KR20090106919A - Method for discounting the price when buying goods - Google Patents

Abstract

PURPOSE: A discount method when purchasing a product capable of receiving the product at a discount is provided to discount the price of the product by applying discount application through a wired and wireless telephone. CONSTITUTION: A discount method is follows. A relaying server(130) receives authentication verification signal including a unique number and payment price from a member store payment terminal(110). The relaying server confirms whether there is a user applying price discount application through a user unique number. A payment verification signal is received from the settlement system server. The relaying server transmits the authentication verification signal including the discount price information to the member store authentication terminal.

Description

Method for discounting the price when buying goods}

The present invention relates to a discount method when purchasing an item, and more particularly, to a discount method when purchasing an item that can receive a price discount when purchasing an item or a service and paying a price.

With the development of information and communication technology, electronic commerce has developed. E-commerce over the Internet makes trading convenient and convenient because it allows suppliers and buyers of goods and services to meet and trade in virtual electronic spaces regardless of location, distance, or time. Because of the advantages that can be done, users are exploding.

On the other hand, in the case of offline merchants, in order to attract more users, a service such as price discount is provided to a user who purchases a product through an affiliated card in cooperation with a card company. In addition, a service such as price discount is provided to a user presenting a discount coupon by downloading or printing the discount coupon to a mobile terminal through the Internet.

Accordingly, there is a problem in that a user must present an affiliated card or discount coupon in order to receive a discount when purchasing goods or services. In particular, discount coupons generally have a problem in that discount coupons must be used within a limited period of time.

Therefore, the present invention is to provide a discount method for the purchase of goods that can receive a price discount when purchasing goods or services without carrying a discount coupon to solve the above problems.

Another object of the present invention is to provide a discount method when purchasing a product that allows a user to apply a discount at any time and any discount by allowing a user to apply for a discount through a wired or wireless telephone or a computer.

Accordingly, a discount method when purchasing an item according to the present invention includes a first step of the relay server receiving a payment approval request signal including a user identification number and a payment amount from a merchant payment terminal; A second step of confirming whether the relay server is a user who has applied for a price discount through the user unique number; As a result of the checking, when the user applied for the price discount application, the relay server sends a payment approval request signal to the payment system server for the amount of money less the discount amount, and sends a payment approval signal from the payment system server. Receiving a third step; And a fourth step of the relay server including the discounted price information in the payment approval signal and transmitting the information to the merchant payment terminal.

And, the non-member, before the first step, the user connects to the relay server through the communication terminal to apply for a price discount at the affiliated store to use the discount among the franchisees available and receive the user's unique number from the relay server It further comprises a step.

In addition, the non-member, after the fourth step, when the relay server receives the payment information contained in the sales slip through the communication terminal of the user, transmitting a merchant evaluation screen for evaluating the affiliated store to the user's communication terminal And when the relay server receives an affiliated store evaluation result in response to the affiliated store evaluation screen from the communication terminal, increasing the number of possible discounts that can be applied by the affiliated store to the user by one. do.

The discount coupon may include a free coupon for free use of food or multimedia content.

And, before the first step, the member is characterized in that the user further comprises the step of registering the user to the relay server through the communication terminal to receive a user's unique number, the assigned user's unique number to the relay server The method may further include applying for a price discount application at an affiliate store to be used among the affiliate stores that are available for discount.

Further, after the fourth step, the member uses the mobile terminal phone number of the user as the mobile terminal of the user when the relay server determines the user as a subscription member through the user unique number. Transmitting a member evaluation screen for evaluating an affiliated store and a discount that can be applied to a discount at the affiliated store for the user when the relay server receives a result of the affiliate store evaluation in response to the member evaluation screen from the mobile terminal of the user; Increasing the number of times, or further comprising the step of earning a certain amount of cyber money.

In addition, in the second step, the price discount application may be made through ARS.

According to the discount method when purchasing goods according to the present invention, a member as well as a non-member can receive a discount even when presenting a discount coupon or purchasing a separate affiliate card when purchasing a product or service at a discountable merchant.

