KR101106990B1 - Method for Opening Ships Transaction Account - Google Patents

Abstract

The present invention relates to a method and system for opening a ship trading account and a program recording medium therefor. The method for opening a ship trading account according to the present invention includes selling customer information for opening a ship trading account from a predetermined terminal in a predetermined information receiving means. Receiving ship transaction account registration information including sale customer account information, purchase customer information, purchase customer account information contract information, and ship information; and the sale included in the ship transaction account registration information in a predetermined information generating means. Generating ship trading account information based on customer information, purchase customer information, contract information, and ship information; and opening and processing a ship trading account including the generated ship trading account information in a predetermined account opening means. Include.

Ship, trading, account, escrow

Description

Method for Opening Ships Transaction Account

1 is a diagram illustrating a system for establishing a face-to-face ship trading account for ship trading according to an embodiment of the present invention.

2 is a diagram illustrating an implementation method in which a storage medium for storing ship transaction information corresponding to a ship transaction account opened in a face-to-face manner is provided in a DBMS on a financial system according to an embodiment of the present invention.

3 is a storage medium storing vessel transaction information corresponding to a vessel transaction account opened in a face-to-face manner in accordance with another embodiment of the present invention includes a database associated with the ledger D / B provided in the DBMS on the financial system; It is a figure which shows the implementation method.

4 is a diagram illustrating an implementation method including a DBMS provided in a banking server in which a storage medium for storing ship transaction information corresponding to a ship transaction account opened in a face-to-face manner according to another embodiment of the present invention.

5A and 5B are views illustrating a process of opening a ship trading account for ship trading in a face-to-face manner according to one embodiment of the present invention.

6A and 6B illustrate a process of opening a ship trading account for ship trading in a face-to-face manner according to another exemplary embodiment of the present invention.

7A and 7B illustrate a process of opening a ship trading account for ship trading in a face-to-face manner according to another exemplary embodiment of the present invention.

<Description of main parts of drawing>

100: financial company server 105: interface unit

110: interface providing unit 115: interface providing unit

120: image receiving unit 125: validating unit

130: electronic document generation unit 135: electronic document transmission unit

140: information generating unit 145: account opening unit

150: information storage unit 155: storage medium

160: electronic document server 165: electronic document receiving unit

170: information generating unit 175: electronic document storage unit

180: terminal device

The present invention provides ship trading account registration information including selling customer information, selling customer account information, buying customer information, buying customer account information contract information, and ship information for opening a ship trading account from a predetermined terminal in a predetermined information receiving means. Receiving and generating the ship trading account information based on the selling customer information, the buying customer information, the contract information, and the ship information included in the ship trading account registration information in a predetermined information generating means; It relates to a ship trading account opening method comprising the step of opening the vessel trading account including the generated vessel trading account information in the opening means.

In general, an escrow account is an account created by a borrower or a third party for the purpose of separately managing the deposit and withdrawal of cash arising from a particular transaction. The amount deposited in the account will not be withdrawn.

With the rise of ship powers, the trade of ships is constantly being made. Due to the nature of ships, it may take a long time from contract to transfer of ships, which requires safeguard of down payment or transaction price.

At this time, escrow services for ship trading through foreign financial institutions should be carried out, and ship trading account products for domestic ship trading customers should be developed.

An object of the present invention for solving the above problems is a ship trading account including the selling customer information, the selling customer account information, the buying customer information, the buying customer account information contract information and the ship information for opening a ship trading account from a predetermined terminal Information generating means for receiving registration information, information generating means for generating the ship trading account information based on the selling customer information, the buying customer information, the contract information, and the ship information included in the ship trading account registration information; The present invention provides a ship trading account opening system including an account opening means for opening and processing a ship trading account including ship trading account information.

The method of opening a ship trading account according to the present invention includes selling customer information, selling customer account information, buying customer information, buying customer account information, contract information, and ship information for opening a ship trading account from a predetermined terminal in a predetermined information receiving means. Receiving ship transaction account registration information, and the ship transaction account information based on the sale customer information, purchase customer information, contract information, and ship information included in the ship transaction account registration information in a predetermined information generating means. And a step of opening the ship trading account including the generated ship trading account information in a predetermined account opening means.

According to the present invention, the method for opening a ship trading account includes receiving image contents corresponding to a ship trading account application created (or submitted) by a customer from a predetermined terminal in a predetermined image receiving means; Generating a ship transaction account electronic document using the received image content and ship transaction account registration information in a document generation means; and opening the generated ship transaction account electronic document in a predetermined information storage means (or storage means). It is characterized in that it comprises a step of storing in a predetermined storage medium by processing in conjunction with the vessel trading account.

According to the present invention, the vessel transaction account information includes an account number corresponding to the vessel transaction account opened based on the vessel transaction account registration information and the escrow service period, vessel transaction period, payer, depositor information The ship trading account is characterized by including the escrow account attribute information.

On the other hand, the present invention includes a computer-readable recording medium, characterized in that for recording the program for executing the above-described method for opening a ship trading account.

On the other hand, the ship trading account opening system according to the present invention, a ship transaction including the selling customer information, the selling customer account information, the buying customer information, the buying customer account information contract information and the ship information for opening the vessel trading account from a predetermined terminal Information receiving means for receiving account registration information, information generating means for generating the ship trading account information based on the selling customer information, the buying customer information, the contract information, and the ship information included in the ship trading account registration information; And an account opening means for opening and processing a ship trading account including the generated ship trading account information.

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below. In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted. In addition, terms to be described below are terms defined in consideration of functions in the present invention, which may vary according to a user's or operator's intention or custom. Therefore, the definition should be made based on the contents throughout the present invention.

In addition, preferred embodiments of the present invention to be carried out below are provided in each system functional configuration to efficiently describe the technical components constituting the present invention, or system functions that are commonly provided in the technical field to which the present invention belongs. The configuration will be omitted, and described mainly on the functional configuration to be additionally provided for the present invention. If those skilled in the art to which the present invention pertains, it will be able to easily understand the function of the components that are conventionally used among the omitted functional configuration not shown below, and also omitted as described above The relationship between the components and the components added for the present invention will also be clearly understood.

In addition, the following examples will be used to appropriately modify the terms so that those skilled in the art to clearly understand the technical features of the present invention to effectively understand, but the present invention It is by no means limited.

As a result, the technical spirit of the present invention is determined by the claims, and the following examples are one means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. It is only.

1 is a diagram illustrating a system for establishing a face-to-face ship trading account for ship trading according to an embodiment of the present invention.

In more detail, in Figure 1, when a predetermined customer prepares a ship transaction account application including at least one predetermined selling customer information, buying customer information, contract information, and ship information, and submits it to a window provided at a predetermined financial institution, At the financial institution, based on the vessel transaction account registration information corresponding to the vessel transaction account application, a vessel transaction account for the vessel transaction is opened, and vessel transaction information for managing the vessel transaction account is stored in a predetermined storage medium. Regarding the system configuration stored in (155), those skilled in the art to which the present invention pertains, various implementation methods for the configuration of the system for opening a ship trading account for ship trading by referring to or modifying this drawing 1 It may be inferred that, but the present invention includes all the implementation method inferred, the embodiment shown in Figure 1 It shall be limited to.

For example, a person having ordinary knowledge in the technical field to which the present invention pertains may refer to or modify this drawing 1 to configure a ship trading account opening system, omitting the implementation method of storing the ship trading account electronic document in the electronic document storage. In addition, the electronic document storage is provided in the DBMS located in the vessel trading account opening system in addition to the implementation method shown in FIG. 1 even when the ship trading account electronic document is stored in the electronic document storage. Although the disclosed method may be inferred, the present invention includes all the inferred implementation methods, and is not limited to the implementation method shown in FIG.

In addition, as shown in Figure 1, in the implementation method for generating the vessel transaction account electronic document, the vessel transaction account electronic document corresponding to the vessel transaction account application to generate on the server side on the vessel transaction account opening system Although the present invention is not limited to this, the present invention is not limited thereto, and the ship trading account electronic document is generated by a terminal that has acquired image content corresponding to the ship trading account application through a predetermined image obtaining device. (For example, the electronic document generation function provided on the server side is provided on the terminal side to generate the vessel transaction account electronic document), and the present invention is not limited thereto.

Hereinafter, the customer opens the vessel trading account in response to the vessel transaction account application and vessel transaction account registration information prepared by the customer through a predetermined financial account opening interface on the vessel transaction account opening system shown in FIG. For example, a component corresponding to at least one or more means or functional configurations for generating a predetermined ship transaction account electronic document and storing the same in a predetermined electronic document storage is referred to as a "financial company server 100".

According to the implementation method of the present invention, the customer is preferably made to include a selling customer, a buying customer to perform a predetermined ship transaction, it may be made by including a representative of the customer in some cases.

Referring to FIG. 1 according to an embodiment of the present invention, a ship trading account opening system for ship trading includes a terminal device 180 including a counter terminal provided at at least one branch (or branch) of a financial institution. The terminal device 180 is connected to the financial company server 100 provided on the ship trading account opening system through a predetermined financial network is connected to the communication channel.

According to an embodiment of the present invention, the customer visits the financial institution branch (branch branch) for the vessel transaction, and through the window (or through the clerk) provided at the financial institution branch (branch branch) Complete a prescribed ship trading account application for a transaction (e.g., a document with a form for filling in at least one item of information for the ship transaction), wherein the customer is legally liable for the ship trading account application. It is preferable to seal the customer's seal for evidence and, if the agent is substituted, it is desirable to have a power of attorney (delegation information) for opening a predetermined ship trading account.

Subsequently, when the customer submits the completed vessel transaction account application to the counter employee, the counter staff scans the vessel transaction account application through a predetermined image acquisition device to acquire predetermined image contents, and the predetermined counter terminal Input the vessel transaction account registration information including at least one image content acquired in response to the vessel transaction account application and at least one of selling customer information, purchase customer information, contract information, and vessel information written in the vessel transaction account application; In response, the window terminal preferably transmits the image content and the ship transaction account registration information to the financial company server 100 provided on the ship transaction account opening system through the financial network.

Here, the window terminal preferably comprises a financial terminal used by employees of the branch (or branch) of the financial institution, the financial company server 100 connected to the window terminal is provided on the predetermined financial system It is preferable to include a server (for example, a ledger server, etc.), and the financial network connecting the teller terminal and the financial institution server 100 may include a current network connecting the communication channel between the teller terminal and the financial institution server 100. It is preferable to comprise.

