KR20090104186A - System and Method for Processing Pre-payment Approval and Program Recording Medium - Google Patents

Abstract

PURPOSE: A system and a method for processing prepayment approval and a program recording medium therefor are provided to enable an employee to report a simplified tax bill received from a business man through groupware after the employee pre-pays costs related to a work and approve the reported simplified tax bill in real time, thereby improving work efficiency related to the simplified tax bill. CONSTITUTION: A method for processing prepayment approval comprises the following steps. When a company employee pre-pays costs related to a work, an interface for inputting prepayment approval request information about prepayment of costs is provided to a wireless terminal(193) of the employee. If the prepayment approval request information is inputted through the interface, a payment approval request document including prepayment approval request information is generated to report it according to a payment order. If the payment is approved, prepayment approval information corresponding to the prepayment approval request information is transmitted to a wireless terminal of the employee. Employee information and prepayment cost information corresponding to the prepayment approval information are checked.

Description

System and Method for Processing Pre-payment Approval and Program Recording Medium}

1 is a diagram illustrating a groupware interworking corporate banking system providing a settlement processing function through a prepayment payment and a corporate banking according to an embodiment of the present invention.

2A and 2B illustrate a process of updating a prepaid payment document according to an embodiment of the present invention.

3 is a diagram illustrating a settlement process of a prepaid payment document using enterprise-only banking according to an embodiment of the present invention.

4 is a diagram illustrating a simple tax invoice image registration process corresponding to a prepaid payment document according to an embodiment of the present invention.

5 is a diagram illustrating a settlement process of a prepaid payment document using enterprise-only banking according to another exemplary embodiment of the present invention.

<Description of main parts of drawing>

100: integrated corporate banking server 105: interface unit

110: web page operation unit 115: groupware operation unit

120: groupware interface provider 125: extraction unit

130: storage unit 135: corporate banking interface provider

140: banking information receiving unit 145: banking processing unit

150: affiliated service provider 153: payment confirmation unit

155: information generating unit 160: information transmitting unit

163: information confirmation unit 165: storage confirmation unit

170: settlement processing unit 173: image receiving unit

175: electronic document generation unit 180: electronic document storage unit

183: groupware management D / B 185: affiliate server

190: communication company server 193: employee wireless terminal

195: Employee terminal

The present invention provides a prepayment payment processing method through a company-only banking that provides a company-specific banking service for a company (or a company employee) in connection with groupware for corporate business automation, the company employee prepays the expenses related to the work And providing an interface for inputting prepaid payment request information—business registration number, amount, date and time—for the prepayment of the expenses to the wireless terminal of the employee, and the prepaid payment request through the interface. When the information is input, generating a payment approval request document including the prepayment request information and processing it to be renewed according to the prepayment line, and the approval is approved by the departmental finalizer terminal for the prepayment request information. If the payment information, the payment approval information corresponding to the prepayment request information to the wireless terminal of the employee It relates to a line payment settlement processing method comprising the step of transmitting.

As information and communication technology continues to develop, each company's business procedures, which depended on conventional paper documents, are computerized through groupware. However, this is only a computerized payment document. Conventional face-to-face transactions or non-face-to-face transactions through conventional internet banking are used.

When the accounting business is handled as a face-to-face transaction through a bank, the bank transaction is made manually by filling out various documents, and the efficiency is greatly reduced due to the computerization of the account. In this case, it is unnecessary to fill out a document, etc., but there is no way to verify the various transaction information entered through the Internet banking. (Or delayed) conditions often occur.

In order to overcome the problems of the groupware as described above, a worksite banking system has been proposed in which the groupware is linked to (or mounted with) a company-specific banking system. In addition to real-time processing through the process, the groupware system and the company-specific banking system are mutually verified to improve the efficiency of accounting procedures.

However, the scope of maximizing the efficiency of accounting procedures as above is focused only on accounting tasks above a certain amount, such as payroll management and purchase / sales management, and each employee pays a small amount in advance in relation to the work. The tasks related to the simple tax invoice requesting payment to the finalizers of each department by attaching the simple tax invoice to the department include the conventional paper document and handwriting method, and thus the efficiency of the accounting procedure is no longer improved. The accounting officer of the enterprise always manages a separate ledger for managing the simple tax invoice, or always pays a certain amount of money to provide the employee with a new payment corresponding to the simple tax invoice upon receipt of the simple tax invoice. There is a problem of storing and managing the above cash.

On the other hand, not all of the advance payments are passed, and there are cases where the approval of payment for the advance payments is ambiguous according to the business characteristics of each company. As it is treated as an individual's expenditure, there are frequent cases in which each employee is reluctant to the purpose of the simple tax invoice, such as reluctant to pay the advance payment. .

An object of the present invention, in the advance payment settlement system through a corporate-only banking to provide a corporate-only banking service for a company (or corporate employees) in conjunction with groupware for corporate business automation, expenses associated with the work of the corporate employee Means for providing a wireless terminal of the employee with an interface for inputting prepaid payment request information-business registration number, amount, date and time, and purpose of the prepayment of the expenses; When the payment request information is input, the means for generating a payment approval request document including the payment request information to be processed to be updated according to the payment line, and by the departmental finalizer terminal for the payment payment request information If the payment is approved, the prepaid payment approval information corresponding to the prepaid payment request information is not displayed. It has a line payment settlement processing system comprising means for transmitting to the terminal to provide.

In the prepaid payment processing method according to the present invention, in the prepayment payment processing method through the company-only banking to provide a banking service for the enterprise (or corporate employees) in connection with the groupware for corporate business automation, corporate employees Providing an interface for inputting prepaid payment request information-business registration number, amount, date and time of use for the prepayment of the expenses to the wireless terminal of the employee when prepaying the expenses related to the work; When the prepaid payment request information is input through an interface, generating a payment approval request document including the prepaid payment request information and processing it to be updated according to the prepaid payment line, and by department for the prepaid payment request information. If the payment is approved by the final payment terminal, the prepayment approval approval corresponding to the prepayment request information. And transmitting the report to the wireless terminal of the employee.

According to the present invention, the prepayment payment processing method includes the steps of confirming the employee information corresponding to the prepayment approval information and the prepayment amount information, and the simple tax invoice corresponding to the prepayment approval information is an accountant. When received through, further comprising the step of processing to be settled by depositing the prepayment amount to the company-only banking account (or virtual account for prepayment settlement processing in the name of the employee) corresponding to the employee information. do.

According to the present invention, the step of generating a payment approval request document including the prepaid payment request information and processing it to be renewed according to the prepaid payment line, the wireless terminal information for the department-determinants corresponding to the prepaid payment request information And confirming, and providing an interface for requesting approval of payment for the payment approval request document to the wireless terminal of the confirmed transferor, and confirming the prepayment payment for the payment approval request document through the interface. The method may further include generating pre-payment payment approval information for the payment approval request information upon confirming and confirming the prepayment payment.

The present invention includes a computer-readable recording medium characterized by recording a program for executing the above-mentioned payment method.

According to the present invention, the prepayment settlement processing system is a prepayment settlement processing system through a company-only banking that provides a company-specific banking service for a company (or corporate employees) in connection with groupware for corporate business automation, corporate employees Means for providing the employee's wireless terminal with an interface for inputting prepayment request information-business registration number, amount, date and time of use for the prepayment of the expenses upon advance payment of the expenses related to the work; When the prepaid payment request information is input through an interface, a means for generating a payment approval request document including the prepaid payment request information and processing it to be updated according to the prepaid payment line, and by department for the prepaid payment request information. If the payment is approved by the terminal device, the prepayment corresponding to the prepayment request information And means for transmitting the approval information to the wireless terminal of the employee.

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below. In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description will be omitted. Terms to be described later are terms defined in consideration of functions in the present invention, which may vary according to intentions or customs of users or operators. Therefore, the definition should be made based on the contents throughout the present invention.

