KR20090059947A - Method for processing electronic documents using virtual server and program recording medium - Google Patents

Abstract

An electronic document processing method using a virtual server and a program recording medium therefor are provided to reduce the network load by collecting and utilizing image data by using the virtual server. An information collecting unit(115) collects window terminal information and terminal state information from a plurality of window terminals. An information confirming unit(105) confirms a window terminal which is set up so as to operate as the virtual server among the window terminals. If the confirmed window terminal is oneself, an information transmitter(120) informs that oneself becomes the virtual server. An information storing unit(110) stores predetermined storage information. The storage information sets up one of the window terminals as the virtual server.

Description

Method for Processing Electronic Documents using Virtual Server and Program Recording Medium}

1 is a diagram illustrating a function of a window terminal operating program recorded on a recording medium provided in the window terminal for setting any one of a plurality of window terminals as a virtual server according to an embodiment of the present invention.

2 is a diagram illustrating an operation process of a window terminal operating program recorded on a recording medium provided in the window terminal for setting any one of a plurality of window terminals as a virtual server according to an exemplary embodiment of the present invention.

3 is a diagram illustrating a face-to-face financial transaction information registration system for registering image data information collected from a plurality of window terminals in an electronic document server according to an exemplary embodiment of the present invention.

4 is a view illustrating a configuration of financial transaction information stored in a ledger D / B provided in a DBMS on a financial system in a face-to-face manner for registering image data information collected from a plurality of counter terminals according to an embodiment of the present invention. Figure is shown.

5 is stored in a database linked to the ledger D / B provided in the DBMS on the financial system in a face-to-face manner to register the image data information collected from the plurality of teller terminal in accordance with another embodiment of the present invention It is a figure which shows the structure of financial transaction information.

FIG. 6 is a diagram illustrating the configuration of financial transaction information stored in a DBMS provided in a banking server in a face-to-face manner for registering image data information collected from a plurality of counter terminals according to another embodiment of the present invention. to be.

7A and 7B illustrate a process of registering financial transaction information in a face-to-face manner according to one embodiment of the present invention.

8A and 8B illustrate a process of registering financial transaction information in a face-to-face manner according to another exemplary embodiment of the present invention.

9A and 9B illustrate a process of registering financial transaction information in a face-to-face manner according to another exemplary embodiment of the present invention.

<Description of main parts of drawing>

100: main frame unit 105: information confirmation unit

110: information storage unit 115: information collection unit

120: information transmission unit

The present invention comprises the steps of setting one of the window terminal of the plurality of window terminals as a virtual server, and transmits the image data (or electronic form information) scanning the respective paper document from the plurality of window terminals to the window terminal set as the virtual server And temporarily storing image data (or electronic form information) received from the plurality of window terminals in the window terminal set as the virtual server, and the image data (or temporarily stored in the window terminal set as the virtual server). The present invention relates to an electronic document processing method using a virtual server, the method comprising transmitting an electronic document including image data or electronic form information or an electronic document including electronic form information to a server on a network.

Due to the development of information and communication technology and the financial industry, the performance of window terminals provided in financial institutions is improved day by day, and thus, various business processing functions can be provided.

In addition, financial institutions that are widely spread around us are visited by many customers, and many paper documents are generated by these customers.

In order to solve this problem, there is a method of scanning and processing a paper document immediately. However, an increase in the amount of data caused by scanning a paper document causes a large load on the network, thereby causing a difficult problem in practical work processing.

An object of the present invention for solving the above problems is the step of setting one of the window terminal of the plurality of window terminals as a virtual server, and the image data (or electronic form information) scanning the respective paper document in the plurality of window terminals Transmitting to the window terminal set as the virtual server, temporarily storing image data (or electronic form information) received from the plurality of window terminals in the window terminal set as the virtual server, and the window terminal set as the virtual server. The electronic document processing method using a virtual server comprising the step of transmitting the temporarily stored image data (or electronic document containing the image data or electronic form information or electronic form information containing electronic form information) to a server on the network In providing.

The electronic document processing method using the virtual server according to the present invention comprises the steps of setting one of the window terminal of the plurality of window terminals as a virtual server, and the image data scanning the respective paper document from the plurality of window terminals to the virtual server; Transmitting to the set window terminal, temporarily storing image data received from the plurality of window terminals in the window terminal set as a virtual server, and the image data (or image) temporarily stored in the window terminal set as the virtual server. And an electronic document containing data to a server on a network.

In the electronic document processing method using a virtual server according to the present invention, the step of setting one of the plurality of window terminals as a virtual server, the remaining capacity conditions for storing the image data of each of the plurality of window terminals, A window that satisfies the remaining capacity condition for storing image data, the network load condition, and the business processing load condition among the plurality of window terminals in response to the step of checking the network load condition, the work processing load condition, and the result of the check. Characterized in that it comprises the step of setting the terminal to a virtual server.

In the electronic document processing method using the virtual server according to the present invention, if the window terminal set as the virtual server does not satisfy the remaining capacity condition, network load condition, and business processing load condition for storing image data, And setting the one of the window terminals as the second virtual server.

The electronic document processing method using the virtual server according to the present invention is characterized in that it further comprises the step of converting the image data into an electronic document in the window terminal set as the virtual server.

Electronic document processing method using a virtual server according to the present invention, when a payment approval request for a paper document scanned in one of the plurality of window terminals is required, stored in the window terminal set as the virtual server in the window terminal Processing for transmitting the image data to the manager terminal is characterized in that it further comprises a step.

On the other hand, it includes a computer-readable recording medium recording a program for executing the method of any one of the electronic document processing method using the above-described virtual server.

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below. In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description will be omitted. Terms to be described later are terms defined in consideration of functions in the present invention, which may vary according to intentions or customs of users or operators. Therefore, the definition should be made based on the contents throughout the present invention.

In addition, preferred embodiments of the present invention to be carried out below are provided in each system functional configuration to efficiently describe the technical components constituting the present invention, or system functions that are commonly provided in the technical field to which the present invention belongs. The configuration will be omitted, and described mainly on the functional configuration to be additionally provided for the present invention. If those skilled in the art to which the present invention pertains, it will be able to easily understand the function of the components that are conventionally used among the omitted functional configuration not shown below, and also the configuration omitted as described above The relationship between the elements and the components added for the present invention will also be clearly understood.

In addition, the following examples will be used to appropriately modify the terms so that those skilled in the art to clearly understand the technical features of the present invention to effectively understand, but the present invention It is by no means limited.

As a result, the technical spirit of the present invention is determined by the claims, and the following examples are one means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. It is only.

1 is a diagram illustrating a function of a window terminal operating program recorded on a recording medium provided in the window terminal for setting any one of a plurality of window terminals as a virtual server according to an embodiment of the present invention.

In more detail, Figure 1 is a configuration of the preferred function of the window terminal operating program provided in the window terminal for setting any one of a plurality of window terminals as a virtual server, which is common in the art Those skilled in the art will be able to infer various implementation methods for configuring the above window terminal operating program function for setting any one of a plurality of window terminals as a virtual server by referring to and / or modifying the present invention. Includes all the inferred implementation methods and is not limited to the implementation method illustrated in FIG.

For example, a person having ordinary technical knowledge in the technical field to which the present invention belongs, the process for informing that the virtual server is set as a virtual server after setting up a virtual server using a window terminal operating program by referring to and modifying the drawing 1, virtual Since you will be familiar with various implementation methods for handling the case where the condition is not satisfied while operating as a server, it is omitted for convenience.

Referring to FIG. 1, the window terminal operating program controls the window terminal operating program to operate based on a recording medium provided in the window terminal in connection with an operating system (or platform) provided in the window terminal. Interoperating with at least one or more functional components constituting the counter terminal operating program for setting any one of the two counter terminals as a virtual server, and / or an operating system (or platform) provided with the functional components in the counter terminal Comprising the main frame unit 100 (Mainfrmae) to perform a function for setting any one of the plurality of window terminals as a virtual server in conjunction with at least one component provided in the window terminal through It features.

The mainframe unit 100 is characterized in that the window terminal operating program comprises a program execution code for executing on the operating system (or platform) provided in the window terminal, thereby being provided in the window terminal In response to a predetermined program execution command, the window terminal operating program is executed based on the operating system (or platform) provided in the window terminal.

In addition, the main frame unit 100 is characterized in that to control the interworking of at least one or more functional components provided in the window terminal operating program for setting any one of the plurality of window terminals as a virtual server, By at least one or more functional components constituting the window terminal operating program for setting any one of the plurality of window terminals as a virtual server by assigning an instance to the mainframe unit 100, the functional components are cross-referenced And / or interlocked.

In addition, the mainframe unit 100 is at least one component (for example, key input means and / or is provided with the functional components in the window terminal for setting any one of the plurality of window terminals as a virtual server) And a handle (and / or interrupt) for accessing a screen output means, etc., whereby each of the functional components constituting the window terminal operating program is provided in the window terminal. It is characterized by performing the unique function defined in each functional component by accessing the components of the.

In addition, the mainframe unit 100 is at least one component (for example, key input means and / or is provided with the functional components in the window terminal for setting any one of the plurality of window terminals as a virtual server) Obtaining an interrupt for accessing a screen output means, etc.) and / or accessing an input / output bus corresponding to a peripheral device provided in the window terminal, thereby constituting the window terminal operating program. The functional components of the access to each component provided in the window terminal is characterized in that to perform a unique function defined in each functional component.

According to the present invention, the counter terminal operating program includes an information collecting unit 115 for collecting counter terminal information and terminal state information from a plurality of counter terminals through the communication means, and a plurality of counter terminals based on the collected information. An information checking unit 105 for checking a window terminal that can be set to operate as a virtual server, and if the checked window terminal is itself, an information transmission unit 120 indicating that the terminal is a virtual server; And an information storage unit 110 configured to store predetermined storage information for setting any one of the plurality of window terminals as a virtual server as a predetermined storage means provided in the window terminal.

The information collecting unit 115 is connected to the main frame unit 100 to set any one of the plurality of window terminals as a virtual server, through the communication means from the plurality of window terminals through the communication means, the terminal Characterized in that it receives the status information, the information storage unit 110 for storing the collected window terminal information, the terminal state information in a predetermined storage means provided in the window terminal in conjunction with the main frame unit 100 It is preferable to provide.

According to an embodiment of the present invention, the counter terminal information includes a management number (or management code) assigned to the counter terminal, terminal specific information (for example, an IP (Internet Protocol) address, a MAC (Media Access Control) address, etc.), and the like. It is preferable to include at least one.

According to the exemplary embodiment of the present invention, the terminal state information may include at least one of remaining capacity, network state, and the like for image data that can be stored in the window terminal.

The information checking unit 105 and the window terminal information collected through the information collecting unit 115 to set any one of the plurality of window terminals as a virtual server in cooperation with the main frame unit 100, Corresponding to the terminal status information, it is characterized in that the check window terminal operable as a virtual server.

According to an exemplary embodiment of the present invention, the check of the counter terminal operable as the virtual server may include setting the counter terminal with the largest remaining capacity of the image data stored in the collected terminal state information as the counter terminal operable as the virtual server. desirable.

