cancellation input for the output approval details is confirmed through the key input means; Characterized in that made.

According to the present invention, the information processing unit receives a result (or details) of the approval history cancellation processing request from the server, and outputs and / or prints the received approval history cancellation processing results (or details). Characterized in that.

On the other hand, the approval history cancellation service method using the payment terminal according to the present invention, the approval corresponding to the approval number by transmitting the approval number for the approval history cancellation and / or reprint previously processed at the payment terminal to the network on the approval Requesting the details, interworking with the approval history D / B (or storage medium) in the server, checking (or extracting) the approval history corresponding to the transmitted approval number, and checking (or extracting) the server Transmitting the approval details to the payment terminal, requesting the cancellation of the approval history transmitted from the payment terminal to the server, and the approval history corresponding to the approval history cancellation request of the payment terminal at the server. And performing a cancellation processing and transmitting a result of the approval history cancellation processing from the server to the payment terminal. The.

According to the present invention, the approval history cancellation service method using the payment terminal, characterized in that the payment terminal further comprises the step of screen and / or print out the result of the approval history cancellation processing received from the server.

On the other hand, the present invention includes a computer-readable recording medium, characterized in that for recording the program for executing the method for canceling the approval history using the payment terminal described above.

On the other hand, the approval history cancellation service system using a payment terminal according to the present invention, is provided in a predetermined offline merchant, payment for transmitting the approval number corresponding to the approval history to the server on the network for cancellation of the previously approved approval history The terminal, and stores the approval history for the predetermined payment to be paid through the payment terminal in association with the approval number, and receives the approval number provided for canceling the approval history through the payment terminal, the received Including the server to check the approval history corresponding to the approval number and transmit to the payment terminal, the request for canceling the approval of the transmitted approval information from the payment terminal, according to the request for canceling the approval; Characterized in that made.

According to the present invention, the server is provided on a VAN company, a financial company, or is provided on a separate network associated with the VAN company or financial company.

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below. In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted. In addition, terms to be described below are terms defined in consideration of functions in the present invention, which may vary according to a user's or operator's intention or custom. Therefore, the definition should be made based on the contents throughout the present invention.

In addition, preferred embodiments of the present invention to be carried out below are provided in each system functional configuration to efficiently describe the technical components constituting the present invention, or system functions that are commonly provided in the technical field to which the present invention belongs. The configuration will be omitted, and described mainly on the functional configuration to be additionally provided for the present invention. If those skilled in the art to which the present invention pertains, it will be able to easily understand the function of the components that are conventionally used among the omitted functional configuration not shown below, and also the configuration omitted as described above The relationship between the elements and the components added for the present invention will also be clearly understood.

In addition, the following examples will be used to appropriately modify, integrate, or separate the terminology so that those skilled in the art to which the present invention pertains may clearly understand the present invention. The present invention is by no means limited thereto. That is, each means described above is a server (or terminal) provided on the system shown in the following embodiments, or is a predetermined functional configuration provided in at least one or more servers (or terminals), or at least one or more servers. (Or a terminal) may be an association of at least two or more functional components.

In addition, the server (or terminal) shown in the following embodiment is shown to include at least two or more functional components for achieving the technical features of the present invention for convenience, but the functional configuration shown in the server (or terminal) The unit may be provided in two or more servers (or terminals) different from each other depending on the role and function of each functional component and the corresponding server (or terminal) operator (or operator) in accordance with the above-described means, thereby limiting the present invention. Not.

As a result, the technical spirit of the present invention is determined by the claims, and the following examples are one means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. It is only.

1 is a diagram illustrating a functional configuration of a payment terminal 100 having a cancellation history service mode according to an embodiment of the present invention.

More specifically, Figure 1 relates to an embodiment of a payment terminal 100 having a cancellation history service mode for revocation and / or reprint of the approval history, having a common knowledge in the art to which the present invention pertains. If one grows up, it is possible to infer various functionalities of the payment terminal 100 for canceling and / or reprinting the approval history by referring to or modifying the drawing 1, but the technical features of the present invention are limited by the drawing 1. Rather, it is to be understood that the inference includes all implementation methods.

Referring to FIG. 1, the payment terminal 100 having the approval history cancellation service mode for canceling and / or reprinting the approval history is basically a control unit 105, a memory unit 150, and a card reader unit 110. And a power supply unit 125 for supplying power to the key input unit 120, the screen output unit 115, the communication processing unit 130, the security application module 135, the print output unit 140, and the payment terminal 100. It is made to include, including at least one or more terminal functional unit (not shown) according to the intention of those skilled in the art.

The control unit 105 controls the overall operation of the payment terminal 100 in accordance with the function configuration, manages the flow of information or data between each component, the approval history stored on the server (for example, authorization number, authorization amount, authorization) Date, card number, etc.) by interoperating and controlling at least one or more components provided in the payment terminal 100 to cancel the details by loading the payment terminal 100 based on the authorization number, At least one processor including a CPU (Central Processing Unit) / Micro Processing Unit (MPU) and execution memory (for example, a register or a random access memory (RAM)) and a bus for inputting and outputting predetermined data in hardware And loading into the execution memory from a predetermined recording medium in order to perform a function specific to the payment terminal 100 in software (L). the authorization information (e.g., authorization number, authorization amount, authorization date, card number, etc.) stored on the server, including a predetermined program routine or program data which is processed by the processor. In order to cancel the details by loading the payment terminal 100 on the basis of a predetermined program recorded on a recording medium provided in the payment terminal 100, or a software configuration among the functional configuration provided in the payment terminal 100 And a component capable of processing as shown in the control unit 105).

According to the exemplary embodiment of the present invention, the controller 105 outputs a component (eg, the memory unit 150, the card reader unit 110, the key input unit 120, and the screen output provided in the payment terminal 100). The 115 and the communication processing unit 130, the security application module 135 and the print output unit 140 or the terminal functional unit (not shown) according to the intention of those skilled in the art to interwork with the payment terminal 100 In addition to controlling and managing the provision of the defined electronic payment service, the component provided in the payment terminal 100 for mutually canceling and / or reprinting the approval history according to the present invention, or interworkingly controlling or In order to cancel and / or reprint the approval list, it is preferable to execute a program recorded on a recording medium provided in the payment terminal 100.