In addition, preferred embodiments of the present invention to be carried out below are provided in each system functional configuration to efficiently describe the technical components constituting the present invention, or system functions that are commonly provided in the technical field to which the present invention belongs. The configuration will be omitted, and described mainly on the functional configuration to be additionally provided for the present invention. If those skilled in the art to which the present invention pertains, it will be able to easily understand the function of the components that are conventionally used among the omitted functional configuration not shown below, and also omitted as described above The relationship between the components and the components added for the present invention will also be clearly understood.

In addition, the following examples will be used to appropriately modify, integrate, or separate the terminology so that those skilled in the art to which the present invention pertains may clearly understand the present invention. The present invention is by no means limited thereto. In other words, each means constituting the present invention is a server (or terminal) provided on the system shown in the following embodiments, or a predetermined functional configuration provided in at least one or more servers (or terminals), or at least It may be an association of at least two or more functional components provided in one or more servers (or terminals). In addition, the server (or terminal) shown in the following embodiment is shown to include at least two or more functional components for achieving the technical features of the present invention for convenience, the functional component shown in the server (or terminal) Matched with the above-described means may be provided in two or more different servers (or terminals) according to the role and function of each functional component and the corresponding server (or terminal) operator (or operator), whereby the present invention is not limited No.

As a result, the technical spirit of the present invention is determined by the claims, and the following examples are one means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. It is only.

1 is a diagram illustrating a groupware interworking corporate banking system providing a settlement processing function through prepayment settlement and corporate banking according to an embodiment of the present invention.

In more detail, FIG. 1 has a groupware function for each company and an enterprise banking function associated with the groupware by using a Hyper-Text Transfer Protocol (HTTP) compatible protocol in an employee terminal 195 having one or more browser programs. After accessing the integrated corporate banking server 100, the corporate employee prepares and prepaid the prepaid payment document data including the prepaid payment request information corresponding to the simple tax invoice received from the operator after prepaying the expenses related to the work. Thereafter, when the prepaid payment document data is approved by the departmental payer, the prepaid amount corresponding to the simple tax invoice is transferred to the corporate banking account of the employee (or the virtual account for the simple tax invoice) (for example, the parent account of the corporate account). It is about the configuration of the system to settle and process the virtual account))) In the technical field to which the present invention pertains, a groupware-linked corporate banking system for providing a settlement processing function through the advance payment and the corporate banking by referring to and / or modifying the drawing 1 is provided. Various implementation methods may be inferred, but the present invention includes all implementation methods inferred from the above, and is not limited to the implementation method shown in FIG.

Referring to FIG. 1 according to an embodiment of the present invention, the groupware-linked corporate banking system for settlement of payment through advance payment and corporate-only banking includes one or more browser programs and processes the work of employees of the company. The employee terminal 195 used for the employee, the employee wireless terminal 193 having a program using a groupware function for each company and a banking function associated with the groupware through a wireless communication network affiliated with the company, and the employee When the terminal 195 or the employee wireless terminal 193 is connected to the communication, the employee terminal 195 is connected through the communication network to correspond to the simple tax invoice received from the operator after the company employee pays the expenses related to the work in advance. After the prepaid payment document data including the prepaid payment request information is prepared and updated, If the payment document data is approved by the departmental biller, the prepayment amount corresponding to the simple tax invoice is calculated by the employee's corporate banking account (or virtual account for simple tax invoice settlement) (for example, a corporate employee whose corporate account is the parent account). It is characterized in that it comprises an integrated corporate banking server 100 to process the settlement with a virtual account)).

In FIG. 1, the integrated corporate banking server 100 is illustrated as one server for convenience, but the present invention is not limited thereto, and the integrated corporate banking server 100 may be configured for each component. It is possible to be implemented in two or more server group forms (eg, groupware server and corporate banking server), the present invention is characterized in that it comprises all the inferable implementation method.

The employee terminal 195 is used to process the work of the employees of the enterprise, and is a wired communication network based on Transmission Control Protocol / Internet Protocol (TCP / IP) (eg, Asymmetric Digital Subscriber Line (ADSL) / VDSL ( Very high-data rate Digital Subscriber Line (Cable Subscriber Line), a cable communication network) characterized in that it comprises a desktop computer or laptop connected to the integrated corporate banking server 100, the employee terminal 195 is one or more groupware And a browser program for receiving and outputting a web page including an interface and a corporate banking interface.

The employee wireless terminal 193 is a wireless terminal having a program using a groupware function for each company and a banking function exclusively associated with the groupware through a wireless communication network associated with the company, and code division multiple access (CDMA) / At least one employee mobile phone connected to a WCDMA (Wide-CDMA) based mobile communication network, or at least one employee mobile Internet terminal connected to the IEEE 802.16x-based high-speed wireless Internet, the employee wireless terminal 193 is The management and communication charges are charged by the communication company server 190 operating the wireless communication network connected to the employee wireless terminal 193.

As those skilled in the art to which the present invention pertains, they will be familiar with the technical features of the employee terminal (195) to the employee wireless terminal (193) and the communication company server 190, detailed description thereof Is omitted for convenience.

According to an embodiment of the present invention, the integrated corporate banking server 100 generates (or extracts) a web page for providing a groupware function for each company and a corporate-specific banking function associated with the groupware to the employee terminal 195. And a groupware management D / B 183 for storing webpage operation data including one or more webpage sources and web contents.

According to an exemplary embodiment of the present invention, the web page source included in the web page operation data may be provided in the integrated corporate banking server 100 to provide a corporate-specific banking function associated with each groupware function and the groupware associated with the groupware. One or more tag strings (or combinations of tag strings) for generating a web page to be provided to the employee terminal 195, one or more scripts to be included in the web page, and one or more information contents corresponding to the web page contents. In this case, the web page provided to the employee terminal 195 may be generated by combining the tag string (or a combination of tag strings).

According to another exemplary embodiment of the present invention, the webpage source included in the webpage operation data may provide a groupware function for each company and a corporate banking function associated with the groupware in the integrated corporate banking server 100. A web document source file corresponding to a web page to be provided to the employee terminal 195 (for example, a web document source file including one or more tag strings and scripts and information content corresponding to the web page contents). Preferably, in this case, the web page provided to the employee terminal 195 may include one or more web document source files (for example, in the case of a web page without a frame, one web document source file, or a web page composed of two or more frames). In this case, one frame web document source file and two or more web document sources corresponding to each frame. File).

In addition, when the web content included in the webpage operation data includes a tag string linking one or more contents (for example, text content, image content, sound content, and multimedia content) among tag strings included in the webpage. And one or more text contents, image contents, sound contents, and multimedia contents corresponding to a tag string linking the contents.

In addition, the groupware management D / B (183) is the employee information of the company that receives the groupware function for each company and the company-specific banking function associated with the groupware through the integrated corporate banking server 100, payment of each employee Characterized in that it stores the employee management data including one or more of the approval information, employee wireless terminal (193) information and schedule management information of each employee.

Here, the employee information, regular / non-regular employees and executives of the company that is entitled to use the groupware function for each company provided in the integrated corporate banking server 100 and the company-specific banking function associated with the groupware It is preferable that the personal information (eg, name, social security number, contact information) corresponding to the employee ID / PW information is included, and the department / position information for the employee is preferably further included.

In addition, the payment approval information of the employee is information for authenticating the creation, renewal and approval of the approval of the payment document among the groupware functions for each company provided in the integrated corporate banking server 100, the approval process for creating the payment document of the groupware Author authentication information for identifying and authenticating the employee who has written the approval document, and identifies and authenticates employees who have approved the payment document among employees located at the approval line while the approval document is renewed along the approval line. It is preferable to include at least one payer authentication information for.

According to an embodiment of the present invention, the approval information is preferably made of one or more employee password information, certificate information for attaching an electronic signature to the payment document.

