JP2007034941A - Portable information terminal management system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a portable information terminal control system by which charge etc. is performed even when a person does not have cash. <P>SOLUTION: A portable information terminal has a storage part which stores amount information, an information controller has an input part which accepts input of an identification number, an account number and a transaction amount of a user, a transaction request part which transmits information input from the input part and a transaction request to a server of a banking establishment and an update part which refers to a collation result transmitted from the server of the banking establishment and updates the amount information stored in the storage part of the portable information terminal to an amount after a transaction when the transaction is concluded as the collation result and the server of the banking facility has an account data storage part, a collation part which refers to the account data storage part about user identification information, the account number and the transaction amount based on the transaction request transmitted from the information controller to collate whether or not the transaction is concluded and a transmitting part which transmits the collation result to the portable information terminal. <P>COPYRIGHT: (C)2007,JPO&INPIT

Description

  The present invention relates to a portable information terminal control system capable of performing transactions using an account with a server of a financial institution.

Conventionally, cash dispensers have been used. This is because cash can be withdrawn by inserting a cash card such as an IC card into a predetermined insertion slot of a cash dispenser and entering a PIN number and transaction amount from a numeric keypad displayed on a touch button type screen. .
Here, in addition to dealing with cash in recent years, a system that can be used as an alternative to cash by charging an IC chip is being provided. For this charge, for example, at the cash register of a convenience store, the amount of cash desired to be charged is handed over, and the charge amount is written on the IC chip by approaching a predetermined reader / writer. Thereby, purchase of goods and provision of various services can be received within the range of the charged amount.
Such a system is described in Patent Document 1, for example.
JP 2005-31946 A

However, according to the above-described prior art and the system described in Patent Document 1, in order to charge the IC chip, it is necessary to prepare cash in advance, and it is not possible to charge when there is no cash. There was a problem.
Further, in order to charge, it is necessary to go to a store that can be charged, such as a convenience store, and there is a problem in that it is necessary to find such a store.

This invention is made | formed in view of such a situation, The objective is to provide the portable information terminal control system which can charge etc., even if he does not have cash.
Moreover, this invention is providing the portable information terminal control system which can be charged without going to a shop.

  In order to solve the above-described problems, the present invention provides a portable information terminal management system including a portable information terminal, an information control device that refers to information stored in a storage unit of the portable information terminal, and a financial institution server. The portable information terminal has a storage unit that stores money amount information that is a usable money amount, and the information control device receives an input of an identification number, an account number, and a transaction amount of the user. A transaction request unit that transmits information input from the input unit and a transaction request to the financial institution server, and a verification result transmitted from the financial institution server. An update unit that updates the amount information stored in the storage unit of the portable information terminal to the amount after the transaction in some cases, and the server of the financial institution includes customer data and an account number for authenticating the user, This An account data storage unit that stores an amount that can be traded in an account, and the account data storage unit is referred to for the user identification information, the account number, and the transaction amount based on a transaction request transmitted from the information control device. And a collation unit that collates whether or not a transaction is established, and a transmission unit that transmits the collation result of the collation unit to the portable information terminal.

  Further, the present invention is the above-described portable information terminal management system, wherein the information control device includes a transfer instruction receiving unit that receives an input of a transfer instruction, a transfer amount, and a transfer destination account number from the input unit, A transfer request unit that makes a transfer request for an amount corresponding to the transfer amount to a server of a financial institution corresponding to the account number based on the transfer instruction and the account number input to the transfer instruction reception unit, , Receiving from the financial institution server that the transfer for the transfer request has been completed, and writing the amount after the transfer to the storage unit of the portable information terminal, and the financial institution server as the transfer destination receives from the information control device A transfer processing unit that performs a process of transferring the requested transfer amount to the account of the account number requested to be transferred based on the received transfer request; A, and the transmission unit, and transmits said transfer unit has completed the transfer to the information control device.

  According to the present invention, in the above-described portable information terminal management system, the information control device is installed in a residence and is a terminal that needs to operate for 24 hours, and can be used whenever it is desired. .

  The present invention further includes an electronic lock locking device for unlocking the mobile information terminal management system according to the unlocking instruction, wherein the storage unit of the mobile information terminal identifies the mobile information terminal. The automatic door locking control device stores a first key information storage unit that stores an identification number of a key that can be unlocked as a key ID, and storage of the portable information terminal. Whether or not a key ID that matches the identification information read by the identification information reading unit is stored with reference to the identification information reading unit that reads the identification information stored in the unit and the first key information storage unit A search unit for searching, and when a key ID matching the identification information is searched based on a search result of the search unit, an unlocking instruction output unit for outputting an unlocking instruction to the electronic locking device; It is characterized by having.

  Here, as the above-described portable information terminal, for example, a terminal provided with an IC card or an IC chip is used. As a terminal provided with this IC chip, a mobile phone, PDA, PHS, game machine, handy terminal, or the like can be used. Here, when an IC card is used as the portable information terminal, it can be realized by separately providing an input device, a display device, and the like.

