KR20090078029A - Electronic purse safe system and the method - Google Patents

Abstract

An electronic purse safe system and the operation method are provided to deposit money or valuables by putting money or valuables in an electronic purse and keeping in an electronic purse safe installed to an automated teller machine. An electronic purse safe system comprises an electronic purse including a purse having an opening and closing unit, a locking device locking up the opening and closing unit and a storage device storing the information of the purse, and an electronic purse safe(110) including a deposit system(111) putting the electric purse, a withdrawal system(112) taking out the electronic purse kept in a safe, and a control system(113) controlling the deposit system or the withdrawal system.

Description

Electronic purse safe system and the method of operation

The present invention relates to a financial automation device, and more particularly, to an electronic wallet safe system and a method for operating the electronic wallet safe is put into the electronic wallet safe installed in the financial automation equipment room.

The present invention constructs an RFID tag in an electronic wallet to input information, configures an RFID antenna in an input device and an export device of an electronic wallet safe, and connects the RFID tag information configured in the electronic wallet to an RFID reader of a control device. This technology recognizes the input and export information of the electronic wallet automatically so that the electronic wallet containing the money can be safely put in the electronic wallet safe.

The RFID wireless recognition technology applied to the present invention is composed of an RFID tag and an RFID reader, and an RFID tag configured in an electronic wallet is a kind of Radio Automatic Recognition (AIDC) technology. The present invention relates to a technology for reading stored data in a non-contact manner using radio frequency.

The technology that automatically recognizes RFID Tag information in electronic wallet (AIDC) can indirectly recognize RFID tag information of electronic wallet by using RFID antenna and semiconductor chip of RFID reader, and RFID Reader detects signals detected by RFID Antenna. Receive the decoded information stored in the electronic wallet and transmit it to the computer of the control device to determine the information.

The contract information and the money input information of the electronic wallet in the RFID tag of the electronic wallet can be inputted from a personal computer (PC) or a portable terminal in which the RFID reader is configured.

If the customer deposits and saves a small amount of cash, they can conveniently deposit money at the financial institution's automated teller machine.However, if a large amount of cash, check or valuables are deposited or stored at a financial institution, Visits must be made in person, and financial institutions are much shorter than public offices, commercial companies, and malls, and large amounts of cash, checks, and valuables sold or collected after the deadline are kept in the office or at home. There is a security problem such as the risk of theft when storing large amounts of money or valuables at night at home or in the mall.

In order to solve the above problems, an electronic wallet for putting money and an electronic wallet safe for putting the above electronic wallet are provided.

The present invention for solving the above problems is composed of an electronic wallet and electronic wallet safe, provided with an input device that can put the electronic wallet and an export device that can be taken out and configured to be controlled in the control device, The customer receives the electronic wallet, puts money in the electronic wallet with the RFID tag and stores the money information, the electronic wallet safe system configured to detect the input and export information of the electronic wallet to the RFID antenna and reader.

When the RFID tag of the electronic wallet is sensed by the input device RFID antenna installed near the input device, the electronic wallet information is read by the RFID reader and transmitted to the control device.The communication device communicates with the computerization center of the financial institution through the communication device. After checking the authenticity of the customer and opening the input door, the electronic wallet can be inserted.

Electronic wallets put in the electronic wallet safe can open the door lock device at the financial institution and transfer the electronic wallet to the financial institution's safe, and take out and drop information and RFID tag information of the electronic wallet. It detects and exchanges information by communication with the computer center, and it can safely export the electronic wallet and transfer it to the safe of the financial institution.

As described above, the cash of the electronic wallet transferred to the financial institution is checked whether it matches the information stored in the RFID tag information and the computer information of the electronic wallet, and the deposit or storage is stored in the computer center and automatically transferred to the account book of the contracted customer. The feature is that the deposit is processed and the customer is notified by text service or mail.

The electronic wallet safe system is a financial automation device. If a large amount of cash, a check or valuables is deposited in a financial institution and is reduced, the electronic wallet safe system must be visited directly. Cash or checks and valuables should be kept at the office or at home for at least one night, and then visited at financial institutions during business hours. There is this.

The electronic wallet safe system of the present invention and its operation method installs the electronic wallet safe system of the present invention in a financial automation equipment room, and concludes a predetermined agreement with a customer who handles cash, checks or valuables frequently, and then pays the electronic wallet. The contracted customer can put money or valuables into the electronic wallet and deposit the money or valuables by putting them in the electronic wallet safe installed in the automated equipment room.

The present invention for achieving the above object, as a financial automation device of a financial institution, more specifically, the electronic wallet safe system and method for depositing or storing money by the method of putting money or valuables in a safe purse It is about.