The memory unit 150 may input / output information when an operation by a predetermined program routine (or code) or program data (eg, a program routine (or code)) for controlling the overall operation of the payment terminal 100 is performed. General term for non-volatile memory for storing data, including at least one storage means including hardware electrically Erasable and Programmable Read Only Memory (EPEROM) or Flash Memory (FM) or Hard Disk Drive (HDD). That predetermined program routine and program data (e.g., data input or output for the program routine to perform a predetermined function) are stored for the control unit 105 to perform a predetermined control function. It features.

The customer who is provided with cancellation and / or reprint of the approval history according to the present invention through the payment terminal 100 is based on an MS / Magnetic Stripe (MS) card or an ISO / IEC 7816 standard based on the ISO / IEC 7810 standard. Has a (or owns) a contact IC card (or wireless IC chip) or a card including at least one contactless IC card (or wireless IC chip) based on ISO / IEC 14443 standard, and the card reader unit ( 110 is characterized in that to provide an interface for reading at least one or more information or data provided in the card.

According to the method of the present invention, the card reader unit 110 is an MS reader unit that provides an interface between the MS card and the payment terminal 100, or an interface between the contact IC card and the payment terminal 100. It comprises a contact IC reader unit for providing, or a contactless IC reader unit for providing an interface between the contactless IC card and the payment terminal 100.

The MS reader unit is a card reader unit 110 based on ISO / IEC 7810, and includes at least one magnetic head including a predetermined coil, and includes predetermined information (eg, magnetized binary). When the MS card on which (Binary) data is recorded moves in a predetermined direction in close contact with the magnetic head (or the magnetic head moves in close contact with an MS card in which predetermined information is recorded), a predetermined electrical signal is transmitted to the magnetic head. It is characterized by interfacing the predetermined information or data to the payment terminal 100 from at least one track (Track) provided in the MS of the MS card by using the loading.

The contact IC reader unit is a card reader unit 110 based on ISO / IEC 7816 and includes at least one contact point that makes electrical contact with a chip on board (COB) provided in the contact IC card. It supplies power to the IC chip of the IC card through the contact point, and the predetermined information or data from the IC chip through the half duplex transaction using an APDU (Application Protocol Data Unit) It is characterized in that the interface to the payment terminal (100).

The contactless IC reader unit is a card reader unit 110 based on ISO / IEC 14443, and includes at least one or more electrical contacts in contact with the contactless IC card using capacitive coupling or inductive coupling. It comprises an antenna, and supplies power to the IC chip of the IC card through the antenna, and a predetermined information or data from the IC chip through the half-duplex transaction using the APDU payment terminal ( Interfacing to 100).

According to an embodiment of the present invention, the card reader unit 110 is provided with predetermined card information (eg, in a card) from at least one or more card reader units 110 for the electronic payment service defined in the payment terminal 100. Credit card, debit card, debit card, cash card, payment means information corresponding to a payment means comprising at least one or more), it is also preferable to cancel and / or reprint the approval history according to the present invention It is preferable to read predetermined card information (eg, card number, etc.) from at least one or more cards.

The key input unit 120 includes a predetermined key input device including at least one key button including at least one number key, character key, or function key. Information (or a signal) inputted from the terminal, and predetermined information from a predetermined key button provided in the key input device in a specific input mode or an operation mode of the payment terminal 100 controlled by the controller 105. When a (or a signal) is input, a key event corresponding to the input information (or a signal) is generated, and the generated key event is provided to the controller 105. The controller 105 is Acquiring predetermined key data corresponding to the key event in the current input mode or operation mode of the payment terminal 100, or executing a predetermined function matched with the key event. Characterized in that for obtaining instruction. The key input unit 120 and the key input device having at least one key button interwork with each other to perform a function of key input means provided in the payment terminal 100.

The key input device interoperating with the key input unit 120 may include a keypad device having at least one numeric key and a function key, or at least one numeric key and a letter key (for example, an English letter key or a Korean letter key) and a function. A keyboard device having a key, or at least one numeric key and a function key in conjunction with the screen output means, or at least one touch screen device having at least one numeric key, a character key, and a function key It is preferable to make it.

According to an exemplary embodiment of the present invention, the key input unit 120 may use key data corresponding to the electronic payment service (eg, a payment amount) from at least one or more key input devices for the electronic payment service defined in the payment terminal 100. It is preferable to perform the function of the key input means for receiving the input), and also in the process of canceling the approval history and / or re-printing from the key input device for revocation and / or reprint the approval history according to the present invention. It is preferable to perform the function of the key input means for receiving at least one or more key data.

According to an exemplary embodiment of the present invention, the key input device corresponding to the key input unit 120 cancels and / or reapproves the approval history according to the present invention in an initial mode or a general payment mode of the operation mode of the payment terminal 100. It is preferable to include a key button for switching to the cancellation of approval service mode for printing.

The screen output unit 115 is an LCD (Liquid Crystal Display) by the control unit 105 in the process of the payment terminal 100 performs a predetermined function (for example, electronic payment processing function or approval history cancellation service function, etc.) Or at least one information or data that is predefined or defined in real time to be output to a predetermined display device including a cathode ray tube (CRT) through a predefined interface screen. The output unit 115 and the screen output device interoperate with each other to perform a function of the screen output means provided in the payment terminal 100.

Predefined information or data to be output from the payment terminal 100 to the screen output device, by the key data input through the key input unit 120, or by a component provided in the payment terminal 100 At least one or more information (or data) stored or generated, information (or data) transmitted / received through the communication processor 130, or (or data) corresponding to a predetermined operation result performed by the payment terminal 100. It is made to include.

According to a preferred embodiment of the present invention, the screen output unit 115 outputs an electronic payment processing screen according to each electronic payment step to the screen output device for the electronic payment service defined in the payment terminal 100. It is preferable to perform a function of a screen output means, and to output a processing screen corresponding to the approval history cancellation and / or reprint providing step to the screen output apparatus for canceling and / or reprinting the approval list according to the present invention. It is preferable to perform the function of the screen output means.