As described above, according to the present invention, since the balance of the account of the financial institution is used to write in the portable information terminal, it is possible to charge even if you do not have cash. Further, by providing the information control device in a residence such as the user's home, charging can be performed without going to the store.
In addition, since the door can be unlocked by the portable information terminal, if the portable information terminal is carried, it can be used as electronic money, used as an electronic lock, and the article to be carried is simplified. can do.

Hereinafter, a portable information terminal management system according to an embodiment of the present invention will be described with reference to the drawings. FIG. 1 is a schematic configuration diagram showing a configuration of a portable information terminal management system according to an embodiment of the present invention.
In this embodiment, a portable information terminal such as an IC chip mounted portable information terminal or an IC card is used to relay a server of a financial institution via an information control device provided in a room such as a residence. The electronic money function to charge the electronic money to the portable information terminal, transfer to other financial institutions, etc. and the door unlocking to unlock the electronic lock provided on the door to enter the room using the portable information terminal It has a lock function. Although this portable information terminal management system can be applied to a single-family house, it can also be applied to an apartment house such as a condominium. The configuration of this system will be described below.

  The portable information terminal is a terminal provided with a recording medium equipped with an IC chip that communicates with a reader / writer wirelessly. For example, the portable information terminal is a mobile phone 6 or IC card 6a equipped with Felica (registered trademark). The IC chip stores identification information for identifying the user.

  The external reader / writer 100 communicates with the information control device 20 to read / write information stored in an IC chip provided in the mobile phone 6 and the IC card 6a. The mobile phone 6 displays various information on the screen of the mobile phone 6 and inputs using the numeric keypad of the mobile phone 6 to communicate with the external reader / writer 100 in accordance with these input instructions. When using the IC card 6a, the IC card 6a itself is not usually provided with a screen or a numeric keypad, and therefore, the touch panel 110 can be used for charging / transfer.

  The information control device 20 has a function of communicating with the electronic lock locking device 4 and the external reader / writer 510 provided at the entrance via the communication communication line and the server 500, and the financial control via the server 500 and the VPN server 520. It has a function of communicating with a server provided in the engine 530. This information control device 20 can communicate with the electronic lock locking device 4 to unlock the door provided at the entrance, and communicate with the server of the financial institution 530 to communicate with the mobile phone 6. Transactions using the IC card 6a can be performed.

  Server 500 is provided in a condominium management room. The financial institution 530 is provided with a later-described financial institution server 540. Examples of financial institutions are banks and post offices. Hereinafter, the electronic money function and the door unlocking function will be sequentially described.

A) Electronic money function First, the electronic money function will be described with reference to FIG. FIG. 2 is a schematic block diagram for explaining the configuration of the portable information terminal management system.
In the mobile phone 6 as an example of the mobile information terminal, the storage unit 61 stores money amount information and identification information that are available amounts. This amount information is, for example, a balance of available electronic money, and products can be purchased and services can be received within a range not exceeding this balance. The balance is reduced by using electronic money corresponding to this amount (payment, transfer, etc.), while the balance is increased by depositing (hereinafter referred to as charge).

  The storage unit 61 is provided separately from a memory for performing a mobile phone call or browsing mails or contents via a network. The identification information is information that allows the storage unit 61 to be individually identified. This identification information is used as user identification information hereinafter.

  The input unit 62 is, for example, a numeric keypad or a cross. The display unit 63 is, for example, a liquid crystal display device. The processing unit 64 performs processing of reading information stored in the storage unit 61 and outputting the information to the information control device 20, and receiving information written from the information control device 20 and writing it to the storage unit 61. This communication functions by executing an application provided in the memory of the mobile phone 6, reads information stored in the storage unit 61 and transmits it to the information control device 20, or is transmitted from the information control device 20. The received information is received and written into the storage unit 61.

  In the information control device 20, the input unit 20 a receives input data including a user identification number and transaction details, transaction amount, account number, and the like transmitted from the processing unit 64 of the mobile phone 6. The transaction request unit 20b transmits the information input from the input unit 20a and the transaction request to the server 540 of the financial institution. The transfer instruction receiving unit 20c receives input data of the transfer instruction, the transfer amount, and the transfer destination account number from the input unit 20a. Based on the transfer instruction and the account number input to the transfer instruction receiving unit 20c, the transfer request unit 20d makes a transfer request for an amount corresponding to the transfer amount to the financial institution server corresponding to the account number. The updating unit 20e refers to the verification result transmitted from the server 540 of the financial institution, and updates the amount information stored in the storage unit 61 of the mobile phone 6 to the amount after the transaction when the verification result is a successful transaction. . This update is performed via the processing unit 64.