The electronic wallet safe system; An electronic wallet including a wallet having an opening and closing portion, a locking device for locking the opening and closing portion, and a storage device for storing information of the wallet; An electronic wallet safe box including an input device for inputting the electronic wallet, an export device for discharging the electronic wallet stored and the control device for controlling the input device or the discharge device; It characterized in that the configuration, and a method for operating the electronic wallet safe system relates to a method of operating the electronic wallet safe system.

The electronic wallet safe system is a financial automation device similar to ATM / CD, and a system in which a customer deposits cash, deposits or valuables in a wallet, deposits, deposits or deposits them in a safe of the automated device and a method of operation thereof. It's about

If the customer deposits and saves a small amount of cash, they can conveniently deposit money at the financial institution's automated teller machine.However, if a large amount of cash, check or valuables are deposited or stored at a financial institution, Visits must be made in person, and financial institutions are much shorter than public offices, commercial companies, and malls, and large amounts of cash, checks, and valuables sold or collected after the deadline are kept in the office or at home. There is a security problem such as the risk of theft when storing large amounts of money or valuables at night at home or in the mall.

Electronic wallet safe system and its operating method of the present invention; The financial institution installs the electronic wallet safe system of the present invention in an unmanned financial automated machine room, and after entering into a predetermined agreement with a customer who handles cash, checks or valuables from time to time, the electronic wallet 120 can be paid and used. The contracted customer puts money or valuables into the electronic wallet 120, and puts them into the electronic wallet safe 110 installed in an unmanned financial automated equipment room and deposits the money or valuables into a system and an operation method thereof. It is about.

The electronic wallet 120 is attached to the RFID tag 304, which is a wireless recognition chip that inputs the information of the customer contracted in advance, and the financial institution pays the electronic wallet 120 determined by the agreement with the customer electronic wallet It can be used to put in the safe (110).

 After receiving the electronic wallet 120, the customer puts money into the electronic wallet 120 to which the RFID tag 304 of the wireless recognition chip is attached and locks the wallet opening / closing lock 303, and then RFID as a wireless recognition device. In the computer or the portable terminal with the reader 115, a cash specification inserted into the electronic wallet 120 is prepared and inputted into the RFID tag 304 of the electronic wallet 120 to be inserted into the electronic wallet safe 110. Ready to go.

When the electronic wallet 120 approaches the input door 204 of the input device 111 to insert the electronic wallet 120 into the electronic wallet safe 110, the RFID tag 304 of the electronic wallet (the input device) In response to the input device antenna 202 installed near 111, the RFID tag 304 information of the electronic wallet to be inserted is read by the RFID reader 115 and transferred to the control device 113, and the read information is controlled. When the device 113 checks the authenticity of the contracted customer through communication with the communication center 130 through the communication device 114, and confirms whether the electronic wallet 120 is committed and depressed, the confirmed customer The input door 204 of the input device 111 is opened, and when the input door 204 is opened, the customer can insert the electronic wallet 120.

The electronic wallet 120 introduced into the electronic wallet safe 110 in the above manner is recovered at a predetermined time by a method such as an automatic teller machine installed in an unmanned automated equipment room and transferred to a financial institution. The opening and closing state of the carrying out door 205 and the carrying out door locking device 206 of the carrying out device 112 to carry out the inputted electronic wallet 120 is input to the control device 113, and the control device 113 is In communication with the computer center 130 through the communication device 114, and confirms whether the approval of the export of a number of electronic wallet 120 put into the electronic wallet safe 110, if the approval is confirmed, the export device 112 The export door 205 of is opened.

 When the employee in charge of the financial institution to take out the electronic wallet 120 is put into the electronic safe box 110, the RFID tag 304 of the electronic wallet 120 to be exported is carried out of the export device 112 ( In response to the carrying device antenna 203 installed around the periphery of the electronic device 205, the RFID reader 115 inside the electronic wallet safe 110 confirms the carrying information of the electronic wallet RFID tag 304, and the electronic wallet carried out. Information of the 120 is transmitted to the control device 113, and the control device 113 checks whether the information input when the electronic wallet 120 is input and the information input when the electronic wallet is taken out match the communication device 114. Through the communication with the computerization center 130, a plurality of electronic wallets 120 are put into exchange and confirm the information carried out. In addition, a plurality of electronic wallet 120 put into the electronic wallet safe 110 is carried out to the staff in charge of the financial institution is transferred to the financial institution is transferred to the financial institution's safe.