According to another exemplary embodiment of the present invention, the check of the terminal terminal operable as a virtual server checks the network state of the collected terminal state information, and virtualizes the terminal terminal that does not have a large amount of transmission / reception of packets (ie, network usage). It is preferable to set it as the window terminal which can operate as a server.

The information transmission unit 120 is linked with the main frame unit 100 to set any one of the plurality of window terminals as a virtual server, the virtual server identified through the information check unit 105 is itself In this case, the server may transmit virtual server information indicating that it operates as a virtual server.

According to the method of the present invention, the virtual server information is preferably made to include the terminal information.

2 is a diagram illustrating an operation process of a window terminal operating program recorded in a recording medium provided in the window terminal for setting any one of a plurality of window terminals as a virtual server according to an embodiment of the present invention.

In more detail, Figure 2 is for a preferred operation process of the window terminal operating program provided in the window terminal for setting any one of a plurality of predetermined window terminal as a virtual server, which is common in the art Those skilled in the art will be able to infer various implementation methods of the above window terminal operating program operation process for setting any one of a plurality of window terminals as a virtual server by referring to and / or modifying the present invention. Includes all the inferred implementation methods, and is not limited to the implementation method illustrated in FIG.

Hereinafter, in FIG. 2, counter terminals other than the first counter terminal are referred to as "second terminals" for convenience, and the first counter terminal is referred to as "first terminals" for convenience.

Referring to FIG. 2, the first terminal collects the terminal terminal information and the terminal state information from the plurality of second terminals (200), and the collected window terminal information and the terminal state information are provided in the first window terminal. In the stored storage means (205).

According to an embodiment of the present invention, the counter terminal information includes a management number (or management code) assigned to the counter terminal, terminal specific information (for example, an IP (Internet Protocol) address, a MAC (Media Access Control) address, etc.), and the like. It is preferable to include at least one.

According to the exemplary embodiment of the present invention, the terminal state information may include at least one of remaining capacity, network state, and the like for image data that can be stored in the window terminal.

Thereafter, the first terminal checks the collected terminal state information to identify a terminal operable as a virtual server (210).

In this case, the terminal state information checked by the first terminal may be checked including terminal state information of the first terminal, in addition to the terminal state information collected through the second terminal.

According to an exemplary embodiment of the present invention, the check of the terminal terminal operable as the virtual server may include setting the terminal terminal having the largest remaining capacity of the image data that can be stored among the collected terminal state information as the terminal terminal operable as the virtual server. desirable.

According to another exemplary embodiment of the present invention, the check of the terminal terminal operable as a virtual server checks the network state of the collected terminal state information, and virtualizes the terminal terminal that does not have a large amount of transmission / reception of packets (that is, network usage). It is preferable to set it as the window terminal which can operate as a server.

If the terminal capable of operating as a virtual server is the first terminal (215), the first terminal sets the operation mode of the first terminal to the virtual server operation mode (220), the window terminal information of the first terminal The virtual server information including the transmission is transmitted to the plurality of second terminals (225).

3 is a diagram illustrating a face-to-face financial transaction information registration system for registering image data information collected from a plurality of window terminals 380 in the electronic document server 350 according to an exemplary embodiment of the present invention.

In more detail, FIG. 3 shows customer information, counter terminal 380 information, and financial transaction application information for a predetermined customer to register image data information collected from a plurality of counter terminals 380 to the electronic document server 350. When a financial transaction application including at least one is prepared and submitted, the predetermined window terminal 380 acquires predetermined image contents corresponding to the financial transaction application through a predetermined image obtaining apparatus, and obtains a predetermined information registration interface. When the financial transaction information registration system provides the financial transaction information corresponding to the financial transaction application and the image content obtained from the financial transaction application, a predetermined financial transaction application electronic document including the image content is generated to generate a predetermined information. Store in the electronic document storage, the customer information contained in the financial transaction information, teller terminal (380) information The present invention relates to a system configuration for cooperatively processing financial transaction application information and storing the information on a predetermined storage medium 375. Specifically, the electronic document repository is connected to the financial transaction information registration system through a predetermined communication means. It is about the implementation method provided in the.

Those skilled in the art to which the present invention pertains refer to FIG. 3 and / or modify the image data information collected from the plurality of window terminals 380 to register the electronic document server 350. Various implementation methods for the transaction information registration system configuration may be inferred, but the present invention includes all the implementation methods inferred above, and is not limited to the implementation method shown in FIG.

For example, one of ordinary skill in the art to which the present invention pertains may refer to and / or modify this drawing to infer an implementation method provided in a DBMS in which the electronic document repository is located in the financial transaction information registration system. As will be appreciated, the present invention includes all implementation methods inferred above, and is not limited to the implementation method illustrated in FIG.

In addition, according to the implementation method shown in FIG. 3, the financial transaction application electronic document corresponding to the financial transaction application is described as being generated on the server side on the financial transaction information registration system, but the present invention is limited thereto. The financial transaction application electronic document may be generated on a terminal side that has acquired image content corresponding to the financial transaction application through a predetermined image acquisition device (for example, an electronic document generation function provided on the server side). The terminal to generate the financial transaction application electronic document), thereby the present invention is not limited.

In addition, according to the implementation method illustrated in FIG. 3, a virtual server 300 is provided on the financial transaction information registration system, and image data is collected from a plurality of window terminals 380 to form an electronic document server ( 350, or the financial transaction application electronic document collected from the plurality of window terminals 380 and transmitted to the electronic document server 350, but the present invention is not limited thereto. Depending on the state of 300, a plurality of virtual server 300 may be provided on the financial transaction information registration system.

Hereinafter, a financial transaction application electronic document is generated by receiving financial transaction information and image content corresponding to the financial transaction application prepared by the customer through a predetermined information registration interface on the financial transaction information registration system shown in FIG. 3. And a component corresponding to at least one or more means and / or functional configurations for storing in a predetermined electronic document storage and storing the financial transaction information in a predetermined storage medium 375 is referred to as "virtual server 300" for convenience. .

In addition, the virtual server 300 shown in FIG. 3 is preferably a virtual server provided on the window terminal 380.

Referring to FIG. 3 according to an embodiment of the present invention, a financial transaction information registration system for registering image data information collected from the plurality of window terminals 380 to the electronic document server 350 may include at least one financial unit. And an information registration terminal including a window terminal 380 provided at an agency branch (or a branch), wherein the information registration terminal is provided on the financial transaction information registration system through a predetermined financial network. The communication channel is connected to the virtual server 300.

According to an exemplary embodiment of the present invention, the customer visits the financial institution branch (office) for registration of the image data information collected from the plurality of window terminals 380 to the electronic document server 350, and the financial Predetermined financial transaction application (for example, for registering the image data information collected from the plurality of teller terminals 380 through the teller machine (or through a teller employee) in the electronic document server 350). , A document having a form for inputting at least one information item for registering the image data information collected from the plurality of window terminals 380 to the electronic document server 350), wherein the customer It is preferable to seal the seal of the customer for legal basis for the financial transaction application.

Subsequently, when the customer submits the completed financial transaction application to the teller, the teller scans the request for financial transaction through a predetermined image obtaining device to obtain predetermined image content, and the predetermined teller terminal 380. Input (or select) financial transaction information including at least one of image content obtained in response to the financial transaction application, customer information, counter terminal 380 information, and financial transaction application information written in the financial transaction application; In response, the window terminal 380 preferably transmits the image content and the financial transaction information to the virtual server 300 provided on the financial transaction information registration system through the financial network.

Here, the window terminal 380 preferably comprises a financial terminal used by employees of the branch (or branch) of the financial institution, the virtual server 300 connected to the window terminal 380 is the predetermined financial It is preferable to include a server (eg, ledger server, etc.) provided on the system, the financial network connecting the window terminal 380 and the virtual server 300 is the window terminal 380 and the virtual server ( 300) It is preferable to include a network to connect the communication channel between.

In the financial transaction information registration system as described above, an image acquiring device for acquiring image contents corresponding to the financial transaction application prepared by the customer, the teller terminal 380 and the teller terminal 380 used by the employee, and the The financial network connecting the virtual server 300 includes an information registration interface for registering the financial transaction information for registering the image data information collected by the customer from the plurality of window terminals 380 to the electronic document server 350. Perform a function

The storage medium 375 provided on the financial transaction information registration system according to the present invention stores the customer information, the window terminal 380 information, and the financial transaction application information included in the financial transaction information provided from the information registration terminal. It is characterized in that the cooperative process to store in a predetermined storage medium (375).

The financial transaction application information is preferably information included in at least one or more paper forms created for use of financial transaction services through the financial institution.

For example, when the paper form is a banking slip, the information included in the paper form includes at least one amount of money information to be deposited and financial account information about a target financial account to be deposited. It is preferable that the bank transaction slip for the withdrawal processing of the bank statement includes at least one or more information about the amount to be withdrawn, information about the number of checks to be withdrawn, and financial account information about the financial account to be withdrawn. Do.

In addition, when the paper form is a bank transaction application (for example, an application for opening an account or an application for joining a fund), the information including the paper form may include financial product information for the opening of an account (or a subscription for a fund, etc.) It is preferable to include at least one or more.

The teller terminal 380 information includes at least a management number (or a management code) assigned to the teller terminal 380, terminal specific information (for example, an IP (Internet Protocol) address, a MAC (Media Access Control) address, etc.), and the like. It is preferable to include one or more.

The customer information includes personal information (eg, name, resident registration number, address, telephone number, mobile phone number, e-mail address, etc.) of the customer who prepared the financial transaction application, and member information (eg, the customer Member ID information, CIF (Customer Information File) number, etc. provided in the customer ledger provided on the financial system associated with the financial transaction information registration system in response to the customer by subscribing as a financial transaction customer of a financial institution) It is preferable to include at least one or more.

According to one embodiment of the invention, the storage medium 375 is preferably provided in a DBMS on a financial system provided on the financial transaction information registration system (or associated with the financial transaction information registration system). When the storage medium 375 may be ledger D / B provided in the DBMS on the financial system, and / or a predetermined database associated with the ledger D / B, thereby the present invention is not limited.

According to another exemplary embodiment of the present invention, the storage medium 375 may include an internet banking system, and / or a telebanking system, and / or a wireless banking system provided on (or associated with) the financial transaction information registration system; And / or a DBMS on at least one banking system of the TV banking system, which is not intended to limit the present invention.

The virtual server 300 provided on the financial transaction information registration system according to the present invention is a generic term for the components of the financial transaction information registration system connected to the information registration terminal through a predetermined financial network, and includes at least one server. (Or a device), and / or may be implemented by at least one or more programs recorded on a recording medium provided in a predetermined server (or device), by which the present invention is not limited.

According to an embodiment of the present invention, when the information registration terminal is a window terminal 380 connected to a predetermined financial network, the virtual server 300 is connected to the window terminal 380 through a predetermined financial network. It may be a ledger server provided on the system, and / or a server (or device) provided on the external system on the financial system, and / or a program provided on the external system on the financial system. It is not limited.

According to an embodiment of the present invention, the virtual server 300 is provided with an interface unit 305 (or interface means) for connecting and managing a predetermined communication channel with the information registration terminal through the financial network. It is done.