In the ship trading account opening system as described above, an image acquisition device for acquiring image contents corresponding to the ship trading account application prepared by the customer, the teller terminal used by the employee, the teller terminal and the financial company server 100 The financial network connecting to perform a function of the financial account opening interface for the customer to register the vessel transaction account registration information for the vessel transaction.

The storage medium 155 provided on the ship trading account opening system according to the present invention includes the selling customer information, the buying customer information, the contract information, included in the ship trading account registration information provided from the terminal device 180. And storing at least one ship transaction information including at least one ship information.

The selling customer information may include personal information of the selling customer (for example, name, resident registration number, address, telephone number, passport number, mobile phone number, e-mail address, etc.) of the selling customer, member information of the selling customer (for example, the selling customer). Member ID information, or CIF (Customer Information File) provided in the customer ledger provided on the financial system linked with the ship trading account opening system in response to the selling customer by entering the financial transaction customer of the financial institution. Number), an account number corresponding to the financial account opened in the name of the selling customer, agent information (eg, a real name verification certificate, a notarized power of attorney, etc.), and the like.

The purchaser information includes personal information of the purchaser (for example, name, resident registration number, address, telephone number, passport number, mobile phone number, e-mail address, etc.) of the purchaser, and member information of the purchaser (for example, the purchaser). Member ID information, or CIF (Customer Information File) provided in the customer ledger provided on the financial system linked to the ship trading account opening system in response to the purchase customer by joining the financial transaction customer of the financial institution. Number, etc.), an account number corresponding to the financial account opened in the name of the purchaser, agent information (eg, real name verification certificate, notarized power of attorney, etc.), and the like.

Preferably, the contract information includes contract information related to a predetermined ship transaction contract between the selling customer and the buying customer.

The ship information preferably includes ship registration information including the transaction target ship name, ship registration number and the like.

According to one embodiment of the invention, the storage medium 155 is preferably provided in a DBMS on a financial system provided on the ship trading account opening system (or associated with the ship trading account opening system), When the storage medium 155 may be a ledger D / B provided in the DBMS on the financial system, or may be a predetermined database associated with the ledger D / B, thereby the present invention is not limited.

According to another exemplary embodiment of the present invention, the storage medium 155 is provided on (or associated with) the ship trading account opening system, an internet banking system, a telebanking system, a wireless banking system, or a TV banking system. It is possible to be provided in at least one of the DBMS on the banking system, whereby the present invention is not limited.

The financial company server 100 provided on the ship trading account opening system according to the present invention is a generic term for the ship trading account opening system side component connected to the terminal device 180 through a predetermined financial network. It may be implemented by including the above server (or device), or may be implemented by at least one or more programs recorded on a recording medium provided in a predetermined server (or device), by which the present invention is not limited.

According to an exemplary embodiment of the present invention, when the terminal device 180 is a window terminal connected to a predetermined financial network, the financial company server 100 is provided on a financial system connected to the window terminal through a predetermined financial network. It may be a ledger server, a server (or device) provided in the external world on the financial system, or a program provided in the external world on the financial system, and the present invention is not limited thereto.

According to the embodiment of the present invention, the financial company server 100 is characterized in that it comprises an interface unit 105 for connecting and managing a predetermined communication channel with the terminal device 180 through the financial network.

According to an embodiment of the present invention, when the terminal device 180 is a window terminal that is connected to a predetermined financial network, the interface unit 105 is based on the protocol stack defined in the financial network. It is preferable to provide a communication interface for connecting at least one communication channel and transmitting and receiving at least one or more information (or data) using a communication protocol defined in a financial transaction related program provided in the window terminal.

Referring to FIG. 1, when a predetermined terminal device 180 connects a predetermined communication channel with the financial institution server 100 through the interface unit 105, the financial institution server 100 provides a service for the vessel transaction. Acquire image content corresponding to the vessel transaction account application prepared by the customer through a predetermined image acquisition device provided in the terminal device 180 and input vessel transaction account registration information corresponding to the vessel transaction account application (or Select (or extract) at least one user interface to transmit to the financial institution server 100 and generate the generated (or extracted) user interface in association with the interface unit 105. Ship interface corresponding to the vessel transaction account application through the interface providing unit 110 and the user interface in the user interface 180 to provide a) When receiving (or selecting) the account registration information is transmitted, the information receiving unit 115 for receiving the ship transaction account registration information transmitted from the terminal device 180 in conjunction with the interface unit 105, and the terminal When the device 180 acquires and transmits the image content corresponding to the vessel transaction account application written by the customer through a predetermined image acquisition device based on the user interface, the vessel transaction account is linked to the interface unit 105. Characterized in that the image receiving unit 120 for receiving the image content corresponding to the application.

The interface providing unit 110 connects a predetermined communication channel with the financial institution server 100 through the interface unit 105, and then performs the vessel transaction with the financial institution server 100. When the user interface request is made, the mobile terminal acquires image contents corresponding to the vessel transaction account application prepared by the customer through a predetermined image acquisition device provided in the terminal device 180, and the vessel transaction corresponding to the vessel transaction account application. Generate at least one user interface for inputting (or selecting) account registration information and transmitting it to the financial institution server 100 through the financial network, or extract from a predetermined database (not shown), And providing the generated (or extracted) user interface to the terminal device 180 through the financial network. And a gong.

According to another embodiment of the present invention, the terminal device 180 acquires image contents corresponding to the vessel transaction account application prepared by the customer through a predetermined image acquisition device, and the vessel transaction account corresponding to the vessel transaction account application. When a predetermined information registration program having at least one user interface for inputting (or selecting) registration information and transmitting the registration information to the financial institution server 100 is provided, the predetermined image obtaining apparatus as described above. A user for acquiring image contents corresponding to the vessel transaction account application prepared by the customer through the terminal, and inputting (or selecting) vessel transaction account registration information corresponding to the vessel transaction account application to be transmitted to the financial company server 100. Interface that generates (or extracts) an interface and provides it to the terminal device 180. Study 110 and mubang be omitted, to which the present invention is not limited.

Thereafter, the terminal device 180 inputs (or selects) ship transaction account registration information including at least one of the selling customer information, the buying customer information, the contract information, and the vessel information through the user interface, and the input ( Or the selected vessel transaction account registration information is transmitted to the financial institution server 100 through the financial network. In response, the information receiving unit 115 is connected with the interface unit 105 to the terminal device 180. Receiving the ship transaction account registration information transmitted from the.

In addition, the terminal device 180 obtains the image content corresponding to the vessel transaction account application written by the customer through a predetermined image acquisition device based on the user interface, and the obtained image content through the financial network The image receiver 120 receives the image content corresponding to the vessel transaction account application in connection with the interface unit 105.

According to another exemplary embodiment of the present invention, the terminal device 180 acquires image content corresponding to the vessel transaction account application prepared by the customer through a predetermined image acquisition device, and is provided to the terminal device 180 ( Or associated with a predetermined storage device, the terminal device 180 corresponds to an image corresponding to the vessel transaction account application created by the customer among at least one or more image contents previously stored in the storage device through the user interface. Select content and transmit the content to the financial institution server 100 through the financial network. In response, the image receiving unit 120 receives the image content corresponding to the vessel transaction account application in connection with the interface unit 105. It is desirable to.

According to another exemplary embodiment of the present invention, the terminal device 180 displays image content corresponding to the vessel transaction account application prepared by the customer and the vessel transaction account registration information corresponding to the vessel transaction account application through the user interface. When transmitting together, the information receiver 115 may receive the image content corresponding to the vessel transaction account application and the vessel transaction account registration information together with the interface unit 105 (for example, the image receiver ( 120 is integrated into the information receiving unit 115), and the present invention is not limited thereto.

Referring to FIG. 1, when the ship trading account registration information transmitted from the terminal device 180 is received through the information receiver 115, the financial institution server 100 receives the received ship trading account registration information. Characterized in that it comprises a validity check unit 125 to determine whether the validity for the ship transaction.

According to an embodiment of the present invention, the validity of the ship trading account registration information is at least one or more ledger information matching the ship trading account registration information in the ledger D / B on the financial system associated with the ship trading account opening system It is preferable to include checking whether is registered.

For example, checking the validity of the ship trading account registration information, the selling customer information (sold customer personal information, member information, etc.) of the information contained in the ship trading account registration information is linked to the ship trading account opening system It is preferable to include checking whether the match with the customer ledger stored in the ledger D / B on the financial system.

In addition, the validity of the ship trading account registration information is the information contained in the ship trading account registration information, the purchase customer information (purchase customer personal information, member information, etc.) is linked to the ship trading account opening system It is desirable to include a check that matches the customer ledger stored in the ledger D / B on the financial system.

Referring to FIG. 1, the financial institution server 100 receives the image content transmitted from the terminal device 180 through the image receiving unit 120, and the vessel transaction account through the validity checking unit 125. When the validity of the registered information is authenticated, the electronic document generation unit 130 for generating a predetermined vessel transaction account electronic document including the received image content, and the vessel transaction account opened the generated vessel transaction account electronic document And an electronic document transmission unit 135 for transmitting to the electronic document repository associated with the system.

The electronic document generating unit 130 generates a ship transaction account electronic document including the image content received from the terminal device 180 through the image receiving unit 120.

According to the exemplary embodiment of the present invention, the electronic document generating unit 130 is an image file including the image content received from the terminal device 180 through the image receiving unit 120 as it is for the vessel transaction It is preferable to process the vessel account electronic documents.

Alternatively, the electronic document generation unit 130 is included in the ship transaction account registration information received through the information receiving unit 115 in the image content received from the terminal device 180 through the image receiving unit 120. Generating a vessel transaction account electronic document for the vessel transaction by generating an image file corresponding to the image content including at least one or more of the selling customer information, the purchase customer information, the contract information, and the vessel information by watermarking. desirable.

According to another embodiment of the present invention, the electronic document generating unit 130 is a predetermined document file (eg, PDF) including the image content received from the terminal device 180 through the image receiving unit 120 (Portable Document Format) file, EDI (Electronic Data Interchange) file, word processor file including at least one or more HWP / DOC, or web document file including MHT) It is desirable to create a shipping account electronic document.

Alternatively, the electronic document generation unit 130 is included in the ship transaction account registration information received through the information receiving unit 115 in the image content received from the terminal device 180 through the image receiving unit 120. Generate image content including at least one or more of selling customer information, buying customer information, contract information, and ship information by watermarking, and a predetermined document file (eg, PDF) including the generated image content. (Portable Document Format) file, EDI (Electronic Data Interchange) file, word processor file including at least one or more HWP / DOC, or web document file including MHT) It is desirable to create a shipping account electronic document.