  The reader / writer 20 f communicates with the IC chip of the mobile phone 6, and writes to and reads from the storage unit 61. The reader / writer 20f may be provided outside the information control apparatus 20. The update unit 20e receives from the financial institution server that the transfer for the transfer request has been completed, and writes the amount after transfer to the storage unit 61 of the mobile phone 6. For example, the information control device 20 is installed in any room in the house.

Next, the financial institution server 540 will be described.
The account data storage unit 541 stores customer data for authenticating the user, an account number, and an amount that can be traded in the account in association with each other. Here, the account data is registered in accordance with a predetermined procedure when an account used by the user of the mobile phone 6 is opened, and the customer data (for example, user identification information and password) of the user and the account number can be traded. The remaining balance is stored in association with each other. There is a one-to-one correspondence between the user identification information of the customer data and the user identification information of the IC chip of the portable information terminal. Based on the transaction request transmitted from the information control device 20, the verification unit 542 refers to the account data storage unit for the user identification information, the account number, and the transaction amount, and verifies whether the transaction is successful.

  Based on the transfer request received from the information control apparatus 20, the transfer processing unit 543 performs a process of transferring the requested transfer amount to the account of the account number requested to be transferred. The transmission unit 544 has a function of transmitting the collation result of the collation unit 542 to the portable information terminal and a function of transmitting that the transfer processing unit 543 has completed the transfer to the information control apparatus 20.

Hereinafter, the operation of the portable information terminal management system will be described with reference to FIG.
1) Charging the mobile information terminal from the account First, the user activates the application of the mobile phone 6 to display a menu screen. Here, after the user identification information is read from the storage unit 61, the password input is requested. The password is input by operating the input unit 62 by the user in a predetermined input field. When the mobile phone 6 acquires the user identification information and the password, the mobile phone 6 performs authentication, and displays the menu screen on the display unit 63 when it is established. When “charge” is selected by the user from the menu screen, a message requesting input of the desired amount to be charged is displayed on the display unit 63. Here, the user inputs a desired amount to be charged. This amount can be entered by entering a number, for example, from the pull-down menu, for example, “10,000 yen”, “5,000 yen”, “3,000 yen”, etc. It is possible to select and input the amount to be paid. Here, an account to be traded may be specified, or a predetermined account number may be stored in the storage unit 61 and read when charging.

When the desired amount is input and the “OK” button is clicked, the processing unit 64 temporarily writes the user identification information, the password account number, and the desired charge amount as one record in the storage unit 61. In this temporary writing, for example, a flag is set in the record regarding the charge, and temporary writing is performed when the flag is “0”, and main writing is performed when the flag is “1”.
When provisional writing is performed, the processing unit 64 displays a message “Please bring the mobile phone close to the reader / writer” on the display unit 63. Referring to this message, when the user approaches the reader / writer 20f of the information control device 20 within a communicable distance, the input unit 20a temporarily stores the user identification information, password, account number, and desired charge amount in the storage unit 61. The written record is read out via the reader / writer 20f (step S1).

The information control apparatus 20 transmits the record read by the input unit 20a to the financial institution server 540 via the VPN server 520 (steps S2 and S3).
The collation unit 542 of the financial institution server 540 refers to the account data storage unit 541 and collates whether or not charging is possible. This collation is performed by first collating whether the user identification information and the password match the customer data and whether the designated account number matches the account number corresponding to the customer data. When the verification is established, the temporarily written desired charge amount is read, and the server 540 of the financial institution refers to the balance based on the account number. If the desired charge amount does not exceed the balance, a debit processing is performed for the desired charge amount from the deposit account, and a response indicating that the verification is established is transmitted via the VPN server 520 by the transmission unit 544. It transmits to the control apparatus 20 (step S4, S5).

  When receiving the collation result, the information control device 20 transmits it to the mobile phone 6 (step S6). When receiving the collation result, the processing unit 64 rewrites the flag of the temporary write record in the storage unit 61 of the mobile phone 6 to “1” and sets it as the main write. And the message which shows that charge was completed is displayed on the display part 63. FIG. An example of this message is a message such as “The charge of 10,000 yen has been completed”. Thereafter, the balance after the charge can be displayed on the display unit 63 by the application of the mobile phone 6.

Here, if the desired charge amount is equal to or greater than the balance stored in the account data storage unit 541, the VPN server 520 sends a response indicating that the balance is insufficient from the transmission unit 544 of the server 540 of the financial institution. The mobile phone 6 is notified through the device 20. As a result, the processing unit 64 of the mobile phone 6 displays on the display unit 63 "Unfortunately there is not enough balance. Please confirm the current balance in the balance inquiry and specify the amount to be charged again." Message is displayed.
In the above-described embodiment, the debiting process may be performed every time the charging process occurs, or may be performed every certain period (for example, a day determined every month).