When the electronic wallet 120 is exported from the electronic wallet safe 110 as described above, the electronic wallet 120 does not have permission to export, or the information of the electronic wallet tag 304 to be exported is stored in the computer center 130. If it does not match, an alarm is issued and a representative is dispatched to confirm.

The electronic wallet 120, which is transferred in the above manner and stored in the financial institution vault, is stored in the vault or the electronic wallet without opening the electronic wallet 120 after the financial institution employee confirms the agreement with the customer. 120) open and deposit in cash.

As described above, when the electronic wallet 120 is stored as a contract with the customer, the personal safe is moved to and stored in the contract, and the movement information of the electronic wallet 120 is stored in the RFID tag 304 of the electronic wallet. And, it is stored and stored in the customer information of the computer center 130.

As described above, when the person in charge of the financial institution opens the electronic wallet 120 and deposits in cash, the employee in charge of the financial institution locks the opening of the electronic wallet 120 in a room where a recording camera of the financial institution is installed. The device 303 and the opening and closing portion 302 of the wallet are opened and confirmed and deposited in cash and stored in the computer center 130.

The cash of the electronic wallet 120, which is opened as described above, is confirmed whether or not coincides with the information stored in the RFID tag 304 information and the computer information of the electronic wallet, and is deposited and stored in the computer center 130. If the cash confirmed by opening the opening and closing unit 303 of the 120 coincides with the information stored in the computer center 130, the deposit is processed by the customer's bank account and the customer is notified by a text service or an e-mail.

If the cash checked by opening the electronic wallet 120 does not match the information of the RFID tag 304 of the electronic wallet 120 or the information of the computer center 130, a process of notifying and confirming the customer is carried out. If a problem arises in the process, it will be referred to an investigative agency to cover its authenticity.

The electronic wallet safe 110 may be provided with a bankbook arranging device, In the electronic wallet safe 110 is installed the bankbook cleaning device, the electronic wallet 120 is put into the electronic wallet safe 110 to the computer center (130) You can print the deposit information notified in the bank account of your personal account.

The present invention constructs an RFID tag in an electronic wallet to input information, configures an RFID antenna in an input device and an export device of an electronic wallet safe, and indirectly recognizes RFID tag information in an electronic wallet by connecting to an RFID reader of a control device. It is configured to automatically detect the input and export information of the electronic wallet with the technology.The RFID wireless recognition technology, which is the core technology, consists of the RFID tag and the RFID reader, and the RFID tag configured in the electronic wallet is the radio automatic recognition (AIDC) technology. This is a kind of technology that can read RFID tag information without contact by using Micro-chip embedded Tag, Label and Card using radio frequency, and it automatically recognizes RFID Tag information in electronic wallet (AIDC). The technology can indirectly recognize the RFID tag information of the electronic wallet using the RFID antenna and the semiconductor chip of the RFID reader. After receiving the signal detected by the antenna, the information stored in the electronic wallet can be decoded and transmitted to the computer of the control device to determine the information.The electronic wallet's contract information and money input information can be determined by the RFID reader. Input can be made from a personal computer (PC) or a portable terminal.

The configuration and operation of the present invention for achieving the above object will be described in detail with reference to the drawings of the embodiments.

The configuration and operation of the system will be described in detail with reference to FIGS. 1, 2 and 3. 1 is a basic configuration of an electronic wallet safe system, FIG. 2 is a device configuration of an electronic wallet safe system, and FIG. 3 is a configuration diagram of an electronic wallet safe system.

The electronic wallet safe system consists of a plurality of electronic wallet 120 and the electronic wallet safe 110 can be stored by putting the electronic wallet (120).

The electronic wallet safe system; An electronic wallet 120 including a wallet 301 having an opening and closing portion 302, a locking device 303 capable of locking the opening and closing portion 302, and a storage device 304 storing information of the wallet. ; An input device 111 for introducing the electronic wallet 120, an export device 112 for carrying out the electronic wallet 120 stored and inserted, and the input device 111 or the export device 112. Electronic wallet safe 110 having a control device 113 to control the; It is characterized in that the configuration.

3 is a configuration diagram of the electronic wallet 120, which will be described in detail with reference to the drawings.

The electronic wallet 120 of FIG. 3 includes a wallet 301, an opening and closing portion 302 configured in a portion of the wallet 301, a locking device 303 capable of locking the opening and closing portion 302, and information storage. The device consists of an RFID tag 304.

In order to use the electronic wallet safe system, the customer must agree to an agreement for using the electronic wallet safe system with a financial institution in advance, and a plurality of electronic wallets 120 can be received and used according to the contract.