According to another exemplary embodiment of the present invention, the electronic document generating unit 130 receives the image content and the information receiving unit 115 received from the terminal device 180 through the image receiving unit 120. A predetermined document file (e.g., a Portable Document Format (PDF) file, an Electronic Data Interchange (EDI) file, a word processor file including at least one HWP / DOC, etc.) containing the registered vessel transaction account information, or the MHT By generating a web document file, including), it is preferable to generate a ship trading account electronic document for the ship transaction.

Alternatively, the electronic document generation unit 130 is included in the ship transaction account registration information received through the information receiving unit 115 in the image content received from the terminal device 180 through the image receiving unit 120. Generates image contents including at least one or more of the selling customer information, the buying customer information, the contract information, and the ship information by watermarking, and includes the generated image contents and the ship trading account registration information. Generate a document file (e.g., a Portable Document Format (PDF) file, an Electronic Data Interchange (EDI) file, a word processor file including at least one or more HWP / DOC, or a web document file including an MHT) By doing so, it is preferable to generate a ship trading account electronic document for the ship trading.

Those skilled in the art to which the present invention pertains, the technical features that the electronic document generating unit 130 generates a ship trading account electronic document of the image file format or a predetermined document file format, and the ship trading account Since you will be familiar with the technical features of the file format of the image file or document file corresponding to the electronic document, a detailed description thereof will be omitted for convenience.

The electronic document transmission unit 135 transmits and stores the vessel transaction account electronic document generated by the electronic document generation unit 130 to a predetermined electronic document repository associated with the vessel transaction account opening system. do.

As shown in FIG. 1, the electronic document repository stores an electronic document D / B and a predetermined electronic document server 160 linked with a financial company server 100 on the vessel trading account opening system through predetermined communication means. Including the externally provided, the electronic document transmission unit 135 transmits the vessel transaction account electronic document generated by the electronic document generation unit 130 to the electronic document server 160 through the communication means. Characterized in that.

Here, when the electronic document server 160 and the electronic document D / B is provided outside the vessel trading account opening system, the electronic document server 160 and the electronic document D / B is managed by an authorized institution It is desirable to.

According to another embodiment of the present invention, when the electronic document storage is provided on a DBMS provided in the ship trading account opening system, the electronic document transmitting unit 135 is generated by the electronic document generating unit 130. The ship trading account electronic document can be stored in an electronic document D / B corresponding to an electronic document storage on a DBMS provided in the ship trading account opening system, and the present invention is not limited thereto.

According to the method of the present invention, the electronic document transmission unit 135 is electronic document related information for generating predetermined electronic document management information in the electronic document server 160 (for example, a vessel transaction corresponding to the image content) It is possible to transmit to the electronic document repository further comprising the customer information, the financial institution information, or the electronic document file format information, or the ship trading account registration information, etc. for sending the ship application account electronic document. The present invention is not limited thereto.

Referring to FIG. 1, when the ship trading account registration information received through the information receiving unit 115 is validated for the ship transaction through the validity checking unit 125, the financial company server 100 receives the validity. An information generation unit 140 for generating the financial account information (ship trading account information) based on the selling customer information, the buying customer information, the contract information, and the ship information included in the certified ship trading account registration information; It is characterized in that it comprises an account opening section 145 for opening and processing a financial account of the customer name including the financial account information.

When the validity of the ship trading account registration information is confirmed by the validity checking unit 125, the information generating unit 140 is sold customer information, purchase customer information, contract information, included in the ship trading account registration information, The financial account information is generated based on the ship information.

Herein, the financial account information may include an account number and an interest rate information corresponding to the vessel trading account opened based on the vessel transaction account registration information, and the vessel transaction account includes an escrow account attribute. In addition, a predetermined escrow service period, the ship transaction period, the payer, the depositor information may be further included.

The account opening unit 145 generates a customer ledger including the customer information included in the financial account opening application information in connection with the financial system (or checks the customer ledger that is matched with the customer information and provided), After generating predetermined account ledger information including the financial account information, and storing the account ledger information in a predetermined account ledger associated with the customer ledger, corresponding to the vessel transaction account registration information for the vessel transaction It is characterized by opening a predetermined financial account.

According to an embodiment of the present invention, when the financial institution server 100 and the financial system exist in the same system, the account opening unit 145 includes financial account information in the ledger D / B in association with the financial system. It is desirable to create a predetermined account ledger.

According to another exemplary embodiment of the present invention, when the financial institution server 100 and the financial system exist on another system connected through a predetermined communication means, the account opening unit 145 uses the predetermined communication means. It is preferable to request the ledger D / B on the other financial system to generate a predetermined ledger including the financial account information through the external system on the financial system.

Referring to FIG. 1, when the ship trading account registration information received through the information receiving unit 115 is validated for the ship transaction through the validity checking unit 125, the financial company server 100 receives the validity. Information storage unit 150 for storing the vessel transaction information including at least one or more of the selling customer information, purchase customer information, contract information, vessel information included in the authenticated vessel transaction account registration information in a predetermined storage medium 155 It is characterized by comprising a).

When the validity of the ship trading account registration information is confirmed by the validity checking unit 125, the information storage unit 150 is the selling customer information, purchase customer information, contract information included in the ship trading account registration information And storing the ship transaction information including at least one ship information in the storage medium 155.

According to an exemplary embodiment of the present invention, when the storage medium 155 is provided in the financial institution server 100 or on the network associated with the financial institution server 100, the information storage unit 150 may be Preferably, the storage medium 155 stores ship transaction information including at least one of the selling customer information, the buying customer information, the contract information, and the ship information included in the received vessel transaction account registration information.

According to another embodiment of the present invention, when the storage medium 155 is provided in the DBMS provided on the financial system, the information storage unit 150 is the selling customer included in the received vessel transaction account registration information. It is preferable to provide ship transaction information including at least one information, purchase customer information, contract information, and ship information to an information system through an external system on the financial system and to store it in a DBMS provided on the financial system.

Referring to FIG. 1, an electronic document server 160 which receives a predetermined vessel transaction account electronic document from the financial company server 100 provided on the vessel transaction account opening system and stores and manages the electronic transaction account D / B in a predetermined electronic document D / B ), An electronic document receiving unit 165 for receiving a predetermined vessel transaction account electronic document from the financial institution server 100 through a predetermined communication means, and the received vessel transaction account electronic document to the electronic document D / B. An information generating unit 170 for generating predetermined electronic document management information for storing and managing, and an electronic document for storing the electronic document management information and the vessel transaction account electronic document in a predetermined electronic document D / B. It is characterized by comprising a storage unit 175.

The electronic document receiving unit 165 may receive the vessel transaction account electronic document in the form of an image file or a document file from the financial institution server 100 through the communication means.

According to an embodiment of the present invention, the vessel transaction account electronic document received by the electronic document receiving unit 165 through the communication means includes the image content received by the financial institution server 100 from the terminal device 180. It is preferable to include an image file as it is.

Alternatively, the vessel transaction account electronic document received by the electronic document receiving unit 165 through the communication means may be included in the vessel transaction account registration information on the image content received by the financial institution server 100 from the terminal device 180. It is preferable to include an image file corresponding to an image content including at least one or more of the included selling customer information, buying customer information, contract information, ship information by a watermarking method.

According to another exemplary embodiment of the present invention, the vessel transaction account electronic document received by the electronic document receiving unit 165 through the communication means may be used to display image content received by the financial institution server 100 from the terminal device 180. A predetermined document file (eg, a Portable Document Format (PDF) file, an Electronic Data Interchange (EDI) file, a word processor file including at least one or more such as HWP / DOC, or a web document file including an MHT) It is preferable to comprise).

Alternatively, the vessel transaction account electronic document received by the electronic document receiving unit 165 through the communication means is included in the vessel transaction account registration information in the image content received by the financial institution server 100 from the terminal device 180. A predetermined document file (eg, a Portable Document Format (PDF) file) containing image content including at least one or more of the selling customer information, the buying customer information, the contract information, and the ship information by watermarking; Or an EDI (Electronic Data Interchange) file, a word processor file including at least one or more HWP / DOC, or a web document file including MHT).

According to another exemplary embodiment of the present invention, the ship transaction account electronic document received by the electronic document receiving unit 165 through the communication means is an image content received by the financial institution server 100 from the terminal device 180. And a predetermined document file (eg, a Portable Document Format (PDF) file, an Electronic Data Interchange (EDI) file, a HWP / DOC, etc.) including at least one document file including the vessel transaction account registration information, or Web document file including MHT).

Alternatively, the vessel transaction account electronic document received by the electronic document receiving unit 165 through the communication means is included in the vessel transaction account registration information in the image content received by the financial institution server 100 from the terminal device 180. Image content including at least one or more of the selling customer information, the buying customer information, the contract information, and the ship information by a watermarking method and a predetermined document file including the ship trading account registration information (eg, PDF ( A Portable Document Format (EDI) file, an EDI (Electronic Data Interchange) file, or a word processor file including at least one or more HWP / DOC, or a web document file including an MHT.

The information generating unit 170 is a predetermined electronic document unique number (or unique information) to be assigned to the vessel transaction account electronic document received through the electronic document receiving unit 165 and the electronic document receiving unit 165 through the And generating electronic document management information including electronic document storage date and time information including a date and time at which the vessel transaction account electronic document was received (or a date and time at which the vessel transaction account electronic document was stored).

According to the exemplary embodiment of the present invention, the information generating unit 170 refers to the ship trading account electronics by referring to the financial company server 100 that has transmitted the ship trading account electronic document received through the electronic document receiving unit 165. It is preferable to identify the financial institution that has sent the document, and generate electronic document management information further including the identified financial institution information.

According to another exemplary embodiment of the present invention, when predetermined electronic document related information is further received from the financial institution server 100 through the electronic document receiving unit 165, the information generating unit 170 receives the received electronic document. Document-related information (e.g., customer information for preparing a ship transaction account application corresponding to the image content, financial institution information for transmitting the ship transaction account electronic document, electronic document file format information, or ship transaction account registration information, etc.) It is preferable to generate the electronic document management information further comprising a).

The electronic document storage unit 175 processes the electronic document management information generated by the vessel transaction account electronic document received through the electronic document receiving unit 165 and the information generating unit 170 in association with a predetermined electronic document D. It stores in / B.