In addition, anytime, anywhere can be applied directly to the discount application through a wired or wireless telephone or computer has the effect that the user can conveniently receive a price discount service. In other words, the user can apply for a discount by using a wired or wireless telephone or a computer provided at a discountable merchant without using his mobile terminal, and can receive a discount service service by applying the discount only before payment.

After all, by providing a discount service to the user so that each affiliate can attract users, the number of discounts can be increased for the users who actually used the merchant and evaluated the used merchant, so that the merchant and the user can mutually cooperate with each other. do.

Hereinafter, the present invention will be described in detail with reference to the accompanying drawings.

However, in describing the present invention, when it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, a detailed description thereof will be omitted.

1 is a view showing the overall configuration of a discount system when purchasing goods to which the present invention is applied.

Referring to FIG. 1, a merchant payment terminal 110, a communication terminal 120, a relay server 130, and a payment system server 140 are included, each of which is connected via a network (eg, an internet network). Are connected to each other.

The affiliated store payment terminal 110 is installed in each offline affiliated store and includes a merchant payment program, a keypad unit and a display unit provided with at least one or more numbers and function keys so that the user can collect the use price used by the user. In this case, the use price includes a purchase price for purchasing an item, a service price using a service, and a food price for ordering food.

The merchant payment terminal 110 transmits a payment approval request signal including a user's unique number and a payment amount to the relay server 130, and receives a payment approval signal or a non-payment signal including the discounted information from the relay server 130. Output the sales slip. It is apparent that the payment approval request signal includes payment method information, which is a phone number or card number information of a mobile terminal for cash receipt processing and card number information for credit card payment. The user unique number is a number issued by the relay server 130 to receive the price discount. In addition, the sales slip is a total of three, consisting of the use of banks or cards used for merchants, users and payment means. These sales slips include merchant information such as merchant payment terminal 110, merchant name, business number, representative name, merchant address, merchant number, transaction date, transaction time, payment amount, payment method information (check card, credit card or cash). Payment information, including transaction approval details such as receipts) and document numbers.

The communication terminal 120 includes a wired telephone 123 or a cordless telephone (including a mobile terminal) 125 as well as a desktop computer 121 or a notebook which can be operated by a user. Transmitting and receiving a signal, the user is used when a member subscribes to the relay server 130, when applying for a discount, and when evaluating the merchant used.

In more detail, the user can be a member to the relay server 130, the personal information including the resident registration number, the mobile number of the mobile terminal and the card registration request signal including payment information card communication terminal 120 ) Is transmitted to the relay server 130, and the user's unique number according to the membership registration is given from the relay server 130. Or, without applying for a subscription to the relay server 130, a discount can be applied for immediate application at a discount store, through a communication terminal 120 including a wired / wireless phone or a computer provided in a user's mobile terminal or merchant. The relay server 130 may apply for a price discount application at a particular affiliated store and receive a user unique number (a number that can be used once). In addition, the user may purchase a predetermined item at the affiliated store associated with the relay server 130, increase the number of discounts that can be discounted at the predetermined affiliated store by evaluating the affiliated store through the communication terminal 120.

The relay server 130 issues a user's unique number while processing member registration when a member registration request signal including personal information (for example, a mobile terminal's telephone number) and card information is received from the communication terminal 120. , Member information (personal information, card information and issued user identification number) is stored and managed. In this case, it is preferable that the relay server 130 issues the user's unique number and password to the member (permanently usable number), and issues the user's unique number every time a non-member applies for a discount.

The relay server 130 manages each affiliated store payment terminal 110 in association with at least one affiliated store payment terminal 110 and stores payment details of each affiliated store payment terminal 110. In addition, the relay server 130 is connected to the payment system server 140 to relay the signals of the merchant payment terminal 110 and payment system server 140 so that the billing of the merchant payment terminal 110 can be made normally.

