KR20080053255A - System for processing payment - Google Patents

Abstract

A system for processing payment is provided to enable a customer to pay a taxi fare conveniently without using a credit card by enabling a taxi company to install an RFID(Radio Frequency IDentification) tag storing unique taxi number information to a taxi instead of an expensive payment terminal. A customer mobile terminal(540) is equipped with an RFID reader, and reads unique taxi number information, taxi fare information, and taxi driver mobile terminal information from an RFID tag attached to a taxi. The customer mobile terminal generates mobile payment request information including payment amount information corresponding to a taxi fare by using the unique taxi number information as member shop information, and transmits the generated information to a mobile payment server(500). The mobile payment server receives the payment amount and the unique taxi number information from the customer mobile terminal, processes payment for the taxi fare with a payment tool linked with the customer mobile terminal, deposits the paid taxi fare to an account linked with the unique taxi number information, and transmits a payment result to a taxi driver mobile terminal(545).

Description

Payment processing system {System for Processing Payment}

1 is a view showing a taxi information registration system for wireless taxi fare payment according to an embodiment of the present invention.

2 is a diagram illustrating a taxi information registration process for wireless taxi fare payment according to an embodiment of the present invention.

3 is a view showing a customer payment means information registration system for a wireless taxi fare payment according to an embodiment of the present invention.

4 is a diagram illustrating a customer payment means information registration process for wireless taxi fare payment according to an embodiment of the present invention.

5 is a diagram showing the configuration of a wireless taxi fare payment system according to an embodiment of the present invention.

6 is a diagram illustrating a configuration of a customer wireless terminal function for wireless taxi fare payment according to an exemplary embodiment of the present invention.

7 is a diagram illustrating a process of transmitting / receiving and confirming information for wireless taxi fare payment according to an exemplary embodiment of the present invention.

8 is a diagram illustrating a payment means confirmation and payment approval process for wireless taxi fare payment according to an embodiment of the present invention.

9 is a diagram illustrating a payment processing procedure for wireless taxi fare payment according to an embodiment of the present invention.

FIG. 10 is a diagram illustrating a process of transmitting / receiving and confirming information for wireless taxi fare payment according to another exemplary embodiment of the present invention.

11 is a diagram illustrating a payment means confirmation and payment approval process for wireless taxi fare payment according to another embodiment of the present invention.

12 is a diagram illustrating a payment processing process for wireless taxi fare payment according to another embodiment of the present invention.

FIG. 13 is a diagram illustrating an information transmission and reception process for wireless taxi fare payment according to another exemplary embodiment of the present invention. FIG.

14 is a diagram illustrating a payment means confirmation and payment approval process for wireless taxi fare payment according to another embodiment of the present invention.

15 is a diagram illustrating a payment processing process for wireless taxi fare payment according to another embodiment of the present invention.

16 is a diagram showing the configuration of a wireless taxi fare payment system according to another embodiment of the present invention.

17 is a diagram illustrating a configuration of a customer wireless terminal function for wireless taxi fare payment according to another embodiment of the present invention.

18 is a diagram illustrating an information transmission and reception process for wireless taxi fare payment according to an exemplary embodiment of the present invention.

19 is a diagram illustrating a payment means confirmation and payment approval process for wireless taxi fare payment according to an embodiment of the present invention.

20 is a diagram illustrating a payment processing procedure for wireless taxi fare payment according to an embodiment of the present invention.

21 is a diagram illustrating a process of transmitting / receiving and confirming information for wireless taxi fare payment according to another exemplary embodiment of the present invention.

22 is a diagram illustrating a payment means confirmation and payment approval process for wireless taxi fare payment according to another embodiment of the present invention.

23 is a diagram illustrating a payment processing process for wireless taxi fare payment according to another embodiment of the present invention.

24 is a diagram illustrating a process of transmitting / receiving and confirming information for wireless taxi fare payment according to another exemplary embodiment of the present invention.

25 is a diagram illustrating a payment means confirmation and payment approval process for a wireless taxi fare payment according to another embodiment of the present invention.

FIG. 26 is a diagram illustrating a payment processing process for wireless taxi fare payment according to another exemplary embodiment of the present invention.

FIG. 27 is a diagram illustrating a taxi information registration system for a wireless taxi fare payment according to another exemplary embodiment of the present invention. FIG.

28 is a diagram illustrating a taxi information registration process for wireless taxi fare payment according to an embodiment of the present invention.

29 is a view showing a taxi information registration system for wireless taxi fare payment according to another embodiment of the present invention.

30 is a diagram illustrating a taxi information registration process for wireless taxi fare payment according to an embodiment of the present invention.

31 is a diagram showing a customer payment means information registration system for a wireless taxi fare payment according to another embodiment of the present invention.

32 is a diagram illustrating a customer payment means information registration process for wireless taxi fare payment according to an embodiment of the present invention.

33 is a diagram showing the configuration of a wireless taxi fare payment system according to an embodiment of the present invention.

34 is a diagram showing the configuration of a customer wireless terminal function for the wireless taxi fare payment according to an embodiment of the present invention.

35 is a diagram illustrating an information transmission and reception process for wireless taxi fare payment according to an embodiment of the present invention.

36 is a diagram illustrating a payment means confirmation and payment approval process for wireless taxi fare payment according to an embodiment of the present invention.

37 is a diagram illustrating a payment processing procedure for wireless taxi fare payment according to an embodiment of the present invention.

38 is a diagram illustrating a process of transmitting / receiving and confirming information for wireless taxi fare payment according to another exemplary embodiment of the present invention.

39 is a diagram illustrating a payment means confirmation and payment approval process for wireless taxi fare payment according to another embodiment of the present invention.

40 is a diagram illustrating a payment processing process for wireless taxi fare payment according to another embodiment of the present invention.

41 is a diagram illustrating a process of transmitting / receiving and confirming information for wireless taxi fare payment according to another embodiment of the present invention.

42 is a diagram illustrating a payment means confirmation and payment approval process for a wireless taxi fare payment according to another embodiment of the present invention.

43 is a diagram illustrating a payment processing procedure for wireless taxi fare payment according to another embodiment of the present invention.

44 is a diagram showing the configuration of a wireless taxi fare payment system according to another embodiment of the present invention.

45 is a diagram illustrating a configuration of a customer wireless terminal function for wireless taxi fare payment according to another embodiment of the present invention.

46 is a diagram illustrating a process of transmitting / receiving and confirming information for wireless taxi fare payment according to an exemplary embodiment of the present invention.

47 is a diagram illustrating a payment means confirmation and payment approval process for wireless taxi fare payment according to an embodiment of the present invention.

48 is a diagram illustrating a payment processing process for wireless taxi fare payment according to one embodiment of the present invention.

49 is a diagram illustrating a process of transmitting / receiving and confirming information for wireless taxi fare payment according to another embodiment of the present invention.

50 is a diagram illustrating a payment means confirmation and payment approval process for a wireless taxi fare payment according to another embodiment of the present invention.

51 is a diagram illustrating a payment processing procedure for wireless taxi fare payment according to another embodiment of the present invention.

52 is a diagram illustrating a process of transmitting / receiving and confirming information for wireless taxi fare payment according to another exemplary embodiment of the present invention.

53 is a diagram illustrating a payment means confirmation and payment approval process for wireless taxi fare payment according to another embodiment of the present invention.

54 is a diagram illustrating a payment processing procedure for wireless taxi fare payment according to another embodiment of the present invention.

* <Description of main part of drawing>

100: information registration server 105: interface unit

110: interface providing unit 115: information receiving unit

120: information storage unit 125: information transmission unit

130: validity certification unit 135: taxi company terminal

140: Taxi Information D / B

The present invention includes an RF reader unit, and reads the taxi unique number information, taxi fare information and taxi driver wireless terminal information from the RF tag provided in the taxi, and process the read out taxi unique number information as payment merchant information, taxi After generating the wireless payment request information including payment amount information corresponding to the fee, the customer mobile phone for transmitting the generated wireless payment request information to the wireless payment server through a wireless communication network and the wireless payment request transmitted through the customer mobile phone Using the information, after receiving the taxi unique number information and the payment amount corresponding to the taxi fare processed as payment merchant information, and performs the payment processing for the taxi fare through the payment means associated with the customer mobile phone, Even if the amount corresponding to the paid taxi fare is deposited to the payment target account associated with the taxi unique number information, Treatment, and will in the driver's cab of the wireless terminal to the payment processing system including a payment server transmitting the payment processing result.

The most common way of paying taxi fare is by cash. With the rapid development of information and communication technology, a taxi fare payment system using a credit card has been commercialized, and a taxi fare payment system using a transportation card is expected to emerge in the future.

However, for the taxi fare payment system as described above, a predetermined payment terminal must be mounted in the taxi. Even if a subsidy is paid, the payment terminal of the customer is mounted in the taxi for a small taxi company and a private taxi operator. It includes a big burden.

In addition, even when the payment terminal is mounted in the taxi, when the customer who does not have cash pays the taxi fare through a credit card or a transportation card, an error occurs in the payment terminal or the communication is not possible. It includes the risk of fee application.

An object of the present invention for solving the above problems, having an RF reader unit, and reads the taxi unique number information, taxi fare information and taxi driver wireless terminal information from the RF tag provided in the taxi, the taxi unique number information read The mobile phone and the mobile phone for generating payment information including payment information corresponding to the taxi fare and transmitting the generated wireless payment request information to a wireless payment server through a wireless communication network; Using the wireless payment request information transmitted through the customer's mobile phone, after receiving the taxi unique number information and the payment amount corresponding to the taxi fare processed as payment merchant information, the taxi through the payment means associated with the customer's mobile phone Perform payment processing for the fare, and the amount corresponding to the paid fare is set to the taxi unique number Treated to transfer to the billing account associated with the target, and is a payment processing system comprising the driver's cab mobile station the payment server transmitting the payment processing result to provide.

The payment processing system according to the present invention includes an RF reader unit, and reads the taxi unique number information, the taxi fare information, and the taxi driver's wireless terminal information from the RF tag provided in the taxi, and checks the read out the taxi unique number information. Information processing, generating wireless payment request information including payment amount information corresponding to a taxi fare, and transmitting the generated wireless payment request information to a wireless payment server through a wireless communication network and the customer mobile phone. After receiving the payment information corresponding to the taxi unique number information and the taxi fare processed as payment merchant information by using the wireless payment request information transmitted through the payment, the payment for the taxi fare through the payment means associated with the customer's mobile phone The amount corresponding to the paid taxi fare is associated with the taxi unique number information. Treated to deposit into the destination account, and to the driver's cab the wireless terminal characterized by comprising the payment server transmitting the payment processing result.

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below. In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted. Terms to be described later are terms defined in consideration of functions in the present invention, which may vary according to intentions or customs of users or operators. Therefore, the definition should be made based on the contents throughout the present invention.

In addition, preferred embodiments of the present invention to be carried out below are provided in each system functional configuration to efficiently describe the technical components constituting the present invention, or system functions that are commonly provided in the technical field to which the present invention belongs. The configuration will be omitted, and described mainly on the functional configuration to be additionally provided for the present invention. If those skilled in the art to which the present invention pertains, it will be able to easily understand the function of the components that are conventionally used among the omitted functional configuration not shown below, and also the configuration omitted as described above The relationship between the elements and the components added for the present invention will also be clearly understood.

In addition, the following examples will be used to appropriately modify the terms so that those skilled in the art to clearly understand the technical features of the present invention to effectively understand, but the present invention It is by no means limited.

As a result, the technical spirit of the present invention is determined by the claims, and the following examples are one means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. It is only.

1 is a view showing a taxi information registration system for wireless taxi fare payment according to an embodiment of the present invention.

In more detail, in Figure 1, a predetermined taxi company terminal 135 connects to a server on a wireless taxi fare payment system through a predetermined network means for payment of the wireless taxi fare, and the taxi unique number information and taxi driver wireless terminal information. When providing taxi company registration information including at least one taxi company account information, taxi unique number information and taxi driver wireless terminal information and taxi included in the taxi company registration information provided from the taxi company terminal 135 in the server Taxi information registration system configuration for storing and processing company account information linked to the taxi information D / B (140) provided on the wireless taxi fare payment system, a person having ordinary knowledge in the technical field to which the present invention belongs If the taxi information is registered for the wireless taxi fare payment by referring to and / or modified in Figure 1 Various implementation methods for the stem configuration may be inferred, but the present invention includes all the implementation methods inferred above and is not limited to the implementation method shown in FIG.

Hereinafter, in the taxi information registration system shown in FIG. 1, the taxi unique number information, the taxi driver wireless terminal information, and the taxi company account information provided from the taxi company terminal 135 are stored in the taxi information D / B 140. Components corresponding to at least one or more means and / or functional configurations for the sake of convenience are referred to as " information registration server 100 ".

Referring to FIG. 1 according to an embodiment of the present invention, a taxi information registration system for wireless taxi fare payment according to the present invention includes at least one taxi company terminal 135 connected to a predetermined network means and the taxi company. Taxi information D / B (140) for storing the cab unique number information transmitted from the terminal 135, the taxi driver wireless terminal information and the taxi company account information in association with each other, and the taxi company terminal 135 and a predetermined network means The information registration server 100 connected through the network means, receives the taxi unique number information, the taxi driver wireless terminal information and the taxi company account information transmitted through the network means and stores the information by linking to the taxi information D / B (140) It is characterized by comprising a).

The taxi company terminal 135 may be a wired communication network based on TCP / IP (for example, Asymmetric Digital Subscriber Line (ADSL) / Very High-data Rate Digital Subscriber Line (VDSL) and / or cable communication network). A mobile terminal including at least one or more wired terminals including a desktop computer and / or a laptop connected to the information registration server 100 and / or a code division multiple access (CDMA) -based mobile communication network (or A mobile communication terminal connected to a High Speed Downlink Packet Access (HSDPA) based mobile communication network, and / or a portable Internet terminal connected to a high-speed wireless Internet based on IEEE 802.16x, and / or a wireless LAN network based on IEEE 802.11x. Characterized in that it comprises at least one or more wireless terminals including at least one wireless LAN terminal, the taxi company terminal 135 is Output at least one taxi information registration interface screen provided by the information registration server 100, and input and / or select at least one information through the taxi information registration interface screen to transmit to the information registration server 100 It is preferable that a function configuration (for example, a browser program and a communication function) is provided.

Those skilled in the art to which the present invention pertains can easily infer the characteristics of the taxi company terminal 135 corresponding to at least one or more wired terminals and / or wireless terminals, Is omitted for convenience.

When the taxi company terminal 135 is a wired terminal according to an embodiment of the present invention, the network means comprises a TCP / IP-based wired communication network, the taxi company terminal 135 is a wireless terminal Preferably, the network means comprises at least one of a CDMA based (or HSDPA based) mobile communication network, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based wireless LAN communication network. .

The taxi information D / B 140 provided on the wireless taxi fare payment system according to the present invention links the taxi unique number information transmitted from the taxi company terminal 135 with the taxi driver wireless terminal information and taxi company account information. It is characterized by processing and storing.

Here, the taxi unique number information is a unique number given to each taxi that pays a predetermined taxi fare through the wireless taxi fare payment system, a predetermined customer is a predetermined taxi fare through the wireless taxi fare payment system At the time of payment, characterized in that the customer comprises the number information transmitted to the payment server provided on the wireless taxi fare payment system through the customer wireless terminal.

According to an exemplary embodiment of the present invention, the taxi unique number information may include predetermined RF code information provided in an RF tag provided in the taxi.

According to another embodiment of the present invention, the taxi unique number information is preferably made by including the car number information included in the license plate attached to the taxi, wherein the taxi is a predetermined RF code It is desirable to have an RF tag included as information.

The taxi driver wireless terminal information may include a taxi driver wireless terminal number to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. .

When at least two or more drivers alternately drive the taxi according to an embodiment of the present invention, the taxi driver door terminal information further includes at least two or more taxi driver radio terminal information and shift time information for driving the taxi. It is preferable.

According to the embodiment of the present invention, the taxi driver wireless terminal information is a taxi company terminal 135 to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. (Or mail address information, etc.) is preferably further included. In this case, the taxi fare payment processing information may be provided to the taxi company terminal 135 (or mail address) in addition to the taxi driver wireless terminal.

According to another embodiment of the present invention, when the taxi driver radio terminal information is included in the RF tag provided in the taxi as the RF code information, the taxi company terminal 135 is transmitted to the information registration server 100. The taxi driver wireless terminal information may be omitted from the taxi company registration information, and the storing of the taxi driver wireless terminal information in the taxi information D / B 140 may be omitted, and the present invention is not limited thereto. No.

The taxi company account information may include financial account information in the name of a taxi driver in which the taxi fare is deposited when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system.

When the taxi fare is deposited into a financial account in the name of the taxi driver according to the embodiment of the present invention, the taxi company preferably pays the remaining amount of the taxi fare payment except the predetermined company repayment to the taxi driver. Do.

According to another embodiment of the present invention, when the taxi company account information is included in the RF tag provided in the taxi as the RF code information, the taxi is transmitted from the taxi company terminal 135 to the information registration server 100. The taxi company account information may be omitted from the company registration information, and the storing of the taxi company account information in the taxi information D / B 140 may be omitted, and the present invention is not limited thereto.

According to the method of the present invention, the information registration server 100 is predetermined with the taxi company terminal 135 through the network means in order to provide a web interface corresponding to the taxi company terminal 135 and the network means. And an interface unit 105 for connecting and managing a communication channel of the communication channel. Thus, the information registration server 100 communicates with the taxi company terminal 135 through a wired communication network and / or a wireless communication network. It has the function of a web server to be connected.

According to an exemplary embodiment of the present invention, when the taxi company terminal 135 is a wired terminal to which a communication channel is connected through a TCP / IP-based wired communication network, the interface unit 105 may be connected to the taxi company terminal 135. Taxi information registration interface screen in the form of HTML (Hyper-Text Markup Language) compatible document connected to a predetermined communication channel based on HTTP (Hyper-Text Transfer Protocol) protocol to the taxi company terminal 135 through the communication channel And / or transmits and outputs an information providing screen, predetermined taxi unique number information, taxi driver wireless terminal information, and taxi company account input (or selected) from the taxi company terminal 135 through the taxi information registration interface screen. It is desirable to perform a function of receiving and processing information.

According to another exemplary embodiment of the present invention, when the taxi company terminal 135 is a wireless terminal to which a communication channel is connected through a CDMA based wireless communication network, the interface unit 105 is connected to the taxi company terminal 135 and the WAP. (Wireless Markup Language (WML) and / or HTML compatible document) by connecting a predetermined communication channel based on a Wireless Application Protocol (ME) and / or a Mobile Explorer (ME) protocol and through the communication channel to the taxi company terminal 135. Taxi information registration interface screen and / or information providing screen in the form of a transmission and output, the taxi company terminal 135 predetermined taxi unique number information corresponding to the taxi information registration interface screen and taxi driver wireless terminal information and taxi It is preferable to perform a function of receiving and processing company account information.

According to another exemplary embodiment of the present invention, when the taxi company terminal 135 is a wireless terminal to which a communication channel is connected through an IEEE 802.16x based wireless communication network, the interface unit 105 is the taxi company terminal 135. ) And a predetermined communication channel based on a wireless protocol corresponding to the IEEE 802.16x standard, and a predetermined taxi information registration interface screen and / or information providing screen to the taxi company terminal 135 through the communication channel. It is preferable to perform the function of transmitting and outputting, receiving and processing predetermined taxi unique number information, taxi driver wireless terminal information and taxi company account information corresponding to the taxi information registration interface screen from the taxi company terminal 135. And / or when the taxi company terminal 135 is a wireless terminal to which the communication channel is connected through a wireless communication network based on IEEE 802.11x, The interface unit 105 connects a predetermined communication channel with the taxi company terminal 135 based on a wireless protocol corresponding to the IEEE 802.11x standard, and the predetermined communication channel with the taxi company terminal 135 through the communication channel. Sends and outputs a taxi information registration interface screen and / or an information providing screen, the predetermined taxi unique number information, taxi driver wireless terminal information and taxi company account corresponding to the taxi information registration interface screen from the taxi company terminal 135 It is desirable to perform a function of receiving and processing information.

Referring to FIG. 1, the information registration server 100 interworks with the interface unit 105 when a predetermined taxi company terminal 135 accesses the information registration server 100 through the interface unit 105. Interface providing unit 110 for generating (or extracting) a predetermined taxi information registration interface screen for inputting (or selecting) and transmitting predetermined taxi company registration information from the taxi company terminal 135; When the taxi company terminal 135 inputs (or selects) and transmits taxi company registration information including at least one of taxi unique number information, taxi driver wireless terminal information, and taxi company account information through the taxi information registration interface screen. Check the validity of the information receiving unit 115 for receiving the taxi company registration information in conjunction with the interface unit 105, and the received taxi company registration information. The validity authentication unit 130, the taxi identification number and the taxi driver's wireless terminal information and the taxi company account information included in the taxi company registration information of the validity authentication is linked to the taxi information D / B (140) processing Characterized in that it comprises a storage unit 120 for storing the information, the taxi unique number information, taxi driver wireless terminal information and taxi company account information is stored in the taxi information D / B (140) And an information transmitter 125 for transmitting the information registration result to the taxi driver wireless terminal corresponding to the taxi driver wireless terminal information.

The interface providing unit 110, when a predetermined taxi company terminal 135 is connected to the information registration server 100 through the interface unit 105, the functional configuration provided in the taxi company terminal 135 (for example In response to the browser program provided in the taxi company terminal 135), the taxi company registration information including at least one predetermined taxi unique number information, taxi driver wireless terminal information, and taxi company account information is inputted (or selected). Generate a predetermined taxi information registration interface screen that can be transmitted to the information registration server 100 via the network means, and / or extracted from a predetermined database (not shown), and in conjunction with the interface unit 105 The taxi information registration interface screen generated (or extracted) is provided to the taxi company terminal 135 through the network means. .

Thereafter, the taxi company terminal 135 inputs taxi company registration information including at least one predetermined taxi unique number information, taxi driver wireless terminal information, and taxi company account information based on the taxi information registration interface screen ( Or), and when it is confirmed that the taxi company registration information is input (or selected), the taxi company terminal 135 transmits the taxi unique number information and the taxi driver wireless terminal through the network means. Taxi company registration information including at least one information and taxi company account information is transmitted to the information registration server 100.

If the person having ordinary knowledge in the technical field to which the present invention belongs, the taxi unique number information and the taxi driver through at least one form form included in the taxi information registration interface screen in the taxi company terminal 135 Technical features for inputting (or selecting) taxi company registration information including at least one of wireless terminal information and taxi company account information, and the taxi unique number information input (or selected) through a communication protocol provided by the network means. And it will be familiar with the technical features for transmitting the taxi company registration information including at least one taxi driver wireless terminal information and taxi company account information to the information registration server 100, a detailed description thereof will be omitted for convenience.

The information receiving unit 115 includes at least one taxi company registration information including predetermined taxi unique number information, taxi driver wireless terminal information, and taxi company account information through the taxi information registration interface screen on the taxi company terminal 135. When inputting (or selecting) the transmission through the network means, the taxi company registration information including at least one taxi unique number information, taxi driver wireless terminal information and taxi company account information in conjunction with the interface unit 105 Characterized in that it receives, and provides the received taxi company registration information to the validity authentication unit 130.

The validity authentication unit 130 checks the validity of whether the taxi company registration information received through the information receiving unit 115 can process the taxi fare paid by a predetermined customer through the wireless taxi fare payment system. It is characterized in that the authentication.

According to the exemplary embodiment of the present invention, the validity authentication unit 130 is connected to the subscriber D / B on the wireless communication network to which the taxi driver wireless terminal is subscribed based on the taxi driver wireless terminal information included in the taxi company registration information. By confirming the name of the taxi driver wireless terminal information, it is preferable to authenticate the validity of the taxi driver wireless terminal information.

According to another exemplary embodiment of the present invention, the validity authentication unit 130 corresponds to a taxi company account information included in the taxi company registration information in association with a predetermined financial system provided on the wireless taxi fare payment system. It is preferable to verify the validity of the taxi company account information by checking whether a financial account is opened.

When the validity of the taxi company registration information is authenticated, the information storage unit 120 processes the taxi by integrating the taxi unique number information, taxi driver wireless terminal information and taxi company account information included in the taxi company registration information. The information is stored in the D / B 140.

Here, the taxi unique number information is a unique number given to each taxi that pays a predetermined taxi fare through the wireless taxi fare payment system, a predetermined customer is a predetermined taxi fare through the wireless taxi fare payment system At the time of payment, characterized in that the customer comprises the number information transmitted to the payment server provided on the wireless taxi fare payment system through the customer wireless terminal.

According to an exemplary embodiment of the present invention, the taxi unique number information may include predetermined RF code information provided in an RF tag provided in the taxi.

According to another embodiment of the present invention, the taxi unique number information is preferably made by including the car number information included in the license plate attached to the taxi, wherein the taxi is a predetermined RF code It is desirable to have an RF tag included as information.

The taxi driver wireless terminal information may include a taxi driver wireless terminal number to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. .

When at least two or more drivers alternately drive the taxi according to an embodiment of the present invention, the taxi driver door terminal information further includes at least two or more taxi driver radio terminal information and shift time information for driving the taxi. It is preferable.

According to the embodiment of the present invention, the taxi driver wireless terminal information is a taxi company terminal 135 to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. (Or mail address information, etc.) is preferably further included. In this case, the taxi fare payment processing information may be provided to the taxi company terminal 135 (or mail address) in addition to the taxi driver wireless terminal.

According to another embodiment of the present invention, when the taxi driver radio terminal information is included in the RF tag provided in the taxi as the RF code information, the taxi company terminal 135 transmits the information to the information registration server 100. The taxi driver wireless terminal information may be omitted in the taxi company registration information, and the storing of the taxi driver wireless terminal information in the taxi information D / B 140 may be omitted, thereby limiting the present invention. Not.

The taxi company account information may include financial account information in the name of a taxi driver in which the taxi fare is deposited when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system.

When the taxi fare is deposited into a financial account in the name of the taxi driver according to the embodiment of the present invention, the taxi company preferably pays the remaining amount of the taxi fare payment except the predetermined company repayment to the taxi driver. Do.

According to another embodiment of the present invention, when the taxi company account information is included in the RF tag provided in the taxi as the RF code information, the taxi is transmitted from the taxi company terminal 135 to the information registration server 100. The taxi company account information may be omitted from the company registration information, and the storing of the taxi company account information in the taxi information D / B 140 may be omitted, and the present invention is not limited thereto.

The information transmitter 125 generates a predetermined information registration result including the taxi unique number information, and transmits the information registration result to the taxi driver wireless terminal corresponding to the taxi driver wireless terminal information. do.

2 is a diagram illustrating a taxi information registration process for wireless taxi fare payment according to an embodiment of the present invention.

In more detail, Figure 2 is a taxi company terminal 135 on the taxi information registration system shown in Figure 1 and the taxi unique number information for the wireless taxi fare payment to the information registration server 100 through a predetermined network means; When the taxi company registration information including at least one taxi driver wireless terminal information and taxi company account information is transmitted, the taxi registration number information and the taxi driver wireless terminal information included in the taxi company registration information in the information registration server 100. And a process of linking the taxi company account information and storing the information in the taxi information D / B 140, and those skilled in the art to which the present invention pertains may refer to and / or modify the present invention. Various implementation methods for the taxi information registration process for the wireless taxi fare payment can be inferred, but the present invention is all inferred Include city method, and shall not be limited to the exemplary method shown in the figure 2.

Hereinafter, the information registration server 100 on the taxi information registration system shown in FIG. 1 is referred to as "server" in FIG. 2, and the taxi company terminal 135 on the taxi information registration system shown in FIG. It is called "terminal" for convenience.

Referring to FIG. 2, the terminal on the taxi information registration system shown in FIG. 1 connects to the server via the network means and connects a communication channel for wireless taxi fare payment (200).

According to an embodiment of the present invention, the communication channel connection process may further include at least one or more steps of logging in to the server from the terminal, and / or joining the server to the server. In the process, the customer information corresponding to the terminal is extracted (or obtained).

Those skilled in the art to which the present invention belongs, the terminal is connected to the server according to the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means to pay the wireless taxi fare Since it will be familiar with the technical features for connecting the communication channel for, a detailed description thereof will be omitted for convenience.

When the communication channel for the wireless taxi fare payment is connected between the terminal and the server as described above, the terminal requests the taxi information registration interface screen for the wireless taxi fare payment to the server through the communication channel (205), In response, the server generates (or extracts) a taxi information registration interface screen including a user interface for inputting (or selecting) the taxi unique number information, the taxi driver wireless terminal information, and the taxi company account information. In operation 210, the generated (or extracted) taxi information registration interface screen is transmitted to the terminal through the communication channel.

Thereafter, the terminal includes the user information included in the taxi information registration interface screen for inputting (or selecting) taxi company registration information including at least one of the taxi unique number information, taxi driver wireless terminal information, and taxi company account information. The taxi unique number information, the taxi driver wireless terminal information and the taxi company account information are input (or selected) through an interface (220).

If the terminal receives (or selects) taxi company registration information including at least one of the taxi unique number information, the taxi driver wireless terminal information, and the taxi company account information (225), the terminal transmits the communication channel through the communication channel. Taxi company registration information including at least one of the taxi unique number information, taxi driver wireless terminal information and taxi company account information is transmitted to the server (230).

Thereafter, the server checks the validity of the received taxi company registration information (235).

According to an exemplary embodiment of the present invention, the server is connected to the subscriber D / B on the wireless communication network to which the taxi driver wireless terminal is subscribed based on the taxi driver wireless terminal information included in the taxi company registration information, the taxi driver wireless By confirming the name of the terminal information, it is preferable to authenticate the validity of the taxi driver radio terminal information.

According to another exemplary embodiment of the present invention, the server is connected to a predetermined financial system provided on the wireless taxi fare payment system to open a financial account corresponding to the taxi company account information included in the taxi company registration information. It is desirable to verify the validity of the taxi company account information by checking if there is.

If the validity of the taxi company registration information is not authenticated (240), the server generates a predetermined validity error information and transmits it to the terminal (245).

On the other hand, if the validity of the taxi company registration information is authenticated (240), the server links the taxi unique number information contained in the taxi company registration information, taxi driver wireless terminal information and taxi company account information in Figure 1 The illustrated taxi information is stored in the D / B 140 (250).

Here, the taxi unique number information is a unique number given to each taxi that pays a predetermined taxi fare through the wireless taxi fare payment system, a predetermined customer is a predetermined taxi fare through the wireless taxi fare payment system At the time of payment, characterized in that the customer comprises the number information transmitted to the payment server provided on the wireless taxi fare payment system through the customer wireless terminal.

According to an exemplary embodiment of the present invention, the taxi unique number information may include predetermined RF code information provided in an RF tag provided in the taxi.

According to another embodiment of the present invention, the taxi unique number information is preferably made by including the car number information included in the license plate attached to the taxi, wherein the taxi is a predetermined RF code It is desirable to have an RF tag included as information.

The taxi driver wireless terminal information may include a taxi driver wireless terminal number to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. .

When at least two or more drivers alternately drive the taxi according to an embodiment of the present invention, the taxi driver door terminal information further includes at least two or more taxi driver radio terminal information and shift time information for driving the taxi. It is preferable.

According to the embodiment of the present invention, the taxi driver wireless terminal information is a taxi company terminal 135 to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. (Or mail address information, etc.) is preferably further included. In this case, the taxi fare payment processing information may be provided to the taxi company terminal 135 (or mail address) in addition to the taxi driver wireless terminal.

According to another embodiment of the present invention, when the taxi driver radio terminal information is included in the RF tag provided in the taxi as the RF code information, the taxi company terminal 135 is transmitted to the information registration server 100. The taxi driver wireless terminal information may be omitted from the taxi company registration information, and the storing of the taxi driver wireless terminal information in the taxi information D / B 140 may be omitted, and the present invention is not limited thereto. No.

The taxi company account information may include financial account information in the name of a taxi driver in which the taxi fare is deposited when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system.

When the taxi fare is deposited into a financial account in the name of the taxi driver according to the embodiment of the present invention, the taxi company preferably pays the remaining amount of the taxi fare payment except the predetermined company repayment to the taxi driver. Do.

According to another embodiment of the present invention, when the taxi company account information is included in the RF tag provided in the taxi as the RF code information, the taxi is transmitted from the taxi company terminal 135 to the information registration server 100. The taxi company account information may be omitted from the company registration information, and the storing of the taxi company account information in the taxi information D / B 140 may be omitted, and the present invention is not limited thereto.

Thereafter, the server generates a predetermined information registration result including the taxi unique number information (255), and transmits the information registration result to the taxi driver wireless terminal corresponding to the taxi driver wireless terminal information (260). .

3 is a diagram illustrating a customer payment means information registration system for wireless taxi fare payment according to an embodiment of the present invention.

In more detail, FIG. 3 illustrates that when a predetermined customer terminal accesses a server on a wireless taxi fare payment system through a predetermined network means and provides customer payment means information and customer wireless terminal information for the wireless taxi fare payment, the server For the customer payment means information registration system configuration for storing the customer payment means information and customer wireless terminal information provided from the customer terminal in connection with the payment means D / B (340) provided on the wireless taxi fare payment system As those skilled in the art to which the present invention pertains, various implementation methods for the configuration of a customer payment means information registration system for the wireless taxi fare payment may be inferred by referring to and / or modifying the drawing 3. It will be appreciated, however, that the present invention encompasses all implementation methods inferred from the above and illustrated in FIG. It is not limited to the method alone.

Hereinafter, at least one or more means for storing customer payment means information and customer wireless terminal information provided from the customer terminal in the payment means D / B (340) on the customer payment means information registration system shown in Figure 3 and / Alternatively, the component corresponding to the functional configuration is referred to as "information registration server 300" for convenience.

Referring to FIG. 3 according to an embodiment of the present invention, the customer payment means information registration system for wireless taxi fare payment according to the present invention, at least one customer terminal connected to a predetermined network means, and transmitted from the customer terminal A payment means D / B 340 for processing and storing the customer payment information and customer wireless terminal information in association with each other, and the customer payment means connected to the customer terminal through a predetermined network means and transmitted through the network means. It is characterized in that it comprises an information registration server 300 for receiving the information and the customer wireless terminal information, and stores and processes the information associated with the payment means D / B (340).

The client terminal is connected to a wired communication network based on Transmission Control Protocol / Internet Protocol (TCP / IP) (eg, Asymmetric Digital Subscriber Line (ADSL) / Very High-data Rate Digital Subscriber Line (VDSL) and / or cable communication network). It comprises at least one wired terminal including a desktop computer and / or notebook connected in communication with the information registration server 300, and / or is a CDMA (Code Division Multiple Access) based mobile communication network (or HSDPA (High Speed) A mobile communication terminal connected to a downlink packet access) network, and / or a portable internet terminal connected to IEEE 802.16x based high speed wireless internet, and / or a wireless LAN terminal connected to an IEEE 802.11x based wireless LAN network. And at least one or more wireless terminals including at least one of the above, wherein the customer terminal comprises the information registration server ( A function configuration for outputting at least one information registration interface screen provided by 300, inputting and / or selecting at least one information through the information registration interface screen, and transmitting the selected information to the information registration server 300 (eg, Browser program and communication function).

Those skilled in the art to which the present invention pertains will be able to easily infer the characteristics of the customer terminal corresponding to at least one or more wired terminal and / or wireless terminal, detailed description thereof will be omitted for convenience. .

According to an embodiment of the present invention, when the customer terminal is a wired terminal, the network means comprises the TCP / IP based wired communication network, and when the customer terminal is a wireless terminal, the network means is the CDMA based. (Or HSDPA based) mobile communication network, and / or IEEE 802.16x-based high-speed wireless Internet, and / or IEEE 802.11x-based wireless LAN communication network is preferably made of at least one or more.

The payment means D / B (340) provided on the wireless taxi fare payment system according to the present invention is characterized in that the customer payment means information transmitted from the customer terminal and the customer wireless terminal information is stored in association.

According to an embodiment of the present invention, the customer payment means information is a mobile phone payment means information, account transfer payment means information, credit card payment means information, check card payment that can process the taxi fare using the customer wireless terminal At least one means information, debit card payment means information, prepaid card payment means information is preferably included.

Here, when the wireless taxi fare payment system is processed in connection with a communication fare charging system used by the customer wireless terminal, the mobile payment means information so that the taxi fare is processed through the communication fare of the customer through the taxi fare. As payment means information, the mobile payment means information preferably comprises at least one or more information of the customer wireless terminal number, wireless terminal name and wireless terminal authentication information.

Alternatively, when the bank transfer payment means information is established in the financial system associated with the wireless taxi fare payment system (eg, a free deposit and withdrawal deposit account), the taxi fare is set in the financial name of the customer. As the payment means information for payment processing to the amount deposited in the account, the transfer payment means information preferably comprises the financial account information of the customer name.

Alternatively, the credit card payment means information is issued a credit card issued to the customer by a predetermined card company, and if the wireless taxi fare payment system is associated with the credit card payment system, the taxi fare is issued to the customer Payment means information for payment processing through a credit card, the credit card payment means information preferably comprises the customer credit card information, wherein the customer credit card information is provided in the customer wireless terminal It may be provided in a predetermined financial IC chip, or may be provided in the payment means D / B 340 on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the check card payment means information is issued a check card issued to the customer from a predetermined card company, and if the wireless taxi fare payment system is associated with the check card payment system, the taxi fare is issued to the customer Payment means information for processing the payment through a check card, the check card payment means information preferably comprises the customer check card information, wherein the customer check card information is provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B 340 on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the debit card payment means information is issued a debit card issued to the customer by a predetermined card company, and if the wireless taxi fare payment system is linked with the debit card payment system, the taxi fare is issued to the customer As payment means information for processing payment through a debit card, the debit card payment means information is preferably made to include the customer debit card information, wherein the customer debit card information is provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B 340 on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the prepaid card payment means information is issued a prepaid card issued to the customer by a predetermined card company, and when the wireless taxi fare payment system is linked with the prepaid card payment system, the taxi fare is issued to the customer As payment means information for payment processing through a prepaid card, the prepaid card payment means information preferably comprises the customer prepaid card information, wherein the customer prepaid card information is a predetermined provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B 340 on the wireless taxi fare payment system, thereby the present invention is not limited.

According to an embodiment of the present invention, the customer wireless terminal information preferably comprises wireless terminal number information assigned to a customer wireless terminal used by the customer, and further includes information on the wireless terminal name corresponding to the customer wireless terminal. It is preferable that it further comprises.

According to an embodiment of the present invention, the information registration server 300 connects and manages a predetermined communication channel with the customer terminal through the network means in order to provide a web interface corresponding to the customer terminal and the network means. And an interface unit 305, whereby the information registration server 300 has a function of a web server that communicates with the customer terminal through a wired communication network and / or a wireless communication network.

According to an embodiment of the present invention, when the customer terminal is a wired terminal to which a communication channel is connected through a TCP / IP-based wired communication network, the interface unit 305 is connected to the customer terminal with a Hyper-Text Transfer Protocol (HTTP). Connecting a predetermined communication channel based on a protocol, transmitting and outputting an information registration interface screen and / or an information providing screen in the form of a Hyper-Text Markup Language (HTML) compatible document to the customer terminal through the communication channel; It is preferable to perform a function of receiving and processing predetermined customer payment means information and customer wireless terminal information input (or selected) from the customer terminal through the information registration interface screen.

According to another exemplary embodiment of the present invention, when the customer terminal is a wireless terminal to which a communication channel is connected through a CDMA-based wireless communication network, the interface unit 305 is connected to the customer terminal and WAP (Wireless Application Protocol) and / or A predetermined communication channel is connected based on a ME (Mobile Explorer) protocol, and an information registration interface screen and / or an information providing screen in the form of a WML (Wireless Markup Language) and / or HTML compatible document is connected to the customer terminal through the communication channel. It is preferable to perform a function of transmitting and outputting the data, and receiving and processing predetermined customer payment means information and customer wireless terminal information corresponding to the information registration interface screen from the customer terminal.

According to another exemplary embodiment of the present invention, when the customer terminal is a wireless terminal connected to a communication channel through an IEEE 802.16x based wireless communication network, the interface unit 305 is in compliance with the IEEE 802.16x standard. A predetermined communication channel is connected based on a corresponding wireless protocol, and a predetermined information registration interface screen and / or an information providing screen are transmitted to the customer terminal through the communication channel and outputted, and the information registration interface is transmitted from the customer terminal. It is preferable to perform a function of receiving and processing predetermined customer payment means information and customer wireless terminal information corresponding to a screen, and / or a wireless terminal to which a communication channel is connected through a wireless communication network based on IEEE 802.11x. In this case, the interface unit 305 is a wireless protocol corresponding to the customer terminal and the IEEE 802.11x standard. Connecting a predetermined communication channel based on the communication channel, transmitting and outputting a predetermined information registration interface screen and / or an information providing screen to the customer terminal through the communication channel, and corresponding to the information registration interface screen from the customer terminal. It is preferable to perform a function of receiving and processing customer payment means information and customer wireless terminal information of the.

Referring to FIG. 3, the information registration server 300 is connected to the interface unit 305 when a predetermined customer terminal accesses the information registration server 300 through the interface unit 305. An interface providing unit 310 for generating (or extracting) a predetermined information registration interface screen for inputting (or selecting) predetermined customer payment means information and customer wireless terminal information and transmitting the same; And an information receiving unit 315 for receiving (or selecting) and transmitting customer payment means information and customer wireless terminal information from the customer terminal through the information registration interface screen in association with 305, and the received customer payment means information. And the validity authentication unit 330 for checking the validity of the customer wireless terminal information, and the customer payment means information and the customer wireless terminal information, which have been validated. Provided with a means for D / B information storage section 320 that stores the processing associated with the (340) characterized by comprising.

The interface providing unit 310, when a predetermined customer terminal is connected to the information registration server 300 through the interface unit 305, the functional configuration provided in the customer terminal (for example, a browser program provided in the customer terminal) Generate a predetermined information registration interface screen for inputting (or selecting) predetermined customer payment means information and customer wireless terminal information to transmit to the information registration server 300 through the network means corresponding to Or extracting from a predetermined database (not shown) and providing the generated (or extracted) information registration interface screen in cooperation with the interface unit 305 to the customer terminal through the network means.

Thereafter, the customer terminal inputs (or selects) predetermined customer payment means information and customer wireless terminal information based on the information registration interface screen, and the customer payment means information and customer wireless terminal information are input (or selected). If it is confirmed, the customer terminal transmits the input (or selected) customer payment means information and customer wireless terminal information to the information registration server 300 via the network means.

Those skilled in the art to which the present invention belongs, input the customer payment means information and the customer wireless terminal information through at least one form (Form) included in the information registration interface screen in the customer terminal ( Or technical features for transmitting the input (or selected) customer payment means information and customer wireless terminal information to the information registration server 300 through a communication protocol provided by the network means. Since it will be, a detailed description thereof will be omitted for convenience.

The information receiver 315 inputs (or selects) predetermined customer payment means information and customer wireless terminal information through the information registration interface screen at the customer terminal and transmits the information through the network means. And receiving the customer payment means information and the customer wireless terminal information in conjunction with, and provides the received customer payment means information and customer wireless terminal information to the validity authentication unit 330.

The validity authentication unit 330 checks the validity of whether the customer payment means information and the customer wireless terminal information received through the information receiving unit 315 can pay a predetermined taxi fare through the wireless taxi fare payment system. It is characterized by the authentication.

According to the embodiment of the present invention, the validity authentication unit 330 checks whether a financial account corresponding to the customer payment means information is opened in connection with a predetermined financial system provided on the wireless taxi fare payment system. It is preferable to authenticate the validity of the customer payment means information.

In addition, the validity authentication unit 330 confirms the name of the customer wireless terminal information in connection with the subscriber D / B on the wireless communication network to which the customer wireless terminal is subscribed based on the customer wireless terminal information, the customer wireless terminal It is desirable to authenticate the validity of the information.

The information storage unit 320 may process the customer payment means information and the customer wireless terminal information received through the information receiving unit 315 in association with each other and store the same in the payment means D / B 340.

According to an embodiment of the present invention, the customer payment means information is a mobile phone payment means information, account transfer payment means information, credit card payment means information, check card payment that can process the taxi fare using the customer wireless terminal At least one means information, debit card payment means information, prepaid card payment means information is preferably included.

Here, when the wireless taxi fare payment system is processed in connection with a communication fare charging system used by the customer wireless terminal, the mobile payment means information so that the taxi fare is processed through the communication fare of the customer through the taxi fare. As payment means information, the mobile payment means information preferably comprises at least one or more information of the customer wireless terminal number, wireless terminal name and wireless terminal authentication information.

Alternatively, when the bank transfer payment means information is established in the financial system associated with the wireless taxi fare payment system (eg, a free deposit and withdrawal deposit account), the taxi fare is set in the financial name of the customer. As the payment means information for payment processing to the amount deposited in the account, the transfer payment means information preferably comprises the financial account information of the customer name.

Alternatively, the credit card payment means information is issued a credit card issued to the customer by a predetermined card company, and if the wireless taxi fare payment system is associated with the credit card payment system, the taxi fare is issued to the customer Payment means information for payment processing through a credit card, the credit card payment means information preferably comprises the customer credit card information, wherein the customer credit card information is provided in the customer wireless terminal It may be provided in a predetermined financial IC chip, or may be provided in the payment means D / B 340 on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the check card payment means information is issued a check card issued to the customer from a predetermined card company, and if the wireless taxi fare payment system is associated with the check card payment system, the taxi fare is issued to the customer Payment means information for processing the payment through a check card, the check card payment means information preferably comprises the customer check card information, wherein the customer check card information is provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B 340 on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the debit card payment means information is issued a debit card issued to the customer by a predetermined card company, and if the wireless taxi fare payment system is linked with the debit card payment system, the taxi fare is issued to the customer As payment means information for processing payment through a debit card, the debit card payment means information is preferably made to include the customer debit card information, wherein the customer debit card information is provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B 340 on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the prepaid card payment means information is issued a prepaid card issued to the customer by a predetermined card company, and when the wireless taxi fare payment system is linked with the prepaid card payment system, the taxi fare is issued to the customer As payment means information for payment processing through a prepaid card, the prepaid card payment means information preferably comprises the customer prepaid card information, wherein the customer prepaid card information is a predetermined provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B 340 on the wireless taxi fare payment system, thereby the present invention is not limited.

According to an embodiment of the present invention, the customer wireless terminal information preferably comprises wireless terminal number information assigned to a customer wireless terminal used by the customer, and further includes information on the wireless terminal name corresponding to the customer wireless terminal. It is preferable that it further comprises.

4 is a diagram illustrating a customer payment means information registration process for wireless taxi fare payment according to an embodiment of the present invention.

In more detail, Figure 4 shows that the customer terminal on the customer payment means information registration system shown in Figure 3 is the customer payment means information and customer for the wireless taxi fare payment to the information registration server 300 through a predetermined network means When the wireless terminal information is transmitted, the information registration server 300 is a process for linking the customer payment means information and the customer wireless terminal information to the process of storing in the payment means D / B (340), the present invention Those skilled in the art will be able to infer various implementation methods for the process of registering customer payment means information for wireless taxi fare payment by referring to and / or modifying the drawing 4, but the present invention is inferred from the above It includes all implementation methods, and is not limited to the implementation method shown in FIG.

Hereinafter, in FIG. 4, the information registration server 300 on the customer payment means information registration system shown in FIG. 3 is referred to as a "server" for convenience, and the customer terminal on the customer payment means information registration system shown in FIG. It is called "terminal".

Referring to FIG. 4, the terminal on the customer payment means information registration system shown in FIG. 3 accesses the server through the network means and connects a communication channel for wireless taxi fare payment (400).

According to an embodiment of the present invention, the communication channel connection process may further include at least one or more steps of logging in to the server from the terminal, and / or joining the server to the server. In the process, the customer information corresponding to the terminal is extracted (or obtained).

Those skilled in the art to which the present invention belongs, the terminal is connected to the server according to the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means to pay the wireless taxi fare Since it will be familiar with the technical features for connecting the communication channel for, a detailed description thereof will be omitted for convenience.

When the communication channel for the wireless taxi fare payment is connected between the terminal and the server as described above, the terminal requests the information registration interface screen for the wireless taxi fare payment to the server through the communication channel (405), Correspondingly, the server generates (or extracts) an information registration interface screen including a user interface for inputting (or selecting) the customer payment means information and the customer wireless terminal information in the terminal (410), and generates (or The extracted information registration interface screen is transmitted to the terminal through the communication channel (415).

Thereafter, the terminal inputs (or selects) the customer payment means information and the customer wireless terminal information through the user interface included in the information registration interface screen for inputting (or selecting) the customer payment means information and the customer wireless terminal information. (420).

If the customer payment means information and customer wireless terminal information is input (or selected) in the terminal (425), the terminal transmits the customer payment means information and customer wireless terminal information to the server through the communication channel ( 430).

Thereafter, the server checks the validity of the received customer payment means information and customer wireless terminal information (435).

According to an embodiment of the present invention, the server checks whether a financial account corresponding to the customer payment means information is opened in connection with a predetermined financial system provided on the wireless taxi fare payment system. It is desirable to authenticate the validity of the.

The server may verify the validity of the customer wireless terminal information by confirming the name of the customer wireless terminal information in association with the subscriber D / B on the wireless communication network to which the customer wireless terminal is subscribed based on the customer wireless terminal information. It is desirable to authenticate.

If the validity of the customer payment means information and the customer wireless terminal information is not authenticated (440), the server generates predetermined validity error information and transmits it to the terminal (445).

On the other hand, when the validity of the customer payment method information and the customer wireless terminal information is authenticated (440), the server processes the customer payment means information and the customer wireless terminal information in association with the payment means D / B (shown in Figure 3) In step 340, it is stored (450).

According to an embodiment of the present invention, the customer payment means information is a mobile phone payment means information, account transfer payment means information, credit card payment means information, check card payment that can process the taxi fare using the customer wireless terminal At least one means information, debit card payment means information, prepaid card payment means information is preferably included.

Here, when the wireless taxi fare payment system is processed in connection with a communication fare charging system used by the customer wireless terminal, the mobile payment means information so that the taxi fare is processed through the communication fare of the customer through the taxi fare. As payment means information, the mobile payment means information preferably comprises at least one or more information of the customer wireless terminal number, wireless terminal name and wireless terminal authentication information.

Alternatively, when the bank transfer payment means information is established in the financial system associated with the wireless taxi fare payment system (eg, a free deposit and withdrawal deposit account), the taxi fare is settled in the name of the customer. As the payment means information for payment processing to the amount deposited in the account, the transfer payment means information preferably comprises the financial account information of the customer name.

Alternatively, the credit card payment means information is issued a credit card issued to the customer by a predetermined card company, and if the wireless taxi fare payment system is associated with the credit card payment system, the taxi fare is issued to the customer Payment means information for payment processing through a credit card, the credit card payment means information preferably comprises the customer credit card information, wherein the customer credit card information is a predetermined provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B 340 on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the check card payment means information is issued a check card issued to the customer from a predetermined card company, and if the wireless taxi fare payment system is associated with the check card payment system, the taxi fare is issued to the customer Payment means information for processing the payment through a check card, the check card payment means information preferably comprises the customer check card information, wherein the customer check card information is provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B 340 on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the debit card payment means information is issued a debit card issued to the customer by a predetermined card company, and if the wireless taxi fare payment system is linked with the debit card payment system, the taxi fare is issued to the customer As payment means information for processing payment through a debit card, the debit card payment means information is preferably made to include the customer debit card information, wherein the customer debit card information is provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B 340 on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the prepaid card payment means information is issued a prepaid card issued to the customer by a predetermined card company, and when the wireless taxi fare payment system is linked with the prepaid card payment system, the taxi fare is issued to the customer As payment means information for payment processing through a prepaid card, the prepaid card payment means information preferably comprises the customer prepaid card information, wherein the customer prepaid card information is a predetermined provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B 340 on the wireless taxi fare payment system, thereby the present invention is not limited.

According to an embodiment of the present invention, the customer wireless terminal information preferably comprises wireless terminal number information assigned to a customer wireless terminal used by the customer, and further includes information on the wireless terminal name corresponding to the customer wireless terminal. It is preferable that it further comprises.

5 is a diagram showing the configuration of a wireless taxi fare payment system according to an embodiment of the present invention.

In more detail, FIG. 5 shows the taxi unique number information, the taxi driver's wireless terminal 545 information, and the taxi company account information in the predetermined taxi information D / B 140 through the taxi information registration system shown in FIG. At least one customer payment means information and a customer wireless terminal which are stored in association with each other, and which process a predetermined taxi fare to a predetermined payment means D / B 340 through a customer payment means information registration system shown in FIG. After the information is linked and stored, the predetermined wireless information including the taxi unique number information and the payment amount from the customer wireless terminal 540 to a predetermined wireless payment server 500 through a wireless communication network according to a predetermined wireless Internet protocol. When the payment request information is transmitted, the wireless payment server 500 determines the customer payment method based on the customer wireless terminal information that transmits the wireless payment request information. To confirm, and as a system configuration for processing the payment amount based on the taxi unique number information included in the wireless payment request information, if the person having ordinary knowledge in the technical field to which the present invention belongs, Figure 5 By referring to and / or modified to be able to infer various implementation methods for the configuration of the wireless taxi fare payment system, the present invention comprises all the implementation methods inferred, with only the implementation method shown in FIG. The technical features are not limited.

Wireless taxi fare payment system according to an embodiment of the present invention, at least one to process a predetermined taxi fare payment to a predetermined payment means D / B (340) through the customer payment means information registration system shown in FIG. The taxi unique number information and the taxi to the predetermined taxi information D / B 140 through the customer wireless terminal 540 registered the customer payment means information and the customer wireless terminal information and the taxi information registration system shown in FIG. The taxi unique number information and the payment amount in the driver wireless terminal 545 and the customer wireless terminal 540 used by the driver (or a driver in a taxi company) registered with the driver wireless terminal 545 information and the taxi company account information. When the predetermined wireless payment request information including the transmission is confirmed, the customer wireless terminal information transmitted the wireless payment request information is confirmed, and in connection with the payment means D / B (340) Confirms the predetermined customer payment means information associated with the confirmed customer wireless terminal information, the predetermined taxi associated with the taxi unique number information included in the wireless payment request information in connection with the taxi information D / B (140) And a wireless payment server 500 which checks the company account information and processes the payment amount included in the wireless payment request information into the confirmed taxi company account information through the confirmed customer payment means. do.

The wireless taxi fare payment system may correspond to predetermined customer payment means information associated with the customer wireless terminal information in order to process the payment amount included in the wireless payment request information in the wireless payment server 500. It is characterized in that it further comprises a predetermined payment system and / or financial system.

According to an exemplary embodiment of the present invention, when predetermined customer payment means information associated with the customer wireless terminal information includes mobile phone payment means information, the wireless payment server 500 performs wireless communication corresponding to the mobile payment means. It is preferable that the billing system including the billing system and the processing through a predetermined communication means.

Those skilled in the art will be familiar with the wireless communication billing system configuration corresponding to the mobile phone payment means and the technical features of the mobile phone billing method using the wireless billing system. Therefore, detailed description thereof will be omitted for convenience.

According to another exemplary embodiment of the present invention, when predetermined customer payment means information associated with the customer wireless terminal information includes a wire transfer payment means information, the wireless payment server 500 to the account transfer payment means. It is preferable that a financial account in the name of the corresponding customer is linked with the opened financial system through a predetermined communication means.

Here, for providing at least one financial transaction (eg, credit, receiving, currency exchange, foreign currency remittance, financial investment, etc.) service through at least one face-to-face and / or face-to-face financial transaction channel providing the wire transfer payment service. It is characterized by having a financial system.

According to an embodiment of the present invention, the financial system is connected to at least one window terminal provided at a branch (and / or a branch) of the financial institution through a predetermined financial network (eg, a branch network). It provides a financial transaction service of face to face at least one financial transaction customer through the window terminal.

The financial system may also include at least one financial terminal including a cash dispenser / automatic teller machine (CD / ATM) provided at a branch (and / or branch) of the financial institution, and / or at least affiliated with the financial institution. At least one financial terminal provided at one or more other financial institutions (and / or other financial institution branches), and / or at least one financial terminal provided at a public place and a predetermined financial network (eg, CD common network) Characterized in that connected through, and provides the financial transaction services of the non-face-to-face method for at least one financial transaction customer through the financial terminal.

In addition, the financial system is characterized in that associated with a predetermined Internet banking server, a network (eg, wired Internet, and / or IEEE 802.11x-based WLAN, connected to a TCP / IP-based backbone network through the Internet banking server, And / or at least one client terminal 335 (e.g., a personal computer (PC) equipped with the wired Internet access and browsing function) and / or a laptop connected to the IEEE 802.16x based portable Internet, the wireless LAN Provide a non-face-to-face financial transaction service to at least one financial transaction customer through a laptop and / or a mobile terminal equipped with a mobile Internet access and browsing function).

In addition, the financial system is characterized in that associated with a predetermined wireless banking server, a predetermined wireless network (eg, CDMA (Code Division Multiple Access) based mobile communication network, and / or IEEE 802.16x through the wireless banking server) At least one wireless terminal (e.g., a personal communication system (PCS) and / or a global communication system (GSM) equipped with a connection and browsing function connected to the mobile communication network) Provide a non-face-to-face financial transaction service to at least one financial transaction customer through a System for Mobile terminal and / or a Personal Digital Assistant (PDA) and / or a Smart Phone and / or Telematics). do.