In addition, the employee wireless terminal 193 information is connected to a wireless communication network to use a group-specific function for each company provided in the integrated corporate banking server 100 and a corporate-specific banking function associated with the groupware through a wireless communication network. Wireless terminal information used by the employees of the company, including at least one employee mobile phone information connected to a CDMA / WCDMA-based mobile communication network, or at least one employee mobile Internet terminal information connected to the IEEE 802.16x-based high-speed wireless Internet It is preferable.

In addition, the employee schedule management information, the groupware function for each company provided in the integrated corporate banking server 100 and the groupware function to be processed periodically among the company-specific banking function associated with the groupware and the company-specific banking function As information for storing a schedule and periodically verifying the execution thereof, the schedule management information preferably includes schedule execution date information and schedule information to be executed at the schedule execution date and time.

According to the implementation method of the present invention, the schedule management information is a schedule management information for managing the work schedule of the employee, personal schedule management information for managing the personal schedule of the employee, financial schedule for managing the financial transaction schedule of the employee It is preferable to include one or more management information.

In addition, the groupware management D / B (183) includes the payment document form data for each company for processing the payment document creation, renewal and payment of the groupware function for each company provided through the integrated corporate banking server 100 According to the organizational structure of the enterprise, the payment group information for creating, updating and paying one or more payment documents through the payment document form data, one or more group member information belonging to the payment group and the work / job of the group members In accordance with the present invention, if the billing information includes one or more billing line information in which the author and one or more billers are listed in a line, and a specific billing document is created using the billing document form data, The author authentication information is stored in association with each other, and when the created payment document is renewed, the renewal is made. Depending on the document data and the payment settlement line characterized by storing billing document management data stored in association one or more credentials gyeoljaeja a payment for the payment document.

The payment document form data is document data including a form of a payment document to be created in order to process one or more tasks through groupware for each company, and defines the payment document form and document type according to the business characteristics of each company. It is preferable that the present invention is not limited by the above-mentioned approval document format.

According to the embodiment of the present invention, the payment document of the groupware function for each company provided through the integrated corporate banking server 100 is preferably created based on the payment document form data.

The payment group information is information for creating one or more payment documents through the payment document form data according to the organizational structure of the company, and designating one or more business unit groups to be renewed and paid through the groupware function. The group preferably comprises one or more group members.

The group member information is employee information belonging to the payment group, and the employee preferably includes the payment document creator or one or more payment document approvers.

The payment line information is a list of authors and one or more bills for a specific billing document in a line according to the job / position of one or more group members belonging to the billing group, wherein the biller is higher than or equal to the author. Do.

The payment document data and the author authentication information, when a specific payment document is created using the payment document form data, the author for identifying and authenticating the payment document data created by the creator and the employee who created the created payment document. It is preferable to include authentication information.

The payment document data and the author authentication information may include the payment document data updated according to the payment line when the payment document created by the creator is updated along the payment line, and the payment document among one or more payers located on the payment line. It is desirable to include the biller authentication information for identifying and authenticating the employee who approved the data.

According to the present invention, the settlement document form data includes the prepaid settlement document form data of the corporate employee, and the settlement group information, group member information, The settlement line information preferably includes settlement group information, group member information, and settlement line information for the creation, renewal, and settlement of the prepaid settlement document, and the settlement document data and the creator of the settlement document (or Applicant) The authentication information is preferably made of the prepaid payment document and includes the author (or the applicator) authentication information that was paid according to the payment line.

Those skilled in the art to which the present invention pertains, in addition to the information stored in the groupware management D / B (183) described above, the configuration of information on various types of groupware operating data for providing a groupware function for each company It can be further inferred that the present invention is made clear that the inference includes all kinds of groupware operational data.

Referring to FIG. 1, the integrated corporate banking server 100 may use a groupware function for each company and an enterprise-specific banking function associated with the groupware to one or more employee terminals 195 using an HTTP compatible protocol corresponding to the communication network. Providing a web page including at least one groupware interface and a corporate-only banking interface to provide a, or based on the webpage provided to the employee terminal 195, the groupware interface and corporate-only banking at the employee terminal 195 And an interface unit 105 for connecting and managing one or more groupware operation data inputted through the interface and a web interface for receiving corporate-specific banking information in a GET / POST manner.

According to an exemplary embodiment of the present invention, when the employee terminal 195 is connected to a communication channel through a TCP / IP-based wired communication network, the interface unit 105 connects the employee terminal 195 and the TCP / IP-based HTTP protocol. Connect and manage a communication channel through the web, and the web (Hyper-Text Markup Language) compatible document (for example, * .htm, * .asp, * .xml) to the employee terminal 195 through the communication channel It is preferable to interface so that a page is provided, or to receive information input from the employee terminal 195 in a GET / POST manner.

According to another exemplary embodiment of the present invention, when the employee terminal 195 is connected to a communication channel through a CDMA / WCDMA based wireless communication network, the interface unit 105 connects to the employee terminal 195 and the CDMA / WCDMA based wireless network. Connect and manage a communication channel through an HTTP compatible protocol (eg, WAP (Wireless Application Protocol) or ME (Mobile Explorer), etc.) corresponding to the Internet protocol, and HTML compatible with the employee terminal 195 through the communication channel. It is preferable to interface so that a web page in the form of a document (eg, * .wml, * .htm) is provided, or the information input from the employee terminal 195 is received in a GET / POST manner.

According to another exemplary embodiment of the present invention, when the employee terminal 195 is connected to a communication channel through an IEEE 802.1xx based wireless communication network, the interface unit 105 is based on the IEEE 802.1xx based on the employee terminal 195. Connect and manage a communication channel through an HTTP compatible protocol corresponding to a wireless Internet protocol, and form an HTML compatible document (eg, * .htm, * .asp, * .xml) to the employee terminal 195 through the communication channel. It is preferable to interface so that a web page of the user is provided, or to receive the information input from the employee terminal 195 in a GET / POST method.

According to the present invention, if a program for providing a groupware function for each company and a corporate banking function associated with the groupware is provided through a program provided in the employee wireless terminal 193, the interface unit 105 A communication channel for providing an employee wireless terminal 193, a groupware function for each company, and a company-specific banking function associated with the groupware based on a communication protocol defined in a program provided in the employee wireless terminal 193. It characterized in that the connection and management.

According to an embodiment of the present invention, the program provided in the employee wireless terminal 193 includes at least one groupware interface and a company-specific banking interface for providing a groupware function for each company and a company-specific banking function associated with the groupware. Preferably, when one or more groupware operation data and corporate-dedicated banking information are input (or selected) through the groupware interface and the corporate-dedicated banking interface, the inputted (or selected) groupware operation data and the corporate-dedicated banking information are inputted. It is preferred to have a communication protocol for transmitting to the integrated corporate banking server 100.

Referring to FIG. 1, the integrated corporate banking server 100 accesses the integrated corporate banking server 100 through the interface unit 105 from an employee terminal 195 and requests a groupware service or a corporate dedicated banking service. And a web page operating unit 110 (or web page operating means) for generating (or extracting) a web page to be provided to the employee terminal 195 based on the web page operating data.

When the employee terminal 195 accesses the integrated corporate banking server 100 through the interface unit 105 and requests one or more groupware services or a corporate dedicated banking service, the webpage operation unit 110 correspondingly. Confirms a web page link to be provided to the employee terminal 195 and identifies a web page source and web content for generating (or extracting) a web page corresponding to the identified web page link from the web page operation data. And generating (or extracting) a web page to be provided to the employee terminal 195 using the identified web page source and web content.

Referring to FIG. 1, the integrated corporate banking server 100 provides a groupware service corresponding to a groupware function of each company on the generated (or extracted) webpage in association with the webpage operation unit 110. And a groupware interface providing unit 120 (or a groupware interface providing means) including a groupware interface for generating the webpage operation unit 110 in association with the interface unit 105. Or extracted) the web page to be provided to the employee terminal 195.