As described above, according to this embodiment, since the IC chip is charged using the balance of the account of the financial institution, it is possible to charge even if you do not have cash. Further, by providing the information control device in a residence such as the user's home, charging can be performed without going to the store.
Although the case where the account number for charging is input from the mobile phone 6 has been described here, the account number may be specified using the user identification number of the IC chip. In this case, it is possible to prevent the account number from being included in the record.

Next, the case where the IC card 6a is used as a portable information terminal will be described with reference to FIG. This embodiment is basically the same as the example described with reference to FIG. 3 except that the portable information terminal uses the IC card 6a and the touch panel 110 instead of the mobile phone 6.
That is, when charging, the user operates the touch panel 110 to read a menu screen for charging. In response to this operation, the touch panel 110 receives user identification information and a password, and displays a menu screen (step S11). Next, a screen for inputting the desired charge amount is displayed (step S12). After the user inputs the desired charge amount with a number or a pull-down menu, the “OK” button is pressed for confirmation. do that for me. Touch panel 110 displays a message to bring the IC card to be charged closer to information control device 20 (step S13).

When the IC card 6a is brought closer (step S14), the information control device 20 temporarily writes a record relating to charging to the IC card 6a (step S15), and the charge record data is financed via the VPN server 520. The data is transmitted to the institution server 540 (steps S16 and S17). The financial institution server 540 performs collation, and transmits the collation result to the IC card 6a via the VPN server 520 and the information control device 20 (steps S18 and S19). This collation result is displayed on the touch panel 110 as a message (step S20).
If the collation result is established, the temporary write record is written as the main write (step S21).
Thus, even an IC card 6a that does not have an input device or a display device can be charged by using it in combination with the touch panel 110 or the like.

2) Transfer from Charged Amount Here, a case where transfer is made to another bank account using electronic money charged in an IC chip of a portable information terminal will be described.
First, a menu “transfer from a mobile phone to another bank account” is instructed from the menu screen of the mobile phone 6. Here, the mobile phone 6 displays a screen for having the user input a password and inputting the desired transfer amount and the account number of the transfer destination. Then, when the transfer amount and the transfer destination account number are input and the “OK” button is clicked for confirmation, the mobile phone 6 reads the user identification information read from the storage unit 61, the password, and the transfer destination bank account. The number and transfer amount are temporarily written in the storage unit 61 as one record. Then, the charge amount stored in the storage unit 61 is compared with the transfer amount that has been temporarily written, and when the transfer amount is equal to or less than the charge amount, the temporary write is completed. If the transfer amount exceeds the charge amount, a message indicating that the balance is insufficient is displayed.

  When provisional writing is performed, the information control apparatus 20 transmits a provisional writing record to the financial institution server 540 via the VPN server 520. The server 540 of the financial institution performs verification based on the record information, and when the verification result is correct, performs a process of transferring the amount of the designated transfer amount to the bank account of the transfer destination. In this verification, the user identification information and the password match, and it is verified whether or not the transfer destination account exists correctly.

  When the verification result is established, the financial institution server 540 transmits a completion notification to the information control apparatus 20 via the VPN server 520. Thereby, the amount of money stored in the storage unit 61 of the mobile phone 6 is subtracted by the transfer amount by the information control device 20, and the amount of the subtraction result is written in the storage unit 61 as the actual transfer.

According to the embodiment described above, if there is a charge amount, it is possible to make a transfer to another bank, and in particular, it is possible to make a transfer using an IC chip even at home.
Moreover, although this embodiment demonstrated the case where the mobile telephone 6 was used as a portable information terminal, it is also possible to apply IC card 6a. In this case, various types of information are input or output in combination with the touch panel 110 or the like.

3) Transfer from a bank account to another bank account In this embodiment, the case of transferring from a bank account to another bank account using a portable information terminal will be described with reference to FIG.
First, the user selects a menu “transfer from a bank account to another bank account” from the menu screen of the mobile phone 6. Here, similarly, the cellular phone 6 displays a screen for having the user input a password and for inputting the desired transfer amount and the account number of the transfer destination. Then, when the transfer amount and the account number of the transfer destination are input and the “OK” button is clicked for confirmation, the mobile phone 6 reads the user identification information from the storage unit 61, reads the user identification information and the password, The bank account number of the transfer destination and the transfer amount are temporarily written in the storage unit 61 as one record.

  When provisional writing is performed, the information control apparatus 20 transmits a provisional writing record to the financial institution server 540 via the VPN server 520 (steps S31 and S32). The server 540 of the financial institution performs verification based on the record information, and when the verification result is correct, performs a process of transferring the amount of the designated transfer amount to the bank account of the transfer destination. In this verification, the user identification information and the password match, and whether or not the transfer destination account exists correctly and whether or not the transfer amount exceeds the balance of the transfer source account are checked.