In addition, the financial system is characterized in that associated with a predetermined IC chip-based wireless banking server, a predetermined wireless network (for example, code division multiple access (CDMA) based mobile communication network through the IC chip-based wireless banking server) And / or at least one financial transaction via at least one wireless terminal (eg, a wireless terminal equipped with a financial IC chip) connected to an IEEE 802.16x based portable Internet and / or a DataTAC / Mobitex based wireless data communication network). It provides IC chip-based non-face-to-face financial transaction service to customers.

In addition, the financial system is characterized in that associated with a predetermined telebanking server, at least one or more connected to a predetermined wired voice call network (eg, Public Switched Telephone Network (PSTN)) through the telebanking server At least one wireless communication terminal (e.g., a PCS and / or GSM terminal) connected to a fixed line communication terminal (e.g., a telephone) and / or a predetermined wireless voice communication network (e.g., a code division multiple access (CDMA) based mobile communication network) And / or a smartphone or the like) to provide a non-face-to-face financial transaction service to at least one financial transaction customer.

In addition, the financial system is characterized in that associated with a predetermined home banking server, at least one or more home appliances (eg, digital TV and / or refrigerator connected to a home network, etc.) connected to a predetermined home network through the home banking server ) Provides non-face-to-face financial transaction services to at least one financial transaction customer.

In addition, the financial system is characterized in that associated with a predetermined TV banking server, at least one or more digital TV (for example, two-way digital TV, satellite DMB terminal) connected to a predetermined return channel (Return Channel) through the TV banking server And non-face-to-face financial transaction services to at least one financial transaction customer through a terrestrial DMB terminal).

Referring to FIG. 5, the financial system is a computer system provided in a financial institution to open at least one financial account to at least one financial transaction customer and provide at least one financial transaction service based on the financial account. At least one branch (or teller) in which accounts or transactions occur such as credit or reception or trust or foreign exchange, accounting for processing of headquarters operations and branch information support and customer information management; Interconnection between the system and at least one other financial system (and / or payment system), and / or at least one non-face-to-face financial transaction means (e.g., Internet banking, wireless banking, IC chip based) Wireless banking, telebanking, TV banking, etc.) to access the financial system, and / Or an external system that provides various financial transaction interfaces through at least one common network (eg, CD common network, financial common network), and the financial system is provided between components in the financial system. An interface module corresponding to a middleware platform that provides interfacing, and predetermined information (e.g., ledger information, and / or customer information, and / or management) required for each function in a component in the financial system. And a DBMS 550 (DataBase Management System) including at least one database for storing and managing information.

In addition, the financial system is a foreign exchange module according to the intention of the skilled person and / or the type (eg, commercial bank, savings bank, trust bank) of each financial institution equipped with the financial system and the purpose and characteristics of the financial system. It is possible that at least one or more components, such as (not shown), investment finance module (not shown), international module (not shown) may be further included, and those skilled in the art to which the present invention pertains, Since you will be familiar with the technical details of the financial system, a detailed description thereof will be omitted for convenience, and the present invention is not limited thereto.

According to the present invention, the DBMS (550) provided in the financial system is a predetermined taxi fare to a predetermined payment means D / B (340) by the financial institution through the customer payment means information registration system shown in Figure 3 Open at least one financial account to a financial transaction customer corresponding to the customer wireless terminal 540 registered with at least one customer payment means information and customer wireless terminal information to process payment, and based on the financial account, at least one or more And a ledger D / B for storing at least one ledger for providing a financial transaction service, wherein the ledger D / B includes at least one financial transaction processing to be provided to the financial transaction customer by the financial institution. At least one or more ledger information (eg, customer ledger, reception ledger, collateral ledger, etc.) and corresponding to each ledger information , Refine the properties / function of the respective ledger and / or at least one or more ledger complementing) the additional information is processed in conjunction with a relational (Relationship) is characterized in that it is stored.

Those skilled in the art to which the present invention pertains correspond to at least one ledger information provided in the ledger D / B and each ledger information according to the type of each financial institution and the purpose and characteristic of the financial system. In addition to being familiar with at least one ledger additional information, each ledger information is linked and stored in a relational relation, and / or predetermined ledger information and at least one ledger additional information is stored in a relational relation Since it will be understood that the detailed description thereof will be omitted for convenience.

According to another embodiment of the present invention, when the predetermined customer payment means information associated with the customer wireless terminal information comprises at least one credit card payment means information, the wireless payment server 500 is the credit card It is preferable that the predetermined credit card payment system corresponding to the payment means be linked with the predetermined communication means.

Those skilled in the art to which the present invention pertains should be familiar with the technical features of the credit card payment system configuration using the credit card payment system and the credit card payment system corresponding to the credit card payment means. Therefore, detailed description thereof will be omitted for convenience.

Alternatively, when predetermined customer payment means information associated with the customer wireless terminal information includes at least one check card payment means information, the wireless payment server 500 checks a predetermined check corresponding to the check card payment means. It is preferable that the card payment system is linked with a predetermined communication means.

Those skilled in the art will be familiar with the configuration of a check card payment system corresponding to the check card payment means and the technical features of the check card payment method using the check card payment system. Therefore, detailed description thereof will be omitted for convenience.

Alternatively, when predetermined customer payment means information associated with the customer wireless terminal information includes at least one debit card payment means information, the wireless payment server 500 is a predetermined debit corresponding to the debit card payment means It is preferable that the card payment system is linked with the predetermined communication means.

Those skilled in the art to which the present invention pertains will be familiar with technical features of the debit card payment system configuration corresponding to the debit card payment means and the debit card payment method using the debit card payment system. Therefore, detailed description thereof will be omitted for convenience.

Alternatively, when the predetermined customer payment means information associated with the customer wireless terminal information comprises at least one prepaid card payment means information, the wireless payment server 500 is a predetermined prepaid corresponding to the prepaid card payment means It is preferable that the card payment system is linked with the predetermined communication means.

Those skilled in the art to which the present invention pertains will be familiar with the technical features of the prepaid card payment system configuration and the prepaid card payment method using the prepaid card payment system corresponding to the prepaid card payment means. Therefore, detailed description thereof will be omitted for convenience.

The customer wireless terminal 540 includes at least one customer payment means information and a customer to process a predetermined taxi fare to a predetermined payment means D / B 340 through the customer payment means information registration system shown in FIG. A mobile communication terminal comprising a predetermined wireless terminal that registers wireless terminal information, and is connected to a code division multiple access (CDMA) based mobile communication network (or a high speed downlink packet access (HSDPA) based mobile communication network). And / or a portable Internet terminal connected to the IEEE 802.16x based high speed wireless Internet, and / or a wireless LAN terminal connected to the IEEE 802.11x based wireless LAN communication network.

The customer wireless terminal 540 reads the RF code information including the taxi unique number information from the RF tag provided in the taxi through a predetermined RF reader provided in the customer wireless terminal 540 when paying the taxi fare. And generating wireless payment request information including the taxi unique number information and the payment amount information, and a CDMA-based (or HSDPA-based) mobile communication network corresponding to the wireless terminal type, and / or IEEE 802.16x-based high-speed wireless The wireless payment request information may be transmitted to the wireless payment server 500 through a wireless communication network including at least one of the Internet and / or an IEEE 802.11x based wireless LAN communication network.

According to an embodiment of the present invention, the customer wireless terminal 540 is a predetermined wireless Internet protocol corresponding to the wireless communication network (for example, the customer wireless terminal 540 is a CDMA based mobile communication network (or HSDPA based mobile communication network) In the case of a mobile communication terminal connected to a WAP (Wireless Application Protocol) / ME (Mobile Explorer) based wireless Internet protocol, or a portable Internet terminal in which the customer wireless terminal 540 is connected to IEEE 802.16x based high speed wireless Internet. And / or a wireless LAN terminal connected to a wireless LAN communication network based on an IEEE 802.11x, accesses the wireless payment server 500 through a mobile internet protocol (MIP) based wireless Internet protocol (MIP), and the customer wireless terminal ( 540 reads the RF code information including the taxi unique number information from the RF tag provided in the taxi through a predetermined RF reader, the taxi unique number Generating a wireless payment request information including information and payment information are preferably transmitted to the wireless payment server 500 according to a predetermined wireless Internet Protocol.

According to one embodiment of the invention, the customer wireless terminal 540 is a predetermined wireless payment server 500 number (or server address number, telephone number assigned to the server, etc.) associated with the wireless payment server 500 address ) And a predetermined wireless internet access button (or wireless internet access menu, or wireless internet access command) to connect to the wireless payment server 500 through a predetermined wireless internet protocol corresponding to the wireless communication network. It is desirable to.

According to another exemplary embodiment of the present invention, the customer wireless terminal 540 inputs a predetermined wireless internet access button (or wireless internet access menu, or wireless internet access command), and corresponds to the wireless payment server 500. By selecting a wireless Internet menu, it is preferable to access the wireless payment server 500 through a predetermined wireless Internet protocol corresponding to the wireless communication network.

According to another exemplary embodiment of the present invention, if the driver wireless terminal 545 provides the customer wireless terminal information to the wireless payment server 500, the wireless payment server 500 from the wireless payment server 500 ) Transmits a predetermined wireless message including an address as a callback URL, and the customer wireless terminal 540 transmits a predetermined wireless internet protocol corresponding to the wireless communication network through a callback UL included in the wireless message. It is preferable to access the wireless payment server 500 through.

According to another exemplary embodiment of the present invention, the taxi driver wireless terminal 545 information is further included in the RF code information provided in the RF tag provided in the taxi, and the predetermined RF reader provided in the customer wireless terminal 540. When the taxi unique number information and the taxi driver wireless terminal 545 information is read from the RF tag provided in the taxi, the customer wireless terminal 540 is the taxi unique number information and the taxi driver wireless terminal 545 It is preferable to generate wireless payment request information including information and payment amount information, and to transmit the wireless payment request information to the wireless payment server 500 through the wireless communication network according to the wireless Internet protocol.

According to another embodiment of the present invention, the taxi company account information is further included in the RF code information provided in the RF tag provided in the taxi, and is provided through the predetermined RF reader provided in the customer wireless terminal 540. When the taxi unique number information and taxi company account information is read from the RF tag provided in the taxi, the customer wireless terminal 540 requests the wireless payment including the taxi unique number information, taxi company account information and payment amount information. It is preferable to generate information and transmit the wireless payment request information to the wireless payment server 500 through the wireless communication network according to the wireless Internet protocol.

According to another embodiment of the present invention, the RF code information provided in the RF tag provided in the taxi further includes the taxi driver wireless terminal 545 information and the taxi company account information, and the customer wireless terminal 540. When the taxi unique number information, the taxi driver wireless terminal 545 information and the taxi company account information are read from the RF tag provided in the taxi through a predetermined RF reader, the customer wireless terminal 540 is the taxi. Generate wireless payment request information including unique number information, taxi driver wireless terminal 545 information, taxi company account information and payment amount information, and transmit the wireless payment request information through the wireless communication network according to the wireless Internet protocol. It is preferable to transmit to the wireless payment server 500.

The driver wireless terminal 545 transmits the taxi unique number information, the taxi driver wireless terminal 545 information, and the taxi company account information to the predetermined taxi information D / B 140 through the taxi information registration system shown in FIG. It includes a predetermined wireless terminal used by a driver (or a driver in a taxi company) registered, and based on CDMA (Code Division Multiple Access) based mobile communication network (or HSDPA (High Speed Downlink Packet Access)) A mobile communication terminal connected to a mobile communication network) and / or a portable internet terminal connected to IEEE 802.16x based high speed wireless internet, and / or a wireless LAN terminal connected to an IEEE 802.11x based wireless LAN communication network. It is preferable to make it.

The driver wireless terminal 545 may be a CDMA based (or HSDPA based) mobile communication network corresponding to the type of wireless terminal, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based on the taxi fare payment. It is characterized in that for receiving and outputting the taxi fare payment processing history information including the payment amount from the wireless payment server 500 through a wireless communication network including at least one or more of the wireless LAN communication network.

According to the present invention, the wireless payment server 500 when the customer wireless terminal 540 is connected to the wireless payment server 500 through a predetermined wireless Internet protocol, the customer wireless terminal 540 and the wireless Internet In accordance with the protocol characterized in that it comprises a wireless interface unit 505 for connecting and managing the communication channel for the wireless taxi fare payment.

According to an embodiment of the present invention, when the customer wireless terminal 540 is connected to the wireless payment server 500 through a predetermined wireless Internet protocol, the wireless interface unit 505 may be connected to the customer wireless terminal 540. Predetermined wireless information including RF code information including the taxi unique number information from the RF tag provided in the taxi through the provided RF reader, and includes the taxi unique number information and payment amount included in the RF code information. Generate a predetermined wireless payment interface screen (or extract from a predetermined interface D / B (not shown)) for generating payment request information and transmitting it to the wireless payment server 500, and the customer wireless through the wireless Internet protocol It is preferable to provide to the terminal 540, and correspondingly, the customer wireless terminal 540 is a predetermined non-free including the taxi unique number information and payment Prepaid request information is input (or generated) and transmitted to the wireless payment server 500.

According to another exemplary embodiment of the present invention, when the taxi driver radio terminal 545 information is further included in the RF code information provided in the RF tag provided in the taxi, the radio interface unit 505 may include the customer radio terminal ( 540 reads the RF code information including the cab unique number information and the cab driver wireless terminal 545 information from the RF tag provided in the cab through the RF reader provided in the 540, and the cab included in the RF code information. Generate a predetermined wireless payment interface screen for generating the predetermined wireless payment request information including the unique number information, taxi driver wireless terminal 545 information and the payment amount to the wireless payment server 500 (or predetermined Extracted from an interface D / B (not shown) and provided to the customer wireless terminal 540 through the wireless Internet protocol. Customer wireless terminal 540 transmits a predetermined type the wireless payment request information (or generated) by the wireless payment server 500 that includes the cab unique number information and payment amount.

According to another embodiment of the present invention, when the taxi company account information is further included in the RF code information provided in the RF tag provided in the taxi, the air interface unit 505 is connected to the customer wireless terminal 540. Read the RF code information including the taxi unique number information and taxi company account information from the RF tag provided in the taxi through the provided RF reader, the taxi unique number information and taxi company account included in the RF code information Generate a predetermined wireless payment interface screen for generating the predetermined wireless payment request information including the information and the payment amount to the wireless payment server 500 (or extract from a predetermined interface D / B (not shown)) It is preferable to provide to the customer wireless terminal 540 through the wireless Internet protocol, the customer wireless terminal 540 corresponding to the taxi Input (or create) a predetermined wireless payment request information including a unique number information and payment amount, and transmits to the wireless payment server (500).

According to another exemplary embodiment of the present invention, when the taxi driver wireless terminal 545 information and the taxi company account information are further included in the RF code information provided in the RF tag provided in the taxi, the wireless interface unit 505 Read the RF code information including the taxi unique number information, taxi driver wireless terminal 545 information and taxi company account information from the RF tag provided in the taxi through the RF reader provided in the customer wireless terminal 540 The wireless payment server 500 generates predetermined wireless payment request information including the taxi unique number information, the taxi driver wireless terminal 545 information, the taxi company account information, and the payment amount included in the RF code information. Generate a predetermined wireless payment interface screen for transmission to the network (or extract it from a predetermined interface D / B (not shown)) to the wireless internet protocol. It is preferable to provide to the customer wireless terminal 540, and correspondingly, the customer wireless terminal 540 inputs (or generates) predetermined wireless payment request information including the taxi unique number information and a payment amount to the wireless terminal. The payment server 500 transmits.

Referring to FIG. 5, the wireless payment server 500 is connected to the wireless interface unit 505 to transmit the wireless payment request information including the taxi unique number information and the payment amount from the customer wireless terminal 540. Confirm the information receiving unit 510 for receiving the information, and the customer wireless terminal information transmitting the wireless payment request information in connection with the wireless interface unit 505, the confirmation in connection with the payment means D / B (340) Check the predetermined customer payment means information associated with the customer wireless terminal information, the predetermined taxi company account associated with the taxi unique number information included in the wireless payment request information in connection with the taxi information D / B (140) The information confirmation unit 515 for confirming information and information of the taxi driver wireless terminal 545, and the payment amount included in the wireless payment request information through the confirmed customer payment means. Provided with a settlement processing unit for processing payments with the taxi company account information, characterized by comprising.

According to the present invention, when the payment processing unit processes the payment amount with the confirmed taxi company account information through the confirmed customer payment means, predetermined payment processing history information including the payment processing history (for example, It further comprises an information storage unit 525 for generating a payment processing history for storage) and the process associated with the taxi unique number information to store in the predetermined payment history D / B (535).

According to the present invention, when the payment processing unit processes the payment amount with the confirmed taxi company account information through the confirmed customer payment means, predetermined payment processing history information including the payment processing history (for example, And an information transmitter 520 for generating a payment process history for transmitting a wireless terminal and transmitting the generated payment processing details to the driver wireless terminal 545 corresponding to the checked taxi driver wireless terminal 545 information. .

The customer wireless terminal 540 accessing the wireless payment server 500 through a predetermined wireless Internet protocol receives predetermined wireless payment request information including the taxi unique number information and the payment amount through a predetermined wireless payment interface screen. Upon input (or generation) and transmission, the information receiver 510 is transmitted from the customer wireless terminal 540 including the taxi unique number information and the payment amount in connection with the wireless interface unit 505. Characterized by receiving the request information, and provides the received wireless payment request information to the information verification unit 515.

When the wireless payment request information is received through the information receiving unit 510, the information checking unit 515 checks the customer wireless terminal information that transmits the wireless payment request information.

According to an exemplary embodiment of the present invention, the information checking unit 515 reads communication channel information managed by the wireless interface unit 505 according to the wireless Internet protocol and transmits the wireless payment request information. It is desirable to verify the information.

According to another exemplary embodiment of the present invention, the information checking unit 515 reads the packet information included in the wireless payment request information received by the information receiving unit 510 according to the wireless Internet protocol and the wireless payment request information. It is desirable to check the customer wireless terminal information transmitted.

According to another exemplary embodiment of the present invention, the customer wireless terminal information may be transmitted by further including the customer wireless terminal information in the wireless payment request information. In this case, the information checking unit 515 may transmit the wireless wireless terminal information. By reading the payment request information, it is possible to confirm customer wireless terminal information that has transmitted the wireless payment request information.

Further, when the customer wireless terminal information is confirmed, the information checking unit 515 sends the customer wireless terminal information to a predetermined payment means D / B 340 through the customer payment means information registration system shown in FIG. And at least one customer payment method information registered and processed in connection with the customer.

According to another exemplary embodiment of the present invention, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the customer wireless terminal information is the payment amount of the plurality of payment means in the wireless payment request information It is preferable to further include the predetermined payment means selection information to be processed for payment, in this case, the information check unit 515 to process the payment amount of the customer payment means information corresponding to the payment means selection information. It is preferable to confirm with customer payment means information.

Alternatively, when there is a plurality of registered customer payment means information processed in connection with the customer wireless terminal information, the information checking unit 515, the customer payment means information to be processed first of the customer payment means information according to a predetermined payment policy May check the payment amount as the customer payment means information to process the payment, by which the present invention is not limited.

Further, when the wireless payment request information is received through the information receiving unit 510, the information checking unit 515 extracts the taxi unique number information by reading the wireless payment request information, and is shown in FIG. Through the taxi information registration system, the predetermined taxi information D / B (140) is characterized in that the taxi driver wireless terminal 545 and the taxi company account information registered and processed in connection with the taxi unique number information.

According to another exemplary embodiment of the present invention, when the taxi company account information is previously included in the wireless payment request information, the information checking unit 515 links the taxi information D / B 140 with the taxi unique number information. Preferably, the process of checking the registered taxi company account information is omitted, and in this case, the payment processing unit may process the payment amount through the taxi company account information included in the wireless payment request information. It is preferable.

According to another exemplary embodiment of the present invention, when the taxi driver wireless terminal 545 information is included in the wireless payment request information, the information checking unit 515 may be connected to the taxi information D / B 140. The process of confirming the information of the taxi driver wireless terminal 545 registered and processed in association with the taxi unique number information may be omitted. In this case, the information transmission unit 520 may include the wireless payment request information. It is preferable to transmit predetermined payment processing detail information to the driver wireless terminal 545 through the taxi driver wireless terminal 545 information.

When the predetermined customer payment means information for processing the payment amount included in the wireless payment request information is confirmed through the information checking unit 515, and the predetermined taxi company account information for which the payment amount is settled is confirmed. The payment processing unit may process the payment amount included in the wireless payment request information as the confirmed taxi company account information through the confirmed customer payment means.

According to an exemplary embodiment of the present invention, when the customer payment means information confirmed through the information confirming unit 515 includes the mobile payment means information, the payment processing unit corresponds to the mobile payment means through a predetermined communication means. It is preferable to process the payment amount in connection with the wireless communication fee charging system, and when the payment process is completed normally, the payment amount is deposited into the confirmed taxi company account information.

According to another embodiment of the present invention, when the customer payment means information confirmed through the information confirming unit 515 includes the bank transfer payment means information, the payment processing unit is the name of the customer through a predetermined communication means Check the validity of the payment amount through the amount deposited in the financial account of the customer's name in connection with the financial system in which the financial account is opened, and if the validity of the payment processing is confirmed, It is preferable to deposit the amount corresponding to the payment amount among the amounts deposited in the financial account under the customer's name to the financial account corresponding to the confirmed taxi company account information.

According to another embodiment of the present invention, when the customer payment means information confirmed through the information confirming unit 515 includes the credit card payment means information, the payment processing unit via the predetermined communication means the credit card Check the validity of the payment amount through the credit card in conjunction with the payment system, and if the validity of the payment processing is confirmed, the credit card settlement system in conjunction with the credit card payment system It is preferable to deposit the amount corresponding to the payment amount to the financial account corresponding to the confirmed taxi company account information.

Alternatively, when the customer payment means information confirmed by the information confirming unit 515 includes the check card payment means information, the payment processing unit in connection with the check card payment system through a predetermined communication means, the check card Confirm the validity of the payment amount through the payment, and if the validity of the payment processing is confirmed, in response to the payment amount from the customer financial account associated with the check card in connection with the check card payment system; It is preferable to deposit the amount of money to the financial account corresponding to the confirmed taxi company account information.

Or, if the customer payment means information confirmed by the information check unit 515 includes the debit card payment means information, the payment processing unit in connection with the debit card payment system through a predetermined communication means the debit card Confirm the validity of the payment amount through the payment, and if the validity of the payment processing is confirmed, in response to the payment amount from the customer financial account associated with the debit card in connection with the debit card payment system; It is preferable to deposit the amount of money to the financial account corresponding to the confirmed taxi company account information.

Alternatively, when the customer payment means information confirmed by the information confirming unit 515 includes the prepaid card payment means information, the payment processing unit in connection with the prepaid card payment system through a predetermined communication means to the prepaid card It is confirmed whether the payment amount can be processed through the amount charged in, and when the validity of the payment process is confirmed, the payment amount of the amount charged to the prepaid card in connection with the prepaid card payment system. It is preferable to deposit the amount corresponding to the financial account corresponding to the confirmed taxi company account information.

When the payment processing unit processes the payment amount included in the wireless payment request information through the confirmed customer payment means information in connection with at least one payment system and / or financial system, the payment processing unit is the payment processing result It is preferable to generate a predetermined payment processing history including (e.g., payment approval result or payment error result).

When the payment processing unit generates a payment processing history including a payment approval result, the information storage unit 525 generates predetermined payment processing history information (for example, payment processing history for storage) including the payment processing history. It is characterized in that in connection with the taxi unique number information and stored in the predetermined payment history D / B (535).

According to another exemplary embodiment of the present invention, the information storage unit 525 processes the taxi driver wireless terminal 545 information and the payment processing history information in addition to the taxi unique number information to perform the payment history D / B 535. ), Or by linking the taxi company account information and the payment processing history information to store in the payment history D / B (535), by which the present invention is not limited.

In addition, when the payment processing unit generates a payment processing history including a payment approval result, the information transmitting unit 520 may provide predetermined payment processing history information (for example, payment processing for wireless terminal transmission) including the payment processing history. And generate and transmit the details to the driver wireless terminal 545 corresponding to the checked taxi driver wireless terminal 545 information.

According to the exemplary embodiment of the present invention, the payment processing history information generated by the information transmitting unit 520 may include a wireless message (eg, a short message, a multimedia message, etc.) including the payment amount.

Figure 6 is a diagram showing the configuration of the customer wireless terminal 540 for the wireless taxi fare payment according to an embodiment of the present invention.

In more detail, FIG. 6 illustrates a case in which a mobile communication terminal connecting to a mobile communication network based on code division multiple access (CDMA) performs a function of the customer wireless terminal 540 for payment of a wireless taxi fare. The preferred functional configuration of the mobile communication terminal for the taxi fare payment. Those skilled in the art to which the present invention pertains, with reference to this figure 6 other customer wireless terminal 540 for wireless taxi fare payment in addition to the mobile communication terminal (for example, portable Internet terminal, or wireless LAN terminal, etc.) ) Can be easily inferred. As a result, the technical scope of the present invention is not limited to the case of the mobile communication terminal shown in FIG.

The customer wireless terminal 540 of FIG. 6 providing a mobile communication service in terms of hardware includes an external body, a speaker, a microphone, a keypad, a liquid crystal display (LCD), an antenna, a battery 625, and the like. Internally, a predetermined modem chip (for example, MSM of Qualcomm, USA) that incorporates functions such as a code division multiple access (CDMA) modem, a central processing unit / micro processing unit (CPU / MPU), a vocoder, etc. Series modem chip), various memory elements, duplexer filter that separates transmission and reception signals from one antenna, power amplifier that amplifies transmission signal, high power amplifier (HPA), and high output transmission signal. Isolator to block, RF / IF SAW filter to remove unwanted out-of-band unwanted signal, frequency up-circuit of transmission path, frequency down-conversion circuit of receiving path, reference clock VCTCXO (Voltage Controlled Temperature Compensated X-tal Oscillator), a UHF frequency synthesizer used as a local signal for frequency up-down conversion, and a codec chip for converting an analog voice signal into a digital signal. The same internal components are gradually integrated in the modem chip, and in addition to the core components for the mobile communication service, the modem chip is directly integrated with various functions for various multimedia services and / or additional services. have.

Referring to FIG. 6, the customer wireless terminal 540 for paying the wireless taxi fare basically includes a control unit 605, a screen output unit 610, a sound processor 615, an RF reader unit 620, and a wireless processor ( 630, a key input unit 635, a near field communication unit 640, a memory unit 655, a battery 625 for supplying power, and an IC chip 650 mounted or detached from the customer wireless terminal 540. The IC chip 650 includes an IC chip reader 645 for reading / writing predetermined information or data, and performs an RF reader function for reading predetermined RF code information from a predetermined RF tag. 620 is provided.

The control unit 605 includes a processor and execution memory including a CPU / MPU provided in the modem chip in hardware, and provides a predetermined program for providing a function specific to the customer wireless terminal 540 from a predetermined memory device. Routine and / or a bus for inputting and outputting program data (BUS) and a predetermined electronic circuit (or integrated circuit) provided for this, characterized in that it comprises a predetermined memory device and / or chipset in software A generic term for program routines and / or program data loaded from the execution memory into the execution memory and processed by the processor to perform a specific function (hence, in the present invention, the recording of the customer wireless terminal 540 for wireless taxi fare payment). A predetermined program routine recorded on the medium is shown as provided in the control unit 605 for convenience. As described above, various functions to be implemented in the customer wireless terminal 540 are realized by the control unit 605, and the overall operation of the customer wireless terminal 540 is implemented to realize the above functions. It is characterized in that the control and management. In particular, when power is input to the customer wireless terminal 540 to perform a function of the control unit 605 for controlling and managing the overall operation of the customer wireless terminal 540, an operating system routine stored in a predetermined memory device. , System management routines, and / or system variables are loaded into the execution memory and computed by the processor to serve as variables for providing an operating system, system management program, and / or mobile communication service.

The screen output unit 610 is a liquid crystal display (LCD) driver for screen output, and is a key input unit 635 by the control unit 605 (eg, a program routine for outputting predetermined information or data to the LCD). Key data generated through the &lt; RTI ID = 0.0 &gt; And / or multimedia content) to a predetermined screen output device (eg, an LCD panel), wherein the screen output unit 610 and the screen output device interoperate with each other. 540 performs a function of the screen output means.

The sound processor 615 encodes a predetermined sound signal input from a microphone included in the customer wireless terminal 540 and provides the sound signal to the controller 605, or the controller 605 extracts and / or generates the sound signal. A predetermined sound signal may be decoded and output through a speaker. A predetermined vocoder and a codec are provided in the sound processor 615. The sound processing unit 615 and the microphone performs a function of the sound input means provided in the customer wireless terminal 540, or is provided in the customer wireless terminal 540 through the sound processing unit 615 and a speaker. Functions as a sound output means.

The RF reader unit 620 performs a function of an RF reader that reads predetermined RF code information from a predetermined RF tag in the customer wireless terminal 540, and internal function configuration of the RF reader. Is variable depending on the functional configuration of the RF tag and / or the frequency band used by the RF tag.

Those skilled in the art to which the present invention pertains, RF reader unit for reading predetermined RF code information from the RF tag according to the functional configuration of the RF tag and / or the frequency band used by the RF tag Since it will be familiar with the functional configuration of 620, a detailed description thereof will be omitted for convenience.

The wireless processor 630 may be associated with the controller 605 (eg, a program routine for providing a mobile communication service) for location registration and / or slot mode and / or power control. Or providing a mobile communication service including a hand-off and / or call processing procedure, the base station corresponding to an end of the mobile communication network in the process of providing the mobile communication service. And an RF processing function (eg, antenna control, modulation, synthesis, amplification, and / or filtering of radio frequency signals) that performs transmission and reception of radio frequency signals. In particular, the wireless processing unit 630 processes the information or signal transmitted from the customer wireless terminal 540 to the base station to provide the mobile communication service to a CDMA stack, or from a CDMA stack received from the base station. It provides a function for reading information or signals.

According to another exemplary embodiment of the present invention, if the customer wireless terminal 540 of FIG. 6 is a wireless data communication terminal, the wireless processing unit 630 connects to a wireless data communication network to provide a predetermined wireless data communication service for wireless taxi fare payment. If the customer wireless terminal 540 of FIG. 6 is a portable Internet terminal, the wireless processing unit 630 connects to a portable Internet network and provides a predetermined portable Internet service for payment of a wireless taxi fare. (Eg, wireless data communication, or voice over IP (VoIP) based voice call).

The key input unit 635 is provided with at least one key button including a predetermined number key and / or a character key and / or a function key. Detects information (or signal) input from the keypad and detects a predetermined key provided in the keypad in a specific input mode and / or operation mode of the customer wireless terminal 540 controlled by the controller 605. When predetermined information (or signal) is input from the button, a key event (eg, MH_KEY_PRESSEVENT, MH_KEY_REPEATEVENT, MH_KEY_RELEASEEVENT) corresponding to the input information (or signal) is generated, and the generated key event is output to the controller 605. The control unit 605 reads predetermined key data corresponding to the key event in the current input mode and / or operation mode of the customer wireless terminal 540 (eg, each Read the key data from the key table for storing (managing) at least one key data corresponding to a specific key event in an input mode and / or an operation mode of the customer wireless terminal 540), and / or the key The method may further include reading a command for executing a predetermined function that is matched with an event. The keypad including the key input unit 635 and at least one key button interlocks with each other to perform a function of key input means provided in the customer wireless terminal 540.

The short range communication unit 640 may be equipped with infrared ray communication and / or radio frequency (RF) communication and / or Bluetooth and / or wireless LAN and / or Wi-Fi and ultra-wideband. A terminal (or device) and a short range wireless communication session are connected through at least one short range wireless communication means including an ultra wide band (UWB). The infrared communication, the RF communication, It includes a predetermined short range wireless communication module for short range wireless communication including Bluetooth, WLAN, Wi-Fi, and ultra-wideband communication, and includes a communication protocol and / or driver for the short range wireless communication in software.

According to an exemplary embodiment of the present invention, the local area device connected to the local area communication unit 640 through a predetermined local area communication may perform a function of a gateway for accessing at least one or more communication networks. In this case, the customer wireless terminal ( 540 preferably connects to a predetermined network through a short range communication channel between the short range communication unit and the short range device.

The memory unit 655 input / output when an operation by a predetermined program routine (or code) and / or program data (eg, program routine (or code)) for controlling the overall operation of the customer wireless terminal 540 is performed. General term for a memory device for storing information and / or data), a read-only memory (ROM) corresponding to a read-only memory, a flash memory (FM) for reading / writing, and an electrically erasable and programmable memory (EPPROM). Read Only Memory). In general, the ROM stores system information that should not be deleted, and the flash memory includes an operating system routine, a call processing program routine, and / or an application program routine provided through the customer wireless terminal 540 and information or data therefor. The EEPROM stores at least one information and / or data extracted and / or generated during the execution of an application included in the terminal registration related parameter and phone number (eg, address book) or the customer wireless terminal 540. Is stored.

The IC chip reader unit 645 is an IC chip-related functional configuration (for example, a customer wireless terminal) provided in the customer wireless terminal 540 through an IC chip standard including ISO / IEC 7816 and / or ISO / IEC 14443. IC chip agent program provided in 540) and the IC chip 650 mounted or detached from the customer wireless terminal 540. For example, the IC chip reader unit 645 provides information and / or data exchange between the IC chip agent program and the IC chip 650 through an APDU (Application Protocol Data Unit).

According to the method of the present invention, the IC chip is preferably provided with a predetermined customer payment means, thereby the present invention is not limited.

Referring to FIG. 6, the customer wireless terminal 540 includes an information reader 670 that reads predetermined RF code information from an RF tag provided in the taxi through the RF reader 620, and the RF. An information generation unit 665 for generating predetermined wireless payment request information including code information, and the wireless payment request information on the wireless taxi fare payment system shown in FIG. 5 according to a predetermined wireless Internet protocol. Characterized in that it comprises an information transmitting unit 660 to transmit to the wireless payment server 500.

The information reading unit 670 is a predetermined RF corresponding to the taxi unique number information registered through the taxi information registration system shown in Figure 1 from the RF tag provided in the taxi in conjunction with the RF reader unit 620 The code information is read.

According to an embodiment of the present invention, the taxi unique number information corresponding to the RF code information may be a predetermined code value and / or an electronic product code (EPC) system, a U-code system, or an ISO / IEC 15963 code system. Or at least one arbitrary code value.

According to another exemplary embodiment of the present invention, the taxi unique number information corresponding to the RF code information may include vehicle number information included in the license plate attached to the taxi, and thus the present invention is not limited thereto. .

According to another exemplary embodiment of the present invention, the taxi unique number information corresponding to the RF code information may include predetermined unique code information assigned by the wireless taxi fare payment system shown in FIG. The present invention is not limited by this.

According to another exemplary embodiment of the present invention, the RF tag provided in the taxi may store the taxi driver radio terminal 545 information in the RF code information, and in this case, the information reader 670 may be stored. The RF code information to be read through may include the taxi unique number information and the taxi driver wireless terminal 545 information.

According to another exemplary embodiment of the present invention, the RF tag provided in the taxi may store the taxi company account information in the RF code information, and in this case, the information is read through the information reader 670. The RF code information may include the taxi unique number information and the taxi company account information.

According to another exemplary embodiment of the present invention, the RF tag provided in the taxi may store the taxi driver wireless terminal 545 information and the taxi company account information in the RF code information, in which case the information The RF code information read through the reader 670 may include the taxi unique number information, the taxi driver wireless terminal 545 information, and the taxi company account information.

According to another exemplary embodiment of the present invention, the RF tag provided in the taxi includes an RF communicator and a predetermined memory compliant with the ISO 18000 series air interface standard. RF module) is provided in the form of, and receives a predetermined taxi fare from the meter provided in the taxi, it is possible to have a function to include in real time in the RF code information, in this case the information reading unit 670 The RF code information to be read through may include the taxi unique number information and payment amount information corresponding to the taxi fare.

If the taxi driver wireless terminal 545 information and / or taxi company account information is further stored in a memory provided in an RF tag in the form of the RF device (or an RF module interworking with a meter), the information reader 670 The RF code information read through the taxi driver may further include the taxi driver wireless terminal 545 information and / or taxi company account information in the taxi unique number information and payment amount information corresponding to the taxi fare.

When predetermined RF code information is read from the RF tag provided in the taxi by the information reading unit 670, the information generating unit 665 is based on the taxi unique number information and the taxi fare included in the RF code information. And generating predetermined wireless payment request information including corresponding payment amount information.

According to an embodiment of the present invention, it is preferable that the payment amount included in the wireless payment request information is keyed through the key input unit 635, and the taxi is displayed on the RF code information according to another embodiment of the present invention. If payment amount information corresponding to a fee is included, inputting a predetermined payment amount through the key input unit 635 may be omitted.

According to another exemplary embodiment of the present invention, when the taxi driver radio terminal 545 information is included in the RF code information read through the information reader 670, the information generator 665 is the taxi unique number information. And it is preferable to generate the wireless payment request information including the payment amount and the taxi driver wireless terminal 545 information.

According to another embodiment of the present invention, when the taxi company account information is included in the RF code information read through the information reading unit 670, the information generating unit 665 is the taxi unique number information and payment amount And it is preferable to generate the wireless payment request information including the taxi company account information.

According to another exemplary embodiment of the present invention, when the taxi driver radio terminal 545 information and the taxi company account information are included in the RF code information read through the information reader 670, the information generator 665. It is preferable to generate the wireless payment request information including the taxi unique number information, payment amount and the taxi driver wireless terminal 545 information and taxi company account information.

According to an embodiment of the present invention, the wireless payment request information generated by the information generator 665 is provided on the wireless taxi fare payment system shown in FIG. 5 through the wireless communication network according to a predetermined wireless internet protocol. It is preferable to include a data structure that can be transmitted to the wireless payment server 500.

Alternatively, the information generation unit 665 may perform a predetermined wireless payment authentication on the wireless payment request information so that the wireless payment server 500 receives the wireless payment request information to check the validity of the wireless payment request information. It is possible to further include information (eg, wireless payment password, payment means password, security card number, OTP code generated through a predetermined one time password (OTP) generator, etc.), whereby the present invention is not limited.

Alternatively, the information generation unit 665 encrypts the wireless payment request information by at least one or more encryption schemes so that the wireless payment request information is safely transmitted to the wireless payment server 500 through the wireless communication network, And / or an electronic signature is possible, by which the present invention is not limited.

The information transmitter 660 transmits the wireless payment request information generated by the information generator 665 according to a predetermined wireless internet protocol through the wireless communication network to the wireless payment server on the wireless taxi fare payment system shown in FIG. Characterized in that the transmission to 500.

According to an embodiment of the present invention, the information generating unit 665 and the information transmitting unit 660 are connected to a browser program provided in the customer wireless terminal 540, and / or to the wireless Internet protocol in connection with the browser program. Accordingly, it is preferable to perform a function of a predetermined wireless payment module for generating the wireless payment request information and transmitting it to the wireless payment server 500.

7 is a diagram illustrating an information transmission and reception process for wireless taxi fare payment according to an exemplary embodiment of the present invention.

In more detail, FIG. 7 reads RF code information including predetermined taxi unique number information from an RF tag provided in a taxi through a predetermined RF reader in the client wireless terminal 540 in FIG. 6, and the RF code. When the predetermined wireless payment request information including the taxi unique number information included in the information and the payment amount corresponding to the taxi fare is generated and transmitted to the wireless payment server 500 on the wireless taxi fare payment system shown in FIG. The process of confirming the customer wireless terminal information transmitting the wireless payment request information in the wireless payment server 500, if the person having ordinary knowledge in the technical field to which the present invention pertains, see FIG. And / or may be modified to infer various implementation methods for the information transmission and confirmation process for the wireless taxi fare payment, but the present invention is inferred It is made including all the implementation methods, the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 7, at least one customer payment means information and a customer wireless terminal for processing a predetermined taxi fare to a predetermined payment means D / B 340 through the customer payment means information registration system shown in FIG. The customer wireless terminal 540 having registered the information accesses the wireless payment server 500 shown in FIG. 5 through the wireless communication network in accordance with a predetermined wireless Internet protocol for payment of the wireless taxi fare (700).

According to an embodiment of the present invention, the customer wireless terminal 540 is a predetermined wireless Internet protocol corresponding to the wireless communication network (for example, the customer wireless terminal 540 is a CDMA based mobile communication network (or HSDPA based mobile communication network) In the case of a mobile communication terminal connected to a WAP (Wireless Application Protocol) / ME (Mobile Explorer) based wireless Internet protocol, or a mobile Internet terminal that the customer wireless terminal 540 is connected to the high-speed wireless Internet based on IEEE 802.16x, And / or a wireless LAN terminal connected to a wireless LAN communication network based on an IEEE 802.11x, it is preferable to access the wireless payment server 500 through a Mobile Internet Protocol (MIP) based wireless Internet protocol (MIP).

According to one embodiment of the invention, the customer wireless terminal 540 is a predetermined wireless payment server 500 number (or server address number, telephone number assigned to the server, etc.) associated with the wireless payment server 500 address ) And a predetermined wireless internet access button (or wireless internet access menu, or wireless internet access command) to connect to the wireless payment server 500 through a predetermined wireless internet protocol corresponding to the wireless communication network. It is desirable to.

According to another exemplary embodiment of the present invention, the customer wireless terminal 540 inputs a predetermined wireless internet access button (or wireless internet access menu, or wireless internet access command), and corresponds to the wireless payment server 500. By selecting a wireless Internet menu, it is preferable to access the wireless payment server 500 through a predetermined wireless Internet protocol corresponding to the wireless communication network.

According to another exemplary embodiment of the present invention, if the driver wireless terminal 545 provides the customer wireless terminal information to the wireless payment server 500, the wireless payment server 500 from the wireless payment server 500 ) Transmits a predetermined wireless message including an address as a callback URL, and the customer wireless terminal 540 transmits a predetermined wireless internet protocol corresponding to the wireless communication network through a callback UL included in the wireless message. It is preferable to access the wireless payment server 500 through.

Thereafter, the wireless payment server 500 reads RF code information including the taxi unique number information from the RF tag provided in the taxi through a predetermined RF reader in the customer wireless terminal 540, and the RF code. Generate a predetermined wireless payment interface screen for generating the predetermined wireless payment request information including the taxi unique number information and the payment amount included in the information to the wireless payment server 500 (or the predetermined interface D / Extracted from B (not shown) and provided to the customer wireless terminal 540 according to the wireless Internet protocol (705).

Thereafter, the customer wireless terminal 540 reads RF code information including the taxi unique number information from the RF tag provided in the taxi through a predetermined RF reader based on the wireless payment interface screen (710).

If the RF code information including the taxi unique number information is read from the RF tag provided in the taxi through the RF reader (715), the customer wireless terminal 540 is the taxi fee through the wireless payment interface screen Input (or select) the payment amount corresponding to (720).

According to another embodiment of the present invention, when the RF tag provided in the taxi has a function of receiving a predetermined taxi fare from a meter provided in the taxi and including it in the RF code information in real time, the payment amount is the RF It may be included in the code information, and in this case, the process of inputting (or selecting) the payment amount through the wireless payment interface screen may be omitted.

If it is confirmed that the payment amount is input through the wireless interface screen (725), the customer wireless terminal 540 generates the wireless payment request information including the taxi unique number information and the payment amount (730).

According to the exemplary embodiment of the present invention, the wireless payment request information preferably includes a data structure that can be transmitted to the wireless payment server 500 through the wireless communication network according to the wireless Internet protocol.

According to the exemplary embodiment of the present invention, the wireless terminal 540 to check the validity of the wireless payment request information in the wireless payment server 500 receives the wireless payment request information, the wireless payment request information It is possible to further include predetermined wireless payment authentication information (for example, wireless payment password, payment method password, security card number, OTP code generated through a predetermined one time password (OTP) generator), thereby The invention is not limited.

According to an exemplary embodiment of the present invention, the customer wireless terminal 540 may transmit the wireless payment request information to the wireless payment server 500 through the wireless communication network so that the wireless payment request information may be safely transmitted. It is possible to encrypt in an encryption manner and / or to attach an electronic signature, thereby not limiting the present invention.

Thereafter, the wireless terminal transmits the generated wireless payment request information to the wireless payment server 500 through the wireless communication network (735), and correspondingly, the wireless payment server 500 transmits the wireless payment request information. The client wireless terminal information is transmitted (740).

According to an embodiment of the present invention, the wireless payment server 500 reads the communication channel information managed by the wireless interface unit 505 according to the wireless Internet protocol and transmits the wireless payment request information. It is desirable to verify the information.

According to another exemplary embodiment of the present invention, the wireless payment server 500 reads the packet information included in the wireless payment request information received by the information receiving unit 315 according to the wireless Internet protocol and the wireless payment request information. It is desirable to check the customer wireless terminal information transmitted.

According to another exemplary embodiment of the present invention, the customer wireless terminal information may be transmitted by further including the customer wireless terminal information in the wireless payment request information. In this case, the wireless payment server 500 may transmit the wireless information. By reading the payment request information, it is possible to confirm customer wireless terminal information that has transmitted the wireless payment request information.

If the customer wireless terminal information that transmits the wireless payment request information is confirmed (745), the wireless payment server 500 performs a process of processing the payment approval process of the taxi fare by reading the received wireless payment request information. do.

8 is a diagram illustrating a payment means confirmation and payment approval process for the wireless taxi fare payment according to an embodiment of the present invention.

In more detail, FIG. 8 reads RF code information including predetermined taxi identification number information from an RF tag provided in a taxi through a predetermined RF reader in the customer wireless terminal 540 in FIG. Generate predetermined wireless payment request information including the taxi unique number information included in the information and the payment amount corresponding to the taxi fare, and transmits it to the wireless payment server 500 on the wireless taxi fare payment system shown in FIG. When the wireless payment server 500 confirms the customer wireless terminal information that has transmitted the wireless payment request information through the information confirming process shown in FIG. 7, the wireless payment server 500 and the customer wireless terminal information As a process of confirming the customer payment means associated with the payment approval process, those of ordinary skill in the art to which the present invention belongs, this figure 8 It will be possible to infer various implementation methods for the customer payment means confirmation and payment approval process for the wireless taxi fare payment by the article and / or modified, but the present invention includes all the implementation methods inferred, this figure The technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 8, the wireless terminal 540 includes the taxi unique number information and the payment amount from the customer wireless terminal 540 on the wireless taxi fare payment system shown in FIG. 5 to the wireless payment server 500 according to a predetermined wireless Internet protocol. If the wireless payment request information is transmitted, and the wireless payment server 500 confirms the customer wireless terminal information that has transmitted the wireless payment request information through the information confirming process shown in FIG. 7, the wireless payment server 500 confirms the connection with a predetermined payment method D / B 340 for storing and processing the customer payment means information and the customer wireless terminal information registered through the customer payment means information registration system shown in FIG. The at least one customer payment means information associated with the customer wireless terminal information is confirmed (800).

According to another exemplary embodiment of the present invention, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the customer wireless terminal information is the payment amount of the plurality of payment means in the wireless payment request information It is preferable to further transmit the predetermined payment means selection information to process the payment, in this case, the wireless payment server 500 to process the payment amount of the customer payment means information corresponding to the payment means selection information. It is preferable to confirm with customer payment means information.

Alternatively, when there is a plurality of registered customer payment means information processed in connection with the customer wireless terminal information, the wireless payment server 500, the customer payment means information to be processed first of the customer payment means information according to a predetermined payment policy May check the payment amount as the customer payment means information to process the payment, by which the present invention is not limited.

If the customer payment means information is not confirmed (for example, a customer corresponding to the customer wireless terminal information does not register the customer payment means information and the customer wireless terminal information through the customer payment means information registration system shown in FIG. 3). If not) (805), the wireless payment server 500 generates a predetermined customer payment means error information and transmits to the wireless terminal (810).

On the other hand, when the customer payment means information is confirmed (805), the wireless payment server 500 extracts the taxi unique number information included in the received wireless payment request information (815), the taxi information shown in Figure 1 Linked with the taxi unique number information in connection with the predetermined taxi information D / B (140) to associate and store the taxi unique number information registered through the registration system, taxi driver wireless terminal (545) information and taxi company account information The predetermined taxi driver wireless terminal 545 information and the taxi company account information are checked (820).

If the predetermined taxi driver radio terminal 545 information associated with the taxi unique number information and the taxi company account information are not confirmed (for example, the taxi unique number information through the taxi information registration system shown in FIG. 1). And the taxi driver wireless terminal 545 information and the taxi company account information are not registered in the taxi information D / B 140) 825, the wireless payment server 500 generates predetermined taxi information error information. The transmission to the wireless terminal (830).

On the other hand, if the predetermined taxi driver wireless terminal 545 information and the taxi company account information that is processed in association with the taxi unique number information is confirmed (825), the wireless payment server 500 to the confirmed customer payment means information Identify a corresponding payment system and / or financial system (834), and process the payment amount included in the wireless payment request information through the customer payment means in connection with the confirmed payment system and / or financial system; Check whether the payment is valid (840).

According to an exemplary embodiment of the present invention, when the confirmed customer payment means information includes the mobile payment means information, the wireless payment server 500 corresponds to a wireless communication fee corresponding to the mobile payment means through a predetermined communication means It is preferable to check the validity of the payment whether the payment amount can be processed in connection with the billing system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the wire transfer payment means information, the wireless payment server 500 opens a financial account of the customer name through a predetermined communication means. It is desirable to check the validity of the payment amount through the amount deposited in the financial account in the name of the customer in connection with the established financial system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the credit card payment means information, the wireless payment server 500 is connected to the credit card payment system through a predetermined communication means. It is preferable to check the validity by linking the payment amount through the credit card.

Alternatively, when the confirmed customer payment means information includes the check card payment means information, the wireless payment server 500 in connection with the check card payment system through a predetermined communication means through the check card through the check card It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the debit card payment means information, the wireless payment server 500 in connection with the debit card payment system through a predetermined communication means through the payment via the debit card It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the prepaid card payment means information, the wireless payment server 500 is charged in the prepaid card in connection with the prepaid card payment system through a predetermined communication means It is preferable to check the validity that the payment amount can be processed through.

If the payment validity is not verified whether the payment amount can be processed through the customer payment means (845), the wireless payment server 500 generates predetermined payment validity error information to generate the customer wireless terminal 540. 850.

On the other hand, if the payment validity is verified whether the payment amount can be processed through the customer payment means (845), the wireless payment server 500 in conjunction with the confirmed payment system and / or financial system the customer payment means The payment is included in the wireless payment request information through the payment process (855).

According to an exemplary embodiment of the present invention, when the confirmed customer payment means information is the mobile payment means information, and the validity of payment for the mobile payment means information is confirmed, the wireless payment server 500 uses a predetermined communication means. It is preferable to process the payment amount in connection with the wireless communication billing system corresponding to the mobile phone payment means, and if the payment process is completed normally, the payment amount is deposited into the confirmed taxi company account information. Do.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information is the wire transfer payment means information and the validity of the wire transfer payment means information is confirmed, the wireless payment server 500 is the financial system. It is preferable to deposit the amount corresponding to the payment amount among the amounts deposited in the financial account of the customer's name to the financial account corresponding to the confirmed taxi company account information.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information is the credit card payment means information, and the validity of the credit card payment means information is confirmed, the wireless payment server 500 may use the credit. It is preferable to deposit the amount corresponding to the payment amount to the financial account corresponding to the confirmed taxi company account information at the date of settlement of the credit card in connection with the card payment system.

Alternatively, when the confirmed customer payment means information is the check card payment means information, and the validity of the check card payment means information is confirmed, the wireless payment server 500 checks in conjunction with the check card payment system. It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed taxi company account information.

Alternatively, when the confirmed customer payment means information is the debit card payment means information, and the validity of the debit card payment means information is confirmed, the wireless payment server 500 is linked to the debit card payment system and the debit It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed taxi company account information.

Alternatively, when the confirmed customer payment means information is the prepaid card payment means information, and the validity of the prepaid card payment means information is confirmed, the wireless payment server 500 is linked to the prepaid card payment system in advance It is preferable to deposit the amount corresponding to the payment amount among the amounts charged to the card to a financial account corresponding to the confirmed taxi company account information.

If payment processing for the payment amount included in the wireless payment request information is completed through the confirmed customer payment means in association with the payment system and / or the financial system (860), the wireless payment server 500 is The payment processing history using the customer payment means is generated in association with a payment system and / or a financial system (865).

Here, the payment processing details may include a payment approval result for the payment processing using the customer payment means, or may include a payment error result.

9 is a diagram illustrating a payment processing process for wireless taxi fare payment according to an embodiment of the present invention.

In more detail, FIG. 9 illustrates a payment process including a predetermined payment approval result after performing the payment approval process shown in FIG. 8 in the wireless payment server 500 on the wireless taxi fare payment system shown in FIG. When the details are generated, the wireless payment server 500 stores the payment processing details in a predetermined payment history D / B 535, and the driver wireless terminal 545 on the wireless taxi fare payment system shown in FIG. As a person having ordinary knowledge in the technical field to which the present invention pertains, various implementation methods for the payment processing process for the wireless taxi fare payment can be inferred by referring to and / or modifying the drawing 9. Although the present invention may be implemented, the present invention includes all the inferred implementation methods, and the technical features are not limited to the implementation method illustrated in FIG.

Referring to FIG. 9, after the payment approval process shown in FIG. 8 is performed by the wireless payment server 500 on the wireless taxi fare payment system shown in FIG. 5, a payment processing history including a predetermined payment approval result is included. When this is generated, the wireless payment server 500 generates the payment processing history information for storage including the payment processing history (900), the process by linking the generated payment processing history information and the unique number information of the taxi; Stored in the payment history D / B (535) shown in Figure 5 (905).

According to another exemplary embodiment of the present invention, the wireless payment server 500 links and processes the taxi driver wireless terminal 545 information and the payment processing history information in addition to the taxi unique number information to make the payment details D / B 535. ), Or by linking the taxi company account information and the payment processing history information to store in the payment history D / B (535), by which the present invention is not limited.

In addition, the wireless payment server 500 generates payment processing history information for wireless terminal transmission including the payment processing history (910), the generated payment processing history information is processed in association with the taxi unique number information and stored The driver wireless terminal 545 transmits the information to the driver wireless terminal 545 corresponding to the information (915).

According to the exemplary embodiment of the present invention, the payment processing history information generated by the wireless payment server 500 may include a wireless message (eg, a short message, a multimedia message, etc.) including the payment amount.

10 is a diagram illustrating a process of transmitting / receiving and confirming information for wireless taxi fare payment according to another exemplary embodiment of the present invention.

In more detail, FIG. 10 is an RF that includes predetermined taxi unique number information and taxi driver wireless terminal 545 information from an RF tag provided in a taxi through a predetermined RF reader in the client wireless terminal 540 in FIG. 6. Reading code information, generating predetermined wireless payment request information including the taxi unique number information, the taxi driver wireless terminal 545 information included in the RF code information, and a payment amount corresponding to the taxi fare; When transmitting to the wireless payment server 500 on the wireless taxi fare payment system shown in the, the wireless payment server 500 to the process of confirming the customer wireless terminal information that transmitted the wireless payment request information, the present invention Those skilled in the art may refer to and / or modify the drawing 10 and the process of transmitting / receiving and confirming information for the wireless taxi fare payment. Various implementation methods may be inferred, but the present invention includes all the implementation methods inferred, and the technical features are not limited to the implementation method shown in FIG.

Referring to FIG. 10, at least one customer payment means information and a customer wireless terminal for processing a predetermined taxi fare to a predetermined payment means D / B 340 through the customer payment means information registration system shown in FIG. The customer wireless terminal 540 having registered the information accesses the wireless payment server 500 shown in FIG. 5 through the wireless communication network according to a predetermined wireless internet protocol for payment of the wireless taxi fare (1000).

According to an embodiment of the present invention, the customer wireless terminal 540 is a predetermined wireless Internet protocol corresponding to the wireless communication network (for example, the customer wireless terminal 540 is a CDMA based mobile communication network (or HSDPA based mobile communication network) In the case of a mobile communication terminal connected to a WAP (Wireless Application Protocol) / ME (Mobile Explorer) based wireless Internet protocol, or a mobile Internet terminal that the customer wireless terminal 540 is connected to the high-speed wireless Internet based on IEEE 802.16x, And / or a wireless LAN terminal connected to a wireless LAN communication network based on an IEEE 802.11x, it is preferable to access the wireless payment server 500 through a Mobile Internet Protocol (MIP) based wireless Internet protocol (MIP).

According to an embodiment of the present invention, the customer wireless terminal 540 is a predetermined wireless payment server 500 number (or server address number, telephone number assigned to the server associated with the wireless payment server 500 address) And the like, and a predetermined wireless Internet connection button (or a wireless internet connection menu or a wireless internet connection command) is input to the wireless payment server 500 through a predetermined wireless internet protocol corresponding to the wireless communication network. It is preferable to connect.

According to another exemplary embodiment of the present invention, the customer wireless terminal 540 inputs a predetermined wireless internet access button (or wireless internet access menu, or wireless internet access command), and corresponds to the wireless payment server 500. By selecting a wireless Internet menu, it is preferable to access the wireless payment server 500 through a predetermined wireless Internet protocol corresponding to the wireless communication network.

According to another exemplary embodiment of the present invention, if the driver wireless terminal 545 provides the customer wireless terminal information to the wireless payment server 500, the wireless payment server 500 from the wireless payment server 500 ) Transmits a predetermined wireless message including an address as a callback URL, and the customer wireless terminal 540 transmits a predetermined wireless internet protocol corresponding to the wireless communication network through a callback UL included in the wireless message. It is preferable to access the wireless payment server 500 through.