More specifically, the relay server 130 stores the received discount application for a period of time when the application for applying the price discount at a predetermined affiliate store among the discountable merchants from the communication terminal 120. The relay server 130 is characterized in that the user can apply for a price discount application in a predetermined affiliated store through ARS via wired or wireless telephone.

When the relay server 130 receives a payment approval request signal including a user's unique number and a payment amount from the merchant payment terminal 110, the relay server 130 checks whether the user can apply the discount, and if the user can apply the discount, Deduct the discount. The relay server 130 transmits a payment approval request signal to the payment system server 140 for the deducted amount, and receives a payment approval signal corresponding to the payment approval request signal from the payment system server 140. The payment approval signal including the discounted information is transmitted to the affiliated store payment terminal 110.

In addition, when receiving the payment information included in the sales slip from the communication terminal 120, the relay server 130 compares the received payment information and the previously stored payment history to determine whether or not the actual user of the affiliated store. . As a result of the determination, in the case of the actual user, the merchant evaluation screen for evaluating the affiliated store is transmitted to the communication terminal 120, and if the actual user is not, a message of no purchase details is transmitted to the communication terminal 120.

In addition, the relay server 130 compensates the user who responds when receiving the evaluation result in response to the merchant evaluation screen from the communication terminal 120. The reward may increase the number of discount applications at discountable franchisees or increase cyber money (points) if the responding user is a member. In addition, when the responding user is a non-member, a screen for downloading a discount coupon including a free coupon may be transmitted to the user's communication terminal 120.

When the payment system request signal is received from the relay server 130, the payment system server 140 analyzes the received payment approval request signal to determine whether payment is possible, and if it is possible to approve payment, the payment approval. The signal is transmitted to the relay server 130, and if payment is impossible, the reason for payment is transmitted to the relay server 130. The payment system server 140 performs payment approval processing for payment by credit card, debit card, check card or gift card. In addition, the cash receipt payment approval processing for the cash payment is performed. That is, the payment system server 140 performs a payment approval process for all payment means, including a bank, card or IRS server.

Hereinafter, a method of receiving a discount when a user purchases goods or services at a discountable affiliate store will be described in detail with reference to FIG. 2 showing a flowchart in the case of a member and FIG. 3 showing a flowchart in a non-member. Generally, the payment approval request signal includes a payment amount and payment method information (a phone number or card number of a mobile terminal for processing a cash receipt or a card number for credit card payment), but the following is to clarify the gist of the present invention. The description of the payment means information will be omitted.

First, FIG. 2 is a flowchart illustrating an example of a discount method when purchasing an item according to the present invention.

The user transmits a subscription request signal including his personal information to the relay server 130 through his communication terminal 120 (S201).

When the relay server 130 receives a member registration request signal including personal information from the user's communication terminal 120, the relay server 130 issues a user unique number (including a password) and processes the received personal information as member information. The storage is managed (S203). In addition, the issued user unique number is transmitted to the communication terminal 120 of the user (S205). The communication terminal 120 of the user corresponds to a terminal that can be connected to a network such as a mobile terminal, a computer or a laptop.

When the user uses any one of the affiliated stores managed by the relay server 130 that he subscribes as a member, the affiliated store is connected to the relay server 130 through the communication terminal 120 to the previously issued user unique number. Apply for a discount at (S207). The discount application may be applied through the ARS via wired / wireless telephone before visiting the affiliated store or visiting the affiliated store and paying the bill, or by connecting to the relay server 130 through a communication terminal such as a computer or a notebook computer capable of accessing the network.

Then, the relay server 130 confirms that the registered member through the user unique number, and stores the discount application of the member (S209). Accordingly, even if a member selects an affiliate store to be used first and applies for a discount application at the affiliate store, the discount can be received. The relay server 130 may further issue a discount number for the discount to the user while storing the discount application.

The merchant payment terminal 110 transmits a payment approval request signal including the user unique number and the payment amount to the relay server 130 when the user presents the user unique number for payment.

