KR20090128184A - System for controlling atm exchange and method thereof - Google Patents

Abstract

PURPOSE: A system and a method for controlling an automatic teller machine for money exchange are provided to allow the automatic teller machine to exhaust foreign money conveniently by using money exchange medium including money exchange information which is previously processed in response to a user request. CONSTITUTION: A reading unit(310) reads out money exchange information from a money exchange medium which is inputted through a feed-in window of an automatic teller machine. An interface unit(320) requests validation as to read money exchange information to a bank server and receives the result as to the request. When the received result is related to "validity approval", a foreign money output unit(330) outputs, through a feed-out window of the automatic teller machine, foreign money which is defined by the money exchange information. An information control unit(340) displays the foreign money through a display unit within the automatic teller machine to a user who inputs the money exchange medium. When a user permission period expires, a control unit(350) transmits a message informing expiration of a user permission period through the bank server.

Description

Control system and method for financial automation equipment for currency exchange {SYSTEM FOR CONTROLLING ATM EXCHANGE AND METHOD THEREOF}

The present invention stores the exchange information previously processed at the request of the user in the exchange medium to provide the user, and the foreign currency can be conveniently output by using the exchange medium in the financial automated device installed in the airport or port The present invention relates to a control system for a dedicated financial automatic device and a method thereof.

With the national income of $ 20,000, the number of people going abroad is increasing year by year due to business, travel, and relative visits. Therefore, it is very important that you exchange your cash before you go to another country.

1 is a diagram illustrating a currency exchange process according to an embodiment of the prior art.

As shown in FIG. 1, a user (customer) requests a currency exchange by visiting a bank branch (S110). At this time, the user should hold cash or have an account of the bank branch for exchange. The bank branch registers information such as a currency exchange amount and a currency exchange type in the bank server according to the exchange request (S120), and the bank server calculates a currency exchange amount based on the registered information and registers the information ledger (S130). Accordingly, the bank branch office counts the calculated exchange rate and pays it to the user (S140), and the user can receive the exchange amount (S150).

However, if the user does not hold the cash of the country that wants to exchange money at the bank branch visited by the user, there is an inconvenience of having to visit another bank branch again. Moreover, general bank branches do not have foreign exchanges to countries such as the Philippines, Thailand, etc., which are relatively less in demand, rather than major countries such as the United States, Japan, and China. There was an inconvenience to visit a bank or to find a bank branch that holds foreign exchange.

In addition, in terms of banks, when a user exchanges money at another bank, there is a disadvantage in that a profit is not obtained according to the exchange fee. In order to make up for these drawbacks, the bank's head office delivers the foreign exchanges of various countries to each bank's branch office. However, the logistics cost of shipping increases, but the effectiveness thereof is extremely low.

In addition, even if they exchange money, there is a problem that they can not exchange a large amount of money at one time because of fear of losing foreign currency exchanged or fear of being subject to a crime.

In order to solve this problem, conventionally, when a user applies for currency exchange through the Internet in advance, there is a method of receiving a foreign exchange at a designated bank, but there is still a problem of sending a foreign exchange to a designated bank. There is still anxiety about losing or holding a crime.

Another conventional technique is a method of exchanging money using an ATM, but withdraws a foreign exchange by applying an exchange rate at the time when a user requests a currency exchange with the automated teller machine. There is a disadvantage to follow. In addition, the foreign exchange can be withdrawn only from the account of the person holding a cash card or bankbook, there is a disadvantage that can be exchanged only if you have a bank account. In addition, when the automatic teller machine is not installed in a place such as an airport or a port, there is still a problem that foreign currency is lost and the risk of crime is exposed.

Accordingly, in the present invention, in order to solve all the problems of the prior art as described above, the exchange information stored in advance in the exchange medium, which is processed in advance at the request of the user to provide to the user, and the exchange in the automated financial equipment installed in the airport or harbor The present invention proposes a control system and method for a financial automated machine for currency exchange that can output foreign currency conveniently using a medium.

The present invention has been made in order to solve the above problems, using the exchange medium containing the exchange information previously processed at the request of the user to facilitate the foreign currency in the financial automated machine to output the foreign exchange conveniently It is an object of the present invention to provide a control system and method thereof for automated equipment.