The communication processor 130 may be a server or a communication terminal connected through a payment network (eg, a value added network) during the payment terminal 100 performing a predetermined function (for example, an electronic payment processing function). Predetermined communication for connecting a communication session with a terminal (or device) connected to a payment terminal 100 through a predetermined cable or a terminal (or device) connected to the payment terminal 100 through a predetermined short-range wireless communication. A means for providing a means, a network communication unit for connecting a predetermined communication channel with a server on a wired or wireless network, or a cable communication unit for connecting a communication session with a predetermined terminal (or device) through a predetermined cable communication port; Or a local area for connecting a predetermined communication session with a predetermined local area communication terminal (or device) device through at least one local area wireless communication means. Is made, including a communication line, it comprises a communication protocol or a driver for connecting the communication channel (or communication session) by software.

The network communication unit includes a predetermined wired network or a mobile communication network or a wireless network including a value added network (VAN) or a financial common network or high-speed Internet (eg, ADSL / VDSL / Cable Network /.../ satellite communication). Modem for connecting the communication channel with the server on the wired or wireless network through a predetermined wireless network including a data communication network, the hardware (Modem) for connecting the payment terminal 100 to a predetermined wired or wireless network or It includes a network interface card (NIC), and includes a communication protocol or a driver for connecting the payment terminal 100 to the wired or wireless network by software.

The cable communication unit connects a cable communication session with a predetermined terminal (or device) through a predetermined cable communication (eg, RS-232c or Universal Serial Bus (USB)), and the cable is connected in hardware. It consists of a predetermined cable communication port, and comprises a communication protocol or driver for the cable communication in software.

Here, the terminal (or device) to which the cable communication session is connected through the cable communication unit preferably includes a predetermined point of sales (POS) terminal.

The short range wireless communication unit includes at least one of infrared ray communication, RF (Radio Frequency) communication, Bluetooth (BlueTooth), Wireless LAN (Wi-Fi), Wi-Fi (Ui-Fi), and Ultra Wide Band system (UWB). It is characterized by connecting a predetermined terminal (or device) and a short-range wireless communication session via at least one or more near-field wireless communication means, the hardware, the infrared communication, RF communication, Bluetooth, WLAN, WiFi, UWB It includes a predetermined short range wireless communication module for a short range wireless communication including, and comprises a communication protocol or driver for the short range wireless communication in software.

Here, the terminal (or device) to which the short-range communication session is connected through the short-range communication unit preferably includes a customer wireless terminal that mounts or detaches a predetermined wireless IC chip.

The secure application module 135 (SAM) is a confidentiality, authentication, or integrity required by the payment terminal 100 to perform an electronic payment or electronic payment using the card. As a safety device for performing security requirements including Integrity) or nonrepudiation in a secure and reliable structure within the payment terminal 100 without using an authentication server (or server) on a payment network, Encrypts or decrypts a predetermined message (information or data) processed in the process of the payment terminal 100 performing a predetermined security request function (for example, electronic payment or electronic payment function), and forgery (or forgery) of the message. Add an authenticator that prevents the information from being stored in the server or store important information in the process of performing the security request function. It is characterized by.

In general, the security application module 135 is preferably composed of a predetermined security application module 135 inserter and a security application module 135 chip, the security application module 135 chip is a chip containing at least 8-bit CPU Examples include an application specific integrated circuit (ASIC) chip (for example, a PLCC 44-pin chip) or an IC chip (for example, an IC card in the form of a subscriber identity module (SIM)) having a performance of 2 MIPS (Million Instructions Per Second) or higher. It is preferable to make it.

In addition, the security application module 135 is at least one or more security application data (eg, at least one identifier, version, expiration date, issue date, code value, etc.) required for the payment terminal 100 to perform a predetermined security request function ) Or key (e.g., one master key and at least one application key) or protocol (e.g., transaction protocol, re-transaction protocol, last transaction cancellation protocol, collection protocol, SAM issuance protocol, (e-money company / card company) registration protocol, Authorization protocol, mode switch protocol, key download protocol, SAM revocation protocol) or command (e.g., at least one read / authentication / transmission / registration / setting / mode switch / gather / delete / discard / initialize / reprocess / remove command) It is preferable to comprise a).

The print output unit 140 may process the payment terminal 100 to perform a predetermined function (for example, an electronic payment processing function) or predetermined information or data generated as a result (eg, payment processing result information or data). ) Is printed to a predetermined printing device 145 (for example, a receipt printing machine), and printing for printing the print information or data through the predetermined printing device 145 in accordance with a predefined printing form. This includes the protocol and drivers.

Referring to FIG. 1, the payment terminal 100 may be configured to provide a cancellation mode and / or reprint of the approval history according to the present invention. A mode checking unit 155 for confirming whether the corresponding approval history cancellation service mode is selected; and when the operation mode of the payment terminal 100 is the approval history cancellation service mode, the card reader unit 110 checks the customer through the card reader unit 110. Read and input predetermined card information (for example, a card number, etc.) for canceling and / or reprinting the approval history from a card, or canceling the approval history from a predetermined key input means through the key input unit 120. / Or the information input unit 160 for inputting the authorization number for reprint, and the authorization number or card number transmitted through the information input unit 160 to the server on the network to load the approval history An information requesting unit 170 for requesting information, an information receiving unit 175 for receiving approval details corresponding to the approval number from the server, and outputting the received approval details through the screen output unit, and the key input unit. When the cancellation input is confirmed through, the information processing unit 180 for requesting the approval history cancellation processing to the server is characterized in that it is made.

On the other hand, in Figure 1, the payment terminal 100 is not shown in the functional configuration unit (for example, professional generation unit, professional transmission unit, professional receiving unit, etc.) required for payment processing, the payment processing function is the payment terminal It is obvious that it is a basic function of 100.

The mode checking unit 155 periodically checks (or responsive to the approval history cancellation service mode switch key event) the operation mode of the payment terminal 100 corresponds to the approval history cancellation and / or reprint It is characterized by checking whether the service mode is canceled.

If the check result is that the operation mode of the payment terminal 100 is not the approval history cancellation service mode, the payment terminal 100 performs a conventional electronic payment processing function, while the operation mode of the payment terminal 100 When the confirmation history cancellation service mode is confirmed, the mode confirmation unit 155 outputs the confirmation history cancellation service mode checking result through the screen output unit 115 and provides the information input unit 160.

The information input unit 160 receives the approval details from a predetermined key input means through the key input unit 120 to process the electronic payment corresponding to the approval history cancellation service mode for canceling and / or reprinting the approval history. Characterized in that the approval number for the cancellation and / or reprinting, characterized in that the input approval number is provided to the information request unit 170.