  When the verification result is established (when the transfer amount is equal to or less than the balance), the financial institution server 540 performs a transfer process on the designated bank account, and subtracts the amount of the bank account as the transfer source. Then, a transfer completion notification is transmitted to the information control apparatus 20 via the VPN server 520 (steps S33 and S34). The information control device 20 notifies the mobile phone 6 of the transfer completion. As a result, a message indicating that the transfer has been completed is displayed on the display unit 63 of the mobile phone 6.

According to this embodiment, the transfer source account can be specified using the identification information stored in the IC chip provided in the mobile phone 6 and transferred to the account of another bank.
Moreover, although this embodiment demonstrated the case where the mobile telephone 6 was used as a portable information terminal, it is also possible to apply IC card 6a. In this case, various types of information are input or output in combination with the touch panel 110 or the like.

In this embodiment, since the bank account can be specified using the identification information stored in the IC chip, for example, after starting the application of the mobile phone 6 and entering the password, the “bank account” When the “balance inquiry” menu is selected, the balance may be read out by accessing the server 540 of the financial institution and displayed on the mobile phone 6. In this case, the identification information stored in the IC chip and the password input by the user are authenticated by the server 540 of the financial institution, and the balance can be inquired when established.
Also, this balance inquiry has been described for the case where the mobile phone 6 is used as a mobile information terminal, but an IC card 6a can also be applied. In this case, various types of information are input or output in combination with the touch panel 110 or the like.

4) Inquiry about the balance of the amount charged in the IC chip After the application of the mobile phone 6 is activated and password authentication is performed, when the menu for “inquiry about the balance of charged amount” is selected from the menu screen, the processing unit 64 The amount stored in the storage unit 61 is read and displayed on the display unit 63. Here, in addition to the balance, a use history (for example, a record that has been written) can be displayed.
This balance inquiry is possible not only with the mobile phone 6 but also with the IC card 6a. Here, various information is input and output in combination with the touch panel 110 and the like.
In the embodiment described above, the amount charged to the mobile phone 6 may be charged to another mobile phone 6 or the IC card 6a.

B) Door unlocking function Next, the case where the above-mentioned mobile phone 6 or IC card 6a is used as a portable information terminal to unlock the door will be described.
FIG. 6 is a schematic block diagram showing a functional configuration of the portable information terminal management system according to the embodiment of the present invention. In this figure, a portable information terminal management system includes a reader / writer 3 that communicates with a mobile phone 6 while a key control board 2 is connected to a server 1 via a network 800 such as a LAN (local area network). The electronic lock locking device 4 is connected.

Server 1 is connected to resident terminal 600 and management terminal 700 via network 800.
The server 1 includes a data management unit 11 that centrally manages an ID information database in which an ID code stored in an IC chip and customer data are stored, and data in a memory held by a portable information terminal management system remotely. A data rewriting unit 12 for rewriting, a communication unit 13 for transmitting various information to the resident terminal 600, and a database 14 for storing various information.

The database 14 includes an ID information database, an unlocking history database that stores an unlocked history, and a device abnormality recording database that stores a history of occurrence of abnormality in the device. In the ID information database, for example, an ID code which is a key that can be unlocked, a door ID for specifying a door to be unlocked (for example, information on a combination of an apartment name and a room number), ID The validity period of the code, the owner name, the e-mail address, the telephone number of the mobile phone, etc. are stored in association with each other. This ID information may be unlocked by assigning an ID code to the management company terminal and the administrator terminal in addition to the tenant. In this case, the expiration date may be set on the administrator's terminal without setting the expiration date on the terminal of the management company.
The mobile phone 6 described above can be applied to the mobile phone 6.

  The key control board 2 has a serial port, and the reader / writer 3 is serially connected to the serial port, and also has an I / O port. The I / O port is connected to an interface such as RS-232C, for example. Thus, the electronic lock device 4 is connected. The key control board 2 can be exchanged as necessary. For example, when the key control board 2 is replaced with an improved key control board, the electronic lock locking device 4 is left as it is, and only the key control board part is exchanged. It is possible. Note that the reader / writer can also be replaced if necessary.

In the key control board 2, the network-related function unit 21 is connected to the network 800 and communicates various information with the server 1. This connection may be a LAN connection.
The memory 22 stores an identification number of a key that can be unlocked as a key ID. The memory 22 stores the history of unlocking and locking as log information in association with the ID code. The external R / W control engine unit 23 outputs data output from the reader / writer 3 to the main application unit 24, and outputs data output from the main application unit 24 to the reader / writer 3. The main application unit 24 controls each unit (details will be described later). The main application unit 24 can be updated by appropriately updating.

  The key control function unit 25 matches the ID code based on the function of searching whether or not the key ID that matches the ID code output from the main application unit 24 is stored in the memory 22 and the search result. When the key ID is retrieved from the memory 22, it has a function of outputting an unlocking instruction to the electronic lock device 4. Further, the key control function unit 25 writes an ID code for unlocking the electronic lock locking device 4 to be controlled by its own key control board 2 in the memory 22. This writing can be rewritten based on instructions from the mobile phone 6, the server 1, the resident terminal 600, and the like.