In addition, the present invention, instead of providing foreign exchange exchanged to the user at the bank branch, by providing a currency exchange medium that can conveniently output the foreign exchange at the automated teller machine installed in the airport or port, do not deliver foreign exchange to each bank branch It is an object of the present invention to provide a control system and method for a financial automatic teller machine that can reduce logistics costs.

In addition, the present invention provides a currency exchange medium that can output foreign exchange from the automated teller machine according to the exchange information previously performed, to compensate for the disadvantage that the banker must reside for the processing of currency exchange services to reduce labor costs It is an object of the present invention to provide a control system and a method for an automated teller machine for exchange.

In addition, the present invention provides a currency exchange medium that can be used like a credit card, traveler's checks, instead of providing a foreign exchange exchanged at the user's request, and in the automated teller machine installed in the airport or harbor using the exchange medium It is an object of the present invention to provide a control system and method for a financial automated machine for currency exchange that can ease the anxiety caused by the risk of losing foreign currency by allowing foreign currency to be output conveniently.

In order to achieve the object of the present invention as described above, the control system for a money exchange automatic teller machine according to an embodiment of the present invention reads the exchange information from the exchange medium input through the input port of the automated teller machine (read) Interface means for requesting a bank server for validity verification of the lead exchange information, the lead exchange information, and receiving a confirmation result from the bank server in response to the request, and the received confirmation result is related to 'validity approval'. In this case, it is characterized in that it comprises a foreign exchange output means for outputting the foreign exchange specified by the exchange information through the outlet of the automated teller machine.

In addition, the control method for the money exchange automatic teller machine according to an embodiment of the present invention comprises the steps of reading the exchange information from the exchange medium input through the input of the automatic teller machine, and confirming the validity of the exchange information Requesting a bank server, receiving a confirmation result from a bank server in response to the request, and if the received confirmation result is related to 'validation approval', a foreign exchange designated by the exchange information, the financial automation And outputting through the outlet of the device.

According to the present invention, it is possible to conveniently output foreign exchange in the automated teller machine using a currency exchange medium including currency exchange information processed in advance at the request of the user.

In addition, according to the present invention, instead of providing a foreign exchange exchanged to the user at the bank branch, by providing a currency exchange medium that can conveniently output the foreign exchange at the automated teller machine installed in the airport or port, the foreign exchange to each bank branch There is no need to ship, which can reduce logistics costs.

In addition, according to the present invention, by providing a currency exchange medium that can output foreign exchange in the automated teller machine according to the exchange information performed in advance, to reduce the labor costs to compensate for the disadvantage that the bank employee must reside for the processing of currency exchange services It becomes possible.

In addition, according to the present invention, instead of providing a foreign exchange exchanged at the request of the user, it provides a currency exchange medium that can be used such as credit cards, traveler's checks, financial automation installed in the airport or port using the exchange medium By making it possible to conveniently output foreign currency from the device, it is possible to solve the anxiety caused by the loss of foreign currency.

Hereinafter, with reference to the accompanying drawings, it will be described in detail with respect to the control system and method for the automatic teller machine according to the present invention.

The control system for the money exchange automatic teller machine of the present invention can be implemented included in the automated teller machine performing a financial transaction-related services. In the present specification, a control system for a money exchange automatic teller machine will be described in a limited manner. However, this is for the convenience of explanation and understanding, it is a matter of course that the present invention can be implemented by controlling the automated teller machine from the outside of the automated teller machine.

2 is a diagram illustrating an overall connection relationship between a control system for a money exchange automatic teller machine, a bank branch terminal, a bank server, and a currency exchange medium according to an embodiment of the present invention.

The control system for the money exchange automatic teller machine installed in aviation, harbor, etc. reads the exchange information from the exchange medium 230 which is input through the inlet of the financial teller machine 240 to the bank server 220 of the exchange information. Request validation. The bank server 220 determines whether the exchange information recorded in the database in advance and the exchange information requested for validation are matched to check the validity of the requested exchange information, and the financial result device 240 To send. The financial automation device 240 outputs the foreign exchange designated by the exchange information through the outlet when the transmitted confirmation result is related to the 'validation approval'.

