KR20100030532A - Patent loan bank - Google Patents

Abstract

PURPOSE: A patent loan bank is provided to evaluate utility models and patents from a person or a company for the purpose of loaning money, thereby supporting intellectual property rights. CONSTITUTION: An application and a confirmation document are filled out when applying for a loan(10). Analysis data, obtained through a check, are more detailed due to the filled out documents(30). A loan amount is finally determined(40). The money from the loan is spent when the document is written.

Description

Patent loan bank

The present invention relates to a patent lending bank, and it is difficult to manufacture prototypes due to lack of funds and productivity by evaluating patents and utility models of individuals and companies that possess intellectual property such as patents and utility models. It relates to a patent lending bank that supports intellectual property rights such as patents and utility models.

In addition to the rapid development of science and technology, a wide range of patent applications have been made to publicly protect their inventions and inventions. Recently, the number of patents registered in Korea is about 93,000 from 1997 to 2006, the third largest in the world.

More importantly, the practical use of patents is very minimal, and the reality is that they are extreme and only poorly used for the purpose of protecting intellectual property rights by application and registration.

The reason why the low utilization of the patent is applied to the application of a simple purpose, and also the low quality of the invention is unnecessary to the actual use is occupied a large proportion. Some try to sell patents simply for royalties and royalties, but these sales are not easy.

In general, individuals and companies with patents and pending patents are consulted by visiting the start-up support center, start-up investment company, and start-up support in order to obtain funds and production lines for the production of prototypes. . In reality, however, many regulations and qualifications have to be in place, making it difficult to get funding there.

Due to the wide range of data required on paper, and the difficult conditions such as detailed planning, sales scale, sales target, and detailed repayment method for loan funds, etc. are regulated. It is difficult to achieve.

This means that even the best patents and pending patents cannot be supported unless they meet the above requirements.

In addition, even if a prototype is produced, if a professional mass production system for mass production and a distribution line, such as promotion and sales of mass produced products, are not established, it will be limited to the production of prototypes, making it difficult to repay the loans. This leads to an unruly situation in which the crunch is burdened with monetary debt.

If an individual or a company holding patents and pending patents through some start-up investment companies is invested in a form of investment rather than funding, the investment company is an adventurous investment method, so that the distribution for the recovery of investment when the profit is created This is disadvantageous to individuals and companies because it is mainly invested company.

Individuals and companies with patents and pending patents that have not benefited from the above funding can participate in a site such as a technology exchange, which is a method of selling or auctioning patent rights, which is being carried out on the Internet as a last resort. However, this does not help the individual and the company that holds the patent and pending patents, and there is a fear that the patents and pending patents may be stolen by third parties because all transactions are conducted on the Internet. Most patents and pending patents that are not traded are lost in their possession. This is inconsistent with the intent of individuals and companies holding patents and pending patents.

The present invention has been proposed to solve the above problems, to evaluate the patents and pending patents owned by individuals and companies to support the entire system from funding and prototype production to practical use We want to provide a patent lending bank that can help.

To this end, the patent lending bank according to the present invention is an application and confirmation document preparation step for applying for funding for individuals and companies holding patents and pending patents, and a data analysis step in which a review is made based on the contents. And a system operation step of identifying, analyzing, and presenting the overall flow, and notifying the result of determining the payment and repayment method for the loan amount applied.

In this case, it is preferable that the document preparation step include details of the patent and the pending patent in addition to the application for the loan.

It is also desirable to have a close examination of similar cases with respect to patents and pending patents.

In the data analysis stage, it is desirable to conduct detailed reviews of technology, marketability, risk, and information gathering.

In the system operation step, it is preferable that the calculation of the cost for the production of the prototype is made more specifically.

In addition, it is desirable that the system operation stage be able to support the overall details such as the production of prototypes, the construction of mass production systems, and the securing of distribution lines.

The notification of results should be accompanied by a written form detailing the notification of the payment and the method of repayment of the funds paid.

The patent lending bank according to the present invention as described above provides loans to individuals and companies holding patents and pending patents, thereby helping them to launch and produce prototypes and make them practical. It may help to avoid the patents and inventions in possession.