When the webpage operation unit 110 generates (or extracts) a webpage to be provided to the employee terminal 195, the webpage generated (or extracted) is one from the employee to provide the groupware service. When inputting (or selecting) the above groupware operation data is required, the groupware interface providing unit 120 links with the webpage operation unit 110 to provide a groupware service corresponding to a groupware function of each company on the webpage. Including a groupware interface for providing, characterized in that the processing to be provided to the employee terminal (195).

According to an embodiment of the present invention, the groupware interface preferably comprises a user interface for inputting (or selecting) the groupware operation data through one or more form forms, and is commonly used in the art. Those skilled in the art will be familiar with the technical features of the form form for inputting (or selecting) the groupware operation data in the employee terminal 195 according to each groupware operation data attribute. In the description of the form form corresponding to each groupware interface will be omitted for convenience.

When the groupware service is provided to an employee wireless terminal 193 equipped with a program having a groupware interface corresponding to a groupware function for each company according to an exemplary embodiment of the present invention, the groupware interface provider 120 is configured to provide the groupware service. Providing the groupware interface for the groupware service to the wireless terminal 193 may be omitted, and the present invention is not limited thereto.

According to the present invention, the groupware interface providing unit 120 is a business registration number, prepayment amount, payment corresponding to a business entity that prepaid expenses related to the work for the settlement of payment through prepayment and corporate-only banking Preferably, the web page includes a prepaid payment document preparation interface including a user interface for inputting prepaid payment request information including one or more purposes of time and expense.

According to the present invention, the groupware interface providing unit 120 is a simple tax invoice image registration interface for registering a simple tax invoice image scanned by the simple tax invoice for payment processing by prepayment and corporate-only banking; It is desirable to process it to be included in the web page.

According to the present invention, the groupware interface providing unit 120 prepays the prepaid payment document settlement approval interface to process the settlement of the prepayment payment document for the settlement payment through the prepayment payment and the bank for the enterprise only. It is desirable to provide the settlement document to the wireless terminal of the settlement document.

The employee terminal 195 receiving the web page including the groupware interface inputs (or selects) groupware operation data for providing the groupware service through the groupware interface. The groupware operation data is transmitted to the integrated enterprise banking server 100 through a GET / POST method.

According to the present invention, when the prepaid payment document creation interface is provided to the employee terminal 195 (or the employee wireless terminal 193) for payment processing through the prepaid payment and banking for the company only, the employee terminal 195 ), Through the prepaid payment document preparation interface, inputting a prepaid payment request information including at least one business registration number, a prepaid amount of payment, a date and time of payment, and a purpose of the expenses corresponding to a prepaid business operator. Characterized in that, it is preferable to transmit the prepaid payment document data including the input prepaid payment request information to the integrated corporate banking server (100).

According to the present invention, if the simple tax invoice image registration interface is provided to the employee terminal 195 for payment processing through advance payment and corporate-only banking, the employee terminal 195 may register the simple tax invoice image registration interface. It is preferable to transmit the simple tax invoice image obtained by scanning the simple tax invoice to the integrated corporate banking server 100 through.

According to the present invention, for prepayment settlement and settlement processing through enterprise-only banking, the prepayment document settlement approval interface is provided to the prepayer wireless terminal for the prepayment settlement document, or to the prepayment wireless terminal. After the prepaid payment document payment approval interface is output through the provided program, when the payer authentication information for the prepaid payment document is input from the wireless terminal of the payee, the payer authentication information is transmitted to the payer authentication information. It is preferable to transmit to the integrated corporate banking server (100).

Referring to FIG. 1, the integrated enterprise banking server 100 may include one or more groupware interfaces to be included in one or more groupware interfaces corresponding to one or more groupware services from the groupware management D / B 183 to provide groupware functions for respective companies. Extraction unit 125 (or extracting means) for extracting groupware operation data (eg, payment document form data), and one or more groupware operation data (or selected) input (or selected) from the employee terminal 195 through the groupware interface. For example, when the payment document data is received, the storage unit 130 (or information storage means) for storing the received groupware operating data in the groupware management D / B (183), characterized in that is made, Extracting groupware operation data through an extraction unit 125 and providing to the employee terminal 195, or to the employee terminal 195 Emitter provided with a groupware Operations 115 (or groupware operation means) for management and operation of storage of the groupware operation data receiving and groupware management D / B (183), characterized in that formed.

When the groupware interface providing unit 120 includes one or more groupware interfaces corresponding to one or more groupware services in the webpage provided to the employee terminal 195 to provide groupware functions for each company, the extraction unit 125 extracts one or more groupware operation data (eg, payment document form data) to be included in one or more groupware interfaces corresponding to one or more groupware services from the groupware management D / B 183. The groupware operation data may be provided to the employee terminal 195 through the groupware interface providing unit 120.

When the employee terminal 195 inputs (or selects) a groupware operation data of one director through the groupware interface, the groupware operation unit 115 receives the groupware operation data (eg, payment document data). The received groupware operating data is stored in the groupware management D / B 183 through the storage unit 130 after the payment line information is attached by the groupware operating unit 115. Thereafter, it is preferable that the author authentication information or one or more payer authentication information is attached through the groupware interface related to the author authentication and the payer authentication according to the payment line.

When the groupware service is provided to an employee wireless terminal 193 equipped with a program having a groupware interface corresponding to a groupware function for each company according to an exemplary embodiment of the present invention, the groupware interface provider 120 is configured to provide the groupware service. It may be omitted to provide a groupware interface for the service, in this case, the groupware operation data extracted from the groupware management D / B (183) through the extraction unit 125 is transmitted directly to the employee wireless terminal (193) The groupware management unit 115 directly receives the groupware operation data input (or selected) from the employee wireless terminal 193, and the received groupware operation data is approved by the groupware operation unit 115. After the line information is attached to the groupware management D / B (183) through the storage unit 130 Gong with, and preferably after being written by the authentication information to at least one gyeoljaeja authentication information attached by the author gyeoljaeja authentication and certification groupware interface according to the billing line.

According to the present invention, the prepaid payment document creation interface is provided to the employee terminal 195 (or the employee wireless terminal 193) for payment processing through a prepaid payment and an enterprise-only banking, or the employee wireless terminal. When the prepaid payment document creation interface of the program included in 193 is output, the extraction unit 125 may prepaid the payment document to be included in the one or more prepaid payment document creation interface from the groupware management D / B 183. And extracting form data, wherein the extracted prepaid payment document form data is provided to the employee terminal 195 (or the employee wireless terminal 193) and output on the prepaid payment document preparation interface. It features.

Through the prepaid payment document creation interface in the employee terminal 195 (or the employee wireless terminal 193), the prepaid payment request information (for example, a business registration number corresponding to a prepaid business operator related expenses), When the prepaid payment document data including the prepaid amount of payment, the date and time of the payment, and the purpose of the expense is created and transmitted, the groupware operating unit 115 receives the prepaid payment document data and prepares the prepaid payment document. Preferably, the authentication information is attached, and the storage unit 130 stores the payment information in the groupware management D / B 183 in association with the payment line information corresponding to the payment document. desirable.

According to the present invention, for prepayment settlement and settlement processing through enterprise-only banking, the prepayment document settlement approval interface is provided to the prepayer wireless terminal for the prepayment settlement document, or to the prepayment wireless terminal. When the prepaid payment document payment approval interface is output through the provided program, the extractor 125 extracts payment payment document data to which the creator authentication information is attached from the groupware management D / B 183. The extracted prepaid payment document data may be provided to the prepayer wireless terminal and output on the prepaid payment document approval approval interface.

When the prepayment wireless terminal transmits and approves the prepaid payment document data through the prepaid payment document settlement approval interface and transmits the payer authentication information for the prepayer, the groupware operation unit 115 transmits the payer authentication information. It is preferable to receive and attach the payer authentication information to the prepaid payment document, and the storage unit 130 links the payer authentication information to the prepaid payment document data to manage the groupware management D / B (183). ) Is preferable.