In advance, the bank branch terminal 210 registers the information according to the user's exchange request in the bank server 220, and the bank server 220 calculates a currency exchange amount based on the registered information to make the bank branch terminal 210. The result calculated by) is transmitted as exchange information. The bank branch terminal 210 receives the authentication information together with the exchange information from the user and stores the exchange information in the exchange medium 230 to provide the user with the exchange information. At this time, the bank branch terminal 210 transmits the information stored in the exchange medium to the bank server 220, the bank server 220 records the transmitted information in a database.

The exchange medium issued in this way may be transferred to the user or a third party. Even in the case of transfer to a third party, the authentication information must be input to the automatic teller machine 240 to authenticate the validity of the currency exchange medium.

Therefore, the control system for the money exchange automatic teller machine of the present invention has an effect of conveniently outputting foreign exchange from the automated teller machine using a currency exchange medium including currency exchange information preprocessed by the user's request. .

3 is a diagram illustrating a configuration of a control system for a money exchange automatic teller machine according to an embodiment of the present invention.

The control system 300 for a money exchange automatic teller machine may include a lead means 310, an interface means 320, a foreign exchange output means 330, an information control means 340, and a control means 350. have.

The reading means 310 reads the exchange information from the exchange medium input through the inlet of the automatic teller machine 240. The exchange medium may be provided in the form of a card or printed matter, and the read means 310 may lead to exchange information in different ways depending on the type of each exchange medium.

According to an embodiment of the present invention, when the exchange medium is in the form of a card, the reading means 310 may read the exchange information in a storage space included in the exchange medium in the form of a card. The card may be a magnetic type or an IC chip type. In the case of the magnetic type, the exchange information may be stored in a magnetic line, and in the case of the IC chip type, the exchange information may be stored in an IC chip. The exchange information may include a currency exchange amount, a foreign exchange type, and an allowable period.

In another embodiment of the present invention, when the exchange medium is in printed form, the read means 310 scans the exchange medium in the printed form to identify the exchange request issue number. When the user exchanges money over the Internet, the user may output a web page processing the exchange and use it as a currency exchange medium. In this case, the exchange request issuance number may be displayed in the form of a one-dimensional or two-dimensional barcode in consideration of the characteristics of the printed matter, the exchange information may be stored encrypted.

In another embodiment of the present invention, when the exchange medium is in electronic form, the exchange request issuance number is transmitted to the mobile terminal of the person or third assignee requested by the user in the form of a barcode in consideration of the characteristics of the electronic form. . Thus, the read means 310 may scan the bar code on the screen of the mobile terminal to identify the exchange request issued number, or the owner of the mobile terminal can directly enter the exchange request issued number.

The interface unit 320 requests the bank server 220 to validate the read exchange information, and receives a verification result from the bank server 220 in response to the request. In this case, the interface means 320 transmits the authentication information input together with the exchange medium to the bank server 220. Alternatively, the interface unit 320 transmits the identified exchange request issue number to the bank server 220 when the exchange medium is in printed form or in electronic form.

The bank server 220 processes the exchange at the user's request and issues the exchange medium to the user, and records exchange information and authentication information (password) stored in the exchange medium in a database. This is for approving the use of the exchange information, the bank server 220 is valid for the exchange information only if the authentication information input together with the exchange information included in the exchange medium is the same as the authentication information recorded in the database. Approve. The bank server 220 transmits the validation result to the interface means 320.

In an embodiment of the present invention, when the bank server 220 receives the exchange request issuance number from the interface means 320, extracts the exchange information from the exchange request issuance number, and records the extracted exchange information in the database. Check the validity by comparing with the exchange information. Even in this case, the bank server 220 may receive the authentication information together with the exchange request issue number and use it for validity check.

The foreign exchange output means 330 outputs the foreign exchange designated by the exchange information through the outlet of the automatic teller machine 240 when the received confirmation result is related to 'validation approval'.

In an embodiment of the present invention, the exchange information may include the amount of money information for each type of the amount of money to be output for each kind of the foreign exchange. In this case, the foreign exchange output means 330 counts the foreign exchange for each type from the cartridge in the automated teller machine 240 according to the amount information for each kind.

The information control means 340 updates the exchange information in consideration of the output amount of the foreign exchange output. When the output amount is all of the exchange amount recorded in the exchange information, the information control means 340 collects the exchange medium. This is because the exchange medium is no longer useful to the user and is collected and recycled. As a result, the control system 300 for a money exchange automatic teller machine of the present invention has the effect of efficiently using resources by recycling the exchange medium.