According to an exemplary embodiment of the present invention, the vessel transaction account electronic document stored in the electronic document D / B by the electronic document storage unit 175 is an image received by the financial institution server 100 from the terminal device 180. It is preferable that the image file including the content is included as it is.

Alternatively, the vessel transaction account electronic document stored in the electronic document D / B by the electronic document storage unit 175 may include the vessel transaction account in the image content received by the financial institution server 100 from the terminal device 180. It is preferable to include an image file corresponding to an image content including at least one or more of the selling customer information, the buying customer information, the contract information, and the ship information included in the registration information in a watermarking manner.

According to another exemplary embodiment of the present invention, the ship transaction account electronic document stored in the electronic document D / B by the electronic document storage unit 175 is received by the financial institution server 100 from the terminal device 180. Any document file containing image content (eg, a Portable Document Format (PDF) file, an Electronic Data Interchange (EDI) file, a word processor file including at least one or more such as HWP / DOC, or a web including MHT) Document files).

Alternatively, the vessel transaction account electronic document stored in the electronic document D / B by the electronic document storage unit 175 registers the vessel transaction account in the image content received by the financial institution server 100 from the terminal device 180. A predetermined document file (eg, Portable Document Format (PDF)) containing image content including at least one or more of the selling customer information, the buying customer information, the contract information, and the ship information included in the information by a watermarking method. File, or an EDI (Electronic Data Interchange) file, a word processor file including at least one of HWP / DOC, or the like, or a web document file including an MHT.

According to another exemplary embodiment of the present invention, the ship transaction account electronic document stored in the electronic document D / B by the electronic document storage unit 175 is received by the financial institution server 100 from the terminal device 180. A word including at least one predetermined document file (e.g., Portable Document Format (PDF) file, EDI (Electronic Data Interchange) file, HWP / DOC, etc.) including one image content and the ship trading account registration information. Processor file, or a web document file including MHT).

Alternatively, the vessel transaction account electronic document stored in the electronic document D / B by the electronic document storage unit 175 registers the vessel transaction account in the image content received by the financial institution server 100 from the terminal device 180. Image files including at least one or more of the selling customer information, the buying customer information, the contract information, and the ship information included in the information by a watermarking method and a predetermined document file including the ship trading account registration information (for example, , A Portable Document Format (PDF) file, an Electronic Data Interchange (EDI) file, a word processor file including at least one or more of HWP / DOC, or a web document file including an MHT). .

According to the embodiment of the present invention, the electronic document management information stored in the electronic document D / B by the electronic document storage unit 175 in association with the vessel transaction account electronic document is assigned to the vessel transaction account electronic document. It is preferable to include a predetermined electronic document unique number (or unique information) and the electronic document storage date and time information.

According to an exemplary embodiment of the present invention, the electronic document management information stored in the electronic document D / B by the electronic document storage unit 175 in association with the vessel transaction account electronic document is stored in the vessel transaction account electronic document. Preferably, the financial institution server 100 may further include information on a financial institution that has transmitted the ship trading account electronic document.

According to another exemplary embodiment of the present invention, when predetermined electronic document related information is further received from the financial company server 100, the electronic document storage unit 175 processes the electronic document by linking with the vessel transaction account electronic document. The electronic document management information stored in the document D / B may include the received electronic document related information (for example, customer information in which a vessel transaction account application corresponding to the image content is prepared, or a financial institution that transmits the vessel transaction account electronic document). Information, electronic document file format information, or the vessel transaction account registration information).

2 is a diagram illustrating an implementation method in which a storage medium 155 for storing vessel transaction information corresponding to a vessel transaction account opened in a face-to-face manner is provided in a DBMS on a financial system according to an embodiment of the present invention.

In more detail, FIG. 2 is provided in the ledger D / B when the storage medium 155 shown in FIG. 1 is the ledger D / B provided in the DBMS on the financial system or the ledger D / B. As shown in the information structure for one embodiment of the ship transaction information is stored in the ledger information, if you have a general knowledge in the technical field to which the present invention belongs, reference to or modify the present invention 2 ledger D / Various information construction methods for storing the vessel transaction information in B may be inferred, but the present invention includes all the implementation methods inferred and is not limited to the implementation method shown in FIG.

Referring to Figure 2 according to an embodiment of the present invention, the ledger information provided in the ledger D / B provided in the DBMS on the financial system is linked to a predetermined customer ledger, the customer ledger and the ship shown in Figure 1 The account ledger corresponding to the financial account opened through the transaction account opening system and at least one information associated with the account ledger are shown to be included. If the person having ordinary knowledge in the technical field to which the present invention belongs, The ledger D / B provided in the DBMS on the financial system maintains at least one ledger (eg, a ledger, loan ledger, mortgage ledger, etc.) or the ledgers in addition to the customer ledger and the account ledger shown in FIG. And at least one additional information for management. Since it will be described, a detailed description thereof will be omitted for convenience.

The customer ledger is CIF (Customer Information File) number, country code, contact person ID, sales office number, customer classification, customer name, customer address, regional classification code, telephone number, business number, business name, classification code, expiration date, status head office Information, Settlement Date, Cash Date, Last Name, Person, Social Security Number, Company Address, Company Phone Number, Mailing Address, Account Number, President, Business Type, Legal Representative, Initial Transaction Date, TRW, DB, Usage, Parent Company Number. Country name, transmission, sex resident, occupation, mailing address, company name, guardian name, guardian telephone number, legal representative business number, construction process classification, tax classification, area code, group code and postal code, etc. The customer ledger includes ledger information for a customer including at least one of an individual customer, a corporate customer, a minor, and the like.

Those skilled in the art to which the present invention pertains will clearly understand the contents and features of the information contained in the customer ledger, and thus the detailed description thereof will be omitted for convenience.

In addition, the account ledger is linked to the customer ledger in a relational manner, and as a ledger corresponding to the financial account, account number (or securities number), CIF number, point number, currency, opening date, status, product type, interest rate, password, Balance, RBI balance 1, RBI balance 2, bank balance, bank account number, current interest, time extension, time extension amount, ARS setting, final deposit date, final withdrawal date, final deposit amount, final withdrawal amount, unaccounted transactions, interest It includes at least one or more of this system account, whether or not the consolidation, final payment interest, final payment transaction number, individual interest rate reference and the final interest calculation date, account number, withdrawal (months), period ( Number of days), periodical reception information including at least one period extension, expiration date, and target amount, or at least one account number corresponding to the account ledger, deposit amount, par value, pension date, and number of shares. Trust reception information, or account number, transaction number, date, store number, commodity type, transaction type, cash amount, other ticket, batch number (Batch No.), compound transaction, date of settlement, bank account Transaction history information including at least one of a line, a summary, a CIF, and the like.

Those skilled in the art to which the present invention pertains will clearly understand the contents and features of the information contained in the account ledger and the additional information configuration, and thus the detailed description thereof will be omitted for convenience.

According to the embodiment of the present invention, the storage medium 155 is the ledger D / B or the present invention including the implementation method provided in the ledger D / B. The selling customer information, the buying customer information, the contract information, and the ship information included in the ship trading account registration information provided through the transaction account opening system are stored in the form of additional information added to the account ledger.

The selling customer information may include personal information of the selling customer (for example, name, resident registration number, address, telephone number, passport number, mobile phone number, e-mail address, etc.) of the selling customer, member information of the selling customer (for example, the selling customer). Member ID information or CIF (Customer Information File) provided in the customer ledger provided on the financial system linked with the ship trading account opening system in response to the selling customer by joining the financial transaction customer of the financial institution. Number, etc.), an account number corresponding to the financial account opened in the name of the selling customer, agent information (eg, real name verification certificate, notarized power of attorney, etc.), and the like.

The purchaser information includes personal information of the purchaser (for example, name, resident registration number, address, telephone number, passport number, mobile phone number, e-mail address, etc.) of the purchaser, and member information of the purchaser (for example, the purchaser). Member ID information, or CIF (Customer Information File) provided in the customer ledger provided on the financial system linked to the ship trading account opening system in response to the purchase customer by joining the financial transaction customer of the financial institution. Number, etc.), an account number corresponding to the financial account opened in the name of the purchaser, agent information (eg, real name verification certificate, notarized power of attorney, etc.), and the like.

Preferably, the contract information includes contract information related to a predetermined ship transaction contract between the selling customer and the buying customer.

The ship information preferably includes ship registration information including the transaction target ship name, ship registration number and the like.

According to another exemplary embodiment of the present invention, the vessel transaction account registration information is stored in the form of information included in the account ledger (not shown), or is added to another ledger other than the account ledger (for example, a customer ledger). It can be stored in the form of additional information, or in the form of a separate independent ledger in addition to the account ledger, whereby the present invention is not limited.

3 is a database in which a storage medium 155 for storing ship transaction information corresponding to a ship transaction account opened in a face-to-face manner according to another embodiment of the present invention is associated with a ledger D / B provided in a DBMS on a financial system. A diagram showing an implementation method including a.

In more detail, FIG. 3 illustrates an information structure for an embodiment in which the storage medium 155 shown in FIG. 1 includes a predetermined database linked to the ledger D / B provided in the DBMS on the financial system. As one of ordinary skill in the art to which the present invention pertains, various information configuration methods for storing the vessel transaction information in association with the ledger D / B and storing the vessel transaction information in a predetermined database by referring to or modifying this drawing 3 It may be inferred, but the present invention includes all the inferred implementation methods, and is not limited to the implementation method shown in FIG.

In particular, FIG. 3 illustrates a case in which it is not easy to store the ship transaction information in the ledger information of the ledger D / B on the DBMS provided on the financial system (for example, the policy of the financial institution indicates the ledger D / B of the DBMS). If it is not easy to change or the system is not easy to expand due to the characteristics of the financial system), the ship transaction information is stored in a predetermined database instead of the ledger D / B, and the database and the ledger D / B It shows an implementation method of the cooperative processing and storing.

In addition, the database shown in FIG. 3 does not need to be provided on a DBMS provided on a financial system as in the embodiment shown in FIG. 3, and the database on the Internet banking system or telebanking according to the intention of a person skilled in the art. It may be configured in the form of a database on a system, a database on a wireless banking system, or a database on a TV banking system, and the present invention is not limited thereto.