Referring to FIG. 1, the integrated corporate banking server 100 corresponds to an enterprise-dedicated banking function associated with the groupware in the webpage generated (or extracted) in association with the webpage operation unit 110. And a corporate banking interface providing unit 135 (or a corporate banking interface providing means) including an enterprise-specific banking interface for providing a dedicated banking service, and the webpage operation unit 110 includes the interface. In connection with the unit 105, the generated (or extracted) web page is characterized in that the processing to be provided to the employee terminal (195).

According to an embodiment of the present invention, the corporate banking interface preferably comprises a user interface for inputting (or selecting) corporate banking information through one or more form forms. Those skilled in the art should be familiar with the technical features of the form form for inputting (or selecting) the company-specific banking information in the employee terminal 195 according to each company-specific banking information attribute. Therefore, the detailed description of the form form corresponding to each corporate dedicated banking interface in FIG. 1 will be omitted for convenience.

According to an exemplary embodiment of the present invention, the corporate-only banking interface may include a non-face-to-face financial transaction interface that provides the accounting-related corporate banking service of the company in association with the groupware interface that the groupware interface processes the accounting-related business of the company. It is preferable to comprise.

According to another exemplary embodiment of the present invention, the corporate banking interface includes a non-face-to-face financial transaction interface that provides a specialized personal banking service to the corporate employee through the employee terminal 195 and the employee wireless terminal 193. It is preferable to make it.

According to an embodiment of the present invention, when the corporate banking service is provided to an employee wireless terminal 193 equipped with a program having a corporate banking interface corresponding to a corporate banking function associated with the groupware, the corporate banking service is provided. The interface providing unit 135 may omit providing the corporate dedicated banking interface to the employee wireless terminal 193 for the corporate dedicated banking service, and the present invention is not limited thereto.

Referring to FIG. 1, the integrated corporate banking server 100 may include corporate-specific banking information (eg, banking information for providing corporate-related corporate banking services inputted through the corporate-only banking interface). Or a banking information receiver 140 (or banking information receiving means) for receiving the banking information for providing a personal banking service to the employees of the company through the employee terminal 195 and the employee wireless terminal 193 of the company. And a banking processing unit 145 (or banking processing means) for processing corporate-only banking on the received corporate-only banking information through a financial system associated with the corporate-only banking server.

One or more corporate banking services corresponding to one or more corporate banking services on a webpage provided to the employee terminal 195 to provide a corporate banking function associated with the groupware by the corporate banking interface providing unit 135. After the interface is included, the employee terminal 195 through the company-specific banking interface dedicated company-specific banking information (for example, banking information for providing accounting-related corporate banking services of the company, or the employee terminal 195 of the company) And banking information for providing the personalized banking service to the employees of the company through the employee wireless terminal 193), the banking information receiving unit 140 receives the corporate banking information. Characterized in that, the banking processing unit 145 is a financial system associated with the corporate dedicated banking server It is characterized in that the processing company private banking to the received corporate private banking information.

According to an embodiment of the present invention, when the company-only banking service is provided to an employee wireless terminal 193 equipped with a program having a company-specific banking interface corresponding to the company-specific banking function associated with the groupware, the company It is possible to omit that the banking interface providing unit 135 provides a corporate-only banking interface for the corporate-only banking service, in this case, the banking information receiver 140 is a corporate-only banking provided in the employee wireless terminal 193 Company-specific banking information input (or selected) through an interface (eg, banking information for providing accounting-related business banking services of the company, or the company through the employee terminal 195 and the employee wireless terminal 193 of the company). Banking information for providing a specialized personal banking service to employees), the banking Processing unit 145 is characterized in that for processing the company-only banking on the received company-only banking information through the financial system associated with the company-only banking server.

According to an embodiment of the present invention, the financial system is connected to at least one window terminal provided at a branch (or branch) of a financial institution that provides the banking service for the enterprise through a predetermined financial network (for example, a branch network). Characterized in that, it is desirable to provide a ledger management and computerized processing function for the face-to-face financial transaction processing in connection with the teller terminal.

The financial system may include at least one financial terminal including a CD / ATM (Cash Dispenser / Automatic Teller Machine) provided at a branch (or branch) of the financial institution, and / or at least one or more affiliated with the financial institution. At least one financial terminal provided at another financial institution (or branch of another financial institution) and / or at least one financial terminal provided in a public place and connected through a predetermined financial network (eg, a CD common network). It is desirable to provide a ledger management and computational processing function for non-face-to-face financial transaction processing in connection with the financial terminal.

In addition, the financial system is characterized in that associated with a predetermined Internet banking server, a network (eg, wired Internet, and / or IEEE 802.11x-based WLAN, connected to a TCP / IP-based backbone network through the Internet banking server, And / or at least one client terminal (e.g., a personal computer (PC) equipped with the wired Internet access and browsing function) and / or a laptop connected to the IEEE 802.16x-based portable Internet, etc., the wireless LAN / portable Internet It is desirable to provide a ledger management and computer processing function for non-face-to-face financial transaction processing in connection with a laptop and / or a mobile terminal having a connection and browsing function).

In addition, the financial system is characterized in that associated with a predetermined wireless banking server, a predetermined wireless network (eg, CDMA (Code Division Multiple Access) based mobile communication network, and / or IEEE 802.16x through the wireless banking server) At least one wireless terminal (e.g., a personal communication system (PCS) and / or a global communication system (GSM) equipped with a connection and browsing function connected to the mobile communication network) Ledger management and computer processing function for non-face-to-face financial transaction processing in connection with System for Mobile terminal and / or PDA (Personal Digital Assistant) and / or Smart Phone and / or Telematics) It is desirable to provide.

In addition, the financial system is characterized in that associated with a predetermined IC chip-based wireless banking server, a predetermined wireless network (for example, code division multiple access (CDMA) based mobile communication network, through the IC chip-based wireless banking server, And / or non-face-to-face finance in connection with at least one wireless terminal (e.g., wireless terminal equipped with a finance IC chip) connected to the IEEE 802.16x-based portable Internet and / or a DataTAC / Mobitex-based wireless data communication network. It is desirable to provide ledger management and computer processing functions for transaction processing.

In addition, the financial system is characterized in that associated with a predetermined telebanking server, at least one or more connected to a predetermined wired voice call network (eg, Public Switched Telephone Network (PSTN)) through the telebanking server At least one wireless communication terminal (e.g., cellular and / or PCS) connected to a fixed line communication terminal (e.g., a telephone) and / or a predetermined wireless voice communication network (e.g., a code division multiple access (CDMA) based mobile communication network); / Or GSM terminal and / or smart phone, etc.) It is desirable to provide a ledger management and computer processing function for the non-face-to-face financial transaction processing.

In addition, the financial system is characterized in that associated with a predetermined home banking server, at least one or more home appliances (eg, digital TV and / or refrigerator connected to a home network, etc.) connected to a predetermined home network through the home banking server ), It is desirable to provide ledger management and computerized processing for non-face-to-face financial transactions.

In addition, the financial system is characterized in that associated with a predetermined TV banking server, at least one or more digital TV (for example, two-way digital TV, satellite DMB terminal) connected to a predetermined return channel (Return Channel) through the TV banking server In conjunction with terrestrial DMB terminals), it is desirable to provide ledger management and computerized processing for non-face-to-face financial transaction processing.

Referring to FIG. 1, the financial system is a computer system provided in a financial institution for opening at least one financial account to at least one financial transaction customer and providing at least one financial transaction service based on the financial account. At least one branch (or teller) in which accounts or transactions occur such as credit or reception or trust or foreign exchange, accounting for processing of headquarters operations and branch information support and customer information management; Interconnection between the system and at least one other financial system (or payment system), and / or at least one non-face-to-face financial transaction means (e.g., Internet banking, wireless banking, IC chip based wireless) provided in at least one external communication network. Banking, telebanking, TV banking, etc.) access to the financial system, and / or Is characterized in that it comprises an external system that provides a variety of financial transaction interfaces through at least one common network (eg, CD common network, financial common network), the financial system is the interface between components in the financial system Interface module corresponding to the middleware platform for providing a predetermined information, and predetermined information (eg, ledger information, and / or customer information, and / or management information required for each function in the components in the financial system) Etc.) and a DBMS (DataBase Management System) including at least one database for storing and managing the same.