On the contrary, the information control means 340 displays the foreign exchange through the display device in the automatic teller machine 240, and receives the amount information for each type of the foreign exchange for the displayed foreign exchange from the user. When the input amount of money information is a part of the exchange amount recorded in the exchange information, the information control means 340 updates the exchange information and discharges the exchange medium through the inlet. Therefore, the user is to be able to withdraw the exchange money still remaining using the exchange medium thereafter.

For example, when the exchange amount recorded in the exchange information is "$ 500" and the amount information is "$ 300", the user wants to withdraw only a part of the exchange amount. Accordingly, the foreign exchange output means 330 outputs a foreign exchange through the outlet of the automatic teller machine 240 according to the amount information, and the information control means 340 updates the exchange amount recorded in the exchange information to "$ 200". Process. The interface unit 320 transmits the updated exchange money exchange information to the bank server 220 so that the bank server 220 can modify the currency exchange information registered corresponding to the currency exchange medium.

Therefore, the control system 300 for the money exchange automatic teller machine according to the present invention freely exchanges foreign currency within the money exchange amount recorded in the currency exchange medium freely regardless of the number of times according to the user's convenience through the financial teller machine 240 installed everywhere. To be able to withdraw.

When the allowable period set for the exchange information passes, the control means 350 transmits a notification message regarding the passage of the allowable period to the user associated with the exchange medium via the bank server 220. The control system 300 for a money exchange automatic teller machine of the present invention allows the user to set the allowable period in units of 1 month and 3 months for a user who does not remember the money exchange amount recorded in the money exchange medium. do. To this end, the bank server 220 may include the user's terminal phone number in the currency exchange information and record it in the database.

In this way, the control means 350 transmits a notification message to the user's terminal number before or after the period of use for the user who does not withdraw the money exchange money due to the money exchange money remaining or lost or stolen. Thus, the user can withdraw the exchange amount or receive the won corresponding to the exchange amount.

Hereinafter, each embodiment of the present invention will be described in detail with reference to FIGS. 4 to 9. For convenience of description, although the currency exchange medium is described as a currency exchange card and the authentication information as a password, it is obvious that the exchange card can be interpreted as a currency exchange medium and the password as authentication information.

4 is a diagram illustrating an example of issuing a currency exchange medium in a control system for a money exchange automatic teller machine according to an embodiment of the present invention.

In step S410, the user (customer) visits the bank branch with cash or bankbook, or requests a currency exchange over the Internet using direct debit or a credit card. In this case, the user may designate a currency exchange place, a use period (use period), a re-exchange account, and the like. The user may designate a location of a financial automated device or a nearby financial automated device installed in an international airline or an international port as the exchange location. In addition, the user may designate a re-exchange account in order to receive the exchange amount of the exchange medium after the payment period of the paid exchange medium has expired.

In step S420, the bank branch office 210 (bank branch terminal) registers the money exchange amount, the exchange type (foreign exchange type), the period of use, and the reexchange account desired by the user in the bank server 220. At this time, the bank branch terminal 210 may receive a terminal phone number required for the period of use notification.

In step S430, the bank server 220 calculates a currency exchange amount according to the registered information, and registers currency exchange information such as the calculated currency exchange amount, authentication information, usage period, reexchange account, etc. in the ledger (database). .

In step S440, the bank branch terminal 210 requests the user to enter a password for issuing a currency card. As described above, the password may be used as authentication information required to withdraw a foreign currency using a currency exchange card, such as a credit card or cash debit card.

Subsequently, the user inputs the password of the exchange card into the bank branch terminal 210 (step S450), and the bank branch terminal 210 registers the input password into the bank server 220 (step S460). The bank server 220 registers the password of the exchange card in a database (step S470), and the bank branch terminal 210 issues a currency card on which the exchange information and the password are recorded (step S480). Receiving the exchange card can be used by the person or transfer to another person (step S480).

FIG. 5 is a diagram illustrating an example of outputting a foreign currency using a currency exchange medium in a control system for a money exchange automatic teller machine according to an embodiment of the present invention.