According to an embodiment of the present invention, when the information registration terminal is the window terminal 380 connected to a predetermined financial network, the interface unit 305 is based on the protocol stack defined in the financial network. ) And a predetermined communication channel, it is preferable to provide a communication interface for transmitting and receiving at least one information (or data) using a communication protocol defined in the financial transaction-related program provided in the window terminal 380. .

Referring to FIG. 3, when the predetermined information registration terminal connects a predetermined communication channel with the virtual server 300 through the interface unit 305, the plurality of window terminals 380. Image data corresponding to the financial transaction application prepared by the customer through a predetermined image acquisition device provided in the information registration terminal for registering the image data information collected from the electronic document server 350, and the financial Generate (or extract) at least one user interface for inputting (or selecting) financial transaction information corresponding to the transaction application to be transmitted to the virtual server 300, and generating the at least one user interface in conjunction with the interface unit 305. Or an interface providing unit 310 (or interface providing means) for providing the extracted user interface to the information registration terminal, and the information registration terminal. In the case of inputting (or selecting) and transmitting financial transaction information corresponding to the financial transaction application through the user interface, the information for receiving the financial transaction information transmitted from the information registration terminal in association with the interface unit 305. When the receiver 315 (or information receiving means) and the information registration terminal obtains and transmits the image content corresponding to the financial transaction application prepared by the customer through a predetermined image acquisition device based on the user interface, the interface. Receiving the image content corresponding to the financial transaction application in conjunction with the unit 305, or receiving image data information, the window terminal 380 information from the window terminal 380 is not provided with the virtual server 300 It is characterized by comprising an image receiving unit 320 (or an image receiving means).

The interface providing unit 310 connects a predetermined communication channel with the virtual server 300 through the interface unit 305, and then the plurality of window terminals to the virtual server 300. When requesting a user interface for registering the image data information collected from the electronic data server 350 to the electronic document server 350, the application corresponds to the financial transaction application prepared by the customer through a predetermined image acquisition device included in the information registration terminal. Generate at least one user interface for acquiring image content, inputting (or selecting) financial transaction information corresponding to the financial transaction application, and transmitting the image content to the virtual server 300 through the financial network; and / or Extracted from a predetermined database (not shown), and linked with the interface unit 305 to generate the generated (or extracted) user interface. It is characterized in that it is provided to the information registration terminal through the existing financial network.

According to another exemplary embodiment of the present invention, an image content corresponding to the financial transaction application written by the customer is obtained through a predetermined image acquisition device, and the financial transaction information corresponding to the financial transaction application is input to the information registration terminal (or Selects a predetermined information registration program having at least one user interface for transmitting to the virtual server 300 through the financial network. Obtaining image content corresponding to the financial transaction application, and generating (or extracting) a user interface for inputting (or selecting) financial transaction information corresponding to the financial transaction application to the virtual server 300 to generate (or extract) the information. The interface providing unit 310 provided to the registration terminal may be omitted. The present invention is not limited by this.

Thereafter, the information registration terminal inputs (or selects) financial transaction information including at least one of the customer information, the counter terminal 380 information, and the financial transaction application information through the user interface, and the input (or selection). The financial transaction information is transmitted to the virtual server 300 through the financial network. In response thereto, the information receiving unit 315 is connected to the interface unit 305 and the financial transaction information transmitted from the information registration terminal. Characterized in that it receives.

In addition, the information registration terminal obtains the image content corresponding to the financial transaction application written by the customer through a predetermined image acquisition device based on the user interface, and the obtained image content through the financial network to the virtual server In response thereto, the image receiving unit 320 receives image contents corresponding to the financial transaction application in association with the interface unit 305.

According to another embodiment of the present invention, the information registration terminal acquires image contents corresponding to the financial transaction application prepared by the customer through a predetermined image acquisition device, and is provided (or associated) with the information registration terminal. In the case of previously stored in the storage device of the, the information registration terminal selects the image content corresponding to the financial transaction application written by the customer from the at least one or more image content stored in the storage device through the user interface to the financial network Through the transmission to the virtual server 300, in response thereto, the image receiving unit 320 is preferably connected to the interface unit 305 to receive the image content corresponding to the financial transaction application.

According to another exemplary embodiment of the present invention, when the information registration terminal transmits the image content corresponding to the financial transaction application written by the customer and the financial transaction information corresponding to the financial transaction application through the user interface, The information receiver 315 may receive the image content corresponding to the financial transaction application and the financial transaction information together with the interface unit 305 (eg, the image receiver 320 may include the information receiver 315). Integrated operation), whereby the present invention is not limited.

The image receiving unit 320 receives the window terminal 380 information and the image data information from a plurality of window terminals 380 that are not provided with the virtual server 300, the window terminal 380 information In addition to the image data and image data, it is preferable to further receive customer information and financial transaction application information.

According to the exemplary embodiment of the present invention, the image receiving unit 320 receives the image data information and the window terminal 380 information from the window terminal 380 and the window terminal 380 provided with the virtual server 300. And at least one or more image data information, window terminal 380 information, image data information, and financial transaction application information according to the state (eg, network state, business process state, business hours, etc.). The stored information is preferably stored in the storage medium 375 in association with the information storage unit 345.

Referring to FIG. 3, the virtual server 300 is provided on the electronic form when providing a financial transaction service using an electronic form such as a touch pad provided in the information registration terminal through the information receiving unit 315. After receiving the transaction information and confirming the validity of the received financial transaction information in connection with the validity verification unit 325 shown below, and generates a financial transaction application electronic document in connection with the electronic document generation unit 330 shown below Preferably, since the image data is replaced by the electronic form information in the process of using the image data scanned from the paper document, detailed description thereof will be omitted for convenience.

Referring to FIG. 3, when the financial transaction information transmitted from the information registration terminal is received through the information receiving unit 315, the virtual server 300 receives the financial transaction information from the plurality of window terminals 380. It is characterized in that it comprises a validity verification unit 325 (or validity verification means) for confirming whether the image data information collected from the satisfactory validity for registration in the electronic document server (350).

According to an embodiment of the present invention, the validity of the financial transaction information is determined by whether at least one ledger information matching the financial transaction information is registered in the ledger D / B on the financial system associated with the financial transaction information registration system. It is preferable to include checking.

For example, the validity confirming unit 325 may include, among the information included in the financial transaction information, the customer information (customer personal information, member information, etc.) of the ledger D / B on the financial system associated with the financial transaction information registration system. It is preferably made to include matching with the customer ledger stored in.

Referring to FIG. 3, the virtual server 300 receives the image content transmitted from the information registration terminal through the image receiving unit 320 and receives the financial transaction information through the validity checking unit 325. When the validity is authenticated, the electronic document generation unit 330 (or electronic document generating means) for generating a predetermined financial transaction request electronic document including the received image content, and the generated financial transaction application electronic document are financed. Electronic document transmission unit 340 (or electronic document transmission means) for transmitting to the electronic document repository associated with the transaction information registration system, and the generated financial transaction application electronic document from the electronic document transmission unit 340 to the electronic document repository When transmitting, the electronic document transmission control processing unit 335 (or electronic document before) to check the status of the electronic document server 350 to process the financial transaction request electronic document is transmitted Song control processing means).

The electronic document generating unit 330 may generate a financial transaction request electronic document including the image content received from the information registration terminal through the image receiving unit 320.

According to the exemplary embodiment of the present invention, the electronic document generating unit 330 is a plurality of the window terminal 380 as it is the image file containing the image content received from the information registration terminal via the image receiving unit 320 It is preferable to process the image data collected from the information as a financial transaction application electronic document for registration in the electronic document server (350).

Alternatively, the electronic document generator 330 may include customer information and a window included in the financial transaction information received through the information receiver 315 in the image content received from the information registration terminal through the image receiver 320. An electronic document containing image data information collected from the plurality of window terminals 380 and an image file corresponding to an image content including at least one of terminal 380 information and financial transaction application information by a watermarking method. It is preferable to generate a financial transaction application electronic document for registration on the server 350.

According to another exemplary embodiment of the present invention, the electronic document generating unit 330 may include a predetermined document file (eg, PDF (Portable) including the image content received from the information registration terminal through the image receiving unit 320. A plurality of window terminals 380 by generating a Document Format (EDI) file, an EDI (Electronic Data Interchange) file, a word processor file including at least one of HWP / DOC, or a web document file including MHT). It is preferable to generate a financial transaction application electronic document for registering the image data information collected from the electronic document server 350.

Alternatively, the electronic document generator 330 may include customer information and a window included in the financial transaction information received through the information receiver 315 in the image content received from the information registration terminal through the image receiver 320. Generates image contents including at least one or more information of the terminal 380 information and financial transaction application information by a watermarking method, and includes a predetermined document file (eg, a PDF (Portable Document) including the generated image contents. A plurality of window terminals 380 by generating a Format file, an EDI file, a word processor file including at least one of HWP / DOC, or a web document file including MHT. It is preferable to generate a financial transaction application electronic document for registering the image data information collected from the electronic document server 350.

According to another embodiment of the present invention, the electronic document generating unit 330 is received through the image content and the information receiving unit 315 received from the information registration terminal through the image receiving unit 320. A predetermined document file including financial transaction information (eg, a Portable Document Format (PDF) file, an Electronic Data Interchange (EDI) file, a word processor file including at least one or more such as HWP / DOC, or MHT). By generating a web document file, etc., it is preferable to generate a financial transaction application electronic document for registering the image data information collected from the plurality of window terminals 380 to the electronic document server 350.

Alternatively, the electronic document generator 330 may include customer information and a window included in the financial transaction information received through the information receiver 315 in the image content received from the information registration terminal through the image receiver 320. Generates image content including at least one or more information of the terminal 380 information and financial transaction application information by a watermarking method, and includes a predetermined document file including the generated image content and the financial transaction information (eg, , A Portable Document Format (PDF) file, an Electronic Data Interchange (EDI) file, a word processor file including at least one or more HWP / DOC, or a web document file including MHT). It is desirable to generate a financial transaction application electronic document for registering the image data information collected from the window terminal 380 to the electronic document server 350. It is.

In the technical field to which the present invention pertains, the electronic document generation unit 330 generates a financial transaction application electronic document in an image file format and / or a predetermined document file format, and the financial Since the technical features of the file format of the image file and / or document file corresponding to the transaction request electronic document will be familiar, detailed description thereof will be omitted for convenience.

The electronic document transmitting unit 340 transmits and stores the financial transaction request electronic document generated by the electronic document generating unit 330 to a predetermined electronic document repository associated with the financial transaction information registration system. The electronic document transmission unit 340 is preferably controlled by the electronic document transmission control unit.

As shown in FIG. 3, the electronic document repository is connected to the virtual server 300 on the financial transaction information registration system through a predetermined communication means and the electronic document server 350 and the electronic document D / B 370. When provided externally, the electronic document transmission unit 340 is the electronic document server 350 through the communication means for the financial transaction application electronic document generated by the electronic document generation unit 330 It characterized in that the transmission to.

Here, when the electronic document server 350 and the electronic document D / B 370 is provided outside the financial transaction information registration system, the electronic document server 350 and the electronic document D / B 370 It is advisable to administer the program in an accredited body.