The information requesting unit 170 transmits the approval number or card number to the server on the network when the approval number for canceling and / or reprinting the approval history is input through the information input unit 160. Request a corresponding approval history loading.

The information receiving unit 175 receives the approval details corresponding to the approval number from the server, and the received approval details are provided to the information processing unit 180.

The information processing unit 180 outputs the approval history received from the server through the information receiving unit 175 through the screen output unit, and when the cancellation input corresponding to the approval history is confirmed through the key input unit, the approval Characterized in that the approval history cancellation processing request information including the number is generated and transmitted to the server.

In addition, the information processing unit 180, in conjunction with the print output unit is characterized in that for outputting the approval history cancellation result.

2 is a diagram illustrating an operation process of a payment terminal 100 having a cancellation history service mode according to an embodiment of the present invention.

More specifically, Figure 2 is an embodiment of the operation of the payment terminal 100 having a cancellation history service mode for revocation and / or reprint the approval history shown in Figure 1 as an embodiment of the present invention, Those skilled in the art will be able to infer various operation processes for canceling and / or reprinting the approval history of the payment terminal 100 by referring to or modifying the drawing 2, but the technical features of the present invention It is to be understood that the flow is not limited by this Figure 2 but encompasses all inferred implementation methods.

Referring to FIG. 2, the illustrated approval history cancellation service process may be started from the process of confirming the approval history cancellation service mode in the payment terminal 100 illustrated in FIG. 1 (200).

When the approval history cancellation service mode is confirmed in the payment terminal 100, the payment terminal 100 receives an approval number corresponding to the approval details to be canceled (205).

When the approval number is input, the payment terminal 100 transmits the approval number to a server on the network and requests the loading of the corresponding approval details (210).

Thereafter, when the payment terminal 100 receives the approval information corresponding to the approval number from the server (215), the payment terminal 100 displays / prints the approval information received from the server (220).

If you want to cancel the approval history corresponding to the approval number (225), the payment terminal 100 generates the approval history cancellation request information including the approval number to send to the server to request the approval history cancellation ( 230),

Then, when the approval history cancellation result details corresponding to the approval history cancellation request information are received from the server (235), the payment terminal 100 outputs the screen of the approval history cancellation results received from the server.

3 is a diagram illustrating a system for providing approval history cancellation service according to an exemplary embodiment of the present invention.

In more detail, Figure 3 is a service providing system for canceling a payment history of a predetermined customer by interworking with a payment terminal connected through a predetermined payment channel, and the general knowledge in the technical field to which the present invention belongs. If you have, it will be able to infer various implementation methods for the service providing system configuration for canceling the approval details corresponding to the customer's payment by using the approval number by referring to or modifying the drawing 3, but the present invention is It is made including all the inferred implementation method, the technical features are not limited only to the implementation method shown in FIG.

Referring to Figure 3, the approval history cancellation service providing system for canceling the approval history corresponding to the payment of the customer by using the approval number, the payment terminal 100 and the payment terminal 100 provided in a predetermined offline affiliated store ) And store the approval details for the payment made through the association with the approval number, and confirm the approval history loading information including the approval number requested through the payment terminal, and confirm the approval details corresponding to the approval number. Confirm and provide to the payment terminal, when the cancellation request for the approval from the payment terminal, a server for canceling the approval history and a communication network connecting the payment terminal 100 and the server 300 (for example, value added) A value added network (VAN) or a dedicated network).

In FIG. 3, the server 300 on the service providing system for providing the approval history cancellation service in connection with the payment terminal 100 is illustrated as one server including at least one functional component, but this is a technical feature of the present invention. If only one embodiment for effectively explaining the various functional components constituting the server 300 may be implemented through at least two or more separate servers (or devices), and the server is provided in the card company server or Bansa server may be provided, by which the present invention is not limited.

The payment terminal 100 on-line is characterized in that it comprises at least one CAT (Credit Authorization Terminal), or a POS (Point Of Sales) terminal with a payment function, through the at least one card reader After reading predetermined card information from a card, inputting a payment amount through a predetermined key input device, and generating a full payment approval request message including the card information, the payment amount, and the merchant information, the communication network (for example, In addition to the function of transmitting to the server through a value-added communication network (VAN), the system includes an approval history cancellation service mode according to the present invention, and loads the approval history corresponding to the authorization number input to the payment terminal 100 from the server. And, it is characterized in that the request to cancel the authorization to the server.

In addition, the server 300 on the service providing system may include at least one server 300 provided in the card company or bansa to process the payment approval for the card, from the payment terminal 100 Confirming / extracting approval details corresponding to the requested approval number provided to the payment terminal, and if there is a cancellation request for the approval details from the payment terminal, performing the cancellation process for the approval details. do.

In addition, the communication network connecting the payment terminal 100 and the server 300 in the service providing system, based on at least one or more backbone network, at least one or more payment-related full text between the payment terminal 100 and the server 300 And at least one bansa server (not shown) and a wired / wireless communication network for relaying the approval cancellation.

Those skilled in the art to which the present invention pertains, the technical features of the payment terminal 100 and the technical features of the conventional server 300 and the communication network connecting the payment terminal 100 and the server 300 Since it will be familiar with the technical features, detailed description thereof will be omitted for convenience.

According to an embodiment of the present invention, the server 300 includes an approval history D / B for storing approval details for which payment processing is performed, interworking with a predetermined DBMS having the approval history D / B, or the approval. It is preferable to interwork with a DB server (not shown) provided with a breakdown D / B.

The approval history D / B is characterized in that the card information (customer information), the authorization date information, the authorization amount information, the merchant information is stored in association with the authorization number, the server is the authorization provided by the payment terminal The approval history corresponding to the number is confirmed / extracted from the approval history D / B and provided to the payment terminal.

In addition, according to an embodiment of the present invention, when the server 300 is provided at the card company or is linked with the card company, the customer information issuing the card used for the payment and the card information issued to the customer. A predetermined DBMS having a predetermined card information D / B for interworking and storing corresponding card information, the card attribute information, and card limit information corresponding to the card information, or a predetermined DBMS for operating the card information D / B; It is preferable to interlock or to interlock with a DB server (not shown) provided with the card information D / B.

The customer information includes personal information (eg, customer name, social security number, address, wireless terminal information (or mobile phone number), e-mail address, etc.) of the customer who issued the card, and member information (eg, member ID information) of the customer. It is preferable to comprise at least one).