  The reader / writer 3 is finished with the same material as the outer wall, or is provided on the indoor side of the outer wall member or on the indoor side of the outer surface member of the door. Thereby, it becomes difficult to visually recognize from the outside, and it is possible to prevent mischief and intrusion. A function of reading identification information (also referred to as an ID code here) stored in the IC chip of the mobile phone 6 and outputting it to the main application unit 24 via the external R / W control engine unit 23; and external R / W control A control signal corresponding to an instruction from the main application unit 24 output via the engine unit 23 is output. The combination of the key control board 2 and the reader / writer 3 corresponds to the information control device 20.

  The electronic locking device 4 is provided on a door or door to be locked / unlocked, and is based on an unlocking instruction from the key control board 2 or information input from an external two-button input unit. Unlock the lock. The electronic lock locking device 4 is locked after a predetermined time has elapsed after unlocking, or when the door is once opened and closed. For example, the automatic door locking control device of Japanese Patent Application No. 10-259351 can be applied to the electronic lock locking device 4.

  Next, the portable information terminal management system in the configuration of FIG. 6 described above will be further described with reference to FIG. FIG. 7 is a schematic block diagram showing the configuration of the portable information terminal management system. In this figure, the information control device 20 includes a network device 210, an input interface 220, a flash ROM 230, a CPU (central processing unit) 240, a RAM 250, an output interface 260, an electronic lock control controller 270, a reader / writer 3, an RTC 280, and an AC-DC. The network-related function unit 21, the external R / W control engine unit 23, the main application unit 24, and the key control in FIG. 6 are configured by the converter 290 and read out from the program stored in the flash ROM 230 or RAM 250 and executed by the CPU 240. The function of the function unit 25 is realized. Here, the flash ROM 230 corresponds to the memory 22 of FIG. The information control device 20 is driven by a power source that is converted from an alternating current to a direct current through the AC-DC converter 290 from the power supply unit 26 and supplied. As the power supply unit 26, for example, a commercial power supply is used.

In the electronic lock device 4, the control unit includes a CPU (Central Processing Unit) 45, a ROM 46, a RAM 47, an input interface 48, and an output interface 49. The input interface 48 is connected to a two-button input unit 27, an unlocking switch 44, and a door closing detection sensor 50 which is an example of a defective door closing state detecting sensor. Here, the door closing detection sensor 50 has a function of detecting whether or not the door is completely closed. When the door is not in the closed state, the defective door closing buzzer 52 which is an example of a defective door closing state notification means. To report a bad door condition. The output interface 49 is connected to a door locking mechanism 15, an unlocking sound generator 53 that is an example of a door opening notification means, and a defective door closing buzzer 52. The door closing detection sensor 50 is attached, for example, in a state of being embedded in a wall facing the upper part of the front surface of the door.
In addition, the electronic lock device 4 is supplied with power from a single power supply unit 41. The receiver 18, the two-button input unit 27, the unlocking switch 44, the door closing detection sensor 50, the door locking mechanism 15, the defective door closing. Power is supplied to the buzzer 52 and the unlocking sound generator 53. For example, a storage battery such as a dry battery is applied as the power supply unit 41.

  The door locking mechanism 15 is provided on the door, for example, by locking and unlocking the plunger locking hole provided on the indoor side surface of the door to be opened and closed by moving the plunger provided in the electronic locking device forward and backward. It is possible to open and close the door by turning the door knob. Moreover, it is also possible to perform a locking / unlocking operation by electromagnetically coupling / releasing a locking member provided on the side surface of the room and a locking member provided in the electronic lock locking device. The position of the door locking mechanism 15 can be changed. For example, the latch portion may be structured so as not to be recognized from the outside, may be provided so as to be movable along the outer peripheral surface of the door, the position may be changed every predetermined period, or a plurality of installation numbers may be provided. This can prevent the latch from being broken from the outside.

  The two-button type input unit 27 is used to input information from two buttons. For example, “0” and “1” buttons are provided, and a code of several digits (14 digits, etc.) for unlocking is provided. (Input information) can be input. The CPU 45 detects whether or not the input code matches the code stored in the ROM 46 or the RAM 47. When the code matches, the information control device 20 unlocks the power supply. It is also possible to respond immediately in a situation.

FIG. 8 is a diagram for explaining the operation of the portable information terminal management system. Here, a case where unlocking is performed by the mobile phone 6 possessed by the owner of the key serving as the master will be described. First, when a master key issuance instruction is input from the management PC by the administrator, the management terminal 700 transmits issuance registration to the information control apparatus 20 (step S1). Here, the information including the electronic mail address is transmitted as information for specifying to which terminal the data is issued.
The application unit 24 of the information control device 20 stores the issuance registration from the management terminal 700 in the memory 22 and transmits a master key registration notification mail to the mobile phone 6 by e-mail by the network related function unit 21 (step S2). . In this e-mail, a URL indicating an access destination (server 1) in which an application for transmitting the ID code stored in the IC chip of the mobile phone 6 to the server 1 is described is described and transmitted.