According to another embodiment of the present invention, when the electronic document storage is provided on a DBMS provided in the financial transaction information registration system, the electronic document transmitting unit 340 is generated by the electronic document generating unit 330. The financial transaction application electronic document may be stored in the electronic document D / B 370 corresponding to the electronic document storage on the DBMS provided in the financial transaction information registration system, and the present invention is not limited thereto.

According to the method of the present invention, the electronic document transmission unit 340 is electronic document related information (for example, financial transactions corresponding to the image content) for generating predetermined electronic document management information in the electronic document server 350 And the financial institution information for transmitting the financial transaction request electronic document, and / or the electronic document file format information, and / or the financial transaction information, etc.) to the electronic document repository. The present invention is not limited thereto.

The electronic document transmission control processing unit 335 checks the state of the electronic document server 350 and transmits the generated financial transaction request electronic document from the virtual server 300 to the electronic document server 350. It is characterized by controlling.

According to the implementation method of the present invention, the state check of the electronic document server 350, it is preferable to check the network state, business hours, etc. of the electronic document server 350.

Those skilled in the art to which the present invention pertains, because they will be familiar with the technical features of the method for checking the network state, detailed description thereof will be omitted for convenience.

Referring to FIG. 3, the virtual server 300 includes image data information collected from the plurality of window terminals 380 by the financial transaction information received through the information receiving unit 315 through the validity checking unit 325. If the validity for the registration on the electronic document server 350 is authenticated, the predetermined storage medium is processed by linking and processing the customer information, the counter terminal 380 information, and the financial transaction application information included in the validity-certified financial transaction information. If the information storage unit 345 (or information storage means) stored in the 375 and the image data information stored in the storage medium 375 require payment approval through an administrator terminal (not shown), the image data information. It characterized by comprising an information transmission unit (or information transmission means) for transmitting to a manager terminal (not shown).

When the validity of the financial transaction information is confirmed by the validity confirming unit 325, the information storage unit 345 stores the customer information, the window terminal 380 information, and the financial transaction application information included in the financial transaction information. Characterized in that the storage medium 375 is stored in the storage medium 375, the storage medium 375 is provided in the virtual server 300, or provided on the network associated with the virtual server 300 The information storage unit 345 preferably processes the customer information, the counter terminal 380 information, and the financial transaction application information included in the received financial transaction information in the storage medium 375. When the storage medium 375 is provided in the DBMS provided on the financial system, the information storage unit 345 stores the customer information, the window terminal 380 information, and the financial transaction application information included in the received financial transaction information. On the financial system It is preferable to provide the information system through the external system and store it in the DBMS provided on the financial system.

When the request for payment approval of the responsible person is required through the manager terminal (not shown), the information transmitting unit does not receive payment approval from the responsible person directly, and the manager of the responsible person receives image data information scanning the financial transaction application. It is preferable to transmit to a terminal (not shown).

Referring to FIG. 3, an electronic document that receives a predetermined financial transaction request electronic document from the virtual server 300 provided on the financial transaction information registration system and stores and manages the electronic document in a predetermined electronic document D / B 370. The server 350 includes an electronic document receiving unit 355 for receiving a predetermined financial transaction request electronic document from the virtual server 300 through a predetermined communication means, and the electronic document D for receiving the received financial transaction request electronic document. The information generation unit 360 for generating predetermined electronic document management information for storage and management in the / B 370, and the electronic document management information and the financial transaction application electronic document by linking the predetermined electronic document D / It is characterized by comprising an electronic document storage unit 365 to be stored in the B (370).

The electronic document receiving unit 355 may receive a financial transaction request electronic document in the form of an image file and / or a document file from the virtual server 300 through the communication means.

According to an exemplary embodiment of the present invention, the financial transaction request electronic document received by the electronic document receiving unit 355 through the communication means includes an image including image content received by the virtual server 300 from the information registration terminal. It is preferable to include the file as it is.

Alternatively, the financial transaction request electronic document received by the electronic document receiving unit 355 through the communication means may include customer information included in the financial transaction information in the image content received by the virtual server 300 from the information registration terminal. It is preferable to include an image file corresponding to the image content including at least one or more information of the window terminal 380 information, financial transaction application information in a watermarking method.

According to another embodiment of the present invention, the financial transaction request electronic document received by the electronic document receiving unit 355 through the communication means includes the image content received by the virtual server 300 from the information registration terminal. A predetermined document file (e.g., a Portable Document Format (PDF) file, an Electronic Data Interchange (EDI) file, a word processor file including at least one or more HWP / DOC, or a web document file including an MHT) It is preferable to comprise.

Alternatively, the financial transaction application electronic document received by the electronic document receiving unit 355 through the communication means may include customer information included in the financial transaction information in the image content received by the virtual server 300 from the information registration terminal, A predetermined document file (eg, a Portable Document Format (PDF) file or an EDI (Electronic) file including image content including at least one or more information of the counter terminal 380 and financial transaction application information in a watermarking manner). Data Interchange) file, a word processor file including at least one of HWP / DOC, or the like, or a web document file including MHT).

According to another embodiment of the present invention, the financial transaction request electronic document that the electronic document receiving unit 355 receives through the communication means is the image content received from the virtual server 300 from the information registration terminal and the A predetermined document file including financial transaction information (eg, a Portable Document Format (PDF) file, an Electronic Data Interchange (EDI) file, a word processor file including at least one or more such as HWP / DOC, or MHT). Web document files).

Alternatively, the financial transaction application electronic document received by the electronic document receiving unit 355 through the communication means may include customer information included in the financial transaction information in the image content received by the virtual server 300 from the information registration terminal, Image content including at least one or more of the terminal 380 information and the financial transaction application information in a watermarking manner, and a predetermined document file (for example, a Portable Document Format (PDF) file) including the financial transaction information. Or an EDI (Electronic Data Interchange) file, a word processor file including at least one or more HWP / DOC, or a web document file including MHT).

The information generating unit 360 may assign a predetermined electronic document unique number (or unique information) to be assigned to the financial transaction request electronic document received through the electronic document receiving unit 355, and the electronic document receiving unit 355. And generating electronic document management information including electronic document storage date and time information including a date and time at which the financial transaction request electronic document was received (or a date and time at which the financial transaction application electronic document was stored).

According to the exemplary embodiment of the present invention, the information generating unit 360 refers to the virtual transaction 300 which transmits the financial transaction request electronic document received through the electronic document receiving unit 355. It is preferable to identify the financial institution that has sent the document, and generate electronic document management information further including the identified financial institution information.

According to another exemplary embodiment of the present invention, when predetermined electronic document related information is further received from the virtual server 300 through the electronic document receiving unit 355, the information generating unit 360 receives the received electronic document. Document-related information (e.g., customer information for preparing a financial transaction application corresponding to the image content, and / or financial institution information for transmitting the financial transaction application electronic document, and / or electronic document file format information, and / or the financial It is preferable to generate electronic document management information, which further includes transaction information).

The electronic document storage unit 365 associates a financial transaction request electronic document received through the electronic document receiving unit 355 with electronic document management information generated by the information generating unit 360 to process a predetermined electronic document D. It stores in / B (370).

According to the exemplary embodiment of the present invention, the financial transaction request electronic document stored in the electronic document D / B 370 by the electronic document storage unit 365 is received by the virtual server 300 from the information registration terminal. It is preferable that the image file including the image content is included as it is.

Alternatively, the financial transaction request electronic document stored in the electronic document D / B 370 by the electronic document storage unit 365 is the financial transaction in the image content received by the virtual server 300 from the information registration terminal. It is preferable to include an image file corresponding to the image content including at least one or more information of the customer information, the window terminal 380 information, the financial transaction application information included in the information in a watermarking (Watermarking) method.

According to another exemplary embodiment of the present invention, the financial transaction request electronic document stored in the electronic document D / B 370 by the electronic document storage unit 365 is received by the virtual server 300 from the information registration terminal. A predetermined document file (e.g., a portable document format (PDF) file, an electronic data interchange (EDI) file, a word processor file including at least one or more HWP / DOC, etc.) containing an image content, or an MHT Web document files).

Alternatively, the financial transaction request electronic document stored in the electronic document D / B 370 by the electronic document storage 365 may include the financial transaction information in the image content received by the virtual server 300 from the information registration terminal. A predetermined document file (eg, PDF (Portable Document Format)) containing image content including at least one or more of customer information, counter terminal 380 information, and financial transaction application information included in a watermarking method. File, or an EDI (Electronic Data Interchange) file, a word processor file including at least one of HWP / DOC, or the like, or a web document file including an MHT.

According to another exemplary embodiment of the present invention, the financial transaction request electronic document stored in the electronic document D / B 370 by the electronic document storage unit 365 is the virtual server 300 from the information registration terminal. A word processor file including at least one predetermined document file (eg, a Portable Document Format (PDF) file, an Electronic Data Interchange (EDI) file, or an HWP / DOC) including the received image content and the financial transaction information. , Or a web document file including MHT).

Alternatively, the financial transaction request electronic document stored in the electronic document D / B 370 by the electronic document storage 365 may include the financial transaction information in the image content received by the virtual server 300 from the information registration terminal. Image contents including at least one or more of customer information, counter terminal 380 information, and financial transaction application information included in a watermarking method and a predetermined document file including the financial transaction information (eg, PDF). (Portable Document Format) file, EDI (Electronic Data Interchange) file, or a word processor file including at least one or more of HWP / DOC, or a web document file including MHT.

According to the embodiment of the present invention, the electronic document management information stored in the electronic document D / B 370 by the electronic document storage unit 365 in association with the financial transaction request electronic document is the financial transaction request electronic. Preferably, a predetermined electronic document unique number (or unique information) assigned to the document and the electronic document storage date and time information are included.

According to the exemplary embodiment of the present invention, the electronic document management information stored in the electronic document D / B 370 by processing the electronic document storage unit 365 in association with the financial transaction request electronic document is the financial transaction request. Preferably, the financial institution further includes information on a financial institution that transmits the financial transaction request electronic document, which is identified with reference to the virtual server 300 that transmits the electronic document.

According to another exemplary embodiment of the present invention, when predetermined electronic document related information is further received from the virtual server 300, the electronic document storage unit 365 processes the electronic document by linking with the financial transaction request electronic document. The electronic document management information stored in the document D / B 370 may include the received electronic document related information (for example, customer information for which a financial transaction application corresponding to the image content is prepared, and / or the financial transaction application electronic document). Financial institution information to be transmitted, and / or electronic document file format information, and / or the financial transaction information).

4 is a ledger D / B provided in a DBMS on a financial system in a face-to-face manner for registering image data information collected from a plurality of window terminals 380 in an electronic document server 350 according to an embodiment of the present invention. 400 is a diagram illustrating the configuration of financial transaction information stored in FIG.

In more detail, FIG. 4 shows the ledger information provided in the ledger D / B 400 when the storage medium 375 illustrated in FIG. 3 is the ledger D / B 400 provided in the DBMS on the financial system. As an information structure for an implementation method in which financial transaction information including the customer information, the window terminal 380 information, and financial transaction application information is stored, the person having ordinary knowledge in the technical field to which the present invention belongs. By referring to and / or modifying the drawing 4, various information construction methods for storing the financial transaction information in the ledger D / B 400 may be inferred, but the present invention includes all the inferred implementation methods. However, the present invention is not limited to the implementation method shown in FIG.