After that, the wireless payment server 500 includes the taxi unique number information and the taxi driver wireless terminal 545 information from the RF tag provided in the taxi through a predetermined RF reader in the customer wireless terminal 540. The wireless payment server 500 reading RF code information and generating predetermined wireless payment request information including the taxi unique number information, the taxi driver wireless terminal 545 information and the payment amount included in the RF code information. A predetermined wireless payment interface screen for transmission to the mobile station is generated (or extracted from a predetermined interface D / B (not shown)) and provided to the customer wireless terminal 540 according to the wireless Internet protocol (1005).

Thereafter, the customer wireless terminal 540 includes the taxi unique number information and the taxi driver wireless terminal 545 information from the RF tag provided in the taxi through a predetermined RF reader based on the wireless payment interface screen. The code information is read (1010).

If RF code information including the taxi unique number information and the taxi driver wireless terminal 545 information is read from the RF tag provided in the taxi through the RF reader (1015), the customer wireless terminal 540 reads the The payment amount corresponding to the taxi fare is input (or selected) through the wireless payment interface screen (1020).

According to another embodiment of the present invention, when the RF tag provided in the taxi has a function of receiving a predetermined taxi fare from a meter provided in the taxi and including it in the RF code information in real time, the payment amount is the RF It may be included in the code information, and in this case, the process of inputting (or selecting) the payment amount through the wireless payment interface screen may be omitted.

If it is confirmed that the payment amount is input through the wireless interface screen (1025), the customer wireless terminal 540 generates wireless payment request information including the taxi unique number information and the payment amount (1030).

According to the exemplary embodiment of the present invention, the wireless payment request information preferably includes a data structure that can be transmitted to the wireless payment server 500 through the wireless communication network according to the wireless Internet protocol.

According to the exemplary embodiment of the present invention, the wireless terminal 540 to check the validity of the wireless payment request information in the wireless payment server 500 receives the wireless payment request information, the wireless payment request information It is possible to further include predetermined wireless payment authentication information (for example, wireless payment password, payment method password, security card number, OTP code generated through a predetermined one time password (OTP) generator), thereby The invention is not limited.

According to an exemplary embodiment of the present invention, the customer wireless terminal 540 may transmit the wireless payment request information to the wireless payment server 500 through the wireless communication network so that the wireless payment request information may be safely transmitted. It is possible to encrypt in an encryption manner and / or to attach an electronic signature, thereby not limiting the present invention.

Thereafter, the wireless terminal transmits the generated wireless payment request information to the wireless payment server 500 through the wireless communication network (1035), and correspondingly, the wireless payment server 500 transmits the wireless payment request information. Check the transmitted customer wireless terminal information (1040).

According to an embodiment of the present invention, the wireless payment server 500 reads the communication channel information managed by the wireless interface unit 505 according to the wireless Internet protocol and transmits the wireless payment request information. It is desirable to verify the information.

According to another exemplary embodiment of the present invention, the wireless payment server 500 reads the packet information included in the wireless payment request information received by the information receiving unit 315 according to the wireless Internet protocol and the wireless payment request information. It is desirable to check the customer wireless terminal information transmitted.

According to another exemplary embodiment of the present invention, the customer wireless terminal information may be transmitted by further including the customer wireless terminal information in the wireless payment request information. In this case, the wireless payment server 500 may transmit the wireless information. By reading the payment request information, it is possible to confirm customer wireless terminal information that has transmitted the wireless payment request information.

If the customer wireless terminal information that transmits the wireless payment request information is confirmed (1045), the wireless payment server 500 performs a process of processing the payment approval process of the taxi fare by reading the received wireless payment request information. do.

11 is a diagram illustrating a payment means confirmation and payment approval process for wireless taxi fare payment according to another embodiment of the present invention.

In more detail, Figure 11 is an RF including a predetermined taxi unique number information and taxi driver wireless terminal 545 information from the RF tag provided in the taxi through a predetermined RF reader in the customer wireless terminal 540 in the Figure y Reading code information, generating predetermined wireless payment request information including the taxi unique number information, the taxi driver wireless terminal 545 information included in the RF code information, and a payment amount corresponding to the taxi fare; The customer wireless terminal transmits the wireless payment request information to the wireless payment server 500 on the wireless taxi fare payment system shown in FIG. 10 and the wireless payment request information is transmitted through the information confirmation process shown in FIG. When the information is confirmed, the wireless payment server 500 is for the process of confirming the customer payment means associated with the customer wireless terminal information to process the payment approval, Those skilled in the art to which the present invention pertains can refer to and / or modify this drawing 11 to infer various implementation methods for the customer payment means confirmation and payment approval process for the wireless taxi fare payment. However, the present invention includes all the implementation methods inferred, and the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 11, the taxi unique number information and the taxi driver wireless terminal from the customer wireless terminal 540 on the wireless taxi fare payment system shown in FIG. 5 to the wireless payment server 500 according to a predetermined wireless internet protocol. Customer wireless terminal that transmits predetermined wireless payment request information including information and payment amount, and transmits the wireless payment request information through the information checking process shown in FIG. 10 in the wireless payment server 500. When the information is confirmed, the wireless payment server 500 performs a predetermined payment means D / S for storing and processing the customer payment means information and the customer wireless terminal information registered through the customer payment means information registration system shown in FIG. In operation 1100, at least one customer payment means information associated with the confirmed customer wireless terminal information is identified in connection with the B 340.

According to another exemplary embodiment of the present invention, when there is a plurality of registered customer payment means information processed in connection with the customer wireless terminal information, the customer wireless terminal information is the payment amount of the plurality of payment means in the wireless payment request information It is preferable to further transmit the predetermined payment means selection information to process the payment, in this case, the wireless payment server 500 to process the payment amount of the customer payment means information corresponding to the payment means selection information. It is preferable to confirm with customer payment means information.

Alternatively, when there is a plurality of registered customer payment means information processed in connection with the customer wireless terminal information, the wireless payment server 500, the customer payment means information to be processed first of the customer payment means information according to a predetermined payment policy May check the payment amount as the customer payment means information to process the payment, by which the present invention is not limited.

If the customer payment means information is not confirmed (for example, a customer corresponding to the customer wireless terminal information does not register the customer payment means information and the customer wireless terminal information through the customer payment means information registration system shown in FIG. 3). If not) (1105), the wireless payment server 500 generates a predetermined customer payment means error information and transmits it to the wireless terminal (1110).

On the other hand, when the customer payment means information is confirmed (1105), the wireless payment server 500 extracts the taxi unique number information and the taxi driver wireless terminal 545 information included in the received wireless payment request information (1115) In connection with the taxi information D / B 140 shown in FIG. 5, the predetermined taxi company account information associated with the taxi unique number information is checked (1120).

If the taxi company account information associated with the taxi unique number information is not confirmed (for example, the taxi unique number information and the taxi company account information are displayed through the taxi information registration system shown in FIG. 1. If not registered in B (140) (1125), the wireless payment server 500 generates a predetermined taxi information error information and transmits to the wireless terminal (1130).

On the other hand, if the taxi company account information associated with the taxi unique number information is confirmed (1125), the wireless payment server 500 checks the payment system and / or financial system corresponding to the confirmed customer payment means information and In operation 1140, the payment validity is verified whether the payment amount included in the wireless payment request information may be processed through the customer payment means in connection with the confirmed payment system and / or the financial system.

According to an exemplary embodiment of the present invention, when the confirmed customer payment means information includes the mobile payment means information, the wireless payment server 500 corresponds to a wireless communication fee corresponding to the mobile payment means through a predetermined communication means It is preferable to check the validity of the payment whether the payment amount can be processed in connection with the billing system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the wire transfer payment means information, the wireless payment server 500 opens a financial account of the customer name through a predetermined communication means. It is desirable to check the validity of the payment amount through the amount deposited in the financial account in the name of the customer in connection with the established financial system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the credit card payment means information, the wireless payment server 500 is linked with the credit card payment system through a predetermined communication means. It is preferable to check the validity that the payment amount can be processed through the credit card.

Alternatively, when the confirmed customer payment means information includes the check card payment means information, the wireless payment server 500 in connection with the check card payment system through a predetermined communication means through the check card through the check card It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the debit card payment means information, the wireless payment server 500 in connection with the debit card payment system through a predetermined communication means through the payment via the debit card It is advisable to check the validity of the payment.

Alternatively, when the confirmed customer payment means information includes the prepaid card payment means information, the wireless payment server 500 is charged in the prepaid card in connection with the prepaid card payment system through a predetermined communication means It is preferable to check the validity that the payment amount can be processed through.

If the payment validity is not verified whether the payment amount can be processed through the customer payment means (1145), the wireless payment server 500 generates predetermined payment validity error information to generate the customer wireless terminal 540. Transmit to (1150).

On the other hand, if the payment validity is verified whether the payment amount can be processed through the customer payment means (1145), the wireless payment server 500 is linked to the confirmed payment system and / or financial system and the customer payment means Through 1155, the payment amount included in the wireless payment request information is processed.

According to an exemplary embodiment of the present invention, when the confirmed customer payment means information is the mobile payment means information, and the validity of payment for the mobile payment means information is confirmed, the wireless payment server 500 uses a predetermined communication means. It is preferable to process the payment amount in connection with the wireless communication billing system corresponding to the mobile phone payment means, and if the payment process is completed normally, the payment amount is deposited into the confirmed taxi company account information. Do.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information is the wire transfer payment means information and the validity of the wire transfer payment means information is confirmed, the wireless payment server 500 is the financial system. It is preferable to deposit the amount corresponding to the payment amount among the amounts deposited in the financial account of the customer's name to the financial account corresponding to the confirmed taxi company account information.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information is the credit card payment means information, and the validity of the credit card payment means information is confirmed, the wireless payment server 500 may use the credit. It is preferable to deposit the amount corresponding to the payment amount to the financial account corresponding to the confirmed taxi company account information at the date of settlement of the credit card in connection with the card payment system.

Alternatively, when the confirmed customer payment means information is the check card payment means information, and the validity of the check card payment means information is confirmed, the wireless payment server 500 checks in conjunction with the check card payment system. It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed taxi company account information.

Alternatively, when the confirmed customer payment means information is the debit card payment means information, and the validity of the debit card payment means information is confirmed, the wireless payment server 500 is linked to the debit card payment system and the debit It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed taxi company account information.

Alternatively, when the confirmed customer payment means information is the prepaid card payment means information, and the validity of the prepaid card payment means information is confirmed, the wireless payment server 500 is linked to the prepaid card payment system in advance It is preferable to deposit the amount corresponding to the payment amount among the amounts charged to the card to a financial account corresponding to the confirmed taxi company account information.

If the payment processing for the payment amount included in the wireless payment request information is completed through the confirmed customer payment means in connection with the payment system and / or the financial system (1160), the wireless payment server 500 is In operation 1165, the payment processing history using the customer payment means is generated in association with a payment system and / or a financial system.

Here, the payment processing details may include a payment approval result for the payment processing using the customer payment means, or may include a payment error result.

12 is a diagram illustrating a payment processing process for wireless taxi fare payment according to another embodiment of the present invention.

In detail, FIG. 12 illustrates a payment process including a predetermined payment approval result after performing the payment approval process shown in FIG. 11 in the wireless payment server 500 on the wireless taxi fare payment system shown in FIG. When the details are generated, the wireless payment server 500 stores the payment processing details in a predetermined payment history D / B 535, and the driver wireless terminal 545 on the wireless taxi fare payment system shown in FIG. As a person having ordinary knowledge in the technical field to which the present invention pertains, various implementation methods for the payment processing process for the wireless taxi fare payment are inferred by referring to and / or modifying the drawing 12. Although the present invention may be implemented, the present invention includes all the inferred implementation methods, and the technical features are not limited to the implementation method illustrated in FIG.

Referring to FIG. 12, after the payment approval process shown in FIG. 11 is performed by the wireless payment server 500 on the wireless taxi fare payment system shown in FIG. 5, a payment processing history including a predetermined payment approval result is included. When this is generated, the wireless payment server 500 generates 1200 payment processing history information including the payment processing history, and the process by linking the generated payment processing history information and the unique number information of the taxi; Stored in the payment history D / B (535) shown in Figure 5 (1205).

According to another exemplary embodiment of the present invention, the wireless payment server 500 links and processes the taxi driver wireless terminal 545 information and the payment processing history information in addition to the taxi unique number information to make the payment details D / B 535. ), Or by linking the taxi company account information and the payment processing history information to store in the payment history D / B (535), by which the present invention is not limited.

In addition, the wireless payment server 500 generates the payment processing history information for wireless terminal transmission including the payment processing history (1210), the generated payment processing history information is processed in association with the taxi unique number information and stored The driver wireless terminal 545 transmits the information to the driver wireless terminal 545 corresponding to the information (1215).

According to the exemplary embodiment of the present invention, the payment processing history information generated by the wireless payment server 500 may include a wireless message (eg, a short message, a multimedia message, etc.) including the payment amount.

FIG. 13 is a diagram illustrating a process of transmitting / receiving and confirming information for wireless taxi fare payment according to another exemplary embodiment of the present invention.

In more detail, FIG. 13 reads RF code information including predetermined taxi identification number information and taxi company account information from the RF tag provided in the taxi through the predetermined RF reader in the customer wireless terminal 540 in FIG. The wireless taxi fare payment system shown in FIG. 5 is generated by generating predetermined wireless payment request information including payment information corresponding to the taxi unique number information, the taxi company account information, and the taxi fare included in the RF code information. When transmitting to the wireless payment server 500, the wireless payment server 500 to the process of confirming the customer wireless terminal information that has transmitted the wireless payment request information, the general knowledge in the technical field to which the present invention belongs If you have a person, with reference to and / or modifying the Figure 13, various implementation methods for the information transmission and confirmation process for the wireless taxi fare payment It may be ugly, but the present invention includes all the inferred implementation methods, and the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 13, at least one customer payment means information and a customer wireless terminal for processing a predetermined taxi fare to a predetermined payment means D / B 340 through the customer payment means information registration system shown in FIG. The customer wireless terminal 540 registering the information accesses the wireless payment server 500 shown in FIG. 5 through the wireless communication network according to a predetermined wireless internet protocol for payment of the wireless taxi fare (1300).

According to an embodiment of the present invention, the customer wireless terminal 540 is a predetermined wireless Internet protocol corresponding to the wireless communication network (for example, the customer wireless terminal 540 is a CDMA based mobile communication network (or HSDPA based mobile communication network) In the case of a mobile communication terminal connected to a WAP (Wireless Application Protocol) / ME (Mobile Explorer) based wireless Internet protocol, or a mobile Internet terminal that the customer wireless terminal 540 is connected to the high-speed wireless Internet based on IEEE 802.16x, And / or a wireless LAN terminal connected to a wireless LAN communication network based on an IEEE 802.11x, it is preferable to access the wireless payment server 500 through a Mobile Internet Protocol (MIP) based wireless Internet protocol (MIP).

According to one embodiment of the invention, the customer wireless terminal 540 is a predetermined wireless payment server 500 number (or server address number, telephone number assigned to the server, etc.) associated with the wireless payment server 500 address ) And a predetermined wireless internet access button (or wireless internet access menu, or wireless internet access command) to connect to the wireless payment server 500 through a predetermined wireless internet protocol corresponding to the wireless communication network. It is desirable to.

According to another exemplary embodiment of the present invention, the customer wireless terminal 540 inputs a predetermined wireless internet access button (or wireless internet access menu, or wireless internet access command), and corresponds to the wireless payment server 500. By selecting a wireless Internet menu, it is preferable to access the wireless payment server 500 through a predetermined wireless Internet protocol corresponding to the wireless communication network.

According to another exemplary embodiment of the present invention, if the driver wireless terminal 545 provides the customer wireless terminal information to the wireless payment server 500, the wireless payment server 500 from the wireless payment server 500 ) Transmits a predetermined wireless message including an address as a callback URL, and the customer wireless terminal 540 transmits a predetermined wireless internet protocol corresponding to the wireless communication network through a callback UL included in the wireless message. It is preferable to access the wireless payment server 500 through.

Thereafter, the wireless payment server 500 reads RF code information including the taxi unique number information and taxi company account information from the RF tag provided in the taxi through a predetermined RF reader in the customer wireless terminal 540. And a predetermined wireless payment interface for generating predetermined wireless payment request information including the taxi unique number information, the taxi company account information and the payment amount included in the RF code information, and transmitting the predetermined wireless payment request information to the wireless payment server 500. A screen is generated (or extracted from a predetermined interface D / B (not shown)) and provided to the customer wireless terminal 540 according to the wireless Internet protocol (1305).

Thereafter, the customer wireless terminal 540 reads RF code information including the taxi unique number information and the taxi company account information from the RF tag provided in the taxi through a predetermined RF reader based on the wireless payment interface screen. (1310)

If RF code information including the taxi unique number information and the taxi company account information is read from the RF tag provided in the taxi through the RF reader (1315), the customer wireless terminal 540 displays the wireless payment interface screen. In operation 1320, a payment amount corresponding to the taxi fare is input (or selected).

According to another embodiment of the present invention, when the RF tag provided in the taxi has a function of receiving a predetermined taxi fare from a meter provided in the taxi and including it in the RF code information in real time, the payment amount is the RF It may be included in the code information, and in this case, the process of inputting (or selecting) the payment amount through the wireless payment interface screen may be omitted.

If it is confirmed that the payment amount is input through the wireless interface screen (1325), the customer wireless terminal 540 generates the wireless payment request information including the taxi unique number information and the payment amount (1330).

According to the exemplary embodiment of the present invention, the wireless payment request information preferably includes a data structure that can be transmitted to the wireless payment server 500 through the wireless communication network according to the wireless Internet protocol.

According to the exemplary embodiment of the present invention, the wireless terminal 540 to check the validity of the wireless payment request information in the wireless payment server 500 receives the wireless payment request information, the wireless payment request information It is possible to further include predetermined wireless payment authentication information (for example, wireless payment password, payment method password, security card number, OTP code generated through a predetermined one time password (OTP) generator), thereby The invention is not limited.

According to an exemplary embodiment of the present invention, the customer wireless terminal 540 may transmit the wireless payment request information to the wireless payment server 500 through the wireless communication network so that the wireless payment request information may be safely transmitted. It is possible to encrypt in an encryption manner and / or to attach an electronic signature, thereby not limiting the present invention.

Thereafter, the wireless terminal transmits the generated wireless payment request information to the wireless payment server 500 through the wireless communication network (1335), and correspondingly, the wireless payment server 500 transmits the wireless payment request information. Check the customer radio terminal information transmitted (1340).

According to an exemplary embodiment of the present invention, the wireless payment server 500 reads communication channel information managed by the wireless interface unit 505 according to the wireless internet protocol and transmits the wireless payment request information. It is preferable to confirm the terminal information.

According to another exemplary embodiment of the present invention, the wireless payment server 500 reads the packet information included in the wireless payment request information received by the information receiving unit 315 according to the wireless Internet protocol and the wireless payment request information. It is desirable to check the customer wireless terminal information transmitted.

According to another exemplary embodiment of the present invention, the customer wireless terminal information may be transmitted by further including the customer wireless terminal information in the wireless payment request information. In this case, the wireless payment server 500 may transmit the wireless information. By reading the payment request information, it is possible to confirm customer wireless terminal information that has transmitted the wireless payment request information.

If the customer wireless terminal information that transmits the wireless payment request information is confirmed (1345), the wireless payment server 500 performs a process of processing payment approval processing the taxi fare by reading the received wireless payment request information. do.

14 is a view showing a payment means confirmation and payment approval process for wireless taxi fare payment according to another embodiment of the present invention.

More specifically, FIG. 14 reads RF code information including predetermined taxi identification number information and taxi company account information from the RF tag provided in the taxi through the predetermined RF reader in the customer wireless terminal 540 in FIG. The wireless taxi fare payment system shown in FIG. 5 is generated by generating predetermined wireless payment request information including payment information corresponding to the taxi unique number information, the taxi company account information, and the taxi fare included in the RF code information. The wireless payment server 500 transmits the information to the wireless payment server 500 and the wireless payment server 500 checks the customer wireless terminal information that has transmitted the wireless payment request information through the information checking process shown in FIG. As a process for confirming the customer payment means associated with the customer wireless terminal information at 500, the payment approval process, the technology belonging to the present invention If one of ordinary skill in the art, it will be able to infer various implementation methods for the confirmation and payment approval process of the customer payment means for the wireless taxi fare payment by referring to and / or modified in this figure 14, the present invention is It is made to include all the inferred implementation method, the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 14, the taxi unique number information and the taxi company account information from the customer wireless terminal 540 on the wireless taxi fare payment system shown in FIG. 5 to the wireless payment server 500 according to a predetermined wireless Internet protocol. And transmitting the predetermined wireless payment request information including the payment amount, and confirming the customer wireless terminal information transmitting the wireless payment request information through the information checking process shown in FIG. 13 in the wireless payment server 500. In addition, the wireless payment server 500 is a predetermined payment means D / B (340) for storing and processing the customer payment means information and the customer wireless terminal information registered through the customer payment means information registration system shown in Figure 3 In operation 1400, at least one customer payment means information associated with the confirmed customer wireless terminal information is identified in connection with the identification information.

According to another exemplary embodiment of the present invention, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the customer wireless terminal information is the payment amount of the plurality of payment means in the wireless payment request information It is preferable to further transmit the predetermined payment means selection information to process the payment, in this case, the wireless payment server 500 to process the payment amount of the customer payment means information corresponding to the payment means selection information. It is preferable to confirm with customer payment means information.

Alternatively, when there is a plurality of registered customer payment means information processed in connection with the customer wireless terminal information, the wireless payment server 500, the customer payment means information to be processed first of the customer payment means information according to a predetermined payment policy May check the payment amount as the customer payment means information to process the payment, by which the present invention is not limited.

If the customer payment means information is not confirmed (for example, a customer corresponding to the customer wireless terminal information does not register the customer payment means information and the customer wireless terminal information through the customer payment means information registration system shown in FIG. 3). If not) (1405), the wireless payment server 500 generates the predetermined customer payment means error information and transmits it to the wireless terminal (1410).

On the other hand, when the customer payment means information is confirmed (1405), the wireless payment server 500 extracts the taxi unique number information and taxi company account information included in the received wireless payment request information (1415), the figure 5 In operation 1420, the predetermined taxi driver wireless terminal 545 information associated with the taxi unique number information is confirmed in connection with the taxi information D / B 140 shown in FIG.

If the taxi driver wireless terminal 545 information associated with the taxi unique number information is not confirmed (for example, the taxi unique number information and the taxi driver wireless terminal 545 through the taxi information registration system shown in FIG. 1). ) Information is not registered in the taxi information D / B 140) (1425), the wireless payment server 500 generates a predetermined taxi information error information and transmits it to the wireless terminal (1430).

On the other hand, when the taxi driver wireless terminal 545 information associated with the taxi unique number information is confirmed (1425), the wireless payment server 500 is a payment system and / or corresponding to the confirmed customer payment means information Check the financial system (1434), and check the validity of the payment whether the payment amount contained in the wireless payment request information can be processed through the customer payment means in connection with the confirmed payment system and / or financial system ( 1440).

According to an exemplary embodiment of the present invention, when the confirmed customer payment means information includes the mobile payment means information, the wireless payment server 500 corresponds to a wireless communication fee corresponding to the mobile payment means through a predetermined communication means It is preferable to check the validity of the payment whether the payment amount can be processed in connection with the billing system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the wire transfer payment means information, the wireless payment server 500 opens a financial account of the customer name through a predetermined communication means. It is desirable to check the validity of the payment amount through the amount deposited in the financial account in the name of the customer in connection with the established financial system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the credit card payment means information, the wireless payment server 500 is linked with the credit card payment system through a predetermined communication means. It is preferable to check the validity that the payment amount can be processed through the credit card.

Alternatively, when the confirmed customer payment means information includes the check card payment means information, the wireless payment server 500 in connection with the check card payment system through a predetermined communication means through the check card through the check card It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the debit card payment means information, the wireless payment server 500 in connection with the debit card payment system through a predetermined communication means through the payment via the debit card It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the prepaid card payment means information, the wireless payment server 500 is charged in the prepaid card in connection with the prepaid card payment system through a predetermined communication means It is preferable to check the validity that the payment amount can be processed through.

If the payment validity is not verified whether the payment amount can be processed through the customer payment means (1445), the wireless payment server 500 generates predetermined payment validity error information to generate the customer wireless terminal 540. In step 1450.

On the other hand, if the payment validity is authenticated whether the payment amount can be processed through the customer payment means (1445), the wireless payment server 500 is linked to the confirmed payment system and / or financial system and the customer payment means Through 1455, the payment amount included in the wireless payment request information is processed.

According to an exemplary embodiment of the present invention, when the confirmed customer payment means information is the mobile payment means information, and the validity of payment for the mobile payment means information is confirmed, the wireless payment server 500 uses a predetermined communication means. It is preferable to process the payment amount in connection with the wireless communication billing system corresponding to the mobile phone payment means, and if the payment process is completed normally, the payment amount is deposited into the confirmed taxi company account information. Do.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information is the wire transfer payment means information and the validity of the wire transfer payment means information is confirmed, the wireless payment server 500 is the financial system. It is preferable to deposit the amount corresponding to the payment amount among the amounts deposited in the financial account of the customer's name to the financial account corresponding to the confirmed taxi company account information.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information is the credit card payment means information, and the validity of the credit card payment means information is confirmed, the wireless payment server 500 may use the credit. It is preferable to deposit the amount corresponding to the payment amount to the financial account corresponding to the confirmed taxi company account information at the date of settlement of the credit card in connection with the card payment system.

Alternatively, when the confirmed customer payment means information is the check card payment means information, and the validity of the check card payment means information is confirmed, the wireless payment server 500 checks in conjunction with the check card payment system. It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed taxi company account information.

* Or, if the confirmed customer payment means information is the debit card payment means information, and the validity of the debit card payment means information is confirmed, the wireless payment server 500 is linked to the debit card payment system It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the debit card to the financial account corresponding to the confirmed taxi company account information.

Alternatively, when the confirmed customer payment means information is the prepaid card payment means information, and the validity of the prepaid card payment means information is confirmed, the wireless payment server 500 is linked to the prepaid card payment system in advance It is preferable to deposit the amount corresponding to the payment amount among the amounts charged to the card to a financial account corresponding to the confirmed taxi company account information.

If the payment processing for the payment amount included in the wireless payment request information is completed through the checked customer payment means in connection with the payment system and / or the financial system (1460), the wireless payment server 500 is The payment processing history using the customer payment means is generated in connection with a payment system and / or a financial system (1465).

Here, the payment processing details may include a payment approval result for the payment processing using the customer payment means, or may include a payment error result.

FIG. 15 is a diagram illustrating a payment processing procedure for wireless taxi fare payment according to another embodiment of the present invention.

More specifically, FIG. 15 shows a payment process including a predetermined payment approval result after performing the payment approval process shown in FIG. 14 in the wireless payment server 500 on the wireless taxi fare payment system shown in FIG. When the details are generated, the wireless payment server 500 stores the payment processing details in a predetermined payment history D / B 535, and the driver wireless terminal 545 on the wireless taxi fare payment system shown in FIG. As a person having ordinary knowledge in the technical field to which the present invention pertains, various implementation methods for the payment processing process for the wireless taxi fare payment may be inferred by referring to and / or modifying the drawing 15. Although it may be possible, the present invention includes all the implementation methods inferred, and the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 15, after the payment approval process shown in FIG. 14 is performed by the wireless payment server 500 on the wireless taxi fare payment system shown in FIG. 5, a payment processing history including a predetermined payment approval result is included. When this is generated, the wireless payment server 500 generates payment processing history information for storage including the payment processing history (1500), and processes the generated payment processing history information and the taxi unique number information in association with the The payment history D / B 535 shown in FIG. 5 is stored in 1505.

According to another exemplary embodiment of the present invention, the wireless payment server 500 links and processes the taxi driver wireless terminal 545 information and the payment processing history information in addition to the taxi unique number information to make the payment details D / B 535. ), Or by linking the taxi company account information and the payment processing history information to store in the payment history D / B (535), by which the present invention is not limited.

In addition, the wireless payment server 500 generates the payment processing history information for the wireless terminal transmission including the payment processing history (1510), the generated payment processing history information is processed in association with the taxi unique number information and stored The driver wireless terminal 545 transmits the information to the driver wireless terminal 545 corresponding to the information (1515).

According to the exemplary embodiment of the present invention, the payment processing history information generated by the wireless payment server 500 may include a wireless message (eg, a short message, a multimedia message, etc.) including the payment amount.

16 is a diagram showing the configuration of a wireless taxi fare payment system according to another embodiment of the present invention.

In more detail, FIG. 16 shows the taxi unique number information, the taxi driver's wireless terminal 1640 information, and the taxi company account information in the predetermined taxi information D / B 140 through the taxi information registration system shown in FIG. At least one customer payment means information and a customer wireless terminal which are stored in association with each other, and which process a predetermined taxi fare to a predetermined payment means D / B 340 through a customer payment means information registration system shown in FIG. After the information is linked and stored, the predetermined information including the taxi unique number information and the payment amount is transmitted to the predetermined wireless payment server 1600 through a wireless communication network using a predetermined wireless payment program in the customer wireless terminal 1635. When the wireless payment request information is transmitted, the number of customer payments is based on the customer wireless terminal information transmitted from the wireless payment server 1600 by the wireless payment request information. This is a system configuration for checking the information and processing the payment amount based on the taxi unique number information included in the wireless payment request information, if the person having ordinary knowledge in the technical field to which the present invention belongs, Although various implementation methods for the wireless taxi fare payment system configuration may be inferred by referring to and / or modifying 16, the present invention includes all the implementation methods inferred, and the implementation method illustrated in FIG. The technical features are not limited only.

Wireless taxi fare payment system according to an embodiment of the present invention, at least one to process a predetermined taxi fare payment to a predetermined payment means D / B (340) through the customer payment means information registration system shown in FIG. The taxi unique number information and the taxi to the predetermined taxi information D / B 140 through the customer wireless terminal 1635 registered the customer payment means information and the customer wireless terminal information and the taxi information registration system shown in FIG. The driver's wireless terminal 1640 and the customer's wireless terminal 1635 used by the driver (or a driver in a taxi company) registered with the driver wireless terminal 1640 information and the taxi company account information, and the taxi unique number information and the payment amount When the predetermined wireless payment request information including the transmission, check the customer wireless terminal information transmitting the wireless payment request information, and in connection with the payment means D / B (340) Confirm predetermined customer payment means information associated with the confirmed customer wireless terminal information, predetermined taxi associated with the taxi unique number information included in the wireless payment request information in connection with the taxi information D / B (140) And a wireless payment server 1600 which checks the company account information and processes the payment amount included in the wireless payment request information into the confirmed taxi company account information through the confirmed customer payment means. do.

The wireless taxi fare payment system may correspond to predetermined customer payment means information associated with the customer wireless terminal information in order to process a payment amount included in the wireless payment request information in the wireless payment server 1600. It is characterized in that it further comprises a predetermined payment system and / or financial system.

According to an exemplary embodiment of the present invention, when predetermined customer payment means information associated with the customer wireless terminal information includes mobile phone payment means information, the wireless payment server 1600 is wireless communication corresponding to the mobile payment means. It is preferable that the billing system including the billing system and the processing through a predetermined communication means.

Those skilled in the art will be familiar with the wireless communication billing system configuration corresponding to the mobile phone payment means and the technical features of the mobile phone billing method using the wireless billing system. Therefore, detailed description thereof will be omitted for convenience.

According to another exemplary embodiment of the present invention, when predetermined customer payment means information associated with the customer wireless terminal information includes the wire transfer payment means information, the wireless payment server 1600 corresponds to the wire transfer payment means. It is preferable that a financial account in the name of a customer be linked to the opened financial system through a predetermined communication means.

Here, for providing at least one financial transaction (eg, credit, receiving, currency exchange, foreign currency remittance, financial investment, etc.) service through at least one face-to-face and / or face-to-face financial transaction channel providing the wire transfer payment service. It is characterized by having a financial system.

According to an embodiment of the present invention, the financial system is connected to at least one window terminal provided at a branch (and / or a branch) of the financial institution through a predetermined financial network (eg, a branch network). It provides a financial transaction service of face to face at least one financial transaction customer through the window terminal.

The financial system may also include at least one financial terminal including a cash dispenser / automatic teller machine (CD / ATM) provided at a branch (and / or branch) of the financial institution, and / or at least affiliated with the financial institution. At least one financial terminal provided at one or more other financial institutions (and / or other financial institution branches), and / or at least one financial terminal provided at a public place and a predetermined financial network (eg CD common network) It is characterized in that connected via, and provides a non-face-to-face financial transaction service to at least one financial transaction customer through the financial terminal.

In addition, the financial system is characterized in that associated with a predetermined Internet banking server, a network (eg, wired Internet, and / or IEEE 802.11x-based WLAN, connected to a TCP / IP-based backbone network through the Internet banking server, And / or at least one client terminal 335 (e.g., a personal computer (PC) equipped with the wired Internet access and browsing function) and / or a laptop connected to the IEEE 802.16x based portable Internet, the wireless LAN Provide a non-face-to-face financial transaction service to at least one financial transaction customer through a laptop and / or a mobile terminal equipped with a mobile Internet access and browsing function).

In addition, the financial system is characterized in that associated with a predetermined wireless banking server, a predetermined wireless network (eg, CDMA (Code Division Multiple Access) based mobile communication network, and / or IEEE 802.16x through the wireless banking server) At least one wireless terminal (e.g., a personal communication system (PCS) and / or a global communication system (GSM) equipped with a connection and browsing function connected to the mobile communication network) Provide a non-face-to-face financial transaction service to at least one financial transaction customer through a System for Mobile terminal and / or a Personal Digital Assistant (PDA) and / or a Smart Phone and / or Telematics). do.

In addition, the financial system is characterized in that associated with a predetermined IC chip-based wireless banking server, a predetermined wireless network (for example, code division multiple access (CDMA) based mobile communication network, through the IC chip-based wireless banking server, And / or at least one financial transaction customer via at least one wireless terminal (e.g., a wireless terminal with a financial IC chip) connected to the IEEE 802.16x based portable Internet and / or a DataTAC / Mobitex based wireless data communication network. IC chip-based non-face-to-face financial transaction services.

In addition, the financial system is characterized in that associated with a predetermined telebanking server, at least one or more connected to a predetermined wired voice call network (eg, Public Switched Telephone Network (PSTN)) through the telebanking server At least one wireless communication terminal (e.g., a PCS and / or GSM terminal) connected to a fixed line communication terminal (e.g., a telephone) and / or a predetermined wireless voice communication network (e.g., a code division multiple access (CDMA) based mobile communication network) And / or a smartphone or the like) to provide a non-face-to-face financial transaction service to at least one financial transaction customer.

In addition, the financial system is characterized in that associated with a predetermined home banking server, at least one or more home appliances connected to a predetermined home network through the home banking server (eg, digital TV and / or refrigerator connected to a home network) Etc.) provides non-face-to-face financial transaction services to at least one financial transaction customer.

In addition, the financial system is characterized in that associated with a predetermined TV banking server, at least one or more digital TV (for example, two-way digital TV, satellite DMB terminal) connected to a predetermined return channel (Return Channel) through the TV banking server And non-face-to-face financial transaction services to at least one financial transaction customer through a terrestrial DMB terminal).

Referring to FIG. 16, the financial system is a computer system provided in a financial institution to open at least one financial account to at least one financial transaction customer and provide at least one financial transaction service based on the financial account. At least one branch (or teller) in which accounts or transactions occur such as credit or reception or trust or foreign exchange, accounting for processing of headquarters operations and branch information support and customer information management; Interconnection between the system and at least one other financial system (and / or payment system), and / or at least one non-face-to-face financial transaction means (e.g., Internet banking, wireless banking, IC chip based) Wireless banking, telebanking, TV banking, etc.) to access the financial system, and And / or an external system that provides a variety of financial transaction interfaces through at least one common network (eg, CD common network, financial common network), and further comprising the financial system between components in the financial system. An interface module corresponding to a middleware platform that provides interfacing, and predetermined information (e.g., ledger information, and / or customer information, and / or management) required for each function in a component in the financial system. And a DBMS 1645 (DataBase Management System) including at least one database for storing and managing information.

In addition, the financial system is a foreign exchange module according to the intention of the skilled person and / or the type (eg, commercial bank, savings bank, trust bank) of each financial institution equipped with the financial system and the purpose and characteristics of the financial system. It is possible that at least one or more components, such as (not shown), investment finance module (not shown), international module (not shown) may be further included, and those skilled in the art to which the present invention pertains, Since you will be familiar with the technical details of the financial system, a detailed description thereof will be omitted for convenience, and the present invention is not limited thereto.

According to the present invention, the DBMS (1645) provided in the financial system is a predetermined taxi fare to a predetermined payment means D / B (340) by the financial institution through the customer payment means information registration system shown in Figure 3 Open at least one financial account to a financial transaction customer corresponding to at least one customer payment terminal information and a customer wireless terminal 1635 that has registered customer wireless terminal information to process payment, and based on the financial account at least one or more And a ledger D / B for storing at least one ledger for providing a financial transaction service, wherein the ledger D / B includes at least one financial transaction processing to be provided to the financial transaction customer by the financial institution. At least one ledger information (for example, customer ledger, receiving ledger, collateral ledger, etc.) for each and corresponding to each ledger information (eg At least one additional ledger additional information, which further specifies and / or supplements the attributes / functions of each ledger, is stored in association with each other in a relational manner.

Those skilled in the art to which the present invention pertains correspond to at least one ledger information provided in the ledger D / B and each ledger information according to the type of each financial institution and the purpose and characteristic of the financial system. In addition to being familiar with at least one ledger additional information, each ledger information is linked and stored in a relational relation, and / or predetermined ledger information and at least one ledger additional information is stored in a relational relation Since it will be understood that the detailed description thereof will be omitted for convenience.

According to another exemplary embodiment of the present invention, when predetermined customer payment means information associated with the customer wireless terminal information includes at least one credit card payment means information, the wireless payment server 1600 is the credit It is preferable that the predetermined credit card payment system corresponding to the card payment means and the processing through the predetermined communication means.

Those skilled in the art to which the present invention pertains should be familiar with the technical features of the credit card payment system configuration using the credit card payment system and the credit card payment system corresponding to the credit card payment means. Therefore, detailed description thereof will be omitted for convenience.

Alternatively, when predetermined customer payment means information associated with the customer wireless terminal information includes at least one check card payment means information, the wireless payment server 1600 checks a predetermined check corresponding to the check card payment means. It is preferable that the card payment system is linked with the predetermined communication means.

Those skilled in the art will be familiar with the configuration of a check card payment system corresponding to the check card payment means and the technical features of the check card payment method using the check card payment system. Therefore, detailed description thereof will be omitted for convenience.

Alternatively, when predetermined customer payment means information associated with the customer wireless terminal information includes at least one debit card payment means information, the wireless payment server 1600 is a predetermined debit corresponding to the debit card payment means It is preferable that the card payment system is linked with the predetermined communication means.

Those skilled in the art to which the present invention pertains will be familiar with technical features of the debit card payment system configuration corresponding to the debit card payment means and the debit card payment method using the debit card payment system. Therefore, detailed description thereof will be omitted for convenience.

Alternatively, when predetermined customer payment means information associated with the customer wireless terminal information includes at least one prepaid card payment means information, the wireless payment server 1600 is a predetermined prepaid corresponding to the prepaid card payment means It is preferable that the card payment system is linked with the predetermined communication means.

Those skilled in the art to which the present invention pertains will be familiar with the technical features of the prepaid card payment system configuration and the prepaid card payment method using the prepaid card payment system corresponding to the prepaid card payment means. Therefore, detailed description thereof will be omitted for convenience.

The customer wireless terminal 1635 uses at least one customer payment means information and a customer to process a predetermined taxi fare to a predetermined payment means D / B 340 through the customer payment means information registration system shown in FIG. A mobile communication terminal comprising a predetermined wireless terminal registered with wireless terminal information, and connected to a CDMA (Code Division Multiple Access) based mobile communication network (or HSDPA based mobile communication network), And / or a portable Internet terminal connected to the IEEE 802.16x based high speed wireless Internet, and / or a wireless LAN terminal connected to the IEEE 802.11x based wireless LAN communication network.

The customer wireless terminal 1635 reads RF code information including the taxi unique number information from an RF tag provided in the taxi through a predetermined RF reader provided in the customer wireless terminal 1635 when the taxi fare is settled. And generating wireless payment request information including the taxi unique number information and the payment amount information, and a CDMA-based (or HSDPA-based) mobile communication network corresponding to the wireless terminal type, and / or IEEE 802.16x-based high-speed wireless The wireless payment request information may be transmitted to the wireless payment server 1600 through a wireless communication network including at least one of the Internet and / or an IEEE 802.11x based wireless LAN communication network.

According to an embodiment of the present invention, the customer wireless terminal 1635 reads RF code information including the taxi unique number information from the RF tag provided in the taxi through a predetermined RF reader, and the taxi unique number information. And a predetermined wireless payment program for generating wireless payment request information including payment amount information and transmitting the wireless payment request information to the wireless payment server 1600 through a wireless communication network to which the customer wireless terminal 1635 is connected. It is preferable that this is provided.

According to another embodiment of the present invention, the taxi driver wireless terminal 1640 information is further included in the RF code information provided in the RF tag provided in the taxi, and the predetermined RF reader provided in the customer wireless terminal 1635. When the taxi unique number information and the taxi driver wireless terminal 1640 information is read from the RF tag provided in the taxi through the customer wireless terminal 1635, the taxi unique number information and the taxi driver wireless terminal 1640. It is preferable to generate wireless payment request information including information and payment amount information, and to transmit the wireless payment request information to the wireless payment server 1600 through the wireless communication network.

According to another embodiment of the present invention, the taxi company account information is further included in the RF code information provided in the RF tag provided in the taxi, and the predetermined RF reader provided in the customer wireless terminal 1635 is used. When the taxi unique number information and taxi company account information is read from the RF tag provided in the taxi, the customer wireless terminal 1635 requests a wireless payment including the taxi unique number information, taxi company account information and payment amount information. It is preferable to generate information and transmit the wireless payment request information to the wireless payment server 1600 through the wireless communication network.

According to another embodiment of the present invention, the RF code information provided in the RF tag provided in the taxi further includes the taxi driver wireless terminal 1640 information and the taxi company account information, and the customer wireless terminal 1635. When the taxi unique number information, the taxi driver wireless terminal 1640 information, and the taxi company account information are read from the RF tag provided in the taxi through a predetermined RF reader, the customer wireless terminal 1635 is connected to the taxi. Generate wireless payment request information including unique number information, taxi driver wireless terminal 1640 information, taxi company account information and payment amount information, and transmit the wireless payment request information to the wireless payment server 1600 through the wireless communication network. It is desirable to send to.

Those skilled in the art to which the present invention pertains may be able to infer technical features of the wireless payment program for transmitting the wireless payment request information to the wireless payment server 1600 through the wireless communication network. Detailed description thereof will be omitted for convenience.

The driver wireless terminal 1640 is a taxi information D / B 140 through the taxi information registration system shown in Figure 1, the taxi unique number information, taxi driver wireless terminal 1640 information and taxi company account information It includes a predetermined wireless terminal used by a driver (or a driver in a taxi company) registered, and based on CDMA (Code Division Multiple Access) based mobile communication network (or HSDPA (High Speed Downlink Packet Access)) A mobile communication terminal connected to a mobile communication network) and / or a portable internet terminal connected to IEEE 802.16x based high speed wireless internet, and / or a wireless LAN terminal connected to an IEEE 802.11x based wireless LAN communication network. It is preferable to make it.

The driver wireless terminal 1640 may be a CDMA based (or HSDPA based) mobile communication network corresponding to the type of wireless terminal, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based on the taxi fare payment. It is characterized in that for receiving and outputting the taxi fare payment processing history information including the payment amount from the wireless payment server 1600 via a wireless communication network including at least one or more of the wireless LAN communication network.

Referring to FIG. 16, the wireless payment server 1600 includes an information receiving unit 1605 for receiving the wireless payment request information transmitted from the customer wireless terminal 1635 including the taxi unique number information and the payment amount; Check the customer wireless terminal information that has transmitted the wireless payment request information in association with the wireless interface unit 505, and predetermined predetermined in connection with the confirmed customer wireless terminal information in connection with the payment means D / B (340) Checking the customer payment means information, in conjunction with the taxi information D / B 140, predetermined taxi company account information associated with the taxi unique number information included in the wireless payment request information and the driver wireless terminal (1640) The information confirmation unit 1610 for confirming the information, and the payment amount included in the wireless payment request information to the payment process through the confirmed customer payment means to the confirmed taxi company account information Is characterized by comprising a payment processing unit 1625.

According to the present invention, when the payment processing unit 1625 processes the payment amount with the confirmed taxi company account information through the confirmed customer payment means, a predetermined payment processing history including the payment processing details And an information storage unit 1620 for generating information (e.g., storing payment processing details for storage) and processing the connection with the taxi unique number information to store in a predetermined payment history D / B 1630. .

According to the present invention, when the payment processing unit 1625 processes the payment amount with the confirmed taxi company account information through the confirmed customer payment means, a predetermined payment processing history including the payment processing details And an information transmitter 1615 for generating information (e.g., payment processing details for wireless terminal transmission) and transmitting the generated information (e.g., the wireless terminal 1640) to the driver wireless terminal 1640 corresponding to the checked taxi driver wireless terminal 1640 information. It features.

When the customer wireless terminal 1635 generates and transmits predetermined wireless payment request information including the taxi unique number information and a payment amount through a predetermined wireless payment program, the information receiving unit 1605 may include the wireless interface unit ( And receiving the wireless payment request information transmitted from the customer wireless terminal 1635, including the taxi unique number information and the payment amount, in connection with 505, and confirming the received wireless payment request information. Provided to section 1610.

When the wireless payment request information is received through the information receiving unit 1605, the information checking unit 1610 confirms customer wireless terminal information that has transmitted the wireless payment request information.

According to an exemplary embodiment of the present invention, the information checking unit 1610 reads communication channel information corresponding to the customer wireless terminal 1635 based on a wireless communication protocol provided in the wireless communication network, and transmits the wireless payment request information. It is desirable to check the customer wireless terminal information transmitted.

According to another exemplary embodiment of the present invention, the information checking unit 1610 reads packet information included in wireless payment request information received by the information receiving unit 1605 based on a wireless communication protocol provided in the wireless communication network. It is preferable to check the customer wireless terminal information that transmitted the wireless payment request information.

According to another exemplary embodiment of the present invention, the customer wireless terminal information may be transmitted by further including the customer wireless terminal information in the wireless payment request information. In this case, the information checking unit 1610 may transmit the wireless information. By reading the payment request information, it is possible to confirm customer wireless terminal information that has transmitted the wireless payment request information.

In addition, when the customer wireless terminal information is confirmed, the information checking unit 1610 transmits the customer wireless terminal information to a predetermined payment means D / B 340 through the customer payment means information registration system shown in FIG. And at least one customer payment method information registered and processed in connection with the customer.

According to another exemplary embodiment of the present invention, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the customer wireless terminal information is the payment amount of the plurality of payment means in the wireless payment request information It is preferable to further include the predetermined payment means selection information to be processed for payment, and in this case, the information check unit 1610 to process the payment amount of the customer payment means information corresponding to the payment means selection information. It is preferable to confirm with customer payment means information.

Alternatively, when there is a plurality of registered customer payment means information processed in connection with the customer wireless terminal information, the information check unit 1610, the customer payment means information to be processed first of the customer payment means information according to a predetermined payment policy May check the payment amount as the customer payment means information to process the payment, by which the present invention is not limited.

In addition, when the wireless payment request information is received through the information receiving unit 1605, the information checking unit 1610 extracts the taxi unique number information by reading the wireless payment request information, and is shown in FIG. 1. It is characterized in that the predetermined taxi information D / B 140 through the taxi information registration system to check the taxi driver radio terminal 1640 information and taxi company account information registered and processed in connection with the taxi unique number information.

According to another embodiment of the present invention, if the taxi company account information is already included in the wireless payment request information, the information checking unit 1610 is connected to the taxi information D / B 140, the taxi unique number information Preferably, the process of checking the registered taxi company account information is omitted, and in this case, the payment processing unit 1625 may set the payment amount through the taxi company account information included in the wireless payment request information. It is desirable to process payment.

According to another exemplary embodiment of the present invention, when the taxi driver wireless terminal 1640 information is previously included in the wireless payment request information, the information checking unit 1610 may be connected to the taxi information D / B 140. Preferably, the process of confirming the information of the taxi driver radio terminal 1640 registered in association with the taxi unique number information is omitted. In this case, the information transmitter 1615 is included in the wireless payment request information. It is preferable to transmit predetermined payment processing detail information to the driver wireless terminal 1640 through the taxi driver wireless terminal 1640 information.

When the predetermined customer payment means information for processing the payment amount included in the wireless payment request information is confirmed through the information checking unit 1610, and the predetermined taxi company account information for which the payment amount is settled is confirmed. The payment processor 1625 is configured to process the payment amount included in the wireless payment request information as the confirmed taxi company account information through the confirmed customer payment means.

According to an embodiment of the present invention, when the customer payment means information confirmed through the information confirming unit 1610 includes the mobile payment means information, the payment processing unit 1625 is the mobile payment through a predetermined communication means It is preferable to process the payment amount in connection with the wireless communication billing system corresponding to the means, and when the payment process is completed normally, the payment amount is deposited into the confirmed taxi company account information.

According to another exemplary embodiment of the present invention, when the customer payment means information confirmed by the information confirming unit 1610 includes the wire transfer payment means information, the payment processing unit 1625 may perform the communication through the predetermined communication means. Checking the validity of the payment amount through the amount deposited in the financial account of the customer name in connection with the financial system in which the customer's financial account is opened, and if the validity of the payment processing is confirmed, In connection with the financial system, it is preferable to deposit the amount corresponding to the payment amount among the amounts deposited in the financial account under the customer's name to the financial account corresponding to the confirmed taxi company account information.

According to another exemplary embodiment of the present invention, when the customer payment means information confirmed by the information confirming unit 1610 includes the credit card payment means information, the payment processing unit 1625 is provided through a predetermined communication means. Check the validity of the payment amount through the credit card in connection with the credit card payment system, and if the validity of the payment processing is confirmed, the credit card settlement in connection with the credit card payment system It is preferable to deposit the amount of money corresponding to the payment amount into a financial account corresponding to the confirmed taxi company account information at one time.

Alternatively, when the customer payment means information confirmed by the information confirming unit 1610 includes the check card payment means information, the payment processing unit 1625 is connected to the check card payment system through a predetermined communication means Check the validity that the payment amount can be processed through the check card, and if the validity of the payment process is confirmed, the payment is made from the customer financial account associated with the check card in connection with the check card payment system. It is preferable to deposit the amount corresponding to the amount to the financial account corresponding to the confirmed taxi company account information.

Alternatively, when the customer payment means information confirmed by the information confirming unit 1610 includes the debit card payment means information, the payment processing unit 1625 is connected to the debit card payment system through a predetermined communication means Check the validity of the payment amount through the debit card, and if the validity of the payment processing is confirmed, the payment from the customer financial account associated with the debit card in connection with the debit card payment system It is preferable to deposit the amount corresponding to the amount to the financial account corresponding to the confirmed taxi company account information.

Alternatively, when the customer payment means information confirmed by the information confirming unit 1610 includes the prepaid card payment means information, the payment processing unit 1625 is connected to the prepaid card payment system through a predetermined communication means Check the validity of the payment amount through the amount charged to the prepaid card, and if the validity of the payment processing is confirmed, of the amount charged to the prepaid card in conjunction with the prepaid card payment system It is preferable to deposit the amount corresponding to the payment amount to the financial account corresponding to the confirmed taxi company account information.

When the payment processing unit 1625 processes the payment amount included in the wireless payment request information through the confirmed customer payment means information in connection with at least one payment system and / or financial system, the payment processing unit 1625 ) Preferably generates a predetermined payment processing history including the payment processing result (eg, payment approval result or payment error result).

When the payment processing unit 1625 generates a payment processing history including a payment approval result, the information storage unit 1620 may provide predetermined payment processing history information (eg, payment processing history for storage) including the payment processing history. ) Is generated and stored in a predetermined payment history D / B 1630 by linking with the taxi unique number information.

According to another exemplary embodiment of the present invention, the information storage unit 1620, in addition to the taxi unique number information, the taxi driver wireless terminal 1640 information and the payment processing history information in conjunction with the payment history D / B (1630) ), Or by linking the taxi company account information and the payment processing history information to store in the payment history D / B 1630, whereby the present invention is not limited.

In addition, when the payment processing unit 1625 generates a payment processing history including a payment approval result, the information transmitting unit 1615 may transmit predetermined payment processing history information (eg, wireless terminal transmission) including the payment processing history. Payment process history) and transmits to the driver wireless terminal 1640 corresponding to the checked taxi driver wireless terminal 1640 information.

According to the exemplary embodiment of the present invention, the payment processing history information generated by the information transmitter 1615 may include a wireless message (eg, a short message, a multimedia message, etc.) including the payment amount.

FIG. 17 is a diagram illustrating a function of a customer wireless terminal 1635 for wireless taxi fare payment according to another exemplary embodiment of the present invention.

In more detail, FIG. 17 illustrates a case in which a mobile communication terminal connecting to a mobile communication network based on code division multiple access (CDMA) performs a function of the customer wireless terminal 1635 for the wireless taxi fare payment. The preferred functional configuration of the mobile communication terminal for the taxi fare payment. Those skilled in the art to which the present invention pertains, with reference to this figure 17 other customer wireless terminal 1635 for wireless taxi fare payment in addition to the mobile communication terminal (for example, portable Internet terminal, or wireless LAN terminal, etc.) ) Can be easily inferred. As a result, the technical scope of the present invention is not limited to the case of the mobile communication terminal shown in FIG.

The customer wireless terminal 1635 of FIG. 17, which provides a mobile communication service in terms of hardware, includes an external body, a speaker, a microphone, a keypad, a liquid crystal display (LCD), an antenna, a battery 1725, and the like. Internally, a predetermined modem chip (for example, MSM of Qualcomm, USA) that incorporates functions such as a code division multiple access (CDMA) modem, a central processing unit / micro processing unit (CPU / MPU), a vocoder, etc. Series modem chips), various memory elements, duplexer filters that separate transmission and reception signals from one antenna, power amplifiers for amplifying transmission signals, high power amplifiers (HPA), and high power transmission signals. Blocking isolator, RF / IF SAW filter to remove out-of-band unwanted signals, frequency up-circuit of transmission path, frequency down-conversion circuit of receiving path, reference VCTCXO (Voltage Controlled Temperature Compensated X-tal Oscillator) corresponding to a clock source, a UHF frequency synthesizer used as a local signal of frequency up-down conversion, and a codec chip for converting an analog voice signal into a digital signal. Internal components such as are gradually being integrated into the modem chip, and in addition to the core components for the mobile communication service, the modem chip has various functions for various multimedia services and / or additional services. It is becoming.

Referring to FIG. 17, the customer wireless terminal 1635 for paying the wireless taxi fare basically includes a control unit 1705, a screen output unit 1710, a sound processor 1715, an RF reader 1720, and a wireless processor ( 1730, a key input unit 1735, a near field communication unit 1740, a memory unit 1755, a battery 1725 for power supply, and an IC chip 1750 mounted on or detached from the customer wireless terminal 1635. An IC chip reader unit 1745 is provided in the IC chip 1750 to read / write predetermined information or data, and performs an RF reader function for reading predetermined RF code information from a predetermined RF tag. 1720 is provided.

The control unit 1705 includes a processor and an execution memory including a CPU / MPU provided in the modem chip in hardware, and provides a predetermined program for providing a function specific to the customer wireless terminal 1635 from a predetermined memory element. Routine and / or a bus for inputting and outputting program data (BUS) and a predetermined electronic circuit (or integrated circuit) provided for this, characterized in that it comprises a predetermined memory device and / or chipset in software A generic term for program routines and / or program data loaded from the execution memory into the execution memory and processed by the processor to perform specific functions (hence, in the present invention, the recording of the customer wireless terminal 1635 for wireless taxi fare payment). A predetermined program routine recorded on the medium is shown to be provided in the control unit 1705 for convenience. As described above, various functions to be implemented by the controller 1705 to be implemented in the customer wireless terminal 1635 are realized, and the overall operation of the customer wireless terminal 1635 is realized to realize the above functions. It characterized in that to control and manage. In particular, when power is input to the customer wireless terminal 1635 to perform a function of the control unit 1705 for controlling and managing the overall operation of the customer wireless terminal 1635, an operating system routine stored in a predetermined memory device. , System management routines, and / or system variables are loaded into the execution memory and computed by the processor to serve as variables for providing an operating system, system management program, and / or mobile communication service.

The screen output unit 1710 is a liquid crystal display (LCD) driver for screen output, and is a key input unit 1735 by the control unit 1705 (eg, a program routine for outputting predetermined information or data to the LCD). Key data generated through the &lt; RTI ID = 0.0 &gt; And / or multimedia content) to a predetermined screen output device (eg, an LCD panel), wherein the screen output unit 1710 and the screen output device interoperate with each other. It performs the function of the screen output means provided in 1635.