The contracted customer puts money or valuables into the opening / closing portion 302 of the electronic wallet 120 received, closes the opening / closing portion 302 and locks the locking device 303, and then RFIDs the electronic wallet 120. In the tag 304, the money information input to the electronic wallet 120 should be input.

After putting money or valuables into the electronic wallet 120, the opening and closing part 302 is closed, and the locking device 303 to lock the opening and closing part 302 is locked, and the electronic wallet 120 is stored in the electronic wallet safe. Money information input to the electronic wallet 120 should be input to the RFID tag 304, which is an information storage device, so as to recognize the information input (120a) or 120 (120b) at 110.

The method of inputting information into the RFID tag 304 of the electronic wallet 120 includes money or valuables put into the electronic wallet 120 using a personal computer (PC) or a portable terminal having an RFID reader 115 function. You can enter information.

As described above, after inputting the money information input to the electronic wallet 120, it can be put into the electronic wallet safe 110, it is possible to deposit money or valuables in financial institutions without visiting financial institutions.

The locking device 303 is attached to the sensor for detecting the open and close state of the electronic wallet 120, the information such as the opening and closing time and opening and closing time of the electronic wallet 120 locking device 303 is attached to the RFID tag (304) It is automatically entered and saved.

In order to input money information into the electronic wallet 120, a program provided by a financial institution must be stored and executed in a personal computer (PC) or a portable terminal having an RFID reader 115 function, and user authentication according to the agreement is performed. I receive it and can use it.

As another method of inputting the money information input to the electronic wallet 120 to the RFID tag 304, by using a program that utilizes voice or bio information in a personal computer or a portable terminal, it is authenticated and recorded by voice. You can also enter information by converting it into code, saving it, and restoring it.

2 is a configuration diagram of the electronic wallet safe 110, which will be described in detail with reference to the drawings.

The electronic wallet safe 110 is an input device 111 having an input door opening and closing device 116a, a carrying out device 112 having an opening door opening and closing device 116b, a communication device 114 and an RFID reader. And a control device 113 having a 115.

The control device 113 of the electronic wallet safe; The electronic wallet 120 detects information input or taken out of the electronic wallet safe 110 by the RFID reader 115 connected to the input device antenna 202 or the export device antenna 203, and detects the information. By determining the information and the contracted customer information stored in the computer center 130, the input device 111 or the export device 112 is configured to be controlled.

The input device 111 of the electronic wallet safe is provided with an input door 204, an input door opening and closing device 116a, and an input device RFID antenna 202, and the export device 112 has a carrying door 205 and a carrying door. The switchgear 116b and the ejection device RFID antenna 203 are installed, and the input device RFID antenna 202 and the ejection device RFID antenna 203 are connected to the RFID reader 115 to be connected to the RFID of the electronic wallet 120. It is configured to recognize the tag 304, it is configured to read the information stored in the RFID tag 304 of the electronic wallet 120 to be transmitted to the control device 113.

The RFID tag 304 information of the electronic wallet 120 transmitted to the control device 113 of the electronic wallet safe is connected to the computerization center 130 of the financial institution through the communication device 114 to be input or taken out. The information of the electronic wallet 120 is read and confirmed, and the control device 113 analyzes and determines the checked information, and the door opening / closing device 116a or the carrying out device 112 of the input device 111 is determined. Command to the door opening and closing device (116b) of the () to open or close the input door 204 of the input device 111 and the export door 205 of the export device 112. The control device 113 is all the information and commands of the electronic wallet safe 110, such as operation command of the input door 204 or the export door opening and closing device 116b of the input device 111 and the opening and closing door 205, Report the operation state to the communication center 130 of the financial institution through the communication device 114 by communication. Receive the information of the customer to put the electronic wallet (120).

All information transmitted to and performed by the control device 113 of the electronic wallet safe is the same as the financial automatic teller machine ATM and CD, and the control device 113 of the electronic wallet safe 110. The host computer of the financial institution computer center 130 may transmit and receive the contracted customer information through the communication device 114 and the information communication network of the financial institution computer center 130.

The input device 111 is configured in the electronic wallet safe 110; The control device connected to the RFID reader 115 detects the input information of the electronic wallet 120 to be inserted into the electronic wallet safe 110 by the RFID reader 115 connected to the door RFID antenna 202. Controlled by 113 is configured to open and close the input door.