Preferably, the card information includes a predetermined card number corresponding to the card information issued to the customer. The card issuer information (e.g., card issuer number (or code)) and card type information (e.g., Preferably, the card further includes a card identification number (or code) and expiration date information (some may be omitted) for the card.

According to an embodiment of the present invention, the card information is preferably matched with predetermined payment means information corresponding to the card information, the payment means credit card payment means, check card payment means, debit card payment means, prepaid It is preferable to include at least one or more of the card payment means.

The card attribute information may include payment attributes (eg, postpaid, debit, prepaid, etc.) for the card issued to the customer, a royalty attribute including a mileage accumulation policy for the card, and the card associated with the card. Preferably, at least one additional service attribute is included.

Preferably, the card limit information includes information for confirming a limit amount for payment approval for a payment amount using the card according to a payment means characteristic corresponding to the card information or a payment attribute of the card. .

According to an exemplary embodiment of the present invention, when the payment means corresponding to the card information includes a credit card payment means (or postpaid payment attribute), the card limit information includes predetermined credit limit amount information on the card. It is preferable to comprise.

According to another exemplary embodiment of the present invention, when the payment means corresponding to the card information includes a check card / debit card payment means (or a debit payment attribute associated with an account) associated with a predetermined account, the card The limit information preferably comprises predetermined account information (or account balance information) associated with the card.

According to another exemplary embodiment of the present invention, when the payment means corresponding to the card information includes a prepaid card payment means (or prepaid payment attribute), the card limit information is pre-filled in the card. It is preferable to include the charge amount information.

Referring to FIG. 3, the server 300 establishes a communication channel for transmitting and receiving information related to cancellation of approval with at least one payment terminal 100 through a communication network including at least one value-added communication network (VAN) or a financial common network. The interface unit 305 for connection and management and the approval history request information including the approval number is received from the payment terminal 100 in association with the interface unit 305, or after confirming the approval history, the approval number is received. An information receiving unit 310 for receiving the approval cancellation request information including an information transmitting unit 315 for transmitting the approval details corresponding to the approval number to the payment terminal 100 in association with the interface unit 305. It is characterized by comprising.

In addition, the server 300 is characterized in that it further comprises an information verification unit 320 for extracting (or confirming) the approval history corresponding to the approval number in conjunction with the approval history D / B.

In addition, the server 300 further includes an approval cancellation processing unit 325 for performing an approval cancellation process for the approval history corresponding to the approval number when the approval cancellation request for the approval history provided to the payment terminal. It features.

The server 300 may include a full text generation unit 330 for generating approval cancellation processing history information including the result of the cancellation processing, and an information storage unit for storing the approval cancellation processing history information in a predetermined storage medium ( And 335).

When the payment terminal 100 reads the card information through a predetermined card reader, generates approval history request information including the approval number, and transmits the information through the communication network, the information receiving unit 310 is the interface unit. In operation 305, the approval history request information may be received.

When the approval history corresponding to the approval request information is confirmed, the information transmission unit 315 transmits the approval details corresponding to the approval number to the payment terminal 100 in association with the interface unit 305. It features.

When the information confirmation unit 320 receives approval history request information including an approval number through the information receiving unit 310, the information confirmation unit 320 corresponds to the approval number included in the approval history request information in association with the approval history D / B. Characterized in that the approval history is extracted (or confirmed), the extracted approval (or confirmed) is provided to the information transmission unit 315.

After the approval history corresponding to the approval number is transmitted to the payment terminal, the approval cancellation processing unit 325 cancels the approval request for cancellation if the cancellation request for the approval details is received from the payment terminal. And transmitting the cancellation processing result to the payment terminal.

4 is a diagram illustrating a process of providing an approval history cancellation service in connection with a payment terminal according to an embodiment of the present invention.

In more detail, Figure 4 is a process for canceling the approval history for a predetermined customer in connection with a payment terminal connected through a predetermined payment channel on the service system shown in Figure 3, the present invention belongs to Those skilled in the art will be able to infer various implementation methods for the process of canceling the approval history corresponding to the payment of the customer by using the approval number by referring to or modifying the drawing 4. The present invention includes all the inferred implementation methods, and the technical features are not limited only to the implementation method illustrated in FIG.

Referring to FIG. 4, the illustrated approval history cancellation service process may be started from a process of transmitting approval history request information including an approval number from the payment terminal 100 to the server 300 (400).

When approval history request information including the approval number is transmitted, the server checks (or extracts) the approval history corresponding to the approval number included in the approval history request information in association with the approval history D / B (405). .

If the approval history corresponding to the approval number is confirmed from the approval history D / B (410), the server transmits the approval history to the payment terminal 300 (415).

Thereafter, if the approval cancellation request for the approval details is confirmed from the payment terminal 100 (420), the server 300 performs the approval cancellation process for the approval details requested for the approval cancellation (425). The authorization cancellation process is stored in the storage medium (430).

In addition, the server generates approval cancellation processing information including the approval cancellation processing details and transmits the information to the payment terminal 100 (435).

5 is a diagram illustrating a functional configuration of a payment terminal 500 having an approval history cancellation service mode according to another embodiment of the present invention.

In more detail, FIG. 5 illustrates another embodiment of a payment terminal 500 having a cancellation history service mode for canceling and / or reprinting approval history. If you have, it will be able to infer the configuration of the various payment terminal 500 for the approval cancellation and / or reprint by referring to or modifying the drawing 5, but the technical features of the present invention is limited by It is to be understood that the present invention includes all implementation methods deduced.

Referring to FIG. 5, the payment terminal 500 having the approval history cancellation service mode for canceling and / or reprinting the approval history basically includes a control unit 505, a memory unit 550, and a card reader unit 510. A key input unit 520, a screen output unit 515, a communication processing unit 530, a security application module 535, a print output unit 540, and a power supply unit 525 for supplying power to the payment terminal 500. It is made, including, at least one or more terminal functional units (not shown) according to the intention of those skilled in the art.