Based on the instruction from the user, the mobile phone 6 accesses the URL described in the text after the e-mail is opened, downloads the application stored in the access destination server 1 (step S4), and downloads the downloaded application. The ID code stored in the IC chip is read (step S5) and transmitted to the information control device 20 (step S6). Here, at the time of transmission, it is transmitted together with an e-mail address that is mobile phone specific information of the mobile phone 6.
The application unit 24 of the information control device 20 receives the ID code and the mobile phone specific information, stores them in the memory 22 in association with each other, and sets the master key as valid (step S7). Then, the ID code serving as the master key and the mobile phone unique information are transmitted as master key information to the server 1 and registered as ID information in the ID database of the server 1 (step S8).

When unlocking a door such as an entrance, when the mobile phone 6 is brought close to the communication distance of the reader / writer 3 by the user, the ID code stored in the mobile phone 6 is read by the reader / writer 3, and the information control device 20 (step S9).
The application unit 24 of the information control device 20 compares the ID code read by the reader / writer 3 with the ID code stored as the key ID in the memory 22 and checks whether or not they match. An instruction to unlock is output to the electronic lock locking device 4 (step S10). Thereby, the lock of the electronic lock locking device 4 is unlocked. And the application part 24 transmits to the server 1 as a state change that it changed from the locked state to the unlocked state (step S11). As a result, the lock status change history is stored in the database 14 of the server 1 (step S12). Further, the application unit 24 stores the lock change history in the memory 22 (step S13).

Next, a case where unlocking is performed using the mobile phone 6 serving as a key will be described. FIG. 9 is a diagram for explaining the operation of the portable information terminal management system in the case of the mobile phone 6 serving as a secret key.
The mobile phone 6 on the master side calls the key creation screen by executing the application (step S21), and makes a request for creating a key together with identification information (for example, an e-mail address) of the cell phone 6 to which the key is to be assigned. It transmits to the information control apparatus 20 (step S22).

The information control apparatus 20 uses the e-mail address of the mobile phone 6 to which the key to be assigned received from the mobile phone 6 on the master side as the destination, and sends a key-key issue notification to the mobile phone 6 by e-mail (step S23).
The portable key-side mobile phone 6 accesses the URL described in the mail received from the information control device 20, downloads the application from the server 1 (step S24), and executes it. Then, the ID code in its own mobile phone 6 is read by the executed application (step S25) and transmitted to the information control device 20 together with the mobile phone specific information (e-mail address) (step S26).

  The application unit 24 of the information control apparatus 20 associates the ID code notified from the mobile phone 6 with the mobile phone specific information (e-mail address) and stores it in the memory 22 as ID information, and the ID code is valid as a key. (Step S27). And the information control apparatus 20 transmits ID information to a server as key information (step S28). Here, the mobile phone specific information of the mobile phone 6 on the master side is also transmitted. As a result, the ID information is registered in the ID database of the server 1, and the master key and the matching key are stored in association with each other (step S29).

  When unlocking the front door, the reader / writer 3 reads the ID code from the mobile phone 6 and outputs it to the information control device 20 when the mobile phone 6 serving as the key is brought within a communicable distance ( Step S30). The application unit 24 of the information control device 20 compares the ID code read by the reader / writer 3 with the ID code stored in the memory 22 to detect whether or not they match. If it is within the effective period, an unlocking instruction is output to the electronic lock device 4 (step S31). And the application part 24 transmits that the status changed from locking to unlocking to the server 1 (step S32). The lock status change history is stored in the memory 22 (step S33), and the key state change is transmitted to the mobile phone 6 serving as the master key (step S34).

  The server 1 receives and stores a history of status changes from the information control device 20 (step S35).

  According to this embodiment, when using the key, the state transition indicating that the lock has been unlocked is transmitted to the mobile phone 6 on the master side. If the child owns the mobile phone 6 on the side of the key, the child can return home even if the parent is remote.

  In the above-described embodiment, when the supply of power from the power supply unit 26 to the information control device 20 is stopped, power is supplied to the electronic lock device 4 from the power supply unit 41 provided separately. Therefore, the electronic lock locking device 4 can be unlocked by inputting the PIN corresponding to the ID code from the two-button input unit using the two buttons. As a result, the door can be unlocked even in an emergency when the power supply to the information control device 20 is stopped.

  In the above-described embodiment, the case where the door is the entrance has been described. However, when the door is an apartment house such as an apartment, the present invention can also be applied to the entrance door. Moreover, although the case where the door is opened by holding the door knob by being unlocked has been described, it may be applied to a sliding door, and when the ID code matches, the door is unlocked and the door is also opened. It is also possible to apply to an automatic door type that opens.