According to an embodiment of the present invention, the external system is preferably provided with an enterprise banking unit that processes an enterprise-only banking associated with the groupware in connection with a predetermined integrated enterprise banking server 100, and is intended by a person skilled in the art or finance. Depending on the system characteristics, the corporate banking unit may be omitted, and the present invention is not limited thereto.

In addition, the financial system is a foreign exchange module according to the intention of the skilled person and / or the type (eg, commercial bank, savings bank, trust bank) of each financial institution equipped with the financial system and the purpose and characteristics of the financial system. It is possible that at least one or more components, such as (not shown), investment finance module (not shown), international module (not shown) may be further included, and those skilled in the art to which the present invention pertains, Since you will be familiar with the technical details of the financial system, a detailed description thereof will be omitted for convenience, and the present invention is not limited thereto.

According to the present invention, the DBMS provided in the financial system is for the financial institution to open at least one financial account to at least one financial transaction customer, and to provide at least one financial transaction service based on the financial account And at least one ledger D / B for storing at least one ledger, wherein the ledger D / B is at least one ledger information for processing at least one financial transaction to be provided to the financial transaction customer by the financial institution. (Eg, customer ledger, reception ledger, collateral ledger, etc.) and at least one ledger additional information corresponding to each ledger information (e.g., to further refine (or supplement) the attributes / functions of each ledger) It is characterized in that the cooperative process is stored as.

According to the present invention, a corporate-only banking account including a corporate account of a corporate name that processes a corporate-only banking associated with the groupware provided in the ledger D / B, and an employee account of a corporate employee name. Characterized in that the storage of one or more accounts, the corporate account of the corporate-only banking account is characterized in that the processing of the company's accounting related business, the employee account is a virtual account for paying accounts, simple tax invoices of the company employee And at least one account (for example, a virtual account in the name of a corporate employee whose corporate account is the parent account).

Referring to FIG. 1, the integrated corporate banking server 100 may be configured through one or more affiliate servers 185 (eg, an Internet shopping mall server) affiliated with the corporation (or a financial institution that provides a corporate banking service). Affiliate service providing unit 150 (or affiliate service providing means) for providing one or more affiliate services (e.g., an Internet shopping service) based on a corporate-specific banking function associated with the groupware to employees of the company, Characterized in that made.

The web page provided by the integrated corporate banking server 100 may include at least one affiliate server 185 (eg, an Internet shopping mall server) associated with the corporation (or a financial institution that provides a corporate banking service). And an affiliated service interface (eg, an internet shopping mall) for providing an employee with at least one affiliated service (eg, an internet shopping service) based on an enterprise-specific banking function associated with the groupware. The affiliate service provider 150 may provide an affiliate service for the corporate employee based on a corporate dedicated banking function associated with the groupware in association with the affiliate server 185.

For example, when one or more internet shopping malls are placed in the integrated corporate banking server 100, the affiliated service provider 150 may provide a payment-based internet shopping mall service through an enterprise-specific banking function associated with the groupware. It is preferable.

Referring to FIG. 1, the integrated corporate banking server 100 is connected to the groupware management D / B 183 in association with the author (or the settlement) authentication information for payment processing through advance payment and corporate-only banking. Among the stored payment document data, the prepaid payment document data including the prepaid payment request information (e.g., the business registration number corresponding to the prepaid business payer, the prepaid amount of payment, the date and time of payment and the purpose of the expense) is included. The payment confirmation unit 153 (or payment confirmation means) for confirming whether the payment is approved by the departmental payment agent, and when the payment approval of the prepaid payment document is confirmed, the prepayment is made in association with the groupware management D / B 183. Information confirmation unit 163 (or information) for confirming the employee information corresponding to the author authentication information of the payment document data and the prepayment amount information included in the prepaid payment document data. Security check means) and a simple tax invoice corresponding to the approved payment information of the prepaid payment request by confirming the payer authentication information of the prepaid payment document data in association with the groupware management D / B 183. A storage confirmation unit 165 (or storage confirmation means) for confirming receipt through an accounting person, and when the receipt of the simple tax invoice is confirmed, a company-only banking account corresponding to the employee information (or a simple tax invoice in the name of the employee). It is characterized in that it comprises a settlement processing unit 170 (or settlement processing means) for processing to be settled by depositing the prepayment amount to a virtual account for settlement.

In addition, the integrated corporate banking server 100, when the approval of the payment of the prepaid payment document is confirmed, an information generation unit 155 for generating prepaid payment approval information corresponding to the approval of the prepaid payment document ( Or information generating means) and information on the employee wireless terminal 193 which has created the prepaid payment document, and the information transmitting unit 160 transmitting the generated prepaid approval information to the employee wireless terminal 193. (Or information transmission means) is characterized in that it further comprises.

In addition, the integrated corporate banking server 100, when a simple tax invoice image registration interface is provided to the employee terminal 195, the image receiving unit 173 for receiving the simple tax invoice image from the employee terminal 195 ( Or an image receiving means), an electronic document generating unit 175 (or an electronic document generating means) for generating a simple tax invoice electronic document by electronically documenting the received simple tax invoice image, and the generated simple tax invoice electronic document It characterized in that it comprises an electronic document storage unit 180 (or electronic document storage means) for storing in association with the pre-payment document data.

The payment confirmation unit 153 periodically reads the prepaid payment document data among the payment document data stored in association with the author (or payer) authentication information in the groupware management D / B 183, and the prepaid payment document It is characterized in that the final billing party authentication information for each department for the simple tax invoice is linked to the data stored in the check, and if the billing party authentication information of the final biller is linked to the prepaid payment document data, the payment confirmation unit ( 153) confirms that the prepaid payment document is approved by the final payer.

When the payment confirmation of the prepaid payment document is confirmed by the payment confirmation unit 153, the information generation unit 155 generates prepaid payment approval information corresponding to the approval of the prepaid payment document. The information transmission unit 160 confirms the employee wireless terminal 193 information of the employee who created the prepaid payment document in association with the groupware management D / B 183 and checks the generated prepaid payment approval information. The confirmed employee is characterized in that the transmission to the wireless terminal (193).

In addition, when it is confirmed by the payment confirmation unit 153 that the payment of the prepaid payment document data is approved, the information confirmation unit 163 is linked to the groupware management D / B (183) for the prepayment payment. Characterized in that the employee information corresponding to the author authentication information of the document data is confirmed.

In addition, the information confirming unit 163 reads the prepaid payment document data in association with the groupware management D / B 183 to confirm prepaid amount information included in the prepaid payment document. .

The receipt confirmation unit 165 periodically reads the prepaid payment document data among the payment document data stored in association with the author (or payer) authentication information in the groupware management D / B 183, and the prepaid payment document It is characterized by checking whether the simple tax invoice is received through the accounting person among the corporate employees by checking whether the data includes the approval information of the payer of the accounting officer among the corporate employees on the simple tax invoice.

When the simple tax invoice image registration interface is provided to the employee terminal 195 according to the embodiment of the present invention, the image receiving unit 173 scans the simple tax invoice image scanned from the employee terminal 195. And receiving the simple tax invoice image, and the electronic document generator 175 electronically documents the received simple tax invoice image (eg, attaches the author authentication information to the simple tax invoice image). Or or attaching the creator's electronic signature to the simple tax invoice image) to generate a simple tax invoice electronic document, and the electronic document storage unit 180 pays the generated simple tax invoice electronic document in advance. Stored in the groupware management D / B (183) corresponding to the electronic document storage in association with the payment document data In this case, the storage confirmation unit 165 is the simple tax on the prepaid payment document data of the payment document data stored in association with the author (or payment) authentication information in the groupware management D / B (183) Check that the bill is stored in association with the electronic document, and if the simple tax invoice electronic document is stored in the prepaid payment document data, characterized in that the simple tax invoice is stored.