The control unit 505 controls the overall operation of the payment terminal 500 in the functional configuration, manages the flow of information or data between each component, the approval history stored on the server (for example, authorization number, authorization amount, authorization) Date, card number, etc.) by interoperating and controlling at least one or more components provided in the payment terminal 500 to cancel the details by loading the payment terminal 500 based on the authorization number, At least one processor including a CPU (Central Processing Unit) / Micro Processing Unit (MPU) and execution memory (for example, a register or a random access memory (RAM)) and a bus for inputting and outputting predetermined data in hardware And to load the execution memory from a predetermined recording medium to perform a function specific to the payment terminal 500 by software. The authorization information (e.g., authorization number, authorization amount, authorization date, card number, etc.) stored on the server, including a predetermined program routine or program data which is loaded and computed by the processor. In order to cancel the details by loading the payment terminal 500 on the basis of a predetermined program recorded on the recording medium provided in the payment terminal 500, or a software configuration among the functional configuration provided in the payment terminal 500 Components shown in the control unit 505).

According to the exemplary embodiment of the present invention, the control unit 505 outputs the components (eg, the memory unit 550, the card reader unit 510, the key input unit 520, and the screen) provided in the payment terminal 500. The unit 515, the communication processing unit 530, the security application module 535 and the print output unit 540 or a terminal functional unit (not shown) according to the intention of those skilled in the art interworking with each other to the payment terminal 500 In addition to controlling and managing the provision of the defined electronic payment service, the component provided in the payment terminal 500 for mutually canceling and / or reprinting the approval history according to the present invention, or interworkingly controlling or In order to cancel and / or reprint the approval list, it is preferable to execute a program recorded on the recording medium provided in the payment terminal 500.

The memory unit 550 may input / output information when an operation by a predetermined program routine (or code) or program data (eg, a program routine (or code)) for controlling the overall operation of the payment terminal 500 is performed. General term for non-volatile memory for storing data, including at least one storage means including hardware electrically Erasable and Programmable Read Only Memory (EPEROM) or Flash Memory (FM) or Hard Disk Drive (HDD). And a predetermined program routine and program data (for example, data input or outputted to perform a predetermined function by the program routine) required for the control unit 505 to perform a predetermined control function. It is done.

The customer who receives the cancellation and / or reprint of the approval history according to the present invention through the payment terminal 500 is based on an MS / Magnetic Stripe (MS) card or an ISO / IEC 7816 standard based on the ISO / IEC 7810 standard. Has a (or owns) a contact IC card (or wireless IC chip) or a card including at least one contactless IC card (or wireless IC chip) based on ISO / IEC 14443 standard, and the card reader unit ( 510 is characterized in that to provide an interface for reading at least one or more information or data provided in the card.

According to the method of the present invention, the card reader unit 510 is an MS reader unit that provides an interface between the MS card and the payment terminal 500, or an interface between the contact IC card and the payment terminal 500. It comprises a contact IC reader unit for providing, or a contactless IC reader unit for providing an interface between the contactless IC card and the payment terminal 500.

The MS reader unit is a card reader unit 510 based on ISO / IEC 7810, and includes at least one magnetic head including a predetermined coil, and includes predetermined information (eg, magnetized binary). When the MS card on which (Binary) data is recorded moves in a predetermined direction in close contact with the magnetic head (or the magnetic head moves in close contact with an MS card in which predetermined information is recorded), a predetermined electrical signal is transmitted to the magnetic head. It is characterized by interfacing the predetermined information or data to the payment terminal 500 from at least one or more tracks provided in the MS of the MS card by using the loaded.

The contact IC reader unit is a card reader unit 510 based on ISO / IEC 7816, and includes at least one contact point making electrical contact with a chip on board (COB) provided in a contact IC card. It supplies the power to the IC chip of the IC card through the contact point, and the predetermined information or data from the IC chip through the half duplex transaction using an APDU (Application Protocol Data Unit) Characterized in that the interface to the payment terminal 500.

The contactless IC reader unit is a card reader unit 510 based on ISO / IEC 14443. At least one contactless IC card may be in electrical contact with a contactless IC card by using capacitive coupling or inductive coupling. It comprises an antenna, and supplies power to the IC chip of the IC card through the antenna, and a predetermined information or data from the IC chip through the half-duplex transaction using the APDU payment terminal ( 500).

According to an embodiment of the present invention, the card reader unit 510 is provided with predetermined card information (eg, in a card) from at least one or more card reader units 510 for the electronic payment service defined in the payment terminal 500. Credit card, debit card, debit card, cash card, payment means information corresponding to a payment means comprising at least one or more), it is also preferable to cancel and / or reprint the approval history according to the present invention It is preferable to read predetermined card information (eg, card number, etc.) from at least one or more cards.

The key input unit 520 includes a predetermined key input device including at least one key button including at least one number key, character key, or function key. Information (or a signal) inputted from the device, and predetermined information from a predetermined key button provided in the key input device in a specific input mode or operation mode of the payment terminal 500 controlled by the controller 505. When a (or a signal) is input, a key event corresponding to the input information (or a signal) is generated, and the generated key event is provided to the controller 505. Acquire predetermined key data corresponding to the key event in the current input mode or operation mode of the payment terminal 500, or execute a predetermined function that is matched with the key event. Characterized in that for obtaining instruction. The key input unit 520 and the key input device having at least one key button interwork with each other to perform a function of key input means provided in the payment terminal 500.

The key input device interoperating with the key input unit 520 may include a keypad device including at least one numeric key and a function key, or at least one numeric key and a letter key (for example, an English letter key or a Korean letter key) and a function. A keyboard device having a key, or at least one numeric key and a function key in conjunction with the screen output means, or at least one touch screen device having at least one numeric key, a character key, and a function key It is preferable to make it.

According to an exemplary embodiment of the present invention, the key input unit 520 may provide key data corresponding to the electronic payment service (eg, a payment amount) from at least one or more key input devices for the electronic payment service defined in the payment terminal 500. It is preferable to perform the function of the key input means for receiving the input), and also in the process of canceling the approval history and / or re-printing from the key input device for revocation and / or reprint the approval history according to the present invention. It is preferable to perform the function of the key input means for receiving at least one or more key data.

According to an exemplary embodiment of the present invention, the key input device corresponding to the key input unit 520 cancels and / or reapproves the approval history according to the present invention in an initial mode or a general payment mode of the operation mode of the payment terminal 500. It is preferable to include a key button for switching to the cancellation of approval service mode for printing.