When the relay server 130 receives the payment approval request signal including the user's unique number and the payment amount from the merchant payment terminal 110, the relay server 130 checks whether the discount applies to the received user's unique number, and applies to the discount. In this case, the discount amount is subtracted from the received payment amount (S213).

The relay server 130 transmits a payment approval request signal for the amount of which the discount amount is deducted to the payment system server 140 (S215), and transmits a payment approval signal for the payment approval request from the payment system server 140. Upon reception, the payment approval signal including the discounted information is transmitted to the affiliated store payment terminal 110 so that the affiliated store payment terminal 110 can output the sales slip including the discount information (S217).

In addition, the relay server 130 transmits an affiliate store evaluation screen for evaluating the affiliate store to the mobile terminal of the user by using the phone number of the mobile terminal stored in correspondence with the user's unique number (S219). When receiving the affiliated store evaluation result responsive to the screen (S221), the number of times that the member can evaluate the member can apply for a discount is increased by one (S225). In this case, the relay server 130 may provide a predetermined number of times to apply the discount to the registered member, and if the member who actually used the affiliated store evaluates the affiliated store, the relay server 130 may increase the number of available discounts. Instead of the number of discounts available, you can earn a certain amount of cyber money (points) of the member.

As a result, the present invention according to Figure 2, the member is provided with a price discount service when purchasing the product through the user's unique number (permanent use) issued to each member, payment through the user's unique number (card registration customer) also You can make it possible.

On the other hand, the present invention, by applying the Figure 2, without the process of step S207 and step S209, it is possible to apply the price discount at the affiliated stores that can be discounted to the member. In this case, since the user is confirmed as a member through the user's unique number issued during membership registration, the user can receive a price discount at a discountable merchant without having to apply for a discount.

Alternatively, in the present invention, the card information can be registered at the time of membership registration, so that the card payment can be made using the user's unique number even when the user does not have a card at the time of payment. To this end, in the present invention, when a user applies for the discount application through a communication terminal, a payment request is made with previously stored card information, or a payment request is made separately with previously stored card information through a user unique number. In addition, the relay server 130 preferably issues a password in addition to the user's unique number so that a reliable payment is made. Accordingly, when the relay server 130 receives the payment approval request signal including the user's unique number, the password, and the payment amount from the merchant payment terminal 110, the relay server 130 makes a payment request using the stored card information and whether the discount is applicable. If it is verified that the membership is verified, and if the verified member is verified, the payment approval request signal for the discounted amount is transmitted to the payment system server 140 together with the previously stored card information to perform payment of the user who does not have a card. Make sure In such a method, payment means information is not included in the payment approval request signal of the merchant payment terminal 110.

3 is a flowchart showing another example of a discount method when purchasing an item according to the present invention.

The user applies for discount application at any one of the franchisees that can be discounted to the relay server 130 using the communication terminal 120 (S301).

The relay server 130 issues a user unique number when a discount application request is received from the communication terminal 120 (S303). At this time, the communication terminal 120 is characterized in that the user is connected to the relay server 130 through a specified telephone number by a wired or wireless phone to receive a user unique number. The user unique number is a number that can be used only by the affiliated store that the user applied for, and preferably, a number that can be used once. In addition, the discount application can be made through the ARS.

When the user presents the user's unique number for payment, the affiliated store payment terminal 110 transmits a payment approval request signal including the user's unique number and the payment amount to the relay server 130 (S305).

When the relay server 130 receives the payment approval request signal including the user's unique number and the payment amount from the merchant payment terminal 110, the relay server 130 checks whether the discount is applied to the discount through the received user's unique number, Subtract the discount amount from (S307).

In addition, the relay server 130 transmits a payment approval request signal for the deducted amount to the payment system server 140 (S309) and receives a payment approval signal from the payment system server 140 (S311). The payment approval signal including the received information is transmitted to the merchant payment terminal 110 (S313).

Merchant payment terminal 110 receives the payment approval signal including the discounted information from the relay server 130 and outputs a sales slip containing the discount information (S315). The sales slip is preferably printed with the IP information or domain name of the relay server 130, one of the sales slip is delivered to the user.