The input door 204 of the input device 111 is closed in the normal state, the financial institution and the contracted customer to put the electronic wallet 120 in the electronic wallet safe 110 of the automated equipment room, the input device ( When the electronic wallet 120 approaches the input door 204 of the 111, the RFID tag 304 of the electronic wallet 120 is connected to the input device antenna 202 installed near the input device 111 of the electronic wallet safe 110. ) Is recognized, the RFID reader 115 connected to the input device antenna 202 reads the RFID tag 304 information of the electronic wallet and transmits the information to the control device 113, and the communication device 114 in the control device 113. Contact the computer center 130 of the financial institution to confirm whether or not the promised customer, in the case of the promised customer, the input device 111 connected to the control device 113 is controlled to the input door 204 Will be opened. If the input and decrease information of the electronic wallet 120 is not a promised customer, the input door 204 of the input device 111 is not opened, an alarm is issued and the security personnel are notified and dispatched to confirm. . Check the input of the electronic wallet 120 by opening the input door 204 as described above, or the input door 204 opened by the setting of the electronic wallet safe system when the predetermined time elapses. ) Is automatically closed.

The input door 204 of the input device 111 to perform the function as described above is in the form of a door that is opened or closed in a rotating manner, or opened and closed by a sliding operation of up and down or left and right, and is opened or closed by receiving power of a motor. .

The motor of the input device 111 rotates the motor in a forward or reverse direction according to the command of the control device 113, thereby opening or closing the input door 204 of the input device 111. In addition, the input device RFID antenna 202 is connected to the RFID reader 115 to recognize the RFID tag 304 of the electronic wallet 120a.

Carrying out device 112 is configured in the electronic wallet safe 110; The control device connected to the RFID reader 115 detects the export information of the electronic wallet 120 to be carried out from the electronic wallet safe 110 by the RFID reader 115 connected to the carrying-out RFID antenna 203. Controlled by 114 is configured to open and close the door.

The opening / closing state of the carrying out door 205 and the carrying out door locking device 206 of the carrying out device 112 is always checked, and information regarding the carrying out of the electronic wallet 120 inserted into the electronic wallet safe 110 is provided. The control unit 113 checks and confirms, and checks and notifies the change situation to the computer center 130 of the financial institution connected to the control unit 113 and the communication device 114. The opening / closing of the carrying device 112, the carrying door 205 and the opening and closing of the carrying door locking device 206 are configured to be controlled by the controller 113.

The carrying out device 112 of the electronic wallet safe 110 is provided with a carrying door lock 206 that can open and close the carrying door 205 to prevent theft, and the carrying out door locking device 206 is a key. Equipped with an analog or using an electronic door lock device 206 using a button or biometric, the door lock device 206 is locked in the normal state.

When a key is inserted to open the exit door 205 of the exit device 112 that is normally locked, or when the electronic exit door lock 206 is opened, the exit door lock device 206 opens the exit door ( Information of the carrying out door 205 and the carrying out door lock device 206 to be opened is transmitted to the control device 113, and the control device 113 transmits to the computer center 130 through the communication device 114. In connection with the check whether the operation to export the electronic wallet 120 put into the electronic wallet safe 110 is normal, and in the case of normal export is to open the door lock device 206. If the operation of carrying out the electronic wallet 120 put into the electronic wallet safe 110 is not normal, the door lock device 206 of the carrying device 112 is not opened, and the carrying out of the carrying device 112 is performed. Door 205 is also not opened, the electronic wallet safe 110 is issued an alarm and the emergency center to prevent theft by notifying the security personnel or police department immediately in the computer center of the financial institution.

The door opening / closing device 106b of the device 112 opens or closes the door 205 of the device 112 according to the command of the control device 113, and the electronic wallet 120b is carried out. The information of the sensing unit is detected by the ejection device antenna 203 is configured to recognize the RFID tag 304 of the electronic wallet (120b) to be carried out and is connected to the RFID reader 115 to confirm the information, the RFID reader 115 RFID tag 304 information of the electronic wallet (120b) confirmed in the) is notified to the control device (113).

4 is a flowchart illustrating a method of operating an electronic wallet safe system, which will be described in detail with reference to the drawings.

The system operating method of the electronic wallet safe 110 of FIG. Inputting money information into an electronic wallet in which money is input (401); inserting the electronic wallet into which the money information is input into an input device of an electronic wallet safe (402); And step 404 of exporting the electronic wallet from the carrying device and transferring the electronic wallet carried out from the carrying device to a financial institution for checking.

In order to use the electronic wallet safe system as a method of depositing or storing money or valuables in a financial institution as described above, a contract between a customer and a financial institution is signed in advance, and a plurality of electronic wallets 120 defined in the agreement are received. Can be used.

The customer who has received the electronic wallet 120, put money or valuables in the electronic wallet 120, and close the wallet opening and closing unit 302 to lock the opening and closing unit 303, the electronic wallet 120 The money information inserted into the RFID tag 304 provided in the electronic wallet 120 should be input 401, and then put into the electronic wallet safe 402.