The sound processor 1715 encodes a predetermined sound signal input from a microphone included in the customer wireless terminal 1635 to provide it to the controller 1705, or the controller 1705 extracts and / or generates the sound signal. A predetermined sound signal may be decoded and output through a speaker. The sound processor 1715 includes a predetermined vocoder and a codec. The sound processor 1715 performs a function of a sound input unit provided in the customer wireless terminal 1635 through a microphone, or is provided in the customer wireless terminal 1635 through the sound processor 1715 and a speaker. Functions as a sound output means.

The RF reader unit 1720 performs a function of an RF reader for reading predetermined RF code information from a predetermined RF tag in the customer wireless terminal 1635, and internal function configuration of the RF reader. Is variable depending on the functional configuration of the RF tag and / or the frequency band used by the RF tag.

Those skilled in the art to which the present invention pertains, RF reader unit for reading predetermined RF code information from the RF tag according to the functional configuration of the RF tag and / or the frequency band used by the RF tag Since it will be familiar with the functional configuration of 1720, a detailed description thereof will be omitted for convenience.

The wireless processing unit 1730 is associated with the control unit 1705 (e.g., a program routine for providing a mobile communication service) for location registration and / or slot mode and / or power control and / or Or providing a mobile communication service including a hand-off and / or call processing procedure, the base station corresponding to an end of the mobile communication network in the process of providing the mobile communication service. And an RF processing function (eg, antenna control, modulation, synthesis, amplification, and / or filtering of radio frequency signals) that performs transmission and reception of radio frequency signals. In particular, the wireless processing unit 1730 processes the information or signal transmitted from the customer wireless terminal 1635 to the base station to provide the mobile communication service to a CDMA stack, or predetermined from the CDMA stack received from the base station. It provides a function of reading the information or signal of the.

According to another exemplary embodiment of the present invention, if the customer wireless terminal 1635 of FIG. 17 is a wireless data communication terminal, the wireless processor 1730 connects to a wireless data communication network to provide a predetermined wireless data communication service for wireless taxi fare payment. If the customer wireless terminal 1635 of FIG. 17 is a portable Internet terminal, the wireless processor 1730 connects to a portable Internet network to provide a predetermined portable Internet service for payment of a wireless taxi fare. (Eg, wireless data communication, or voice over IP (VoIP) based voice call).

The key input unit 1735 is provided with at least one key button including a predetermined number key and / or a character key and / or a function key. Detects information (or signal) input from the keypad, and selects a predetermined key provided in the keypad in a specific input mode and / or operation mode of the customer wireless terminal 1635 controlled by the controller 1705. When predetermined information (or signal) is input from the button, a key event (eg, MH_KEY_PRESSEVENT, MH_KEY_REPEATEVENT, MH_KEY_RELEASEEVENT) corresponding to the input information (or signal) is generated, and the generated key event is controlled by the controller 1705. The control unit 1705 reads predetermined key data corresponding to the key event in the current input mode and / or operation mode of the customer wireless terminal 1635 (eg, Read key data into the key event from a key table that stores (manages) at least one key data corresponding to a specific key event in each customer wireless terminal 1635 input mode and / or operation mode; and / or And a command for executing a predetermined function that is matched with a key event. The keypad including the key input unit 1735 and at least one key button performs a function of a key input unit provided in the customer wireless terminal 1635 in cooperation with each other.

The near field communication unit 1740 may be equipped with infrared ray communication and / or radio frequency (RF) communication and / or Bluetooth and / or wireless LAN and / or Wi-Fi and ultra-wideband. A terminal (or device) and a short range wireless communication session are connected through at least one short range wireless communication means including an ultra wide band (UWB). The infrared communication, the RF communication, It includes a predetermined short range wireless communication module for short range wireless communication including Bluetooth, WLAN, Wi-Fi, and ultra-wideband communication, and includes a communication protocol and / or driver for the short range wireless communication in software.

According to the exemplary embodiment of the present invention, the local area device connected to the local area communication unit 1740 through a predetermined local area communication may perform a function of a gateway for accessing at least one or more communication networks. 1635 preferably connects to a predetermined network through a short range communication channel between the short range communication unit and the short range device.

The memory unit 1755 inputs and outputs when an operation by a predetermined program routine (or code) and / or program data (eg, a program routine (or code)) for controlling the overall operation of the customer wireless terminal 1635 is performed. General term for a memory device for storing information and / or data), a read-only memory (ROM) corresponding to a read-only memory, a flash memory (FM) for reading / writing, and an electrically erasable and programmable memory (EPPROM). Read Only Memory). In general, the ROM stores system information that should not be deleted, and the flash memory stores operating system routines, call processing program routines, and / or application program routines provided through the customer wireless terminal 1635 and information or data therefor. The EEPROM stores at least one information and / or data extracted and / or generated during the execution of the application included in the terminal registration related parameter and phone number (eg, address book) or the customer wireless terminal 1635. Is stored.

The IC chip reader unit 1745 configures IC chip related functions included in the customer wireless terminal 1635 through an IC chip standard including ISO / IEC 7816 and / or ISO / IEC 14443 (for example, a customer wireless terminal). IC chip agent program provided at 1635) and the IC chip 1750 mounted or detached from the customer wireless terminal 1635. For example, the IC chip reader unit 1745 provides information and / or data exchange between the IC chip agent program and the IC chip 1750 through an application protocol data unit (APDU).

According to the method of the present invention, the IC chip is preferably provided with a predetermined customer payment means, thereby the present invention is not limited.

Referring to FIG. 17, the customer wireless terminal 1635 includes an information reader 1770 that reads predetermined RF code information from an RF tag provided in the taxi through the RF reader 1720, and the RF. An information generation unit 1765 for generating predetermined wireless payment request information including code information, and the wireless payment request information to a wireless payment server 1600 provided on the wireless taxi fare payment system shown in FIG. It is characterized by comprising an information transmitting unit 1760 to transmit.

The information reading unit 1770 is a predetermined RF corresponding to the taxi unique number information registered through the taxi information registration system shown in Figure 1 from the RF tag provided in the taxi in conjunction with the RF reader unit 1720 The code information is read.

According to an embodiment of the present invention, the taxi unique number information corresponding to the RF code information may be a predetermined code value and / or an electronic product code (EPC) system, a U-code system, or an ISO / IEC 15963 code system. Or at least one arbitrary code value.

According to another exemplary embodiment of the present invention, the taxi unique number information corresponding to the RF code information may include vehicle number information included in the license plate attached to the taxi, and thus the present invention is not limited thereto. .

According to another exemplary embodiment of the present invention, the taxi unique number information corresponding to the RF code information may include predetermined unique code information assigned by the wireless taxi fare payment system shown in FIG. The present invention is not limited by this.

According to another exemplary embodiment of the present invention, the RF tag provided in the taxi may store the taxi driver radio terminal 1640 information in the RF code information, in which case the information reader 1770 may be stored. The RF code information to be read through may include the taxi unique number information and the taxi driver wireless terminal 1640 information.

According to another exemplary embodiment of the present invention, the RF tag provided in the taxi may store the taxi company account information in the RF code information, in which case the information is read out through the information reader 1770. The RF code information may include the taxi unique number information and the taxi company account information.

According to another exemplary embodiment of the present invention, the RF tag provided in the taxi may store the taxi driver wireless terminal 1640 information and the taxi company account information in the RF code information, in which case the information The RF code information read through the reading unit 1770 may include the taxi unique number information, the taxi driver wireless terminal 1640 information, and the taxi company account information.

According to another exemplary embodiment of the present invention, the RF tag provided in the taxi includes an RF communicator and a predetermined memory compliant with the ISO 18000 series air interface standard. RF module) is provided in the form of a taxi, provided with a predetermined taxi fare from the meter provided in the taxi may be provided with a function to include in real time in the RF code information, in this case the information reading unit 1770 The RF code information to be read through may include the taxi unique number information and payment amount information corresponding to the taxi fare.

If the taxi driver wireless terminal 1640 information and / or taxi company account information is further stored in a memory provided in an RF tag in the form of the RF device (or an RF module interworking with a meter), the information reader 1770. The RF code information read through the taxi driver may further include the taxi driver wireless terminal 1640 information and / or taxi company account information in the taxi unique number information and the payment amount information corresponding to the taxi fare.

When predetermined RF code information is read from the RF tag provided in the taxi by the information reader 1770, the information generator 1765 may determine the taxi unique number information and the taxi fare included in the RF code information. And generating predetermined wireless payment request information including corresponding payment amount information.

According to an embodiment of the present invention, it is preferable that the payment amount included in the wireless payment request information is keyed through the key input unit 1735. When payment amount information corresponding to a fee is included, inputting a predetermined payment amount through the key input unit 1735 may be omitted.

According to another exemplary embodiment of the present invention, when the taxi driver radio terminal 1640 information is included in the RF code information read through the information reader 1770, the information generator 1765 may include the taxi unique number information. And it is preferable to generate the wireless payment request information including the payment amount and the taxi driver wireless terminal 1640 information.

According to another exemplary embodiment of the present invention, when the taxi company account information is included in the RF code information read through the information reader 1770, the information generator 1765 may generate the taxi unique number information and the payment amount. And it is preferable to generate the wireless payment request information including the taxi company account information.

According to another embodiment of the present invention, when the taxi driver radio terminal 1640 information and the taxi company account information are included in the RF code information read through the information reader 1770, the information generator 1765. It is preferable to generate the wireless payment request information including the taxi unique number information and payment amount, the taxi driver wireless terminal 1640 information and taxi company account information.

According to an embodiment of the present invention, the wireless payment request information generated by the information generation unit 1765 is provided on a wireless taxi fare payment system shown in FIG. 16 through a predetermined wireless communication network ( And a data structure that can be transmitted by 1600).

Alternatively, the information generation unit 1765 may perform a predetermined wireless payment authentication on the wireless payment request information in order to confirm the validity of the wireless payment request information in the wireless payment server 1600 that has received the wireless payment request information. It is possible to further include information (eg, wireless payment password, payment means password, security card number, OTP code generated through a predetermined one time password (OTP) generator, etc.), whereby the present invention is not limited.

Alternatively, the information generation unit 1765 encrypts the wireless payment request information by at least one encryption method in order to securely transmit the wireless payment request information to the wireless payment server 1600 through the wireless communication network, And / or an electronic signature is possible, by which the present invention is not limited.

The information transmitting unit 1760 transmits the wireless payment request information generated by the information generating unit 1765 to the wireless payment server 1600 on the wireless taxi fare payment system shown in FIG. 16 through the wireless communication network. It features.

According to an embodiment of the present invention, the information reader 1770, the information generator 1765, and the information transmitter 1760 are provided in the customer wireless terminal 1635 for the taxi fare payment. It is desirable to perform the function of.

18 is a diagram illustrating an information transmission and reception process for wireless taxi fare payment according to an exemplary embodiment of the present invention.

In more detail, FIG. 18 reads RF code information including predetermined taxi unique number information from an RF tag provided in a taxi through a predetermined RF reader in the customer wireless terminal 1635 in FIG. 17, and the RF code. When the predetermined wireless payment request information including the taxi unique number information and the payment amount corresponding to the taxi fare included in the information is generated and transmitted to the wireless payment server 1600 on the wireless taxi fare payment system shown in FIG. The process of checking the customer wireless terminal information transmitting the wireless payment request information in the wireless payment server 1600, if the person having ordinary knowledge in the technical field to which the present invention belongs, And / or may be modified to infer various implementation methods for the information transmission and reception process for the wireless taxi fare payment, but the present invention infers It is made including all the implementation method that is, the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 18, at least one customer payment means information and a customer wireless terminal for processing a predetermined taxi fare to a predetermined payment means D / B 340 through the customer payment means information registration system shown in FIG. The customer wireless terminal 1635 that has registered the information drives (or executes) a predetermined wireless payment program provided in the wireless terminal to pay the taxi fare, and is provided to the customer wireless terminal 1635 through the wireless payment program. Activate the predetermined RF reader function (1805).

Thereafter, the customer wireless terminal 1635 reads RF code information including the taxi unique number information from the RF tag provided in the taxi through a predetermined RF reader based on the wireless payment program (1810).

If RF code information including the taxi unique number information is read from the RF tag provided in the taxi through the RF reader (1815), the customer wireless terminal 1635 is connected to the taxi fare through the wireless payment program. A corresponding payment amount is input (or selected) (1820).

According to another embodiment of the present invention, when the RF tag provided in the taxi has a function of receiving a predetermined taxi fare from a meter provided in the taxi and including it in the RF code information in real time, the payment amount is the RF It may be included in the code information, and in this case, the process of inputting (or selecting) the payment amount through the wireless payment program may be omitted.

If it is confirmed that the payment amount is input through the wireless interface screen (1825), the customer wireless terminal 1635 generates wireless payment request information including the taxi unique number information and the payment amount (1830).

According to the exemplary embodiment of the present invention, the wireless payment request information may include a data structure that can be transmitted to the wireless payment server 1600 through the wireless communication network.

According to an exemplary embodiment of the present invention, the wireless terminal 1635 receives the wireless payment request information from the wireless payment server 1600 so as to confirm the validity of the wireless payment request information. It is possible to further include predetermined wireless payment authentication information (for example, wireless payment password, payment method password, security card number, OTP code generated through a predetermined one time password (OTP) generator), thereby The invention is not limited.

According to an exemplary embodiment of the present invention, the customer wireless terminal 1635 transmits the wireless payment request information to the wireless payment server 1600 via the wireless communication network so that the wireless payment request information may be safely transmitted. It is possible to encrypt in an encryption manner and / or to attach an electronic signature, thereby not limiting the present invention.

Thereafter, the wireless terminal transmits the generated wireless payment request information to the wireless payment server 1600 through the wireless communication network (1835), and correspondingly, the wireless payment server 1600 transmits the wireless payment request information. Check the customer wireless terminal information transmitted (1840).

According to an embodiment of the present invention, the wireless payment server 1600 reads the communication channel information corresponding to the customer wireless terminal 1635 based on a wireless communication protocol provided in the wireless communication network, and thus the wireless payment request information. It is desirable to check the customer wireless terminal information transmitted.

According to another exemplary embodiment of the present invention, the wireless payment server 1600 reads packet information included in wireless payment request information received by the information receiving unit 1605 based on a wireless communication protocol provided in the wireless communication network. It is preferable to check the customer wireless terminal information that transmitted the wireless payment request information.

According to another exemplary embodiment of the present invention, the customer wireless terminal information may be transmitted by further including the customer wireless terminal information in the wireless payment request information. In this case, the wireless payment server 1600 may transmit the wireless information. By reading the payment request information, it is possible to confirm customer wireless terminal information that has transmitted the wireless payment request information.

If the customer wireless terminal information transmitting the wireless payment request information is confirmed (1845), the wireless payment server 1600 reads the received wireless payment request information to process the payment approval process of the taxi fare. Perform.

19 is a diagram illustrating a payment means confirmation and payment approval process for wireless taxi fare payment according to an embodiment of the present invention.

In more detail, FIG. 19 reads RF code information including predetermined taxi identification number information from an RF tag provided in a taxi through a predetermined RF reader in the customer wireless terminal 1635 in FIG. Generate predetermined wireless payment request information including the taxi unique number information included in the information and the payment amount corresponding to the taxi fare and transmit the predetermined wireless payment request information to the wireless payment server 1600 on the wireless taxi fare payment system shown in FIG. When the wireless payment server 1600 confirms the customer wireless terminal information that has transmitted the wireless payment request information through the information confirming process shown in FIG. 18, the wireless payment server 1600 and the customer wireless terminal information. As a process of confirming the payment method of the customer associated with the payment approval process, those of ordinary skill in the art to which the present invention belongs, 19 and / or modified to infer various implementation methods for the customer payment means confirmation and payment approval process for the wireless taxi fare payment, but the present invention comprises all the inferred implementation methods, The technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 19, predetermined wireless payment request information including the taxi unique number information and the payment amount from the customer wireless terminal 1635 on the wireless taxi fare payment system shown in FIG. 16 to the wireless payment server 1600 If the customer information of the wireless terminal that has transmitted the wireless payment request information through the information check process shown in Figure 18 in the wireless payment server 1600 is confirmed, the wireless payment server 1600 is shown in Figure 3 Linked with the confirmed customer wireless terminal information in connection with the predetermined payment method D / B (340) for storing and processing the customer payment method information and the customer wireless terminal information registered through the customer payment method information registration system shown in At least one customer payment means information is checked (1900).

According to another exemplary embodiment of the present invention, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the customer wireless terminal information is the payment amount of the plurality of payment means in the wireless payment request information It is preferable to further transmit the predetermined payment means selection information to process the payment, in this case, the wireless payment server 1600 to process the payment amount of the customer payment means information corresponding to the payment means selection information. It is preferable to confirm with customer payment means information.

Alternatively, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the wireless payment server 1600, the customer payment means information to be processed first of the customer payment means information according to a predetermined payment policy May check the payment amount as the customer payment means information to process the payment, by which the present invention is not limited.

If the customer payment means information is not confirmed (for example, a customer corresponding to the customer wireless terminal information does not register the customer payment means information and the customer wireless terminal information through the customer payment means information registration system shown in FIG. 3). If not) (1905), the wireless payment server 1600 generates a predetermined customer payment means error information and transmits to the wireless terminal (1910).

On the other hand, when the customer payment means information is confirmed (1905), the wireless payment server 1600 extracts the taxi unique number information included in the received wireless payment request information (1915), the taxi information shown in Figure 1 Link with the taxi unique number information in connection with the predetermined taxi information D / B (140) to process and store the taxi unique number information registered through the registration system, taxi driver wireless terminal (1640) information and taxi company account information The predetermined taxi driver radio terminal 1640 information and the taxi company account information that have been processed are checked (1920).

If the predetermined taxi driver radio terminal 1640 information and the taxi company account information which are processed in association with the taxi unique number information are not confirmed (for example, the taxi unique number information through the taxi information registration system shown in FIG. 1). And the taxi driver wireless terminal 1640 information and the taxi company account information are not registered in the taxi information D / B 140) (1925), the wireless payment server 1600 generates predetermined taxi information error information. Transmission to the wireless terminal (1930).

On the other hand, when the predetermined taxi driver wireless terminal 1640 information and the taxi company account information processed in association with the taxi unique number information are confirmed (1925), the wireless payment server 1600 corresponds to the confirmed customer payment means information. Check the payment system and / or the financial system (1934), and determine whether the payment amount included in the wireless payment request information can be processed through the customer payment means in connection with the confirmed payment system and / or the financial system; Check the validity of the payment (1940).

According to an embodiment of the present invention, when the confirmed customer payment means information includes the mobile payment means information, the wireless payment server 1600 is a wireless communication fee corresponding to the mobile payment means through a predetermined communication means It is preferable to check the validity of the payment whether the payment amount can be processed in connection with the charging system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the wire transfer payment means information, the wireless payment server 1600 opens a financial account of the customer name through a predetermined communication means. It is desirable to check the validity of the payment amount through the amount deposited in the financial account in the name of the customer in connection with the established financial system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the credit card payment means information, the wireless payment server 1600 is linked with the credit card payment system through a predetermined communication means. It is preferable to check the validity that the payment amount can be processed through the credit card.

Alternatively, when the confirmed customer payment means information includes the check card payment means information, the wireless payment server 1600 is linked to the check card payment system through a predetermined communication means through the check card through the check card It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the debit card payment means information, the wireless payment server 1600 in connection with the debit card payment system through a predetermined communication means through the debit card payment It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the prepaid card payment means information, the wireless payment server 1600 is charged in the prepaid card in connection with the prepaid card payment system through a predetermined communication means It is preferable to check the validity that the payment amount can be processed through.

If the payment validity is not authenticated whether the payment amount can be processed through the customer payment means (1945), the wireless payment server 1600 generates predetermined payment validity error information to generate the customer wireless terminal 1635. In step 1950.

On the other hand, if the payment validity is authenticated whether the payment amount can be processed through the customer payment means (1945), the wireless payment server 1600 is connected to the confirmed payment system and / or financial system and the customer payment means The payment is included in the wireless payment request information through the payment processing (1955).

According to an embodiment of the present invention, if the confirmed customer payment means information is the mobile payment means information, and the validity of the payment for the mobile payment means information is confirmed, the wireless payment server 1600 is a predetermined communication means It is preferable to process the payment amount in connection with the wireless communication billing system corresponding to the mobile phone payment means, and if the payment process is completed normally, the payment amount is deposited into the confirmed taxi company account information. Do.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information is the wire transfer payment means information and the validity of the wire transfer payment means information is confirmed, the wireless payment server 1600 is the financial In connection with the system, it is preferable to deposit the amount corresponding to the payment amount among the deposits in the financial account under the customer's name to the financial account corresponding to the confirmed taxi company account information.

According to another embodiment of the present invention, when the confirmed customer payment means information is the credit card payment means information, and the validity of the credit card payment means information is confirmed, the wireless payment server 1600 is the credit It is preferable to deposit the amount corresponding to the payment amount to the financial account corresponding to the confirmed taxi company account information at the date of settlement of the credit card in connection with the card payment system.

Alternatively, when the confirmed customer payment means information is the check card payment means information, and the validity of the check card payment means information is confirmed, the wireless payment server 1600 checks in conjunction with the check card payment system. It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed taxi company account information.

Alternatively, when the confirmed customer payment means information is the debit card payment means information, and the validity of the debit card payment means information is confirmed, the wireless payment server 1600 is linked to the debit card payment system in the debit It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed taxi company account information.

Alternatively, when the confirmed customer payment means information is the prepaid card payment means information, and the validity of the prepaid card payment means information is confirmed, the wireless payment server 1600 is linked to the prepaid card payment system in advance It is preferable to deposit the amount corresponding to the payment amount among the amounts charged to the card to a financial account corresponding to the confirmed taxi company account information.

If the payment processing for the payment amount included in the wireless payment request information is completed through the confirmed customer payment means in association with the payment system and / or the financial system (1960), the wireless payment server 1600 is In operation 1965, the payment processing history using the customer payment means is generated in association with a payment system and / or a financial system.

Here, the payment processing details may include a payment approval result for the payment processing using the customer payment means, or may include a payment error result.

20 is a diagram illustrating a payment processing process for wireless taxi fare payment according to an embodiment of the present invention.

More specifically, FIG. 20 illustrates a payment process including a predetermined payment approval result after performing the payment approval process shown in FIG. 19 in the wireless payment server 1600 on the wireless taxi fare payment system shown in FIG. When the details are generated, the wireless payment server 1600 stores the payment processing details in a predetermined payment history D / B 1630, and the driver wireless terminal 1640 on the wireless taxi fare payment system shown in FIG. As a person having ordinary knowledge in the technical field to which the present invention pertains, various implementation methods for the payment processing process for the wireless taxi fare payment may be inferred by referring to and / or modifying the drawing 20. Although the present invention may be made, the present invention includes all the implementation methods inferred, and the technical features are not limited to the implementation method shown in FIG. The.

Referring to FIG. 20, after the payment approval process illustrated in FIG. 19 is performed by the wireless payment server 1600 on the wireless taxi fare payment system shown in FIG. 16, a payment processing history including a predetermined payment approval result is included. If this is generated, the wireless payment server 1600 generates the payment processing history information for storage including the payment processing history (2000), the process by linking the generated payment processing history information and the unique number information of the taxi; A payment history D / B 1630 shown in FIG. 16 is stored (2005).

According to another exemplary embodiment of the present invention, the wireless payment server 1600 performs the linkage processing of the taxi driver wireless terminal 1640 information and the payment processing history information in addition to the taxi unique number information to perform the payment history D / B 1630. ), Or by linking the taxi company account information and the payment processing history information to store in the payment history D / B 1630, whereby the present invention is not limited.

In addition, the wireless payment server 1600 generates payment processing history information for wireless terminal transmission including the payment processing history (2010), the generated payment processing history information is processed in association with the taxi unique number information and stored The driver wireless terminal 1640 transmits the information to the driver wireless terminal 1640 corresponding to the information (2015).

According to the exemplary embodiment of the present invention, the payment processing history information generated by the wireless payment server 1600 may include a wireless message (eg, a short message, a multimedia message, etc.) including the payment amount.

21 is a diagram illustrating an information transmission and reception process for wireless taxi fare payment according to another embodiment of the present invention.

More specifically, FIG. 21 is an RF that includes predetermined taxi unique number information and taxi driver wireless terminal 1640 information from an RF tag provided in a taxi through a predetermined RF reader in the customer wireless terminal 1635 in FIG. 17. Reading code information, generating predetermined wireless payment request information including the taxi unique number information, the taxi driver wireless terminal 1640 information included in the RF code information, and the payment amount corresponding to the taxi fare; When transmitting to the wireless payment server 1600 on the wireless taxi fare payment system shown in the, the wireless payment server 1600 is a process for confirming the customer wireless terminal information transmitted the wireless payment request information, the present invention Those skilled in the art may refer to and / or modify the drawing 21 in the process of transmitting and receiving information for the wireless taxi fare payment. Various implementation methods may be inferred, but the present invention includes all the implementation methods inferred, and the technical features are not limited to the implementation method shown in FIG.

Referring to FIG. 21, at least one customer payment means information and a customer wireless terminal for processing a predetermined taxi fare to a predetermined payment means D / B 340 through the customer payment means information registration system shown in FIG. The customer wireless terminal 1635 that has registered the information drives (or executes) a predetermined wireless payment program provided in the wireless terminal to pay the taxi fare, and is provided to the customer wireless terminal 1635 through the wireless payment program. Activate the predetermined RF reader function (2105).

Subsequently, the customer wireless terminal 1635 includes an RF code including the taxi unique number information and the taxi driver wireless terminal 1640 information from the RF tag provided in the taxi through a predetermined RF reader based on the wireless payment program. The information is read (2110).

If RF code information including the taxi unique number information and the taxi driver wireless terminal 1640 information is read from the RF tag provided in the taxi through the RF reader (2115), the customer wireless terminal 1635 reads the RF tag information. A payment amount corresponding to the taxi fare is input (or selected) through a wireless payment program (2120).

According to another embodiment of the present invention, when the RF tag provided in the taxi has a function of receiving a predetermined taxi fare from a meter provided in the taxi and including it in the RF code information in real time, the payment amount is the RF It may be included in the code information, and in this case, the process of inputting (or selecting) the payment amount through the wireless payment program may be omitted.

If it is confirmed that the payment amount is input through the wireless interface screen (2125), the customer wireless terminal 1635 generates wireless payment request information including the taxi unique number information and the payment amount (2130).

According to the exemplary embodiment of the present invention, the wireless payment request information may include a data structure that can be transmitted to the wireless payment server 1600 through the wireless communication network.

According to an exemplary embodiment of the present invention, the wireless terminal 1635 receives the wireless payment request information from the wireless payment server 1600 so as to confirm the validity of the wireless payment request information. It is possible to further include predetermined wireless payment authentication information (for example, wireless payment password, payment method password, security card number, OTP code generated through a predetermined one time password (OTP) generator), thereby The invention is not limited.

According to an exemplary embodiment of the present invention, the customer wireless terminal 1635 transmits the wireless payment request information to the wireless payment server 1600 via the wireless communication network so that the wireless payment request information may be safely transmitted. It is possible to encrypt in an encryption manner and / or to attach an electronic signature, thereby not limiting the present invention.

Thereafter, the wireless terminal transmits the generated wireless payment request information to the wireless payment server 1600 through the wireless communication network (2135), and correspondingly, the wireless payment server 1600 transmits the wireless payment request information. The customer wireless terminal information is transmitted (2140).

According to an embodiment of the present invention, the wireless payment server 1600 reads the communication channel information corresponding to the customer wireless terminal 1635 based on a wireless communication protocol provided in the wireless communication network, and thus the wireless payment request information. It is desirable to check the customer wireless terminal information transmitted.

According to another exemplary embodiment of the present invention, the wireless payment server 1600 reads packet information included in wireless payment request information received by the information receiving unit 1605 based on a wireless communication protocol provided in the wireless communication network. It is preferable to check the customer wireless terminal information that transmitted the wireless payment request information.

According to another exemplary embodiment of the present invention, the customer wireless terminal information may be transmitted by further including the customer wireless terminal information in the wireless payment request information. In this case, the wireless payment server 1600 may transmit the wireless information. By reading the payment request information, it is possible to confirm customer wireless terminal information that has transmitted the wireless payment request information.

If the customer wireless terminal information that transmits the wireless payment request information is confirmed (2145), the wireless payment server 1600 reads the received wireless payment request information and performs the process of payment approval processing the taxi fare. do.

22 is a diagram illustrating a payment means confirmation and payment approval process for a wireless taxi fare payment according to another embodiment of the present invention.

More specifically, FIG. 22 is an RF including a predetermined taxi unique number information and a taxi driver wireless terminal 1640 information from an RF tag provided in a taxi through a predetermined RF reader in the client wireless terminal 1635 in FIG. Reading code information, generating predetermined wireless payment request information including the taxi unique number information, the taxi driver wireless terminal 1640 information included in the RF code information, and the payment amount corresponding to the taxi fare; Customer wireless terminal information transmitted to the wireless payment server 1600 on the wireless taxi fare payment system shown in the figure, and the wireless payment request information is transmitted from the wireless payment server 1600 through the information confirmation process shown in FIG. If confirmed, the wireless payment server 1600 for the process of confirming the customer payment means associated with the customer wireless terminal information and payment approval processing For those of ordinary skill in the art to which the present invention pertains, various implementation methods for the confirmation and payment approval process of the customer payment method for the wireless taxi fare payment can be inferred by referring to and / or modifying the drawing 22. As will be appreciated, the present invention includes all implementation methods inferred, and the technical features are not limited only to the implementation method illustrated in FIG.

Referring to FIG. 22, the taxi unique number information and the taxi driver wireless terminal 1640 information and payment amount from the customer wireless terminal 1635 on the wireless taxi fare payment system shown in FIG. 16 to the wireless payment server 1600. When the predetermined wireless payment request information including the transmission information, and the customer wireless terminal information is transmitted from the wireless payment server 1600 through the information confirming process shown in Figure 21 through the information confirmation process is confirmed, the wireless The payment server 1600 is linked with a predetermined payment method D / B 340 for storing and processing the customer payment means information and the customer wireless terminal information registered through the customer payment means information registration system shown in FIG. At least one customer payment means information associated with the confirmed customer wireless terminal information is identified (2200).

According to another exemplary embodiment of the present invention, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the customer wireless terminal information is the payment amount of the plurality of payment means in the wireless payment request information It is preferable to further transmit the predetermined payment means selection information to process the payment, in this case, the wireless payment server 1600 to process the payment amount of the customer payment means information corresponding to the payment means selection information. It is preferable to confirm with customer payment means information.

Alternatively, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the wireless payment server 1600, the customer payment means information to be processed first of the customer payment means information according to a predetermined payment policy May check the payment amount as the customer payment means information to process the payment, by which the present invention is not limited.

If the customer payment means information is not confirmed (for example, a customer corresponding to the customer wireless terminal information does not register the customer payment means information and the customer wireless terminal information through the customer payment means information registration system shown in FIG. 3). 2205, the wireless payment server 1600 generates predetermined customer payment means error information and transmits it to the wireless terminal (2210).

On the other hand, if the customer payment means information is confirmed (2205), the wireless payment server 1600 extracts the taxi unique number information and the taxi driver radio terminal 1640 information included in the received wireless payment request information (2215) In connection with the taxi information D / B 140 shown in FIG. 16, the predetermined taxi company account information associated with the taxi unique number information is checked (2220).

If the taxi company account information associated with the taxi unique number information is not confirmed (for example, the taxi unique number information and the taxi company account information are displayed through the taxi information registration system shown in FIG. 1. If not registered in the B (140) (2225), the wireless payment server 1600 generates a predetermined taxi information error information and transmits to the wireless terminal (2230).

On the other hand, when the taxi company account information associated with the taxi unique number information is confirmed (2225), the wireless payment server 1600 checks the payment system and / or financial system corresponding to the confirmed customer payment means information and In operation 2240, the payment validity is verified whether the payment amount included in the wireless payment request information can be processed through the customer payment means in connection with the confirmed payment system and / or the financial system (2240).

According to an embodiment of the present invention, when the confirmed customer payment means information includes the mobile payment means information, the wireless payment server 1600 is a wireless communication fee corresponding to the mobile payment means through a predetermined communication means It is preferable to check the validity of the payment whether the payment amount can be processed in connection with the charging system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the wire transfer payment means information, the wireless payment server 1600 opens a financial account of the customer name through a predetermined communication means. It is desirable to check the validity of the payment amount through the amount deposited in the financial account in the name of the customer in connection with the established financial system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the credit card payment means information, the wireless payment server 1600 is linked with the credit card payment system through a predetermined communication means. It is preferable to check the validity that the payment amount can be processed through the credit card.

Alternatively, when the confirmed customer payment means information includes the check card payment means information, the wireless payment server 1600 is linked to the check card payment system through a predetermined communication means through the check card through the check card It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the debit card payment means information, the wireless payment server 1600 in connection with the debit card payment system through a predetermined communication means through the debit card payment It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the prepaid card payment means information, the wireless payment server 1600 is charged in the prepaid card in connection with the prepaid card payment system through a predetermined communication means It is preferable to check the validity that the payment amount can be processed through.

If the payment validity is not authenticated whether the payment amount can be processed through the customer payment means (2245), the wireless payment server 1600 generates predetermined payment validity error information to generate the customer wireless terminal 1635. And transmit (2250).

On the other hand, if the payment validity is verified whether the payment amount can be processed through the customer payment means (2245), the wireless payment server 1600 is linked to the confirmed payment system and / or financial system to the customer payment The payment amount included in the wireless payment request information is processed through the means (2255).

According to an embodiment of the present invention, if the confirmed customer payment means information is the mobile payment means information, and the validity of the payment for the mobile payment means information is confirmed, the wireless payment server 1600 is a predetermined communication means It is preferable to process the payment amount in connection with the wireless communication billing system corresponding to the mobile phone payment means, and if the payment process is completed normally, the payment amount is deposited into the confirmed taxi company account information. Do.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information is the wire transfer payment means information and the validity of the wire transfer payment means information is confirmed, the wireless payment server 1600 is the financial system. It is preferable to deposit the amount corresponding to the payment amount among the amounts deposited in the financial account of the customer's name to the financial account corresponding to the confirmed taxi company account information.

According to another embodiment of the present invention, when the confirmed customer payment means information is the credit card payment means information, and the validity of the credit card payment means information is confirmed, the wireless payment server 1600 is the credit It is preferable to deposit the amount corresponding to the payment amount to the financial account corresponding to the confirmed taxi company account information at the date of settlement of the credit card in connection with the card payment system.

Alternatively, when the confirmed customer payment means information is the check card payment means information, and the validity of the check card payment means information is confirmed, the wireless payment server 1600 checks in conjunction with the check card payment system. It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed taxi company account information.

Alternatively, when the confirmed customer payment means information is the debit card payment means information, and the validity of the debit card payment means information is confirmed, the wireless payment server 1600 is linked to the debit card payment system in the debit It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed taxi company account information.

Alternatively, when the confirmed customer payment means information is the prepaid card payment means information, and the validity of the prepaid card payment means information is confirmed, the wireless payment server 1600 is linked to the prepaid card payment system in advance It is preferable to deposit the amount corresponding to the payment amount among the amounts charged to the card to a financial account corresponding to the confirmed taxi company account information.

If the payment processing for the payment amount included in the wireless payment request information is completed through the confirmed customer payment means in association with the payment system and / or the financial system (2260), the wireless payment server 1600 is The payment processing history using the customer payment means is generated in connection with a payment system and / or a financial system (2265).

Here, the payment processing details may include a payment approval result for the payment processing using the customer payment means, or may include a payment error result.

FIG. 23 is a diagram illustrating a payment processing process for wireless taxi fare payment according to another embodiment of the present invention.

More specifically, FIG. 23 illustrates a payment process including a predetermined payment approval result after performing the payment approval process shown in FIG. 22 in the wireless payment server 1600 on the wireless taxi fare payment system shown in FIG. When the details are generated, the wireless payment server 1600 stores the payment processing details in a predetermined payment history D / B 1630, and the driver wireless terminal 1640 on the wireless taxi fare payment system shown in FIG. As a person having ordinary knowledge in the technical field to which the present invention pertains, various implementation methods for the payment processing process for the wireless taxi fare payment can be inferred by referring to and / or modifying the drawing 23. Although the present invention may be implemented, the present invention includes all the inferred implementation methods, and the technical features are not limited to the implementation method illustrated in FIG. The.

Referring to FIG. 23, after the payment approval process shown in FIG. 22 is performed by the wireless payment server 1600 on the wireless taxi fare payment system shown in FIG. 16, a payment processing history including a predetermined payment approval result is shown. When this is generated, the wireless payment server 1600 generates the payment processing history information for storage including the payment processing history (2300), the process by linking the generated payment processing history information and the unique number of the taxi to the The payment history D / B 1630 shown in FIG. 16 is stored (2305).

According to another exemplary embodiment of the present invention, the wireless payment server 1600 performs the linkage processing of the taxi driver wireless terminal 1640 information and the payment processing history information in addition to the taxi unique number information to perform the payment history D / B 1630. ), Or by linking the taxi company account information and the payment processing history information to store in the payment history D / B 1630, whereby the present invention is not limited.

In addition, the wireless payment server 1600 generates payment processing history information for wireless terminal transmission including the payment processing history (2310), the generated payment processing history information is processed in association with the taxi unique number information and stored The driver wireless terminal 1640 transmits the information to the driver wireless terminal 1640 corresponding to the information (2315).

According to the exemplary embodiment of the present invention, the payment processing history information generated by the wireless payment server 1600 may include a wireless message (eg, a short message, a multimedia message, etc.) including the payment amount.

24 is a diagram illustrating a process of transmitting / receiving and confirming information for wireless taxi fare payment according to another exemplary embodiment of the present invention.

More specifically, FIG. 24 reads RF code information including predetermined taxi identification number information and taxi company account information from the RF tag provided in the taxi through the predetermined RF reader in the customer wireless terminal 1635 in FIG. 17. The wireless taxi fare payment system shown in FIG. 16 is generated by generating predetermined wireless payment request information including payment information corresponding to the taxi unique number information, taxi company account information, and taxi fare included in the RF code information. When transmitting to the wireless payment server 1600, the wireless payment server 1600 is a process for confirming the customer wireless terminal information that has transmitted the wireless payment request information, the general knowledge in the technical field to which the present invention belongs If you have, various implementation methods for the transmission and reception of information and confirmation process for the wireless taxi fare payment by referring to and / or modified in Figure 24 Would be able to infer, the present invention is made, including any exemplary way in which the inference, to which the technical feature that is not limited to the exemplary method shown in the figure 24.

Referring to FIG. 24, at least one customer payment means information and a customer wireless terminal for processing a predetermined taxi fare to a predetermined payment means D / B 340 through the customer payment means information registration system shown in FIG. The customer wireless terminal 1635 that has registered the information drives (or executes) a predetermined wireless payment program provided in the wireless terminal to pay the taxi fare, and is provided to the customer wireless terminal 1635 through the wireless payment program. Activate the predetermined RF reader function (2405).

Thereafter, the customer wireless terminal 1635 reads RF code information including the taxi unique number information and the taxi company account information from the RF tag provided in the taxi through a predetermined RF reader based on the wireless payment program. (2410).

If the RF code information including the taxi unique number information and the taxi company account information is read from the RF tag provided in the taxi through the RF reader (2415), the customer wireless terminal 1635 performs the wireless payment program. In operation 2420, a payment amount corresponding to the taxi fare is input (or selected).

According to another embodiment of the present invention, when the RF tag provided in the taxi has a function of receiving a predetermined taxi fare from a meter provided in the taxi and including the information in real time in the RF code information, the payment amount is the RF It may be included in the code information, and in this case, the process of inputting (or selecting) the payment amount through the wireless payment program may be omitted.

If it is confirmed that the payment amount is input through the wireless interface screen (2425), the customer wireless terminal 1635 generates the wireless payment request information including the taxi unique number information and the payment amount (2430).

According to the exemplary embodiment of the present invention, the wireless payment request information may include a data structure that can be transmitted to the wireless payment server 1600 through the wireless communication network.

According to an exemplary embodiment of the present invention, the wireless terminal 1635 receives the wireless payment request information from the wireless payment server 1600 so as to confirm the validity of the wireless payment request information. It is possible to further include predetermined wireless payment authentication information (for example, wireless payment password, payment method password, security card number, OTP code generated through a predetermined one time password (OTP) generator), thereby The invention is not limited.

According to an exemplary embodiment of the present invention, the customer wireless terminal 1635 transmits the wireless payment request information to the wireless payment server 1600 via the wireless communication network so that the wireless payment request information may be safely transmitted. It is possible to encrypt in an encryption manner and / or to attach an electronic signature, thereby not limiting the present invention.

Thereafter, the wireless terminal transmits the generated wireless payment request information to the wireless payment server 1600 through the wireless communication network (2435), and correspondingly, the wireless payment server 1600 transmits the wireless payment request information. Check the customer wireless terminal information transmitted (2440).

According to an embodiment of the present invention, the wireless payment server 1600 reads the communication channel information corresponding to the customer wireless terminal 1635 based on a wireless communication protocol provided in the wireless communication network, and thus the wireless payment request information. It is desirable to check the customer wireless terminal information transmitted.

According to another exemplary embodiment of the present invention, the wireless payment server 1600 reads packet information included in wireless payment request information received by the information receiving unit 1605 based on a wireless communication protocol provided in the wireless communication network. It is preferable to check the customer wireless terminal information that transmitted the wireless payment request information.

According to another exemplary embodiment of the present invention, the customer wireless terminal information may be transmitted by further including the customer wireless terminal information in the wireless payment request information. In this case, the wireless payment server 1600 may transmit the wireless information. By reading the payment request information, it is possible to confirm customer wireless terminal information that has transmitted the wireless payment request information.

If the customer wireless terminal information that transmits the wireless payment request information is confirmed (2445), the wireless payment server 1600 reads the received wireless payment request information and performs the process of payment approval processing the taxi fare. do.

25 is a diagram illustrating a payment means confirmation and payment approval process for wireless taxi fare payment according to another embodiment of the present invention.

In more detail, FIG. 25 reads RF code information including predetermined taxi identification number information and taxi company account information from the RF tag provided in the taxi through the predetermined RF reader in the customer wireless terminal 1635 in FIG. The wireless taxi fare payment system shown in FIG. 16 is generated by generating predetermined wireless payment request information including payment information corresponding to the taxi unique number information, taxi company account information, and taxi fare included in the RF code information. When the wireless payment server 1600 is transmitted to the wireless payment server 1600 and the wireless payment server 1600 confirms the customer wireless terminal information that has transmitted the wireless payment request information through the information checking process shown in FIG. 24, the wireless payment server In step (1600) to the process of confirming the customer payment means associated with the customer wireless terminal information payment approval processing, the present invention belongs to Those skilled in the art will be able to infer various implementation methods for the confirmation and payment approval process of the customer payment method for the wireless taxi fare payment by referring to and / or modifying the drawing 25. It is made to include all the inferred implementation method, the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 25, a predetermined information including the taxi unique number information, taxi company account information, and payment amount from the customer wireless terminal 1635 on the wireless taxi fare payment system shown in FIG. 16 to the wireless payment server 1600 is provided. When the wireless payment request information of the customer is transmitted through the wireless payment request information and the wireless payment request information is confirmed in the wireless payment server 1600 through the information check process shown in Figure 24, the wireless payment server 1600 ) Is the identified customer in connection with a predetermined payment means D / B 340 for storing and processing the customer payment means information and the customer wireless terminal information registered through the customer payment means information registration system shown in FIG. Check at least one customer payment method information associated with the wireless terminal information (2500).

According to another exemplary embodiment of the present invention, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the customer wireless terminal information is the payment amount of the plurality of payment means in the wireless payment request information It is preferable to further transmit the predetermined payment means selection information to process the payment, in this case, the wireless payment server 1600 to process the payment amount of the customer payment means information corresponding to the payment means selection information. It is preferable to confirm with customer payment means information.

Alternatively, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the wireless payment server 1600, the customer payment means information to be processed first of the customer payment means information according to a predetermined payment policy May check the payment amount as the customer payment means information to process the payment, by which the present invention is not limited.

If the customer payment means information is not confirmed (for example, a customer corresponding to the customer wireless terminal information does not register the customer payment means information and the customer wireless terminal information through the customer payment means information registration system shown in FIG. 3). If not) (2505), the wireless payment server 1600 generates a predetermined customer payment means error information and transmits it to the wireless terminal (2510).

On the other hand, if the customer payment means information is confirmed (2505), the wireless payment server 1600 extracts the taxi identification number information and taxi company account information included in the received wireless payment request information (2515), the figure 16 In operation 2520, the predetermined taxi driver radio terminal 1640 information associated with the taxi unique number information is checked in connection with the taxi information D / B 140 shown in FIG.

If the taxi driver wireless terminal 1640 information associated with the taxi unique number information is not confirmed (for example, the taxi unique number information and the taxi driver wireless terminal 1640 through the taxi information registration system shown in FIG. 1). If the information is not registered in the taxi information D / B 140) (2525), the wireless payment server 1600 generates predetermined taxi information error information and transmits the predetermined taxi information to the wireless terminal (2530).

On the other hand, when the taxi driver wireless terminal 1640 information associated with the taxi unique number information is confirmed (2525), the wireless payment server 1600 is a payment system and / or finance corresponding to the confirmed customer payment means information The system checks the system (2534) and checks the payment validity whether the payment amount included in the wireless payment request information can be processed through the customer payment means in connection with the confirmed payment system and / or the financial system (2540). ).

According to an embodiment of the present invention, when the confirmed customer payment means information includes the mobile payment means information, the wireless payment server 1600 is a wireless communication fee corresponding to the mobile payment means through a predetermined communication means It is desirable to check the validity of the payment whether the payment amount can be processed in connection with the billing system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the wire transfer payment means information, the wireless payment server 1600 opens a financial account of the customer name through a predetermined communication means. It is desirable to check the validity of the payment amount through the amount deposited in the financial account in the name of the customer in connection with the established financial system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the credit card payment means information, the wireless payment server 1600 is linked with the credit card payment system through a predetermined communication means. It is preferable to check the validity that the payment amount can be processed through the credit card.

Alternatively, when the confirmed customer payment means information includes the check card payment means information, the wireless payment server 1600 is linked to the check card payment system through a predetermined communication means through the check card through the check card It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the debit card payment means information, the wireless payment server 1600 in connection with the debit card payment system through a predetermined communication means through the debit card payment It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the prepaid card payment means information, the wireless payment server 1600 is charged in the prepaid card in connection with the prepaid card payment system through a predetermined communication means It is preferable to check the validity that the payment amount can be processed through.

If the payment validity is not authenticated whether the payment amount can be processed through the customer payment means (2545), the wireless payment server 1600 generates predetermined payment validity error information to generate the customer wireless terminal 1635. In step 2550.

On the other hand, if the payment validity is authenticated whether the payment amount can be processed through the customer payment means (2545), the wireless payment server 1600 in conjunction with the confirmed payment system and / or financial system the customer payment means The payment is included in the wireless payment request information through the payment processing (2555).

According to an embodiment of the present invention, if the confirmed customer payment means information is the mobile payment means information, and the validity of the payment for the mobile payment means information is confirmed, the wireless payment server 1600 is a predetermined communication means It is preferable to process the payment amount in connection with the wireless communication billing system corresponding to the mobile phone payment means, and when the payment process is completed normally, the payment amount is deposited into the confirmed taxi company account information. Do.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information is the wire transfer payment means information and the validity of the wire transfer payment means information is confirmed, the wireless payment server 1600 is the financial system. It is preferable to deposit the amount corresponding to the payment amount among the amounts deposited in the financial account of the customer's name to the financial account corresponding to the confirmed taxi company account information.

According to another embodiment of the present invention, when the confirmed customer payment means information is the credit card payment means information, and the validity of the credit card payment means information is confirmed, the wireless payment server 1600 is the credit It is preferable to deposit the amount corresponding to the payment amount to the financial account corresponding to the confirmed taxi company account information at the date of settlement of the credit card in connection with the card payment system.

Alternatively, when the confirmed customer payment means information is the check card payment means information, and the validity of the check card payment means information is confirmed, the wireless payment server 1600 checks in conjunction with the check card payment system. It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed taxi company account information.

* Or, if the confirmed customer payment means information is the debit card payment means information, and the validity of the debit card payment means information is confirmed, the wireless payment server 1600 is linked to the debit card payment system It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the debit card to the financial account corresponding to the confirmed taxi company account information.

Alternatively, when the confirmed customer payment means information is the prepaid card payment means information, and the validity of the prepaid card payment means information is confirmed, the wireless payment server 1600 is linked to the prepaid card payment system in advance It is preferable to deposit the amount corresponding to the payment amount among the amounts charged to the card to a financial account corresponding to the confirmed taxi company account information.

If the payment processing for the payment amount included in the wireless payment request information is completed through the confirmed customer payment means in connection with the payment system and / or the financial system (2560), the wireless payment server 1600 is The payment processing history using the customer payment means is generated in connection with a payment system and / or a financial system (2565).

Here, the payment processing details may include a payment approval result for the payment processing using the customer payment means, or may include a payment error result.

FIG. 26 is a diagram illustrating a payment processing procedure for wireless taxi fare payment according to another embodiment of the present invention.

More specifically, FIG. 26 illustrates a payment process including a predetermined payment approval result after performing the payment approval process shown in FIG. 25 in the wireless payment server 1600 on the wireless taxi fare payment system shown in FIG. When the details are generated, the wireless payment server 1600 stores the payment processing details in a predetermined payment history D / B 1630, and the driver wireless terminal 1640 on the wireless taxi fare payment system shown in FIG. As a person having ordinary knowledge in the technical field to which the present invention pertains, various implementation methods for the payment processing process for the wireless taxi fare payment may be inferred by referring to and / or modifying the present invention. It should be noted that the present invention includes all the implementation methods inferred, and the technical features are not limited only to the implementation method shown in FIG. The.

Referring to FIG. 26, after the payment approval process illustrated in FIG. 25 is performed by the wireless payment server 1600 on the wireless taxi fare payment system shown in FIG. 16, a payment processing history including a predetermined payment approval result is included. When this is generated, the wireless payment server 1600 generates the payment processing history information for storage including the payment processing history (2600), the process by linking the generated payment processing history information and the unique number of the taxi to the In operation 2605, the payment details D / B 1630 shown in FIG.

According to another exemplary embodiment of the present invention, the wireless payment server 1600 performs the linkage processing of the taxi driver wireless terminal 1640 information and the payment processing history information in addition to the taxi unique number information to perform the payment history D / B 1630. ), Or by linking the taxi company account information and the payment processing history information to store in the payment history D / B 1630, whereby the present invention is not limited.

In addition, the wireless payment server 1600 generates (2610) payment processing history information for wireless terminal transmission including the payment processing history, and is processed by storing the generated payment processing history information in association with the taxi unique number information and stored The driver wireless terminal 1640 transmits the information to the driver wireless terminal 1640 corresponding to the information (2615).

According to the exemplary embodiment of the present invention, the payment processing history information generated by the wireless payment server 1600 may include a wireless message (eg, a short message, a multimedia message, etc.) including the payment amount.

FIG. 27 is a diagram illustrating a taxi information registration system for wireless taxi fare payment according to another exemplary embodiment of the present invention.

In more detail, in FIG. 27, a predetermined taxi company terminal 2735 (or a driver terminal) connects to a server on a wireless taxi fare payment system through a predetermined network means for payment of the wireless taxi fare. When providing taxi company registration information including at least one driver wireless terminal information and taxi driver account information, the server unique to the taxi included in the taxi company registration information provided from the taxi company terminal 2735 (or driver terminal) in the server The present invention relates to a taxi information registration system configured to process number information, taxi driver wireless terminal information, and taxi driver account information in association with and store taxi information D / B 2740 provided on the wireless taxi fare payment system. Persons of ordinary skill in the art may refer to and modify the present invention with reference to FIG. Would be able to infer a variety of exemplary methods for the taxi information registration system configured for wireless taxi fare payment, the present invention includes all embodiments in which the inference method, shall not be limited to the exemplary method shown in the figure 27.

Hereinafter, in the taxi information registration system shown in FIG. 27, the taxi identification number information, the taxi driver's wireless terminal information, and the taxi driver's account information provided from the taxi company terminal 2735 (or the driver's terminal) are converted into the taxi information D / B. Components corresponding to at least one or more means and / or functional configurations for storage in 2740 are referred to as &quot; information registration server 2700 &quot; for convenience.

Referring to this figure 27 according to the embodiment of the present invention, the taxi information registration system for wireless taxi fare payment according to the present invention, at least one taxi company terminal (2735) (or driver terminal) connected to a predetermined network means And, taxi information D / B (2740) for storing the cab unique number information transmitted from the taxi company terminal (2735) (or driver terminal) and the taxi driver wireless terminal information and taxi driver account information in association with the store, and the taxi It is connected to the company terminal (2735) (or driver terminal) via a predetermined network means, and receives the taxi unique number information, taxi driver wireless terminal information and taxi driver account information transmitted through the network means to receive the taxi information D / And an information registration server 2700 for storing in association with B2740.

The taxi company terminal 2735 (or the driver terminal) is a wired communication network based on Transmission Control Protocol / Internet Protocol (TCP / IP) (eg, Asymmetric Digital Subscriber Line (ADSL) / Very High-data Rate Digital Subscriber Line (VDSL)). And / or at least one wired terminal including a desktop computer and / or a notebook connected in communication with the information registration server 2700 via a cable communication network, and / or based on code division multiple access (CDMA). A mobile communication terminal connected to a mobile communication network (or a High Speed Downlink Packet Access (HSDPA) based mobile communication network), and / or a portable Internet terminal connected to a high-speed wireless Internet based on IEEE 802.16x, and / or an IEEE 802.11x based And at least one wireless terminal including at least one or more wireless LAN terminals connected to the wireless LAN communication network. City company terminal 2735 (or driver terminal) outputs at least one taxi information registration interface screen provided by the information registration server 2700, and inputs at least one or more information through the taxi information registration interface screen; Alternatively, a function configuration (eg, a browser program and a communication function) for selecting and transmitting the selected information to the information registration server 2700 is preferably provided.

Those skilled in the art to which the present invention pertains can easily infer the characteristics of the taxi company terminal 2735 (or driver terminal) corresponding to at least one or more wired terminals and / or wireless terminals. Detailed description thereof will be omitted for convenience.

When the taxi company terminal 2735 (or the driver terminal) is a wired terminal according to an embodiment of the present invention, the network means comprises the TCP / IP based wired communication network, and the taxi company terminal 2735 If (or driver terminal) is a wireless terminal, the network means is the CDMA based (or HSDPA based) mobile communication network, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based WLAN It is preferable to include at least one or more communication networks.

Taxi information D / B (2740) provided on the wireless taxi fare payment system according to the present invention is the taxi unique number information and taxi driver wireless terminal information and taxi transmitted from the taxi company terminal 2735 (or driver terminal) Characterized in that the driver account information is stored in association.

Here, the taxi unique number information is a unique number given to each taxi that pays a predetermined taxi fare through the wireless taxi fare payment system, a predetermined customer is a predetermined taxi fare through the wireless taxi fare payment system At the time of payment, characterized in that the customer comprises the number information transmitted to the payment server provided on the wireless taxi fare payment system through the customer wireless terminal.

According to an exemplary embodiment of the present invention, the taxi unique number information may include predetermined RF code information provided in an RF tag provided in the taxi.

According to another embodiment of the present invention, the taxi unique number information is preferably made by including the car number information included in the license plate attached to the taxi, wherein the taxi is a predetermined RF to the car number information It is desirable to have an RF tag included in the code information.

The taxi driver wireless terminal information may include a taxi driver wireless terminal number to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. .

When at least two or more drivers alternately drive the taxi according to an embodiment of the present invention, the taxi driver door terminal information further includes at least two or more taxi driver radio terminal information and shift time information for driving the taxi. It is preferable.

According to the embodiment of the present invention, the taxi driver wireless terminal information is a taxi company terminal 2735 to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. Or driver terminal) information (or e-mail address information, etc.). In this case, the taxi fare payment processing information is the taxi company terminal 2735 (or driver terminal) in addition to the taxi driver wireless terminal. Mail address).

According to another embodiment of the present invention, when the taxi driver radio terminal information is included in the RF tag provided in the taxi as the RF code information, the information registration server (or the driver terminal) in the taxi company terminal 2735 (or driver terminal). The taxi driver wireless terminal information may be omitted in the taxi company registration information transmitted to 2700, and the storing of the taxi driver wireless terminal information in the taxi information D / B 2740 may be omitted. The present invention is not limited.

The taxi driver account information may include financial account information in the name of a taxi driver in which the taxi fare is deposited when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system.

When the taxi fare is deposited into the financial account in the name of the taxi driver according to the method of the present invention, the taxi driver deposits (or transfers) a predetermined company repayment amount from the taxi fare payment amount into the financial account of the taxi company name. Is preferred.

According to another embodiment of the present invention, when the taxi company account information is included in the RF tag provided in the taxi as the RF code information, the information registration server 2700 in the taxi company terminal 2735 (or driver terminal). Taxi company account information may be omitted in the taxi company registration information transmitted to), and also the taxi company account information stored in the taxi information D / B (2740) may be omitted, thereby the present invention It is not limited.

According to an embodiment of the present invention, the information registration server 2700 provides the web interface 2710 corresponding to the taxi company terminal 2735 (or driver terminal) and network means, through the network means. And an interface unit 2705 which connects and manages a predetermined communication channel with a taxi company terminal 2735 (or a driver terminal). As a result, the information registration server 2700 is connected to the taxi company terminal ( 2735 (or a driver terminal) and a web server functioning to communicate via wired and / or wireless communication networks.