Hereinafter, a patent loan bank according to a preferred embodiment of the present invention will be described in detail with reference to the accompanying drawings.

1 is a block diagram showing a system for a patent loan bank according to the present invention.

As can be seen through Figure 1, the patent lending bank according to the present invention, the step (10) of preparing the loan application and confirmation documents of individuals and companies holding patents and pending patents.

Based on the documents created in the document preparation step 10, the data analysis step 20 is made, and in the next step, the system operation step 30, more detailed review is made.

After proceeding and reviewing through the above steps, the result notification step 40 for the loan of money is made.

In more detail, a loan application and confirmation document preparation step 10 are made regarding the production of prototypes for the practical use of patents and pending patents held by individuals and companies holding patents and pending patents.

In the document preparation step (10), the details of patents and pending patents should be accurately described, and the necessary funds related to the production of prototypes should be described in detail.

In addition, in the document preparation step (10), the relevant information in which details about patents and pending patents are accurately and precisely prepared and summarized should be attached together.

In the data analysis step 20, all data submitted in the document preparation step 10 are analyzed, and similar cases are reviewed with respect to patents and pending patents. First of all, it will examine whether the product is being manufactured and sold in Korea and abroad and whether the item has been reviewed in advance.

In the data analysis step 20, a more objective evaluation step is made through technology, marketability, risk-related and information gathering of patents and pending patents. At this time, the valuation is based on the premise that the patent and pending patent have been put into practice through an objective and careful evaluation, not based on documents prepared by individuals and companies applying for loans.

In the system operation step 30, a system for constructing a full-scale mass production system from the production of prototypes is based on an analysis that has been specifically evaluated on whether the patents and pending patents in the data analysis step 20 can be put to practical use.

In addition, in the system operation step 30, in addition to the step of establishing a mass production system, the sales line is generated by systemizing the distribution line so that an appropriate selling price of the product can be determined and full-scale sales can be made, thereby generating income of individuals and companies. The overall system operation is completed.

In the result notification step 40, the loan funds are paid by measuring the exact necessary funds for the production of prototypes and the operation of the system, and the patent and application is made in detail about the method of repaying the loan funds. Help the patent to be realized and used.

In the above, the specific Example of this invention was described above. However, the spirit and scope of the present invention is not limited to these specific embodiments, and various changes and modifications can be made without departing from the spirit of the present invention. Those who have it will understand.

Therefore, since the embodiments described above are provided to completely inform the scope of the invention to those skilled in the art, it should be understood that they are exemplary in all respects and not limited. The invention is only defined by the scope of the claims.

The patent lending bank of the present invention provides a fund for enabling a prototype production and a production system to proceed smoothly unlike various regulations and qualifications evaluated by other lenders because evaluation of patents and pending patents is made. By allowing them to be put to practical use, it is possible to simply stop the patents and inventions and not possess them.

1 is a block diagram showing a system for a patent loan bank according to the present invention.

<Description of the code | symbol about the principal part of drawing>

10: document preparation stage 20: data analysis stage

30: System operation stage 40: Result notification stage

Claims (6)

Preparing applications and confirmation documents to fund the practical use of patents and pending patents; A data analysis step of reviewing based on the written documents; A system operation step of further embodying the analysis data made in the data analysis step; Patent loan bank, characterized in that consisting of a decision notification step to finally determine the payment of funds through the above steps. The method of claim 1, In the document preparation step, applying for the loan of funds required for the practical use of patents and pending patents; Patent loan bank, characterized in that the practical use, such as ideas and knowledge that can be configured to include a loan application. The method of claim 1, In the data analysis step, the written document is reviewed, A patent lending bank comprising a review of technology, marketability, risk-related, and information gathering. The method of claim 1, Patent loan bank, characterized in that in the system operation step to achieve the production of the prototype production to mass production system. The method of claim 1, In the system operation step, the patent lending bank, characterized in that it measures from the determination of the proper selling price of the mass-produced product to the step of establishing a distribution line. The method of claim 1, In the result notification step, the payment of funds is made, A patent lending bank, characterized in that it is written in detail about a method of repayment of paid funds.

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