In order to input information into the RFID tag 304 of the electronic wallet, when inputting the data information of the money put into the electronic wallet using a personal computer or a portable terminal equipped with an RFID reader, the electronic wallet is stored in the electronic wallet safe. The preparation work that can be put into 110 is completed.

When the customer inserts the electronic wallet 120 into the electronic wallet safe system (402), the information of the electronic wallet 120a that is input is the communication device 114 in the control unit 113 inside the electronic wallet safe 110 Through the transmission to the financial institution computer center 130 is stored and stored.

The electronic wallet 120, which is put into the electronic wallet safe 110, is taken out from the financial institution at a predetermined time (403), and the electronic wallet 120b to be taken out is transferred to the safe of the financial institution and temporarily stored.

The process of the employee in charge of the financial institution to take out the electronic wallet 120 is detected by the export device RFID antenna 203 installed around the export device 112 of the electronic wallet safe 110 through the RFID reader 115 and the control device The information of the electronic wallet 120b to be carried out is transmitted to the 113 and is transmitted and stored by communication from the control unit 113 in the electronic wallet safe to the financial institution computer center 130.

If it is promised to deposit the electronic wallet 120, which is carried out and stored in the safe of the financial institution, by cash, unlock the opening / closing lock 303 of the electronic wallet 120 at a predetermined place of the financial institution, and open and close the wallet 302. The entire process of checking the money from the process of opening the) is also recorded and recorded by the camera, and checks (404) whether the money of the electronic wallet 120 transferred and input coincides with the data transmitted to the computer center 130. If the result is normal, it is deposited in the customer's contract account.

5 is a flowchart illustrating an operation method when the electronic wallet is inserted into the electronic wallet safe, which will be described in detail with reference to the above drawings.

The system operating method when the electronic wallet is inserted into the electronic wallet safe of FIG. 5 is divided into a system operating method when inputting money information into the electronic wallet and a system operating method when the electronic wallet is inserted.

The system operating method for inputting money information into the electronic wallet; And putting money or valuables into the electronic wallet and locking the locking device, and inputting money information into the RFID tag of the electronic wallet using a personal computer (PC) or an RFID reader of a portable terminal (501).

The system operation method when the electronic wallet is put into the electronic wallet safe; Accessing the electronic wallet with the information input to the input door (502); reading (503) the information stored in the RFID tag of the electronic wallet from an RFID reader connected to the RFID antenna near the input door; Querying the electronic wallet information read by the reader to the computer center through communication at the control device (504); checking the customer information of the electronic wallet by querying the computer center (505); and the customer information of the electronic wallet. Is closed (506) when the abnormality is confirmed (NO) and the step (507) to give an alarm, and if the customer information of the electronic wallet is confirmed as normal (YES) the step of opening the input door ( 508), when the electronic wallet is inserted into the open input door (511), the closing door is closed (510), and the stored electronic wallet is stored in a financial institution safe and the customer information is transmitted to the computer center (511). Wow, of the electronic wallet In step 512, the storage information message is transmitted to the customer, and the electronic wallet safe system is operated by putting money or valuables into the electronic wallet safe of the financial institution.

In order to insert the electronic wallet 120 into the electronic wallet safe 110 as described above, by inputting the money input information to the RFID tag (501), the electronic wallet 120 is the input door 204 of the input device 111 Approaching 502, the input device RFID antenna 202 near the input door 204 is approached, and is sensitive to the input device antenna 202, around the input device 111 of the wallet safe 110. The RFID reader 115 in the electronic wallet safe connected to the installed input device RFID antenna 202 reads the financial information stored in the RFID tag 304 of the electronic wallet 120 (503), and the electronic wallet safe ( In the 110, the money information read by the RFID reader 115 is transmitted 503 to the control device 113, and the control device 113 connects to the computer center 130 by communication 114 to determine whether the customer is a contracted customer. Inquiry (504) to check the information of the electronic wallet (505), if the information check (505) of the electronic wallet is abnormal (NO) It is In the closed door 506 and sound the alarm 507.

If the check result of the electronic wallet 505 is normal (YES), the control unit 113 is controlled to operate the input door opening and closing device 116a so that the input door 204 is opened (508). When the door 204 is opened 508, the customer inputs 509 the electronic wallet 120a to the input door 204 of the input device 111, and when the input of the electronic wallet 120a is confirmed, the input device (111) The closing door 204 is closed (510).