According to an exemplary embodiment of the present invention, when the taxi company terminal 2735 (or the driver terminal) is a wired terminal to which a communication channel is connected through a TCP / IP based wired communication network, the interface unit 2705 is the taxi company. Connect a predetermined communication channel based on the terminal 2735 (or driver terminal) and the Hyper-Text Transfer Protocol (HTTP) protocol, and the HTML (or driver terminal) to the taxi company terminal 2735 (or driver terminal) through the communication channel. Hyper-Text Markup Language) transmits and outputs a taxi information registration interface screen in the form of a document and / or an information providing screen, and inputs the taxi information through the taxi information registration interface screen from the taxi company terminal 2735 (or driver terminal). Or select) predetermined taxi unique number information, taxi driver wireless terminal information, and taxi driver account information.

According to another exemplary embodiment of the present invention, when the taxi company terminal 2735 (or the driver terminal) is a wireless terminal to which a communication channel is connected through a CDMA-based wireless communication network, the interface unit 2705 may be the taxi company terminal. 2735 (or driver terminal) connects a predetermined communication channel based on WAP (Wireless Application Protocol) and / or Mobile Explorer (ME) protocol, and the taxi company terminal 2735 (or driver) through the communication channel. A taxi information registration interface screen and / or an information providing screen in a WML (Wireless Markup Language) and / or HTML compatible document form and is output to the terminal, and the taxi information from the taxi company terminal 2735 (or driver terminal). And receiving and processing predetermined taxi unique number information, taxi driver wireless terminal information, and taxi driver account information corresponding to the registration interface screen. Is recommended.

According to another exemplary embodiment of the present invention, when the taxi company terminal 2735 (or the driver terminal) is a wireless terminal to which a communication channel is connected through a wireless communication network based on IEEE 802.16x, the interface unit 2705 may be configured as described above. Connect a taxi company terminal 2735 (or driver terminal) with a predetermined communication channel based on a wireless protocol corresponding to the IEEE 802.16x standard, and via the communication channel, the taxi company terminal 2735 (or driver terminal). Transmits and outputs a predetermined taxi information registration interface screen and / or information providing screen, and transmits the predetermined taxi unique number information and taxi corresponding to the taxi information registration interface screen from the taxi company terminal 2735 (or driver terminal). It is preferable to perform a function of receiving and processing driver wireless terminal information and taxi driver account information, and / or the taxi company terminal 2735 (and When the driver terminal is a wireless terminal connected to a communication channel through an IEEE 802.11x based wireless communication network, the interface unit 2705 corresponds to the taxi company terminal 2735 (or driver terminal) and the IEEE 802.11x standard. Connect a predetermined communication channel based on a wireless protocol, transmit and output a predetermined taxi information registration interface screen and / or information providing screen to the taxi company terminal 2735 (or driver terminal) through the communication channel; And receiving and processing a predetermined taxi unique number information, taxi driver wireless terminal information, and taxi driver account information corresponding to the taxi information registration interface screen from the taxi company terminal 2735 (or the driver terminal). Do.

Referring to FIG. 27, the information registration server 2700 is the interface unit when a predetermined taxi company terminal 2735 (or driver terminal) accesses the information registration server 2700 through the interface unit 2705. Providing (or extracting) a predetermined taxi information registration interface screen for inputting (or selecting) predetermined taxi company registration information from the taxi company terminal 2735 (or driver terminal) in cooperation with 2705. The taxi provider 2710 and the taxi company terminal 2735 (or driver terminal) includes at least one taxi unique number information, taxi driver wireless terminal information and taxi driver account information through the taxi information registration interface screen When the taxi company registration information is input (or selected) to be transmitted, the terminal unit 2705 receives information for receiving the taxi company registration information in association with the interface 2705. 2715, a validity authentication unit 2730 for checking the validity of the received taxi company registration information, the taxi unique number information and the taxi driver wireless terminal information included in the validity-certified taxi company registration information, and And an information storage unit 2720 for storing taxi driver account information in association with the taxi information D / B 2740, and storing the taxi unique number information in the taxi information D / B 2740. And after the taxi driver wireless terminal information and the taxi driver account information are stored in association with each other, the information transmitting unit 2725 is configured to transmit the information registration result to the taxi driver wireless terminal corresponding to the taxi driver wireless terminal information. It is characterized by.

The interface provider 2710 has a taxi company terminal 2735 (or a driver terminal) connected to the information registration server 2700 via the interface unit 2705. Driver's terminal) corresponding to the functional configuration (for example, a browser program provided in the taxi company terminal 2735 (or the driver's terminal)) at least predetermined taxi unique number information, taxi driver's wireless terminal information and taxi driver's account information Generate a predetermined taxi information registration interface screen for inputting (or selecting) taxi company registration information including one or more to be transmitted to the information registration server 2700 via the network means; The taxi information registration interface screen which is generated (or extracted) in association with the interface unit 2705. Through characterized in that provided in the taxi company terminal (2735) (or driver's own terminal).

Thereafter, the taxi company terminal 2735 (or the driver terminal) registers a taxi company including at least one predetermined taxi unique number information, taxi driver wireless terminal information, and taxi driver account information based on the taxi information registration interface screen. When the information is input (or selected) and it is confirmed that the taxi company registration information is input (or selected), the taxi company terminal 2735 (or the driver terminal) is input (or selected) through the network means. Taxi company registration information including at least one taxi unique number information, taxi driver wireless terminal information and taxi driver account information is transmitted to the information registration server (2700).

Those skilled in the art to which the present invention pertains, the taxi company terminal 2735 (or driver terminal) through the at least one form (Form) form included in the taxi information registration interface screen in the taxi unique Technical input for inputting (or selecting) taxi company registration information including at least one of number information, taxi driver radio terminal information and taxi driver account information, and the input (or selection) through a communication protocol provided by the network means. Since it will be familiar with the technical characteristics of transmitting the taxi company registration information including at least one taxi unique number information, taxi driver wireless terminal information and taxi driver account information to the information registration server 2700, a detailed description thereof Is omitted for convenience.

The information receiving unit 2715 includes at least one predetermined taxi unique number information, taxi driver wireless terminal information, and taxi driver account information through the taxi information registration interface screen in the taxi company terminal 2735 (or driver terminal). Input (or select) the taxi company registration information to be transmitted through the network means, in conjunction with the interface unit 2705 includes at least one of the taxi unique number information, taxi driver wireless terminal information and taxi driver account information Characterized in that it receives the taxi company registration information, and provides the received taxi company registration information to the validity authentication unit 2730.

The validity authentication unit 2730 checks the validity of whether the taxi company registration information received through the information receiving unit 2715 can process the taxi fare paid by a predetermined customer through the wireless taxi fare payment system and It is characterized in that the authentication.

According to an exemplary embodiment of the present invention, the validity authentication unit 2730 is connected to the subscriber D / B on the wireless communication network to which the taxi driver wireless terminal is subscribed based on the taxi driver wireless terminal information included in the taxi company registration information. By confirming the name of the taxi driver wireless terminal information, it is preferable to authenticate the validity of the taxi driver wireless terminal information.

According to another exemplary embodiment of the present invention, the validity authentication unit 2730 corresponds to taxi driver account information included in the taxi company registration information in connection with a predetermined financial system provided on the wireless taxi fare payment system. It is preferable to verify the validity of the taxi driver account information by checking whether a financial account is opened.

When the validity of the taxi company registration information is authenticated, the information storage unit 2720 performs a process of linking the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information included in the taxi company registration information to the taxi. The information is stored in the D / B 2740.

Here, the taxi unique number information is a unique number given to each taxi that pays a predetermined taxi fare through the wireless taxi fare payment system, a predetermined customer is a predetermined taxi fare through the wireless taxi fare payment system At the time of payment, characterized in that the customer comprises the number information transmitted to the payment server provided on the wireless taxi fare payment system through the customer wireless terminal.

According to an exemplary embodiment of the present invention, the taxi unique number information may include predetermined RF code information provided in an RF tag provided in the taxi.

According to another embodiment of the present invention, the taxi unique number information is preferably made by including the car number information included in the license plate attached to the taxi, wherein the taxi is a predetermined RF code It is desirable to have an RF tag included as information.

The taxi driver wireless terminal information may include a taxi driver wireless terminal number to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. .

When at least two or more drivers alternately drive the taxi according to an embodiment of the present invention, the taxi driver door terminal information further includes at least two or more taxi driver radio terminal information and shift time information for driving the taxi. It is preferable.

According to the embodiment of the present invention, the taxi driver wireless terminal information is a taxi company terminal 2735 to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. Or driver terminal) information (or e-mail address information, etc.), and in this case, the taxi fare payment processing information is the taxi company terminal 2735 (or driver terminal) in addition to the taxi driver wireless terminal. Or an e-mail address).

According to another embodiment of the present invention, when the taxi driver radio terminal information is included in the RF tag provided in the taxi as the RF code information, the information registration server (or the driver terminal) in the taxi company terminal 2735 (or driver terminal). The taxi driver wireless terminal information may be omitted in the taxi company registration information transmitted to 2700, and the storing of the taxi driver wireless terminal information in the taxi information D / B 2740 may be omitted. The present invention is not limited.

The taxi driver account information may include financial account information in the name of a taxi driver in which the taxi fare is deposited when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system.

When the taxi fare is deposited into the financial account in the name of the taxi driver according to the method of the present invention, the taxi driver deposits (or transfers) a predetermined company repayment amount from the taxi fare payment amount into the financial account of the taxi company name. Is preferred.

According to another embodiment of the present invention, when the taxi company account information is included as the RF code information in the RF tag provided in the taxi, the information registration server 2700 in the taxi company terminal 2735 (or driver terminal). Taxi company account information may be omitted in the taxi company registration information transmitted to), and also the taxi company account information stored in the taxi information D / B (2740) may be omitted, thereby the present invention It is not limited.

The information transmission unit 2725 generates a predetermined information registration result including the taxi unique number information, and transmits the information registration result to the taxi driver wireless terminal corresponding to the taxi driver wireless terminal information. do.

28 is a diagram illustrating a taxi information registration process for wireless taxi fare payment according to an embodiment of the present invention.

In more detail, FIG. 28 shows that a taxi company terminal 2735 (or a driver terminal) on the taxi information registration system shown in FIG. 27 transmits a wireless taxi fare to the information registration server 2700 via a predetermined network means. When the taxi company registration information including at least one taxi unique number information, taxi driver wireless terminal information and taxi driver account information is transmitted, the information registration server (2700) and the taxi identification number information included in the taxi company registration information; A process of linking taxi driver wireless terminal information and taxi driver account information and storing the information in a taxi information D / B 2740. If a person having ordinary knowledge in the technical field to which the present invention pertains refers to FIG. 28. And / or may be modified to infer various implementation methods for the taxi information registration process for wireless fare payment. Invention includes all embodiments how the inference, shall not be limited to the exemplary method shown in the figure 28.

Hereinafter, in FIG. 28, the information registration server 2700 on the taxi information registration system shown in FIG. 27 is referred to as " server " for convenience, and the taxi company terminal 2735 on the taxi information registration system shown in FIG. Driver terminal) is referred to as "terminal" for convenience.

Referring to FIG. 28, the terminal on the taxi information registration system shown in FIG. 27 accesses the server through the network means and connects a communication channel for wireless taxi fare payment (2800).

According to an embodiment of the present invention, the communication channel connection process may further include at least one or more steps of logging in to the server from the terminal, and / or joining the server to the server. In the process, the customer information corresponding to the terminal is extracted (or obtained).

Those skilled in the art to which the present invention belongs, the terminal is connected to the server according to the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means to pay the wireless taxi fare Since it will be familiar with the technical features for connecting the communication channel for, a detailed description thereof will be omitted for convenience.

When the communication channel for wireless taxi fare payment is connected between the terminal and the server as described above, the terminal requests the taxi information registration interface screen for the wireless taxi fare payment to the server through the communication channel (2805), In response, the server generates (or selects) a taxi information registration interface screen including a user interface 2710 for inputting (or selecting) the taxi unique number information, taxi driver wireless terminal information, and taxi driver account information. Extract (2810) and transmit the generated (or extracted) taxi information registration interface screen to the terminal through the communication channel (2815).

Thereafter, the terminal includes the user included in the taxi information registration interface screen for inputting (or selecting) taxi company registration information including at least one of the taxi unique number information, taxi driver wireless terminal information, and taxi driver account information. Through the interface 2710, the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information are input (or selected).

If the terminal receives (or selects) taxi company registration information including at least one of the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information (2825), the terminal receives the communication channel through the communication channel. The taxi company registration information including at least one of the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information is transmitted to the server (2830).

Thereafter, the server checks the validity of the received taxi company registration information (2835).

According to an exemplary embodiment of the present invention, the server is connected to the subscriber D / B on the wireless communication network to which the taxi driver wireless terminal is subscribed based on the taxi driver wireless terminal information included in the taxi company registration information, the taxi driver wireless By confirming the name of the terminal information, it is preferable to authenticate the validity of the taxi driver radio terminal information.

According to another exemplary embodiment of the present invention, the server is connected to a predetermined financial system provided on the wireless taxi fare payment system to open a financial account corresponding to the taxi driver account information included in the taxi company registration information. It is desirable to verify the validity of the taxi driver account information by checking if there is.

If the validity of the taxi company registration information is not authenticated (2840), the server generates predetermined validity error information and transmits it to the terminal (2845).

On the other hand, if the validity of the taxi company registration information is authenticated (2840), the server associates the taxi unique number information, taxi driver wireless terminal information and taxi company account information included in the taxi company registration information in the drawing 27 The illustrated taxi information is stored in the D / B 2740 (2850).

Here, the taxi unique number information is a unique number given to each taxi that pays a predetermined taxi fare through the wireless taxi fare payment system, a predetermined customer is a predetermined taxi fare through the wireless taxi fare payment system At the time of payment, characterized in that the customer comprises the number information transmitted to the payment server provided on the wireless taxi fare payment system through the customer wireless terminal.

According to an exemplary embodiment of the present invention, the taxi unique number information may include predetermined RF code information provided in an RF tag provided in the taxi.

According to another embodiment of the present invention, the taxi unique number information is preferably made by including the car number information included in the license plate attached to the taxi, wherein the taxi is a predetermined RF code It is desirable to have an RF tag included as information.

The taxi driver wireless terminal information may include a taxi driver wireless terminal number to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. .

When at least two or more drivers alternately drive the taxi according to an embodiment of the present invention, the taxi driver door terminal information further includes at least two or more taxi driver radio terminal information and shift time information for driving the taxi. It is preferable.

According to the embodiment of the present invention, the taxi driver wireless terminal information is a taxi company terminal 2735 to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. Or driver terminal) information (or e-mail address information, etc.). In this case, the taxi fare payment processing information is the taxi company terminal 2735 (or driver terminal) in addition to the taxi driver wireless terminal. Mail address).

According to another embodiment of the present invention, when the taxi driver radio terminal information is included in the RF tag provided in the taxi as the RF code information, the information registration server in the taxi company terminal 2735 (or driver terminal). The taxi driver wireless terminal information may be omitted in the taxi company registration information transmitted to 2700, and the storing of the taxi driver wireless terminal information in the taxi information D / B 2740 may be omitted. The present invention is not limited by this.

The taxi driver account information may include financial account information in the name of a taxi driver in which the taxi fare is deposited when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system.

When the taxi fare is deposited into the financial account in the name of the taxi driver according to the method of the present invention, the taxi driver deposits (or transfers) a predetermined company repayment amount from the taxi fare payment amount into the financial account of the taxi company name. Is preferred.

According to another embodiment of the present invention, when the taxi company account information is included in the RF tag provided in the taxi as the RF code information, the information registration server 2700 in the taxi company terminal 2735 (or driver terminal). Taxi company account information may be omitted in the taxi company registration information transmitted to), and also the taxi company account information stored in the taxi information D / B (2740) may be omitted, thereby the present invention It is not limited.

Thereafter, the server generates a predetermined information registration result including the taxi unique number information (2855), and transmits the information registration result to the taxi driver wireless terminal corresponding to the taxi driver wireless terminal information (2860). .

29 is a view showing a taxi information registration system for wireless taxi fare payment according to another embodiment of the present invention.

In more detail, FIG. 29 shows that a predetermined driver terminal 2937 connects to a server on a wireless taxi fare payment system through a predetermined network means for payment of the wireless taxi fare, and the taxi unique number information, taxi driver wireless terminal information, and taxi. If the driver registration information including at least one driver account information is provided, the server unique information, the taxi driver's wireless terminal information and the taxi driver's account information included in the driver registration information provided from the driver terminal 2937 in the server As a configuration of a taxi information registration system for linking and storing the taxi information D / B (2740) provided on the wireless taxi fare payment system, if the person having ordinary knowledge in the technical field to which the present invention belongs, When registering taxi information for payment of the wireless taxi fare by referring to 29 and / or modified. Various implementation methods for the stem configuration may be inferred, but the present invention includes all the implementation methods inferred above and is not limited to the implementation method shown in FIG.

Hereinafter, in the taxi information registration system shown in FIG. 29, the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information provided from the driver terminal 2937 are stored in the taxi information D / B 2740. Components corresponding to at least one or more means and / or functional configurations for the sake of convenience are referred to as " information registration server 2900 ".

Referring to FIG. 29 according to an embodiment of the present invention, a taxi information registration system for wireless taxi fare payment according to the present invention includes at least one driver terminal 2935 connected to a predetermined network means, and the driver terminal ( Taxi information D / B (2740) for linking and storing the taxi unique number information and the taxi driver wireless terminal information and the taxi driver account information transmitted from the 2935, and the driver terminal (2935) is connected through a predetermined network means And an information registration server 2900 for receiving and storing taxi unique number information, taxi driver wireless terminal information, and taxi driver account information transmitted through the network means in association with and stored in the taxi information D / B 2740. Characterized in that made.

The driver terminal 2935 may be a wired communication network based on Transmission Control Protocol / Internet Protocol (TCP / IP) (eg, Asymmetric Digital Subscriber Line (ADSL) / Very High-data Rate Digital Subscriber Line (VDSL) and / or cable communication network). Or a wired terminal including at least one wired terminal including a desktop computer and / or a notebook connected to the information registration server 2900 and / or a code division multiple access (CDMA) based mobile communication network (or A mobile communication terminal connected to a High Speed Downlink Packet Access (HSDPA) based mobile communication network, and / or a portable Internet terminal connected to a high-speed wireless Internet based on IEEE 802.16x, and / or a wireless LAN network based on IEEE 802.11x. And at least one or more wireless terminals including at least one WLAN terminal, wherein the driver terminal 2935 is an image. Output at least one taxi information registration interface screen provided by the information registration server 2900, and input and / or select at least one information through the taxi information registration interface screen to transmit to the information registration server 2900 It is preferable that a function configuration (for example, a browser program and a communication function) is provided.

Those skilled in the art to which the present invention pertains can easily infer the characteristics of the driver terminal 2935 corresponding to at least one or more wired terminals and / or wireless terminals. Omit for convenience.

According to an embodiment of the present invention, when the driver terminal 2935 is a wired terminal, the network means includes the TCP / IP based wired communication network, and when the driver terminal 2935 is a wireless terminal, The network means preferably comprises at least one of the CDMA based (or HSDPA based) mobile communication network, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based WLAN communication network.

The taxi information D / B 2740 provided on the wireless taxi fare payment system according to the present invention links and processes the taxi unique number information transmitted from the driver terminal 2937, the taxi driver wireless terminal information, and the taxi driver account information. Characterized in that for storing.

Here, the taxi unique number information is a unique number given to each taxi that pays a predetermined taxi fare through the wireless taxi fare payment system, a predetermined customer is a predetermined taxi fare through the wireless taxi fare payment system At the time of payment, characterized in that the customer comprises the number information transmitted to the payment server provided on the wireless taxi fare payment system through the customer wireless terminal.

According to an exemplary embodiment of the present invention, the taxi unique number information may include predetermined RF code information provided in an RF tag provided in the taxi.

According to another exemplary embodiment of the present invention, the taxi unique number information preferably includes car number information included in a license plate attached to the taxi. It is desirable to have an RF tag included in the code information.

The taxi driver wireless terminal information may include a taxi driver wireless terminal number to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. .

According to an embodiment of the present invention, when the taxi is a company taxi and at least two or more drivers drive the taxi alternately, the taxi driver door terminal information is alternated with at least two taxi driver radio terminal information driving the taxi. It is preferable that the time information is further included.

If the taxi is a personal taxi, the taxi driver wireless terminal information is preferably the shift time information is omitted.

According to another embodiment of the present invention, when the taxi driver radio terminal information is included as the RF code information in the RF tag provided in the taxi, the driver transmitted from the driver terminal 2935 to the information registration server 2900 The taxi driver wireless terminal information may be omitted from the registration information, and the taxi driver wireless terminal information may be omitted from the taxi information D / B 2740, and the present invention is not limited thereto. .

The taxi driver account information may include financial account information in the name of a taxi driver in which the taxi fare is deposited when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system.

According to an embodiment of the present invention, when the taxi is a company taxi and the taxi fare is deposited into a financial account in the name of the taxi driver, the taxi driver may pay a predetermined company repayment amount of the taxi fare payment amount of the taxi company name. It is preferable to deposit (or transfer) to a financial account.

If the taxi is a private taxi, the taxi driver may not deposit (or transfer) the taxi fare payment amount to another financial account.

According to another embodiment of the present invention, when the taxi company account information is included as the RF code information in the RF tag provided in the taxi, the driver registration transmitted from the driver terminal 2935 to the information registration server 2900 The taxi company account information may be omitted from the information, and the storing of the taxi company account information in the taxi information D / B 2740 may be omitted, and the present invention is not limited thereto.

According to the method of the present invention, the information registration server 2900 communicates with the driver terminal 2935 through the network means in order to provide a web interface corresponding to the driver terminal 2935 and the network means. And an interface unit 2905 for connecting and managing channels, whereby the information registration server 2900 is connected to the driver terminal 2935 via a wired communication network and / or a wireless communication network. It has the function of a server.

According to an exemplary embodiment of the present invention, when the driver terminal 2935 is a wired terminal to which a communication channel is connected through a TCP / IP-based wired communication network, the interface unit 2905 may be connected to the driver terminal 2937 and the HTTP ( Connect a predetermined communication channel based on a Hyper-Text Transfer Protocol protocol, and the taxi information registration interface screen in the form of HTML (Hyper-Text Markup Language) compatible document and / or to the driver terminal 2937 through the communication channel. Transmits and outputs the information providing screen, and receives and processes predetermined taxi unique number information, taxi driver wireless terminal information, and taxi driver account information input (or selected) through the taxi information registration interface screen from the driver terminal 2935. It is desirable to perform the function.

According to another exemplary embodiment of the present invention, when the driver terminal 2935 is a wireless terminal to which a communication channel is connected through a CDMA-based wireless communication network, the interface unit 2905 is connected to the driver terminal 2935 and the WAP (Wireless). Connect a predetermined communication channel based on the Application Protocol and / or the Mobile Explorer (ME) protocol, and the taxi in the form of a WML (Wireless Markup Language) and / or HTML compatible document to the driver terminal 2937 through the communication channel. Transmits and outputs an information registration interface screen and / or an information providing screen, and transmits predetermined taxi unique number information, taxi driver wireless terminal information, and taxi driver account information corresponding to the taxi information registration interface screen from the driver terminal 2935. It is preferable to perform a function of receiving processing.

According to another exemplary embodiment of the present invention, when the driver terminal 2937 is a wireless terminal to which a communication channel is connected through an IEEE 802.16x based wireless communication network, the interface unit 2905 may be connected to the driver terminal 2935. Connect a predetermined communication channel based on a wireless protocol corresponding to the IEEE 802.16x standard, and transmit a predetermined taxi information registration interface screen and / or information providing screen to the driver terminal 2937 through the communication channel and output it. And, it is preferable to perform a function of receiving and processing predetermined taxi unique number information, taxi driver wireless terminal information and taxi driver account information corresponding to the taxi information registration interface screen from the driver terminal 2927, and / or When the driver terminal 2937 is a wireless terminal to which a communication channel is connected through an IEEE 802.11x based wireless communication network, The face unit 2905 connects a predetermined communication channel with the driver terminal 2935 based on a wireless protocol corresponding to the IEEE 802.11x standard, and predetermined taxi information to the driver terminal 2937 through the communication channel. Transmits and outputs a registration interface screen and / or an information providing screen, and receives predetermined taxi unique number information, taxi driver wireless terminal information, and taxi driver account information corresponding to the taxi information registration interface screen from the driver terminal 2935. It is desirable to perform the function of processing.

Referring to FIG. 29, the information registration server 2900 cooperates with the interface unit 2905 when a predetermined driver terminal 2935 connects to the information registration server 2900 through the interface unit 2905. An interface providing unit 2910 for generating (or extracting) a predetermined taxi information registration interface screen for inputting (or selecting) and transmitting predetermined driver registration information from the driver terminal 2935 and the driver terminal ( In operation 2935, when the driver registration information including at least one of taxi unique number information, taxi driver wireless terminal information, and taxi driver account information is input (or selected) through the taxi information registration interface screen, the interface unit 2905 may be transmitted. And an information receiver 2915 for receiving the driver registration information in cooperation with the driver), and checking the validity of the received driver registration information. Hyosung authentication unit 2930, the taxi unique number information, the taxi driver wireless terminal information and the taxi driver account information included in the driver registration information of the validity is authenticated and stored in association with the taxi information D / B (2740) And an information storage unit 2920, wherein the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information are stored in the taxi information D / B 2740 in association with each other. And an information transmitter 2525 for transmitting the information registration result to the taxi driver wireless terminal corresponding to the taxi driver wireless terminal information.

The interface providing unit 2910 has a functional configuration (for example, a driver) provided in the driver terminal 2935 when a predetermined driver terminal 2935 is connected to the information registration server 2900 through the interface unit 2905. The network means by inputting (or selecting) driver registration information including at least one of predetermined taxi unique number information, taxi driver wireless terminal information, and taxi driver account information corresponding to a browser program provided in the terminal 2935). Generates a predetermined taxi information registration interface screen that can be transmitted to the information registration server 2900, and / or extracted from a predetermined database (not shown), and in conjunction with the interface unit 2905 to generate (or The extracted taxi information registration interface screen is provided to the driver terminal 2935 through the network means.

Thereafter, the driver terminal 2935 inputs (or selects) driver registration information including at least one of predetermined taxi unique number information, taxi driver wireless terminal information, and taxi driver account information based on the taxi information registration interface screen. If it is confirmed that the driver registration information has been input (or selected), the driver terminal 2935 may transmit the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver via the network means. Driver registration information including at least one account information is transmitted to the information registration server 2900.

If one of ordinary skill in the art to which the present invention pertains, the driver's terminal 2935 through the at least one form form included in the taxi information registration interface screen, the taxi unique number information and taxi driver wireless Technical features for inputting (or selecting) driver registration information including at least one of terminal information and taxi driver account information, and the taxi unique number information and taxi input (or selected) through a communication protocol provided by the network means. Since it will be familiar with the technical features of transmitting the driver registration information including at least one driver wireless terminal information and taxi driver account information to the information registration server 2900, a detailed description thereof will be omitted for convenience.

The information receiver 2915 inputs driver registration information including at least one predetermined taxi unique number information, taxi driver wireless terminal information, and taxi driver account information through the taxi information registration interface screen at the driver terminal 2927. (Or optionally) receiving driver registration information including at least one of the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information in association with the interface unit 2905 when transmitting through the network means. The driver registration information is provided to the validity authentication unit 2930.

The validity authentication unit 2930 checks and authenticates whether the driver registration information received through the information receiving unit 2915 can process a taxi fare paid by a predetermined customer through the wireless taxi fare payment system. Characterized in that.

According to an exemplary embodiment of the present invention, the validity authentication unit 2930 is connected to the subscriber D / B on the wireless communication network to which the taxi driver wireless terminal is subscribed based on the taxi driver wireless terminal information included in the driver registration information. By confirming the name of the taxi driver wireless terminal information, it is preferable to authenticate the validity of the taxi driver wireless terminal information.

According to another exemplary embodiment of the present invention, the validity authentication unit 2930 is financed corresponding to the taxi driver account information included in the driver registration information in association with a predetermined financial system provided on the wireless taxi fare payment system. It is preferable to verify the validity of the taxi driver account information by checking whether an account is opened.

When the validity of the driver registration information is authenticated, the information storage unit 2920 performs a process of linking the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information included in the driver registration information to the taxi information D. / B (2740) is characterized in that.

Here, the taxi unique number information is a unique number given to each taxi that pays a predetermined taxi fare through the wireless taxi fare payment system, a predetermined customer is a predetermined taxi fare through the wireless taxi fare payment system At the time of payment, characterized in that the customer comprises the number information transmitted to the payment server provided on the wireless taxi fare payment system through the customer wireless terminal.

According to an exemplary embodiment of the present invention, the taxi unique number information may include predetermined RF code information provided in an RF tag provided in the taxi.

According to another embodiment of the present invention, the taxi unique number information is preferably made by including the car number information included in the license plate attached to the taxi, wherein the taxi is a predetermined RF code It is desirable to have an RF tag included as information.

The taxi driver wireless terminal information may include a taxi driver wireless terminal number to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. do.

According to an embodiment of the present invention, when the taxi is a company taxi and at least two or more drivers drive the taxi alternately, the taxi driver door terminal information is alternated with at least two taxi driver radio terminal information driving the taxi. It is preferable that the time information is further included.

If the taxi is a personal taxi, the taxi driver wireless terminal information is preferably the shift time information is omitted.

According to another embodiment of the present invention, when the taxi driver radio terminal information is included as the RF code information in the RF tag provided in the taxi, the driver transmitted from the driver terminal 2935 to the information registration server 2900 The taxi driver radio terminal information may be omitted from the registration information, and the storing of the taxi driver radio terminal information in the taxi information D / B 2740 may be omitted, and the present invention is not limited thereto.

The taxi driver account information may include financial account information in the name of a taxi driver in which the taxi fare is deposited when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system.

According to an embodiment of the present invention, when the taxi is a company taxi and the taxi fare is deposited into a financial account in the name of the taxi driver, the taxi driver may pay a predetermined company repayment amount of the taxi fare payment amount of the taxi company name. It is preferable to deposit (or transfer) to a financial account.

If the taxi is a private taxi, the taxi driver may not deposit (or transfer) the taxi fare payment amount to another financial account.

According to another embodiment of the present invention, when the taxi company account information is included as the RF code information in the RF tag provided in the taxi, the driver registration transmitted from the driver terminal 2935 to the information registration server 2900 The taxi company account information may be omitted from the information, and the storing of the taxi company account information in the taxi information D / B 2740 may be omitted, and the present invention is not limited thereto.

The information transmission unit 2925 generates a predetermined information registration result including the taxi unique number information, and transmits the information registration result to the taxi driver wireless terminal corresponding to the taxi driver wireless terminal information. do.

30 is a view illustrating a taxi information registration process for wireless taxi fare payment according to an embodiment of the present invention.

In more detail, in FIG. 30, the driver terminal 2935 on the taxi information registration system shown in FIG. 29 is connected to the information registration server 2900 through a predetermined network means, and the taxi unique number information for the wireless taxi fare payment. When the driver registration information including at least one driver wireless terminal information and taxi driver account information is transmitted, the taxi registration number and the taxi driver wireless terminal information and the taxi driver included in the driver registration information are transmitted from the information registration server 2900. The process of linking the account information and storing in the taxi information D / B (2740), if the person of ordinary skill in the art to which the present invention belongs, refer to and / or modified this wireless taxi tariff 30 Various implementation methods for the taxi information registration process for payment may be inferred, but the present invention is inferred from the above Any implementation method is included, and is not limited only to the implementation method shown in FIG.

Hereinafter, in FIG. 30, the information registration server 2900 on the taxi information registration system shown in FIG. 29 is referred to as "server" for convenience, and the driver terminal 2935 on the taxi information registration system shown in FIG. Terminal ".

Referring to FIG. 30, the terminal on the taxi information registration system shown in FIG. 29 accesses the server through the network means and connects a communication channel for wireless taxi fare payment (3000).

According to an embodiment of the present invention, the communication channel connection process may further include at least one or more steps of logging in to the server from the terminal, and / or joining the server to the server. In the process, the customer information corresponding to the terminal is extracted (or obtained).

Those skilled in the art to which the present invention belongs, the terminal is connected to the server according to the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means to pay the wireless taxi fare Since it will be familiar with the technical features for connecting the communication channel for, a detailed description thereof will be omitted for convenience.

When the communication channel for the wireless taxi fare payment is connected between the terminal and the server as described above, the terminal requests the taxi information registration interface screen for the wireless taxi fare payment to the server through the communication channel (3005), In response, the server generates (or extracts) a taxi information registration interface screen including a user interface for inputting (or selecting) the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information. In operation 3015, the generated (or extracted) taxi information registration interface screen is transmitted to the terminal through the communication channel (3015).

Thereafter, the terminal includes the user interface included in the taxi information registration interface screen for inputting (or selecting) driver registration information including at least one of the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information. The taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information are processed (3020) to be input (or selected).

If the terminal receives (or selects) driver registration information including at least one of the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information (3025), the terminal receives the server through the communication channel. The driver registration information including at least one of the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information is transmitted (3030).

Thereafter, the server verifies the validity of the received driver registration information (3035).

According to an exemplary embodiment of the present invention, the server is connected to the subscriber D / B on the wireless communication network to which the taxi driver wireless terminal is subscribed based on the taxi driver wireless terminal information included in the driver registration information, the taxi driver wireless terminal. By confirming the name of the information, it is preferable to authenticate the validity of the taxi driver radio terminal information.

According to another exemplary embodiment of the present invention, the server is connected to a predetermined financial system provided on the wireless taxi fare payment system to determine whether a financial account corresponding to the taxi driver account information included in the driver registration information is opened. By confirming, it is preferable to authenticate the validity of the taxi driver account information.

If the validity of the driver registration information is not authenticated (3040), the server generates predetermined validity error information and transmits it to the terminal (3045).

On the other hand, if the validity of the driver registration information is authenticated (3040), the server associates the taxi unique number information and the taxi driver wireless terminal information and taxi company account information included in the driver registration information as shown in Figure 29 The taxi information is stored in the D / B 2740 (3050).

Here, the taxi unique number information is a unique number given to each taxi that pays a predetermined taxi fare through the wireless taxi fare payment system, a predetermined customer is a predetermined taxi fare through the wireless taxi fare payment system At the time of payment, the customer is characterized in that it comprises the number information transmitted to the payment server provided on the wireless taxi fare payment system via the customer wireless terminal.

According to an exemplary embodiment of the present invention, the taxi unique number information may include predetermined RF code information provided in an RF tag provided in the taxi.

According to another embodiment of the present invention, the taxi unique number information is preferably made by including the car number information included in the license plate attached to the taxi, wherein the taxi is a predetermined RF code It is desirable to have an RF tag included as information.

The taxi driver wireless terminal information may include a taxi driver wireless terminal number to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. .

According to an embodiment of the present invention, when the taxi is a company taxi and at least two or more drivers drive the taxi alternately, the taxi driver door terminal information is alternated with at least two taxi driver radio terminal information driving the taxi. It is preferable that the time information is further included.

If the taxi is a personal taxi, the taxi driver wireless terminal information is preferably the shift time information is omitted.

According to another embodiment of the present invention, when the taxi driver radio terminal information is included as the RF code information in the RF tag provided in the taxi, the driver transmitted from the driver terminal 2935 to the information registration server 2900 The taxi driver radio terminal information may be omitted from the registration information, and the storing of the taxi driver radio terminal information in the taxi information D / B 2740 may be omitted, and the present invention is not limited thereto.

The taxi driver account information may include financial account information in the name of a taxi driver in which the taxi fare is deposited when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system.

According to an embodiment of the present invention, when the taxi is a company taxi and the taxi fare is deposited into a financial account in the name of the taxi driver, the taxi driver may pay a predetermined company repayment amount of the taxi fare payment amount of the taxi company name. It is preferable to deposit (or transfer) to a financial account.

If the taxi is a private taxi, the taxi driver may not deposit (or transfer) the taxi fare payment amount to another financial account.

According to another embodiment of the present invention, when the taxi company account information is included as the RF code information in the RF tag provided in the taxi, the driver registration transmitted from the driver terminal 2935 to the information registration server 2900 The taxi company account information may be omitted from the information, and the storing of the taxi company account information in the taxi information D / B 2740 may be omitted, and the present invention is not limited thereto.

Thereafter, the server generates a predetermined information registration result including the taxi unique number information (3055), and transmits the information registration result to the taxi driver wireless terminal corresponding to the taxi driver wireless terminal information (3060). .

31 is a diagram showing a customer payment means information registration system for a wireless taxi fare payment according to another embodiment of the present invention.

In more detail, FIG. 31 shows that when a predetermined customer terminal accesses a server on a wireless taxi fare payment system through a predetermined network means and provides customer payment means information and customer wireless terminal information for the wireless taxi fare payment, the server In the customer payment means information registration system configuration for storing the customer payment means information and customer wireless terminal information provided from the customer terminal in connection with the payment means D / B (3140) provided on the wireless taxi fare payment system For those of ordinary skill in the art to which the present invention pertains, various implementation methods for the configuration of a customer payment means information registration system for the wireless taxi fare payment can be inferred by referring to and / or modifying the drawing 31. As will be appreciated, the present invention includes all implementation methods inferred from the above, and is illustrated in FIG. It shall be limited to city ways.

Hereinafter, at least one or more means for storing the customer payment means information and customer wireless terminal information provided from the customer terminal on the payment means D / B (3140) on the customer payment means information registration system shown in Figure 31 and / Alternatively, the component corresponding to the functional configuration is referred to as "information registration server 3100" for convenience.

Referring to FIG. 31 according to an embodiment of the present invention, a system for registering customer payment means information for wireless taxi fare payment according to the present invention includes at least one customer terminal connected to a predetermined network means, and transmitted from the customer terminal. Payment means D / B (3140) for processing and storing the customer payment means information and the customer wireless terminal information to be linked, and the customer payment means information is connected to the customer terminal via a predetermined network means, and transmitted through the network means And an information registration server 3100 which receives and stores the customer wireless terminal information in association with the payment means D / B 3140.

The client terminal is connected to a wired communication network based on Transmission Control Protocol / Internet Protocol (TCP / IP) (eg, Asymmetric Digital Subscriber Line (ADSL) / Very High-data Rate Digital Subscriber Line (VDSL) and / or cable communication network). At least one wired terminal including a desktop computer and / or notebook connected to the information registration server 3100 and / or a mobile communication network (or HSDPA) based on Code Division Multiple Access (CDMA) A mobile communication terminal connected to a downlink packet access) network, and / or a portable internet terminal connected to IEEE 802.16x based high speed wireless internet, and / or a wireless LAN terminal connected to an IEEE 802.11x based wireless LAN network. And at least one or more wireless terminals including at least one of the above, wherein the customer terminal is the information registration server. A function configuration (for example, outputting at least one information registration interface screen provided by 3100), inputting and / or selecting at least one information through the information registration interface screen, and transmitting the same to the information registration server 3100 (eg, , A browser program and a communication function) are preferably provided.

Those skilled in the art to which the present invention pertains will be able to easily infer the characteristics of the customer terminal corresponding to at least one or more wired terminal and / or wireless terminal, detailed description thereof will be omitted for convenience. .

According to an embodiment of the present invention, when the customer terminal is a wired terminal, the network means comprises the TCP / IP based wired communication network, and when the customer terminal is a wireless terminal, the network means is the CDMA based. (Or HSDPA based) mobile communication network, and / or IEEE 802.16x-based high-speed wireless Internet, and / or IEEE 802.11x-based wireless LAN communication network is preferably made of at least one or more.

The payment means D / B (3140) provided on the wireless taxi fare payment system according to the present invention is characterized in that the customer payment means information transmitted from the customer terminal and the customer wireless terminal information is stored in association.

According to an embodiment of the present invention, the customer payment means information is a mobile phone payment means information, account transfer payment means information, credit card payment means information, check card payment that can process the taxi fare using the customer wireless terminal At least one means information, debit card payment means information, prepaid card payment means information is preferably included.

Here, when the wireless taxi fare payment system is processed in connection with the communication fee charging system used by the customer wireless terminal, the mobile phone payment means information payment processing through the taxi fare through the customer's communication fee As the payment means information to ensure that, the mobile payment means information is preferably made of at least one or more information including the customer wireless terminal number, wireless terminal name information and wireless terminal authentication information.

Alternatively, when the bank transfer payment means information is established in the financial system associated with the wireless taxi fare payment system (eg, a free deposit and withdrawal deposit account), the taxi fare is set in the financial name of the customer. As the payment means information for payment processing to the amount deposited in the account, the transfer payment means information preferably comprises the financial account information of the customer name.

Alternatively, the credit card payment means information is issued a credit card issued to the customer by a predetermined card company, and if the wireless taxi fare payment system is associated with the credit card payment system, the taxi fare is issued to the customer Payment means information for payment processing through a credit card, the credit card payment means information preferably comprises the customer credit card information, wherein the customer credit card information is a predetermined provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B (3140) on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the check card payment means information is issued a check card issued to the customer from a predetermined card company, and if the wireless taxi fare payment system is associated with the check card payment system, the taxi fare is issued to the customer Payment means information for processing the payment through a check card, the check card payment means information preferably comprises the customer check card information, wherein the customer check card information is provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B (3140) on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the debit card payment means information is issued a debit card issued to the customer by a predetermined card company, and if the wireless taxi fare payment system is linked with the debit card payment system, the taxi fare is issued to the customer As payment means information for processing payment through a debit card, the debit card payment means information is preferably made to include the customer debit card information, wherein the customer debit card information is provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B (3140) on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the prepaid card payment means information is issued a prepaid card issued to the customer by a predetermined card company, and when the wireless taxi fare payment system is associated with the prepaid card payment system, the taxi fare is issued to the customer As payment means information for payment processing through a prepaid card, the prepaid card payment means information preferably comprises the customer prepaid card information, wherein the customer prepaid card information is a predetermined provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B (3140) on the wireless taxi fare payment system, thereby the present invention is not limited.

According to an embodiment of the present invention, the customer wireless terminal information preferably comprises wireless terminal number information assigned to a customer wireless terminal used by the customer, and further includes information on the wireless terminal name corresponding to the customer wireless terminal. It is preferable that it further comprises.

According to an embodiment of the present invention, the information registration server 3100 connects and manages a predetermined communication channel with the customer terminal through the network means to provide a web interface corresponding to the customer terminal and the network means. And an interface unit 3105, whereby the information registration server 3100 has a function of a web server that communicates with the customer terminal through a wired communication network and / or a wireless communication network.

* When the customer terminal is a wired terminal to which a communication channel is connected through a TCP / IP-based wired communication network according to an embodiment of the present invention, the interface unit 3105 is HTTP (Hyper-Text Transfer Protocol) with the customer terminal Connect a predetermined communication channel based on a protocol, transmit and output an information registration interface screen and / or an information providing screen in the form of a Hyper-Text Markup Language (HTML) compatible document to the customer terminal through the communication channel; It is preferable to perform a function of receiving and processing predetermined customer payment means information and customer wireless terminal information input (or selected) through the information registration interface screen from the customer terminal.

According to another exemplary embodiment of the present invention, when the customer terminal is a wireless terminal to which a communication channel is connected through a CDMA based wireless communication network, the interface unit 3105 may communicate with the customer terminal and a WAP (Wireless Application Protocol) and / or A predetermined communication channel is connected based on a ME (Mobile Explorer) protocol, and an information registration interface screen and / or an information providing screen in the form of a WML (Wireless Markup Language) and / or HTML compatible document is connected to the customer terminal through the communication channel. It is preferable to perform a function of transmitting and outputting the data, and receiving and processing predetermined customer payment means information and customer wireless terminal information corresponding to the information registration interface screen from the customer terminal.

According to another exemplary embodiment of the present invention, when the customer terminal is a wireless terminal to which a communication channel is connected through an IEEE 802.16x based wireless communication network, the interface unit 3105 may comply with the customer terminal and the IEEE 802.16x standard. A predetermined communication channel is connected based on a corresponding wireless protocol, and a predetermined information registration interface screen and / or an information providing screen are transmitted to the customer terminal through the communication channel and outputted, and the information registration interface is transmitted from the customer terminal. It is preferable to perform a function of receiving and processing predetermined customer payment means information and customer wireless terminal information corresponding to a screen, and / or a wireless terminal to which a communication channel is connected through a wireless communication network based on IEEE 802.11x. In this case, the interface unit 3105 is a wireless protocol corresponding to the customer terminal and the IEEE 802.11x standard. Connecting a predetermined communication channel based on the connection, transmitting and outputting a predetermined information registration interface screen and / or information providing screen to the customer terminal through the communication channel, and corresponding to the information registration interface screen from the customer terminal. It is preferable to perform a function of receiving and processing predetermined customer payment means information and customer wireless terminal information.

Referring to FIG. 31, the information registration server 3100 is connected to the interface 3105 when a predetermined client terminal is connected to the information registration server 3100 through the interface unit 3105. An interface providing unit 3110 for generating (or extracting) a predetermined information registration interface screen for inputting (or selecting) and transmitting predetermined customer payment means information and customer wireless terminal information from the interface unit 3105; And an information receiver 3115 for receiving customer payment means information and customer wireless terminal information, which is input (or selected) through the information registration interface screen in the customer terminal and the received customer payment means information. And a validity authentication unit 3130 for checking the validity of the customer wireless terminal information, and the customer payment means information and the customer wireless terminal information that have been validated. It is characterized in that it comprises an information storage unit 3120 for storing in association with the payment means D / B (3140).

The interface providing unit 3110 has a function configuration (for example, a browser program provided in the customer terminal) provided in the customer terminal when a predetermined customer terminal is connected to the information registration server 3100 through the interface unit 3105. Generate a predetermined information registration interface screen for inputting (or selecting) predetermined customer payment means information and customer wireless terminal information to transmit to the information registration server 3100 via the network means corresponding to Or extracting from a predetermined database (not shown) and providing the generated (or extracted) information registration interface screen in cooperation with the interface unit 3105 to the customer terminal through the network means.

Thereafter, the customer terminal inputs (or selects) predetermined customer payment means information and customer wireless terminal information based on the information registration interface screen, and the customer payment means information and customer wireless terminal information are input (or selected). When it is confirmed, the customer terminal transmits the input (or selected) customer payment means information and customer wireless terminal information to the information registration server 3100 via the network means.

Those skilled in the art to which the present invention belongs, input the customer payment means information and the customer wireless terminal information through at least one form (Form) included in the information registration interface screen in the customer terminal ( Or a technical feature of transmitting the input (or selected) customer payment means information and customer wireless terminal information to the information registration server 3100 through a communication protocol provided by the network means. Since it will be, a detailed description thereof will be omitted for convenience.

The information receiver 3115 inputs (or selects) predetermined customer payment means information and customer wireless terminal information from the customer terminal through the information registration interface screen, and transmits the information through the network means. And receiving the customer payment means information and the customer wireless terminal information in conjunction with, and provides the received customer payment means information and customer wireless terminal information to the validity authentication unit 3130.

The validity authentication unit 3130 checks the validity of whether the customer payment means information and the customer wireless terminal information received through the information receiving unit 3115 can pay a predetermined taxi fare through the wireless taxi fare payment system. It is characterized in that the authentication.

According to an embodiment of the present invention, the validity authentication unit 3130 checks whether a financial account corresponding to the customer payment means information is opened in connection with a predetermined financial system provided on the wireless taxi fare payment system. It is preferable to authenticate the validity of the customer payment means information.

In addition, the validity authentication unit 3130 checks the name of the customer wireless terminal information in connection with the subscriber D / B on the wireless communication network to which the customer wireless terminal is subscribed based on the customer wireless terminal information, the customer wireless terminal It is desirable to authenticate the validity of the information.

The information storage unit 3120 may store the information on the payment means D / B 3140 by linking the customer payment means information and the customer wireless terminal information received through the information receiver 3115.

According to an embodiment of the present invention, the customer payment means information is a mobile phone payment means information, account transfer payment means information, credit card payment means information, check card payment that can process the taxi fare using the customer wireless terminal At least one means information, debit card payment means information, prepaid card payment means information is preferably included.

Here, when the wireless taxi fare payment system is processed in connection with a communication fare charging system used by the customer wireless terminal, the mobile payment means information so that the taxi fare is processed through the communication fare of the customer through the taxi fare. As payment means information, the mobile payment means information preferably comprises at least one or more information of the customer wireless terminal number, wireless terminal name and wireless terminal authentication information.

Alternatively, when the bank transfer payment means information is established in the financial system associated with the wireless taxi fare payment system (eg, a free deposit and withdrawal deposit account), the taxi fare is set in the financial name of the customer. As the payment means information for payment processing to the amount deposited in the account, the transfer payment means information preferably comprises the financial account information of the customer name.

Alternatively, the credit card payment means information is issued a credit card issued to the customer by a predetermined card company, and if the wireless taxi fare payment system is associated with the credit card payment system, the taxi fare is issued to the customer Payment means information for payment processing through a credit card, the credit card payment means information preferably comprises the customer credit card information, wherein the customer credit card information is a predetermined provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B (3140) on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the check card payment means information is issued a check card issued to the customer from a predetermined card company, and if the wireless taxi fare payment system is associated with the check card payment system, the taxi fare is issued to the customer Payment means information for processing the payment through a check card, the check card payment means information preferably comprises the customer check card information, wherein the customer check card information is provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B (3140) on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the debit card payment means information is issued a debit card issued to the customer by a predetermined card company, and if the wireless taxi fare payment system is linked with the debit card payment system, the taxi fare is issued to the customer As payment means information for processing payment through a debit card, the debit card payment means information is preferably made to include the customer debit card information, wherein the customer debit card information is provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B (3140) on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the prepaid card payment means information is issued a prepaid card issued to the customer by a predetermined card company, and when the wireless taxi fare payment system is linked with the prepaid card payment system, the taxi fare is issued to the customer As payment means information for payment processing through a prepaid card, the prepaid card payment means information preferably comprises the customer prepaid card information, wherein the customer prepaid card information is a predetermined provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B (3140) on the wireless taxi fare payment system, thereby the present invention is not limited.

According to an embodiment of the present invention, the customer wireless terminal information preferably comprises wireless terminal number information assigned to a customer wireless terminal used by the customer, and further includes information on the wireless terminal name corresponding to the customer wireless terminal. It is preferable that it further comprises.

32 is a diagram illustrating a customer payment means information registration process for wireless taxi fare payment according to an embodiment of the present invention.

In more detail, FIG. 32 shows that the customer terminal on the customer payment means information registration system shown in FIG. 31 transmits the customer payment means information and the customer wireless information for the wireless taxi fare payment to the information registration server 3100 via a predetermined network means. When the terminal information is transmitted, the information registration server 3100 processes the customer payment means information and the customer wireless terminal information in connection with the process for storing in the payment means D / B (3140), the present invention belongs to Persons having ordinary skill in the art may refer to and / or modify this drawing 32 to infer various implementation methods for the process of registering customer payment means information for wireless taxi fare payment, but the present invention is inferred to all It includes an implementation method and is not limited to the implementation method shown in FIG.

In FIG. 32, the information registration server 3100 on the customer payment means information registration system shown in FIG. 31 is referred to as " server " for convenience, and the customer terminal on the customer payment means information registration system shown in FIG. It is called "terminal".

Referring to FIG. 32, the terminal on the customer payment means information registration system shown in FIG. 31 accesses the server through the network means and connects a communication channel for wireless taxi fare payment (3200).

According to an embodiment of the present invention, the communication channel connection process may further include at least one or more steps of logging in to the server from the terminal, and / or joining the server to the server. In the process, the customer information corresponding to the terminal is extracted (or obtained).

Those skilled in the art to which the present invention belongs, the terminal is connected to the server according to the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means to pay the wireless taxi fare Since it will be familiar with the technical features for connecting the communication channel for, a detailed description thereof will be omitted for convenience.

When the communication channel for wireless taxi fare payment is connected between the terminal and the server as described above, the terminal requests the server to register the information registration interface screen for the wireless taxi fare payment through the communication channel (3205). Correspondingly, the server generates (or extracts) an information registration interface screen including a user interface for inputting (or selecting) the customer payment means information and the customer wireless terminal information in the terminal (3210), and generates (or The extracted information registration interface screen is transmitted to the terminal through the communication channel (3215).

Thereafter, the terminal inputs (or selects) the customer payment means information and the customer wireless terminal information through the user interface included in the information registration interface screen for inputting (or selecting) the customer payment means information and the customer wireless terminal information. (3220).

If the customer payment means information and customer wireless terminal information is input (or selected) in the terminal (3225), the terminal transmits the customer payment means information and customer wireless terminal information to the server through the communication channel ( 3230).

Thereafter, the server checks the validity of the received customer payment means information and customer wireless terminal information (3235).

According to an embodiment of the present invention, the server checks whether a financial account corresponding to the customer payment means information is opened in connection with a predetermined financial system provided on the wireless taxi fare payment system. It is desirable to authenticate the validity of the.

The server may verify the validity of the customer wireless terminal information by confirming the name of the customer wireless terminal information in association with the subscriber D / B on the wireless communication network to which the customer wireless terminal is subscribed based on the customer wireless terminal information. It is desirable to authenticate.

If the validity of the customer payment means information and the customer wireless terminal information is not authenticated (3240), the server generates a predetermined validity error information and transmits it to the terminal (3245).

On the other hand, if the validity of the customer payment means information and the customer wireless terminal information is verified (3240), the server processes the customer payment means information and the customer wireless terminal information in conjunction with the payment means D / B (Fig. 31) 3140).

According to an embodiment of the present invention, the customer payment means information is a mobile phone payment means information, account transfer payment means information, credit card payment means information, check card payment that can process the taxi fare using the customer wireless terminal At least one means information, debit card payment means information, prepaid card payment means information is preferably included.

Here, when the wireless taxi fare payment system is processed in connection with a communication fare charging system used by the customer wireless terminal, the mobile payment means information so that the taxi fare is processed through the communication fare of the customer through the taxi fare. As payment means information, the mobile payment means information preferably comprises at least one or more information of the customer wireless terminal number, wireless terminal name and wireless terminal authentication information.

Alternatively, when the bank transfer payment means information is set up in the financial system associated with the wireless taxi fare payment system, the financial account of the customer's name (eg, a free deposit and withdrawal deposit account) is set up. As the payment means information for payment processing to the amount deposited in the account, the transfer payment means information preferably comprises the financial account information of the customer name.

Alternatively, the credit card payment means information is issued a credit card issued to the customer by a predetermined card company, and if the wireless taxi fare payment system is associated with the credit card payment system, the taxi fare is issued to the customer Payment means information for payment processing through a credit card, the credit card payment means information preferably comprises the customer credit card information, wherein the customer credit card information is a predetermined provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B (3140) on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the check card payment means information is issued a check card issued to the customer from a predetermined card company, and if the wireless taxi fare payment system is associated with the check card payment system, the taxi fare is issued to the customer Payment means information for processing the payment through a check card, the check card payment means information preferably comprises the customer check card information, wherein the customer check card information is provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B (3140) on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the debit card payment means information is issued a debit card issued to the customer by a predetermined card company, and if the wireless taxi fare payment system is linked with the debit card payment system, the taxi fare is issued to the customer As payment means information for processing payment through a debit card, the debit card payment means information is preferably made to include the customer debit card information, wherein the customer debit card information is provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B (3140) on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the prepaid card payment means information is issued a prepaid card issued to the customer by a predetermined card company, and when the wireless taxi fare payment system is linked with the prepaid card payment system, the taxi fare is issued to the customer As payment means information for payment processing through a prepaid card, the prepaid card payment means information preferably comprises the customer prepaid card information, wherein the customer prepaid card information is a predetermined provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B (3140) on the wireless taxi fare payment system, thereby the present invention is not limited.

According to an embodiment of the present invention, the customer wireless terminal information preferably comprises wireless terminal number information assigned to a customer wireless terminal used by the customer, and further includes information on the wireless terminal name corresponding to the customer wireless terminal. It is preferable that it further comprises.

33 is a diagram showing the configuration of a wireless taxi fare payment system according to an embodiment of the present invention.

More specifically, FIG. 33 shows the taxi unique number information and the taxi driver wireless terminal 3345 information on predetermined taxi information D / B 2740 through the taxi information registration system shown in FIGS. 27 and / or 29. The driver account information is stored in association with each other, and at least one customer payment means information for processing a predetermined taxi fare to a predetermined payment means D / B 3140 through the customer payment means information registration system shown in FIG. 31. And the customer wireless terminal information is linked and stored, and includes the taxi unique number information and payment amount from the customer wireless terminal 3340 to a predetermined wireless payment server 3300 through a wireless communication network according to a predetermined wireless Internet protocol. When the predetermined wireless payment request information is transmitted, the wireless payment server 3300 based on the customer wireless terminal information transmitted by the wireless payment request information Checking the customer payment means information, and the system configuration for processing the payment amount based on the taxi unique number information included in the wireless payment request information, if one of ordinary skill in the art Although various implementation methods for the wireless taxi fare payment system configuration may be inferred by referring to and / or modifying the drawing 33, the present invention includes all the inferred implementation methods, as shown in this drawing 33 The technical features are not limited only to the implemented method.