  In the above-described embodiment, the master-side user can grasp the status change by receiving the mail from the information control apparatus 20, but the master-side mobile phone 6 is connected to the server 1 or the information control apparatus. 20 may be accessed to refer to the status. Thereby, it is possible to grasp at any timing whether the state is unlocked or locked. Here, the status change history may be referred to.

In the above-described embodiment, a message may be transmitted from the management terminal 700 to the master side or the keypad side mobile phone 6 by using an electronic mail address.
Furthermore, since the expiration date is provided in the above-described embodiment, it is possible to pause or change the expiration date by appropriately setting the expiration date.

  Further, in the above-described embodiment, a case has been described in which a code of several digits (14 digits, etc.) is input from the two-button input unit 27 and unlocked. However, this code is input to the two-button input unit 27. The number of buttons as an input unit may be one, or three or more.

  2 can be read by a computer to realize the functions of the cellular phone 6, the information control device 20, the financial institution server 540, the automatic door locking control device of FIG. 6, and the electronic locking device 4 of FIG. Processing management with a portable information terminal may be performed by recording on a recording medium, reading the program recorded on the recording medium into a computer system, and executing the program. The “computer system” here includes an OS and hardware such as peripheral devices.

  The embodiment of the present invention has been described in detail with reference to the drawings. However, the specific configuration is not limited to this embodiment, and includes design and the like within a scope not departing from the gist of the present invention.

It is a schematic block diagram which shows the structure of the portable information terminal management system by one Embodiment of this invention. It is a schematic block diagram for demonstrating the structure of a portable information terminal management system. About operation of personal digital assistant management system, It is drawing for demonstrating the case where IC card 6a is used as a portable information terminal. It is drawing for demonstrating the case where it transfers to another bank account from a bank account using a portable information terminal. It is a schematic block diagram which shows the function structure of the portable information terminal management system by one Embodiment of this invention. It is a schematic block diagram which shows the structure of a portable information terminal management system. It is drawing for demonstrating operation | movement of a portable information terminal management system. It is drawing for demonstrating operation | movement of the portable information terminal management system in the case of the mobile telephone 6 used as a key.

Explanation of symbols

1 Server 4 Electronic Lock Locking Device 6 Mobile Phone 6a IC Card 20 Information Control Device 540 Financial Institution Server

Claims (4)

A portable information terminal management system having a portable information terminal, an information control device that refers to information stored in a storage unit of the portable information terminal, and a server of a financial institution,
The portable information terminal
It has a storage unit that stores amount information that is available amount,
The information control device includes:
An input unit for receiving input of the user identification number, account number, and transaction amount;
A transaction requesting unit for transmitting information inputted from the input unit and a transaction request to a server of the financial institution;
An update unit that refers to the matching result transmitted from the server of the financial institution and updates the amount information stored in the storage unit of the portable information terminal to the amount after the transaction when the matching result is a successful transaction; And
The server of the financial institution is
An account data storage unit for storing customer data for authenticating a user, an account number, and an amount that can be traded in the account;
Based on the transaction request transmitted from the information control device, referring to the account data storage unit for the user identification information, the account number and the transaction amount, a verification unit for verifying whether the transaction is successful,
A portable information terminal management system, comprising: a transmission unit that transmits a collation result of the collation unit to the portable information terminal. The information control apparatus includes a transfer instruction receiving unit that receives an input of a transfer instruction, a transfer amount, and an account number of a transfer destination from the input unit,
Based on the transfer instruction and the account number input to the transfer instruction receiving unit, a transfer request unit that makes a transfer request for an amount corresponding to the transfer amount to the server of the financial institution corresponding to the account number,
The update unit receives from the server of the financial institution that the transfer for the transfer request has been completed, and writes the amount after transfer to the storage unit of the portable information terminal,
The server of the financial institution that is the transfer destination is
Based on the transfer request received from the information control device, a transfer processing unit that performs a process of transferring the requested transfer amount to the account of the account number requested for transfer,
The portable information terminal management system according to claim 1, wherein the transmission unit transmits to the information control device that the transfer processing unit has completed the transfer.   The portable information terminal management system according to claim 1, wherein the information control device is installed in a residence. It further has an electronic lock locking device that unlocks the lock according to the unlocking instruction,
The storage unit of the portable information terminal stores identification information for identifying the portable information terminal,
The automatic door locking control device is:
A first key information storage unit that stores an identification number of a key that can be unlocked as a key ID;
An identification information reading unit for reading the identification information stored in the storage unit of the portable information terminal;
A search unit that refers to the first key information storage unit and searches for a key ID that matches the identification information read by the identification information reading unit;
Based on the search result of the search unit, when a key ID matching the identification information is searched, an unlock instruction output unit that outputs an unlock instruction to the electronic lock device;
A personal digital assistant management system characterized by comprising:

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