The screen output unit 515 is a liquid crystal display (LCD) by the control unit 505 while the payment terminal 500 performs a predetermined function (eg, electronic payment processing function or approval history cancellation service function). Or at least one information or data that is predefined or defined in real time to be output to a predetermined display device including a cathode ray tube (CRT) through a predefined interface screen. The output unit 515 and the screen output device interoperate with each other to perform a function of the screen output means provided in the payment terminal 500.

The predefined information or data to be output from the payment terminal 500 to the screen output device may be provided by key data input through the key input unit 520 or a component provided in the payment terminal 500. At least one or more information (or data) stored or generated, information (or data) transmitted / received through the communication processor 530, or (or data) corresponding to a predetermined operation result performed by the payment terminal 500. It is made to include.

According to a preferred embodiment of the present invention, the screen output unit 515 is a screen for outputting the electronic payment processing screen according to each electronic payment step to the screen output device for the electronic payment service defined in the payment terminal 500 It is preferable to perform a function of an output means, and to output a processing screen corresponding to the approval history cancellation and / or reprint providing step to the screen output device for canceling and / or reprinting the approval list according to the present invention. It is preferable to perform the function of the screen output means.

The communication processor 530 may be a server or the communication terminal connected through a payment network (eg, a value added network (VAN)) while the payment terminal 500 performs a predetermined function (for example, an electronic payment processing function). Predetermined communication for connecting a communication session with a terminal (or device) connected to a payment terminal 500 through a predetermined cable or a terminal (or device) connected to the payment terminal 500 through a predetermined short-range wireless communication. A means for providing a means, a network communication unit for connecting a predetermined communication channel with a server on a wired or wireless network, or a cable communication unit for connecting a communication session with a predetermined terminal (or device) through a predetermined cable communication port; Or a local area for connecting a predetermined communication session with a predetermined local area communication terminal (or device) device through at least one local area wireless communication means. It comprises a wireless communication unit, and comprises a communication protocol or driver for connecting the communication channel (or communication session) by software.

The network communication unit includes a predetermined wired network or a mobile communication network or wireless data including a value added network (VAN) or a financial common network or high-speed Internet (eg, ADSL / VDSL / Cable Network /.../ satellite communication). And a communication channel with a server on a wired or wireless network through a predetermined wireless network including a communication network, and a modem or a NIC for connecting the payment terminal 500 to a predetermined wired or wireless network in hardware. And a communication protocol or a driver for connecting the payment terminal 500 to the wired / wireless network by software.

The cable communication unit connects a cable communication session with a predetermined terminal (or device) through a predetermined cable communication (eg, RS-232c or Universal Serial Bus (USB)), and the cable is connected in hardware. It consists of a predetermined cable communication port, and comprises a communication protocol or driver for the cable communication in software.

Here, the terminal (or device) to which the cable communication session is connected through the cable communication unit preferably includes a predetermined point of sales (POS) terminal.

The short range wireless communication unit includes at least one of infrared ray communication, RF (Radio Frequency) communication, Bluetooth (BlueTooth), Wireless LAN (Wi-Fi), Wi-Fi (Ui-Fi), and Ultra Wide Band system (UWB). It is characterized by connecting a predetermined terminal (or device) and a short-range wireless communication session through at least one short-range wireless communication means, the hardware includes the infrared communication, RF communication, Bluetooth, WLAN, WiFi, UWB It includes a predetermined short range wireless communication module for a short range wireless communication, and comprises a communication protocol or driver for the short range wireless communication in software.

Here, the terminal (or device) to which the short-range communication session is connected through the short-range communication unit preferably includes a customer wireless terminal that mounts or detaches a predetermined wireless IC chip.

The secure application module (535) is a confidentiality (Authentication) or authentication (Authentication) or integrity required in the process of the payment terminal 500 performs the electronic payment or electronic payment using the card ( As a safety device for performing security requirements including Integrity) or nonrepudiation in a secure and reliable structure within the payment terminal 500 without using an authentication server (or server) on a payment network, Encrypts or decrypts a predetermined message (information or data) processed in the process of the payment terminal 500 performing a predetermined security request function (for example, an electronic payment or electronic payment function), and forgery (or forgery) of the message. Adds an authenticator that prevents or prevents key information from being stored in the process of performing the security request function. And that is characterized.

In general, the security application module 535 is preferably composed of a predetermined security application module 535 inserter and a security application module 535 chip, the security application module 535 chip is a chip containing at least 8 bits or more CPU Examples include an application specific integrated circuit (ASIC) chip (for example, a PLCC 44-pin chip) or an IC chip (for example, an IC card in the form of a subscriber identity module (SIM)) having a performance of 2 MIPS (Million Instructions Per Second) or higher. It is preferable to make it.

In addition, the security application module 535 is at least one or more security application data (eg, at least one identifier, version, expiration date, issue date, code value, etc.) required for the payment terminal 500 to perform a predetermined security request function ) Or key (e.g., one master key and at least one application key) or protocol (e.g., transaction protocol, re-transaction protocol, last transaction cancellation protocol, collection protocol, SAM issuance protocol, (e-money company / card company) registration protocol , Privilege acquisition protocol, mode switch protocol, key download protocol, SAM revocation protocol) or command (e.g., at least one read / authentication / transmission / registration / setting / mode switch / gather / delete / discard / initialize / reprocess / cancel) Command) is preferably provided.

The print output unit 540 is a process in which the payment terminal 500 performs a predetermined function (for example, an electronic payment processing function) or predetermined information or data generated as a result (for example, payment processing result information or data). To a predetermined printing device 545 (for example, a receipt printer), and a printing protocol for printing the print information or data through the printing device 545 according to a predefined printing form. And a driver.

Referring to FIG. 5, the payment terminal 500 is configured to change the operation mode of the payment terminal 500 to cancel and / or reprint the approval history in order to provide the cancellation and / or reprint of the approval history according to the present invention. A mode checking unit 555 for confirming whether the corresponding approval history cancellation service mode is present, and when the operation mode of the payment terminal 500 is the approval history cancellation service mode, the customer through the card reader unit 510. Read and input predetermined card information (for example, a card number, etc.) for canceling and / or reprinting the authorization history from a card, or canceling the approval history from a predetermined key input means through the key input unit 520. And / or an information input unit 560 for inputting an authorization number for reprinting, and the authorization number or card number inputted through the information input unit 560 to a server on a network for approval history path. An information requesting unit 570 for requesting an information, an information receiving unit 575 for receiving approval details corresponding to the approval number from the server, and outputting the received approval details through the screen output unit and the key input unit. When the cancellation input is confirmed through the information, the approval history is canceled and the information processing unit 580 for transmitting the approval history cancellation processing result to the server and the validity of the approval number input through the information input unit 560 are checked. An information authentication unit 585 for authenticating is provided.