In step S510, the user (customer) inserts a currency exchange card into the automatic teller machine 240, and inputs a password to request foreign currency withdrawal. In this case, the user may be the person applying for currency exchange or a third party. Because the exchange card of the present invention can be transferred to another person, it is possible to withdraw a foreign exchange using a foreign exchange card other than the person. However, in order to prevent indiscriminate use by others who do not know the user who applied for money exchange due to loss or theft, the control system 300 for the money exchange automatic teller machine of the present invention inputs a correct password when a foreign currency withdrawal request is made. Only provide foreign exchange in one case.

In step S520, the automated teller machine 240 obtains the exchange information of the inserted exchange card and transmits it to the bank server 220 with a password. That is, the automatic teller machine 240 requests the bank server 220 to check the validity of the exchange card in order to safely provide foreign exchange (withdrawal request).

In step S530, the bank server 220 analyzes the exchange information and the password of the exchange card based on the previously registered information. The bank server 220 approves validity when the currency exchange information and the password match information previously registered in the database.

In step S540, the automated teller machine 240 counts and provides a foreign exchange according to the exchange information according to the validity approval.

In step S550, the user can receive the paid foreign exchange. In step S510, the user may select whether to receive all or part of foreign exchange within the exchange amount of the exchange information.

Subsequently, the automatic teller machine 240 determines whether the paid foreign exchange is the whole or part of a currency exchange amount (step S560), and if the currency exchange amount is partially paid as a result of the determination, releases the inserted currency exchange card (step S570). ), If the money exchange amount is paid in full as a result of the determination, the exchange card is collected (step S580).

6 is a view showing an example of paying the won in accordance with the exchange medium loss in the control system for the automatic money exchange machine according to an embodiment of the present invention.

In step S610, when the user (customer) lost the exchange card, the user writes a loss report and submits it to the bank branch. Since the exchange card can be used regardless of the number of times and the place like a credit card or a debit card, there is a risk of loss or theft. Accordingly, the control system 300 for the money exchange automatic teller machine of the present invention can return the money exchange amount recorded on the money exchange card to the user when the money exchange card is lost or stolen.

In step S620, the bank branch terminal 210 confirms the use of the exchange card through the bank server 220. This can be easily understood by the information control means 340 of the present invention, by updating the exchange information when using the exchange card, and transmitting the updated exchange information to the bank server 220.

In step S630, the bank server 220 confirms the use of the exchange card, and calculates the exchange rate of won. The bank server 220 extracts the remaining exchange amount based on the exchange information updated every time it is used, and converts the extracted exchange amount into won. The bank server 220 transmits the converted currency exchange amount to the bank branch terminal 210.

In step S640, the bank branch terminal 210 notifies the user of the exchange rate of the exchange of won and requests a password input of the exchange card. The password request is to check whether the exchange card of the user, and to prevent the illegal user who wants to receive the exchange money remaining by learning the exchange card of another person.

The user enters the password of the exchange card (step S650), the bank branch terminal 210 transmits the entered password to the bank server 220 to register the loss of the exchange card (step S660), the bank The server 220 registers the loss of the exchange card when comparing the transmitted password with the previously registered password in the database (step S670), and the bank branch terminal 210 pays the exchange rate of won, excluding the lost fee. (Step S680).

FIG. 7 is a diagram illustrating an example of payment of won in response to a request for exchange of currency in a control system for a financial automatic machine for currency exchange according to an embodiment of the present invention.

In step S710, the user (customer) inserts a currency exchange card into the automated teller machine 240 to request the withdrawal of currency exchange. In this case, the user may input a password and select whether to receive cash in cash or receive money in the account.

In step S720, the automated teller machine 240 transmits the exchange information obtained from the exchange card to the bank server 220 to check whether the withdrawal of the won.

In step S730, the bank server 220 calculates the exchange rate of the won by analyzing the exchange information of the exchange card. The bank server 220 converts the remaining exchange amount into won according to the exchange information updated every time, and transmits the converted won exchange rate to the bank branch terminal 210.

The automatic teller machine 240 pays the foreign currency exchange amount in cash or a bank account (step S740), the user receives the foreign currency exchange amount (step S750), and the automatic teller machine 240 exchanges the inserted currency exchange money. The card is collected (step S760).