According to another embodiment of the present invention, referring to FIG. 3, the storage medium 155 includes a database associated with the ledger D / B provided in the DBMS on the financial system. And a ship transaction information including at least one of the selling customer information, the buying customer information, the contract information, and the ship information included in the ship transaction information, wherein the ship transaction information is processed to be linked with the ledger D / B. Preferably, the ship transaction information further includes a CIF number corresponding to the ledger information.

The selling customer information may include personal information of the selling customer (for example, name, resident registration number, address, telephone number, passport number, mobile phone number, e-mail address, etc.) of the selling customer, member information of the selling customer (for example, the selling customer). Member ID information or CIF (Customer Information File) provided in the customer ledger provided on the financial system linked with the ship trading account opening system in response to the selling customer by joining the financial transaction customer of the financial institution. Number, etc.), an account number corresponding to the financial account opened in the name of the selling customer, agent information (eg, real name verification certificate, notarized power of attorney, etc.), and the like.

The purchaser information includes personal information of the purchaser (for example, name, resident registration number, address, telephone number, passport number, mobile phone number, e-mail address, etc.) of the purchaser, and member information of the purchaser (for example, the purchaser). Member ID information, or CIF (Customer Information File) provided in the customer ledger provided on the financial system linked to the ship trading account opening system in response to the purchase customer by joining the financial transaction customer of the financial institution. Number, etc.), an account number corresponding to the financial account opened in the name of the purchaser, agent information (eg, real name verification certificate, notarized power of attorney, etc.), and the like.

Preferably, the contract information includes contract information related to a predetermined ship transaction contract between the selling customer and the buying customer.

The ship information preferably includes ship registration information including the transaction target ship name, ship registration number and the like.

Figure 4 illustrates an implementation method comprising a DBMS equipped with a storage medium 155 for banking server for storing the vessel transaction information corresponding to the vessel transaction account opened in a face-to-face according to another embodiment of the present invention Drawing.

In more detail, FIG. 4 shows a DBMS in which a storage medium 155 shown in FIG. 1 is provided in a predetermined banking server provided on an internet banking system, a telebanking system, a wireless banking system, or a TV banking system. As provided in one embodiment, if one of ordinary skill in the art to which the present invention belongs, vessel trading stored in a predetermined DBMS provided in at least one or more banking server by referring to or modifying this figure 4 It will be possible to infer an information construction method for information, but the present invention includes all the implementation methods inferred above and is not limited to the implementation method shown in FIG.

According to another embodiment of the present invention, referring to FIG. 4, wherein the storage medium 155 includes a DBMS provided in a banking server, a predetermined DBMS provided in the banking server is the ship transaction account registration information. It is characterized in that for storing the vessel transaction information including at least one or more of the selling customer information, purchase customer information, contract information, ship information contained in.

The selling customer information may include personal information of the selling customer (for example, name, resident registration number, address, telephone number, passport number, mobile phone number, e-mail address, etc.) of the selling customer, member information of the selling customer (for example, the selling customer). Member ID information or CIF (Customer Information File) provided in the customer ledger provided on the financial system linked with the ship trading account opening system in response to the selling customer by joining the financial transaction customer of the financial institution. Number, etc.), an account number corresponding to the financial account opened in the name of the selling customer, agent information (eg, real name verification certificate, notarized power of attorney, etc.), and the like.

The purchaser information includes personal information of the purchaser (for example, name, resident registration number, address, telephone number, passport number, mobile phone number, e-mail address, etc.) of the purchaser, and member information of the purchaser (for example, the purchaser). Member ID information, or CIF (Customer Information File) provided in the customer ledger provided on the financial system linked to the ship trading account opening system in response to the purchase customer by joining the financial transaction customer of the financial institution. Number, etc.), an account number corresponding to the financial account opened in the name of the purchaser, agent information (eg, real name verification certificate, notarized power of attorney, etc.), and the like.

Preferably, the contract information includes contract information related to a predetermined ship transaction contract between the selling customer and the buying customer.

The ship information preferably includes ship registration information including the transaction target ship name, ship registration number and the like.

5a and 5b illustrate a process of opening a ship trading account for ship trading in a face-to-face manner according to one embodiment of the present invention.

5a and 5b show the terminal terminal 180 on the ship trading account opening system shown in FIG. 1 at a financial institution branch (or branch), and the financial institution server 100 is predetermined. In the case of having a ledger server (not shown) function in the financial system linked to the counter terminal through the financial network of the customer, a predetermined customer may open the vessel trading account for the vessel transaction, The present invention relates to a system configuration for opening and processing a ship trading account in a face-to-face manner based on the ship trading account application, when a ship trading account application including at least one of contract information and ship information is prepared and submitted. When the customer fills out the vessel transaction account application form and submits it to the counter, the counter terminal acquires a predetermined image acquisition device. After obtaining the predetermined image content corresponding to the vessel transaction account application through the financial institution server 100, and inputs (or select) the vessel transaction account registration information corresponding to the vessel transaction account application through the financial institution server If the transfer to the 100, the financial company server 100 opens the vessel trading account based on the vessel transaction account registration information including at least one of the selling customer information, purchase customer information, contract information, ship information It shows an implementation method.

Those skilled in the art to which the present invention pertains, various implementation methods for registering the vessel transaction account registration information to the financial company server 100 at the window terminal by referring to or modifying the drawings 5a and 5b. It may be inferred, but the present invention includes all the inferred implementation methods, and is not limited to the implementation method shown in FIGS. 5A and 5B.

For example, although the implementation method shown in FIGS. 5A and 5B includes a process of generating a predetermined electronic document corresponding to the vessel transaction account application and storing it in an electronic document repository, the process may be performed according to the intention of those skilled in the art. It may be omitted, thereby the present invention is not limited.

In addition, in the method shown in FIGS. 5A and 5B including the electronic document generation and storage process, the teller terminal acquires predetermined image contents corresponding to the vessel transaction account application through a predetermined image acquisition device. In addition, the user interface for inputting (or selecting) ship transaction account registration information corresponding to the ship transaction account application is illustrated as being provided from the financial institution server 100, but a predetermined information registration program is provided in the window terminal. If provided, the user interface may not be provided from the financial institution server 100, thereby the present invention is not limited.

In the following Figures 5a and 5b, the window terminal shown in Figure 1 is referred to as "terminal" for convenience, and the financial institution server 100 shown in Figure 1 is referred to as "server" for convenience.

Referring to FIGS. 5A and 5B, when a predetermined customer prepares and submits a ship transaction account application including at least one of selling customer information, buying customer information, contract information, and ship information for ship trading, When the illustrated window terminal accesses the server through a predetermined financial network and requests a user interface for a vessel transaction corresponding to the vessel transaction account application in a state in which a predetermined communication channel is connected (500), the corresponding terminal The server generates (or extracts) a user interface for acquiring the predetermined image content corresponding to the vessel transaction account application prepared by the customer through the predetermined image acquisition device and transmitting the acquired image content to the server (505), The generated (or extracted) user interface is transmitted to the terminal and output through the financial network (510).

Thereafter, the terminal acquires image content corresponding to the vessel transaction account application through a predetermined image acquisition device based on the user interface (515).

If image content corresponding to the vessel transaction account application is obtained through the image acquisition device (520), the terminal transmits the obtained image content to the server through the financial network (525).

Thereafter, the server inputs (or selects) ship transaction account registration information including at least one of selling customer information, buying customer information, contract information, and ship information corresponding to the ship transaction account application matching the image content. A user interface for transmitting to the server is generated (or extracted) (530), and the generated (or extracted) user interface is transmitted to the terminal through the financial network (535).

Thereafter, the terminal inputs (or selects) ship transaction account registration information including at least one of the selling customer information, the buying customer information, the contract information, and the vessel information through the user interface (540).

If ship trading account registration information including at least one of the selling customer information, the buying customer information, the contract information, and the ship information is input (or selected) through the user interface (545), the terminal is connected to the financial network. The ship transaction account registration information is transmitted to the server (or selected) (550).

Thereafter, the server receives and reads ship trading account registration information including at least one of the selling customer information, buying customer information, contract information, and ship information through the financial network, thereby validating the ship trading account registration information. Check (555).

According to an embodiment of the present invention, the validity of the ship trading account registration information is at least one or more ledger information matching the ship trading account registration information in the ledger D / B on the financial system associated with the ship trading account opening system It is preferable to include checking whether is registered.

For example, the validity confirmation of the ship trading account registration information is the information contained in the ship trading account registration information, the selling customer information (sold customer personal information, member information, etc.) is linked to the ship trading account opening system It is desirable to include a check that matches the customer ledger stored in the ledger D / B on the financial system.

In addition, the validity of the ship trading account registration information is the information contained in the ship trading account registration information, the purchase customer information (purchase customer personal information, member information, etc.) is linked to the ship trading account opening system It is desirable to include checking that it matches the customer ledger stored in the ledger D / B on the financial system.

If the validity of the ship trading account registration information is not authenticated (560), the server generates predetermined financial account error information and transmits it to the terminal (565), the ship trading corresponding to the ship trading account registration information Do not open an account.

On the other hand, if the validity of the ship trading account registration information is authenticated (560), the server generates a predetermined ship trading account electronic document containing the image content (570).

According to an exemplary embodiment of the present invention, the server preferably processes the image file including the image content received from the terminal device 180 as a ship transaction account electronic document for the ship transaction.

Alternatively, the server watermarks at least one or more of the selling customer information, the buying customer information, the contract information, and the vessel information included in the received vessel transaction account registration information on the image content received from the terminal device 180. It is preferable to generate a ship transaction account electronic document for the ship transaction from an image file corresponding to the image content included in a watermarking method.

According to another exemplary embodiment of the present invention, the server may include a predetermined document file (eg, a Portable Document Format (PDF) file or an EDI (Electronic Data Interchange) file) including the image content received from the terminal device 180. By generating a file, a word processor file including at least one or more HWP / DOC, or a web document file including the MHT, etc.), it is preferable to generate a ship transaction account electronic document for the vessel transaction.

Alternatively, the server watermarks at least one or more of the selling customer information, the buying customer information, the contract information, and the vessel information included in the received vessel transaction account registration information on the image content received from the terminal device 180. Generate image content including the watermarking method, and include a predetermined document file (eg, a Portable Document Format (PDF) file, an EDI (Electronic Data Interchange) file, HWP / DOC, etc.) including the generated image content. By generating at least one word processor file, or a web document file including the MHT, etc.), it is preferable to generate a vessel transaction account electronic document for the vessel transaction.