On the other hand, in Figure 5, although the functional component (eg, professional generation unit, professional transmission unit, professional receiving unit, etc.) required for payment processing in the payment terminal 500 is not shown, the payment processing function is the payment terminal. It is obvious that it is a basic function of 500.

The mode checking unit 555 periodically checks (or responds to the approval cancellation service mode switch key event) an approval mode in which an operation mode of the payment terminal 500 corresponds to canceling and / or reprinting the approval history. It is characterized by checking whether the service mode is canceled.

If the check result is that the operation mode of the payment terminal 500 is not the approval history cancellation service mode, the payment terminal 500 performs a conventional electronic payment processing function, while the operation mode of the payment terminal 500 If is confirmed as the approval history cancellation service mode, the mode check unit 555 outputs the approval history cancellation service mode check result through the screen output unit 515 and provides the information input unit 560.

The information input unit 560 receives the approval history from a predetermined key input means through the key input unit 520 to process the electronic payment corresponding to the approval history cancellation service mode for canceling and / or reprinting the approval history. Characterized in that the approval number for the cancellation and / or reprint is input, the input approval number is provided to the information request unit 570.

The information requesting unit 570 transmits the approval number or card number to the server on the network when the approval number for canceling and / or reprinting the approval history is input through the information input unit 560. Request a corresponding approval history loading.

The information receiving unit 575 receives the approval details corresponding to the approval number from the server, and the received approval details are provided to the information processing unit 580.

The information processing unit 580 outputs the approval history received from the server through the information receiving unit 575 through the screen output unit, and when the cancellation input corresponding to the approval history is confirmed through the key input unit, the approval Characterized in that the approval history cancellation processing request information including the number is generated and transmitted to the server.

In addition, the information processing unit 580, in conjunction with the print output unit is characterized in that for outputting the approval history cancellation result.

When the approval number is input through the information input unit 560, the information authentication unit 585 checks the number or structure of the input approval number and verifies whether the input approval number is a valid approval number. do.

6 is a diagram illustrating an operation process of a payment terminal 500 having an approval history cancellation service mode according to another embodiment of the present invention.

In more detail, Figure 6 is another embodiment of the operation of the payment terminal 500 having a cancellation history service mode for revocation and / or reprint the approval history shown in FIG. Those skilled in the art will be able to infer various operation processes for canceling and / or reprinting the approval history of the payment terminal 500 by referring to or modifying the present invention. It is to be understood that the technical flow is not limited by this drawing 6 but includes all the inferred implementation methods.

Referring to FIG. 6, the illustrated approval history cancellation service process may be started from the process of confirming the approval history cancellation service mode in the payment terminal 500 illustrated in FIG. 5 (600).

When the approval history cancellation service mode is confirmed in the payment terminal 500, the payment terminal 500 receives an approval number corresponding to the approval details to be canceled (605).

When the approval number is input, the payment terminal 500 performs the approval number authentication whether the input approval number is a valid approval number (610). In this case, the validation of the approval number may be performed by checking the number of digits or the structure of the input approval number.

If the validity of the input authorization number is authenticated (615), the payment terminal 500 transmits the authorization number to a server on the network and requests the loading of the corresponding authorization details (620).

Subsequently, when the payment history corresponding to the authorization number is received from the server in the payment terminal 500 (625), the payment terminal 500 screen / prints the approval history received from the server (630).

If you want to cancel the approval history corresponding to the approval number (635), the payment terminal 500 generates the approval history cancellation request information including the approval number to send to the server to request the approval history cancellation ( 640),

Then, when the approval history cancellation result corresponding to the approval history cancellation request information is received from the server (645), the payment terminal 500 screens / prints out the approval history cancellation result received from the server (650). ).

According to the invention,

Claims (7)

In the payment terminal having a payment function, An information input unit for inputting an approval number for canceling and / or reprinting an approval list previously approved from a predetermined key input unit; An information request unit which transmits the approval number inputted through the information input unit to a server on a network and requests loading of corresponding approval details; An information receiver configured to receive approval details corresponding to the approval number from the server; And The information processing unit outputs the received approval details through the screen output unit, and requests cancellation processing of the output approval details to the server when a cancellation input for the output approval details is confirmed through the key input means. Payment terminal with approval history cancellation function characterized in that it comprises a. The method of claim 1, wherein the information processing unit, Receiving a result (or details) of the request for approval history cancellation processing from the server, and outputs the approval history cancellation processing (or details) screen output and / or print output characterized in that Payment terminal provided. Requesting the approval history corresponding to the approval number by transmitting an approval number for canceling and / or reprinting the approval history previously processed by the payment terminal to a server on the network; Confirming (or extracting) the approval history corresponding to the transmitted approval number in association with the approval history D / B (or a storage medium) at a server; Transmitting the confirmed (or extracted) approval information from the server to the payment terminal; Requesting a cancellation of the transmitted authorization from the payment terminal to the server; Performing an approval history cancellation process corresponding to the approval history cancellation request of the payment terminal at a server; And Sending the approval history cancellation processing result from the server to the payment terminal; Approval history cancellation service method using a payment terminal comprising a. The method of claim 3, Screening and / or outputting the approval history cancellation processing result received from the server in the payment terminal further comprises a history of approval history cancellation service using a payment terminal. A computer-readable recording medium recording a program for executing the method of claim 3. A payment terminal provided in a predetermined offline affiliated store and transmitting an approval number corresponding to the approval details to a server on a network for cancellation of previously approved approval details; Approved and stored the approval details for the predetermined payment to be paid through the payment terminal associated with the approval number, and receives the approval number provided for canceling the approval history through the payment terminal, the received approval number A server for checking a corresponding approval list and transmitting it to the payment terminal, and canceling the approval list according to the approval cancellation request when the request for canceling the approval of the transmitted approval list is received from the payment terminal. Approval history cancellation system using the payment terminal characterized in that. The method of claim 6, The server is provided in the VAN company, provided with a financial company, VAN company or financial history cancellation service system using a payment terminal, characterized in that provided on a separate network associated with the financial company.

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