Wireless taxi fare payment system according to an embodiment of the present invention, at least one to process a predetermined taxi fare payment to a predetermined payment means D / B (3140) through the customer payment means information registration system shown in Figure 31 The taxi to the predetermined taxi information D / B (2740) through the customer wireless terminal (3340) registered the above customer payment means information and customer wireless terminal information, and the taxi information registration system shown in Figure 27 and / or Figure 29 The taxi unique number in the driver wireless terminal 3345 and the customer wireless terminal 3340 used by a driver (or a driver in a taxi company) registered with the unique number information, the taxi driver wireless terminal 3345 information, and the driver account information. When the predetermined wireless payment request information including the information and the payment amount is transmitted, the customer wireless terminal information which transmits the wireless payment request information is confirmed, and the payment means D / B Check the predetermined customer payment means information associated with the confirmed customer wireless terminal information in connection with the 3140, and the taxi unique number information included in the wireless payment request information in connection with the taxi information D / B (2740) A wireless payment server 3300 which checks predetermined driver account information associated with the wireless payment request information and processes the payment amount included in the wireless payment request information as the confirmed driver account information through the confirmed customer payment means; Characterized in that made.

The wireless taxi fare payment system may correspond to predetermined customer payment means information associated with the customer wireless terminal information in order to process a payment amount included in the wireless payment request information in the wireless payment server 3300. It is characterized in that it further comprises a predetermined payment system and / or financial system.

According to an embodiment of the present invention, when predetermined customer payment means information associated with the customer wireless terminal information includes mobile phone payment means information, the wireless payment server 3300 is a wireless corresponding to the mobile payment means It is preferable that the payment system including the communication billing system is processed in conjunction with a predetermined communication means.

Those skilled in the art will be familiar with the wireless communication billing system configuration corresponding to the mobile phone payment means and the technical features of the mobile phone billing method using the wireless billing system. Therefore, detailed description thereof will be omitted for convenience.

According to another exemplary embodiment of the present invention, when predetermined customer payment means information associated with the customer wireless terminal information includes the wire transfer payment means information, the wireless payment server 3300 is connected to the wire transfer payment means. It is preferable that a financial account in the name of the corresponding customer is linked with the opened financial system through a predetermined communication means.

Here, for providing at least one financial transaction (eg, credit, receiving, currency exchange, foreign currency remittance, financial investment, etc.) service through at least one face-to-face and / or face-to-face financial transaction channel providing the wire transfer payment service. It is characterized by having a financial system.

According to an embodiment of the present invention, the financial system is connected to at least one window terminal provided at a branch (and / or a branch) of the financial institution through a predetermined financial network (eg, a branch network). It provides a financial transaction service of face to face at least one financial transaction customer through the window terminal.

The financial system may also include at least one financial terminal including a cash dispenser / automatic teller machine (CD / ATM) provided at a branch (and / or branch) of the financial institution, and / or at least affiliated with the financial institution. At least one financial terminal provided at one or more other financial institutions (and / or other financial institution branches), and / or at least one financial terminal provided at a public place and a predetermined financial network (eg, CD common network) Characterized in that connected through, and provides the financial transaction services of the non-face-to-face method for at least one financial transaction customer through the financial terminal.

In addition, the financial system is characterized in that associated with a predetermined Internet banking server, a network (eg, wired Internet, and / or IEEE 802.11x-based WLAN, connected to a TCP / IP-based backbone network through the Internet banking server, And / or at least one client terminal (e.g., a personal computer (PC) equipped with the wired Internet access and browsing function) and / or a laptop connected to the IEEE 802.16x-based portable Internet, etc., the wireless LAN / portable Internet A non-face-to-face financial transaction service is provided to at least one or more financial transaction customers through a laptop and / or mobile terminal equipped with access and browsing functions.

In addition, the financial system is characterized in that associated with a predetermined wireless banking server, a predetermined wireless network (eg, CDMA (Code Division Multiple Access) based mobile communication network, and / or IEEE 802.16x through the wireless banking server) At least one wireless terminal (e.g., a personal communication system (PCS) and / or a global communication system (GSM) equipped with a connection and browsing function connected to the mobile communication network) Provide a non-face-to-face financial transaction service to at least one financial transaction customer through a System for Mobile terminal and / or a Personal Digital Assistant (PDA) and / or a Smart Phone and / or Telematics). do.

In addition, the financial system is characterized in that associated with a predetermined IC chip-based wireless banking server, a predetermined wireless network (for example, code division multiple access (CDMA) based mobile communication network, through the IC chip-based wireless banking server, And / or at least one financial transaction customer via at least one wireless terminal (e.g., a wireless terminal with a financial IC chip) connected to the IEEE 802.16x based portable Internet and / or a DataTAC / Mobitex based wireless data communication network. IC chip-based non-face-to-face financial transaction services.

In addition, the financial system is characterized in that associated with a predetermined telebanking server, at least one or more connected to a predetermined wired voice call network (eg, Public Switched Telephone Network (PSTN)) through the telebanking server At least one wireless communication terminal (e.g., a PCS and / or GSM terminal) connected to a fixed line communication terminal (e.g., a telephone) and / or a predetermined wireless voice communication network (e.g., a code division multiple access (CDMA) based mobile communication network) And / or a smartphone or the like) to provide a non-face-to-face financial transaction service to at least one financial transaction customer.

In addition, the financial system is characterized in that associated with a predetermined home banking server, at least one or more home appliances (eg, digital TV and / or refrigerator connected to a home network, etc.) connected to a predetermined home network through the home banking server ) Provide non-face-to-face financial transaction services to at least one financial transaction customer.

In addition, the financial system is characterized in that associated with a predetermined TV banking server, at least one or more digital TV (for example, two-way digital TV, satellite DMB terminal) connected to a predetermined return channel (Return Channel) through the TV banking server And non-face-to-face financial transaction services to at least one financial transaction customer through a terrestrial DMB terminal).

Referring to FIG. 33, the financial system opens at least one financial account to at least one financial transaction customer, and is a computerized system provided to a financial institution to provide at least one financial transaction service based on the financial account. As an accounting system for processing a window service such as credit or reception or trust or foreign exchange occurring in at least one branch (or teller), an information system for processing the headquarters business, branch office information support and customer information management; Interconnection between the financial system and at least one other financial system (and / or payment system), and / or at least one non-face-to-face financial transaction means (e.g., internet banking, wireless banking, IC chips) provided in at least one or more external communication networks. Wireless banking, telebanking, TV banking, etc.) And / or an external system providing various financial transaction interfaces through at least one common network (eg, CD common network, financial common network), and the financial system is configured in the financial system. An interface module corresponding to a middleware platform providing inter-element interfacing, and predetermined information (e.g., ledger information, and / or customer information, and / or information required for each function in a component in the financial system); and / Or DBMS 3350 (DataBase Management System) including at least one database for storing and managing management information.

In addition, the financial system is a foreign exchange module according to the intention of the person skilled in the art and / or the type (eg, commercial bank, savings bank, trust bank) of each financial institution equipped with the financial system and the purpose and characteristics of the financial system. (Not shown), at least one or more components such as investment finance module (not shown), international module (not shown) may be further included, and a person having ordinary knowledge in the art to which the present invention belongs, Since it will be familiar with the technical details of the financial system, a detailed description thereof will be omitted for convenience, and the present invention is not limited thereto.

According to the present invention, the DBMS (3350) provided in the financial system is a predetermined taxi fare to a predetermined payment means D / B (3140) by the financial institution through the customer payment means information registration system shown in Figure 31 Open at least one financial account to a financial transaction customer corresponding to the customer wireless terminal (3340) registered at least one customer payment information and customer wireless terminal information to process the payment, and based on the financial account at least one or more And a ledger D / B for storing at least one ledger for providing a financial transaction service, wherein the ledger D / B includes at least one financial transaction processing to be provided to the financial transaction customer by the financial institution. At least one ledger information (eg, customer ledger, receiving ledger, collateral ledger, etc.) for each and corresponding to each ledger information (eg For, refine the properties / function of the respective ledger and / or at least one or more ledger complementing) the additional information is processed in conjunction with a relational (Relationship) is characterized in that it is stored.

Those skilled in the art to which the present invention pertains correspond to at least one ledger information provided in the ledger D / B and each ledger information according to the type of each financial institution and the purpose and characteristic of the financial system. In addition to being familiar with at least one ledger additional information, each ledger information is linked and stored in a relational relation, and / or predetermined ledger information and at least one ledger additional information is stored in a relational relation Since it will be understood that the detailed description thereof will be omitted for convenience.

According to another exemplary embodiment of the present invention, when the predetermined customer payment means information associated with the customer wireless terminal information includes at least one credit card payment means information, the wireless payment server 3300 is the credit It is preferable that the predetermined credit card payment system corresponding to the card payment means and the processing through the predetermined communication means.

Those skilled in the art to which the present invention pertains should be familiar with the technical features of the credit card payment system configuration using the credit card payment system and the credit card payment system corresponding to the credit card payment means. Therefore, detailed description thereof will be omitted for convenience.

Alternatively, when predetermined customer payment means information associated with the customer wireless terminal information includes at least one check card payment means information, the wireless payment server 3300 checks a predetermined check corresponding to the check card payment means. It is preferable that the card payment system is linked with the predetermined communication means.

Those skilled in the art will be familiar with the configuration of a check card payment system corresponding to the check card payment means and the technical features of the check card payment method using the check card payment system. Therefore, detailed description thereof will be omitted for convenience.

Alternatively, when predetermined customer payment means information associated with the customer wireless terminal information includes at least one debit card payment means information, the wireless payment server 3300 is a predetermined debit corresponding to the debit card payment means It is preferable that the card payment system is linked with the predetermined communication means.

Those skilled in the art to which the present invention pertains will be familiar with technical features of the debit card payment system configuration corresponding to the debit card payment means and the debit card payment method using the debit card payment system. Therefore, detailed description thereof will be omitted for convenience.

Alternatively, when the predetermined customer payment means information associated with the customer wireless terminal information includes at least one prepaid card payment means information, the wireless payment server 3300 is a predetermined prepaid corresponding to the prepaid card payment means It is preferable that the card payment system is linked with the predetermined communication means.

Those skilled in the art to which the present invention pertains will be familiar with the technical features of the prepaid card payment system configuration and the prepaid card payment method using the prepaid card payment system corresponding to the prepaid card payment means. Therefore, detailed description thereof will be omitted for convenience.

The customer wireless terminal 3340 may include at least one customer payment means information and a customer to process a predetermined taxi fare to a predetermined payment means D / B 3140 through the customer payment means information registration system shown in FIG. 31. A mobile communication terminal comprising a predetermined wireless terminal registered with wireless terminal information, and connected to a CDMA (Code Division Multiple Access) based mobile communication network (or HSDPA based mobile communication network), And / or a portable Internet terminal connected to the IEEE 802.16x based high speed wireless Internet, and / or a wireless LAN terminal connected to the IEEE 802.11x based wireless LAN communication network.

The customer wireless terminal 3340 reads RF code information including the taxi unique number information from the RF tag provided in the taxi through a predetermined RF reader provided in the customer wireless terminal 3340 when paying the taxi fare. And generating wireless payment request information including the taxi unique number information and the payment amount information, and a CDMA-based (or HSDPA-based) mobile communication network corresponding to the wireless terminal type, and / or IEEE 802.16x-based high-speed wireless The generated wireless payment request information is transmitted to the wireless payment server 3300 through a wireless communication network including at least one of the Internet and / or an IEEE 802.11x-based wireless LAN communication network.

According to an embodiment of the present invention, the customer wireless terminal 3340 is a predetermined wireless Internet protocol corresponding to the wireless communication network (for example, the customer wireless terminal 3340 is a CDMA based mobile communication network (or HSDPA based mobile communication network) In the case of a mobile communication terminal connected to a WAP (Wireless Application Protocol) / ME (Mobile Explorer) based wireless Internet protocol, or a mobile Internet terminal that the customer wireless terminal (3340) is connected to the high-speed wireless Internet based on IEEE 802.16x, And / or a wireless LAN terminal connected to an IEEE 802.11x-based wireless LAN communication network, accesses the wireless payment server 3300 through a mobile internet protocol (MIP) -based wireless internet protocol (MIP), and the customer wireless terminal 3340. The RF code information including the taxi unique number information from the RF tag provided in the taxi through a predetermined RF reader provided in the), and the taxi unique Preferably, the wireless payment request information including the number information and the payment amount information is generated and transmitted to the wireless payment server 3300 according to a predetermined wireless Internet protocol.

According to an exemplary embodiment of the present invention, the customer wireless terminal 3340 is a predetermined wireless payment server 3300 number (or server address number, telephone number assigned to the server, etc.) associated with the wireless payment server 3300 address. ) And a predetermined wireless internet access button (or wireless internet access menu, or wireless internet access command) to connect to the wireless payment server 3300 through a predetermined wireless internet protocol corresponding to the wireless communication network. It is desirable to.

According to another exemplary embodiment of the present invention, the customer wireless terminal 3340 inputs a predetermined wireless internet access button (or wireless internet access menu, or wireless internet access command), and corresponds to the wireless payment server 3300. By selecting a wireless Internet menu, it is preferable to access the wireless payment server 3300 through a predetermined wireless Internet protocol corresponding to the wireless communication network.

According to another exemplary embodiment of the present invention, if the customer wireless terminal information is provided from the driver wireless terminal 3345 to the wireless payment server 3300, the wireless payment server 3300 may be used by the wireless payment server 3300. ) Transmits a predetermined wireless message including an address as a callback URL, and the customer wireless terminal 3340 transmits a predetermined wireless internet protocol corresponding to the wireless communication network through a callback UL included in the wireless message. It is preferable to access the wireless payment server 3300 through.

According to another exemplary embodiment of the present invention, the taxi driver wireless terminal 3345 information is further included in the RF code information provided in the RF tag provided in the taxi, and the predetermined RF reader provided in the customer wireless terminal 3340. When the taxi unique number information and the taxi driver wireless terminal 3345 information is read from the RF tag provided through the taxi, the customer wireless terminal 3340 is the taxi unique number information and the taxi driver wireless terminal 3345. It is preferable to generate wireless payment request information including information and payment amount information, and to transmit the wireless payment request information to the wireless payment server 3300 through the wireless communication network according to the wireless Internet protocol.

According to another embodiment of the present invention, the driver account information is further included in the RF code information provided in the RF tag provided in the taxi, and the taxi is provided through a predetermined RF reader provided in the customer wireless terminal 3340. When reading the taxi unique number information and driver account information from the RF tag provided in the, the customer wireless terminal 3340 generates wireless payment request information including the taxi unique number information, driver account information and payment amount information The wireless payment request information may be transmitted to the wireless payment server 3300 through the wireless communication network according to the wireless internet protocol.

According to another exemplary embodiment of the present invention, the taxi driver wireless terminal 3345 information and the driver account information are further included in the RF code information included in the RF tag provided in the taxi, and the customer wireless terminal 3340 is provided. When the taxi unique number information, taxi driver wireless terminal 3345 information and driver account information are read from the RF tag provided in the taxi through a predetermined RF reader, the customer wireless terminal 3340 is the taxi unique number Generate wireless payment request information including information, taxi driver wireless terminal 3345 information, driver account information and payment amount information, and transmit the wireless payment request information through the wireless communication network according to the wireless Internet protocol; It is preferable to transmit to 3300.

The driver wireless terminal 3345 may transmit the taxi unique number information and the taxi driver wireless terminal 3345 to predetermined taxi information D / B 2740 through the taxi information registration system shown in FIGS. 27 and / or 29. And a predetermined wireless terminal used by a driver (or a driver in a taxi company) who has registered driver account information, and comprises a code division multiple access (CDMA) based mobile communication network (or HSDPA (High Speed Downlink)). A mobile communication terminal connected to a packet access network) and / or a portable Internet terminal connected to IEEE 802.16x based high speed wireless Internet, and / or a wireless LAN terminal connected to an IEEE 802.11x based wireless LAN. It is preferable to comprise at least one or more.

The driver wireless terminal 3345 may be a CDMA based (or HSDPA based) mobile communication network corresponding to the type of wireless terminal, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based on the taxi fare payment. And receiving and outputting taxi fare payment processing detail information including the payment amount from the wireless payment server 3300 through a wireless communication network including at least one of a wireless LAN communication network.

According to the present invention, the wireless payment server 3300 when the customer wireless terminal 3340 is connected to the wireless payment server 3300 through a predetermined wireless Internet protocol, the customer wireless terminal 3340 and the wireless Internet In accordance with the protocol characterized in that it comprises a wireless interface unit 3305 for connecting and managing the communication channel for the wireless taxi fare payment.

According to the method of the present invention, when the customer wireless terminal 3340 is connected to the wireless payment server 3300 through a predetermined wireless Internet protocol, the wireless interface unit 3305 is connected to the customer wireless terminal 3340 Predetermined wireless information including RF code information including the taxi unique number information from the RF tag provided in the taxi through the provided RF reader, and includes the taxi unique number information and payment amount included in the RF code information. Generate a predetermined wireless payment interface screen (or extract it from a predetermined interface D / B (not shown)) for generating payment request information and transmitting it to the wireless payment server 3300 to transmit the wireless data to the customer through the wireless Internet protocol. It is preferable to provide to the terminal 3340, corresponding to the customer wireless terminal 3340 is a predetermined including the taxi unique number information and payment amount The wireless payment request information is input (or generated) and transmitted to the wireless payment server 3300.

According to another embodiment of the present invention, when the taxi driver radio terminal 3345 information is further included in the RF code information provided in the RF tag provided in the taxi, the wireless interface unit 3305 may be configured as the customer radio terminal ( 3340 reads RF code information including the taxi unique number information and the taxi driver wireless terminal 3345 information from the RF tag provided in the taxi through the RF reader provided in the 3340, and the taxi included in the RF code information. Generates a predetermined wireless payment interface screen for generating the predetermined wireless payment request information including the unique number information, taxi driver wireless terminal 3345 information, and the payment amount to the wireless payment server 3300 (or predetermined Extract from an interface D / B (not shown) and provide the same to the customer wireless terminal 3340 via the wireless Internet protocol. Group customer wireless terminal 3340 transmits a predetermined type the wireless payment request information (or generated) by the wireless payment server 3300 including the cab unique number information and payment amount.

According to another embodiment of the present invention, if the driver account information is further included in the RF code information provided in the RF tag provided in the taxi, the wireless interface unit 3305 is provided in the customer wireless terminal 3340 Read the RF code information including the taxi unique number information and driver account information from the RF tag provided in the taxi through the RF reader, the taxi unique number information and driver account information and payment included in the RF code information Generate a predetermined wireless payment interface screen (or extract from a predetermined interface D / B (not shown)) for generating predetermined wireless payment request information including an amount of money and transmitting the generated wireless payment request information to the wireless payment server 3300. It is preferable to provide to the customer wireless terminal 3340 through an Internet protocol, and correspondingly, the customer wireless terminal 3340 is unique to the taxi. Predetermined wireless payment request information including number information and payment amount is input (or generated) and transmitted to the wireless payment server 3300.

According to another embodiment of the present invention, when the taxi driver wireless terminal 3345 information and the driver account information are further included in the RF code information provided in the RF tag provided in the taxi, the wireless interface unit 3305 is Reading RF code information including the taxi unique number information, taxi driver wireless terminal 3345 information and driver account information from the RF tag provided in the taxi through the RF reader provided in the customer wireless terminal 3340, Generating predetermined wireless payment request information including the taxi unique number information, taxi driver wireless terminal 3345 information, driver account information, and payment amount included in the RF code information and transmitting to the wireless payment server 3300 Generate a predetermined wireless payment interface screen (or extract from a predetermined interface D / B) (not shown) It is preferable to provide to the customer wireless terminal 3340, and correspondingly, the customer wireless terminal 3340 inputs (or generates) predetermined wireless payment request information including the taxi unique number information and the payment amount. The payment server 3300 is transmitted.

Referring to FIG. 33, the wireless payment server 3300 is connected to the wireless interface unit 3305 and the wireless payment request information transmitted from the customer wireless terminal 3340 including the taxi unique number information and the payment amount. Checks the customer wireless terminal information that has transmitted the wireless payment request information in association with the information receiving unit 3310 and the wireless interface unit 3305, and confirms with the payment means D / B 3140; Check the predetermined customer payment means information associated with the customer wireless terminal information, and predetermined driver account information associated with the taxi unique number information included in the wireless payment request information in connection with the taxi information D / B 2740 And the information confirmation unit 3315 for checking the taxi driver wireless terminal 3345 and the payment amount included in the wireless payment request information through the confirmed customer payment means. It characterized in that the account is made by the driver with a billing processing unit 3330 to process payment information.

According to the present invention, when the payment processing unit 3330 pays the payment amount to the confirmed driver account information through the confirmed customer payment means, predetermined payment processing detail information including the payment processing details. (E.g., storing payment processing details for storing), and further comprising an information storage unit 3325 for linking with the taxi unique number information and storing it in a predetermined payment history D / B 3335.

According to the present invention, when the payment processing unit 3330 pays the payment amount to the confirmed driver account information through the confirmed customer payment means, predetermined payment processing detail information including the payment processing details. And an information transmitter 3320 for generating (eg, a payment process history for transmitting a wireless terminal) and transmitting the generated payment processing details to the driver wireless terminal 3345 corresponding to the checked taxi driver wireless terminal 3345 information. It is done.

The predetermined wireless payment request information including the taxi unique number information and the payment amount through a predetermined wireless payment interface screen in the customer wireless terminal 3340 connected to the wireless payment server 3300 through a predetermined wireless Internet protocol. When the information is input (or generated) and transmitted, the information receiver 3310 transmits the taxi unique number information and the payment amount from the customer wireless terminal 3340 in association with the wireless interface unit 3305. And receiving payment request information, and providing the received wireless payment request information to the information checking unit 3315.

When the wireless payment request information is received through the information receiver 3310, the information checking unit 3315 checks the customer wireless terminal information that has transmitted the wireless payment request information.

According to an embodiment of the present invention, the information checking unit 3315 reads the communication channel information managed by the wireless interface unit 3305 according to the wireless Internet protocol and transmits the wireless payment request information. It is desirable to verify the information.

According to another exemplary embodiment of the present invention, the information checking unit 3315 reads the packet information included in the wireless payment request information received by the information receiving unit 3310 according to the wireless Internet protocol, and thus the wireless payment request information. It is desirable to check the customer wireless terminal information transmitted.

According to another exemplary embodiment of the present disclosure, the customer wireless terminal information may be transmitted by further including the customer wireless terminal information in the wireless payment request information. In this case, the information checking unit 3315 may transmit the wireless wireless terminal information. By reading the payment request information, it is possible to confirm customer wireless terminal information that has transmitted the wireless payment request information.

In addition, when the customer wireless terminal information is confirmed, the information checking unit 3315 may transmit the customer wireless terminal information to a predetermined payment means D / B 3140 through the customer payment means information registration system shown in FIG. 31. And at least one customer payment method information registered and processed in connection with the customer.

According to another exemplary embodiment of the present invention, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the customer wireless terminal information is the payment amount of the plurality of payment means in the wireless payment request information It is preferable to further transmit the predetermined payment means selection information to process the payment, in this case, the information checking unit 3315 is to pay the payment amount to the customer payment means information corresponding to the payment means selection information. It is preferable to confirm with customer payment means information.

Alternatively, when there is a plurality of registered customer payment means information processed in connection with the customer wireless terminal information, the information checking unit 3315, the customer payment means information to be processed first of the customer payment means information according to a predetermined payment policy May check the payment amount as the customer payment means information to process the payment, by which the present invention is not limited.

In addition, when the wireless payment request information is received through the information receiving unit 3310, the information checking unit 3315 extracts the taxi unique number information by reading the wireless payment request information, and the drawing 27 and // Alternatively, through the taxi information registration system shown in FIG. 29, the predetermined taxi information D / B 2740 is connected with the taxi unique number information to check the registered taxi driver wireless terminal 3345 information and driver account information. It features.

According to another exemplary embodiment of the present invention, when the driver account information is previously included in the wireless payment request information, the information checking unit 3315 is connected to the taxi information D / B 2740 and the taxi unique number information. It is preferable that the process of checking the driver account information registered and cooperatively processed is omitted. In this case, the payment processing unit 3330 is configured to process the payment amount through the driver account information included in the wireless payment request information. It is preferable.

According to another exemplary embodiment of the present invention, when the taxi driver wireless terminal 3345 information is already included in the wireless payment request information, the information checking unit 3315 may be connected to the taxi information D / B 2740. Preferably, the process of checking information of the taxi driver wireless terminal 3345 registered in association with the taxi unique number information is omitted. In this case, the information transmitter 3320 is included in the wireless payment request information. It is preferable to transmit predetermined payment processing detail information to the driver wireless terminal 3345 through the taxi driver wireless terminal 3345 information.

When the predetermined customer payment means information for processing the payment amount included in the wireless payment request information is confirmed through the information checking unit 3315, and the predetermined driver account information for which the payment amount is settled is confirmed, The payment processing unit 3330 may process the payment amount included in the wireless payment request information as the confirmed driver account information through the confirmed customer payment means.

According to an embodiment of the present invention, when the customer payment means information confirmed by the information checking unit 3315 includes the mobile payment means information, the payment processing unit 3330 is the mobile payment through a predetermined communication means It is preferable to process the payment amount in connection with a wireless communication billing system corresponding to the means, and when the payment process is completed normally, the payment amount is deposited into the confirmed driver account information.

According to another exemplary embodiment of the present invention, when the customer payment means information confirmed through the information confirming unit 3315 includes the wire transfer payment means information, the payment processing unit 3330 may transmit the information through the predetermined communication means. Checking the validity of the payment amount through the amount deposited in the financial account of the customer name in connection with the financial system in which the customer's financial account is opened, and if the validity of the payment processing is confirmed, In connection with the financial system, it is preferable to deposit the amount corresponding to the payment amount among the amounts deposited in the financial account under the customer's name to the financial account corresponding to the confirmed driver account information.

According to another exemplary embodiment of the present invention, when the customer payment means information confirmed through the information checking unit 3315 includes the credit card payment means information, the payment processing unit 3330 may use a predetermined communication means. Check the validity of the payment amount through the credit card in connection with the credit card payment system, and if the validity of the payment processing is confirmed, the credit card settlement in connection with the credit card payment system It is preferable to deposit the amount corresponding to the payment amount into a financial account corresponding to the confirmed driver account information at a time.

Alternatively, when the customer payment means information confirmed by the information confirming unit 3315 includes the check card payment means information, the payment processing unit 3330 is linked with the check card payment system through a predetermined communication means. Check the validity that the payment amount can be processed through the check card, and if the validity of the payment process is confirmed, the payment is made from the customer financial account associated with the check card in connection with the check card payment system. It is preferable to deposit the amount corresponding to the amount into the financial account corresponding to the confirmed driver account information.

Alternatively, when the customer payment means information confirmed by the information check unit 3315 includes the debit card payment means information, the payment processing unit 3330 is linked with the debit card payment system through a predetermined communication means Check the validity of the payment amount through the debit card, and if the validity of the payment processing is confirmed, the payment from the customer financial account associated with the debit card in connection with the debit card payment system It is preferable to deposit the amount corresponding to the amount into the financial account corresponding to the confirmed driver account information.

Alternatively, when the customer payment means information confirmed by the information checking unit 3315 includes the prepaid card payment means information, the payment processing unit 3330 is linked with the prepaid card payment system through a predetermined communication means Check the validity of the payment amount through the amount charged to the prepaid card, and if the validity of the payment processing is confirmed, of the amount charged to the prepaid card in conjunction with the prepaid card payment system It is preferable to deposit the amount corresponding to the payment amount to a financial account corresponding to the confirmed driver account information.

When the payment processing unit 3330 processes the payment amount included in the wireless payment request information through the confirmed customer payment means information in association with at least one payment system and / or financial system, the payment processing unit ( 3330 preferably generates a predetermined payment processing history including the payment processing result (eg, payment approval result or payment error result).

When the payment processing unit 3330 generates a payment processing history including a payment approval result, the information storage unit 3325 may store predetermined payment processing history information (eg, payment processing history for storage) including the payment processing history. ) Is generated and stored in a predetermined payment history D / B (3335) in association with the taxi unique number information.

According to another exemplary embodiment of the present invention, the information storage unit 3325 performs the linkage processing of the taxi driver wireless terminal 3345 information and the payment processing history information in addition to the taxi unique number information to perform the payment history D / B 3335. ) Or the driver account information and the payment processing history information in association with each other and stored in the payment history D / B 3335, whereby the present invention is not limited thereto.

In addition, when the payment processor 3330 generates a payment processing history including a payment approval result, the information transmitter 3320 may transmit predetermined payment processing information (eg, wireless terminal transmission) including the payment processing history. For payment processing details) and transmits to the driver wireless terminal (3345) corresponding to the checked taxi driver wireless terminal (3345) information.

According to the exemplary embodiment of the present invention, the payment processing history information generated by the information transmitter 3320 may include a wireless message (eg, a short message, a multimedia message, etc.) including the payment amount.

34 is a diagram showing the configuration of a customer wireless terminal 3340 for wireless taxi fare payment according to an embodiment of the present invention.

More specifically, FIG. 34 illustrates a case in which a mobile communication terminal connecting to a mobile communication network based on code division multiple access (CDMA) performs a function of the customer wireless terminal 3340 for the wireless taxi fare payment. The preferred functional configuration of the mobile communication terminal for the taxi fare payment. Those skilled in the art to which the present invention pertains, with reference to FIG. 34, in addition to the mobile communication terminal, another customer wireless terminal 3340 (eg, a portable Internet terminal, a wireless LAN terminal, etc.) for wireless taxi fare payment. ) Can be easily inferred. As a result, the technical claims of the present invention are not limited to the case of the mobile communication terminal shown in FIG.

The customer wireless terminal 3340 of FIG. 34, which provides a mobile communication service in terms of hardware, includes an external body, a speaker, a microphone, a keypad, a liquid crystal display (LCD), an antenna, and a battery 3425. Internally, a predetermined modem chip (for example, MSM of Qualcomm, USA) that incorporates functions such as a code division multiple access (CDMA) modem, a central processing unit / micro processing unit (CPU / MPU), a vocoder, etc. Series modem chip), various memory elements, duplexer filter that separates transmission and reception signals from one antenna, power amplifier that amplifies transmission signal, high power amplifier (HPA), and high output transmission signal. Blocking isolator, RF / IF SAW filter to remove out-of-band unwanted signals, frequency up-circuit of transmission path, frequency down-conversion circuit of receiving path, reference VCTCXO (Voltage Controlled Temperature Compensated X-tal Oscillator) corresponding to a clock source, a UHF frequency synthesizer used as a local signal of frequency up-down conversion, and a codec chip for converting an analog voice signal into a digital signal. Internal components such as are gradually being integrated into the modem chip, and in addition to the core components for the mobile communication service, the modem chip has various functions for various multimedia services and / or additional services. It is becoming.

Referring to FIG. 34, the customer wireless terminal 3340 for paying the wireless taxi fare basically includes a controller 3405, a screen output unit 4310, a sound processor 3415, an RF reader 3420, and a wireless processor ( 3430, a key input unit 3435, a near field communication unit 3440, a memory unit 3455, a battery 3425 for power supply, and an IC chip 3450 mounted or detached from the customer wireless terminal 3340, and the The IC chip 3450 is provided with an IC chip 3450 reader unit 3445 for reading / writing predetermined information or data, and performs an RF reader function for reading predetermined RF code information from a predetermined RF tag. An RF reader unit 3420 is provided.

The control unit 3405 includes a processor and an execution memory including a CPU / MPU provided in the modem chip in hardware, and provides a predetermined program for providing a function specific to the customer wireless terminal 3340 from a predetermined memory device. Routine and / or a bus for inputting and outputting program data (BUS) and a predetermined electronic circuit (or integrated circuit) provided for this, characterized in that it comprises a predetermined memory device and / or chipset in software A generic term for program routines and / or program data loaded from the processor into the execution memory and processed by the processor to perform specific functions (hence, in the present invention, the recording of the customer wireless terminal 3340 for wireless taxi fare payment). A predetermined program routine recorded on the medium is shown to be provided in the controller 3405 for convenience. By the controller 3405, various functions intended to be implemented in the customer wireless terminal 3340 are realized by the control unit 3405, and the overall operation of the customer wireless terminal 3340 is realized to realize the above functions. It characterized in that to control and manage. In particular, when power is input to the customer wireless terminal 3340 to perform a function of the control unit 3405 that controls and manages overall operations of the customer wireless terminal 3340, an operating system routine stored in a predetermined memory device. , System management routines, and / or system variables are loaded into the execution memory and computed by the processor to serve as variables for providing an operating system, system management program, and / or mobile communication service.

The screen output unit 4310 is a liquid crystal display (LCD) driver for outputting a screen and is a key input unit 3435 by the controller 3405 (eg, a program routine for outputting predetermined information or data to the LCD). Key data generated through the &lt; RTI ID = 0.0 &gt; And / or multimedia content) to a predetermined screen output device (eg, an LCD panel), wherein the screen output unit 4310 and the screen output device interoperate with each other. 3340 performs a function of the screen output means provided.

The sound processor 3415 encodes a predetermined sound signal input from a microphone provided in the customer wireless terminal 3340 to provide it to the controller 3405, or the controller 3405 extracts and / or generates the sound signal. A predetermined sound signal may be decoded and output through a speaker. A predetermined vocoder and a codec are provided in the sound processor 3415. The sound processing unit 3415 performs a function of a sound input unit provided in the customer wireless terminal 3340 through the microphone, or is provided in the customer wireless terminal 3340 through the sound processing unit 3415 and a speaker. Functions as a sound output means.

The RF reader unit 3420 performs a function of an RF reader that reads predetermined RF code information from a predetermined RF tag in the customer wireless terminal 3340, and configures an internal function of the RF reader. Is variable depending on the functional configuration of the RF tag and / or the frequency band used by the RF tag.

Those skilled in the art to which the present invention pertains, RF reader unit for reading predetermined RF code information from the RF tag according to the functional configuration of the RF tag and / or the frequency band used by the RF tag Since it will be familiar with the functional configuration of (3420), a detailed description thereof will be omitted for convenience.

The wireless processor 3430 may register a location and / or a slot mode and / or a power control in conjunction with the controller 3405 (eg, a program routine for providing a mobile communication service). Or providing a mobile communication service including a hand-off and / or call processing procedure, the base station corresponding to an end of the mobile communication network in the process of providing the mobile communication service. It further comprises an RF processing function for performing transmission and reception of radio frequency signals (eg, performing antenna control, modulation, synthesis, amplification and / or filtering of radio frequency signals). In particular, the wireless processor 3430 processes the information or a signal transmitted from the customer wireless terminal 3340 to the base station to provide the mobile communication service to a CDMA stack, or from a CDMA stack received from the base station. It provides a function for reading information or signals.

According to another exemplary embodiment of the present invention, if the customer wireless terminal 3340 of FIG. 34 is a wireless data communication terminal, the wireless processor 3430 connects to a wireless data communication network to provide a predetermined wireless data communication service for wireless taxi fare payment. If the customer wireless terminal 3340 of FIG. 34 is a portable Internet terminal, the wireless processing unit 3430 connects to the portable Internet network and provides a predetermined portable Internet service for payment of a wireless taxi fare. (Eg, wireless data communication, or voice over IP (VoIP) based voice call).

The key input unit 3435 is provided with at least one key button including a predetermined number key and / or a character key and / or a function key. Detects information (or signal) input from the keypad, and predetermined keys provided in the keypad in a specific input mode and / or operation mode of the customer wireless terminal 3340 controlled by the controller 3405. When predetermined information (or signal) is input from the button, a key event (eg, MH_KEY_PRESSEVENT, MH_KEY_REPEATEVENT, MH_KEY_RELEASEEVENT) corresponding to the input information (or signal) is generated, and the generated key event is controlled by the controller 3405. The controller 3405 reads predetermined key data corresponding to the key event in the current input mode and / or operation mode of the customer wireless terminal 3340 (eg, Read key data into the key event from a key table that stores (manages) at least one or more key data corresponding to a specific key event in each customer wireless terminal 3340 input mode and / or operation mode, and / or And a command for executing a predetermined function that is matched with a key event. The keypad including the key input unit 3435 and at least one key button interlocks with each other to perform a function of key input means provided in the customer wireless terminal 3340.

The short range communication unit 3440 may include infrared ray communication and / or radio frequency (RF) communication and / or Bluetooth and / or wireless LAN and / or Wi-Fi and ultra-wideband. A terminal (or device) and a short range wireless communication session are connected through at least one short range wireless communication means including an ultra wide band (UWB). The infrared communication, the RF communication, It includes a predetermined short range wireless communication module for short range wireless communication including Bluetooth, WLAN, Wi-Fi, and ultra-wideband communication, and includes a communication protocol and / or driver for the short range wireless communication in software.

According to an exemplary embodiment of the present invention, the local area device connected to the local area communication unit 3440 through a predetermined local area communication may perform a function of a gateway for accessing at least one or more communication networks. In this case, the customer wireless terminal ( 3340 may be connected to a predetermined network through a short range communication channel between the short range communication unit 3440 and the short range apparatus.

The memory unit 3455 inputs and outputs when an operation by a predetermined program routine (or code) and / or program data (eg, a program routine (or code)) for controlling the overall operation of the customer wireless terminal 3340 is performed. General term for a memory device for storing information and / or data), a read-only memory (ROM) corresponding to a read-only memory, a flash memory (FM) for reading / writing, and an electrically erasable and programmable memory (EPPROM). Read Only Memory). In general, the ROM stores system information that should not be deleted, and the flash memory includes an operating system routine, a call processing program routine, and / or an application program routine provided through the customer wireless terminal 3340 and information or data therefor. The EEPROM stores at least one or more information and / or data extracted and / or generated during the execution of the application included in the terminal registration related parameters and phone number (eg, address book) or the customer wireless terminal 3340. Is stored.

The IC chip 3450 reader unit 3445 relates to the IC chip 3450 provided in the customer wireless terminal 3340 through the IC chip 3450 standard including ISO / IEC 7816 and / or ISO / IEC 14443. Exchange information and / or data between a functional configuration (for example, an IC chip 3450 agent program provided in the customer wireless terminal 3340) and an IC chip 3450 mounted or detached from the customer wireless terminal 3340. It is characterized by providing. For example, the IC chip 3450 reader unit 3445 provides information and / or data exchange between the IC chip 3450 agent program and the IC chip 3450 through an application protocol data unit (APDU).

According to the implementation method of the present invention, the IC chip 3450 is preferably provided with a predetermined customer payment means, by which the present invention is not limited.

Referring to FIG. 34, the customer wireless terminal 3340 includes an information reader 3470 for reading predetermined RF code information from an RF tag provided in the taxi through the RF reader 3420, and the RF. An information generation unit 3465 for generating predetermined wireless payment request information including code information, and the wireless payment request information on the wireless taxi fare payment system shown in FIG. 33 according to a predetermined wireless Internet protocol. Characterized in that it comprises an information transmission unit 3460 for transmitting to the wireless payment server 3300.

The information reading unit 3470 is connected to the RF reader unit 3420 to the taxi unique number information registered through the taxi information registration system shown in FIGS. 27 and / or 29 from the RF tag provided in the taxi. The predetermined RF code information is read.

According to an embodiment of the present invention, the taxi unique number information corresponding to the RF code information may be a predetermined code value and / or an electronic product code (EPC) system, a U-code system, or an ISO / IEC 15963 code system. Or at least one arbitrary code value.

According to another exemplary embodiment of the present invention, the taxi unique number information corresponding to the RF code information may include vehicle number information included in the license plate attached to the taxi, and thus the present invention is not limited thereto. .

According to another exemplary embodiment of the present invention, the taxi unique number information corresponding to the RF code information may include predetermined unique code information assigned by the wireless taxi fare payment system shown in FIG. The present invention is not limited by this.

According to another exemplary embodiment of the present invention, the RF tag provided in the taxi may store the taxi driver wireless terminal 3345 information in the RF code information, in which case the information reader 3470 may be stored. The RF code information to be read through may include the taxi unique number information and the taxi driver wireless terminal 3345 information.

According to another exemplary embodiment of the present invention, the RF tag provided in the taxi may store the driver account information in the RF code information, and in this case, the RF tag read through the information reader 3470. The code information may include the taxi unique number information and the driver account information.

According to another exemplary embodiment of the present invention, the RF tag provided in the taxi may store the taxi driver wireless terminal 3345 information and the driver account information in the RF code information, in which case the information dock The RF code information read out through the exit 3470 may include the taxi unique number information, the taxi driver wireless terminal 3345 information, and the driver account information.

According to another exemplary embodiment of the present invention, the RF tag provided in the taxi includes an RF communicator and a predetermined memory compliant with the ISO 18000 series air interface standard. RF module) is provided in the form of, and receives a predetermined taxi fare from the meter provided in the taxi, it is possible to have a function to include in real time in the RF code information, in this case the information reading unit (3470) The RF code information to be read through may include the taxi unique number information and payment amount information corresponding to the taxi fare.

If the taxi driver wireless terminal 3345 information and / or driver account information is further stored in a memory provided in an RF tag in the form of the RF device (or an RF module interworking with the meter), the information reading unit 3470 may be used. The RF code information read out may further include the taxi driver wireless terminal 3345 information and / or driver account information in the taxi unique number information and the payment amount information corresponding to the taxi fare.

When predetermined RF code information is read from the RF tag provided in the taxi by the information reading unit 3470, the information generating unit 3465 is provided with the taxi unique number information and the taxi fare included in the RF code information. And generating predetermined wireless payment request information including corresponding payment amount information.

According to an embodiment of the present invention, it is preferable that the payment amount included in the wireless payment request information is keyed through the key input unit 3435. According to another embodiment of the present invention, the taxi may be inputted to the RF code information. If payment amount information corresponding to the fee is included, inputting a predetermined payment amount through the key input unit 3435 may be omitted.

According to another exemplary embodiment of the present invention, when the taxi driver radio terminal 3345 information is included in the RF code information read through the information reader 3470, the information generator 3465 may include the taxi unique number information. And it is preferable to generate the wireless payment request information including the payment amount and the taxi driver wireless terminal (3345) information.

According to another exemplary embodiment of the present invention, when the driver account information is included in the RF code information read through the information reader 3470, the information generator 3465 may include the taxi unique number information and the payment amount and Preferably, the wireless payment request information including the driver account information is generated.

According to another embodiment of the present invention, when the taxi driver wireless terminal 3345 information and the driver account information are included in the RF code information read through the information reader 3470, the information generator 3465 Preferably, the wireless payment request information including the taxi unique number information, the payment amount, the taxi driver wireless terminal 3345 information, and the driver account information is generated.

According to an embodiment of the present invention, the wireless payment request information generated by the information generation unit 3465 is provided on the wireless taxi fare payment system shown in FIG. 33 through the wireless communication network according to a predetermined wireless Internet protocol. It is preferable to include a data structure that can be transmitted to the wireless payment server 3300.

Alternatively, the information generation unit 3465 may perform a predetermined wireless payment authentication on the wireless payment request information so that the wireless payment server 3300 receiving the wireless payment request information confirms the validity of the wireless payment request information. It is possible to further include information (eg, wireless payment password, payment means password, security card number, OTP code generated through a predetermined one time password (OTP) generator, etc.), whereby the present invention is not limited.

Alternatively, the information generation unit 3465 encrypts the wireless payment request information by at least one encryption method in order to securely transmit the wireless payment request information to the wireless payment server 3300 through the wireless communication network, And / or an electronic signature is possible, by which the present invention is not limited.

The information transmitter 3460 transmits the wireless payment request information generated by the information generator 3465 according to a predetermined wireless Internet protocol through the wireless communication network to the wireless payment server on the wireless taxi fare payment system shown in FIG. 33. Characterized in that (3300) to transmit.

According to an embodiment of the present invention, the information generating unit 3465 and the information transmitting unit 3460 are connected to a browser program provided in the customer wireless terminal 3340, and / or to the wireless Internet protocol in connection with the browser program. Accordingly, it is preferable to perform a function of a predetermined wireless payment module for generating the wireless payment request information and transmitting it to the wireless payment server 3300.

35 is a diagram illustrating an information transmission and reception process for wireless taxi fare payment according to an embodiment of the present invention.

In more detail, FIG. 35 reads RF code information including predetermined taxi identification number information from an RF tag provided in a taxi through a predetermined RF reader in the customer wireless terminal 3340 in FIG. 34, and the RF code. When the predetermined wireless payment request information including the taxi unique number information included in the information and the payment amount corresponding to the taxi fare is generated and transmitted to the wireless payment server 3300 on the wireless taxi fare payment system shown in FIG. In the process of confirming the customer wireless terminal information transmitting the wireless payment request information in the wireless payment server 3300, those skilled in the art to which the present invention pertains, see FIG. And / or may be modified to infer various implementation methods for the process of transmitting and receiving information for the wireless taxi fare payment, but the present invention infers It is made to include all the implementation methods, the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 35, at least one customer payment means information and a customer wireless terminal for processing a predetermined taxi fare to a predetermined payment means D / B 3140 through the customer payment means information registration system shown in FIG. The customer wireless terminal 3340 having registered the information accesses the wireless payment server 3300 shown in FIG. 33 through the wireless communication network according to a predetermined wireless internet protocol for payment of the wireless taxi fare (3500).

According to an embodiment of the present invention, the customer wireless terminal 3340 is a predetermined wireless Internet protocol corresponding to the wireless communication network (for example, the customer wireless terminal 3340 is a CDMA based mobile communication network (or HSDPA based mobile communication network) In the case of a mobile communication terminal connected to a WAP (Wireless Application Protocol) / ME (Mobile Explorer) based wireless Internet protocol, or a mobile Internet terminal that the customer wireless terminal 3340 is connected to the IEEE 802.16x-based high-speed wireless Internet, And / or a wireless LAN terminal connected to an IEEE 802.11x based wireless LAN, it is preferable to access the wireless payment server 3300 through a Mobile Internet Protocol (MIP) based wireless Internet protocol (MIP).

According to an exemplary embodiment of the present invention, the customer wireless terminal 3340 is a predetermined wireless payment server 3300 number (or server address number, telephone number assigned to the server, etc.) associated with the wireless payment server 3300 address. ) And a predetermined wireless internet access button (or wireless internet access menu, or wireless internet access command) to connect to the wireless payment server 3300 through a predetermined wireless internet protocol corresponding to the wireless communication network. It is desirable to.

According to another exemplary embodiment of the present invention, the customer wireless terminal 3340 inputs a predetermined wireless internet access button (or wireless internet access menu, or wireless internet access command), and corresponds to the wireless payment server 3300. By selecting a wireless Internet menu, it is preferable to access the wireless payment server 3300 through a predetermined wireless Internet protocol corresponding to the wireless communication network.

According to another exemplary embodiment of the present invention, if the customer wireless terminal information is provided from the driver wireless terminal 3345 to the wireless payment server 3300, the wireless payment server 3300 may be used by the wireless payment server 3300. ) Transmits a predetermined wireless message including an address as a callback URL, and the customer wireless terminal 3340 transmits a predetermined wireless internet protocol corresponding to the wireless communication network through a callback UL included in the wireless message. It is preferable to access the wireless payment server 3300 through.

Thereafter, the wireless payment server 3300 reads the RF code information including the taxi unique number information from the RF tag provided in the taxi through a predetermined RF reader in the customer wireless terminal 3340, and the RF code. Generate a predetermined wireless payment interface screen for generating the predetermined wireless payment request information including the taxi unique number information and the payment amount included in the information to the wireless payment server 3300 (or predetermined interface D). / B (not shown) to provide to the customer wireless terminal 3340 according to the wireless Internet protocol (3505).

Thereafter, the customer wireless terminal 3340 reads RF code information including the taxi unique number information from the RF tag provided in the taxi through a predetermined RF reader based on the wireless payment interface screen (3510).

If the RF code information including the taxi unique number information is read from the RF tag provided in the taxi through the RF reader (3515), the customer wireless terminal (3340) is the taxi fee through the wireless payment interface screen In operation 3520, the user inputs (or selects) a payment amount corresponding to.

According to another embodiment of the present invention, when the RF tag provided in the taxi has a function of receiving a predetermined taxi fare from a meter provided in the taxi and including it in the RF code information in real time, the payment amount is the RF It may be included in the code information, and in this case, the process of inputting (or selecting) the payment amount through the wireless payment interface screen may be omitted.

If it is confirmed that the payment amount is input through the wireless interface screen (3525), the customer wireless terminal 3340 generates the wireless payment request information including the taxi unique number information and the payment amount (3530).

According to the exemplary embodiment of the present invention, the wireless payment request information may include a data structure that can be transmitted to the wireless payment server 3300 through the wireless communication network according to the wireless Internet protocol.

According to an exemplary embodiment of the present invention, the wireless terminal 3340 allows the wireless payment server 3300 to receive validity of the wireless payment request information from the wireless payment server 3300 that has received the wireless payment request information. It is possible to further include predetermined wireless payment authentication information (for example, wireless payment password, payment method password, security card number, OTP code generated through a predetermined one time password (OTP) generator), thereby The invention is not limited.

According to an exemplary embodiment of the present invention, the customer wireless terminal 3340 may transmit the wireless payment request information to at least one wireless payment request information so that the wireless payment request information may be safely transmitted to the wireless payment server 3300 through the wireless communication network. It is possible to encrypt in an encryption manner and / or to attach an electronic signature, thereby not limiting the present invention.

Thereafter, the wireless terminal transmits the generated wireless payment request information to the wireless payment server 3300 through the wireless communication network (3535), and correspondingly, the wireless payment server 3300 transmits the wireless payment request information. The client wireless terminal information is transmitted (3540).

According to an exemplary embodiment of the present invention, the wireless payment server 3300 reads communication channel information managed by the wireless interface unit 3405 according to the wireless Internet protocol and transmits the wireless payment request information. It is desirable to verify the information.

According to another exemplary embodiment of the present invention, the wireless payment server 3300 reads packet information included in wireless payment request information received by the information receiver according to the wireless Internet protocol, and transmits the wireless payment request information. It is desirable to check the customer wireless terminal information.

According to another exemplary embodiment of the present invention, the customer wireless terminal information may be transmitted by further including the customer wireless terminal information in the wireless payment request information. In this case, the wireless payment server 3300 may transmit the wireless information. By reading the payment request information, it is possible to confirm customer wireless terminal information that has transmitted the wireless payment request information.

If the customer wireless terminal information transmitting the wireless payment request information is confirmed (3545), the wireless payment server 3300 reads the received wireless payment request information to perform a payment approval process of the taxi fare. do.

36 is a diagram illustrating a payment means confirmation and payment approval process for wireless taxi fare payment according to an embodiment of the present invention.

In more detail, FIG. 36 reads RF code information including predetermined taxi identification number information from an RF tag provided in a taxi through a predetermined RF reader in the customer wireless terminal 3340, and the RF code in FIG. Generate predetermined wireless payment request information including the taxi unique number information included in the information and the payment amount corresponding to the taxi fare, and transmit the predetermined wireless payment request information to the wireless payment server 3300 on the wireless taxi fare payment system shown in FIG. When the wireless payment server 3300 confirms the customer wireless terminal information that has transmitted the wireless payment request information through the information confirming process shown in FIG. 35, the wireless payment server 3300 and the customer wireless terminal information. As a process of confirming the payment method of the customer associated with the payment approval process, those of ordinary skill in the art to which the present invention belongs, By referring to 36 and / or modified to infer various implementation methods for the customer payment means confirmation and payment approval process for the wireless taxi fare payment, the present invention comprises all the inferred implementation methods, The technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 36, the taxi wireless number 3340 on the wireless taxi fare payment system shown in FIG. 33 includes the taxi unique number information and the payment amount according to a predetermined wireless Internet protocol. When the predetermined wireless payment request information is transmitted, and the customer wireless terminal information that transmits the wireless payment request information is confirmed by the wireless payment server 3300 through the information checking process shown in FIG. 35, the wireless payment server 3300 is the confirmation in connection with a predetermined payment means D / B (3140) for storing and processing the customer payment means information and customer wireless terminal information registered through the customer payment means information registration system shown in FIG. Check at least one customer payment method information associated with the customer wireless terminal information (3600).

According to another exemplary embodiment of the present invention, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the customer wireless terminal information is the payment amount of the plurality of payment means in the wireless payment request information It is preferable to further transmit the predetermined payment means selection information to process the payment, in this case, the wireless payment server 3300 to process the payment amount of the customer payment means information corresponding to the payment means selection information. It is preferable to confirm with customer payment means information.

Alternatively, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the wireless payment server 3300, the customer payment means information to be processed first of the customer payment means information according to a predetermined payment policy May check the payment amount as the customer payment means information to process the payment, by which the present invention is not limited.

If the customer payment means information is not confirmed (for example, a customer corresponding to the customer wireless terminal information does not register the customer payment means information and the customer wireless terminal information through the customer payment means information registration system shown in FIG. 31). If not) (3605), the wireless payment server 3300 generates the predetermined customer payment means error information and transmits to the wireless terminal (3610).

On the other hand, when the customer payment means information is confirmed (3605), the wireless payment server 3300 extracts the taxi unique number information included in the received wireless payment request information (3615), the figures 27 and / or 29 The taxi unique number information registered through the taxi information registration system shown in Fig. 1, the taxi driver wireless terminal (3345) information and driver account information in association with the predetermined taxi information D / B (2740) to process and store the unique taxi information The predetermined taxi driver radio terminal 3345 information associated with the number information and the driver account information are verified (3620).

If the predetermined taxi driver radio terminal 3345 information associated with the taxi unique number information and the driver account information are not confirmed (for example, through the taxi information registration system shown in FIGS. 27 and / or 29). If the taxi unique number information, taxi driver wireless terminal (3345) information and driver account information is not registered in the taxi information D / B (2740) (3625), the wireless payment server 3300 is a predetermined taxi information error Information is generated and transmitted to the wireless terminal (3630).

On the other hand, when the predetermined taxi driver wireless terminal 3345 information and the driver account information processed in association with the taxi unique number information (3625), the wireless payment server 3300 corresponds to the confirmed customer payment means information Check the payment system and / or the financial system (3634), and determine whether the payment amount included in the wireless payment request information can be processed through the customer payment means in connection with the confirmed payment system and / or the financial system; Validate (3640).

According to an embodiment of the present invention, when the confirmed customer payment means information includes the mobile payment means information, the wireless payment server 3300 is a wireless communication fee corresponding to the mobile payment means through a predetermined communication means It is preferable to check the validity of the payment whether the payment amount can be processed in connection with the billing system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the wire transfer payment means information, the wireless payment server 3300 is a financial account of the customer name through a predetermined communication means In connection with the established financial system, it is preferable to check the validity of the settlement amount through the amount deposited in the financial account of the customer's name.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the credit card payment means information, the wireless payment server 3300 is linked with the credit card payment system through a predetermined communication means. It is preferable to check the validity that the payment amount can be processed through the credit card.

Alternatively, when the confirmed customer payment means information includes the check card payment means information, the wireless payment server 3300 is linked to the check card payment system through a predetermined communication means through the check card through the check card It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the debit card payment means information, the wireless payment server 3300 through the debit card in connection with the debit card payment system through a predetermined communication means. It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the prepaid card payment means information, the wireless payment server 3300 is charged in the prepaid card in connection with the prepaid card payment system through a predetermined communication means It is preferable to check the validity that the payment amount can be processed through.

If the payment validity is not verified whether the payment amount can be processed through the customer payment means (3645), the wireless payment server 3300 generates predetermined payment validity error information to generate the customer wireless terminal 3340. To the server (3650).

On the other hand, if the payment validity is verified whether the payment amount can be processed through the customer payment means (3645), the wireless payment server 3300 is linked to the confirmed payment system and / or financial system and the customer payment means The payment is included in the wireless payment request information through the payment processing (3655).

According to an exemplary embodiment of the present invention, when the confirmed customer payment means information is the mobile payment means information, and the validity of the payment for the mobile payment means information is confirmed, the wireless payment server 3300 uses a predetermined communication means. It is preferable to process the payment amount in connection with the wireless communication billing system corresponding to the mobile phone payment means, and when the payment process is completed normally, the payment amount is deposited into the confirmed driver account information. .

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information is the wire transfer payment means information and the validity of the wire transfer payment means information is confirmed, the wireless payment server 3300 is the financial system. It is preferable to deposit the amount corresponding to the payment amount among the amounts deposited in the financial account under the customer's name to the financial account corresponding to the confirmed driver account information.

According to another embodiment of the present invention, when the confirmed customer payment means information is the credit card payment means information, and the validity of the credit card payment means information is confirmed, the wireless payment server 3300 is the credit It is preferable to deposit the amount corresponding to the payment amount to the financial account corresponding to the confirmed driver account information at the date of settlement of the credit card in connection with the card payment system.

Alternatively, when the checked customer payment means information is the check card payment means information, and the validity of the check card payment means information is confirmed, the wireless payment server 3300 checks in conjunction with the check card payment system. It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed driver account information.

Alternatively, when the confirmed customer payment means information is the debit card payment means information, and the validity of the debit card payment means information is confirmed, the wireless payment server 3300 is linked to the debit card payment system the debit It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed driver account information.

Alternatively, when the confirmed customer payment means information is the prepaid card payment means information, and the validity of the prepaid card payment means information is confirmed, the wireless payment server 3300 is linked to the prepaid card payment system in advance It is preferable to deposit the amount corresponding to the settlement amount of money charged to the card to the financial account corresponding to the confirmed driver account information.

If the payment processing for the payment amount included in the wireless payment request information is completed through the confirmed customer payment means in connection with the payment system and / or the financial system (3660), the wireless payment server 3300 The payment processing history using the customer payment means is generated in association with a payment system and / or a financial system (3665).