As soon as the electronic wallet 120a is inserted into the input device 204, the money input stored in the RFID tag 304 is sensed by the input device RFID antenna 202 and read by the RFID reader 115 to confirm. The control unit 113 is connected to the communication center 130 in communication, and transmits the financial information of the electronic wallet 120a put into the computer center 130 (511), and transmits a message to the customer (512). And exit.

FIG. 6 is a flowchart of a system operating method when the electronic wallet is taken out of the electronic wallet safe.

The method of operating the system when the electronic wallet is taken out of the electronic wallet safe of FIG. 6 is divided into the system operating method when the electronic wallet is stored in the electronic wallet safe and the system operating method which transfers the electronic wallet to a financial institution for verification. do.

The system operation method at the time of carrying out the electronic wallet; At step 601, if the control device attempts to open the electronic wallet safe deposit door, the controller checks the electronic wallet for export approval to the computer center (602). Closing (604) and issuing an alarm (605), and inquiring of the electronic wallet export approval (603), if the check is normal (603), opening the export door (606), and when the export door is opened in the safe Exporting the electronic wallet 607; reading electronic wallet information from an RFID reader connected to an antenna near the carrying door (608); and when the carrying out of the electronic wallet is completed, the carrying out door is closed (609). Transmitting the carry-out information to the computer center 130 (610); and transferring the exported electronic wallet 120 and transferring it to a financial institution safe (611); I want to take it out to my wallet safe. The wallet is a safe system operation.

System operation method for transferring the electronic wallet 120 to a financial institution to check; The electronic wallet 120 is transferred and transferred to the financial institution vault and transferred to the financial institution vault, and the financial information and the electronic center 130 of the electronic wallet 120 stored in the financial institution vault are notified. (Step 612) of checking whether the money information is identical, and if the money information and the money information are confirmed as inconsistency (613), notifying the customer (614) and executing a proper procedure (615); In the case where the money information and the money information are confirmed as matched (613), depositing or storing the money in the customer account (616), and transmitting the information confirming the money content to the computer center (617), and the money After the step 618 of notifying the customer of the contents confirmation information, the electronic wallet safe system is operated to check the money or valuables by transferring the electronic wallet of the financial institution to the financial institution.

The opening / closing information of the carrying out door 205 and the carrying out door locking device 206 of the carrying out device 112 installed in the electronic wallet safe 110 is always checked, and the person in charge of the financial institution manages the electronic wallet safe ( In order to take out a plurality of electronic wallets (120a) put into the 110, when the unlocking the door lock device 206 of the carrying out device 112 and trying to open the door 205 (601), the door opening and closing sensor is The control unit 113 is operated to notify the control unit 113, and the control unit 113 inquires whether the electronic wallet has been approved for export to the computer center 130 through communication 114 (602), and inquires whether the export is approved (602). ) If the approval of the electronic wallet is confirmed as abnormal (NO) (603), the export door is closed (604) and an alarm (605) is issued.

Inquiring whether the export is approved (602), if the approval of the electronic wallet is confirmed as normal (YES) (603), the opening door opening and closing device is operated to open the opening door (606), the export door (205) If it is opened (602), the electronic wallet 120b is carried out 607, in which the electronic wallet 120 is put through the export door 205 of the export device 112, and then carried out. The data information stored in the RFID tags of the plurality of electronic wallets 120b are read by the RFID reader 115 inside the electronic wallet safe 110 connected to the carrying device antenna 203, and the carrying device ( Data information reading the RFID tags 304 of the plurality of electronic wallets 120b to be carried out 607 through the carrying out door 205 of 112 is transmitted 610 to the computer center 130.

In addition, the electronic wallet 120b taken out of the electronic wallet safe 110 (607) is transferred to the financial institution is stored in the safe (611), the electronic wallet 120 is stored in the financial institution safe (611) The financial institution employee checks the money inside the electronic wallet 120 by releasing and opening the wallet opening / closing lock 303, and checks whether the coin information coincides with the financial information 511 notified to the computer center 130 (612). In case of disagreement with the money contents and the money information (613), the customer is notified and reconfirmed (614), and the necessary legal procedure is executed (615). In addition, when the money information and the money information are confirmed (613) and matched (YES), the money information is deposited or stored in the customer account (616), and the money content information that is deposited or stored (616) is transmitted to the computer center 130 ( 617), and transfers a message 618 to the customer the money information stored or stored (616) and ends.

The electronic wallet in which the information is input to the RFID tag 304, which is an information storage device of the electronic wallet, so that the customer does not open the electronic wallet 120 transferred to the financial institution and keeps it in the separately secured vault, the above-described confirmation procedure There is no need to go through and is transferred to the personal safe depository of the financial institution, and the storage information of the electronic wallet 120 is transmitted to the computer center 130 and notified to the customer who put the electronic wallet 120.