According to another exemplary embodiment of the present invention, the server may include a predetermined document file (eg, PDF (Portable Document Format) including the image content received from the terminal device 180 and the received vessel transaction account registration information. E) a file, an electronic data interchange (EDI) file, a word processor file including at least one or more HWP / DOC, or a web document file including an MHT). It is desirable to create a document.

Alternatively, the server watermarks at least one or more of the selling customer information, the buying customer information, the contract information, and the vessel information included in the received vessel transaction account registration information on the image content received from the terminal device 180. A predetermined document file (e.g., a Portable Document Format (PDF) file or an EDI (Electronic Data Interchange)) that generates an image content including a watermarking method and includes the generated image content and the ship trading account registration information. By generating a file, a word processor file including at least one or more HWP / DOC, or a web document file including the MHT, etc.), it is preferable to generate a ship transaction account electronic document for the vessel transaction.

Those skilled in the art to which the present invention pertains, the technical feature that the server generates a shipping account electronic document in the image file format or a predetermined document file format, and the image corresponding to the shipping account electronic document Since you will be familiar with the technical features of the file format for files or document files, the detailed description thereof will be omitted for convenience.

Thereafter, the server stores the generated ship transaction account electronic document in a predetermined electronic document storage (575).

As shown in FIG. 1, the electronic document repository is provided externally including a predetermined electronic document server 160 and an electronic document D / B connected to a server on the vessel trading account opening system through a predetermined communication means. In this case, it is preferable that the server transmits the generated vessel transaction account electronic document to the electronic document server 160 through the communication means and stores the electronic document server 160 in the electronic document D / B.

Alternatively, when the electronic document storage is provided on the DBMS provided in the vessel trading account opening system, the server stores the generated electronic document on the vessel trading account electronic document on the DBMS provided in the vessel trading account opening system. It is possible to store in an electronic document D / B corresponding to the present invention, thereby not limited to the present invention.

According to an embodiment of the present invention, the storing of the vessel transaction account electronic document in the electronic document storage may be performed by linking the generated vessel transaction account electronic document and predetermined electronic document management information to the electronic illustrated in FIG. It is preferable to include storing in the document D / B.

Here, the electronic document management information preferably comprises a predetermined electronic document unique number (or unique information) assigned to the vessel transaction account electronic document and the electronic document storage date and time information.

The electronic document management information may further include financial institution information that transmits the vessel transaction account electronic document.

In addition, the electronic document management information may be a predetermined electronic document-related information (for example, customer information for preparing a ship transaction account application corresponding to the image content, financial institution information for transmitting the ship transaction account electronic document, or an electronic document file). Format information, or the vessel transaction account registration information).

If the vessel transaction account electronic document is stored in the electronic document repository (580), the server is the financial account based on the selling customer information, purchase customer information, contract information, vessel information contained in the vessel transaction account registration information Generate information (585).

Herein, the financial account information may include an account number and an interest rate information corresponding to the vessel trading account opened based on the vessel transaction account registration information, and when the vessel transaction account includes a savings attribute, It is preferable that the predetermined subscription period, payment date and time, and payment amount information is further included.

Thereafter, the server is linked to the financial system, the financial account of the customer name including the financial account information based on the selling customer information, purchase customer information, contract information, ship information included in the ship trading account registration information 590 is opened.

According to an embodiment of the present invention, the server generates a customer ledger including customer information included in the financial account opening application information in connection with the financial system (or checks the customer ledger that is matched with the customer information. And generating predetermined account ledger information including the financial account information, and storing the account ledger information in a predetermined account ledger associated with the customer ledger, corresponding to the vessel transaction account registration information. It is characterized by opening a predetermined financial account for the transaction.

According to an embodiment of the present invention, when the server and the financial system exist in the same system, the server generates a predetermined ledger including the financial account information in the ledger D / B in association with the financial system. It is preferable.

According to another exemplary embodiment of the present invention, when the server and the financial system exist on another system connected through a predetermined communication means, the server may transmit the other server through an external system on the financial system through a predetermined communication means. It is preferable to request the ledger D / B on the financial system to generate a predetermined ledger including the financial account information.

Thereafter, the server generates ship transaction information including at least one of the selling customer information, the buying customer information, the contract information, and the ship information included in the ship trading account registration information and stores the ship transaction information in a predetermined storage medium 155. (595)

According to an exemplary embodiment of the present invention, when the storage medium 155 is provided in the server or on a network associated with the server, the server includes the selling customer included in the received vessel transaction account registration information. Preferably, the storage medium 155 stores ship transaction information including at least one of information, purchase customer information, contract information, and ship information.

According to another embodiment of the present invention, when the storage medium 155 is provided in the DBMS provided on the financial system, the server includes the selling customer information and the buying customer information included in the received vessel transaction account registration information. Preferably, the ship transaction information including at least one of contract information and ship information is provided to the information system through an external system on the financial system and stored in a DBMS provided on the financial system.

Thereafter, the server sets predetermined financial account opening history information (for example, the ship trading account opening history, or the details of storing the ship trading account electronic document in the electronic document storage, or the ship transaction in the storage medium 155). Details of storing the account registration information) are generated (or extracted) and transmitted to the terminal (599).

According to one embodiment of the invention, the storage medium 155 is preferably provided in a DBMS on a financial system provided on the ship trading account opening system (or associated with the ship trading account opening system), When the storage medium 155 may be a ledger D / B provided in the DBMS on the financial system, or may be a predetermined database associated with the ledger D / B, thereby the present invention is not limited.

According to another exemplary embodiment of the present invention, the storage medium 155 is provided on (or associated with) the ship trading account opening system, an internet banking system, a telebanking system, a wireless banking system, or a TV banking system. It is possible to be provided in at least one of the DBMS on the banking system, whereby the present invention is not limited.

6A and 6B illustrate a process of opening a ship trading account for ship trading in a face-to-face manner according to another exemplary embodiment of the present invention.

In more detail, FIGS. 6A and 6B are window terminals provided with a terminal device 180 on a ship trading account opening system shown in FIG. 1 at a financial institution branch (or a branch), and the financial company server 100 In the case of having a ledger server (not shown) function in the financial system linked to a counter terminal through a predetermined financial network, a predetermined customer may sell or acquire customer information in order to open a vessel trading account for the vessel transaction. The present invention relates to a system for opening and processing a ship trading account in a face-to-face manner on the basis of the ship trading account application, when the financial institution prepares and submits a ship trading account application including at least one contract information and ship information. Specifically, when the customer fills out the ship transaction account application form and submits it to the window, the ship terminal account application form at the window terminal After inputting (or selecting) ship transaction account registration information corresponding to the financial institution server 100, and obtaining a predetermined image content corresponding to the ship transaction account application through a predetermined image acquisition device to the financial company When transmitting to the server 100, the financial institution server 100 opens the vessel trading account based on the vessel transaction account registration information including at least one of the selling customer information, purchase customer information, contract information, ship information The implementation method to process is shown.

For those skilled in the art to which the present invention pertains, various implementation methods for registering the ship transaction account registration information with the financial company server 100 at the window terminal by referring to or modifying the drawings 6a and 6b. It may be inferred, but the present invention includes all the inferred implementation methods, and is not limited to the implementation method shown in FIGS. 6A and 6B.

For example, although the implementation method shown in FIGS. 6A and 6B includes a process of generating a predetermined electronic document corresponding to the vessel transaction account application and storing it in an electronic document repository, the process may be performed according to the intention of those skilled in the art. It may be omitted, thereby the present invention is not limited.

In addition, in the method shown in FIGS. 6A and 6B including the electronic document generation and storage process, the teller terminal acquires predetermined image contents corresponding to the vessel transaction account application through a predetermined image acquisition device. In addition, the user interface for inputting (or selecting) ship transaction account registration information corresponding to the ship transaction account application is illustrated as being provided from the financial institution server 100, but a predetermined information registration program is provided in the window terminal. If provided, the user interface may not be provided from the financial institution server 100, thereby the present invention is not limited.

In the following Figures 6a and 6b, the window terminal shown in Figure 1 is referred to as "terminal" for convenience, and the financial institution server 100 shown in Figure 1 is referred to as "server" for convenience, and said window terminal The selling customer information, the buying customer information, the contract information, and the ship information transmitted to the financial company server 100 are referred to as "ship trading account registration information" for convenience.

Referring to Figures 6a and 6b, a predetermined customer fills out and submits a vessel transaction account application including at least one of selling customer information, buying customer information, contract information, and vessel information for a vessel transaction. When the illustrated window terminal accesses the server through a predetermined financial network and requests a user interface for a vessel transaction corresponding to the vessel transaction account application in a state in which a predetermined communication channel is connected (600), the corresponding terminal The server inputs (or selects) ship transaction account registration information including at least one selling customer information, purchase customer information, contract information, and ship information corresponding to the ship transaction account application prepared by the customer, and transmits it to the server. Generate (or extract) a user interface (605), and generate the generated (or extracted) user interface through the financial network; And it transmits the output words 610. The

Thereafter, the terminal inputs (or selects) ship transaction account registration information including at least one of the selling customer information, the buying customer information, the contract information, and the vessel information through the user interface (615).

If ship trading account registration information including at least one of the selling customer information, the buying customer information, the contract information, and the ship information is input (or selected) through the user interface (620), the terminal connects through the financial network. The input (or selected) ship transaction account registration information is transmitted to the server (625).

Thereafter, the server receives and reads ship trading account registration information including at least one of the selling customer information, buying customer information, contract information, and ship information through the financial network, thereby validating the ship trading account registration information. Check (630).

According to an embodiment of the present invention, the validity of the ship trading account registration information is at least one or more ledger information matching the ship trading account registration information in the ledger D / B on the financial system associated with the ship trading account opening system It is preferable to include checking whether is registered.

For example, the validity confirmation of the ship trading account registration information is the information contained in the ship trading account registration information, the selling customer information (sold customer personal information, member information, etc.) is linked to the ship trading account opening system It is desirable to include a check that matches the customer ledger stored in the ledger D / B on the financial system.

In addition, the validity of the ship trading account registration information is the information contained in the ship trading account registration information, the purchase customer information (purchase customer personal information, member information, etc.) is linked to the ship trading account opening system It is desirable to include a check that matches the customer ledger stored in the ledger D / B on the financial system.

If the validity of the ship trading account registration information is not authenticated (635), the server generates a predetermined financial account error information and transmits it to the terminal (640), the ship trading corresponding to the ship trading account registration information Do not open an account.