Here, the payment processing details may include a payment approval result for the payment processing using the customer payment means, or may include a payment error result.

37 is a diagram illustrating a payment processing process for wireless taxi fare payment according to an embodiment of the present invention.

More specifically, FIG. 37 illustrates a payment process including a predetermined payment approval result after performing the payment approval process shown in FIG. 36 in the wireless payment server 3300 on the wireless taxi fare payment system shown in FIG. When the details are generated, the wireless payment server 3300 stores the payment processing details in a predetermined payment history D / B 3335, and the driver wireless terminal 3345 on the wireless taxi fare payment system shown in FIG. As a person having ordinary knowledge in the technical field to which the present invention pertains, various implementation methods for the payment processing process for the wireless taxi fare payment are inferred by referring to and / or modifying the drawing 37. Although the present invention may be implemented, the present invention includes all the implementation methods inferred, and the technical features are not limited only to the implementation method shown in FIG. The.

Referring to FIG. 37, after the payment approval process shown in FIG. 36 is performed by the wireless payment server 3300 on the wireless taxi fare payment system shown in FIG. 33, a payment processing history including a predetermined payment approval result is included. When the wireless payment server 3300 is generated, the wireless payment server 3300 generates payment processing history information for storage including the payment processing history (3700), and processes the generated payment processing history information and the taxi unique number information in connection with the Stored in the payment history D / B (3335) shown in Figure 33 (3705).

According to another exemplary embodiment of the present invention, the wireless payment server 3300 processes the taxi driver wireless terminal 3345 information and the payment processing history information in addition to the taxi unique number information to perform the payment history D / B 3335. ) Or the driver account information and the payment processing history information in association with each other and stored in the payment history D / B 3335, whereby the present invention is not limited thereto.

In addition, the wireless payment server 3300 generates (3710) payment processing history information for wireless terminal transmission including the payment processing history, and stored in association with the taxi unique number information stored in the generated payment processing history information The driver wireless terminal 3345 transmits the information to the driver wireless terminal 3345 corresponding to the information (3715).

According to the exemplary embodiment of the present invention, the payment processing history information generated by the wireless payment server 3300 may include a wireless message (eg, a short message, a multimedia message, etc.) including the payment amount.

38 is a diagram illustrating an information transmission and reception process for wireless taxi fare payment according to another embodiment of the present invention.

In more detail, FIG. 38 is an RF that includes predetermined taxi unique number information and taxi driver wireless terminal 3345 information from an RF tag provided in a taxi through a predetermined RF reader in the client wireless terminal 3340 in FIG. 34. Reading code information, generating predetermined wireless payment request information including the taxi unique number information, the taxi driver wireless terminal 3345 information included in the RF code information, and the payment amount corresponding to the taxi fare; When transmitting to the wireless payment server 3300 on the wireless taxi fare payment system shown in Figure 3, the wireless payment server 3300 to the process of confirming the customer wireless terminal information transmitted the wireless payment request information, the present invention Those skilled in the art may refer to and / or modify this drawing 38 in the process of transmitting and receiving information for the wireless taxi fare payment. Various implementation methods may be inferred, but the present invention includes all the implementation methods inferred above, and the technical features are not limited to the implementation method shown in FIG.

Referring to FIG. 38, at least one customer payment means information and a customer wireless terminal for processing a predetermined taxi fare to a predetermined payment means D / B 3140 through the customer payment means information registration system shown in FIG. 31. The customer wireless terminal 3340 having registered the information accesses the wireless payment server 3300 shown in FIG. 33 through the wireless communication network according to a predetermined wireless internet protocol for payment of the wireless taxi fare (3800).

According to an embodiment of the present invention, the customer wireless terminal 3340 is a predetermined wireless Internet protocol corresponding to the wireless communication network (for example, the customer wireless terminal 3340 is a CDMA based mobile communication network (or HSDPA based mobile communication network) In the case of a mobile communication terminal connected to a WAP (Wireless Application Protocol) / ME (Mobile Explorer) based wireless Internet protocol, or a mobile Internet terminal that the customer wireless terminal (3340) is connected to the high-speed wireless Internet based on IEEE 802.16x, And / or a wireless LAN terminal connected to an IEEE 802.11x based wireless LAN, it is preferable to access the wireless payment server 3300 through a Mobile Internet Protocol (MIP) based wireless Internet protocol (MIP).

According to an exemplary embodiment of the present invention, the customer wireless terminal 3340 is a predetermined wireless payment server 3300 number (or server address number, telephone number assigned to the server, etc.) associated with the wireless payment server 3300 address. ) And a predetermined wireless internet access button (or wireless internet access menu, or wireless internet access command) to connect to the wireless payment server 3300 through a predetermined wireless internet protocol corresponding to the wireless communication network. It is desirable to.

According to another exemplary embodiment of the present invention, the customer wireless terminal 3340 inputs a predetermined wireless internet access button (or wireless internet access menu, or wireless internet access command), and corresponds to the wireless payment server 3300. By selecting a wireless Internet menu, it is preferable to access the wireless payment server 3300 through a predetermined wireless Internet protocol corresponding to the wireless communication network.

According to another exemplary embodiment of the present invention, if the customer wireless terminal information is provided from the driver wireless terminal 3345 to the wireless payment server 3300, the wireless payment server 3300 may be used by the wireless payment server 3300. ) Transmits a predetermined wireless message including an address as a callback URL, and the customer wireless terminal 3340 transmits a predetermined wireless internet protocol corresponding to the wireless communication network through a callback UL included in the wireless message. It is preferable to access the wireless payment server 3300 through.

Subsequently, the wireless payment server 3300 includes the taxi unique number information and the taxi driver wireless terminal 3345 information from the RF tag provided in the taxi through a predetermined RF reader in the customer wireless terminal 3340. Reading code information, generating predetermined wireless payment request information including the taxi unique number information, taxi driver wireless terminal 3345 information and payment amount included in the RF code information to the wireless payment server 3300 A predetermined wireless payment interface screen for transmission is generated (or extracted from a predetermined interface D / B (not shown)) and provided to the customer wireless terminal 3340 according to the wireless Internet protocol (3805).

Thereafter, the customer wireless terminal 3340 includes the taxi unique number information and the taxi driver wireless terminal 3345 information from the RF tag provided in the taxi through a predetermined RF reader based on the wireless payment interface screen. The code information is read (3810).

If RF code information including the taxi unique number information and the taxi driver wireless terminal 3345 information is read from the RF tag provided in the taxi through the RF reader (3815), the customer wireless terminal 3340 reads the RF tag information. The payment amount corresponding to the taxi fare is input (or selected) through the wireless payment interface screen (3820).

According to another embodiment of the present invention, when the RF tag provided in the taxi has a function of receiving a predetermined taxi fare from a meter provided in the taxi and including it in the RF code information in real time, the payment amount is the RF It may be included in the code information, and in this case, the process of inputting (or selecting) the payment amount through the wireless payment interface screen may be omitted.

If it is confirmed that the payment amount is input through the wireless interface screen (3825), the customer wireless terminal 3340 generates the wireless payment request information including the taxi unique number information and the payment amount (3830).

According to the exemplary embodiment of the present invention, the wireless payment request information may include a data structure that can be transmitted to the wireless payment server 3300 through the wireless communication network according to the wireless Internet protocol.

According to an exemplary embodiment of the present invention, the wireless terminal 3340 allows the wireless payment server 3300 to receive validity of the wireless payment request information from the wireless payment server 3300 that has received the wireless payment request information. It is possible to further include predetermined wireless payment authentication information (for example, wireless payment password, payment method password, security card number, OTP code generated through a predetermined one time password (OTP) generator), thereby The invention is not limited.

According to an exemplary embodiment of the present invention, the customer wireless terminal 3340 may transmit the wireless payment request information to at least one wireless payment request information so that the wireless payment request information may be safely transmitted to the wireless payment server 3300 through the wireless communication network. It is possible to encrypt in an encryption manner and / or to attach an electronic signature, thereby not limiting the present invention.

Thereafter, the wireless terminal transmits the generated wireless payment request information to the wireless payment server 3300 through the wireless communication network (3835), and correspondingly, the wireless payment server 3300 transmits the wireless payment request information. The customer wireless terminal information is transmitted (3840).

According to an exemplary embodiment of the present invention, the wireless payment server 3300 reads communication channel information managed by the wireless interface unit 3405 according to the wireless Internet protocol and transmits the wireless payment request information. It is desirable to verify the information.

According to another exemplary embodiment of the present invention, the wireless payment server 3300 reads packet information included in wireless payment request information received by the information receiver according to the wireless Internet protocol, and transmits the wireless payment request information. It is desirable to check the customer wireless terminal information.

According to another exemplary embodiment of the present invention, the customer wireless terminal information may be transmitted by further including the customer wireless terminal information in the wireless payment request information. In this case, the wireless payment server 3300 may transmit the wireless information. By reading the payment request information, it is possible to confirm customer wireless terminal information that has transmitted the wireless payment request information.

If the customer wireless terminal information that transmits the wireless payment request information is confirmed (3845), the wireless payment server 3300 reads the received wireless payment request information and performs the process of payment approval processing the taxi fare. do.

39 is a diagram illustrating a payment means confirmation and payment approval process for wireless taxi fare payment according to another embodiment of the present invention.

In more detail, FIG. 39 is an RF that includes predetermined taxi unique number information and taxi driver wireless terminal 3345 information from an RF tag provided in a taxi through a predetermined RF reader in the client wireless terminal 3340 in FIG. Reading code information, generating predetermined wireless payment request information including the taxi unique number information, the taxi driver wireless terminal 3345 information included in the RF code information, and the payment amount corresponding to the taxi fare; Customer wireless terminal information transmitted to the wireless payment server 3300 on the wireless taxi fare payment system shown in the figure, and the wireless payment request information transmitted from the wireless payment server 3300 through the information confirmation process shown in FIG. In the case of confirming, the wireless payment server (3300) for the process of confirming the customer payment means associated with the customer wireless terminal information payment approval processing For those of ordinary skill in the art to which the present invention pertains, various implementation methods for the confirmation and payment approval process of the customer payment means for the wireless taxi fare payment can be inferred by referring to and / or modifying the drawing 39. As will be appreciated, the present invention includes all implementation methods inferred, and the technical features are not limited to only the implementation method illustrated in FIG.

Referring to FIG. 39, the taxi unique number information and the taxi driver wireless terminal from the customer wireless terminal 3340 on the wireless taxi fare payment system shown in FIG. 33 to the wireless payment server 3300 according to a predetermined wireless Internet protocol. (3345) The customer wireless terminal transmits predetermined wireless payment request information including information and payment amount, and transmits the wireless payment request information through the information confirmation process shown in FIG. 38 in the wireless payment server 3300. When the information is confirmed, the wireless payment server 3300 performs a predetermined payment means D / S for storing and processing the customer payment means information and the customer wireless terminal information registered through the customer payment means information registration system shown in FIG. In operation 3900, at least one customer payment means information associated with the confirmed customer wireless terminal information is identified in connection with the B 3140.

According to another exemplary embodiment of the present invention, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the customer wireless terminal information is the payment amount of the plurality of payment means in the wireless payment request information It is preferable to further transmit the predetermined payment means selection information to process the payment, in this case, the wireless payment server 3300 to process the payment amount of the customer payment means information corresponding to the payment means selection information. It is preferable to confirm with customer payment means information.

Alternatively, when there is a plurality of registered customer payment means information processed in connection with the customer wireless terminal information, the wireless payment server 3300, the customer payment means information to be processed first of the customer payment means information according to a predetermined payment policy May check the payment amount as the customer payment means information to process the payment, by which the present invention is not limited.

If the customer payment means information is not confirmed (for example, a customer corresponding to the customer wireless terminal information does not register the customer payment means information and the customer wireless terminal information through the customer payment means information registration system shown in FIG. 31). 3905, the wireless payment server 3300 generates predetermined customer payment means error information and transmits it to the wireless terminal (3910).

On the other hand, when the customer payment means information is confirmed (3905), the wireless payment server 3300 extracts the taxi unique number information and the taxi driver wireless terminal (3345) information included in the received wireless payment request information (3915) In operation 3920, predetermined driver account information linked to the taxi unique number information is checked in association with the taxi information D / B 2740 shown in FIG.

If the driver account information associated with the taxi identification number information is not confirmed (for example, the taxi identification number information and the driver account information are displayed through the taxi information registration system shown in FIGS. 27 and / or 29). If not registered in the information D / B (2740) (3925), the wireless payment server 3300 generates a predetermined taxi information error information and transmits to the wireless terminal (3930).

On the other hand, if the driver account information associated with the taxi unique number information is confirmed (3925), the wireless payment server 3300 checks the payment system and / or financial system corresponding to the confirmed customer payment means information ( 3934, the payment validity is verified whether the payment amount included in the wireless payment request information can be processed through the customer payment means in connection with the confirmed payment system and / or the financial system (3940).

According to an embodiment of the present invention, when the confirmed customer payment means information includes the mobile payment means information, the wireless payment server 3300 is a wireless communication fee corresponding to the mobile payment means through a predetermined communication means It is preferable to check the validity of the payment whether the payment amount can be processed in connection with the billing system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the wire transfer payment means information, the wireless payment server 3300 opens a financial account of the customer name through a predetermined communication means. It is desirable to check the validity of the payment amount through the amount deposited in the financial account in the name of the customer in connection with the established financial system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the credit card payment means information, the wireless payment server 3300 is linked with the credit card payment system through a predetermined communication means. It is preferable to check the validity that the payment amount can be processed through the credit card.

Alternatively, when the confirmed customer payment means information includes the check card payment means information, the wireless payment server 3300 is linked to the check card payment system through a predetermined communication means through the check card through the check card It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the debit card payment means information, the wireless payment server 3300 through the debit card in connection with the debit card payment system through a predetermined communication means. It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the prepaid card payment means information, the wireless payment server 3300 is charged in the prepaid card in connection with the prepaid card payment system through a predetermined communication means It is preferable to check the validity that the payment amount can be processed through.

If the payment validity is not verified whether the payment amount can be processed through the customer payment means (3945), the wireless payment server 3300 generates predetermined payment validity error information to generate the customer wireless terminal (3340). And transmit (3950).

On the other hand, if the payment validity is verified whether the payment amount can be processed through the customer payment means (3945), the wireless payment server 3300 is linked to the confirmed payment system and / or financial system and the customer payment means Through 339, the payment amount included in the wireless payment request information is processed.

According to an exemplary embodiment of the present invention, when the confirmed customer payment means information is the mobile payment means information, and the validity of the payment for the mobile payment means information is confirmed, the wireless payment server 3300 uses a predetermined communication means. It is preferable to process the payment amount in connection with the wireless communication billing system corresponding to the mobile phone payment means, and when the payment process is completed normally, the payment amount is deposited into the confirmed driver account information. .

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information is the wire transfer payment means information and the validity of the wire transfer payment means information is confirmed, the wireless payment server 3300 is the financial system. It is preferable to deposit the amount corresponding to the payment amount among the amounts deposited in the financial account under the customer's name to the financial account corresponding to the confirmed driver account information.

According to another embodiment of the present invention, when the confirmed customer payment means information is the credit card payment means information, and the validity of the credit card payment means information is confirmed, the wireless payment server 3300 is the credit It is preferable to deposit the amount corresponding to the payment amount to the financial account corresponding to the confirmed driver account information at the date of settlement of the credit card in connection with the card payment system.

Alternatively, when the checked customer payment means information is the check card payment means information, and the validity of the check card payment means information is confirmed, the wireless payment server 3300 checks in conjunction with the check card payment system. It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed driver account information.

Alternatively, when the confirmed customer payment means information is the debit card payment means information, and the validity of the debit card payment means information is confirmed, the wireless payment server 3300 is linked to the debit card payment system the debit It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed driver account information.

Alternatively, when the confirmed customer payment means information is the prepaid card payment means information, and the validity of the prepaid card payment means information is confirmed, the wireless payment server 3300 is linked to the prepaid card payment system in advance It is preferable to deposit the amount corresponding to the settlement amount among the amounts charged to the card to the financial account corresponding to the confirmed driver account information.

If payment processing for the payment amount included in the wireless payment request information is completed through the confirmed customer payment means in association with the payment system and / or the financial system (3960), the wireless payment server 3300 In operation 3965, the payment processing history using the customer payment means is generated in association with a payment system and / or a financial system.

Here, the payment processing details may include a payment approval result for the payment processing using the customer payment means, or may include a payment error result.

40 is a diagram illustrating a payment processing process for wireless taxi fare payment according to another embodiment of the present invention.

More specifically, FIG. 40 shows a payment process including a predetermined payment approval result after performing the payment approval process shown in FIG. 39 in the wireless payment server 3300 on the wireless taxi fare payment system shown in FIG. When the details are generated, the wireless payment server 3300 stores the payment processing details in a predetermined payment history D / B 3335, and the driver wireless terminal 3345 on the wireless taxi fare payment system shown in FIG. As a person having ordinary knowledge in the technical field to which the present invention pertains, various implementation methods for the payment processing process for the wireless taxi fare payment are inferred by referring to and / or modifying the drawing 40. Although the present invention may be made, the present invention includes all the implementation methods inferred, and the technical features are not limited to the implementation method shown in FIG. The.

Referring to FIG. 40, after the payment approval process shown in FIG. 39 is performed by the wireless payment server 3300 on the wireless taxi fare payment system shown in FIG. 33, a payment processing history including a predetermined payment approval result is included. When this is generated, the wireless payment server 3300 generates the payment processing history information for storage including the payment processing history (4000), the process by linking the generated payment processing history information and the unique number information of the taxi; A payment history D / B 3335 illustrated in FIG. 33 is stored (4005).

According to another exemplary embodiment of the present invention, the wireless payment server 3300 processes the taxi driver wireless terminal 3345 information and the payment processing history information in addition to the taxi unique number information to perform the payment history D / B 3335. ) Or the driver account information and the payment processing history information in association with each other and stored in the payment history D / B 3335, whereby the present invention is not limited thereto.

In addition, the wireless payment server 3300 generates (4010) payment processing history information for wireless terminal transmission including the payment processing history, and stored in association with the taxi unique number information stored in the generated payment processing history information The driver wireless terminal 3345 transmits the information to the driver wireless terminal 3345 corresponding to the information (4015).

According to the exemplary embodiment of the present invention, the payment processing history information generated by the wireless payment server 3300 may include a wireless message (eg, a short message, a multimedia message, etc.) including the payment amount.

41 is a diagram illustrating a process of transmitting / receiving and confirming information for wireless taxi fare payment according to another exemplary embodiment of the present invention.

More specifically, FIG. 41 reads RF code information including predetermined taxi unique number information and driver account information from an RF tag provided in a taxi through a predetermined RF reader in the customer wireless terminal 3340 in FIG. 34. And generating predetermined wireless payment request information including payment information corresponding to the taxi unique number information, the driver's account information, and the taxi fare included in the RF code information, and the wireless taxi fare payment system shown in FIG. When transmitting to the payment server 3300, the wireless payment server 3300 is a process for confirming the customer wireless terminal information that transmitted the wireless payment request information, the person having ordinary knowledge in the technical field to which the present invention belongs If so, referring to FIG. 41 and / or modified, various implementation methods for the process of transmitting / receiving and confirming information for the wireless taxi fare payment are provided. Would be able, in the present invention are made, including any exemplary way in which the inference, to which the technical feature that is not limited to the exemplary method shown in the figure 41.

Referring to FIG. 41, at least one customer payment means information and a customer wireless terminal for processing a predetermined taxi fare to a predetermined payment means D / B 3140 through the customer payment means information registration system shown in FIG. The customer wireless terminal 3340 having registered the information accesses the wireless payment server 3300 shown in FIG. 33 through the wireless communication network in accordance with a predetermined wireless internet protocol for payment of the wireless taxi fare (4100).

According to an embodiment of the present invention, the customer wireless terminal 3340 is a predetermined wireless Internet protocol corresponding to the wireless communication network (for example, the customer wireless terminal 3340 is a CDMA based mobile communication network (or HSDPA based mobile communication network) In the case of a mobile communication terminal connected to a WAP (Wireless Application Protocol) / ME (Mobile Explorer) based wireless Internet protocol, or a mobile Internet terminal that the customer wireless terminal 3340 is connected to the IEEE 802.16x-based high-speed wireless Internet, And / or a wireless LAN terminal connected to an IEEE 802.11x based wireless LAN, it is preferable to access the wireless payment server 3300 through a Mobile Internet Protocol (MIP) based wireless Internet protocol (MIP).

According to an exemplary embodiment of the present invention, the customer wireless terminal 3340 is a predetermined wireless payment server 3300 number (or server address number associated with the wireless payment server 3300) address (or telephone number assigned to the server). And the like, and a predetermined wireless internet access button (or wireless internet access menu, or wireless internet access command) is input to the wireless payment server 3300 through a predetermined wireless internet protocol corresponding to the wireless communication network. It is preferable to connect.

According to another exemplary embodiment of the present invention, the customer wireless terminal 3340 inputs a predetermined wireless internet access button (or wireless internet access menu, or wireless internet access command), and corresponds to the wireless payment server 3300. By selecting a wireless Internet menu, it is preferable to access the wireless payment server 3300 through a predetermined wireless Internet protocol corresponding to the wireless communication network.

According to another exemplary embodiment of the present invention, if the customer wireless terminal information is provided from the driver wireless terminal 3345 to the wireless payment server 3300, the wireless payment server 3300 may be used by the wireless payment server 3300. ) Transmits a predetermined wireless message including an address as a callback URL, and the customer wireless terminal 3340 transmits a predetermined wireless internet protocol corresponding to the wireless communication network through a callback UL included in the wireless message. It is preferable to access the wireless payment server 3300 through.

Thereafter, the wireless payment server 3300 reads RF code information including the taxi unique number information and the driver account information from the RF tag provided in the taxi through a predetermined RF reader in the customer wireless terminal 3340. A predetermined wireless payment interface screen for generating predetermined wireless payment request information including the taxi unique number information, the driver account information, and the payment amount included in the RF code information and transmitting the predetermined wireless payment request information to the wireless payment server 3300; Generated (or extracted from a predetermined interface D / B (not shown)) and provided to the customer wireless terminal 3340 according to the wireless Internet protocol (4105).

Thereafter, the customer wireless terminal 3340 reads RF code information including the taxi unique number information and the driver account information from the RF tag provided in the taxi through a predetermined RF reader based on the wireless payment interface screen. (4110).

If RF code information including the taxi unique number information and the driver's account information is read from the RF tag provided in the taxi through the RF reader (4115), the customer wireless terminal 3340 displays the wireless payment interface screen. In operation 4120, a payment amount corresponding to the taxi fare is input (or selected).

According to another embodiment of the present invention, when the RF tag provided in the taxi has a function of receiving a predetermined taxi fare from a meter provided in the taxi and including it in the RF code information in real time, the payment amount is the RF It may be included in the code information, and in this case, the process of inputting (or selecting) the payment amount through the wireless payment interface screen may be omitted.

If it is confirmed that the payment amount is input through the wireless interface screen (4125), the customer wireless terminal 3340 generates wireless payment request information including the taxi unique number information and the payment amount (4130).

According to the exemplary embodiment of the present invention, the wireless payment request information may include a data structure that can be transmitted to the wireless payment server 3300 through the wireless communication network according to the wireless Internet protocol.

According to an exemplary embodiment of the present invention, the wireless terminal 3340 allows the wireless payment server 3300 to receive validity of the wireless payment request information from the wireless payment server 3300 that has received the wireless payment request information. It is possible to further include predetermined wireless payment authentication information (for example, wireless payment password, payment method password, security card number, OTP code generated through a predetermined one time password (OTP) generator), thereby The invention is not limited.

According to an exemplary embodiment of the present invention, the customer wireless terminal 3340 may transmit the wireless payment request information to at least one wireless payment request information so that the wireless payment request information may be safely transmitted to the wireless payment server 3300 through the wireless communication network. It is possible to encrypt using an encryption method and / or to attach an electronic signature, thereby not limiting the present invention.

Thereafter, the wireless terminal transmits the generated wireless payment request information to the wireless payment server 3300 through the wireless communication network (4135), and correspondingly, the wireless payment server 3300 transmits the wireless payment request information. The customer wireless terminal information is transmitted (4140).

According to an exemplary embodiment of the present invention, the wireless payment server 3300 reads communication channel information managed by the wireless interface unit 3405 according to the wireless Internet protocol and transmits the wireless payment request information. It is desirable to verify the information.

According to another exemplary embodiment of the present invention, the wireless payment server 3300 reads packet information included in wireless payment request information received by the information receiver according to the wireless Internet protocol, and transmits the wireless payment request information. It is desirable to check the customer wireless terminal information.

According to another exemplary embodiment of the present invention, the customer wireless terminal information may be transmitted by further including the customer wireless terminal information in the wireless payment request information. In this case, the wireless payment server 3300 may transmit the wireless information. By reading the payment request information, it is possible to confirm customer wireless terminal information that has transmitted the wireless payment request information.

If the customer wireless terminal information that transmits the wireless payment request information is confirmed (4145), the wireless payment server 3300 reads the received wireless payment request information and performs the process of payment approval processing the taxi fare. do.

42 is a diagram illustrating a payment method confirmation and payment approval process for wireless taxi fare payment according to another embodiment of the present invention.

More specifically, FIG. 42 reads RF code information including predetermined taxi unique number information and driver account information from the RF tag provided in the taxi through the predetermined RF reader in the customer wireless terminal 3340 in FIG. And generating predetermined wireless payment request information including payment information corresponding to the taxi unique number information, the driver's account information, and the taxi fare included in the RF code information, and the wireless taxi fare payment system shown in FIG. When the wireless payment server 3300 and the wireless payment server 3300 confirms the customer wireless terminal information transmitting the wireless payment request information through the information check process shown in Figure 41, the wireless payment server 3300 In the process of confirming the customer payment means associated with the customer wireless terminal information in the payment approval process, the technology to which the present invention belongs If one of ordinary skill in the art, it will be able to infer various implementation methods for the confirmation and payment approval process of the customer payment method for the wireless taxi fare payment by referring to and / or modified in this figure 42, the present invention is It is made to include all the inferred implementation method, the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 42, the taxi unique number information and the driver account information from the customer wireless terminal 3340 on the wireless taxi fare payment system shown in FIG. 33 to the wireless payment server 3300 according to a predetermined wireless Internet protocol. When the predetermined wireless payment request information including the payment amount is transmitted and the customer wireless terminal information is transmitted from the wireless payment server 3300 through the information checking process shown in FIG. 41, the wireless payment request information is transmitted. The wireless payment server 3300 and the predetermined payment means D / B (3140) for storing the customer payment means information and the customer wireless terminal information registered through the customer payment means information registration system shown in FIG. In operation 4200, at least one customer payment means information associated with the confirmed customer wireless terminal information is linked.

According to another exemplary embodiment of the present invention, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the customer wireless terminal information is the payment amount of the plurality of payment means in the wireless payment request information It is preferable to further transmit the predetermined payment means selection information to process the payment, in this case, the wireless payment server 3300 to process the payment amount of the customer payment means information corresponding to the payment means selection information. It is preferable to confirm with customer payment means information.

Alternatively, when there is a plurality of registered customer payment means information processed in connection with the customer wireless terminal information, the wireless payment server 3300, the customer payment means information to be processed first of the customer payment means information according to a predetermined payment policy May check the payment amount as the customer payment means information to process the payment, by which the present invention is not limited.

If the customer payment means information is not confirmed (for example, a customer corresponding to the customer wireless terminal information does not register the customer payment means information and the customer wireless terminal information through the customer payment means information registration system shown in FIG. 31). 4205, the wireless payment server 3300 generates the predetermined customer payment means error information and transmits it to the wireless terminal (4210).

On the other hand, if the customer payment means information is confirmed (4205), the wireless payment server 3300 extracts the taxi identification number information and the driver account information included in the received wireless payment request information (4215), and in Figure 33 In connection with the illustrated taxi information D / B 2740, the information about the predetermined taxi driver wireless terminal 3345 processed in association with the taxi unique number information is checked (4220).

If the taxi driver wireless terminal 3345 information associated with the taxi unique number information is not confirmed (for example, the taxi unique number information and the taxi through the taxi information registration system shown in FIGS. 27 and / or 29). If driver wireless terminal 3345 information is not registered in the taxi information D / B 2740) 4225, the wireless payment server 3300 generates predetermined taxi information error information and transmits it to the wireless terminal ( 4230).

On the other hand, if the taxi driver wireless terminal 3345 information associated with the taxi unique number information is confirmed (4225), the wireless payment server 3300 is a payment system and / or finance corresponding to the confirmed customer payment means information The system checks the system (4234), and checks the payment validity whether the payment amount included in the wireless payment request information can be processed through the customer payment means in connection with the confirmed payment system and / or the financial system (4240). ).

According to an embodiment of the present invention, when the confirmed customer payment means information includes the mobile payment means information, the wireless payment server 3300 is a wireless communication fee corresponding to the mobile payment means through a predetermined communication means It is preferable to check the validity of the payment whether the payment amount can be processed in connection with the billing system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the wire transfer payment means information, the wireless payment server 3300 opens a financial account of the customer name through a predetermined communication means. It is desirable to check the validity of the payment amount through the amount deposited in the financial account in the name of the customer in connection with the established financial system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the credit card payment means information, the wireless payment server 3300 is linked with the credit card payment system through a predetermined communication means. It is preferable to check the validity that the payment amount can be processed through the credit card.

Alternatively, when the confirmed customer payment means information includes the check card payment means information, the wireless payment server 3300 is linked to the check card payment system through a predetermined communication means through the check card through the check card It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the debit card payment means information, the wireless payment server 3300 through the debit card in connection with the debit card payment system through a predetermined communication means. It is advisable to check the validity of the payment.

Alternatively, when the confirmed customer payment means information includes the prepaid card payment means information, the wireless payment server 3300 is charged in the prepaid card in connection with the prepaid card payment system through a predetermined communication means It is preferable to check the validity that the payment amount can be processed through.

If the payment validity is not verified whether the payment amount can be processed through the customer payment means (4245), the wireless payment server 3300 generates predetermined payment validity error information to generate the customer wireless terminal 3340. 4250.

On the other hand, if the payment validity is verified whether the payment amount can be processed through the customer payment means (4245), the wireless payment server 3300 is linked to the confirmed payment system and / or financial system and the customer payment means Through 4255, the payment amount included in the wireless payment request information is processed.

According to an exemplary embodiment of the present invention, when the confirmed customer payment means information is the mobile payment means information, and the validity of the payment for the mobile payment means information is confirmed, the wireless payment server 3300 uses a predetermined communication means. It is preferable to process the payment amount in connection with the wireless communication billing system corresponding to the mobile phone payment means, and to process the payment amount to be deposited into the confirmed driver account information when the payment process is normally completed. Do.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information is the wire transfer payment means information and the validity of the wire transfer payment means information is confirmed, the wireless payment server 3300 is the financial system. It is preferable to deposit the amount corresponding to the payment amount among the amounts deposited in the financial account under the customer's name to the financial account corresponding to the confirmed driver account information.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information is the credit card payment means information and the validity of the credit card payment means information is confirmed, the wireless payment server 3300 is In connection with the credit card payment system, it is preferable to deposit the amount corresponding to the payment amount to the financial account corresponding to the confirmed driver account information at the date of settlement of the credit card.

Alternatively, when the checked customer payment means information is the check card payment means information, and the validity of the check card payment means information is confirmed, the wireless payment server 3300 checks in conjunction with the check card payment system. It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed driver account information.

Alternatively, when the confirmed customer payment means information is the debit card payment means information, and the validity of the debit card payment means information is confirmed, the wireless payment server 3300 is linked to the debit card payment system the debit It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed driver account information.

Alternatively, when the confirmed customer payment means information is the prepaid card payment means information, and the validity of the prepaid card payment means information is confirmed, the wireless payment server 3300 is linked to the prepaid card payment system in advance It is preferable to deposit the amount corresponding to the settlement amount of money charged to the card to the financial account corresponding to the confirmed driver account information.

If the payment processing for the payment amount included in the wireless payment request information is completed through the verified customer payment means in association with the payment system and / or the financial system (4260), the wireless payment server 3300 In operation 4265, the payment processing history using the customer payment means is generated in association with a payment system and / or a financial system.

Herein, the payment processing details may include a payment approval result for payment processing using the customer payment means or a payment error result.

43 is a diagram illustrating a payment processing process for wireless taxi fare payment according to another embodiment of the present invention.

In more detail, FIG. 43 shows a payment process including a predetermined payment approval result after performing the payment approval process shown in FIG. 42 in the wireless payment server 3300 on the wireless taxi fare payment system shown in FIG. When the details are generated, the wireless payment server 3300 stores the payment processing details in a predetermined payment history D / B 3335, and the driver wireless terminal 3345 on the wireless taxi fare payment system shown in FIG. As a person having ordinary knowledge in the technical field to which the present invention pertains, various implementation methods for the payment processing process for the wireless taxi fare payment can be inferred by referring to and / or modifying the drawing 43. Although the present invention may be implemented, the present invention includes all the inferred implementation methods, and the technical features are not limited to the implementation method illustrated in FIG. The.

Referring to FIG. 43, after the payment approval process shown in FIG. 42 is performed by the wireless payment server 3300 on the wireless taxi fare payment system shown in FIG. 33, a payment processing history including a predetermined payment approval result is included. When the wireless payment server 3300 is generated, the wireless payment server 3300 generates storage payment processing history information including the payment processing history (4300), and processes the generated payment processing history information and the taxi unique number information in association. The payment history D / B 3335 illustrated in FIG. 33 is stored (4305).

According to another exemplary embodiment of the present invention, the wireless payment server 3300 processes the taxi driver wireless terminal 3345 information and the payment processing history information in addition to the taxi unique number information to perform the payment history D / B 3335. ) Or the driver account information and the payment processing history information in association with each other and stored in the payment history D / B 3335, whereby the present invention is not limited thereto.

In addition, the wireless payment server 3300 generates (4310) payment processing history information for wireless terminal transmission including the payment processing history, and is processed by storing the generated payment processing history information in association with the taxi unique number information The driver wireless terminal 3345 transmits the information to the driver wireless terminal 3345 corresponding to the driver wireless terminal 3345 information.

According to the exemplary embodiment of the present invention, the payment processing history information generated by the wireless payment server 3300 may include a wireless message (eg, a short message, a multimedia message, etc.) including the payment amount.

44 is a diagram showing the configuration of a wireless taxi fare payment system according to another embodiment of the present invention.

More specifically, FIG. 44 shows the taxi unique number information and the taxi driver wireless terminal 4440 information on predetermined taxi information D / B 2740 through the taxi information registration system shown in FIGS. 27 and / or 29. The driver account information is stored in association with each other, and at least one customer payment means information for processing a predetermined taxi fare to a predetermined payment means D / B 3140 through the customer payment means information registration system shown in FIG. 31. And the customer wireless terminal information is linked and stored, and the taxi unique number information and the payment amount to the predetermined wireless payment server 4400 through a wireless communication network using a predetermined wireless payment program in the customer wireless terminal 4435. When the predetermined wireless payment request information is included, the wireless payment server 4400 receives the wireless payment request information based on the wireless terminal information transmitted by the wireless payment request information. Checking the customer payment means information, and the system configuration for processing the payment based on the taxi unique number information included in the wireless payment request information, if the person having ordinary knowledge in the technical field to which the present invention belongs However, various implementation methods for the wireless taxi fare payment system configuration may be inferred by referring to and / or modifying the drawing 44, but the present invention includes all the inferred implementation methods, as shown in the drawing 44. The technical features are not limited only to the implemented method.

Wireless taxi fare payment system according to an embodiment of the present invention, at least one to process a predetermined taxi fare payment to a predetermined payment means D / B (3140) through the customer payment means information registration system shown in FIG. The taxi to the predetermined taxi information D / B (2740) through the customer wireless terminal (4435) registered the above customer payment means information and the customer wireless terminal information, and the taxi information registration system shown in Figure 27 and / or 29 The taxi unique number in the driver wireless terminal 4440 and the customer wireless terminal 4435 used by a driver (or a driver in a taxi company) registered with the unique number information, the taxi driver wireless terminal 4440 information, and the driver account information. When the predetermined wireless payment request information including the information and the payment amount is transmitted, the customer wireless terminal information which transmits the wireless payment request information is confirmed, and the payment means D / Check the predetermined customer payment means information associated with the confirmed customer wireless terminal information in connection with the B (3140), and the taxi unique number included in the wireless payment request information in connection with the taxi information D / B (2740) And a wireless payment server 4400 which checks predetermined driver account information associated with the information and performs payment processing of the payment amount included in the wireless payment request information as the confirmed driver account information through the confirmed customer payment means. Characterized in that made.

The wireless taxi fare payment system may correspond to predetermined customer payment means information associated with the customer wireless terminal information in order to process a payment amount included in the wireless payment request information in the wireless payment server 4400. It is characterized in that it further comprises a predetermined payment system and / or financial system.

According to an exemplary embodiment of the present invention, when predetermined customer payment means information associated with the customer wireless terminal information includes mobile phone payment means information, the wireless payment server 4400 is wireless communication corresponding to the mobile payment means. It is preferable that the billing system including the billing system and the processing through a predetermined communication means.

Those skilled in the art will be familiar with the wireless communication billing system configuration corresponding to the mobile phone payment means and the technical features of the mobile phone billing method using the wireless billing system. Therefore, detailed description thereof will be omitted for convenience.

According to another exemplary embodiment of the present invention, when predetermined customer payment means information associated with the customer wireless terminal information includes a wire transfer payment means information, the wireless payment server 4400 corresponds to the wire transfer payment means. It is preferable that a financial account in the name of a customer be linked to the opened financial system through a predetermined communication means.

Here, for providing at least one financial transaction (eg, credit, receiving, currency exchange, foreign currency remittance, financial investment, etc.) service through at least one face-to-face and / or face-to-face financial transaction channel providing the wire transfer payment service. It is characterized by having a financial system.

According to an embodiment of the present invention, the financial system is connected to at least one window terminal provided at a branch (and / or a branch) of the financial institution through a predetermined financial network (eg, a branch network). It provides a financial transaction service of face to face at least one financial transaction customer through the window terminal.

The financial system may also include at least one financial terminal including a cash dispenser / automatic teller machine (CD / ATM) provided at a branch (and / or branch) of the financial institution, and / or at least affiliated with the financial institution. At least one financial terminal provided at one or more other financial institutions (and / or other financial institution branches), and / or at least one financial terminal provided at a public place and a predetermined financial network (eg, CD common network) It is characterized in that connected through, through the financial terminal provides a non-face-to-face financial transaction service for at least one financial transaction customer.

In addition, the financial system is characterized in that associated with a predetermined Internet banking server, a network (eg, wired Internet, and / or IEEE 802.11x-based WLAN, connected to a TCP / IP-based backbone network through the Internet banking server, And / or at least one client terminal (e.g., a personal computer (PC) equipped with the wired Internet access and browsing function) and / or a laptop connected to the IEEE 802.16x-based portable Internet, etc., the wireless LAN / portable Internet A non-face-to-face financial transaction service is provided to at least one or more financial transaction customers through a laptop and / or mobile terminal equipped with access and browsing functions.

In addition, the financial system is characterized in that associated with a predetermined wireless banking server, a predetermined wireless network (e.g., code division multiple access (CDMA) based mobile communication network, and / or IEEE 802.16 through the wireless banking server) at least one wireless terminal (e.g., a Personal Communication System (PCS) equipped with a connection and browsing function with the mobile communication network) and / or GSM (connected to an x-based portable Internet and / or a DataTAC / Mobitex-based wireless data communication network). Provide non-face-to-face financial transaction services to at least one financial transaction customer through a Global System for Mobile terminal and / or a Personal Digital Assistant (PDA) and / or a Smart Phone and / or Telematics). to provide.

In addition, the financial system is characterized in that associated with a predetermined IC chip-based wireless banking server, a predetermined wireless network (for example, code division multiple access (CDMA) based mobile communication network, through the IC chip-based wireless banking server, And / or at least one financial transaction via at least one wireless terminal (e.g., a wireless terminal equipped with a financial IC chip) connected to an IEEE 802.16x based portable Internet and / or a DataTAC / Mobitex based wireless data communication network. It provides IC chip-based non-face-to-face financial transaction service to customers.

In addition, the financial system is characterized in that associated with a predetermined telebanking server, at least one or more connected to a predetermined wired voice call network (eg, Public Switched Telephone Network (PSTN)) through the telebanking server At least one wireless communication terminal (e.g., a PCS and / or GSM terminal) connected to a fixed line communication terminal (e.g., a telephone) and / or a predetermined wireless voice communication network (e.g., a code division multiple access (CDMA) based mobile communication network) And / or a smartphone or the like) to provide a non-face-to-face financial transaction service to at least one financial transaction customer.

In addition, the financial system is characterized in that associated with a predetermined home banking server, at least one or more home appliances (eg, digital TV and / or refrigerator connected to a home network, etc.) connected to a predetermined home network through the home banking server ) Provides non-face-to-face financial transaction services to at least one financial transaction customer.

In addition, the financial system is characterized in that associated with a predetermined TV banking server, at least one or more digital TV (for example, two-way digital TV, satellite DMB terminal) connected to a predetermined return channel (Return Channel) through the TV banking server And non-face-to-face financial transaction services to at least one financial transaction customer through a terrestrial DMB terminal).

Referring to FIG. 44, the financial system is a computer system provided in a financial institution for opening at least one financial account to at least one financial transaction customer and providing at least one financial transaction service based on the financial account. At least one branch (or teller) in which accounts or transactions occur such as credit or reception or trust or foreign exchange, accounting for processing of headquarters operations and branch information support and customer information management; Interconnection between the system and at least one other financial system (and / or payment system), and / or at least one non-face-to-face financial transaction means (e.g., Internet banking, wireless banking, IC chip based) Wireless banking, telebanking, TV banking, etc.) to access the financial system, and And / or an external system that provides various financial transaction interfaces through at least one common network (eg, CD common network, financial common network). An interface module corresponding to a middleware platform that provides interfacing, and predetermined information (e.g., ledger information, and / or customer information, and / or management) required for each function in a component in the financial system. And a DBMS 4445 (DataBase Management System) including at least one database for storing and managing information.

In addition, the financial system is a foreign exchange module according to the intention of the skilled person and / or the type (eg, commercial bank, savings bank, trust bank) of each financial institution equipped with the financial system and the purpose and characteristics of the financial system. It is possible that at least one or more components, such as (not shown), investment finance module (not shown), international module (not shown) may be further included, and those skilled in the art to which the present invention pertains, Since you will be familiar with the technical details of the financial system, a detailed description thereof will be omitted for convenience, and the present invention is not limited thereto.

According to the present invention, the DBMS 4445 provided in the financial system provides a predetermined taxi fare to a predetermined payment method D / B 3140 through the financial institution through the customer payment method information registration system shown in FIG. Open at least one financial account to a financial transaction customer corresponding to the customer wireless terminal 4435 that has registered at least one customer payment means information and customer wireless terminal information to process payment; and based on the financial account, at least one financial account And a ledger D / B for storing at least one ledger for providing a transaction service, wherein the ledger D / B performs at least one financial transaction processing that the financial institution will provide to the financial transaction customer. At least one ledger information (for example, a customer ledger, a reception ledger, a security ledger, etc.) and corresponding to each ledger information (eg, Units, characterized in that refine the properties / function of the respective ledger and / or at least one or more ledger complementing) the additional information is stored in a relational word being associated process (Relationship).

Those skilled in the art to which the present invention pertains correspond to at least one ledger information provided in the ledger D / B and each ledger information according to the type of each financial institution and the purpose and characteristic of the financial system. In addition to being familiar with at least one ledger additional information, each ledger information is linked and stored in a relational relation, and / or predetermined ledger information and at least one ledger additional information is stored in a relational relation Since it will be understood that the detailed description thereof will be omitted for convenience.

According to another embodiment of the present invention, when the predetermined customer payment means information associated with the customer wireless terminal information comprises at least one credit card payment means information, the wireless payment server 4400 is the credit card It is preferable that the predetermined credit card payment system corresponding to the payment means is linked with the predetermined communication means.

Those skilled in the art to which the present invention pertains should be familiar with the technical features of the credit card payment system configuration using the credit card payment system and the credit card payment system corresponding to the credit card payment means. Therefore, detailed description thereof will be omitted for convenience.

Alternatively, when predetermined customer payment means information associated with the customer wireless terminal information includes at least one check card payment means information, the wireless payment server 4400 checks a predetermined check corresponding to the check card payment means. It is preferable that the card payment system is linked with the predetermined communication means.

Those skilled in the art will be familiar with the configuration of a check card payment system corresponding to the check card payment means and the technical features of the check card payment method using the check card payment system. Therefore, detailed description thereof will be omitted for convenience.

Alternatively, when the predetermined customer payment means information associated with the customer wireless terminal information comprises at least one debit card payment means information, the wireless payment server 4400 is a predetermined debit corresponding to the debit card payment means It is preferable that the card payment system is linked with the predetermined communication means.

Those skilled in the art to which the present invention pertains will be familiar with technical features of the debit card payment system configuration corresponding to the debit card payment means and the debit card payment method using the debit card payment system. Therefore, detailed description thereof will be omitted for convenience.

Alternatively, when predetermined customer payment means information associated with the customer wireless terminal information includes at least one prepaid card payment means information, the wireless payment server 4400 is a predetermined prepaid corresponding to the prepaid card payment means It is preferable that the card payment system is linked with the predetermined communication means.

Those skilled in the art to which the present invention pertains will be familiar with the technical features of the prepaid card payment system configuration and the prepaid card payment method using the prepaid card payment system corresponding to the prepaid card payment means. Therefore, detailed description thereof will be omitted for convenience.

The customer wireless terminal 4435 may include at least one customer payment means information and a customer to process a predetermined taxi fare to a predetermined payment means D / B 3140 through the customer payment means information registration system shown in FIG. 31. A mobile communication terminal comprising a predetermined wireless terminal registered with wireless terminal information, and connected to a CDMA (Code Division Multiple Access) based mobile communication network (or HSDPA based mobile communication network), And / or a portable Internet terminal connected to the IEEE 802.16x based high speed wireless Internet, and / or a wireless LAN terminal connected to the IEEE 802.11x based wireless LAN communication network.

The customer wireless terminal 4435 reads RF code information including the taxi unique number information from an RF tag provided in the taxi through a predetermined RF reader provided in the customer wireless terminal 4435 when paying the taxi fare. And generating wireless payment request information including the taxi unique number information and the payment amount information, and a CDMA-based (or HSDPA-based) mobile communication network corresponding to the wireless terminal type, and / or IEEE 802.16x-based high-speed wireless The generated wireless payment request information may be transmitted to the wireless payment server 4400 through a wireless communication network including at least one of the Internet and / or an IEEE 802.11x based wireless LAN communication network.

According to an embodiment of the present invention, the customer wireless terminal 4435 reads RF code information including the taxi unique number information from the RF tag provided in the taxi through a predetermined RF reader, and the taxi unique number information. And a predetermined wireless payment program for generating wireless payment request information including payment amount information and transmitting the wireless payment request information to the wireless payment server 4400 through a wireless communication network connected to the customer wireless terminal 4435. It is preferable that this is provided.

According to another embodiment of the present invention, the taxi driver wireless terminal 4440 information is further included in the RF code information provided in the RF tag provided in the taxi, and the predetermined RF reader provided in the customer wireless terminal 4435. When the taxi unique number information and the taxi driver wireless terminal 4440 information is read from the RF tag provided in the taxi through the customer wireless terminal 4435, the taxi unique number information and the taxi driver wireless terminal 4440 It is preferable to generate wireless payment request information including information) and payment amount information, and transmit the wireless payment request information to the wireless payment server 4400 through the wireless communication network.

According to another embodiment of the present invention, the driver account information is further included in the RF code information provided in the RF tag provided in the taxi, and the taxi is provided through a predetermined RF reader provided in the customer wireless terminal 4435. When the taxi unique number information and the driver account information are read from the RF tag included in the RF tag, the customer wireless terminal 4435 generates wireless payment request information including the taxi unique number information, the driver account information, and the payment amount information. The wireless payment request information is preferably transmitted to the wireless payment server 4400 through the wireless communication network.

According to another exemplary embodiment of the present invention, the taxi driver wireless terminal 4440 information and the driver account information are further included in the RF code information provided in the RF tag provided in the taxi, and provided in the customer wireless terminal 4435. When the taxi unique number information, the taxi driver wireless terminal 4440 information and the driver account information are read from the RF tag provided in the taxi through a predetermined RF reader, the customer wireless terminal 4435 has the taxi unique number. Generating wireless payment request information including information, taxi driver wireless terminal 4440 information, driver account information and payment amount information, and transmitting the wireless payment request information to the wireless payment server 4400 through the wireless communication network; It is preferable.

Those skilled in the art to which the present invention pertains can deduce the technical features of the wireless payment program for transmitting the wireless payment request information to the wireless payment server 4400 through the wireless communication network. Detailed description thereof will be omitted for convenience.

The driver wireless terminal 4440 may provide the taxi unique number information and the taxi driver wireless terminal 4440 information to predetermined taxi information D / B 2740 through the taxi information registration system illustrated in FIGS. 27 and / or 29. And a predetermined wireless terminal used by a driver (or a driver in a taxi company) who has registered driver account information, and comprises a code division multiple access (CDMA) based mobile communication network (or HSDPA (High Speed Downlink)). A mobile communication terminal connected to a packet access network) and / or a portable Internet terminal connected to IEEE 802.16x based high speed wireless Internet, and / or a wireless LAN terminal connected to an IEEE 802.11x based wireless LAN. It is preferable to comprise at least one or more.

The driver wireless terminal 4440 may be a CDMA based (or HSDPA based) mobile communication network corresponding to the type of wireless terminal, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based on the taxi fare payment. And receiving and outputting taxi fare payment processing detail information including the payment amount from the wireless payment server 4400 through a wireless communication network including at least one of a wireless LAN communication network.

Referring to FIG. 44, the wireless payment server 4400 includes an information receiver 4405 for receiving the wireless payment request information transmitted from the customer wireless terminal 4435 including the taxi unique number information and the payment amount; Confirm customer wireless terminal information transmitting the wireless payment request information in association with the wireless interface unit, predetermined customer payment means associated with the confirmed customer wireless terminal information in connection with the payment means D / B (3140) Information to confirm information, and to verify predetermined driver account information and taxi driver wireless terminal 4440 information associated with taxi unique number information included in the wireless payment request information in connection with the taxi information D / B 2740. The payment unit 4410 and the payment for processing the payment amount included in the wireless payment request information to the confirmed driver account information through the confirmed customer payment means; It is characterized by comprising a processing unit 4425.

According to the present invention, when the payment processing unit 4425 processes the payment amount with the confirmed driver account information through the confirmed customer payment means, predetermined payment processing detail information including the payment processing details (E.g., storing payment processing details for storage), and further comprising an information storage unit 4420 for storing the predetermined payment history D / B 4430 in association with the taxi unique number information.

According to the present invention, when the payment processing unit 4425 processes the payment amount with the confirmed driver account information through the confirmed customer payment means, predetermined payment processing detail information including the payment processing details And an information transmitter 4415 for generating (for example, payment processing details for transmitting a wireless terminal) and transmitting the generated payment processing details to the driver wireless terminal 4440 corresponding to the checked taxi driver wireless terminal 4440 information. It is done.

When the customer wireless terminal 4435 generates and transmits predetermined wireless payment request information including the taxi unique number information and the payment amount through a predetermined wireless payment program, the information receiving unit 4405 is connected to the wireless interface unit. And receiving the wireless payment request information transmitted from the customer wireless terminal 4435 in association with the taxi unique number information and the payment amount, and receiving the received wireless payment request information from the information confirmation unit 4410. To provide.

When the wireless payment request information is received through the information receiving unit 4405, the information checking unit 4410 checks the customer wireless terminal information that has transmitted the wireless payment request information.

According to an exemplary embodiment of the present invention, the information checking unit 4410 reads communication channel information corresponding to the customer wireless terminal 4435 based on a wireless communication protocol provided in the wireless communication network, and thus the wireless payment request information. It is desirable to check the customer wireless terminal information transmitted.

According to another exemplary embodiment of the present invention, the information checking unit 4410 reads packet information included in wireless payment request information received by the information receiving unit 4405 based on a wireless communication protocol provided in the wireless communication network. It is preferable to check the customer wireless terminal information that transmitted the wireless payment request information.

According to another exemplary embodiment of the present invention, the customer wireless terminal information may be transmitted by further including the customer wireless terminal information in the wireless payment request information. In this case, the information checking unit 4410 may transmit the wireless information. By reading the payment request information, it is possible to confirm customer wireless terminal information that has transmitted the wireless payment request information.

In addition, when the customer wireless terminal information is confirmed, the information checking unit 4410 transmits the customer wireless terminal information to a predetermined payment method D / B 3140 through the customer payment means information registration system shown in FIG. And at least one customer payment method information registered and processed in connection with the customer.

According to another exemplary embodiment of the present invention, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the customer wireless terminal information is the payment amount of the plurality of payment means in the wireless payment request information It is preferable to further transmit the predetermined payment means selection information to process the payment, in this case, the information check unit 4410 is to process the payment amount of the customer payment means information corresponding to the payment means selection information. It is preferable to confirm with customer payment means information.

Alternatively, when there is a plurality of registered customer payment means information processed in connection with the customer wireless terminal information, the information checking unit 4410, the customer payment means information to be processed first of the customer payment means information according to a predetermined payment policy May check the payment amount as the customer payment means information to process the payment, by which the present invention is not limited.

In addition, when the wireless payment request information is received through the information receiving unit 4405, the information checking unit 4410 extracts the taxi unique number information by reading the wireless payment request information, and the drawing 27 and / Alternatively, through the taxi information registration system shown in FIG. 29, the predetermined taxi information D / B 2740 is connected with the taxi unique number information to check the registered taxi driver wireless terminal 4440 information and driver account information. It features.

According to another exemplary embodiment of the present invention, when the driver account information is previously included in the wireless payment request information, the information checking unit 4410 is connected to the taxi information D / B 2740 and the taxi unique number information. It is preferable that the process of checking the driver account information registered and cooperatively processed is omitted. In this case, the payment processing unit 4425 may process the payment amount through the driver account information included in the wireless payment request information. It is preferable.

According to another exemplary embodiment of the present invention, when the taxi driver wireless terminal 4440 information is previously included in the wireless payment request information, the information checking unit 4410 may be connected to the taxi information D / B 2740. Preferably, the process of confirming the information of the taxi driver wireless terminal 4440 registered in association with the taxi unique number information is omitted. In this case, the information transmitter 4415 may include the wireless payment request information. It is preferable to transmit predetermined payment processing detail information to the driver wireless terminal 4440 through the taxi driver wireless terminal 4440 information.

When the predetermined customer payment means information for processing the payment amount included in the wireless payment request information is confirmed through the information checking unit 4410, and the predetermined driver account information for which the payment amount is settled is confirmed, The payment processing unit 4425 may process the payment amount included in the wireless payment request information as the confirmed driver account information through the confirmed customer payment means.

According to an exemplary embodiment of the present invention, when the customer payment means information confirmed by the information confirming unit 4410 includes the mobile payment means information, the payment processing unit 4425 may pay the mobile phone through a predetermined communication means. It is preferable to process the payment amount in connection with a wireless communication billing system corresponding to the means, and when the payment process is completed normally, the payment amount is deposited into the confirmed driver account information.

According to another exemplary embodiment of the present invention, when the customer payment means information confirmed through the information confirming unit 4410 includes the wire transfer payment means information, the payment processing unit 4425 uses the predetermined communication means. Checking the validity of the payment amount through the amount deposited in the financial account of the customer name in connection with the financial system in which the customer's financial account is opened, and if the validity of the payment processing is confirmed, In connection with the financial system, it is preferable to deposit the amount corresponding to the payment amount among the amounts deposited in the financial account under the customer's name to the financial account corresponding to the confirmed driver account information.

According to another exemplary embodiment of the present invention, when the customer payment means information confirmed by the information confirming unit 4410 includes the credit card payment means information, the payment processing unit 4425 may use a predetermined communication means. Check the validity of the payment amount through the credit card in connection with the credit card payment system, and if the validity of the payment processing is confirmed, the credit card settlement in connection with the credit card payment system It is preferable to deposit the amount corresponding to the payment amount into a financial account corresponding to the confirmed driver account information at a time.

Alternatively, when the customer payment means information confirmed by the information confirming unit 4410 includes the check card payment means information, the payment processing unit 4425 may be linked with the check card payment system through a predetermined communication means. Check the validity that the payment amount can be processed through the check card, and if the validity of the payment process is confirmed, the payment is made from the customer financial account associated with the check card in connection with the check card payment system. It is preferable to deposit the amount corresponding to the amount into the financial account corresponding to the confirmed driver account information.

Alternatively, when the customer payment means information confirmed through the information check unit 4410 includes the debit card payment means information, the payment processing unit 4425 may be linked with the debit card payment system through a predetermined communication means. Check the validity of the payment amount through the debit card, and if the validity of the payment processing is confirmed, the payment from the customer financial account associated with the debit card in connection with the debit card payment system It is preferable to deposit the amount corresponding to the amount into the financial account corresponding to the confirmed driver account information.