Referring to Figure 4 according to an embodiment of the present invention, the ledger information provided in the ledger D / B 400 provided in the DBMS on the financial system is a predetermined customer ledger, and an account ledger associated with the customer ledger (for example, , The reception ledger, the loan ledger, etc.) and at least one information associated with the account ledger, the person having ordinary knowledge in the technical field to which the present invention belongs, is provided in the DBMS on the financial system. The ledger D / B 400 includes at least one ledger (eg, a loan ledger, a secured ledger, ..., etc.) and / or for maintaining and managing the ledgers in addition to the customer ledger and the account ledger shown in FIG. It will be clearly understood that at least one additional information is included, and the specific technical matters therefor will be understood. Omit.

The customer ledger is CIF (Customer Information File) number, country code, contact person ID, sales office number, customer classification, customer name, customer address, regional classification code, telephone number, business number, business name, classification code, expiration date, status head office Information, Settlement Date, Cash Date, Last Name, Person, Social Security Number, Company Address, Company Phone Number, Mailing Address, Account Number, President, Business Type, Legal Representative, Initial Transaction Date, TRW, DB, Usage, Parent Company Number. Country name, transmission, sex resident, occupation, mailing address, company name, guardian name, guardian telephone number, legal representative business number, construction process classification, tax classification, area code, group code and postal code, etc. The customer ledger includes ledger information for a customer including at least one of an individual customer, a corporate customer, a minor, and the like.

Those skilled in the art to which the present invention pertains will clearly understand the contents and features of the information contained in the customer ledger, and thus the detailed description thereof will be omitted for convenience.

In addition, the account ledger is linked to the customer ledger relationally, account number, CIF number, point number, currency, opening date, status, product type, interest rate, password, balance, RBI balance 1, RBI balance 2, bank balance , Bank account number, interest interest, time extension, time extension amount, ARS setting, last deposit date, last withdrawal date, final deposit amount, final withdrawal amount, unpaid account transactions, interest rate account, flat currency connection, final payment interest, final payment transaction It includes at least one of a number, an individual interest rate reference, and a final interest calculation date, and includes at least one account number, abstention (month), period (days), period extension, maturity date, and target amount corresponding to the account ledger. Periodic reception information, and / or trust reception information including at least one or more of an account number, a deposit amount, a par value, a pension date, and the number of shares corresponding to the account ledger, and / or the account ledger. Transactions that include at least one account number, transaction number, date, point number, product type, transaction type, cash amount, RBI, batch number, batch transaction, date of payment, bank account line, summary, CIF, etc. It includes the history information.

Those skilled in the art to which the present invention pertains will clearly understand the contents and features of the information contained in the account ledger and the additional information configuration, and thus the detailed description thereof will be omitted for convenience.

Referring to FIG. 4, the financial transaction information provided through the financial transaction information registration system shown in FIG. 3 is stored in the form of additional information added to the account ledger. At least one terminal 380 information, financial transaction application information, characterized in that comprises a.

The financial transaction application information is preferably information included in at least one or more paper forms created for use of financial transaction services through the financial institution.

For example, when the paper form is a banking slip, the information included in the paper form includes at least one amount of money information to be deposited and financial account information about a target financial account to be deposited. The bank transaction slip for the withdrawal processing of the bank transaction slip may include at least one amount of information to be withdrawn, information about the number of checks to be withdrawn, and at least one financial account information about a financial account to be withdrawn. .

In addition, when the paper form is a bank transaction application (for example, an application for opening an account or an application for joining a fund), the information including the paper form may include financial product information for the opening of an account (or a subscription for a fund, etc.) It is preferable to include at least one or more.

The teller terminal 380 information includes at least a management number (or a management code) assigned to the teller terminal 380, terminal specific information (for example, an IP (Internet Protocol) address, a MAC (Media Access Control) address, etc.), and the like. It is preferable to include one or more.

The customer information includes personal information (eg, name, resident registration number, address, telephone number, mobile phone number, e-mail address, etc.) of the customer who prepared the financial transaction application, and member information (eg, the customer Member ID information, CIF (Customer Information File) number, etc. provided in the customer ledger provided on the financial system associated with the financial transaction information registration system in response to the customer by subscribing as a financial transaction customer of a financial institution) It is preferable to include at least one or more.

According to another exemplary embodiment of the present invention, the financial transaction information is stored in the form of information included in the account ledger (not shown), and / or added to another ledger other than the account ledger (eg, a customer ledger). It can be stored in the form of additional information, and / or in the form of information contained in other ledgers (for example, customer ledger) other than the account ledger, thereby not limiting the present invention.

5 is a ledger D / B provided in a DBMS on a financial system in a face-to-face manner for registering image data information collected from a plurality of window terminals 380 in an electronic document server 350 according to another embodiment of the present invention. A diagram illustrating a financial transaction information structure stored in a database associated with 500.

In more detail, FIG. 5 illustrates an embodiment of the method in which the storage medium 375 illustrated in FIG. 3 is stored in a predetermined database linked to the ledger D / B 500 provided in the DBMS on the financial system. As shown in the drawings, a person of ordinary skill in the art to which the present invention pertains may refer to and / or modify the drawing 5 to associate the financial transaction information with a ledger D / B 500 in a predetermined database. It can be inferred from the various information configuration method to store, but the present invention includes all the implementation method inferred, and is not limited to the implementation method shown in FIG.

In particular, FIG. 5 illustrates a case in which it is not easy to store the financial transaction information in the ledger information of the ledger D / B 500 on the DBMS provided on the financial system (for example, the ledger D of the DBMS due to the policy of a financial institution). It is not easy to change the / B (500), or the system expansion is not easy due to the nature of the financial system), the financial transaction information is stored in a predetermined database instead of the ledger D / B (500), The implementation method of storing a database and the ledger D / B 500 in association is shown.

In addition, the database shown in FIG. 5 does not need to be provided on a DBMS provided on a financial system as in the embodiment shown in FIG. It may be configured in the form of a database on a telebanking system, a database on a wireless banking system, and / or a database on a TV banking system, and the present invention is not limited thereto.

Referring to FIG. 5, the database stores and stores the customer information, the counter terminal 380 information, and the financial transaction application information included in the financial transaction information, and the financial transaction information is stored in the ledger D /. It is preferable that the financial transaction information further includes a CIF number corresponding to the ledger information in order to be linked to the B 500.

The financial transaction application information is preferably information included in at least one or more paper forms created for use of financial transaction services through the financial institution.

For example, when the paper form is a banking slip, the information included in the paper form includes at least one amount of money information to be deposited and financial account information about a target financial account to be deposited. The bank transaction slip for the withdrawal processing of the bank transaction slip may include at least one amount of information to be withdrawn, information about the number of checks to be withdrawn, and at least one financial account information about a financial account to be withdrawn. .

In addition, when the paper form is a bank transaction application (for example, an application for opening an account or an application for joining a fund), the information including the paper form may include financial product information for the opening of an account (or a subscription for a fund, etc.) It is preferable to include at least one or more.

The teller terminal 380 information includes at least a management number (or a management code) assigned to the teller terminal 380, terminal specific information (for example, an IP (Internet Protocol) address, a MAC (Media Access Control) address, etc.), and the like. It is preferable to include one or more.

The customer information includes personal information (eg, name, resident registration number, address, telephone number, mobile phone number, e-mail address, etc.) of the customer who prepared the financial transaction application, and member information (eg, the customer Member ID information, CIF (Customer Information File) number, etc. provided in the customer ledger provided on the financial system associated with the financial transaction information registration system in response to the customer by subscribing as a financial transaction customer of a financial institution) It is preferable to include at least one or more.

6 is a financial transaction stored in a DBMS provided in a banking server in a face-to-face manner for registering image data information collected from a plurality of window terminals 380 in an electronic document server 350 according to another embodiment of the present invention. It is a figure which shows an information structure.

In more detail, FIG. 6 shows that a storage medium 375 shown in FIG. 3 is provided with an Internet banking system and / or a telebanking system, and / or a wireless banking system, and / or a TV banking system. As an embodiment of the present invention provided in the DBMS provided in the banking server, those skilled in the art to which the present invention pertains, provided with at least one or more banking server by referring to and / or modifying the figure 6 Although it is possible to infer an information configuration method for financial transaction information stored in a predetermined DBMS, the present invention includes all the inferred implementation methods, and is not limited to the implementation method shown in FIG.

Referring to FIG. 6, a predetermined DBMS provided in the banking server may store and store customer information, window terminal 380 information, and financial transaction application information included in the financial transaction information.

The financial transaction application information is preferably information included in at least one or more paper forms created for use of financial transaction services through the financial institution.

For example, when the paper form is a banking slip, the information included in the paper form includes at least one amount of money information to be deposited and financial account information about a target financial account to be deposited. The bank transaction slip for the withdrawal processing of the bank transaction slip may include at least one amount of information to be withdrawn, information about the number of checks to be withdrawn, and at least one financial account information about a financial account to be withdrawn. .

In addition, when the paper form is a bank transaction application (for example, an application for opening an account or an application for joining a fund), the information including the paper form may include financial product information for the opening of an account (or a subscription for a fund, etc.) It is preferable to include at least one or more.

The teller terminal 380 information includes at least a management number (or a management code) assigned to the teller terminal 380, terminal specific information (for example, an IP (Internet Protocol) address, a MAC (Media Access Control) address, etc.), and the like. It is preferable to include one or more.

The customer information includes personal information (eg, name, resident registration number, address, telephone number, mobile phone number, e-mail address, etc.) of the customer who prepared the financial transaction application, and member information (eg, the customer Member ID information, CIF (Customer Information File) number, etc. provided in the customer ledger provided on the financial system associated with the financial transaction information registration system in response to the customer by subscribing as a financial transaction customer of a financial institution) It is preferable to include at least one or more.

7A and 7B illustrate a process of registering financial transaction information in a face-to-face manner according to one embodiment of the present invention.

In more detail, FIGS. 7A and 7B illustrate a window terminal 380 provided at a financial institution branch (or a branch) in which an information registration terminal on the financial transaction information registration system illustrated in FIG. 3 is provided. In the case of having a ledger server (not shown) function on the financial system associated with the teller terminal 380 through a predetermined financial network, the predetermined data is collected by the customer from the plurality of teller terminals 380. When a financial transaction application including at least one of customer information, counter terminal 380 information, and financial transaction application information is created and submitted for registration in the document server 350, a predetermined image is acquired at a predetermined counter terminal 380. Acquire a predetermined image content corresponding to the financial transaction application through the device, and the financial transaction information registration system to the financial transaction application registration system through a predetermined information registration interface. When the corresponding financial transaction information and the image content obtained from the financial transaction application form are provided, a predetermined financial transaction application electronic document including the image content is generated and stored in a predetermined electronic document repository and stored in the financial transaction information. An implementation method of linking and processing the included customer information, counter terminal 380 information, and financial transaction application information in a predetermined storage medium 375. Specifically, obtaining a predetermined image from the counter terminal 380. After obtaining predetermined image contents corresponding to the financial transaction application through the device and transmitting the predetermined image content to the virtual server 300, the financial server information is input (or selected) corresponding to the financial transaction application and the virtual server 300 is input. Shows an embodiment of the transmission method.