When the prepayment payment document data is finally approved by the payment confirmation unit 153, and the receipt confirmation unit 165 confirms that the simple tax invoice corresponding to the prepayment payment document data is stored, The settlement processing unit 170 processes the payment in advance by depositing the prepayment amount to a corporate-only banking account corresponding to the employee information (or a virtual account for the settlement of a simple tax invoice in the name of the employee) in connection with the banking processing unit 145. It is characterized by.

2A and 2B illustrate a process of updating a prepaid payment document according to an embodiment of the present invention.

In more detail, Figures 2a and 2b, when the corporate employee prepares and renews the prepaid payment document data including the prepaid payment request information corresponding to the simple tax invoice received from the operator after prepaying the expenses related to the work. The present invention relates to a process of transmitting the prepaid payment document data to a premise wireless terminal of the prepaid payment document to process real-time approval and transmitting the result of the approval to the employee wireless terminal 193. Those skilled in the art will be able to infer various implementation methods for the prepayment document renewal process by referring to and / or modifying the drawings 2a and 2b, but the present invention is inferred from the above. It includes all implementation methods, and is not limited only to the implementation methods shown in FIGS. 2A and 2B.

For example, when the employee wireless terminal 193 is provided with a program having the prepaid payment document preparation interface, the process of providing a prepaid payment document preparation interface to the employee wireless terminal 193 is omitted, or When the program having the prepaid payment document settlement approval interface is provided in the prepayer wireless terminal, it is possible to omit the process of providing the prepaid payment document settlement approval interface to the prepayer wireless terminal. It is not limited.

In addition, when the prepaid payment document data is not approved in real time, the prepaid payment document data may be transmitted to the prepayer wireless terminal to approve the payment through the prepaid payment document approval approval interface. In this case, the finalizer approves and approves the prepaid payment document according to the payment approval procedure through the employee terminal 195.

2A and 2B, the employee terminal 195 (or the employee wireless terminal 193) illustrated in FIG. 1 is referred to as a “terminal” for convenience, and the integrated corporate banking server 100 is referred to as a “server” for convenience. "

2A and 2B, the terminal accesses the server through a communication network, connects a communication channel for using the groupware function for each company (200), and connects the respective companies to the server through the communication channel. The webpage link for providing a groupware service of any of the groupware functions is transmitted to request a webpage related to the groupware service (205), and correspondingly, the server provides a groupware service corresponding to the webpage link. A web page is generated (or extracted) (210).

If the web page for providing the groupware service does not include the prepaid payment document form data and the prepaid payment document creation interface (215), the server may display the webpage including the groupware interface corresponding to the groupware service. The terminal transmits and outputs the groupware operation data corresponding to the groupware interface to the server by transmitting the groupware operation data corresponding to the groupware interface (225), and the server transmits the groupware operation data to the server (225). The requested groupware service is provided through a process of registering the groupware management D / B 183 according to the groupware operating rule (230).

For example, if the groupware operation data is payment document data, the server attaches author authentication information to the groupware operation data and registers the groupware management D / B 183 in association with the payment line information for the payment document. After that, the payment document data is preferably updated to one or more other employees according to the payment line information.

If the web page for providing the groupware service includes a prepaid payment document form data and a prepaid payment document preparation interface (215), the server may display a web page including the prepaid payment document preparation interface on the communication channel. Through transmission to the terminal through the output (235).

Subsequently, the terminal receives prepaid payment request information corresponding to the simple tax invoice received by the employee after prepaying the expenses related to the job based on the prepaid payment document form data through the prepaid payment document preparation interface. It is checked whether the prepaid payment document data including the data is prepared (240).

If the prepaid payment document data is created for the employees of the company through the prepaid payment document creation interface (245), the terminal transmits the prepaid payment document data created through the prepaid payment document creation interface to the communication channel. And transmits to the server through the server (250). In response, the server attaches the author authentication information to the prepaid payment document data and associates the prepaid payment information with respect to the prepaid payment document data to manage the groupware. / B (183), and then the prepaid billing document data is updated to one or more billers according to the billing line, characterized in that the biller authentication information is attached to each renewal process.

In addition, the server confirms the information of the final subscriber radio terminal corresponding to the payment line information corresponding to the prepayment payment document in association with the groupware management D / B 183 for real time approval of the prepayment payment document. 260, and transmits and outputs a web page including the prepaid payment document data and the prepaid payment document approval approval interface to the identified premise wireless terminal through the communication channel (265). In operation 270, the terminal determines whether the terminal user inputs payment authority authentication information for the prepaid payment document data through the prepaid payment document payment approval interface.

If the creditor authentication information for the prepaid payment document is input through the prepaid payment document settlement approval interface at the prepayer wireless terminal (275), the prepayer wireless terminal uses the prepaid settlement document approval approval interface. After transmitting the inputter authentication information to the server through the communication channel (280), the server correspondingly stores the payment agent authentication information in association with the prepaid payment document data (285). Pre-payment approval information for the payment settlement document is generated (290).

Thereafter, the server checks the employee wireless terminal 193 information on the prepaid payment document in connection with the groupware management D / B 183 (295), and the line is confirmed by the confirmed employee wireless terminal 193. The payment approval information is transmitted (299) to notify the employee who paid the prepaid amount in advance that the prepaid payment document has been approved.

3 is a diagram illustrating a settlement process of a prepaid payment document using enterprise-only banking according to an embodiment of the present invention.

In more detail, in FIG. 3, the prepaid payment document data renewed through the prepaid payment document updating process shown in FIGS. 2a and 2b is finally approved in the integrated corporate banking server 100 shown in FIG. And checking whether the simple tax invoice corresponding to the prepaid payment document data is received by an accounting person among the corporate employees, and then prepaying the prepaid amount included in the simple tax invoice to the employee who created the prepaid payment document data. As a matter of course, those of ordinary skill in the art to which the present invention pertains can refer to and / or modify this drawing 3 and various implementation methods for the settlement processing of prepaid payment documents using enterprise-only banking (e.g., However, some steps may be omitted or the order of implementation may be changed). It is made to include all the implementation methods, the technical features are not limited only to the implementation method shown in FIG.

Hereinafter, in FIG. 3, the integrated enterprise banking server 100 shown in FIG. 1 is referred to as a "server" for convenience.

Referring to FIG. 3, the server performs a pre-payment document renewal process shown in FIGS. 2A and 2B among the payment document data stored in association with the author (or payment) authentication information in the groupware management D / B 183. Periodically, the prepaid payment document data read through the data is periodically read to confirm whether the prepaid payment document data is approved by the final payer (300).

According to the method of the present invention, the server is connected to the groupware management D / B (183) to the prepaid payment document data renewed through the prepayment payment document update process shown in Figures 2a and 2b It is preferable to check whether the payment agent authentication information for final payment of the simple tax invoice is linked and stored. If the payment information for payment of the final paymentor is linked to the prepaid payment document data, the server provides the data for the payment information for the prepaid payment. It is advisable to confirm that is approved by the final approver.

If it is confirmed that the prepaid payment document data is finally approved by the final payer (305), the server determines the payment document data stored in association with the author (or payer) authentication information in the groupware management D / B 183. Among the employees of the company, a simple tax invoice corresponding to the prepaid payment document data is periodically read by periodically reading the prepaid payment document data through the prepaid payment document renewal process shown in FIGS. 2a and 2b. Check if it is received by the accountant (310).

According to the method of the present invention, the server is connected to the groupware management D / B (183) to the prepaid payment document data renewed through the prepayment payment document update process shown in Figures 2a and 2b It is preferable to check whether the billing party authentication information of the accountant who stores the simple tax invoice is stored in a coordinated process, and when the billing party authentication information of the accounting person is linked to the prepaid payment document data, the server makes the prepayment. It is desirable to confirm that the simple tax invoice corresponding to the document data has been received by the accountant.