8 is a diagram illustrating an example in which the won is paid in a control system for a money exchange automatic teller machine according to an embodiment of the present invention, after an allowable period of money exchange medium has elapsed.

In step S810, the bank server 220 checks whether or not the period of use of the exchange card has elapsed based on the exchange information of the exchange card recorded in the database. If the usage period still remains, it is ignored, and if the usage period has ended, step S820 is performed.

In step S820, the bank server 220 notifies the user's terminal of a message including the balance of the exchange amount, the won calculation amount of the balance and the deposit account. This is to notify the user of the unused amount and return the unused amount to the user.

In operation S830, the user may check his / her unused amount of money by receiving the message.

In step S840, the bank server 220 pays the won currency exchange amount to the deposit account.

Therefore, the control system 300 for the money exchange automatic teller machine of the present invention can efficiently return to the user by analyzing the money exchange amount remaining because the user does not remember.

9 is a diagram illustrating an example of currency exchange information included in a currency exchange medium in a control system for a money exchange automatic teller machine according to an embodiment of the present invention.

The control system 300 for the money exchange automatic teller machine can be managed by classifying the exchange card, the exchange card Master ledger 910, the exchange card Sub ledger 920 and the exchange card trading ledger 930.

In detail, the exchange card Master ledger 910 may include an initial issue date, a final issue date, a final issue management number, and an issue state corresponding to the card number PK. The card number may be a 16-digit number uniquely assigned to each exchange card, such as a credit card.

In addition, the exchange card sub ledger 920, the card issuance date, issuer customer number, contact telephone number, currency deposit account number, won amount, foreign currency unit, foreign currency amount (balance), currency exchange rate, It can include period-start, period-end and issuance status. The contact phone number is the phone number of the user to be notified of the exchange card-related announcements, the currency deposit account number is information on the account to be deposited by converting the unused currency exchange amount into Korean Won, the amount of Korean Won is the amount of money you want to exchange Information on the foreign exchange unit is the currency unit of the exchanged country, and the exchange rate is related to exchange rate information applied at the time of exchange.

Therefore, the control system 300 for a money exchange automatic teller machine of the present invention outputs a currency exchange amount to the automated teller machine 240 based on the exchange card Sub ledger 920, or notifies the user of the allowable period, You can deposit unused money into your account.

The exchange card transaction ledger 930 may include a transaction date, a transaction classification (location), a transaction amount, and a transaction cost corresponding to a card number, an issue management number, and a serial number. The control system 300 for the money exchange automatic teller machine can update the exchange information by managing the transaction details of the user using the exchange card transaction ledger 930.

10 is a flowchart illustrating a procedure of a control method for a money exchange automatic teller machine according to an embodiment of the present invention.

The control method for the money exchange automatic teller machine can be implemented by the control system for the money exchange automatic teller machine of the present invention. In addition, in the following description of FIG. 10, FIG. 10 will be described with reference to FIG. 3.

In step S1010, the control system 300 for the automatic teller machine for money exchange reads the exchange information from the exchange medium input through the inlet of the automatic teller machine. When the exchange medium is in the form of a card, the reading means 310 reads the exchange information in a storage space included in the exchange medium in the form of a card.

However, when the exchange medium is in printed form, the reading means 310 scans the exchange medium in the printed form to identify the exchange request issue number. Alternatively, when the currency exchange medium is in electronic form, the user directly inputs a currency exchange request number displayed on the screen of the mobile terminal, or the read means 310 scans a barcode on the screen of the mobile terminal of the user to request a currency exchange. Issue number can be identified.

In step S1020, the control system 300 for the money exchange automated teller machine requests the bank server 220 to validate the read exchange information. In this case, the interface unit 320 transmits the authentication information input together with the read exchange information to the bank server 220. In an embodiment of the present invention, the interface means 320, when the exchange medium is in the form of printed matter, transmits the exchange request number is identified to the bank server 220 with the authentication information. In this case, the interface means 320 receives exchange information corresponding to the exchange request issue number from the bank server 220.

In step S1030, the control system 300 for a money exchange automatic teller machine receives a confirmation result from the bank server 220 in response to the request to determine whether to validate the exchange medium. If the received confirmation result is related to 'validation approval', step S1040 is performed, and if the verification result is 'validation rejection', the process ends.