On the other hand, if the validity of the ship trading account registration information is authenticated (635), the server acquires a predetermined image content corresponding to the ship trading account application prepared by the customer through a predetermined image acquisition device in the terminal and the server A user interface for transmitting to the terminal is generated (or extracted) (645), and the generated (or extracted) user interface is transmitted to the terminal through the financial network (650).

Thereafter, the terminal acquires image content corresponding to the vessel transaction account application through a predetermined image acquisition device based on the user interface (655).

If image content corresponding to the vessel transaction account application is obtained through the image acquisition device (660), the terminal transmits the obtained image content to the server through the financial network (665).

The server receiving the vessel transaction account registration information and the image content from the terminal generates a predetermined vessel transaction account electronic document including the image content (670).

According to an exemplary embodiment of the present invention, the server preferably processes the image file including the image content received from the terminal device 180 as a ship transaction account electronic document for the ship transaction.

Alternatively, the server watermarks at least one or more of the selling customer information, the buying customer information, the contract information, and the vessel information included in the received vessel transaction account registration information on the image content received from the terminal device 180. It is preferable to generate a ship transaction account electronic document for the ship transaction from an image file corresponding to the image content included in a watermarking method.

According to another exemplary embodiment of the present invention, the server may include a predetermined document file (eg, a Portable Document Format (PDF) file or an EDI (Electronic Data Interchange) file) including the image content received from the terminal device 180. By generating a file, a word processor file including at least one or more HWP / DOC, or a web document file including the MHT, etc.), it is preferable to generate a ship transaction account electronic document for the vessel transaction.

Alternatively, the server may water at least one or more of the selling customer information, the purchase customer information, contract information, ship information included in the received vessel transaction account registration information in the image content received from the terminal device 180 Generates image content including a watermarking method, and a predetermined document file (eg, a Portable Document Format (PDF) file, an EDI (Electronic Data Interchange) file, or HWP / DOC) including the generated image content. It is preferable to generate a ship transaction account electronic document for the ship transaction by generating a word processor file including at least one or the like, or a web document file including the MHT.

According to another exemplary embodiment of the present invention, the server may include a predetermined document file (eg, PDF (Portable Document Format) including the image content received from the terminal device 180 and the received vessel transaction account registration information. E) a file, an electronic data interchange (EDI) file, a word processor file including at least one or more HWP / DOC, or a web document file including an MHT). It is desirable to create a document.

Alternatively, the server watermarks at least one or more of the selling customer information, the buying customer information, the contract information, and the vessel information included in the received vessel transaction account registration information on the image content received from the terminal device 180. A predetermined document file (e.g., a Portable Document Format (PDF) file or an EDI (Electronic Data Interchange)) that generates an image content including a watermarking method and includes the generated image content and the ship trading account registration information. By generating a file, a word processor file including at least one or more HWP / DOC, or a web document file including the MHT, etc.), it is preferable to generate a ship trading account electronic document for the ship transaction.

Those skilled in the art to which the present invention pertains, the technical feature that the server generates a shipping account electronic document in the image file format or a predetermined document file format, and the image corresponding to the shipping account electronic document Since you will be familiar with the technical features of the file format for files or document files, the detailed description thereof will be omitted for convenience.

Thereafter, the server stores the generated vessel transaction account electronic document in a predetermined electronic document storage (675).

As shown in FIG. 1, the electronic document repository is provided externally including a predetermined electronic document server 160 and an electronic document D / B connected to a server on the vessel trading account opening system through a predetermined communication means. In this case, it is preferable that the server transmits the generated vessel transaction account electronic document to the electronic document server 160 through the communication means and stores the electronic document server 160 in the electronic document D / B.

Alternatively, when the electronic document storage is provided on the DBMS provided in the vessel trading account opening system, the server stores the generated electronic document on the vessel trading account electronic document on the DBMS provided in the vessel trading account opening system. It is possible to store in an electronic document D / B corresponding to the present invention, thereby not limited to the present invention.

According to an embodiment of the present invention, the storing of the vessel transaction account electronic document in the electronic document storage may be performed by linking the generated vessel transaction account electronic document and predetermined electronic document management information to the electronic illustrated in FIG. It is preferable to include storing in the document D / B.

Here, the electronic document management information preferably comprises a predetermined electronic document unique number (or unique information) assigned to the vessel transaction account electronic document and the electronic document storage date and time information.

The electronic document management information may further include financial institution information that transmits the vessel transaction account electronic document.

In addition, the electronic document management information may be a predetermined electronic document-related information (for example, customer information for preparing a ship transaction account application corresponding to the image content, financial institution information for transmitting the ship transaction account electronic document, or an electronic document file). Format information, or the vessel transaction account registration information).

If the vessel transaction account electronic document is stored in the electronic document storage (680), the server is the financial account based on the selling customer information, purchase customer information, contract information, vessel information contained in the vessel transaction account registration information Generate information (685).

Herein, the financial account information may include an account number and an interest rate information corresponding to the vessel trading account opened based on the vessel transaction account registration information, and when the vessel transaction account includes a savings attribute, It is preferable that the predetermined subscription period, payment date and time, and payment amount information is further included.

Thereafter, the server is linked to the financial system, the financial account of the customer name including the financial account information based on the selling customer information, purchase customer information, contract information, ship information included in the ship trading account registration information Open process (690).

According to an embodiment of the present invention, the server generates a customer ledger including customer information included in the financial account opening application information in connection with the financial system (or checks the customer ledger that is matched with the customer information. And generating predetermined account ledger information including the financial account information, and storing the account ledger information in a predetermined account ledger associated with the customer ledger, corresponding to the vessel transaction account registration information. It is characterized by opening a predetermined financial account for the transaction.

According to an embodiment of the present invention, when the server and the financial system exist in the same system, the server generates a predetermined ledger including the financial account information in the ledger D / B in association with the financial system. It is preferable.

According to another exemplary embodiment of the present invention, when the server and the financial system exist on another system connected through a predetermined communication means, the server may transmit the other server through an external system on the financial system through a predetermined communication means. It is preferable to request the ledger D / B on the financial system to generate a predetermined ledger including the financial account information.

Thereafter, the server generates ship transaction information including at least one of the selling customer information, the buying customer information, the contract information, and the ship information included in the ship trading account registration information and stores the ship transaction information in a predetermined storage medium 155. (695)

According to an exemplary embodiment of the present invention, when the storage medium 155 is provided in the server or on a network associated with the server, the server includes the selling customer included in the received vessel transaction account registration information. Preferably, the storage medium 155 stores ship transaction information including at least one of information, purchase customer information, contract information, and ship information.

According to another embodiment of the present invention, when the storage medium 155 is provided in the DBMS provided on the financial system, the server includes the selling customer information and the buying customer information included in the received vessel transaction account registration information. Preferably, the ship transaction information including at least one of contract information and ship information is provided to the information system through an external system on the financial system and stored in a DBMS provided on the financial system.

Thereafter, the server establishes predetermined financial account opening history information (for example, the vessel trading account opening history, or the details of storing the vessel trading account electronic document in the electronic document storage, or the vessel transaction in the storage medium 155). Details of storing the account registration information) are generated (or extracted) and transmitted to the terminal (699).

According to one embodiment of the invention, the storage medium 155 is preferably provided in a DBMS on a financial system provided on the ship trading account opening system (or associated with the ship trading account opening system), When the storage medium 155 may be a ledger D / B provided in the DBMS on the financial system, or may be a predetermined database associated with the ledger D / B, thereby the present invention is not limited.

According to another embodiment of the present invention, the storage medium 155 is provided on (or associated with) the ship trading account opening system, an internet banking system, a telebanking system, a wireless banking system, or a TV banking system. It is possible to be provided in a DBMS on at least one banking system of the system, whereby the present invention is not limited.

7A and 7B illustrate a process of opening a ship trading account for ship trading in a face-to-face manner according to another exemplary embodiment of the present invention.

In more detail, FIGS. 7A and 7B are window terminals provided with a terminal device 180 on a ship trading account opening system shown in FIG. 1 at a financial institution branch (or a branch), and the financial company server 100 is predetermined. In the case of having a ledger server (not shown) function in the financial system linked to the counter terminal through the financial network of the customer, a predetermined customer may open the vessel trading account for the vessel transaction, The present invention relates to a system configuration for opening and processing a ship trading account in a face-to-face manner based on the ship trading account application, when a ship trading account application including at least one of contract information and ship information is prepared and submitted. When the customer fills out the vessel transaction account application form and submits it to the counter, the counter terminal acquires a predetermined image acquisition device. Acquire a predetermined image content corresponding to the vessel trading account application through, input (or select) vessel transaction account registration information corresponding to the vessel transaction account application, and then display the image content and the vessel transaction account registration information. When transmitting to the financial firm server 100, the financial company server 100 based on the vessel transaction account registration information including at least one or more of the selling customer information, buying customer information, contract information, ship information It shows the implementation method of opening an account.

Those skilled in the art to which the present invention pertains, various implementation methods for registering the vessel transaction account registration information to the financial company server 100 at the window terminal by referring to or modifying the drawings 7a and 7b. It may be inferred, but the present invention encompasses all the inferred implementation methods, and is not limited to the implementation method shown in FIGS. 7A and 7B.

For example, the implementation method illustrated in FIGS. 7A and 7B includes a process of generating a predetermined electronic document corresponding to the vessel transaction account application and storing the electronic document in an electronic document repository. It may be omitted, thereby the present invention is not limited.

In addition, in the implementation method shown in FIGS. 7A and 7B including the electronic document generation and storage process, the window terminal acquires predetermined image contents corresponding to the vessel transaction account application through a predetermined image acquisition device. In addition, the user interface for inputting (or selecting) ship transaction account registration information corresponding to the ship transaction account application is illustrated as being provided from the financial institution server 100, but a predetermined information registration program is provided in the window terminal. If provided, the user interface may not be provided from the financial institution server 100, thereby the present invention is not limited.

In the following Figures 7a and 7b, the window terminal shown in Figure 1 is referred to as "terminal" for convenience, and the financial institution server 100 shown in Figure 1 is referred to as "server" for convenience, and said window terminal The selling customer information, the buying customer information, the contract information, and the ship information transmitted to the financial company server 100 are referred to as "ship trading account registration information" for convenience.