1 is the basic configuration of the electronic wallet safe system.

2 is a schematic diagram of the device of the electronic wallet safe system.

3 is a schematic diagram of an electronic wallet.

4 is a floor chart of the operation method of the electronic wallet safe system.

5 is a flowchart of the system operation method when the electronic wallet is inserted.

6 is a flowchart of the system operation method when exporting an electronic wallet.

<Explanation of symbols for the main parts of the drawings>

110: Electronic purse safe system

111: Injection system

112: Excretion system

113: control system

114: Telecommunication system

115: RFID Reader

116a: closing door opening device

116b: door opening and closing device

120: Electronic purse

120a: Input electronic wallet

120b: Electronic wallet taken out

130: Computational Center

201: Case safe

202: input device antenna

203: antenna device (Antenna)

204: input statement

205: export door

206: door lock

207: control device, communication device, RFID reader

301: Wallet

302: opening and closing part

303: opening and closing lock device

304: information storage device (RFID tag)

Claims (9)

An electronic wallet including a wallet having an opening and closing portion, a locking device for locking the opening and closing portion, and a storage device for storing information of the wallet; An electronic wallet safe box including an input device for inputting the electronic wallet, an export device for discharging the electronic wallet stored and the control device for controlling the input device or the discharge device; Electronic wallet safe system characterized in that the configuration. The control device of claim 1, The electronic wallet detects information input or taken out of the electronic wallet safe by an RFID reader connected to an input device or an output device antenna, and determines the detected information and the information stored in the computer center. An electronic wallet safe system, characterized in that the carrying out device is configured to be controlled. The input device of claim 1 or 2, Characterized in that the input information of the electronic wallet to be put into the electronic wallet safe, the RFID reader connected to the input door RFID antenna, and controlled by a control device connected to the RFID reader, characterized in that the input door is configured to open and close Electronic wallet safe system. The carrying out device of claim 1 or 2, The carrying information of the electronic wallet to be taken out of the electronic wallet safe is detected by an RFID reader connected to a carrying door RFID antenna, and controlled by a control device connected to the RFID reader, so that the carrying out door is opened and closed. Electronic wallet safe system. Inputting money information into an electronic wallet in which money is input, inserting the electronic wallet into which the money information is input, into an electronic wallet safe input device, and taking out the electronic wallet inserted into the electronic wallet safe Exporting from the step, and the step of transferring the electronic wallet exported from the export device to a financial institution to check, comprising the operating method of the electronic wallet safe system. The method of inputting money information into the electronic wallet of claim 5 includes the steps of: putting money or valuables into the electronic wallet and locking the locking device; and inputting money information into the RFID tag of the electronic wallet by an RFID reader of a PC or a portable terminal. Operating method of the electronic wallet safe system, characterized in that it comprises a step. The method of claim 5, wherein the electronic wallet input method comprises the steps of accessing the electronic wallet to the input door, reading the information stored in the electronic wallet from an RFID reader connected to an antenna near the input door, and reading the electronic wallet information. Querying the computer center, checking the customer information of the electronic wallet which is input to the computer center, and checking the customer information of the electronic wallet as abnormal, closing the input door and giving an alarm; The step of opening the input door is confirmed that the customer information of the electronic wallet is normal, the step of closing the input door when the electronic wallet is put into the open input door, and transmitting the customer information of the electronic wallet to the computer center And, notifying the customer of the input information of the electronic wallet. The method of carrying out the electronic wallet of claim 5, Querying the electronic device for export approval of the electronic wallet at the control device when attempting to open the electronic wallet safe door; closing the exit door and alarming if the electronic wallet export approval is confirmed abnormally; Inquiring the electronic wallet export approval, if it is confirmed that the electronic wallet is open, exporting the electronic wallet that is put in the safe when the export door is opened, and the electronic device in the RFID reader connected to the antenna near the export door. Reading wallet information, closing the export door when the electronic wallet is completed and transferring the export information to the computer center, and transferring the exported electronic wallet to a financial institution safe; Method of operation of the electronic wallet safe system, characterized in that. The method for transferring and checking the electronic wallet of claim 5 includes the steps of checking whether the money contents of the electronic wallet stored in the financial institution safe deposit box coincide with the financial information notified to the computer center, and the money contents and the money. If the information is found to be inconsistent, notifying the customer and enforcing proper procedures; if the money and the money information are confirmed to be matched, depositing or storing the information in the customer's account; and confirming the information. And transmitting the information to the computer center, and notifying the customer of the confirmation information about the money contents.

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