Alternatively, when the customer payment means information confirmed by the information confirming unit 4410 includes the prepaid card payment means information, the payment processing unit 4425 may be linked with the prepaid card payment system through a predetermined communication means. Check the validity of the payment amount through the amount charged to the prepaid card, and if the validity of the payment processing is confirmed, of the amount charged to the prepaid card in conjunction with the prepaid card payment system It is preferable to deposit the amount corresponding to the payment amount to a financial account corresponding to the confirmed driver account information.

When the payment processing unit 4425 processes the payment amount included in the wireless payment request information through the confirmed customer payment means information in connection with at least one payment system and / or financial system, the payment processing unit 4425 ) Preferably generates a predetermined payment processing history including the payment processing result (eg, payment approval result or payment error result).

When the payment processing unit 4425 generates a payment processing history including a payment approval result, the information storage unit 4420 may provide predetermined payment processing history information (eg, payment processing history for storage) including the payment processing history. ) Is generated and stored in a predetermined payment history D / B 4430 by linking with the taxi unique number information.

According to another exemplary embodiment of the present invention, the information storage unit 4420 may process the connection history D / B 4430 by linking the taxi driver wireless terminal 4440 information and the payment processing history information in addition to the taxi unique number information. ), Or the driver account information and the payment processing history information are linked to each other and stored in the payment history D / B 4430, whereby the present invention is not limited thereto.

In addition, when the payment processing unit 4425 generates a payment processing history including a payment approval result, the information transmitting unit 4415 may transmit predetermined payment processing history information (eg, wireless terminal transmission) including the payment processing history. Payment process history) and transmits to the driver wireless terminal 4440 corresponding to the checked taxi driver wireless terminal 4440 information.

According to the exemplary embodiment of the present invention, the payment processing history information generated by the information transmitter 4415 may include a wireless message (eg, a short message, a multimedia message, etc.) including the payment amount.

45 is a diagram showing the configuration of a customer wireless terminal 4435 for wireless taxi fare payment according to another embodiment of the present invention.

More specifically, FIG. 45 illustrates a case in which a mobile communication terminal connecting to a mobile communication network based on code division multiple access (CDMA) performs a function of the customer wireless terminal 4435 for paying wireless taxi fare. The preferred functional configuration of the mobile communication terminal for the taxi fare payment. Those skilled in the art to which the present invention pertains, with reference to this drawing 45, in addition to the mobile communication terminal for the wireless taxi fare payment other customer wireless terminal (4435) (for example, portable Internet terminal, or wireless LAN terminal, etc.) ) Can be easily inferred. As a result, the technical claims of the present invention are not limited to the case of the mobile communication terminal shown in FIG.

The customer wireless terminal 4435 of FIG. 45, which provides a mobile communication service in terms of hardware, includes an external body, a speaker, a microphone, a keypad, a liquid crystal display (LCD), an antenna, a battery 4525, and the like. Internally, a predetermined modem chip (for example, MSM of Qualcomm, USA) that incorporates functions such as a code division multiple access (CDMA) modem, a central processing unit / micro processing unit (CPU / MPU), a vocoder, etc. Series modem chip), various memory elements, duplexer filter that separates transmission and reception signals from one antenna, power amplifier that amplifies transmission signal, high power amplifier (HPA), and high output transmission signal. Blocking isolator, RF / IF SAW filter to remove out-of-band unwanted signals, frequency up-circuit of transmission path, frequency down-conversion circuit of receiving path, reference VCTCXO (Voltage Controlled Temperature Compensated X-tal Oscillator) corresponding to a clock source, a UHF frequency synthesizer used as a local signal of frequency up-down conversion, and a codec chip for converting an analog voice signal into a digital signal. Internal components such as are gradually being integrated into the modem chip, and in addition to the core components for the mobile communication service, the modem chip has various functions for various multimedia services and / or additional services. It is becoming.

Referring to FIG. 45, the customer wireless terminal 4435 for paying the wireless taxi fare basically includes a control unit 4505, a screen output unit 4510, a sound processor 4515, an RF reader unit 4520, and a wireless processor ( 4530, a key input unit 4535, a near field communication unit 4540, a memory unit 4555, a battery 4525 for power supply, and an IC chip 4550 mounted on or detached from the customer wireless terminal 4435, and the The IC chip 4550 is provided with an IC chip 4550 reader unit 4451 for reading / writing predetermined information or data, and performs an RF reader function for reading predetermined RF code information from a predetermined RF tag. An RF reader unit 4520 is provided.

The control unit 4505 includes a processor and execution memory including a CPU / MPU provided in the modem chip in hardware, and provides a predetermined program for providing a function unique to the customer wireless terminal 4435 from a predetermined memory element. Routine and / or a bus for inputting and outputting program data (BUS) and a predetermined electronic circuit (or integrated circuit) provided for this, characterized in that it comprises a predetermined memory device and / or chipset in software A generic term for program routines and / or program data loaded from the execution memory into the execution memory and processed by the processor to perform a specific function (hence, in the present invention, the recording of the customer wireless terminal 4435 for the wireless taxi fare payment). A predetermined program routine recorded on the medium is shown to be provided in the controller 4505 for convenience. As described above, various functions to be implemented by the control unit 4505 to be implemented in the customer wireless terminal 4435 are realized, and the overall operation of the customer wireless terminal 4435 is also implemented to realize the above functions. It characterized in that to control and manage. In particular, when power is input to the customer wireless terminal 4435 to perform a function of the control unit 4505 that controls and manages overall operations of the customer wireless terminal 4435, an operating system routine stored in a predetermined memory device. , System management routines, and / or system variables are loaded into the execution memory and computed by the processor to serve as variables for providing an operating system, system management program, and / or mobile communication service.

The screen output unit 4510 is a liquid crystal display (LCD) driver for outputting a screen, and a key input unit 4535 by the controller 4505 (eg, a program routine for outputting predetermined information or data to the LCD). Key data generated through the &lt; RTI ID = 0.0 &gt; And / or multimedia content) to a predetermined screen output device (eg, an LCD panel), wherein the screen output unit 4510 and the screen output device interoperate with each other. 4435) to perform the function of the screen output means.

The sound processor 4515 encodes a predetermined sound signal input from a microphone provided in the customer wireless terminal 4435 to provide it to the controller 4505, or the controller 4505 extracts and / or generates the sound signal. A predetermined sound signal is decoded and output through a speaker. For this purpose, the sound processor 4515 is provided with a predetermined vocoder and a codec. It performs the function of the sound input means provided in the customer wireless terminal 4435 through the sound processor 4515 and the microphone, or provided in the customer wireless terminal 4435 through the sound processor 4515 and a speaker. Functions as a sound output means.

The RF reader 4520 is configured to perform a function of an RF reader that reads predetermined RF code information from a predetermined RF tag in the customer wireless terminal 4435, and configures an internal function of the RF reader. Is variable depending on the functional configuration of the RF tag and / or the frequency band used by the RF tag.

Those skilled in the art to which the present invention pertains, RF reader unit for reading predetermined RF code information from the RF tag according to the functional configuration of the RF tag and / or the frequency band used by the RF tag Since it will be familiar with the functional configuration of (4520), a detailed description thereof will be omitted for convenience.

The wireless processor 4530 may register a location and / or a slot mode and / or a power control in conjunction with the controller 4505 (eg, a program routine for providing a mobile communication service). Or providing a mobile communication service including a hand-off and / or call processing procedure, the base station corresponding to an end of the mobile communication network in the process of providing the mobile communication service. And an RF processing function (eg, antenna control, modulation, synthesis, amplification, and / or filtering of radio frequency signals) that performs transmission and reception of radio frequency signals. In particular, the wireless processor 4530 processes the information or signal transmitted from the customer wireless terminal 4435 to the base station to provide the mobile communication service into a CDMA stack, or from a CDMA stack received from the base station. It provides a function for reading information or signals.

According to another exemplary embodiment of the present invention, if the customer wireless terminal 4435 of FIG. 45 is a wireless data communication terminal, the wireless processor 4530 connects to a wireless data communication network to provide a predetermined wireless data communication service for wireless taxi fare payment. If the customer wireless terminal 4435 of the figure 45 is a portable Internet terminal, the wireless processing unit 4530 accesses a portable Internet network and provides a predetermined portable Internet service for payment of a wireless taxi fare. (Eg, wireless data communication, or voice over IP (VoIP) based voice call).

The key input unit 4535 is provided with at least one key button including a predetermined number key and / or a character key and / or a function key. Detects information (or signal) input from the keypad, and selects a predetermined key provided in the keypad in a specific input mode and / or operation mode of the customer wireless terminal 4435 controlled by the controller 4505. When predetermined information (or signal) is input from the button, a key event (eg, MH_KEY_PRESSEVENT, MH_KEY_REPEATEVENT, MH_KEY_RELEASEEVENT) corresponding to the input information (or signal) is generated, and the generated key event is transmitted to the controller 4505. The controller 4505 reads predetermined key data corresponding to the key event in the current input mode and / or operation mode of the customer wireless terminal 4435 (for example, Read key data from the key table from a key table that stores (manages) at least one or more key data corresponding to a specific key event in each customer wireless terminal 4435 input mode and / or operation mode, and / or A command for executing a predetermined function matched with the key event is read. The keypad including the key input unit 4535 and at least one key button interlocks with each other to perform a function of key input means provided in the customer wireless terminal 4435.

The short-range communication unit 4540 may include infrared ray communication and / or radio frequency (RF) communication and / or Bluetooth and / or wireless LAN and / or Wi-Fi and ultra-wideband. A terminal (or device) and a short range wireless communication session are connected through at least one short range wireless communication means including an ultra wide band (UWB). The infrared communication, the RF communication, It includes a predetermined short range wireless communication module for short range wireless communication including Bluetooth, WLAN, Wi-Fi, and ultra-wideband communication, and includes a communication protocol and / or driver for the short range wireless communication in software.

According to the exemplary embodiment of the present invention, the local area device connected to the local area communication unit 4540 through a predetermined local area communication may perform a function of a gateway for accessing at least one or more communication networks. In this case, the customer wireless terminal ( 4435 is preferably connected to a predetermined network through a short range communication channel between the short range communication unit 4540 and the short range apparatus.

The memory unit 4555 inputs and outputs when an operation by a predetermined program routine (or code) and / or program data (eg, a program routine (or code)) for controlling the overall operation of the customer wireless terminal 4435 is performed. General term for a memory device for storing information and / or data), a read-only memory (ROM) corresponding to a read-only memory, a flash memory (FM) for reading / writing, and an electrically erasable and programmable memory (EPPROM). Read Only Memory). In general, the ROM stores system information that should not be deleted, and the flash memory stores operating system routines, call processing program routines, and / or application program routines provided through the customer wireless terminal 4435 and information or data therefor. The EEPROM stores at least one or more information and / or data extracted and / or generated during the execution of an application included in the terminal registration related parameter and phone number (eg, address book) or the customer wireless terminal 4435. Is stored.

The IC chip 4550 reader unit 4451 relates to the IC chip 4550 provided in the customer wireless terminal 4435 through the IC chip 4550 standard including ISO / IEC 7816 and / or ISO / IEC 14443. Exchange information and / or data between a functional configuration (e.g., an IC chip 4550 agent program included in the customer wireless terminal 4435) and an IC chip 4550 mounted or detached from the customer wireless terminal 4435. It is characterized by providing. For example, the IC chip 4550 reader unit 4451 provides information and / or data exchange between the IC chip 4550 agent program and the IC chip 4550 through an application protocol data unit (APDU).

According to the implementation method of the present invention, the IC chip 4550 is preferably provided with a predetermined customer payment means, by which the present invention is not limited.

Referring to FIG. 45, the customer wireless terminal 4435 may include an information reader 4570 for reading predetermined RF code information from an RF tag provided in the taxi through the RF reader 4520, and the RF. An information generation unit 4565 for generating predetermined wireless payment request information including code information, and the wireless payment request information to a wireless payment server 4400 provided on the wireless taxi fare payment system shown in FIG. An information transmitter 4560 for transmitting is provided.

The information reading unit 4570 is connected to the RF reader unit 4520 from the RF tag provided in the taxi to the taxi unique number information registered through the taxi information registration system shown in FIGS. 27 and / or 29. The predetermined RF code information is read.

According to an embodiment of the present invention, the taxi unique number information corresponding to the RF code information may be a predetermined code value and / or an electronic product code (EPC) system, a U-code system, or an ISO / IEC 15963 code system. Or at least one arbitrary code value.

According to another exemplary embodiment of the present invention, the taxi unique number information corresponding to the RF code information may include vehicle number information included in the license plate attached to the taxi, and thus the present invention is not limited thereto. .

According to another exemplary embodiment of the present invention, the taxi unique number information corresponding to the RF code information may include predetermined unique code information assigned by the wireless taxi fare payment system shown in FIG. 44. The present invention is not limited by this.

According to another exemplary embodiment of the present invention, the RF tag provided in the taxi may store the taxi driver wireless terminal information in the RF code information, and in this case, the information may be read through the information reader 4570. The RF code information may include the taxi unique number information and the taxi driver wireless terminal information.

According to another exemplary embodiment of the present invention, the RF tag provided in the taxi may store the driver account information in the RF code information, and in this case, the RF tag read through the information reader 4570. The code information may include the taxi unique number information and the driver account information.

According to another exemplary embodiment of the present invention, the RF tag provided in the taxi may store the taxi driver wireless terminal information and the driver account information in the RF code information, in which case the information reader 4570 RF code information to be read through the) may include the taxi unique number information, the taxi driver wireless terminal information and the driver account information.

According to another exemplary embodiment of the present invention, the RF tag provided in the taxi includes an RF communicator and a predetermined memory compliant with the ISO 18000 series air interface standard. RF module), and may receive a predetermined taxi fare from a meter provided in the taxi and include a function to include the RF code information in real time. In this case, the information reading unit 4570 may be provided. The RF code information to be read through may include the taxi unique number information and payment amount information corresponding to the taxi fare.

If the taxi driver radio terminal information and / or driver account information is further stored in a memory provided in an RF tag in the form of the RF device (or an RF module interworking with a meter), the information is read through the information reader 4570. The RF code information may further include the taxi driver wireless terminal information and / or driver account information in the taxi unique number information and payment amount information corresponding to the taxi fare.

When predetermined RF code information is read from the RF tag provided in the taxi by the information reader 4570, the information generator 4565 may determine the taxi unique number information and the taxi fare included in the RF code information. And generating predetermined wireless payment request information including corresponding payment amount information.

According to an embodiment of the present invention, the payment amount included in the wireless payment request information may be keyed through the key input unit 4535, and the taxi may be inputted to the RF code information according to another embodiment of the present invention. When payment amount information corresponding to a fee is included, inputting a predetermined payment amount through the key input unit 4535 may be omitted.

According to another exemplary embodiment of the present invention, when the taxi driver radio terminal information is included in the RF code information read through the information reader 4570, the information generator 4565 may include the taxi unique number information and the payment amount. And generating wireless payment request information including the taxi driver wireless terminal information.

According to another exemplary embodiment of the present invention, when the driver account information is included in the RF code information read through the information reader 4570, the information generator 4565 may include the taxi unique number information and the payment amount and It is preferable to generate the prepaid request information including the driver account information.

According to another exemplary embodiment of the present invention, when the taxi driver radio terminal information and the driver account information are included in the RF code information read through the information reader 4570, the information generator 4565 may be unique to the taxi. It is preferable to generate the wireless payment request information including the number information, the payment amount and the taxi driver wireless terminal information and driver account information.

According to an embodiment of the present invention, the wireless payment request information generated by the information generating unit 4565 is provided on a wireless taxi fare payment system shown in FIG. 44 through a predetermined wireless communication network ( It is preferable to include a data structure that can be transmitted to 4400.

Alternatively, the information generation unit 4565 may perform a predetermined wireless payment authentication on the wireless payment request information so that the wireless payment server 4400 receiving the wireless payment request information confirms the validity of the wireless payment request information. It is possible to further include information (eg, wireless payment password, payment means password, security card number, OTP code generated through a predetermined one time password (OTP) generator, etc.), whereby the present invention is not limited.

Alternatively, the information generation unit 4565 may encrypt the wireless payment request information by at least one encryption method so that the wireless payment request information may be securely transmitted to the wireless payment server 4400 through the wireless communication network. And / or an electronic signature is possible, by which the present invention is not limited.

The information transmitter 4560 transmits the wireless payment request information generated by the information generator 4565 to the wireless payment server 4400 on the wireless taxi fare payment system shown in FIG. 44 through the wireless communication network. It features.

According to an exemplary embodiment of the present invention, the information reader 4570, the information generator 4565, and the information transmitter 4560 are provided in the customer wireless terminal 4435 for payment of the taxi fare. It is desirable to perform the function of.

46 is a diagram illustrating a process of transmitting / receiving and confirming information for wireless taxi fare payment according to an exemplary embodiment of the present invention.

More specifically, FIG. 46 reads RF code information including predetermined taxi unique number information from an RF tag provided in a taxi through a predetermined RF reader in the client wireless terminal 4435 in FIG. 45, and the RF code. When the predetermined wireless payment request information including the taxi unique number information included in the information and the payment amount corresponding to the taxi fare is generated and transmitted to the wireless payment server 4400 on the wireless taxi fare payment system shown in FIG. In the process of confirming the customer wireless terminal information transmitting the wireless payment request information in the wireless payment server 4400, those skilled in the art to which the present invention pertains, see FIG. And / or may be modified to infer various implementation methods for the transmission and reception of information and the confirmation process for the wireless taxi fare payment. Is made, including any exemplary method, to which the technical feature that is not limited to the exemplary method shown in the figure 46.

Referring to FIG. 46, at least one customer payment means information and a customer wireless terminal for processing a predetermined taxi fare to a predetermined payment means D / B 3140 through the customer payment means information registration system shown in FIG. The customer wireless terminal 4435 having registered the information drives (or executes) a predetermined wireless payment program provided in the wireless terminal for the taxi fare payment, and is provided to the customer wireless terminal 4435 through the wireless payment program. Activate the predetermined RF reader function (4605).

Thereafter, the customer wireless terminal 4435 reads RF code information including the taxi unique number information from the RF tag provided in the taxi through a predetermined RF reader based on the wireless payment program (4610).

If RF code information including the taxi unique number information is read from the RF tag provided in the taxi through the RF reader (4615), the customer wireless terminal 4435 is connected to the taxi fare through the wireless payment program. A corresponding payment amount is input (or selected) (4620).

According to another embodiment of the present invention, when the RF tag provided in the taxi has a function of receiving a predetermined taxi fare from a meter provided in the taxi and including it in the RF code information in real time, the payment amount is the RF It may be included in the code information, and in this case, the process of inputting (or selecting) the payment amount through the wireless payment program may be omitted.

If it is confirmed that the payment amount is input through the wireless interface screen (4625), the customer wireless terminal 4435 generates wireless payment request information including the taxi unique number information and the payment amount (4630).

According to the exemplary embodiment of the present invention, the wireless payment request information preferably includes a data structure that can be transmitted to the wireless payment server 4400 through the wireless communication network.

According to the exemplary embodiment of the present invention, the wireless terminal request 443 to confirm the validity of the wireless payment request information in the wireless payment server 4400 receiving the wireless payment request information, the wireless payment request The information may further include predetermined wireless payment authentication information (eg, a wireless payment password, a payment method password, a security card number, an OTP code generated through a predetermined one time password generator), and the like. The present invention is not limited.

According to an embodiment of the present invention, the customer wireless terminal 4435 may transmit the wireless payment request information to the wireless payment server 4400 securely through the wireless communication network. It is possible to encrypt in an encryption manner and / or to attach an electronic signature, thereby not limiting the present invention.

Thereafter, the wireless terminal transmits the generated wireless payment request information to the wireless payment server 4400 through the wireless communication network (4635), and correspondingly, the wireless payment server 4400 transmits the wireless payment request information. The customer wireless terminal information is transmitted (4640).

According to an exemplary embodiment of the present invention, the wireless payment server 4400 reads communication channel information corresponding to the customer wireless terminal 4435 based on a wireless communication protocol provided in the wireless communication network, and thus the wireless payment request information. It is desirable to check the customer wireless terminal information transmitted.

According to another exemplary embodiment of the present invention, the wireless payment server 4400 reads packet information included in wireless payment request information received by the information receiving unit based on a wireless communication protocol provided in the wireless communication network, and performs wireless It is desirable to check the customer wireless terminal information that sent the payment request information.

According to another exemplary embodiment of the present invention, the customer wireless terminal information may be transmitted by further including the customer wireless terminal information in the wireless payment request information. In this case, the wireless payment server 4400 may transmit the wireless information. By reading the payment request information, it is possible to confirm customer wireless terminal information that has transmitted the wireless payment request information.

If the customer wireless terminal information that transmits the wireless payment request information is confirmed (4645), the wireless payment server 4400 reads the received wireless payment request information to perform a payment approval process of the taxi fare. do.

47 is a diagram illustrating a payment means confirmation and payment approval process for the wireless taxi fare payment according to an embodiment of the present invention.

More specifically, FIG. 47 reads RF code information including predetermined taxi identification number information from an RF tag provided in a taxi through a predetermined RF reader in the customer wireless terminal 4435 in FIG. Generate predetermined wireless payment request information including the taxi unique number information included in the information and the payment amount corresponding to the taxi fare and transmit it to the wireless payment server 4400 on the wireless taxi fare payment system shown in FIG. When the wireless payment server 4400 confirms the customer wireless terminal information that has transmitted the wireless payment request information through the information checking process shown in FIG. 46, the wireless payment server 4400 and the customer wireless terminal information. As a process of confirming the payment method associated with the customer payment associated with the process, if one of ordinary skill in the art to which the present invention belongs, By referring to 47 and / or modified to be able to infer various implementation methods for the customer payment means confirmation and payment approval process for the wireless taxi fare payment, the present invention comprises all the inferred implementation methods, The technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 47, predetermined wireless payment request information including the taxi unique number information and the payment amount from the customer wireless terminal 4435 on the wireless taxi fare payment system shown in FIG. 44 to the wireless payment server 4400. If the customer wireless terminal information that has transmitted the wireless payment request information is confirmed by the wireless payment server 4400 through the information check process shown in Figure 46, the wireless payment server 4400 is the drawing 31 Linked with the confirmed customer wireless terminal information in connection with a predetermined payment method D / B (3140) for storing and processing the customer payment method information and the customer wireless terminal information registered through the customer payment method information registration system shown in At least one customer payment information is confirmed (4700).

According to another exemplary embodiment of the present invention, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the customer wireless terminal information is the payment amount of the plurality of payment means in the wireless payment request information It is preferable to further transmit the predetermined payment means selection information to process the payment, in this case, the wireless payment server 4400 is to process the payment amount of the customer payment means information corresponding to the payment means selection information. It is preferable to confirm with customer payment means information.

Alternatively, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the wireless payment server 4400, the customer payment means information to be processed first of the customer payment means information according to a predetermined payment policy May check the payment amount as the customer payment means information to process the payment, by which the present invention is not limited.

If the customer payment means information is not confirmed (for example, a customer corresponding to the customer wireless terminal information does not register the customer payment means information and the customer wireless terminal information through the customer payment means information registration system shown in FIG. 31). If not) (4705), the wireless payment server 4400 generates a predetermined customer payment means error information and transmits it to the wireless terminal (4710).

On the other hand, if the customer payment means information is confirmed (4705), the wireless payment server 4400 extracts the taxi unique number information included in the received wireless payment request information (4715), the figures 27 and / or 29 The taxi unique number information in connection with the predetermined taxi information D / B (2740) for storing and processing the taxi unique number information, taxi driver wireless terminal information and driver account information registered through the taxi information registration system shown in The predetermined taxi driver wireless terminal information and the driver account information which are processed in association are checked (4720).

If the predetermined taxi driver radio terminal information and the driver account information which are processed in association with the taxi unique number information are not confirmed (for example, the taxi unique number through the taxi information registration system shown in FIGS. 27 and / or 29). Information and taxi driver wireless terminal information and driver account information is not registered in the taxi information D / B (2740) (4725), the wireless payment server 4400 generates a predetermined taxi information error information to the wireless terminal The transmission is performed at 4730.

On the other hand, if the predetermined taxi driver wireless terminal information and the driver account information processed in association with the taxi unique number information (4725), the wireless payment server 4400 is a payment system corresponding to the confirmed customer payment means information and And / or check the financial system (4734), and verify the payment validity whether the payment amount included in the wireless payment request information can be processed through the customer payment means in connection with the confirmed payment system and / or the financial system. (4740).

According to an embodiment of the present invention, when the confirmed customer payment means information includes the mobile payment means information, the wireless payment server 4400 is a wireless communication fee corresponding to the mobile payment means through a predetermined communication means It is preferable to check the validity of the payment whether the payment amount can be processed in connection with the billing system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the wire transfer payment means information, the wireless payment server 4400 opens a financial account of the customer name through a predetermined communication means. It is desirable to check the validity of the payment amount through the amount deposited in the financial account in the name of the customer in connection with the established financial system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the credit card payment means information, the wireless payment server 4400 is linked with the credit card payment system through a predetermined communication means. It is preferable to check the validity that the payment amount can be processed through the credit card.

Alternatively, when the confirmed customer payment means information includes the check card payment means information, the wireless payment server 4400 is linked to the check card payment system through a predetermined communication means through the check card through the check card It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the debit card payment means information, the wireless payment server 4400 is linked with the debit card payment system through a predetermined communication means through the debit card payment It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the prepaid card payment means information, the wireless payment server 4400 is charged in the prepaid card in connection with the prepaid card payment system through a predetermined communication means It is preferable to check the validity that the payment amount can be processed through.

If payment validity is not authenticated whether the payment amount can be processed through the customer payment means (4745), the wireless payment server 4400 generates predetermined payment validity error information to generate the customer wireless terminal 4435. Transmit (4750).

On the other hand, if the payment validity is verified whether the payment amount can be processed through the customer payment means (4745), the wireless payment server 4400 is linked to the confirmed payment system and / or financial system and the customer payment means The payment is included in the wireless payment request information through the payment process (4755).

According to an exemplary embodiment of the present invention, when the confirmed customer payment means information is the mobile payment means information, and the validity of the payment for the mobile payment means information is confirmed, the wireless payment server 4400 uses a predetermined communication means. It is preferable to process the payment amount in connection with the wireless communication billing system corresponding to the mobile phone payment means, and when the payment process is completed normally, the payment amount is deposited into the confirmed driver account information. .

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information is the wire transfer payment means information and the validity of the wire transfer payment means information is confirmed, the wireless payment server 4400 is the financial system. It is preferable to deposit the amount corresponding to the payment amount among the amounts deposited in the financial account under the customer's name to the financial account corresponding to the confirmed driver account information.

According to another embodiment of the present invention, when the confirmed customer payment means information is the credit card payment means information, and the validity of the credit card payment means information is confirmed, the wireless payment server 4400 is the credit It is preferable to deposit the amount corresponding to the payment amount to the financial account corresponding to the confirmed driver account information at the date of settlement of the credit card in connection with the card payment system.

Alternatively, when the confirmed customer payment means information is the check card payment means information, and the validity of the check card payment means information is confirmed, the wireless payment server 4400 checks in conjunction with the check card payment system. It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed driver account information.

Alternatively, when the confirmed customer payment means information is the debit card payment means information, and the validity of the debit card payment means information is confirmed, the wireless payment server 4400 is linked to the debit card payment system the debit It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed driver account information.

Alternatively, when the confirmed customer payment means information is the prepaid card payment means information, and the validity of the prepaid card payment means information is confirmed, the wireless payment server 4400 is linked with the prepaid card payment system in the prepaid. It is preferable to deposit the amount corresponding to the settlement amount among the amounts charged to the card to the financial account corresponding to the confirmed driver account information.

If the payment processing for the payment amount included in the wireless payment request information is completed through the confirmed customer payment means in connection with the payment system and / or the financial system (4760), the wireless payment server 4400 is In operation 4765, the payment processing history using the customer payment means is generated in association with a payment system and / or a financial system.

Here, the payment processing details may include a payment approval result for the payment processing using the customer payment means, or may include a payment error result.

48 is a diagram illustrating a payment processing procedure for wireless taxi fare payment according to an embodiment of the present invention.

More specifically, FIG. 48 shows a payment process including a predetermined payment approval result after performing the payment approval process shown in FIG. 47 in the wireless payment server 4400 on the wireless taxi fare payment system shown in FIG. When the details are generated, the wireless payment server 4400 stores the payment processing details in a predetermined payment history D / B 4430 and transmits them to the driver wireless terminal on the wireless taxi fare payment system shown in FIG. As a process, one of ordinary skill in the art to which the present invention pertains may refer to and / or modify this drawing 48 to infer various implementation methods for the payment processing process for the wireless taxi fare payment. However, the present invention includes all the implementation methods inferred, and the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 48, after the payment approval process shown in FIG. 47 is performed in the wireless payment server 4400 on the wireless taxi fare payment system shown in FIG. 44, the payment processing details including a predetermined payment approval result are shown. If this is generated, the wireless payment server 4400 generates payment processing history information for storage including the payment processing history (4800), and processes the generated payment processing history information and the taxi unique number information in association with the A payment history D / B 4430 shown in FIG. 44 is stored (4805).

According to another exemplary embodiment of the present invention, the wireless payment server 4400 stores and stores the taxi driver wireless terminal information and the payment processing history information in addition to the taxi unique number information in the payment history D / B 4430. Alternatively, the driver account information and the payment processing history information may be cooperatively processed and stored in the payment history D / B 4430, whereby the present invention is not limited thereto.

In addition, the wireless payment server 4400 generates a payment processing history information for wireless terminal transmission including the payment processing history (4810), the generated payment processing history information is processed in association with the taxi unique number information and stored The driver wireless terminal transmits information to the driver wireless terminal corresponding to the driver wireless terminal information (4815).

According to the exemplary embodiment of the present invention, the payment processing history information generated by the wireless payment server 4400 may include a wireless message (eg, a short message, a multimedia message, etc.) including the payment amount.

49 is a diagram illustrating an information transmission and reception process for wireless taxi fare payment according to another embodiment of the present invention.

More specifically, FIG. 49 shows RF code information including predetermined taxi identification number information and taxi driver wireless terminal information from the RF tag provided in the taxi through the predetermined RF reader in the customer wireless terminal 4435 in FIG. The wireless taxi fare shown in FIG. 44 is generated by generating predetermined wireless payment request information including a payment amount corresponding to the taxi unique number information, the taxi driver wireless terminal information, and the taxi fare included in the RF code information. When transmitting to the wireless payment server 4400 on the payment system, the wireless payment server 4400 is for the process of confirming the customer wireless terminal information that has transmitted the wireless payment request information, which is common in the art Those skilled in the art can refer to and / or modify this drawing 49 to explain the process of transmitting and receiving information for the wireless taxi fare payment. Would be able to infer a method embodiment, the present invention is made, including any exemplary way in which the inference, to which the technical feature that is not limited to the exemplary method shown in the figure 49.

Referring to FIG. 49, at least one customer payment means information and a customer wireless terminal for processing a predetermined taxi fare to a predetermined payment means D / B 3140 through the customer payment means information registration system shown in FIG. The customer wireless terminal 4435 having registered the information drives (or executes) a predetermined wireless payment program provided in the wireless terminal for the taxi fare payment, and is provided to the customer wireless terminal 4435 through the wireless payment program. Activate the predetermined RF reader function (4905).

Thereafter, the customer wireless terminal 4435 reads the RF code information including the taxi unique number information and the taxi driver wireless terminal information from the RF tag provided in the taxi through a predetermined RF reader based on the wireless payment program. (4910).

If the RF code information including the taxi unique number information and the taxi driver wireless terminal information is read from the RF tag provided in the taxi through the RF reader (4915), the customer wireless terminal (4435) is the wireless payment program In operation 4920, a payment amount corresponding to the taxi fare is input (or selected).

According to another embodiment of the present invention, when the RF tag provided in the taxi has a function of receiving a predetermined taxi fare from a meter provided in the taxi and including it in the RF code information in real time, the payment amount is the RF It may be included in the code information, and in this case, the process of inputting (or selecting) the payment amount through the wireless payment program may be omitted.

If it is confirmed that the payment amount is input through the wireless interface screen (4925), the customer wireless terminal 4435 generates wireless payment request information including the taxi unique number information and the payment amount (4930).

According to the exemplary embodiment of the present invention, the wireless payment request information preferably includes a data structure that can be transmitted to the wireless payment server 4400 through the wireless communication network.

According to an exemplary embodiment of the present invention, the wireless client request terminal 4535 may check the validity of the wireless payment request information in the wireless payment server 4400 that has received the wireless payment request information. It is possible to further include predetermined wireless payment authentication information (for example, wireless payment password, payment method password, security card number, OTP code generated through a predetermined one time password (OTP) generator), thereby The invention is not limited.

According to an embodiment of the present invention, the customer wireless terminal 4435 may transmit the wireless payment request information to the wireless payment server 4400 securely through the wireless communication network. It is possible to encrypt in an encryption manner and / or to attach an electronic signature, thereby not limiting the present invention.

Thereafter, the wireless terminal transmits the generated wireless payment request information to the wireless payment server 4400 through the wireless communication network (4935), and correspondingly, the wireless payment server 4400 transmits the wireless payment request information. The customer wireless terminal information is transmitted (4940).

According to an exemplary embodiment of the present invention, the wireless payment server 4400 reads communication channel information corresponding to the customer wireless terminal 4435 based on a wireless communication protocol provided in the wireless communication network, and thus the wireless payment request information. It is desirable to check the customer wireless terminal information transmitted.

According to another exemplary embodiment of the present invention, the wireless payment server 4400 reads packet information included in wireless payment request information received by the information receiving unit based on a wireless communication protocol provided in the wireless communication network, and performs wireless It is desirable to check the customer wireless terminal information that sent the payment request information.

According to another exemplary embodiment of the present invention, the customer wireless terminal information may be transmitted by further including the customer wireless terminal information in the wireless payment request information. In this case, the wireless payment server 4400 may transmit the wireless information. By reading the payment request information, it is possible to confirm customer wireless terminal information that has transmitted the wireless payment request information.

If the customer wireless terminal information that transmits the wireless payment request information is confirmed (4945), the wireless payment server 4400 reads the received wireless payment request information to perform the process of payment approval processing the taxi fare. do.

50 is a diagram illustrating a payment means confirmation and payment approval process for wireless taxi fare payment according to another embodiment of the present invention.

In more detail, FIG. 50 shows RF code information including predetermined taxi identification number information and taxi driver wireless terminal information from the RF tag provided in the taxi through the predetermined RF reader in the customer wireless terminal 4435 in FIG. The wireless taxi fare shown in FIG. 44 is generated by generating predetermined wireless payment request information including a payment amount corresponding to the taxi unique number information, the taxi driver wireless terminal information, and the taxi fare included in the RF code information. When the wireless payment server 4400 on the payment system is transmitted, and the wireless payment server 4400 confirms the customer wireless terminal information transmitting the wireless payment request information through the information checking process shown in FIG. 49, the wireless As the payment server 4400 is a process for confirming the customer payment means associated with the customer wireless terminal information payment processing processing, Those skilled in the art may refer to and / or modify this drawing 50 to infer various implementation methods for the customer payment method confirmation and payment approval process for the wireless taxi fare payment. The present invention includes all the implementation methods inferred above, the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 50, the customer wireless terminal 4435 on the wireless taxi fare payment system shown in FIG. 44 includes the taxi unique number information, taxi driver wireless terminal information, and payment amount from the wireless payment server 4400 to the wireless payment server 4400. When the predetermined wireless payment request information is transmitted, and the customer wireless terminal information transmitting the wireless payment request information is confirmed by the wireless payment server 4400 through the information checking process shown in FIG. 49, the wireless payment server ( 4400 is identified in connection with a predetermined payment method D / B 3140 for storing and processing the customer payment means information and the customer wireless terminal information registered through the customer payment means information registration system shown in FIG. Check at least one customer payment method information associated with the customer wireless terminal information (5000).

According to another exemplary embodiment of the present invention, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the customer wireless terminal information is the wireless payment request information of the plurality of payment means of the payment means; Preferably, the payment further includes a predetermined payment means selection information to be transmitted, and in this case, the wireless payment server 4400 performs payment processing on the payment amount of the customer payment means information corresponding to the payment means selection information. It is desirable to confirm with the customer payment method information.

Alternatively, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the wireless payment server 4400, the customer payment means information to be processed first of the customer payment means information according to a predetermined payment policy May check the payment amount as the customer payment means information to process the payment, by which the present invention is not limited.

If the customer payment means information is not confirmed (for example, a customer corresponding to the customer wireless terminal information does not register the customer payment means information and the customer wireless terminal information through the customer payment means information registration system shown in FIG. 31). If not) (5005), the wireless payment server 4400 generates a predetermined customer payment means error information and transmits to the wireless terminal (5010).

On the other hand, if the customer payment means information is confirmed (5005), the wireless payment server 4400 extracts the taxi unique number information and the taxi driver wireless terminal information included in the received wireless payment request information (5015), the figure In operation 5020, the predetermined driver account information associated with the taxi unique number information is checked in association with the taxi information D / B 2740 illustrated in 44.

If the driver account information associated with the taxi identification number information is not confirmed (for example, the taxi identification number information and the driver account information are displayed through the taxi information registration system shown in FIGS. 27 and / or 29). If not registered in the information D / B (2740) (5025), the wireless payment server 4400 generates a predetermined taxi information error information and transmits to the wireless terminal (5030).

On the other hand, if the driver account information associated with the taxi unique number information is confirmed (5025), the wireless payment server 4400 checks the payment system and / or financial system corresponding to the confirmed customer payment means information ( In operation 5040, the payment validity is verified whether the payment amount included in the wireless payment request information can be processed through the customer payment means in connection with the confirmed payment system and / or the financial system.

According to an embodiment of the present invention, when the confirmed customer payment means information includes the mobile payment means information, the wireless payment server 4400 is a wireless communication fee corresponding to the mobile payment means through a predetermined communication means It is desirable to check the validity of the payment whether the payment amount can be processed in connection with the billing system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the wire transfer payment means information, the wireless payment server 4400 opens a financial account of the customer name through a predetermined communication means. It is desirable to check the validity of the payment amount through the amount deposited in the financial account in the name of the customer in connection with the established financial system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the credit card payment means information, the wireless payment server 4400 is linked with the credit card payment system through a predetermined communication means. It is preferable to check the validity that the payment amount can be processed through the credit card.

Alternatively, when the confirmed customer payment means information includes the check card payment means information, the wireless payment server 4400 is linked to the check card payment system through a predetermined communication means through the check card through the check card It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the debit card payment means information, the wireless payment server 4400 is linked with the debit card payment system through a predetermined communication means through the debit card payment It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the prepaid card payment means information, the wireless payment server 4400 is charged in the prepaid card in connection with the prepaid card payment system through a predetermined communication means It is preferable to check the validity that the payment amount can be processed through.

If the payment validity is not verified whether the payment amount can be processed through the customer payment means (5045), the wireless payment server 4400 generates predetermined payment validity error information to generate the customer wireless terminal 4435. In step 5050,

On the other hand, if the payment validity is verified whether the payment amount can be processed through the customer payment means (5045), the wireless payment server 4400 is linked to the confirmed payment system and / or financial system and the customer payment means Through 5050, the payment amount included in the wireless payment request information is processed.

According to an exemplary embodiment of the present invention, when the confirmed customer payment means information is the mobile payment means information, and the validity of the payment for the mobile payment means information is confirmed, the wireless payment server 4400 uses a predetermined communication means. It is preferable to process the payment amount in connection with the wireless communication billing system corresponding to the mobile phone payment means, and when the payment process is completed normally, the payment amount is deposited into the confirmed driver account information. .

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information is the wire transfer payment means information and the validity of the wire transfer payment means information is confirmed, the wireless payment server 4400 is the financial system. It is preferable to deposit the amount corresponding to the payment amount among the amounts deposited in the financial account under the customer's name to the financial account corresponding to the confirmed driver account information.

According to another embodiment of the present invention, when the confirmed customer payment means information is the credit card payment means information, and the validity of the credit card payment means information is confirmed, the wireless payment server 4400 is the credit It is preferable to deposit the amount corresponding to the payment amount to the financial account corresponding to the confirmed driver account information at the date of settlement of the credit card in connection with the card payment system.

Alternatively, when the confirmed customer payment means information is the check card payment means information, and the validity of the check card payment means information is confirmed, the wireless payment server 4400 checks in conjunction with the check card payment system. It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed driver account information.

Alternatively, when the confirmed customer payment means information is the debit card payment means information, and the validity of the debit card payment means information is confirmed, the wireless payment server 4400 is linked to the debit card payment system the debit It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed driver account information.

Alternatively, when the confirmed customer payment means information is the prepaid card payment means information, and the validity of the prepaid card payment means information is confirmed, the wireless payment server 4400 is linked with the prepaid card payment system in the prepaid. It is preferable to deposit the amount corresponding to the settlement amount of money charged to the card to the financial account corresponding to the confirmed driver account information.

If the payment processing for the payment amount included in the wireless payment request information is completed through the confirmed customer payment means in association with the payment system and / or the financial system (5060), the wireless payment server 4400 is In operation 5065, the payment processing history using the customer payment means is generated in association with a payment system and / or a financial system.

Herein, the payment processing details may include a payment approval result for payment processing using the customer payment means or a payment error result.

51 is a diagram illustrating a payment processing process for wireless taxi fare payment according to another embodiment of the present invention.

In more detail, FIG. 51 illustrates a payment process including a predetermined payment approval result after performing the payment approval process shown in FIG. 50 in a wireless payment server 4400 on the wireless taxi fare payment system shown in FIG. 44. When the details are generated, the wireless payment server 4400 stores the payment processing details in a predetermined payment history D / B 4430 and transmits them to the driver wireless terminal on the wireless taxi fare payment system shown in FIG. As a process, one of ordinary skill in the art to which the present invention pertains may refer to and / or modify this drawing 51 to infer various implementation methods for the payment processing process for the wireless taxi fare payment. However, the present invention includes all the implementation methods inferred above, and the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 51, after the payment approval process shown in FIG. 50 is performed by the wireless payment server 4400 on the wireless taxi fare payment system shown in FIG. 44, a payment processing history including a predetermined payment approval result is shown. When this is generated, the wireless payment server 4400 generates payment processing history information for storage including the payment processing history (5100), and processes the generated payment processing history information and the taxi unique number information in association. The payment history D / B 4430 illustrated in FIG. 44 is stored (5105).

According to another exemplary embodiment of the present invention, the wireless payment server 4400 stores and stores the taxi driver wireless terminal information and the payment processing history information in addition to the taxi unique number information in the payment history D / B 4430. Alternatively, the driver account information and the payment processing history information may be cooperatively processed and stored in the payment history D / B 4430, whereby the present invention is not limited thereto.

In addition, the wireless payment server 4400 generates a payment processing history information for transmitting a wireless terminal including the payment processing history (5110), and process the generated payment processing history information in association with the taxi unique number information and stored In operation 5115, the driver wireless terminal transmits information to the driver wireless terminal corresponding to the driver wireless terminal information.

According to the exemplary embodiment of the present invention, the payment processing history information generated by the wireless payment server 4400 may include a wireless message (eg, a short message, a multimedia message, etc.) including the payment amount.

52 is a diagram illustrating an information transmission and reception process for wireless taxi fare payment according to another embodiment of the present invention.

More specifically, FIG. 52 reads RF code information including predetermined taxi identification number information and driver account information from the RF tag provided in the taxi through the predetermined RF reader in the customer wireless terminal 4435 in FIG. And generating predetermined wireless payment request information including payment information corresponding to the taxi unique number information, the driver's account information, and the taxi fare included in the RF code information. When transmitting to the payment server 4400, the wireless payment server 4400 is a process for confirming the customer wireless terminal information that transmitted the wireless payment request information, the person having ordinary knowledge in the technical field to which the present invention belongs If so, referring to FIG. 52 and / or modified, various implementation methods for the process of transmitting and receiving information for the wireless taxi fare payment and using Would be able, in the present invention are made, including any exemplary way in which the inference, to which the technical feature that is not limited to the exemplary method illustrated in the figure 52.

Referring to FIG. 52, at least one customer payment means information and a customer wireless terminal for processing a predetermined taxi fare to a predetermined payment means D / B 3140 through the customer payment means information registration system shown in FIG. The customer wireless terminal 4435 having registered the information drives (or executes) a predetermined wireless payment program provided in the wireless terminal for the taxi fare payment, and is provided to the customer wireless terminal 4435 through the wireless payment program. Activate the predetermined RF reader function (5205).

Thereafter, the customer wireless terminal 4435 reads the RF code information including the taxi unique number information and the driver account information from the RF tag provided in the taxi through a predetermined RF reader based on the wireless payment program (see 5210).

If RF code information including the taxi unique number information and the driver's account information is read from the RF tag provided in the taxi through the RF reader (5215), the customer wireless terminal 4435 uses the wireless payment program. The payment amount corresponding to the taxi fare is input (or selected) (5220).

According to another embodiment of the present invention, when the RF tag provided in the taxi has a function of receiving a predetermined taxi fare from a meter provided in the taxi and including it in the RF code information in real time, the payment amount is the RF It may be included in the code information, and in this case, the process of inputting (or selecting) the payment amount through the wireless payment program may be omitted.

If it is confirmed that the payment amount is input through the wireless interface screen (5225), the customer wireless terminal 4435 generates wireless payment request information including the taxi unique number information and the payment amount (5230).

According to the exemplary embodiment of the present invention, the wireless payment request information preferably includes a data structure that can be transmitted to the wireless payment server 4400 through the wireless communication network.

According to an exemplary embodiment of the present invention, the wireless client request terminal 4535 may check the validity of the wireless payment request information in the wireless payment server 4400 that has received the wireless payment request information. It is possible to further include predetermined wireless payment authentication information (for example, wireless payment password, payment method password, security card number, OTP code generated through a predetermined one time password (OTP) generator), thereby The invention is not limited.

According to an embodiment of the present invention, the customer wireless terminal 4435 may transmit the wireless payment request information to the wireless payment server 4400 securely through the wireless communication network. It is possible to encrypt in an encryption manner and / or to attach an electronic signature, thereby not limiting the present invention.

Thereafter, the wireless terminal transmits the generated wireless payment request information to the wireless payment server 4400 through the wireless communication network (5235), and correspondingly, the wireless payment server 4400 transmits the wireless payment request information. Check the customer wireless terminal information transmitted (5240).

According to an exemplary embodiment of the present invention, the wireless payment server 4400 reads communication channel information corresponding to the customer wireless terminal 4435 based on a wireless communication protocol provided in the wireless communication network, and thus the wireless payment request information. It is desirable to check the customer wireless terminal information transmitted.

According to another exemplary embodiment of the present invention, the wireless payment server 4400 reads packet information included in wireless payment request information received by the information receiving unit based on a wireless communication protocol provided in the wireless communication network, and performs wireless It is desirable to check the customer wireless terminal information that sent the payment request information.

According to another exemplary embodiment of the present invention, the customer wireless terminal information may be transmitted by further including the customer wireless terminal information in the wireless payment request information. In this case, the wireless payment server 4400 may transmit the wireless information. By reading the payment request information, it is possible to confirm customer wireless terminal information that has transmitted the wireless payment request information.

If the customer wireless terminal information that has transmitted the wireless payment request information is confirmed (5245), the wireless payment server 4400 reads the received wireless payment request information to process the payment approval process of the taxi fare. To perform.

53 is a diagram illustrating a payment method confirmation and payment approval process for wireless taxi fare payment according to another embodiment of the present invention.

More specifically, FIG. 53 reads RF code information including predetermined taxi unique number information and driver account information from the RF tag provided in the taxi through the predetermined RF reader in the client wireless terminal 4435 in FIG. And generating predetermined wireless payment request information including payment information corresponding to the taxi unique number information, the driver's account information, and the taxi fare included in the RF code information. If the wireless payment server 4400 and the wireless payment server 4400 confirms the customer wireless terminal information that transmitted the wireless payment request information through the information check process shown in Figure 52, the wireless payment server (4400) In the process of confirming the customer payment means associated with the customer wireless terminal information in the payment approval process, the technology to which the present invention belongs If one of ordinary skill in the art, it will be able to infer various implementation methods for the customer payment means confirmation and payment approval process for the wireless taxi fare payment by referring to and / or modified in this figure 53, the present invention is It consists of all the inferred implementation methods, the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 53, a predetermined information including the taxi unique number information, driver account information, and payment amount from the customer wireless terminal 4435 on the wireless taxi fare payment system shown in FIG. 44 to the wireless payment server 4400 is provided. When the wireless payment request information is transmitted and the customer wireless terminal information which transmits the wireless payment request information is confirmed by the wireless payment server 4400 through the information checking process shown in FIG. 52, the wireless payment server 4400 The customer wireless means identified in connection with the predetermined payment means D / B (3140) for storing and processing the customer payment means information and the customer wireless terminal information registered through the customer payment means information registration system shown in FIG. At least one customer payment means information associated with the terminal information is checked (5300).

According to another exemplary embodiment of the present invention, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the customer wireless terminal information is the payment amount of the plurality of payment means in the wireless payment request information It is preferable to further transmit the predetermined payment means selection information to process the payment, in this case, the wireless payment server 4400 is to process the payment amount of the customer payment means information corresponding to the payment means selection information. It is preferable to confirm with customer payment means information.

Alternatively, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the wireless payment server 4400, the customer payment means information to be processed first of the customer payment means information according to a predetermined payment policy May check the payment amount as the customer payment means information to process the payment, by which the present invention is not limited.

If the customer payment means information is not confirmed (for example, a customer corresponding to the customer wireless terminal information does not register the customer payment means information and the customer wireless terminal information through the customer payment means information registration system shown in FIG. 31). If not) (5305), the wireless payment server 4400 generates the predetermined customer payment means error information and transmits it to the wireless terminal (5310).

On the other hand, if the customer payment means information is confirmed (5305), the wireless payment server 4400 extracts the taxi unique number information and the driver account information included in the received wireless payment request information (5315), and in Figure 44 In connection with the illustrated taxi information D / B 2740, the predetermined taxi driver wireless terminal information processed in association with the taxi unique number information is checked (5320).

If the taxi driver radio terminal information associated with the taxi identification number information is not confirmed (for example, the taxi identification number information and the taxi driver radio terminal through the taxi information registration system shown in FIGS. 27 and / or 29). If the information is not registered in the taxi information D / B 2740) (5325), the wireless payment server 4400 generates predetermined taxi information error information and transmits it to the wireless terminal (5330).

On the other hand, if the taxi driver wireless terminal information associated with the taxi unique number information is confirmed (5325), the wireless payment server 4400 checks the payment system and / or financial system corresponding to the confirmed customer payment means information In operation 5340, the payment validity is verified whether the payment amount included in the wireless payment request information can be processed through the customer payment means in association with the confirmed payment system and / or the financial system (5340).

According to an embodiment of the present invention, when the confirmed customer payment means information includes the mobile payment means information, the wireless payment server 4400 is a wireless communication fee corresponding to the mobile payment means through a predetermined communication means It is preferable to check the validity of the payment whether the payment amount can be processed in connection with the billing system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the wire transfer payment means information, the wireless payment server 4400 is a financial account of the customer name through a predetermined communication means In connection with the established financial system, it is desirable to check the validity of the settlement amount through the amount deposited in the financial account of the customer's name.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the credit card payment means information, the wireless payment server 4400 is linked with the credit card payment system through a predetermined communication means. It is preferable to check the validity that the payment amount can be processed through the credit card.

Alternatively, when the confirmed customer payment means information includes the check card payment means information, the wireless payment server 4400 is linked to the check card payment system through a predetermined communication means through the check card through the check card It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the debit card payment means information, the wireless payment server 4400 is linked with the debit card payment system through a predetermined communication means through the debit card payment It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the prepaid card payment means information, the wireless payment server 4400 is charged in the prepaid card in connection with the prepaid card payment system through a predetermined communication means It is desirable to check the validity that the payment amount can be processed through.

If payment validity is not authenticated whether the payment amount can be processed through the customer payment means (5345), the wireless payment server 4400 generates predetermined payment validity error information to generate the customer wireless terminal 4435. And transmit (5350).

On the other hand, if the payment validity is authenticated whether the payment amount can be processed through the customer payment means (5345), the wireless payment server 4400 is connected to the confirmed payment system and / or financial system and the customer payment means Through 553, the payment amount included in the wireless payment request information is processed.

According to an exemplary embodiment of the present invention, when the confirmed customer payment means information is the mobile payment means information, and the validity of the payment for the mobile payment means information is confirmed, the wireless payment server 4400 uses a predetermined communication means. It is preferable to process the payment amount in connection with the wireless communication billing system corresponding to the mobile phone payment means, and when the payment process is completed normally, the payment amount is deposited into the confirmed driver account information. .

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information is the wire transfer payment means information and the validity of the wire transfer payment means information is confirmed, the wireless payment server 4400 is the financial In connection with the system, it is preferable to deposit the amount corresponding to the payment amount among the amounts deposited in the financial account under the customer's name to the financial account corresponding to the confirmed driver account information.

According to another embodiment of the present invention, when the confirmed customer payment means information is the credit card payment means information, and the validity of the credit card payment means information is confirmed, the wireless payment server 4400 is the credit It is preferable to deposit the amount corresponding to the payment amount to the financial account corresponding to the confirmed driver account information at the date of settlement of the credit card in connection with the card payment system.

Alternatively, when the confirmed customer payment means information is the check card payment means information, and the validity of the check card payment means information is confirmed, the wireless payment server 4400 checks in conjunction with the check card payment system. It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed driver account information.

Alternatively, when the confirmed customer payment means information is the debit card payment means information, and the validity of the debit card payment means information is confirmed, the wireless payment server 4400 is linked to the debit card payment system the debit It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed driver account information.

Alternatively, when the confirmed customer payment means information is the prepaid card payment means information, and the validity of the prepaid card payment means information is confirmed, the wireless payment server 4400 is linked with the prepaid card payment system in the prepaid. It is preferable to deposit the amount corresponding to the settlement amount of money charged to the card to the financial account corresponding to the confirmed driver account information.

If the payment processing for the payment amount included in the wireless payment request information is completed through the confirmed customer payment means in association with the payment system and / or the financial system (5360), the wireless payment server 4400 is The payment processing history using the customer payment means is generated in association with a payment system and / or a financial system (5365).

Here, the payment processing details may include a payment approval result for the payment processing using the customer payment means, or may include a payment error result.

54 is a diagram illustrating a payment processing procedure for wireless taxi fare payment according to another embodiment of the present invention.

In more detail, FIG. 54 shows a payment process including a predetermined payment approval result after performing the payment approval process shown in FIG. 53 in the wireless payment server 4400 on the wireless taxi fare payment system shown in FIG. When the details are generated, the wireless payment server 4400 stores the payment processing details in a predetermined payment history D / B 4430 and transmits them to the driver wireless terminal on the wireless taxi fare payment system shown in FIG. As a process, one of ordinary skill in the art to which the present invention pertains may refer to and / or modify this drawing 54 to infer various implementation methods for the payment processing process for the wireless taxi fare payment. However, the present invention includes all the implementation methods inferred, and the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 54, after the payment approval process shown in FIG. 53 is performed by the wireless payment server 4400 on the wireless taxi fare payment system shown in FIG. 44, a payment processing history including a predetermined payment approval result is included. When this is generated, the wireless payment server 4400 generates payment processing history information for storage including the payment processing history (5400), and processes the generated payment processing history information and the taxi unique number information in association with the A payment history D / B 4430 illustrated in FIG. 44 is stored (5405).

According to another exemplary embodiment of the present invention, the wireless payment server 4400 stores and stores the taxi driver wireless terminal information and the payment processing history information in addition to the taxi unique number information in the payment history D / B 4430. Alternatively, the driver account information and the payment processing history information may be cooperatively processed and stored in the payment history D / B 4430, whereby the present invention is not limited thereto.

In addition, the wireless payment server 4400 generates (5410) payment processing history information for wireless terminal transmission including the payment processing history, and stored in association with the taxi unique number information stored in the generated payment processing history information The driver wireless terminal transmits information to the driver wireless terminal corresponding to the driver wireless terminal information (5415).

According to the exemplary embodiment of the present invention, the payment processing history information generated by the wireless payment server 4400 may include a wireless message (eg, a short message, a multimedia message, etc.) including the payment amount.

According to the present invention, through the wireless taxi fare payment system, the taxi company (or private taxi operator) receives a predetermined RF tag including RF code information including the taxi unique number information in the taxi instead of an expensive payment terminal. In addition, the taxi user has the advantage of conveniently paying and paying the taxi fare without cash without having a separate credit card (or transportation card).

According to the present invention, when a payment error occurs through the wireless taxi fare payment system, the payment error does not occur in the device (or terminal) provided in the taxi, but because it occurred in the payment means of the customer, even if the payment error There is an advantage that eliminates the risk that taxi fare can occur even if the occurrence.

Claims (1)

It is equipped with an RF reader unit, and reads the taxi unique number information, taxi fare information and taxi driver wireless terminal information from the RF tag provided in the taxi, and process the read taxi unique number information as payment merchant information, corresponding to the taxi fare After generating the wireless payment request information including the payment information, the customer mobile phone for transmitting the generated wireless payment request information to the wireless payment server through a wireless communication network; And After receiving the payment information corresponding to the taxi unique number information and the taxi fare processed as payment merchant information using the wireless payment request information transmitted through the customer mobile phone, the taxi through the payment means associated with the customer mobile phone Performing payment processing for the fare, processing an amount corresponding to the paid taxi fare to be deposited into a payment target account associated with the taxi unique number information, and transmitting the payment processing result to the taxi driver wireless terminal; Payment processing system, comprising a; payment server.

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