Referring to FIGS. 7A and 7B, when a predetermined customer fills out and submits a ship transaction account application including at least one of selling customer information, buying customer information, contract information, and ship information for a ship transaction, FIG. When the illustrated window terminal accesses the server through a predetermined financial network and requests a user interface for a vessel transaction corresponding to the vessel transaction account application in a state in which a predetermined communication channel is connected (700), the corresponding terminal The server inputs (or selects) ship trading account registration information corresponding to the ship trading account application prepared by the customer in the terminal, and acquires predetermined image contents corresponding to the ship trading account application through a predetermined image acquisition device. Generate (or extract) a user interface for transmission to the server (705), and generate the And transmits the output to the extracted) user interface to the mobile station 710. The

Thereafter, the terminal inputs (or selects) ship transaction account registration information including at least one of the selling customer information, the buying customer information, the contract information, and the vessel information through the user interface (715).

If ship trading account registration information including at least one selling customer information, buying customer information, contract information, and ship information is input (or selected) through the user interface (720), the terminal is based on the user interface. In operation 725, image contents corresponding to the vessel transaction account application are obtained through a predetermined image acquisition device.

If image content corresponding to the vessel transaction account application is obtained through the image acquisition device (730), the terminal transmits the vessel transaction account registration information and image content to the server through the financial network (735). .

Thereafter, the server receives and reads ship trading account registration information including at least one of the selling customer information, buying customer information, contract information, and ship information through the financial network, thereby validating the ship trading account registration information. Check (740).

According to an embodiment of the present invention, the validity of the ship trading account registration information is at least one or more ledger information matching the ship trading account registration information in the ledger D / B on the financial system associated with the ship trading account opening system It is preferable to include checking whether is registered.

For example, the validity confirmation of the ship trading account registration information is the information contained in the ship trading account registration information, the selling customer information (sold customer personal information, member information, etc.) is linked to the ship trading account opening system It is desirable to include a check that matches the customer ledger stored in the ledger D / B on the financial system.

Validation of the ship trading account registration information is the financial system in which the purchase customer information (purchase customer personal information, member information, etc.) of the information contained in the ship trading account registration information is linked to the ship trading account opening system It is preferably made to include matching with the customer ledger stored in the ledger D / B of the award.

If the validity of the ship trading account registration information is not authenticated (745), the server generates predetermined financial account error information and transmits it to the terminal (750), the ship trading corresponding to the ship trading account registration information Do not open an account.

On the other hand, if the validity of the ship trading account registration information is authenticated (745), the server generates a predetermined ship trading account electronic document containing the image content (755).

According to an exemplary embodiment of the present invention, the server preferably processes the image file including the image content received from the terminal device 180 as a ship transaction account electronic document for the ship transaction.

Alternatively, the server watermarks at least one or more of the selling customer information, the buying customer information, the contract information, and the vessel information included in the received vessel transaction account registration information on the image content received from the terminal device 180. It is preferable to generate a ship transaction account electronic document for the ship transaction from an image file corresponding to the image content included in a watermarking method.

According to another exemplary embodiment of the present invention, the server may include a predetermined document file (eg, a Portable Document Format (PDF) file or an EDI (Electronic Data Interchange) file) including the image content received from the terminal device 180. By generating a file, a word processor file including at least one or more HWP / DOC, or a web document file including the MHT, etc.), it is preferable to generate a pre-shipment account consulting document for the vessel transaction.

Alternatively, the server watermarks at least one or more of the selling customer information, the buying customer information, the contract information, and the vessel information included in the received vessel transaction account registration information on the image content received from the terminal device 180. Generate image content including the watermarking method, and include a predetermined document file (eg, a Portable Document Format (PDF) file, an EDI (Electronic Data Interchange) file, HWP / DOC, etc.) including the generated image content. By generating at least one word processor file, or a web document file including the MHT, etc.), it is preferable to generate a vessel transaction account electronic document for the vessel transaction.

According to another exemplary embodiment of the present invention, the server may include a predetermined document file (eg, PDF (Portable Document Format) including the image content received from the terminal device 180 and the received vessel transaction account registration information. E) a file, an electronic data interchange (EDI) file, a word processor file including at least one or more HWP / DOC, or a web document file including an MHT). It is desirable to create a document.

Alternatively, the server may water at least one or more of the selling customer information, the purchase customer information, contract information, ship information included in the received vessel transaction account registration information in the image content received from the terminal device 180 Generate an image content including a watermarking method, and include a predetermined document file (eg, a Portable Document Format (PDF) file or an EDI (Electronic Data Interchange) including the generated image content and the ship trading account registration information. ), A word processor file including at least one or more HWP / DOC, or a web document file including the MHT), to generate a ship transaction account electronic document for the ship transaction.

Those skilled in the art to which the present invention pertains, the technical feature that the server generates a shipping account electronic document in the image file format or a predetermined document file format, and the image corresponding to the shipping account electronic document Since you will be familiar with the technical features of the file format for files or document files, the detailed description thereof will be omitted for convenience.

Thereafter, the server stores the generated vessel transaction account electronic document in a predetermined electronic document storage (760).

As shown in FIG. 1, the electronic document repository is provided externally including a predetermined electronic document server 160 and an electronic document D / B connected to a server on the vessel trading account opening system through a predetermined communication means. In this case, it is preferable that the server transmits the generated vessel transaction account electronic document to the electronic document server 160 through the communication means and stores the electronic document server 160 in the electronic document D / B.

Alternatively, when the electronic document storage is provided on the DBMS provided in the vessel trading account opening system, the server stores the generated electronic document on the vessel trading account electronic document on the DBMS provided in the vessel trading account opening system. It is possible to store in an electronic document D / B corresponding to the present invention, thereby not limited to the present invention.

According to an embodiment of the present invention, the storing of the vessel transaction account electronic document in the electronic document storage may be performed by linking the generated vessel transaction account electronic document and predetermined electronic document management information to the electronic illustrated in FIG. It is preferable to include storing in the document D / B.

Here, the electronic document management information preferably comprises a predetermined electronic document unique number (or unique information) assigned to the vessel transaction account electronic document and the electronic document storage date and time information.

The electronic document management information may further include financial institution information that transmits the vessel transaction account electronic document.

In addition, the electronic document management information may be a predetermined electronic document-related information (for example, customer information for preparing a ship transaction account application corresponding to the image content, financial institution information for transmitting the ship transaction account electronic document, or an electronic document file). Format information, or the vessel transaction account registration information).

If the vessel transaction account electronic document is stored in the electronic document repository (765), the server is the financial account based on the selling customer information, purchase customer information, contract information, vessel information contained in the vessel transaction account registration information Generate information (770).

Herein, the financial account information may include an account number and an interest rate information corresponding to the vessel trading account opened based on the vessel transaction account registration information, and when the vessel transaction account includes a savings attribute, It is preferable that the predetermined subscription period, payment date and time, and payment amount information is further included.

Thereafter, the server is linked to the financial system, the financial account of the customer name including the financial account information based on the selling customer information, purchase customer information, contract information, ship information included in the ship trading account registration information The establishment process is performed (775).

According to an embodiment of the present invention, the server generates a customer ledger including customer information included in the financial account opening application information in connection with the financial system (or matches a customer ledger provided with the customer information. And generating predetermined account ledger information including the financial account information, and storing the account ledger information in a predetermined account ledger associated with the customer ledger, corresponding to the vessel transaction account registration information. It is characterized by opening a predetermined financial account for the ship transaction.

According to an embodiment of the present invention, when the server and the financial system exist in the same system, the server generates a predetermined ledger including the financial account information in the ledger D / B in association with the financial system. It is preferable.

According to another exemplary embodiment of the present invention, when the server and the financial system exist on another system connected through a predetermined communication means, the server may transmit the other server through an external system on the financial system through a predetermined communication means. It is preferable to request the ledger D / B on the financial system to generate a predetermined ledger including the financial account information.

Thereafter, the server generates ship transaction information including at least one of the selling customer information, the buying customer information, the contract information, and the ship information included in the ship trading account registration information and stores the ship transaction information in a predetermined storage medium 155. (780)

According to an exemplary embodiment of the present invention, when the storage medium 155 is provided in the server or on a network associated with the server, the server includes the selling customer included in the received vessel transaction account registration information. Preferably, the storage medium 155 stores ship transaction information including at least one of information, purchase customer information, contract information, and ship information.

According to another exemplary embodiment of the present invention, when the storage medium 155 is provided in a DBMS provided on a financial system, the server includes the customer information and [additional storage information] included in the received vessel transaction account registration information. ] Is preferably stored in a DBMS provided on the financial system by providing the ship transaction information including at least one or more to the information system through the external system on the financial system.

Thereafter, the server establishes predetermined financial account opening history information (for example, the vessel trading account opening history, or the details of storing the vessel trading account electronic document in the electronic document storage, or the vessel transaction in the storage medium 155). Details of storing the account registration information) are generated (or extracted) and transmitted to the terminal (785).

According to one embodiment of the invention, the storage medium 155 is preferably provided in a DBMS on a financial system provided on the ship trading account opening system (or associated with the ship trading account opening system), When the storage medium 155 may be a ledger D / B provided in the DBMS on the financial system, or may be a predetermined database associated with the ledger D / B, thereby the present invention is not limited.

According to another exemplary embodiment of the present invention, the storage medium 155 is provided on (or associated with) the ship trading account opening system, an internet banking system, a telebanking system, a wireless banking system, or a TV banking system. It is possible to be provided in at least one of the DBMS on the banking system, whereby the present invention is not limited.

According to the present invention, by opening a ship trading account, there is an advantage that can generate revenue by attracting domestic ship trading customers.

In addition, the ship trading customers can securely store the down payment or transaction price according to the ship trading through the ship trading account.

Claims (5)

Receiving ship trading account registration information including selling customer information, selling customer account information, buying customer information, buying customer account information, contract information, and ship information from a predetermined terminal in the information receiving means; Confirming the validity of the ship trading account registration information by checking whether the selling customer information and the buying customer information match the customer ledger stored in the ledger D / B; When the validity of the vessel trading account registration information is confirmed, the vessel for opening a vessel trading account based on the selling customer information, purchase customer information, contract information, vessel information included in the vessel trading account registration information in the information generating means Generating transaction account information; And And opening the ship trading account including the generated ship trading account information in the account opening means. When the vessel trading account opened based on the vessel transaction account registration information includes an escrow account attribute, the vessel transaction account information includes an account number corresponding to the vessel transaction account, first interest rate information, escrow service period, vessel Include transaction term, payer, and payer information, When the ship trading account includes a savings account attribute, the ship trading account information includes an account number corresponding to the ship trading account, second interest rate information, subscription period, payment date and time, and payment amount information. How to open a ship trading account. delete delete delete delete

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