Those skilled in the art to which the present invention pertains may refer to and / or modify the drawings 7a and 7b to register the financial transaction information with the virtual server 300 in the window terminal 380. Although the implementation method may be inferred, the present invention includes all implementation methods inferred from the above, and is not limited to the implementation method shown in FIGS. 7A and 7B.

For example, in the implementation method shown in FIGS. 7A and 7B, the window terminal 380 acquires predetermined image contents corresponding to the financial transaction application through a predetermined image acquisition device, and / or the financial transaction application. Although a user interface for inputting (or selecting) financial transaction information corresponding to the example is illustrated as being provided from the virtual server 300, the user is provided with a predetermined information registration program in the window terminal 380. The interface does not need to be provided from the virtual server 300, and thus the present invention is not limited thereto.

7a and 7b, the window terminal 380 shown in FIG. 3 is referred to as a " terminal " for convenience, and the virtual server 300 shown in FIG. 3 is referred to as a " server " The customer information, the window terminal 380 information, and the financial transaction application information transmitted from the terminal 380 to the virtual server 300 are referred to as "financial transaction information" for convenience.

Referring to FIGS. 7A and 7B, the customer information, the counter terminal 380 information, and the financial transaction application for a predetermined customer to register the image data information collected from the plurality of counter terminals 380 to the electronic document server 350. When a financial transaction application including at least one information is prepared and submitted, the window terminal 380 shown in FIG. 3 accesses the server through a predetermined financial network and connects a predetermined communication channel to the financial terminal. When requesting a user interface for registering the image data information collected from the plurality of window terminals 380 corresponding to the transaction application to the electronic document server 350 (700), the server corresponding to the predetermined image in the terminal A user interface for acquiring predetermined image contents corresponding to the financial transaction application prepared by the customer through an obtaining device and transmitting the predetermined image content to the server; The generated (or extracted) user interface is transmitted (705) and the generated (or extracted) user interface is transmitted to the terminal through the financial network (710).

Thereafter, the terminal acquires image content corresponding to the financial transaction application through a predetermined image acquisition device based on the user interface (715).

If image content corresponding to the financial transaction application is obtained through the image acquisition device (720), the terminal transmits the acquired image content to the server through the financial network (725).

Thereafter, the server inputs (or selects) financial transaction information including at least one of customer information, a counter terminal 380 information, and financial transaction application information corresponding to the financial transaction application that matches the image content to the server. A user interface for transmission is generated (or extracted) (730), and the generated (or extracted) user interface is transmitted to the terminal through the financial network (735).

Thereafter, the terminal inputs (or selects) financial transaction information including at least one of the customer information, the counter terminal 380 information, and the financial transaction application information through the user interface (740).

If financial transaction information including at least one of the customer information, the counter terminal 380 information, and the financial transaction application information is input (or selected) through the user interface (745), the terminal transmits the information through the financial network. The input (or selected) financial transaction information is transmitted to the server (750).

Thereafter, the server receives and reads financial transaction information including at least one of the customer information, the counter terminal 380 information, and the financial transaction application information through the financial network to confirm the validity of the financial transaction information ( 755).

According to an embodiment of the present invention, the validity of the financial transaction information is determined by whether at least one ledger information matching the financial transaction information is registered in the ledger D / B on the financial system associated with the financial transaction information registration system. It is preferable to include confirmation.

For example, the validity confirming unit 325 may include, among the information included in the financial transaction information, the customer information (customer personal information, member information, etc.) of the ledger D / B on the financial system associated with the financial transaction information registration system. It is preferably made to include matching with the customer ledger stored in.

If the validity of the financial transaction information is not authenticated (760), the server generates predetermined information registration error information and transmits it to the terminal (765), and does not perform an information registration procedure corresponding to the financial transaction information. Do not.

On the other hand, if the validity of the financial transaction information is authenticated (760), the server generates a predetermined financial transaction application electronic document containing the image content (770).

According to an exemplary embodiment of the present invention, the server collects the image file including the image content received from the information registration terminal through the image receiving unit 320 from the plurality of window terminals 380 as it is. It is preferable to process the information as a financial transaction application electronic document for registration in the electronic document server 350.

Alternatively, the server may include the customer information, the window terminal 380 information, included in the financial transaction information received through the information receiving unit 315, in the image content received from the information registering terminal through the image receiving unit 320, Registering image data information collected from the plurality of window terminals 380, the image file corresponding to the image content including at least one or more information of the financial transaction application information in the watermarking method to the electronic document server 350 It is desirable to create a financial transaction request electronic document.

According to another exemplary embodiment of the present invention, the server may include a predetermined document file (eg, a Portable Document Format (PDF) file, or a PDF file) including the image content received from the information registration terminal through the image receiving unit 320. Image data collected from the plurality of window terminals 380 by generating an EDI (Electronic Data Interchange) file, a word processor file including at least one of HWP / DOC, or a web document file including MHT). It is preferable to generate a financial transaction application electronic document for registering the information in the electronic document server 350.

Alternatively, the server may include the customer information, the window terminal 380 information, included in the financial transaction information received through the information receiving unit 315, in the image content received from the information registering terminal through the image receiving unit 320, Generating image contents including at least one or more information of financial transaction application information by a watermarking method, and a predetermined document file (eg, a Portable Document Format (PDF) file) including the generated image contents, or Image data collected from the plurality of window terminals 380 by generating an EDI (Electronic Data Interchange) file, a word processor file including at least one of HWP / DOC, or a web document file including MHT). It is preferable to generate a financial transaction application electronic document for registering the information in the electronic document server 350.

According to another exemplary embodiment of the present invention, the server may include the image content received from the information registration terminal through the image receiving unit 320 and the financial transaction information received through the information receiving unit 315. Generate a document file (e.g., a Portable Document Format (PDF) file, an Electronic Data Interchange (EDI) file, a word processor file including at least one or more HWP / DOC, or a web document file including an MHT) Thus, it is preferable to generate a financial transaction application electronic document for registering the image data information collected from the plurality of window terminals 380 to the electronic document server 350.

Alternatively, the server may include the customer information, the window terminal 380 information, included in the financial transaction information received through the information receiving unit 315, in the image content received from the information registering terminal through the image receiving unit 320, Generating image content including at least one or more information of the financial transaction application information in a watermarking manner, and a predetermined document file (eg, PDF (Portable Document) including the generated image content and the financial transaction information. A plurality of window terminals 380 by generating a Format file, an EDI file, a word processor file including at least one of HWP / DOC, or a web document file including MHT. It is preferable to generate a financial transaction application electronic document for registering the image data information collected from the electronic document server 350.

Those skilled in the art to which the present invention pertains may include technical features that the server generates a financial transaction request electronic document in an image file format and / or a predetermined document file format, and corresponds to the financial transaction request electronic document. The technical features of the file format for the image file and / or document file to be familiar with, so a detailed description thereof will be omitted for convenience.

Thereafter, the server checks whether the state of the electronic document storage is an electronic document transfer possible state (772).

According to the implementation method of the present invention, the state confirmation of the electronic document server 350, it is preferable to check the network state, business hours, etc. of the electronic document server 350.

Those skilled in the art to which the present invention pertains, because they will be familiar with the technical features of the method for checking the network state, detailed description thereof will be omitted for convenience.

If the state of the electronic document storage state is an electronic document transferable state (774), the server stores the generated financial transaction application electronic document in a predetermined electronic document storage (775).

As shown in FIG. 3, the electronic document repository includes a predetermined electronic document server 350 and an electronic document D / B 370 connected to a server on the financial transaction information registration system through predetermined communication means. When provided externally, the server preferably transmits the generated financial transaction request electronic document to the electronic document server 350 through the communication means to store in the electronic document D / B (370).

Alternatively, when the electronic document storage is provided on the DBMS provided in the financial transaction information registration system, the server stores the generated financial transaction application electronic document on the DBMS provided in the financial transaction information registration system. It is possible to store in the electronic document D / B 370 corresponding to the present invention is not limited thereby.

According to the implementation method of the present invention, storing the financial transaction application electronic document in the electronic document storage, the electronic transaction shown in FIG. It is preferable to include storing in the document D / B (370).

Here, the electronic document management information preferably comprises a predetermined electronic document unique number (or unique information) assigned to the financial transaction application electronic document and the electronic document storage date and time information.

The electronic document management information may further include financial institution information that transmits the financial transaction request electronic document.

Further, the electronic document management information may include predetermined electronic document related information (eg, customer information for preparing a financial transaction application corresponding to the image content, and / or financial institution information for transmitting the financial transaction application electronic document, and / or Electronic document file format information, and / or the financial transaction information).

If the financial transaction request electronic document is stored in the electronic document repository (780), the server links the customer information, the counter terminal 380 information, and the financial transaction application information included in the financial transaction information to a predetermined value. Stored in the storage medium 375 (785), predetermined information registration history information (for example, the history of storing the financial transaction application electronic document in the electronic document storage, and / or the financial medium in the storage medium 375) Details of storing transaction information) are generated (or extracted) and transmitted to the terminal (790).

According to one embodiment of the invention, the storage medium 375 is preferably provided in a DBMS on a financial system provided on the financial transaction information registration system (or associated with the financial transaction information registration system). When the storage medium 375 may be ledger D / B provided in the DBMS on the financial system, and / or a predetermined database associated with the ledger D / B, thereby the present invention is not limited.

According to another exemplary embodiment of the present invention, the storage medium 375 may include an internet banking system, and / or a telebanking system, and / or a wireless banking system provided on (or associated with) the financial transaction information registration system; And / or a DBMS on at least one banking system of the TV banking system, which is not intended to limit the present invention.

8A and 8B illustrate a process of registering financial transaction information in a face-to-face manner according to another exemplary embodiment of the present invention.

In more detail, FIGS. 8A and 8B are window terminals 380 in which an information registration terminal on the financial transaction information registration system shown in FIG. 3 is provided at a branch (or branch) of a financial institution, and the virtual server 300 Has a ledger server (not shown) function on the financial system associated with the teller terminal 380 through a predetermined financial network, the predetermined customer collects the image data information collected from the plurality of teller terminals 380. When a financial transaction application including at least one or more of customer information, counter terminal 380 information, and financial transaction application information is submitted for registration in the electronic document server 350, a predetermined image is displayed at a predetermined counter terminal 380. Acquire a predetermined image content corresponding to the financial transaction application through the acquisition device, and the financial transaction application registration system to the financial transaction application registration system through a predetermined information registration interface When the corresponding financial transaction information and the image content obtained from the financial transaction application form are provided, a predetermined financial transaction request electronic document including the image content is generated and stored in a predetermined electronic document repository and stored in the financial transaction information. An embodiment of the present invention relates to a method of linking and processing the included customer information, counter terminal 380 information, and financial transaction application information in a predetermined storage medium 375. Specifically, the financial terminal application form at the counter terminal 380 After inputting (or selecting) the financial transaction information corresponding to the virtual server 300 and transmitting the predetermined image content corresponding to the financial transaction application through a predetermined image acquisition device, the virtual server 300 Shows an embodiment of the transmission method.