The user transmits the payment information included in the sales slip to the relay server 130 using the communication terminal 120 (S317). The communication terminal 120 corresponds to a user's computer, notebook or mobile terminal.

The relay server 130 receives payment information from the communication terminal 120 and determines whether the user is an actual user based on the received payment information. And transmits to S120 (S319 and S321).

When the relay server 130 receives the affiliate store evaluation result from the communication terminal 120 (S323), the relay server 130 transmits a discount coupon screen to download a discount coupon to the communication terminal 120 (S325). The evaluation results can be analyzed and posted online to serve users. The discount coupon that is downloaded through the discount coupon screen is preferably a discount coupon that can be discounted when purchasing a free coupon or movie, multimedia content to receive a predetermined food for free.

On the other hand, applying the Figure 3 in the step S325, the real user may evaluate the affiliated store, and may be issued a user unique number instead of a discount coupon. In this case, the process of steps S301 and S303 is not necessary, and the user can receive the discounted price when paying the price by telling the affiliated shop that can discount the previously issued user ID number. In other words, at this time, the user unique number can be used anywhere discount stores.

While the invention has been shown and described with reference to certain preferred embodiments, it will be apparent to those skilled in the art that various modifications may be made without departing from the scope of the invention with respect to the embodiments described above. And can be varied. Therefore, the scope of the present invention should not be limited to the described embodiments, but should be defined by the claims below and equivalents thereof.

1 is a view showing the overall configuration of a discount system when purchasing goods to which the present invention is applied,

2 is a flowchart showing an example of a discount method when purchasing an item according to the present invention;

3 is a flowchart showing another example of a discount method when purchasing an item according to the present invention.

Claims (8)

A first step of the relay server receiving a payment approval request signal including a user identification number and a payment amount from a merchant payment terminal; A second step of confirming whether the relay server is a user who has applied for a price discount through the user unique number; As a result of the checking, when the user applied for the price discount application, the relay server sends a payment approval request signal to the payment system server for the amount of money less the discount amount, and sends a payment approval signal from the payment system server. Receiving a third step; And And a fourth step of the relay server including the discounted price information in the payment approval signal and transmitting the information to the merchant payment terminal. The method of claim 1, Before the first step, A user accessing the relay server through a communication terminal and applying for a price discount application at an affiliate store to be used among discount stores; and Discounting method for purchasing the item, characterized in that it further comprises the step of receiving a user unique number from the relay server. The method of claim 2, After the fourth step, When the relay server receives the payment information included in the sales slip through the communication terminal of the user and transmitting the merchant evaluation screen for evaluating the affiliated store to the user's communication terminal and And when the relay server receives a merchant evaluation result in response to the affiliate store evaluation screen from the user's communication terminal, transmitting a discount coupon screen for downloading a discount coupon to the user's communication terminal. Discount method for purchasing goods characterized by. The method of claim 3, wherein The discount coupon Discount method for the purchase of goods, comprising a free coupon that can use free food or multimedia content. The method of claim 1, Before the first step, And a user registering with the relay server through a communication terminal and receiving a user's unique number. The method of claim 5, The method of claim 1 further comprising the step of applying to apply the price discount at the affiliated store to be used among the discount stores to access the relay server with the assigned user unique number. The method of claim 5, After the fourth step, When the relay server determines the user as a registered member through the user's unique number, the affiliate store evaluation screen for evaluating the used affiliate store can be transmitted to the mobile terminal of the user using the previously stored mobile terminal phone number of the user. Steps and When the relay server receives an affiliated store evaluation result in response to the affiliated store evaluation screen from the mobile terminal of the user, increases the number of discounts that can be applied at the affiliated store for the user by 1 or a predetermined amount of cyber money. Discounting method for purchasing goods, further comprising the step of earning. The method of claim 1, The method of claim 2, wherein the application for applying the price discount is possible through ARS.

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