In step S1040, the control system 300 for the money exchange automatic teller machine outputs the foreign currency designated by the exchange information through the outlet of the automated teller machine.

In addition, the embodiments of the present invention do not use the automated teller machine 240, the bank employee in the exchange office of the bank is installed in the airport or port instead of the role of the automated teller machine bank branch terminal 210 You can also use).

While specific embodiments of the present invention have been described so far, various modifications are possible without departing from the scope of the present invention. Therefore, the scope of the present invention should not be limited to the described embodiments, but should be defined not only by the claims below, but also by those equivalent to the claims.

1 is a diagram illustrating a currency exchange process according to an embodiment of the prior art.

2 is a diagram illustrating an overall connection relationship between a control system for a money exchange automatic teller machine, a bank branch terminal, a bank server, and a currency exchange medium according to an embodiment of the present invention.

3 is a diagram illustrating a configuration of a control system for a money exchange automatic teller machine according to an embodiment of the present invention.

4 is a diagram illustrating an example of issuing a currency exchange medium in a control system for a money exchange automatic teller machine according to an embodiment of the present invention.

FIG. 5 is a diagram illustrating an example of outputting a foreign currency using a currency exchange medium in a control system for a money exchange automatic teller machine according to an embodiment of the present invention.

6 is a view showing an example of paying the won in accordance with the exchange medium loss in the control system for the automatic money exchange machine according to an embodiment of the present invention.

FIG. 7 is a diagram illustrating an example of payment of won in response to a request for exchange of currency in a control system for a financial automatic machine for currency exchange according to an embodiment of the present invention.

8 is a view showing an example of paying the won in accordance with the expiration of the period of use of the exchange medium in the control system for the money exchange automatic teller machine according to an embodiment of the present invention.

9 is a diagram illustrating an example of currency exchange information included in a currency exchange medium in a control system for a money exchange automatic teller machine according to an embodiment of the present invention.

10 is a flowchart illustrating a procedure of a control method for a money exchange automatic teller machine according to an embodiment of the present invention.

<Explanation of symbols for the main parts of the drawings>

200: control system for money exchange automatic teller machine

210: lead means

220: interface means

230: foreign exchange output means

240: information control means

250: control means

Claims (8)

Reading means for reading exchange information from a currency exchange medium inputted through an input port of a financial automatic device; Interface means for requesting a bank server to validate the read exchange information and receiving a confirmation result from the bank server in response to the request; And Foreign currency output means for outputting the foreign currency designated by the currency exchange information through the outlet of the automatic teller machine, if the received confirmation result is related to 'validity approval'; Control system for a financial automatic teller machine for money, characterized in that it comprises a. The method of claim 1, If the currency exchange medium is in the form of a card, The lead means, And a control system for the automatic teller machine for a currency exchange, characterized in that the exchange information is read from a storage space included in the card-type exchange medium. The method of claim 1, When the currency exchange medium is a printed form, The lead means, Scan the exchange medium in the form of printed matter to identify the exchange request issue number, The interface means, And the exchange information corresponding to the identified exchange request number issued from the bank server. The method of claim 1, The interface means, Transmitting the authentication information input together with the exchange medium to the bank server, And receiving a confirmation result of the 'validity approval' from the bank server confirming that the transmitted authentication information matches the previously registered authentication information. The method of claim 1, The exchange information includes the amount of money information for each type of the amount to be output for each kind of the foreign exchange, The foreign exchange output means, And a foreign exchange count from the cartridge in the automated teller machine according to the book type according to the amount information for each kind. The method of claim 1, And displaying information on the foreign exchange to the user who has entered the currency exchange medium through the display device in the automated teller machine, and receiving information regarding the amount of each item for the displayed foreign exchange from the user. The foreign exchange output means, And a foreign exchange count from the cartridge in the automated teller machine according to the book type according to the input amount information of the book type. The method of claim 6, The information control means, After the exchange information is updated in consideration of the output amount of the foreign exchange output, the exchange medium is discharged from the inlet, or the updated exchange information is provided to the bank server through the interface. Control system for dedicated financial automation equipment. The method of claim 1, Control means for transmitting a notification message regarding the passage of the allowable period to the user associated with the exchange medium, via the bank server, when the allowable period set for the exchange information has passed; Control system for a financial automatic teller machine for a currency exchange further comprising.

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