If the prepaid payment document data is finally approved and the accountant is confirmed that the simple tax invoice corresponding to the prepaid payment document data is received (315), the server manages the groupware management D / B (183). Check the employee information corresponding to the author authentication information of the prepaid payment document data and the prepaid amount of money information included in the prepaid payment document data in connection with (320); The payment amount is deposited and processed in a company-only banking account corresponding to the employee information (or a virtual account for settlement of a simple tax invoice in the name of the employee) (325).

4 is a diagram illustrating a process of registering a simple tax invoice image corresponding to a prepaid payment document according to an embodiment of the present invention.

In more detail, in FIG. 4, after the prepaid payment document data is renewed through the prepaid payment document renewal process shown in FIGS. 2A and 2B, the employee who renews the prepaid payment document data is the prepaid payment document data. The process of registering and electronically documenting the simple tax invoice image scanned by the simple tax invoice corresponding to the present invention. Those skilled in the art to which the present invention pertains may refer to and / or modify the present invention. Various implementation methods for the simple tax invoice image registration process corresponding to the prepaid payment document may be inferred, but the present invention includes all the implementation methods inferred and is not limited to the implementation method shown in FIG. No.

Hereinafter, in FIG. 4, the employee terminal 195 illustrated in FIG. 1 is referred to as a “terminal” for convenience, and the integrated corporate banking server 100 is referred to as a “server” for convenience.

Referring to FIG. 4, after the prepaid payment document data is updated through the prepaid payment document renewal process shown in FIGS. 2A and 2B, the server briefly calculates the tax invoice to the terminal through the communication channel within a predetermined period. Transmitting and outputting a web page including an image registration interface (400), and correspondingly, the terminal checks whether the simple tax invoice image scanned by the simple tax invoice image is registered through the simple tax invoice image registration interface ( 405).

If the simple tax invoice image is registered through the simple tax invoice image registration interface (410), the terminal transmits the simple tax invoice image registered through the simple tax invoice image registration interface to the server through the communication channel. In response (415), the server generates the simple tax invoice electronic document by electronic documenting the simple tax invoice image (420), and then links the generated simple tax invoice electronic document with the prepaid payment document data. And store (425).

5 is a diagram illustrating a settlement process of a prepaid payment document using enterprise-only banking according to another embodiment of the present invention.

In more detail, Figure 5 is the prepayment payment document data is updated through the prepayment payment document updating process shown in Figures 2a and 2b, and then the prepayment through the simple tax invoice image registration process shown in Figure 4 If the simple tax invoice electronic document corresponding to the payment document data is stored in association with the prepaid payment document data, the simple tax invoice electronic document storage is treated as having received the simple tax invoice corresponding to the prepaid payment document data. Regarding the process of settlement of the prepaid amount included in the simple tax invoice to the employee who created the prepaid payment document data, the person having ordinary knowledge in the technical field to which the present invention belongs, will refer to FIG. And / or various modifications of the settlement process for prepayment documents using corporate banking. It is possible to infer a method (e.g., an implementation method in which some steps are omitted or the order is changed), but the present invention includes all the implementation methods inferred above, Features are not limited.

Hereinafter, in FIG. 5, the integrated enterprise banking server 100 shown in FIG. 1 is referred to as a “server” for convenience.

Referring to FIG. 5, the server performs a prepaid payment document renewal process shown in FIGS. 2A and 2B among the payment document data stored in association with the author (or payment) authentication information in the groupware management D / B 183. The prepaid payment document data is periodically read through the service to check whether the prepaid payment document data is approved by the final payer (500).

According to the method of the present invention, the server is connected to the groupware management D / B (183) to the prepaid payment document data renewed through the prepayment payment document update process shown in Figures 2a and 2b It is preferable to check whether the payment agent authentication information for final payment of the simple tax invoice is linked and stored. If the payment information for payment of the final paymentor is linked to the prepaid payment document data, the server provides the data for the payment information for the prepaid payment. It is advisable to confirm that is approved by the final approver.

If it is confirmed that the prepaid payment document data is finally approved by the final payer (505), the server is connected to the groupware management D / B 183 to the prepaid payment document data through the drawing 4. Check whether the registered simple tax invoice electronic document is linked (510).

According to an embodiment of the present invention, if the server is prepaid payment document data stored in the groupware management D / B (183) is associated with a simple tax invoice electronic document registered through the Figure 4, the server is the line It is desirable to confirm that the simple tax invoice corresponding to the payment document data has been received by the accountant.

If the prepaid payment document data is finally approved and the simple tax invoice electronic document is stored in the prepaid payment document data in association (515), the server is connected with the groupware management D / B 183. The employee information corresponding to the author authentication information of the prepaid payment document data and the prepaid amount information included in the prepaid payment document data are checked (520), and the verified prepaid amount is checked through the enterprise-only banking function. The payment is made by depositing a bank-only bank account corresponding to the employee information (or a virtual account for settlement of the simple tax invoice in the name of the employee) (525).

According to the present invention, the corporate employee renews the simple tax invoice received from the operator after prepayment of the expenses related to the work through groupware, and prepays the prepaid amount corresponding to the renewed simple tax invoice. By the automatic settlement process through, there is an advantage of improving the work efficiency of the company's simple tax invoice.

According to the present invention, the corporate employee renews the simple tax invoice received from the business operator after prepayment of the expenses related to the work through groupware, and approves the updated simple tax invoice in real time to perform the related business of the simple tax invoice of the enterprise. There is an advantage of improving efficiency.

Claims (5)

In the prepayment payment processing method through the company-only banking that provides a company-specific banking service to the company (or corporate employees) in connection with the groupware for the corporate business automation, When the corporate employee advance payment of the expenses related to the work, providing an interface for inputting the pre-payment request information-business registration number, amount, date, use-for the prepayment of the expenses to the wireless terminal of the employee; If the prepaid payment request information is input through the interface, generating a payment approval request document including the prepaid payment request information and processing it to be updated according to the payment line; And when the payment is approved by the departmental finalizer terminal for the prepaid payment request information, transmitting the prepaid payment approval information corresponding to the prepaid payment request information to the wireless terminal of the employee. Line payment settlement method characterized in that. The method of claim 1, Confirming the employee information and the prepaid amount information corresponding to the prepaid approval information; When the simple tax invoice corresponding to the prepayment approval information is received through the accounting manager, the prepayment amount is transferred to a corporate-only banking account (or a virtual account for prepayment processing in the name of the employee) corresponding to the employee information. And processing the payment to be settled by the prepayment payment processing method characterized in that it further comprises. The method of claim 1, wherein the generating of the payment approval request document including the prepaid payment request information and processing the payment approval request document including the prepaid payment request information includes: Confirming wireless terminal information of an agent for each department corresponding to the prepayment request information; Providing an interface for requesting approval of the payment approval request document to the wireless terminal of the confirmed finalizer; Confirming through the interface that a prepayment payment for the payment authorization request document is approved; And And generating advance payment approval information for the payment approval request information upon confirming the advance payment payment. A computer-readable recording medium having recorded thereon a program for executing the method of claim 1. In the prepayment payment processing system through corporate banking that provides banking services for companies (or corporate employees) in connection with groupware for corporate business automation, Means for providing a wireless terminal of the employee with an interface for inputting prepaid payment request information-business registration number, amount, date and time of use for the prepayment of the expenses when the corporate employee prepays the expenses related to the work; Means for generating a payment approval request document including the prepaid payment request information and processing it to be updated according to the prepayment line when the prepaid payment request information is input through the interface; Means for transmitting the prepaid payment approval information corresponding to the prepaid payment request information to the wireless terminal of the employee, when the payment is approved by the departmental finalizer terminal for the prepaid payment request information. Line payment settlement system characterized by.

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