Those skilled in the art to which the present invention pertains may refer to and / or modify the drawings 8a and 8b to register the financial transaction information with the virtual server 300 in the window terminal 380. Although the implementation method may be inferred, the present invention includes all the implementation methods inferred above, and is not limited to the implementation method shown in FIGS. 8A and 8B.

For example, in the implementation method shown in FIGS. 8A and 8B, the window terminal 380 acquires predetermined image contents corresponding to the financial transaction application through a predetermined image acquisition device, and / or the financial transaction application. Although a user interface for inputting (or selecting) financial transaction information corresponding to the example is illustrated as being provided from the virtual server 300, the user is provided with a predetermined information registration program in the window terminal 380. The interface does not need to be provided from the virtual server 300, and thus the present invention is not limited thereto.

Hereinafter, the window terminal 380 shown in FIG. 3 in FIG. 8A and FIG. 8B will be referred to as "terminal" for convenience, and the virtual server 300 shown in FIG. 3 will be referred to as "server" for convenience. The customer information, the window terminal 380 information, and the financial transaction application information transmitted from the terminal 380 to the virtual server 300 are referred to as "financial transaction information" for convenience.

Referring to FIGS. 8A and 8B, the customer information, the counter terminal 380 information, and the financial transaction application for a predetermined customer to register the image data information collected from the plurality of counter terminals 380 to the electronic document server 350. When a financial transaction application including at least one information is prepared and submitted, the teller terminal 380 shown in FIG. 3 accesses the server through a predetermined financial network and connects a predetermined communication channel. When requesting a user interface for registering the image data information collected from the plurality of window terminals 380 corresponding to the transaction application to the electronic document server 350 (800), the server responds to the financial transaction created by the customer. Input (or select) financial transaction information including at least one of customer information, counter terminal 380 information, and financial transaction application information corresponding to the application to the server. A user interface for transmission is generated (or extracted) (805), and the generated (or extracted) user interface is transmitted to the terminal through the financial network (810).

Thereafter, the terminal inputs (or selects) financial transaction information including at least one of the customer information, the counter terminal 380 information, and the financial transaction application information through the user interface (815).

If financial transaction information including at least one of the customer information, the counter terminal 380 information, and the financial transaction application information is input (or selected) through the user interface (820), the terminal transmits the information through the financial network. The financial transaction information is input (or selected) to the server (825).

Thereafter, the server receives and reads financial transaction information including at least one of the customer information, the counter terminal 380 information, and the financial transaction application information through the financial network to confirm the validity of the financial transaction information ( 830).

According to an embodiment of the present invention, the validity of the financial transaction information is determined by whether at least one ledger information matching the financial transaction information is registered in the ledger D / B on the financial system associated with the financial transaction information registration system. It is preferable to include checking.

For example, the validity confirming unit 325 may include, among the information included in the financial transaction information, the customer information (customer personal information, member information, etc.) of the ledger D / B on the financial system associated with the financial transaction information registration system. It is preferably made to include matching with the customer ledger stored in.

If the validity of the financial transaction information is not authenticated (835), the server generates predetermined information registration error information and transmits it to the terminal (840), and does not perform an information registration procedure corresponding to the financial transaction information. Do not.

On the other hand, if the validity of the financial transaction information is authenticated (835), the server acquires predetermined image contents corresponding to the financial transaction application written by the customer through a predetermined image acquisition device and transmits the predetermined image content to the server. A user interface for generating (or extracting) a user interface is generated (845), and the generated (or extracted) user interface is transmitted through the financial network to the terminal for output (850).

Thereafter, the terminal acquires image content corresponding to the financial transaction application through a predetermined image acquisition device based on the user interface (855).

If image content corresponding to the financial transaction application is obtained through the image acquisition device (860), the terminal transmits the obtained image content to the server through the financial network (865).

The server receiving the financial transaction information and the image content from the terminal generates a predetermined financial transaction request electronic document including the image content (870).

According to an exemplary embodiment of the present invention, the server collects the image file including the image content received from the information registration terminal through the image receiving unit 320 from the plurality of window terminals 380 as it is. It is preferable to process the information as a financial transaction application electronic document for registration in the electronic document server 350.

Alternatively, the server may include customer information and window terminal 380 included in the financial transaction information received through the information receiver 315 in the image content received from the information registration terminal through the image receiver 320. The electronic document server 350 collects image data information obtained from the plurality of window terminals 380 of an image file corresponding to an image content including at least one of information and financial transaction application information by a watermarking method. It is desirable to create a financial transaction application electronic document for registration at the.

According to another exemplary embodiment of the present invention, the server may include a predetermined document file (eg, a Portable Document Format (PDF) file, or a PDF file) including the image content received from the information registration terminal through the image receiving unit 320. Image data collected from the plurality of window terminals 380 by generating an EDI (Electronic Data Interchange) file, a word processor file including at least one of HWP / DOC, or a web document file including MHT). It is preferable to generate a financial transaction application electronic document for registering the information in the electronic document server 350.

Alternatively, the server may include the customer information, the window terminal 380 information, included in the financial transaction information received through the information receiving unit 315, in the image content received from the information registering terminal through the image receiving unit 320, Generate image content including at least one or more information of financial transaction application information by a watermarking method, and include a predetermined document file (eg, a Portable Document Format (PDF) file or EDI including the generated image content). Image data information collected from the plurality of window terminals 380 by generating an electronic data interchange file, a word processor file including at least one or more HWP / DOC, or a web document file including MHT. It is preferable to generate a financial transaction application electronic document for registration in the electronic document server 350.

According to another exemplary embodiment of the present invention, the server may include the image content received from the information registration terminal through the image receiving unit 320 and the financial transaction information received through the information receiving unit 315. Generate a document file (e.g., a Portable Document Format (PDF) file, an Electronic Data Interchange (EDI) file, a word processor file including at least one or more HWP / DOC, or a web document file including an MHT) Thus, it is preferable to generate a financial transaction application electronic document for registering the image data information collected from the plurality of window terminals 380 to the electronic document server 350.

Alternatively, the server may include the customer information, the window terminal 380 information, included in the financial transaction information received through the information receiving unit 315, in the image content received from the information registering terminal through the image receiving unit 320, Generates image content including at least one or more information of the financial transaction application information by a watermarking method, and includes a predetermined document file (eg, PDF (Portable Document) including the generated image content and the financial transaction information. A plurality of window terminals 380 by generating a Format file, an EDI file, a word processor file including at least one of HWP / DOC, or a web document file including MHT. It is preferable to generate a financial transaction application electronic document for registering the image data information collected from the electronic document server 350.

Those skilled in the art to which the present invention pertains may include technical features that the server generates a financial transaction request electronic document in an image file format and / or a predetermined document file format, and corresponds to the financial transaction request electronic document. The technical features of the file format for the image file and / or document file to be familiar with, so a detailed description thereof will be omitted for convenience.

Thereafter, the server checks whether the state of the electronic document storage is an electronic document transfer possible state (872).

According to the implementation method of the present invention, the state confirmation of the electronic document server 350, it is preferable to check the network state, business hours, etc. of the electronic document server 350.

Those skilled in the art to which the present invention pertains, because they will be familiar with the technical features of the method for checking the network state, a detailed description thereof will be omitted for convenience.

If the state of the electronic document storage state is an electronic document transferable state (874), the server stores the generated financial transaction application electronic document in a predetermined electronic document storage (875).

As shown in FIG. 3, the electronic document repository includes a predetermined electronic document server 350 and an electronic document D / B 370 connected to a server on the financial transaction information registration system through predetermined communication means. When provided externally, the server preferably transmits the generated financial transaction request electronic document to the electronic document server 350 through the communication means to store in the electronic document D / B (370).

Alternatively, when the electronic document storage is provided on the DBMS provided in the financial transaction information registration system, the server stores the generated financial transaction application electronic document on the DBMS provided in the financial transaction information registration system. It is possible to store in the electronic document D / B 370 corresponding to the present invention is not limited thereby.

According to the implementation method of the present invention, storing the financial transaction application electronic document in the electronic document storage, as shown in FIG. 3 by processing the generated financial transaction application electronic document and predetermined electronic document management information It is preferable to include storing in the electronic document D / B (370).

Here, the electronic document management information preferably comprises a predetermined electronic document unique number (or unique information) assigned to the financial transaction application electronic document and the electronic document storage date and time information.

The electronic document management information may further include financial institution information that transmits the financial transaction request electronic document.

Further, the electronic document management information may include predetermined electronic document related information (eg, customer information for preparing a financial transaction application corresponding to the image content, and / or financial institution information for transmitting the financial transaction application electronic document, and / or Electronic document file format information, and / or the financial transaction information).

If the financial transaction application electronic document is stored in the electronic document repository (880), the server links the customer information, the window terminal 380 information, the financial transaction application information included in the financial transaction information to a predetermined process. Information stored in the storage medium 375 (885), predetermined information registration history information (e.g., the history of storing the financial transaction application electronic document in the electronic document storage, and / or the financial medium in the storage medium 375) History of storing transaction information) is generated (or extracted) and transmitted to the terminal (890).

According to one embodiment of the invention, the storage medium 375 is preferably provided in a DBMS on a financial system provided on the financial transaction information registration system (or associated with the financial transaction information registration system). When the storage medium 375 may be ledger D / B provided in the DBMS on the financial system, and / or a predetermined database associated with the ledger D / B, thereby the present invention is not limited.

According to another exemplary embodiment of the present invention, the storage medium 375 may include an internet banking system, and / or a telebanking system, and / or a wireless banking system provided on (or associated with) the financial transaction information registration system; And / or a DBMS on at least one banking system of the TV banking system, which is not intended to limit the present invention.

9A and 9B illustrate a process of registering financial transaction information in a face-to-face manner according to another exemplary embodiment of the present invention.

9a and 9b show a terminal 380 in which an information registration terminal on the financial transaction information registration system shown in FIG. 3 is provided at a branch (or branch) of a financial institution, and the virtual server 300 is illustrated in FIG. Has a ledger server (not shown) function on the financial system associated with the teller terminal 380 through a predetermined financial network, the predetermined customer collects the image data information collected from the plurality of teller terminals 380. When a financial transaction application including at least one or more of customer information, counter terminal 380 information, and financial transaction application information is submitted for registration in the electronic document server 350, a predetermined image is displayed at a predetermined counter terminal 380. Acquire a predetermined image content corresponding to the financial transaction application through the acquisition device, and the financial transaction application registration system to the financial transaction application registration system through a predetermined information registration interface When the corresponding financial transaction information and the image content obtained from the financial transaction application form are provided, a predetermined financial transaction request electronic document including the image content is generated and stored in a predetermined electronic document repository and stored in the financial transaction information. An implementation method of linking and processing the included customer information, counter terminal 380 information, and financial transaction application information in a predetermined storage medium 375. Specifically, obtaining a predetermined image from the counter terminal 380. A method of obtaining a predetermined image content corresponding to the financial transaction application through a device, inputting (or selecting) financial transaction information corresponding to the financial transaction application, and transmitting the same to the virtual server 300 is illustrated. .

Those skilled in the art to which the present invention pertains may refer to and / or modify the drawings 9a and 9b to register the financial transaction information with the virtual server 300 in the window terminal 380. Although the implementation method may be inferred, the present invention includes all the implementation methods inferred above, and is not limited to the implementation method shown in FIGS. 9A and 9B.

For example, in the implementation method shown in FIGS. 9A and 9B, the window terminal 380 acquires predetermined image contents corresponding to the financial transaction application through a predetermined image acquisition device, and / or the financial transaction application. Although a user interface for inputting (or selecting) financial transaction information corresponding to the example is illustrated as being provided from the virtual server 300, the user is provided with a predetermined information registration program in the window terminal 380. The interface does not need to be provided from the virtual server 300, and thus the present invention is not limited thereto.

Hereinafter, the window terminal 380 shown in FIG. 3 in FIGs. 9A and 9B will be referred to as a "terminal" for convenience, and the virtual server 300 shown in FIG. 3 will be referred to as a "server" for convenience. The customer information, the window terminal 380 information, and the financial transaction application information transmitted from the terminal 380 to the virtual server 300 are referred to as "financial transaction information" for convenience.

9A and 9B, customer information, counter terminal 380 information, and financial transaction application for a predetermined customer to register image data information collected from a plurality of counter terminals 380 to the electronic document server 350. When a financial transaction application including at least one information is prepared and submitted, the window terminal 380 shown in FIG. 3 accesses the server through a predetermined financial network and connects a predetermined communication channel. When requesting a user interface for registering the image data information collected from the plurality of window terminals 380 corresponding to the financial transaction application to the electronic document server 350 (900), the server corresponds to the customer Input (or select) financial transaction information corresponding to the created financial transaction application form, and set a predetermined interest corresponding to the financial transaction application form through a predetermined image acquisition device. To obtain a support content creating a user interface for transmitting to the server (or the extract) and 905, and outputs through the financial network transmits the user interface the generated (or extracted) to the mobile station (910).

Thereafter, the terminal inputs (or selects) financial transaction information including at least one of the customer information, the counter terminal 380 information, and the financial transaction application information through the user interface (915).

If financial transaction information including at least one of the customer information, the counter terminal 380 information, and the financial transaction application information is input (or selected) through the user interface (920), the terminal is based on the user interface. An image content corresponding to the financial transaction application is obtained through a predetermined image acquisition device (925).

If image content corresponding to the financial transaction application is obtained through the image acquisition device (930), the terminal transmits the financial transaction information and image content to the server through the financial network (935).

Thereafter, the server receives and reads financial transaction information including at least one of the customer information, the counter terminal 380 information, and the financial transaction application information through the financial network to confirm the validity of the financial transaction information ( 940).

According to an embodiment of the present invention, the validity of the financial transaction information is determined by whether at least one ledger information matching the financial transaction information is registered in the ledger D / B on the financial system associated with the financial transaction information registration system. It is preferable to include checking.

For example, the validity confirming unit 325 may include, among the information included in the financial transaction information, the customer information (customer personal information, member information, etc.) of the ledger D / B on the financial system associated with the financial transaction information registration system. It is preferably made to include matching with the customer ledger stored in.

If the validity of the financial transaction information is not authenticated (945), the server generates predetermined information registration error information and transmits it to the terminal (950), and does not perform an information registration procedure corresponding to the financial transaction information. Do not.

On the other hand, if the validity of the financial transaction information is authenticated (945), the server generates a predetermined financial transaction application electronic document containing the image content (955).

According to an exemplary embodiment of the present invention, the server collects the image file including the image content received from the information registration terminal through the image receiving unit 320 from the plurality of window terminals 380 as it is. It is preferable to process the information as a financial transaction application electronic document for registration in the electronic document server 350.

Alternatively, the server may include the customer information, the window terminal 380 information, included in the financial transaction information received through the information receiving unit 315, in the image content received from the information registering terminal through the image receiving unit 320, Registering image data information collected from the plurality of window terminals 380, the image file corresponding to the image content including at least one or more information of the financial transaction application information in the watermarking method to the electronic document server 350 It is desirable to create a financial transaction request electronic document.

According to another exemplary embodiment of the present invention, the server may include a predetermined document file (eg, a Portable Document Format (PDF) file, or a PDF file) including the image content received from the information registration terminal through the image receiving unit 320. Image data collected from the plurality of window terminals 380 by generating an EDI (Electronic Data Interchange) file, a word processor file including at least one of HWP / DOC, or a web document file including MHT). It is preferable to generate a financial transaction application electronic document for registering the information in the electronic document server 350.

Alternatively, the server may include the customer information, the window terminal 380 information, included in the financial transaction information received through the information receiving unit 315, in the image content received from the information registering terminal through the image receiving unit 320, Generate image content including at least one or more information of financial transaction application information by a watermarking method, and include a predetermined document file (eg, a Portable Document Format (PDF) file or EDI including the generated image content). Image data information collected from the plurality of window terminals 380 by generating an electronic data interchange file, a word processor file including at least one or more HWP / DOC, or a web document file including MHT. It is preferable to generate a financial transaction application electronic document for registration in the electronic document server 350.

According to another exemplary embodiment of the present invention, the server may include the image content received from the information registration terminal through the image receiving unit 320 and the financial transaction information received through the information receiving unit 315. A document file (e.g., a Portable Document Format (PDF) file, an Electronic Data Interchange (EDI) file, a word processor file including at least one of HWP / DOC, etc., or a web document file including MHT) By generating, it is preferable to generate a financial transaction application electronic document for registering the image data information collected from the plurality of window terminals 380 to the electronic document server 350.

Alternatively, the server may include the customer information, the window terminal 380 information, included in the financial transaction information received through the information receiving unit 315, in the image content received from the information registering terminal through the image receiving unit 320, Generate image content including at least one or more information of the financial transaction application information by a watermarking method, and include a predetermined document file (eg, PDF (Portable Document Format) including the generated image content and the financial transaction information. ), A word processor file including at least one of an EDI (Electronic Data Interchange) file, a HWP / DOC, or the like, or a web document file including an MHT), and the like. It is preferable to generate a financial transaction application electronic document for registering the collected image data information in the electronic document server 350.

Those skilled in the art to which the present invention pertains may include technical features that the server generates a financial transaction request electronic document in an image file format and / or a predetermined document file format, and corresponds to the financial transaction request electronic document. The technical features of the file format for the image file and / or document file to be familiar with, so a detailed description thereof will be omitted for convenience.

Thereafter, the server checks whether the state of the electronic document repository is in an electronic document transfer possible state (757).

According to the implementation method of the present invention, the state confirmation of the electronic document server 350, it is preferable to check the network state, business hours, etc. of the electronic document server 350.

Those skilled in the art to which the present invention pertains, because they will be familiar with the technical features of the method for checking the network state, detailed description thereof will be omitted for convenience.

If the state of the electronic document storage is an electronic document transferable state (959), the server stores the generated financial transaction application electronic document in a predetermined electronic document storage (960).

As shown in FIG. 3, the electronic document repository includes a predetermined electronic document server 350 and an electronic document D / B 370 connected to a server on the financial transaction information registration system through predetermined communication means. When provided externally, the server preferably transmits the generated financial transaction request electronic document to the electronic document server 350 through the communication means to store in the electronic document D / B (370).

Alternatively, when the electronic document storage is provided on the DBMS provided in the financial transaction information registration system, the server stores the generated financial transaction application electronic document on the DBMS provided in the financial transaction information registration system. It is possible to store in the electronic document D / B 370 corresponding to the present invention is not limited thereby.

According to the implementation method of the present invention, storing the financial transaction application electronic document in the electronic document storage, the electronic transaction shown in FIG. It is preferable to include storing in the document D / B (370).

Here, the electronic document management information preferably comprises a predetermined electronic document unique number (or unique information) assigned to the financial transaction application electronic document and the electronic document storage date and time information.

The electronic document management information may further include financial institution information that transmits the financial transaction request electronic document.

Further, the electronic document management information may include predetermined electronic document related information (eg, customer information for preparing a financial transaction application corresponding to the image content, and / or financial institution information for transmitting the financial transaction application electronic document, and / or Electronic document file format information, and / or the financial transaction information).

If the financial transaction application electronic document is stored in the electronic document repository (965), the server processes the customer information, the counter terminal 380 information, and the financial transaction application information included in the financial transaction information in a predetermined manner. Storage 970 in the storage medium 375, predetermined information registration history information (e.g., the details of storing the financial transaction application electronic document in the electronic document storage, and / or the financial transaction in the storage medium 375) The information storing the information) is generated (or extracted) and transmitted to the terminal (975).

According to one embodiment of the invention, the storage medium 375 is preferably provided in a DBMS on a financial system provided on the financial transaction information registration system (or associated with the financial transaction information registration system). When the storage medium 375 may be ledger D / B provided in the DBMS on the financial system, and / or a predetermined database associated with the ledger D / B, thereby the present invention is not limited.

According to another embodiment of the present invention, the storage medium 375 is provided on (or associated with) the financial transaction information registration system, and / or a telebanking system, and / or a wireless banking system. It is possible to be provided in the DBMS on at least one banking system of, and / or a TV banking system, whereby the present invention is not limited.

According to the present invention, at least one or more of the plurality of teller terminals provided at a branch (or branch) of a financial institution is set as a virtual server to collect image data (or electronic form information) and collect the collected image data (or electronic By transmitting the form information) according to the condition of the server (or a server for storing the electronic document, etc.) on the electronic document storage side, or outside working hours, there is an advantage that the network load can be reduced.

In addition, by collecting the image data using a virtual server in the branch (or branch) of the financial institution, and utilizing this, by sending the image data (or electronic form information) to the manager terminal when requesting payment approval through the manager terminal Efficient payment approval processing is possible.

Claims (6)

Setting one of the plurality of window terminals as a virtual server; Transmitting image data (or electronic form information) scanned from each of the plurality of window terminals to the window terminal set as the virtual server; Temporarily storing image data (or electronic form information) received from the plurality of window terminals in a window terminal configured as a virtual server; And transmitting the temporarily stored image data (or the electronic document including the image data or the electronic form information or the electronic form containing the electronic form information) from the window terminal set as the virtual server to a server on a network. Electronic document processing method using a virtual server, characterized in that. The method of claim 1, wherein the setting of one of the plurality of window terminals as a virtual server comprises: Identifying a remaining capacity condition, a network load condition, and a work load condition for storing image data (or electronic form information) of each of the plurality of window terminals; And In response to the checking result, setting a window terminal that satisfies a remaining capacity condition for storing image data (or electronic form information), a network load condition, and a business processing load condition among the plurality of window terminals as a virtual server; Electronic document processing method using a virtual server, characterized in that comprises; The method of claim 1, If the window terminal set as the virtual server does not satisfy the remaining capacity condition for storing image data (or electronic form information), network load condition, and business processing load condition, one of the window terminals is selected. Electronic document processing method using a virtual server, characterized in that further comprising the step of setting to the second virtual server. The method of claim 1, And converting the image data (or electronic form information) into an electronic document in the window terminal set as the virtual server. The method of claim 1, When a payment approval request is required for a paper document (or electronic form) scanned by one of the plurality of window terminals, image data (or electronic form information) stored on the window terminal set as the virtual server in the window terminal is requested. The electronic document processing method using a virtual server, characterized in that the processing further comprises the step of transmitting to the manager terminal. A computer-readable recording medium having recorded thereon a program for executing the method of any one of claims 1 to 5.

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